natgillin/translations-raw huggingface dataset:
(6) Since the adaptation, on a risk-sensitive basis, of the general customer due diligence procedures to low-risk situations is the normal tool under Directive 2005/60/EC, and given the fact that simplified customer due diligence procedures require adequate checks and balances elsewhere in the system aiming at preventing money laundering and terrorist financing, the application of simplified customer due diligence procedures should be restricted to a limited number of cases.
(6) Ker je prilagoditev splošnega postopka dolžnosti skrbnosti pri ugotavljanju identitete strank okoliščinam z majhnim tveganjem na podlagi ocene tveganja običajno orodje v okviru Direktive 2005/60/ES in ob upoštevanju dejstva, da postopki poenostavljene dolžnosti skrbnosti pri ugotavljanju identitete strank zahtevajo ustrezen nadzor drugje v sistemu, da bi se preprečilo pranje denarja in financiranje terorizma, je treba uporabo postopka poenostavljene dolžnosti skrbnosti pri ugotavljanju identitete strank zmanjšati na omejeno število primerov.
In these cases, the requirements for institutions and persons covered by that Directive do not disappear, and these are expected to, inter alia, conduct ongoing monitoring of the business relations, in order to be able to detect complex or unusually large transactions which have no apparent economic or visible lawful purpose.
V teh primerih institucije in osebe, za katere velja ta direktiva, niso odvezane od izpolnjevanja zahtev, od njih se pričakuje, da med drugim redno spremljajo poslovne odnose, da bi lahko zaznali zapletene ali neobičajno velike transakcije, ki nimajo nobenega očitnega gospodarskega ali vidnega pravno utemeljenega učinka.
(7) Domestic public authorities are generally considered as low-risk customers within their own Member State and, in accordance with Directive 2005/60/EC, may be subject to simplified customer due diligence procedures.
(7) Na splošno se domači javni organi v okviru svoje države članice obravnavajo kot stranke z nizkim tveganjem in v skladu z Direktivo 2005/60/ES se zanje lahko uporablja postopke poenostavljene dolžnosti skrbnosti pri ugotavljanju identitete strank.
However, none of the Community institutions, bodies, offices or agencies, including the European Central Bank (ECB), directly qualify in the Directive for simplified customer due diligence under the &quot;domestic public authority&quot; category or, in the case of the ECB, under the &quot;credit and financial institution&quot; category.
Vendar se noben od institucij Skupnosti, organov, uradov ali agencij, vključno z Evropsko centralno banko (ECB), v direktivi neposredno ne uvršča v kategorijo &quot;domačih javnih organov&quot;, ki bi utemeljila uporabo poenostavljene dolžnosti skrbnosti pri ugotavljanju identitete strank, ali v primeru ECB, v kategorijo &quot;kreditnih in finančnih ustanov&quot;.
However, since these entities do not appear to present a high risk of money laundering or terrorist financing, they should be recognised as low-risk customers and benefit from the simplified customer due diligence procedures provided that appropriate criteria are fulfilled.
Vendar, ker se zdi, da ti subjekti ne predstavljajo visokega tveganja pranja denarja ali financiranja terorizma, bi se morali priznati kot stranke z nizkim tveganjem in bi se zanje lahko uporabljali postopki poenostavljene dolžnosti skrbnosti pri ugotavljanju identitete strank, pod pogojem, da so izpolnjena ustrezna merila.
(8) Furthermore, it should be possible to apply simplified customer due diligence procedures in the case of legal entities undertaking financial activities which do not fall under the definition of financial institution under Directive 2005/60/EC but which are subject to national legislation pursuant to that Directive and comply with requirements concerning sufficient transparency as to their identity and adequate control mechanisms, in particular enhanced supervision.
(8) Poleg tega je treba omogočiti, da se, če pravni subjekti izvajajo finančne dejavnosti, ki ne spadajo v okvir opredelitve finančne ustanove iz Direktive 2005/60/ES, ampak zanje velja nacionalna zakonodaja v skladu z navedeno direktivo in so v skladu z zahtevami, ki se nanašajo na zadostno preglednost glede njihove identitete in na ustrezne nadzorne mehanizme, zlasti okrepljeni nadzor, uporabijo postopki poenostavljene dolžnosti skrbnosti pri ugotavljanju identitete strank.
This could be the case for undertakings providing general insurance services.
To bi lahko veljalo v primeru podjetij, ki zagotavljajo splošne zavarovalne storitve.
(9) It should be possible to apply simplified customer due diligence procedures to products and related transactions in limited circumstances, for example where the benefits of the financial product in question cannot generally be realised for the benefit of third parties and those benefits are only realisable in the long term, such as some investment insurance policies or savings products, or where the financial product aims at financing physical assets in the form of leasing agreements in which the legal and beneficial title of the underlying asset remains with the leasing company or in the form of low value consumer credit, provided the transactions are carried out through bank accounts and are below an appropriate threshold.
(9) Treba je omogočiti, da se postopki poenostavljene dolžnosti skrbnosti pri ugotavljanju identitete strank uporabljajo za proizvode in z njimi povezane transakcije v omejenih okoliščinah, na primer kadar se prednosti zadevnega finančnega proizvoda na splošno ne morejo uporabiti v korist tretjih strank ali so lahko uporabni samo dolgoročno, kot nekatere naložbene zavarovalne police ali varčevalni proizvodi, ali kadar je finančni proizvod namenjen financiranju materialnih naložb v obliki dogovora o leasingu, v katerem pravni naslov in pravica do uporabe zadevne naložbe ostaja v lizinški družbi, ali v obliki potrošniškega posojila male vrednosti, pod pogojem, da se transakcije izvajajo z uporabo bančnih računov in so pod ustrezno mejno vrednostjo.
State controlled products which are generally addressed to specific categories of clients, such as savings products for the benefit of children, should benefit from simplified customer due diligence procedures even if not all the criteria are fulfilled.
Za proizvode pod nadzorom države, ki so na splošno namenjeni posebnim kategorijam strank, kot so varčevalni proizvodi za otroke, je treba uporabljati postopke poenostavljene dolžnosti skrbnosti pri ugotavljanju identitete strank, čeprav niso izpolnjena vsa merila.
State control should be understood as an activity beyond normal supervision on financial markets and should not be construed as covering products, such as debt securities, issued directly by the State.
Državni nadzor je treba razumeti kot dejavnost, ki presega običajni nadzor finančnih trgov in se ne sme razlagati na način, da vključuje proizvode, kot so državne obveznice, ki jih izda neposredno država.
(10) Before allowing use of simplified customer due diligence procedures, Member States should assess whether the customers or the products and related transactions represent a low-risk of money laundering or terrorist financing, notably by paying special attention to any activity of these customers or to any type of products or transactions which may be regarded as particularly likely, by their nature, to be used or abused for money laundering or terrorist financing purposes.
(10) Pred odobritvijo uporabe postopkov poenostavljene dolžnosti skrbnosti pri ugotavljanju identitete strank morajo države članice oceniti, ali stranke ali proizvodi in s tem povezane transakcije predstavljajo nizko tveganje pranja denarja ali financiranja terorizma, zlasti s posvečanjem posebne pozornosti kakršni koli dejavnosti teh strank ali kakršni koli vrsti proizvodov ali transakcij, za katere je zaradi njihove narave posebej verjetno, da se bodo uporabili ali zlorabili za namene pranja denarja ali financiranja terorizma.
In particular, any attempt by customers in relation to low-risk products to act anonymously or hide their identity should be considered as a risk factor and as potentially suspicious.
Zlasti je treba vsak poskus strank, da bi pri proizvodih nizkega tveganja nastopale anonimno ali skrile svojo identiteto, obravnavati kot dejavnik tveganja in kot morebitno sumljivo ravnanje.
(11) In certain circumstances, natural persons or legal entities may conduct financial activities on an occasional or very limited basis, as a complement to other non-financial activities, such as hotels that provide currency exchange services to their clients.
(11) V določenih okoliščinah lahko fizične osebe ali pravni subjekti zgolj občasno ali v omejenem obsegu opravljajo finančne dejavnosti kot dopolnilo k ostalim nefinančnim dejavnostim, kot so hoteli, ki zagotavljajo storitve menjave valut svojim strankam.
Directive 2005/60/EC allows Member States to decide that financial activities of that kind fall outside its scope.
Direktiva 2005/60/ES dopušča državam članicam odločitev, da tovrstne finančne dejavnosti ne spadajo v področje njene uporabe.
The assessment of the occasional or very limited nature of the activity should be made by reference to quantitative thresholds in relation to the transactions and the turnover of the business concerned.
Oceno, ali gre za občasne ali omejene dejavnosti, je treba pripraviti s sklicevanjem na količinske mejne vrednosti v zvezi s transakcijami in promet pri zadevnih dejavnostih.
These thresholds should be decided at national level, depending on the type of financial activity, in order to take account of differences between countries.
Te mejne vrednosti je treba določiti na nacionalni ravni glede na vrsto finančne dejavnosti, da bi se upoštevale razlike med državami.
(12) Moreover, a person engaging in a financial activity on an occasional or very limited basis should not provide a full range of financial services to the public but only those needed for improving the performance of its main business.
(12) Poleg tega oseba, ki opravlja finančno dejavnost zgolj občasno ali v omejenem obsegu, javnosti ne sme zagotavljati vseh vrst finančnih storitev, ampak samo tiste, ki so potrebne za izboljšanje uspešnosti njegove glavne dejavnosti.
When the main business of the person relates to an activity covered by Directive 2005/60/EC, the exemption for occasional or limited financial activities should not be granted, except in relation to traders in goods.
Kadar se glavna dejavnost osebe nanaša na dejavnost, za katero velja Direktiva 2005/60/ES, se izjema za občasne ali omejene finančne dejavnosti ne sme odobriti, razen v zvezi s trgovci z blagom.
(13) Some financial activities, such as money transmission or remittance services, are more likely to be used or abused for money laundering or terrorist financing purposes.
(13) Za nekatere finančne dejavnosti, kot je posredovanje denarja ali storitve v plačilnem prometu, obstaja večja verjetnost, da bodo uporabljene ali zlorabljene za namene pranja denarja ali financiranja terorizma.
It is therefore necessary to ensure that these or similar financial activities are not exempted from the scope of Directive 2005/60/EC.
Zato je nujno zagotoviti, da se te ali podobne finančne dejavnosti ne izvzamejo iz področja uporabe Direktive 2005/60/ES.
(14) Provision should be made for decisions pursuant to Article 2(2) of Directive 2005/60/EC to be withdrawn as quickly as possible if necessary.
(14) Treba je zagotoviti, da se odločbe v skladu s členom 2(2) Direktive 2005/60/ES po potrebi kar najhitreje umaknejo.
(15) Member States should ensure that the exemption decisions are not abused for money laundering or terrorist financing purposes.
(15) Države članice morajo zagotoviti, da se odločbe o izjemah ne zlorabljajo za namene pranja denarja ali financiranja terorizma.
They notably should avoid adopting decisions under Article 2(2) of Directive 2005/60/EC in cases where monitoring or enforcement activities by national authorities present special difficulties as a result of overlapping competences between more than one Member State, such as the provision of financial services on board ships providing transport services between ports situated in different Member States.
Zlasti se morajo izogibati sprejemanju odločb iz člena 2(2) Direktive 2005/60/ES v primerih, v katerih dejavnosti spremljanja ali izvrševanja, ki jih izvajajo nacionalni organi, predstavljajo posebne težave zaradi prekrivanja pristojnosti med dvema ali več državami članicami, kot je zagotavljanje finančnih storitev na ladjah, ki ponujajo prevozne storitve med pristanišči v različnih državah članicah. (16) Uporaba te direktive ne vpliva na uporabo Uredbe Sveta (ES) št. 2580/2001 z dne 27. decembra 2001 o posebnih omejevalnih ukrepih za nekatere osebe in subjekte zaradi boja proti terorizmu [2] in Uredbe Sveta (ES) št. 881/2002 z dne 27. maja 2002 o posebnih omejevalnih ukrepih za nekatere osebe in subjekte, povezane z Osamo bin Ladnom, mrežo Al-Kaida in talibani, in o razveljavitvi Uredbe Sveta (ES) št. 467/2001 o prepovedi izvoza nekaterega blaga in storitev v Afganistan, o poostritvi prepovedi poletov in podaljšanju zamrznitve sredstev in drugih finančnih virov talibanov iz Afganistana [3].
(17) The measures provided for in this Directive are in accordance with the opinion of the Committee on the Prevention of Money Laundering and Terrorist Financing
(17) Ukrepi, predvideni s to direktivo, so v skladu z mnenjem Odbora za preprečevanje pranja denarja in financiranja terorizma
This Directive lays down implementing measures for Directive 2005/60/EC as regards the following
Ta direktiva določa izvedbene ukrepe za Direktivo 2005/60/ES glede
the technical aspects of the definition of politically exposed persons set out in Article 3(8) of that Directive;
tehničnih vidikov opredelitve politično izpostavljenih oseb, kot je določeno v členu 3(8) navedene direktive;
technical criteria for assessing whether situations represent a low risk of money laundering or terrorist financing as referred to in Article 11(2) and (5) of that Directive;
tehničnih meril za presojo, ali je v primerih iz člena 11(2) in (5) navedene direktive tveganje pranja denarja ali financiranja terorizma nizko;
technical criteria for assessing whether, in accordance with Article 2(2) of Directive 2005/60/EC, it is justified not to apply that Directive to certain legal or natural persons carrying out a financial activity on an occasional or very limited basis.
tehničnih meril za presojo, ali je v skladu s členom 2(2) Direktive 2005/60/ES utemeljeno, da se za nekatere pravne ali fizične osebe, ki izvajajo finančne dejavnosti, ki potekajo zgolj občasno ali v omejenem obsegu, ta direktiva ne uporablja.
For the purposes of Article 3(8) of Directive 2005/60/EC, &quot;natural persons who are or have been entrusted with prominent public functions&quot; shall include the following
Za namene člena 3(8) Direktive 2005/60/ES naj &quot;fizične osebe, ki delujejo ali so delovale na vidnih javnih položajih&quot; zajemajo naslednje osebe
(a) heads of State, heads of government, ministers and deputy or assistant ministers;
(a) voditelji držav, predsedniki vlad, ministri in namestniki ali pomočniki ministrov;
(b) members of parliaments;
(b) poslanci;
(c) members of supreme courts, of constitutional courts or of other high-level judicial bodies whose decisions are not subject to further appeal, except in exceptional circumstances;
(c) člani vrhovnih sodišč, ustavnih sodišč ali drugih sodnih organov na visoki ravni, na odločitve katerih, razen v izjemnih okoliščinah, ni mogoče vložiti nadaljnjih pritožb;
(d) members of courts of auditors or of the boards of central banks;
(d) člani računskih sodišč ali svetov centralnih bank;
(e) ambassadors, chargés d&apos;affaires and high-ranking officers in the armed forces;
(e) veleposlaniki, odpravniki poslov ter visoki častniki oboroženih sil;
(f) members of the administrative, management or supervisory bodies of State-owned enterprises.
(f) člani upravnih, upravljalskih ali nadzornih organov državnih podjetij.
None of the categories set out in points (a) to (f) of the first subparagraph shall be understood as covering middle ranking or more junior officials.
Nobena od kategorij iz točk od (a) do (f) prvega pododstavka ne zajema srednjih ali nižjih uradnikov.
The categories set out in points (a) to (e) of the first subparagraph shall, where applicable, include positions at Community and international level.
Kategorije iz točk od (a) do (e) prvega pododstavka, kjer je primerno, zajemajo položaje na ravni Skupnosti in na mednarodni ravni.
For the purposes of Article 3(8) of Directive 2005/60/EC, &quot;immediate family members&quot; shall include the following
Za namene člena 3(8) Direktive 2005/60/ES naj &quot;ožji družinski člani&quot; zajemajo naslednje osebe
(b) any partner considered by national law as equivalent to the spouse;
(b) vsak partner, ki je po nacionalni zakonodaji obravnavan enako kot zakonec;
(c) the children and their spouses or partners;
(c) otroci in njihovi zakonci ali partnerji;
For the purposes of Article 3(8) of Directive 2005/60/EC, &quot;persons known to be close associates&quot; shall include the following
Za namene člena 3(8) Direktive 2005/60/ES naj &quot;osebe, za katere je znano, da so ožji sodelavci&quot; zajemajo naslednje osebe
(a) any natural person who is known to have joint beneficial ownership of legal entities or legal arrangements, or any other close business relations, with a person referred to in paragraph 1;
(a) vsaka fizična oseba, za katero je znano, da ima skupni dobiček iz premoženja pravnih subjektov ali sklenjenega pravnega dogovora ali katere koli druge tesne poslovne odnose z osebo iz odstavka 1;
(b) any natural person who has sole beneficial ownership of a legal entity or legal arrangement which is known to have been set up for the benefit de facto of the person referred to in paragraph 1.
(b) vsaka fizična oseba, ki ima edina dobiček iz premoženja pravnih subjektov ali pravni dogovor, za katerega je znano, da je bil dejansko vzpostavljen oziroma sklenjen v korist osebe iz odstavka 1.
Without prejudice to the application, on a risk-sensitive basis, of enhanced customer due diligence measures, where a person has ceased to be entrusted with a prominent public function within the meaning of paragraph 1 of this Article for a period of at least one year, institutions and persons referred to in Article 2(1) of Directive 2005/60/EC shall not be obliged to consider such a person as politically exposed.
Brez vpliva na uporabo ukrepov okrepljene dolžnosti skrbnosti pri ugotavljanju identitete stranke na podlagi ocene tveganja institucije in osebe iz člena 2(1) Direktive 2005/60/ES takšne osebe niso zavezane obravnavati kot politično izpostavljene, ko oseba ne deluje na vidnem javnem položaju v smislu odstavka 1 tega člena najmanj eno leto.
For the purposes of Article 11(2) of Directive 2005/60/EC, Member States may, subject to paragraph 4 of this Article, consider customers who are public authorities or public bodies and who fulfil all the following criteria as customers representing a low risk of money laundering or terrorist financing
Za namene člena 11(2) Direktive 2005/60/ES lahko države članice v skladu z odstavkom 4 tega člena stranke, ki so javni organi ali javna telesa in katere izpolnjujejo vsa naslednja merila, obravnavajo kot stranke, ki predstavljajo nizko tveganje pranja denarja ali financiranja terorizma
(a) the customer has been entrusted with public functions pursuant to the Treaty on European Union, the Treaties on the Communities or Community secondary legislation;
(a) stranka je delovala na javnem položaju v skladu s Pogodbo o Evropski uniji, pogodbama o Skupnostih ali sekundarno zakonodajo Skupnosti;
(b) the identity of the customer is publicly available, transparent and certain;
(b) identiteta stranke je javno dostopna, transparentna in gotova;
(c) the activities of the customer, as well as its accounting practices, are transparent;
(c) dejavnosti stranke in njene računovodske prakse so transparentne;
(d) either the customer is accountable to a Community institution or to the authorities of a Member State, or appropriate check and balance procedures exist ensuring control of the customer&apos;s activity.
(d) stranka je odgovorna instituciji Skupnosti ali organom države članice ali pa obstajajo drugačni primerni postopki nadzora, ki zagotavljajo nadzor nad dejavnostjo stranke.
For the purposes of Article 11(2) of Directive 2005/60/EC, Member States may, subject to paragraph 4 of this Article, consider customers who are legal entities which do not enjoy the status of public authority or public body but which fulfil all the following criteria as customers representing a low risk of money laundering or terrorist financing
Za namene člena 11(2) Direktive 2005/60/ES lahko države članice v skladu z odstavkom 4 tega člena stranke, ki so pravni subjekti, vendar niso javni organi ali telesa, ampak izpolnjujejo vsa naslednja merila, obravnavajo kot stranke, ki predstavljajo nizko tveganje pranja denarja ali financiranja terorizma
(a) the customer is an entity that undertakes financial activities outside the scope of Article 2 of Directive 2005/60/EC but to which national legislation has extended the obligations of that Directive pursuant to Article 4 thereof;
(a) stranka je subjekt, ki opravlja finančne dejavnosti zunaj področja uporabe člena 2 Direktive 2005/60/ES, vendar se je zanjo razširilo področje uporabe nacionalne zakonodaje v skladu s členom 4 navedene direktive;
(c) the customer is subject to a mandatory licensing requirement under national law for the undertaking of financial activities and licensing may be refused if the competent authorities are not satisfied that the persons who effectively direct or will direct the business of such an entity, or its beneficial owner, are fit and proper persons;
(c) stranka mora imeti po nacionalni zakonodaji obvezno dovoljenje za opravljanje finančnih dejavnosti in dovoljenje se lahko ukine, če pristojni organi menijo, da osebe, ki dejansko vodijo ali bodo vodile opravljanje dejavnosti takšnega subjekta, ali osebe, ki imajo dobiček iz premoženja, niso sposobne in primerne;
(d) the customer is subject to supervision, within the meaning of Article 37(3) of Directive 2005/60/EC, by competent authorities as regards compliance with the national legislation transposing that Directive and, where applicable, additional obligations under national legislation;
(d) stranka je pod nadzorom pristojnih organov v smislu člena 37(3) Direktive 2005/60/ES glede izpolnjevanja obveznosti iz nacionalne zakonodaje v skladu z navedeno direktivo in, kadar je primerno, glede dodatnih obveznosti v skladu z nacionalno zakonodajo;
(e) failure by the customer to comply with the obligations referred to in point (a) is subject to effective, proportionate and dissuasive sanctions including the possibility of appropriate administrative measures or the imposition of administrative sanctions.
(e) če stranka ne ravna v skladu z obveznostmi iz točke (a), se uvedejo učinkovite, sorazmerne in odvračilne sankcije, vključno z možnostjo uvedbe ustreznih upravnih ukrepov ali upravnih sankcij.
Entity, as referred to in point (a) of the first subparagraph, shall include subsidiaries only in so far as the obligations of Directive 2005/60/EC have been extended to them on their own account.
Subjekti iz točke (a) prvega pododstavka, zajemajo podružnice le v tolikšni meri, kolikor so se obveznosti iz Direktive 2005/60/ES razširile tudi nanje.
For the purposes of point (c) of the first subparagraph, the activity conducted by the customer shall be supervised by competent authorities.
Za namene točke (c) prvega pododstavka dejavnost, ki jo izvaja stranka, poteka pod nadzorom pristojnih organov.
Supervision is to be understood in this context as meaning the type of supervisory activity with the highest supervisory powers, including the possibility of conducting on-site inspections.
V tem okviru se nadzor razume kot vrsta nadzorne dejavnosti z največjimi pooblastili nadzora, vključno z možnostjo izvajanja preverjanj na kraju samem.