natgillin/translations-raw huggingface dataset:
7. provide assistance to the insurance or reinsurance policy holder or the insured person during the validity of the insurance or reinsurance contract, prior to and after the occurrence of the insured event and primarily ensure that the insurance or reinsurance policy holder or insured person undertakes all legal actions, which are important for retaining or exercising the rights under the insurance or reinsurance contract, within the deadlines defined for undertaking such legal actions;
7. pružati pomoć ugovaratelju osiguranja, ugovaratelju reosiguranja, odnosno osiguraniku za vrijeme trajanja ugovora o osiguranju, odnosno reosiguranju, i to i prije i nakon nastupanja osiguranog slučaja, te se ponajprije brinuti da ugovaratelj osiguranja, ugovaratelj reosiguranja, odnosno osiguranik poduzme sve pravne radnje koje su bitne za očuvanje, odnosno realizaciju prava na temelju ugovora o osiguranju, odnosno reosiguranju poduzima u rokovima određenim za poduzimanje tih pravnih radnji
8. continuously check the insurance or reinsurance contracts concluded by the insurance or reinsurance policy holder through their mediation and prepare proposals for the amendments of these insurance or reinsurance contracts to ensure better protection.
8. stalno provjeravati ugovore o osiguranju, odnosno reosiguranju koje je ugovaratelj osiguranja, odnosno reosiguranja sklopio njegovim posredovanjem te izraditi prijedloge za izmjenu ovih ugovora o osiguranju, odnosno reosiguranju radi što bolje zaštite.
Protection of Clients' Interests
Zaštita interesa stranaka
(1) The insurance and reinsurance broker shall, in the pursuit of the insurance and reinsurance brokerage activities, protect the interests of the insurance policy holder, reinsurance policy holder or the insured person.
(1) Posrednik u osiguranju i reosiguranju dužan je pri obavljanju poslova posredovanja u osiguranju i reosiguranju štititi interese ugovaratelja osiguranja, ugovaratelja reosiguranja, odnosno osiguranika.
(2) The insurance and reinsurance broker shall, in pursuit of the insurance and reinsurance brokerage activities, protect the interests of the insurance or reinsurance undertaking, which the insurance or reinsurance policy holder shall otherwise protect prior to or after the conclusion of the insurance or reinsurance contract.
(2) Posrednik u osiguranju i reosiguranju dužan je kod obavljanja poslova posredovanja u osiguranju i reosiguranju štititi one interese društva za osiguranje, odnosno reosiguranje na koje je inače, prije ili nakon sklapanja ugovora o osiguranju, odnosno reosiguranju, obvezan ugovaratelj osiguranja, odnosno reosiguranja.
The insurance and reinsurance broker shall, in conducting activities of preparing for the conclusion of the insurance and reinsurance contract, inform the insurance and reinsurance undertakings of all the risks that are known or should be known to them.
Posrednik u osiguranju i reosiguranju, obavljajući poslove pripreme za sklapanje ugovora o osiguranju i reosiguranju, dužan je obavijestiti društva za osiguranje, odnosno reosiguranje o svim potrebnim rizicima koji su mu poznati, odnosno morali su mu biti poznati.
(3) The insurance and reinsurance broker shall explain to the insurance or reinsurance policy holder all the legal and economic connections with a particular insurance or reinsurance undertaking that may affect the bias of the insurance and reinsurance brokers when fulfilling the obligations to the insurance or reinsurance policy holder.
(3) Posrednik u osiguranju i reosiguranju dužan je ugovaratelju osiguranja, odnosno reosiguranja objasniti sve pravne i ekonomske veze s pojedinim društvom za osiguranje, odnosno reosiguranje koje mogu utjecati na pristranost posrednika u osiguranju i reosiguranju pri izvršavanju obveza prema ugovaratelju osiguranja, odnosno reosiguranja.
Prohibition of Insurance and Reinsurance Brokerage
Zabrana posredovanja u osiguranju i reosiguranju
The insurance and reinsurance broker shall not mediate the conclusion of contracts with the insurance or reinsurance undertaking if conclusion of such an insurance or reinsurance contract would be contrary to the provision of Article 7 or Article 9 of this Act.
Posrednik u osiguranju i reosiguranju ne smije posredovati kod sklapanja ugovora s društvom za osiguranje, odnosno reosiguranje ako bi sklapanje ugovora o osiguranju, odnosno reosiguranju bilo protivno odredbi članka 7., odnosno članka 9. ovoga Zakona.
Exemptions in the Pursuit of the Insurance Agents Activities or Insurance and Reinsurance Brokerage Activities
Iznimke kod obavljanja poslova zastupanja u osiguranju, odnosno posredovanja u osiguranju i reosiguranju
The provisions of this Title shall not apply to the persons in pursuit of the insurance agents activities or insurance and reinsurance brokerage activities, but not for an insurance representation undertaking or an insurance and reinsurance mediation undertaking if all of the following conditions are met:
Odredbe ove glave ne primjenjuju se na osobe koje obavljaju poslove u smislu zastupanja u osiguranju, odnosno posredovanja u osiguranju i reosiguranju, ali ne za društvo za zastupanje u osiguranju, odnosno društvo za posredovanje u osiguranju i reosiguranju ako su ispunjeni svi sljedeći uvjeti:
1. the insurance contract requires knowledge of only the class of insurance covered by the contract;
1. ugovor o osiguranju zahtijeva poznavanje samo one vrste osiguranja koja je predmet ugovora
2. the insurance contract is not a life insurance contract;
2. ugovor o osiguranju nije ugovor o životnom osiguranju
3. the insurance contract does not cover liability insurance;
3. ugovor o osiguranju ne pokriva osiguranje odgovornosti
4. the principal activity is not insurance agents activities or insurance and reinsurance brokerage activities;
4. osnovna djelatnost nije zastupanje u osiguranju, odnosno posredovanje u osiguranju i reosiguranju
5. insurance is a supplement to a product or service if such insurance covers:
5. osiguranje predstavlja dopunu uz proizvod ili uslugu, ako takvo osiguranje pokriva:
risk of failure, loss or damage to products or items;
rizik kvara, gubitka ili oštećenja proizvoda ili stvari
risk of damage or loss of luggage and other dangers related to the travel booked through the travel agency and the insurance contains provisions on life insurance or liability insurance provided that such insurance is an ancillary or supplementary form of insurance covering the risks associated with this travel;
rizik oštećenja ili gubitka prtljage i ostalih opasnosti vezanih uz putovanje koje je bilo rezervirano preko turističke agencije te osiguranje sadržava odredbe o životnom osiguranju ili osiguranju odgovornosti, pod uvjetom da osiguranje takve vrste predstavlja pomoćni, odnosno dopunski oblik osiguranja koji pokriva rizike vezane uz navedeno putovanje
6. the amount of the annual insurance premium does not exceed HRK 3,750.00 and the insurance contract, including its extensions, has not been concluded for a period of more than five years.
6. iznos godišnje premije osiguranja nije veći od 3.750,00 kuna i ako ugovor o osiguranju, uključujući produljenja, nije zaključen na razdoblje duže od pet godina.
CHAPTER III AUTHORISATION FOR THE PURSUIT OF INSURANCE AGENTS ACTIVITIES OR INSURANCE AND REINSURANCE BROKERAGE ACTIVITIES
POGLAVLJE III.OVLAŠTENJE ZA OBAVLJANJE POSLOVA ZASTUPANJA U OSIGURANJU, ODNOSNO POSREDOVANJA U OSIGURANJU I REOSIGURANJU
Authorisation for the Pursuit of Insurance Agents Activities
Ovlaštenje za obavljanje poslova zastupanja u osiguranju
(1) The business of the insurance agent may be pursued only by natural persons who have obtained authorisation from the Agency to pursue the insurance agents activities.
(1) Poslove zastupnika u osiguranju mogu obavljati samo fizičke osobe koje imaju ovlaštenje Agencije za obavljanje poslova zastupanja u osiguranju.
(2) The Agency shall issue an authorisation to pursue the insurance agents activities to a person who fulfils the following conditions:
(2) Agencija će izdati ovlaštenje za obavljanje poslova zastupanja u osiguranju osobi koja ispunjava sljedeće uvjete:
1. they have successfully completed the testing of professional knowledge required to pursue the insurance agents activities;
1. uspješno je obavila provjeru stručnih znanja potrebnih za obavljanje poslova zastupanja u osiguranju
2. they have knowledge of the Croatian language;
2. znanje hrvatskog jezika
3. they have at least secondary education;
3. ima najmanje srednju stručnu spremu
4. they have not been convicted for criminal offences pursuant to the Criminal Code (Official Gazette 125/11 and 144/12, as follows:
4. da nije pravomoćno osuđena za kaznena djela propisana Kaznenim zakonom (>>Narodne novine<<, br. 125/11. i 144/12.), i to:
Title XXIV - criminal offences against the economy, that is, criminal offences stipulated by the Criminal Code (Official Gazette 110/97, 27/98, 129/00, 51/01, 111/03, 190/03; - Decision of the Constitutional Court of the Republic of Croatia, 105/04, 84/05, 71/06, 110/07, 152/08, 57/11 and 143/12), as follows:
glava XXIV. - kaznena djela protiv gospodarstva, odnosno za kaznena djela propisana Kaznenim zakonom (>>Narodne novine<<, br. 110/97., 27/98., 129/00., 51/01., 111/03., 190/03. - Odluka Ustavnog suda Republike Hrvatske, 105/04., 84/05., 71/06., 110/07., 152/08., 57/11. i 143/12.), i to:
Title XXI - criminal offences concerning the security of payment transactions and business and;
glava XXI. - kaznena djela protiv sigurnosti platnog prometa i poslovanja i
not having been convicted for criminal offences according to the legislation of other Member States or third countries whose description corresponds to the subject criminal offences.
da nije pravomoćno osuđena za kaznena djela iz zakona drugih država članica ili trećih država koja po svom opisu odgovaraju navedenim kaznenim djelima.
(3) The Agency shall revoke or annul the authorisation to pursue the insurance agents activities if:
(3) Agencija će ukinuti ili poništiti ovlaštenje za obavljanje poslova zastupanja u osiguranju:
1. the authorisation has been obtained by providing false data;
1. ako je ovlaštenje dobiveno na temelju navođenja neistinitih podataka
2. the conditions referred to in paragraph 2, subparagraph 4 of this Article have ceased to apply;
2. ako su prestali postojati uvjeti iz stavka 2. točke 4. ovoga članka
3. the insurance agent violates the provisions of this Act;
3. ako zastupnik u osiguranju krši odredbe ovoga Zakona
4. the insurance agent commits a serious violation of good business practice and the rules of the profession.
4. ako zastupnik u osiguranju teže prekrši dobre poslovne običaje i pravila struke.
(4) The person whose authorisation to pursue the insurance agents activities has been revoked by the Agency shall not obtain an authorisation from the Agency to pursue the insurance agents activities prior to the expiry of three years from the date of enforceability of the decision on the revocation of the authorisation to pursue the insurance agents activities.
(4) Osoba kojoj je Agencija ukinula ovlaštenje za obavljanje poslova zastupanja u osiguranju ne može dobiti ovlaštenje Agencije za obavljanje poslova zastupanja u osiguranju prije isteka tri godine od dana pravomoćnosti rješenja o ukidanju ovlaštenja za obavljanje poslova zastupanja u osiguranju.
Assistant to the Insurance Agent
Pomoćnik zastupnika u osiguranju
(1) The assistant to the insurance agent is a natural person who, based on employment or another legal relationship, assists the insurance agent referred to in Article 400, paragraph 3 of this Act by establishing communication between the insurance agent and the potential policy holder for the purpose of concluding an insurance contract based on which they exercise the right to benefits.
(1) Pomoćnik zastupnika u osiguranju je fizička osoba koja na temelju zaposlenja, odnosno drugog pravnog odnosa pomaže zastupniku u osiguranju iz članka 400. stavka 3. ovoga Zakona tako da dovodi u vezu zastupnika u osiguranju s potencijalnim ugovarateljem osiguranja radi sklapanja ugovora o osiguranju na temelju kojeg ostvaruje pravo na naknadu.
(2) In addition to the business referred to in paragraph 1 of this Article, the assistant to the insurance agent shall not pursue other insurance agents activities or the business referred to in paragraph 1 of this Article at the same time for several insurance agents.
(2) Osim poslova iz stavka 1. ovoga članka, pomoćnik zastupnika u osiguranju ne smije obavljati druge poslove zastupanja u osiguranju niti smije poslove iz stavka 1. ovoga članka istodobno obavljati za više zastupnika u osiguranju.
(3) The natural person without the authorisation referred to in Article 415 of this Act may act as an assistant to the insurance agent for a total duration of up to two years, regardless of interruptions in the work as an assistant to the insurance agent.
(3) Fizička osoba koja nema ovlaštenje iz članka 415. ovoga Zakona može obavljati posao pomoćnika zastupnika u osiguranju u ukupnom trajanju od najdulje dvije godine, neovisno o prekidima obavljanja poslova pomoćnika zastupnika u osiguranju.
(4) The insurance agent shall monitor the work performed by their assistant referred to in paragraph 1 of this Article.
(4) Zastupnik u osiguranju prati rad svog pomoćnika iz stavka 1. ovoga članka.
(5) The insurance representation undertakings and legal entities referred to in Article 418, paragraph 4 of this Act shall keep records of the appointment of assistants to their insurance agent, as well as of the start and end of their employment and of the insurance agent monitoring their work.
(5) Društva za zastupanje u osiguranju i pravne osobe iz članka 418. stavka 4. ovoga Zakona dužne su voditi evidenciju o imenovanju pomoćnika njihova zastupnika u osiguranju, kao i početku i prestanku njegova rada te o zastupniku u osiguranju koji prati njegov rad.
(6) Paragraph 5 of this Act shall also apply mutatis mutandis to the insurance undertaking that shall keep record of the assistant to their insurance agent who pursues the insurance agents activities for that insurance undertaking.
(6) Stavak 5. ovoga članka na odgovarajući se način primjenjuje i na društvo za osiguranje koje je dužno voditi evidenciju o pomoćniku njegova zastupnika u osiguranju koji obavlja poslove zastupanja u osiguranju za to društvo za osiguranje.
(7) The persons referred to in Article 400, paragraph 4 of this Act may not have an assistant referred to in this Article.
(7) Osobe iz članka 400. stavka 4. ovoga Zakona ne mogu imati pomoćnika iz ovoga članka.
Authorisation to Pursue the Insurance and Reinsurance Brokerage Activities
Ovlaštenje za obavljanje poslova posredovanja u osiguranju i reosiguranju
(1) The insurance and reinsurance brokerage activities may only be pursued by natural persons who have obtained authorisation from the Agency to pursue the insurance and reinsurance mediation business.
(1) Poslove posrednika u osiguranju i reosiguranju mogu obavljati samo fizičke osobe koje imaju ovlaštenje Agencije za obavljanje poslova posredovanja u osiguranju i reosiguranju.
(2) The Agency shall issue an authorisation to pursue the insurance and reinsurance brokerage activities to the person fulfilling the following requirements:
(2) Agencija će izdati ovlaštenje za obavljanje poslova posredovanja u osiguranju i reosiguranju osobi koja ispunjava sljedeće uvjete:
1. they have successfully completed the testing of professional knowledge required to pursue the insurance and reinsurance brokerage activities;
1. uspješno je obavila provjeru stručnih znanja potrebnih za obavljanje poslova posredovanja u osiguranju i reosiguranju
3. they have completed an undergraduate and graduate university study or an integrated undergraduate and graduate university study or a professional study and a specialist graduate professional study with at least 300 ECTS credits and have at least a one year experience in the field of insurance, reinsurance, agents activities or brokerage activities, or have completed an undergraduate university study or an undergraduate professional study of three years upon the completion of which they have acquired at least 180 ECTS credits and have at least a three year experience in the field of insurance, reinsurance, agents activities or brokerage activities;
3. da ima završen preddiplomski i diplomski sveučilišni studij ili integrirani preddiplomski i diplomski sveučilišni studiji ili stručni studij i specijalistički diplomski stručni studij, čijim završetkom je stekla najmanje 300 ECTS bodova, i ima najmanje jednogodišnje iskustvo u području poslova osiguranja, reosiguranja, zastupanja ili posredovanja, ili da ima završen preddiplomski sveučilišni studij ili preddiplomski stručni studij u trajanju od tri godine i čijim završetkom je stekla najmanje 180 ECTS bodova i ima najmanje trogodišnje iskustvo u području poslova osiguranja, reosiguranja, zastupanja ili posredovanja
(3) The Agency shall revoke or annul the authorisation to pursue the insurance and reinsurance brokerage activities if:
(3) Agencija će ukinuti ili poništiti ovlaštenje za obavljanje poslova posredovanja u osiguranju i reosiguranju ako:
1. the authorisation has been obtained by providing false data;
1. je ovlaštenje dobiveno na temelju navođenja neistinitih podataka
2. the conditions referred to in paragraph 2, subparagraph 4 of this Article have ceased to apply;
2. su prestali postojati uvjeti iz stavka 2. točke 4. ovoga članka
3. the insurance and reinsurance broker violates the provisions of this Act;
3. posrednik u osiguranju i reosiguranju krši odredbe ovoga Zakona
4. the insurance and reinsurance broker commits a serious violation of good business practice and the rules of the profession.
4. posrednik u osiguranju i reosiguranju teže prekrši dobre poslovne običaje i pravila struke.
(4) The person whose authorisation to pursue the insurance and reinsurance brokerage activities has been revoked shall not obtain an authorisation from the Agency to pursue the insurance and reinsurance brokerage activities prior to the expiry of three years from the date of enforceability of the decision on the revocation of the authorisation to pursue the insurance and reinsurance brokerage activities.
(4) Osoba kojoj je Agencija ukinula ovlaštenje za obavljanje poslova posredovanja u osiguranju i reosiguranju ne može dobiti ovlaštenje Agencije za obavljanje poslova posredovanja u osiguranju i reosiguranju prije isteka tri godine od dana pravomoćnosti rješenja o ukidanju ovlaštenja za obavljanje poslova posredovanja u osiguranju i reosiguranju.
CHAPTER IV PURSUIT OF THE INSURANCE AGENTS ACTIVITIES OR INSURANCE AND REINSURANCE BROKERAGE ACTIVITIES
POGLAVLJE IV.OBAVLJANJE DJELATNOSTI ZASTUPANJA U OSIGURANJU, ODNOSNO POSREDOVANJA U OSIGURANJU I REOSIGURANJU
Pursuit of the Insurance Agents Activities
Obavljanje djelatnosti zastupanja u osiguranju
(1) The insurance agents activities may be performed by:
(1) Djelatnost zastupanja u osiguranju može obavljati:
1. the insurance representation undertaking with a head office in the Republic of Croatia that obtained the authorisation from the Agency to perform the insurance agents activities;
1. društvo za zastupanje u osiguranju sa sjedištem u Republici Hrvatskoj koje ima dozvolu Agencije za obavljanje djelatnosti zastupanja u osiguranju
2. the insurance representation craft with a head office in the Republic of Croatia that obtained the authorisation from the Agency to perform the insurance agents activities;
2. obrt za zastupanje u osiguranju sa sjedištem u Republici Hrvatskoj koji ima dozvolu Agencije za obavljanje djelatnosti zastupanja u osiguranju
3. the insurance representation undertaking of another Member State that, pursuant to this Act, has the right to pursue the insurance agents activities in the territory of the Republic of Croatia directly or through a subsidiary.
3. društvo za zastupanje u osiguranju druge države članice koje u skladu s ovim Zakonom ima pravo obavljati poslove zastupanja u osiguranju na području Republike Hrvatske neposredno ili preko podružnice.
(2) The insurance representation undertaking may, in addition to pursuing the insurance agents activities, provide services in accordance with this Act.
(2) Društvo za zastupanje u osiguranju smije osim obavljanja poslova zastupanja u osiguranju pružati i usluge u skladu s ovim Zakonom.
(3) The insurance representation undertaking referred to in paragraph 1 of this Article may not pursue the insurance and reinsurance brokerage activities.
(3) Društvo za zastupanje u osiguranju iz stavka 1. ovoga članka ne smije obavljati poslove posredovanja u osiguranju i reosiguranju.
(4) By way of derogation from paragraph 1 of this Article, the insurance agents activities may also be pursued by credit institutions, which have received authorisation from the Croatian National Bank to provide these services and have obtained the approval of the Insurance Representation Agency, the Financial Agency and HP-Hrvatska pošta d.d. that have received the consent from the Agency to provide these services and the investment companies that have received authorisation from the Agency to perform insurance agents activities issued in accordance with this Act and the act regulating the capital market.
(4) Iznimno od stavka 1. ovoga članka, djelatnost zastupanja u osiguranju mogu obavljati i kreditne institucije koje su za pružanje tih usluga dobile odobrenje Hrvatske narodne banke i koje imaju suglasnost Agencije za obavljanje poslova zastupanja u osiguranju, Financijska agencija i HP-Hrvatska pošta d. d. koje su za obavljanje tih usluga dobile dozvolu Agencije te investicijska društva koja su dobila dozvolu Agencije za obavljanje djelatnosti zastupanja u osiguranju izdanu u skladu s ovim Zakonom i zakonom kojim se uređuje tržište kapitala.
(5) The Agency shall decide on the application for consent referred to in paragraph 4 of this Article within 60 days from the date of receiving the complete application.
(5) Agencija će o zahtjevu za izdavanje suglasnosti iz stavka 4. ovoga članka odlučiti u roku od 60 dana od dana zaprimanja urednog zahtjeva.
(6) The provisions of this Act applicable to the insurance representation undertakings, except Article 401, Article 403, Article 419, Article 420, paragraph 2, and paragraph 3, subparagraph 1 and Article 423 of this Act, shall apply mutatis mutandis to the credit institution, the investment company, the Financial Agency and HP-Hrvatska pošta d.d., which, in accordance with paragraph 4 of this Article, pursue the insurance agents activities.
(6) Na kreditnu instituciju, investicijsko društvo, Financijsku agenciju i HP-Hrvatsku poštu d. d., koje u skladu sa stavkom 4. ovoga članka obavljaju poslove zastupanja u osiguranju, na odgovarajući se način primjenjuju odredbe ovoga Zakona koje se odnose na društva za zastupanje u osiguranju, osim članka 401., članka 403., članka 419., članka 420. stavka 2. i stavka 3. točke 1. i članka 423. ovoga Zakona.
(7) In addition to the insurance agents activities, the representation undertaking may:
(7) Osim poslova zastupanja u osiguranju, društvo za zastupanje može:
1. provide other intellectual and technical services concerning the insurance business under the terms prescribed by an ordinance adopted by the Agency;
1. pružati druge intelektualne i tehničke usluge u vezi s poslovima osiguranja pod uvjetima propisanim pravilnikom Agencije
2. pursue the business of offering shares in investment funds and business of providing retirement programmes of voluntary pension funds and pension insurance undertakings in accordance with the provisions of the act regulating the operations of investment funds, voluntary pension funds and pension insurance undertakings;
2. obavljati poslove nuđenja udjela investicijskih fondova te poslove ponude mirovinskih programa dobrovoljnih mirovinskih fondova i mirovinskih osiguravajućih društava u skladu s odredbama zakona kojim se uređuje poslovanje investicijskih fondova, dobrovoljnih mirovinskih fondova i mirovinskih osiguravajućih društava