natgillin/translations-raw huggingface dataset:
The cash flows to be reported are gross of reinsurance and undiscounted.
Ei hõlma väljaminevaid rahavoogusid, mis tulenevad annuiteetideks muutuvatest kahjukindlustuslepingutest, mis ei ole veel annuiteedid lahendi tulemusel.
Cash–flow projections such as central scenarios can be used as no perfect reconciliation with Best Estimate calculation is required.
Parima hinnangu puhul kasutatavad tulevased rahavood, kahjukindlustuslepingutest tulenevad annuiteedid (bruto), sissetulevad rahavood – muud sissetulevad rahavood
If difficult to project some future cash–flows like collective Future Discretionary Benefits the undertaking shall report the cash flow it effectively uses for calculating the Best Estimate.
Rahavood, mis ei sisaldu tulevastes kindlustusmaksetes ega sisalda investeerimistulu seoses delegeeritud määruse (EL) 2015/35 I lisas määratletud äriliinidega „Kahjukindlustuslepingutest tulenevad ja tervisekindlustuslepingutest tulenevate kohustustega seotud annuiteedid” ja „Kahjukindlustuslepingutest tulenevad ja kindlustuslepingutest tulenevate kohustustega (välja arvatud tervisekindlustuslepingutest tulenevate kohustustega) seotud annuiteedid”.
All cash flows expressed in different currencies shall be considered and converted in the reporting currency using the exchange rate at the reporting date
Parima hinnangu puhul kasutatavad tulevased rahavood, aktsepteeritud edasikindlustus (bruto), väljaminevad rahavood – tulevased hüvitised
In case the undertaking uses simplifications for the calculation of technical provisions, for which an estimate of the expected future cash–flows arising from the contracts are not calculated, the information shall be reported only in those cases where more than 10 % of total technical provisions have a settlement period longer than 24 months.
Rahavood tulenevad tulevastest hüvitistest seoses delegeeritud määruse (EL) 2015/35 I lisas määratletud äriliiniga „Elukindlustuse edasikindlustus”.
Future cash–flows used in the Best estimate, Insurance with profit participation (gross), Cash out–flows — Future benefits
Parima hinnangu puhul kasutatavad tulevased rahavood, aktsepteeritud edasikindlustus (bruto), väljaminevad rahavood – tulevased kulud ja muud väljaminevad rahavood
Amount of undiscounted cash–flows expected for each year from year 1 to year 30, aggregated for the interval of years 31 to 40, aggregated for the interval of years 41 to 50 and aggregated for all the years after year 50.
Need on rahavood, mis tulenevad kindlustus- ja edasikindlustuslepingutest tulenevate kohustuste teenindamisest tekkivatest kuludest, ja muud rahavoo kirjed, näiteks kindlustusvõtjate tasutavad maksud, mida peavad või eeldatavasti peavad tasuma kindlustusvõtjad või mida on vaja, et täita kindlustuslepingutest tulenevaid kohustusi seoses delegeeritud määruse (EL) 2015/35 I lisas määratletud äriliiniga „Elukindlustuse edasikindlustus”.
The cash–flows are the ones stemming from future benefits regarding line of business, as defined in Annex I to Delegated Regulation (EU) 2015/35, Insurance with profit participation.
Parima hinnangu puhul kasutatavad tulevased rahavood, aktsepteeritud edasikindlustus (bruto), sissetulevad rahavood – tulevased hüvitised
Future cash–flows used in the Best estimate, Insurance with profit participation (gross), Cash out–flows — Future expenses and other cash out–flows
Rahavood tulenevad tulevastest kindlustusmaksetest ja neist kindlustusmaksetest tulenevatest täiendavatest rahavoogudest seoses delegeeritud määruse (EL) 2015/35 I lisas määratletud äriliiniga „Elukindlustuse edasikindlustus”.
The cash–flows are the ones related to expenses that will be incurred in servicing insurance and reinsurance obligations, and other cash–flow items such as taxation payments which are, or expected to be, charged to policyholders or are required to settle the insurance obligations, for line of business, as defined in Annex I to Delegated Regulation (EU) 2015/35, Insurance with profit participation.
Parima hinnangu puhul kasutatavad tulevased rahavood, aktsepteeritud edasikindlustus (bruto), sissetulevad rahavood – muud sissetulevad rahavood
Cash out–flows from non–life insurance contracts that will change to Annuities but not yet formally settled as Annuities, and dealt with within the same company shall also be included.
Rahavood, mis ei sisaldu tulevastes kindlustusmaksetes ega sisalda investeerimistulu seoses delegeeritud määruse (EL) 2015/35 I lisas määratletud äriliiniga „Elukindlustuse edasikindlustus”.
Future cash–flows used in the Best estimate, Insurance with profit participation (gross), Cash in–flows — Future premiums
Parima hinnangu puhul kasutatavad tulevased rahavood, tervisekindlustus (bruto), väljaminevad rahavood – tulevased hüvitised
The cash– flows are the ones stemming from future premiums and any additional cash–flows that result from those premiums, for line of business, as defined in Annex I to Delegated Regulation (EU) 2015/35, Insurance with profit participation.
Rahavood tulenevad tulevastest hüvitistest seoses delegeeritud määruse (EL) 2015/35 I lisas määratletud äriliiniga „Tervisekindlustus”.
Future cash–flows used in the Best estimate, Insurance with profit participation (gross), Cash in–flows — Other cash in–flows
Parima hinnangu puhul kasutatavad tulevased rahavood, tervisekindlustus (bruto), väljaminevad rahavood – tulevased kulud ja muud väljaminevad rahavood
The cash– flows are the ones not included in Future premiums and not including investment returns, for line of business, as defined in Annex I to Delegated Regulation (EU) 2015/35, Insurance with profit participation.
Need on rahavood, mis tulenevad kindlustus- ja edasikindlustuslepingutest tulenevate kohustuste teenindamisest tekkivatest kuludest, ja muud rahavoo kirjed, näiteks kindlustusvõtjate tasutavad maksud, mida peavad või eeldatavasti peavad tasuma kindlustusvõtjad või mida on vaja, et täita kindlustuslepingutest tulenevaid kohustusi seoses delegeeritud määruse (EL) 2015/35 I lisas määratletud äriliiniga „Tervisekindlustus”.
Future cash–flows used in the Best estimate, Index linked and unit–linked insurance (gross), Cash out–flows — Future benefits
Parima hinnangu puhul kasutatavad tulevased rahavood, tervisekindlustus (bruto), sissetulevad rahavood – tulevased hüvitised
The cash–flows are the ones stemming from Future benefits regarding line of business, as defined in Annex I to Delegated Regulation (EU) 2015/35, Index linked and unit–linked insurance.
Rahavood tulenevad tulevastest kindlustusmaksetest ja neist kindlustusmaksetest tulenevatest täiendavatest rahavoogudest seoses delegeeritud määruse (EL) 2015/35 I lisas määratletud äriliiniga „Tervisekindlustus”.
Future cash–flows used in the Best estimate, Index linked and unit–linked insurance (gross), Cash out–flows — Future expenses and other cash out–flows
Parima hinnangu puhul kasutatavad tulevased rahavood, tervisekindlustus (bruto), sissetulevad rahavood – muud sissetulevad rahavood
The cash–flows are the ones related to expenses that will be incurred in servicing insurance and reinsurance obligations, and other cash–flow items such as taxation payments which are, or expected to be, charged to policyholders or are required to settle the insurance obligations, regarding line of business, as defined in Annex I to Delegated Regulation (EU) 2015/35, Index linked and unit–linked insurance.
Rahavood, mis ei sisaldu tulevastes kindlustusmaksetes ega sisalda investeerimistulu seoses delegeeritud määruse (EL) 2015/35 I lisas määratletud äriliiniga „Tervisekindlustus”.
Future cash–flows used in the Best estimate, Index linked and unit–linked insurance (gross), Cash in–flows — Future premiums
Parima hinnangu puhul kasutatavad tulevased rahavood, tervisekindlustuse edasikindlustus (bruto), väljaminevad rahavood – tulevased hüvitised
The cash– flows are the ones stemming from future premiums and any additional cash–flows that result from those premiums,, regarding line of business, as defined in Annex I to Delegated Regulation (EU) 2015/35, Index linked and unit–linked insurance.
Rahavood tulenevad tulevastest hüvitistest seoses delegeeritud määruse (EL) 2015/35 I lisas määratletud äriliiniga „Tervisekindlustuse edasikindlustus”.
Future cash–flows used in the Best estimate, Index linked and unit–linked insurance (gross), Cash in–flows — Other cash in–flows
Parima hinnangu puhul kasutatavad tulevased rahavood, tervisekindlustuse edasikindlustus (bruto), väljaminevad rahavood – tulevased kulud ja muud väljaminevad rahavood
The cash– flows are the ones not included in Future premiums and not including investment returns, regarding line of business, as defined in Annex I to Delegated Regulation (EU) 2015/35, Index linked and unit–linked insurance.
Parima hinnangu puhul kasutatavad tulevased rahavood, tervisekindlustuse edasikindlustus (bruto), sissetulevad rahavood – tulevased hüvitised
The cash–flows are the ones stemming from Future benefits regarding line of business, as defined in Annex I to Delegated Regulation (EU) 2015/35, Other life insurance.
Parima hinnangu puhul kasutatavad tulevased rahavood, tervisekindlustuse edasikindlustus (bruto), sissetulevad rahavood – muud sissetulevad rahavood
Future cash–flows used in the Best estimate, Other life insurance (gross), Cash out–flows — Future expenses and other cash out–flows
Parima hinnangu puhul kasutatavad tulevased rahavood, edasikindlustuslepingutest tulenevad sissenõutavad summad kokku (pärast kohandamist)
Future cash–flows used in the Best estimate, Other life insurance (gross), Cash in–flows — Future premiums
Lahtiseotud toodete puhul esitatakse toote eri osad eri ridades, kasutades erinevaid tunnuskoode.
The cash– flows are the ones stemming from future premiums and any additional cash–flows that result from those premiums, regarding line of business, as defined in Annex I to Delegated Regulation (EU) 2015/35, Other life insurance.
Veergudes C0010 – C0080 esitatakse teave toodete kaupa.
The cash– flows are the ones not included in Future premiums and not including investment returns, regarding line of business, as defined in Annex I to Delegated Regulation (EU) 2015/35, Other life insurance.
Esitatakse toodete puhul, mis kuuluvad eraldatud vahendite kogumitesse või muudesse sisefondidesse (määratletud vastavalt riigi turgudele).
Cash out–flows from non–life insurance contracts that will change to Annuities but are not yet formally settled as Annuities and shall not be included.
Sellise riigi ISO 3166–1 alpha–2 kood, kus leping sõlmiti, riikide puhul, kelle arvele jääb üle 10 % asjaomase tootega seotud tehnilistest eraldistest või kindlustusmaksetest.
Future cash–flows used in the Best estimate, Annuities stemming from non–life contracts (gross), Cash out–flows — Future expenses and other cash out–flows
Edasikindlustuse puhul esitatakse edasikindlustusvõtja riigi kood.
Cash out–flows from non–life insurance contracts that are not yet settled as Annuities and will change to Annuities and dealt with within the same company shall not be included.
Koodide loetelu puhul tuleb koodid eraldada komaga.
The cash– flows are the ones stemming from future premiums and any additional cash–flows that result from those premiums, regarding line of business, as defined in Annex I to Delegated Regulation (EU) 2015/35, Annuities stemming from non–life contracts relating to insurance obligations, including health insurance obligations.
Sama nagu lahtris C0010.
Future cash–flows used in the Best estimate, Annuities stemming from non–life contracts (gross), Cash in–flows — Other cash in–flows
Kui kood on juba kasutusel või kui selle on määranud pädev asutus järelevalve eesmärgil, kasutatakse seda koodi.
The cash–flows are the ones stemming from Future benefits regarding line of business, as defined in Annex I to Delegated Regulation (EU) 2015/35, Life reinsurance.
1 – ühe isiku elukindlustus
Future cash–flows used in the Best estimate, Accepted reinsurance (gross), Cash out–flows — Future expenses and other cash out–flows
2 – ühine elukindlustus
The cash–flows are the ones related to expenses that will be incurred in servicing insurance and reinsurance obligations, and other cash–flow items such as taxation payments which are, or expected to be, charged to policyholders or are required to settle the insurance obligations, regarding line of business, as defined in Annex I to Delegated Regulation (EU) 2015/35, Life reinsurance.
3 – kollektiivne
The cash– flows are the ones not included in Future premiums and not including investment returns, regarding line of business, as defined in Annex I to Delegated Regulation (EU) 2015/35, Life reinsurance.
Kahjukindlustuslepingutest tulenevate annuiteetide puhul märkige „5 – muu”.
Future cash–flows used in the Best estimate, Health insurance (gross), Cash out–flows — Future benefits
Toote liigi üldine kvalitatiivne kirjeldus.
The cash–flows are the ones stemming from Future benefits regarding line of business, as defined in Annex I to Delegated Regulation (EU) 2015/35, Health insurance.
Kui toote koodi on määranud pädev asutus järelevalve eesmärgil, esitatakse kõnealuse koodiga seotud toote liigi kirjeldus.
The cash– flows are the ones not included in Future premiums and not including investment returns, regarding line of business, as defined in Annex I to Delegated Regulation (EU) 2015/35, Health insurance.
3 – Üksainus kindlustusmakse ilma võimaluseta teha tulevikus täiendavaid kindlustusmakseid
C0250/R0010–R0330
4 – Muu, mis tahes muu eespool nimetamata võimalus või kombinatsioon
Future cash–flows used in the Best estimate, Health reinsurance (gross), Cash out–flows — Future benefits
Kahjukindlustuslepingutest tulenevate annuiteetide puhul märkige „4 – muu”.
The cash–flows are the ones stemming from Future benefits regarding line of business, as defined in Annex I to Delegated Regulation (EU) 2015/35, Health reinsurance.
Märkige, kas toodet peetakse finantsinstrumendiga jäljendatavaks (st on maandatav, tervikuna arvutatud tehniliste eraldistega).
C0260/R0010–R0330
1 – Finantsinstrumendiga jäljendatav
Future cash–flows used in the Best estimate, Health reinsurance (gross), Cash out–flows — Future expenses and other cash out–flows
2 – Finantsinstrumendiga mittejäljendatav
The cash–flows are the ones related to expenses that will be incurred in servicing insurance and reinsurance obligations, and other cash–flow items such as taxation payments which are, or expected to be, charged to policyholders or are required to settle the insurance obligations, regarding line of business, as defined in Annex I to Delegated Regulation (EU) 2015/35, Health reinsurance.
3 – Finantsinstrumendiga osaliselt jäljendatav
Cash out–flows from non–life insurance contracts that will change to Annuities but not yet formally settled as Annuities, and dealt within the same company shall also be included.
Kui toote homogeensed riskigrupid on teiste toodetega ühised, märkige toote selliste homogeensete riskigruppide arv, mis on teiste toodetega ühised.
C0270/R0010–R0330
Kindlustus-või edasikindlustusandja kasutatav sisemine direktiivi 2009/138/EÜ artikli 80 kohase homogeense riskigrupi tunnuskood.
Future cash–flows used in the Best estimate, Health reinsurance (gross), Cash in–flows — Future premiums
Homogeense riskigrupi arvutatud parima hinnangu brutoväärtuse summa.
The cash– flows are the ones stemming from future premiums and any additional cash flows that result from those premiums, regarding line of business, as defined in Annex I to Delegated Regulation (EU) 2015/35, Health reinsurance.
Riskikapital
C0280/R0010–R0330
Delegeeritud määruses (EL) 2015/35 määratletud riskikapital.
Future cash–flows used in the Best estimate, Health reinsurance (gross), Cash in–flows — Other cash in–flows
Kahjukindlustuslepingutest tulenevate annuiteetide puhul tuleb sellesse lahtrisse märkida null, välja arvatud juhul, kui annuiteedid on positiivse riskiga.
The cash– flows are the ones not included in Future premiums and not including investment returns, regarding line of business, as defined in Annex I to Delegated Regulation (EU) 2015/35, Health reinsurance.
Direktiivi 2009/138/EÜ artikli 185 lõike 3 punktis f osutatud tagasiostuväärtus ilma maksudeta (kui see on asjakohane).
C0290/R0010–R0330
See on lepingu varajase lõpetamise korral (st enne tähtajalist makset või kindlustusjuhtumit, nt surm) kindlustusvõtjale makstav summa ilma tasudeta ja kindlustuslepingutega seotud laenudeta.
Future cash–flows used in the Best estimate, Total recoverable from reinsurance (after the adjustment)
Aastane garanteeritud määr (garantii keskmise kestuse puhul) Kindlustusvõtjale lepingu ülejäänud kehtivusajal garanteeritud keskmine määr.
Amount of undiscounted cash–flows expected for each year from year 1 to year 30, aggregated for the interval of years 31 to 40, aggregated for the interval of years 41 to 50 and aggregated for all the years after year 50.
Esitatakse ainult juhul, kui lepinguga on ette nähtud garanteeritud määr.
The future cash–flows undiscounted from amounts recoverables from reinsurance and SPVs/Finite Re, including ceded intra group reinsurance, including future reinsurance premiums.
Ei kohaldata investeerimisfondi tootlusega seotud investeerimisriskiga elukindlustuslepingute puhul.
Amount shall be reported net of adjustment for counterparty default risk.
Kui toode vastab mitmele homogeensele riskigrupile, märkige need grupid ridades, korrates toote tunnuskoodi.
General comments: This section relates to annual submission of information for individual entities.
Kui eri tooted vastavad ühele homogeensele riskigrupile, esitage iga toode üks kord, märkides homogeense riskigrupi tunnuskoodi.
This template includes information about life insurance contracts (direct business and accepted reinsurance) and also includes annuities stemming from non–life contracts (which are also analysed in S.16.01).
Homogeense riskigrupi tunnuskood
All insurance contracts shall be reported even if classified as investments contract on accounting basis.
Sama nagu lahtris C0170.
In case of products unbundled, the different parts of the product shall be reported in different rows, using different ID codes.
Kindlustus-või edasikindlustusandja kasutatav sisemine direktiivi 2009/138/EÜ artikli 80 kohase homogeense riskigrupi tunnuskood.
Columns C0010 to C0080 shall be reported by product.
Märkige homogeense riskigrupi tunnuskood iga toote puhul, mida võetakse arvesse tehniliste eraldiste arvutamisel.
Columns C0090 to C0160 characterise the product.
See vorm esitatakse üksnes seoses selliste kindlustusandjate otsekindlustustegevusega, kellel on muutuvate annuiteetidega portfellid.
Columns C0170 to C0210 shall be reported by Homogeneous Risk Group.
Muutuvad annuiteedid on investeerimisfondi tootlusega seotud investeerimisriskiga elukindlustuslepingud koos investeeringugarantiidega, mis üheainsa kindlustusmakse või regulaarsete kindlustusmaksete eest võimaldavad kindlustusvõtjal saada kasu investeerimisfondi osaku väärtuse suurenemisest, kuid olla samas osaliselt või täielikult kaitstud osaku väärtuse vähenemise eest.
ITEM INSTRUCTIONS Portfolio C0010 Product ID code
Kui muutuvate annuiteetidega kindlustuslepingud on jaotatud kahe kindlustusandja vahel (nt elukindlustusandja ja kahjukindlustusandja muutuvate annuiteetidega garantiide puhul) esitab selle vormi garantiiga kindlustusandja.
Internal product ID code used by the undertaking for the product.
Iga toode esitatakse ainult ühel real.
If a code is already in use or is attributed by the competent authority for supervisory purposes that code shall be used.
Toote ärinimi (ettevõtjapõhine)
Different products are characterised according to cells C0090 to C0160.
Toote üldine kvalitatiivne kirjeldus.
The ID code shall be consistent over time.
Märkige kindlustuskaitse jõustumise kuupäev ISO 8601 (aaaa-kk-pp) vormingus.
Applicable to products that are part of ring fenced funds or other internal funds (defined according to national markets).
Märkige kindlustuskaitse lõppemise kuupäev ISO 8601 (aaaa-kk-pp) vormingus.
This number is attributed by the undertaking and shall be consistent over time and shall not be reused for other funds.
1 – Surma korral saadav minimaalne garanteeritud hüvitis
The number shall be used consistently across all templates, where relevant, to identify the fund.
2 – Minimaalne garanteeritud kogumishüvitis
Line of business as defined in Annex 1 of Delegated Regulation (EU) 2015/35.The following closed list shall be used: 29 — Health insurance 30 — Insurance with profit participation 31 — Index–linked and unit–linked insurance 32 — Other life insurance
3 – Minimaalne garanteeritud sissetulekuhüvitis
33 — Annuities stemming from non–life insurance contracts and relating to health insurance obligations 34 — Annuities stemming from non–life insurance contracts and relating to insurance obligations other than health insurance obligations 35 — Health reinsurance 36 — Life reinsurance C0040
4 – Tühistamise korral saadav minimaalne garanteeritud hüvitis
Number of contracts attached to each reported product.
9 – muu
Contracts with more than one policyholder count as only one contract.
Garanteeritud tase
In case of inactive policyholder (no premium paid) the contract shall be reported anyway unless the contract is cancelled.
Märkige garanteeritud hüvitise tase protsentides (kümnendarvuna)
For annuities stemming from non–life use the number of annuities obligations.
Garantiide üldine kirjeldus.
C0050
See peab hõlmama vähemalt kapitali akumuleerimise mehhanisme (nt roll–up, ratchet, step–up, reset), sagedust (aastasisene, aastane, x-aasta järel), garanteeritud tasemete arvutamise alust (nt tehtud kindlustusmaksed, tehtud kindlustusmaksed ilma kuludeta ja/või tagasimakseteta ja/või juurdemakseteta, kapitali akumuleerimise mehhanismi kaudu suurendatud kindlustusmaksed), garanteeritud ümberhindlustegurit ja muud üldteavet selle kohta, kuidas garantii toimib.
Otherwise use the same instructions as for cell C0040.
See vorm esitatakse üksnes seoses selliste kindlustusandjate otsekindlustustegevusega, kellel on muutuvate annuiteetidega portfellid.
For annuities stemming from non–life use the number of annuities obligations.
Kui muutuvate annuiteetidega kindlustuslepingud on jaotatud kahe kindlustusandja vahel (nt elukindlustusandja ja kahjukindlustusandja muutuvate annuiteetidega garantiide puhul) esitab selle vormi garantiiga kindlustusandja.
C0060 Total amount of Written premiums
Tunnuskood kasutatakse järjepidevalt ja üksikute ettevõtjate aruandluse puhul vastab see vormides S.14.01 (C0010) ja S.15.01 (C0020) esitatud tunnuskoodile.
Total amount of gross written premiums as defined in Article 1(11) of Delegated Regulation (EU) 2015/35.
1 – Riske ei ole maandatud
For annuities stemming from non–life this cell is not applicable.
2 – Dünaamiline riskimaandus
C0070 Total amount of claims paid during year Total amount of gross claims paid during the year, including claims management expenses.
3 – Staatiline riskimaandus
C0080 Country Country ISO 3166–1 alpha–2 code or list of codes according to the following instructions:
4 – Sihtotstarbeline riskimaandus
ISO 3166–1 alpha–2 code of the country where the contract was entered into, for countries representing more than 10 % of technical provisions or written premiums for a given product.
Dünaamilist riskimaandust tasakaalustatakse pidevalt; staatilise riskimaanduse puhul kasutatakse „standarditud” tuletisinstrumente, kuid seda ei tasakaalustata pidevalt; sihtotstarbelise riskimaanduse puhul kasutatakse finantsinstrumente, mis on spetsiaalselt koostatud asjaomaste kohustistega seotud riskide maandamiseks.
If reinsurance it shall refer to the country of the cedent undertaking.
1 – Deltarisk on maandatud
For countries representing less than 10 % of Technical Provisions or written premiums for a given product, report a list of ISO 3166–1 alpha–2 Codes of the countries concerned.
2 – Deltarisk ei ole maandatud
In case of a list please report the codes split by a ‘,’.
3 – Deltarisk on osaliselt maandatud
Characteristics of product
4 – Garantii ei ole deltariski suhtes tundlik.
Same code as in C0010.
Osalise maandamise puhul ei ole eesmärgiks kogu riski maandamine.