natgillin/translations-raw huggingface dataset:
12 a) sõltumatul juriidilisel ametikohal töötaja – seaduslikult tunnustatud ja sõltumatu isereguleeruva distsiplinaarvolitustega organisatsiooni poolt kontrollitava kutseala esindaja, kes annab õigusnõu.
(12a) ‘independent legal professional’ means a member of a legally recognised profession which provides legal advice and is supervised by an independent self-regulating body with disciplinary powers.
Given that independent legal professionals are mentioned in recital 13, they should likewise be mentioned in the appropriate terms in the body of the directive.
Given that independent legal professionals are mentioned in recital 13, they should likewise be mentioned in the appropriate terms in the body of the directive.
Käesolevas direktiivis ei nõua miski vara tulusaava omaniku isiku tõendamist või isikusamasuse tuvastamist, kui see vara hõlmab
Nothing in this Directive shall require the identification or verification of beneficial ownership of property (‘the property’) comprising
i) võlga, mille on andnud korporatiivne ettevõtte või avaliku sektori asutus ja mis on noteeritud reguleeritud börsil, või
(i) debt issued by a corporation or by a public authority and listed on a regulated exchange, or
ii) reguleeritud börsil noteeritud omandiväärtpabereid,
(ii) equities listed on a regulated exchange,
isiku puhul, kes valdab vara ühiskontol teise finantseerimisasutuse nimel, mis tegutseb hoiuasutusena.
by a person holding the property in a pooled account on behalf of another financial institution acting as a depository institution.
However, this was not the intention of the drafters as any money-laundering risk in this area is already managed by the financial services regulation, which should not be duplicated.
However, this was not the intention of the drafters as any money-laundering risk in this area is already managed by the financial services regulation, which should not be duplicated.
Käesolevas direktiivis ei nõua miski vara ("vara") tulusaava omaniku isiku tõendamist või isikusamasuse tuvastamist, kui see vara hõlmab võlga, mille on andnud korporatiivne ettevõtte või avaliku sektori asutus ja mis on noteeritud reguleeritud börsil, isiku puhul, kelle võla andja on nimetanud emissiooni usaldusomanikuna tegutsejaks.
Nothing in this Directive shall require the identification or verification of beneficial ownership of property (‘the property’) comprising debt issued by a corporation or by a public authority and listed on a regulated exchange, by a person appointed by the issuer of the debt to act as trustee of the issue.
Kui kõnealune isik on nimetatud usaldusomanikuks, on käesoleva direktiivi kohaldamisel klient seoses asjaomaste usaldushoiuteenuste osutamisega emitent.
For the purposes of this Directive, where such a person is appointed as a trustee, the customer in relation to the provision of the relevant trust services is the issuer.
The proposed new Directive would go far beyond those of the previous money-laundering directives.
The proposed new Directive would go far beyond those of the previous money-laundering directives.
There should therefore be no need for Member States to impose further provisions.
There should therefore be no need for Member States to impose further provisions.
d) kui esineb kahtlusi olemasolevate, pärast käesoleva direktiivi jõustumist kontrollitud kliendi isikut tõendavate andmete õigsuses või adekvaatsuses.
(d) when there are doubts about the veracity or adequacy of existing customer identification data obtained after the entry into force of this Directive .
b) vajadusel tegeliku tulusaaja kindlakstegemine ning õigustatud meetmete võtmine tegeliku tulusaaja isikusamasuse tuvastamiseks sellises ulatuses, et asjaomane asutus või isik oleks veendunud, et ta teab, kes on tegelikult tulusaav omanik; juriidiliste isikute, usaldusühingute ning sarnaste õiguslike üksuste puhul ka õigustatud meetmete võtmine, et saada teavet kliendi omanike kohta;
(b) identifying, where applicable , the beneficial owner and taking reasonable measures to verify the identity of the beneficial owner such that the institution or person is satisfied that it knows who the beneficial owner is, including, as regards legal persons, trusts and similar legal arrangements, taking reasonable measures to understand the ownership and control structure of the customer;
b) võimaluse korral sõltumatute, usaldusväärsete ja avalikult kättesaadavate teabeallikate, andmete ja dokumentide põhjal tegeliku tulusaaja kindlakstegemine ning erinevatest ohuolukordadest lähtudes õigustatud meetmete võtmine tegeliku tulusaaja isikusamasuse tuvastamiseks sellises ulatuses, et asjaomane asutus või isik oleks veendunud, et ta teab, kes on tegelikult tulusaav omanik; juriidiliste isikute, usaldusühingute ning sarnaste õiguslike üksuste puhul ka riskipõhiste õigustatud meetmete võtmine, et saada teavet kliendi omanike kohta; kontroll loetakse läbiviiduks, kui on selgitatud välja kliendi esindamise õigus kas nõuetekohaselt üleantud ametliku esindusena või mis tahes füüsiliste isikute, äriühingute, asutuste ja organisatsioonide seadusjärgse esindusena;
(b) identifying, where practicable , on the basis of independent, reliable and publicly accessible sources of information, data and documents , the beneficial owner and taking reasonable measures , based on differing risk situations, to verify the identity of the beneficial owner such that the institution or person is satisfied that it knows who the beneficial owner is, including, as regards legal persons, trusts and similar legal arrangements, taking risk-based reasonable measures to understand the ownership and control structure of the customer; the due diligence procedure shall be deemed to have been carried out when the power to represent the client has been ascertained, this taking the form of formal representation, duly conferred, or of legal representation of natural persons, companies, institutions and organisations of all kinds;
The scope of the obligations proposed with regard to identifying and verifying the identity of beneficial owners needs to be further clarified by spelling out the fact that the substance of Article 7(1)(b) encompasses those obligations within the limits provided for, and made possible by, individual national rules.
The scope of the obligations proposed with regard to identifying and verifying the identity of beneficial owners needs to be further clarified by spelling out the fact that the substance of Article 7(1)(b) encompasses those obligations within the limits provided for, and made possible by, individual national rules.
In many cases, in fact - where it is impossible to find the requisite information in public lists or registers, for example - banks and financial intermediaries would find it impossible to verify the identity of those owners and the actual ownership structure of the legal person.
In many cases, in fact - where it is impossible to find the requisite information in public lists or registers, for example - banks and financial intermediaries would find it impossible to verify the identity of those owners and the actual ownership structure of the legal person.
Artikli 8 lõiked 1, 1 a (uus) ja 1 b (uus)
Article 8, paragraphs 1, 1 a (new) and 1 b (new)
Liikmesriigid nõuavad, et asutused ja isikud, kelle suhtes käesolevat direktiivi kohaldatakse, viivad kliendikontrolli läbi enne ärisuhte loomist või selle loomise ajal ning enne tehingute läbiviimist juhuklientidega või nende ajal .
Member States shall require that the institutions and persons covered by this Directive apply customer due diligence before or during the course of establishing a business relationship or executing a transaction for occasional customers.
Liikmesriigid nõuavad, et kliendi ja tulusaava omaniku isikusamasus tuvastatakse enne ärisuhte loomist või tehingute läbiviimist.
Member States shall require that the verification of the identity of the customer and the beneficial owner takes place before the establishment of a business relationship or the execution of a transaction.
Erandina lõikest 1 võivad liikmesriigid lubada tuvastada kliendi või tulusaava omaniku isikusamasust ärisuhte loomise ajal, kui see on vajalik äritegevuse tavalise kulgemise katkestamise vältimiseks ning kui rahapesu- või terrorismi rahastamise oht on väike.
By way of derogation from paragraph 1, Member States may allow the verification of the identity of the customer and the beneficial owner to be completed during the establishment of a business relationship if this is necessary to avoid interrupting the normal conduct of business and where there is little risk of money laundering or terrorist financing occurring.
i) elukindlustustegevusega lubada poliisi alusel soodustatud isiku isikusamasust tuvastada pärast ärisuhte loomist.
(i) life insurance business, allow the verification of the identity of the beneficiary under the policy to take place after the business relationship has been established.
Sellisel juhul peaks tuvastamine toimuma väljamaksmise ajal või enne seda või sel ajal või enne seda, kui soodustatud isik kavatseb poliisist tulenevaid õigusi teostada;
In all such cases verification should take place at or before the time of payout or at or before the time the beneficiary intends to exercise rights vested under the policy;
ii) liikmesriigis asutatud usaldusühinguga
(ii) trusts created within a Member State,
a) tingimusel, et usaldusomanikud ja asutaja on usaldusühingu asutamise kuupäeval liikmesriigi alalised elanikud, ning
(a) provided that the trustees and settlor are resident in a Member State at the date of the creation of a trust and
b) tingimusel, et usaldusomanikud jäävad alalisteks elanikeks,
(b) provided that the trustees remain so resident,
lubada usaldusühingu tulusaajate isikusamasust tuvastada pärast ärisuhte loomist.
allow the verification of the identity of the beneficiaries of the trust to take place after the business relationship has been established.
Kõigil sellistel juhtudel peavad usaldusomanikud tuvastama isikusamasust alles antud tulusaajale summade väljamaksmisel või enne seda ning liikmesriigid võivad riskipõhise lähenemise põhjal lubada loobuda kolmanda isiku isiku tõendamisest ja isikusamasuse tuvastamisest.
In all such cases verification by the trustees need only take place at or before the time of distribution to that beneficiary and Member States may permit the need for third party identification and verification to be dispensed with on a risk-based approach.
It means money-laundering checks only have to be carried out when money is actually paid out of the trust to a beneficiary.
It means money-laundering checks only have to be carried out when money is actually paid out of the trust to a beneficiary.
Amending the text in this way concentrates responsibility on the trustee at the appropriate time and removes third-party checks only for EU-resident trusts.
Amending the text in this way concentrates responsibility on the trustee at the appropriate time and removes third-party checks only for EU-resident trusts.
Furthermore, some future beneficiaries may not be made aware that they are to benefit (the trust may set a certain date or contingent event before the beneficiary benefits).It would undermine the intention of the settlor to verify the identity of the beneficiaries at the outset of the business relationship as this would inform them of the existence of a trust.
Furthermore, some future beneficiaries may not be made aware that they are to benefit (the trust may set a certain date or contingent event before the beneficiary benefits).It would undermine the intention of the settlor to verify the identity of the beneficiaries at the outset of the business relationship as this would inform them of the existence of a trust.
Liikmesriigid nõuavad, et kui asjaomane asutus või isik ei suuda täita artikli 7 lõike 1 punktides a, b ja c sätestatud nõudeid, siis ei või ta kontot avada, ärisuhet luua ega tehingut sooritada või lõpetab ärisuhte ja kaalub teatamist rahapesu andmebüroole kooskõlas artikliga 19.
Member States shall require that, where the institution or person concerned is unable to comply with points (a), (b) and (c) of Article 7(1), it may not open the account, establish a business relationship or perform the transaction, or shall terminate the business relationship, and shall consider making a report to the financial intelligence unit in accordance with Article 19 in relation to the customer.
Liikmesriigid nõuavad, et kui asjaomane asutus või isik ei suuda täita artikli 7 lõike 1 punkte a, b ja c sätestatud nõudeid, siis võib ta konto avada ainult tingimusel, et on olemas piisavad kaitsemeetmed tagamaks, et finantstehinguid ei sooritata kliendi nimel senikaua, kuni eespool nimetatud sätete igakülgse täitmise põhjal on saadud lõplik selgus; kui eespool nimetatud sätteid jätkuvalt ei täideta, ei loo asjaomane asutus või isik ärisuhet ega soorita ühtki tehingut või lõpetab mis tahes olemasoleva ärisuhte ja kaalub teatamist rahapesu andmebüroole kooskõlas artikliga 19.
Member States shall require that, where the institution or person concerned is unable to comply with points (a), (b) and (c) of Article 7(1), it may only open an account provided there are adequate safeguards in place to ensure that financial transactions are not performed on behalf of the customer until final clarification on the basis of full compliance with the aforementioned provisions is obtained; in the event of continued non-compliance with the aforementioned provisions the institution or person concerned shall not establish a business relationship or perform any transaction, or shall terminate any existing business relationship , and shall consider making a report to the financial intelligence unit in accordance with Article 19 in relation to the customer.
Kutsealad, mille õigusliku seisundi tõttu on teenuse osutamine kuni selge ebaseaduslikkuse ilmnemiseni kohustuslik, vabastatakse teenuse osutamisest hoidumise kohustusest.
Those professions the legal status of which makes the provision of the service obligatory, up to the limits of manifest illegality, shall be exempt from the requirement to refrain therefrom.
Credit institutions should not be forced to terminate a business relationship or prohibited from entering into a business relationship if they cannot fulfil all KYC procedures on a temporary basis - provided that they are able to comply with those requirements after a reasonable period of time.
Credit institutions should not be forced to terminate a business relationship or prohibited from entering into a business relationship if they cannot fulfil all KYC procedures on a temporary basis - provided that they are able to comply with those requirements after a reasonable period of time.
Only in cases where credit institutions are really unable to comply with KYC requirements, the prohibition shall apply.
Only in cases where credit institutions are really unable to comply with KYC requirements, the prohibition shall apply.
This situation is especially problematic if the EU legislator confirms the definition of 'beneficial owner' of the current proposal, as credit institutions cannot obtain the required information from companies or public registries.
This situation is especially problematic if the EU legislator confirms the definition of 'beneficial owner' of the current proposal, as credit institutions cannot obtain the required information from companies or public registries.
The combination of those two provision could have serious adverse effects on the financing of companies (especially SMEs) and a negative impact on the economy.
The combination of those two provision could have serious adverse effects on the financing of companies (especially SMEs) and a negative impact on the economy.
Moreover, this provision might seriously undermine the interests of law enforcement and prosecution authorities in monitoring the business activities of persons suspected of being involved in crimes or terrorist activities, and hence frustrate the efforts of the authorities to keep tracking such cases.
Moreover, this provision might seriously undermine the interests of law enforcement and prosecution authorities in monitoring the business activities of persons suspected of being involved in crimes or terrorist activities, and hence frustrate the efforts of the authorities to keep tracking such cases.
Liikmesriigid nõuavad, et asutused ja isikud, kelle suhtes käesolevat direktiivi kohaldatakse, rakendavad kliendikontrolli mitte ainult kõigi uute klientide suhtes, vaid vajadusel ja riskiastmest sõltuvalt ka olemasolevate klientide suhtes.
Member States shall require that institutions and persons covered by this Directive apply the customer due diligence procedures not only to all new customers but also at appropriate times to existing customers on a risk-sensitive basis.
Liikmesriigid nõuavad, et asutused ja isikud, kelle suhtes käesolevat direktiivi kohaldatakse, rakendavad kliendikontrolli mitte ainult kõigi uute klientide suhtes, vaid vajadusel ja riskiastmest sõltuvalt ka olemasolevate klientide suhtes, kelle andmed on saadud pärast käesoleva direktiivi jõustumist .
Member States shall require that institutions and persons covered by this Directive apply the customer due diligence procedures not only to all new customers but also at appropriate times to existing customers whose data have been obtained after entry into force of this Directive on a risk-sensitive basis.
a) liikmesriikide või kolmandate riikide krediidi- või finantseerimisasutused ja sõltumatutel juriidilistel ametikohtadel töötajad , kui nende suhtes kohaldatakse rahvusvahelistele standarditele vastavaid rahapesu vastu võitlemise nõudeid ning jälgitakse nende nõuete täitmist;
(a) credit and financial institutions and independent legal professionals from the Member States, or from third countries provided that they are subject to requirements to combat money laundering consistent with international standards and are supervised for compliance with those requirements;
The amendment equalises the position as between credit and financial institutions and legal professionals which would otherwise be discriminatory.
The amendment equalises the position as between credit and financial institutions and legal professionals which would otherwise be discriminatory.
There is absolutely no reason why a lawyer should not be allowed to rely on due diligence carried out by another legal professional in a third country that complies with international standards.
There is absolutely no reason why a lawyer should not be allowed to rely on due diligence carried out by another legal professional in a third country that complies with international standards.
Artikli 10 lõike 3 punkt c a (uus)
Article 10, paragraph 3, point (c a) (new)
c a) kindlustusmaksete rahastamine;
(ca) insurance premium funding;
Insurance premium funding carries a very low money-laundering risk.
Insurance premium funding carries a very low money-laundering risk.
Many insurers require that motor, home and businesses insurance premiums are paid in full at the beginning of the insurance period.
Many insurers require that motor, home and businesses insurance premiums are paid in full at the beginning of the insurance period.
Lenders are prepared to advance the full premium amount to the insurance broker or insurer and the individuals or businesses repay the loan by instalments.
Lenders are prepared to advance the full premium amount to the insurance broker or insurer and the individuals or businesses repay the loan by instalments.
Should the insurance be cancelled, and therefore the loan, any return of premium due is repaid to the lender, not to the individual or business that takes out the insurance.
Should the insurance be cancelled, and therefore the loan, any return of premium due is repaid to the lender, not to the individual or business that takes out the insurance.
The loan that is linked to the premium should be eligible for the exemption, as the money-laundering risk is very low
The loan that is linked to the premium should be eligible for the exemption, as the money-laundering risk is very low
Artikli 11 lõike 1 teise lõigu punkt a
Article 11, paragraph 1, subparagraph 2, point (a)
a) meetmed tagamaks, et kliendi isiku tõendamiseks esitatakse lisadokumente, -andmeid või -teavet ;
(a) measures such as ensuring that the customer's identity is established by additional documents, data or information ;
The classification of all non face-to-face transactions as high risk does not take into consideration the risk profiles of individual products and contradicts the Directive's aim of a more risk-based approach.
The classification of all non face-to-face transactions as high risk does not take into consideration the risk profiles of individual products and contradicts the Directive's aim of a more risk-based approach.
Lenders should be able to continue to verify identity by electronic means.
Lenders should be able to continue to verify identity by electronic means.
The requirement for additional documentary evidence would impose a significant increase in the administrative burden and pose additional security risks (with documents sent via unreliable postal systems).
The requirement for additional documentary evidence would impose a significant increase in the administrative burden and pose additional security risks (with documents sent via unreliable postal systems).
Many lenders have invested heavily in the development of electronic verification systems.
Many lenders have invested heavily in the development of electronic verification systems.
If electronic checking processes were scaled back in favour of manual checks customers would suffer a great deal of unnecessary inconvenience.
If electronic checking processes were scaled back in favour of manual checks customers would suffer a great deal of unnecessary inconvenience.
Artikli 11 lõike 1 punkt b
Article 11, paragraph 1, point (b)
b) lisameetmed esitatud dokumentide õigsuses veendumiseks või nende tõendamiseks või kinnituse nõudmine käesoleva direktiiviga hõlmatud asutustelt või isikutelt ;
(b) supplementary measures to verify or certify the documents supplied, or requiring confirmatory certification by an institution or person covered by this Directive;
There is no reason why only institutions and not persons can render confirmatory certificates.
There is no reason why only institutions and not persons can render confirmatory certificates.
Artikli 11 lõike 1 neljanda lõigu punkt a
Article 11, paragraph 1, subparagraph 4, point (a)
The expression 'risk management systems' is too vague and does not represent a workable tool to apply enhanced customer due diligence to politically exposed persons.
The expression 'risk management systems' is too vague and does not represent a workable tool to apply enhanced customer due diligence to politically exposed persons.
Institutions and persons covered by this Directive should, in fact, apply appropriate procedures or policies to determine whether the customer is a politically exposed person.
Institutions and persons covered by this Directive should, in fact, apply appropriate procedures or policies to determine whether the customer is a politically exposed person.
Based on these procedures and policies, those institutions and persons would have to install appropriate IT management where necessary.
Based on these procedures and policies, those institutions and persons would have to install appropriate IT management where necessary.
In all cases, the term 'risk management system' is not appropriate.
In all cases, the term 'risk management system' is not appropriate.
Liikmesriigid keelavad krediidiasutustel luua või jätkata korrespondentpangasuhteid varipankadega või pankadega, mis lubavad varipankadel oma kontosid kasutada .
Member States shall prohibit credit institutions from entering into or continuing a correspondent banking relationship with a shell bank or a respondent bank which permits its accounts to be used by shell banks .
Liikmesriigid keelavad krediidiasutustel luua või jätkata korrespondentpangasuhteid varipankadega.
Member States shall prohibit credit institutions from entering into or continuing a correspondent banking relationship with a shell bank.