natgillin/translations-raw huggingface dataset:
Accession to the EU and the free movement of workers contributed significantly to the labour income earned by residents abroad and by non-residents in Estonia: the former grew 56% and the latter 36%. 
ELiga ühinemine ning tööjõu vaba liikumine suurendasid märgatavalt nii residentide välismaal teenitud kui ka mitteresidentide Eestis teenitud tööjõutulu: esimene kasvas 56% ja viimane 36%.
If the effects of cyclical factors are to be eliminated18, the actual current account should be raised by 3.3 percentage points (=1.2+2.1). 
Elimineerimaks tsükliliste faktorite18 mõju, peab tegelikku jooksevkonto saldot tõstma 3,3 protsendipunkti, st (=1,2+2,1).
Elion’s role in the project was different from ordinary IT hosting service. 
Elioni roll oli antud projekti puhul teistsugune kui tavapärane IT-süsteemi majutusteenuse pakkumine.
In the EU, the domestic demand dropped by 4.2% being influenced most by a fast decrease in the gross fixed capital formation (-12%). 
EL-is kahanes sisemajanduse nõudlus 4,2% peamiselt kapitali kogumahutuse järsu vähenemise (-12%) tõttu.
There are two methods used in the EU for the calculation of the tax burden. 
EL-is kasutatakse maksukoormuse arvutamisel kahte meetodit.
The EU average in 2011 was 107 patent applications per million inhabitants, which is practically the same as ten years before. 
EL-is keskmiselt esitati 2011. aastal 107 patenditaotlust miljoni elaniku kohta ehk praktiliselt sama palju kui EL-is kümme aastat tagasi.
In the EU on average, the exports of goods and services grew by 11% in 2010. 
EL-is keskmiselt kasvas kaupade ja teenuste eksport 2010. aastal 11%.
In the EU on average, the imports of goods and services grew by 9%. 
EL-is keskmiselt kasvas kaupade ja teenuste import 9%.
In the European Union as a whole, there were 2.7 hospitals per 100,000 inhabitants. 
EL-is keskmiselt oli 2,7 haiglat 100 000 elaniku kohta.
In the EU as a whole, the difference was fourfold: 2% growth in the market economy versus just 0.5% growth in the non-market economy. 
EL-is keskmiselt oli erinevus neljakordne: turumajanduses kasv 2%, mitteturumajanduses ainult 0,5%.
In the EU, the average share of gross saving in disposable income was 19.0%. 
EL-is keskmiselt oli kogusäästu osatähtsus kasutatavas kogutulus 19,0%.
In the EU, on average, men are more frequent users of the Internet than women, whereas in Estonia it is contrariwise. 
EL-is keskmiselt on meeste hulgas internetikasutajaid rohkem kui naiste seas, Eestis aga vastupidi.
In the EU as a whole, domestic demand has been slightly lower than the GDP (98% in 2012). 
EL-is keskmiselt on sisemajanduse nõudlus toodetud SKP-st veidi väiksem (2012. aastal 98%).
The respective EU average rate has been slightly less than the GDP (98 to 99%). 
EL-is keskmiselt on sisemajanduse nõudlus toodetud SKP-st veidi väiksem (98–99% SKP-st).
The respective EU indicator rose 0.2%. 
EL-is keskmiselt suurenes see näitaja aga 0,2%.
In the EU on average, 8.8% of men and 32% of women held part-time jobs in 2011. 
EL-is keskmiselt töötas 2011. aastal osaajaga 8,8% meestest ning 32% naistest.
In the EU on average, the gross fixed capital formation decreased by 0.7% last year. 
EL-is keskmiselt vähenes kapitali kogumahutus põhivarasse mullu 0,7%.
In the EU as a whole, freight turnover decreased 10% in the transport of goods by road and 17% in the rail traffic in 2009 compared to the previous year. 
EL-is kokku vähenes veosekäive 2009. aastal varasema aastaga võrreldes maanteevedudel 10% ja raudteevedudel 17%.
By far the best results in the EU were shown by the Baltic countries – which in the previous years had experienced a deeper recession than the rest – with their economies growing more than 5%. 
EL-is läks teistest liikmesriikidest oluliselt paremini aga juba varem sügava languse üle elanud Balti riikidel, kus kasv ületas 5% piiri.
According to the data of Eurostat, 73% of households had Internet connection and 68% had broadband connection in the EU. 
EL-is oli kodune internetiühendus 73%-l ja püsiühendus 68%-l leibkondadest.
The majority of employed persons in the EU work full-time, but the share of part-time workers among all employed persons has increased somewhat, reaching 19% in 2011. 
EL-is on enamik töötajatest olnud hõivatud täisajaga, kuid osaajaga hõivatute osatähtsus hõivatute seas on mõnevõrra kasvanud ning oli 2011. aastal 19%.
The number of building permits granted for dwelling construction decreased 12% in 2012 in the EU as a whole. 
EL-is tervikuna oli ehitusloa saanud eluruumide arv 2012. aastal 12% väiksem kui aasta varem.
In the EU as a whole, construction prices have steadily increased. 
EL-is tervikuna on ehitushinnad stabiilselt tõusnud.
In 2009 the annual average growth in food prices of the EU was 0.9%. 
EL-is tõusid toiduhinnad 2009. aastal keskmiselt 0,9%.
Elisa has already launched testing of the 800 MHz band. 
Elisa on juba alustanud 800 MHz sagedusala testimist.
As regards non-EU countries, the 2.5 times increase in income outflow to Russia is noteworthy. 
ELi-välistest riikidest väärib esiletõstmist 2,5 korda suurenenud tulu väljavool Venemaale.
Only enterprisers who gain control of expenditure by increasing productivity growth will survive. 
Ellu jäävad vaid need ettevõtted, kes suudavad tootlikkuse kasvu abil kulude kasvu kontrolli alla saada.
What survived are only the strong enterprises which are flexible and able to succeed in the new circumstances. 
Ellu jäid vaid tugevad ettevõtted, kes on paindlikud ning suutelised ka uutes tingimustes läbi lööma.
In the name of survival, the government tries to direct the economic life and decisions more centrally by regulating and interfering more. 
Ellujäämise nimel üritab valitsus majanduselu ja otsuseid kesksemalt suunata suurema regulatsiooni ja sekkumisega.
In order to survive, enterprises took risks, searched for new markets and tried to boost production efficiency. 
Ellujäämiseks võeti riske, otsiti uusi turge, püüti tootmist efektiivsemaks muuta.
A more stable currency was needed. 
Elu edendamiseks oli vaja stabiilsemat raha.
There is hope, however. 
Elu pole aga selles vallas lootusetu.
Change of residence or registered office or address information by registrar 
Elu- või asukoha või aadressiandmete muutmine registripidaja poolt
36 persons were imprisoned for life. 
Eluaegset vanglakaristust kandis 36 inimest.
Housing and energy efficiency 
Eluase ja energiatõhusus
Growth in housing prices accelerated to 16% by the fourth quarter of 2013, with apartment prices rising by 20%. 
Eluaseme hindade kasv kiirenes 2013. aasta neljandaks kvartaliks 16%ni, sh korterite puhul 20%ni.
The steady rise in housing prices has made a return to the real estate market possible for those households that bought property during the real estate boom with bank loans. 
Eluaseme hindade pidev tõus on võimaldanud kinnisvaraturule naasta majapidamistel, kes soetasid kinnisvarabuumi ajal eluaseme pangalaenuga.
House prices in the European Union, which in 2010 had recovered to the pre-crisis level of 2007s tarted a new downward trend in the third quarter of 2011. 
Eluaseme hinnad, mis 2010. aastal taastusid Euroopa Liidus majanduskriisi eelsele 2007. aasta tasemele, tegid alates 2011. aasta kolmandast kvartalist jälle vähikäiku.
The dwelling price index (DPI) is a Laspeyres type index which covers transactions made with already existing dwellings as well as new dwellings. 
Eluaseme hinnaindeks (EAHI) on Laspeyresi tüüpi indeks, mille arvutamisel kasutatakse nii olemasolevate kui ka uute eluasemete ostu-müügitehingute hindu.
DPIs are compiled for apartments and houses (including detached, semi-detached and terraced houses). 
Eluaseme hinnaindeks arvutatakse korterite ja majade (ühepereelamud, paarismajad ja ridaelamud) kohta.
The dwelling price index is a Laspeyres type index which covers transactions made with already existing dwellings as well as new dwellings. 
Eluaseme hinnaindeks on Laspeyresi tüüpi indeks, mille arvutamisel kasutatakse nii olemasolevate kui ka uute eluasemete ostu-müügitehingute hindu.
The weights of the dwelling price index are updated annually. 
Eluaseme hinnaindeksi kaalusid uuendatakse igal aastal.
The annual change in this price index was 10.7% compared to 2012. 
Eluaseme hinnaindeksi muutus võrreldes 2012. aastaga oli 10,7%.
The dwelling price index is published on the base 2010 = 100. 
Eluaseme hinnaindeksit avaldatakse baasil 2010 = 100.
Guarantee and loan activity of the housing and energy efficiency area 
Eluaseme ja energiatõhususe valdkonna käendus- ja laenutegevus
Housing and export guarantee incomes decreased. 
Eluaseme käenduste ja eksporditagatiste tulud langesid.
For issuing of housing loan guarantees, KredEx has concluded agreements with most of the financial institution operating in Estonia. 
Eluaseme laenutagatiste väljastamiseks on KredEx sõlminud lepingud enamuse Eestis tegutsevate krediidiasutustega.
Demand for housing is set to increase in the coming years as the generation born at the time of the singing revolution enters the labour market (see Figure A.2). 
Eluaseme nõudlust suurendab lähiaastail nn laulva revolutsiooni põlvkonna sisenemine turule (vt joonis L.2).
In housing sector, a lot of attention will be paid to guarantee of renovation loans and development of products related to energy saving. 
Eluaseme valdkonnas pööratakse suurt rõhku kortermajade renoveerimislaenude käendamisele ning energiasäästuga seotud toodete väljatöötamisele.
Quarterly change of non-housing household loans and leases 
Eluasemega mitteseotud laenude ja liisingute kvartalikasv
188,612 euros were spent on development projects connected with housing (194,310 euros in 2010). 
eluasemega seotud arendusprojektidele on kulunud 188 612 eurot (2010. a 194 310 eurot).
The rising housing costs could be attributed to the rise in the rent tariffs and public utilities (water and sewerage) costs. 
Eluasemega seotud kulude kasv oli suuremal määral tingitud korteriüüri tariifide tõusust ning kommunaalteenuste (vesi ja kanalisatsioon) kallinemisest.
Factors driving growth in housing prices 
Eluasemehindade kasvu mõjutanud tegurid
Rising housing prices in the Nordic countries have been driven by both demand and supply factors and institutional factors. 
Eluasemehindade kasvu Põhjamaades on mõjutanud nii nõudluse ja pakkumisega seotud kui ka institutsionaalsed tegurid.
Housing investments dropped by 29%, by the same amount as in 2008. 
Eluasemeinvesteeringud kahanesid 29%, kuid sama suur oli langus juba 2008. aastal.
Growth in investment in residential space will speed up slightly in 2014. 
Eluasemeinvesteeringute kasv 2014. aastal veidi kiireneb.
The rapid growth in residential investment seen after the crisis will give way to moderate growth. 
Eluasemeinvesteeringutes asendub pärast kriisi nähtud kiire kasv mõõdukama kasvuga.
Housing credit growth is maintaining its high level this year, but as no considerable influx of new customers is likely to happen, it is predicted to decline in the future. 
Eluasemekrediidi kasv jääb sel aastal küll kõrgeks, ent kahaneb edaspidi kindlasti, kuna uusi kliente enam märkimisväärselt juurde ei lisandu.
Housing costs grew also due to the increase in the value added tax imposed on district heating and the rise in world energy prices. 
Eluasemekulude suurenemist põhjustasid lisaks veel kaugküttele kehtestatud käibemaksu määra tõus ja energiakandjate kallinemine maailmaturul.
Housing costs increased by 9%, nearly half of which consisted of the increase of heating costs due to high fuel prices on foreign markets. 
Eluasemekulutused kallinesid 9%, millest ligi poole moodustas soojuse hinnatõus seoses kõrgpte kütusehindadega välisturgudel.
The number of housing loan guarantees to be issued in year 2009 is predicted to become more stable. 
Eluasemel aenutagatiste väljastamisel on 2009. aastal ette näha tagatiste arvu stabiliseerumist.
housing loans and leasing (right scale) 
eluasemelaen ja -liising (parem telg)
Around one fifth more mortgages were granted in 2014 than in 2013, and the total mortgage portfolio grew by 2.6% over the year. 
Eluasemelaene väljastati 2014. aastal ligikaudu viiendiku võrra rohkem kui 2013. aastal ning eluasemelaenude portfell suurenes aastaga 2,6%.
The interest rate on housing loans is the standing deposit facility interest payable to credit institutions plus the risk margin but not more than the minimum loan interest rate established by the minister of finance. 
Eluasemelaenu intressimäär on krediidiasutustele makstav hoiustamise püsivõimaluse intress, millele lisandub riskimarginaal, kuid kokku mitte üle rahandusministri kehtestatud laenuintressi alammäära.
The interest rate on housing loans is based on the reserves’ interest rate Eesti Pank pays to credit institutions plus a risk margin. 
Eluasemelaenu intressimäära aluseks on Eesti Panga poolt krediidiasutustele makstav reserviintressimäär, millele lisandub riskimarginaal.
Dynamics of housing loan interest rates 
Eluasemelaenu intressimäära kujunemine
The Board of Eesti Pank establishes the interest rate for the mortgage and consumption loan by its Decree. 
Eluasemelaenu ja tarbimislaenu intressimäära kehtestab oma otsusega Eesti Panga nõukogu.
Guarantee of housing loan 
Eluasemelaenu käendus
With the help of housing loan guarantees, young families, young specialists and tenants living in restituted buildings may take loans for purchase or renovation of a dwelling with a lower rate of self-financing than usual. 
Eluasemelaenu käenduste abil saavad noored pered, noored spetsialistid ning tagastatud majades elavad üürnikud võtta eluaseme soetamiseks või renoveerimiseks laenu tavapärasest madalama omafinantseeringu määraga.
The housing loan growth rate stayed in line with price changes on the housing market, though remained more inert. 
Eluasemelaenu kasvutempo järgis hinnamuutusi eluasemeturul, olles samas inertsem.
At the end of August this year, 7% of loan agreements had a loan-to-value (LTV) ratio of more than 100%. 
Eluasemelaenu lepingutest oli selle aasta augusti lõpu seisuga 7% selliseid, kus laenu ja tagatise väärtuse suhtarv (LTV) oli kõrgem kui 100%.
The housing loan guarantee portfolio amounted to 527 million kroons by the end of 2003. 
Eluasemelaenu tagatiste portfelli maht oli 2003. aasta lõpuks 527 miljonit krooni.
The volume ofhousing loan guarantee portfolio at the end of 2002 was 318.7 million kroons and the total amount of guaranteed loans equalled 1.6 billion kroons. 
Eluasemelaenu tagatiste portfellimaht oli 2002. aasta lõpuks 318,7 miljonit kroonija tagatud laenude maht ulatus 1,6 miljardi kroonini.
Housing loans will be mostly taken for purchasing new dwellings. 
Eluasemelaenu võetakse peamiselt uue eluaseme soetamiseks.
Income distribution of households with mortgage credit 
Eluasemelaenu võtnud majapidamised tuluvahemiku järgi
households with a housing loan incl. purchase or construction of housing 
eluasemelaenu võtnud pered sh eluaseme ost või ehitus
Another indicator describing the situation of households that have a mortgage credit is their ability to save. 
Eluasemelaenu võtnud perede olukorda kirjeldab ka nende võime säästa.
housing loans (left scale) 
eluasemelaenud (vasak telg )
housing loans corporate loans 3-month EURIBOR 
eluasemelaenud ettevõtete laenud 3 kuu EURIBOR
mortgage credit corporate credit consumer credit average 
eluasemelaenud ettevõtete laenud tarbimislaenud keskmine
Real estate and construction 
Eluasemelaenud Kinnisvara ja ehitus Tarbimislaenud
housing loans other household loans loans to export oriented sector 
eluasemelaenud muud eraisikulaenud ekspordile orienteeritud ettevõtetele antud laenud
housing loans other household loans corporate credit 
eluasemelaenud muud eraisikute laenud ettevõtete laenud
housing loans other loans total credit growth 
eluasemelaenud muud laenud laenukasv kokku
housing loans study loans other loans annual growth (right scale) 
eluasemelaenud õppelaenud muud laenud aastakasv (parem telg)
housing loans study loans 
eluasemelaenud õppelaenud
housing loans consumer loans corporate loans total 
eluasemelaenud tarbimislaenud ettevõtete laenud kokku
Housing loans Consumer credit Corporate loans 
Eluasemelaenud Tarbimislaenud Ettevõtete laenud
Housing loans 
Eluasemelaenud
housing loans (EUR) housing loans (EEK) 
eluasemelaenude (EUR) intressimäärad eluasemelaenude (EEK) intressimäärad
The year-on-year growth of housing loans decelerated from the record level of 64.9% in March 2006 to 55% by March 2007. 
Eluasemelaenude aastakasv aeglustus 2006. aasta märtsi rekordiliselt 64,9% tasemelt 2007. aasta märtsiks 55%le.
Positive annual growth in housing loans appeared in the spring after almost four years of decline. 
Eluasemelaenude aastakasv pöördus kevadel pärast ligi nelja-aastast langust taas positiivseks.
Annual growth in household credit 
Eluasemelaenude aastakasv
Report on housing loans 
Eluasemelaenude aruanne
housing loan margins (EEK and EUR) 
eluasemelaenude hinnavahe (EEK ja EUR)
Due to the descent of Euribor housing loan interest rates have fallen from 6.8% to 4%, but banks have made their conditions for issuing construction and housing loans considerably stricter. 
Eluasemelaenude intressid vähenesid tulenevalt euribori langusest 6,8%-lt 4%-le ning pankade tingimused ehitus- ja eluasemelaenude väljastamisel kalmistusid märgatavalt.
Interest rate on housing loans 
Eluasemelaenude intressimäär
Interest rates on housing loans grew even further in the third quarter, reaching 4.4% in September. 
Eluasemelaenude intressimäärad kasvasid III kvartalis veelgi, ulatudes septembris 4,4%ni.
On average, housing loan interest rates have been 0.9 percentage points higher than the 6-month EURIBOR (see Figure 2). 
Eluasemelaenude intressimäärad on olnud keskmiselt 0,9 protsendipunkti võrra kõrgemad 6 kuu EURIBORist (vt joonis 2).
Interest rates on housing loans 
Eluasemelaenude intressimäärad
Quarterly growth in the stock of housing loans for bank i in quarter t 
Eluasemelaenude jäägi kvartalikasv panga i jaoks kvartalis t
housing loan stock (right scale) 
eluasemelaenude jääk (parem telg)
Average weighted interest rate, 6-month Euribor and interest margin of housing loans 
Eluasemelaenude kaalutud keskmine intressimäär, baasintressimäär ja
The weighted average interest margin on housing loans also fell slightly in 2014 to 2.1% at the end of the year. 
Eluasemelaenude kaalutud keskmine intressimarginaal 2014. aastal samuti veidi vähenes ja oli aasta lõpus 2,1%.
In 2005 we plan to issue housing loan guarantees in the amount of 246 million kroons. 
Eluasemelaenude käendusi on 2005. aastal plaanis väljastada 246 miljoni krooni ulatuses.
mortgage credit turnover as % of total turnover (left scale) 
eluasemelaenude käibe osakaal kogu laenukäibes (vasak telg)
mortgage credit turnover (right scale) 
eluasemelaenude käive (parem telg)
housing loan turnover (left scale) 
eluasemelaenude käive (vasak telg)
Housing loan turnover and average interest rate margin 
Eluasemelaenude käive ja keskmine intressimarginaal
mortgage loans as a ratio of investment (left scale) 
eluasemelaenude käive suhtena investeeringutesse (vasak telg)
housing loan turnover as a ratio of total cost of real estate transactions (left scale) 
eluasemelaenude käive suhtena kinnisvaratehingute kogumaksumusse (vasak telg)
The growth in housing loans continued to accelerate in the third quarter, and in September the portfolio was up 6.5% over the year at 6.9 billion euros. 
Eluasemelaenude kasv jätkas kolmandas kvartalis kiirenemist ning septembris suurenes portfell aasta võrdluses 6,5%, 6,9 miljardi euroni.
The housing loan growth was mostly affected by the hike in real estate prices, whereas the number of new loans did not grow as fast any longer, partly for seasonal reasons. 
Eluasemelaenude kasvus mängis suurt rolli kinnisvarahindade tõus, samas kui uute laenude arvu kasv pigem aeglustus, osaliselt sesoonsetel põhjustel.
The average interest margin on housing loans has risen to the level of 2009, following a slight fall in the middle of 2011. 
Eluasemelaenude keskmine intressimarginaal on pärast 2011. aasta keskpaiga mõningast langust kerkinud 2009. aasta tasemele.
The total volume of housing loans increased by 4.2% over the year 
Eluasemelaenude kogumaht suurenes aastaga 4,2%
Loans with a high LTV made up 14% of the total value of housing loans, which is 4 percentage points less than at the start of the year. 
Eluasemelaenude kogumahust moodustasid kõrge LTVga laenud 14% ehk 4 protsendipunkti vähem kui aasta alguses.
Household indebtedness (interest payments plus loan payments) as a ratio to household disposable income increased to 4.7% by the end of the third quarter of 2008. 
Eluasemelaenude koormus (intressimaksed koos laenu põhiosa maksetega) suhtena majapidamiste kasutatavasse tulusse tõusis 2008. aasta III kvartali lõpuks 4,7% ni.
Monthly turnover and change of housing loan stock 
Eluasemelaenude kuine käive ja jäägi muut
According to the Bank of Estonia, the monthly average interest rate of housing loans was 9% in 2001. 
Eluasemelaenude kuukeskmine intressimäär oli Eesti Panga andmetel 2001. aastal 9%.
The stock of mortgage loans will decrease in 2010, but not as much as in 2009. 
Eluasemelaenude maht 2010. aastal väheneb, kuid mitte enam 2009. aastaga võrreldavas mahus.
The total value of mortgages grew very rapidly in 2005-2008, and the loans taken in those years are estimated to account for more than two thirds of the current loan stock. 
Eluasemelaenude maht kasvas aastatel 2005–2008 väga kiiresti ning sel ajal võetud laenud moodustavad hinnanguliselt enam kui kaks kolmandikku praegusest laenumahust.
2010 the stock of housing loans, which comprises 80% of the loan stock of households, had grown by 9.1% from a year earlier. 
Eluasemelaenude maht, mis moodustab majapidamiste laenujäägist 80%, oli 2010. aasta oktoobris9,1% suurem kui aasta tagasi.
The stock of housing loans is influenced by the repayment of old loans on the one hand, and by the taking of new loans on the other hand. 
Eluasemelaenude mahtu mõjutab ühest küljest võetud laenude tagasimaksmine ning teisest küljest uute laenude võtmine.
Annual growth in housing loans 
Eluasemelaenude mahu aastakasv
At the same time the stock of mortgage loans has grown less than nominal GDP or disposable income, meaning that the debt burden on Estonian households has steadily fallen. 
Eluasemelaenude mahu kasv on samal ajal jäänud nominaalse SKP ja kasutatava tulu kasvust väiksemaks, mistõttu on Eesti majapidamiste võlakoormus pidevalt vähenenud.
The increase in size of the housing loan portfolio came partly from the improvement in borrowing capacity due to higher incomes, and partly from the very low interest rates, which are likely to remain low in the years ahead. 
Eluasemelaenude mahu kasvu toetab ühelt poolt tänu sissetulekute suurenemisele paranenud laenusaamisvõime ja teiselt poolt väga madalad laenuintressimäärad, mis püsivad madalad ilmselt ka lähiaastatel.
Limits for mortgages** 
Eluasemelaenude nõuded**
In the coming months the demand for housing loans will evidently be shaped by loan customers’ desire to amend their loan contracts so as to benefit from more favourable loan terms. 
Eluasemelaenude nõudlust kujundab lähikuudel tõenäoliselt eelkõige seniste laenuklientide soov muuta oma laenulepinguid vastavalt soodsamaks muutunud laenutingimustele.
Demand for housing loans is backed by rising incomes, the improved financial position of households, low interest rates, relatively high confidence levels and the entry of new borrowers into the housing loan market. 
Eluasemelaenude nõudlust toetavad nii kasvavad sissetulekud, paranenud finantsseis, madalad intressimäärad, suhteliselt suur kindlustunne kui ka uute laenuklientide lisandumine eluasemelaenuturule.
Stock of housing loans and new housing loans issued during the month 
Eluasemelaenude portfell ja kuu jooksul väljastatud eluasemelaenude maht
The annual growth in the housing loan portfolio remained modest and at the end of the year it stood at 0.9%. 
Eluasemelaenude portfelli aastakasv jäi siiski tagasihoidlikuks ja ulatus aasta lõpus 0,9%ni.
The yearly growth in the housing loan portfolio accelerated to 4.8% in September and the growth in the volume of car leases remained high at 16%. 
Eluasemelaenude portfelli aastakasv kiirenes septembris 4,8%ni ning autoliisingute mahu aastakasv püsis kõrgel 16% tasemel.