natgillin/translations-raw huggingface dataset:
Solvens I var blot en nødforanstaltning, som var nødvendig for at forbedre forsikringstagerbeskyttelsen.
Solvency I was just a stop-gap measure, needed to improve policyholder protection.
Solvens II
SOLVENCY II
Solvens II er følgelig et af de mest sofistikerede regelsæt i verden, når det gælder forsikringsselskabers solvens, og bringer Europa klart i spidsen for de fleste andre jurisdiktioner.
As a result, Solvency II is among the most sophisticated set of insurance solvency rules in the world and puts Europe well ahead of most other jurisdictions.
Solvens II er resultatet af denne proces med forslag om en bredere revision af (gen)forsikringsselskabernes finansielle position.
Solvency II is the result of this process, proposing a wider revision of the financial position of (re)insurance undertakings.
Solvens II kan føre til nedsat dækning for nogle forsikringstyper, når risici forskriftsmæssigt bliver behandlet i overensstemmelse med deres faktiske økonomiske omkostninger (f.eks. traditionelle finansielle garantier indarbejdet i langfristede opsparingsprodukter).
Solvency II may result in a reduction of coverage for some types of insurance, as risks will receive a regulatory treatment in line with their true economic cost (for example traditional financial guarantees embedded in long-term saving products).
Solvens II må ikke føre til en konsolidering af markederne, især ikke hvad angår små og mellemstore forsikringsselskaber.
Solvency II should not result in market consolidation, especially in respect of small and medium insurers.
Solvens II pålægger også medlemsstaterne at tillade oprettelse af forsikrings-SPV'er.
Solvency II also requires Member States to authorise the establishment of an insurance SPV.
Solvens II udelukker ikke konkurser
Solvency II will not create a zero-failure environment
Solvens II vil fremme bedre risikostyring, forsvarlig prisfastsættelse og øget tilsyn og vil dermed styrke forbrugertilliden.
Solvency II will promote better risk management, sound pricing and strengthened supervision, thus reinforcing consumer confidence.
Solvens II vil også øge konkurrencen (specielt på områder med stor detailomsætning som f.eks. bil- og boligforsikring), presse nogle forsikringspriser ned, fremme produktinnovation og øge europæiske forsikringsselskabers internationale konkurrenceevne.
It will also increase competition (especially for mass retail businesses such as motor and household insurance), exert downward pressure on some insurance prices, encourage product innovation and improve the international competitiveness of European insurers.
Solvens II vil resultere i, at der lægges langt større vægt på forsvarlig risikostyring og håndfast intern kontrol.
Solvency II will result in much greater emphasis being placed on sound risk management and robust internal controls.
Solvens II-direktivet (kapitalkrav for forsikringsselskaber)
Solvency II Directive (capital requirements for insurance undertakings)
Solvens II-direktivet trådte i kraft før den nye traktat.
The Solvency II Directive entered into force before the new Treaty.
Solvens II-gennemførelsesforanstaltninger, herunder bestemmelser om belønning
Solvency-II implementing measures including remuneration provisions
Solvens II-principperne bør være referencepunkt for indførelsen af nye solvensstandarder, f.eks. i forbindelse med revisionen af pensionskassedirektivet i 2008, især når det gælder udviklingen i hele EU af private pensionsudbyderes forpligtelser.
The Solvency II principles should be the benchmark for the introduction of new solvency standards, for example in the framework of the IORP directive review in 2008, especially with regard to the development of the duties of private pension providers throughout the Union.
Solvens II-projektet er et af de vigtigste udestående punkter fra handlingsplanen for finansielle tjenesteydelser (1999-2005).
The Solvency II project is one of the main outstanding items from the Financial Services Action Plan (1999-2005).
Solvens II-projektet er udviklet i fuld gennemsigtighed og i samarbejde med alle interessenter og berørte parter.
The Solvency II project has been developed in full transparency and in collaboration with all stakeholders and interested parties.
Solvens II-rammedirektivet, der finder anvendelse senest fra den 31. december 2012, medfører en risikobaseret, økonomisk tilgang til solvens.
The Solvency II Framework Directive, which will become applicable by 31 December 2012, provides for a risk-based, economic approach to solvency.
Solvens II18, der finder anvendelse fra den 1. januar 2016, vil indebære ophævelse af visse hindringer for investeringer, især for mindre likvide aktivklasser, som i dag findes i medlemsstaterne.
Solvency II18, applicable from 1 January 2016, will repeal certain investment obstacles, particularly for less liquid asset classes, which currently exist in Member States.
solvens,
solvency;
Solvensbestemmelser for livsgenforsikringsvirksomhed (artikel 38)
Solvency requirements for life reassurance activities (Article 38)
Solvensbestemmelser for skadesgenforsikringsvirksomhed (artikel 37, 55)
Solvency provisions for non-life reinsurance activities (Articles 37 and 55)
Solvenserklæringen skal offentliggøres.
The solvency certificate shall be disclosed.
Solvenserklæringen skal offentliggøres.
The solvency statement shall be disclosed.
Solvenserklæringen skal være underskrevet af ledelsesorganet, og den eneste selskabsdeltager skal modtage en kopi heraf 15 dage inden, der træffes beslutning om udlodningen.
The solvency statement must be signed by the management body and a copy of it must be provided to the single member 15 days before the resolution on the distribution is adopted.
Solvenserklæringer bør underskrives af en uafhængig ekstern revisor.
The solvency statement should be signed by an independent, external auditor.
Solvenskapitalkrav – artikel 100-125
Solvency Capital Requirement – Articles 100 to 125
Solvenskapitalkrav – artikel 99-124
Solvency Capital Requirement – Articles 99 to 124
Solvenskapitalkravet afspejler selskabets sande risikoprofil under hensyntagen til alle kvantificerbare risici samt nettovirkningen af risikoreducerende teknikker.
The Solvency Capital Requirement reflects the true risk profile of the undertaking, taking account of all quantifiable risks, as well as the net impact of risk mitigation techniques.
Solvenskapitalkravet beregnes i overensstemmelse med stk. 2-5.
The Solvency Capital Requirement shall be calculated in accordance with paragraphs 2 to 5:
Solvenskapitalkravet beregnes ud fra den antagelse, at selskabet vil udøve sin virksomhed som en going concern.
The Solvency Capital Requirement shall be calculated on the presumption that the undertaking will carry on its business as a going concern.
Solvenskapitalkravet beregnes ved hjælp af value-at-risk-teknikker enten i overensstemmelse med standardformlen eller under anvendelse af en intern model: alle potentielle tab, inklusive utilsigtet opskrivning af aktiver og passiver over de næste 12 måneder, skal vurderes.
The Solvency Capital Requirement is calculated using Value-at-Risk techniques, either in accordance with the standard formula, or using an internal model: all potential losses, including adverse revaluation of assets and liabilities, over the next 12 months are to be assessed.
Solvenskapitalkravet inklusive kapitaltillægget erstatter under alle omstændigheder det utilstrækkelige solvenskapitalkrav med henblik på bestemmelse af, om solvenskapitalkravet som omhandlet i artikel 135 er overholdt eller ej.
The Solvency Capital Requirement including the capital add-on shall in any case replace the inadequate Solvency Capital Requirement for the purposes of establishing the non-compliance with the Solvency Capital Requirement referred to in Article 135.
Solvenskapitalkravet inklusive kapitaltillægget erstatter under alle omstændigheder det utilstrækkelige solvenskapitalkrav med henblik på bestemmelse af, om solvenskapitalkravet som omhandlet i artikel 136 er overholdt eller ej.
The Solvency Capital Requirement including the capital add-on shall in any case replace the inadequate Solvency Capital Requirement for the purposes of establishing the non-compliance with the Solvency Capital Requirement referred to in Article 136.
Solvenskapitalkravet inklusive kapitaltillægget i henhold til stk. 1, litra a) og b), erstatter det utilstrækkelige solvenskapitalkrav.
The Solvency Capital Requirement including the capital add-on imposed according to points (a) and (b) of paragraph 1 shall replace the inadequate Solvency Capital Requirement.
Solvenskapitalkravet kalibreres på en sådan måde, at der tages hensyn til de kvantificerbare risici, som et forsikrings- eller genforsikringsselskab udsættes for.
The Solvency Capital Requirement shall be calibrated so as to ensure that all quantifiable risks to which an insurance or reinsurance undertaking is exposed are taken into account.
Solvenskapitalkravet skal afspejle et målniveau for kapital, som et selskab skal bestræbe sig på at opfylde under normale driftsbetingelser, mens minimumskapitalkravet skal afspejle et kapitalniveau, under hvilket der udløses maksimale tilsynsforanstaltninger.
The SCR should reflect a target level of capital that an entity should aim to meet under normal operating conditions, while the MCR should reflect a level of capital below which ultimate supervisory action should be triggered.
Solvenskapitalkravet skal beregnes mindst én gang om året, skal overvåges kontinuerligt og skal beregnes på ny, så snart selskabets risikoprofil afviger betydeligt; solvenskapitalkravet skal dækkes af et tilsvarende beløb i anerkendt egenkapital (jf. artikel 99).
The Solvency Capital Requirement is to be calculated at least once a year, monitored on a continuous basis, and recalculated as soon as the risk profile of the undertaking deviates significantly; the Solvency Capital Requirement is to be covered by an equivalent amount of eligible own funds (see Article 99).
Solvenskapitalkravet svarer til den økonomiske kapital, et (gen)forsikringsselskab har brug for at have med henblik på at begrænse ruinsandsynligheden til 0,5 %, dvs. at der ville opstå ruin hvert 200. år (jf. artikel 100).
The Solvency Capital Requirement corresponds to the economic capital a (re)insurance undertaking needs to hold in order to limit the probability of ruin to 0.5%, i.e. ruin would occur once every 200 years (see Article 100).
Solvenskapitalkravet svarer til den økonomiske kapital, et (gen)forsikringsselskab har brug for at have med henblik på at begrænse ruinsandsynligheden til 0,5 %, dvs. at der ville opstå ruin hvert 200. år (jf. artikel 101).
The Solvency Capital Requirement corresponds to the economic capital a (re)insurance undertaking needs to hold in order to limit the probability of ruin to 0.5%, i.e. ruin would occur once every 200 years (see Article 101).
Solvenskapitalkravet udgør summen af følgende:
The Solvency Capital Requirement shall be the sum of the following items:
solvenskrav, der ligger på linje med kravene inden for direkte forsikring, dog med mulighed for at hæve denne margen op til 50% ved komitologiprocedure inden for skadesgenforsikring, når dette er objektivt begrundet.
solvency margin requirements in line with those of direct insurance, however with the possibility to increase this margin up to 50 % through comitology for non-life reinsurance when this is objectively justified.
solvenskrav, der ligger på linje med kravene inden for direkte forsikring, dog med mulighed for at hæve denne margen op til 50% ved komitologiprocedure inden for skadesgenforsikring, når dette er objektivt begrundet.
solvency margin requirements in line with those of direct insurance, however with the possibility to increase this margin up to 50% through comitology for non-life reinsurance when this is objectively justified.
solvenskrav, der ligger på linje med kravene inden for direkte forsikring, dog med mulighed for at hæve denne margen op til 50 % ved komitologiprocedure inden for skadesgenforsikring, når dette er objektivt begrundet.
solvency margin requirements in line with those of direct insurance, however with the possibility to increase this margin up to 50 % through comitology for non-life reinsurance when this is objectively justified.
solvenskrav, der ligger på linje med kravene inden for direkte forsikring, dog med mulighed for at hæve denne margen ved komitologiprocedure.
solvency margin requirements in line with those for direct insurance, with, however, the possibility of increasing this margin through comitology.
Solvenskravene bør kun ændres som led i det mere vidtrækkende Solvency II-projekt.
The solvency requirements should only be amended as part of the more far-reaching Solvency II project.
Solvenskravene i USA er baseret på risikobeløbene, men der er også indbygget en variabel faktor, som afhænger af størrelsen af den pågældende portefølje (0,08% ved beholdninger på over 25 mia. € - jf. bilag).
US solvency requirements for instance, while based on the amount at risk, also include a variable factor contingent on the size of the relevant portfolio (0.8‰ on holdings over EUR 25 billion – see appendix).
Solvenskravene inden for livsforsikring: Dette spørgsmål har også været genstand for megen diskussion, både hvad angår de faktiske krav og beregningsmetoderne.
Solvency requirements for life reinsurance: This issue has also been the subject of much discussion, both as regards the actual requirements as the calculation methods.
Solvenskravene inden for skadesforsikring: Reaktionerne fra interesserede parter til solvenskravene har været mange og stærke.
Solvency requirements for non-life reinsurance: The reactions from stakeholders on the level of the solvency requirements have been many and strong.
Solvensmargen og garantifond
Principles and conditions of authorisation
Solvensmargenen består af:
The solvency margin may consist of:
Solvensmargenen består af:
The solvency margin shall consist of:
Solvensmargenen er et af de vigtigste elementer i tilsynet med forsikringsselskaber.
The solvency margin constitutes a key element in the supervision of insurance companies.
Solvensmargenen hører til de ældste krav i den europæiske harmonisering på forsikringsområdet, idet det allerede blev indført i de første skades- og livsforsikringsdirektiver1.
The required solvency margin is one of the most long-standing items of European insurance harmonisation, since it was established with the first life and non-life directives1.
Solvensmargenen kan øges med op til 50% ved komitologiprocedure.
These requirements may be increased by up to 50% through the comitology procedure.
Solvensnøgletal
(adapted)
Solvensnøgletal for kreditinstitutter
Solvency ratio for credit institutions
Solvensnøgletal for kreditinstitutter
Solvency ratios for credit institutions
Solvensnøgletallet skal mindst være 8 % (artikel 10).
The prescribed minimum ratio is 8% (Article 10).
Solvenssituationen for koncernen af forsikrings- og genforsikringsselskaber som omhandlet i artikel 211, stk. 2, litra a), beregnes i overensstemmelse med de tekniske principper og en af metoderne i artikel 219-231.
The calculation of the solvency at the level of the group of the insurance and reinsurance undertakings referred to in point (a) of Article 211(2) shall be carried out in accordance with the technical principles and one of the methods set out in Articles 219 to 231.
Solvenssituationen for koncernen af forsikrings- og genforsikringsselskaber som omhandlet i artikel 220, stk. 2, litra a), beregnes i overensstemmelse med de tekniske principper og en af metoderne i artikel 228-240.
The calculation of the solvency at the level of the group of the insurance and reinsurance undertakings referred to in point (a) of Article 220(2) shall be carried out in accordance with the technical principles and one of the methods set out in Articles 228 to 240.
Solvent Degreasing Regulations, SOR/2003-283
Solvent Degreasing Regulations, SOR/2003-283;
Solvent Extraction for Vegetable Oil Production – 40 C.F.R. del 63, afsnit GGGG
Solvent Extraction for Vegetable Oil Production — 40 C.F.R. Part 63, Subpart GGGG;
Solvente forsikringsselskaber er ofte villige til at overtage truede virksomheder for at sikre sig kundekredsen.
Solvent insurers are often prepared to take over endangered companies, even without a financial contribution, in order to take on their customers.
solvente sociale sikringsordninger med henblik på at imødegå de stigende udgifter og befolkningens aldring;
social welfare solvency, in the face of spending deficits and an ageing population;
Solventnaphtha (råolie), let aromatisk; lavtkogende uspecificeret nafta
Solvent naphtha (petroleum), light arom.; Low boiling point naphtha — unspecified
SOLVIT
INSURANCE
SOLVIT behandler ikke sager, der er genstand for retssager.
Only deal with cases which are not (yet) in legal proceedings.
SOLVIT behandler kun sager, der (endnu) ikke er genstand for retssager.
Excludes cases already in legal proceedings
SOLVIT behandler udelukkende grænseoverskridende sager.
Only deals with cross-border cases
SOLVIT blev iværksat af Generaldirektoratet for det Indre Marked for at løse borgeres og virksomheders problemer, der skyldes, at offentlige myndigheder i andre medlemsstater anvender reglerne for det indre marked ukorrekt.
SOLVIT has been set up by DG Internal Market to resolve citizens and businesses problems resulting from possible misapplication of Internal Market rules by public administrations in other Member States.
SOLVIT bruges for lidt32 (78)
INSURANCE OBLIGATIONS31
SOLVIT er derimod et konsulentsystem, som foreslår løsninger i forbindelse med grænseoverskridende spørgsmål, der ikke allerede er genstand for en retssag, og som angår specifikke, afgrænsede problemer, der er opstået mellem borgere eller virksomheder på den ene side og offentlige myndigheder på den anden side.
SOLVIT, on the other hand, is a consultative system that proposes solutions to problems regarding cross-border issues which are not already subject to legal proceedings and which concern specific problems faced by individuals or businesses in their dealings with public administrations.
SOLVIT er et særlig nyttigt, men desværre underudnyttet værktøj på grund af manglende viden om systemet og dets anvendelighed og ikke tilstrækkelige ressourcer navnlig på nationalt niveau.
SOLVIT is a particularly helpful but unfortunately "underused" tool due to a lack of knowledge about the system and its usefulness and adequate resources especially at national level.
SOLVIT er ikke nogen kopi af eksisterende net.
SOLVIT does not duplicate existing networks.
SOLVIT er således en mekanisme til alternativ konfliktløsning.
Therefore, SOLVIT is an alternative dispute mechanism.
SOLVIT fungerer godt, men medlemsstaterne er nødt til at sikre, at deres nationale SOLVIT-centre er tilstrækkeligt bemandede, hvilket i øjeblikket ikke er tilfældet i næsten halvdelen af centrene.
SOLVIT performs very well but Member States need to ensure that their national SOLVIT centres are sufficiently staffed, which is currently not the case in almost half of the centres.
Solvit har fortsat øget sin værdi og effektivitet og yder bistand og løsninger til borgerne og erhvervslivet, samtidig med at det også spiller en vigtig rolle i arbejdet med at identificere strukturelle hindringer for den frie bevægelighed.
SOLVIT has continued to increase its value and efficiency, offering assistance and solutions to citizens and business while also playing an important role in the identification of structural impediments to free movement.
SOLVIT har selvfølgelig ikke monopol på at løse grænseoverskridende problemer.
Of course, SOLVIT does not have a monopoly on resolving cross-border problems.
SOLVIT nyder stor anerkendelse og fremmes bredt af politikere i hele Europa, og EØSU skal fremstå som en instans, der også fremmer dette projekt, der støttes af Kommissionen.
SOLVIT attracts much recognition and promotion by politicians across Europe and EESC must be seen to do its part in also promoting this Commission-supported project.
SOLVIT skal bidrage til løsning af grænseoverskridende problemer, som skyldes fejlagtig anvendelse af reglerne for det indre marked, til fordel for både forbrugere og virksomheder.
It will contribute to the resolution of cross border problems emanating from the misapplication of Internal Market rules for the benefit of both citizens and businesses.
SOLVIT skal ikke afløse allerede eksisterende modeller eller net, som har bevist deres værd.
SOLVIT is no substitute for existing methods or networks, which have proved effective.
Solvit – det decentrale system til problemløsning og behandling af klager – er utilstrækkeligt.
Solvit – the decentralised system of problem solving and complaint treatment – is not sufficient.
SOLVIT's rolle som en alternativ tvistbilæggelsesordning.
the role of SOLVIT as an alternative dispute resolution system
SOLVIT, som er et uformelt problemløsningsværktøj, der hidrører fra de nationale myndigheder, blev oprettet i 2002 af Kommissionen og medlemsstaterne for at hjælpe borgerne med at opnå hurtige løsninger på problemer indeholdende en grænseoverskridende dimension, hvor de nationale myndigheder ikke overholdt EU-retten.
SOLVIT, an informal problem-solving tool provided by the national administrations, was set up in 2002 by the Commission and Member States to help people obtain rapid solutions to problems with a cross-border dimension where national authorities were failing to comply with EU law.
SOLVIT, som skal være fuldt ud operationsdygtigt i juni 2002, er et netværk af koordinationscentre og kontaktpunkter i medlemsstaterne med deltagelse af tjenestemænd, som er involveret i den daglige administration af det indre marked.
SOLVIT, which is due to be fully operational in June 2002, is a network of Co-ordination Centres and Contact Points in the Member States involving officials involved in the day-to-day practised administration of the Internal Market.
SOLVIT-initiativet80 er f.eks. et forsøg på – vha. administrativt samarbejde mellem medlemsstaterne ‑ at gøre det lettere at opnå oprejsning i sager, hvor forskrifterne for det indre marked ikke er blevet anvendt korrekt i praksis.
The SOLVIT initiative,80 for example, is an attempt – through administrative co-operation between Member States - to make it easier to obtain redress in cases where the Internal Market rules are misapplied in practice.
SOLVIT-nettet er oprettet for at hjælpe borgerne og virksomhederne, når de støder på problemer, der skyldes, at en offentlig myndighed i en anden medlemsstat ikke har anvendt reglerne for det indre marked korrekt.
The SOLVIT Network has been set up to help citizens and businesses when they run into a problem resulting from possible misapplication of Internal Market rules by public administrations in another Member State.
SOLVIT-nettet spiller allerede en vigtig rolle i denne henseende ved at give uformelle løsninger på problemer i forbindelse med offentlige myndigheder.
The SOLVIT network already plays an important role in this respect by providing informal solutions to problems encountered with public authorities.
SOLVIT-netværket til bilæggelse af tvister fungerer tilfredsstillende og kunne ideelt set bidrage til fjernelsen af lovgivningsmæssige hindringer (der ofte skyldes forkert anvendelse af bestemmelserne, som igen er begrundet i enten manglende information, utilstrækkelig uddannelse af myndighedernes personale eller protektionisme), om end en sådan fjernelse unægtelig kræver øgede ressourcer og mere personale i medlemsstaternes hovedstæder.
1.1.22 The SOLVIT dispute resolution network is working satisfactorily and could ideally help overcome legal barriers (often on the grounds of misapplication due in turn to either a lack of information, insufficient training of officials and protectionism) but definitely needs more resources and personnel in national capitals.