natgillin/translations-raw huggingface dataset:
The reporting population comprises institutions engaged in such activities that are selected on the basis of data collected by the survey on revenues and expenditures from trade in international services and data of the Croatian Bureau of Statistics (CBS) on gross processing values. 
Izvještajnu populaciju čine institucije koje su uključene u ovakve poslove, a odabiru se na temelju podataka prikupljenih istraživanjem o prihodima i rashodima od razmjene usluga s inozemstvom te podataka DZS-a o bruto vrijednostima oplemenjivanja.
It is estimated that the survey covers such a share of the population so that no supplement for the part not covered by the survey is needed because the effect would be negligible. 
Procjenjuje se da istraživanje pokriva toliki dio populacije da nije potrebna nadopuna za dio koji istraživanjem nije obuhvaćen jer bi učinak bio zanemariv.
Construction services (tables P5 and R5) are collected by a statistical survey on international transactions related to construction services. 
Građevinske usluge (tablice P5 i R5) prikupljaju se statističkim istraživanjem o međunarodnim transakcijama povezanima s građevinskim uslugama.
Insurance services (tables P6 and R6) are collected by a statistical survey on international transactions related to insurance services. 
Usluge osiguranja (tablice P6 i R6) prikupljaju se statističkim istraživanjem o međunarodnim transakcijama povezanima s osiguranjem.
Statistical surveys on construction services and insurance services cover the population in such a share that no additional adjustment is necessary for the part not covered by the sample. 
Statistička istraživanja o građevinskim uslugama i uslugama osiguranja obuhvaćaju populaciju u tolikom dijelu da nije potrebna dodatna prilagodba za dio koji nije pokriven uzorkom.
The data about the counterpart country is a standard element of these statistical surveys. 
Podatak o zemlji protustranke standardni je element ovih statističkih istraživanja.
Transport services (tables P3 and R3) are collected on the basis of a special statistical survey on international transport services. 
Usluge prijevoza (tablice P3 i R3) prikupljaju se na temelju posebnoga statističkog istraživanja o uslugama u međunarodnom prijevozu.
Owing to an exceptionally large population of road carriers, revenues and expenditures on the basis of road freight transport are not taken over from that survey but are estimated on the basis of the transport survey carried out by the CBS and using the estimations of the Croatian Road Transport Association. 
Zbog izrazito velike populacije cestovnih prijevoznika, prihodi i rashodi s osnove teretnoga cestovnog prijevoza ne preuzimaju se iz navedenog istraživanja, već se procjenjuju na temelju istraživanja o prijevozu koje provodi DZS, a služi se i procjenama Udruge cestovnih teretnih prijevoznika.
Expenditures on the basis of these services equal transportation and insurance costs related to imports of goods which belong to non-residents estimated by adjusting the value of imports at c.i.f. parity to the value of imports f.o.b. 
Rashodi po ovim uslugama jednaki su troškovima prijevoza i osiguranja koji se odnose na uvoz robe koji pripada nerezidentima, a koji se procjenjuje na osnovi svođenja vrijednosti robnog uvoza prema paritetu cif na vrijednost uvoza prema paritetu fob.
Income from services rendered to foreign travellers and tourists, as well as expenditures incurred by domestic travellers and tourists abroad are shown in tables Travel (P4 and R4), which are collected by the Survey on Consumption of Foreign Travellers in Croatia and Domestic Travellers Abroad. 
Prihodi od usluga pruženih stranim putnicima i turistima, kao i rashodi koje su domaći putnici i turisti imali u inozemstvu, prikazuju se u tablicama Putovanja - turizam (P4 i R4), a prikupljaju se istraživanjem o potrošnji inozemnih putnika u Republici Hrvatskoj i domaćih putnika u inozemstvu.
The results of this survey, based on carrying out a survey of travellers (stratified sample) at border crossings, have been combined with the Ministry of the Interior and Central Bureau of Statistics data on the number of foreign and domestic travellers, along with data on the distribution of foreign travellers by countries contained in the CBS Report on tourism, in order to assess the corresponding balance of payments items. 
Rezultati tog istraživanja, koje se zasniva na anketiranju putnika (stratificirani uzorak) na graničnim prijelazima, kombiniraju se s podacima Ministarstva unutarnjih poslova i Državnog zavoda za statistiku o broju stranih i domaćih putnika te s podacima o distribuciji stranih putnika prema državama iz priopćenja o turizmu Državnog zavoda za statistiku kako bi se procijenile odgovarajuće stavke platne bilance.
Starting from the first quarter of 2012, the balance of payments data on revenues from services rendered to foreign travellers and tourists are not computed using the standard methodological combination of volume indicators and estimated average consumption from the Survey on Consumption of Foreign Travellers, but are based on a combination of the estimated level of tourism consumption in 2011 and an econometrically computed indicator - the first principal component of a group of variables that are assumed to follow the dynamics of tourism revenue (foreign tourist arrivals and nights, the number of foreign travellers at border crossings, total tourist consumption according to the CNB survey, the number of the employed in accommodation and food service activities, the revenues of hotels and restaurants, the price index of hotel and restaurants services, the real retail trade turnover index, currency outside banks, the value of foreign credit card transactions, the banks' turnover in transactions with natural persons in the foreign exchange market and the industrial production in the EU-28). 
Počevši od prvog tromjesečja 2012., platnobilančni podaci o prihodima od usluga pruženih stranim putnicima i turistima ne izvode se standardnom metodološkom kombinacijom fizičkih pokazatelja i ocijenjene prosječne potrošnje iz Ankete o potrošnji stranih putnika, već se temelje na kombinaciji ocijenjene razine turističke potrošnje u 2011. i ekonometrijski izvedenog indikatora koji čini prvu glavnu komponentu skupa varijabla za koje se pretpostavlja da prate dinamiku prihoda od turizma (dolasci i noćenja stranih turista, broj stranih putnika na graničnim prijelazima, ukupna potrošnja turista prema istraživanju HNB-a, broj zaposlenih u djelatnostima pružanja usluga smještaja te pripreme i usluživanja hrane, prihodi hotela i restorana, indeks potrošačkih cijena ugostiteljskih usluga, realni indeks prometa u trgovini na malo, gotov novac izvan banaka, vrijednost transakcija po inozemnim platnim karticama, promet banaka s fizičkim osobama na deviznom tržištu, industrijska proizvodnja EU-28).
For this type of services, the structure of revenues and expenditures by country is obtained on the basis of data collected through the Survey on Consumption of Foreign Travellers in Croatia and Domestic Travellers Abroad. 
Za ovu vrstu usluga struktura prihoda i rashoda prema zemljama dobiva se na temelju podataka prikupljenih istraživanjem o potrošnji inozemnih putnika u Republici Hrvatskoj i domaćih putnika u inozemstvu.
List of credit institutions 
HNB
Name of Bank/ Savings Bank 
Ostale institucije
Date of Bankruptcy Proceedings Initiation 
Banke i štedionice u stečaju
Banka splitsko-dalmatinska d.d., Split 
Naziv banke/štedionice
Name of Bank/ Savings Bank 
Banke i štedionice u likvidaciji
Date of liquidation proceedings initiation 
Naziv banke/štedionice
(now Internet Mobile Bank d.d., Križevci) 
(sada Internet Mobile Bank d.d., Križevci)
Institutions whose license was revoked, but have not initiated winding-up proceedings 
Banke i štedionice koje su izgubile odobrenje za rad, a nisu pokrenule postupak likvidacije
Name of Bank/ Savings Bank 
Naziv banke/štedionice
Date of Revoking Operating License 
Datum oduzimanja odobrenja za rad
Representative offices of foreign banks 
Predstavništva stranih banaka
Representative offices of third-country credit institutions in the Republic of Croatia are established following an authorisation obtained from the Croatian National Bank. 
Predstavništva kreditnih institucija iz trećih zemalja osnivaju se u Republici Hrvatskoj nakon dobivanja odobrenja Hrvatske narodne banke.
There are currently no representative offices of third-country credit institutions established in the Republic of Croatia. 
Trenutačno u Republici Hrvatskoj ne postoje osnovana predstavništva kreditnih institucija iz trećih zemalja.
No registration requirement exists for representative offices of EU credit institutions. 
Za predstavništva kreditnih institucija iz Europske unije ne postoji obveza registriranja.
The Financial Conglomerates Act and the Credit Unions Act are also important for banking and financial supervision in Croatia. 
Zakon o financijskim konglomeratima i Zakon o kreditnim unijama također su relevantni za bankovnu i financijsku superviziju u Hrvatskoj.
Pursuant to these regulations, the CNB lays down rules for credit institutions and credit unions which are to be adhered to as from the moment of their inception and in the course of their operations. 
Na temelju ovih propisa HNB uspostavlja pravila za kreditne institucije i kreditne unije kojih se trebaju pridržavati od trenutka kada su osnovane te tijekom poslovanja.
These rules are worded primarily in the form of subordinate legislation and various guidelines and recommendations. 
To su prije svega podzakonski akti kao i razne smjernice i preporuke.
DECISIONS 
ODLUKE
The Croatian National Bank adopts subordinate legislation pursuant to its powers defined in the Act on the Croatian National Bank. 
Hrvatska narodna banka donosi podzakonske akte na temelju ovlasti propisane Zakonom o Hrvatskoj narodnoj banci.
This page lists subordinate legislation (decisions, instructions) adopted pursuant to the Credit Institutions Act and subordinate legislation that explains in more detail the implementation of Regulation (EU) No 575/2013 (CRR) or the implementation of implementing regulations adopted by the European Commission in accordance with Regulation (EU) No 575/2013, as well as decisions implementing the guidelines of the European Banking Authority (EBA). 
Na ovoj se stranici nalaze podzakonski akti (odluke, upute) doneseni na temelju Zakona o kreditnim institucijama i podzakonski akti kojima se pobliže objašnjava način provedbe Uredbe 575/2013/EU (CRR) ili način provedbe provedbenih uredbi koje donosi Europska komisija u skladu s Uredbom 575/2013/EU, te odluke kojima se prihvaćaju smjernice Europskoga nadzornog tijela za bankarstvo (European Banking Authority - EBA).
REGULATIONS 
UREDBE
The CRD IV legislative package transposes the Basel III rules into European law. 
Paketom CRD IV prenose se standardi Basela III u propise EU-a, koji se sastoje od uredbe i direktive.
It consists of a regulation and a directive. 
Cijeli paket stupio je na snagu 1. siječnja 2014.
The entire package entered into force on 1 January 2014, while some of the new rules will be phased-in between 2014 and 2019. 
Neka od novih pravila trebaju postupno stupiti na snagu u razdoblju između 2014. i 2019.
Regulations are a part of secondary law. 
Uredbe su dio sekundarnog zakonodavstva.
They are legally binding and directly applicable in all Member States of the European Union. 
Uredba je obvezujući zakonodavni akt koji se mora u cijelosti primjenjivati u svim državama članicama Europske unije.
Interested parties may access all regulations published in the Official Journal of the European Union on the EUR-lex website. 
Zainteresirane strane mogu vidjeti sve uredbe koje su objavljene u Službenom listu EU-a na stranici EUR-lexa.
TECHNICAL STANDARDS 
TEHNIČKI STANDARDI
The regulatory products of the European Banking Authority range from binding Technical Standards to Guidelines, Recommendations and Opinions. 
Regulatorni proizvodi Europskoga nadzornog tijela za bankarstvo (European Banking Authority - EBA) u rasponu su od obvezujućih tehničkih standarda do smjernica, preporuka i mišljenja.
They cover areas such as own funds, recovery and resolution, internal governance and supervisory reporting. 
Oni pokrivaju područja kao što su regulatorni kapital, oporavak i sanacija, unutarnje upravljanje i supervizorsko izvještavanje.
Regulatory Technical Standards (RTS) and 
Regulatory Technical Standards - RTS) i
Implementing Technical Standards (ITS). 
provedbene tehničke standarde (engl.
Interested parties may access all Technical Standards published in the Official Journal of the European Union on the EUR-lex website. 
Zainteresirane strane mogu vidjeti sve tehničke standarde koji su objavljeni u Službenom listu EU-a na stranici EUR-lexa.
DIRECTIVES 
DIREKTIVE
Directives are legislative acts that set out goals that all EU Member States must achieve. 
Direktive su zakonodavni akti kojima se utvrđuje cilj koji sve države članice EU-a moraju ostvariti.
However, it is up to the individual countries to decide how they will transpose EU directives into their legislative framework. 
Međutim, svaka država samostalno odlučuje o načinu na koji će prenijeti direktive u svoj zakonodavni okvir.
Directive 2013/36/EU on access to the activity of credit institutions and the prudential supervision of credit institutions and investment firms is part of the CRD IV regulatory package and is transposed into the legislation of the Republic of Croatia via the Credit Institutions Act and subordinate legislation adopted pursuant to the powers under this Act. 
Direktiva 2013/36/EU Europskog parlamenta i Vijeća od 26. lipnja 2013. o pristupanju djelatnosti kreditnih institucija i bonitetnom nadzoru nad kreditnim institucijama i investicijskim društvima, dio je regulatornog paketa CRD IV, a prenesena je u zakonodavstvo RH Zakonom o kreditnim institucijama i podzakonskim aktima donesenima na temelju ovlasti iz tog Zakona.
Interested parties may access all directives published in the Official Journal of the European Union on the EUR-lex website. 
Zainteresirane strane mogu vidjeti sve direktive koje su objavljene u Službenom listu EU-a na stranici EUR-lexa.
GUIDELINES 
SMJERNICE
The main task of guidelines is to explain legal norms, provide guidance to the subjects of supervision and give recommendations aimed at establishing good practices at credit institutions and investment firms. 
Glavna je zadaća smjernica pojašnjavanje pravnih norma, usmjeravanje subjekata nadzora i davanje preporuka s ciljem uspostave dobrih praksa u kreditnim institucijama i investicijskim društvima.
Guidelines are based on international standards and take into consideration the situation in the market, legal norms of other countries and recommendations by the relevant supervisory bodies. 
Smjernice se zasnivaju na međunarodnim standardima, a uzimaju se u obzir i situacija na tržištu, pravne norme drugih zemalja te preporuke relevantnih nadzornih tijela.
Guidelines are directed at credit institutions and competent authorities. 
Smjernice su namijenjene kreditnim institucijama ili nadležnim tijelima.
They are applied in accordance with the 'comply or explain' principle. 
Primjenjuju se po načelu "primijeni ili objasni razloge neprimjenjivanja".
A decision on application is adopted by the Croatian National Bank, notifying the European Banking Authority thereof, within the prescribed time limit. 
Odluku o primjeni donosi Hrvatska narodna banka i o tome u propisanom roku obavještava Europsko nadzorno tijelo za bankarstvo (European Banking Authority - EBA).
Search regulations 
Pretraživanje regulative
Legal framework and individual relevant factors taken into account in the assessment of prospective acquirers of a qualifying holding in Croatian banks 
Pravni okviri i neki relevantni čimbenici pri prosudbi potencijalnih stjecatelja kvalificiranog udjela u hrvatskim bankama
The Croatian National Bank has so far not received any request for the acquisition of a qualifying holding in HVB Splitska banka d.d. Split by either KBC or any other bank. 
Hrvatskoj narodnoj banci do sada nije podnesen zahtjev za stjecanje kvalificiranog udjela u HVB Splitskoj banci d.d. Split od strane KBC-a niti bilo koje druge banke.
When such request is made, the Croatian National Bank will, as in all other cases, act in accordance with the provisions of the Banking Act (Official Gazette 84/2002) and the Croatian National Bank Act (Official Gazette 36/2001). 
Kada takav zahtjev bude podnesen, Hrvatska narodna banka će, kao i u svim drugim postupcima, odlučivati u skladu s odredbama Zakona o bankama ("Narodne novine", broj 84/02) te Zakona o Hrvatskoj narodnoj banci ("Narodne novine", broj 36/01).
As provided by Article 25 of the Croatian National Bank Act: "The Croatian National Bank shall, on the basis of a special law, issue and revoke bank licenses, supervise bank operations, perform other operations within its fields of competence and enact subordinate legislation and decisions which shall regulate banking transactions and set the standards for the stability and safety of bank operations." 
Zakon o Hrvatskoj narodnoj banci u članku 25. propisuje "Hrvatska narodna banka, na temelju posebnog zakona, izdaje i oduzima odobrenja za rad banaka, nadzire poslovanje banaka, obavlja druge poslove koju su joj zakonom dani u nadležnost i donosi podzakonske propise i odluke kojima se uređuje bankarsko poslovanje i utvrđuju standardi stabilnog i sigurnog poslovanja banaka."
The Banking Act is a special law which governs the conditions for the establishment, operations, discontinuation and supervision of bank operations and its provisions are based on the International Accounting Standards and Core Principles for Effective Banking Supervision of the Basel Committee as key references for effective supervision. 
Zakon o bankama posebni je zakon kojim su utvrđeni uvjeti za osnivanje, poslovanje i prestanak rada banaka te nadzor nad poslovanjem banaka, a čije su odredbe u skladu s Međunarodnim računovodstvenim standardima i Osnovnim načelima učinkovite bankarske supervizije (Core Principles for Effective Banking Supervision) Bazelskog odbora (the Basel Committee) kao temeljne reference za učinkovitu superviziju.
The competence of the Croatian National Bank for decision-making in connection with granting approvals for the acquisition of a qualifying holding in banks clearly follows from the stated legislative provisions. 
Nadležnost Hrvatske narodne banke za odlučivanju o suglasnosti za stjecanje kvalificiranog udjela u bankama jasno proizlazi iz navedenih zakonskih odredbi.
Article 20 of the Banking Act provides that, in order to acquire shares of a bank on the basis of which a person directly or indirectly acquires a qualifying holding in a bank, it is necessary to obtain a prior approval from the Croatian National Bank. 
Zakon o bankama u članku 20. navodi da je za stjecanje dionica banke na temelju kojih osoba izravno ili neizravno stječe kvalificirani udjel u banci potrebna prethodna suglasnost Hrvatske narodne banke.
As provided by Article 21 of the Banking Act: 
Odredbom članka 21. tog Zakona propisano je:
It shall be necessary to enclose the documents referred to in items 4 and 5, paragraph 1, Article 35 and other documentation as stipulated by the Croatian National Bank with the request for issuing the approval for the acquisition of a qualifying holding. 
Zahtjevu za izdavanje suglasnosti za stjecanje kvalificiranog udjela potrebno je priložiti dokumente iz članka 35. stavak 1. točke 4. i 5. ovog Zakona te drugu dokumentaciju koju može odrediti Hrvatska narodna banka.
The Croatian National Bank shall refuse the request for issuing the approval for the acquisition of a qualifying holding, if the information available to it indicates that: 
Hrvatska narodna banka odbit će zahtjev za izdavanje suglasnosti za stjecanje kvalificiranog udjela, ako iz podataka s kojima raspolaže proizlazi:
because of the activities or operations performed by the qualified owner or persons connected thereto, or because of actions taken by the qualified owner or persons connected thereto, the operations of the bank could be endangered due to noncompliance with the rules on risk management; 
da bi zbog djelatnosti ili poslova koje obavlja imatelj kvalificiranog udjela ili s njim povezane osobe ili zbog postupka imatelja kvalificiranog udjela ili s njim povezanih osoba, moglo biti ugroženo poslovanje banke zbog nepridržavanja pravila o upravljanju rizicima,
because of the activities or operations performed by the qualified owner or persons connected thereto, or because of the manner of connection between such persons, the supervision of the bank could be hindered or substantially more difficult; or 
da bi zbog djelatnosti ili poslova koje obavlja imatelj kvalificiranog udjela ili s njim povezane osobe ili zbog načina na koji su te osobe međusobno povezane, moglo biti onemogućeno ili znatno otežano obavljanje nadzora nad bankom,
it would result in a large concentration in the banking system that might limit the freedom of market competition; 
da bi time došlo ili moglo doći do koncentracije u bankovnom sustavu koja bi mogla narušiti slobodu tržišnog natjecanje,
it could adversely influence the implementation of monetary and foreign exchange policy in the Republic of Croatia. 
da bi time došlo ili moglo doći do nepovoljnog utjecaja na provođenje monetarne i devizne politike u Republici Hrvatskoj.
The Croatian National Bank shall also refuse the request for the acquisition of a qualifying holding by a foreign person if, in consideration of the regulations or practice in that person's country, it is likely that the exercise of supervision in accordance with the provisions of this Act will be hindered or substantially more difficult. 
Hrvatska narodna banka će također odbiti zahtjev strane osobe za stjecanje kvalificiranog udjela ako je, uzimajući u obzir propise države te osobe ili prakse države te osobe, vjerojatno da će obavljanje nadzora u skladu s odredbama ovog Zakona biti znatno otežano ili onemogućeno."
As shown by the preceding quotation, it is evident that the reasons for refusal to grant approval for the acquisition of a qualifying holding are explicitly stated. 
Iz sadržaja citiranog članka razvidno je da su razlozi za odbijanje suglasnosti za stjecanje kvalificiranog udjela taksativno navedeni.
We therefore find that the given legislative framework enables the interested party to have a clear insight, even before submitting its application for the acquisition of a qualifying holding, into the specific and objective circumstances which are relevant for decision-making in connection with an application for the acquisition of a qualifying holding, and in that same context, the granting of such an application or refusal to grant such an application. 
Smatramo stoga da ovakva zakonska odredba omogućuje zainteresiranoj strani da unaprijed, i prije podnošenja zahtjeva za stjecanje kvalificiranog udjela, ima jasan uvid u specifične i objektivne okolnosti relevantne za odlučivanje o zahtjevu za stjecanje kvalificiranog udjela, pa tako i za izdavanje odnosno odbijanje izdavanja suglasnosti za to stjecanje.
The criteria determined in Article 21, paragraph 2 are well-defined and precise and are in conformity with the principles of legal safety as they enable persons to make full use of all the rights derived from the principles of free movement of capital and right of establishment. 
Kriteriji utvrđeni člankom 21. stavkom 2. su precizni i definirani te u skladu s principima pravne sigurnosti jer omogućuju osobama da se u cijelosti koriste svim pravima koja proizlaze iz slobode kretanja kapitala i prava poslovnog nastana.
In addition, an explanation is provided to each applicant of every decision taken in connection with approvals for the acquisition of a qualifying holding. 
Nadalje, svaka se odluka o suglasnosti za stjecanje kvalificiranog udjela obrazlaže i dostavlja podnositelju zahtjeva.
This enables each applicant to be well informed about all the facts and elements on which a certain decision is based. 
Time se pruža mogućnost podnositelju zahtjeva da bude upoznat sa svim činjenicama i elementima a koji su bili temelj za donošenje određene odluke.