natgillin/translations-raw huggingface dataset:
A credit institution that merges by acquisition another credit institution having its head office within or outside the Republic of Croatia or other legal person having its head office within or outside the Republic of Croatia has to obtain authorisation for this merger from the Croatian National Bank prior to the entry of the decision on merger by acquisition in the register of companies. 
Kreditna institucija koja pripaja drugu kreditnu instituciju sa sjedištem u Republici Hrvatskoj ili izvan nje ili drugu pravnu osobu sa sjedištem u Republici Hrvatskoj ili izvan nje dužna je, prije upisa odluke o pripajanju u sudski registar, dobiti odobrenje Hrvatske narodne banke za to pripajanje.
Authorisation for a credit institution to be merged by acquisition to another credit institution. 
Odobrenje kreditnoj instituciji za pripajanje drugoj kreditnoj instituciji
A credit institution to be merged by acquisition to another credit institution having its head office within or outside the Republic of Croatia has to obtain authorisation for merger by acquisition from the Croatian National Bank. 
Kreditna institucija koja se namjerava pripojiti drugoj kreditnoj instituciji sa sjedištem u Republici Hrvatskoj ili izvan nje dužna je od Hrvatske narodne banke dobiti odobrenje za pripajanje.
Authorisation for merger by formation of a new credit institution 
Odobrenje za spajanje kreditnih institucija
Credit institutions may merge by formation of a new credit institution with credit institutions having their head office within or outside the Republic of Croatia or with other legal persons having their head office within or outside the Republic of Croatia only provided they have obtained authorisation from the competent authorities of all participants in the merger (hereinafter referred to as 'authorisation for merger by formation of a new credit institution') and that the merger results in the formation of a new credit institution. 
Kreditne se institucije mogu spajati s kreditnim institucijama sa sjedištem u Republici Hrvatskoj ili izvan nje ili s drugim pravnim osobama sa sjedištem u Republici Hrvatskoj ili izvan nje samo ako su dobile odobrenja nadležnih tijela svih sudionika u spajanju (u nastavku teksta: odobrenje za spajanje) i ako tim spajanjem nastaje nova kreditna institucija.
In the case of merger by acquisition of a credit institution or another legal person with the credit institution, at the moment of entry in the register of companies of a merger by acquisition, the merged institution ceases to exist, its authorisation expires and all its rights and obligations are transferred to the credit institution to which it was merged. 
Pri pripajanju kreditne institucije ili druge pravne osobe kreditnoj instituciji trenutkom upisa pripajanja u sudski registar prestaje postojati pripojena institucija, njezino odobrenje za rad prestaje važiti i sva njezina prava i obveze prelaze na kreditnu instituciju kojoj je pripojena.
The transfer of all assets and liabilities is considered to be a merger by acquisition and it requires authorisation from the Croatian National Bank in the same way as it is required for legal merger by acquisition. 
Prijenos cjelokupne imovine i obveza smatra se pripajanjem i za njega je također potrebno odobrenje Hrvatske narodne banke kao za pravno pripajanje.
In the case of a merger by formation of a new credit institution when the new credit institution is entered in the register of companies, all credit institutions participating in the merger cease to exist, their authorisations expire and their rights and obligations are transferred to a new credit institution. 
Spajanjem kreditnih institucija nastaje nova kreditna institucija i upisom nove kreditne institucije u sudski registar prestaju postojati sve kreditne institucije koje sudjeluju u spajanju, njihova odobrenja za rad prestaju važiti i njihova prava i obveze prelaze na novu kreditnu instituciju.
Application for authorisation for mergers of credit institutions by acquisition and by formation 
Zahtjev za izdavanje odobrenja za spajanje i pripajanje
The application for authorisation for mergers of credit institutions is to be submitted together with the application for authorisation of a new credit institution and application/applications for prior approval for the acquisition of a qualified holding in the capital of a new credit institution, prior approval to perform the function of the chairperson and a member of the management board and members of the supervisory board and application for authorisation to provide financial services. 
Zahtjev za izdavanje odobrenja za spajanje kreditnih institucija podnosi se zajedno sa zahtjevom za izdavanje odobrenja za rad nove kreditne institucije te zahtjevom/zahtjevima za izdavanje prethodne suglasnosti za stjecanje kvalificiranog udjela u kapitalu nove kreditne institucije, za izdavanje prethodne suglasnosti za obavljanje funkcije predsjednika uprave, člana uprave i članova nadzornog odbora i zahtjevom za izdavanje odobrenja za pružanje financijskih usluga.
Decision on all the listed applications is taken at the same time. 
O svim navedenim zahtjevima odlučuje se istodobno.
The application for authorisation for mergers of credit institutions by acquisition and by formation is to be submitted on the form Application for authorisation for mergers of credit institutions by acquisition and by formation , together with attachments described in detail in the column of the application form where the requested information is entered or in the instructions in which attachment the requested information may be found. 
Zahtjev za izdavanje odobrenja za pripajanje ili spajanje podnosi se na obrascu Zahtjev za odobrenje pripajanja i spajanja kreditnih institucija s prilozima koji su detaljnije opisani u stupcu obrasca zahtjeva u koji se upisuju tražene informacije odnosno uputa u kojem se prilogu nalaze tražene informacije.
The following documents and information have to be enclosed with the Application for authorisation for mergers of credit institutions by acquisition and by formation: 
Zahtjevu za izdavanje odobrenja za pripajanje ili spajanje, prilažu se sljedeći dokumenti i informacije:
draft Articles of Association of a credit institution to which another credit institution or other legal person is merged or the credit institution that is formed as a result of merger of credit institutions; 
1) nacrt statuta kreditne institucije kojoj se pripaja druga kreditna institucija ili druga pravna osoba odnosno kreditne institucije koja nastaje spajanjem kreditnih institucija,
a business strategy of the credit institution and a business plan for the first three years of business, including balance sheets, profit and loss accounts, the types of business planned, the appropriate organisational, technical and personnel structure of the credit institution, accounting policies and the organisation of the internal audit function; 
2) poslovna strategija kreditne institucije i poslovni plan za prve tri poslovne godine koji uključuje bilancu i račun dobiti i gubitka, planirane vrste poslova, primjerenu organizacijsku, tehničku i kadrovsku strukturu kreditne institucije, računovodstvenu politiku te organizaciju unutarnje revizije,
ownership structure of all the participants in the merger by acquisition or by formation, including the list of persons connected to the shareholders or holders of holdings, prior to and after merger by acquisition or formation; 
3) vlasnička struktura svih sudionika u pripajanju/spajanju, prije i poslije provedenog pripajanja/spajanja, s popisom osoba povezanih s dioničarima odnosno imateljima udjela,
Issue: 7 March 2002 (signature: Željko Rohatinski), released into circulation: 3 June 2002 
Izdanje: 7. ožujka 2002. (potpis: Željko Rohatinski), datum puštanja u optjecaj: 3. lipnja 2002.
Issue: 9 July 2012 (signature: Boris Vujčić), released into circulation: 1 July 2013 
Izdanje: 9. srpnja 2012. (potpis: Boris Vujčić), datum puštanja u optjecaj: 1. srpnja 2013.
Main colour: reddish-brown 
Osnovna boja: Crvenkastosmeđa
Croatian writer, politician and lawyer Ivan Mažuranić was born in 1814. 
Hrvatski književnik, političar i pravnik Ivan Mažuranić rođen je 1814.
Among his many public and political offices, he was Speaker of the Croatian Parliament until 1873, when he was appointed to the office of Ban (Viceroy). 
Uz cijeli niz javnih i političkih funkcija bio je i predsjednik Hrvatskog sabora do imenovanja banom 1873.
His work on thorough changes to the political administration, judiciary and education, foundation of the University of Zagreb, his efforts to make Croatia a modern state, as well as his refusal of the noble title of Baron which he would have gained with his appointment as Viceroy, made him very popular among the populace, who started calling him the "Commoner Ban". 
Njegov rad na temeljitim izmjenama političke uprave, sudstva i školstva, otvaranje Sveučilišta u Zagrebu, nastojanja da Hrvatska postane moderna država kao i odbijanje plemićkog naslova baruna koji bi stekao imenovanjem banom učinili su ga iznimno popularnim među narodom, koji ga proziva "banom pučaninom".
His capital work is the "Death of Smail-aga Čengić", a classic of Croatian literature. 
Kapitalno Mažuranićevo djelo Smrt Smail-age Čengića klasik je hrvatske književnosti.
His political manifesto "Hrvati Mađarom" from 1848 is the first great prose in modern Croatian literature. 
Politički proglas Hrvati Mađarom iz 1848. u kojem iznosi ideje "jednakosti, slobode i bratinstva" prva je velika proza moderne hrvatske književnosti.
BAŠKA TABLET 
BAŠĆANSKA PLOČA
The title of King Zvonimir, which reads "Croatian King", is the first recorded written instance of a Croatian name in the Croatian language. 
U tituli kralja Zvonimira, koja glasi "kralj hrvatskij", prvi je put na hrvatskom jeziku zapisano hrvatsko nacionalno ime.
Croats used the Glagolitic script for an entire millennium between the 9th and 19th century, making it an integral part of the Croatian identity. 
Hrvati su se služili glagoljičkim pismom cijelo tisućljeće, sve od 9. do 19. stoljeća, što ga čini sastavnim dijelom hrvatskoga identiteta.
VITUS 
Riječka katedrala sv.
Its Miraculous Gothic wooden crucifix has been preserved until today and was originally from the first church on the site. 
Sv. Vid zaštitnik je Rijeke, koja se po njemu u srednjem vijeku zvala "Rika svetoga Vida".
St. Vitus is the patron of Rijeka, which was known as "St Vitus' Rika" in the Middle Ages. 
Isusovački je red osnovao prve javne gimnazije u Hrvatskoj.
The first public high schools in Croatia were founded there by the Jesuit order, who arrived at the request of the city government to educate the city youth. 
U Rijeku dolaze na zamolbu gradskih vlasti radi poduke mladih pa 1627. osnivaju gimnaziju, a kasnije i studij, kojima se poveljom kralja Ferdinanda II. priznaju ista prava i povlastice kao i europskim sveučilištima.
In 1627 they founded a school, then a university to which King Ferdinand II awarded the same rights and privileges held by other European universities. 
Isusovci crkvu počinju graditi 1638. prema posve novoj prostornoj koncepciji kao središnju građevinu.
The Jesuits began building a church in 1638 to an entirely new landscape concept which envisioned it as the central building. 
Njezina gradnja potrajala je cijelo stoljeće, ali ni do danas nije u potpunosti završena.
Its construction lasted for a century, but was never fully completed. 
U 18. stoljeću dograđene su galerija i velika kupola.
A gallery and a large dome were added in the 18th century. 
Ustanovljenjem Riječke biskupije 1925. ova reprezentativna crkva postaje katedrala.
With the establishment of the Diocese of Rijeka in 1925 this representative church became a cathedral. 
Provjera zaštitnih obilježja na novčanici od 100 kuna
CNB's powers 
Ovlasti HNB-a
The powers of the Croatian National Bank as the resolution authority are prescribed in the Act on the Resolution of Credit Institutions and Investment Firms. 
Ovlasti Hrvatske narodne banke kao sanacijskog tijela propisane su Zakonom o sanaciji kreditnih institucija i investicijskih društava.
The powers of the Croatian National Bank as the resolution authority are prescribed in the Act on the Resolution of Credit Institutions and Investment Firms under which the Croatian National Bank, among others, has the following resolution powers: 
Sanacijske ovlasti Hrvatske narodne banke kao sanacijskog tijela propisane su Zakonom o sanaciji kreditnih institucija i investicijskih društava, tako da Hrvatska narodna banka, između ostalih, ima sljedeće sanacijske ovlasti:
carries out an assessment of feasibility and credibility of resolution or bankruptcy; 
provodi procjenu mogućnosti i opravdanosti sanacije odnosno stečaja,
prepares resolution plans; 
izrađuje sanacijske planove,
determines and orders removal of impediments to bankruptcy or resolvability; 
utvrđuje te nalaže uklanjanje prepreka za provođenje stečaja odnosno sanacije,
determines the minimum requirement for own funds and eligible liabilities; and 
određuje minimalni zahtjev za regulatorni kapital i podložne obveze i
cooperates and coordinates the resolution authorities of the Republic of Croatia with the relevant authorities of other Member States. 
surađuje i koordinira rad sanacijskih tijela u Republici Hrvatskoj s relevantnim tijelima drugih država članica.
Resolvability assessment 
Procjena mogućnosti sanacije
Bankruptcy proceedings or resolution are deemed to be possible if bankruptcy proceedings are feasible and credible or if resolution is feasible and credible where, in order to avoid adverse effects on the financial system of the Republic of Croatia, other member States of the European Union as a whole, it would be carried out by the State Agency for Deposit Insurance and Bank Resolution by applying the resolution tools and powers under the Act on the Resolution of Credit Institutions and Investment Firms and without assuming any of the following: 
Smatra se da su stečajni postupak odnosno sanacija mogući, ako je stečaj provediv i opravdan odnosno ako je provediva i opravdana sanacija koju bi radi izbjegavanja štetnih posljedica na financijski sustav Republike Hrvatske, druge države članice ili Europske unije u cjelini i radi osiguranja kontinuiteta ključnih funkcija te institucije provela Državna agencija za osiguranje štednih uloga i sanaciju banaka primjenom nekog od sanacijskih instrumenata i ovlasti uređenih Zakonom o sanaciji kreditnih institucija i investicijskih društava, a da pritom ne koristi:
any extraordinary public financial support besides the use of funds from the resolution fund referred to in Article 114 of this Act; 
izvanrednu javnu financijsku potporu, osim sredstava sanacijskog fonda iz članka 114. ovoga Zakona,
any central bank emergency liquidity assistance; or 
likvidnosnu pomoć središnje banke u izvanrednim situacijama ili
any central bank liquidity assistance provided under non-standard collateralisation, tenor and interest rate terms. 
likvidnosnu pomoć središnje banke koja nije osigurana uobičajenim sredstvima osiguranja, nema uobičajeni rok dospijeća ili uobičajene kamatne uvjete.
Basics and objectives 
Osnove i ciljevi
This page contains information about the principles of supervision of credit institutions and credit unions and the purpose of supervision. 
Ova stranica sadrži informacije o načelima supervizije kreditnih institucija i kreditnih unija i svrsi supervizije.
The banking system plays a key role in financial intermediation, in particular in the processes of savings mobilisation and redistribution, as well as in payment systems. 
Bankovni sustav ima ključnu ulogu u financijskom posredovanju, osobito u procesima mobiliziranja i redistribucije štednje, a također i u sustavima plaćanja.
The banking system has a great impact on the economy. 
Utjecaj je bankovnog sustava na gospodarstvo velik.
The negative effect which weaknesses in this system may have on the health and efficiency of the real sector is particularly expressed. 
Posebno je izražen negativan utjecaj koji slabosti u tom sustavu mogu imati na zdravlje i djelotvornost realnog sektora.
For this reason, the stability of the banking system is of particular public interest. 
Zato je stabilnost bankovnog sustava u posebnome javnom interesu.
In addition, only banks are authorised to take deposits and other forms of repayable funds from the public. 
Osim toga, banke su jedine ovlaštene primati depozite i druge oblike povratnih sredstava od javnosti.
For depositors' protection, a certain amount of these deposits is legally insured and is paid from the funds of the State Agency for Deposit Insurance and Bank Resolution in the event of deposit institution bankruptcy. 
Radi zaštite deponenata određeni iznos tih depozita zakonski je osiguran i isplaćuje se iz sredstava Državne agencije za osiguranje štednih uloga i sanaciju banaka ako depozitna institucija propadne.
This payment, unless reimbursed from the bankruptcy estate of the bankrupt institution, is a considerable burden for the public debt. 
Ta je isplata, ako se ne nadoknadi iz stečajne mase propale institucije, značajno opterećenje za javni dug.
For this reason, it is important to ensure that the institution stops operating before it accumulates losses that are significantly higher than its capital. 
Zato je važno osigurati da institucija prestane poslovati prije nego kumulira gubitke koji su bitno veći od njezina kapitala.
Both mentioned objectives - maintaining the stability of the system as a whole and removing non-solid institutions from the market at an early stage - are achieved by prescribing special rules which must be complied by all banking institutions, i.e. all institutions that receive deposits from the public and grant loans from these funds. 
Oba spomenuta cilja - očuvanje stabilnosti sustava u cjelini i pravodobno uklanjanje nesolidnih institucija s tržišta - ostvaruju se propisivanjem posebnih pravila kojih se moraju pridržavati sve bankovne institucije, tj. sve institucije koje primaju depozite od javnosti i odobravaju kredite iz tih sredstava.
These rules cover all key segments of operation: authorisation, ownership, structure and organisation, institution's governance arrangements, reporting to supervisory authorities, risk management and a sufficient quantity and quality of capital to cover these risks. 
Ta pravila pokrivaju sve ključne dijelove poslovanja: odobrenje za poslovanje, vlasničku strukturu, ustrojstvo i organizaciju, sustav upravljanja institucijom, izvješćivanje nadzornih tijela, upravljanje rizicima te dovoljnu količinu i kakvoću kapitala za pokriće tih rizika.
Supervision means verification of whether a bank operates in accordance with these rules. 
Supervizija jest provjera posluje li banka u skladu s tim pravilima.
Therefore, the main objective of supervision is to maintain confidence in the banking system, promote and safeguard its safety and stability and remove institutions that operate contrary to these principles from the market. 
Prema tome, osnovni cilj supervizije jest održavanje povjerenja u bankovni sustav, promicanje i očuvanje njegove sigurnosti i stabilnosti te uklanjanje s tržišta institucija koje posluju suprotno tim načelima.
This reduces the risk from loss for depositors and other creditors of a bank and the society as a whole. 
Time se umanjuje rizik od gubitaka za deponente i ostale vjerovnike banke te društvo kao cjelinu.
Organisation of supervision in Croatia 
Organizacija supervizije u Hrvatskoj
The supervision of credit institutions and credit unions in Croatia is exercised by the CNB. 
U Hrvatskoj superviziju kreditnih institucija i kreditnih unija obavlja HNB.
The function of supervision and oversight of credit institutions and credit unions is organised within the Prudential Regulation and Supervision Area, and its main activities include: 
Funkcija supervizije i nadzora kreditnih institucija i kreditnih unija organizirana je u sklopu Sektora bonitetne regulative i supervizije, a osnovni su joj zadaci:
issuing and withdrawing of authorisations and approvals in accordance with laws governing the operation of credit institutions and credit unions, 
izdavanje i oduzimanje odobrenja i suglasnosti u skladu sa zakonima kojima se uređuje poslovanje kreditnih institucija i kreditnih unija,
monitoring and preparing of legislation related to the operation of credit institutions, and 
praćenje i izrada regulative vezane uz poslovanje kreditnih institucija i
performance of activities of supervision and oversight of credit institutions and credit unions. 
obavljanje poslova supervizije i nadzora kreditnih institucija i kreditnih unija.
In Croatia, credit institutions may be established as banks, savings banks and housing savings banks. 
U Hrvatskoj se kao kreditne institucije mogu osnovati banke, štedne banke i stambene štedionice.
Credit institution is a common name for companies whose activity is the taking of deposits or other repayable funds from the public and the granting of credits for own account. 
Kreditna institucija jest zajednički naziv za društva čija je djelatnost primanje depozita ili ostalih povratnih sredstava od javnosti te odobravanje kredita za vlastiti račun.
The CNB exercises supervision of the following entities: 
HNB obavlja superviziju sljedećih subjekata:
credit institutions (banks, savings banks and housing savings banks) which have obtained the authorisation from the CNB and their branches outside the Republic of Croatia, 
kreditnih institucija (banaka, štednih banaka i stambenih štedionica) koje su dobile odobrenje za rad od HNB-a i njihovih podružnica izvan Hrvatske,
branches of credit institutions from another Member State (a 'Member State' means a Member State of the European Union and the state signatory to the Agreement on the European Economic Area), 
podružnica kreditnih institucija iz druge države članice (državom članicom smatra se država članica Europske unije i država potpisnica Ugovora o Europskom gospodarskom prostoru),
credit institutions of the Member States in respect of their direct provision of services within the territory of the Republic of Croatia, 
kreditnih institucija iz država članica u dijelu poslovanja koje se obavlja neposrednim pružanjem usluga na području Hrvatske,
branches of credit institutions from third countries ('third country' means a foreign country that is not a Member State) which have obtained the authorisation from the CNB, and 
podružnica kreditnih institucija iz trećih zemalja (trećom zemljom smatra se strana država koja nije država članica) koje su od HNB-a dobile odobrenje za rad i
credit unions which have obtained the authorisation from the CNB. 
kreditnih unija koje su dobile odobrenje za rad od HNB-a.
Regulatory framework and exercising supervision 
Regulatorni okvir i provođenje supervizije
With regard to the specificity of their operation and the interest of the government that they operate in a stable manner and not take too much risk because they operate with a large amount of the funds of others, credit institutions are subject to a special and complex regulatory framework , stricter than for the other segments of the economy. 
S obzirom na specifičnost njihova poslovanja i zainteresiranost države da posluju stabilno i ne preuzimaju previše rizika jer posluju s velikom količinom tuđih sredstava, kreditne institucije podložne su posebnom i kompleksnom regulatornom okviru , strožem negoli ostali dijelovi gospodarstva.
Other quantitative and qualitative requirements are governed by the Credit Institutions Act (by which Directive 2013/36/EU, the Capital Requirements Directive is transposed). 
Ostali kvantitativni i kvalitativni zahtjevi uređeni su Zakonom o kreditnim institucijama (kojim je prenesena Direktiva 2013/36/EU, tzv. Direktiva o kapitalnim zahtjevima).
Therefore, the CNB verifies whether credit institutions operate in accordance with the set rules and standards by: 
HNB, dakle, provjerava posluju li kreditne institucije u skladu s postavljenim pravilima i standardima, i to:
exercising supervision by collecting and analysing reports and information, ongoing monitoring of operation of credit institutions, 
obavljanjem nadzora prikupljanjem i analizom izvješća i informacija te kontinuiranim praćenjem poslovanja kreditnih institucija,