natgillin/translations-raw huggingface dataset:
6. Ownership structure of participants in division, disposal (split-off) or transfer of a portion of assets and the same proportion of liabilities to another credit institution for each participant in division, disposal (split-off) or transfer of a portion of assets and liabilities, provide a list of shareholders and specify the types of shares they hold, indicating the nominal amounts by share types, the number of shares and the total amount of shares by share types held by shareholders and the percentage of the capital of the undertaking and of the voting rights (before and after division/disposal (split-off) 
7. Prijedlog članova nadzornog odbora i uprave kreditne institucije (ako se osniva nova kreditna institucija) zahtjevu za izdavanje odobrenja za rad nove kreditne institucije koja nastaje razdvajanjem/odvajanjem prilažu se i zahtjevi za izdavanje prethodne suglasnosti za imenovanje članova nadzornog odbora i predsjednika i članova uprave kreditne institucija, odnosno kreditnih institucija koje sudjeluju u razdvajanju ili odvajanju
7. Proposed members of the supervisory board and the management board of the credit institution (where a new credit institution is established) enclose with the application for authorisation of a new credit institution formed as a result of division/disposal (split-off), applications for prior approval for the appointment of the members of the supervisory board and the chairperson and members of the management board of the credit institution, i.e. credit institutions participating in division or disposal (split-off) 
8. Detaljan opis odvajanja/razdvajanja/prijenosa dijela imovine i obveza, s obrazloženjem ciljeva koji se time žele postići, uključujući dinamiku realizacije planiranih aktivnosti zaključno s datumom okončanja postupka odvajanja, odnosno razdvajanja ili prijenosa dijela imovine i obveza navesti ključne razloge za odvajanje, razdvajanje ili prijenos dijela imovine i obveza uz obrazloženje ciljeva koji se namjeravaju postići
12 Business strategy of the credit institution in view of the objectives and expectations, define in detail further operating strategy of the credit institution/institutions following division/disposal (split-off) or transfer of a portion of assets and liabilities as regards services, activities, new products, target client groups and the regional framework 
12. Poslovna strategija kreditne institucije s obzirom na ciljeve i očekivanja potrebno je detaljno definirati strategiju daljnjeg poslovanja kreditne/-ih institucije/-a nakon provedenog odvajanja, razdvajanja ili prijenosa dijela imovine i obveza glede usluga, aktivnosti, novih proizvoda, ciljanih skupina klijenata, regionalnog okvira
13 Business plan with projections of financial statements (balance sheet, profit and loss account) for the following three years provide for each participant, including the new credit institutions: projections of the balance sheet and profit and loss account for not less than three years, using the forms used for submitting supervisory reports to the Croatian National Bank; explain expectations regarding developments in total assets, capital, reserves, capital adequacy ratio, total income, total expenses, profit and risk profile of the credit institution 
14. Organizacijska, upravljačka i kadrovska struktura kreditnih institucija koje sudjeluju u odvajanju, razdvajanju ili prijenosu imovine i obveza navesti sve planirane promjene u organizaciji, upravljanju i kadrovskoj politici kreditnih institucija koje sudjeluju u odvajanju, razdvajanju ili prijenosu imovine i obveza
14 Organisational, management and personnel structure of credit institutions participating in division, disposal (split-off) or transfer of assets and liabilities specify all planned changes in the organisation, management and personnel of credit institutions participating in division, disposal (split-off) or transfer of assets and liabilities 
15. Interni akti kojima su zacrtane politike i procedure poslovanja kreditne institucije dostaviti plan aktivnosti u vezi s izradom novih ili izmjenom postojećih internih akata kreditne institucije koji bi podržavali planirane promjene
15 Internal bylaws governing business policies and procedures of the credit institution provide a plan of activities regarding the drafting of new or amending the existing internal bylaws of the credit institution in support of the planned changes 
16. Informatička tehnologija kreditne institucije opisati IT svakog sudionika i navesti i obrazložiti detaljni plan aktivnosti vezanih uz integraciju sustava i sl.
Measuring the Similarities of Economic Developments in Central Europe: A Correlation between the Business Cycles of Germany, Hungary, the Czech Republic and Croatia 
Mjerenje sličnosti gospodarskih kretanja u Srednjoj Europi: Povezanost poslovnih ciklusa Njemačke, Mađarske, Češke i Hrvatske
Igeta Vrbanc and Velimir Šonje 
Velimir Šonje i Igeta Vrbanc
exchange rate policy, optimum currency area, business cycle, Hodrick-Prescott 
tečajna politika, optimalno valutno područje, poslovni ciklus, Hodrick-Prescott
Following the research by Laurence Boone and Mathilde Maurel (1998, 1999) on the monetary union of the Central European countries with Germany and the European Union, scholarly curiosity has led us to investigate the relationship between the Croatian and German economies, as well as between the Croatian economy and the average European Union economy. 
Tragom istraživanja koja su proveli Laurence Boone i Mathilde Maurel (1998, 1999) o monetarnoj uniji zemalja Srednje Europe s Njemačkom odnosno Europskom unijom, istraživačka nas je znatiželja vodila otkrivanju veza hrvatskoga gospodarstva prema njemačkom gospodarstvu i prosjeku Europske unije.
Boone and Maurel (1999) concluded that the benefits of a common monetary policy for transition countries outweigh its costs. 
Boone i Maurel (1999) došli su do zaključka da je korist zajedničke monetarne politike tranzicijskih zemalja veća od troškova.
This paper determines the relationship between the Croatian and German economies and compares the Croatian economy with the economy of two advanced transition countries. 
U ovom je radu određivana samo relacija Hrvatske prema njemačkom gospodarstvu te usporedba s dvjema naprednijim tranzicijskim zemljama.
The authors compared the economies by comparing business cycles illustrated by unemployment cycles in selected countries. 
Usporedba gospodarstava provedena je usporedbom poslovnih ciklusa predočenih ciklusom nezaposlenosti u promatranim zemljama.
Using the Hodrick-Prescott filter to detrend the time series of unemployment in Germany, Hungary, the Czech Republic and Croatia, the authors showed that there is a close correlation between cyclical unemployment fluctuations in all these countries and cyclical unemployment fluctuations in Germany. 
Rabeći Hodrick-Prescottov filtar radi uklanjanja trend-komponente iz vremenskih serija nezaposlenosti u Njemačkoj, Mađarskoj, Češkoj i Hrvatskoj, autori su pokazali da postoji uska povezanost cikličkoga kretanja nezaposlenosti u sve tri zemlje s cikličkim kretanjima nezaposlenosti u Njemačkoj.
They also showed that there is a similarity between business cycles responses in three selected countries during the 24 months following the initial shock coming from the German economy and even more similarity between their responses to the shock during the first 12 months. 
Usto su pokazali da postoji sličnost reakcija poslovnog ciklusa u tri promatrane tranzicijske zemlje tijekom 24 mjeseca nakon početnog šoka koji izvire iz njemačkoga gospodarstva i još veća sličnost u reakciji na šok tijekom prvih 12 mjeseci.
The authors were cautious in drawing the conclusions that the results show that the selected countries are the optimum currency area as defined by Mundell. 
Autori su oprezni glede toga da rezultati upućuju na zaključak kako su promatrane države u Mundellovu smislu optimalno valutno područje.
They warn about the possibility that cyclical coordination is endogenous, i.e. that it is the consequence of the implicit or explicit pegging of the exchange rates of advanced transition countries to the German mark exchange rate during a major part of the analyzed period (1992-1999). 
Upozoravaju na mogućnost da je ciklička koordinacija endogena, tj. da je posljedica implicitnoga ili eksplicitnog vezanja tečajeva valuta naprednih tranzicijskih zemalja uz tečaj njemačke marke tijekom većega dijela razdoblja obuhvaćenog analizom (1992. - 1999).
However, the importance of the results on cyclical coordination in considering the optimal exchange rate regime is not denied in this paper. 
U radu se ipak ne opovrgava važnost rezultata o cikličkoj koordinaciji za razmatranje optimalnoga valutnog režima.
The most important achievement of this research is that findings regarding Croatia, which showed a close convergence between Croatian and German unemployment, are added to the already known results on the close convergence of cyclical fluctuations in Central Europe. 
Ističe se da je najvažniji domet istraživanja to što je već poznatim rezultatima o uskoj povezanosti cikličkih kretanja u Srednjoj Europi sada pridodan nalaz za Hrvatsku, u kojem je pokazana uska ciklička povezanost nezaposlenosti s Njemačkom.
OneCoin product carries many risks 
Proizvod pod nazivom OneCoin nosi mnoge rizike
In light of the activities of advertisement and sale of OneCoin, the product presented as a virtual or cryptocurrency, observed in the territory of the Republic of Croatia, the Croatian National Bank finds it necessary to warn the public about certain facts and the possible risks associated with this product: 
S obzirom na to da su na području Republike Hrvatske uočene aktivnosti oglašavanja i prodaje OneCoina koji je prikazan kao virtualna odnosno kriptovaluta, Hrvatska narodna banka smatra potrebnim upozoriti javnost na neke činjenice i moguće rizike koji proizlaze iz tog proizvoda:
"OneCoin" is not electronic money within the meaning of the Electronic Money Act nor does it present a payment service within the meaning of the Payment System Act ; 
OneCoin nije elektronički novac u skladu s definicijom iz Zakona o elektroničkom novcu niti je platna usluga prema Zakonu o platnom prometu .
Business entities issuing this type of product and trading in this product have not been authorised by the Croatian National Bank nor are their operations supervised by the Croatian National Bank; 
Poslovne subjekte koji izdaju tu vrstu proizvoda i njome trguju nije licencirala Hrvatska narodna banka niti je njihovo poslovanje pod nadzorom HNB-a.
The funds invested in this product are not covered by deposit insurance system and the individuals deciding on this type of investment fully bear the risk of loss of the funds invested. 
Novčana sredstva uložena u navedeni proizvod nisu zaštićena sustavom osiguranja depozita i osobe koje se odluče na takav oblik ulaganja u cijelosti snose rizik gubitka uloženog.
Several competent authorities of European Union countries warn of the risks that may arise from OneCoin. 
Na rizike koji mogu proizići iz OneCoina upozorava više nadležnih tijela zemalja Europske unije.
For instance, UK's Financial Conduct Authority (FCA) suggests that OneCoin is being investigated by the police ( Beware trading virtual currencies with OneCoin ), the Financial Services and Markets Authority (FSMA), a competent authority from Belgium, warns that neither OneCoin nor the persons promoting OneCoin have been recognised or authorised by the FSMA ( OneCoin not recognized by the FSMA ), and the Hungarian central bank (Magyar Nemzeti Bank, MNB) suggests that this might be a pyramid scheme and warns of the possible risks that may be associated with this fact ( Fokozott kockázatot hordoznak a világhálón elérhető virtuális fizetőeszközök ). 
Primjerice, nadležno tijelo iz Velike Britanije (The Financial Conduct Authority, FCA) upozorava na činjenicu da je OneCoin pod istragom policije ( Beware trading virtual currencies with OneCoin ), nadležno tijelo iz Belgije (The Financial Services and Markets Authority, FSMA) napominje da nije licenciralo osobe i institucije povezane s izdavanjem i reklamiranjem OneCoina ( OneCoin not recognized by the FSMA ), a madžarska središnja banka (Magyar Nemzeti Bank, MNB) ističe mogućnost da se u ovom slučaju radi o tzv. piramidalnoj shemi te skreće pozornost na moguće rizike koji proizlaze iz navedene činjenice ( Fokozott kockázatot hordoznak a világhálón elérhető virtuális fizetőeszközök ).
Bearing in mind the above-mentioned information, we advise citizens to exercise a high degree of caution when deciding on OneCoin product. 
Građanima stoga savjetujemo da spomenute informacije uzmu u obzir i kod odlučivanja o proizvodu OneCoin postupaju vrlo oprezno.
About payment system 
O platnom prometu
Payment operations in the Republic of Croatia are carried out through the Croatian Large Value Payment System (CLVPS), the National Clearing System (NCS), TARGET2 and EuroNCS. 
Platni promet u Republici Hrvatskoj odvija se preko Hrvatskog sustava velikih plaćanja (HSVP), Nacionalnoga klirinškog sustava (NKS), sustava TARGET2 i sustava EuroNKS.
Payment operations are an integral part of the economic system of any country and their basic function is to enable a safe and effective use of cash as a means of payment as well as the execution of cashless payment transactions, i.e., the transfer of funds from the payer to the payee. 
Platni promet je neizostavan dio gospodarskog sustava svake zemlje i njegova je temeljna funkcija omogućavanje sigurne i učinkovite uporabe novca kao sredstva plaćanja kao i izvršavanje bezgotovinskih platnih transakcija odnosno prijenos sredstava od platitelja primatelju plaćanja.
A successful and safe functioning of payment operations is also of exceptional importance for the central bank, the institution responsible for the functioning of the national payment system, as well as for the overall financial system and all of its participants. 
Uspješno i sigurno funkcioniranje platnog prometa iznimno je važno i za središnju banku, instituciju odgovornu za funkcioniranje platnog prometa u zemlji kao i za cjelokupni financijski sustav i sve njegove sudionike.
Payment operations comprise a set of instruments, procedures, rules and technical support for sending information and the settlement of transactions between participants. 
Platni promet sastoji se od seta instrumenata, procedura, pravila i tehničke potpore za slanje informacija i namiru transakcija između sudionika.
In a narrower sense, payment operations include formal arrangements based on contracts and legislation, with standardised rules and contractual relations for sending, clearing and settling of liabilities and instruments between participants. 
U užem smislu, platni promet obuhvaća formalne aranžmane temeljene na ugovorima i zakonodavstvu, s standardiziranim pravilima i ugovornim odnosima za slanje, kliring i namiru obveza i instrumenata između sudionika.
Payment services may be provided by credit institutions, electronic money institutions, electronic money institutions under exemption and payment institutions. 
Pružatelji platnih usluga jesu kreditne institucije, institucije za elektronički novac, institucije za elektronički novac pod izuzećem i institucije za platni promet.
Payment operations in the Republic of Croatia are carried out through four payment systems: 
Platni promet u Republici Hrvatskoj izvršava se preko četiri platna sustava, a to su:
the Croatian Large Value Payment System (CLVPS), 
Hrvatski sustav velikih plaćanja (HSVP)
the National Clearing System (NCS), 
Nacionalni klirinški sustav (NKS)
TARGET2 and 
TARGET2
EuroNCS. 
EuroNKS.
The Payment System Act governs payment operations, payment services, payment service providers, obligations to inform payment service users about the conditions for the provision of and about the provision and use of payment services for the purpose of the protection and security of financial market participants. 
Zakonom o platnom prometu uređuju se platni promet, i to platne usluge, pružatelji platnih usluga, obveze informiranja korisnika platnih usluga o uvjetima za pružanje platnih usluga te druga prava i obveze u vezi s pružanjem i korištenjem platnih usluga s ciljem zaštite i sigurnosti svih sudionika na financijskom tržištu.
The Payment System Act also governs the operation and supervision of payment institutions and the establishment, operation and supervision of payment systems. 
Zakon o platnom prometu također uređuje rad i nadzor nad institucijama za platni promet te osnivanje, rad i nadzor nad platnim sustavima.
Payment services are provided by payment service providers (credit institutions and electronic money institutions) as their business activity includes cash deposits and withdrawals, the execution of credit transfer payment transactions, standing orders, direct debits and money remittance, issuing and acquiring of payment instruments and execution of payment transactions through payment cards and other telecommunication, digital or IT device (mobile telephone, etc.). 
Platne usluge koje pružatelji usluga (kreditne institucije i institucije za elektronički novac) obavljaju kao svoju djelatnost jesu podizanje i polaganje gotovog novca, izvršavanje platnih transakcija kreditnih transfera, trajnih naloga, izravnih terećenja i novčanih pošiljaka, izdavanje i prihvaćanje platnih instrumenata te izvršavanje platnih transakcija putem platnih kartica i drugim telekomunikacijskim, digitalnim ili informatičko-tehnološkim uređajima (mobilni telefon i sl.).
In addition to the Payment System Act, the national payment system is also regulated by the Electronic Money Act, which governs electronic money and electronic money issuers, the issuance and redemption of electronic money, conditions for the establishment, operation and dissolution of electronic money institutions having their head office in the Republic of Croatia. 
Osim Zakona o platnom prometu platni promet u zemlji reguliran je i Zakonom o elektroničkom novcu, koji uređuje elektronički novac i izdavatelje elektroničkog novca, izdavanje i iskup elektroničkog novca, uvjete za osnivanje, poslovanje i prestanak rada institucija za elektronički novac sa sjedištem u Republici Hrvatskoj.
The Electronic Money Act also governs the supervision of operation and conditions under which electronic money institutions having their head office outside of the Republic of Croatia may operate in the Republic of Croatia. 
Zakon o elektroničkom novcu uređuje i nadzor nad poslovanjem kao i uvjete pod kojima institucije za elektronički novac sa sjedištem izvan Republike Hrvatske mogu poslovati u Republici Hrvatskoj.
Pursuant to the provisions of the above acts, the Croatian National Bank (CNB) also adopts subordinate legislation governing their implementation. 
U skladu s odredbama navedenih zakona Hrvatska narodna banka donosi i podzakonske propise kojima se regulira njihova provedba.
Published: 4/3/2016 
Mjesto događanja
Particularly active in the discussion on the subject concerning the entire Croatian economy were deputies Ivan Lovrinović (Most), Goran Marić (HDZ), Goran Maras (SDP), Ivan Šuker (HDZ), Ivan Vilibor Sinčić (Živi zid), Miro Bulj (Most) and Ivan Kovačić. 
U raspravi o temama koje se tiču cjelokupnog hrvatskog gospodarstva posebno su se pitanjima istakli zastupnici Ivan Lovrinović (Most), Goran Marić (HDZ), Gordan Maras (SDP), Ivan Šuker (HDZ), Ivan Vilibor Sinčić (Živi zid), Miro Bulj (Most) i Ivan Kovačić.
Following the discussion on whether the Croatian Parliament may accept or reject the report, the Governor noted that under the Amendments to the Act on the Croatian National Bank, which is in line with European regulations, the Constitution of the Republic of Croatia and EU founding treaties, the CNB's report to the Parliament can be neither accepted nor rejected, rather it is used by the central bank to inform the Parliament on the financial condition, degree of achievement of price stability and monetary policy implementation and the Parliament takes note of such a report. 
Nakon rasprave o tome može li Hrvatski sabor prihvatiti ili odbiti izvješće, guverner je podsjetio da se izmjenama Zakona o Hrvatskoj narodnoj banci, koji je usklađen s europskom regulativom, Ustavom RH i temeljnim ugovorima Europske unije, izvješće HNB-a u Saboru ne prihvaća niti odbija, već središnja banka obavještava Sabor o financijskom stanju, stupnju ostvarenja stabilnosti cijena i provedbi monetarne politike, a Sabor prima na znanje takvo izvješće.
The Governor invited Deputy Clubs to set up in Croatia a system of ongoing dialogue between Parliamentary Members and the CNB on current economic topics with a view to improving communication between the Parliament of the Republic of Croatia and the CNB, in accordance with the practice of the European Central Bank and some other central banks. 
Guverner je pozvao klubove zastupnika da se u Hrvatskoj uvede kontinuirani dijalog HNB-a s parlamentarcima o aktualnim ekonomskim temama u cilju poboljšanja komunikacije Sabora RH i HNB-a, a u skladu s praksom Europske središnje banke i nekih drugih središnjih banaka.
The Governor replied to deputies' questions on deflation, explaining that the recorded small fall in prices does not lead to negative effects of deflation. 
Guverner je odgovorio na pitanja zastupnika o deflaciji, argumentirajući da zabilježeni blagi pad cijena ne dovodi do negativnih učinaka deflacije.
"What is the problem with deflation? 
"Koji je problem kad imamo deflaciju?
Firstly, consumers tend to postpone consumption in the expectation of a further fall in prices. 
Prvi je odlaganje potrošnje od strane potrošača u očekivanju daljnjeg pada cijena.
This means that you do not spend today in expectation of a tomorrow's fall in prices which deepens the recession. 
Znači, ne trošite danas očekujući da će sutra pasti cijena pa to produbljuje recesiju.
Is that happening in Croatia? 
Da li se to događa u Hrvatskoj?
No. Why? 
Ne. Zašto?
Because consumers may not postpone the consumption of food and energy, the two components whose prices are falling at this moment in Croatia, so it is certain that there are no negative effects on aggregate consumption which would come from the fall in these components. 
Zato što potrošači ne mogu odlagati potrošnju hrane i energije, a to su dvije komponente kojima cijene u ovom trenutku u Hrvatskoj padaju tako da sigurno ne dolazi do negativnih učinaka na agregatnu potrošnju od pada tih komponentni.
Quite the opposite, the fall in food and energy prices is good for Croatian citizens and the Croatian economy and this is one of the reasons why we generated higher GDP growth rates in 2015 than initially expected. 
Dapače, dobro je za hrvatske građane i za hrvatsko gospodarstvo da cijene hrane i energije padaju i to je jedan od razloga zašto smo 2015. godine ostvarili veće stope rasta BDP-a nego što je to bilo očekivano.
Secondly, the possible negative effect of deflation is growth in real interest rates. 
Drugi mogući razlog da deflacija ima negativne učinke je rast realnih kamata.
This is not the problem in Croatia. 
To nije problem u Hrvatskoj.
The share of interest expenses in the disposable income of consumers is falling rather than rising and the same is true of the loan to income ratio." 
Udjel rashoda na kamate u raspoloživom dohotku potrošača se smanjuje, a ne povećava, isto kao i omjer kredita i dohotka."
Boris Vujčić further stressed that in Croatia's case "it is a positive supply shock which improves the country's conditions of trade. 
Boris Vujčić je nastavio da se "za Hrvatsku radi o pozitivnom šoku ponude koji popravlja uvjete razmjene hrvatskog gospodarstva.
For a unit of Croatia's exports we can now obtain more than one import unit" and this is good for Croatian citizens and the economy, the Governor explained. 
Za jedinicu hrvatskog izvoza sada možemo dobiti više od jedne jedinice uvoza“ I to je dobro za hrvatske građane i gospodarstvo, pojasnio je guverner.