natgillin/translations-raw huggingface dataset:
That ban on acquisitions covers both undertaking which have the legal form of a company and any package of assets which forms a business [7].
Euroopa Komisjoni majandus- ja rahandusküsimuste peadirektoraat, „The Second Economic Adjustment Programme for Greece - March 2012” (Kreeka teine majanduslik kohandamiskava, 2012. aasta märts), lk 17, internetis kättesaadav aadressil: http://ec.europa.eu/economy_finance/publications/occasional_paper/2012/pdf/ocp94_en.pdf.
Commission Decision (EU) 2015/455
Komisjoni otsus (ΕL) 2015/455,
on the State aid SA.34826 (2012/C), SA.36005 (2013/NN) implemented by Greece for Piraeus Bank Group relating to the recapitalisation and restructuring of Piraeus Bank SA
mis käsitleb riigiabi SA.34826 (2012/C), SA.36005 (2013/NN), mida Kreeka andis Piraeuse panga grupile seoses Piraeuse panga rekapitaliseerimise ja ümberkorraldamisega
(notified under document C(2014) 5217)
(teatavaks tehtud numbri C(2014) 5217 all)
Having called on Member States and other interested parties to submit their comments pursuant to those provisions [1],
olles kutsunud liikmesriike ja muid huvitatud isikuid esitama märkusi vastavalt eespool osutatud sätetele [1]
PROCEDURE RELATED TO PIRAEUS BANK
PIRAEUSE PANGAGA SEOTUD MENETLUS
By decision of 19 November 2008 the Commission approved a scheme entitled ‘Support Measures for the Credit Institutions in Greece’ (the ‘Greek Banks Support Scheme’) designed to ensure the stability of the Greek financial system.
19. novembri 2008. aasta otsusega kiitis komisjon heaks Kreeka krediidiasutuste toetamise kava (edaspidi „Kreeka pankade toetuskava”), mille eesmärk oli tagada Kreeka finantssüsteemi stabiilsus.
The Greek Banks Support Scheme allows for aid to be granted under its three constituent measures, a recapitalisation measure, a guarantee measure and a government bond loan measure [2].
Kreeka pankade toetuskava võimaldas anda abi kolme põhimeetme alusel: rekapitaliseerimine, tagatised ja riigivõlakirjad [2].
In May 2009, Piraeus Bank (‘the Bank’ [3]) was recapitalised by Greece under the recapitalisation measure.
2009. aasta mais rekapitaliseeris Kreeka rekapitaliseerimismeetme raames Piraeuse panga [3].
Recital 14 of the Decision of 19 November 2008 recorded that a restructuring plan would be notified to the Commission in respect of the beneficiaries of the recapitalisation measure.
19. novembri 2008. aasta otsuse põhjenduses 14 on öeldud, et komisjonile tuleb teatada rekapitaliseerimismeetmega hõlmatud abisaajaid käsitlevast ümberkorralduskavast.
On 23 July 2010, the Greek authorities submitted a restructuring plan to the Commission.
Kreeka ametiasutused esitasid 23. juulil 2010 komisjonile ümberkorralduskava.
The Commission registered that plan and its subsequent updates as well as additional information submitted by the Greek authorities as Case SA.30342 (PN 26/2010) and then Case SA.32787 (2011/PN).
Komisjon registreeris kava ja selle ajakohastatud versioonid, samuti Kreeka ametiasutuste esitatud täiendava teabe juhtumina SA.30342 (PN 26/2010) ja seejärel juhtumina SA.32787 (2011/PN).
The Bank has repeatedly benefited from State guarantees and government bond loans under the Greek Banks Support Scheme [4].
Piraeuse pank on saanud Kreeka pankade toetuskava raames korduvalt riigigarantiisid ja riigivõlakirju [4].
It also benefited from State-guaranteed emergency liquidity assistance ( ‘State-guaranteed ELA’).
Samuti sai ta riigi tagatud erakorralist likviidsusabi.
On 20 April 2012, the Hellenic Financial Stability Fund (‘HFSF’) provided the Bank with a letter committing to participate in a planned share capital increase of the Bank.
20. aprillil 2012 edastas Kreeka finantsstabiilsuse fond Piraeuse pangale kohustuste võtmise kinnituse lubadusega osaleda Piraeuse panga kavandatavas aktsiakapitali suurendamises.
On 28 May 2012, the HFSF granted a bridge recapitalisation of EUR 4700 million to the Bank (‘the first bridge recapitalisation’).
28. mail 2012 võimaldas Kreeka finantsstabiilsuse fond Piraeuse pangale ajutise rekapitaliseerimise summas 4700 miljonit eurot (edaspidi „esimene ajutine rekapitaliseerimine”).
On 10 May 2012, the Greek authorities formally notified to the Commission the commitment letter that had been provided by the HFSF to the Bank.
10. mail 2012 teatasid Kreeka ametiasutused ametlikult komisjonile kohustuse võtmise kinnitusest, mille Kreeka finantsstabiilsuse fond oli Piraeuse pangale andnud.
The Commission registered it as a non-notified aid (Case SA.34826 (2012/NN)) as the measure had already been implemented.
Komisjon registreeris selle teatamata abina (riigiabi SA.34826 (2012/NN)), kuna meede oli juba ellu viidud.
By decision of 27 July 2012, the Commission opened a formal investigation procedure on the first bridge recapitalisation (‘the Piraeus Opening Decision’) [5].
Komisjon algatas 27. juuli 2012. aasta otsusega esimese ajutise rekapitaliseerimise suhtes ametliku uurimismenetluse (edaspidi „menetluse algatamise otsus”) [5].
In December 2012, the HFSF granted a second bridge recapitalisation of EUR 1553 million to the Bank (‘the second bridge recapitalisation’).
2012. aasta detsembris võimaldas Kreeka finantsstabiilsuse fond Piraeuse pangale teise ajutise rekapitaliseerimise summas 1553 miljonit eurot (edaspidi „teine ajutine rekapitaliseerimine”).
On 21 December 2012, the HFSF also provided the Bank with a commitment letter for its participation in a share capital increase of the Bank and in convertible capital instruments to be issued, for a total amount of up to EUR 1082 million [6].
21. detsembril 2012 andis Kreeka finantsstabiilsuse fond Piraeuse pangale ka kohustuse võtmise kinnituse, milles lubati osaleda panga aktsiakapitali suurendamises ja konverteeritavate kapitaliinstrumentide väljalaskmises kokku kuni 1082 miljoni euro ulatuses [6].
The Greek authorities notified those measures to the Commission on 20 December 2012 [7].
Kreeka ametiasutused teavitasid komisjoni kõnealustest meetmetest 20. detsembril 2012 [7].
In September 2012, the Bank announced its intention to acquire Geniki from Société Générale S.A.
2012. aasta septembris teatas Piraeuse pank kavatsusest omandada AS Société Générale’ilt (edaspidi „Société Générale”) selle filiaali Geniki.
(‘Société Générale’).
Septembris ja oktoobris pidas komisjon Geniki omandamise küsimuses Kreeka ametiasutuste ja Piraeuse panga esindajatega arvukalt telekonverentse ja vahetas e-kirju.
During September and October, the Commission had numerous teleconferences and electronic mail exchanges with representatives of the Greek authorities and the Bank with respect to the acquisition of Geniki.
Piraeuse pank ja Société Générale allkirjastasid 19. oktoobril 2012 aktsiate ostulepingu seoses kogu Société Générale’i osaluse (99,08 %) omandamisega Genikis.
On 19 October 2012, the Bank signed a share purchase agreement with Société Générale regarding the acquisition of Société Générale’s total stake (99.08 %) in Geniki.
Komisjoni talitused saatsid 12. detsembril 2012 Kreekale kirja, mis sisaldas esialgset hinnangut Geniki omandamise kohta.
On 12 December 2012, the Commission services sent a letter to Greece including their preliminary assessment of the acquisition of Geniki.
26. veebruaril 2013 teatas Piraeuse pank komisjonile oma kavatsusest omandada Millennium Bank Greece SA (edaspidi „MBG”).
On 26 February 2013, the Bank informed the Commission of its intentions to acquire Millennium Bank Greece S.A.
Komisjon pidas MBG omandamise küsimuses Kreeka ametiasutuste ja pangaga mitu telekonverentsi ning vahetas e-kirju.
(‘MBG’).
Komisjoni talitused saatsid 25. märtsil 2013 Kreekale kirja, mis sisaldas esialgset hinnangut MBG omandamise kohta.
The Commission had several teleconferences and electronic mail exchanges with the Greek authorities and the Bank with respect to the acquisition of MBG.
22. aprillil 2013 teatas Piraeuse pank, et on sõlminud lepingu grupiga Millennium Banco Comercial Portugues (edaspidi „BCP”) seoses kogu MBG aktsiakapitali omandamisega ning BCP osalemisega Piraeuse panga kapitali eelseisvas suurendamises.
On 25 March 2013, the Commission services sent a letter to Greece including their preliminary assessment of the acquisition of MBG.
Kreeka finantsstabiilsuse fond konverteeris 3. juunil 2013 esimese ja teise ajutise rekapitaliseerimise osaliselt omakapitaliks kogusummas 5891 miljonit eurot.
On 22 April 2013, the Bank announced that it had entered into an agreement with Millennium Banco Comercial Portugues (‘BCP’) regarding the acquisition of the entire share capital of MBG and the participation of BCP in the forthcoming capital increase of Piraeus.
Ühtlasi eraldas Kreeka finantsstabiilsuse fond Piraeuse pangale täiendavalt 1094 miljonit eurot, nagu oli kokku lepitud sel ajal, kui Piraeuse pank omandas suure osa Kreeka Põllumajanduspangast (edaspidi „ATE”) ja kolme Küprose panga Kreeka filiaalid (vt punkt 1.2).
On 3 June 2013, the HFSF partially converted the first and second bridge recapitalisations into equity for a total of EUR 5891 million.
Lisaks sellele andsid erainvestorid 1444 miljonit eurot.
The HFSF also injected an additional amount of EUR 1094 million into the Bank, as committed at the time of the acquisitions by the Bank of the good part of Agricultural Bank of Greece (‘ATE’) and of the Greek branches of three Cypriot Banks (see section 1.2).
Rekapitaliseerimiseks kulutati kokku 8429 miljonit eurot ja sellele osutatakse kui „2013. aasta kevadisele rekapitaliseerimisele”.
In addition private investors injected EUR 1444 million.
19. detsembril 2013 esitasid Kreeka ametiasutused komisjonile teabe 2013. aasta kevadise rekapitaliseerimise tingimuste kohta.
The total recapitalisation amounted to EUR 8429 million and is referred to as ‘the Spring 2013 recapitalisation’.
Piraeuse panga lõpliku ümberkorralduskava (edaspidi „ümberkorralduskava”) esitasid Kreeka ametiasutused komisjonile 25. juunil 2014.
On 19 December 2013, the Greek authorities submitted information to the Commission regarding the terms of the Spring 2013 recapitalisation.
Samal kuupäeval esitasid nad teabe riigi tagatud erakorralise likviidsusabi kohta.
The Greek authorities submitted a final restructuring plan for the Bank (‘the restructuring plan’) to the Commission on 25 June 2014.
Kreeka ametiasutused märkisid, et nad soovivad jätkata Piraeuse pangale likviidsustoetuse ja võlainstrumentidele riigigarantiide andmist ning Kreeka pankade toetuskava raames riigivõlakirjade eraldamist.
On the same date they provided information on the State-guaranteed ELA.
Komisjon pidas haldusmenetluse jooksul Kreeka ametiasutuste ja panga esindajatega mitmeid koosolekuid, telekonverentse ning vahetas e-kirju.
They indicated that they intend to continue providing the Bank with such liquidity support, as well as State guarantees on debt instruments and government bond loans under the Greek Banks Support Scheme.
Kreeka nõustub asjaoluga, et erandkorras on käesolev otsus võetud vastu üksnes inglise keeles.
During the administrative process, the Commission has had numerous meetings, teleconferences and electronic mail exchanges with representatives of the Greek authorities and the Bank.
OMANDATUD ETTEVÕTETEGA SEOTUD MENETLUS
Greece accepts that exceptionally the present decision is adopted in the English language only.
ATEga seotud menetlus
PROCEDURE RELATED TO THE ACQUIRED BUSINESSES
2011. aasta aprillis andis Kreeka ATE-le 1445 miljonit eurot (kõnealune summa sisaldas algselt Kreeka rekapitaliseerimiskava raames antud 675 miljonit eurot).
Procedure related to ATE
Lisaks sellele sai ATE 6103 miljonit eurot likviidsustoetust.
In April 2011 Greece injected EUR 1445 million into ATE (an amount which included the EUR 675 million originally granted under the Greek Recapitalisation scheme).
Komisjon kiitis need ATE ümberkorralduskaval põhinevad meetmed 23. mai 2011. aasta otsusega heaks (edaspidi „ATE ümberkorraldamisotsus”) [8].
Furthermore ATE received liquidity support amounting to EUR 6103 million.
29. detsembril 2011 võttis Kreeka 290 miljoni euroga osa ATE kapitali eelisostuemissioonist.
By decision of 23 May 2011, the Commission approved those measures based on the basis of a restructuring plan for ATE (‘the ATE Restructuring Decision’) [8].
Kreeka esitas 22. märtsil 2012. aastal Kreeka keskpanga koostatud aruande, milles tehti ettepanek ATE kriisilahenduseks, kasutades ATE valitud varade ja kohustuste (edaspidi „ATE üleantud tegevus”) ostu- ja ühendamismenetlust, [9] samas kui ülejäänud varade ja kohustuste kriisilahendus toimuks rämpspanga vahendusel.
On 29 December 2011, Greece participated in a capital rights issue of ATE for an amount of EUR 290 million.
2012. aasta juulis teatas pank likvideerimisele kuuluva ATE arvestatava osa omandamisest ühendamise teel.
On 22 March 2012, Greece submitted a report by the Bank of Greece that proposed a resolution of ATE through a Purchase & Assumption procedure [9] of selected assets and liabilities of ATE (‘ATE Transferred Activities’), while the remaining assets and liabilities would be resolved via a bad bank.
Samal ajal kohustus Kreeka finantsstabiilsuse fond katma Piraeuse panga kapitalivajaduse, mis tulenes omandatud varast.
In July 2012, the Bank announced the acquisition by absorption of the good part of ATE which had been placed under liquidation.
Kreeka keskpank tegi 27. jaanuaril 2013 järelduse, et regulatiivsetel eesmärkidel vajalik kapital seoses ATE tegevuse omandamisega on kuni 570 miljonit eurot ja selle eraldab Kreeka finantsstabiilsuse fond.
At that time, the HFSF committed to cover the capital needs of the Bank stemming from the acquired assets.
3. mai 2013. aasta otsuses [10] (edaspidi „ATE likvideerimisotsus”) järeldas komisjon, et ATE tegevuse üleandmise ajal rakendatud toetusmeetmed ei kujuta endast riigiabi Piraeuse pangale, vaid ATE üleantud tegevusele.
On 27 January 2013, the Bank of Greece concluded that the capital needed for regulatory purposes as a result of the acquisition of the ATE Transferred Activities amounted to EUR 570 million, which would be covered by the HFSF.
Ühtlasi leidis komisjon, et abi on siseturuga kokkusobiv, kui panga ümberkorralduskava, mis hõlmab ka ATE üleantud tegevust, võimaldab taastada selle pikaajalise elujõulisuse.
By decision of 3 May 2013 [10] (‘the ATE Liquidation Decision’), the Commission concluded that the support measures granted at the time of transfer of the ATE Transferred Activities do not constitute State aid to the Bank but to the ATE Transferred Activities.
2013. aasta juunis andis Kreeka finantsstabiilsuse fond Piraeuse pangale 2013. aasta kevadise rekapitaliseerimise raames 570 miljonit eurot [11].
Moreover, the Commission concluded that that aid would be compatible with the internal market if the restructuring plan of the Bank, which now includes the ATE Transferred Activities, enables its long-term viability to be restored.
Küprose panga (Bank of Cyprus), Küprose Rahvapanga (Cyprus Popular Bank) ja panga Hellenic Bank (edaspidi „kolm Küprose panka”) Kreekat hõlmava tegevusega seotud menetlus
In June 2013, the HFSF injected EUR 570 million in the Bank in the framework of the Spring 2013 recapitalisation [11].
Pärast eurorühma 15. märtsi 2013. aasta erakorralist kohtumist [12] jõudsid Küprose ametiasutused, Euroopa Liit, Rahvusvaheline Valuutafond (edaspidi „IMF”) ja Euroopa Keskpank (edaspidi „EKP”) poliitilise kokkuleppeni edasise makromajandusliku kohandamisprogrammi aluspõhimõtetes.
Procedure related to the Greek operations of the Bank of Cyprus, Cyprus Popular Bank and Hellenic Bank (‘the three Cypriot Banks’)
Eelkõige lepiti muu hulgas kokku, et kolme Küprose panga Kreekat hõlmav tegevus antakse üle Kreeka pangale.
Following the extraordinary Eurogroup meeting [12] on 15 March 2013, the Cypriot authorities and the European Union, the International Monetary Fund (‘IMF’) and the European Central Bank (‘ECB’) reached a political agreement on the policy underlying a future macroeconomic adjustment programme.
Piraeuse pank ja muud Kreeka pangad avaldasid soovi omandada kolme Küprose panga tegevus Kreekas.
In particular, it was agreed, among other things, that the operations of the three Cypriot Banks in Greece would be transferred to a Greek bank.
22. märtsil 2013 andis Kreeka finantsstabiilsuse fond Piraeuse pangale nõusoleku pakkumise tegemiseks kolme Küprose panga Kreeka filiaalide, hoiuste ja laenude omandamiseks.
The Bank and other Greek banks expressed interest in acquiring the operations of the three Cypriot Banks in Greece.
Piraeuse panga pakkumine sõltus Kreeka finantsstabiilsuse fondist, mis andis pangale omakapitali toetust omandatud ettevõtte omakapitali eest makstud hinnaga võrdses ulatuses.
On 22 March 2013, the HFSF consented to the Bank making an offer for the acquisition of the Greek branches, deposits and loans of the three Cypriot Banks.
Kreeka ametiasutused ja Kreeka finantsstabiilsuse fond hoidsid komisjoni talitusi pidevalt kursis niihästi protsessi käigu kui ka omandamistehingu tingimustega.
The Bank’s offer was conditional on the HFSF providing equity to the Bank in an amount equal to the price paid for the equity of the acquired business.
26. märtsil 2013 allkirjastas Piraeuse pank kõigi kolme Küprose pangaga müügi- ja üleandmislepingu seoses nende Kreekat hõlmava tegevusega (hoiused, laenud ja filiaalide võrgustik).
The Greek authorities and the HFSF kept the Commission services closely informed about the evolution of the process and the terms of the acquisition as well.
Vastavalt 2013. aasta märtsis sõlmitud kokkuleppele suurendas Kreeka finantsstabiilsuse fond Piraeuse panga kapitali 524 miljoni euro võrra, [13] et täita kõnealuse vara omandamisest tekkinud kapitalivajadust.
On 26 March 2013, the Bank signed a sale and transfer agreement with each of the three Cypriot Banks concerning their Greek activities (deposits, loans and branch network).
KIRJELDUS
As agreed in March 2013, the HFSF injected EUR 524 million of capital in the Bank [13] to meet the capital needs that arose from the acquisition of those assets.
PIRAEUSE PANK JA SELLE RASKUSED
DESCRIPTION
Kreeka pangandussektori üldine taust
THE BANK AND ITS DIFFICULTIES
Kreeka reaalne sisemajanduse koguprodukt (edaspidi „SKP”) langes 2008.–2012. aastal 20 %, nagu selgub tabelist 1.
General context of the Greek banking sector
Selle tulemusel seisid Kreeka pangad peagi silmitsi kodumajapidamistele ja äriühingutele antud laenude makseviivituse kiiresti kasvava määraga [14].
Greece’s real gross domestic product (‘GDP’) fell by 20 % from 2008 to 2012, as shown in Table 1.
See mõjus kahjulikult Kreeka pankade varade tootlusele ja suurendas kapitalivajadust.
As a result, Greek banks faced a rapidly increasing default rate on loans to Greek households and companies [14].
Tabel 1
Those developments have adversely affected the performance of the assets of Greek banks and given rise to capital needs.
Kreeka SKP reaalkasv 2008–2013
Table 1
Allikas:
Real GDP Growth in Greece, 2008-2013
Eurostat, kättesaadav aadressil: http://epp.eurostat.ec.europa.eu/tgm/table.do?tab=table&init=1&plugin=1&language=en&pcode=tec00115
Source:
Kreeka
Eurostat, available online at http://epp.eurostat.ec.europa.eu/tgm/table.do?tab=table&init=1&plugin=1&language=en&pcode=tec00115
SKP reaalkasv, %
Greece
Lisaks võttis Kreeka 2012. aasta veebruaris kasutusele erasektori võlakirjade vahetamise, mida tuntakse erasektori kaasamise programmina (edaspidi „erasektori kaasamise programm”).
In addition, in February 2012, Greece implemented a private sector bond exchange known as Private Sector Involvement (‘the PSI programme’).
Kreeka suurimate pankade kogukahjumid seoses erasektori kaasamise programmiga (mln eurodes)
Greek banks were involved in the PSI programme, in the course of which the Greek government offered existing private bondholders new securities (including new Greek Government Bonds (‘GGBs’), GDP-linked securities and PSI payment notes issued by the European Financial Stability Fund (‘EFSF’)) in exchange for existing GGBs, with a nominal discount of 53,5 % and longer maturities [15].
Report on the Recapitalisation and the Restructuring of the Greek Banking Sector (Kreeka pangandussektori rekapitaliseerimise ja ümberkorraldamise aruanne), Kreeka keskpank, detsember 2012, lk 14.
The Greek authorities announced the results of that exchange of bonds on 9 March 2012 [16].
Pangad
The exchange resulted in significant losses for the bondholders (estimated by the Bank of Greece at 78 % of the face amount of old GGBs on average for the Greek banks) and capital needs which were retroactively booked in the Greek banks’ 2011 financial statements.
Kreeka riigivõlakirjade nominaalsumma
Total losses due to the PSI for the main Greek banks are summarised in Table 2.
Riigiga seotud laenude nominaalsumma
Table 2
Nominaalsumma kokku
Total PSI losses of the main Greek banks (EUR million)
Erasektori kaasamise programmiga seotud kahjum Kreeka riigivõlakirjadest
Bank of Greece, Report on the Recapitalisation and the Restructuring of the Greek Banking Sector, December 2012, p.
Erasektori kaasamise programmi kahjum riigiga seotud laenudest
14
Erasektori kaasamise programmi kahjum kokku (bruto)
Banks
Erasektori kaasamise programmi kahjum kokku (bruto)/esimese taseme omavahendid (%)
Face amount of GGBs
Erasektori kaasamise programmi kahjum kokku (bruto)/koguvara (%)
Face amount of state related loans
Summa arvutamisel võeti aluseks Kreeka keskpanga poolt 2011. aasta detsembrist kuni 2014. aasta detsembrini läbi viidud stressitest (edaspidi „2012. aasta stressitest”), milles oli võetud arvesse Blackrocki koostatud laenukahjumite prognoosi [18].
PSI loss of GGBs
Tabelis 3 on esitatud kokkuvõte Kreeka suurimate pankade kapitalivajaduste arvutusest 2012. aasta stressitesti tulemuste põhjal.
PSI loss of state-related loans
Tabel 3
Total gross PSI loss
2012. aasta stressitest: Kreeka suurimate pankade kapitalivajadus (mln eurodes)
Total gross PSI loss/Core Tier 1 (%)
Report on the Recapitalisation and the Restructuring of the Greek Banking Sector (Kreeka pangandussektori rekapitaliseerimise ja ümberkorraldamise aruanne), Kreeka keskpank, detsember 2012, lk 8.
Total gross PSI loss/Total assets (%)
Võrdlusalus: esimese taseme omavahendid (2011. a dets.)
Since the Greek banks faced substantial capital shortfalls as a result of the PSI programme and the continuing recession, the Memorandum of Economic and Financial Policies (‘MEFP’) of the Second Adjustment Programme for Greece between the Greek government, the European Union, the IMF and the ECB dated 11 March 2012 made funds available for the recapitalisation of those banks.
Erasektori kaasamise programmi kahjum kokku (bruto) (2011. a dets.)
The Greek authorities estimated the total bank recapitalisation needs and resolution costs to be financed under that programme at EUR 50 billion [17].
Erasektori kaasamise programmi eraldised (2011. a juuni)
That amount was calculated on the basis of a stress test performed by the Bank of Greece for the period starting December 2011 and ending December 2014 (‘the stress test of 2012’), which relied on the loan losses forecast performed by Blackrock [18].
Kumulatiivse brutokahjumi prognoos krediidiriski põhjal
The funds for the recapitalisation of the Greek banks are available through the HFSF.
Laenukahjumi reservid (2011. a dets.)
Table 3 summarises the calculation of capital needs for the main Greek banks as they result from the stress test of 2012.
Sisemine kapitalitootlus
Table 3
Eesmärgiks seatud esimese taseme omavahendid (2014. a dets.)
Stress test of 2012: Capital needs of the main Greek banks (EUR million)
Kapitalivajadused
Bank of Greece, Report on the Recapitalisation and the Restructuring of the Greek Banking Sector, December 2012, p.
2012. aasta märtsi Kreeka teise kohandamiskava majandus- ja rahanduspoliitika memorandumi kohaselt antakse elujõulise kapitali hankimise kava esitanud pankadele võimalus taotleda ja saada riigiabi viisil, millega säilitatakse erasektori stiimulid kapitalisüstide tegemiseks ning minimeeritakse seega maksumaksjate koormust [19].
8
Kreeka keskpank leidis, et üksnes neli suurimat panka (Eurobank, Kreeka rahvuspank (National Bank of Greece), Piraeuse pank ja Alpha Bank) esitasid elujõulise kava kapitali suurendamiseks [20].
Reference Core Tier 1 (Dec 2011)
Nimetatud pangad said 2012. aasta mais Kreeka finantsstabiilsuse fondist esimesed vahendid rekapitaliseerimiseks.