natgillin/translations-raw huggingface dataset:
The Deputy Managing Director also wanted to know what progress has been achieved in terms of Croatia's preparations for accession to the European Union and in particular, what the implications of the new European banking regulation and consolidation of banking supervision within the European Central Bank would be for Croatia.
Zamjenicu izvršne direktorice MMF-a zanimalo je, također, kako napreduju pripreme za uključivanje naše zemlje u Europsku uniju, a napose kakvi se učinci na hrvatski bankovni sustav mogu očekivati od nove europske bankovne regulative i objedinjavanja bankovnog nadzora u okviru Europske središnje banke.
On the basis of a recent analytical assessment of the evolution of cyclical systemic risks, the CNB hereby announces that it shall maintain the same rate, i.e. 0%, which shall be applied in the fourth quarter of 2017, i.e. as of 1 October 2017.
Na temelju recentne analitičke ocjene evolucije sistemskih rizika cikličke prirode HNB objavljuje da zadržava istu visinu stope od 0%, koja će se primjenjivati u četvrtom tromjesečju 2017., odnosno od 1. listopada 2017.
Further growth in total economic activity in mid-2016 mainly relied on current private sector income, the real dynamics of which was supported by recovery in employment and wages and foreign demand.
Nastavak rasta ukupne gospodarske aktivnosti sredinom 2016. godine uglavnom se oslanja na tekuće dohotke privatnog sektora, čija je realna dinamika podržana oporavkom zapošljavanja i plaća te inozemne potražnje.
In addition, also visible are further corporate deleveraging in relation to foreign creditors and further write-off of irrecoverable claims as a part of banks' balance sheet clean-up processes and the effect of other measures mitigating systemic risks to debt sustainability.
Osim toga, primjetljivo je daljnje razduživanje poduzeća prema stranim kreditorima, nastavak otpisa nenaplativih potraživanja kao dijela procesa čišćenja bilanca banaka te utjecaj drugih mjera koje ublažavaju sistemske rizike neodrživosti duga.
The process of conversion of loans in Swiss francs and the appreciation of the domestic currency have in the recent period influenced the nominal deleveraging of the household sector after relatively slow changes in this sector's indebtedness over the previous years.
Proces konverzije kredita u švicarskim francima kao i aprecijacija domaće valute djelovali su u recentnom razdoblju na nominalno razduživanje kućanstava nakon razmjerno slabih promjena zaduženosti ovog sektora tijekom prethodnih godina.
The recovery in business activity and the ensuing positive results of non-financial corporations has, coupled with faster private sector balance sheet restructuring, supported the increase in the economic sentiment index.
Oporavak poslovne aktivnosti i posljedično pozitivnih rezultata nefinancijskih poduzeća, uz intenziviranje restrukturiranja bilanca privatnog sektora, podržao je porast indeksa ekonomskog raspoloženja.
Given that credit standards of banks, relaxed in the previous period, did not change in general, potential signals of recovery in credit activity may be seen, but they may not be interpreted in terms of unsustainable credit growth and excessive level of nominal debt, i.e. potential cyclic pressure that
S obzirom na to da se istodobno, u prethodnom razdoblju ublaženi, kreditni standardi banaka uglavnom nisu mijenjali, mogu se uočiti potencijalni signali oporavka kreditne aktivnosti, ali ih se ne može interpretirati u smislu neodrživoga kreditnog rasta i prekomjerne razine nominalnog duga, tj. potencijalnoga cikličkog pritiska koji bi zahtijevao korektivne akcije regulatora u (varijabilnim) kapitalnim zaštitama.
The standardised credit-to-GDP ratio stood at 91.
1 Detaljnija metodološka objašnjenja vidi u Okviru 4.
Figure 2 Buffer guide
Slika 2.
1.a Standardised indicator 1.
Referentni pokazatelj visine zaštitnog sloja
b Specific indicator
1.a Standardizirani pokazatelj
a
1.b Specifični pokazatelj
Calculations of all relevant ratios and the short-term gap are made on a sample as of 2000.
a Izračuni svih relevantnih omjera i kratkoročnog jaza napravljeni su na uzorku od 2000. godine.
With reference to this, the CNB will also rely on all other relevant information and indicators that may point to risks of excessive credit growth, such as price developments in partial markets, the current account deficit, the dynamics of placements and monetary aggregates, etc., which are available at the following website: http://www.hnb.hr/en/analyses-and-publications/regular-publications/bulletin.
U tome će se oslanjati i na sve druge relevantne informacije i indikatore koji bi upućivali na rizike prekomjernoga kreditiranja kao što su kretanje cijena na pojedinim tržištima, manjak na tekućem računu platne bilance, dinamika plasmana i monetarnih agregata i drugo, što je dostupno na mrežnim stranicama: http://www.hnb.hr/analize-i-publikacije/redovnepublikacije/bilten.
2 This primarily refers to the Recommendation of the European Systemic Risk Board of 18 June 2014 on guidance for setting
2 To se prije svega odnosi na Preporuke Europskog odbora za sistemske rizike od 18. lipnja 2014. o smjernicama za utvrđivanje stopa
countercyclical buffer rates (ESRB/2014/1); Recommendation of the European Systemic Risk Board of 4 April 2013 on intermediate objectives and instruments of macro-prudential policy (ESRB/2013/1) - currently available only in English; and Recommendation of the European Systemic Risk Board of 21 September 2011 on lending in foreign currencies (ESRB/2011/1) - currently available only in English.
protucikličkoga zaštitnog sloja (ESRB/2014/1), Recommendation of the European Systemic Risk Board of 4 April 2013 on intermediate objectives and instruments of macro-prudential policy (ESRB/2013/1) - trenutačno dostupno samo na engleskom jeziku i Recommendation of the European Systemic Risk Board of 21 September 2011 on lending in foreign currencies (ESRB/2011/1) - trenutačno dostupno samo na engleskom jeziku.
Unicredito and Allianz, as well as Bank Austria given prior approvals
Prethodne suglasnosti Unicreditu i Allianzu, te Bank Austria
At its meeting held on Wednesday, December 19, 2001, the Council of the Croatian National Bank, chaired by the Governor, Dr Željko Rohatinski, adopted the monetary policy projection and Croatian central bank financial plan for 2002.
Savjet Hrvatske narodne banke, na sjednici održanoj u srijedu pod predsjedanjem guvernera dr. Željka Rohatinskog usvojio je projekciju monetarne politike i financijski plan središnje banke za 2002. godinu.
According to available data, share capital of Zagrebačka banka amounts to DEM 289 million and is divided into 2,884,928 shares.
Prema raspoloživim podacima, temeljni kapital Zagrebačke banke iznosi 289 milijuna DEM i podijeljen je na 2.884.928 dionica.
Out of 2,714,000 shares listed on September 17, 2001, 63.5 percent were in the form of GDRs deposited with the Bankers Trust Company in London.
Od 2.714.000 dionica, koliko je 17. rujna 2001. godine bilo uvršteno na burzu, oko 63,5 posto bilo je u obliku GDR-a (Global Depositary Receipts) deponiranih u Londonu kod Bankers Trust Company.
So far, UniCredito Italiano owned GDRs amounting to 9.994 percent of Zagrebačka banka total voting shares, and Allianz GDRs amounted to 9.972 percent of Zagrebačka banka voting shares.
UniCredito Italiano dosad je imao GDR-e u vrijednosti 9,994 posto vrijednosti ukupnih dionica s pravom glasa, a Allianz u vrijednosti 9,972 posto dionica s pravom glasa.
Pursuant to the CNB approval, UniCredito could acquire up to 90 percent and Allianz up to 20 percent of Zagrebačka banka voting shares.
Prema dobivenoj suglasnosti UniCredito bi mogao steći do 90 posto, a Allianz do 20 posto od ukupnog broja dionica s pravom glasa.
Both members of the consortium for the Zagrebačka banka takeover have high ratings with acknowledged rating agencies - UniCredito's long term rating is Aa3 and A+, the rating of Allianz is AA+.
Oba člana konzorcija za preuzimanje Zagrebačke banke imaju visoke ocjene kod priznatih svjetskih agencija za ocjenu kreditnog rejtinga - UniCredito dugoročni rejting Aa3 i A+, a Allianz AA+.
Also, they are among the largest European companies in their branches.
I Unicredito i Allianz ubrajaju se u najveće europske tvrtke u svojim djelatnostima.
These are, in the first place, the market share of Zagrebačka banka, that is almost a 100-percent owner of both Varaždinska banka and Prva stambena štedionica.
No, pri procjenjivanju utjecaja namjeravanog preuzimanja na bankovni sustav Republike Hrvatske, te na ostvarivanje ciljeva i zadataka Hrvatske narodne banke, osim kvalitete preuzimatelja morale su biti razmotrene još neke okolnosti.
In such circumstances, the Croatian National Bank and the Agency for the Protection of Market Competition assessed that, should both Zagrebačka banka and Splitska banka be in majority ownership of one banking group, the transaction might have negative influence on the competition in the Croatian financial market.
U takvim okolnostima Hrvatska narodna banka i Agencija za zaštitu tržišnog natjecanja ocijenile su da bi ova transakcija mogla imati negativan utjecaj na konkurenciju na hrvatskom financijskom tržištu, ukoliko bi i Zagrebačka i Splitska banka bile u većinskom vlasništvu jedne bankovne grupe.
After reviewing the request, central bank experts assessed that barriers for the takeover of Zagrebačka banka no longer exist, since the sale of Splitska banka, where UniCredito has a 62.6 percent stake, the State Agency for Deposit Insurance and Bank Rehabilitation a 25 percent stake and the remaining stake is owned by the bank itself and small shareholders, had in the meantime been agreed.
U provedenom postupku, nadležne stručne službe Hrvatske narodne banke ocijenile su da više nema zapreka za ostvarenje namjeravanog preuzimanja Zagrebačke banke, s obzirom da je u međuvremenu dogovorena prodaja Splitske banke d.d. Split, u kojoj Unicredito ima 62,6 posto dionica, Državna agencija za osiguranje štednih uloga i sanaciju banaka 25 posto udjela, a ostalo drže sama banka i mali dioničari.
The CNB Council agreed with this assessment and decided as stated.
Savjet HNB-a složio se s takvom ocjenom te donio spomenutu odluku.
At the Wednesday meeting, the CNB Council also reviewed the request submitted by Bank Austria AG Vienna for prior approval for acquiring up to 100 percent of voting shares in Splitska banka d.d. Split.
Pred Savjetom HNB-a našao se na današnjoj sjednici i zahtjev Bank Austria AG iz Beča, kojim se traži prethodna suglasnost za stjecanje do 100 posto dionica s pravom glasa u glavnoj skupštini Splitske banke d.d. Split.
Bank Austria, which belongs to HypoVereinsbank München, has been present in Croatia for five years already, first as a majority shareholder of Bank Austria Creditanstalt Croatia d.d. Zagreb, then as a shareholder of Wüstenrot stambena štedionica d.d. Zagreb.
Bank Austria, koja pripada HypoVereinsbank München, prisutna je u Hrvatskoj već pet godina, kao većinski dioničar Bank Austria Creditanstalt Croatia d.d. Zagreb, a potom i kao dioničar Wüstenrot stambene štedionice d.d. Zagreb.
The long-term rating of HVB München with leading rating agencies is A+, Aa3 and A+.
Dugoročni kreditni rejting HVB München kod vodećih agencija je A+, Aa3 i A+.
Bank Austria is a successful financial institution strategically oriented to spread its operations in Central European countries.
Bank Austria uspješna je financijska institucija sa strategijom širenja poslovanja u zemljama Srednje Europe.
Consequently, the Council saw no barriers for giving its prior approval to Bank Austria for acquiring the requested stake in Splitska banka.
Stoga i u ovom slučaju nije bilo zapreka za prethodnu suglasnost Savjeta HNB-a za realizaciju dogovorene vlasničke promjene.
CNB defends kuna's stability
HNB brani stabilnost kune
In order to stabilise the exchange rate, the Croatian National Bank took several steps today to ease tensions and excessive fluctuations in the foreign exchange and money markets and to discourage speculative activities.
U cilju stabilizacije tečaja Hrvatska narodna banka odlučila je da s nekoliko današnjih uzastopnih koraka smanji nervozu i prekomjerne oscilacije na deviznom i novčanom tržištu, te obeshrabri spekulacijska postupanja.
This information was provided to the public by CNB Governor, Željko Rohatinski, at a press conference held today at the central bank.
O tome je guverner Željko Rohatinski obavijestio i najširu javnost putem konferencije za novinare održane danas u središnjoj banci.
25bn granted at 6 percent interest would suffice to maintain adequate levels of kuna liquidity in the system.
HNB je procijenio da će kunska likvidnost sustava biti zadovoljavajuća i uz odobrenje 4,25 milijardi kuna uz 6 posto kamata.
This has enabled banks to acquire foreign exchange at a price more favourable than the one they required in interbank transactions or from their clients.
Time je bankama omogućeno da željene devize pribave povoljnije od cijene koju su tražile u međusobnim transakcijama ili od svojih klijenata.
In addition, a CNB Governor's decision has provided for the minimum coverage of banks' foreign exchange liabilities by foreign exchange claims to be reduced from 25 to 20 percent.
Uz sve to, odlukom guvernera HNB smanjena je stopa minimalne pokrivenosti deviznih obveza banaka likvidnim deviznim potraživanjima sa dosadašnjih 25 posto na 20 posto.
Also mentioned should be the effects of central bank measures taken so far, including abolishing the marginal reserve requirement, reducing the prescribed minimum foreign exchange coverage from 28.5 to 25 percent, changing the reserve requirement currency structure and selling EUR 328m to banks from central bank reserves.
Tome treba dodati i učinke prethodnih poteza središnje banke (ukidanje granične obvezne pričuve, smanjivanje stope obvezne devizne pokrivenosti sa 28,5 na 25 posto, promjena valutne strukture u izdvajanju obvezne pričuve, prodaja 328 milijuna eura bankama iz pričuva središnje banke).
Therefore, it is the CNB's view that despite all the pressures and uncertainties the stability of the kuna and the financial system can be preserved by a joint effort, which also involves making adequate adjustments in fiscal policy and in the level and structure of consumption.
Ako se uz to uzmu u obzir i devizne pričuve samih banaka, Hrvatska narodna banka smatra da se, unatoč svim pritiscima i neizvjesnostima, zajedničkim naporom - koji uključuje i odgovarajuće prilagodbe u fiskalnoj politici, te razini i strukturi potrošnje - stabilnost kune, a time i financijskog sustava može očuvati.
However, these objectives and tasks must not be pursued solely by the central bank.
No, to ne smije biti cilj i zadaća samo središnje banke.
Their foreign owners notwithstanding, banks should take into account the facts that they operate in the Croatian banking system, that thanks to business operations carried out with Croatian economic entities, citizens and the government they are now in a better condition than some of their parent banks and their subsidiaries in some other emerging markets, and that their future depends on the success in overcoming current difficulties and launching economic recovery.
Pritom i ovdašnje poslovne banke, bez obzira što imaju inozemne vlasnike, trebaju voditi računa da djeluju u hrvatskom bankovnom sustavu, da su na temelju poslovanja s hrvatskim gospodarstvom, građanima i državom danas u boljem stanju od pojedinih banaka-majki i njihovih kćeri na nekim drugim novim tržištima, te da o tome koliko će uspješno biti prevladane aktualne poteškoće i krenuti ekonomski oporavak ovisi i njihova budućnost.
It is therefore unacceptable to use blackmailing tactics and spread panic among the public in an effort to force changes in monetary policy which would enable banks to continue operating under the same conditions and maintain the same profit margins as if nothing has changed in the country or in the world, irrespective of the short-term and long-term consequences this may entail for the economy, the general public and the government.
Stoga su neprihvatljivi i svi pokušaji da se ucjenama ili poticanjem uspaničenih reakcija javnosti pokušavaju iznuditi promjene monetarne politike kojima bi se bankama osigurali uvjeti poslovanja i zarade kao da se ništa u zemlji i u svijetu nije promijenilo, bez obzira kakve bi to kratkoročne i dugoročne posljedice moglo imati za gospodarstvo, građane i državu.
1 lipa - FAO (Food and Agriculture Organization of the United Nations)
1 lipa - FAO (Organizacija za hranu i poljoprivredu Ujedinjenih naroda)
The inscription "REPUBLIKA HRVATSKA" is displayed circularly along the edge of the coin.
Kružno, uz rub, natpis "REPUBLIKA HRVATSKA".
Positioned centrally along the lower edge is the coat of arms of the Republic of Croatia.
Uz donji rub prikaz grba Republike Hrvatske.
Motif on the reverse: the centre of the coin features a stylised corn stalk with two cobs with big, ripe, kernels.
Motiv na naličju: U središnjem dijelu prikazan je stilizirani vrh kukuruzne stabljike, iz koje se otvaraju dva klipa, s dozrelim krupnim zrnjem.
The inscription "FAO" is displayed semi-circularly above the image of the corn stalk.
Iznad prikaza stabljike kukuruza, polukružno, ispisan je natpis "FAO".
The Latin inscription "FIAT PANIS" is shown along the edge of the lower semi-circle.
Uz rub donjeg polukruga ispisan je na latinskom tekst "FIAT PANIS".
Approvals granted for three appointments to bank management boards
Odobrena tri imenovanja u uprave banaka
At its today's session, the Croatian National Bank Council examined recent economic and monetary developments, a report on international reserve management and financial operations of the central bank in the first half of the year and a quarterly report on banking system condition.
Savjet Hrvatske narodne banke na današnjoj je sjednici razmotrio najnovija gospodarska i novčana kretanja, izvješće o upravljanju međunarodnim pričuvama i o financijskom poslovanju središnje banke u prvom polugodištu, te tromjesečno izvješće o stanju u bankovnom sustavu.
An approval was granted to a group of legal and natural persons whose combined individual holdings account for over 50% of capital in Podravska banka d.d., Koprivnica to act in concert as the owner of over one half of the qualifying holding of the capital of that bank.
Grupa pravnih i fizičkih osoba, čiji je zbroj pojedinačnih vlasničkih udjela u Podravskoj banci d.d., Koprivnica, i do sada iznosio više od 50%, dobila je suglasnost za zajedničko djelovanje kao vlasnik natpolovičnog kvalificiranog udjela u temeljnom kapitalu te banke.
An approval was also granted to C.I.M. Banque SA from Geneva for the acquisition of over 20% of the capital of Primorska banka d.d., Rijeka.
Odobren je i zahtjev C.I.M. Banque SA iz Ženeve za stjecanje više od 20% udjela u temeljnom kapitalu Primorske banke d.d., Rijeka.
The CNB Council agreed with the decisions of supervisory boards to appoint Janko Hrnjak as Member of the Management Board of Nava banka d.d., Zagreb, and to extend the term of office of Vesna Ciganek Vuković as Member of the Management Board of Raiffeisenbank Austria and Zdravko Anđel as President of the Management Board of Wüstenrot stambena štedionica d.d., Zagreb.
Savjet HNB-a suglasio se s odlukom nadzornih odbora da Janko Hrnjak bude imenovan članom uprave Nava banke d.d., Zagreb, da u Raiffeisenbank Austria d.d., Zagreb, članicom uprave u još jednom mandatu bude Vesna Ciganek Vuković, te da u Wüstenrot stambenoj štedionici d.d., Zagreb, predsjednikom uprave ostane i nadalje Zdravko Anđel.
Monetary policy instruments and liquidity
Instrumenti monetarne politike i likvidnost
Monetary policy instruments and liquidity
Objavljeno: 18.1.2016.
The tables shows interest rates used by the CNB to calculate and charge interest on credits from the primary issue and interest rates used by the CNB to calculate and pay interest on funds deposited with the CNB.
Tablice prikazuju kamatne stope prema kojima HNB obračunava i naplaćuje kamate na plasmane iz primarne emisije te kamatne stope prema kojima HNB obračunava i plaća kamate na sredstva deponirana kod HNB-a.
Interest rates of the CNB are set by decisions of the Council of the Croatian National Bank, on a yearly basis.
Kamatne stope HNB-a utvrđuju se odlukama Savjeta HNB-a na godišnjoj razini.
The tables include basic data on monthly averages of day-to-day balances of banks' kuna and foreign currency reserve requirements with the CNB and monthly averages of day-to-day balances of some indicators of banks' liquidity.
U tablicama su prikazani i osnovni podaci o mjesečnim prosjecima dnevnih stanja obveznih pričuva banaka kod Hrvatske narodne banke u kunama i u stranoj valuti te mjesečni prosjeci dnevnih stanja nekih indikatora likvidnosti banaka.
The tables on open market operations include reverse repo operations, direct purchases/sales of foreign currency and issued CNB bills.
Tablice operacija na otvorenom tržištu obuhvaćaju obratne repo operacije, izravne kupnje/prodaje deviza i izdane blagajničke zapise HNB-a.
Other instruments include minimum required foreign currency claims and compulsory CNB bills.
Ostali instrumenti obuhvaćaju minimalno potrebna devizna potraživanja te obvezne blagajničke zapise HNB-a.
TABLE F1 Credit rates of the Croatian National Bank
TABLICA F1 Aktivne kamatne stope HNB-a
The table shows interest rates used by the CNB to calculate and charge interest on credits from the primary issue and on all other claims.
U tablici su iskazane kamatne stope prema kojima Hrvatska narodna banka obračunava i naplaćuje kamate na plasmane iz primarne emisije i na sva druga potraživanja.
Exceptionally, from June 1995 interest rate charged by the CNB on Lombard credits was 1.5 percentage points higher than the weighted average interest rate on CNB bills on a voluntary basis (which serve as collateral for Lombard credits) in cases when the weighted average interest rate was higher than 16.
Hrvatska narodna banka na lombardne kredite obračunavala je i naplaćivala kamate po stopi koja je za 1,5 postotnih bodova bila veća od vagane prosječne kamatne stope na dragovoljno upisane blagajničke zapise Hrvatske narodne banke, koji su služili kao zalog za lombardne kredite, onda kada je ta vagana prosječna kamatna stopa bila veća od 16,5%.
Time series presented in the table contain certain breaks, due to changes in the CNB's monetary policy instruments.
Vremenske serije iskazane u tablici sadržavaju određene lomove zbog izmjena instrumentarija Hrvatske narodne banke.
Data shown in column 4, up to November 2008, refer to the weighted averages of the weighted repo rates, and as from December 2008 onward, to the weighted averages of fixed repo rates at regular reverse repo auctions of the CNB in the reporting month.
U stupcu 4 do studenoga 2008. prikazani su vagani prosjeci vaganih repo stopa, a od prosinca 2008. vagani prosjeci fiksnih repo stopa ostvarenih na redovitim obratnim repo aukcijama Hrvatske narodne banke u izvještajnom mjesecu.
Data shown in column 7 refer, until September 1994, to interest rates on special credits for savings deposits' payments and for payments from households' current accounts, and from October 1994 until September 1997 to interest rates on daily credits for savings deposits and households' current accounts in kuna.
Podaci iskazani u stupcu 7 do rujna 1994. odnose se na kamatne stope na posebne kredite za isplate štednih uloga i za plaćanja s tekućih računa građana, a od listopada 1994. do rujna 1997. na kamatne stope na dnevne kredite za štedne uloge i tekuće račune građana u kunama.
Daily credits, as opposed to special credits, are paid back on the same day.
Za razliku od posebnih kredita, dnevni se krediti vraćaju istoga dana.