natgillin/translations-raw huggingface dataset:
(3) the following legal or natural persons acting in the exercise of their professional activities
naslednje pravne ali fizične osebe pri izvajanju njihovih poklicnih dejavnosti
(a) auditors, external accountants and tax advisors;
(a) revizorje, zunanje računovodje in davčne svetovalce;
(b) notaries and other independent legal professionals, when they participate, whether by acting on behalf of and for their client in any financial or real estate transaction, or by assisting in the planning or execution of transactions for their client concerning the
(b) notarje in ostale neodvisne pravne strokovnjake, kadar v imenu in za svojo stranko sodelujejo pri kakršni koli finančni ali nepremičninski transakciji ali kadar svojim strankam pomagajo pri načrtovanju ali opravljanju transakcij v zvezi z
(i) buying and selling of real property or business entities;
(i) nakupom ali prodajo nepremičnin ali poslovnih subjektov;
(ii) managing of client money, securities or other assets;
(ii) upravljanjem z denarjem stranke, vrednostnimi papirji ali drugim premoženjem;
(iii) opening or management of bank, savings or securities accounts;
(iii) odpiranjem ali upravljanjem z bančnimi, varčevalnimi računi ali računi vrednostnih papirjev;
(iv) organisation of contributions necessary for the creation, operation or management of companies;
(iv) urejanjem prispevkov, potrebnih za ustanovitev, delovanje ali upravljanje podjetij;
(v) creation, operation or management of trusts, companies or similar structures;
(v) ustanavljanjem, delovanjem ali upravljanjem skladov, družb ali podobnih organizacij;
(c) trust or company service providers not already covered under points (a) or (b);
(c) družbe, ki nudijo podjetniške in fiduciarne storitve, če niso navedene v točkah (a) ali (b);
(d) real estate agents;
(d) nepremičninske zastopnike;
(e) other natural or legal persons trading in goods, only to the extent that payments are made in cash in an amount of EUR 15000 or more, whether the transaction is executed in a single operation or in several operations which appear to be linked;
(e) druge pravne ali fizične osebe, ki trgujejo z blagom, če so plačila v gotovini in znašajo 15000 EUR ali več, bodisi da gre za posamično transakcijo ali za več več medsebojno povezanih transakcij;
(f) casinos.
(f) igralnice.
Member States may decide that legal and natural persons who engage in a financial activity on an occasional or very limited basis and where there is little risk of money laundering or terrorist financing occurring do not fall within the scope of Article 3(1) or (2).
Države članice lahko odločijo, da pravne in fizične osebe, ki le občasno ali v omejenem obsegu sodelujejo pri finančnih dejavnostih in pri katerih obstaja majhno tveganje pranja denarja ali financiranja terorizma, niso zajete v področje uporabe člena 3(1) ali (2).
For the purposes of this Directive the following definitions shall apply
V tej direktivi se uporabljajo naslednje opredelitve pojmov
(1) &quot;credit institution&quot; means a credit institution, as defined in the first subparagraph of Article 1(1) of Directive 2000/12/EC of the European Parliament and of the Council of 20 March 2000 relating to the taking up and pursuit of the business of credit institutions [10], including branches within the meaning of Article 1(3) of that Directive located in the Community of credit institutions having their head offices inside or outside the Community;
&quot;kreditna ustanova&quot; pomeni kreditno ustanovo, kakor je opredeljena v prvem pododstavku člena 1(1) Direktive 2000/12/ES Evropskega parlamenta in Sveta z dne 20. marca 2000 o začetku opravljanja in opravljanju dejavnosti kreditnih institucij [10], vključno s podružnicami v smislu člena 1(3) navedene direktive, ki se nahajajo na ozemlju Skupnosti in imajo sedež znotraj ali zunaj Skupnosti;
(2) &quot;financial institution&quot; means
&quot;finančna ustanova&quot; pomeni
(b) an insurance company duly authorised in accordance with Directive 2002/83/EC of the European Parliament and of the Council of 5 November 2002 concerning life assurance [11], insofar as it carries out activities covered by that Directive;
(b) zavarovalniško družbo, pooblaščeno v skladu z Direktivo 2002/83/ES Evropskega parlamenta in Sveta z dne 5. novembra 2002 o življenjskem zavarovanju [11], kolikor izvaja dejavnosti, za katere velja navedena direktiva;
(c) an investment firm as defined in point 1 of Article 4(1) of Directive 2004/39/EC of the European Parliament and of the Council of 21 April 2004 on markets in financial instruments [12];
(c) investicijsko podjetje, kakor je opredeljeno v točki 1 člena 4(1) Direktive 2004/39/ES Evropskega parlamenta in Sveta z dne 21. aprila 2004 o trgih finančnih instrumentov [12];
(d) a collective investment undertaking marketing its units or shares;
(d) kolektivno naložbeno podjetje, ki trži svoje enote ali delnice;
(e) an insurance intermediary as defined in Article 2(5) of Directive 2002/92/EC of the European Parliament and of the Council of 9 December 2002 on insurance mediation [13], with the exception of intermediaries as mentioned in Article 2(7) of that Directive, when they act in respect of life insurance and other investment related services;
(e) zavarovalnega posrednika, kakor je opredeljen v členu 2(5) Direktive 2002/92/ES Evropskega parlamenta in Sveta z dne 9. decembra 2002 o zavarovalnem posredovanju [13], razen zavarovalnega posrednika pri sklepanju življenjskega zavarovanja in drugih naložbenih zavarovanj iz člena 2(7) navedene direktive;
(f) branches, when located in the Community, of financial institutions as referred to in points (a) to (e), whose head offices are inside or outside the Community;
(f) podružnice, če se nahajajo v Skupnosti, finančnih ustanov iz točk (a) do (e), ki imajo sedež znotraj ali zunaj Skupnosti;
(3) &quot;property&quot; means assets of every kind, whether corporeal or incorporeal, movable or immovable, tangible or intangible, and legal documents or instruments in any form including electronic or digital, evidencing title to or an interest in such assets;
&quot;premoženje&quot; pomeni kakršna koli sredstva, bodisi materialna bodisi nematerialna, premičnine ali nepremičnine, opredmetena ali neopredmetena ter pravne listine ali instrumente v kakršni koli obliki, tudi elektronski ali digitalni, ki dokazujejo lastništvo ali delež v teh sredstvih;
(4) &quot;criminal activity&quot; means any kind of criminal involvement in the commission of a serious crime;
&quot;kriminalna dejavnost&quot; pomeni vsako udeležbo pri storitvi hudega kaznivega dejanja;
(5) &quot;serious crimes&quot; means, at least
&quot;hudo kaznivo dejanje&quot; pomeni najmanj
(a) acts as defined in Articles 1 to 4 of Framework Decision 2002/475/JHA;
(a) dejanje, kakor je opredeljeno v členih 1 do 4 Okvirnega sklepa 2002/475/PNZ;
(b) any of the offences defined in Article 3(1)(a) of the 1988 United Nations Convention against Illicit Traffic in Narcotic Drugs and Psychotropic Substances;
(b) vsako kaznivo dejanje, opredeljeno v členu 3(1)(a) Konvencije Združenih narodov proti nezakonitem prometu z nedovoljenimi drogami in psihotropnimi snovmi iz leta 1988;
(c) the activities of criminal organisations as defined in Article 1 of Council Joint Action 98/733/JHA of 21 December 1998 on making it a criminal offence to participate in a criminal organisation in the Member States of the European Union [14];
(c) dejavnosti kriminalnih organizacij, kakor so opredeljene v členu 1 Skupnega ukrepa Sveta 98/733/PNZ z dne 21. decembra 1998 o kaznivosti udeležbe v hudodelski združbi v državah članicah Evropske unije [14];
(d) fraud, at least serious, as defined in Article 1(1) and Article 2 of the Convention on the Protection of the European Communities&apos; Financial Interests [15];
(d) goljufijo, vsaj težjo, kakor je opredeljena v členih 1(1) in 2 Konvencije o zaščiti finančnih interesov Evropskih skupnosti [15];
(f) all offences which are punishable by deprivation of liberty or a detention order for a maximum of more than one year or, as regards those States which have a minimum threshold for offences in their legal system, all offences punishable by deprivation of liberty or a detention order for a minimum of more than six months;
(f) vsa kazniva dejanja, ki se kaznujejo z odvzemom prostosti ali varnostnim ali vzgojnim ukrepom v trajanju več kot eno leto, ali v primeru držav, katerih pravni sistem vsebuje minimalni prag za kazniva dejanja, vsa kazniva dejanja, ki se kaznujejo z odvzemom prostosti ali varnostnim ali vzgojnim ukrepom v trajanju najmanj šest mesecev;
(6) &quot;beneficial owner&quot; means the natural person(s) who ultimately owns or controls the customer and/or the natural person on whose behalf a transaction or activity is being conducted.
&quot;dejanski lastnik&quot; pomeni fizično osebo(-e), ki poseduje(-jo) ali nadzira(-jo) stranko in/ali fizično osebo, v imenu katere se izvaja transakcija ali opravlja dejavnost.
The beneficial owner shall at least include
Dejanski lastnik zajema vsaj
(a) in the case of corporate entities
(a) za gospodarske subjekte
(i) the natural person(s) who ultimately owns or controls a legal entity through direct or indirect ownership or control over a sufficient percentage of the shares or voting rights in that legal entity, including through bearer share holdings, other than a company listed on a regulated market that is subject to disclosure requirements consistent with Community legislation or subject to equivalent international standards; a percentage of 25 % plus one share shall be deemed sufficient to meet this criterion;
(i) fizično(-e) osebo (-e), ki poseduje(-jo) ali nadzira(-jo) pravni subjekt preko posrednega ali neposrednega lastništva ali nadzora zadostnega deleža delnic ali glasovalnih pravic pravnega subjekta, vključno z udeležbo v obliki imetniških delnic, ki ne predstavlja družbe na organiziranem trgu, ki mora v skladu z zakonodajo Skupnosti ali primerljivim mednarodnim standardom spoštovati zahtevo po razkritju; za izpolnitev tega merila zadostuje 25 % delež in ena delnica;
(ii) the natural person(s) who otherwise exercises control over the management of a legal entity
(ii) fizično(-e) osebo(-e), ki drugače izvaja(-jo) nadzor nad vodstvom pravne osebe;
(b) in the case of legal entities, such as foundations, and legal arrangements, such as trusts, which administer and distribute funds
(b) v primeru pravnih subjektov, na primer ustanov, ali pravnih organizacij, na primer skladov, ki upravljajo ali razdeljujejo sredstva
(i) where the future beneficiaries have already been determined, the natural person(s) who is the beneficiary of 25 % or more of the property of a legal arrangement or entity;
(i) če so bodoči upravičenci že bili določeni, fizično(-e) osebo(-e), ki je (so) prejemnik koristi 25 % ali več premoženja pravne organizacije ali pravnega subjekta;
(ii) where the individuals that benefit from the legal arrangement or entity have yet to be determined, the class of persons in whose main interest the legal arrangement or entity is set up or operates;
(ii) če je treba posameznike, ki imajo koristi od pravne organizacije ali subjekta, še določiti, kategorijo oseb, v interesu katerih je ustanovitev in delovanje pravne organizacije ali subjekta;
(iii) the natural person(s) who exercises control over 25 % or more of the property of a legal arrangement or entity;
(iii) fizično(-e) osebo(-e), ki ima(-jo) nadzor nad 25 % ali več premoženja pravne organizacije ali pravnega subjekta;
(7) &quot;trust and company service providers&quot; means any natural or legal person which by way of business provides any of the following services to third parties
&quot;družba, ki nudi podjetniške in fiduciarne storitve&quot; pomeni vsako fizično ali pravno osebo, ki za tretje osebe poslovno opravlja katero izmed naslednjih storitev
(a) forming companies or other legal persons;
(a) ustanavlja družbe ali druge pravne osebe;
(b) acting as or arranging for another person to act as a director or secretary of a company, a partner of a partnership, or a similar position in relation to other legal persons;
(b) opravlja vlogo ali drugi osebi omogoča, da opravlja vlogo direktorja ali poslovodje podjetja, partnerja v partnerstvu ali podobnega položaja v odnosu do drugih pravnih oseb;
(c) providing a registered office, business address, correspondence or administrative address and other related services for a company, a partnership or any other legal person or arrangement;
(c) podjetju, partnerstvu ali drugi pravni osebi ali organizaciji nudi registriran sedež, poslovni naslov, dopisni ali upravni naslov in druge s tem povezane storitve;
(d) acting as or arranging for another person to act as a trustee of an express trust or a similar legal arrangement;
(d) opravlja vlogo ali drugi osebi omogoča, da opravlja vlogo skrbnika sklada ali podobne pravne ureditve;
(e) acting as or arranging for another person to act as a nominee shareholder for another person other than a company listed on a regulated market that is subject to disclosure requirements in conformity with Community legislation or subject to equivalent international standards;
(e) opravlja vlogo ali drugi osebi omogoča, da opravlja vlogo zastopnika v imenu drugega delničarja, razen družb, ki so uvrščene na urejen trg in morajo v skladu z zakonodajo Skupnosti ali primerljivim mednarodnim standardom spoštovati zahtevo po razkritju;
(8) &quot;politically exposed persons&quot; means natural persons who are or have been entrusted with prominent public functions and immediate family members, or persons known to be close associates, of such persons;
&quot;politično izpostavljena oseba&quot; pomeni fizično osebo, ki deluje ali je delovala na vidnem javnem položaju, in njene ožje družinske člane ali osebe, za katere je znano, da so ožji sodelavci takšne osebe;
(9) &quot;business relationship&quot; means a business, professional or commercial relationship which is connected with the professional activities of the institutions and persons covered by this Directive and which is expected, at the time when the contact is established, to have an element of duration;
&quot;poslovni odnos&quot; pomeni poslovni, poklicni ali trgovinski odnos, ki je povezan s poklicnimi dejavnostmi institucij in oseb, za katere velja ta direktiva, in za katerega se ob vzpostavitvi stikov predvideva, da bo trajal;
(10) &quot;shell bank&quot; means a credit institution, or an institution engaged in equivalent activities, incorporated in a jurisdiction in which it has no physical presence, involving meaningful mind and management, and which is unaffiliated with a regulated financial group.
&quot;navidezna banka&quot; pomeni kreditno ustanovo ali ustanovo, ki opravlja enakovredne dejavnosti, ki je bila ustanovljena v okviru jurisdikcije, v kateri ni fizično prisotna, da bi se zagotovilo resnično vodstvo in upravo, in ki ni povezana z regulirano finančno skupino.
Member States shall ensure that the provisions of this Directive are extended in whole or in part to professions and to categories of undertakings, other than the institutions and persons referred to in Article 2(1), which engage in activities which are particularly likely to be used for money laundering or terrorist financing purposes.
Države članice zagotovijo, da določbe te direktive v celoti ali delno zajemajo poklice in vrste podjetij, ki niso ustanove in osebe iz člena 2(1), vendar pa opravljajo dejavnosti, za katere obstaja velika verjetnost, da bodo zlorabljene za pranje denarja in financiranje terorizma.
Where a Member State decides to extend the provisions of this Directive to professions and to categories of undertakings other than those referred to in Article 2(1), it shall inform the Commission thereof.
Če država članica odloči, da se določbe te direktive uporabljajo za poklice in vrste podjetij, ki niso navedeni v členu 2(1), o tem obvesti Komisijo.
The Member States may adopt or retain in force stricter provisions in the field covered by this Directive to prevent money laundering and terrorist financing.
Države članice lahko na področju, ki ga ureja ta direktiva, za preprečevanje pranja denarja in financiranja terorizma sprejmejo ali obdržijo v veljavi strožje predpise.
CUSTOMER DUE DILIGENCE
DOLŽNOST SKRBNOSTI PRI UGOTAVLJANJU IDENTITETE STRANKE
Member States shall prohibit their credit and financial institutions from keeping anonymous accounts or anonymous passbooks.
Države članice svojim kreditnim in finančnim ustanovam prepovejo vodenje anonimnih računov ali anonimnih bančnih kreditnih knjižic.
By way of derogation from Article 9(6), Member States shall in all cases require that the owners and beneficiaries of existing anonymous accounts or anonymous passbooks be made the subject of customer due diligence measures as soon as possible and in any event before such accounts or passbooks are used in any way.
Z odstopanjem od člena 9(6) države članice določijo, da v vseh primerih za imetnike in koristnike obstoječih anonimnih bančnih računov ali anonimnih bančnih hranilnih knjižic čim prej, najpozneje pa pred kakršno koli uporabo bančnih računov ali bančnih hranilnih knjižic, veljajo ukrepi glede dolžnosti skrbnosti pri ugotavljanju identitete stranke.
The institutions and persons covered by this Directive shall apply customer due diligence measures in the following cases
Ustanove in osebe, za katere velja ta direktiva, morajo upoštevati ukrepe glede dolžnosti skrbnosti pri ugotavljanju identitete strank v naslednjih primerih
(a) when establishing a business relationship;
(a) ob sklepanju poslovnega odnosa;
(b) when carrying out occasional transactions amounting to EUR 15000 or more, whether the transaction is carried out in a single operation or in several operations which appear to be linked;
(b) kadar opravljajo občasne transakcije, ki znašajo 15000 EUR ali več, bodisi da transakcija poteka posamično bodisi z večimi transakcijami, ki se zdijo povezane;
(c) when there is a suspicion of money laundering or terrorist financing, regardless of any derogation, exemption or threshold;
(c) kadar obstaja sum pranja denarja ali financiranja terorizma, ne glede na kakršno koli odstopanje, izjemo ali določene mejne vrednosti;
(d) when there are doubts about the veracity or adequacy of previously obtained customer identification data.
(d) v primeru dvoma v verodostojnost in ustreznost predhodno pridobljenih podatkov o identifikaciji stranke.
Customer due diligence measures shall comprise
Dolžnost skrbnosti pri ugotavljanju identitete stranke vključuje
(a) identifying the customer and verifying the customer&apos;s identity on the basis of documents, data or information obtained from a reliable and independent source;
(a) identifikacijo stranke in preverjanje njene identitete na podlagi dokumentov, podatkov ali informacij, pridobljenih od zanesljivega in neodvisnega vira;
(b) identifying, where applicable, the beneficial owner and taking risk-based and adequate measures to verify his identity so that the institution or person covered by this Directive is satisfied that it knows who the beneficial owner is, including, as regards legal persons, trusts and similar legal arrangements, taking risk-based and adequate measures to understand the ownership and control structure of the customer;
(b) kjer je mogoče, identifikacijo dejanskega lastnika in sprejetje ukrepov za oceno tveganja in primernih ukrepov, ki so potrebni za potrditev njegove identitete, tako da ustanova ali oseba, za katero velja ta direktiva, zagotovo ve, kdo je dejanski lastnik, vključno s tem, da se za pravne osebe, sklade in podobne pravne ureditve zagotovijo ukrepi za oceno tveganja in primerni ukrepi za poznavanje lastništva in strukture stranke;
(c) obtaining information on the purpose and intended nature of the business relationship;
(c) pridobivanje podatkov o namenu in predvideni naravi poslovnega odnosa;
(d) conducting ongoing monitoring of the business relationship including scrutiny of transactions undertaken throughout the course of that relationship to ensure that the transactions being conducted are consistent with the institution&apos;s or person&apos;s knowledge of the customer, the business and risk profile, including, where necessary, the source of funds and ensuring that the documents, data or information held are kept up-to-date.
(d) nenehno spremljanje poslovnih odnosov, vključno s pregledovanjem in spremljanjem transakcij, ki se izvajajo v času odnosa, s čimer se zagotovi, da so opravljene transakcije v skladu s poznavanjem institucije ali osebe svoje stranke, poslovnega profila in profila tveganj, vključno s poznavanjem izvora sredstev, in se zagotovi, da so listine, podatki oziroma informacije redno posodobljene.
The institutions and persons covered by this Directive shall apply each of the customer due diligence requirements set out in paragraph 1, but may determine the extent of such measures on a risk-sensitive basis depending on the type of customer, business relationship, product or transaction.
Ustanove in osebe, za katere velja ta direktiva, izvajajo zahteve glede dolžnosti skrbnosti pri ugotavljanju identitete strank iz odstavka 1, vendar lahko v skladu z oceno tveganja, ki je odvisna od vrste stranke, poslovnega odnosa, produkta ali transakcije, same določijo obseg potrebnih ukrepov.
The institutions and persons covered by this Directive shall be able to demonstrate to the competent authorities mentioned in Article 37, including self-regulatory bodies, that the extent of the measures is appropriate in view of the risks of money laundering and terrorist financing.
Ustanove in osebe, za katere velja ta direktiva, dokažejo pristojnim organom iz člena 37, vključno s samoregulativnimi organi, da je obseg ukrepov ob upoštevanju tveganj pranja denarja in financiranja terorizma primeren.
Member States shall require that the verification of the identity of the customer and the beneficial owner takes place before the establishment of a business relationship or the carrying-out of the transaction.
Države članice zahtevajo, da se preverjanje identitete stranke in dejanskega lastnika izvede pred sklenitvijo poslovnega odnosa ali izvedbo transakcije.
By way of derogation from paragraph 1, Member States may allow the verification of the identity of the customer and the beneficial owner to be completed during the establishment of a business relationship if this is necessary not to interrupt the normal conduct of business and where there is little risk of money laundering or terrorist financing occurring.
Z odstopanjem od odstavka 1 države članice dovolijo, da se preverjanje identitete strank in dejanskih lastnikov izvede med sklepanjem poslovnega odnosa, če se izkaže, da je to potrebno, da se ne prekine običajno poslovanje, in če obstaja neznatno tveganje glede pranja denarja ali financiranja terorizma.
In such situations these procedures shall be completed as soon as practicable after the initial contact.
V tem primeru se zadevni postopki zaključijo kar najhitreje po prvem stiku.
By way of derogation from paragraphs 1 and 2, Member States may, in relation to life insurance business, allow the verification of the identity of the beneficiary under the policy to take place after the business relationship has been established.
Z odstopanjem od odstavkov 1 in 2 države članice v zvezi s posli življenjskega zavarovanja dovolijo, da se preverjanje identitete upravičencev po polici izvede šele po sklenitvi poslovnega odnosa.
In that case, verification shall take place at or before the time of payout or at or before the time the beneficiary intends to exercise rights vested under the policy.
V tem primeru se preverjanje izvede v času izplačila ali pred njim ali pa v času, ko ima upravičenec po polici namen uveljavljati pravice iz police, ali pred njim.
By way of derogation from paragraphs 1 and 2, Member States may allow the opening of a bank account provided that there are adequate safeguards in place to ensure that transactions are not carried out by the customer or on its behalf until full compliance with the aforementioned provisions is obtained.
Z odstopanjem od odstavkov 1 in 2 države članice lahko dovolijo odprtje bančnega računa, če so vzpostavljena ustrezna varovala, ki zagotavljajo, da transakcij ne opravlja stranka in da se te ne opravljajo v njenem imenu, dokler ni dosežena popolna skladnost s prej navedenimi določbami.