natgillin/translations-raw huggingface dataset:
Käesolev direktiiv ei nõua kasuliku varaomandi (“vara”) tuvastamist või kontrollimist, kui vara koosneb reguleeritud börsi nimekirja kantud ettevõtte või riigiasutuse antud võlakirjast ning võlakirja väljastaja on isik, kelle võlausaldaja on määranud võla usaldusisikuks.
Nothing in this Directive shall require the identification or verification of beneficial ownership of property (‘the property’) comprising debt issued by a corporation or by a public authority and listed on a regulated exchange by a person appointed by the issuer of the debt to act as trustee of the issue.
Käesoleva direktiivi tähenduses loetakse, et kui selline isik määratakse usaldusisikuks, on vastava usaldusomandi teenusega seotud kliendiks võlausaldaja.
For the purposes of the Directive, where such a person is appointed as a trustee, the customer in relation to the provision of the relevant trust services is the issuer.
Artikli 6 punkt d
Article 6, point (d)
d) kui esineb kahtlusi varem kontrollitud kliendi isikut tõendavate andmete õigsuses või adekvaatsuses.
(d) when there are doubts about the veracity or adequacy of previously obtained customer identification data.
d) kui esineb kahtlusi olemasolevate ning pärast käesoleva direktiivi jõustumist kontrollitud kliendi isikut tõendavate andmete õigsuses või adekvaatsuses .
(d) when there are doubts about the veracity or adequacy of existing customer identification data obtained after the entry into force of this Directive.
As currently drafted, this provision would require due diligence over customer identification data existing before the entry into force of the Directive.
As currently drafted, this provision would require due diligence over customer identification data existing before the entry into force of the Directive.
This would mean that checks would have to be carried out on all existing data which would be a hugely onerous task and would cause great inconvenience to consumers.
This would mean that checks would have to be carried out on all existing data which would be a hugely onerous task and would cause great inconvenience to consumers.
This is surely not intended by the drafters of the proposal.
This is surely not intended by the drafters of the proposal.
Artikli 7 lõike 1 punkt b
Article 7, paragraph 1, point (b)
b) vajadusel tegeliku tulusaaja kindlakstegemine ning õigustatud meetmete võtmine tegeliku tulusaaja isikusamasuse tuvastamiseks sellises ulatuses, et asjaomane asutus või isik oleks veendunud, et ta teab, kes on tegelikult tulusaav omanik; juriidiliste isikute, usaldusühingute ning sarnaste õiguslike üksuste puhul ka õigustatud meetmete võtmine, et saada teavet kliendi omanike kohta;
(b) identifying, where applicable, the beneficial owner and taking reasonable measures to verify the identity of the beneficial owner such that the institution or person is satisfied that it knows who the beneficial owner is, including, as regards legal persons, trusts and similar legal arrangements, taking reasonable measures to understand the ownership and control structure of the customer’;
b) võimalusel avalikult kättesaadavate ja usaldatavate sõltumatute alusdokumentide, andmete või teabe põhjal tegeliku tulusaaja kindlakstegemine ning riskipõhiste õigustatud meetmete võtmine tegeliku tulusaaja isikusamasuse tuvastamiseks sellises ulatuses, et asjaomane asutus või isik oleks veendunud, et ta teab, kes on tegelikult tulusaav omanik; juriidiliste isikute, usaldusühingute ning sarnaste õiguslike üksuste puhul ka õigustatud riskipõhiste meetmete võtmine, et saada teavet kliendi omanike kohta, kui kliendiks on õiguspäraselt loodud ettevõte, mis on registreeritud madala riskitasemega piirkonnaks peetavas jurisdiktsioonis, ning puuduvad muud märkimisväärsed riskitegurid, on piisav meede tõestus ettevõtte registreerimise kohta sõltumatult allikalt;
(b) identifying, where practicable, on the basis of publicly accessible and reliable independent source documents, data or information the beneficial owner and taking risk-based and reasonable measures to verify the identity of the beneficial owner such that the institution or person is satisfied that it knows who the beneficial owner is, including, as regards legal persons, trusts and similar legal arrangements, taking risk-based and reasonable measures to understand the ownership and control structure of the customer; where the customer is a properly constituted company registered in a jurisdiction which is regarded as low-risk, and absent any other significant risk factors, reasonable evidence of the company's registration from an independent source shall constitute reasonable measures;
This amendment had 3 aims: (i) Some trusts are set up to benefit a class of beneficiaries which may not all be identifiable at the start of the arrangement e.g. the descendants of an individual or the employees of a company.
This amendment had 3 aims: (i) Some trusts are set up to benefit a class of beneficiaries which may not all be identifiable at the start of the arrangement e.g. the descendants of an individual or the employees of a company.
It is not possible to carry out money laundering on checks on people who might not yet have been identified (or even born!). (ii) Identity checks should also be risk-based, with stricter checks being justified in cases of higher risk. (iii) The extent to which corporate entities need verification beyond that which is publicly available from public records should be restricted to companies registered in or with material links to higher risk jurisdictions which do not meet acceptable standards.
It is not possible to carry out money laundering checks on people who might not yet have been identified (or even born!). (ii) Identity checks should also be risk-based, with stricter checks being justified in cases of higher risk. (iii) The extent to which corporate entities need verification beyond that which is publicly available from public records should be restricted to companies registered in or with material links to higher risk jurisdictions which do not meet acceptable standards.
b a) Kui puudub dokumenteeritud teave omanike kohta või õiguslik kohustus deklareerida kasu saavat omandit, loetakse see kohustus täidetuks, kui avalikult on pöördutud kättesaadavate teabeallikate poole, klienti on mõistlikus ulatuses küsitletud ning tunnetatud riskide valguses on langetatud heauskne otsus.
(ba) In the absence of a record of owners or a legal obligation to declare beneficial ownership, this duty shall be regarded as discharged when publicly available sources of information have been consulted, reasonable questioning of the customer conducted, and a judgement made in good faith taking account of the perceived risk.
Vastutus tekib üksnes juhul, kui tuvastamispüüdlustes on esinenud ilmseid ja selgeid tegematajätmisi;
Liability shall only arise in the case of blatant and obvious omissions in identification efforts;
It is unreasonable to impose a strict duty in the absence of a register of ownership or a legal obligation to declare beneficial ownership.
It is unreasonable to impose a strict duty in the absence of a register of ownership or a legal obligation to declare beneficial ownership.
d) pidev kliendikontroll ärisuhte s , sealhulgas ärisuhte vältel tehtud tehingute kontrollimine, tagamaks, et tehtud tehingud on kooskõlas asjaomase asutuse või isiku teadmistega kliendist, tema tegevusest ja sellega seotud riskiastmest ning vajadusel ka vahendite allikaga, samuti asjaomaste dokumentide, andmete või teabe pidev ajakohastamine.
(d) conducting ongoing due diligence on the business relationship including scrutiny of transactions undertaken throughout the course of that relationship to ensure that the transactions being conducted are consistent with the institution’s or person’s knowledge of the customer, the business and risk profile, including, where necessary, the source of funds and ensuring that the documents, data or information held are kept up-to-date.
d) pidev ärisuhte jälgimine , sealhulgas ärisuhte vältel tehtud tehingute kontrollimine, tagamaks, et tehtud tehingud on kooskõlas asjaomase asutuse või isiku teadmistega kliendist, tema tegevusest ja sellega seotud riskiastmest ning vajadusel ka vahendite allikaga, samuti asjaomaste dokumentide, andmete või teabe pidev ajakohastamine.
(d) conducting ongoing monitoring of the business relationship including scrutiny of transactions undertaken throughout the course of that relationship to ensure that the transactions being conducted are consistent with the institution’s or person’s knowledge of the customer, the business and risk profile, including, where necessary, the source of funds and ensuring that the documents, data or information held are kept up-to-date.
The expression ‘due diligence’ implies a formal and expensive process, while ‘monitoring’ is rather less formal but quite adequate.
The expression ‘due diligence’ implies a formal and expensive process, while ‘monitoring’ is rather less formal but quite adequate.
In particular it is a more appropriate approach for SMEs.
In particular it is a more appropriate approach for SMEs.
Liikmesriigid nõuavad, et asutused ja isikud, kelle suhtes käesolevat direktiivi kohaldatakse, teevad kliendikontrolli enne ärisuhte loomist või selle loomise ajal ning enne tehingute tegemist juhuklientidega või nende ajal.
Member States shall require that the institutions and persons covered by this Directive apply customer due diligence before or during the course of establishing a business relationship or executing a transaction for occasional customers.
Liikmesriigid nõuavad, et kliendi ja tegelikult tulu saava omaniku isikusamasuse tuvastamine toimuks enne ärisuhte loomist või tehingu tegemist.
Member States shall require that the verification of the identity of the customer and the beneficial owner takes place before the establishment of a business relationship or the execution of a transaction.
Erandina lõike 1 sättest võivad liikmesriigid lubada, et kliendi ja tegelikult tulu saava omaniku isikusamasuse tuvastamine toimub ärisuhte loomise käigus, kui see on vajalik normaalse äritegevuse tõkestamatuks toimimiseks ning kui rahapesu või terroristide rahastamise risk on väike.
By way of derogation from paragraph 1, Member States may allow the verification of the identity of the customer and the beneficial owner to be completed during the establishment of a business relationship if this is necessary not to interrupt the normal conduct of business and where there is little risk of money laundering or terrorist financing occurring.
Sellisel juhul tuleb vajalikud toimingud teha esimesel võimalusel pärast esmast kontakti.
In such situations these procedures should be completed as soon as practicable after the initial contact.
Erandina lõigete 1 ja 1a sätetest võivad liikmesriigid
By way of derogation from paragraphs 1 and 1a, Member States may, in relation to
i) elukindlustusettevõtetel lubada kasusaaja isikusamasuse tuvastamist pärast ärisuhte loomist.
(i) life insurance business, allow the verification of the identity of the beneficiary under the policy to take place after having established the business relationship.
Kõigil sellistel juhtudel peab isikusamasuse tuvastamine toimuma väljamaksmise ajal või enne seda või samal ajal, kui kasusaaja kavatseb teostada talle poliisiga antud õigusi, või enne seda
In all such cases verification should take place at or before the time of payout or at or before the time the beneficiary intends to exercise rights vested under the policy
i i) liikmesriigis loodud trustidel
(ii) trusts, created within a Member State
a) kui usaldusomanikud ja usaldusvara haldaja on trusti loomise kuupäeval mõne liikmesriigi elanikud ning
(a) provided that the trustees and settlor are resident in a Member State at the date of the creation of a trust and
b) usaldusomanikud jäävad selle elanikeks,
(b) the trustees remain so resident
lubada kasusaajate isikusamasuse tuvastamist pärast ärisuhte loomist.
allow the verification of the identity of the beneficiaries of the trust to take place after having established the business relationship.
Kõigil sellistel juhtudel peavad usaldusomanikud isikusamasuse tuvastama ainult tulusaajale väljamakse tegemise ajal või enne seda ning liikmesriigid võivad riskipõhise lähenemise alusel lubada loobumist kolmanda osapoole abil toimuvast tuvastamis- ja kinnitusmenetlusest.
In all such cases verification by the trustees need only take place at or before the time of distribution to that beneficiary and Member States may permit the need for third party identification and verification to be dispensed with on a risk based approach.
This amendment takes up the useful clarification on life assurance contained in the Council text and gives trusts the same treatment.
This amendment takes up the useful clarification on life assurance contained in the Council text and gives trusts the same treatment.
It means money laundering checks only have to be carried out when money is actually paid out of the trust to a beneficiary.
It means money laundering checks only have to be carried out when money is actually paid out of the trust to a beneficiary.
Amending the text in this way concentrates responsibility on the trustee at the appropriate time and removes third party checks only for EU resident trusts.
Amending the text in this way concentrates responsibility on the trustee at the appropriate time and removes third party checks only for EU resident trusts.
Furthermore some future beneficiaries may not be made aware that they are to benefit (the trust may set a certain date or contingent event before the beneficiary benefits).
Furthermore some future beneficiaries may not be made aware that they are to benefit (the trust may set a certain date or contingent event before the beneficiary benefits).
It would undermine the intention of the settlor to verify the identity of the beneficiaries at the outset of the business relationship as this would inform them of the existence of a trust.
It would undermine the intention of the settlor to verify the identity of the beneficiaries at the outset of the business relationship as this would inform them of the existence of a trust.
Liikmesriigid nõuavad, et kui asjaomane asutus või isik ei suuda täita artikli 7 lõike 1 punktides a, b ja c sätestatud nõudeid, siis ei või ta kontot avada , ärisuhet luua ega tehingut sooritada või lõpetab ärisuhte ja kaalub teatamist rahapesu andmebüroole kooskõlas artikliga 19.
Member States shall require that, where the institution or person concerned is unable to comply with points (a), (b) and (c) of Article 7(1), it may not open the account, establish a business relationship or perform the transaction, or shall terminate the business relationship, and shall consider making a report to the financial intelligence unit in accordance with Article 19 in relation to the customer.
Liikmesriigid nõuavad, et kui asjaomane asutus või isik ei suuda täita kliendi isikusamasuse tuvastamise kohustusi vastavalt artikli 7 lõike 1 punktides a, b ja c sätestatud nõuetele, siis võib ta konto avada ainult tingimusel, et luuakse piisavad finantstagatised, kindlustamaks, et kliendi finantstehinguid ei tehta kliendi nimel enne, kui on lõplikult välja selgitatud vastavus eelnevatele sätetele; kui eelnevaid sätteid jätkuvalt ei täideta, ei tohi kõnesolev asutus või isik luua ärisuhteid ega teha ühtegi tehingut või lõpetab ärisuhte ja kaalub teatamist rahapesu andmebüroole vastavalt artiklile 19.
Member States shall require that, where the institution or person concerned is unable to meet the obligations to determine customer identity in accordance with points (a), (b) and (c) of Article 7(1), it may only open an account provided there are adequate safeguards in place to ensure that financial transactions are not performed on behalf of the client until final clarification on the basis of full compliance with the aforementioned provisions is obtained; in the event of continued non-compliance with the aforementioned provisions, the institution or person concerned shall not establish a business relationship or perform any transaction, or shall terminate the business relationship, and shall consider making a report to the financial intelligence unit in accordance with Article 19 in relation to the customer.
Liikmesriigid ei kohalda käesolevat sätet notaritele, õigusvaldkonnas töötavatele iseseisvatele ettevõtjatele, audiitoritele, mittekoosseisulistele raamatupidajatele ja maksukonsultantidele nende kliendi õigusliku seisundi hindamise raames või nende tegevuse raames nimetatud kliendi kaitsja või esindajana kohtuprotsessi käigus või sellega seoses, kaasa arvatud konsultatsioonid menetluse pidamise või vältimise asjus.
Member States shall not apply this provision to notaries, independent legal professionals, auditors, external accountants and tax advisers in the course of ascertaining the legal position of their client or performing their task of defending or representing that client in, or concerning judicial proceedings, including advice on instituting or avoiding proceedings.
Mit dem Verweis auf die Verfügungmöglichkeit wird diese Verpflichtung praktikabler.
Mit dem Verweis auf die Verfügungmöglichkeit wird diese Verpflichtung praktikabler.
Der letzte Absatz dient der Klarstellung hinsichtlich der Verpflichteten im Rahmen der Rechtsberatung.
Der letzte Absatz dient der Klarstellung hinsichtlich der Verpflichteten im Rahmen der Rechtsberatung.
Liikmesriigid nõuavad, et asutused ja isikud, kelle suhtes käesolevat direktiivi kohaldatakse, rakendavad kliendikontrolli mitte ainult kõigi uute klientide suhtes, vaid vajadusel ja riskiastmest sõltuvalt ka olemasolevate klientide suhtes
Member States shall require that institutions and persons covered by this Directive apply the customer due diligence procedures not only to all new customers but also at appropriate times to existing customers on a risk-sensitive basis.
Liikmesriigid nõuavad, et asutused ja isikud, kelle suhtes käesolevat direktiivi kohaldatakse, rakendavad kliendikontrolli mitte ainult kõigi uute klientide suhtes, vaid vajadusel ja riskiastmest sõltuvalt ka olemasolevate klientide suhtes, kelle andmed on saadud pärast käesoleva direktiivi jõustumist .
Member States shall require that institutions and persons covered by this Directive apply the customer due diligence procedures not only to all new customers but also at appropriate times to existing customers whose data have been obtained after the entry into force of this Directive on a risk-sensitive basis.
Liikmesriigid nõuavad kõigi kasiinokülastajate isikute tõendamist ja isikusamasuse tuvastamist, kui nad ostavad või vahetavad mängužetoone vähemalt 1000 euro väärtuses.
Member States shall require that all casino customers shall be identified and the identity verified if they purchase or exchange gambling chips with a value of EUR 1000 or more.
Liikmesriigid nõuavad kõigi kasiinokülastajate isikute tõendamist ja isikusamasuse tuvastamist, kui nad ostavad või vahetavad mängužetoone vähemalt 3000 euro väärtuses.
Member States shall require that all casino customers shall be identified and the identity verified if they purchase or exchange gambling chips with a value of EUR 3000 or more.
The draftsman considers that there is no reason to go beyond what was suggested by the FATF and that too low a threshold may considerably hamper casinos' business without any peculiar justification.
The draftsman considers that there is no reason to go beyond what was suggested by the FATF and that too low a threshold may considerably hamper casinos' business without any peculiar justification.
Artikli 10 lõike 3 punkt d a (uus)
Article 10, paragraph 3, point (d a) (new)
d a) õnnetusjuhtumite või õnnetustest tingitud reaalvara kahjustuste kindlustuspoliisid, kui sellise vara tõendatud väärtus on hinna või professionaalse hindamise alusel realistlik.
(da) insurance policy premiums for accidents or accidental damage to real assets, where the value of such assets is vouched to be realistic on the basis of cost or professional valuation.
Insurance policies for accidents carry a very low money laundering risk.
Insurance policies for accidents carry a very low money laundering risk.
a) meetmed tagamaks, et kliendi isiku tõendamiseks esitatakse lisadokumente, -andmeid või -teavet ;
(a) measures such as ensuring that the customer’s identity is established by additional documents, data or information ;
Requiring additional documentary evidence increases the administrative burden.
Requiring additional documentary evidence increases the administrative burden.
Lenders should be allowed to accept other data or information allowing them to verify identity by electronic means.
Lenders should be allowed to accept other data or information allowing them to verify identity by electronic means.
Artikli 11 lõike 1 punkti 3 sissejuhatav osa
Article 11, paragraph 1, subparagraph 3, introductory part
Piiriüleste korrespondentpankade vaheliste suhete puhul teiste liikmesriikide või kolmandate riikide krediidiasutustega nõuavad liikmesriigid, et nende krediidiasutused:
In respect of cross-frontier correspondent banking relationships with credit institutions from other Member States or third countries , Member States shall require their credit institutions to:
Piiriüleste korrespondentpankade vaheliste suhete puhul FATFiga mitteliitunud riikide krediidiasutustega nõuavad liikmesriigid, et nende krediidiasutused:
In respect of cross-frontier correspondent banking relationships with credit institutions from non-FATF States , Member States shall require their credit institutions to:
a) seaksid sisse sobivad riskipõhised menetlused otsustamaks, kas klient on poliitiliselt silmapaistev isik;
(a) have appropriate risk-based procedures in place to determine whether the customer is a politically exposed person;
Article 11 provides that institutions covered by the Directive should have “risk management systems” into place for identifying PEPs.
Article 11 provides that institutions covered by the Directive should have "risk management systems" into place for identifying PEPs.
This expression is too vague.
This expression is too vague.
Institutions and persons covered by this Directive should in fact apply appropriate procedures or policies to determine whether the customer is a politically exposed person.
Institutions and persons covered by this Directive should in fact apply appropriate procedures or policies to determine whether the customer is a politically exposed person.
Institutions would obviously need appropriate IT and other systems to ensure their procedures work effectively.
Institutions would obviously need appropriate IT and other systems to ensure their procedures work effectively.
Artikli 11 lõike 1 punkti 4 alapunkt b
Article 11, paragraph 1, subparagraph 4, point(b)
b) kooskõlastaksid selliste klientidega ärisuhete loomise oma nõukoguga;
(b) have senior management approval for establishing business relationships with such customers;
Das Zustimmungserfordernis der Bank-Geschäftsleitung zum Geschäftsabschluss mit PEPs ist nicht nachvollziehbar.
Das Zustimmungserfordernis der Bank-Geschäftsleitung zum Geschäftsabschluss mit PEPs ist nicht nachvollziehbar.
Liikmesriigid keelavad krediidiasutustel luua või jätkata korrespondentpanga suhteid varipankadega või pankadega, mis lubavad varipankadel oma kontosid kasutada.
Member States shall prohibit credit institutions from entering into or continuing a correspondent banking relationship with a shell bank or a respondent bank which permits its accounts to be used by shell banks .
Liikmesriigid keelavad krediidiasutustel luua või jätkata korrespondentpanga suhteid varipankadega.
Member States shall prohibit credit institutions from entering into or continuing a correspondent banking relationship with a shell bank.