natgillin/translations-raw huggingface dataset:
(5) Money laundering and terrorist financing are frequently carried out in an international context.
(5) Pranje denarja in financiranje terorizma se pogosto izvajata na mednarodni ravni.
Measures adopted solely at national or even Community level, without taking account of international coordination and cooperation, would have very limited effects.
Ukrepi, sprejeti izključno na nacionalni ravni ali na ravni Skupnosti, vendar brez upoštevanja mednarodne koordinacije in sodelovanja, bi imeli zelo omejene učinke.
The measures adopted by the Community in this field should therefore be consistent with other action undertaken in other international fora.
Ukrepi, ki jih sprejme Skupnost na tem področju, bi morali biti torej usklajeni z drugimi ukrepi, ki so sprejeti na mednarodni ravni.
The Community action should continue to take particular account of the Recommendations of the Financial Action Task Force (hereinafter referred to as the FATF), which constitutes the foremost international body active in the fight against money laundering and terrorist financing.
Ukrepi, sprejeti s strani Skupnosti na tem področju, naj predvsem upoštevajo priporočila Projektne skupine za finančno ukrepanje (v nadaljevanju &quot;FATF&quot;), ki predstavlja najpomembnejše mednarodno telo na področju boja proti pranju denarja in financiranju terorizma.
Since the FATF Recommendations were substantially revised and expanded in 2003, this Directive should be in line with that new international standard.
Ker je FATF leta 2003 bistveno spremenila in razširila priporočila, bi bilo treba direktivo Skupnosti uskladiti z novim mednarodnim standardom.
(6) The General Agreement on Trade in Services (GATS) allows Members to adopt measures necessary to protect public morals and prevent fraud and adopt measures for prudential reasons, including for ensuring the stability and integrity of the financial system.
(6) Splošni sporazum o trgovini s storitvami (GATS) članicam dovoljuje sprejetje ukrepov, potrebnih za zaščito javne morale in preprečevanje goljufij ter sprejetje ukrepov za varno in skrbno poslovanje ter za zagotavljanje trdnosti in celosti finančnega sistema.
(7) Although initially limited to drugs offences, there has been a trend in recent years towards a much wider definition of money laundering based on a broader range of predicate offences.
(7) Zadnja leta je opazna potreba po širši opredelitvi pranja denarja, sprva omejeni na nezakonito trgovanje z mamili, ki naj bi zajemala daljši seznam predhodnih kaznivih dejanj.
A wider range of predicate offences facilitates the reporting of suspicious transactions and international cooperation in this area.
Razširjen obseg predhodnih kaznivih dejanj bi olajšal poročanje o sumljivih transakcijah in mednarodno sodelovanje na tem področju.
Therefore, the definition of serious crime should be brought into line with the definition of serious crime in Council Framework Decision 2001/500/JHA of 26 June 2001 on money laundering, the identification, tracing, freezing, seizing and confiscation of instrumentalities and the proceeds of crime [5].
Zato bi bilo treba opredelitev hudega kaznivega dejanja uskladiti z opredelitvijo hudega kaznivega dejanja iz Okvirnega sklepa Sveta 2001/500/PNZ z dne 26. junija 2001 o pranju denarja, identifikaciji, sledenju, zamrznitvi, zasegu in zaplembi predmetov kaznivih dejanj in premoženjske koristi, pridobljene s kaznivim dejanjem [5].
(8) Furthermore, the misuse of the financial system to channel criminal or even clean money to terrorist purposes poses a clear risk to the integrity, proper functioning, reputation and stability of the financial system.
(8) Nadalje zloraba finančnega sistema za preusmerjanje nezakonitih ali celo zakonitih sredstev za namene terorizma dejansko jasno ogroža celost, pravilno delovanje, ugled in stabilnost finančnega sistema.
Accordingly, the preventive measures of this Directive should cover not only the manipulation of money derived from crime but also the collection of money or property for terrorist purposes.
Zato bi morali preventivni ukrepi te direktive poleg rokovanja z nezakonitim denarjem pokrivati tudi zbiranje sredstev ali lastnine za namene terorizma.
(9) Directive 91/308/EEC, though imposing a customer identification obligation, contained relatively little detail on the relevant procedures.
(9) Direktiva 91/308/EGS je sicer predpisala obveznost identifikacije strank, vendar je predvidela sorazmerno malo podrobnosti o ustreznih postopkih.
In view of the crucial importance of this aspect of the prevention of money laundering and terrorist financing, it is appropriate, in accordance with the new international standards, to introduce more specific and detailed provisions relating to the identification of the customer and of any beneficial owner and the verification of their identity.
Zaradi ključne vloge tega vidika preprečevanja pranja denarja in financiranja terorizma v skladu z novimi mednarodnimi standardi je primerno uvesti bolj specifične in podrobnejše določbe glede identifikacije in preverjanja strank in morebitnih dejanskih lastnikov.
To that end a precise definition of &quot;beneficial owner&quot; is essential.
Zato je potrebna natančna opredelitev dejanskega lastnika.
Where the individual beneficiaries of a legal entity or arrangement such as a foundation or trust are yet to be determined, and it is therefore impossible to identify an individual as the beneficial owner, it would suffice to identify the class of persons intended to be the beneficiaries of the foundation or trust.
V primerih, v katerih je treba še določiti posameznike, ki so koristniki pravne osebe ali pravne organizacije, na primer ustanove ali družbe, ki nudijo podjetniške ali fiduciarne storitve, in zato ni mogoče določiti posameznika kot dejanskega lastnika, bi zadoščala določitev &quot;skupine ljudi&quot;, predvidene za koristnike ustanove ali družbe, ki nudijo podjetniške ali fiduciarne storitve.
This requirement should not include the identification of the individuals within that class of persons.
Ta zahteva ne vsebuje določitve identitete posameznika znotraj te skupine ljudi.
(10) The institutions and persons covered by this Directive should, in conformity with this Directive, identify and verify the identity of the beneficial owner.
(10) Institucije in osebe, za katere velja ta direktiva, bi morale v skladu z njo identificirati in preveriti dejanske lastnike.
To fulfil this requirement, it should be left to those institutions and persons whether they make use of public records of beneficial owners, ask their clients for relevant data or obtain the information otherwise, taking into account the fact that the extent of such customer due diligence measures relates to the risk of money laundering and terrorist financing, which depends on the type of customer, business relationship, product or transaction.
Za izpolnitev te zahteve se institucije in osebe same odločijo, ali bodo uporabile javni register dejanskih lastnikov, zaprosile svoje stranke za zadevne podatke ali te informacije pridobile na drug način ob upoštevanju dejstva, da je obseg takih ukrepov za dobro gospodarjenje povezan z nevarnostjo pranja denarja in financiranja terorizma, kar je odvisno od same stranke, poslovnega odnosa, proizvoda ali transakcije.
(11) Credit agreements in which the credit account serves exclusively to settle the loan and the repayment of the loan is effected from an account which was opened in the name of the customer with a credit institution covered by this Directive pursuant to Article 8(1)(a) to (c) should generally be considered as an example of types of less risky transactions.
(11) Kreditni sporazumi, pri katerih kreditni račun služi izključno za poravnavo posojila in pri katerih se poplačilo posojila izvede prek računa, ki je bil odprt v imenu stranke pri kreditni ustanovi, za katero velja ta direktiva v skladu s členom 8(1)(a) do (c), bi se na splošno morali pojmovati kot primer manj tveganih transakcij.
(12) To the extent that the providers of the property of a legal entity or arrangement have significant control over the use of the property they should be identified as a beneficial owner.
(12) V obsegu, v katerem ima oseba, ki zagotavlja sredstva pravnemu subjektu ali organizaciji, pomemben nadzor nad uporabo premoženja, bi morala biti obravnavana kot dejanski lastnik.
(13) Trust relationships are widely used in commercial products as an internationally recognised feature of the comprehensively supervised wholesale financial markets.
(13) Fiduciarni odnosi se množično uporabljajo pri komercialnih produktih kot mednarodno priznan pokazatelj celotnega nadzora grosističnih finančnih trgov.
An obligation to identify the beneficial owner does not arise from the fact alone that there is a trust relationship in this particular case.
Obveza ugotavljanja dejanskega lastnika ne izhaja zgolj iz samega dejstva, da gre v tem primeru za fiduciaren odnos.
(14) This Directive should also apply to those activities of the institutions and persons covered hereunder which are performed on the Internet.
(14) Ta direktiva bi se morala uporabljati tudi za tiste dejavnosti, ki jih ustanove in osebe, za katere ta direktiva velja, opravljajo preko interneta.
(15) As the tightening of controls in the financial sector has prompted money launderers and terrorist financers to seek alternative methods for concealing the origin of the proceeds of crime and as such channels can be used for terrorist financing, the anti-money laundering and anti-terrorist financing obligations should cover life insurance intermediaries and trust and company service providers.
(15) Storilci kaznivih dejanj pranja denarja in osebe, ki financirajo terorizem, so bili zaradi poostrenega nadzora v finančnem sektorju prisiljeni iskati nadomestne metode za prikrivanje izvora sredstev, pridobljenih s kaznivimi dejanji, hkrati pa se takšne poti lahko uporabljajo za financiranje terorizma, zato bi morali obvezni ukrepi proti pranju denarja in financiranju terorizma veljati tudi za posrednike življenjskega zavarovanja in družbe, ki nudijo podjetniške in fiduciarne storitve.
(16) Entities already falling under the legal responsibility of an insurance undertaking, and therefore falling within the scope of this Directive, should not be included within the category of insurance intermediary.
(16) Subjekte, za katere je že pravno odgovorna zavarovalniška družba in iz tega razloga spadajo v področje uporabe te direktive, se ne bi smelo vključiti v kategorijo zavarovalniških posrednikov.
(17) Acting as a company director or secretary does not of itself make someone a trust and company service provider.
(17) Opravljanje funkcije direktorja ali poslovodje družbe ne pomeni, da je zadevna oseba samodejno ponudnik storitev za družbe, ki nudijo podjetniške in fiduciarne storitve.
For that reason, the definition covers only those persons that act as a company director or secretary for a third party and by way of business.
Zato opredelitev zajema samo osebe, ki za tretjo osebo opravljajo funkcijo direktorja ali poslovodje družbe kot svojo dejavnost.
(18) The use of large cash payments has repeatedly proven to be very vulnerable to money laundering and terrorist financing.
(18) Večkrat se je pokazalo, da pri plačilu v gotovini višji zneski predstavljajo veliko tveganje za pranje denarja in financiranje terorizma.
Therefore, in those Member States that allow cash payments above the established threshold, all natural or legal persons trading in goods by way of business should be covered by this Directive when accepting such cash payments.
Zato bi morala ta direktiva v tistih državah članicah, ki dopuščajo plačevanje v gotovini v znesku, ki presega določen prag, veljati za vse fizične ali pravne osebe, ki trgujejo z blagom, pri prejemu takšnih gotovinskih plačil.
Dealers in high-value goods, such as precious stones or metals, or works of art, and auctioneers are in any event covered by this Directive to the extent that payments to them are made in cash in an amount of EUR 15000 or more.
Ta direktiva bi morala v vsakem primeru veljati za osebe, ki trgujejo z dragimi predmeti, kot so dragulji, žlahtne kovine ali umetniška dela, vključno s prireditelji dražb, če je vrednost njihovega gotovinskega plačila 15000 EUR ali več.
To ensure effective monitoring of compliance with this Directive by that potentially wide group of institutions and persons, Member States may focus their monitoring activities in particular on those natural and legal persons trading in goods that are exposed to a relatively high risk of money laundering or terrorist financing, in accordance with the principle of risk-based supervision.
Da bi zagotovili učinkovit nadzor nad spoštovanjem te direktive s strani potencialno velike skupine ustanov in oseb, lahko države članice svoje nadzorne ukrepe, ki ustrezajo načelu nadzora tveganj, osredotočijo posebej na tiste fizične in pravne osebe, pri katerih obstaja visoko tveganje za pranje denarja ali financiranje terorizma.
In view of the different situations in the various Member States, Member States may decide to adopt stricter provisions, in order to properly address the risk involved with large cash payments.
Zaradi različnih razmer v posameznih državah se lahko države članice odločijo sprejeti strožje predpise, da bi se primerno odzvale na tveganje, povezano s plačevanjem visokih zneskov v gotovini.
(19) Directive 91/308/EEC brought notaries and other independent legal professionals within the scope of the Community anti-money laundering regime; this coverage should be maintained unchanged in this Directive; these legal professionals, as defined by the Member States, are subject to the provisions of this Directive when participating in financial or corporate transactions, including providing tax advice, where there is the greatest risk of the services of those legal professionals being misused for the purpose of laundering the proceeds of criminal activity or for the purpose of terrorist financing.
(19) Direktiva 91/308/EGS je določila, da režim Skupnosti proti pranju denarja velja tudi za notarje in druge neodvisne pravne strokovnjake, zato bi se morala ta ureditev ohraniti tudi v tej direktivi. Za te pravne strokovnjake, kakor jih opredeljujejo države članice, veljajo določbe te direktive, kadar so vključeni v finančne ali poslovne transakcije, vključno z davčnim svetovanjem, ki predstavljajo največje tveganje za zlorabo storitev pravnih strokovnjakov z namenom pranja protipravne premoženjske koristi, pridobljene s kaznivimi dejanji, ali za financiranje terorizma.
(20) Where independent members of professions providing legal advice which are legally recognised and controlled, such as lawyers, are ascertaining the legal position of a client or representing a client in legal proceedings, it would not be appropriate under this Directive to put those legal professionals in respect of these activities under an obligation to report suspicions of money laundering or terrorist financing.
(20) V skladu s to direktivo ne bi bilo primerno, da bi morali pravni strokovnjaki, ki pripadajo neodvisnim poklicem za pravno svetovanje, ki so pravno priznani in nadzorovani, kot na primer odvetniki, pri ugotavljanju pravnega položaja svoje stranke ali pri zastopanju stranke v pravnem postopku v zvezi s temi dejavnostmi biti zavezani k poročanju o sumu pranja denarja ali financiranja terorizma.
There must be exemptions from any obligation to report information obtained either before, during or after judicial proceedings, or in the course of ascertaining the legal position for a client.
Dovoliti se mora izjema od obveznosti posredovanja podatkov, pridobljenih pred, med ali po končanem sodnem postopku ali med ugotavljanjem pravnega položaja stranke.
Thus, legal advice shall remain subject to the obligation of professional secrecy unless the legal counsellor is taking part in money laundering or terrorist financing, the legal advice is provided for money laundering or terrorist financing purposes or the lawyer knows that the client is seeking legal advice for money laundering or terrorist financing purposes.
Pravno svetovanje je še vedno zaščiteno z institutom poklicne skrivnosti, razen če je pravni svetovalec udeležen pri pranju denarja ali financiranju terorizma, če je pravno svetovanje podano v zvezi s pranjem denarja ali financiranjem terorizma ali pa odvetnik ve, da stranka išče pravno svetovanje v zvezi s pranjem denarja ali financiranjem terorizma.
(21) Directly comparable services need to be treated in the same manner when provided by any of the professionals covered by this Directive.
(21) Neposredno primerljive storitve je treba obravnavati enako, kadar jih izvajajo kateri koli strokovnjaki, za katere velja ta direktiva.
In order to ensure the respect of the rights laid down in the European Convention for the Protection of Human Rights and Fundamental Freedoms and the Treaty on European Union, in the case of auditors, external accountants and tax advisors, who, in some Member States, may defend or represent a client in the context of judicial proceedings or ascertain a client&apos;s legal position, the information they obtain in the performance of those tasks should not be subject to the reporting obligations in accordance with this Directive.
Da se zagotovi spoštovanje pravic, določenih v Evropski konvenciji o varstvu človekovih pravic in temeljnih svoboščin ter v Pogodbi o Evropski uniji, revizorji, zunanji računovodje in davčni svetovalci, ki lahko v nekaterih državah članicah branijo ali zastopajo stranke v sodnem postopku ali ugotavljajo njihov pravni položaj, naj ne bi bili dolžni posredovati podatke, ki jih pridobijo pri opravljanju teh nalog, kakor je to sicer določeno v tej direktivi.
(22) It should be recognised that the risk of money laundering and terrorist financing is not the same in every case.
(22) Treba je poudariti, da se tveganje pranja denarja in financiranja terorizma od primera do primera razlikuje.
In line with a risk-based approach, the principle should be introduced into Community legislation that simplified customer due diligence is allowed in appropriate cases.
V skladu s pristopom, ki temelji na oceni tveganja, bi morali v zakonodajo Skupnosti vpeljati možnost, da se v nekaterih primerih dovoli poenostavljeno dolžnost skrbnosti pri ugotavljanju identitete stranke.
(23) The derogation concerning the identification of beneficial owners of pooled accounts held by notaries or other independent legal professionals should be without prejudice to the obligations that those notaries or other independent legal professionals have pursuant to this Directive.
(23) Odstopanje v zvezi z identifikacijo dejanskega lastnika zbirnih računov, ki jih vodijo notarji ali neodvisni pravni strokovnjaki, ne posega v obveznosti, ki jih tem notarjem in drugim neodvisnim pravnim strokovnjakom nalaga ta direktiva.
Those obligations include the need for such notaries or other independent legal professionals themselves to identify the beneficial owners of the pooled accounts held by them.
Te obveznosti vključujejo zahtevo, da notarji in neodvisni pravni strokovnjaki sami določijo identiteto dejanskega lastnika zbirnih računov, ki jih vodijo.
(24) Equally, Community legislation should recognise that certain situations present a greater risk of money laundering or terrorist financing.
(24) Zakonodaja Skupnosti bi morala predvideti, da nekatere situacije predstavljajo večje tveganje pranja denarja in financiranja terorizma.
Although the identity and business profile of all customers should be established, there are cases where particularly rigorous customer identification and verification procedures are required.
Kljub temu, da bi bilo treba ugotoviti identiteto in poslovni profil vseh strank, obstajajo primeri, glede katerih je treba zahtevati posebej stroge postopke identifikacije in preverjanja strank.
(25) This is particularly true of business relationships with individuals holding, or having held, important public positions, particularly those from countries where corruption is widespread.
(25) To še posebej velja za poslovne odnose s posamezniki, ki zavzemajo ali so zavzemali pomembne javne položaje, zlasti če prihajajo iz držav z visoko stopnjo korupcije.
Such relationships may expose the financial sector in particular to significant reputational and/or legal risks.
Takšni poslovni odnosi lahko v precejšnji meri ogrozijo ugled finančnega sektorja in/ali ga izpostavijo pravnemu tveganju.
The international effort to combat corruption also justifies the need to pay special attention to such cases and to apply the complete normal customer due diligence measures in respect of domestic politically exposed persons or enhanced customer due diligence measures in respect of politically exposed persons residing in another Member State or in a third country.
Mednarodna prizadevanja v boju zoper korupcijo opravičujejo, da se tem primerom posveti posebna pozornost in da se uporabijo ukrepi glede običajne dolžnosti skrbnosti pri ugotavljanju identitete stranke za domače politično izpostavljene osebe ali ukrepi glede poglobljene dolžnosti skrbnosti pri ugotavljanju identitete stranke za politično izpostavljene osebe, ki prebivajo v drugi državi članici ali tretji državi.
(26) Obtaining approval from senior management for establishing business relationships should not imply obtaining approval from the board of directors but from the immediate higher level of the hierarchy of the person seeking such approval.
(26) Pridobitev odobritve s strani višjega vodstva za vzpostavitev poslovnih odnosov ne pomeni pridobitve odobritve uprave, temveč gre za odobritev na neposredno višji hierarhični ravni, kot je oseba, ki je za odobritev zaprosila.
(27) In order to avoid repeated customer identification procedures, leading to delays and inefficiency in business, it is appropriate, subject to suitable safeguards, to allow customers to be introduced whose identification has been carried out elsewhere.
(27) Da bi se izognili podvajanju postopkov identifikacije strank ter s tem zastojem in neučinkovitosti v poslovanju, je ob ustreznih zaščitnih ukrepih primerno sprejeti tudi stranke, ki so že bile identificirane drugje.
Where an institution or person covered by this Directive relies on a third party, the ultimate responsibility for the customer due diligence procedure remains with the institution or person to whom the customer is introduced.
Kadar se oseba ali ustanova, za katero velja ta direktiva, zanese na tretjo osebo, nosi dokončno odgovornost za uporabo postopka za ugotavljanje identitete stranke ustanova ali oseba, pri kateri je bila stranka sprejeta.
The third party, or introducer, also retains his own responsibility for all the requirements in this Directive, including the requirement to report suspicious transactions and maintain records, to the extent that he has a relationship with the customer that is covered by this Directive.
Tudi tretja oseba, to je oseba, ki je stranko predstavila, je, dokler ima poslovni odnos s stranko, za katero velja ta direktiva, še nadalje odgovorna za izpolnjevanje obveznosti iz te direktive, vključno z obveznostjo prijave sumljivih transakcij in za hrambo zapiskov in dokazil.
(28) In the case of agency or outsourcing relationships on a contractual basis between institutions or persons covered by this Directive and external natural or legal persons not covered hereby, any anti-money laundering and anti-terrorist financing obligations for those agents or outsourcing service providers as part of the institutions or persons covered by this Directive, may only arise from contract and not from this Directive.
(28) V primerih zastopanja ali zunanjih izvajalcev, ki temeljijo na pogodbenem odnosu med ustanovami ali osebami, za katere velja ta direktiva, in zunanjimi fizičnimi ali pravnimi osebami, za katere ta direktiva ne velja, lahko kakršni koli obvezni finančni ukrepi proti pranju denarja in financiranju terorizma za te zastopnike in zunanje izvajalce kot dele ustanov ali oseb, za katere velja ta direktiva, izhajajo samo iz pogodbe in ne iz te direktive.
The responsibility for complying with this Directive should remain with the institution or person covered hereby.
Ustanova ali oseba, za katero ta direktiva velja, je še naprej odgovorna za izpolnjevanje zahtev iz te direktive.