natgillin/translations-raw huggingface dataset:
Member States shall require that, where the institution or person concerned is unable to comply with points (a), (b) and (c) of Article 8(1), it may not carry out a transaction through a bank account, establish a business relationship or carry out the transaction, or shall terminate the business relationship, and shall consider making a report to the financial intelligence unit (FIU) in accordance with Article 22 in relation to the customer.
Države članice zahtevajo, da zadevna ustanova ali oseba, ki ne more zagotoviti skladnosti s točkami (a) (b) in (c) člena 8(1), ne sme opravljati transakcij prek bančnih računov, odpreti računa, skleniti poslovnega odnosa ali opraviti transakcije ali pa mora prekiniti poslovni odnos in FIU podati poročilo o stranki v skladu s členom 22.
Member States shall not be obliged to apply the previous subparagraph in situations when notaries, independent legal professionals, auditors, external accountants and tax advisors are in the course of ascertaining the legal position for their client or performing their task of defending or representing that client in, or concerning judicial proceedings, including advice on instituting or avoiding proceedings.
Države članice niso dolžne uporabljati prejšnjega pododstavka takrat, ko notarji, neodvisni pravni strokovnjaki, revizorji, zunanji računovodje in davčni svetovalci ugotavljajo pravni položaj za svojo stranko ali ko branijo ali zastopajo to stranko v ali v zvezi s sodnim postopkom, vključno s svetovanjem o sprožitvi postopka ali njegovem izogibanju.
Member States shall require that institutions and persons covered by this Directive apply the customer due diligence procedures not only to all new customers but also at appropriate times to existing customers on a risk-sensitive basis.
Države članice od ustanov in oseb, za katere velja ta direktiva, zahtevajo dolžnost skrbnosti pri ugotavljanju identitete tako novih kot tudi, kadar je to potrebno, obstoječih strank na osnovi ocene tveganja.
Member States shall require that all casino customers be identified and their identity verified if they purchase or exchange gambling chips with a value of EUR 2000 or more.
Države članice zahtevajo identifikacijo vseh gostov v igralnicah, njihovo identiteto pa je treba preveriti, če kupijo ali zamenjajo igralne žetone v vrednosti 2000 EUR ali več.
Casinos subject to State supervision shall be deemed in any event to have satisfied the customer due diligence requirements if they register, identify and verify the identity of their customers immediately on or before entry, regardless of the amount of gambling chips purchased.
Igralnice pod državnim nadzorom izpolnjujejo zahteve glede dolžnosti skrbnosti pri ugotavljanju identitete strank, če vodijo evidenco o svojih strankah, jih identificirajo in preverjajo njihovo identiteto pred ali takoj ob prihodu, ne glede na vsoto kupljenih igralnih žetonov.
Simplified customer due diligence
Poenostavljena dolžnost skrbnosti pri ugotavljanju identitete stranke
By way of derogation from Articles 7(a), (b) and (d), 8 and 9(1), the institutions and persons covered by this Directive shall not be subject to the requirements provided for in those Articles where the customer is a credit or financial institution covered by this Directive, or a credit or financial institution situated in a third country which imposes requirements equivalent to those laid down in this Directive and supervised for compliance with those requirements.
Z odstopanjem od členov 7(a), (b) in (d), 8 in 9(1) zahteve teh členov ne veljajo za ustanove in osebe, za katere velja ta direktiva, če je stranka kreditna ali finančna ustanova, za katero velja ta direktiva, ali pa kreditna ali finančna ustanova s sedežem v tretji državi, ki nalaga enake zahteve, kakor so predvidene v tej direktivi, in preverja izpolnjevanje teh zahtev.
By way of derogation from Articles 7(a), (b) and (d), 8 and 9(1) Member States may allow the institutions and persons covered by this Directive not to apply customer due diligence in respect of
Z odstopanjem od členov 7(a), (b) in (d), 8 in 9(1) lahko države članice ustanovam in osebam, za katere velja ta direktiva, dovolijo neupoštevanje dolžnosti skrbnosti pri ugotavljanju identitete naslednjih strank
(a) listed companies whose securities are admitted to trading on a regulated market within the meaning of Directive 2004/39/EC in one or more Member States and listed companies from third countries which are subject to disclosure requirements consistent with Community legislation;
(a) družb, ki kotirajo na borzi, katerih vrednostni papirji so sprejeti v trgovanje na urejenem trgu v eni ali več državah članicah v smislu Direktive 2004/39/ES, in družb, ki kotirajo na borzi, iz tretjih držav, za katere veljajo zahteve po razkritju, ki so skladne z zakonodajo Skupnosti;
(b) beneficial owners of pooled accounts held by notaries and other independent legal professionals from the Member States, or from third countries provided that they are subject to requirements to combat money laundering or terrorist financing consistent with international standards and are supervised for compliance with those requirements and provided that the information on the identity of the beneficial owner is available, on request, to the institutions that act as depository institutions for the pooled accounts;
(b) dejanskih lastnikov skupnih računov, ki jih vodijo notarji in neodvisni pravni strokovnjaki iz držav članic ali iz tretjih držav, pod pogojem, da za njih veljajo zahteve boja proti pranju denarja ali financiranju terorizma v skladu z mednarodnimi standardi in so nadzorovani glede spoštovanja teh zahtev ter če so ustanovam, ki delujejo kot skrbniki skupnih računov, na zahtevo na voljo podatki o identiteti dejanskega lastnika;
(c) domestic public authorities
(c) domačih javnih organov;
or in respect of any other customer representing a low risk of money laundering or terrorist financing which meets the technical criteria established in accordance with Article 40(1)(b).
ali v zvezi z drugimi strankami, pri katerih je le neznatno tveganje pranja denarja ali financiranja terorizma in ki izpolnjujejo tehnična merila, določena v skladu s členom 40(1)(b).
In the cases mentioned in paragraphs 1 and 2, institutions and persons covered by this Directive shall in any case gather sufficient information to establish if the customer qualifies for an exemption as mentioned in these paragraphs.
V primerih iz odstavkov 1 in 2 zberejo ustanove in osebe, za katere velja ta direktiva, v vsakem primeru zadostne informacije, da lahko ugotovijo, ali se za stranko lahko uporabi izjema iz navedenih odstavkov.
The Member States shall inform each other and the Commission of cases where they consider that a third country meets the conditions laid down in paragraphs 1 or 2 or in other situations which meet the technical criteria established in accordance with Article 40(1)(b).
Države članice se obveščajo med seboj in Komisijo, če po njihovem mnenju tretja država izpolnjuje pogoje iz odstavka 1 ali 2 ali če so izpolnjena tehnična merila, določena v skladu s členom 40(1)(b).
By way of derogation from Articles 7(a), (b) and (d), 8 and 9(1), Member States may allow the institutions and persons covered by this Directive not to apply customer due diligence in respect of
Z odstopanjem od členov 7(a), (b) in (d), 8 in 9(1) lahko države članice ustanovam in osebam, za katere velja ta direktiva, dovolijo neupoštevanje dolžnosti skrbnosti pri ugotavljanju identitete strank v zvezi z
(a) life insurance policies where the annual premium is no more than EUR 1000 or the single premium is no more than EUR 2500;
(a) življenjskim zavarovanjem, kadar letna premija ne presega 1000 EUR ali posamezna premija ne presega 2500 EUR;
(b) insurance policies for pension schemes if there is no surrender clause and the policy cannot be used as collateral;
(b) zavarovalno polico pokojninskega sistema, če ne predvideva odstopne klavzule in se polica ne more uporabiti kot zavarovanje;
(c) a pension, superannuation or similar scheme that provides retirement benefits to employees, where contributions are made by way of deduction from wages and the scheme rules do not permit the assignment of a member&apos;s interest under the scheme;
(c) pokojninskim ali drugim podobnim sistemom, ki zaposlenim zagotavlja dajatve iz naslova pokojnine, kadar se prispevki vplačujejo z odtegovanjem od plače in kadar v okviru pravil sistema ni dovoljen prenos pravic na drugo osebo;
(d) electronic money, as defined in Article 1(3)(b) of Directive 2000/46/EC of the European Parliament and of the Council of 18 September 2000 on the taking up, pursuit of and prudential supervision of the business of electronic money institutions [16], where, if the device cannot be recharged, the maximum amount stored in the device is no more than EUR 150, or where, if the device can be recharged, a limit of EUR 2500 is imposed on the total amount transacted in a calendar year, except when an amount of EUR 1000 or more is redeemed in that same calendar year by the bearer as referred to in Article 3 of Directive 2000/46/EC
(d) elektronskim denarjem, kakor je opredeljen v členu 1(3)(b) Direktive 2000/46/ES Evropskega parlamenta in Sveta z dne 18. septembra 2000 o začetku opravljanja in opravljanju dejavnosti ter nadzoru skrbnega in varnega poslovanja institucij za izdajo elektronskega denarja [16], če znesek, shranjen na nosilcu podatkov (če nanj ni mogoče ponovno naložiti podatkov), ne presega 150 EUR ali če je znesek celega koledarskega leta (če je mogoče podatke ponovno naložiti na nosilec podatkov) omejen na 2500 EUR, razen če imetnik v skladu s členom 3 Direktive 2000/46/ES vnovči znesek v višini 1000 EUR ali več v istem koledarskem letu;
or in respect of any other product or transaction representing a low risk of money laundering or terrorist financing which meets the technical criteria established in accordance with Article 40(1)(b).
ali v zvezi z drugimi produkti ali transakcijami, pri katerih obstaja le neznatno tveganje pranja denarja ali financiranja terorizma in ki izpolnjujejo tehnična merila, določena v skladu s členom 40(1)(b).
Where the Commission adopts a decision pursuant to Article 40(4), the Member States shall prohibit the institutions and persons covered by this Directive from applying simplified due diligence to credit and financial institutions or listed companies from the third country concerned or other entities following from situations which meet the technical criteria established in accordance with Article 40(1)(b).
Če sprejme Komisija odločitev na podlagi člena 40(4), države članice ustanovam in osebam, za katere velja ta direktiva, prepovejo uporabo poenostavljene dolžnosti skrbnosti pri ugotavljanju identitete stranke za kreditne in finančne ustanove ali za navedene družbe iz zadevne tretje države ali za druge subjekte, ki izhajajo iz okoliščin, ki ustrezajo tehničnim merilom, določenim v skladu s členom 40(1)(b).
Enhanced customer due diligence
Poglobljena dolžnost skrbnosti pri ugotavljanju identitete stranke
Member States shall require the institutions and persons covered by this Directive to apply, on a risk-sensitive basis, enhanced customer due diligence measures, in addition to the measures referred to in Articles 7, 8 and 9(6), in situations which by their nature can present a higher risk of money laundering or terrorist financing, and at least in the situations set out in paragraphs 2, 3, 4 and in other situations representing a high risk of money laundering or terrorist financing which meet the technical criteria established in accordance with Article 40(1)(c).
Države članice zahtevajo, da ustanove in osebe, za katere velja ta direktiva, na podlagi ocene tveganja poleg ukrepov iz členov 7, 8 in 9(6) izvajajo ukrepe glede poglobljene dolžnosti skrbnosti pri ugotavljanju identitete stranke v okoliščinah, ki zaradi svoje narave predstavljajo večje tveganje pranja denarja in financiranja terorizma, in sicer v okoliščinah iz odstavkov 2, 3 in 4 ter v drugih okoliščinah, ki predstavljajo veliko tveganje pranja denarja ali financiranja terorizma, ki ustrezajo tehničnim merilom, določenim v skladu s členom 40(1)(c).
Where the customer has not been physically present for identification purposes, Member States shall require those institutions and persons to take specific and adequate measures to compensate for the higher risk, for example by applying one or more of the following measures
Kadar stranka ni bila fizično prisotna pri identifikaciji, države članice od ustanov in oseb zahtevajo, da sprejmejo posebne in primerne ukrepe za nadomestitev večjega tveganja, na primer z izvajanjem naslednjih ukrepov
(a) ensuring that the customer&apos;s identity is established by additional documents, data or information;
(a) zagotavljanjem, da je identiteta stranke ugotovljena z dodatnimi listinami, podatki ali informacijami;
(b) supplementary measures to verify or certify the documents supplied, or requiring confirmatory certification by a credit or financial institution covered by this Directive;
(b) dopolnilnimi ukrepi za preverjanje ali potrditev predloženih listin ali pa z dodatno potrditvijo s strani kreditne ali finančne ustanove, za katere velja ta direktiva;
(c) ensuring that the first payment of the operations is carried out through an account opened in the customer&apos;s name with a credit institution.
(c) zagotovitvijo, da se prvo plačilo opravi preko računa, ki ga stranka v svojem imenu odpre pri kreditni ustanovi.
In respect of cross-frontier correspondent banking relationships with respondent institutions from third countries, Member States shall require their credit institutions to
Kadar kreditne ustanove sklepajo čezmejne korespondenčne bančne odnose s korespondenčnimi ustanovami iz tretjih držav, države članice od svojih kreditnih ustanov zahtevajo, da
(a) gather sufficient information about a respondent institution to understand fully the nature of the respondent&apos;s business and to determine from publicly available information the reputation of the institution and the quality of supervision;
(a) zberejo potrebne podatke o korespondenčni tuji ustanovi in v celoti spoznajo naravo njenega poslovanja ter iz javno dostopnih podatkov ocenijo ugled te ustanove ter kakovost nadzora;
(b) assess the respondent institution&apos;s anti-money laundering and anti-terrorist financing controls;
(b) presodijo, kakšni so nadzorni ukrepi glede pranja denarja in financiranja terorizma v tuji ustanovi;
(c) obtain approval from senior management before establishing new correspondent banking relationships;
(c) pridobijo privolitev uprave družbe pred sklepanjem novega korespondenčnega bančnega odnosa;
(d) document the respective responsibilities of each institution;
(d) dokumentirajo ustrezne pristojnosti vsake ustanove;
(e) with respect to payable-through accounts, be satisfied that the respondent credit institution has verified the identity of and performed ongoing due diligence on the customers having direct access to accounts of the correspondent and that it is able to provide relevant customer due diligence data to the correspondent institution, upon request.
(e) se prepričajo, da je korespondenčna ustanova preverila identiteto stranke, ki ima neposreden dostop do računov te ustanove, in je dalje nenehno skrbno spremljala poslovanje stranke ter da je korespondenčna ustanova na zahtevo domače ustanove sposobna predložiti podatke, zbrane pri skrbnem spremljanju poslovanja stranke.
In respect of transactions or business relationships with politically exposed persons residing in another Member State or in a third country, Member States shall require those institutions and persons covered by this Directive to
Glede transakcij ali poslovnih odnosov s politično izpostavljenimi osebami, ki prebivajo v drugi državi članici ali tretji državi, države članice od ustanov in oseb, za katere velja ta direktiva, zahtevajo, da
(a) have appropriate risk-based procedures to determine whether the customer is a politically exposed person;
(a) vzpostavijo primerne postopke, ki temeljijo na tveganju, s katerimi lahko ugotovijo, ali je stranka politično izpostavljena oseba;
(b) have senior management approval for establishing business relationships with such customers;
(b) pridobijo privolitev uprave za vzpostavitev poslovnih odnosov s takšno stranko;
(c) take adequate measures to establish the source of wealth and source of funds that are involved in the business relationship or transaction;
(c) sprejmejo primerne ukrepe, da ugotovijo izvor premoženja in sredstev, vključenih v poslovni odnos ali transakcijo;
(d) conduct enhanced ongoing monitoring of the business relationship.
(d) poglobljeno neprekinjeno spremljajo poslovne odnose.
Member States shall prohibit credit institutions from entering into or continuing a correspondent banking relationship with a shell bank and shall require that credit institutions take appropriate measures to ensure that they do not engage in or continue correspondent banking relationships with a bank that is known to permit its accounts to be used by a shell bank.
Države članice kreditnim ustanovam prepovejo, da sklepajo ali nadaljujejo s korespondenčnim bančnim odnosom z navidezno banko, in zahtevajo, da kreditne ustanove sprejmejo ustrezne ukrepe za zagotovitev, da ne vzpostavljajo oziroma nadaljujejo korespondenčnih odnosov z banko, za katero je znano, da dovoljuje uporabo svojih računov navideznim bankam.
Member States shall ensure that the institutions and persons covered by this Directive pay special attention to any money laundering or terrorist financing threat that may arise from products or transactions that might favour anonymity, and take measures, if needed, to prevent their use for money laundering or terrorist financing purposes.
Države članice zagotovijo, da ustanove in osebe, za katere velja ta direktiva, posvetijo posebno pozornost vsaki grožnji pranja denarja ali financiranja terorizma, ki bi lahko izhajala iz produktov ali transakcij, ki se nagibajo k anonimnosti, in da po potrebi sprejemajo ukrepe proti zlorabi njihovih storitev za pranje denarja ali financiranje terorizma.
Member States may permit the institutions and persons covered by this Directive to rely on third parties to meet the requirements laid down in Article 8(1)(a) to (c).
Države članice lahko dovolijo ustanovam in osebam, za katere velja ta direktiva, da se zanesejo, da tretje osebe izpolnjujejo zahteve iz členov 8(1)(a) do (c).
However, the ultimate responsibility for meeting those requirements shall remain with the institution or person covered by this Directive which relies on the third party.
Vendar končno odgovornost za izpolnitev teh zahtev nosi ustanova ali oseba, za katero velja ta direktiva, ki zaupa tretji osebi.
Where a Member State permits credit and financial institutions referred to in Article 2(1)(1) or (2) situated in its territory to be relied on as a third party domestically, that Member State shall in any case permit institutions and persons referred to in Article 2(1) situated in its territory to recognise and accept, in accordance with the provisions laid down in Article 14, the outcome of the customer due diligence requirements laid down in Article 8(1)(a) to (c), carried out in accordance with this Directive by an institution referred to in Article 2(1)(1) or (2) in another Member State, with the exception of currency exchange offices and money transmission or remittance offices, and meeting the requirements laid down in Articles 16 and 18, even if the documents or data on which these requirements have been based are different to those required in the Member State to which the customer is being referred.
Če država članica dovoli kreditnim in finančnim ustanovam iz člena 2(1) ali (2), ki se nahajajo na njenem ozemlju, da se znotraj države uporabljajo kot tretje osebe, ta država članica dovoli v skladu s členom 14, da ustanove in osebe iz člena 2(1), ki se nahajajo na njenem ozemlju, v vsakem primeru priznajo in sprejmejo rezultat zahtev glede dolžnosti skrbnosti pri ugotavljanju identitete stranke, določenih v členu 8(1)(a) do (c), ki jih je v skladu s to direktivo izvedla ustanova iz člena 2(1)(1) ali (2) v drugi državi članici, z izjemo menjalnic in organizacij za posredovanje denarja ter storitve v plačilnem prometu, in ki izpolnjujejo zahteve iz členov 16 in 18, četudi gre pri dokumentih ali podatkih, ki so bili v zvezi s temi zahtevami vzeti kot osnova, za drugačne dokumente ali podatke, kot so predpisani v državi članici, na katero se stranka obrača.
Where a Member State permits currency exchange offices and money transmission or remittance offices referred to in Article 3(2)(a) situated in its territory to be relied on as a third party domestically, that Member State shall in any case permit them to recognise and accept, in accordance with Article 14, the outcome of the customer due diligence requirements laid down in Article 8(1)(a) to (c), carried out in accordance with this Directive by the same category of institution in another Member State and meeting the requirements laid down in Articles 16 and 18, even if the documents or data on which these requirements have been based are different to those required in the Member State to which the customer is being referred.
Če država članica dovoli, da se menjalnice in organizacije za posredovanja denarja ter storitve v plačilnem prometu iz člena 3(2)(a), ki se nahajajo na njenem ozemlju, znotraj države uporabljajo kot tretje osebe, jim mora ta država članica dovoliti v skladu s členom 14, da v vsakem primeru priznajo in sprejmejo rezultat zahteve po dolžnosti skrbnosti pri ugotavljanju identitete stranke, določenih v členu 8(1)(a) do (c), ki jih je v skladu s to direktivo v drugi državi članici izvedla ustanova iste vrste in ki izpolnjujejo zahteve iz členov 16 in 18, četudi gre pri dokumentih ali podatkih, ki so bili v zvezi s temi zahtevami vzeti kot osnova, za drugačne dokumente ali podatke kot tiste, ki so zahtevani v državi članici, na katero se stranka obrača.
Where a Member State permits persons referred to in Article 2(1)(3)(a) to (c) situated in its territory to be relied on as a third party domestically, that Member State shall in any case permit them to recognise and accept, in accordance with Article 14, the outcome of the customer due diligence requirements laid down in Article 8(1)(a) to (c), carried out in accordance with this Directive by a person referred to in Article 2(1)(3)(a) to (c) in another Member State and meeting the requirements laid down in Articles 16 and 18, even if the documents or data on which these requirements have been based are different to those required in the Member State to which the customer is being referred.
Če država članica dovoli, da se osebe iz člena 2(1)(3)(a) do (c), ki se nahajajo na njenem ozemlju, znotraj države uporabljajo kot tretje osebe, ta država članica tem osebam dovoli v skladu s členom 14, da v vsakem primeru priznajo in sprejmejo rezultat zahtev glede dolžnosti skrbnosti pri ugotavljanju identitete strank, določenih v členu 8(1)(a) do (c), ki jih je v skladu s to direktivo v drugi državi članici izvedla oseba iz člena 2(1)(3)(a) do (c) in ki izpolnjuje zahteve iz členov 16 in 18, četudi gre pri dokumentih ali podatkih, ki so bili v zvezi s temi zahtevami vzeti kot osnova, za drugačne dokumente ali podatke kot tiste, ki so zahtevani v državi članici, na katero se stranka obrača.
For the purposes of this Section, &quot;third parties&quot; shall mean institutions and persons who are listed in Article 2, or equivalent institutions and persons situated in a third country, who meet the following requirements
V tem oddelku &quot;tretje osebe&quot; pomenijo ustanove in osebe, ki so navedene v členu 2, ali enakovredne ustanove in osebe v tretji državi, ki izpolnjujejo naslednje zahteve
(a) they are subject to mandatory professional registration, recognised by law;
(a) so predmet pravno priznane obvezne poslovne registracije;