natgillin/translations-raw huggingface dataset:
The Member States shall require regulated entities in a financial conglomerate to ensure that own funds are available at the level of the financial conglomerate which are always at least equal to the capital adequacy requirements as calculated in accordance with Annex I.
Države članice zahtevajo od reguliranih oseb v finančnem konglomeratu, da zagotovijo na ravni finančnega konglomerata kapital, ki je vedno najmanj enak zahtevam o kapitalski ustreznosti, izračunanih v skladu s Prilogo I.
The Member States shall also require regulated entities to have in place adequate capital adequacy policies at the level of the financial conglomerate.
Države članice od reguliranih oseb tudi zahtevajo, da so na ravni finančnega konglomerata vzpostavljene ustrezne politike upravljanja kapitalske ustreznosti.
The requirements referred to in the first and second subparagraphs shall be subject to supervisory overview by the coordinator in accordance with Section 3.
Zahteve, navedene v prvem in drugem pododstavku, so predmet nadzora, ki ga opravi koordinator v skladu z oddelkom 3.
The coordinator shall ensure that the calculation referred to in the first subparagraph is carried out at least once a year, either by the regulated entities or by the mixed financial holding company.
Koordinator poskrbi, da se izračun iz prvega pododstavka opravi najmanj enkrat letno in da ga opravi regulirana oseba ali mešani finančni holding.
The results of the calculation and the relevant data for the calculation shall be submitted to the coordinator by the regulated entity within the meaning of Article 1 which is at the head of the financial conglomerate, or, where the financial conglomerate is not headed by a regulated entity within the meaning of Article 1, by the mixed financial holding company or by the regulated entity in the financial conglomerate identified by the coordinator after consultation with the other relevant competent authorities and with the financial conglomerate.
Rezultate izračuna in ustrezne podatke za izračun koordinatorju predloži regulirana oseba v smislu člena 1, ki je na čelu finančnega konglomerata, ali mešani finančni holding ali regulirana oseba v finančnem konglomeratu, ki jo določi koordinator po posvetu z drugimi ustreznimi pristojnimi organi in s finančnim konglomeratom, če na čelu finančnega konglomerata ni regulirana oseba v smislu člena 1.
For the purposes of calculating the capital adequacy requirements referred to in the first subparagraph of paragraph 2, the following entities shall be included in the scope of supplementary supervision in the manner and to the extent defined in Annex I:
Za izračunavanje zahtevanega minimalnega kapitala iz prvega pododstavka odstavka 2 so v obseg dopolnilnega nadzora na način in v obsegu, ki ga določa Priloga I, vključene naslednje osebe:
(a) a credit institution, a financial institution or an ancillary banking services undertaking within the meaning of Article 1(5) and (23) of Directive 2000/12/EC;
(a) kreditna institucija, finančna institucija ali družba za pomožne bančne storitve v smislu členov 1(5) in (23) Direktive 2000/12/ES;
(b) an insurance undertaking, a reinsurance undertaking or an insurance holding company within the meaning of Article 1(i) of Directive 98/78/EC;
(b) zavarovalnica, pozavarovalnica ali zavarovalni holding v smislu člena 1(i) Direktive 98/78/ES;
(c) an investment firm or a financial institution within the meaning of Article 2(7) of Directive 93/6/EEC;
(c) investicijska družba ali finančna institucija v smislu člena 2(7) Direktive 93/6/EGS;
(d) mixed financial holding companies.
(d) mešani finančni holdingi.
When calculating the supplementary capital adequacy requirements with regard to a financial conglomerate by applying method 1 (Accounting consolidation) referred to in Annex I, the own funds and the solvency requirements of the entities in the group shall be calculated by applying the corresponding sectoral rules on the form and extent of consolidation as laid down in particular in Article 54 of Directive 2000/12/EC and Annex I.1.B. of Directive 98/78/EC.
Pri izračunavanju dopolnilnih kapitalskih zahtev za finančni konglomerat z uporabo metode 1 (Računovodska konsolidacija) iz Priloge I se kapital in zahtevani minimalni kapital oseb v skupini izračunajo z uporabo ustreznih sektorskih predpisov o načinu in obsegu konsolidacije, kakor predpisujeta predvsem člen 54. Direktive 2000/12/ES in Priloga I.1. B Direktive 98/78/ES.
When applying methods 2 or 3 (Deduction and aggregation, Book value/Requirement deduction) referred to in Annex I, the calculation shall take account of the proportional share held by the parent undertaking or undertaking which holds a participation in another entity of the group.
Pri uporabi metod 2 ali 3 (Odbitki in združevanja, Knjigovodska vrednost/Odbitek zahteve) iz Priloge I se pri izračunavanju upošteva sorazmerni delež v lasti matičnega podjetja ali podjetja, ki je udeleženo v drugi osebi v skupini.
&quot;Proportional share&quot; means the proportion of the subscribed capital which is held, directly or indirectly, by that undertaking.
&quot;Sorazmerni delež&quot; pomeni delež vpisanega kapitala, ki je v neposredni ali posredni lasti tega podjetja.
The coordinator may decide not to include a particular entity in the scope when calculating the supplementary capital adequacy requirements in the following cases:
Koordinator se lahko odloči, da v naslednjih primerih določene osebe ne vključi v izračunavanje dopolnilnih kapitalskih zahtev:
(a) if the entity is situated in a third country where there are legal impediments to the transfer of the necessary information, without prejudice to the sectoral rules regarding the obligation of competent authorities to refuse authorisation where the effective exercise of their supervisory functions is prevented;
(a) če je oseba v tretji državi, kjer obstajajo pravne ovire za prenos potrebnih podatkov, kar pa ne posega v sektorske predpise o obveznostih pristojnih organov, da zavrnejo izdajo dovoljenja za opravljanje poslov, če ni omogočeno učinkovito izvajanje njihovih nadzornih nalog;
(b) if the entity is of negligible interest with respect to the objectives of the supplementary supervision of regulated entities in a financial conglomerate;
(b) če je oseba zanemarljivega pomena z vidika ciljev dopolnilnega nadzora nad reguliranimi osebami v finančnem konglomeratu;
(c) if the inclusion of the entity would be inappropriate or misleading with respect to the objectives of supplementary supervision.
(c) če bi bila vključitev osebe neustrezna ali zavajajoča glede na cilje dopolnilnega nadzora.
However, if several entities are to be excluded pursuant to (b) of the first subparagraph, they must nevertheless be included when collectively they are of non-negligible interest.
Ob izključitvi več oseb na podlagi (b) prvega pododstavka je treba te osebe vseeno vključiti, ko skupaj presegajo okvir zanemarljivega pomena.
In the case mentioned in (c) of the first subparagraph the coordinator shall, except in cases of urgency, consult the other relevant competent authorities before taking a decision.
V primeru iz (c) prvega pododstavka se koordinator pred sprejetjem odločitve posvetuje z drugimi ustreznimi pristojnimi organi, razen če gre za nujni primer.
When the coordinator does not include a regulated entity in the scope under one of the cases provided for in (b) and (c) of the first subparagraph, the competent authorities of the Member State in which that entity is situated may ask the entity which is at the head of the financial conglomerate for information which may facilitate their supervision of the regulated entity.
Če koordinator v obseg nadzora ne vključi regulirane osebe na podlagi enega od primerov iz (b) in (c) prvega pododstavka, lahko pristojni organi države članice, v kateri ta oseba je, zaprosi osebo, ki je na čelu finančnega konglomerata, za podatke, ki bi olajšali njihov nadzor nad regulirano osebo.
Risk concentration
Koncentracija tveganja
Without prejudice to the sectoral rules, supplementary supervision of the risk concentration of regulated entities in a financial conglomerate shall be exercised in accordance with the rules laid down in Article 9(2) to (4), in Section 3 of this Chapter and in Annex II.
Brez poseganja v sektorske predpise se dopolnilni nadzor koncentracije tveganja reguliranih oseb v finančnem konglomeratu izvaja v skladu s predpisi, ki so navedeni v členu 9(2) do (4. ), v oddelku 3 tega poglavja in v Prilogi II.
The Member States shall require regulated entities or mixed financial holding companies to report on a regular basis and at least annually to the coordinator any significant risk concentration at the level of the financial conglomerate, in accordance with the rules laid down in this Article and in Annex II.
Države članice zahtevajo, da regulirane osebe ali mešani finančni holdingi redno in vsaj enkrat letno poročajo koordinatorju o kakršnikoli pomembnejši koncentraciji tveganja na ravni finančnega konglomerata v skladu s pravili iz tega člena in Priloge II.
The necessary information shall be submitted to the coordinator by the regulated entity within the meaning of Article 1 which is at the head of the financial conglomerate or, where the financial conglomerate is not headed by a regulated entity within the meaning of Article 1, by the mixed financial holding company or by the regulated entity in the financial conglomerate identified by the coordinator after consultation with the other relevant competent authorities and with the financial conglomerate.
Potrebne podatke koordinatorju sporoči regulirana oseba v smislu člena 1, ki je na čelu finančnega konglomerata. Če na čelu finančnega konglomerata ni regulirana oseba v smislu člena 1, predloži podatke mešani finančni holding ali regulirana oseba v finančnem konglomeratu, ki jo določi koordinator po posvetu z drugimi ustreznimi pristojnimi organi in s finančnim konglomeratom.
These risk concentrations shall be subject to supervisory overview by the coordinator in accordance with Section 3.
Koncentracija tveganja je predmet nadzora s strani koordinatorja skladno z oddelkom 3.
Pending further coordination of Community legislation, Member States may set quantitative limits or allow their competent authorities to set quantitative limits, or take other supervisory measures which would achieve the objectives of supplementary supervision, with regard to any risk concentration at the level of a financial conglomerate.
Do nadaljnje uskladitve zakonodaje Skupnosti lahko države članice določijo količinske omejitve ali svojim pristojnim organom dovolijo, da določijo količinske omejitve ali sprejmejo druge nadzorne ukrepe, ki bodo dosegali cilje dopolnilnega nadzora glede na kakršno koli koncentracijo tveganja na ravni finančnega konglomerata.
Where a financial conglomerate is headed by a mixed financial holding company, the sectoral rules regarding risk concentration of the most important financial sector in the financial conglomerate, if any, shall apply to that sector as a whole, including the mixed financial holding company.
Če je na čelu finančnega konglomerata mešani finančni holding, se sektorska pravila o koncentraciji tveganja najpomembnejšega finančnega sektorja v finančnem konglomeratu uporabljajo za celoten sektor, tudi za mešani finančni holding.
Without prejudice to the sectoral rules, supplementary supervision of intra-group transactions of regulated entities in a financial conglomerate shall be exercised in accordance with the rules laid down in Article 9(2) to (4), in Section 3 of this Chapter, and in Annex II.
Brez poseganja v sektorske predpise se dopolnilni nadzor nad posli v skupini reguliranih oseb v finančnem konglomeratu izvaja v skladu s predpisi, ki so navedeni v členu 9(2) do (4. ), v oddelku 3 tega poglavja in v Prilogi II.
The Member States shall require regulated entities or mixed financial holding companies to report, on a regular basis and at least annually, to the coordinator all significant intra-group transactions of regulated entities within a financial conglomerate, in accordance with the rules laid down in this Article and in Annex II.
Države članice zahtevajo, da regulirane osebe ali mešani finančni holdingi redno in vsaj enkrat letno poročajo kooordinatorju o vseh pomembnih poslih v skupini med reguliranimi osebami v finančnem konglomeratu v skladu s pravili iz tega člena in Priloge II.
Insofar as no definition of the thresholds referred to in the last sentence of the first paragraph of Annex II has been drawn up, an intra-group transaction shall be presumed to be significant if its amount exceeds at least 5 % of the total amount of capital adequacy requirements at the level of a financial conglomerate.
Ker do sedaj ni bila izdelana nobena opredelitev pragov iz zadnjega stavka prvega odstavka Priloge II, se šteje, da je posel v skupini pomemben, če njegova vrednost presega najmanj 5 % skupnih zahtev o kapitalski ustreznosti na ravni finančnega konglomerata.
These intra-group transactions shall be subject to supervisory overview by the coordinator.
Pregled poslov znotraj skupine je predmet nadzora, ki da opravi koordinator.
Pending further coordination of Community legislation, Member States may set quantitative limits and qualitative requirements or allow their competent authorities to set quantitative limits and qualitative requirements, or take other supervisory measures that would achieve the objectives of supplementary supervision, with regard to intra-group transactions of regulated entities within a financial conglomerate.
Do nadaljnje uskladitve zakonodaje Skupnosti lahko države članice določijo količinske omejitve ali svojim pristojnim organom dovolijo, da določijo količinske omejitve ali sprejmejo druge nadzorne ukrepe, ki bodo dosegali cilje dopolnilnega nadzora glede na posle v skupini med reguliranimi osebami v finančnem konglomeratu.
Where a financial conglomerate is headed by a mixed financial holding company, the sectoral rules regarding intra-group transactions of the most important financial sector in the financial conglomerate shall apply to that sector as a whole, including the mixed financial holding company.
Če je na čelu finančnega konglomerata mešani finančni holding, se sektorska pravila o poslih v skupini najpomembnejšega finančnega sektorja v finančnem konglomeratu uporabljajo za celoten sektor, tudi za mešani finančni holding.
Internal control mechanisms and risk management processes
Mehanizmi notranjih kontrol in postopki obvladovanja tveganja
The Member States shall require regulated entities to have, in place at the level of the financial conglomerate, adequate risk management processes and internal control mechanisms, including sound administrative and accounting procedures.
Pristojni organi od reguliranih oseb zahtevajo, da imajo na ravni finančnega konglomerata vzpostavljene ustrezne postopke za upravljanje s tveganji in mehanizme notranjih kontrol, vključno z zanesljivimi postopki poročanja in računovodenja.
The risk management processes shall include:
Postopki upravljanja s tveganji zajemajo:
(a) sound governance and management with the approval and periodical review of the strategies and policies by the appropriate governing bodies at the level of the financial conglomerate with respect to all the risks they assume;
(a) zanesljivo upravo in vodenje s soglasjem in rednim pregledom strategij in usmeritev, ki ga opravljajo ustrezni upravljavski organi na ravni finančnega konglomerata glede na vsa prevzeta tveganja;
(b) adequate capital adequacy policies in order to anticipate the impact of their business strategy on risk profile and capital requirements as determined in accordance with Article 6 and Annex I;
(b) ustrezne politike izpolnjevanja kapitalske ustreznosti, ki predvidevajo vpliv njihove poslovne strategije na profil tveganj in kapitalske zahteve, kakor je določeno v členu 6 in Prilogi I;
(c) adequate procedures to ensure that their risk monitoring systems are well integrated into their organisation and that all measures are taken to ensure that the systems implemented in all the undertakings included in the scope of supplementary supervision are consistent so that the risks can be measured, monitored and controlled at the level of the financial conglomerate.
(c) ustrezne postopke, ki zagotavljajo, da so sistemi spremljanja tveganja dobro vgrajeni v njihovo organizacijo in da vsi ukrepi, ki zagotavljajo, da so sistemi v podjetjih, vključenih v obseg dopolnilnega nadzora, dosledni in tako zagotavljajo merjenje, spremljanje in nadzor tveganja na ravni finančnega konglomerata.
The internal control mechanisms shall include:
Mehanizmi notranjih kontrol zajemajo:
(a) adequate mechanisms as regards capital adequacy to identify and measure all material risks incurred and to appropriately relate own funds to risks;
(a) ustrezne mehanizme glede kapitalske ustreznosti, ki prepoznajo in merijo vsa materialna tveganja in pravilno uskladijo lastne vire s tveganji;
(b) sound reporting and accounting procedures to identify, measure, monitor and control the intra-group transactions and the risk concentration.
(b) zanesljive postopke poročanja in računovodenja, ki prepoznajo, merijo in nadzorujejo posle v skupini in koncentracijo tveganja.
The Member States shall ensure that, in all undertakings included in the scope of supplementary supervision pursuant to Article 5, there are adequate internal control mechanisms for the production of any data and information which would be relevant for the purposes of the supplementary supervision.
Države članice zagotovijo, da so v vseh podjetjih, ki so po členu 5 zajeta v obseg dopolnilnega nadzora, ustrezni mehanizmi notranjih kontrol za pripravo vseh podatkov, ki so pomembni za dodatni nadzor.
The processes and mechanisms referred to in paragraphs 1 to 4 shall be subject to supervisory overview by the coordinator.
Postopki in mehanizmi iz odstavkov 1 do 4. so predmet nadzora, ki ga izvede koordinator.
MEASURES TO FACILITATE SUPPLEMENTARY SUPERVISION
UKREPI ZA PODPORO DOPOLNILNEGA NADZORA
Competent authority responsible for exercising supplementary supervision (the coordinator)
Pristojni organ, odgovoren za izvajanje dopolnilnega nadzora (koordinator)
In order to ensure proper supplementary supervision of the regulated entities in a financial conglomerate, a single coordinator, responsible for coordination and exercise of supplementary supervision, shall be appointed from among the competent authorities of the Member States concerned, including those of the Member State in which the mixed financial holding company has its head office.
Za zagotavljanje pravilnega dopolnilnega nadzora nad reguliranimi osebami v finančnem konglomeratu je izmed pristojnih organov zadevnih držav članic, ki vključujejo tudi pristojne organe države članice, v kateri je sedež mešanega finančnega holdinga, imenovan koordinator, ki je odgovoren za usklajevanje in izvajanje dopolnilnega nadzora.
The appointment shall be based on the following criteria:
Imenovanje temelji na naslednjih merilih:
(a) where a financial conglomerate is headed by a regulated entity, the task of coordinator shall be exercised by the competent authority which has authorised that regulated entity pursuant to the relevant sectoral rules;
(a) če je na čelu finančnega konglomerata regulirana oseba, nalogo koordinatorja opravlja pristojni organ, ki je izdal dovoljenje tej regulirani osebi v skladu z veljavnimi sektorskimi predpisi;
(b) where a financial conglomerate is not headed by a regulated entity, the task of coordinator shall be exercised by the competent authority identified in accordance with the following principles:
(a) če na čelu finančnega konglomerata ni regulirana oseba, nalogo koordinatorja opravlja pristojni organ, ki je izbran v skladu z naslednjimi načeli:
(i) where the parent of a regulated entity is a mixed financial holding company, the task of coordinator shall be exercised by the competent authority which has authorised that regulated entity pursuant to the relevant sectoral rules;
(i) če je matično podjetje regulirane osebe mešani finančni holding, nalogo koordinatorja opravlja pristojni organ, ki je izdal dovoljenje omenjeni regulirani osebi v skladu z veljavnimi sektorskimi predpisi;
(ii) where more than one regulated entity with a head office in the Community have as their parent the same mixed financial holding company, and one of these entities has been authorised in the Member State in which the mixed financial holding company has its head office, the task of coordinator shall be exercised by the competent authority of the regulated entity authorised in that Member State.
(ii) kadar je mešani finančni holding matično podjetje več reguliranim osebam s sedežem v Skupnosti in ima ena teh oseb dovoljenje za opravljanje poslov v državi članici, v kateri je sedež mešanega finančnega holdinga, nalogo koordinatorja opravlja pristojni organ tiste regulirane osebe, ki ima dovoljenje za opravljanje poslov v tej državi članici.
Where more than one regulated entity, being active in different financial sectors, have been authorised in the Member State in which the mixed financial holding company has its head office, the task of coordinator shall be exercised by the competent authority of the regulated entity active in the most important financial sector.
Kadar ima več reguliranih gospodarskih subjektov, ki delujejo v različnih finančnih sektorjih, dovoljenje za opravljanje poslov v državi članici, v kateri je sedež mešanega finančnega holdinga, nalogo koordinatorja opravlja pristojni organ tiste regulirane osebe, ki deluje v najpomembnejšem finančnem sektorju.
Where the financial conglomerate is headed by more than one mixed financial holding company with a head office in different Member States and there is a regulated entity in each of these States, the task of coordinator shall be exercised by the competent authority of the regulated entity with the largest balance sheet total if these entities are in the same financial sector, or by the competent authority of the regulated entity in the most important financial sector;
Kadar je na čelu finančnega konglomerata več kakor en mešani finančni holding s sedeži v različnih državah članicah in je v vsaki od teh držav regulirana oseba, nalogo koordinatorja opravlja pristojni organ regulirane osebe z največjo bilančno vsoto, če gre za osebe v istem finančnem sektorju, ali pristojni organ regulirane osebe v najpomembnejšem finančnem sektorju;
(iii) where more than one regulated entity with a head office in the Community have as their parent the same mixed financial holding company and none of these entities has been authorised in the Member State in which the mixed financial holding company has its head office, the task of coordinator shall be exercised by the competent authority which authorised the regulated entity with the largest balance sheet total in the most important financial sector;
(iii) kadar je matično podjetje več reguliranih oseb s sedežem v Skupnosti isti mešani finančni holding in nobena od teh oseb nima dovoljenja za opravljanje poslov v državi članici, v kateri je sedež mešanega finančnega holdinga, nalogo koordinatorja opravlja pristojni organ, ki je izdal dovoljenje regulirani osebi z največjo bilančno vsoto v najpomembnejšem finančnem sektorju;
(iv) where the financial conglomerate is a group without a parent undertaking at the top, or in any other case, the task of coordinator shall be exercised by the competent authority which authorised the regulated entity with the largest balance sheet total in the most important financial sector.
(iv) kadar je finančni konglomerat skupina brez matičnega podjetja na čelu, ali v vseh drugih primerih, nalogo koordinatorja opravlja pristojni organ, ki je izdal dovoljenje za opravljanje poslov regulirani osebi z najvišjo bilančno vsoto v najpomembnejšem finančnem sektorju.