natgillin/translations-raw huggingface dataset:
The use of open-market operations is expected to begin in the second half of 2004. 
U drugoj polovici godine predviđa se i početak operacija na otvorenom tržištu.
While the unified reserve requirement rate of 19 percent remained unchanged by the new decision on reserve requirements adopted at this session, the part of the reserve requirements allocated to special accounts with the Croatian National Bank will be increased. 
Novom odlukom o obveznoj pričuvi donijetom na ovoj sjednici nije promijenjena jedinstvena stopa obračuna obvezne pričuve, koja iznosi 19 posto, ali se povećava onaj dio pričuve koji se izdvaja na posebne račune kod Hrvatske narodne banke.
The purpose of these amendments is to discourage bank borrowing abroad in order to increase bank placements in the country on the basis of foreign sources of funds and the use of the foreign exchange part of reserve requirements as a collateral for the received loans, as well as to reduce significant daily oscillations in the balance of the reserves kept in banks' accounts with the CNB. 
Takvim promjenama želi se obeshrabriti zaduživanje banaka u inozemstvu radi povećanja plasmana u zemlji na osnovi inozemnih izvora i zalog deviznog dijela obvezne rezerve kao jamstva za uzete kredite te, s druge strane, smanjiti značajne dnevne oscilacije u stanju rezerve na računima banaka kod središnje banke.
Pursuant to the amendment to the Decision on the Terms and Conditions for Granting Short-Term Loans on the Basis of Pledged Securities, the period for using Lombard loans has been reduced from 15 to 5 days in a month. 
Izmjenom Odluke o uvjetima za odobrenje kredita na osnovi zaloga vrijednosnih papira skraćena je mogućnost korištenja lombardnog kredita sa 15 na 5 dana u mjesecu.
As a result of an amendment to the Decision on the Interest Rates and Remunerations of the Croatian National Bank, the remuneration paid by the central bank on the allocated foreign exchange part of the reserve requirements will amount to 75 percent of the US Federal Funds Target Rate for the funds allocated in US dollars and 75 percent of the ECB Minimum Bid Refinance Rate for the funds allocated in euros. 
Odluka o kamatnim stopama i naknadama Hrvatske narodne banke promijenjena je tako da će naknada koju središnja banka plaća na izdvojena sredstva deviznog dijela obvezne pričuve iznositi 75 posto U.S. Federal Funds Target Rate-a za izdvojene dolare, a 75 posto ECB Minimum Bid Refinance Rate-a kod izdvajanja u eurima.
In both cases the rate in effect on the day of allocation will apply. 
U oba slučaja primjenjuje se stopa koja važi na dan izdvajanja pričuve.
HPB operating stably 
HPB stabilno posluje
The Croatian National Bank monitors on an ongoing basis the business operations of all the banks operating in Croatia, by means of on-site or off-site examinations. 
Hrvatska poštanska banka dostavila je HNB-u u propisanom zakonskom roku svoje revidirano financijsko izvješće o poslovanju u 2011. godini, revidirano od strane ovlaštene revizorske tvrtke Deloitte.
Hrvatska poštanska banka submitted its audited financial report for 2011 to the CNB within the legally prescribed time limit. 
Ključni pokazatelji iz tog izvješća objavljeni su na web stranici središnje banke www.hnb.hr i dostupni su svim zainteresiranima.
This procedure is currently underway. 
Taj postupak je upravo u tijeku.
Depending on the outcome of this procedure, the central bank decides on any possible measures that may be required for the bank to bring its operations in line with the applicable regulations. 
Ovisno o ishodu, središnja banka odlučuje je li u banci potrebno poduzimanje bilo kakvih mjera za usklađivanje poslovanja s važećom regulativom.
Therefore, it is not acceptable to publicly disclose any documents pertaining to the field of supervision without permission from the CNB, even more so in cases where the documents in question are not final. 
Sukladno iznijetome, nedopustivo je javno iznošenje bilo kojeg dokumenta iz domene supervizije bez dopuštenja HNB-a, a napose kad se i ne radi o konačnom dokumentu.
Challenges of monetary policy in Central and Eastern Europe 
Izazovi monetarne politike u Srednjoj i Istočnoj Europi
From Sunday, 18 February to Tuesday, 20 February 2007, the Croatian National Bank hosted in Zagreb a regular annual meeting of the BIS Working Party on Monetary Policy in Central and Eastern Europe. 
Hrvatska narodna banka bila je domaćin redovnog godišnjeg sastanka Radne grupe Banke za međunarodne namire (Bank for International Settlements, BIS) za monetarnu politiku u Srednjoj i Istočnoj Europi, koji je u Zagrebu počeo u nedjelju, 18. veljače i završio u utorak 20. veljače 2007.
The Meeting addressed issues such as monetary, exchange rate and fiscal policies and financial sector and labour market developments. 
Sastanak je bio posvećen pitanjima monetarne, tečajne i fiskalne politike, te kretanjima u financijskom sektoru i na tržištu rada.
Organised jointly by the BIS and the Croatian National Bank, this event gathered representatives of the BIS, the European Central Bank and central banks of Albania, Austria, Bosnia and Herzegovina, Montenegro, Czech Republic, Estonia, Finland, Latvia, Lithuania, Hungary, Macedonia, the Netherlands, Germany, Poland, Romania, Slovenia, Serbia, Turkey and Croatia. 
Sastanak su organizirali BIS i hrvatska središnja banka, a u njegovu radu sudjelovali su predstavnici BIS-a, Europske središnje banke i središnjih banaka Albanije, Austrije, Bosne i Hercegovine, Crne Gore, Češke, Estonije, Finske, Letonije, Litve, Madžarske, Makedonije, Nizozemske, Njemačke, Poljske, Rumunjske, Slovenije, Srbije, Turske te Hrvatske.
The participants gave their views on economic growth sustainability in the Central and Eastern Europe and their expectations as regards price stability in the region in 2007, analysed risks arising from foreign borrowing and the effects of capital inflows on local financial markets and the exchange rate. 
Sudionici sastanka iznijeli su svoja viđenja održivosti gospodarskog rasta u Srednjoj i Istočnoj Europi i očekivanja glede stabilnosti cijena u toj regiji u 2007. godini, razmotrili rizike koji proizlaze iz inozemnog zaduživanja te utjecaj priljeva kapitala na lokalna financijska tržišta i tečaj.
They also examined monetary policy performance in the context of challenges which these policies face, measures taken by central banks in the region to respond to appreciation pressures and the role of interest rates as one of monetary transmission channels. 
Procjenjivana je uspješnost monetarnih politika s obzirom na izazove s kojima se susreću, kao i mjera koje središnje banke u regiji poduzimaju kako bi odgovorile na aprecijacijske pritiske te uloga kamatnih stopa kao jednog od kanala monetarne transmisije.
Widening current account deficits were also discussed as well as the reasons for this widening and the risks associated with rising real estate prices. 
Bilo je riječi i o rastućim deficitima na tekućim računima platnih bilanci i uzrocima njihova rasta te o rizicima koji proizlaze iz rasta cijena nekretnina.
Also on the agenda was the question of the efficacy of prudential measures taken by banking supervisors to maintain financial institutions' stability and to slow down credit growth. 
Razmotrena je i efikasnost bonitetnih mjera koje su bankovni supervizori poduzeli za očuvanje stabilnosti financijskih institucija i usporavanje kreditnog rasta.
Developments in the local labour markets, including issues such as unemployment, wage growth, productivity and the effects of migration of workers on the labour markets in the countries in the region were also discussed at the Meeting. 
Razgovaralo se zatim o kretanjima na lokalnim tržištima rada: nezaposlenosti, rastu plaća i produktivnosti te učincima migracija radnika na tržišta rada u zemljama regije.
During the Meeting, the participants could express their views on fiscal policies in their home countries and their alignment with the Maastricht criteria and the effect that such alignment could have on monetary policy. 
Sudionici sastanka imali su tijekom sastanka priliku iznijeti svoja viđenja fiskalne politike u matičnim zemljama i njezina usklađivanja s maastrichtskim kriterijima te utjecaja tih mjera na monetarnu politiku.
Higher level of deposits, lower interest rates, more intense credit activities 
Veći depoziti, niže kamate, više kredita
At its meeting held on Wednesday, February 13, 2002 the Council of the Croatian National Bank, chaired by the Governor, Dr Željko Rohatinski, reviewed recent monetary and economic developments and reached several decisions in accordance with its authority. 
Savjet Hrvatske narodne banke na sjednici održanoj u srijedu pod predsjedanjem guvernera Hrvatske narodne banke dr. Željka Rohatinskog razmotrio je najnovija novčana i gospodarska kretanja i donio nekoliko odluka iz svoje nadležnosti.
Following a year-on-year retail price inflation rate of 2.6 percent recorded at end 2001, total retail prices in January this year increased by 0.8 percent compared with the previous month and by 3.3 percent compared with January last year. 
Nakon što je prošla godina okončana sa godišnjom stopom inflacije od 2,6 posto, u siječnju su ukupne cijene na malo povećane za 0,8 posto prema prosincu a za 3,3 posto prema prvom mjesecu prošle godine.
The January increase in prices was mostly fueled by the rise in the prices of agricultural products, beverages, petroleum products and administrative prices of certain services. 
Siječanjskom rastu cijena najviše je pridonijelo poskupljenje poljoprivrednih proizvoda, pića, naftnih derivata i određenih administrativno reguliranih usluga.
In January, retail prices that are included in the calculation of core inflation were only 0.2 percent higher than in December and 1.9 percent higher than in January 2001. 
Cijene na malo koje ulaze u izračun temeljne inflacije bile su u siječnju samo za 0,2 posto veće nego u prosincu, a 1,9 posto veće nego prije godinu dana.
Monetary developments in the last quarter of 2001 were marked by a strong growth in household foreign exchange deposits which reached its peak in December. 
Novčana kretanja u posljednjem tromjesečju prošle godine obilježio je snažan rast deviznih depozita stanovništva, koji je kulminirao u prosincu.
Such developments were largely brought about by the conversion of twelve eurozone currencies in the euro. 
To je u velikoj mjeri potaknuto zamjenom gotovine dvanaest europskih valuta za euro.
However, according to available indicators, the deposits were not withdrawn from banks at the beginning of this year. 
No, prema dosad raspoloživim pokazateljima, početkom ove godine nije došlo do povlačenja tog novca iz banaka.
On the contrary, there are certain indications that foreign exchange deposits (increased by about 2 billion euro) are still growing mildly or at least stagnating on the December level. 
Naprotiv, ima naznaka da devizni depoziti u bankama, povećani za oko dvije milijarde eura, i dalje blago rastu ili barem stagniraju na dosegnutoj razini.
Taking into consideration the low level of interest rates on foreign exchange deposits abroad, the CNB Council expects that the interest of Croatian banks for domestic lending will grow. 
Očekuje se, osobito uzimajući u obzir nisku razinu kamata na devizne depozite u inozemstvu, porast zanimanja banaka da raspoloživa sredstva u većoj mjeri plasiraju u zemlji.
The continuous downward tendency of interest rates is expected to boost credit demand; in January interest rates in daily and overnight trading plunged to below 1 percent, interest rates on corporate lending fell to about 5.4 percent (short-term lending) and 7.5 percent (long-term lending), and interest rates on long-term household lending are trending towards one-digit figure. 
Nastavak opadajućeg trenda kamatnih stopa - a one su na dnevnom i prekonoćnom tržištu tijekom siječnja padale i ispod 1 posto, za kredite poduzećima spustile su se već u prošlom tromjesečju na oko 5,4 posto za kratkoročne i oko 7,5 posto za dugoročne kredite, a i kamatne stope na dugoročne kredite stanovništvu spuštaju se prema jednoznamenkastoj razini - pogodovat će jačanju potražnje za kreditima.
Since lending based on foreign exchange liabilities is followed by the conversion of foreign exchange assets into the kuna, the CNB Council expects stronger appreciation pressures, already to be observed. 
Budući da kreditiranje temeljem devizne pasive podrazumijeva i konverziju u kune, za očekivati je jačanje aprecijacijskog pritiska, koji je već sada zamjetan.
At the meeting held on Wednesday, the CNB Council agreed with the nominations of Mr. Miro Dodić for president of the management board of Istarska kreditna banka d.d. Umag for one more term of office, Mr. Ivan Purgar for president of the management board of Kreditna banka d.d. Zagreb, as well as with the nominations of Ms. Helena Banjad and Mr. Zorislav Vidović for members of the management board of Dalmatinska banka d.d. Zadar. 
Savjet HNB-a na ovoj je sjednici dao prethodnu suglasnost na prijedloge da za predsjednika Istarske kreditne banke d.d. Umag bude ponovo imenovan Miro Dodić, da se za predsjednika uprave Kreditne banke d.d. Zagreb imenuje Ivan Purgar, a u Dalmatinskoj banci d.d. Zadar za članove uprave Helena Banjad i Zorislav Vidović.
The CNB Council also reached the decision defining conditions under which domestic legal and natural persons can be given approval for keeping foreign currency in bank accounts abroad, and approved of the issue of kuna and lipa coins, bearing the year of issue 2002. 
Savjet HNB-a usvojio je i Odluku o općim uvjetima pod kojima domaća osoba može dobiti odobrenje za držanje deviza na računu u inozemstvu, te Odluku o puštanju u optjecaj kovanog novca, kuna i lipa, s oznakom godine kovanja "2002.".
CNB Council acts to reduce excessive credit expansion of banks 
Savjet HNB-a poduzima mjere za smanjivanje kreditne ekspanzije banaka
At the Wednesday meeting, the Council reached several decisions aimed at reducing excessive credit expansion of commercial banks. 
Savjet HNB obaviješten je i o razgovorima s izaslanstvom MMF-a koje je nedavno boravilo u Hrvatskoj.
In 1997, total lending of commercial banks grew by 14.7 billion kuna and was 44 percent higher than in 1996. 
Na ovoj sjednici donijete su i neke mjere za obuzdavanje prekomjerne kreditne aktivnosti poslovnih banaka.
Available indicators confirmed that the main source of this lending activity was the growth of foreign exchange liabilities (increase in the amount of loans taken from foreign banks or received foreign exchange deposits), accompanied by a decrease in foreign exchange assets. 
Raspoloživi podaci govore da je glavni izvor takve kreditne aktivnosti hrvatskih banaka u povećanju inozemne pasive (porast zaduženja kod inozemnih banaka ili primljeni devizni depoziti), uz istovremeno smanjivanje inozemne aktive.
Since monetary policy measures introduced so far proved to be inadequate for reducing such unfavorable developments, the Council concluded that more radical measures have to be put through. 
Kako se dosadašnje mjere monetarne politike pokazuju nedostatnima za obuzdavanje takvih nepovoljnih kretanja, Savjet HNB ocijenio je da su neophodni radikalniji potezi.
Further, when issuing guarantees for loans earmarked for conversion in kuna, banks will have to deposit 10 percent of the value of a particular guarantee. 
Banke su također dužne kod izdavanja garancija po kreditima za konverziju u kune deponirati 10 posto vrijednosti garancije.
Finally, when receiving foreign exchange deposits of foreign banks, Croatian commercial banks will have to deposit (in kuna countervalue) a percentage of the total amount of received deposits on a special account with the Croatian National Bank: from April 13th till April 19th - 5 percent, till June 7th - 10 percent, and afterwards 15 percent of the abovementioned amount. 
Kod primanja deviznih depozita stranih banaka morat će deponirati od 13. do 19. travnja 5 posto, do 7. lipnja 10 posto, a poslije toga 15 posto kunske protuvrijednosti na poseban račun kod središnje banke.
Operation "Pliva" successfully completed: exchange rate and interest rates remain stable 
Operacija "Pliva" uspješno okončana: tečaj i kamate ostali stabilni
The financial transactions involved in the Pliva takeover were successfully executed on 24 October before the end of the working day, causing neither disruptions in the foreign exchange and monetary systems nor significant exchange rate and interest rate fluctuations, while enabling the undisturbed functioning of both the Large Value Payment System and National Clearing System. 
Novčane transakcije vezane za preuzimanje "Plive" uspješno su provedene prije isteka današnjeg radnog dana, bez ikakvih poremećaja u radu deviznog i novčanog sustava i bez značajnijih oscilacija tečaja i kamata, te uz potpunu prohodnost sustava velikih plaćanja i nacionalnog klirinškog sustava.
This was primarily the result of a thorough groundwork and close cooperation of all the key participants in the transaction: buyer and seller, banks, Central Depository Agency, Croatian Agency for Supervision of Financial Services, Croatian National Bank and others. 
To je bilo moguće zahvaljujući isključivo dobrim pripremama i bliskoj suradnji svih ključnih aktera u ovom poslu - kupca i prodavača, banaka, Središnje depozitarne agencije, Hrvatske agencije za nadzor financijskih usluga, Hrvatske narodne banke i drugih.
The CNB's main task here was to define the method and order of executing the financial transactions. 
Osnovna zadaća HNB-a u ovom poduhvatu bila je utvrđivanje tehnike i redoslijeda odvijanja novčanih transakcija.
Finally, as funds of non-residents were taken out of the country, no related adverse effects will be produced on either the foreign exchange or money market in the forthcoming period. 
Konačno, sredstva nerezidenata su izašla iz zemlje, što znači da po toj osnovi neće biti utjecaja na devizno i novčano tržište niti u predstojećem razdoblju.
CNB hosts a grammar school debate club 
HNB ugostio gimnazijski debatni klub
Students from several high schools in Zagreb, including members of the debate club of the 2nd Zagreb Grammar School, visited the Croatian National Bank on 23 February. 
Učenici nekoliko zagrebačkih srednjih škola, uključujući članove debatnog kluba zagrebačke II. gimnazije, posjetili su 23. veljače Hrvatsku narodnu banku.
A presentation on the operation, functioning and role of the central bank in the economy; general history of central banks and central bank objectives and tasks; monetary policy and its specifics in the Republic of Croatia; prospects for Croatia's entry to the euro area; and the conditions which must be met before the euro replaces the kuna as the legal tender of Croatia was given by Ana Martinis, Advisor at the Economic Analysis Department. 
Izlaganje o načinu rada, funkcioniranju i ulozi središnje banke u gospodarstvu, općenito o povijesti središnjih banaka, ciljevima i zadacima središnje banke, monetarnoj politici i njezinim specifičnostima u Republici Hrvatskoj, perspektivi ulaska Hrvatske u europodručje i uvjetima koje moramo zadovoljiti prije nego što euro zamijeni kunu kao službenu valutu u našoj zemlji, održala je Ana Martinis, savjetnica u Direkciji za ekonomske analize.
Through questions and responses following the first presentation, the students also learned more about Croatia's external and public debt and about whether there were any signals of their reduction, as well as about the specific issues related to the introduction of the euro as the legal tender based on the example of Kosovo and Montenegro. 
Iz pitanja i dobivenih odgovora učenici su nakon prvog izlaganja saznali više i o inozemnom i javnom dugu Hrvatske, o tome postoje li naznake za njihovo smanjenje te o specifičnostima uvođenja eura kao službene valute na primjeru Kosova i Crne Gore.
Within the actions taken, debt of some thirty countries covered by the initiative has been either reduced or forgiven. 
U sklopu provedenih aktivnosti tridesetak zemalja obuhvaćenih inicijativom realiziralo je oproste ili smanjenje svojih dugova.
The countries themselves implemented measures under the program to improve the quality of economic management. 
Pritom su u sklopu programa same provele mjere za poboljšanje kvalitete ekonomskog upravljanja.
Most of these countries have no credit rating (they are not recognised on the international investment market) or are assigned a high-risk, speculative rating. 
To su mahom zemlje koje nemaju kreditni rejting (nisu prepoznate na međunarodnom tržištu investitora) ili imaju visokorizični, tzv. špekulativni rejting.
In addition to poor living standards, weak education and health care systems, poor infrastructure, and high poverty rates, such countries usually struggle with corruption as well. 
Osim s lošim životnim standardom, slabim sustavom obrazovanja i zdravstvenog osiguranja, lošom infrastrukturom i visokom stopom siromaštva, takve se zemlje redovito bore i s korupcijom.
Does debt forgiveness or reduction have a positive impact on these countries or do they come back to the same problems; what is the effect of the conditions to be met for debt forgiveness or reduction programs; is unconditional forgiveness possible; what is the relationship between political systems in these countries and the implementation of debt forgiveness programs - these were some of the questions to which the Vicegovernors provided responses and explanations that, hopefully, helped the students in the preparation for the great international debate tournament related to this challenging topic of international monetary policy. 
Utječe li oprost ili smanjenje duga pozitivno ili se te zemlje ipak vraćaju u iste probleme, kakav je učinak uvjeta koje moraju ispuniti da bi se programi oprosta ili smanjivanja duga ostvarili, je li moguć bezuvjetan oprost, kakva je veza između političkih sustava u tim zemljama i provedbe programe oprosta duga, bila su samo neka od pitanja na koja su viceguverneri ponudili odgovore i objašnjenja, a koja su, vjerujemo, pomogla ovim srednjoškolcima u pripremama za veliko međunarodno debatno natjecanje s izazovnom temom međunarodne financijske politike.
In efforts to improve financial literacy, the Croatian National Bank every year hosts numerous high school and university students, to which information is provided on the operation of the CNB as the central bank of Croatia as well as on specific topics, depending on the needs and interests. 
Svake godine Hrvatska narodna banka radi širenja financijske pismenosti u svojim prostorima kontinuirano prima brojne učenike i studente koje educira o načinu rada HNB-a, kao središnje banke RH, te o specijalističkim temama kada se za to pojavi potreba i interes.
Search news 
Pretraživanje novosti
Three approvals granted to new bank owners 
Tri suglasnosti za nove vlasnike banaka
The CNB Council, chaired by Deputy Governor Boris Vujčić, met Wednesday and discussed recent economic and monetary developments, accepted the CNB's Annual Report for 2004 and the Annual Report of the Croatian Monetary Institute for the same year, and passed some decisions relating to its field of competence. 
Savjet Hrvatske narodne banke u srijedu je, pod predsjedanjem zamjenika guvernera dr. Borisa Vujčića, razmotrio najnovija gospodarska i novčana kretanja, prihvatio godišnje izvješće o radu središnje banke u prošloj godini kao i izvješće o poslovanju Hrvatskog novčarskog zavoda u 2004. godini, te donio još nekoliko odluka iz svoje nadležnosti.
There are several indicators showing significant economic and monetary developments in the first few months of this year. 
Prvi ovogodišnji mjeseci obilježeni su s nekoliko značajnih pokazatelja u gospodarskim i novčanim kretanjima.