natgillin/translations-raw huggingface dataset:
From December 2010 on, the table shows kuna savings and time deposits by other domestic sectors, non-MMF investment funds, other financial intermediaries, financial auxiliaries as well as insurance corporations and pension funds.
Od prosinca 2010. u tablici se iskazuju kunski štedni i oročeni depoziti ostalih domaćih sektora, investicijskih fondova osim novčanih fondova, ostalih financijskih posrednika, pomoćnih financijskih institucija i osiguravajućih društava i mirovinskih fondova.
TABLE D8 Foreign currency deposits with other monetary financial institutions
TABLICA D8 Devizni depoziti kod drugih monetarnih financijskih institucija
Up to November 2010, the table shows foreign currency savings and time deposits by other domestic sectors, other banking institutions and non-banking financial institutions.
Do studenoga 2010. u tablici se iskazuju devizni štedni i oročeni depoziti ostalih domaćih sektora, ostalih bankarskih institucija te nebankarskih financijskih institucija.
From December 2010 on, the table shows foreign currency savings and time deposits by other domestic sectors, non-MMF investment funds, other financial intermediaries, financial auxiliaries as well as insurance corporations and pension funds.
Od prosinca 2010. u tablici se iskazuju devizni štedni i oročeni depoziti ostalih domaćih sektora, investicijskih fondova osim novčanih fondova, ostalih financijskih posrednika, pomoćnih financijskih institucija i osiguravajućih društava i mirovinskih fondova.
Foreign currency savings deposits are all foreign currency sight deposits and foreign currency payment instruments issued, while foreign currency time deposits also include foreign currency notice deposits.
Devizni štedni depoziti jesu svi devizni depoziti po viđenju i izdani devizni instrumenti plaćanja, a devizni oročeni depoziti obuhvaćaju i devizne depozite s otkaznim rokom.
TABLE D8a Currency composition of time deposits of households and non-financial corporations
TABLICA D8a Valutna struktura oročenih depozita kućanstava i nefinancijskih društava
The table provides a detailed analysis of the time deposits of households and non-financial corporations items in tables D7 and D8, showing separately kuna deposits not indexed to foreign currency, kuna deposits indexed to foreign currency and foreign currency deposits.
U tablici se iskazuje razrada stavke Oročeni depoziti kućanstava i Nefinancijska društava iz tablice D7 i D8, tako što se posebno iskazuju kunski depoziti bez valutne klauzule, kunski depoziti s valutnom klauzulom i devizni depoziti.
Within deposits indexed to foreign currency and foreign currency deposits, separately reported are deposits indexed to/denominated in the euro, the US dollar and other currencies.
U sklopu depozita s valutnom klauzulom i deviznih depozita zasebno se iskazuju valute eura odnosno američkog dolara te ukupno ostale valute.
TABLE D8b Maturity composition of time deposits by sectors
Tablica D8b Ročna struktura oročenih depozita po sektorima
The table provides a detailed analysis of the Time deposits item in tables D7 and D8, showing separately time deposits by sectors, with the division according to original maturity of up to one year, over one and up to two years and over two years.
U tablici se iskazuje razrada stavke Oročeni depoziti iz tablice D7 i D8, tako što se posebno iskazuju oročeni depoziti prema sektorima, s podjelom prema izvornom dospijeću do jedne godine, od jedne do dvije godine i više od dvije godine.
TABLE D9 Bonds and money market instruments
TABLICA D9 Obveznice i instrumenti tržišta novca
The table shows credit institutions' liabilities for securities issued (net) and loans received from other domestic sectors and, up to November 2010, other banking institutions and non-banking financial institutions and, from December 2010, other financial intermediaries, financial auxiliaries as well as insurance corporations and pension funds.
U tablici se iskazuju neto obveze kreditnih institucija na osnovi izdanih vrijednosnih papira i krediti primljeni od ostalih domaćih sektora, do studenoga 2010. prema ostalim bankarskim institucijama te nebankarskim financijskim institucijama, a od prosinca 2010. prema ostalim financijskim posrednicima, pomoćnim financijskim institucijama i osiguravajućim društvima i mirovinskim fondovima.
Bonds (net) comprise credit institutions' net liabilities for kuna and foreign currency bonds issued, as well as issued subordinated and hybrid instruments, excluding those purchased by foreign investors.
Obveznice (neto) obuhvaćaju neto obveze kreditnih institucija na osnovi izdanih kunskih i deviznih obveznica te izdanih podređenih i hibridnih instrumenata, osim onih koje su upisali inozemni investitori.
Other domestic borrowing comprises loans received, which are reported in the total amount and classified by institutional sectors.
Primljeni krediti iskazani su ukupno i klasificirani prema institucionalnim sektorima.
TABLE D10 Foreign liabilities of other monetary financial institutions
TABLICA D10 Inozemna pasiva drugih monetarnih financijskih institucija
The table shows other monetary financial institutions' total foreign currency and kuna liabilities to foreign legal and natural persons, with the exception of restricted kuna and foreign currency deposits by foreign legal and natural persons.
U tablici se iskazuju ukupne devizne i kunske obveze drugih monetarnih financijskih institucija prema stranim fizičkim i pravnim osobama, osim ograničenih kunskih i deviznih depozita stranih fizičkih i pravnih osoba.
Foreign liabilities of other monetary financial institutions comprise foreign currency liabilities and foreign kuna liabilities.
Inozemna pasiva drugih monetarnih financijskih institucija obuhvaća deviznu i kunsku inozemnu pasivu.
Within foreign kuna and foreign currency liabilities, liabilities to foreign financial institutions are reported separately from liabilities to foreign non-financial institutions (total and by financial instruments).
I u sklopu devizne i u sklopu kunske inozemne pasive posebno su prikazane obveze prema stranim financijskim institucijama i obveze prema stranim nefinancijskim institucijama (ukupno i po financijskim instrumentima).
Items Demand deposits and Savings deposits comprise transaction accounts and savings deposits.
Stavke Depozitni novac i Štedni depoziti obuhvaćaju transakcijske račune i štedne depozite.
As from March 2013, data on item Loans have been revised to exclude data related to subordinated and hybrid instruments.
Počevši od ožujka 2013. provedena je revizija stavke Krediti tako što su iz nje isključeni podaci koji se odnose na podređene i hibridne instrumente.
Item “o/w: Subordinated and hybrid instruments”, which was up to March 2013 reported under Loans and advances, has been reclassified accordingly.
U skladu s time provedena je reklasifikacija stavke Od toga: Podređeni i hibridni instrumenti tako što je do ožujka 2013. ta stavka bila iskazivana u sklopu stavke Krediti.
It is now reported as a separate item and includes all instruments on the liability side having the features of a subordinated or hybrid instrument.
Nakon toga iskazuje se kao zasebna stavka i obuhvaća sve instrumente na strani pasive koji imaju značajku podređenoga ili hibridnog instrumenta.
TABLE D11 Deposits of the central government and social security funds with other monetary financial institutions
TABLICA D11 Depoziti središnje države i fondova socijalne sigurnosti kod drugih monetarnih financijskih institucija
The table reports total credit institutions' kuna and foreign currency liabilities to the central government and social security funds, with the exception of restricted (kuna and foreign currency) deposits by the central government and social security funds with credit institutions.
U tablici se iskazuju ukupne kunske i devizne obveze kreditnih institucija prema središnjoj državi, osim ograničenih (kunskih i deviznih) depozita središnje države kod kreditnih institucija.
Kuna and foreign currency deposits by the central government and social security funds are shown separately.
U tablici su odvojeno iskazani kunski i devizni depoziti središnje države i fondova socijalne sigurnosti.
Kuna deposits comprise demand deposits, savings deposits, time and notice deposits, and loans received from the central government and social security funds.
Kunski depoziti obuhvaćaju depozitni novac, štedne depozite, oročene depozite i depozite s otkaznim rokom te kredite primljene od središnje države.
Foreign currency deposits comprise savings deposits, time deposits and notice deposits.
Devizni depoziti obuhvaćaju štedne depozite, oročene depozite i depozite s otkaznim rokom.
TABLE D12 Restricted and blocked deposits with other monetary financial institutions
TABLICA D12 Ograničeni i blokirani depoziti kod drugih monetarnih financijskih institucija
The table shows households' restricted (kuna and foreign currency) deposits and blocked deposits.
U tablici se iskazuju ograničeni depoziti (kunski i devizni) i blokirani depoziti kućanstava.
Blocked foreign currency deposits include households' foreign currency deposits, regulated by the Act on Converting Households' Foreign Currency Deposits into the Public Debt of the Republic of Croatia.
Blokirani devizni depoziti uključuju devizne depozite kućanstava regulirane Zakonom o pretvaranju deviznih depozita građana u javni dug Republike Hrvatske.
View Governor's responses to deputies' questions
Pogledajte guvernerove odgovore na zastupnička pitanja
I regret to see the discussion going in the direction of monetary policy politicising, Governor Vujčić said.
Žao mi je što slušam raspravu koja ide u smjeru politizacije monetarne politike, nastavio je guverner Vujčić.
Even before Croatia's accession to the European Union, the country had decided to have an independent central bank and it is key that it should continue to be so, regardless of who is running it.
Hrvatska je i prije ulaska u Europsku uniju odlučila imati neovisnu središnju banku i to je bitno zadržati, bez obzira na to tko bio na njezinu čelu.
Deputy clubs and deputies gave their opinion on the Semi-annual Information and posed a number of questions on the monetary policy of the Croatian National Bank, the opinion of the European Central Bank on amendments to the Act on the Croatian National Bank and the conversion of loans in Swiss francs.
Klubovi zastupnika i zastupnici dali su mišljenje o Polugodišnjoj informaciji te postavili niz pitanja o monetarnoj politici Hrvatske narodne banke, mišljenju Europske središnje banke o izmjenama Zakona o HNB-u te konverziji kredita u švicarskom franku.
Deputies participating in the discussion were Grozdana Perić (HDZ), Miro Bulj (Most), Branko Bačić (HDZ), Ivica Mišić (PH), Branimir Bunjac (Živi zid), Boris Lalovac (SDP), Marin Škibola (Živi zid), Tomislav Žagar (SDP), Gordan Maras (SDP), Maro Kristić (Most), Željko Glasnović (NZ), Ivan Pernar (Abeceda demokracije), Goran Aleksić (SNAGA), Ivan Lovrinović (PH), Branko Grčić (SDP), Nikola Grmoja (Most), Andrija Mikulić (HDZ) and Ivan Klarin (SDP).
U raspravi su sudjelovali Grozdana Perić (HDZ), Miro Bulj (Most), Branko Bačić (HDZ), Ivica Mišić (PH), Branimir Bunjac (Živi zid), Boris Lalovac (SDP), Marin Škibola (Živi zid), Tomislav Žagar (SDP), Gordan Maras (SDP), Maro Kristić (Most), Željko Glasnović (NZ), Ivan Pernar (Abeceda demokracije), Goran Aleksić (SNAGA), Ivan Lovrinović (PH), Branko Grčić (SDP), Nikola Grmoja (Most), Andrija Mikulić (HDZ) i Ivan Klarin (SDP).
Governor Vujčić addressed the issue of sovereignity and explained that the CNB, with its monetary and regulatory policies, made it possible for Croatia to avoid entering into any arrangements with the International Monetary Fund and the European Commission.
Guverner Vujčić osvrnuo se na pitanje suverenosti te objasnio da je HNB svojom monetarnom i regulatornom politikom omogućio da Hrvatska ne mora ući u program s Međunarodnim monetarnim fondom i Europskom komisijom.
Had it not been for such a CNB policy, the Governor stressed, the sovereignity in decision-making would have been much smaller and the Croatian Parliament would have had to accept strictly set legislative packages under an arrangement.
Da HNB nije provodio takvu politiku, naglasio je guverner, suverenost odlučivanja bila bi znatno manja, a Hrvatski sabor trebao bi prihvatiti točno određene pakete zakona prema programu.
Boris Vujčić reiterated that the Croatian National Bank had, ever since the problem with the Swiss franc had emerged, been actively involved in its resolution.
Boris Vujčić ponovio je da je Hrvatska narodna banka od početka problema sa švicarskim frankom bila aktivno uključena u njegovo rješavanje.
It has proposed solutions and several models, guided by the principle that these models should mitigate the legal risk for the Republic of Croatia.
Predlagala je rješenja i predložila više modela rukovodeći se time da ti modeli umanje pravni rizik za Republiku Hrvatsku.
The European Central Bank regularly issues opinions on other central banks as well, said Governor Vujčić, and the claims that ECB opinion was produced by the CNB are an insult to the integrity and professional ethics exercised by Croatian National Bank employees and the institutions of the European Union.
Europska središnja banka redovito daje i objavljuje mišljenja i za druge središnje banke, rekao je guverner Vujčić, a tvrdnje da je mišljenje ESB-a pisano u HNB-u vrijeđaju integritet i profesionalnu etiku i zaposlenih u Hrvatskoj narodnoj banci i institucija Europske unije.
The Croatian National Bank may not prohibit lending in the Swiss franc and any such prohibition would actually fall within the competence of the Croatian Parliament itself, which may change the provisions of the Civil Obligations Act, said the Governor.
Naglasio je da Hrvatska narodna banka ne može zabraniti kreditiranje u švicarskom franku već je za to nadležan upravo Hrvatski sabor, koji može promijeniti odredbe Zakona o obveznim odnosima.
The Governor also noted that long-term home lending should be allowed in the kuna and the euro exclusively, since CNB's monetary policy is linked to the euro and since the Croatian National Bank intends to continue to pursue such a policy in the future.
Trebalo bi dopustiti dugoročno stambeno kreditiranje isključivo u kuni i u euru jer je monetarna politika HNB-a vezana uz euro, a takvu će politiku Hrvatska narodna banka i nastaviti, istaknuo je guverner.
The CNB does not offer a rosy picture of the world, said the Governor.
HNB ne priča o "ružičastom svijetu", rekao je guverner.
There is no such thing as monetary or fiscal policy solving the structural problems.
Ne postoji monetarna niti fiskalna politika koja može riješiti strukturne probleme.
Printing money cannot solve structural problems such as regulation of the market in products, health and pension system, public administration efficacy and education.
Tiskanjem novca ne mogu se riješiti strukturni problemi kao što su regulacija tržišta proizvoda, zdravstvenog i mirovinskog sustava, efikasnosti javne uprave te obrazovanja.
Similarly, population outflow is not associated with monetary policy.
Isto tako, iseljavanje nije povezano s monetarnom politikom.
An important fact that should be borne in mind is that the level of debt makes the country very vulnerable to disturbances in the international market, the Governor underlined.
Treba obratiti pozornost na činjenicu na to da razina duga čini zemlju vrlo osjetljivom na poremećaje na međunarodnom tržištu, naglasio je Vujčić.
It is dangerous to think that currently low interest rates will remain low for a very long period of time since they create new risks to financial stability.
Opasno je misliti da će trenutne niske kamatne stope ostati jako dugo na ovoj razini jer stvaraju nove rizike za financijsku stabilnost.
These risks are rising by the day, and once the interest rates start rising, we will, provided we have a low potential GDP growth at this debt level, lose our sovereignity if we fail to meet our obligations.
Ti rizici iz dana u dan rastu, te ako budemo u trenutku kad počnu rasti kamatne stope imali nisku potencijalnu stopu rasta BDP-a i ovakvu razinu duga, to će biti trenutak kada gubimo suverenost - ako ne budemo mogli izvršavati svoje obveze.
The Governor also explained the role of the Croatian National Bank in bank regulation, emphasising that it is the business entities (the banks) that grant loans based on their business decisions and not the CNB.
Guverner je objasnio i ulogu Hrvatske narodne banke u regulaciji banaka te istaknuo da HNB ne odobrava kredite, već je to poslovna odluka poslovnog subjekta (banke).
The role of the regulator is to protect bank deposits and determine the capital that banks are required to have, as a measure of balance between deposits and the risks assumed by banks when granting loans.
Uloga regulatora je da zaštiti depozite u bankama i određuje potreban kapital koji banka mora imati da stoji između depozita i rizika koje ta banka preuzima kada daje kredite.
Croatian Large Value Payment System
Objavljeno: 31.1.2015.
The Croatian Large Value Payment System (CLVPS) is a payment system in which payment transactions in kuna are settled in real time on a gross basis, and it mostly concerns relatively large amounts.
Hrvatski sustav velikih plaćanja (HSVP) platni je sustav u kojemu se platne transakcije u kunama namiruju u realnom vremenu na bruto načelu, a riječ je uglavnom o relativno velikim iznosima.
The CLVPS is a payment system in which payment transactions in kuna are settled for the purpose of implementing the monetary policy of the CNB, payment transactions for the purpose of supplying banks with cash, payment transactions for the purpose of executing transactions in financial instruments, payment transactions for the purpose of the final settlement of other payment systems and other payment transactions.
HSVP je platni sustav u kojemu se u kunama namiruju platne transakcije u svrhu provođenja mjera monetarne politike HNB-a, platne transakcije u svrhu opskrbe banaka gotovim novcem, platne transakcije u svrhu provođenja transakcija s financijskim instrumentima, platne transakcije u svrhu provođenja konačne namire drugih platnih sustava i ostale platne transakcije.
The CLVPS participants are the CNB, credit institutions (banks and savings banks) with the head office in the Republic of Croatia which have been granted authorisation from the CNB, the Croatian Bank for Reconstruction and Development as well as the Central Depository Agency (CDA).
Sudionici HSVP-a jesu Hrvatska narodna banka (HNB), kreditne institucije (banke i štedne banke) sa sjedištem u Republici Hrvatskoj koje su dobile odobrenje za rad od HNB-a, Hrvatska banka za obnovu i razvitak te Središnje klirinško depozitarno društvo (SKDD).
The rules of operation, operational procedures and standards that must be met by the mentioned participants are prescribed by the CNB ( Regulation ).
Pravila rada, operativne postupke i standarde koje moraju zadovoljiti navedeni sudionici propisuje Hrvatska narodna banka ( Regulativa ).
For each participant in the CLVPS, the CNB opens and operatively manages an account through which payment transactions are settled.
Hrvatska narodna banka za svakog sudionika u HSVP-u otvara i operativno vodi račun preko kojeg se provodi namira platnih transakcija.
The CLVPS infrastructure comprises the Central Accounting System (CAS) application, the SWIFT platform (telecommunications networks for the exchange of standardised authenticated messages) and the FIN Copy service, which allows the CNB to transfer payment transactions between the payer and the payee and to register the changes in the accounts of participants in the CLVPS as a consequence of the payment transaction settlement.
HSVP infrastruktura sastoji se od aplikacije Central Accounting System (CAS), platforme SWIFT (telekomunikacijska mreža za razmjenu standardiziranih autentificiranih poruka) i usluge FIN Copy, koja Hrvatskoj narodnoj banci omogućuje prijenos platnih transakcija između platitelja i primatelja plaćanja te evidentiranje promjena na računima sudionika u HSVP-u kao posljedice namire platne transakcije.
Mode of operation of the CLVPS
Način rada HSVP-a
Payment transactions in CLVPS are settled during a settlement day in accordance with the Work Schedule for the CLVPS .
Namira platnih transakcija u HSVP-u obavlja se tijekom obračunskog dana u skladu s Terminskim planom HSVP-a .
The CLVPS is open on each business day, except Saturday, Sunday and the days laid down by the act governing public holidays, memorial days and non-working days in the Republic of Croatia.
HSVP je otvoren svakoga radnog dana, osim subote, nedjelje i dana određenih zakonom kojim se uređuju blagdani, spomendani i neradni dani u Republici Hrvatskoj.
A settlement day in the CLVPS starts at 7:30 a.m. and lasts until 6:00 p.m. on the current business day.
Obračunski dan HSVP-a počinje u 7.30 sati i traje do 18.00 sati tekućega radnog dana.
Interbank payment transactions are settled in the accounts of participants in the CLVPS in real time, on a gross basis (each order individually, in the amount to which it is issued), up to the amount of the coverage in accounts for the settlement of the system participants.
Međubankovne platne transakcije namiruju se na računima sudionika u HSVP-u u realnom vremenu, na bruto načelu (svaki nalog pojedinačno, u iznosu na koji je zadan), do visine pokrića na računima za namiru sudionika sustava.
The CLVPS enables the participants to initiate only credit transfers via the SWIFT telecommunications network by creating the appropriate types of SWIFT payment messages, as well as to initiate payments with a future value date (up to seven days in advance).
HSVP omogućuje sudionicima isključivo zadavanje kreditnih transfera putem SWIFT telekomunikacijske mreže kreiranjem odgovarajućih vrsta SWIFT platnih poruka, kao i zadavanje plaćanja s budućim datumom valute (do sedam dana unaprijed).
In terms of the act governing settlement finality in payment systems, a payment transaction shall be accepted and irrevocable in the CLVPS as from the moment of its settlement.
Platna transakcija u HSVP-u prihvaćena je i neopoziva, u smislu zakona kojim se uređuje konačnost namire u platnim sustavima, od trenutka kada je namirena.
Payment transactions with no collateral in a participant's account in the CLVPS shall be recorded in a payment queue during a settlement day, pending the provision of collateral, but no longer than the end of the settlement day.
Platna transakcija za čiju namiru nema pokrića na računu sudionika u HSVP-u evidentira se tijekom obračunskog dana u redu čekanja do osiguranja pokrića, a najdulje do kraja obračunskog dana.
At the end of the settlement day, payment transactions from the payment queue are returned, and the participant shall be notified thereof.
Na kraju obračunskog dana platne se transakcije iz reda čekanja odbijaju, o čemu sudionik dobiva sistemsku obavijest.
The CNB may initiate payment transactions to debit the account of each participant by way of account transfers.
HNB može zadavati platne transakcije na teret računa svakog od sudionika putem direktnih transfera.
The CNB shall make an account transfer based on a participant's order or pursuant to regulations.
HNB zadaje direktni transfer na osnovi naloga tog sudionika ili na osnovi propisa.
Pursuant to a regulation enacted by the CNB, the CNB has the authorisation to set the limit representing the amount of an authorised overdraft in the account of a participant in the CLVPS.
HNB, u skladu s propisom koji donosi, ima ovlaštenje određivanja limita koji predstavlja visinu dopuštenoga negativnog stanja na računu sudionika u HSVP-u.
The CNB (as a bank - settlement agent) settles the final net positions in the clearing accounts of direct participants in the National Clearing System (NCS) at the end of a clearing day in the NCS through the CLVPS across the participants' accounts and the NCS clearing account.
Namiru konačnih neto pozicija na obračunskim računima neposrednih sudionika u Nacionalnom klirinškom sustavu (NKS) na kraju obračunskog dana u NKS-u obavlja HNB (kao banka agent za namiru) preko računa sudionika i obračunskog računa za NKS u HSVP-u.