natgillin/translations-raw huggingface dataset:
Liikmesriigid peavad rakendama Euroopa Parlamendi ja Euroopa Nõukogu direktiivi 95/46/EÜ üksikisikute kaitse kohta isikuandmete töötlemisel ja selliste andmete vaba liikumise kohta, 24. oktoober 1995, lõike 1 punktis d sätestatud erandit, kui selline erand on vajalikuks abinõuks, et tagada rahapesuga seotud kriminaalkuritegude ennetamine, uurimine, avastamine ja süüdlaste vastutusele võtmine.
Member States shall apply the derogation provided for in Article 13(1)(d) of Directive 95/46/EC of the European Parliament and of the Council of 24 October 1995 on the protection of individuals with regard to the processing of personal data and on the free movement of such data 1 when such derogation constitutes a necessary measure to safeguard the prevention, investigation, detection and prosecution of criminal offences related to money laundering.
Institutions and persons covered by the AML Directives are often confronted with potential conflicts between the requirements of anti-money laundering legislation and data protection legislation.
Institutions and persons covered by the AML Directives are often confronted with potential conflicts between the requirements of anti-money laundering legislation and data protection legislation.
Article 13, par.
Article 13, par.
1, letter d) of the data protection directive 95/46 offers Member States the possibility to derogate from some of its requirements, if necessary, in order to prevent, investigate, detect, and prosecute criminal offences but not all Member States have done this.
1, letter d) of the data protection directive 95/46 offers Member States the possibility to derogate from some of its requirements, if necessary, in order to prevent, investigate, detect, and prosecute criminal offences but not all Member States have done this.
It would therefore be useful if a provision were included in the anti-money laundering directive whereby this derogation was made mandatory.
It would therefore be useful if a provision were included in the anti-money laundering directive whereby this derogation was made mandatory.
Liikmesriigid tagavad, et rahapesukahtlusest teatamisele järgneks võimalusel alati õigeaegne tagasiside teatamise tõhususe ning selle tagajärjel võetud meetmete kohta.
Member States shall ensure that, wherever practicable , timely feedback on the effectiveness of and follow-up to reports of suspected money laundering is provided.
Liikmesriigid tagavad, et rahapesukahtlusest teatamisele järgneks aegsasti õigeaegne tagasiside teatamise tõhususe ning selle tagajärjel võetud meetmete kohta.
Member States shall ensure that timely feedback on the effectiveness of and follow-up reports of suspected money laundering or terrorist financing is provided.
Artikli 37 lõige 3 a (uus)
Article 37, paragraph 3 a (new)
Oma rakendusvolituste kasutamisel kooskõlas käesoleva direktiiviga peab komisjon arvestama järgmiste põhimõtetega: vajadus suure läbipaistvuse järele ning konsulteerimine asutuste ja isikutega, keda see direktiiv puudutab, samuti Euroopa Parlamendi ja Euroopa Nõukoguga; vajadus tagada, et pädevad asutused suudavad kindlustada reeglite järgimisel võrdsuse ja ühetaolisuse; pikaajaline kulude ja tulude tasakaal abinõude rakendamisel asutuste ja isikute puhul, keda see direktiiv puudutab; vajadus säilitada abinõude rakendamisel vajalik paindlikkus kooskõlas riskiteadliku baaslähenemisega; vajadus tagada kooskõla ELi sama valdkonna teiste õigusaktidega; vajadus kaitsta ELi, selle liikmesriike ja nende kodanikke rahapesu ja terrorismi rahastamise tagajärgede eest.
In exercising its implementing powers in accordance with this Directive, the Commission should respect the following principles: the need for high levels of transparency and consultation with institutions and persons covered by this Directive and with the European Parliament and the Council; the need to ensure that competent authorities are able to ensure consistent compliance with the rules; the balance of costs and benefits to institutions and persons covered by this Directive on a long-term basis in any implementing measures; the need to respect the necessary flexibility in the application of the implementing measures in accordance with a risk-sensitive basis approach; the need to ensure coherence with other EU legislation in this area; the need to protect the EU, its Member States and their citizens from the consequences of money laundering and terrorist financing.
It is vitally important that the comitology is transparent and is carried out with full consultation with relevant stakeholders.
It is vitally important that the comitology is transparent and is carried out with full consultation with relevant stakeholders.
Ettepanek võtta vastu Euroopa Parlamendi ja nõukogu direktiiv rahandussüsteemi rahapesuks, sealhulgas terrorismi rahastamiseks, kasutamise vältimise kohta
Proposal for a European Parliament and Council directive on the prevention of the use of the financial system for the purpose of money laundering, including terrorist financing
Zsolt László Becsey, Pervenche Berès, Udo Bullmann, Ieke van den Burg, Paolo Cirino Pomicino, Jillian Evans, Elisa Ferreira, José Manuel García-Margallo y Marfil, Jean-Paul Gauzès, Benoît Hamon, Gunnar Hökmark, Karsten Friedrich Hoppenstedt, Christopher Huhne, Sophia in 't Veld, Othmar Karas, Wolf Klinz, Christoph Konrad, Guntars Krasts, Astrid Lulling, Hans-Peter Martin, Gay Mitchell, Cristobal Montoro Romero, Joseph Muscat, John Purvis, Alexander Radwan, Karin Riis-Jørgensen, Eoin Ryan, Manuel António dos Santos, Peter Skinner, Margarita Starkevičiūtė, Ivo Strejček, Sahra Wagenknecht
Zsolt László Becsey, Pervenche Berès, Udo Bullmann, Ieke van den Burg, Paolo Cirino Pomicino, Jillian Evans, Elisa Ferreira, José Manuel García-Margallo y Marfil, Jean-Paul Gauzès, Benoît Hamon, Gunnar Hökmark, Karsten Friedrich Hoppenstedt, Christopher Huhne, Sophia in 't Veld, Othmar Karas, Wolf Klinz, Christoph Konrad, Guntars Krasts, Astrid Lulling, Hans-Peter Martin, Gay Mitchell, Cristobal Montoro Romero, Joseph Muscat, John Purvis, Alexander Radwan, Karin Riis-Jørgensen, Eoin Ryan, Manuel António dos Santos, Peter Skinner, Margarita Starkevičiūtė, Ivo Strejček, Sahra Wagenknecht
Jan Andersson, Jana Bobošíková, Harald Ettl, Satu Hassi, Ján Hudacký, Werner Langen, Sarah Ludford, Vladimír Maňka, Diamanto Manolakou, Andreas Schwab, Theresa Villiers
Jan Andersson, Jana Bobošíková, Harald Ettl, Satu Hassi, Ján Hudacký, Werner Langen, Sarah Ludford, Vladimír Maňka, Diamanto Manolakou, Andreas Schwab, Theresa Villiers
Ettepanek võtta vastu Euroopa Parlamendi ja nõukogu direktiiv rahandussüsteemi rahapesuks, sealhulgas terrorismi rahastamiseks, kasutamise vältimise kohta
on the proposal for a directive of the European Parliament and of the Council on the prevention of the use of the financial system for the purpose of money laundering, including terrorist financing
Your draftsman welcomes the Commission's proposal, which attempts to address the problem of money laundering.
Your draftsman welcomes the Commission's proposal, which attempts to address the problem of money laundering.
Money laundering is a crime that can have serious consequences, both in terms of physical security (such as acts of terrorism) and in terms of consumer protection and the proper functioning of the Internal Market.
Money laundering is a crime that can have serious consequences, both in terms of physical security (such as acts of terrorism) and in terms of consumer protection and the proper functioning of the Internal Market.
It should be combated using every possible means; however, this must be done in an appropriate and proportionate way.
It should be combated using every possible means; however, this must be done in an appropriate and proportionate way.
Necessity and proportionality should be the guiding principles for European legislation on money laundering, and therefore your draftsman:
Necessity and proportionality should be the guiding principles for European legislation on money laundering, and therefore your draftsman:
- welcomes the risk-based approach the Commission has chosen for the due diligence obligation, since it allows for greater flexibility and reflects the breadth of the sectors affected by the legislation.
- welcomes the risk-based approach the Commission has chosen for the due diligence obligation, since it allows for greater flexibility and reflects the breadth of the sectors affected by the legislation.
This 'staged' approach, which differentiates between general, simplified and enhanced due diligence, helps to ensure that the consumer's access to goods and services, and the functioning of the Internal Market, are only impeded when there is due suspicion of money laundering.
This 'staged' approach, which differentiates between general, simplified and enhanced due diligence, helps to ensure that the consumer's access to goods and services, and the functioning of the Internal Market, are only impeded when there is due suspicion of money laundering.
- endorses that approach whereby the customer due diligence and record-keeping requirements, set out in this directive, should also apply to non-financial businesses and professions - especially casinos - when customers engage in financial transactions exceeding a specific threshold.
- endorses that approach whereby the customer due diligence and record-keeping requirements, set out in this directive, should also apply to non-financial businesses and professions - especially casinos - when customers engage in financial transactions exceeding a specific threshold.
However, according to the recommendations of the 'Financial Action Task Force on Money Laundering' (FATF)
However, according to the recommendations of the 'Financial Action Task Force on Money Laundering' (FATF)
1 the thresholds should be set at a higher level.
1 the thresholds should be set at a higher level.
- agrees that financial transactions coming within the scope of insurance contracts should also be scrutinised.
- agrees that financial transactions coming within the scope of insurance contracts should also be scrutinised.
However, the threshold in terms of life insurance is considered to be too low and should be changed, as setting it at a low level would impose an intolerable burden on the insurance industry in terms of the deployment of human resources.
However, the threshold in terms of life insurance is considered to be too low and should be changed, as setting it at a low level would impose an intolerable burden on the insurance industry in terms of the deployment of human resources.
In the interests of relieving the burden on providers of other types of insurance (such as car insurance and household contents insurance), and the purchasers of such services, provision should also be made for a system of 'verification upon claim', rather than performing checks on potential clients before a policy is issued.
In the interests of relieving the burden on providers of other types of insurance (such as car insurance and household contents insurance), and the purchasers of such services, provision should also be made for a system of 'verification upon claim', rather than performing checks on potential clients before a policy is issued.
- urges the Commission to reconsider the definition of beneficial owner for the purpose of determining.
- urges the Commission to reconsider the definition of beneficial owner for the purpose of determining.
The proposal's 10% ownership or control threshold of beneficial owners is overly ambitious and would lead to unnecessary and onerous checks being carried out on individuals who do not have legal control over the company in question.
The proposal's 10% ownership or control threshold of beneficial owners is overly ambitious and would lead to unnecessary and onerous checks being carried out on individuals who do not have legal control over the company in question.
- requests the Commission to set out rules determining how the discretion associated with the due diligence process should be exercised in practice.
- requests the Commission to set out rules determining how the discretion associated with the due diligence process should be exercised in practice.
Siseturu- ja tarbijakaitsekomisjon palub lisada vastutaval kodanikuvabaduste, justiits- ja siseasjade komisjonil oma raportisse järgmised muudatusettepanekud:
The Committee on the Internal Market and Consumer Protection calls on the Committee on Civil Liberties, Justice and Home Affairs, as the committee responsible, to incorporate the following amendments in its report:
Artikli 3 punkti 8 alapunkt a
Article 3, point 8, point (a)
a) füüsiline isik, kes lõplikult omab otseselt või kaudselt või kontrollib 10 või enamat protsenti juriidilise isiku aktsiatest või hääleõigusest või kes muul viisil omab olulist mõju sellise juriidilise isiku juhtimise üle, kes ei ole börsil ametlikult noteeritud ettevõte ja kelle suhtes ei kohaldata avalikustamisnõudeid ühenduse õigusaktide alusel ega samaväärseid rahvusvahelisi standardeid;
(a) the natural person who ultimately, directly or indirectly, owns or controls 10 % or more of the shares or of the voting rights of a legal person or who otherwise exercises a comparable influence over the management of a legal person, other than a company listed on an official stock exchange that is subject to disclosure requirements consistent with Community legislation or subject to equivalent international standards;
a) füüsiline isik, kes lõplikult omab otseselt või kaudselt või kontrollib üht kolmandikku või enamat juriidilise isiku aktsiatest või hääleõigusest või kes muul viisil omab olulist mõju sellise juriidilise isiku juhtimise üle, kes ei ole börsil ametlikult noteeritud ettevõte ja kelle suhtes ei kohaldata avalikustamisnõudeid ühenduse õigusaktide alusel ega samaväärseid rahvusvahelisi standardeid;
(a) a natural person who ultimately, directly or in directly, owns or controls one third or more of the shares or of the voting rights of a legal person who exercises a comparable influence over the management of a legal person, other than a company listed on an official stock exchange that is subject to disclosure requirements consistent with the Community legislation or subject to equivalent international standards;
The 10% barrier is regarded as being too small.
The 10% barrier is regarded as being too small.
Real influence on a company can only be established from controlling one-third or more of shares or of voting rights.
Real influence on a company can only be established from controlling one-third or more of shares or of voting rights.
b) füüsiline isik, kes on otseselt või kaudselt fondi, usaldusühingu või muu sarnase õigusliku üksuse varast 10 või enama protsendi tegelik omanik või kes omab mõju võrreldava osa üle fondi, usaldusühingu või muu sarnase õigusliku üksuse varast, kui see ei ole börsil ametlikult noteeritud ettevõte ja selle suhtes ei kohaldata avalikustamisnõudeid ühenduse õigusaktide alusel ega samaväärseid rahvusvahelisi standardeid;
(b) the natural person who is ultimate beneficiary, directly or indirectly, of 10 % or more of the property of a foundation, a trust or similar legal arrangement or who exercises influence over a comparable quantity of the property of a foundation, a trust or a similar legal arrangement, other than a company listed on an official stock exchange that is subject to disclosure requirements consistent with Community legislation or subject to equivalent international standards;
b) füüsiline isik, kes on otseselt või kaudselt fondi, usaldusühingu või muu sarnase õigusliku üksuse varast ühe kolmandiku või enama tegelik omanik või kes omab mõju võrreldava osa üle fondi, usaldusühingu või muu sarnase õigusliku üksuse varast, kui see ei ole börsil ametlikult noteeritud ettevõte ja selle suhtes ei kohaldata avalikustamisnõudeid ühenduse õigusaktide alusel ega samaväärseid rahvusvahelisi standardeid;
(b) a natural person who is ultimate beneficiary, directly or indirectly, of one third or more of the property of a foundation, a trust, or similar legal arrangement or who exercises influence over a comparable quantity of the property of a foundation, a trust or a similar legal arrangement, other than a company listed on an official stock exchange that is subject to disclosure requirements consistent with Community legislation or subject to equivalent international standards.
10) poliitiliselt silmapaistvad isikud – füüsilised isikud, kes täidavad või on täitnud olulisi avalikke funktsioone ja kelle mahukate või keeruliste finants- või äritehingutega võib kaasneda suurem rahapesu oht, samuti selliste isikute lähisugulased või lähedased kaastöötajad;
(10) “politically exposed persons” means natural persons who are or have been entrusted with prominent public functions and whose substantial or complex financial or business transactions may represent an enhanced money laundering risk and close family members or close associates of such persons;
10) poliitiliselt silmapaistvad isikud (PSId) – isikud, kes täidavad või on täitnud olulisi avalikke funktsioone , nagu riigipead või valitsusjuhid, juhtivad poliitikud, kõrged valitsus-, kohtu- või sõjaväeametnikud, riiklikes aktsiaseltsides juhtivatel kohtadel töötavad isikud, tähtsad parteiametnikud, kuid mitte kesk- või madalama astme ametnikud.
(10) " politically exposed persons " (PEPs) are individuals who are or have been entrusted with prominent public functions , such as Heads of State or of government, senior politicians, senior government, judicial or military officials, senior executives of state owned corporations, important political party officials, but not middle ranking or more junior individuals.
Ärisuhted PSIde pereliikmete või lähedaste kaastöötajatega sisaldavad ohtusid mainele, mis sarnanevad nendega, mis on omased taolistele suhetele PSIde endiga.
Business relationships with family members or close associates of PEPs involve reputational risks similar to those inherent in such relationships with PEPs themselves.
The definition by the FATF (Financial Action Task Force on Money Laundering) on PEPs is more precise than the Commission's definition.
The definition by the FATF (Financial Action Task Force on Money Laundering) on PEPs is more precise than the Commission's definition.
Liikmesriigid keelavad oma krediidi- ja finantseerimisasutustel säilitada anonüümseid pangakontosid , anonüümseid arveldusraamatuid või fiktiivsetel nimedel olevaid pangakontosid .
Member States shall prohibit their credit and financial institutions from keeping anonymous accounts , anonymous passbooks or accounts in fictitious names .
Kõikide pangakontode puhul, mis on muul nimel kui omaniku seaduslik nimi, rakendatakse kliendikontrolli.
All accounts held in a name other than the legal name of the holder shall be subject to customer due diligence.
The requirement does not take account of those people who may use professional names, including noms de plume .
The requirement does not take account of those people who may use professional names, including noms de plume .
The key requirement is that the identity of the individual is known to the credit institution or financial institution, albeit with additional checks in the event of a customer using a name other than his legal name.
The key requirement is that the identity of the individual is known to the credit institution or financial institution, albeit with additional checks in the event of a customer using a name other than his legal name.
Erandkorras rakendatakse kindlustusmaksete rahastamise puhul kliendikontrolli ainult nõude esitamisel, mitte poliisi müümisel.
Exceptionally, in the case of insurance premium funding, customer due diligence should be applied only when a claim is made, not when the policy is sold.
There is a low money-laundering risk on the sale of home, motor and business insurance policies; it is more effective to act on any suspicions at the point when the claim is made.
There is a low money-laundering risk on the sale of home, motor and business insurance policies; it is more effective to act on any suspicions at the point when the claim is made.
The original wording presents a potential obstacle to the functioning of the internal market and to consumer access to insurance.
The original wording presents a potential obstacle to the functioning of the internal market and to consumer access to insurance.
Liikmesriigid nõuavad kõigi kasiinokülastajate isikute tõendamist ja isikusamasuse tuvastamist, kui nad ostavad või vahetavad mängužetoone vähemalt 1000 euro väärtuses.
Member States shall require that all casino customers shall be identified and the i dentity verified if they purchase or exchange gambling chips with a value of EUR 1000 or more.
The threshold for triggering control and investigation procedures is set at EUR 15,000 for all professions and activities with the exception of casinos, where the threshold is set at a disproportionately low level of EUR 1,000.
The threshold for triggering control and investigation procedures is set at EUR 15,000 for all professions and activities with the exception of casinos, where the threshold is set at a disproportionately low level of EUR 1,000.
The amendment seeks to raise the threshold to EUR 3,000, in line with the 40 Recommendations of the international Financial Action Task Force, in order that the fight against money laundering is better focused.
The amendment seeks to raise the threshold to EUR 3,000, in line with the 40 Recommendations of the international Financial Action Task Force, in order that the fight against money laundering is better focused.
The amendment further seeks to apply customer due diligence procedures at the stage where the customer cashes out of the casino, since this is the critical point in the process to combat money laundering.
The amendment further seeks to apply customer due diligence procedures at the stage where the customer cashes out of the casino, since this is the critical point in the process to combat money laundering.
Artikli 10 lõike 3 punkt a
Article 10, paragraph 3, point (a)
a) elukindlustuse poliisid, mille puhul aastane kindlustusmakse ei ületa 1000 eurot või kui ühekordne makse ei ületa 2500 eurot;
(a) life insurance policies where the annual premium is no more than EUR 1000 or the single premium is no more than EUR 2500 ;
a) elukindlustuse poliisid, mille puhul aastane kindlustusmakse ei ületa 3000 eurot või kui ühekordne makse ei ületa 7500 eurot;
(a) life insurance policies where the annual premium is not more than EUR 3000 or the single premium is not more than EUR 7500 ;
Such a low threshold would discriminate unduly against older consumers who would have to pay larger amounts for life insurance.
Such a low threshold would discriminate unduly against older consumers who would have to pay larger amounts for life insurance.
a) meetmed tagamaks, et kliendi isiku tõendamiseks esitatakse lisadokumente;
(a) measures such as ensuring that the customer’s identity is established by additional documentary evidence;
a) meetmed tagamaks, et kliendi isiku tõendamiseks esitatakse lisadokumente või toimub tõendamine elektroonilisel teel ;
(a) measures such as ensuring that the customer’s identity is established by additional documentary evidence or by electronic means ;
Financial institutions and credit institutions in many parts of the EU have invested in the development of sophisticated electronic verification systems and processeshere is a low money-laundering risk on the sale of home, motor and business insurance policies; it is more effective to act on any suspicions at the point when the claim is made.
Financial institutions and credit institutions in many parts of the EU have invested in the development of sophisticated electronic verification systems and processes here is a low money-laundering risk on the sale of home, motor and business insurance policies; it is more effective to act on any suspicions at the point when the claim is made.