natgillin/translations-raw huggingface dataset:
A loan is an agreement under which a borrower receives money from a lender and agrees to repay the money at some future date. & kappname; allows you to track loans by which you, as borrower, borrow money from or, as lender, lend money to someone else. Most individuals borrow more than they lend, so you will generally be the borrower and a finance company will generally be the lender. If you lend money to a family member or a friend, you can use & kappname; to keep track of this loan as well.
A on a a ja kuni at mingi kuupäevkappname; kuni x kui või kui kuni muidu rohkem ja a kuni a mastirida liige või akappname; kuni / kui.
This guide will assume that you are borrowing from some sort of finance company, but the topics discussed here apply equally well to loans that you might make to a person. The main difference between borrowing and lending money is that an expense category is used to keep track of interest when borrowing money and an income category is used to keep track of interest when lending money.
mingi / kuni make kuni a eristuv osa vahel ja on on kuni / ja on kuni /.
Loan Principal
Põhisumma
The amount that is lent out is called the loan amount or principal.
on out onquot; quot; võiquot; quot;.
The period of a loan is called its term of the loan. At the end of the term, the entirety of the principal will have been returned to the borrower. Terms are generally expressed in weeks, months, or years. A term can also be expressed by the number of payments. For example, a one year loan with weekly repayments could be described as a one year loan or a loan with 52 repayments.
/ a onquot; liigequot; / lõpp / liige / kuni asukohas nädalad või A liige x arv / näidis a üks aasta järgnevaga kui a üks aasta või a järgnevaga.
The repayment of the principal to the lender is generally not done as a lump sum. Instead, a series of repayments are made, each representing a portion of the principal. Such repayments are sometimes known as amortization payments and in & kappname; Amortization is defined as the act of paying off a loan in installments.
/ kuni on mitte tehtud kui a a / a / vahel kuiquot; quot; ja asukohaskappname; quot; quot; on kui / väljas a asukohas.
Payment Frequency
Maksmine Sagedus
The frequency of installments is referred to as Payment Frequency in & kappname;. Examples of period might be weekly, bi-weekly, monthly, quarterly, or yearly. In the US, periodic payments are most commonly made every month, therefore the loan's period is one month.
/ on kuni kuiquot; Maksmine Sagedusquot; asukohaskappname; Näited / või kuu sek on üks kuu.
For the privilege of being able to use the money, the borrower will pay the lender a fee called the interest, normally expressed as a percentage of the amount of the principal over a defined period. Interest rates can be fixed, where the interest rate does not change over the lifetime of the loan, or variable, where the interest rate can change over time. Typically, interest payments are included with each periodic repayment.
/ kuni aquot; quot; kui a protsent / / a where määr mitte / või muutlik where määr aeg järgnevaga.
Since these repayments are generally made on some sort of scheduled basis, such as weekly, monthly, quarterly, or yearly, they are referred to as periodic repayments. The sum of all periodic repayments plus the final repayment will add up to the loan principal plus the interest.
sees mingi / kui või kuni kuiquot; quot; / kõik lisa kuni.
There may be other fees besides interest that are required to be paid with every installment. These are called recurring fees. Examples of recurring fees include (but are not necessarily limited to):
mai muu nõutav kuni järgnevagaquot; quot; Näited / kaasamine mitte piiratud kuni:
Impound or escrow account payments. (Payments of this sort are commonly used to hold funds to pay annual or bi-annual property taxes.)
& quot; quot; võiquot; quot; konto / kuni kuni või property
Loan account maintenance fees
konto
In summary, the borrower receives a lump sum from the lender at the start of the loan. The borrower makes a periodic payment to the lender. The periodic payment is the sum of the principal payment (which is used to pay down the balance of the loan) plus the interest payment (which rewards the lender for allowing the use of the money by the borrower) plus any recurring fees (which cover any incidentals.) At the end of the loan, the borrower has paid back the entire principal.
kokkuvõte a at start / a kuni on / on kuni / tingimusel / x iga iga lõpp / tagant.
For an example, you might borrow $25,000.00 for a new auto and agree to pay the bank one payment each month for 60 months. The interest rate on the loan might be 5.5%.
näidis tingimusel a uued automaatne ja kuni üks kuu tingimusel määr sees.
In this scenario, the loan amount is $25,000.00. The term of the loan is 60 months or 5 years. The term of the loan could also be described as 60 payments since there will be one payment per month for 5 years. The repayment frequency is one month since periodic repayments will be made once a month. The periodic repayment, which is calculated by & kappname;, would be $477.53.
on liige / on või liige / kui üks kuu tingimusel on üks kuu a kuu on xkappname;.
A loan schedule is a chart or table that shows the date that a repayment should be made and the amount of each periodic repayment. Often, these schedules break the periodic payment down into its constituent parts: the principal repayment, the interest payment, and the recurring fees payment.
Aquot; ajakavaquot; on a diagramm või tabel kuupäev a ja / Sageli katkesta ja ja.
Creating a New Loan
a Uus
In & kappname;, a loan is a type of account. Therefore, to create a new loan, you begin by selecting Account New Account. Continue by answering the questions that the wizard poses to you.
& kappname; a on a tüüp / konto kuni a uued x valimine Konto Uus Konto Jätka x kuni.
Optionally, a loan can be associated with a particular institution. If you are borrowing from a mortgage company or a car loan company, you could create an institution entry that describes this firm and associate the institution with your loan. If you are borrowing from your Uncle Ted, there is no requirement to set up an institution.
a järgnevaga a a või a entry ja järgnevaga on ei kuni.
Making Extra Principle Repayments On Loans
Ekstra Sees
If you would like to make an extra principal repayment, you can do so. Simply enter a transaction using the ledger. This extra repayment of principal will be taken into account for the interest calculation that happens for the next periodic payment.
nagu kuni make a kasutamine / konto tingimusel tingimusel järgmine.
Examples of extra principal payments include (but are not necessarily limited to):
Näited / kaasamine mitte piiratud kuni:
Contributing an extra $50 a month
Oma panuse andmine a kuu
Doubling the periodic principal repayment for every period. (The principal repayment can be found for any particular period by referring to the loan schedule.)
Duubelda tingimusel tingimusel iga x kuni ajakava
Making a 13th principal repayment every year. (This assumes a loan that is repaid in monthly installments.)
a 13. aasta a on asukohas
Note: If you are doubling the principal repaid with every periodic payment, you will need to recalculate the loan schedule for each installment. This will allow there to be an accurate value for the required principal repayment with each installment.
Märkus järgnevaga kuni ajakava tingimusel kuni väärtus tingimusel nõutav järgnevaga.
The Payees screen provides detailed information about all the payees and payers involved in transactions. The Payees screen is split into two main areas: a payees and payers list and a detail area.
ekraan tekitab info kõik ja asukohas ekraan on kaks a ja list ja a piirkond.
The Payees screen allows for viewing the transactions for the selected payee, updating personal information associated with a particular payee or payer, and specifying transaction matching criteria.
ekraan tingimusel uuendamine info järgnevaga a või ja ajalugu.
Payees List
Nimekiri
A list of payees and payers is on the left side of this screen. The payee list is sorted alphabetically. To sort in reverse alphabetical order, click on the Name title at the top of the list.
A list / ja on sees vasakult / ekraan list on Kellele asukohas tagasi sees Nimi tiitel at ülalt / list.
Adding a Payee or Payer
a või
To add a payee or payer, right-click on any payee name and choose New payee. This creates a new payee called New Payee. Right-click on this payee and select Rename payee to enter the name of the new payee or payer.
Kellele lisa a või paremalt sees iga nimi ja Uus a uued Uus Topelt sees kuni nimi / uued või.
Renaming a Payee or Payer
a või
To rename a payee or payer, simply right-click on the name, select Rename payee and the name becomes editable. Changing the name will affect the name in all the transactions in which it appears.
Kellele a või double sees nimi ja nimi nimi nimi asukohas kõik.
Deleting a Payee or Payer
Kustutamine a või
To view and edit the personal information associated with a particular payee, select the payee from the list and select the Address tab. To modify this information, edit the detail area directly and press the Update button when finished.
Kellele ja redigeerimine info järgnevaga a list ja Isiklik Info asukohas piirkond Kellele info redigeerimine piirkond ja Uuenda nupp lõpetatud.
The personal information tab
info
Personal information
Isiklik info
Transaction Matching Settings
Seadistused
& kappname; has the ability to automatically assign the proper payee to imported transactions. This can be handy when importing transactions from your bank, when the payee name has extra unnecessary characters, or worse, if the payee names change.
& kappname; kuni kuni importimine nimi või kui.
For example, let's say your monthly mortgage payment comes in from your bank like this SUNTRUST BANK MAPLE VALLEY, GA 111506 one month and then SUNTRUST BANK MAPLE VALLEY, GA 121606 the next month. You would really like both of those transactions to be assigned simply to your payee SunTrust. The transaction matching feature is for you!
näidis sek asukohas naguquot; quot; üks kuu jaquot; quot; järgmine kuu Mina nagu / kuni kuniquot; quot; on tingimusel!
The payee matching tab
info
Setting up
Seadistus
From the Matching tab, you can set the Transaction Matching Settings. You have 3 major options:
Kellelt Isiklik Info Seadistused Mina options:
No Matching. Disables the feature for this payee. This is the default setting for all payees.
Ei tingimusel on vaikimisi tingimusel kõik.
Match on Payee Name. Enables the feature, and uses the payee name itself as the Match Key
Sobivus sees Nimi ja nimi kui Sobivus Võti
You can also choose whether you want to ignore the case of the Match Key. If you choose this option, the Match Key SunTrust would match SUNTRUST BANK or SunTrust Bank.
Mina kuni / Sobivus Võti Sobivus Võtiquot; quot; quot; quot; võiquot; quot;
Importing Transactions
Import
When you import transactions using the QIF import, or using a plugin such as OFX or AqBanking, the Match Keys you have set will be considered. If the Match Key for one of your payees is found anywhere in the payee of the imported transaction, the corresponding payee from your list will be assigned to that transaction. Thus, a Match Key of SunTrust will match SUNTRUST BANK MAPLE VALLEY, GA or even MORGENSUNTRUSTamp; LOAN. So choose your Match Keys carefully.
import kasutamine import või kasutamine a plugin kui või Sobivus Võtmed Sobivus Võti tingimusel üks / on asukohas / list kuni a Sobivus Võti / & quot; quot; quot; quot; võiquot; amp; quot; Sobivus Võtmed.
If a transaction payee matches more than one Match Key, the behaviour is undefined. & kappname; will arbitrarily pick one of the matching payees.
a rohkem üks Sobivus Võti on määramatakappname; üks /.
Viewing Transaction History
Ajalugu
To view all transactions associated with a particular payee, select the payee from the list and the Transaction tab in the detail area. Double-clicking a particular transaction will bring you directly to that transaction in the Ledgers screen.
Kellele kõik järgnevaga a list ja asukohas piirkond Topelt a kuni asukohas ekraan.
Transaction history
ajalugu
What is reconciliation?
Mis on?
Reconciliation is the process of matching the transactions you have entered into & kappname; with the transactions listed for that account by the institution. This is most commonly done with the list of transactions in a statement, be it a bank statement, credit card statement, loan statement, or any other statement. It can also be done against an on-line listing of the account, although this is less common. If any discrepancies are found, then either you or the person who created the statement have made a mistake.
järgnevaga asukohas a statement a statement statement statement või iga muu statement iga või statement a.
To reconcile an account, choose your account from the drop down box and click on the Reconcile icon, select Account Reconcile... or use the key combination Ctl+Shift+R.
Kellele konto konto list ja sees ikoon Kontod või võti Shift R.
This will open the reconciliation wizard. The first page of the wizard briefly describes the process you will follow. Click on Next to actually start the wizard.
open järgnevaga lehekülg / Klõps sees Järgmine kuni start.
Statement details
Statement
The statement date, starting balance, and ending balance can be found in your statement. Make sure that the figures match and click on the Next button. If the figures do not match then enter the figures as listed on your statement and click on the Next button.
statement kuupäev ja asukohas statement Mark ja sees Järgmine nupp mitte kui sees statement ja sees Järgmine nupp.
If the statement reconciliation is on a bank account or any account with interest and/ or charges fees, then enter these values in the appropriate fields. A category can be assigned for each of these amounts.
statement on sees a konto või iga konto järgnevaga ja või asukohas nõutav A kuni.
The interest field is for interest you gained. If you have to pay interest, & eg;, for a credit card account, this has to be entered as a charge.
väli on tingimusel kuni tingimusel g a konto kuni kui laeng.
Completing Reconciliation
Mis on?
Finishing Reconciliation
Mis on?
Postponing Reconciliation
Mis on?
Available Reports
Saadaolev Aruanded
The reports in this section show your income and expenses either for the current month or for each month in the current year. Of course, the duration of the overall report and the duration captured by each column can be configured to your liking. Graphs and Pie Charts also may be produced.
asukohas show ja tingimusel aktiivne kuu või tingimusel kuu asukohas aktiivne aasta / üleüldine ja x kuni.
Here there are reports that describe your net worth, either at the current moment, every month for the current year, or every year of your history. In addition, there is a 7-day Cash Flow Forecast and a Net Worth Graph. There are also reports to get the balances for all of your accounts at any given point in time.
net at aktiivne või kuu tingimusel aktiivne aasta või aasta / ajalugu kuni tingimusel kõik / at iga punkt asukohas aeg.
This section includes reports that list individual transactions. This is the best way to print your account register for a specific period of time. The transactions printed can be grouped together according to your liking by choosing the appropriate report, such as:
list out on kuni trükk konto tingimusel a / aeg.
By Account
Konto
By Month or Week
Kuu või Nädal
The Cash Flow report is similar to a Transaction report, but it displays all cash-flow related transactions.
on kuni a kõik.
These reports help you keep track of your investments. They only include investment accounts. There are a variety of presentation filters and styles, as shown in this partial list.
abi / kaasamine.
Investment Transactions: Similar to a Transactions report, and includes the share price and quantities.
Investeering kuni a ja ja.
Investment Holdings by Account: Shows the current shares, price, and value for each account.
Investeering x Konto aktiivne ja väärtus tingimusel konto.
Investment Holdings by Type: Same as the previous report, but organizes the accounts by type (Stock, Mutual Fund, etc)
Investeering x Tüüp kui x tüüp
Investment Performance by Account: Shows the annualized performance over any period of time. This performs a cash flow analysis of all money coming into and going out of the account. As a result, this is a very accurate picture of how well your investments are doing.
Investeering Jõudlus x Konto jõudlus iga / aeg a / kõik ja out / konto a on a pilt /.
Investment Performance by Type: Same as the previous report, but organizes the accounts by type (Stock, Mutual Fund, etc)
Investeering Jõudlus x Tüüp kui x tüüp
The tax reports are just like the transactions reports, with the addition that only Tax related categories are included. This allows you to flag certain categories as being tax-related, and then get one big report at the end of the year to see them all in one place. They may be listed either by Category or by Payee, and for the last fiscal year.
nagu järgnevaga liitmine kuni kui ja üks suur at lõpp / aasta kuni kõik asukohas üks
The budgeting reports are similar to net worth reports, but the reports can display the budget for a given year, or even compare it to the actual income and expenses for the same period.
kuni net tingimusel a aasta või võrdlemine kuni ja.
The forecast reports are just like the net worth reports, but they use the information to display forecast information. You can display the information at various levels and for the timeframe of your choosing.
nagu Võrk info kuni info Mina info at ja tingimusel /.
These reports display non-transaction information about schedules, accounts, and loans.
info ja.
If Charts are enabled, this section lists all the reports which are marked to display a graphical chart as the default. They are also listed in one of the other sections, but they are also aggregated here for your easy reference.
Diagrammid lubatud nimekirjad kõik kuni a diagramm kui vaikimisi asukohas üks / muu tingimusel.
Favorites
Lemmikud
This section lists all the reports you have marked as a favorite in the report configuration dialog. They are still listed in one of the other sections, but they are also aggregated here for your easy reference. Favorite reports are also included on the financial summary page for even easier reference.
nimekirjad kõik kui asukohas seadistamine asukohas üks / muu tingimusel Lemmik sees kokkuvõte lehekülg tingimusel.
Configuring Reports
Aruanded
To access the report configuration dialog, bring up the report you wish to configure, and press the Configure button at the top of the report.
Kellele seadistamine kuni seadistamine jaquot; Seadistaminequot; nupp at ülalt /.
Working With Reports
töötamine With Aruanded
There are a number of actions you can take on each report. You can access these by right-clicking the report name in the list of reports. Alternately, once you have run a report, there are buttons across the top of the view to invoke each of these:
a arv / toimingud sees Mina x paremalt nimi asukohas list / käivita a ülalt / kuni /:
Chart: Only present if the report is capable of displaying a chart. Clicking this option toggles between the report and the chart.
Diagramm Ainult kui on / a diagramm vahel ja diagramm.
Configure: Change the properties of this report. You can customize the report to your liking and save it for future use.
Seadistamine Muuda / Mina kuni ja save tingimusel.
New: Create a new customized report based on the selected report.
Uus Loo a uued sees.
Copy: The report output can be copied to the clipboard to paste them in another application, like a spreadsheet, for further analysis.
Kopeeri kuni lõikepuhver kuni asukohas rakendus nagu a tingimusel.
Export: Reports can be saved in & HTML; or CSV format.
Eksport Aruanded asukohas HTML või CSV vormindamine.
Delete: Customized reports can be deleted. The default reports that ship with & kappname; cannot be deleted.
Kustuta kustutatud vaikimisi järgnevaga kustutatud.
Close: Close the current report.
Sulge Sulge aktiivne.
Working with custom reports
töötamine järgnevaga kohandatud
You can configure the default reports or create your own from them by selecting'New 'and then configuring the new report. When you select'Configure' you will be presented with the Report Tab. Initially, it is named the same as the old report with Custom added to the end. You can change the name to whatever you want. You can even name your custom reports the same as a default report, or the same as another custom report. Also, you can always use the Comment field to further distinguish reports.
Mina seadistamine vaikimisi või x valimine Uus ja seadistamine uued Seadistamine järgnevaga Aruanne Tabeldusmärk on kui järgnevagaquot; Kohandatudquot; kuni lõpp Mina nimi kuni Mina nimi kohandatud kui a vaikimisi või kui kohandatud alati Kommentaar väli kuni.
Report Tab
Aruanne Tabeldusmärk
Report Configuration -Report
Aruanne Seadistamine Aruanne
On this tab, you set the basic properties of this report.
Sees põhiline /.
Report Name: Choose a name for this report.
Aruanne Nimi Vali a nimi tingimusel.
Comment: Enter a comment to help you remember the details of this report.
Kommentaar Enter a kommentaar kuni abi /.
Convert values to base currency: Select this option to convert all values in the report to your base currency. Leave it unchecked if you'd like to see values in their original currency. If currencies are not converted, then subtotals will not be shown.
Teisenda kuni base valuuta Vali kuni kõik asukohas kuni base valuuta Väljumine kui p nagu kuni asukohas originaal valuuta mitte mitte.
Mark as favorite report: Check this to cause this report to show up on the home page and in the group of Favorite Reports.
Märgistus kui Kontrolli kuni kuni show sees lehekülg ja asukohas grupp / Lemmik Aruanded.
Rows/ Columns Tab
Read Veerud Tabeldusmärk
On this tab, you configure how you would like the rows and columns to be selected and organized. This tab presents different configuration options depending on the style of report you have selected.
Sees seadistamine p nagu rida ja veerud kuni ja seadistamine options sees stiil /.
Report Configuration -Rows and Columns
Aruanne Seadistamine Read ja Veerud
For income/ expense and net worth reports:
ja net:
Columns: Choose how large of a time period each column should encompass
Veerud Vali suur / a aeg
Rows: Choose what kind of accounts to display as the rows of this report
Read Vali tüüp / kuni kui rida /
Detail: Choose the level of detail required for this report.
Üksikasjad Vali / nõutav tingimusel.
The following levels of detail are available:
/:
All: Show every category or account.
Kõik Näita või konto.
Top-Level: Show only the highest-level categories or accounts, and roll up the sums of the subordinates categories or accounts into those values.
Ülal Tase Näita kõrgeim või ja / või.
Groups: Show only the totals of the income, expenses, assets, or liabilities.
Grupid Näita / või.
Total: Show only the grand totals line.
Kokku Näita rida.
Organize by: Choose how to group the transactions in this report
x Vali kuni grupp asukohas
Show Columns: Choose which columns should be shown in the report. The date and transaction amount are always shown.
Näita Veerud Vali veerud asukohas kuupäev ja alati.
Include only Tax Categories: Only show categories which have been marked as tax-related.
Kategooriad Ainult show kui.
Include only Investment Accounts: Only show transactions from investment accounts.
Investeering Kontod Ainult show.
Include only Loan Accounts: Only show transactions from loan accounts.
Investeering Kontod Ainult show.
This tab allows you to configure what the report should look like when it is displayed as a chart. See the Graphs & Charts section for more explanation of the charting functions.
kuni seadistamine nagu on kui a diagramm amp; Diagrammid tingimusel rohkem /.
Chart Type: The visual format of chart desired.
Diagramm Tüüp vormindamine / diagramm.
Show grid lines: Whether to print horizontal and vertical grid lines on the chart.
Näita rida kuni trükk rõhtsalt ja püstiselt rida sees diagramm.