natgillin/translations-raw huggingface dataset:
Alle kontrakter, der i 2001 indgås for et bestemt uanset beløbsstørrelse for bankkunder i den pågældende stat, dog med forudgående varsel, hvis vekslingen overskrider en beløbsgrænse, som banken har fastsat som et sædvanligt loft.
During the dual circulation period, the exchange of notes and coins in a participating Member State should be free of charge and without any limit as to amount for customers of a bank in that Member State, subject merely to a prior notice requirement if the amount to be exchanged exceeds the ceiling set by the bank and corresponding to a "household" amount.
Kommissionens henstilling af 23. april 1998, der omhandler bankgebyrer for omregning til euroen, indeholder nemlig et princip om gratis fysisk ombytning af nationale pengesedler inden for en værdigrænse svarende til et sædvanligt loft.
The Commission Recommendation of 23 April 1998 concerning banking charges for conversion to the euro laid down the principle that the customers of a bank should not be charged for the physical exchange of national notes subject to a ceiling equivalent to a "household" amount.
Den manglende præcisering af, hvad der skulle ske, hvis loftet blev overskredet, kunne give indtryk af, at der i så fald ville blive opkrævet gebyr. Dette ville kunne forurolige et meget stort antal forbrugere og ikke mindst ældre med en opsparet kontantbeholdning.
The lack of detail as to what would happen above that ceiling could have given the impression that there would be a charge, and this mav have worried many consumers — especially elderly people — who hold their savings in cash.
For at berolige sådanne bankkunder og sikre en problemfri transaktion, foreslås det at bevare gebyrfriheden, også for beløb over et sådant eventuelt loft, i stedet for at operere med en simpel varslingsfrist af samme type som den, bankerne generelt forbeholder sig, når kunder anmoder om at hæve større beløb.
In order to take account of the situation of people who no longer reside or work in the immediate vicinity of their bank branch, notes would also be exchanged free of charge for people who are not customers but subject to the ceiling set by each bank.
Af hensyn til personer, som ikke længere bor eller arbejder i nærheden af deres tidsrum (f.eks. lejekontrakter, låneaftaler osv.), der udløber efter den 1. januar 2002, skal også udfærdiges i euro.
Open-ended contracts concluded in 2001 should be drawn up in euros (e.g. employment contracts). Fixed-term contracts (e.g. leases, loan agreements) concluded in 2001 and expiring after 1 January 2002 should also be drawn up in euros.
Disse foranstaltninger sigter på at vænne økonomiske beslutningstagere til at tænke i euro og
Moreover, in view of the fact that the State is by far the leading economic operator, government and local authority contracts should be concluded and paid in euros during 2001 with a
Der skal træffes egnede foranstaltninger for at give borgerne mulighed for at veksle deres sedler og mønter udstedt i national valuta til euro i forretningsbanker og andre finansielle institutioner i en periode efter udløbet af den periode, hvor der er to valutaer i omlob.
Appropriate rules should be adopted to enable indi­viduals to exchange their national notes and coins for euros at commercial banks and other financial institutions for an additional period after the end of the dual circulation period.
Desuden bør borgerne kunne veksle mønter i de officielle institutioner så længe efter, at mønterne er ophørt med at være lovligt betalingsmiddel, at møntindehavere med bopæl i udlandet har mulighed for at returnere dem.
They should also be able to exchange coins at official institutions after they have ceased to be legal tender and for an amount of time sufficient to enable coins to be returned during a later visit by holders residing abroad.
De tidsfrister, som er fastsat for ombytning af pengesedler i centralbankerne, er som helhed meget lange (10 är) eller endda ubegrænsede. Nogle medlemsstater påregner dog meget korte frister for ombytning af monter, og mange udlændinge, navnlig turister, ligger inde med udenlandske monter, som de ikke kan få vekslet i deres hjemland.
The period stipulated by the central banks for the exchange of notes is generally very long (10 years) or unlimited.
For at sikre, at der er byttepenge nok, skal der allerede i de første dage af 2002 stilles en tilstrække­lig mængde små pengesedler til rådighed i pengeautomater eller på anden egnet vis.
With a view to making it easier to give change, sufficient quantities of small denominations of notes should be made available in automatic teller machines or through any other suitable means as of the beginning of 2002.
Medlemsstater, erhvervsorganisationer og handel­skamre bør opfordre handlende, håndværkere og liberale erhverv til udelukkende at anvende euro som byttepenge fra januar måned 2002.
Member States, trade associations and chambers of com­merce should encourage traders, craftsmen and the liberal professions to give change only in euros as from the beginning of January 2002.
For at opnå en hurtig pengeomstilling er det nemlig helt afgørende, at der gives tilbage i euro.
Indeed, giving change in euros is a prerequisite for a fast changeover to euro notes and coins.
Det er jo i de erhvervsdri­vendes interesse, at perioden med to cirkulerende valutaer bliver kortest mulig.
While it is in traders' interests to keep the dual circulation period as short as possible, giving change in euros nevertheless requires their active collaboration.
Det kræver imidlertid deres aktive medvirken, idet de skal fungere som en slags "valutastøvsugere" på den måde, at de giver byttepenge i euro og afleverer deres daglige kassebe­holdning i national mønt til banken, der så udbetaler det tilsvarende beløb i euro.
For instance, traders are called on to play the role of a "currency vacuum cleaner", as it were, by giving change in euros and bring­ing their stock of cash to the bank each dav in order to exchange it for euros.
EU­kommissær Pedro Solbes har såle­des givet udtryk for, at "den lange overgangsfase mel­lem euroens tilblivelse og dens indførelse i kontantfor~m blandt andet burde give de økonomiske beslutningstage­re tid nok til deres tekniske forberedelser og forbruger­ne tid nok til at vænne sig til de nye priser.
The context of this recommendation is an exceptional one: there are many signs which give grounds for believing that the current preparations which are being made by economic operators and consumers are not what they should be.
Men hvis ikke der hurtigt gores en aktiv indsats, vil målet muligvis ikke blive nået".
As Mr. Pedro Solbes has explained: "The long transition phase between the cre­
Denne konstatering har foranlediget Kommissionen til at intensivere overvejelserne om, hvordan situationen kan forbedres, så euroen kan indføres uden gnidninger.
This finding has led the Commission to give greater consideration to measures which could improve the situation and make it possible for the euro to be introduced flexibly and smoothly.
Med henblik på at drøfte emnet nedsatte Generaldirektoratet for Økonomiske og Finansielle Anliggender i maj sidste år en rådgivende gruppe med deltagelse af de vigtigste europæiske fag­sammenslutninger — Uge fra banker over turisme til regnskabsorganisationer — samt de europæiske forbrugersammenslutninger.
With a view to discussing this question, the Economic and Financial Affairs Directorate-General set up an ation of the euro and its introduction in the form of notes advisory group last May which brought together and coins should, among other things, have given suffi­the main European professional federations (rang­cient time to economic operators to prepare themselves ing from banks to audit firms and the tourist from a technical point of view and it should also have industry) and European consumer protection asso­given consumers sufficient time to become used to the new ciations. The Commission also used other prices and values.
Desuden har dette generaldirektorat trukket på de øvrige disponible net, heriblandt kredsen af nationale ledere af grupper med ansvar for overgangsforberedelser. Målet har været at skabe en oversigt over god praksis, hvad angår forberedelse af en pengeombytning.
In the absence of early action, this networks at its disposal — such as those involving objective may not be fully achieved." the national officials responsible for the changeover to the euro — for the purpose of draw­ing up a survey of good practice relating to the preparations for the currency switchover.
Under de drøftelser, der fandt sted som opfølgning på meddelelsen fra 12. juli 2000 om praktiske aspekter ved overgangen til euro, blev det uformelle Økofin­Råd (Versailles­rådet) orienteret om, at Kommissionen var på vej med nye forslag.
During the discussion following its communication of 12 July 2000 regarding the practical aspects of the changeover to the euro, the Commission announced at the informal Versailles Ecofin Council that it would be presenting new proposals.
"Dette hcnstillingsfbrslag er· koncist, men det spænder vidt", præciserede EU­kommissær Solbes.
As Mr. Solbes stated: "While this draft recommenda­tion is a concise one, its scope is also a wide one.
"Foislaget bygger· på den overbevisning, at det i dag tilkommer Kommissionen at udøve sin funktion som politisk impuls­giver og atforeslå en række foranstaltninger med sigte på at sætte yderligere skub i fbrbcrrdclsernc forud for over­gangen til euro og få den tekniske omstilling spredt over et længere tidsrum". ■
It is based on the conviction that it is now up to the Commission to play its policy role of giving an impetus in this matter by proposing a series of measures designed to speed up con­siderably the preparations for the changeover to the euro and to pen/lit a better spread of the technical effort relating to the changeover. "
De fleste af de undersøgelser om emnet, som er foretaget såvel af Kommissionen som ude i medlemsstaterne, viser nemlig, at mange halter bagud med forberedelserne. Det kan give alvorlige problemer i begyndelsen af år 2002.
Studies carried out by the Commission and in die Member States have concluded that diere have been delays in diese preparations generally and that these could give rise to major difficulties at die beginning of 2002.
Eksempelvis fremgår det af Kommissionens sene­ste kvartalsnotits (med resultater fra andet kvartal 2000) om udviklingen mht. anvendelsen af euroen, at mindre end 1% af virksomhederne i de fleste medlemsstater har omstillet deres bogholderi til euro.
For example, the most recent quarterly score — which assesses die results of the second quarter of 2000 — assigned by the Commission for development and use of the euro shows that, in most participating States, fewer than 1% of linns have switched over their accounting systems to the euro.
Andelen afbetalinger foretaget i euro ligger gennemsnidig på omkring 1,8% for private og 3,2% for virksomheder.
In volume terms, the average share of payments in euros has been only 1.8% for private individuals and 3.2% in the case of linns.
I mange virksom­heder forveksles slutdatoerne for hhv. overgangsperioden øg perioden med to cirkulerende valutaer, og mange har ñet den opfattelse, at det dobbelte valutaomlob varer indtil den 30. juni 2002.
Many linns are mistaking the end of the transition period for die end of the dual circulation period and are thinking of 30 June 2002 as the date for the latter.
Program for oplysning af El'­borgere
I n fur in ,t t i υ n Programme for thi Eu rupean Citizen
€-dag for private: 12 måneder til at lære euroen at kende
€-Day for private individuals 12 months to become acquainted with the euro
0 De fleste handlende giver nu penge tilbage i euro, også selv om man betaler med national mønt.
Most traders will give you change in euros even if you have paid in a national monetary unit.
De offentlige myndigheder vil også være gået over til euro, dvs. at alle pengeoverførsler til og fra det offentlige vil foregå i euro.
Public authorities will also have changed over to the euro; in other words, all transactions with them will be conducted in this currency.
Alle checks, banktransaktioner, nye kontrakter og andre kontopengetransaktioner denomineres nu i euro og ikke længere i national valuta.
Cheques, banking transactions, new contracts and all "book money" transactions will no longer be conducted in a national monetary unit but in euros.
January zum udgives under nmissionens program, Puroen - en valuta for Europa" ; udkommer 6 gange årligt på fe 11 officielle EU-sprog
Euro is published six times ■ear in the 11 EL) official Figuages by the European pmmission's programme PEuro: one currency for Europe".
2 uger efter €-dag : Med variationer eurolande ne imellem anvendes der nu helt overvejende euro.
€­Day +15 days : With variations between coun­tries, you will use the euro in the vast majority of cases.
Det skønnes, at mellem 80% og 100% af al kontant betaling på dette tidspunkt vil foregå i euro.
It has been estimated that between 80% and 100% of cash transactions will be conducted in euros on this date.
12 måneder efter €-dag (forskelligt fra land til land) : De nationale mønter og sedler vil ophore med at eksistere som lovligt betalingsmiddel.
€-Day minus 12 months : No change in the date of 1 January 2001 but this is a period which is growing shorter. That date will mark the start of the last year in which we shall be living with national currencies.
De kan altså ikke længere bruges til at betale med, men de bevarer deres fulde værdi.
According to circumstances, we will increasingly be encountering the euro, especially with dual displays of prices and on payslips, invoices, etc.
Dog kan man som bankkunde midlertidigt modsætte sig konverteringen, men den vil under alle omstændigheder finde sted senest den 31. december 2001.
You will no longer be able to use them as a means of payment, although they will keep their value.
6-12 måneder efter €-dag : I bankerne vil man fortsat kunne ombytte nationale monter og sedler til euro. Bemærk, at skæringsdatoer og vilkår for ombytning varierer fra land til land.
Editorial coordination : Synedi, Brussels with the editorial collaboration of: Benoît July and ECO-European Communications, Brussels.
1 nogle lande vil prisen på tælleværker (benzinstandere, taxametre osv.) nu stå i euro, og mange af de store "fakturaudskrivere" vil primært anvende euro i deres kundebetjening.
€-Day minus 6 months : As from 1 July 2001, but with variations from one country to another, bank accounts will be gradually converted into euros automatically.
2 uger før €-dag : I de fleste eurolande vil private borgere kunne få udleveret euromontsæt af variabel værdi.
A bank customer may always temporarily object, although the process will in any event be concluded on 31 December 2001 at the latest.
Bemærk dog, at skæringsdatoen ikke er helt den samme overalt!
In some countries, calibrating equipment will gradually display prices in euros (petrol pumps, taximeters, etc.), while major billers will give priority to use of the euro in their relations with customers.
1 år/ubegrænset tid efter €-dag : Herefter vil man fortsat kunne få ombyttet de gamle monter og sedler i landets centralbank.
From €-Day to + 1 year/no set date : You will be able to exchange your notes and coins for euros at the central bank in your country.
Tidsfristen er forskellig fra land til land.
The expiry date will vary between countries.
Fristen er på mindst et år for mønter og mindst 10 år for sedler.
It will be a minimum of 1 year for coins and 10 years for notes.
Man behøver altså ikke at skynde sig hen og veksle i begyndelsen af 2002!
There will therefore be no reason for you to rush to make the exchange at the beginning of 2002!
€-dagen : Den 1. januar 2002 indfores euromonter og -sedler samtidigt i alle eurolande.
€-Day minus 15 days : In most countries, private individuals will be able to obtain euro­coin kits of varying amounts.
• De fleste kontantautomater vil nu være i stand til at udlevere euro. De anvendte seddelværdier kan
€-Day : On 1 January 2002 euro notes and coins will be introduced simultaneously in all countries of the euro zone.
De nøjagtige skæringsdatoer findes (for så vidt de allerede er fastlagt) i skemaerne på side 8 og 9.
For the exact dates (where already indicated), please see the summary table on pages 8 and 9 .
Skemaet vil løbende blive ajourført i de følgende numre af Infeuro.
This table will be regularly updated in the next few issues.
NYHEDSBREV FRA EUROPA­KOMMISSIONEN uro
NEWSLEITER FROM THE EUROPEAN COMMISSION uro
Hoen og medlemsstaterne φ/altning af offentlig gæld: insekvenser af euroen i
Consumer protection is one of the top priorities fiagement of public debt: ι impact of the euro
Elementer af de nationale planer for kontantombytning
Elements of the national cash changeover plans
""· Euro-maskot hsedlerne i detaljer lo-prøvesedler til tdervisere for blinde, døve og 'sykisk handicappede
hils of the new banknotes nmy euro banknotes for iiners of the blind, deaf and fandicapped persons rThe citizens' euro
Kommissionen reagerer på bankgebyrer for overførsler i euro
Price stability is a top priority
Er der en reelfare for prisstigninger under dække af overgangen til eurosedler og ­^mønter?
Commissioner, L· there α real danger of prices rising under the cloak of the changeover to euro notes and coins?
Vi mener, at risikoen er meget lav, og vi forventer ingen prisstigninger af betydning.
We think die risk is very low and we do not expect any significant increase in prices.
En inflationsfri overgang burde være sikret af konkurrencepres på producenter og detailhandlende, kombineret med lovgivning i alle medlemsstater om beløbsomreg­ning til euro samt en tæt overvågning af de handlende via forbrugerorganisationer og medier.
An inflation­free changeover should be ensured by a combination of competitive pressures on manufacturers and retailers, legal regulations in all Member States on how to convert sums into euro and close scrutiny of traders bv consumer organisations and the media.
Især blandt småhandlende, men også i tilfælde af uhæderlig eller sløset handelsvirksomhed, vil der uundgåeligt ske fejlomregning til europriser. Vi arbejder imidlertid på at minimere dette problem.
Inevitably there will be cases, especially among small retailers, of mistakes in converting to euro prices or even of unscrupulous trading, but we are working to keep these to a minimum.
På hvilke måder er kunderne beskyttet? Kundebeskyttelse er en af Kommissionens og medlemsstaternes topprioriteringer.
What protection is therefor the consumer?
Med opbak­ning fra Kommissionen fornyede diverse sammenslutninger af detailhandlende, små og mellemstore virksomheder og forbrugere deres officielle forpligtelse til at overholde god praksis.
Encouraged by the Commission, the European associations of retailers, of small and medium­sized enterprises and of consumers renewed in April their commitment to good practices.
Det betyder, at de vil gøre deres yderste for at sikre stabile priser ved omregning til euro og for at sikre, at kunderne er bevidste om denne for­pligtelse.
This means they will do their utmost to ensure stable prices when converting to euro and to make sure their customers are told about this commitment.
Kommissionen slår også til lyd for at fortsætte med prismærkning i både euro og natio­nal valuta i perioden med to valutaer i omløb i hvert euroland, dvs. i 6­8 uger efter den 1. januar 2002.
The Commission is also promoting the continua­tion of dual pricing in euro and national currency for the six or eight weeks when both will be in circulation in the euro area after January 1 2002.
Her får kunderne lejlighed til at kontrolle­re, at omregningen er foretaget korrekt.
This will enable consumers to check that conver­sions have been correcdy made.
"Euroen - kort og godt": Underholdende eurotilvænning med skræddersyet værktøj
The "Euro Made Easy" project: an example of governance
"Euroen - kort og godt " -en håndsrækning fra ligestillede
Encouraging tourists to become acquainted with the euro
Ferietid - en god lejlighed til eurotilvænning
And what are the Member States doing?
Hermed menes der generelt, at der er tale om stigninger, som ville have fundet sted under alle omstændigheder, og at man har valgt at frem­skynde justeringerne for ikke at blive beskyldt for at slå mont på overgangen til euro.
All of them in the euro area have declared that conversion of all prices, charges and fees that thev lew will be price neutral, or the euro amounts will be rounded down in favour of the consumer.
Og for detail­handlernes vedkommende er konkurrencen så hård, at de fleste helst vil undgå at foretage sig noget, der kan vække kundernes mistanke om, at de behandles urimeligt.
They are also running extensive information campaigns to help the consumer prepare and many are stepping up their moni­toring of prices.
ΐΨίΗ Hvad foretager medlemsstaterne sig?
MBB Nevertheless, some companies have admitted they are raising prices ahead of the changeover· to euro notes and coins.
Samtlige eurozonelande har erklæret, at omregningen af alle statsopkrævede priser, takster og gebyrer vil være prisneutrale, hvis ikke eurobeløbene ligefrem nedrundes til fordel for forbrugeren.
Generally diey are saying diat these are increases which would have taken place anyway but which have been brought forward to avoid accusations diat thev are profiteering from the changeover.
Desuden fører medlemsstaterne omfattende oplysningskampagner for at hjælpe forbrugerne med forberedelsen, ligesom mange af staterne nu intensiverer deres prisovervågning. vågning.
And as far as retailers are concerned, competition between diem is so sharp that most will want to avoid doing anything diat raises suspicions among their customers that they are beharing unfairly.
Kommissionen reagerer på bankgebyrer for overførsler i euro
Commission acts on bank euro payment costs
Ifølge en ny lovgivning, som Kommissionen bebudede den 25. juli, vil bankerne i fremtiden ikke lovligt kunne kræve højere gebyrer for tværnationale pengeoverførsler end for indenlandske. r > s) Pivirram for oplysning ,¡f EU-horccn-
In future banks will not be allowed to charge more for crossborder payments than for domestic ones, under a new legislation announced by the Commission on 25 July. ( » < v liiforirhitioti Proyriitnvic for the European Ctfizrii
Euroen og medlemsstaterne
The euro and Member States lanagement of public debt
Siden den 1. januar 1999 har forvaltningen af den offentlige gæld i alle eurozonens medlemsstater forandret sig radikalt og forventes yderligere at udvikle sig i fremtiden.
Since 1 January 1999, there has been a radical change in the way public debt is managed in each State participating in the euro zone, and this is something which is likely to continue in the future.
Det er selvfølgelig euroen, der har indvirket på sædvanerne.
The euro has clearly led to a major change in habits.
"uofficielt" at knytte deres valutaer til den tyske mark, der blev regnet for at være Europas referencevaluta.
currencies unofficially to die German mark which was considered to be die benchmark currency in Europe.
Omregning Siden den 1. januar 1999 har eurozonelandenes valu taer været undervalutaer i forhold til euroen og har således ikke længere været anvendt på finansmarkederne, men har kun tjent som betalingsmidler for private og erhvervsdrivende i hverdagen.
As from 1 January 1999, die currencies of the partic­ipating countries have become subdivisions of die euro.
Samtidig omregnede eurozonelandenes finansministerier hver deres nationale valuta i euro.
They have dierefore left die financial markets and continue to be no more dian useful daily tools for citizens and businesses.
Det betvder, at eurozonens offendige gældssituation nu i højere grad kan sammenlignes med forholdene i USA, hvad angår obligationsudstedelsernes antals- og beløbsmæssige størrelse.
From diat time onwards, the monetar)' audiorities ot die participating countries have been converting their debts into euros. As a result, the public debt market of the euro zone has become more comparable to the US Treasury market as regards both size and volume of issues.