natgillin/translations-raw huggingface dataset:
All effects shall be considered (so the floor applicable to mortgages shall be included in the reporting).
MATERIJALNA KREDITNA ZAŠTITA, SLOŽENA METODA FINANCIJSKOG KOLATERALA
For institutions applying the IRB approach but not using their own estimates of LGD the risk mitigation effects of financial collateral are reflected in E*, the fully adjusted value of the exposure, and then reflected in LGD* according to Article 228(2) CRR.
Članci 223., 224., 225., 226., 227. i 228.
The exposure weighted average LGD associated to each PD ‘obligor grade or pool’ shall result from the average of the prudential LGDs, assigned to the exposures of that PD grade/pool, weighted by the respective exposure value of Column 110.
CRR-a.
If own estimates of LGD are applied Article 175 and Article 181(1) and (2) of CRR shall be considered.
To uključuje i kreditne zapise (članak 218.
The calculation of the exposure weighted average LGD shall be derived from the risk parameters really used in the internal rating system approved by the respective competent authority.
CRR-a)
Data shall not be reported for specialized lending exposures referred to in Article 153(5).
Kreditni zapisi i pozicije bilančnog netiranja koje proizlaze iz priznatih sporazuma o bilančnom netiranju u skladu s člancima 218. i 219.
Exposure and the respective LGD's for large regulated financial sector entities and unregulated financial entities shall not be included in the calculation of column 230, they shall only be included in the calculation of column 240.
CRR-a tretiraju se kao gotovinski kolateral.
Exposure weighted average LGD (%) for all exposures defined according to Article 142(4) and (5) CRR subject to the higher correlation according to Article 153(2) CRR.
Učinak osiguranja kolateralom složene metode financijskog kolaterala koja se primjenjuje na izloženost osiguranu priznatim financijskim kolateralom izračunava se u skladu s člancima 223., 224., 225., 226., 227. i 228.
The value reported reflects Article 162 of CRR.
CRR-a.
The exposure value (Column 110) shall be used for the calculation of the exposure-weighted averages.
Korektivni faktor za izloženost
The average maturity is reported in days.
Članak 223. stavci od 2. do 3.
This data shall not be reported for the exposure values for which the maturity is not an element in the calculation of risk weighted exposure amounts.
CRR-a.
This means that this column shall not be filled in for the exposure class ‘retail’.
Iznos koji je potrebno iskazati dobiva se s pomoću korektivnog faktora za izloženost (Eva-E) = E*He
For Central governments and Central Banks, Corporate and Institutions see Article 153(1) and (3) of CRR.
(–) Vrijednost financijskog kolaterala korigirana korektivnim faktorom (Cvam)
For Retail see Article 154(1) of CRR.
Članak 239. stavak 2.
The SME-supporting factor according to Article 501 of CRR shall not be taken into account.
CRR-a.
The SME-supporting factor according to Article 501 of CRR shall be taken into account.
Za poslove iz knjige trgovanja uključuje financijski kolateral i robu priznate za izloženosti iz knjige trgovanja u skladu s člankom 299. stavkom 2. točkama od (c) do (f) CRR-a.
Breakdown of the risk weighted exposure amount after SME supporting factor for all exposures defined according to Article 142(4) and (5) CRR subject to the higher correlation according to Article 153(2) CRR.
Iznos koji je potrebno iskazati odgovara Cvam = C*(1-Hc-Hfx)*(t-t*)/(T-t*).
For the definition of Expected Loss see Article 5(3) of CRR and, for calculation see Article 158 of CRR.
C, Hc, Hfx, t, T i t* definirani su u dijelu 3. glavi II. poglavlju 4. odjeljcima 4. i 5.
The expected loss amount to be reported shall be based on the risk parameters really used in the internal rating system approved by the respective competent authority.
CRR-a.
Value Adjustments as well as specific and general provisions under Article 159 CRR are reported.
(–) Od čega: korektivni faktor i faktor prilagodbe za efektivno dospijeće
General provisions shall be reported by assigning the amount pro rata — according to the expected loss of the different obligor grades.
Članak 223. stavak 1.CRR-a i članak 239. stavak 2.
Articles 172(1) and (2) of CRR.
CRR-a.
For all exposure classes with the exception of the exposure class retail and the cases mentioned in Article 172(1) lit. e, second sentence CRR, the institution shall report the number of legal entities/obligors which were separately rated, regardless of the number of different loans or exposures granted.
Iznos koji je potrebno iskazati zajednički je utjecaj korektivnog faktora i faktora prilagodbe za efektivno dospijeće (Cvam-C) = C*[(1-Hc-Hfx)*(t-t*)/(T-t*)-1], pri čemu je korektivni faktor (Cva-C) = C*[(1-Hc-Hfx)-1], a utjecaj faktora prilagodbe za efektivno dospijeće (Cvam-Cva) = C*(1-Hc-Hfx)*[(t-t*)/(T-t*)-1]
Within the exposure class retail or if separate exposures to the same obligor are assigned to different obligor grades in accordance with Article 172(1) lit. e, second sentence CRR in other exposure classes, the institution shall report the number of exposures which were separately assigned to a certain rating grade or pool.
Potpuno prilagođena vrijednost izloženosti (E*)
In case Article 172(2) of CRR applies, an obligor may be considered in more than one grade.
Članak 220. stavak 4., članak 223. stavci od 2. do 5., članak 228. stavak 1.
As this column deals with an element of the structure of the rating systems, it relates to the original exposures pre conversion factor assigned to each obligor grade or pool without taking into account the effect of CRM techniques (in particular redistribution effects).
CRR-a.
Exposures, which are on-balance sheet items and which are included as Securities Financing Transactions, Derivatives & Long Settlement Transactions or from Contractual Cross Product Netting shall be reported in rows 040-060 and, therefore, not reported in this row.
Članak 111. stavak 1. i članak 4. točka 56.
Exposures arising from assets posted to a CCP according to Article 4(91) of CRR and default fund exposures according to Article 4(89) of CRR shall be included if not reported in row 030.
CRR-a.
Exposures, which are off-balance sheet items and which are included as Securities Financing Transactions, Derivatives & Long Settlement Transactions or from Contractual Cross Product Netting shall be reported in rows 040-060 and, therefore, not reported in this row.
Vidjeti i članak 222. stavak 3. i članak 228. stavak 1.
Exposures arising from assets posted to a CCP according to Article 4(91) of CRR and default fund exposures according to Article 4(89) of CRR shall be included if they are considered as off-balance sheet items.
CRR-a.
040-060
Vrijednosti koje se iskazuju jesu potpuno prilagođene vrijednosti izloženosti prije primjene konverzijskog faktora.
Securities Financing Transactions (SFT), as defined in paragraph 17 of the Basel Committee document ‘The Application of Basel II to Trading Activities and the Treatment of Double Default Effects’, includes: (i) Repurchase and reverse repurchase agreements defined in Article 4(82) of CRR as well as securities or commodities lending and borrowing transactions and (ii) margin lending transactions as defined in Article 272(3) of CRR.
Članak 111.
Securities Financing Transactions, which are included in a Cross Product Netting and therefore reported in row 060, shall not be reported in this row.
CRR-a i dio 3. glava II. poglavlje 4. odjeljak 4.
Derivatives comprise those contracts listed in Annex II of CRR.
CRR-a.
Derivatives and Long Settlement Transactions which are included in a Cross Product Netting and therefore reported in row 060 shall not be reported in this row.
Vrijednost izloženosti nakon uzimanja u obzir vrijednosnih usklađenja, svih smanjenja kreditnog rizika i kreditnih konverzijskih faktora koju je potrebno dodijeliti ponderima rizika u skladu s člankom 113. i dijelom 3. glavom II. poglavljem 2. odjeljkom 2.
See CR SA instructions
Od čega: koja proizlazi iz kreditnog rizika druge ugovorne strane
For exposures to corporates, institutions and Central governments and Central Banks see Article 142(1) point (6) and Article 170(1) point (c) of CRR.
Za izvedene instrumente, repo transakcije, transakcije pozajmljivanja vrijednosnih papira ili robe drugoj ugovornoj strani ili od druge ugovorne strane, transakcije s dugim rokom namire i maržne kredite na koje se primjenjuje dio 3. glava II. poglavlje 6.
For retail exposures see Article 170(3) point (b) of CRR.
CRR-a, vrijednost izloženosti za kreditni rizik druge ugovorne strane izračunava se u skladu s metodama utvrđenima u dijelu 3. glavi II. poglavlju 6. odjeljcima 2., 3., 4. i 5.
Exposures for dilution risk of purchased receivables shall not be reported by obligor grades or pools and shall be reported in row 180.
Članak 113. stavci od 1. do 5.
Instead, institutions shall determine the scale to be used themselves.
Iznos izloženosti ponderiran rizikom nakon pomoćnog faktora za MSP-ove
Article 153(5) of CRR.
Članak 113. stavci od 1. do 5.
This only applies to the corporates, institutions and central governments and central banks exposure classes.
CRR-a, uzimajući u obzir pomoćni faktor za MSP-ove u skladu s člankom 500.
090-150
Od čega: s procjenom kreditnog rizika odabranog VIPKR-a
Of which: In category 1
Članak 112. točke od (a) do (d), (f), (g), (l), (n) (o) i (q) CRR-a
Article 153(5) table 1 of CRR.
Od čega: s procjenom kreditnog rizika središnje države
Articles 193(1) and (2), 194 (1) to (7) and 230 (3) of CRR.
Članak 112. točke od (b) do (d), (f), (g), (l) i (o) CRR-a
Exposures arising from free deliveries for which the alternative treatment referred to in Article 379(2) first subparagraph, last sentence of CRR is used or for which a 100 % risk weight is applied according to Article 379(2) last subparagraph of CRR.
Članak 127.
Unrated nth to default credit derivatives under Article 153(8) of CRR and any other exposure subject to risk weights not included in any other row shall be reported in this row.
CRR-a
See Article 4(53) of CRR for a definition of dilution risk.
Ovaj se redak iskazuje samo u kategorijama izloženosti „visokorizične stavke” i „izloženosti na osnovi vlasničkih ulaganja”.
For calculation of risk weight for dilution risk see Article 157(1) of CRR.
Ako je izloženost navedena u članku 128. stavku 2.
According to Article 166(6) of CRR the exposure value of purchased receivables shall be the outstanding amount minus the risk weighted exposure amounts for dilution risk prior to credit risk mitigation.
CRR-a ili ako ispunjava uvjete iz članka 128. stavka 3. ili članka 133.
C 08.02 — Credit and counterparty credit risks and free deliveries: IRB approach to capital requirements (breakdown by obligor grades or pools (CR IRB 2 template)
CRR-a, raspoređuje se u kategoriju izloženosti „visokorizične stavke” i „izloženosti na osnovi vlasničkih ulaganja”.
Obligor grade (row identifier)
U skladu s time ne bi trebala biti moguća drugačija raspodjela čak i ako izloženost ima status neispunjavanja obveza u skladu s člankom 127.
This is a row identifier and shall be unique for each row on a particular sheet of the table.
CRR-a.
It shall follow the numerical order 1, 2, 3, etc.
Sve izloženosti prema MSP-ovima iskazuju se ovdje.
010-300
od čega: izloženosti koje podliježu pomoćnom faktoru za MSP-ove
Instructions for each of these columns are the same as for the corresponding numbered columns in table CR IRB 1.
Ovdje se iskazuju samo izloženosti koje ispunjavaju zahtjeve iz članka 501.
010-001 – 010-NNN
CRR-a.
Values reported in these rows must be in ordered from the lower to the higher according to the PD assigned to the obligor grade or pool.
od čega: osigurane nekretninama – stambene nekretnine
PD of obligors in default shall be 100 %.
Članak 125.
Exposures subject to the alternative treatment for real estate collateral (only available when not using own estimates for the LGD) shall not be assigned according to the PD of the obligor and not reported in this template.
CRR-a.
Institutions fulfilling the threshold set in Article 5 (a) (4) of this Regulation shall submit information regarding the domestic country as well as any non-domestic country.
Iskazuju se samo u kategoriji izloženosti „osigurane nekretninama”.
The threshold is only applicable to Table 1 and Table 2.
Izloženosti koje se tretiraju u skladu s člankom 150. stavkom 1.
Exposures to supranational organisations shall be assigned to the geographical area ‘other countries’.
Izloženosti koje se tretiraju u skladu s člankom 148. stavkom 1.
The term ‘residence of the obligor’ refers to the country of incorporation of the obligor.
CRR-a
This concept can be applied on an immediate-obligor basis and on an ultimate-risk basis.
RAŠČLAMBA UKUPNIH IZLOŽENOSTI PREMA VRSTMA IZLOŽENOSTI
Hence, CRM techniques with substitution effects can change the allocation of an exposure to a country.
Pozicije iz „knjige pozicija kojima se ne trguje” institucije koja izvješćuje raščlanjuju se u skladu s kriterijima u nastavku na bilančne izloženosti koje podliježu kreditnom riziku, izvanbilančne izloženosti koje podliježu kreditnom riziku i izloženosti koje podliježu kreditnom riziku druge ugovorne strane.
Exposures to supranational organisations shall not be assigned to the country of residence of the institution but to the geographical area ‘Other countries’ irrespective of the exposure class where the exposure to supranational organisations is assigned.
Pozicije koje podliježu kreditnom riziku druge ugovorne strane iz „knjige trgovanja” institucije koja izvješćuje u skladu s člankom 92. stavkom 3. točkom (f) i člankom 299. stavkom 2.
Data regarding ‘original exposure pre conversion factors’ shall be reported referring to the country of residence of the immediate obligor.
CRR-a raspoređuju se u izloženosti koje podliježu kreditnom riziku druge ugovorne strane.
Data regarding ‘exposure value’ and ‘Risk weighted exposure amounts’ shall be reported as of the country of residence of the ultimate obligor.
I institucije koje primjenjuju članak 94. stavak 1.
C 09.01 – Geographical breakdown of exposures by residence of the obligor: SA exposures (CR GB 1)
CRR-a svoje pozicije iz „knjige trgovanja” raščlanjuju u skladu s kriterijima u nastavku na bilančne izloženosti koje podliježu kreditnom riziku, izvanbilančne izloženosti koje podliježu kreditnom riziku i izloženosti koje podliježu kreditnom riziku druge ugovorne strane.
Same definition as for column 010 of CR SA template
Imovina iz članka 24.
Original exposure pre conversion factors for those exposures which have been classified as ‘exposures in default’ and for defaulted exposures assigned to the exposure classes ‘exposures associated with particularly high risk’ or ‘equity exposures’.
CRR-a koja nije uključena u neku drugu kategoriju.
This ‘memorandum item’ provides additional information about the obligor structure of defaulted exposures.
Izloženosti, koje su bilančne stavke i koje su uključene kao transakcije financiranja vrijednosnim papirima, izvedenice i transakcije s dugim rokom namire ili iz netiranja između različitih kategorija proizvoda, iskazuju se u redcima 090, 110 i 130 te se, stoga, ne iskazuju u ovom retku.
Exposures classified as ‘exposures in default’ in accordance with Article 112 point (j) CRR shall be reported where the obligors would have been reported if those exposures were not assigned to the exposure classes ‘exposures in default’.
Slobodne isporuke u skladu s člankom 379. stavkom 1.
This information is a ‘memorandum item’ – hence does not affect the calculation of risk weighted exposure amounts of exposure classes ‘exposures in default’, ‘exposures associated with particularly high risk’ or ‘equity exposures’ according to Article 112 points (j), (k) respectively (p) of CRR.
CRR-a (ako nisu odbijene) nisu bilančne stavke, ali se ipak iskazuju u ovom retku.
The amount of original exposures which have moved into exposure class ‘Exposures in default’ during the 3-month period since the last reporting reference date shall be reported against the exposure class to which the obligor originally belonged.
Izloženosti koje proizlaze iz imovine uplaćene središnjoj drugoj ugovornoj strani u skladu s člankom 4. točkom 91.
Credit risk adjustments according to Article 110 of CRR.
CRR-a i izloženosti jamstvenog fonda u skladu s člankom 4. točkom 89.
Write-offs
CRR-a uključuju se ako nisu iskazane u retku 030.
Write-offs include both reductions of the carrying of impaired financial assets recognised directly in profit or loss [IFRS 7.B5.(d).(i)] and reductions in the amounts of the allowance accounts charged against the impaired financial assets [IFRS 7.B5.(d).(ii)].
Izvanbilančnim pozicijama obuhvaćene su stavke navedene u Prilogu I. CRR-a.
Sum of credit risk adjustments and write-offs for those exposures which were classified as ‘defaulted exposures’ during the 3-month period since the last data submission.
Izloženosti, koje su izvanbilančne stavke i koje su uključene kao transakcije financiranja vrijednosnim papirima, izvedenice i transakcije s dugim rokom namire ili iz netiranja između različitih kategorija proizvoda, iskazuju se u redcima 040 i 060 te se, stoga, ne iskazuju u ovom retku.
Same definition as for column 200 of CR SA template
Izloženosti koje proizlaze iz imovine uplaćene središnjoj drugoj ugovornoj strani u skladu s člankom 4. točkom 90.
Same definition as for column 215 of CR SA template
CRR-a i izloženosti jamstvenog fonda u skladu s člankom 4. točkom 89.
Same definition as for column 220 of CR SA template
CRR-a uključuju se ako se smatraju izvanbilančnim stavkama.
Article 112 point (a) of CRR.
Transakcije financiranja vrijednosnim papirima, kako su definirane u točki 17. dokumenta Bazelskog odbora „The Application of Basel II to Trading Activities and the Treatment of Double Default Effects” uključuju: i. repo ugovore i obratne repo ugovore definirane u članku 4. točki 82.
Article 112 point (b) of CRR.
CRR-a te transakcije pozajmljivanja vrijednosnih papira ili robe drugoj ugovornoj strani ili od druge ugovorne strane; ii. maržne kredite kako su definirani u članku 272. točki 3.
Article 112 point (c) of CRR.
Od čega: poravnane centralno preko kvalificirane središnje druge ugovorne strane
Multilateral developments banks
Članak 306.
Article 112 point (d) of CRR.
CRR-a za kvalificirane središnje druge ugovorne strane u skladu s člankom 4. točkom 88. u vezi s člankom 301. stavkom 2.
International organisations
CRR-a
Article 112 point (e) of CRR.
Izloženost iz trgovanja prema središnjoj drugoj ugovornoj strani u skladu s člankom 4. točkom 91.
Article 112 point (f) of CRR.
Izvedenice i transakcije s dugim rokom namire
Article 112 point (g) of CRR.
Izvedenicama su obuhvaćeni ugovori navedeni u Prilogu II.
Same definition as for row 020of CR SA template
CRR-a.
Article 112 point (h) of CRR.
Transakcije s dugim rokom namire kako su definirane u članku 272. točki 2.
Article 112 point (k) of CRR.
CRR-a.
Article 112 point (l) of CRR.
Izvedenice i transakcije s dugim rokom namire koje su uključene u netiranje između različitih kategorija proizvoda i stoga iskazane u retku 130 ne iskazuju se u ovom retku.
Article 112 point (n) of CRR.
Članak 306.
Article 112 point (o) of CRR.
CRR-a za kvalificirane središnje druge ugovorne strane u skladu s člankom 4. točkom 88. u vezi s člankom 301. stavkom 2.
Article 112 point (p) of CRR.
CRR-a
Article 112 point (q) of CRR.
Izloženosti koje se zbog postojanja netiranja između različitih kategorija proizvoda (kako je definirano u članku 272. točki 11.
C 09.02 – Geographical breakdown of exposures by residence of the obligor: IRB exposures (CR GB 2)
CRR-a) ne mogu rasporediti u izvedenice i transakcije s dugim rokom namire ili transakcije financiranja vrijednosnim papirima iskazuju se u ovom retku.
Same definition as for column 020 of CR IRB template
RAŠČLAMBA IZLOŽENOSTI PREMA PONDERIMA RIZIKA
Of which defaulted
Članak 306. stavak 1.
Original exposure value for those exposures which have been classified as ‘defaulted exposures’ according to CRR article 178.
Članak 305. stavak 3.
Same definition as for column 010 of CR IRB template
Članak 232. stavak 3. točka (c) CRR-a
Same definition as for column 230 of CR IRB template.
Članak 133. stavak 2.
Provisions laid down in Article 181(1) point (h) of CRR shall apply.
Ovaj se redak ne može upotrebljavati za kategorije izloženosti prema državi, trgovačkim društvima, institucijama i stanovništvu.
Exposure weighted LGD for those exposures which have been classified as ‘defaulted exposures’ according to Article 178 of CRR.
Za izvješćivanje izloženosti na koje se ne primjenjuju ponderi rizika navedeni u obrascu.
Same definition as for column 110 of CR IRB template.
Članak 113. stavci od 1. do 5.
Same definition as for column 255 of CR IRB template
CRR-a.
Risk weighted exposure amount for those exposures which have been classified as ‘defaulted exposures’ according to Article 178 of CRR.
Kreditne izvedenice bez rejtinga na osnovi „n-tog” nastanka statusa neispunjavanja obveza u skladu sa standardiziranim pristupom (članak 134. stavak 6.
Same definition as for column 260 of CR IRB template
CRR-a) iskazuju se u ovom retku u kategoriji izloženosti „Ostale stavke”.
Same definition as for column 280 of CR IRB template
Vidjeti i članak 124. stavak 2. i članak 152. stavak 2. točku (b) CRR-a.
(All corporates according to Article 147(2) point (c).)
Bilješke
Of which: Specialized lending (excl.
Vidjeti i objašnjenje svrhe bilješki u odjeljku s općim napomenama obrasca CR SA.
SL subject to slotting criteria)
Članak 112. točka i.
(Article 147(8) a CRR)
CRR-a
Of which: Specialized lending subject to slotting criteria
To je samo bilješka.
Articles 147(8) lit. a and 153(5) CRR
Neovisno o izračunu iznosa izloženosti riziku za izloženosti osigurane poslovnim nekretninama u skladu s člancima 124. i 126.
Of which: SME
CRR-a, izloženosti se raščlanjuju i iskazuju u ovom retku na temelju kriterija jesu li izloženosti osigurane poslovnom nekretninom.
(Article 147(2) point (c) CRR)
Članak 112. točka (j) CRR-a.
All Retail exposures according to Article 147(2) point (d)
Izloženosti uključene u kategoriju izloženosti „sa statusom neispunjavanja obveza” koje se uključuju u ovu kategoriju izloženosti ako nisu bile u statusu neispunjavanja obveza.
Retail – Secured by real estate property
Članak 112. točka i.
Retail exposures reflecting Article 147(2) point (d) in conjunction with Article 153(3) CRR which are secured by real estate.
Neovisno o izračunu iznosa izloženosti riziku za izloženosti osigurane stambenim nekretninama u skladu s člancima 124. i 125.
non-SME
CRR-a, izloženosti se raščlanjuju i iskazuju u ovom retku na temelju kriterija jesu li izloženosti osigurane nekretninom.
Retail exposures reflecting Article 147(2) point (d) CRR which are secured by real estate.
Opseg obrasca CR IRB
Other retail exposures according to Article 147(2) point (d) not reported in rows 070 - 100.
Obrascem CR IRB obuhvaćeni su kapitalni zahtjevi za:
Other retail exposures reflecting Article 147(2) point (d) in conjunction with Article 153(3) CRR.
i. kreditni rizik u knjizi pozicija kojima se ne trguje, među ostalim:
Other retail exposures reflecting Article 147(2) point (d) CRR.
kreditni rizik druge ugovorne strane u knjizi pozicija kojima se ne trguje;
Equity exposures reflecting Article 147(2) point (e) CRR.
razrjeđivački rizik za otkupljena potraživanja;
C 09.04 – Breakdown of credit exposures relevant for the calculation of the countercyclical buffer by country and institution-specific countercyclical buffer rate (CCB)
kreditni rizik druge ugovorne strane u knjizi trgovanja;
This table is implemented in order to receive more information regarding the elements of the institution specific countercyclical capital buffer.
slobodne isporuke koje proizlaze iz svih poslovnih aktivnosti.