natgillin/translations-raw huggingface dataset:
Ivºrksºttere tiltrak 15,1 mio. EUR (39 %) af investeringerne; nystartede virksomheder tiltrak 20,2 mio. EUR (59 %).
Start-ups attracted EUR 15.1 million (39 %) of the investment; early stage companies EUR 20.2 million (59 %).
I alt blev der investeret 133 mio. EUR i 75 virksomheder siden 2001.
Total of EUR 133 million invested in 75 companies since 2001.
Virksomhederne i regionerne stod for 31 % af de samlede investeringer (opgjort efter vºrdi) siden 2001, software udgjorde 62 %, og biovidenskab udgjorde nºsten 19 %.
Companies in the regions accounted for 31 % of total invested (by value) since 2001, software for 62 %, life sciences almost 19 %.
Forummet for startkapital
The Seed Forum process
Forummet for startkapital er et stºrkt vºrktłj, nìr det drejer sig om at głre ivºrksºtternes virksomheder rede til investorer.
The Seed Forum process is a strong tool to make start-up companies investor-ready.
Processen bygger pì ‹ere ìrs erfaring og justeres lłbende ud fra tilbagemeldinger fra investo-rer og deltagende virksomheder.
The process is based on several years of experience and has been constantly adjusted based on feedback from investors and participating companies.
Inden de udvalgte virksomheder kan deltage i det internationale forum for startkapital, opfordres de til at deltage i en forberedende seance.
Prior to participating in a Seed Forum international event, the selected companies are invited to participate in obligatory pitch training.
Virksomhederne skoles i at prºsentere deres virksomhed og forhandle med investorer.
Companies are trained in presenting their business cases and negotiating with investors.
Der afholdes en generalprłve pì investorprºsentationen for at sikre det internationale potentiale.
There is a run-through of the investor presentation to ensure the international potential.
Bìde den forberedende seance og alle arrangementerne vedrłrende internationale investorpartnerskaber afholdes pì engelsk.
Both the pitch training and all of the international investor matchmaking events are held in English.
Processens forlłb: 1) international udpegelsesproces; 2) international udvºlgelsesproces; 3) in-tensiv international forberedende seance, personlig vejledning, udvikling af prº-sentationsmateriale, netvºrksarbejde og udveksling af viden, kvalitetssikring; 4) ar-rangementer i forbindelse med forummet for startkapital ̌ investorpartnerskaber.
Steps in the process: (1) internation-al nomination process; (2) international selection process; (3) intensive international pitch training, personal coaching, development of presentation material, networking and transfer of knowledge, quality assurance; (4) international Seed Forum events ̌ investor matchmaking.
At give virksomheder, der słger kapital, en enestìende mulighed for at prºsentere deres virksomhed for investorer og skabe et młdested for kapital og innovation.
To give capital-seeking companies a unique possibility to present their business cases to investors ̌ creating a meeting place where capital meets innovation.
Helt nystartede virksomheder med behov for «nansiering og med internationalt po-tentiale, enestìende teknologi, markedsposition, modenhed og markedsrelevans for det pìgºldende marked.
Early stage companies with a need for funding and with international potential, unique technology, market position, maturity, and market relevance for the market where they will present.
E-post- og telefonkampagner inden det enkelte arrangement.
E-mail and telephone campaigns before every event.
Startkapitalforummet głr det nemmere for mindst 150 virksomheder at prºsentere sig hvert ìr.
Seed Forum facilitates at least 150 company presentations annually.
En fuldstºndig vertikal proces med udnºvnelse, udvºlgelse, omfattende forbere-delse og arrangementer.
A fully vertical process with nomination, selection, extensive pitch-training and events.
Indsatsomrìde: Styrke smì virksomheders teknologiske kapacitet
Charter action line: Strengthen the technological capacity of small enterprises
Gennem Innovationsfonden stłttes teknologisk samarbejde, der sigter mod udvik-lingen af innovative og bºredygtige produkter, processer eller tjenester.
The Innovation Fund subsidises technological cooperation aimed at the develop-ment of innovative and sustainable products, processes or services.
At łge konkurrencedygtigheden i den bulgarske łkonomi ved at fremme F o U i in-novative markedsorienterede produkter.
To increase the competitiveness of the Bulgarian economy by stimulating R & D in innovative market-oriented products. Expected impact
De innovative virksomheders konkurrencedygtighed łges; private investeringer in-den for F o U i virksomheder łges; der opnìs bºredygtigt samarbejde mellem er-hvervslivet og den akademiske verden; der tiltrºkkes udenlandske F o U - i n v e s t e r i n - g e r til virksomhederne.
Competitiveness of innovative companies increased; private investments for R & D in companies increased; sustainable cooperation between industry and academia achieved; foreign R & D investments in companies attracted. Target group
Alle virksomheder.
All enterprises.
Pressemeddelelser, o.entliggłrelser i massemedier, internet og prºsentationer.
Press releases, publications in mass media, Internet, presentations.
Mere end 95 % af modtagerne er SMV'er. Ca.
More than 95 % of the bene«ciaries are SMEs.
110 kontrakter (nºsten halvdelen af projektforslagene) blev indgìet efter to indkaldelser af forslag i 2005, og det samle-de budget pì 2 500 000 EUR for 2005 blev anvendt.
About 110 contracts (almost half of the project proposals) were concluded after two calls for proposals in 2005 and the total budget of EUR 2 500 000 for 2005 was used up.
Den Nationale Innovationsfond er inspireret af det nederlandske program vedrł-rende innovationstilskud til samarbejdsprojekter.
The National Innovation Fund is inspired by the `Innovation subsidy for collaborative projects' programme in the Netherlands.
Indsatsomrìde: Stºrkere og mere e.ektiv reprºsentationaf de smì virksomheders interesser pì EU-plan og nationalt plan
Charter action line: Develop stronger, more e.ective representation of small enterprises' interests at Union and national levels
Ministeriet for Łkonomi og Kommunikation udviklede i samarbejde med danske eksperter den fºlles model for e.ektiv o.entlig dialog for at forbedre kvaliteten af kommunikationen med de berłrte parter i lovgivnings- og beslutningsprocesser.
The Ministry of Economic A.airs and Communications in cooperation with Danish experts developed the common model for e.ective public dialogue to improve the quality of stakeholder communication in legislative and decision-making processes.
Modellen bestìr af tre dele: en adfºrdskodeks, en internetplatform og et ìrligt młde med de berłrte parter.
The model consists of three components: a code of conduct, an Internet platform and an annual stakeholder meeting.
I adfºrdskodeksen for hłring af de berłrte parter beskrives principperne og rammerne for hłringen for at fì det bedste input ud af en o.entlig dialog pì forskellige stadier i lovgivnings- og beslutningsprocesserne.
The code of conduct for stakeholder consulta-tion describes the principles and the framework of stakeholder consultation to get the best input from public dialogue at di.erent stages of the legislative and deci-sion-making processes.
Anvendelse af internettet głr det nemmere at deltage.
The Internet application makes participation more easily ac-cessible.
Det ìrlige młde med de berłrte parter til-skynder til samarbejde mellem ministeriet og dets partnere.
The annual stakeholder meeting encourages the cooperation of the minis-try and its partners.
Pì młdet głres der sta-tus over det foregìende ìrs resultater, og mìlsºtninger og handlingsplaner for det kommende ìr gennemgìs.
It reviews the accomplishments of the previous year and looks at the objectives and plans of action for the next year.
At fì den optimale mºngde input og tilbagemelding til brug for beslutningstagnin-gen.
To receive the optimum amount of input and feedback for decision-making.
Internetapplikationen ‚Talk along§ blev indfłrt i 2005 for at lette deltagelsen.
The Internet application `Talk along' was introduced in 2005 to make the participa-tion process more easily accessible.
Web-stedet er et af de mest anvendte vºrktłjer til formidling af information om de igang-vºrende hłringsprocesser.
This website is one of the most used tools for information dissemination about ongoing consultation processes.
Det skaber ogsì de rette rammer for ikke kun at vºre iagttager, men ogsì for at give sit besyv med. I oktober 2005 var der 380 registrerede medlemmer og over 30 hłringsprocesser, der blev ivºrksat via webstedet.
It also provides a convenient environment for not just looking but also `talking along'. By October 2005, there were 380 members registered to use the website and over 30 consulta-tion processes issued via the website.
Det fłr-ste ìrlige interessentmłde fandt sted i marts 2005, og deltagelsesprocenten var re-lativ hłj.
The «rst annual stakeholder meeting took place in March 2005 and the participation rate was relatively high.
Rammerne for hłring udgłr kun mindstekravene, og mange afdelinger har udviklet deres egen praksis for at forbedre kommunikation og dialog.
The consultation framework represents only the minimum requirements and many departments have developed their own practices to improve communication and dialogue.
Tlf. (372) 625 63 42Fax (372) 631 36 60
Tel. (372) 625 63 42Fax (372) 631 36 60
Den danske praksis blev anvendt for at oprette fºlles rammer og principper for hł-ring af de berłrte parter.
This measure was inspired by ...
Indsatsomrìde: Stºrkere og mere e.ektiv reprºsentation af de smì virksomheders interesser pì EU-plan og nationalt plan
Charter action line: Develop stronger, more e.ective representation of small enterprises' interests at Union and national levels
Parlamentssekretariatet for smì virksomheder og selvstºndige har oprettet et fo-rum for ivºrksºtterkultur, der bestìr af de reprºsentative organisationer for ar-bejdsgiverne og detailledet pì Malta. Forummet skal vºre en platform for det parla-mentariske sekretariat, nìr der drłftes SMV-relaterede emner og fastlºgges fºlles holdninger og strategier i forbindelse med gennemfłrelsen af politikker.
The Parliamentary Secretariat for Small Business and the Self-Employed has set up a Forum for Entrepreneurship made up of all the employers' and retailers' representa-tive associations in Malta to serve as a platform for the Parliamentary Secretariat to discuss issues relating to SMEs and to determine common positions and strategies for policy implementation.
Forummet har ret til at fremlºgge forslag om et hvilket som helst emne, det łnsker at drłfte.
The forum is free to submit proposals on whatever topic they want to be discussed.
Ved at have de forskellige berłrte organer og deres reprºsentanter til stede ved drłftelser med regeringen bliver de nłdvendige ºndringer sìledes udfłrt i tºt samarbejde.
By having the associated bodies and their representatives at the same discussion table with the government, the changes that need to take place are thus carried out in complete collaboration.
Pì den mìde bliver regeringens initiativer til pì anmodning af de for-skellige berłrte organer og fìr dermed bred opbakning fra disse.
In this way, government initia-tives are those requested by the associated bodies and therefore enjoy wide support from them.
Det styrker hłrin-gen mellem regeringen, organisationerne og erhvervsinstitutionerne.
This enhances the consultation between the government and the asso-ciations and business institutions.
Oprettelse af en national politik i forbindelse med udvikling, omstrukturering og styrkelse af industrisektoren og koordinering af de forskellige politikker, der gen-nemfłres af andre ministerier og erhvervsorganisationer.
The creation of a national policy towards the development, restructuring and strength-ening of the industrial sector and the coordination of the various policies implement-ed by other ministries and business organisations.
Fremtidige arbejdspro-grammer til fordel for mikrovirksomheder vil ikke lºngere kun blive udstedt af rege-ringen, men sammen med de berłrte organer.
Future work programmes in favour of micro-«rms will no longer be issued solely by the government but jointly with the associated bodies.
En forbedret og mere e.ektiv gennemfłrelse af erhvervspolitikken.
The improvement and more e.ective implementation of industrial policy.
Gennem medier og direkte kommunikation med deltagerne i forummet.
By media and direct communication with the associated parties to the forum.
Der er allerede blevet behandlet en rºkke emner pì dette forum, og der er blevet ivºrksat og gennemfłrt en rºkke fºlles initiativer under arbejdsprogrammet.
A number of issues have already been catered for in this forum and a number of joint initiatives have been launched and implemented under the work programme.
Det er vigtigt, at foranstaltninger og initiativer formidles godt til alle de berłrte par-ter, som er direkte eller indirekte involveret i serviceringen af SMV'er, sìledes at de videreformidles til de eksisterende tjenester, som tilbydes af regeringen.
It is important for the measures and initiatives to be communicated well to all stake-holders involved directly or indirectly with SME servicing so that they are accord-ingly relayed to the existing services being o.ered by the government.
Det Nationale Rìd for Smì og Mellemstore Virksomheder
National Council of Small and Medium-sized Enterprises
Det Nationale Rìd for SMV'er (ESME) er et rìdgivende statsligt organ, som hłrer ind under Ministeriet for Udvikling og rìdgiver om politiske emner vedrłrende SMV'er. ESME ledes af ministeren for udvikling, og dets medlemmer bestìr af reprºsentan-ter for ministerier, erhvervsorganisationer, erhvervsstłtteorganer, handelskamre og banker.
The National Council of SMEs (ドSベド) is a government and Development Ministry consultative body on political issues concerning SMEs. ドSベド is chaired by the Devel-opment Minister, and its members are representatives of ministries, business organ-isations, business support bodies, chambers of commerce and banks.
ESME's arbejde stłttes af et ekspertudvalg.
The work of ドSベド is supported by a Committee of Experts.
At udarbejde en integreret national politik for SMV'er med aktiv deltagelse og stłtte af erhvervslivet. At koordinere indbyrdes relaterede politikker, som uarbejdes af for-skellige ministerier og erhvervsstłtteorganer.
To draw up an integrated national policy for SMEs, with the active participation and consultation of the business community; to coordinate related policies conducted by the various ministries and business support bodies.
At fì en bedre politik for SMV'er og en mere e.ektiv gennemfłrelse under hensynta-gen til SMV'ernes nuvºrende behov og fremtidsperspektiver.
A better policy for SMEs and more e.ective implementation, bearing in mind the current needs and prospects of SMEs.
Kendskabet til ESME's arbejde udbredes til o.entligheden gennem medierne.
The work of ドSベド is made known to the public at large through the media.
Pì ESME's fłrste młde underrettede Ministeriet for Udvikling om en rºkke foran-staltninger sammen med de nye politiske retningslinjer for SMV'er og anmodede sine medlemmer om at tilkendegive deres holdninger.
At the «rst meeting of ドSベド, the Development Ministry announced certain meas-ures together with the new political guidelines for SMEs, and asked the members of ドSベド for their views.
Ekspertudvalget har to gange holdt młde for at forberede det nºste ESME-młde.
The Committee of Experts has met twice with a view to prepar-ing the next ドSベド meeting.
Hvordan den nye ratingkulturfungerer
How to dealwith the new rating culture
En praktisk guide til lånefinansiering for små og mellemstore virksomheder
A practical guide to loan financing for small and medium-sized enterprises
Europe Directer en service, der har til formål at hjælpe med at besvare Deres spørgsmål om Den Europæiske Union
The guide is part of a project carried out by the Directorate-General for Enterprise and Industry to help SMEs access finance in light of banks' changing capital requirements.
(*) Nogle mobiloperatører tillader ikke opkald til 00 800-numre eller tager betaling for sådanne opkald.
*Certain mobile telephone operators do not allow access to 00800 numbers or charge a fee for these calls.
Luxembourg: Kontoret for De Europæiske Fællesskabers Officielle Publikationer, 2007
A great deal of additional information on the European Union is available on the Internet.
© De Europæiske Fællesskaber, 2007Eftertryk tilladt med kildeangivelse
It can be accessed through the Europa server:http://europa.eu.int.
Hvad er rating?Hvordan foregår ratingen af låntagere?Hvordan bruger bankerne ratingsystemet?Finansiering af små og mellemstore virksomheder i fremtiden: et resumé
What is a rating?How borrowers are rated How banks use ratings The future of SME financing: a summary
Hovedreglerne i små og mellemstore virksomheders låntagning
The cardinal rules of credit
3.1.De seks grundlæggende regler Regel nr. 1: Bed banken om information Regel nr. 2: Fremlæg klar, komplet og rettidig dokumentation Regel nr. 3: Tjek betingelser og vilkår Regel nr. 4: Få indflydelse på ratingberegningen Regel nr. 5: Hold fast på lånet Regel nr. 6: Overvej alternativer3.2.Låneprocessen: et eksempel »fra det virkelige liv«
Ratings in banks' credit process: The six basic rules Rule 1: Ask for information Rule 2: Deliver clear, complete, and timely documentation Rule 3: Check terms and conditions Rule 4: Manage your rating actively Rule 5: Make sure you hold on to your loan Rule 6: Consider the alternatives Getting a loan: a 'real life' example Introduction Credit request Credit contract Ongoing credit relationship
Baggrunden for den europæiske undersøgelse om Basel IIVejledende disposition til en virksomhedsplan Institutioner, der støtter virksomhedsudvikling i Europa Institutioner, der rådgiver små og mellemstore virksomheder Lokale guider om rating og Basel IIEn »værktøjskasse« og yderligere informationskilder
Background to European Basel II survey Indicative outline of a business plan Business development institutions in Europe Institutions providing advice to SMEs Regional guides to ratings and Basel IIA toolkit and further information sources
S grad medvirkende til at forbedre konkur- renceevnen og beskæftigelsessituationen.
Preface mall and medium-sized enterprises (SMEs) are the engine of the European economy.
Kommissionen bestræber sig på at hjælpe små ogmellemstore virksomheder med at dække deres finansieringsbehov.
They are an essential source of jobs, create entrepreneurial spirit and innovation in the EU, and are thus crucial for fostering competitiveness and employment.
Derfor har vi udgivet denne guide med råd og vejledning til små og mellemstore virksomheder, der anmoder om lån fra banker.
The Commission is committed to helping SMEs access finance.As part of this commitment, we have published this guide to provide concrete guidelines for SMEs applying for loans from banks.
Det er Kommissionensopfattelse, at både banker og små og mellemstorevirksomheder kan have fordel af større åbenhed, somfor begge parters vedkommende betyder bedre muligheder for at forbedre deres risikostyring.
The Commission believes that both banks and SMEs can benefit from a culture of openness that provides both with opportunities to improve their risk management.
Günter Verheugen Næstformand i Europa-Kommissionenmed erhvervspolitik som ansvarsområde
Günter Verheugen Vice-President of the European Commission Responsible for Enterprise and Industry
Hvorfor har små og mellemstorevirksomheder behov for en guideom bankernes udlån?
Why a guide on bank lending for SMEs?
Bankerne har traditionelt været— og vil også i fremtiden være— den vigtigste finansieringskilde for småog mellemstore virksomheder.
Banks have traditionally been – and will continue to be – the chief source of funding for SMEs (small and medium-sized enterprises).
I de senere år harbankerne imidlertid ændret deres udlånspolitik, ogsåover for små og mellemstore virksomheder.
In recent years, however, banks have been changing their approach to the lending business, including for SMEs.
Til grundfor denne ændring ligger en gennemgribende ændring i den europæiske banksektor.
Underlying this shift is a significant transition in the European banking industry.
Udviklingen inden for risikostyring har sammen medstrukturelle ændringer (såsom større forventningerfra aktionærernes side, øget konkurrence og, i nogleregioner, økonomisk afmatning fulgt af større hensættelser til dækning af tab på udlån) fået bankernetil at skærpe opmærksomheden om vurdering og styring af kreditrisici og kravene til kapitalgrundlaget iforhold til sådanne risici.
The evolution of risk management, accompanied by structural changes (such as increased shareholder expectations, intensified competition, and, in some regions, an economic downturn followed by an increase in loan loss provisions) has induced banks to pay more attention to measuring and managing their credit risks and their capital adequacy with respect to such risks.
I lyset af denne udviklingbesluttede Basel Committee for Banking Supervisionat ændre de hidtidige rammer for bankernes kapitalgrundlagsregler.
In view of these developments, the Basel Committee for Banking Supervision decided to reform the framework that has to date been the basis for banks’ capital adequacy regulation.
Europa-Kommissionen har fra begyndelsen nøje fulgt denne proces og har fremsat etforslag til implementering af de nye rammer, somsamtidig er tilpassetde særlige forhold i EU. Kommissionens forslag til EU-direktiv om bankers og investeringsfirmaers kapitalkrav drøftes for tiden i Europa-Parlamentet og Rådet med henblik på vedtagelse.
The European Commission, which has closely observed this process from the beginning, has made a proposal for implementing the new framework and adapting it to European specificities.
Ratings får større betydning ibankernes udlånsvirksomhed,også over for små ogmellemstore virksomheder.
Ratings are becoming more important in banks' lending business, including for SMEs
Disse begivenheder er af betydning for små og mellemstore virksomheder.
These developments are relevant to SMEs.
Bankerne ser med stadig merekritiske øjne på låntagernes tilbagebetalingsevne.
Banks are looking more and more closely at the capacity of their borrowers to pay back their loans.
Bankerne forholder sig ved deres vurdering af risici i forbindelse med långivning i stigende grad til oplysningerom den individuelle låntager.
Banks’ assessments of the risks associated with loans are increasingly related to the characteristics of the individual borrower.
Disse filtreres gennem etsåkaldt »ratingsystem«, og resultatet er en »rating«.Bankerne anvender ratingsystemerne til at identificerede forskellige risikoniveauer for de enkelte udlånsforpligtelser og til at sikre, at deres indtjening står mål medden risiko, de løber.
These are summarised through so-called ‘rating systems’ into a ‘rating’.
Disse ændringer har en direkte indvirkning på forholdet mellem låntagerne og bankerne. For de storevirksomheder, som er vant til at blive vurderet, er
Banks use these systems to identify the different individual risk levels of their loans and ensure that they earn a return appropriate to the risk they take.
Denne guide henvender sig tilsmå og mellemstorevirksomheder, der søgerpraktisk vejledning i, hvordanman forholder sig over forbankerne i lånesager.
This guide is addressed to SMEs looking for practical advice on interaction with banks on credit matters
konsekvenserne forholdsvis små.
These changes have a direct impact on business relations between credit customers and their banks.
Men for de små ogmellemstore virksomheder er ændringerne af nogetstørre betydning.
While the consequences for large corporations are relatively small, as they are accustomed to being rated, many SMEs face more significant changes.
Små og mellemstore virksomhederbliver underkastet en mere og mere indgående vurdering (eller rating) af bankerne, selv når de anmoder om små lån.
SMEs will be internally assessed (or rated) more and more thoroughly by banks, even when applying for small loans.