natgillin/translations-raw huggingface dataset:
The competent authorities should be allowed to defer the application of the materiality thresholds for institutions that are required to perform material changes to their IRB models and for institutions for which the implementation of such thresholds is burdensome because their previous approach for determining the materiality of past due exposures is significantly different from those thresholds.
Stoga bi prag trebalo odrediti na taj način da institucije mogu utvrditi dužnike koji predstavljaju znatno veće rizike zbog djelomičnih ili neredovitih, ali sustavno zakašnjelih plaćanja i da se pravovremeno utvrdi značajna dospjela kreditna obveza.
Furthermore, for institutions using the IRB Approach but applying the Standardised Approach to part of their exposures on the basis of Article 148 or 150 of Regulation (EU) No 575/2013, the date of application of the new materiality thresholds should be aligned for all exposures of those institutions.
Značajnost dospjelih kreditnih obveza čini dio definicije statusa neispunjavanja obveza iz članka 178. stavka 1. točke (b) Uredbe (EU) br.
However, to prevent excessive delays in the application of thresholds across the Union, such longer periods should be limited.
575/2013.
The competent authorities should be allowed sufficient time to perform the comprehensive analysis necessary for setting the materiality threshold at a reasonable level.
Za institucije koje primjenjuju pristup zasnovan na internim rejting-sustavima („IRB pristup”) svaka promjena te definicije vodi do značajnih promjena rejting-sustava koji se primjenjuju za izračun kapitalnih zahtjeva za kreditni rizik.
This Regulation is based on the draft regulatory technical standards submitted by the EBA to the Commission
Stoga nadležno tijelo ne bi smjelo mijenjati prag značajnosti osim ako je on neprimjeren zbog promijenjenih tržišnih ili gospodarskih uvjeta koji su doveli do znatnih poremećaja u postupku utvrđivanja nastanka statusa neispunjavanja obveza.
The EBA has conducted open public consultations on the draft regulatory technical standards on which this Regulation is based, analysed the potential related costs and benefits and requested the opinion of the Banking Stakeholder Group established in accordance with Article 37 of Regulation (EU) No 1093/2010 of the European Parliament and of the Council,
Nadležnim tijelima trebalo bi omogućiti odgodu primjene pragova značajnosti za institucije od kojih se zahtijeva uvođenje značajnih promjena u njihovim modelima internih rejting-sustava i za institucije za koje je provedba takvih pragova veliko opterećenje jer se njihov prethodni pristup utvrđivanju značajnosti dospjelih izloženosti znatno razlikuje od tih pragova.
HAS ADOPTED THIS REGULATION:
Nadalje, za institucije koje primjenjuju IRB pristup ali na dio svojih izloženosti primjenjuju standardizirani pristup na temelju članka 148. ili 150.
Article 1
Uredbe (EU) br.
Conditions for setting the materiality threshold for retail exposures
575/2013, datum primjene novih pragova značajnosti trebao bi biti jednak za sve izloženosti tih institucija.
A competent authority shall set for all institutions in its jurisdiction a single materiality threshold for retail exposures.
No radi sprečavanja prekomjernog kašnjenja u primjeni pragova diljem Unije, trebalo bi ograničiti takva dulja razdoblja.
However, for institutions applying the definition of default laid down in points (a) and (b) of the first subparagraph of Article 178(1) of Regulation (EU) 575/2013 at the level of an individual credit facility, the competent authority may set a separate single materiality threshold for retail exposures.
Nadležnim tijelima trebalo bi omogućiti dovoljno vremena za provedbu sveobuhvatne analize nužne za određivanje praga značajnosti na primjerenoj razini.
The materiality threshold referred to in the first subparagraph of paragraph 1 shall consist of an absolute and a relative component.
Ova se Uredba temelji na nacrtu regulatornih tehničkih standarda koji je EBA dostavila Komisiji.
The absolute component shall be expressed as a maximum amount for the sum of all amounts past due owed by an obligor to the institution, the parent undertaking of that institution or any of its subsidiaries (‘credit obligation past due’).
EBA je provela otvoreno javno savjetovanje o nacrtu regulatornih tehničkih standarda na kojem se temelji ova Uredba, analizirala je moguće povezane troškove i koristi te zatražila mišljenje Interesne skupine za bankarstvo osnovane u skladu s člankom 37.
The maximum amount shall not exceed 100 EUR or the equivalent of that amount in the relevant national currency.
Uredbe (EU) br.
The relative component shall be expressed as a percentage reflecting the amount of the credit obligation past due in relation to the total amount of all on-balance sheet exposures to that obligor of the institution, the parent undertaking of that institution or any of its subsidiaries, excluding equity exposures.
1093/2010 Europskog parlamenta i Vijeća,
The percentage shall be between 0 % and 2,5 % and shall be set at 1 % whenever that percentage reflects a level of risk that the competent authority considers to be reasonable in accordance with Article 3
DONIJELA JE OVU UREDBU:
The materiality threshold referred to in the second subparagraph of paragraph 1 shall be set in accordance with the conditions laid down in paragraph 2, with the only difference that ‘credit obligation past due’ and ‘total amount of all on-balance sheet exposures of the institution to that obligor, excluding equity exposures’ shall refer to the amounts of the credit obligation of the obligor that result from a single credit facility granted by the institution, the parent undertaking or any of its subsidiaries.
Članak 1.
When setting the materiality threshold in accordance with this Article, the competent authority shall take into account the risk characteristics of retail exposures and the specification of retail exposures as set out in Article 147 of Regulation (EU) No 575/2013 for banks applying the Internal Ratings Based Approach and in Article 123 of that Regulation for institutions that apply the Standardised Approach.
Uvjeti za određivanje praga značajnosti za izloženosti prema stanovništvu
When setting the materiality threshold in accordance with this Article, the competent authority shall assume that the obligor is defaulted when both the limit expressed as the absolute component of the materiality threshold and the limit expressed as the relative component of that threshold are exceeded either for 90 consecutive days or for 180 consecutive days, where all of the exposures included in the calculation of the credit obligation past due are secured by residential or SME commercial real estate and the 90 days have been replaced by 180 days in accordance with Article 178(1)(b) of Regulation (EU) No 575/2013 for those exposures.
Nadležno tijelo određuje jedinstveni prag značajnosti za izloženosti prema stanovništvu za sve institucije u svojem području nadležnosti.
Article 2
No, ono može odrediti zaseban jedinstveni prag značajnosti za izloženosti prema stanovništvu za institucije koje primjenjuju definiciju nastanka statusa neispunjavanja obveza utvrđenu u članku 178. stavku 1. prvom podstavku točkama (a) i (b) Uredbe (EU) 575/2013 na razini pojedinog kreditnog proizvoda.
Materiality threshold for exposures other than retail exposures
Prag značajnosti iz stavka 1. prvog podstavka sastoji se od apsolutne i relativne sastavnice.
A competent authority shall set for all institutions in its jurisdiction a single materiality threshold for exposures other than retail exposures.
Apsolutna sastavnica izražava se kao najviši iznos za zbroj svih dospjelih iznosa koje dužnik duguje instituciji, matičnom društvu te institucije ili bilo kojem od njezinih društava kćeri („dospjela kreditna obveza”).
The materiality threshold referred to in paragraph 1 shall be set in accordance with the conditions laid down in Article 1(2) with the only difference that the absolute component of that materiality threshold shall not exceed 500 EUR or the equivalent of that amount in the relevant national currency.
Najviši iznos ne premašuje 100 EUR ili istovrijedni iznos u odgovarajućoj nacionalnoj valuti.
When setting the materiality threshold in accordance with this Article, the competent authority shall take into account the risk characteristics of exposures other than retail exposures.
Relativna sastavnica izražava se kao postotak koji je jednak iznosu dospjele kreditne obveze u odnosu na ukupan iznos svih bilančnih izloženosti institucije, matičnog društva te institucije ili bilo kojega od njezinih društava kćeri prema tom dužniku, isključujući izloženosti na osnovi vlasničkih ulaganja.
When setting the materiality threshold in accordance with this Article, the competent authority shall assume that the obligor is defaulted when both the limit expressed as the absolute component of the materiality threshold and the limit expressed as the relative component of that threshold are exceeded either for 90 consecutive days or for 180 consecutive days, where the exposures included in the calculation of the credit obligation past due are exposures to a public sector entity and the 90 days have been replaced by 180 days in accordance with Article 178(1)(b) of Regulation (EU) No 575/2013 for those exposures.
Postotak je između 0 % i 2,5 %, a iznosi 1 % kad god taj postotak odražava razinu rizika koju nadležno tijelo smatra primjerenom u skladu s člankom 3.
Article 3
Prag značajnosti iz stavka 1. drugog podstavka određuje se u skladu s uvjetima iz stavka 2., uz jedinu razliku što se „dospjela kreditna obveza” i „ukupan iznos svih bilančnih izloženosti institucije prema tom dužniku, isključujući izloženosti na osnovi vlasničkih ulaganja” odnose na iznose kreditne obveze dužnika koji proizlaze iz jedinstvenog kreditnog proizvoda koji je odobrila institucija, matično društvo ili bilo koje od njezinih društava kćeri.
Level of risk
Pri određivanju praga značajnosti u skladu s ovim člankom nadležno tijelo uzima u obzir obilježja rizika izloženosti prema stanovništvu i podroban opis izloženosti prema stanovništvu iz članka 147.
A competent authority shall consider that a materiality threshold reflects a reasonable level of risk, pursuant to the requirements in Article 178(2)(d) of Regulation (EU) No 575/2013, where that threshold neither leads to the recognition of an excessive number of defaults that are due to other circumstances than financial difficulties of an obligor nor to significant delays in the recognition of defaults that are due to financial difficulties of an obligor.
Uredbe (EU) br.
Article 4
575/2013 za banke koje primjenjuju IRB pristup i članka 123. te uredbe za institucije koje primjenjuju standardizirani pristup.
Notification of the materiality thresholds
Pri određivanju praga značajnosti u skladu s ovim člankom nadležno tijelo pretpostavlja da je dužnik u statusu neispunjavanja obveza kad su granica koja je izražena kao apsolutna sastavnica praga značajnosti i granica koja je izražena kao relativna sastavnica toga praga premašene tijekom 90 ili 180 uzastopnih dana, ako su sve izloženosti uključene u izračun dospjele kreditne obveze osigurane stambenom nekretninom ili poslovnom nekretninom MSP-a te je 90 dana zamijenjeno sa 180 dana za te izloženosti u skladu s člankom 178. stavkom 1. točkom (b) Uredbe (EU) br.
A competent authority shall notify EBA of the materiality thresholds set in its jurisdiction.
575/2013.
A component authority setting the relative component of the materiality threshold at a higher or lower percentage than 1 % shall substantiate that choice to EBA.
Članak 2.
Article 5
Prag značajnosti za izloženosti koje nisu izloženosti prema stanovništvu
Updating of the materiality thresholds
Nadležno tijelo određuje jedinstveni prag značajnosti za izloženosti koje nisu izloženosti prema stanovništvu za sve institucije u svojem području nadležnosti.
Where the absolute component of the materiality threshold is set in a currency other than the euro and where, due to volatility of currency exchange rates, the equivalent of that component is higher than 100 EUR for retail exposures or 500 EUR for exposures other than retail exposures, the threshold shall remain unchanged, unless the competent authority substantiates to EBA that the materiality threshold no longer reflects a level of risk that the competent authority considers to be reasonable.
Prag značajnosti iz stavka 1. određuje se u skladu s uvjetima iz članka 1. stavka 2., uz jedinu razliku što apsolutna sastavnica tog praga značajnosti ne premašuje 500 EUR ili istovrijedni iznos u odgovarajućoj nacionalnoj valuti.
Article 6
Pri određivanju praga značajnosti u skladu s ovim člankom nadležno tijelo uzima u obzir obilježja rizika izloženosti koje nisu izloženosti prema stanovništvu.
Date of application of the materiality thresholds
Pri određivanju praga značajnosti u skladu s ovim člankom nadležno tijelo pretpostavlja da je dužnik u statusu neispunjavanja obveza kad su granica koja je izražena kao apsolutna sastavnica praga značajnosti i granica koja je izražena kao relativna sastavnica toga praga premašene tijekom 90 ili 180 uzastopnih dana, ako su izloženosti uključene u izračun dospjele kreditne obveze izloženosti prema subjektu javnog sektora te je 90 dana zamijenjeno sa 180 dana za te izloženosti u skladu s člankom 178. stavkom 1. točkom (b) Uredbe (EU) br.
A competent authority shall set a date for the application of the materiality threshold which may vary for different categories of institutions but which shall be no later than 31 December 2020 for institutions using the Standardised Approach laid down in Part Three, Title II, Chapter 2 of Regulation (EU) 575/2013.
575/2013.
Article 7
Članak 3.
Entry into force
Razina rizika
This Regulation shall enter into force on the twentieth day following that of its publication in the Official Journal of the European Union.
Nadležno tijelo smatra da prag značajnosti odražava primjerenu razinu rizika u skladu sa zahtjevima iz članka 178. stavka 2. točke (d) Uredbe (EU) br.
It shall apply from 7 May 2018.
575/2013 ako taj prag ne rezultira priznavanjem prekomjernog broja statusa neispunjavanja obveza koji proizlaze iz okolnosti nepovezanih s financijskim poteškoćama dužnika ni znatnim kašnjenjima u priznavanju statusa neispunjavanja obveza nastalih zbog financijskih poteškoća dužnika.
Done at Brussels, 19 October 2017.
Obavijest o pragovima značajnosti
For the Commission
Nadležno tijelo obavješćuje EBA-u o pragovima značajnosti određenima u njegovu području nadležnosti.
The President
Nadležno tijelo koje relativnu sastavnicu praga značajnosti utvrdi na postotak viši ili niži od 1 % tu odluku obrazlaže EBA-i.
OJ L 176, 27.6.2013, p.
Članak 5.
1.
Ažuriranje pragova značajnosti
amending Annexes I and V to Regulation (EU) No 649/2012 of the European Parliament and of the Council concerning the export and import of hazardous chemicals
Uredbi (EU) br.
(Text with EEA relevance)
649/2012 Europskog parlamenta i Vijeća o izvozu i uvozu opasnih kemikalija
Having regard to Regulation (EU) No 649/2012 of the European Parliament and of the Council of 4 July 2012 concerning the export and import of hazardous chemicals, and in particular Article 23(4) thereof,
uzimajući u obzir Ugovor o funkcioniranju Europske unije,
Regulation (EU) No 649/2012 implements the Rotterdam Convention on the Prior Informed Consent Procedure for certain hazardous chemicals and pesticides in international trade (‘Rotterdam Convention’), signed on 11 September 1998 and approved, on behalf of the European Community, by Council Decision 2003/106/EC.
649/2012 Europskog parlamenta i Vijeća od 4. srpnja 2012. o izvozu i uvozu opasnih kemikalija, a posebno njezin članak 23. stavak 4.,
The substance 3-decen-2-one has not been approved in accordance with Regulation (EC) No 1107/2009 of the European Parliament and of the Council, with the effect that that substance is banned for use as a pesticide and thus should be added to the lists of chemicals contained in Parts 1 and 2 of Annex I to Regulation (EU) No 649/2012.
budući da:
No application for renewal of the approval of the active substance carbendazim was submitted in accordance with Regulation (EC) No 1107/2009, with the effect that carbendazim is banned for use as a pesticide in the group of plant protection products and thus should be added to the list of chemicals contained in Part 1 of Annex I to Regulation (EU) No 649/2012.
Uredbom (EU) br.
No application for renewal of the approval of the active substance tepraloxydim was submitted in accordance with Regulation (EC) No 1107/2009, with the effect that tepraloxydim is banned for use as a pesticide and thus should be added to the lists of chemicals contained in Parts 1 and 2 of Annex I to Regulation (EU) No 649/2012.
649/2012 provodi se Roterdamska konvencija o postupku prethodnog pristanka za određene opasne kemikalije i pesticide u međunarodnoj trgovini („Roterdamska konvencija”), potpisana 11. rujna 1998. i odobrena u ime Europske zajednice Odlukom Vijeća 2003/106/EZ.
The substances cybutryne and triclosan have not been approved for use in biocidal products in accordance with Regulation (EU) No 528/2012 of the European Parliament and of the Council, with the effect that those substances are banned for use as a pesticide and thus should be added to the lists of chemicals contained in Parts 1 and 2 of Annex I to Regulation (EU) No 649/2012.
Tvar 3-deken-2-on nije odobrena u skladu s Uredbom (EZ) br.
The substance triflumuron has not been approved for use in biocidal products in accordance with Regulation (EU) No 528/2012, with the effect that that substance is banned for use in the sub-category ‘other pesticide including biocides’ and thus should be added to the list of chemicals contained in Part 1 of Annex I to Regulation (EU) No 649/2012.
1107/2009 Europskog parlamenta i Vijeća, što znači da je tu tvar zabranjeno upotrebljavati kao pesticid i stoga ju je potrebno unijeti na popis kemikalija iz dijelova 1. i 2.
The substances 5-tert-butyl-2,4,6-trinitro-m-xylene, benzyl butyl phthalate, diisobutyl phthalate, diarsenic pentaoxide and tris (2-chloroethyl) phosphate are listed in Annex XIV to Regulation (EC) No 1907/2006 of the European Parliament and of the Council since they have been identified as substances of very high concern.
Priloga I. Uredbi (EU) br.
Consequently, those substances are subject to authorisation.
649/2012.
Since no authorisations were granted, those substances are severely restricted for industrial use.
Nije podnesen zahtjev za obnovu odobrenja aktivne tvari karbendazima u skladu s Uredbom (EZ) br.
Therefore, those substances should be added to Parts 1 and 2 of Annex I to Regulation (EU) No 649/2012.
1107/2009, što znači da je karbendazim zabranjen za upotrebu kao pesticid u skupini proizvoda za zaštitu biljaka i stoga bi ga trebalo unijeti na popis kemikalija iz dijela 1.
At its seventh meeting held from 4 to 15 May 2015, the Conference of the Parties to the Rotterdam Convention decided to include methamidophos in Annex III to that Convention, with the effect that that chemical became subject to the prior informed consent procedure under that Convention.
Priloga I. Uredbi (EU) br.
The Conference of the Parties also decided to delete the existing entry in Annex III for ‘methamidophos (soluble liquid formulations of the substance that exceed 600 g active ingredient/l)’.
649/2012.
Those changes should thus be reflected in the lists of chemicals contained in Parts 1 and 3 of Annex I to Regulation (EU) No 649/2012.
Nije podnesen zahtjev za obnovu odobrenja aktivne tvari tepraloksidima u skladu s Uredbom (EZ) br.
At its seventh meeting held from 4 to 15 May 2015, the Conference of the Parties to the Stockholm Convention on Persistent Organic Pollutants (‘Stockholm Convention’), which was approved by Council Decision 2006/507/EC, decided to include the substances hexachlorobutadiene and polychlorinated naphthalenes in Annex A to that Convention.
1107/2009, što znači da je tepraloksidim zabranjen za upotrebu kao pesticid i stoga bi ga trebalo unijeti na popis kemikalija iz dijelova 1. i 2.
Those substances are listed in Part B of Annex I to Regulation (EC) No 850/2004 of the European Parliament and of the Council and thus should be added to Part 1 of Annex V to Regulation (EU) No 649/2012 in order to implement the Stockholm Convention.
Priloga I. Uredbi (EU) br.
By Commission Regulation (EU) 2016/293, the chemical hexabromocyclododecane (HBCDD) was added to Part A of Annex I to Regulation (EC) No 850/2004 following the decision taken at the sixth meeting of the Conference of the Parties to the Stockholm Convention, held from 28 April to 10 May 2013, to list that chemical in Part 1 of Annex A to that Convention.
649/2012.
Consequently, that chemical should be added to Part 1 of Annex V to Regulation (EU) No 649/2012.
Tvari cibutrin i triklosan nisu odobrene za uporabu u biocidnim proizvodima u skladu s Direktivom (EZ) br.
The Stockholm Convention allows recycling of articles that contain or may contain tetra- and pentabromodiphenyl ether or hexa- and heptabromodiphenyl ether, and the use and final disposal of articles manufactured from recycled materials that contain those substances provided that steps are taken to prevent exports of such articles that contain levels or concentrations of those substances exceeding those permitted for the sale, use, import or manufacture of those articles within the territory of the respective Party.
528/2012 Europskog parlamenta i Vijeća, što znači da ih je zabranjeno upotrebljavati kao pesticide i stoga bi ih trebalo dodati na popise kemikalija iz dijelova 1. i 2.
In order to implement that obligation in the Union, articles containing concentrations of those substances at or above 0,1 % by weight when produced partially or fully from recycled materials or materials from waste prepared for re-use should be prohibited for export by adding them to Part 1 of Annex V to Regulation (EU) No 649/2012.
Priloga I. Uredbi (EU) br.
Regulation (EU) No 649/2012 should therefore be amended accordingly.
649/2012.
It is appropriate to provide for a reasonable period of time for all interested parties to take the measures necessary to comply with this Regulation and for Member States to take the measures necessary for its implementation,
Tvar triflumuron nije odobrena za upotrebu u biocidnim proizvodima u skladu s Uredbom (EU) br.
HAS ADOPTED THIS REGULATION:
528/2012, što znači da je ta tvar zabranjena za upotrebu u potkategoriji „drugi pesticid uključujući biocide” i stoga bi je trebalo unijeti na popis kemikalija iz dijela 1.
Article 1
Priloga I. Uredbi (EU) br.
Regulation (EU) No 649/2012 is amended as follows:
649/2012.
Annex I is amended in accordance with Annex I to this Regulation;
Tvari 5-tert-butil-2,4,6-trinitro-m-ksilen, benzil-butil-ftalat, diizobutil-ftalat, diarsenov pentaoksid i tris (2-kloretil) fosfat navedene su u Prilogu XIV.
Annex V is amended in accordance with Annex II to this Regulation.
Uredbi (EZ) br.
Article 2
1907/2006 Europskog parlamenta i Vijeća jer su utvrđene kao posebno zabrinjavajuće tvari.
This Regulation shall enter into force on the twentieth day following that of its publication in the Official Journal of the European Union.
Stoga su ove tvari podložne odobrenju.
It shall apply from 1 April 2018.
Budući da nisu izdana odobrenja, te su tvari strogo ograničene za industrijsku upotrebu.
This Regulation shall be binding in its entirety and directly applicable in all Member States.
Stoga bi te tvari trebalo dodati u dijelove 1. i 2.
Done at Brussels, 28 November 2017.
Priloga I. Uredbi (EU) br.
For the Commission
649/2012.
The President
Na sedmom sastanku Konferencije stranaka Roterdamske konvencije održanom od 4. do 15. svibnja 2015. odlučeno je uključiti metamidofos u Prilog III. toj Konvenciji, što znači da su te kemikalije podložne postupku prethodnog pristanka na temelju te Konvencije.
OJ L 201, 27.7.2012, p.
Konferencija stranaka također je odlučila obrisati postojeći unos u Prilogu III. za „metamidofos (topive tekuće formulacije tvari s više od 600 g aktivnog sastojka/l)”.
60.
Stoga bi te izmjene trebalo uključiti u popise kemikalija u dijelovima 1. i 3.