natgillin/translations-raw huggingface dataset:
Programmet for sektoren for finansielle tjenesteydelser har til mål at nedbryde nationale lovgivningsbarrierer, som modvirker den fri etableringsret og fri handel med tjenesteydelser, som ville kunne fortsætte, selv efter at kontrolforanstaltninger med valuta er fuldstændig fjernet.
The programme in the financial services sector aims to break down national regulatory barriers which obstruct freedom of establishment and free trade in services which could be left untouched even after exchange controls are fully removed.
Fælles regler for tilsynet med erhvervsdrivende på det finansielle område er under udarbejdelse for at sikre, at forretningsaktiviteterne ikke emigrerer til de centre, hvor tilsynet er mindst strengt.
Common rules for the supervision of financial operators are being drawn up to ensure that capital does not flow to centres where monitoring arrangements are more superficial.
Målet er at have gennemført ét stort bankmarked i 1992, hvor en bank kan etablere filialer overalt i Fællesskabet og tilbyde sine tjenesteydelser i hele Fællesskabet ; et forsikringsmarked, hvor forsikringsydelser kan købes på de mest konkurrencedygtige betingelser og have dækning i hele fællesskabsområdet, og et værdipapir- og kapitalmarked med tilstrækkelig kapacitet til at imødekomme den europæiske industris finansieringsbehov og samtidig være i stand til at tiltrække investorer fra hele verden.
The aim is to bring about by 1992 a single banking market in which a bank can establish branches anywhere in the Community and offer its services throughout the Community ; an insurance market where insurance can be bought on the most competitive terms and provide Community-wide cover and a securities and capital market with enough capacity to meet European industry's financial needs and capable of attracting investors from all over the world.
Den generelle metode til opnåelse af fri etableringsret og fri handel med finansielle tjenesteydelser kan opsummeres som følger:
The general method of achieving full freedom of establishment and free trade in financial services can be summarized as follows:
— gensidig anerkendelse af kontrolinstanserne og standarderne i de enkelte medlemssta­ter;
— mutual recognition of the competence of the supervisory bodies and standards in each Member State;
Transportmarkedet er på internationalt niveau kendetegnet af kvoter og andre restriktioner.
The transport market is characterized at the international level by quotas and other restrictions.
De udgifter, der opstårfor importører og eksportører pga. utilstrækkelig konkurrence, hindrer vækst og integration af den europæiske økonomi.
The costs to importers and exporters of insufficient competition in this market are impeding the growth and integration of the European economy.
For at afhjælpe denne utilfredsstillende situation og give europæiske leverandører og brugere af transportydelser et ægte fælles marked har Fællesskabet vedtaget en strategi med to faser til anvendelse på hovedtrans­portsektorerne: landevejs-, sø- og lufttransport.
To remedy this unsatisfactory state of affairs and to ensure that European suppliers and users of transport services are able to take advantage of a genuine common market, the Community has adopted a two-phase approach for the main transport sectors : road, sea and air.
I den anden fase, der skal være gennemført i 1992, er målet at liberalisere transporten inden for medlemsstaterne ved at åbne de nationale markeder for transportvirksomheder, der ikke er hjemmehørende i staten.
In the second phase, to be completed by 1992, the objective is to liberalize transport within Member States by opening up the national markets to non-resident carriers (cabotage).
Vedtagelsen af disse foranstaltninger har allerede ført til fjernelsen af toldkontrol ved grænser med hensyn til bilaterale kvoter, der gælder for transport.
Adoption of these measures has already led to the elimination of border controls by customs of the current bilateral quotas in transport.
Man mangler stadig at vedtage foranstaltninger, der gør det muligt for en transportør at operere i en hvilken som helst medlemsstat, enten lejlighedsvist eller permanent.
The measures still to be adopted concern the possibility for a carrier to operate in any Member State, either occasionally oron a permanent basis.
Nye teknologier og tjenesteydelser
research which alone is capable of sustaining Europe's competitiveness in international markets.
Kommissionen har derfor orienteret sin aktion mod to mål: standarder, tjenesteydelser og netværk.
The Commission, therefore, has focused on three areas: services, standards and networks.
Vedtagelsen af direktivet vedrørende radio- og fjernsynsspredning er et betydeligt skridt fremad imod realiseringen inden 1992 af et enhedsmarked for tjenesteydelser, derer baseret på nye teknologier.
Adoption of the Directive on television broadcasting represents an important step towards the establishment by 1992 of a single market in services based on new technologies.
For så vidt angår det udstyr, der anvendes i tjenester, der er baseret på nye teknologier, har Kommissionen indført europæiske normer for fjernsyn, informationsteknologi, telekommuni­kationsudstyr og cellebaseret radiokommunikation.
As regards the equipment necessary for services based on new technologies, the Commission has introduced European standards for television, information technology, telecommunications and cellular radio.
Der er ligeledes blevet udarbejdet nye forslag vedrørende kommunikation via satellit i Fællesskabet med det formål at udvide de generelle principper, der gælder for telekommunikationsområdet i EF, til også at omfatte dette felt.
New proposals have also been prepared in the area of satellite communications within the Community to bring it in line with the general principles of the Community telecommunications policy.
Det har også været nødvendigt at gennemføre en fællesskabsaktion for at sikre beskyttelsen af persondata (der henvises endvidere til kapitlet »personkontrol« i denne brochure, der behandler »afskaffelse af grænsekontrol«).
Community action was also required to guarantee protection for personal data (see also the chapter entitled 'control of individuals' in the booklet on 'the elimination of frontier controls').
Imidlertid erderen række problemer, der skal løses, hvisdetindre marked for varer og tjenesteydelser skal modsvares af effektivitet i fordelingen af arbejdskraften og konkurrencen inden for de liberale erhverv.
However, there remain a number of problems to be solved if the internal market in goods and services is to be matched by efficiency in the allocation of labour and competition in professional services.
Med vedtagelsen af tre direktiver om opholdsret (jf. ovenstående) bliver det muligt at løse de administrative problemer, som borgere, der ikke eller ikke længere er beskæftiget og som ønsker at tage bopæl i en anden medlemsstat, udsættes for.
Adoption of the three Directives on the right of residence (see above) will help solve the administrative problems encountered by citizens who are unemployed or no longer work and wish to reside in another Member State.
Der eksisterer fortsat hindringer af generel art for arbejdstageres frie bevægelighed: opholdsret, beskatningsregler...
However, general obstacles to the free movement of labour still remain in areas such as right of residence and taxation.
På den anden side er der hindringer, der specielt rammer visse regulerede liberale erhverv, hvor kvalifikationerne er af national art. Før i tiden har Fællesskabet imødegået dette problem på to forskel I ige måder : Harmonisering af uddannelsen inden for de liberale erhverv, som det var tilfældet med de medicinske erhverv, hvis udøvere har ret til at etablere sig og udøve deres erhverv i hele Fællesskabet på grundlag af de harmoniserede kvalifikationer, og medlemsstaternes gensidige anerkendelse af hinandens eksamensbeviser for særlige liberale erhverv, som det var tilfældet med arkitekter.
On the other hand, there are obstacles that are specific to certain regulated professions and that have to do with the mutual recognition of professional qualifications. The Community has approached this problem in two ways: harmonization of professional training as with the medical professions, whose members have the right to establish themselves and practise their profession throughout the Community because of harmonized qual if¡cations, and mutual recognition by Member States of each other's higher education diplomas for specific professions such as architects.
Imidlertid sketeder et stort fremskridt i slutningen af 1988, da Rådet vedtog et direktiv, der indførte et overordnet system for gensidig anerkendelse af eksamensbeviser inden for de liberale erhverv, der er tildelt efter fuldførelse af højere erhvervsmæssig uddannelse og træning af en varighed på mindst tre år.
A major advance was made at the end of 1988, when the Council adopted a Directive introducing a general system for the mutual recognition of diplomas awarded on completion of higher-education, professional education and training lasting at least three years.
Alle medlemsstater har reguleret adgangen til denne afgørende sektor og fører tilsyn med de handlinger, der bliver foretaget, men kontrolforanstaltningerne varierer fra medlemsstat til medlemsstat.
All Member States regulate access to this crucial sector and supervise its operations, but controls differ from one Member State to another.
Det første bankdirektiv, der blev vedtaget i 1977, repræsenterede det første skridt mod den efterfølgende liberalisering af etablerings­retten i banksektoren.
The first banking Directive adopted in 1977 represented an initial step towards liberalization of the right of establishment in the banking sector.
En bank, der har hjemsted i en medlemsstat og ønsker at etablere filialer i andre medlemsstater, må i øjeblikket indhente tilladelse hertil fra elleve forskellige tilsynsmyndigheder, der alle har deres egne betingelser for at give tilladelsen og for det efterfølgende tilsyn.
A bank based in one Member State wishing to establish branches in the others currently needs authorization from 11 different supervisory authorities, each with its own conditions for granting authorization and for subsequent supervision.
— grundlæggende harmonisering af lovgivning og praksis i medlemsstaterne vedrøren­de krav til egenkapital, ledelsens hæderlighed og egnethed, solvenskoefficienter, forsigtighed med hensyn til større lån til de enkelte låntagere, form og indhold af offentliggjorte regnskaber; — hjemlandstilsyn i forbindelse med samordning af medlemsstaternes tilsynsvirksom­hed, hvilket betyder, at en bank, der udøver virksomhed i andre medlemsstater, underkastes tilsyn af de kompetente myndigheder i den medlemsstat, hvor den har sit hjemsted ; — medlemsstaternes tilsynsmyndigheders gensidige anerkendelse af de øvrige landes gældende kontrolbestemmelser.
To overcome these obstacles the Commission has adopted a three-pronged approach: — essential harmonization in all Member States of the laws and practices governing capital requirements, standards of managerial experience and repute, solvency ratios, prevention of over-lending to individual borrowers, form and content of published accounts; — homecountry control, through coordination between nationa supervisory activities, will mean that a bank operating in other Member States will be supervised by the authorities in the country in which it has its registered office; — mutual recognition by the national supervisory authorities of the rules and regulations governing controls in other Member States.
Meddelelse af tilladelse til oprettelse af datterselskaber af banker, der har deres hjemsted uden for Fællesskabet, overlades principielt til den pågældende medlemsstats skønsmæssige afgørelse inden for rammerne af de internationale aftaler, som Fællesskabet har indgået.
The granting of licences for subsidiaries of banks with registered offices outside the Community will in principle be left to the discretion of the Member State concerned within the framework of the international agreements entered into by the Community.
Medlemsstaterne kan imidlertid tvinges til at suspendere tilladelsen til oprettelse af datterselskaber af banker, som har deres hjemsted i lande, der ikke giver national behandling eller faktisk adgang til markedet til fællesskabsbanker, der ønsker at etablere sig på deres område.
However, Member States may be required to suspend authorization in respect of subsidiaries set up by banks with registered offices in countries which do not grant national treatment or effective market access to Community banks wishing to establish themselves on their territory.
Denne suspension tager sigte på at gøre det muligt for Fællesskabet at forhandle om en aftale med det pågældende land, således at disse hindringer kan fjernes.
Such suspension is intended to enable the Commission to negotiate an agreement with the third country concerned on the removal of the obstacles in question.
Et datterselskab af en bank, der harsit hjemsted i et tredjeland, skal dog, så snart det har opnået tilladelse, nyde samme rettigheder i Fællesskabet som fællesskabsbankerne.
However, once authorized a subsidiary of a bank with its registered office in a third country will enjoy the same rights within the Community as have been granted to Community banks.
— under resumé 1.3 defineres rammerne for fremgangsmåden; — under resumé 1.4-1.10 defineres hovedtrækkene af fremgangsmåden.
The prospect of economic and monetary union underlines the urgent need to improve payment systems in such a way that transfrontier payments within the Community's internal market are as rapid, as cheap and as reliable as those within a Member State.
Med henblik på Den Økonomiske og Monetære Union er det nødvendigt at forbedre betalingssystemerne, således at fremgangsmåderne for betalinger på tværs af grænserne i Fællesskabets indre marked bliver hurtigere, billigere og mere pålidelige.
The Commission's discussion paper 'Making payments in the internal market' describes the existing methods of effecting transfrontier payments and proposes a framework for examining the improvements to be made.
I det af Kommissionen godkendte oplæg til drøftelse af betalingssystemerne i det europæiske indre marked beskrives de bestående fremgangsmåder for betalinger på tværs af grænserne, og der foreslås en ramme for undersøgelse af, hvilke forbedringer der kan foretages. Der tages især sigte på betalinger af ringe eller middelstort omfang, for
The increase in competition within the financial sector will help promote the establishment of transfrontier payment systems butsuch progress will also necessitate cooperation from the banks, the central banks and the supervisory authorities in each Member State (COM(90) 447 final).
Kreditinstitutter: Kreditinstitutter ikke omfattet af samordningslovgivningen
Credit institutions: credit institutions excluded from coordinating legislation
At ajourføre listen over kreditinstitutter, der er fritaget for den samordnende EF-lovgivning om deres virksomhed.
To update the list of credit institutions exempt from EEC coordinating legislation concerned with their operation.
2) Fællesskabs foranstaltning
(2) Community measure
Rådets direktiv 86/524/EØF af 27. oktober 1986, der ændrer Rådets direktiv 77/780/EØF med hensyn til listen over visse kreditinstitutter, der permanent er udeholdt.
Council Directive 86/524/EEC of 27 October 1986 amending Directive 77/780/EEC in respect of the list of permanent exclusions of certain credit institutions.
Centralbankerne i medlemsstaterne, postvæsenet, giro-institutter og andre nærmere angivne institutter er ikke omfattet af direktiv 77/780/EØF, første direktiv om påbegyndelse og udøvelse af bank­aktiviteter.
The central banks of the Member States, the post office, giro institutions and other specified credit institutions are excluded from the scope of Directive 77/780/EEC, the first Directive on the taking up and pursuit of banking activities.
5) Ikrafttrædelsesdato (hvis forskellig fra 4)
(5) Date of entry into force (If different from 4)
EF-Tidende L 309, 4.11.1986
Official Journal L 309, 4.11.1986
8) Kommissionens gennemførelsesforanstaltning foranstaltning
(8) Commission implementing measure
At fastlægge overgangsforanstaltninger vedrørende indlånsgarantiordninger for at øge disses dækning.
To lay down transitional measures concerning deposit-guarantee schemes in order to extend their coverage.
Forslag til Rådets direktiv om samordningen af love, forordninger og administrative bestemmelser i forbindelse med reorganisering og likvidation af kreditinstitutter og indlånsgarantiordninger.
Proposal for a Council Directive on the coordination of laws, regulations and administrative provisions relating to the reorganization and the windingup of credit institutions and deposit-guarantee schemes.
Tilsvarende regler for anvendelsen af reorganiseringsforanstaltninger på kreditinstitutter, der har deres hovedkontor uden for Fællesskabet. 4.
Corresponding rules for the application of reorganization measures to credit institutions having their head office outside the Community. 4.
Regler for likvidation af kreditinstitutter, der har deres hovedkontor inden for Fællesskabet; f.eks. de ansvarlige myndigheders rolle, virkninger på bankautorisationen, likvidatorernes grænseoverskridende beføjelser. 5.
Rules for the windingup of credit institutions having their head office within the Community, e.g. role of the regulatory authorities, effect on banking authorization, cross-frontier powers of liquidators. 5.
Tilsvarende regler for likvidation af kreditinstitutter, der har deres hovedkontor uden for Fælleskabet. 6.
Corresponding rules for windingup credit institutions having their head office outside the Community. 6.
Eksisterende indlånsgarantiordninger i medlemsstaterne bør dække indlån i filialer af institutter, der har deres hovedkontor i andre medlemsstater.
Existing Member State deposit-guarantee schemes should cover deposits in branches of institutions having their head office in other Member States.
4) Udtalelse fra Europa-Parlamentet
(4) Opinion of the First reading: The European Parliament approved the Commission's European Parliament proposal subject to a number of recommendations for amendment.
Kommissionen accepterede tilføjelsen af aktionærer i sit ændrede forslag, men ikke ansatte.
The Commission accepted the inclusion of shareholders in its amended proposal, but not employees.
Kommissionen accepterede også en anden henstilling, om at et andet tillæg skulle tilføjes, der definerede de likvidationsprocedurer, der henvises til i direktivet.
» annex be added defining the windingup procedures referred to in the Directive.
Samarbejdsproceduren vil finde anvendelse, og Europa-Parlamentet får således mulighed for en anden behandling, når der foreligger en fælles holdning.
The cooperation procedure will apply giving the European Parliament the opportunity of a second reading once it has received the view of the Council at the end of its common position.
EF-Tidende C 356, 31.12.1985
Official Journal C 356, 31.12.1985
EF-Tidende C 36, 8.2.1988
Official Journal C 36, 8.2.1988
EF-Tidende C 99, 13.4.1987
Official Journal C 99, 13.4.1987
EF-Tidende C 236, 20.10.1986
Official Journal C 236, 20.10.1986
Fri udveksling af banktjenesteydelser: Andet bankdirektiv
Freedom to provide banking services: Second Directive
At sikre fri etableringsret for banker og fri udveksling af banktjenesteydelser med det formål at nå frem til et enhedsmarked gennem udbygning af den harmonisering af banklovgivningerne, der fandt sted med direktiv 77/780/EØF (EF-Tidende L 322 af 17.12.1977).
To ensure freedom of establishment for, and freedom to provide, banking services with a view to establishment of a single market by extending the harmonization of banking rules and regulations introduced by Directive 77/780/EEC (Official Journal L 322, 17.12.1977).
Endvidere at få gennemført princippet om gensidig anerkendelse af banktilladelser og tilsynsregien således at det herefter er tilstrækkeligt med kun en banktilladelse, som anerkendes i hele EF, og således at der kan indføres en ordning med hjemlandstilsyn af kreditinstitutter.
In addition, to achieve mutual recognition of authorizations for credit institutions and of prudential rules in order to pave the way for the granting of a single banking licence recognized throughout the Community and for the introduction of prudential supervision by the supervisory authorities in the credit institution's home country.
Rådets andet direktiv 89/646/EØF af 15. december 1989 om samordning af medlemsstaternes lovgivning og administrative bestemmelser om adgang til at optage og udøve virksomhed som kreditinstitut og om ændring af direktiv 77/780/EØF.
Second Council Directive 89/646/EEC of 15 December 1989 on the coordination of laws, regulations and administrative provisions relating to the taking-up and pursuit of the business of credit institutions and amending Directive 77/780/EEC.
Kravet nedsættes til 1 mio ECU for visse særlige kreditinstitutioner (andelsselskaber, kreditinstitutter, der yder lån til boliger osv.). Disse bestemmelser gælder ikke for kreditinstitutter, der har fået meddelt tilladelse før direktivets ikrafttrædelse. 2.
This figure is reduced to ECU 1 million for particular categories of credit institutions (cooperatives, building societies, etc.).
Der fastsættes bestemmelser om forudgående samråd mellem de respektive kompetente myndigheder, når et kreditinstitut, der er meddelt tilladelse i et EF-land, ønsker at oprette et datterselskab i et andet EF-land, når der ansøges om banktilladelse til en filial af et kreditinstitut, som er meddelt tilladelse i en anden medlemsstat, og når der ansøges om tilladelse til et selskab, som kontrolleres af personer, der i forvejen kontrollerer et kreditinstitut i et andet EF-land. 5.
Prior consultation between the respective supervisory authorities when a credit institution authorized in one Member State wishes to set up a subsidiary in another, when banking authorization is sought for a subsidiary of the parent company of a credit institution authorized in another Member State, and when authorization is sought for an undertaking controlled by persons who already control a credit institution authorized in another Member State.
— at medlemsstaterne skal underrette Kommissionen, hver gang de meddeler tilladelse til direkte eller indirekte datterselskaber af virksomheder med hjemsted i et tredjeland, samt hver gang virksomheder fra tredjelande erhverver kapitalinteresser i en EF-bank; — medlemsstaterne skal underrettte Kommissionen om eventuelle vanskeligheder, deres banker måtte støde på, når de ønsker at
Relations with third countries: — Member States are to inform the Commission of any authorization they grant to a direct or indirect subsidiary of third-country undertakings and of the acquisition of any holding by such undertakings in a Community bank. — Member States are to inform the Commission of any difficulties encountered by their banks in establishing themselves or carrying on banking activities in a third country.
— hvis Kommissionen konstaterer, at et tredjeland ikke indrømmer EF-banker effektiv adgang til markedet på samme vilkår, som EF indrømmer kreditinstitutter fra tredjelande, kan den anmode Rådet om at give den mandat til at indlede forhandlinger (Rådets afgørelse træffes med kvalificeret flertal).
Subsequently, the Commission is to draw up a report examining the treatment accorded to Community credit institutions in third countries and to transmit it to the Council. — Where the Commission finds that a third country is not granting Community banks effective market access comparable to that granted by the Community to credit institutions from that third country, it may ask the Council for a negotiating mandate (to be approved by the Council by a qualified majority).