natgillin/translations-raw huggingface dataset:
To ensure that the approach taken in this Regulation fully complies with the principle of proportionality and to eliminate any disproportionate burden, it should be possible for small credit institutions to be quantitatively assessed on the basis of their size only.
Nadležna ili sanacijska tijela trebala bi moći dodijeliti vrijednost nula odgovarajućim pokazateljima u slučaju da se utvrđivanje približnih vrijednosti pokaže suviše složenim.
Competent and resolution authorities should therefore be able to conclude that the failure of a small credit institution would not be likely to have a significant negative effect on financial markets, other institutions or funding conditions, without applying the total quantitative score, provided that their qualitative assessment supports that conclusion.
No ta bi mogućnost trebala biti ograničena na institucije koje ne dostavljaju obrazac 20. na temelju članka 5. točke (a) podtočke 4.
For those small credit institutions, the assessment of the qualitative criteria should also be conducted in a proportionate manner.
Provedbene uredbe (EU) br. 680/2014 zbog toga što ne premašuju prag iz tog članka.
To ensure the effectiveness and efficiency of the assessment of the impact of institutions' failure on financial markets, other institutions or funding conditions, the specification of quantitative and qualitative criteria should build upon terms and categories already laid down in Directive 2013/36/EU of the European Parliament and of the Council.
Kako bi se osiguralo da je pristup iz ove Uredbe u potpunosti u skladu s načelom proporcionalnosti i kako bi se uklonilo nerazmjerno opterećenje, trebala bi biti moguća kvantitativna procjena malih kreditnih institucija isključivo na temelju njihove veličine.
In particular, pursuant to Article 131(2) of Directive 2013/36/EU, G-SIIs are identified as such on the basis of, inter alia, their size, interconnectedness with the financial system, complexity and cross-border activity.
Nadležna i sanacijska tijela stoga bi trebala, bez provedbe ukupne kvantitativne ocjene, moći zaključiti da propast male kreditne institucije vjerojatno ne bi imala znatan negativan učinak na financijska tržišta, druge institucije ili na uvjete financiranja, pod uvjetom da njihova kvalitativna procjena podupire takav zaključak.
Since those criteria overlap to a large extent with the criteria of Article 4(1) of Directive 2014/59/EU, competent and resolution authorities should be able to decide that a G-SII's failure would be likely to have a significant negative effect on financial markets, other institutions or funding conditions, without having to conduct a quantitative assessment.
Procjena kvalitativnih kriterija za te male kreditne institucije trebala bi se provoditi i na razmjeran način.
Further, pursuant to Article 131(3) of Directive 2013/36/EU, O-SIIs are identified as such on the basis of, inter alia, their size, their importance for the economy of the Union or of the relevant Member State, the significance of their cross-border activities and their interconnectedness with the financial system.
Kako bi se osigurala djelotvornost i učinkovitost procjene utjecaja propasti institucije na financijska tržišta, druge institucije ili na uvjete financiranja, utvrđivanje kvantitativnih i kvalitativnih kriterija trebalo bi se temeljiti na pojmovima i kategorijama koji su već utvrđeni Direktivom 2013/36/EU Europskog parlamenta i Vijeća.
Since those criteria are very similar to the criteria of Article 4(1) of Directive 2014/59/EU, competent and resolution authorities should be able to decide that an O-SII's failure would be likely to have a significant negative effect on financial markets, other institutions or funding conditions, without having to conduct a quantitative assessment.
Globalne sistemski važne institucije (GSV institucije) prije svega se, u skladu s člankom 131. stavkom 2.
Moreover, Article 107(3) of Directive 2013/36/EU requires the European Banking Authority (EBA) to issue guidelines on common procedures and methodologies for the supervisory review and evaluation process (SREP) in accordance with Article 16 of Regulation (EU) No 1093/2010 of the European Parliament and of the Council.
Direktive 2013/36/EU, utvrđuju kao takve na temelju, među ostalim, njihove veličine, međusobne povezanosti s financijskim sustavom, složenosti ili prekograničnih aktivnosti.
Competent authorities and financial institutions, to which those guidelines are addressed, are required to make every effort to comply with them.
Budući da se ti kriteriji u velikoj mjeri preklapaju s kriterijima iz članka 4. stavka 1.
The categorisation under the EBA SREP guidelines by competent authorities should therefore be taken into account in the context of the assessment referred to in Article 4(1) of Directive 2014/59/EU.
Direktive 2014/59/EU, nadležna i sanacijska tijela trebala bi, bez provedbe kvantitativne procjene, moći zaključiti da bi propast GSV institucije vjerojatno imala znatan negativan učinak na financijska tržišta, druge institucije ili na uvjete financiranja.
Competent authorities classify institutions into four categories.
Nadalje, u skladu s člankom 131. stavkom 3.
The first category (SREP Category 1) is comprised of G-SIIs and O-SIIs and, where appropriate, of other institutions categorised as such by a competent authority on the basis of their size, internal organisation, and the nature, scope and complexity of their activities.
Direktive 2013/36/EU ostale sistemski važne institucije (OSV institucije) utvrđuju se kao takve na temelju, među ostalim, njihove veličine, važnosti za gospodarstvo Unije ili odgovarajuće države članice, značaja njihovih prekograničnih aktivnosti i povezanosti s financijskim sustavom.
Accordingly, where the competent authority has determined that an institution falls within SREP Category 1, competent and resolution authorities should be able to decide that the failure of that institution would be likely to have a significant negative effect on financial markets, other institutions or funding conditions, without having to conduct a quantitative assessment.
Budući da su ti kriteriji veoma slični kriterijima iz članka 4. stavka 1.
To ensure a consistent assessment of institutions, it is necessary to specify a minimal list of considerations on the basis of which competent and resolution authorities should perform their qualitative assessments, without preventing those authorities from taking into account other relevant considerations.
Direktive 2014/59/EU, nadležna i sanacijska tijela trebala bi, bez provedbe kvantitativne procjene, moći zaključiti da bi propast OSV institucije vjerojatno imala znatan negativan učinak na financijska tržišta, druge institucije ili na uvjete financiranja.
The minimal list of qualitative considerations should refer to circumstances indicating that the failure of an institution could have a significant negative effect on financial markets, other institutions or funding conditions.
Osim toga, člankom 107. stavkom 3.
In the light of the diverse range of investment firms covered by Directive 2014/59/EU and the need not to pre-empt the ongoing work at Union level on the review of the prudential requirements for those firms, this Regulation should only specify the indicators that competent and resolution authorities should take into account to assess the criterion of size.
Direktive 2013/36/EU utvrđeno je da Europsko nadzorno tijelo za bankarstvo (EBA) izdaje smjernice o zajedničkim postupcima i metodologijama za postupak nadzorne provjere i ocjene (SREP) u skladu s člankom 16.
Those authorities should set the weights assigned to those indicators and determine the relevant thresholds.
Uredbe (EU) br. 1093/2010 Europskog parlamenta i Vijeća.
An institution belonging to a group subject to consolidated supervision pursuant to Articles 111 and 112 of Directive 2013/36/EU (cross-border group) is highly interconnected and its activities are much more complex than those of a stand-alone institution.
Od nadležnih tijela i financijskih institucija, kojima su te smjernice upućene, zahtijeva se da učine sve što je potrebno kako bi se s njima uskladile.
The impact of the failure of an institution belonging to a cross-border group is thus likely to be more significant.
Nadležna tijela provode kategorizaciju u okviru EBA-inih smjernica o SREP-u, a ta bi kategorizacija trebala biti uzeta u obzir u procjeni iz članka 4. stavka 1.
Competent and resolution authorities should therefore conclude that the failure of an institution belonging to a cross-border group would be likely to have a significant negative effect on financial markets, other institutions or funding conditions, where any of the assessments at the level of the individual Member States where the group has a presence concludes so.
Direktive 2014/59/EU.
To achieve this, competent and resolution authorities should coordinate their assessments and exchange all necessary information, within the structure of the Banking Union and within the framework of supervisory and resolution colleges.
Nadležna tijela razvrstavaju institucije u četiri kategorije.
Competent and resolution authorities should be able to decide that the failure of certain institutions would not be likely to have a significant negative impact as referred to in Article 4(1) of Directive 2014/59/EU, even when their total quantitative score reaches the predetermined threshold.
Prva kategorija (kategorija 1.
That different treatment of those institutions should be justified by their exceptional characteristics.
SREP-a) sastoji se od GSV institucija i OSV institucija i prema potrebi od ostalih institucija koje je kao takve kategoriziralo nadležno tijelo na temelju njihove veličine, unutarnje organizacije te prirode, opsega i složenosti njihovih aktivnosti.
The first such group consists of promotional banks the purpose of which is to advance the public policy objectives of a Member State's central or regional government or local authority through the provision of promotional loans on a non-competitive, not-for-profit basis.
U skladu s time, ako nadležno tijelo utvrdi da institucija pripada kategoriji 1.
The loans that those institutions grant are directly or indirectly guaranteed by the central or regional government or the local authority.
SREP-a, nadležna i sanacijska tijela trebala bi, bez provedbe kvantitativne procjene, moći zaključiti da bi propast te institucije vjerojatno imala znatan negativan učinak na financijska tržišta, druge institucije ili na uvjete financiranja.
Promotional banks may thus be regarded as institutions the failure of which would not be likely to have a significant negative effect on financial markets, other institutions or funding conditions, provided that conclusion is in line with the qualitative assessment performed for those promotional banks.
Kako bi se osigurala dosljedna procjena institucija, potrebno je utvrditi minimalan popis razmatranja na temelju kojih bi nadležna i sanacijska tijela trebala provoditi svoje kvalitativne procjene, a da se pritom tim tijelima ne onemogući da u obzir uzmu ostala relevantna razmatranja.
Since an orderly winding-up process in general prevents new business, credit institutions that have been subject to such a process may also be regarded as institutions the failure of which would not be likely to have a significant negative effect on financial markets, other institutions or funding conditions, provided that this is in line with the qualitative assessment performed for those credit institutions.
S obzirom na široki raspon investicijskih društava obuhvaćenih Direktivom 2014/59/EU i potrebu da se ne sprečava trenutačan rad na razini Unije na preispitivanju bonitetnih zahtjeva za ta društva, ovom bi se Uredbom trebali utvrditi samo pokazatelji koje bi nadležna i sanacijska tijela trebala uzeti u obzir pri procjeni kriterija veličine.
Having regard to the different purposes of recovery and resolution planning, competent and resolution authorities from the same Member State should be able to reach different conclusions to their assessments performed in accordance with this Regulation.
Ta bi tijela trebala odrediti pondere dodijeljene tim pokazateljima i utvrditi odgovarajuće pragove.
In particular, they may make different decisions while setting thresholds for the total quantitative score, applying special treatment for promotional banks and institutions subject to an orderly winding-up process, as well as reach different conclusions on the possibility to grant simplified obligations.
Institucija koja pripada grupi koja podliježe konsolidiranom nadzoru u skladu s člancima 111. i 112.
In those cases, competent and resolution authorities should regularly assess whether the difference remains justified.
Direktive 2013/36/EU (prekogranične grupe) ima visok stupanj međusobne povezanosti i njezine su aktivnosti mnogo složenije od aktivnosti samostalne institucije.
This Regulation is based on the draft regulatory technical standards submitted by EBA to the Commission.
Utjecaj propasti institucije koja pripada prekograničnoj grupi stoga bi vjerojatno bio veći.
EBA has conducted an open public consultation on the draft regulatory technical standards on which this Regulation is based, analysed the potential related costs and benefits, and requested the opinion of the Banking Stakeholder Group established in accordance with Article 37 of Regulation (EU) No 1093/2010,
Nadležna i sanacijska tijela stoga bi trebala zaključiti da bi propast institucije koja pripada prekograničnoj grupi vjerojatno imala znatan negativan učinak na financijska tržišta, druge institucije ili na uvjete financiranja ako se tako zaključi u bilo kojoj procjeni na razini pojedinačne države članice u kojoj je ta grupa prisutna.
HAS ADOPTED THIS REGULATION:
Kako bi se to postiglo, nadležna i sanacijska tijela trebala bi koordinirati svoje procjene i razmjenjivati sve potrebne informacije unutar strukture bankovne unije i u okviru kolegija nadzornih tijela i sanacijskih kolegija.
Article 1
Nadležna i sanacijska tijela trebala bi moći odlučiti da propast određenih institucija vjerojatno ne bi imala znatan negativan učinak, kako je navedeno u članku 4. stavku 1.
Quantitative assessment for credit institutions
Direktive 2014/59/EU, čak i ako bi njihova ukupna kvantitativna ocjena dosegla unaprijed određeni prag.
Competent authorities and resolution authorities shall assess the impact of the failure of a credit institution on financial markets, on other institutions or on funding conditions on the basis of a total quantitative score calculated in accordance with Annex I. They shall do so on a regular basis and at least every two years.
Takvo drugačije postupanje prema tim institucijama trebalo bi biti opravdano njihovim izvanrednim karakteristikama.
A credit institution with a total quantitative score equal to or higher than 25 basis points shall be regarded as an institution the failure of which would be likely to have a significant negative effect on financial markets, other institutions or funding conditions.
Prva takva skupina sastoji se od banaka koje odobravaju promotivne kredite i čija je svrha promicati ciljeve javne politike središnje države ili regionalne samouprave države članice ili lokalnog nadležnog tijela dodjelom promotivnih kredita pod nekonkurentnim i neprofitnim uvjetima.
Competent and resolution authorities may raise or lower the threshold referred to in paragraph 2 within the range of 0 to 105 basis points.
Za kredite koje te institucije odobravaju izravno ili neizravno jamči središnja država ili regionalna samouprava ili lokalno nadležno tijelo.
Competent and resolution authorities shall keep the amended threshold under regular review.
Banke koje odobravaju promotivne kredite stoga se mogu smatrati institucijama čija propast vjerojatno ne bi imala znatan negativan učinak na financijska tržišta, druge institucije ili na uvjete financiranja, pod uvjetom da je taj zaključak u skladu s kvalitativnom procjenom koja je provedena za te banke koje odobravaju promotivne kredite.
Where the indicator values of Annex I are not available, the assessment referred to in paragraph 1 shall be made on the basis of proxies correlated to the greatest extent possible with the indicators as specified in Annex III.
Uzimajući u obzir različite svrhe planiranja oporavka i sanacije, nadležna i sanacijska tijela iz iste države članice trebala bi moći donijeti različite zaključke o svojim procjenama provedenima u skladu s ovom Uredbom.
Where a credit institution does not exceed the threshold specified in Article 5(a)(4) of Implementing Regulation (EU) No 680/2014 and does not submit Template 20 of that Regulation, competent and resolution authorities may assign a value of zero to the relevant indicators specified in Annex III.
Mogu prije svega donijeti različite odluke pri određivanju praga za ukupnu kvantitativnu ocjenu, pritom primjenjujući posebno postupanje prema bankama koje odobravaju promotivne kredite i prema institucijama nad kojima se provodi postupak uredne likvidacije, ali i donijeti različite zaključke o mogućnosti odobrenja pojednostavnjenih obveza.
Where the total assets of a credit institution do not exceed 0,02 % of the total assets of all credit institutions authorised and, where relevant data are available, of branches established in the Member State, including Union branches, competent and resolution authorities may, without applying paragraphs 1 to 5, establish that the failure of that credit institution would not be likely to have a significant negative effect on financial markets, other institutions or funding conditions, unless that would not be justified on the basis of Article 2.
Nadležna i sanacijska tijela trebala bi u tom slučaju redovito procjenjivati je li ta razlika i dalje opravdana.
Where a credit institution has been identified as a G-SII or an O-SII under Article 131(1) of Directive 2013/36/EU or classified as Category 1 on the basis of the guidelines on common procedures and methodologies for the supervisory review and evaluation process (SREP) issued in accordance with Article 107(3) of that Directive, competent and resolution authorities may, without applying paragraphs 1 to 5 of this Article, establish that the failure of that credit institution would be likely to have a significant negative effect on financial markets, other institutions or funding conditions.
Ova se Uredba temelji na nacrtu regulatornih tehničkih standarda koji je EBA dostavila Komisiji.
The relevant indicator values for those institutions shall, in any event, still be taken into account for determining the aggregate amount referred to in point 2 of Annex I, and for determining the total assets of all credit institutions authorised in the Member State for the purpose of paragraph 6.
EBA je provela otvoreno javno savjetovanje o nacrtu regulatornih tehničkih standarda na kojem se temelji ova Uredba, analizirala je moguće povezane troškove i koristi te zatražila mišljenje Interesne skupine za bankarstvo osnovane u skladu s člankom 37.
Article 2
Uredbe (EU) br. 1093/2010,
Qualitative assessment for credit institutions
DONIJELA JE OVU UREDBU:
Where, pursuant to Article 1, a credit institution is not regarded as an institution the failure of which would be likely to have a significant negative effect on financial markets, on other institutions or on funding conditions, competent and resolution authorities shall assess the impact of that credit institution's failure on financial markets, other institutions or funding conditions on a regular basis and at least every two years and having regard to, at least, all of the following qualitative considerations:
Članak 1.
the extent to which the credit institution performs critical functions in one or more Member States;
Kvantitativna procjena kreditnih institucija
whether the credit institution's covered deposits would exceed the available financial means of the relevant deposit guarantee scheme and the deposit guarantee scheme's capacity to raise extraordinary ex post contributions, as referred to in Article 10 of Directive 2014/49/EU of the European Parliament and of the Council;
Nadležna i sanacijska tijela procjenjuju utjecaj propasti kreditne institucije na financijska tržišta, druge institucije i na uvjete financiranja na temelju ukupne kvantitativne ocjene izračunane u skladu s Prilogom I. Provode to redovito i najmanje svake dvije godine.
whether the credit institution's shareholding structure is highly concentrated, highly dispersed or not sufficiently transparent in a way that could negatively impact the availability or timely implementation of the institution's recovery or resolution actions;
Kreditna institucija s ukupnom kvantitativnom ocjenom od 25 baznih bodova ili višom od toga smatra se institucijom čija bi propast vjerojatno imala znatan negativan učinak na financijska tržišta, druge institucije ili na uvjete financiranja.
whether the credit institution that is a member of an IPS, as referred to in Article 113(7) of Regulation (EU) No 575/2013 of the European Parliament and of the Council, provides critical functions to other IPS members, including clearing, treasury or other services;
Nadležna i sanacijska tijela mogu povisiti ili sniziti prag iz stavka 2. u rasponu od 0 do 105 baznih bodova.
whether the credit institution is affiliated to a central body, as referred to in Article 10 of Regulation (EU) No 575/2013, and the mutualisation of losses among affiliated institutions would constitute a substantive impediment to normal insolvency proceedings.
Nadležna i sanacijska tijela redovito preispituju izmijenjeni prag.
The assessment referred to in paragraph 1 shall be performed independently by competent and resolution authorities having regard to the objectives pursued by recovery and resolution planning.
Ako vrijednosti pokazatelja iz Priloga I. nisu dostupne, procjena iz stavka 1. provodi se na temelju približnih vrijednosti koje u najvećoj mogućoj mjeri odgovaraju pokazateljima utvrđenima u Prilogu III.
The assessment referred to in paragraph 1 may be performed for a category of credit institutions where the relevant competent or resolution authority determines that two or more credit institutions have similar characteristics in terms of all of the qualitative considerations set out in paragraph 1.
Ako kreditna institucija ne premaši prag iz članka 5. točke (a) podtočke 4.
Article 3
Provedbene uredbe (EU) br. 680/2014 i ne dostavi obrazac 20. iz te uredbe, nadležna i sanacijska tijela mogu odgovarajućim pokazateljima utvrđenima u Prilogu III. dodijeliti vrijednost nula.
Quantitative assessment for investment firms
Ako ukupna imovina kreditne institucije na premašuje 0,02 % ukupne imovine svih kreditnih institucija koje imaju odobrenje za rad i, ako su dostupni odgovarajući podaci, podružnica s poslovnim nastanom u državi članici, uključujući podružnice u Uniji, nadležna i sanacijska tijela mogu, bez primjene stavaka od 1. do 5., utvrditi da propast kreditne institucije vjerojatno ne bi imala znatan negativan učinak na financijska tržišta, druge institucije ili na uvjete financiranja, osim ako to ne bi bilo opravdano na temelju članka 2.
Competent and resolution authorities shall assess the impact of the failure of an investment firm on financial markets, other institutions or funding conditions on a regular basis and at least every two years and on the basis of:
Ako je kreditna institucija utvrđena kao GSV institucija ili OSV institucija u skladu s člankom 131. stavkom 1.
the total quantitative score calculated based on the indicators referred to in Annex II;
Direktive 2013/36/EU ili je razvrstana u kategoriju 1. na temelju smjernica o zajedničkim postupcima i metodologijama za postupak nadzorne provjere i ocjene (SREP) izdanih u skladu s člankom 107. stavkom 3. te direktive, nadležna i sanacijska tijela mogu, bez primjene stavaka od 1. do 5. ovog članka, utvrditi da bi propast kreditne institucije vjerojatno imala znatan negativan učinak na financijska tržišta, druge institucije ili na uvjete financiranja.
the weights assigned to those indicators by competent and resolution authorities.
Odgovarajuće vrijednosti pokazatelja za te institucije u svakom se slučaju ipak uzimaju u obzir pri utvrđivanju ukupnog iznosa iz točke 2.