natgillin/translations-raw huggingface dataset:
This Regulation should apply to all financial instruments or other assets resulting from a securitisation transaction or scheme referred to in Article 4(1)(61) of Regulation (EU) No 575/2013 of the European Parliament and of the Council [2] on condition that the issuer, originator or sponsor, is established, and for that purpose has its statutory seat, in the Union.
Esmase sissetuleku kontroll
Therefore, this Regulation should only cover financial instruments or other assets resulting from any transaction or scheme whereby the credit risk associated with an exposure or pool of exposures is tranched and has the characteristics referred to in that Article.
Esmase sissetuleku kontroll.
Therefore, in line with that Regulation, an exposure that creates a direct payment obligation for a transaction or scheme used to finance or operate physical assets should not be considered an exposure to a securitisation, even if the transaction or scheme has payment obligations of different seniority.
Teave laenu kohta
The scope of this Regulation should not be limited to the issuance of structured finance instruments that qualify as securities, but also should include other financial instruments and assets resulting from a securitisation transaction or scheme, such as money-market instruments, including asset-backed commercial paper programmes.
Laenu väljastamise kuupäev
In addition, this Regulation should apply to structured finance instruments with and without credit ratings assigned by a credit rating agency registered in the Union.
Kuupäev/number
Private and bilateral transactions should also be within the scope of this Regulation, as well as transactions that are not offered to the public or admitted to trading on a regulated market.
Algse laenuandmise kuupäev.
This Regulation contains standardised disclosure templates for a number of asset class categories.
Laenu lõpptähtaeg
Without prejudice to the scope of this Regulation and until reporting obligations have been developed by ESMA and adopted by the Commission, those standardised disclosure templates and all reporting obligations under this Regulation should apply only to structured finance instruments that are backed by underlying assets which are included in the list of underlying asset class categories specified in this Regulation and which in addition are not of a private or bilateral nature.
Laenu lõpptähtaeg (kuupäev).
When complying with this Regulation, issuers, originators and sponsors should comply with national and Union legislation governing the protection of confidentiality of information sources or the processing of personal data in order to avoid potential breaches of such legislation.
Otstarve
The issuer, originator and sponsor may designate an entity responsible for reporting the information to the website to be set up by ESMA in accordance with Article 8b(4) of Regulation (EC) No 1060/2009 (the SFIs website).
Laenu otstarve.
Outsourcing the reporting obligation to another entity, for example a servicer, should also be possible.
Laenu kestus
This should be without prejudice to the responsibility of the issuer, originator and sponsor under this Regulation.
Algne lepingukohane kestus (kuude arv).
A number of technical reporting instructions concerning, among others, the transmission or the format of the files to be submitted by issuers, originators and sponsors should be communicated by ESMA on its website.
Laenuvaluuta
ESMA should communicate those technical reporting instructions in due course before the date of application of the reporting obligations laid down in this Regulation, in order to enable issuers, originators, sponsors and other parties involved to be given enough time to develop adequate systems and procedures following the technical instructions provided by ESMA.
Laenuvaluuta.
The information to be provided pursuant to this Regulation should be compiled in a standard format to allow for automatic processing of the data on the SFIs website.
Algne jääk
The information should also be published in a format that is easily accessible for any user of the SFIs website.
Algne laenujääk (k.a tasud).
ESMA should ensure that sectoral competent authorities have access to the SFIs website so as to carry out the tasks assigned to them under Regulation (EC) No 1060/2009.
Praegune laenujääk
This Regulation is based on the draft regulatory technical standards submitted by ESMA to the Commission in accordance with Article 10 of Regulation (EU) No 1095/2010 of the European Parliament and of the Council [3].
Laenujääk kogumi tähtpäeva seisuga.
ESMA has conducted an open public consultation on the draft regulatory technical standards on which this Regulation is based, analysed the potential related costs and benefits and requested the opinion of the Securities and Markets Stakeholder Group established in accordance with Article 37 of Regulation (EU) No 1095/2010.
See peaks hõlmama kõiki summasid, mis on tagatud hüpoteegiga ja mida käsitatakse tehingus põhisummana.
A reasonable time is necessary in order to allow the issuers, the originators and the sponsors of a structured finance instrument established in the Union to adapt and take the necessary steps to comply with this Regulation and to allow ESMA to develop the SFIs website on which disclosure of the information required by this Regulation should take place.
Tagasimaksemeetod
Therefore, this Regulation should apply from 1 January 2017.
Põhisumma tagasimaksmise meetod.
However, ESMA should communicate necessary technical reporting instructions in a timely manner before the date of application of this Regulation.
Maksete sagedus
This is necessary in order to enable the issuers, the originators and the sponsors of a structured finance instrument established in the Union to be given enough time to develop adequate systems and procedures following those technical instructions with a view to ensuring complete and correct reporting and to take into account further developments in the financial markets in the Union,
Tehtavate maksete sagedus, st maksetevahelise perioodi pikkus kuudes.
This Regulation shall apply to structured finance instruments where the issuer, the originator or the sponsor is established in the Union and which are issued after the date of entry into force of this Regulation.
Tasumisele kuuluv summa
Reporting entity
Perioodiline lepingukohane makse (tasumisele kuuluv summa juhul, kui ei ole kehtestatud muud maksekorda).
The issuer, the originator and the sponsor of a structured finance instrument may designate one or multiple reporting entities that publish the information required pursuant to Articles 3 and 4, and Article 5(3) of this Regulation on the website referred to in Article 8b(4) of Regulation (EC) No 1060/2009 (the SFIs website).
Makse liik
Those entities shall publish the required information on the SFIs website in accordance with Articles 4 to 7 of this Regulation.
Põhisumma makse liik.
The issuer, the originator and the sponsor of a structured finance instrument that has designated the entity or entities referred to in paragraph 1 shall notify ESMA without undue delay of any entity designated in accordance with that paragraph.
Intressimäär
That designation shall be without prejudice to the responsibility of the issuer, the originator and the sponsor to comply with Article 8b of Regulation (EC) No 1060/2009.
Intressimäära liik
Information to be reported
Intressimäära liik.
Where a structured finance instrument is backed by any of the underlying assets referred to in Article 4, the reporting entity shall provide the following information to the SFIs website:
Praegune intressimäära indeks
loan level information through the standardised disclosure templates included in Annexes I to VII;
Praegune intressimäära indeks (viiteintressimäär, mille alusel määratakse hüpoteeklaenude intressimäär).
where applicable to a structured finance instrument, the following documents, including a detailed description of the waterfall of payments of the structured finance instrument:
Kehtiv intressimäär
the final offering document or prospectus, together with the closing transaction documents, including any public documents referenced in the prospectus or which govern the workings of the transaction and excluding legal opinions;
Kehtiv intressimäär (%).
the asset sale agreement, assignment, novation or transfer agreement and any relevant declaration of trust;
Kehtiva intressimäära marginaal
the servicing, back-up servicing, administration and cash management agreements;
Kehtiva intressimäära marginaal (fikseeritud intressimääraga laenude puhul on see sama mis kehtiv intressimäär, ujuva intressimääraga laenude puhul aga marginaal üle (või alla, kui kajastatud negatiivsena) indeksimäära).
the trust deed, security deed, agency agreement, account bank agreement, guaranteed investment contract, incorporated terms or master trust framework or master definitions agreement;
Intressimäära korrigeerimise intervall
any relevant inter-creditor agreements, swap documentation, subordinated loan agreements, start-up loan agreements and liquidity facility agreements;
Intressimäära korrigeerimise intervall kuudes (ujuva intressimääraga laenude puhul).
any other underlying documentation that is essential for the understanding of the transaction;
Korrigeerimise marginaal 1
where a prospectus has not been drawn up in compliance with Directive 2003/71/EC of the European Parliament and of the Council [4], a transaction summary or overview of the main features of a structured finance instrument, including:
Laenu intressimarginaal (%) intressimäära esimese korrigeerimise kuupäeval.
deal structure;
Intressimäära korrigeerimise kuupäev 1
the asset characteristics, cash flows, credit enhancement and liquidity support features;
Intressimäära järgmiste muutmiste kuupäevad (nt diskontomäära marginaali muutmine, kindlaksmääratud perioodide lõpud, laenu intressimäära uuesti fikseerimine jne; ei ole järgmine LIBORi korrigeerimise kuupäev).
the note holder voting rights, the relationship between note holders and other secured creditors in a transaction;
Korrigeerimise marginaal 2
a list of all triggers and events referred to in the documents provided to the SFIs website in accordance with point (b) that could have a material impact on the performance of the structured finance instruments;
Laenu intressimarginaal (%) intressimäära teise korrigeerimise kuupäeval.
the structure diagrams containing an overview of the transaction, the cash flows and the ownership structure;
Intressimäära korrigeerimise kuupäev 2
the investor reports, containing the information included in Annex VIII.
Intressimäära teise muutmise kuupäev.
Underlying assets
Korrigeerimise marginaal 3
The information requirements set out in Article 3 shall apply to structured finance instruments backed by the following underlying assets:
Laenu intressimarginaal (%) intressimäära kolmanda korrigeerimise kuupäeval.
residential mortgages:
Intressimäära korrigeerimise kuupäev 3
this class of structured finance instruments includes structured finance instruments backed by prime and non-prime mortgages and home equity loans.
Intressimäära kolmanda muutmise kuupäev.
For this class of structured finance instruments, the information included in the template in Annex I shall be provided to the SFIs website;
Korrigeeritud intressimäära indeks
commercial mortgages:
Järgmine intressimäära indeks.
this class of structured finance instruments includes structured finance instruments backed by retail or office property loans, hospital loans, care residences, storage facilities, hotel loans, nursing facilities, industrial loans, and multifamily properties.
Kinnisvara- ja lisatagatis
For this class of structured finance instruments, the information included in the template in Annex II shall be provided to the SFIs website;
Kinnisvara sihtnumber
loans to small and medium-sized enterprises:
Tuleb märkida vähemalt kaks või kolm esimest tähemärki.
for this class of structured finance instruments, the information included in the template in Annex III shall be provided to the SFIs website;
Kinnisvara liik
auto-loans:
Kinnisvara liik.
for this class of structured finance instruments, the information included in the template in Annex IV shall be provided to the SFIs website;
Algne laenusumma ja laenuobjekti väärtuse suhe
consumer loans:
Algataja algne laenusumma ja laenuobjekti väärtuse suhtarv (LTV).
for this class of structured finance instruments, the information included in the template in Annex V shall be provided to the SFIs website;
Teise astme laenuandja laenude puhul peaks see olema kombineeritud või kogu LTV.
credit card-loans:
Hindamise summa
for this class of structured finance instruments, the information included in the template in Annex VI shall be provided to the SFIs website;
Kinnisvara väärtus viimase laenuandmise kuupäeva seisuga enne väärtpaberistamist.
leases to individuals and/or businesses:
Hindamise summad peaksid olema väljendatud laenuga samas valuutas.
for this class of structured finance instruments, the information included in the template in Annex VII shall be provided to the SFIs website.
Algse hindamise liik
Frequency of reporting
Hindamise liik algatamisel.
The information set out in Article 3(a) and (d) shall be made available on a quarterly basis, no later than one month following the due date for payment of interest on the structured finance instrument concerned.
Hindamispäev
The information set out in Article 3(b) and (c) shall be made available without delay after the issuance of a structured finance instrument.
Kinnisvara viimase hindamise kuupäev viimase laenuandmise ajal enne väärtpaberistamist.
In addition to the requirements set out in paragraphs 1 and 2:
Laenusumma ja laenuobjekti väärtuse praegune suhtarv
where the requirements laid down in Article 17 of Regulation (EU) No 596/2014 of the European Parliament and of the Council [5] on insider dealing and market manipulation (market abuse) apply also in relation to a structured finance instrument, any disclosure of information pursuant to that article shall also subsequently be published without delay on the SFIs website by the reporting entity;
Algataja laenusumma ja laenuobjekti väärtuse praegune suhtarv.
where point (a) does not apply, the reporting entity shall disclose without delay on the SFIs website any significant change or event in any of the following cases:
Praegune hindamise summa
a breach of the obligations laid down in the documents provided in accordance with Article 3(b);
Kõige hiljutisema hindamise summa (kui näiteks sundtäitmisel toimus mitu hindamist, tuleks kajastada väikseimat summat).
structural features that can materially impact on the performance of the structured finance instrument;
Praeguse hindamise liik
the risk characteristics of the structured finance instrument and of the underlying assets.
Praeguse hindamise liik.
The reporting entity shall submit data files in accordance with the reporting system of the SFIs website and the technical instructions to be provided by ESMA on its website.
Kehtiv hindamispäev
ESMA shall publish those technical instructions on its website at the latest on 1 July 2016.
Kõige hiljutisema hindamise kuupäev.
The reporting entity shall store the files sent to and received by the SFIs website in electronic form for at least five years.
Tulemusi käsitlev teave
Upon request, those files shall be made available by the reporting entity or the issuer, the originator or the sponsor to the sectoral competent authorities as defined in Article 3(1)(r) of Regulation (EC) No 1060/2009.
Kontoseis
Where the reporting entity or the issuer, the originator or the sponsor, identifies factual errors in the data that has been provided to the SFIs website they shall correct the relevant data without undue delay.
Praegune kontoseis.
Reporting between the date of entry into force and the date of application
Võlgnevuste saldo
With respect to the structured finance instruments issued in the time period between the date of entry into force and the date of application of this Regulation, the issuer, the originator and the sponsor shall comply with the reporting requirements laid down in this Regulation only in relation to the structured finance instruments which are still outstanding at the date of application of this Regulation.
Võlgnevuste jooksevsaldo.
The issuer, the originator and the sponsor shall not be required to keep a backlog of the information required pursuant to this Regulation between the date of entry into force and the date of application of this Regulation.
See ei peaks sisaldama kontoga seotud tasusid.
It shall apply from 1 January 2017.
Võlgnevuse kestus kuudes
However, Article 6(2) shall apply from the date of entry into force of this Regulation.
Selliste kuude arv, mille vältel on vastavalt emitendi määratlusele laenu puhul võlgnevused (kogumi tähtpäeva seisuga).
Directive 2003/71/EC of the European Parliament and of the Council of 4 November 2003 on the prospectus to be published when securities are offered to the public or admitted to trading and amending Directive 2001/34/EC (OJ L 345, 31.12.2003, p.
Võlgevused 1 kuu tagasi
64).
Võlgnevuste saldo (vastavalt võlgnevuste saldo määratlusele) eelmisel kuul.
Regulation (EU) No 596/2014 of the European Parliament and of the Council of 16 April 2014 on market abuse (market abuse regulation) and repealing Directive 2003/6/EC of the European Parliament and of the Council and Commission Directives 2003/124/EC, 2003/125/EC and 2004/72/EC (OJ L 173, 12.6.2014, p.
Võlgevused 2 kuud tagasi
1).
Võlgnevuste saldo (vastavalt võlgnevuste saldo määratlusele) kaks kuud tagasi.
Reporting template for structured finance instruments backed by residential mortgages
Kohtuvaidlused
ASSETS:
JAH/EI
Field Name
Märkida, kas on pooleliolevaid kohtuvaidlusi.
Static/Dynamic
Tagasimaksmise kuupäev
Data Type
Kuupäev, mil maksti tagasi kontoga seotud summad.
Field Definition and Criteria
Makseviivitus või sundtäitmine
Pool Cut-off Date
Makseviivituse summa kokku enne müügitulusid ja sissenõutud summasid.
Dynamic
Makseviivituse või sundtäitmise kuupäev
Date
Makseviivituse või sundtäitmise kuupäev.
Pool or portfolio cut-off date.
Müügihinna alampiir
All dates take YYYY-MM-DD format.
Sundtäitmise korral kinnisvara müümisel saavutatud hind, ümardatuna allapoole lähima kümne tuhandeni.
Pool Identifier
Müügikahjum
Static
Kogukahjum ilma tasudeta, kogunenud intressideta jms ning pärast müügitulude kohaldamist (v.a ettemakse tasu, kui see on allutatud põhisummaga seoses sissenõutavatele summadele).
Text/Numeric
Kumulatiivsed sissenõutud summad
Pool or portfolio identifier/name of transaction.
Kumulatiivsed sissenõutavad summad – asjakohased ainult kahjumi korral.
Loan Identifier
TEAVE VÕLAKIRJADE KOHTA
Unique identifier (ID) for each loan.
Väärtpaberi või võlakirja tasandi andmeväljad
The loan ID should not change through the life of the transaction.
Aruandekuupäev
Originator
Kuupäev, mil tehinguaruanne avaldati.
Text
Emitent
Lender that advanced the original loan.
Emitendi, ja kui see on asjakohane, emissiooniseeria nimi.
Servicer Identifier
Likviidsuslimiidi kasutamine
Unique identifier per servicer to flag which entity is servicing the loan.
Kinnitada, kas perioodil, mis lõpeb viimase intressimakse kuupäeval, on likviidsuslimiiti kasutatud või mitte.
Borrower Identifier
Tagatise tasandi andmeväljad
Unique identifier (ID) per borrower (not showing the real name) — to enable borrowers with multiple loans in the pool to be identified (e.g. further advances/second liens are shown as separate entries).
Käivitavad näitajad/suhtarvud
The borrower ID should not change over the life of the transaction.
Erinevate makseviivituste, lahjenduste, lepinguliste kohustuste täitmatajätmise, kahju ja samalaadsete tagatisega seotud näitajate ja suhtarvude tase seoses nende ennetähtaegse amortiseerimisega või muude käivitavate sündmuste tasanditega nende praeguse kindlaksmääramise kuupäeva seisuga.
Property Identifier
Kas mõni käivitav sündmus on toimunud?
Unique identifier per property to enable properties with multiple loans in the pool to be identified (e.g. further advances/second liens are shown as separate entries).
Keskmine püsiv ettemaksumäär
Borrower Information
Aruanne sisaldab aluseks olevate eluaseme hüpoteeklaenude keskmist püsivat ettemaksumäära (Avg CPR kiirus).
Borrower’s Employment Status
Mõnes jurisdiktsioonis võib hüpoteeklaenude kogum sisaldada ka kommertslaene.
List
Avg CPR kiirus on summa, mida väljendatakse lisaks graafikujärgsetele tagasimaksetele ette makstud põhisumma aastapõhise protsendina.
Employment status of the primary applicant.
Avg CPR kiirus arvutatakse järgmiselt: esiteks jagatakse eluaseme hüpoteeklaenu põhisumma praegune jääk (st tegelik jääk) eluaseme hüpoteeklaenu põhisumma graafikujärgse jäägiga, eeldusel et ettemakseid ei ole tehtud (st tehtud on ainult graafikujärgseid tagasimakseid).
Primary Income
See jagatis astendatakse, kusjuures eksponent võrdub kaksteist jagatud emissioonist möödunud kuude arvuga.
Numeric
Selleks et leida Avg CPR kiirus, tuleb saadud tulemus lahutada ühest ja seejärel korrutada sajaga (100).
Primary borrower underwritten gross annual income (not rent).
Kõnealune arvutus valemi kujul:
Income Verification for Primary Income
keskmine CPR
Income verification for primary income.
eluaseme hüpoteeklaenu põhisumma praegune jääk
Loan Characteristics
eluaseme hüpoteeklaenu põhisumma graafikujärgne jääk
Loan Origination Date
väljastamisest möödunud kuude arv
Date/Numeric
Tehinguaruandega seotud kontaktandmed
Date of original loan advance.
Kontaktpunkt
Date of Loan Maturity
Teabeallika osakonna või kontaktisiku(te) nimi.
The date of loan maturity.
Kontaktandmed
Purpose
Telefoninumber ja e-posti aadress.
Loan purpose.
TEAVE VÕLAKIRJADE KOHTA SEERIATE KAUPA
Loan Term
Võlakirjaseeria tasandi andemeväljad
Original contractual term (number of months).
Võlakirjaklassi nimi
Loan Currency Denomination
Sellisele eluasemehüpoteegiga tagatud väärtpaberite seeriale antud tähis (tavaliselt täht ja/või number), millel on samad õigused, eelisõigused ja tunnused, nagu on määratletud prospektis, st 1. seeria klass A1 jne.
The loan currency denomination.
Rahvusvaheline väärtpaberite identifitseerimisnumber
Original Balance
Rahvusvaheline väärtpaberi identifitseerimise kood või koodid; kui ISIN-koodi ei ole, mis tahes muu kordumatu väärtpaberite tunnuskood (nt CUSIP), mille on seeriale määranud börs või muu üksus.
Original loan balance (inclusive of fees).
Kui koode on rohkem kui üks, eraldada need komaga.
Current Balance
Intressimakse kuupäev
Amount of loan outstanding as of pool cut-off date, This should include any amounts that are secured by the mortgage and will be classed as principal in the transaction.
Perioodiline kuupäev, mil eluasemehüpoteegiga tagatud struktureeritud finantsinstrumentide teatava seeria omanikele tehakse graafikujärgne intressimakse.
Repayment Method
Põhisumma makse kuupäev
Type of principal repayment.
Perioodiline kuupäev, mil eluasemehüpoteegiga tagatud struktureeritud finantsinstrumentide teatava seeria omanikele tehakse graafikujärgne põhisumma makse.
Payment Frequency
Rahaühik(ud), milles väljendatakse väärtpaberite tasandi saldosid ja makseid.
Frequency of payments due, i.e. number of months between payments.
Viiteintressimäär
Payment Due
Eluasemehüpoteegiga tagatud struktureeritud finantsinstrumentide teatava seeria suhtes kohaldatav baasintressimääraindeks, nagu on määratletud pakkumisdokumendis (nt kolme kuu Euribor).
Periodic contractual payment due (the payment due if there are no other payment arrangements in force).
Võlakirja emiteerimise kuupäev
Payment Type
Kuupäev, mil võlakirjad emiteeriti.
Principal payment type.
Laenu tasandi andmed – aruandevorm ärikinnisvara hüpoteegitagatisega struktureeritud finantsinstrumentide puhul
Interest Rate
LAEN
Interest Rate Type
Laenu tunnuskoodid
Interest rate type.
Tehingukogumi tunnuskood
Current Interest Rate Index
Tehingu kordumatu nimi.
Current interest rate index (the reference rate off which the mortgage interest rate is set).
Kehtiv kogumi või portfelli tähtpäev.
Current Interest Rate
Väärtpaberistamise kuupäev
Current interest rate (%).
Tehingu kuupäev – väärtpaberite börsil noteerimise esmane kuupäev.
Current Interest Rate Margin
Algsed laenutingimused