natgillin/translations-raw huggingface dataset:
(3) The Commission Action Plan for Financial Services identifies a series of actions which are needed to complete the Single Market in Financial Services, and announces the development of supplementary prudential legislation for financial conglomerates which will address loopholes in the present sectoral legislation and additional prudential risks to ensure sound supervisory arrangements with regard to financial groups with cross-sectoral financial activities.
(3) Akcijski načrt Skupnosti na področju finančnih storitev določa vrsto ukrepov, potrebnih za dokončno vzpostavitev enotnega trga finančnih storitev, in napoveduje razvoj zakonodaje na področju dopolnilnega bonitetnega nadzora za finančne konglomerate, ki bo zapolnila vrzeli v veljavni sektorski zakonodaji ter obravnavala dodatno bonitetno tveganje z namenom zagotoviti učinkovite načine nadzorovanja finančnih skupin, ki opravljajo medsektorske finančne dejavnosti.
Such an ambitious objective can only be attained in stages.
Ta visoko postavljeni cilj je mogoče doseči le postopoma.
The establishment of the supplementary supervision of credit institutions, insurance undertakings and investment firms in a financial conglomerate is one such stage.
Vzpostavitev dopolnilnega nadzora kreditnih institucij, zavarovalnic in investicijskih družb v finančnem konglomeratu je ena stopnja v tem procesu.
(4) Other international forums have also identified the need for the development of appropriate supervisory concepts with regard to financial conglomerates.
) Potrebo po razvoju ustreznih načel nadzora finančnih konglomeratov so ugotovili tudi drugi mednarodni forumi.
(5) In order to be effective, the supplementary supervision of credit institutions, insurance undertakings and investment firms in a financial conglomerate should be applied to all such conglomerates, the cross-sectoral financial activities of which are significant, which is the case when certain thresholds are reached, no matter how they are structured.
(5) Da bi bil dopolnilni nadzor kreditnih institucij, zavarovalnic in investicijskih družb v finančnem konglomeratu učinkovit, mora veljati za vse konglomerate, katerih medsektorske finančne dejavnosti so pomembne, kar se dokazuje z doseganjem določenih pragov ne glede na sestavo konglomerata.
Supplementary supervision should cover all financial activities identified by the sectoral financial legislation and all entities principally engaged in such activities should be included in the scope of the supplementary supervision, including asset management companies.
Dopolnilni nadzor bi moral zajemati vse finančne dejavnosti, ki jih opredeljuje zakonodaja posameznega finančnega sektorja, v obseg dopolnilnega nadzora pa bi morale biti zajete vse osebe, ki se pretežno ukvarjajo s temi dejavnostmi, vključno z družbami za upravljanje.
(6) Decisions not to include a particular entity in the scope of supplementary supervision should be taken, bearing in mind inter alia whether or not such entity is included in the group-wide supervision under sectoral rules.
(6) Odločitev, da se posamezna oseba ne vključi v dopolnilni nadzor, bi morala biti med drugim odvisna od dejstva, ali je taka oseba vključena v nadzor na ravni skupine na podlagi sektorskih predpisov.
(7) The competent authorities should be able to assess at a group-wide level the financial situation of credit institutions, insurance undertakings and investment firms which are part of a financial conglomerate, in particular as regards solvency (including the elimination of multiple gearing of own funds instruments), risk concentration and intra-group transactions.
(7) Pristojni organi morajo imeti možnost, da na ravni skupine ocenijo finančno stanje kreditnih institucij, zavarovalnic in investicijskih družb, ki so del finančnega konglomerata, predvsem kar zadeva solventnost (tudi odpravo večkratne uporabe sestavin kapitala), koncentracijo tveganja in posle v skupini.
(8) Financial conglomerates are often managed on a business-line basis which does not fully coincide with the conglomerate&apos;s legal structures.
(8) Finančni konglomerati so pogosto vodeni kot podjetja, kar ne ustreza popolnoma pravni sestavi konglomerata.
In order to take account of this trend, the requirements for management should be further extended, in particular as regards the management of the mixed financial holding company.
Ob upoštevanju tega trenda je treba še naprej poostriti zahteve glede upravljanja, predvsem kar zadeva upravljanje mešanega finančnega holdinga.
(9) All financial conglomerates subject to supplementary supervision should have a coordinator appointed from among the competent authorities involved.
(9) Vsi finančni konglomerati, ki so predmet dopolnilnega nadzora, morajo imeti koordinatorja, ki je imenovan izmed vključenih pristojnih organov.
(10) The tasks of the coordinator should not affect the tasks and responsibilities of the competent authorities as provided for by the sectoral rules.
(10) Naloge koordinatorja ne smejo vplivati na naloge in odgovornosti pristojnih organov, ki jih določajo sektorski predpisi.
(11) The competent authorities involved, and especially the coordinator, should have the means of obtaining from the entities within a financial conglomerate, or from other competent authorities, the information necessary for the performance of their supplementary supervision.
(11) Vključeni pristojni organi in predvsem koordinator morajo imeti možnost, da od oseb v konglomeratu ali od drugih pristojnih organov pridobijo podatke, ki jih potrebujejo za izvajanje dopolnilnega nadzora.
(12) There is a pressing need for increased collaboration between authorities responsible for the supervision of credit institutions, insurance undertakings and investment firms, including the development of ad hoc cooperation arrangements between the authorities involved in the supervision of entities belonging to the same financial conglomerate.
(12) Potrebno je izboljšano sodelovanje med organi, ki so pooblaščeni za nadzorovanje kreditnih institucij, zavarovalnic in investicijskih družb, kar vključuje tudi razvoj ad hoc sporazumov o sodelovanju med organi, vključenimi v nadzorovanje oseb, ki so del istega finančnega konglomerata.
(13) Credit institutions, insurance undertakings and investment firms which have their head office in the Community can be part of a financial conglomerate, the head of which is outside the Community.
(13) Kreditne institucije, zavarovalnice in investicijske družbe s sedežem v Skupnosti so lahko del finančnega konglomerata s sedežem zunaj Skupnosti.
These regulated entities should also be subject to equivalent and appropriate supplementary supervisory arrangements which achieve objectives and results similar to those pursued by the provisions of this Directive.
Za te regulirane osebe veljajo enaki in ustrezni načini dopolnilnega nadzora, ki dosegajo cilje in rezultate, enake tistim, za katere si prizadevajo določbe te direktive.
To this end, transparency of rules and exchange of information with third-country authorities on all relevant circumstances are of great importance.
Za doseganje tega cilja sta jasnost predpisov in izmenjava podatkov z organi tretjih držav o vseh pomembnih okoliščinah zelo pomembni.
(14) Equivalent and appropriate supplementary supervisory arrangements can only be assumed to exist if the third-country supervisory authorities have agreed to cooperate with the competent authorities concerned on the means and objectives of exercising supplementary supervision of the regulated entities of a financial conglomerate.
) O obstoju enakih in ustreznih načinov dopolnilnega nadzora lahko sklepamo le, če so organi tretje države privolili v sodelovanje z zadevnimi pristojnimi organi, kar zadeva sredstva in cilje izvajanja dopolnilnega nadzora reguliranih oseb finančnega konglomerata.
(15) This Directive does not require the disclosure by competent authorities to a financial conglomerates committee of information which is subject to an obligation of confidentiality under this Directive or other sectoral directives.
(15) Ta direktiva ne zahteva, da pristojni organi odboru finančnih konglomeratov razkrijejo podatke, za katere se zahteva zaupnost skladno s to direktivo ali z drugimi sektorskimi direktivami.
(16) Since the objective of the proposed action, namely the establishment of rules on the supplementary supervision of credit institutions, insurance undertakings and investment firms in a financial conglomerate, cannot be sufficiently achieved by the Member States and can therefore, by reason of the scale and the effects of the action, be better achieved at Community level, the Community may adopt measures, in accordance with the principle of subsidiarity as set out in Article 5 of the Treaty.
(16) Ker cilja oblikovanja pravil za dopolnilni nadzor kreditnih institucij, zavarovalnic in investicijskih družb v finančnem konglomeratu kot predlaganega ukrepa ne morejo zadovoljivo izpolniti države članice in ga je zaradi obsega in rezultatov dejavnosti mogoče uspešneje doseči na ravni Skupnosti, lahko Skupnost sprejme ukrepe skladno z načelom subsidiarnosti, določenim v členu 5 Pogodbe.
In accordance with the principle of proportionality, as set out in that Article, this Directive does not go beyond what is necessary in order to achieve this objective.
Skladno z načelom proporcionalnosti iz tega člena ta direktiva ne prekoračuje obsega, potrebnega za doseganje tega cilja.
Since this Directive defines minimum standards, Member States may lay down stricter rules.
Ker ta direktiva določa minimalne standarde, lahko države članice predpišejo strožja pravila.
(18) The measures necessary for the implementation of this Directive should be adopted in accordance with Council Decision 1999/468/EC of 28 June 1999 laying down the procedures for the exercise of implementing powers conferred on the Commission(5).
(18) Ukrepe za izvajanje te direktive je treba sprejeti v skladu s Sklepom Sveta 1999/4. 68/ES z dne 28. junija 1999, ki določa postopke za uveljavljanje pooblastil za izvajanje, ki so bila prenesena na Komisijo [5].
The Commission should accordingly be empowered to adopt implementing measures, provided that these do not modify the essential elements of this Directive.
Komisija je tako pooblaščena za sprejemanje izvedbenih ukrepov, pod pogojem, da ti ne spreminjajo bistvenih delov te direktive.
(20) The existing sectoral rules for credit institutions, insurance undertakings and investment firms should be supplemented to a minimum level, in particular to avoid regulatory arbitrage between the sectoral rules and those for financial conglomerates.
(20) Veljavni sektorski predpisi za kreditne institucije, zavarovalnice in investicijska podjetja se minimalno spremenijo, zlasti zaradi izogibanja ureditveni arbitraži med sektorskimi predpisi in predpisi za finančne konglomerate.
Therefore, First Council Directive 73/239/EEC of 24 July 1973 on the coordination of laws, regulations and administrative provisions relating to the taking up and pursuit of the business of direct insurance other than life assurance(6), First Council Directive 79/267/EEC of 5 March 1979 on the coordination of laws, regulations and administrative provisions relating to the taking up and pursuit of the business of direct life assurance(7), Council Directive 92/49/EEC of 18 June 1992 on the coordination of laws, regulations and administrative provisions relating to direct insurance other than life insurance (third non-life insurance Directive)(8), Council Directive 92/96/EEC of 10 November 1992 on the coordination of laws, regulations and administrative provisions relating to direct life assurance (third life insurance Directive)(9), Council Directive 93/6/EEC of 15 March 1993 on the capital adequacy of investments firms and credit institutions(10) and Council Directive 93/22/EEC of 10 May 1993 on investment services in the securities field(11), as well as Directive 98/78/EC of the European Parliament and of the Council of 27 October 1998 on the supplementary supervision of insurance undertakings in an insurance group(12) and Directive 2000/12/EC of the European Parliament and of the Council of 20 March 2000 relating to the taking up and pursuit of the business of credit institutions(13) should be amended accordingly.
Zato je treba ustrezno spremeniti Prvo direktivo Sveta 73/239/EGS z dne 24.. julija 1973 o usklajevanju zakonov in drugih predpisov o začetku opravljanja in opravljanjem dejavnosti neposrednega zavarovanja, razen življenjskega zavarovanja [6], Prvo direktivo Sveta 79/267/EGS z dne 5. marca 1979 o usklajevanju zakonov in drugih predpisov o začetku opravljanja in opravljanjem dejavnosti neposrednega življenjskega zavarovanja [7], Direktivo Sveta 92/4. 9EGS z dne 18. junija 1992 o uskladitvi zakonov in drugih predpisov o neposrednem zavarovanju razen o življenjskem zavarovanju (tretja direktiva o premoženjskem zavarovanju) [8], Direktivo Sveta 92/96/EGS o uskladitvi zakonov in drugih predpisov o neposrednem življenjskem zavarovanju (tretja direktiva o življenjskem zavarovanju) [9], Direktivo Sveta 93/6/EGS z dne 15. marca 1993 o kapitalski ustreznosti investicijskih družb in kreditnih institucij [10] in Direktivo Sveta 93/22/EGS z dne 10. maja 1993 o finančnih storitvah na področju vrednostnih papirjev [11], kakor tudi Direktivo 98/78/ES Evropskega parlamenta in Sveta z dne 27. oktobra 1998 o dopolnilnem nadzoru nad zavarovalnicami v zavarovalniški skupini [12] in Direktivo 2000/12/ES Evropskega parlamenta in Sveta z dne 20. marca 2000 o začetku opravljanja in opravljanju dejavnosti kreditnih institucij [13].
The objective of further harmonisation can, however, only be achieved by stages and needs to be based on careful analysis.
Vendar je cilj nadaljnjega usklajevanja mogoče doseči le postopoma in mora temeljiti na previdni analizi.
(21) In order to assess the need for and prepare any possible future harmonisation of the treatment of asset management companies under sectoral rules, the Commission should report on Member States&apos; practices in this field,
(21) Z namenom oceniti potrebo po nadaljnjem usklajevanju in pripraviti nadaljnje usklajevanje obravnave družb za upravljanje v skladu s sektorskimi predpisi Komisija poroča o praksi držav članic na tem področju -
This Directive lays down rules for supplementary supervision of regulated entities which have obtained an authorisation pursuant to Article 6 of Directive 73/239/EEC, Article 6 of Directive 79/267/EEC, Article 3(1) of Directive 93/22/EEC or Article 4 of Directive 2000/12/EC, and which are part of a financial conglomerate.
Direktiva določa pravila za dopolnilni nadzor reguliranih oseb, ki so pridobile dovoljenje za opravljanje poslov skladno s členom 6 Direktive 73/239/EGS, členom 6 Direktive 79/267/EGS, členom 3(1) Direktive 93/22/EGS ali členom 4. Direktive 2000/12/ES in so del finančnega konglomerata.
It also amends the relevant sectoral rules which apply to entities regulated by the Directives referred to above.
Spreminja tudi tiste sektorske predpise, ki veljajo za osebe, ki jih urejajo navedene direktive.
&quot;credit institution&quot; shall mean a credit institution within the meaning of the second subparagraph of Article 1(1) of Directive 2000/12/EC;
&quot;kreditna institucija&quot; pomeni kreditno institucijo v smislu drugega pododstavka člena 1(1) Direktive 2000/12/ES;
&quot;insurance undertaking&quot; shall mean an insurance undertaking within the meaning of Article 6 of Directive 73/239/EEC, Article 6 of Directive 79/267/EEC or Article 1(b) of Directive 98/78/EC;
&quot;zavarovalnica&quot; pomeni zavarovalnico v smislu člena 6 Direktive 73/239/EGS, člena 6 Direktive 79/267/EGS ali člena 1(b) Direktive 98/78/ES;
&quot;investment firm&quot; shall mean an investment firm within the meaning of Article 1(2) of Directive 93/22/EEC, including the undertakings referred to in Article 2(4) of Directive 93/6/EEC;
&quot;investicijska družba&quot; pomeni investicijsko družbo v smislu člena 1(2) Direktive 93/22/EGS, vključno s podjetji iz člena 2(4. ) Direktive 93/6/EGS;
&quot;regulated entity&quot; shall mean a credit institution, an insurance undertaking or an investment firm;
&quot;regulirana oseba&quot; pomeni kreditno institucijo, zavarovalnico ali investicijsko družbo;
&quot;asset management company&quot; shall mean a management company within the meaning of Article 1a(2) of Council Directive 85/611/EEC of 20 December 1985 on the coordination of laws, regulations and administrative provisions relating to undertakings for collective investment in transferable securities (UCITS)(14), as well as an undertaking the registered office of which is outside the Community and which would require authorisation in accordance with Article 5(1) of that Directive if it had its registered office within the Community;
&quot;družba za upravljanje&quot; pomeni družbo za upravljanje v smislu člena 1a(2) Direktive Sveta 85/611/EGS z dne 20. decembra 198585/611/EGS o uskladitvi zakonov in drugih predpisov o kolektivnih naložbenih podjemih za vlaganja v prenosljive vrednostne papirje (KNPVP) [14. ] ter podjetje, ki ima registrirani sedež zunaj Skupnosti in ki bi v skladu s členom 5(1) te direktive potrebovalo dovoljenje za opravljanje poslov, če bi imelo svoj registrirani sedež v Skupnosti;
&quot;reinsurance undertaking&quot; shall mean a reinsurance undertaking within the meaning of Article 1(c) of Directive 98/78/EC;
&quot;pozavarovalnica&quot; pomeni pozavarovalnico v smislu člena 1(c) Direktive 98/78/ES;
&quot;sectoral rules&quot; shall mean the Community legislation relating to the prudential supervision of regulated entities, in particular laid down in Directives 73/239/EEC, 79/267/EEC, 98/78/EC, 93/6/EEC, 93/22/EEC and 2000/12/EC;
&quot;sektorski predpisi&quot; pomenijo zakonodajo Skupnosti v zvezi z bonitetnim nadzorom reguliranih oseb, ki jih predvsem določajo direktive 73/239/EGS, 79/267/EGS, 98/78/ES, 93/6/EGS, 93/22/EGS in 2000/12/ES;
&quot;financial sector&quot; shall mean a sector composed of one or more of the following entities:
&quot;finančni sektor&quot; pomeni sektor, ki ga sestavlja ena ali več naslednjih oseb:
(a) a credit institution, a financial institution or an ancillary banking services undertaking within the meaning of Article 1(5) and (23) of Directive 2000/12/EC (the banking sector);
(a) kreditna institucija, finančna institucija ali družba za pomožne bančne storitve v smislu člena 1(5) in (23) Direktive 2000/12/ES (bančni sektor);
(b) an insurance undertaking, a reinsurance undertaking or an insurance holding company within the meaning of Article 1(i) of Directive 98/78/EC (the insurance sector);
(b) zavarovalnica, pozavarovalnica ali zavarovalni holding v smislu člena 1(i) Direktive 98/78/ES (zavarovalniški sektor);
(c) an investment firm or a financial institution within the meaning of Article 2(7) of Directive 93/6/EEC (the investment services sector);
(c) investicijska družba ali finančna institucija v smislu člena 2(7) Direktive 93/6/EGS (sektor naložbenih storitev);
(d) a mixed financial holding company;
(d) mešani finančni holding;
&quot;parent undertaking&quot; shall mean a parent undertaking within the meaning of Article 1 of Seventh Council Directive 83/349/EEC of 13 June 1983 on consolidated accounts(15) and any undertaking which, in the opinion of the competent authorities, effectively exercises a dominant influence over another undertaking;
&quot;matično podjetje&quot; pomeni matično podjetje v smislu člena 1 Sedme direktive Sveta 83/34. 9/EGS z dne 13. junija 1983 o konsolidiranih računovodskih izkazih [15], in vsako podjetje, ki po mnenju pristojnih organov učinkovito izvršuje prevladujoč vpliv nad drugim podjetjem;
&quot;subsidiary undertaking&quot; shall mean a subsidiary undertaking within the meaning of Article 1 of Directive 83/349/EEC and any undertaking over which, in the opinion of the competent authorities, a parent undertaking effectively exercises a dominant influence;
&quot;hčerinsko podjetje&quot; pomeni hčerinsko podjetje v smislu člena 1 Direktive 83/34. 9/EGS in vsako podjetje, nad katerim matično podjetje po mnenju pristojnih organov izvršuje prevladujoč vpliv;
all subsidiary undertakings of subsidiary undertakings shall also be considered as subsidiary undertakings of the parent undertaking;
vsa hčerinska podjetja hčerinskih podjetij se štejejo kot hčerinska podjetja matičnih podjetij;
&quot;participation&quot; shall mean a participation within the meaning of the first sentence of Article 17 of Fourth Council Directive 78/660/EEC of 25 July 1978 on the annual accounts of certain types of companies(16), or the direct or indirect ownership of 20 % or more of the voting rights or capital of an undertaking;
&quot;udeležba&quot; pomeni udeležbo v smislu prvega stavka člena 17 Četrte direktive Sveta 78/660/EGS z dne 25. julija 1978 o letnih računovodskih izkazih posameznih vrst družb [16], ali neposredno ali posredno lastništvo 20 % ali več glasovalnih pravic ali kapitala podjetja;
&quot;group&quot; shall mean a group of undertakings, which consists of a parent undertaking, its subsidiaries and the entities in which the parent undertaking or its subsidiaries hold a participation, as well as undertakings linked to each other by a relationship within the meaning of Article 12(1) of Directive 83/349/EEC;
&quot;skupina&quot; pomeni skupino podjetij, ki jo sestavlja matično podjetje, njegova hčerinska podjetja in osebe, v katerih je udeleženo matično podjetje ali njegova hčerinska podjetja, kakor tudi podjetja, ki so med seboj povezana v smislu člena 12(1) Direktive 83/34. 9/EGS;
&quot;close links&quot; shall mean a situation in which two or more natural or legal persons are linked by:
&quot;tesne povezave&quot; pomenijo stanje, ko dve ali več fizičnih ali pravnih oseb povezuje:
(a) &quot;participation&quot;, which shall mean the ownership, direct or by way of control, of 20 % or more of the voting rights or capital of an undertaking;
(a) &quot;udeležba&quot;, ki pomeni lastništvo, neposredno ali prek obvladovanja, 20 % ali več glasovalnih pravic ali kapitala podjetja;
(b) &quot;control&quot;, which shall mean the relationship between a parent undertaking and a subsidiary, in all the cases referred to in Article 1(1) and (2) of Directive 83/349/EEC, or a similar relationship between any natural or legal person and an undertaking;
(b) &quot;obvladovanje&quot;, ki pomeni odnos med matičnim podjetjem in hčerinskim podjetjem, v vseh primerih iz člena 1(1) in (2) Direktive 83/34. 9/EGS, ali podobno povezavo med katero koli fizično ali pravno osebo in podjetjem;
A situation in which two or more natural or legal persons are permanently linked to one and the same person by a control relationship shall also be regarded as constituting a close link between such persons;
Šteje se, da situacija, ko sta dve fizični ali pravni osebi ali več trajno povezani z isto osebo skozi položaj obvladovanja predstavlja tesno povezavo med temi osebami;
&quot;financial conglomerate&quot; shall mean a group which meets, subject to Article 3, the following conditions:
&quot;finančni konglomerat&quot; pomeni skupino, ki v skladu s členom 3 izpolnjuje naslednje pogoje:
(a) a regulated entity within the meaning of Article 1 is at the head of the group or at least one of the subsidiaries in the group is a regulated entity within the meaning of Article 1;
(a) regulirana oseba v smislu člena 1 je na čelu skupine ali pa je najmanj eno hčerinsko podjetje v skupini regulirana oseba v smislu člena 1;
(b) where there is a regulated entity within the meaning of Article 1 at the head of the group, it is either a parent undertaking of an entity in the financial sector, an entity which holds a participation in an entity in the financial sector, or an entity linked with an entity in the financial sector by a relationship within the meaning of Article 12(1) of Directive 83/349/EEC;
(b) kadar je regulirana oseba v smislu člena 1 na čelu skupine, je ta bodisi matično podjetje osebe iz finančnega sektorja, ki ima udeležbo v osebi iz finančnega sektorja, ali pa je z osebo iz finančnega sektorja povezana v smislu člena 12(1) Direktive 83/34. 9/EGS;