natgillin/translations-raw huggingface dataset:
Óå ìØÆ äåýôåæç öÜóç ŁÆ ìðïæïýóå í » ÆŒïº ïıŁÞóåØ ÝíÆò ðº Þæøò åíïðïØçìÝíïò ÷ þæïò ðº çæøìþí , ÆðÆæÆßôçôïò ªØÆ ôçí ðº Þæç åîßóøóç ôøí ôØìþí óå ìØÆ óôÆŁåæÞ âÜóç  Æðü Üðïłç Œüóôïıò ŒÆØ ðÆæÆªøª Þò , åíôüò åíüò üóï ôï äıíÆôü âæÆ ÷ ýôåæïı  óôï âÆŁìü ðïı ôï åðØôæÝðïıí ïØ ðæÆª ìÆôØŒÝò óıíŁÞŒåò  ÷ æïíØŒïý ðº ÆØóßïı ðïı ºÆìâÜíåØ ıðüłç ôØò ÆðÆæÆßôçôåò äØÆæŁæøôØŒÝò ÆººÆª Ýò .
Moreover , further consideration should be paid to the relationship between the draft regulation and Directive 97/5 / EC of the European Parliament and of the Council of 27 January 1997 on cross-border credit transfers ( 1 ) . in this respect .
--- Üíôøò , ïØ ôæÜðåæåò ÷ æåØÜæïíôÆØ  ôïıº Ü ÷ Øóôïí ªØÆ ôØò ìåôÆöïæÝò ðØóôþóåøí  åðØðº Ýïí ÷ æüíï , ªØÆ ðÆæÜäåØª ìÆ Ýøò ôï 2005 , ðæïŒåØìÝíïı íÆ Łåóðßóïıí ôçí ÆðÆæÆßôçôç ıðïäïìÞ ŒÆØ åðØìåº çôåØÆŒÞ ıðïóôÞæØîç ðïı íÆ åðØôæÝðåØ ôçí åðßôåıîç ìØÆò ïØŒïíïìØŒÜ âØþóØìçò åîßóøóçò ôøí ôØìþí ÆíÜìåóÆ óå åª ÷ þæØåò ŒÆØ äØÆóıíïæØÆŒÝò ìåôÆöïæÝò .
More generally , a standardisation of practices regarding charges could prove to be appropriate and should be investigated . 6 .
¨ Æ ðæÝðåØ íÆ ºçöŁåß ıðüłç üôØ , åíþ Ý ÷ åØ åðÝº ŁåØ åíïðïßçóç ôçò ıðïäïìÞò ôøí óıóôçìÜôøí ðº çæøìþí ìåôÜ ôçí åØóÆªøª Þ ôïı åıæþ óå ü , ôØ ÆöïæÜ ôÆ óıóôÞìÆôÆ ìåôÆöïæÜò ìåªÜº çò ÆîßÆò , äåí Ý ÷ åØ ÆŒüìÆ åîÆóöÆº Øóôåß ìØÆ ðÆíåıæøðÆœŒÞ ıðïäïìÞ ªØÆ ôØò ðº çæøìÝò ìØŒæþí ðïóþí .
In this respect , the following general comment addresses the timing of entry into force of the draft regulation .
˙ ÝíÆæîç ôçò åíïðïßçóçò ó » Æıôüí ôïí ôïìÝÆ ÆíÆìÝíåôÆØ ìåôÜ ôçí ôåº ØŒÞ ìåôÜâÆóç óôï åıæþ .
The ECB has been working intensively with the banking sector since 1999 as a catalyst for change .
8 . ¯ ðØðº Ýïí , ç ¯ ˚Ô ðÆæÆôçæåß üôØ , åðß ôïı ðÆæüíôïò , ïØ ðæÆŒôØŒÝò ðïı Æöïæïýí ôï ðïØïò ðæÆª ìÆôØŒÜ åðØâÆæýíåôÆØ ªØÆ ôØò åóøôåæØŒÝò ìåôÆöïæÝò ðØóôþóåøí  Æðïóôïº ÝÆò , äØŒÆØïý ÷ ïò Þ ÆìöüôåæïØ  ìðïæåß íÆ äØÆöÝæïıí óôÆ ŒæÜôç ìÝº ç .
Since then , progress has been made and obstacles that were identified as hampering cross-border payments have been removed . Therefore , the ECB expects that  as a result of implementation of measures  a substantial fee reduction for cross-border payments should already take place from 1 January 2002 .
¯ ðïìÝíøò , äåí åßíÆØ Æðº Þ ç ìåôÜŁåóç ìØÆò ðÆæüìïØÆò åª ÷ þæØÆò ðæÆŒôØŒÞò óôØò äØÆóıíïæØÆŒÝò ðº çæøìÝò ìåôÆîý ÷ øæþí ðïı åöÆæìüæïıí äØÆöïæåôØŒÞ ðæÆŒôØŒÞ .
A fully integrated single payment area , necessary for full equalisation of prices on a sound cost and production basis , should follow in a second step within a timeframe as short as realistically possible allowing for necessary structural adjustments .
¯ ðßóçò , äåí åßíÆØ óÆöÝò Æí ôï ó ÷ ÝäØï ŒÆíïíØóìïý ðÆæÆ ÷ øæåß ŒÜðïØÆ åº åıŁåæßÆ óôïí Æðïóôïº ÝÆ ŒÆØ ôïí ðÆæÆº Þðôç íÆ óıìöøíÞóïıí ó ÷ åôØŒÜ ìå ôï ðïØïò åðØâÆæýíåôÆØ ìå ôï Œüóôïò ôçò ìåôÆöïæÜò . ¯ ðØðº Ýïí , Æðü ÆıôÞ ôçí Üðïłç , ŁÆ ðæÝðåØ íÆ åîåôÆóôåß ðåæÆØôÝæø ç ó ÷ Ýóç ÆíÜìåóÆ óôï ó ÷ ÝäØï ŒÆíïíØóìïý ŒÆØ ôçí ïäçª ßÆ 97/5 /¯ ˚ ôïı ¯ ıæøðÆœŒïý ˚ïØíïâïıº ßïı ŒÆØ ôïı Óıìâïıº ßïı , ôçò 27çò ÉÆíïıÆæßïı 1997 , ªØÆ ôØò äØÆóıíïæØÆŒÝò ìåôÆöïæÝò ðØóôþóåøí ( 1 ) .
However , at least for credit transfers , banks need additional time , for example until 2005 , to put in place the necessary infrastructure and logistics to allow for an economically viable equalisation of prices between domestic and cross-border transfers . It should be considered that while consolidation of the payment systems infrastructure following the introduction of the euro has already occurred for the large-value transfer systems , a pan-European infrastructure for retail payments is not yet in place .
^ åíØŒüôåæÆ , ç ôıðïðïßçóç ôøí ðæÆŒôØŒþí ó ÷ åôØŒÜ ìå ôÆ ÝîïäÆ ŒæßíåôÆØ ßóøò åíäåäåØª ìÝíç ŒÆØ ŁÆ ðæÝðåØ åîåôÆóôåß .
Consolidation in this field is expected to start after the final changeover to the euro .
˙ ¯ ˚Ô óıìöøíåß üôØ ç äçìØïıæª ßÆ åíüò åíØÆßïı ÷ þæïı ðº çæøìþí ªØÆ ôï åıæþ ÆðÆØôåß âåº ôØøìÝíåò äØÆäØŒÆóßåò ÆíÜº çłçò ìåôæçôþí , ðº çæøìþí ìå ŒÜæôÆ ŒÆØ ìåôÆöïæþí ðØóôþóåøí .
The ECB agrees that the creation of a single euro payment area calls for improved procedures for cash withdrawal , card payments and credit transfers .
Ôï ÜæŁæï 3 , ðÜíôøò , ðåæØŒº åßåØ óôï æıŁìØóôØŒü ðåäßï ôïı ó ÷ åäßïı ŒÆíïíØóìïý ŒÆØ ôØò åðØôÆª Ýò .
However , Article 3 includes also cheques in the scope of the draft regulation .
˙ ¯ ˚Ô , Æí ŒÆØ ÆíÆª íøæßæåØ üôØ ïØ åðØôÆª Ýò åîÆŒïº ïıŁïýí íÆ äØÆäæÆìÆôßæïıí óçìÆíôØŒü æüº ï óå ÆæŒåôÝò åŁíØŒÝò Æª ïæÝò , åßíÆØ ôçò Üðïłçò üôØ ŒÜŁå ìÝôæï ðïı ŁÆ ìðïæïýóå íÆ åíôåßíåØ ôç äØÆóıíïæØÆŒÞ ÷ æÞóç ôïı åí ºüª ø ìÝóïı ðº çæøìÞò ŁÆ ðæÝðåØ í » Æðïöåýª åôÆØ .
Whilst the ECB recognises that cheques still play an important role in a few national markets , it is of the view that any measures which could foster the crossborder use of this payment instrument should be avoided .
¸ ÆìâÜíïíôÆò , ìÜº ØóôÆ , ıðüłç ôçí ŒÆôÆóôÆôØŒÞ åíôïº Þ ôçò íÆ åîÆóöÆº ßóåØ ôçí ïìÆº Þ ºåØôïıæª ßÆ ôøí óıóôçìÜôøí ðº çæøìþí , ç ¯ ˚Ô ÆðïŁÆææýíåØ ôç äØÆóıíïæØÆŒÞ ŒÆØ åª ÷ þæØÆ ÷ æÞóç ôøí åðØôÆª þí , ðæïŒæßíïíôÆò ðåæØóóüôåæï ÆóöÆº Þ ŒÆØ Æðïôåº åóìÆôØŒÜ ìÝóÆ ðº çæøìÞò , Æöåíüò åðåØäÞ ïØ åðØôÆª Ýò Ý ÷ ïıí Ýªª æÆöç ìïæöÞ ŒÆØ äåí ìðïæåß íÆ ªßíåØ åðåîåæª ÆóßÆ ôïıò åîßóïı Æðïôåº åóìÆôØŒÞ ìå åŒåßíç ôøí ìÝóøí çº åŒôæïíØŒÞò ðº çæøìÞò , ŒÆØ ÆöåôÝæïı åðåØäÞ ç ıðÆªøª Þ ôøí åðØôÆª þí óôï ðåäßï åöÆæìïª Þò ôïı ó ÷ åäßïı ŒÆíïíØóìïý ŁÆ åîÆíÜª ŒÆæå ôØò ôæÜðåæåò íÆ åðåíäýóïıí óå ıðïäïìÞ ìå óŒïðü ôçí åðåîåæª ÆóßÆ ôøí äØÆóıíïæØÆŒþí åðØôÆª þí , ôç óôØª ìÞ ðïı ïØ ßäØåò ôæÜðåæåò ðæÝðåØ íÆ åðåíäýóïıí ðïº ý ìåªÜº Æ ðïóÜ óôç âåº ôßøóç ôçò åðåîåæª ÆóßÆò ôøí äØÆóıíïæØÆŒþí ìåôÆöïæþí ðØóôþóåøí .
In view of its statutory mandate to ensure the smooth functioning of payment systems , the ECB would instead discourage the cross-border and domestic use of cheques in favour of more secure and efficient means of payment , one reason being that cheques are paper-based and cannot be processed as efficiently as electronic payment instruments . Also , introducing cheques in the scope of the draft regulation would force banks to invest in infrastructure to handle cross-border cheques , while the banks must at the same time invest heavily in improving the processing of cross-border credit transfers .
--- åæÆØôÝæø , ç ¯ ˚Ô åßíÆØ ôçò Üðïłçò üôØ ç åıŁıª æÜììØóç ôøí åîüäøí ªØÆ ôØò åª ÷ þæØåò ŒÆØ ôØò äØÆóıíïæØÆŒÝò ðº çæøìÝò ó » ÝíÆ ðæþØìï ÷ æïíØŒü óçìåßï åíäÝ ÷ åôÆØ íÆ ðæïŒÆº ÝóåØ ŒÜðïØåò ÆíôØðÆæÆªøª ØŒÝò ÆíôØäæÜóåØò Æðü ôçí ðº åıæÜ ôøí ØäæıìÜôøí , üðøò åßíÆØ ç ìåØïýìåíç ðÆæï ÷ Þ ıðçæåóØþí äØÆóıíïæØÆŒþí ðº çæøìþí Þ ç Æýîçóç ôøí åª ÷ þæØøí ðæïìçŁåØþí Þ ôøí ðæïìçŁåØþí ðïı åðØâÜºº ïíôÆØ ªØÆ Üºº åò ıðçæåóßåò .
Furthermore , the ECB is of the opinion that aligning charges for domestic and cross-border payments at a premature point in time may eventually trigger some counterproductive reactions from institutions , such as a decreasing supply of cross-border payment services or an increase of domestic fees or of the fees charged for other services .
¯ ðØðº Ýïí , óå ïæØóìÝíåò ÷ þæåò ïØ åª ÷ þæØåò ìåôÆöïæÝò ðØóôþóåøí åŒôåº ïýíôÆØ ÆíÝîïäÆ Þ ìå ìØŒæÜ ÝîïäÆ , åíþ óå Üºº åò ôÆ ÝîïäÆ åßíÆØ ÆæŒåôÜ ıłçº Ü .
Moreover , in some countries domestic credit transfers are free of charge or at low charges ,
˙ ¯ ˚Ô ÷ ÆØæåôßæåØ ôçí ðåæØå ÷ üìåíç óôï ÜæŁæï 4 ôïı ó ÷ åäßïı ŒÆíïíØóìïý ðæøôïâïıº ßÆ íÆ åíØó ÷ ıŁåß ç äØÆöÜíåØÆ ôøí åîüäøí ðïı åØóðæÜôôïíôÆØ ªØÆ ôØò äØÆóıíïæØÆŒÝò ðº çæøìÝò ŒÆØ ªØÆ ôØò ðº çæøìÝò ðïı äØåíåæª ïýíôÆØ óôï åóøôåæØŒü ôïı ŒæÜôïıò ìÝº ïıò üðïı åßíÆØ åª ŒÆôåóôçìÝíï ÝíÆ ßäæıìÆ .
The ECB welcomes the initiative in Article 4 of the draft regulation to foster the transparency of fees levied on cross-border payments and payments effected within the Member State in which an institution is established .
˙ æýŁìØóç ôïı åí ºüª ø ÜæŁæïı ŁÆ åíØó ÷ ýóåØ ôïí ÆíôÆª øíØóìü , ŁÆ óıìâÜº åØ óôçí ŒÆŁØÝæøóç åíüò åíØÆßïı ÷ þæïı ðº çæøìþí ŒÆØ ŁÆ ÆıîÞóåØ ôÆ ïöÝº ç ªØÆ ôïıò ŒÆôÆíÆº øôÝò óôçí åóøôåæØŒÞ Æª ïæÜ .
This Article will enhance competition , contribute to the establishment of a single payment area and improve the advantages for consumers in the internal market .
( 1 ) ¯¯ L 43 ôçò 14.2.1997 , ó . 25 .
( 1 ) OJ L 43 , 14.2.1997 , p. 25 .
Ôï ÜæŁæï 5 ôïı ó ÷ åäßïı ŒÆíïíØóìïý åðØâÜºº åØ óå ØäæýìÆôÆ ŒÆØ ðåº Üôåò ôçí ıðï ÷ æÝøóç ÆìïØâÆßÆò ªíøóôïðïßçóçò ôøí ïØŒåßøí äØåŁíþí ÆæØŁìþí ôæÆðåæØŒþí ºïª ÆæØÆóìþí ( IBAN ) ŒÆØ ôïı ŒøäØŒïý ÆíÆª íþæØóçò ôæÜðåæÆò ( BIC ) , ŒÆôüðØí ó ÷ åôØŒïý ÆØôÞìÆôïò .
Article 5 of the draft regulation imposes a mutual obligation on institutions and customers to communicate their international bank account number ( IBAN ) and the bank identifier code ( BIC ) to each other upon request .
˙ ¯ ˚Ô ðÜíôïôå ðæïøŁïýóå ôç ŁÝóðØóç ðæïôýðøí øò ìÝóøí ªØÆ ôç äØåıŒüº ıíóç ôçò åŒôÝº åóçò ôøí äØÆóıíïæØÆŒþí ðº çæøìþí .
The ECB has always promoted standards as a means of facilitating the execution of cross-border payments .
‚º Æâå ôçí ðæøôïâïıº ßÆ ÝíÆæîçò óıæçôÞóåøí ŒÆØ óıíåæª ÜóôçŒå åíôÆôØŒÜ ìå ôïí ôæÆðåæØŒü ôïìÝÆ , ðæïŒåØìÝíïı íÆ åØóÆªÜª åØ ðæüôıðÆ üðøò ï ÆæØŁìüò IBAN .
It has initiated discussions and worked intensively with the banking sector in order to introduce standards such as the IBAN .
Óıíåðþò , ç ¯ ˚Ô óıììåæßæåôÆØ ôï óôü ÷ ï ôïı ÜæŁæïı 5 ôïı ó ÷ åäßïı ŒÆíïíØóìïý íÆ åðØôÆ ÷ ýíåØ ŒÆØ íÆ äØåıŒïº ýíåØ ôçí åöÆæìïª Þ ŒÆŁïæØóìÝíøí ìÝôæøí .
Therefore , the ECB shares the objective of Article 5 of the draft regulation to accelerate and facilitate the implementation of defined standards .
--- Üíôøò , ç ¯ ˚Ô óıíØóôÜ ôçí åîÆóöÜº Øóç åðÆæŒïýò åıåº ØîßÆò ªØÆ ìåºº ïíôØŒÝò ðåæØðôþóåØò ŁÝóðØóçò ôå ÷ íØŒþí ìÝôæøí ðæïò äØÆóöÜº Øóç ôçò Æðïôåº åóìÆôØŒüôçôÆò ôøí óıóôçìÜôøí ðº çæøìþí óå ìÆŒæïðæüŁåóìç âÜóç .
However , the ECB suggests that sufficient flexibility should be provided for future developments of technical standards to ensure the efficiency of payment systems in the long-term .
ÔÝº ïò , óçìåØþíåôÆØ üôØ ôï ó ÷ ÝäØï ŒÆíïíØóìïý äåí ðÆæÝ ÷ åØ óôÆ ØäæýìÆôÆ ŒÆØ óôïıò ðåº Üôåò ôïıò ÷ æüíï ªØÆ íÆ óıììïæöøŁïýí ìå ôÆ ÜæŁæÆ 4 ŒÆØ 5 .
Finally , it is noted that the draft regulation does not allow time for the institutions and their customers to comply with Articles 4 and 5 .
Ôï Óıìâïýº Øï ŒæßíåØ ßóøò óŒüðØìï íÆ åîåôÜóåØ Æí Æıôü åßíÆØ åöØŒôü óôçí ðæÜîç .
The Council may wish to consider whether this will be feasible in practice .
ÓýìöøíÆ ìå ôï ÜæŁæï 6 ðÆæÜª æÆöïò 1 ôïı ó ÷ åäßïı ŒÆíïíØóìïý , ôÆ ŒæÜôç ìÝº ç ŒÆôÆæª ïýí Æðü ôçí 1ç ÉÆíïıÆæßïı 2002 ôï Ææª üôåæï üº åò ôØò åŁíØŒÝò ıðï ÷ æåþóåØò ªíøóôïðïßçóçò ôøí äØÆóıíïæØÆŒþí ðº çæøìþí ìÝ ÷ æØ ðïóïý 12 500 åıæþ ªØÆ ôØò óôÆôØóôØŒÝò ôïı Øóïæıª ßïı ðº çæøìþí .
According to Article 6 ( 1 ) of the draft regulation , Member States shall by 1 January 2002 remove any national reporting obligations for cross-border payments up to EUR 12 500 for balance-of-payment statistics .
« ðü ôçí 1ç ÉÆíïıÆæßïı 2004 , ôï åí ºüª ø ÆíþôÆôï ðïóü ÆıîÜíåôÆØ óå 50 000 åıæþ .
The threshold will be increased to EUR 50 000 from 1 January 2004 .
˙ åðØôæïðÞ óôÆôØóôØŒþí ªØÆ ŁÝìÆôÆ íïìØóìÆôØŒÜ , ÷ æçìÆôïðØóôøôØŒÜ ŒÆØ Øóïæıª ßïı ðº çæøìþí ( CMFB ) óıìöþíçóå , ôïí ÉïýíØï 2000 , óôçí åØóÆªøª Þ , Æðü ôçí 1ç ÉÆíïıÆæßïı 2002 , ŒïØíïý ÆíþôÆôïı ðïóïý åîÆßæåóçò ýłïıò 12 500 åıæþ ªØÆ ôÆ ŒæÜôç ìÝº ç ðïı ŒÜíïıí ÷ æÞóç ôæÆðåæØŒþí ªíøóôïðïØÞóåøí âÜóåØ ôøí ðæÆª ìÆôïðïØïýìåíøí äØÆŒÆíïíØóìþí óôï üíïìÆ ôøí ðåº Æôþí ôïıò .
The Committee on Monetary , Financial and Balance of Payments Statistics ( CMFB ) agreed in June 2000 on a common exemption threshold of EUR 12 500 from 1 January 2002 for those Member States making use of settlement-based reporting by banks on behalf of their customers .
Ôï ðïóü Æıôü åðØº Ý ÷ ŁçŒå ªØÆ íÆ ÆðÆºº ÜîåØ üº åò ó ÷ åäüí ôØò äØÆóıíïæØÆŒÝò óıíÆººÆª Ýò ìØŒæþí ðïóþí ŒÆØ ðåæßðïı ôÆ äýï ôæßôÆ ôïı óıíüº ïı ôøí óıíÆººÆª þí Æðü ôç ªíøóôïðïßçóç ôøí óôÆôØóôØŒþí ôïı Øóïæıª ßïı ðº çæøìþí .
The amount was chosen to relieve almost all retail cross-border and around two-thirds of all transactions from balanceof-payments statistical reporting .
Ìå ôï ÆíþôÆôï ðïóü ôøí 12 500 åıæþ , ïØ ŒÆôÆíÆº øôØŒÝò äØÆóıíïæØÆŒÝò ðº çæøìÝò ïıóØÆóôØŒÜ åîÆØæïýíôÆØ Æðü ŒÜŁå åðØâÜæıíóç ªíøóôïðïßçóçò .
With the EUR 12 500 threshold , consumer cross-border payments are in practice exempt from any reporting burden .
˙ ¯ ˚Ô åßíÆØ ôçò ªíþìçò üôØ ç ðæþØìç Æýîçóç ôïı ÆíþôÆôïı ðïóïý óå 50 000 åıæþ äåí ðæüŒåØôÆØ íÆ ÆıîÞóåØ óçìÆíôØŒÜ ôï ðïóïóôü ôøí åîÆØæïýìåíøí äØÆóıíïæØÆŒþí óıíÆººÆª þí Æºº Ü ŁÆ Ý ÷ åØ Øó ÷ ıæü ÆíôßŒôıðï óôçí ðïØüôçôÆ ôøí óôÆôØóôØŒþí , ºüª ø ôçò Æðþº åØÆò ðº çæïöïæØþí ªØÆ ïæØóìÝíÆ óôïØ ÷ åßÆ ôïı Øóïæıª ßïı ðº çæøìþí , Œıæßøò ªØÆ ôØò ıðçæåóßåò , ôï åØóüäçìÆ ŒÆØ ôØò ìåôÆâØâÜóåØò .
The ECB is of the opinion that a premature increase of the threshold to EUR 50 000 would not increase substantially the proportion of cross-border transactions exempted but would have a severe impact on the quality of statistics through the loss of information concerning some balance of payments items , mainly services , income and transfers .
^ ØÆ ôç ºÞłç ÆðïöÜóåøí ÆðÆØôïýíôÆØ ÆŒæØâÞ óôïØ ÷ åßÆ ôïı Øóïæıª ßïı ðº çæøìþí .
Accurate balance-of-payments data are required for decision-making .
¯ ðØðº Ýïí , ç ÷ åØæïôÝæåıóç ôøí óôïØ ÷ åßøí ôïı åŁíØŒïý Øóïæıª ßïı ðº çæøìþí ŁÆ ðæïŒÆº ïýóå ðïØïôØŒÞ ıðïâÜŁìØóç ôøí åŁíØŒþí ºïª ØóôØŒþí ìåª åŁþí , ŒÆØ Øäßøò ôïı ÆŒÆŁÜæØóôïı åª ÷ þæØïı ðæïœüíôïò ŒÆØ ôïı ÆŒÆ -
In addition , a deterioration in national balance-of-payments data would reduce the quality of national account aggregates , notably gross domestic product and gross national income .
ŁÜæØóôïı åŁíØŒïý åØóïäÞìÆôïò .
A radical
ÌØÆ æØæØŒÞ ìåôÆææýŁìØóç ôøí óıóôçìÜôøí óıººïª Þò óôïØ ÷ åßøí óå ŒÜðïØÆ ŒæÜôç ìÝº ç , ìå óŒïðü ôç äØÆôÞæçóç ôçò ðïØüôçôÆò ôøí óôïØ ÷ åßøí , ŁÆ ÞôÆí ÷ æïíïâüæÆ ŒÆØ ßóøò íÆ åðÝôåØíå ÜìåóÆ ôçí åðØâÜæıíóç ôçò ªíøóôïðïßçóçò , Øäßøò ôøí ìØŒæþí ŒÆØ ìåóÆßøí åðØ ÷ åØæÞóåøí .
reform of the data collection systems in some Member States to maintain data quality would take time and probably add directly to the reporting burden on small and medium-sized enterprises in particular .
Ôï óýóôçìÆ äýï äØÆŒæØôþí ÆíþôÆôøí ðïóþí ªØÆ ðº çæøìÝò åíôüò ŒÆØ åŒôüò ôçò ¯¯  ðæïóÝªª Øóç ðïı ŁÆ ìðïæïýóå íÆ ðåæØïæßóåØ ôïí ÆíôßŒôıðï óôØò óôÆôØóôØŒÝò ôïı Øóïæıª ßïı ðº çæøìþí ôçò æþíçò ôïı åıæþ óıíïº ØŒÜ  ŁÆ ÞôÆí åðÆ ÷ ŁÝò ŒÆØ ŁÆ ÆýîÆíå ôÆ ÝîïäÆ ªíøóôïðïßçóçò ôøí ôæÆðåæþí .
A two-threshold system , with separate thresholds for payments within and outside the EU  an approach which could limit the impact on balance-of-payments statistics of the euro area as a whole  might be cumbersome and add to banks » reporting costs .
^ ØÆ ôïıò ºüª ïıò Æıôïýò , ç ¯ ˚Ô óıíØóôÜ ÝíŁåæìÆ ôçí ÆíÆâïº Þ Æýîçóçò ôïı ÆíþôÆôïı ðïóïý óå 50 000 Ýøò ôï 2006 , ðæïŒåØìÝíïı íÆ åîïØŒïíïìçŁåß åðÆæŒÞò ÷ æüíïò ªØÆ ôçí ÆíÜðôıîç åíÆºº ÆŒôØŒþí ðçª þí .
For these reasons , the ECB strongly recommends postponing the increase in the threshold to EUR 50 000 to 2006 to allow sufficient time for the development of alternative sources .
Ôï ó ÷ ÝäØï ŒÆíïíØóìïý ŁÆ ðæÝðåØ åðßóçò íÆ ŒÆôÆóôÞóåØ óÆöÝò üôØ ôï ÆíþôÆôï ðïóü åöÆæìüæåôÆØ óôçí åŒ ìÝæïıò ôøí ôæÆðåæþí ªíøóôïðïßçóç ôøí äØÆóıíïæØÆŒþí ðº çæøìþí ðïı åŒôåº ïýíôÆØ ìå ðæøôïâïıº ßÆ ôøí ðåº Æôþí ôïıò , ŒÆØ Øó ÷ ýåØ ìå ôçí åðØöýº Æîç ôçò ıðï ÷ æÝøóçò óıììüæöøóçò ìå ôØò óôÆôØóôØŒÝò ÆðÆØôÞóåØò ðïı ðæïâº ÝðïíôÆØ óôïí ŒÆíïíØóìü ¯ Ó ¸ 95 .
The draft regulation should also make clear that the threshold applies to reporting by banks of crossborder payments initiated by their customers , and is without prejudice to the obligation to meet the statistical requirements set out in the ESA95 Regulation .
˙ ¯ ˚Ô óıíØóôÜ ÆŒüìç ôçí ÆíÆâïº Þ , Ýøò ôï 2004 , ôçò ŒÆôÜæª çóçò ôøí ıðï ÷ æåþóåøí üóïí ÆöïæÜ ôØò åº Ü ÷ Øóôåò ðº çæïöïæßåò ðïı ðæÝðåØ íÆ ðÆæÝ ÷ ïíôÆØ ó ÷ åôØŒÜ ìå ôÆ óôïØ ÷ åßÆ ôïı äØŒÆØïý ÷ ïı , ïØ ïðïßåò åìðïäßæïıí ôçí ÆıôïìÆôïðïßçóç ôøí ðº çæøìþí , ŒÆôÜ ôÆ ïæØæüìåíÆ óôï ÜæŁæï 6 ðÆæÜª æÆöïò 2 ôïı ó ÷ åäßïı ŒÆíïíØóìïý , åðåØäÞ ŒÜôØ ôÝôïØï åíäÝ ÷ åôÆØ íÆ ïäçª ÞóåØ Øäßøò óå äØÆâïýº åıóç ìå äØÜöïæÆ ìÝæç óå åŁíØŒü åðßðåäï .
The ECB also suggests postponing until 2004 the removal of obligations as to the minimum information concerning the data of the beneficiary which prevent automation of payment execution contained in Article 6 ( 2 ) of the draft regulation , as this may in particular entail consultation of various parties at the national level .
« íÆöïæØŒÜ ìå ôçí åöÆæìïª Þ ôïı ó ÷ åäßïı ŒÆíïíØóìïý óôØò ôæåØò ÷ þæåò ðïı äåí óıììåôÝ ÷ ïıí óôçí ïØŒïíïìØŒÞ ŒÆØ íïìØóìÆôØŒÞ Ýíøóç , öÆßíåôÆØ íÆ åßíÆØ ÆíÆª ŒÆßåò ðåæÆØôÝæø äØåıŒæØíßóåØò .
Regarding the application of the draft regulation in the three countries not participating in economic and monetary union , there appears to be a need for further clarification .
˚ÆŁþò ôï åıæþ ŁÆ ðÆæÆìåßíåØ îÝíï íüìØóìÆ ªØÆ ôØò åí ºüª ø ÷ þæåò , åßíÆØ ßóøò äýóŒïº ï íÆ ŒÆŁïæØóôåß ç ðæïóÞŒïıóÆ ÆíÆöïæÜ óå ìØÆ ÆíôßóôïØ ÷ ç åª ÷ þæØÆ ðº çæøìÞ  åÜí , ªØÆ ðÆæÜäåØª ìÆ , ôï óôïØ ÷ åßï óýª ŒæØóçò ðæüŒåØôÆØ íÆ åßíÆØ ìØÆ ìåôÆöïæÜ óôï åª ÷ þæØï Þ ìØÆ åôÆöïæÜ óå åıæþ ìÝóÆ óôï ßäØï ìç óıììåôÝ ÷ ïí ŒæÜôïò .
As the euro will remain a foreign currency in these countries , it might be difficult to determine the adequate reference to an equivalent domestic payment , i.e. whether , for instance , the comparator would be either a transfer in the domestic currency or a transfer in euro within the same non-participating country .
ˇìïßøò , äåí åßíÆØ óÆöÝò ðïØÆ ŁÆ åßíÆØ ôÆ ÝîïäÆ ÆíÆöïæÜò ªØÆ ôçí ÆíÜº çłç ìåôæçôþí óå ŒÜðïØï Æðü ôÆ ŒæÜôç ÆıôÜ .
Similarly , it is unclear what will be the reference charge for a cash withdrawal in one of these countries .
ÖæÆíŒöïýæôç , 26 ˇŒôøâæßïı 2001 .
Done at Frankfurt am Main , 26 October 2001 .
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9 Φεßρουαρίου 2010 - Δημοσίευση της έκθεσης του Ευρωπαϊκού Ελεγκτικού Συνεδρίου σχετικά με τον έλεγχο της λειτουργικής αποδοτικότητας της διαχείρισης της ΕΚΤ για το οικονομικό έτος 2007 , καθώς και των απαντήσεων της ΕΚΤ
9 February 2010 - Publication of the European Court of Auditors » report on the operational efficiency of the ECB 's management for the financial year 2007 and the ECB 's reply
Η Ευρωπαϊκή Κεντρική Τράπεζα ( ΕΚΤ ) δημοσίευσε σήμερα την έκθεση του Ευρωπαϊκού Ελεγκτικού Συνεδρίου σχετικά με τον έλεγχο της λειτουργικής αποδοτικότητας της διαχείρισης της ΕΚΤ για το οικονομικό έτος 2007 , καθώς και τις απαντήσεις της ΕΚΤ .
The European Central Bank ( ECB ) has today published the report prepared by the European Court of Auditors on the operational efficiency of the management of the ECB for the financial year 2007 , together with the ECB 's reply to it .
Η έκθεση , συνοδευόμενη από τις απαντήσεις της ΕΚΤ , δημοσιεύθηκε στην Επίσημη Εφημερίδα της Ευρωπαϊκής Ένωσης της 9ης Φεßρουαρίου 2010 και είναι επίσης διαθέσιμη στο δικτυακό τόπο της ΕΚΤ .
The report has also been published , together with the ECB 's reply , in the Official Journal of the European Union dated 9 February 2010 and can be found on the ECB 's website . European Central Bank
http://www.ecb.europa.eu/press/pr/date/2010/html/pr100209.el.html
http://www.ecb.europa.eu/press/pr/date/2010/html/pr100209.en.html
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Navigation Path : Home &gt; Publications &gt; Monthly Bulletin &gt; Editorials &gt; 2005 &gt; 20 Ιανουαρίου 2005
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20 Ιανουαρίου 2005 - Μηνιαίο Δελτίο
20 January 2005 - Monthly Bulletin
Κατά τη συνεδρίαση που πραγματοποίησε στις 13 Ιανουαρίου 2005 , το Διοικητικό Συμßούλιο της ΕΚΤ αποφάσισε να διατηρήσει στο 2,0% το ελάχιστο επιτόκιο προσφοράς για τις πράξεις κύριας αναχρηματοδότησης του Ευρωσυστήματος .
At its meeting on 13 January 2005 , the Governing Council of the ECB decided to leave the minimum bid rate on the main refinancing operations of the Eurosystem unchanged at 2.0% .
Αν και εξακολουθούν να υφίστανται , οι ßραχυπρόθεσμες πληθωριστικές πιέσεις πρόσφατα εξασθένησαν ελαφρώς , κυρίως λόγω της μείωσης των τιμών του πετρελαίου από τα ανώτατα επίπεδα που είχαν σημειωθεί τον Οκτώßριο .
While short-term inflationary pressures persist , they have recently diminished somewhat , mainly due to the decline in oil prices from the peaks seen in October .
Ταυτόχρονα , δεν υπάρχουν επί του παρόντος σημαντικά στοιχεία που να θεμελιώνουν τη συσσώρευση εσωτερικών πληθωριστικών πιέσεων στη ζώνη του ευρώ .
At the same time , there is currently no significant evidence that underlying domestic inflationary pressures are building up in the euro area .
Κατά συνέπεια , το Διοικητικό Συμßούλιο διατήρησε τα ßασικά επιτόκια της ΕΚΤ αμετάßλητα στα ιστορικώς χαμηλά τους επίπεδα .
Accordingly , the Governing Council left the key ECB interest rates unchanged at their historically low levels .
Ωστόσο , εξακολουθούν να υπάρχουν κίνδυνοι διατάραξης της σταθερότητας των τιμών προς τα άνω μεσοπρόθεσμα , σε σχέση με τους οποίους κρίνεται αναγκαία η συνεχής επαγρύπνηση .
However , upside risks to price stability over the medium term remain , and continued vigilance is of the essence with regard to those risks .
Όσον αφορά την οικονομική ανάλυση στην οποία στηρίζεται η αξιολόγηση του Διοικητικού Συμßουλίου , η δεύτερη εκτίμηση της Eurostat για τον τριμηνιαίο ρυθμό αύξησης του πραγματικού ΑΕΠ το τρίτο τρίμηνο επιßεßαίωσε την προηγούμενη εκτίμηση του 0,3% .
Starting with the economic analysis underlying the Governing Council 's assessment , Eurostat 's second estimate of quarter-on-quarter real GDP growth in the third quarter confirmed the previous estimate of 0.3% .
Μολονότι οι πληροφορίες για το τέταρτο τρίμηνο είναι ακόμη ελλιπείς , τα τελευταία μακροοικονομικά δεδομένα και στοιχεία ερευνών , αν και αντιφατικά , φαίνεται να υποδηλώνουν τη συνέχιση της ανάπτυξης με συγκρατημένο ρυθμό .
While information on the fourth quarter is still incomplete , the latest macroeconomic data and survey evidence , although mixed , appear to suggest ongoing moderate growth .
Πιο μακροπρόθεσμα , εξακολουθούν να υπάρχουν οι προϋποθέσεις για τη συνέχιση της οικονομικής ανάπτυξης .
Looking ahead , the conditions remain in place for economic growth to proceed .
Όσον αφορά τον εξωτερικό τομέα , ο ρυθμός ανάπτυξης σε παγκόσμιο επίπεδο αναμένεται να παραμείνει ισχυρός .
On the external side , global growth is expected to remain robust .
Η ευρωστία της παγκόσμιας ζήτησης θα πρέπει να συμßάλει στη διατήρηση των εξαγωγών της ζώνης του ευρώ .
The strength of global demand should help to sustain euro area exports .
Όσον αφορά τον εσωτερικό τομέα , οι επενδύσεις θα πρέπει να στηριχθούν από τις πολύ ευνοϊκές συνθήκες χρηματοδότησης στη ζώνη του ευρώ , τα ßελτιωμένα κέρδη και τη μεγαλύτερη αποδοτικότητα των εταιριών που απορρέουν από τη συνεχιζόμενη αναδιάρθρωση των επιχειρήσεων .
On the domestic side , investment should be supported by the very favourable financing conditions in the euro area , improved corporate earnings and greater business efficiency as firms continue to restructure .
Επιπλέον , η εξέλιξη της ιδιωτικής κατανάλωσης ενδέχεται να συμßαδίσει με την εξέλιξη του πραγματικού διαθέσιμου εισοδήματος .
Moreover , private consumption is likely to evolve in line with the development of real disposable income .
Η κατανάλωση θα στηριχθεί επίσης εφόσον μειωθούν οι αßεßαιότητες που χαρακτηρίζουν την έκταση και τον ρυθμό της προόδου στον τομέα της δημοσιονομικής εξυγίανσης και των διαρθρωτικών μεταρρυθμίσεων στη ζώνη του ευρώ .
Consumption would also be supported if uncertainties surrounding the extent and pace of fiscal consolidation and structural reform in the euro area were reduced .
Οι καθοδικοί κίνδυνοι για τις προοπτικές της οικονομίας οι οποίοι πηγάζουν από την εξέλιξη των τιμών του πετρελαίου μειώθηκαν ελαφρώς τις τελευταίες εßδομάδες .
Downside risks to the economic outlook stemming from oil price developments have diminished somewhat over recent weeks .