natgillin/translations-raw huggingface dataset:
Article 2(3) Article 1(5) Article 3(3) Article 1(6)
dacă prospectul nu a fost elaborat în conformitate cu Directiva 2003/71/CE a Parlamentului European și a Consiliului [4], un rezumat al tranzacției sau o prezentare generală a principalelor caracteristici ale instrumentului financiar structurat, inclusiv:
Article 8(2) Article 2(2)
structura tranzacției;
The requirement does not apply to ratings exclusively produced for and disclosed to investors for a fee.
caracteristicile activelor, fluxurile de numerar, facilitățile de îmbunătățire a calității creditului și de sprijin de lichiditate;
ESMA is required to publish the rating information submitted by the credit rating agencies on a public website called the European rating platform (ERP).
drepturile de vot ale deținătorului de titluri, relația dintre deținătorii de titluri și alți creditori garantați în cadrul unei tranzacții;
ISO 17442
o listă a evenimentelor și factorilor declanșatori menționați în documentele furnizate pe site-ul instrumentelor financiare structurate în conformitate cu punctul (b) care ar putea avea un impact semnificativ asupra performanței instrumentelor financiare structurate;
Legal entity/issuer value added tax (VAT) code Unique national VAT code of the rated entity.
organigramele care oferă o imagine de ansamblu asupra tranzacției, fluxurilor de numerar și structurii proprietății;
ISO 9362
rapoartele destinate investitorilor, care conțin informațiile incluse în anexa VIII.
ISO 6166
Activele-suport
ISO 4217
Cerințele de informare prevăzute la articolul 3 se aplică instrumentelor financiare structurate garantate cu următoarele active-suport:
Specifies the location of the issuance of the credit ratings by: ratings issued in the Union by a registered credit rating agency, ratings issued by third country credit rating agency belonging to the same group of credit rating agencies and endorsed in the Union, ratings issued by certified credit rating agencies or ratings issued by third country credit rating agency belonging to the same group of credit rating agencies but not endorsed in the Union.
ipoteci imobiliare:
Solicitation status Solicitation status of the rated entity/instrument.
această categorie de instrumente financiare structurate include instrumentele financiare structurate garantate cu ipoteci imobiliare cu profil de risc „prime” și „non-prime” și cu credite de nevoi personale cu ipotecă.
Commission Delegated Regulation (EU) 2015/3
Pentru această categorie de instrumente financiare structurate trebuie publicate pe site-ul instrumentelor financiare structurate informațiile incluse în modelul din anexa I;
supplementing Regulation (EC) No 1060/2009 of the European Parliament and of the Council with regard to regulatory technical standards on disclosure requirements for structured finance instruments
ipoteci comerciale:
Having regard to Regulation (EC) No 1060/2009 of the European Parliament and of the Council of 16 September 2009 on credit rating agencies [1], and in particular the third subparagraph of Article 8b(3) thereof,
această categorie de instrumente financiare structurate include instrumente financiare structurate garantate cu împrumuturi pentru achiziționarea de spații comerciale sau de birouri, pentru spitale, pentru azile de bătrâni, pentru spații de depozitare, pentru hoteluri, pentru centre de îngrijiri medicale, împrumuturi industriale și pentru proprietăți multifamiliale.
In accordance with Article 8b of Regulation (EC) No 1060/2009, investors should receive sufficient information on the quality and performance of their underlying assets with a view to enabling them to perform an informed assessment of the creditworthiness of structured finance instruments.
Pentru această categorie de instrumente financiare structurate trebuie publicate pe site-ul instrumentelor financiare structurate informațiile incluse în modelul din anexa II;
This would also reduce investors’ dependence on credit ratings and should facilitate the issuance of unsolicited credit ratings.
credite acordate întreprinderilor mici și mijlocii:
This Regulation should apply to all financial instruments or other assets resulting from a securitisation transaction or scheme referred to in Article 4(1)(61) of Regulation (EU) No 575/2013 of the European Parliament and of the Council [2] on condition that the issuer, originator or sponsor, is established, and for that purpose has its statutory seat, in the Union.
pentru această categorie de instrumente financiare structurate trebuie publicate pe site-ul instrumentelor financiare structurate informațiile incluse în modelul din anexa III;
Therefore, this Regulation should only cover financial instruments or other assets resulting from any transaction or scheme whereby the credit risk associated with an exposure or pool of exposures is tranched and has the characteristics referred to in that Article.
credite auto:
Therefore, in line with that Regulation, an exposure that creates a direct payment obligation for a transaction or scheme used to finance or operate physical assets should not be considered an exposure to a securitisation, even if the transaction or scheme has payment obligations of different seniority.
pentru această categorie de instrumente financiare structurate trebuie publicate pe site-ul instrumentelor financiare structurate informațiile incluse în modelul din anexa IV;
The scope of this Regulation should not be limited to the issuance of structured finance instruments that qualify as securities, but also should include other financial instruments and assets resulting from a securitisation transaction or scheme, such as money-market instruments, including asset-backed commercial paper programmes.
credite de consum:
In addition, this Regulation should apply to structured finance instruments with and without credit ratings assigned by a credit rating agency registered in the Union.
pentru această categorie de instrumente financiare structurate trebuie publicate pe site-ul instrumentelor financiare structurate informațiile incluse în modelul din anexa V;
Private and bilateral transactions should also be within the scope of this Regulation, as well as transactions that are not offered to the public or admitted to trading on a regulated market.
credite pe cardul de credit:
This Regulation contains standardised disclosure templates for a number of asset class categories.
pentru această categorie de instrumente financiare structurate trebuie publicate pe site-ul instrumentelor financiare structurate informațiile incluse în modelul din anexa VI;
Without prejudice to the scope of this Regulation and until reporting obligations have been developed by ESMA and adopted by the Commission, those standardised disclosure templates and all reporting obligations under this Regulation should apply only to structured finance instruments that are backed by underlying assets which are included in the list of underlying asset class categories specified in this Regulation and which in addition are not of a private or bilateral nature.
contracte de leasing pentru persoane fizice și juridice:
When complying with this Regulation, issuers, originators and sponsors should comply with national and Union legislation governing the protection of confidentiality of information sources or the processing of personal data in order to avoid potential breaches of such legislation.
pentru această categorie de instrumente financiare structurate trebuie publicate pe site-ul instrumentelor financiare structurate informațiile incluse în modelul din anexa VII.
The issuer, originator and sponsor may designate an entity responsible for reporting the information to the website to be set up by ESMA in accordance with Article 8b(4) of Regulation (EC) No 1060/2009 (the SFIs website).
Frecvența raportării
Outsourcing the reporting obligation to another entity, for example a servicer, should also be possible.
Informațiile prevăzute la articolul 3 literele (a) și (d) se publică trimestrial, cel târziu la o lună de la data scadenței pentru plata dobânzii asociate instrumentului financiar structurat în cauză.
This should be without prejudice to the responsibility of the issuer, originator and sponsor under this Regulation.
Informațiile prevăzute la articolul 3 literele (b) și (c) se publică fără întârziere după emiterea unui instrument financiar structurat.
A number of technical reporting instructions concerning, among others, the transmission or the format of the files to be submitted by issuers, originators and sponsors should be communicated by ESMA on its website.
Pe lângă cerințele prevăzute la alineatele (1) și (2):
ESMA should communicate those technical reporting instructions in due course before the date of application of the reporting obligations laid down in this Regulation, in order to enable issuers, originators, sponsors and other parties involved to be given enough time to develop adequate systems and procedures following the technical instructions provided by ESMA.
în cazul în care cerințele prevăzute la articolul 17 din Regulamentul (UE) nr.
The information to be provided pursuant to this Regulation should be compiled in a standard format to allow for automatic processing of the data on the SFIs website.
596/2014 al Parlamentului European și al Consiliului [5] privind utilizarea abuzivă a informațiilor privilegiate și manipularea pieței (abuzul de piață) se aplică în raport cu un instrument financiar structurat, orice informație comunicată în temeiul acestui articol se publică apoi fără întârziere, pe site-ul instrumentelor financiare structurate, de către entitatea raportoare;
The information should also be published in a format that is easily accessible for any user of the SFIs website.
în cazul în care litera (a) nu se aplică, entitatea raportoare publică fără întârziere, pe site-ul instrumentelor financiare structurate, orice schimbare sau eveniment important în oricare dintre situațiile următoare:
ESMA should ensure that sectoral competent authorities have access to the SFIs website so as to carry out the tasks assigned to them under Regulation (EC) No 1060/2009.
o încălcare a obligațiilor prevăzute în documentele furnizate în conformitate cu articolul 3 litera (b);
This Regulation is based on the draft regulatory technical standards submitted by ESMA to the Commission in accordance with Article 10 of Regulation (EU) No 1095/2010 of the European Parliament and of the Council [3].
caracteristici structurale care pot avea o influență semnificativă asupra performanței instrumentului financiar structurat;
ESMA has conducted an open public consultation on the draft regulatory technical standards on which this Regulation is based, analysed the potential related costs and benefits and requested the opinion of the Securities and Markets Stakeholder Group established in accordance with Article 37 of Regulation (EU) No 1095/2010.
profilul de risc al instrumentului financiar structurat și al activelor-suport.
A reasonable time is necessary in order to allow the issuers, the originators and the sponsors of a structured finance instrument established in the Union to adapt and take the necessary steps to comply with this Regulation and to allow ESMA to develop the SFIs website on which disclosure of the information required by this Regulation should take place.
Entitatea raportoare transmite fișiere de date în conformitate cu sistemul de raportare al site-ului instrumentelor financiare structurate și cu instrucțiunile tehnice care urmează să fie publicate de AEVMP pe site-ul său.
Therefore, this Regulation should apply from 1 January 2017.
AEVMP publică aceste instrucțiuni tehnice pe site-ul său, până cel târziu la data de 1 iulie 2016.
However, ESMA should communicate necessary technical reporting instructions in a timely manner before the date of application of this Regulation.
Entitatea raportoare stochează în format electronic, pe o perioadă de cel puțin cinci ani, fișierele trimise către site-ul instrumentelor financiare structurate și recepționate de către acesta.
This is necessary in order to enable the issuers, the originators and the sponsors of a structured finance instrument established in the Union to be given enough time to develop adequate systems and procedures following those technical instructions with a view to ensuring complete and correct reporting and to take into account further developments in the financial markets in the Union,
Entitatea raportoare, emitentul, inițiatorul sau sponsorul pun aceste fișiere la dispoziția autorităților sectoriale competente, în conformitate cu articolul 3 alineatul (1) litera (r) din Regulamentul (CE) nr.
This Regulation shall apply to structured finance instruments where the issuer, the originator or the sponsor is established in the Union and which are issued after the date of entry into force of this Regulation.
1060/2009, la cererea acestora.
Reporting entity
Dacă identifică erori factuale în datele furnizate pe site-ul instrumentelor financiare structurate, entitatea raportoare, emitentul, inițiatorul sau sponsorul corectează datele respective fără întârziere nejustificată.
The issuer, the originator and the sponsor of a structured finance instrument may designate one or multiple reporting entities that publish the information required pursuant to Articles 3 and 4, and Article 5(3) of this Regulation on the website referred to in Article 8b(4) of Regulation (EC) No 1060/2009 (the SFIs website).
Raportarea în perioada cuprinsă între data intrării în vigoare și data punerii în aplicare
Those entities shall publish the required information on the SFIs website in accordance with Articles 4 to 7 of this Regulation.
În ceea ce privește instrumentele financiare structurate emise în perioada cuprinsă între data intrării în vigoare și data punerii în aplicare a prezentului regulament, emitentul, inițiatorul și sponsorul se conformează cerințelor de raportare prevăzute în prezentul regulament doar în cazul instrumentelor financiare structurate aflate încă în circulație la data punerii în aplicare a prezentului regulament.
The issuer, the originator and the sponsor of a structured finance instrument that has designated the entity or entities referred to in paragraph 1 shall notify ESMA without undue delay of any entity designated in accordance with that paragraph.
Emitentul, inițiatorul și sponsorul nu trebuie să mențină o evidență a informațiilor cerute în temeiul prezentului regulament în perioada cuprinsă între data intrării în vigoare și data punerii în aplicare a acestuia.
That designation shall be without prejudice to the responsibility of the issuer, the originator and the sponsor to comply with Article 8b of Regulation (EC) No 1060/2009.
Se aplică începând de la 1 ianuarie 2017.
Information to be reported
Cu toate acestea, articolul 6 alineatul (2) se aplică de la intrarea în vigoare a regulamentului.
Where a structured finance instrument is backed by any of the underlying assets referred to in Article 4, the reporting entity shall provide the following information to the SFIs website:
Directiva 2003/71/CE a Parlamentului European și a Consiliului din 4 noiembrie 2003 privind prospectul care trebuie publicat în cazul unei oferte publice de valori mobiliare sau pentru admiterea valorilor mobiliare la tranzacționare și de modificare a Directivei 2001/34/CE (JO L 345, 31.12.2003, p.
loan level information through the standardised disclosure templates included in Annexes I to VII;
64).
where applicable to a structured finance instrument, the following documents, including a detailed description of the waterfall of payments of the structured finance instrument:
Regulamentul (UE) nr.
the final offering document or prospectus, together with the closing transaction documents, including any public documents referenced in the prospectus or which govern the workings of the transaction and excluding legal opinions;
596/2014 al Parlamentului European și al Consiliului din 16 aprilie 2014 privind abuzul de piață (regulamentul privind abuzul de piață) și de abrogare a Directivei 2003/6/CE a Parlamentului European și a Consiliului și a Directivelor 2003/124/CE, 2003/125/CE și 2004/72/CE ale Comisiei (JO L 173, 12.6.2014, p.
the asset sale agreement, assignment, novation or transfer agreement and any relevant declaration of trust;
1).
the servicing, back-up servicing, administration and cash management agreements;
Model de raportare pentru instrumentele financiare structurate garantate cu ipoteci imobiliare
the trust deed, security deed, agency agreement, account bank agreement, guaranteed investment contract, incorporated terms or master trust framework or master definitions agreement;
ACTIVE
any relevant inter-creditor agreements, swap documentation, subordinated loan agreements, start-up loan agreements and liquidity facility agreements;
Denumire câmp
any other underlying documentation that is essential for the understanding of the transaction;
Dinamic/Static
where a prospectus has not been drawn up in compliance with Directive 2003/71/EC of the European Parliament and of the Council [4], a transaction summary or overview of the main features of a structured finance instrument, including:
Tip de date
deal structure;
Definiție și criterii câmp
the asset characteristics, cash flows, credit enhancement and liquidity support features;
Dată-limită pool
the note holder voting rights, the relationship between note holders and other secured creditors in a transaction;
Dinamic
a list of all triggers and events referred to in the documents provided to the SFIs website in accordance with point (b) that could have a material impact on the performance of the structured finance instruments;
Dată
the structure diagrams containing an overview of the transaction, the cash flows and the ownership structure;
Data-limită pentru pool sau portofoliu.
the investor reports, containing the information included in Annex VIII.
Toate datele au formatul AAAA-LL-ZZ.
Underlying assets
Identificator pool
The information requirements set out in Article 3 shall apply to structured finance instruments backed by the following underlying assets:
Text/Numerice
residential mortgages:
Identificator pentru pool sau portofoliu/denumirea tranzacției.
this class of structured finance instruments includes structured finance instruments backed by prime and non-prime mortgages and home equity loans.
Identificator credit
For this class of structured finance instruments, the information included in the template in Annex I shall be provided to the SFIs website;
Identificator unic pentru fiecare credit.
commercial mortgages:
Identificatorul creditului nu ar trebui să se modifice pe durata tranzacției.
this class of structured finance instruments includes structured finance instruments backed by retail or office property loans, hospital loans, care residences, storage facilities, hotel loans, nursing facilities, industrial loans, and multifamily properties.
Inițiator
For this class of structured finance instruments, the information included in the template in Annex II shall be provided to the SFIs website;
Creditorul care a acordat creditul inițial.
for this class of structured finance instruments, the information included in the template in Annex III shall be provided to the SFIs website;
Identificator unic pentru fiecare administrator de credite pentru a marca entitatea care administrează creditul.’
auto-loans:
Identificator debitor
for this class of structured finance instruments, the information included in the template in Annex IV shall be provided to the SFIs website;
Identificatorul unic pentru fiecare debitor (fără a indica numele real) – pentru a permite identificarea debitorilor care au mai multe credite în pool (de exemplu, avansurile suplimentare/ipotecile de rang II sunt afișate ca intrări separate).
consumer loans:
Identificatorul debitorului nu ar trebui să se modifice pe durata tranzacției.
for this class of structured finance instruments, the information included in the template in Annex V shall be provided to the SFIs website;
Identificator bun
credit card-loans:
Identificatorul unic pentru fiecare bun pentru a permite identificarea bunurilor care au mai multe credite în pool (de exemplu, avansurile suplimentare/ipotecile de rang II sunt afișate ca intrări separate).
leases to individuals and/or businesses:
Statut profesional debitor
for this class of structured finance instruments, the information included in the template in Annex VII shall be provided to the SFIs website.
Listă
Frequency of reporting
Statutul profesional al solicitantului principal.
The information set out in Article 3(a) and (d) shall be made available on a quarterly basis, no later than one month following the due date for payment of interest on the structured finance instrument concerned.
Venituri primare
The information set out in Article 3(b) and (c) shall be made available without delay after the issuance of a structured finance instrument.
Numerice
In addition to the requirements set out in paragraphs 1 and 2:
Venituri primare anuale brute subscrise ale debitorului (exceptând chiria).
where the requirements laid down in Article 17 of Regulation (EU) No 596/2014 of the European Parliament and of the Council [5] on insider dealing and market manipulation (market abuse) apply also in relation to a structured finance instrument, any disclosure of information pursuant to that article shall also subsequently be published without delay on the SFIs website by the reporting entity;
Verificare venituri pentru venituri primare
where point (a) does not apply, the reporting entity shall disclose without delay on the SFIs website any significant change or event in any of the following cases:
Verificarea veniturilor pentru venituri primare.
a breach of the obligations laid down in the documents provided in accordance with Article 3(b);
Caracteristici credit
structural features that can materially impact on the performance of the structured finance instrument;
Dată de inițiere credit
the risk characteristics of the structured finance instrument and of the underlying assets.
Dată/Numerice
The reporting entity shall submit data files in accordance with the reporting system of the SFIs website and the technical instructions to be provided by ESMA on its website.
Data avansului creditului inițial.
ESMA shall publish those technical instructions on its website at the latest on 1 July 2016.
Dată scadență credit
The reporting entity shall store the files sent to and received by the SFIs website in electronic form for at least five years.
Data scadenței creditului.
Upon request, those files shall be made available by the reporting entity or the issuer, the originator or the sponsor to the sectoral competent authorities as defined in Article 3(1)(r) of Regulation (EC) No 1060/2009.
Scop
Where the reporting entity or the issuer, the originator or the sponsor, identifies factual errors in the data that has been provided to the SFIs website they shall correct the relevant data without undue delay.
Destinația creditului.
Reporting between the date of entry into force and the date of application
Durată credit
With respect to the structured finance instruments issued in the time period between the date of entry into force and the date of application of this Regulation, the issuer, the originator and the sponsor shall comply with the reporting requirements laid down in this Regulation only in relation to the structured finance instruments which are still outstanding at the date of application of this Regulation.
Durata contractuală inițială (număr de luni).
The issuer, the originator and the sponsor shall not be required to keep a backlog of the information required pursuant to this Regulation between the date of entry into force and the date of application of this Regulation.
Monedă credit
It shall apply from 1 January 2017.
Moneda creditului.
However, Article 6(2) shall apply from the date of entry into force of this Regulation.
Sold inițial
Directive 2003/71/EC of the European Parliament and of the Council of 4 November 2003 on the prospectus to be published when securities are offered to the public or admitted to trading and amending Directive 2001/34/EC (OJ L 345, 31.12.2003, p.
Soldul inițial al creditului (inclusiv comisioane).
64).
Sold curent