natgillin/translations-raw huggingface dataset:
»finansieringsordning« en ordning, der har til formål at sikre afviklingsmyndighedens effektive anvendelse af afviklingsværktøjer og -beføjelser som omhandlet i artikel 100, stk. 1, i direktiv 2014/59/EU
‘investment firms’ means investment firms as defined in point (3) of Article 2(1) of Directive 2014/59/EU, excluding investment firms which fall within the definition of Article 96(1)(a) or (b) of Regulation (EU) No 575/2013 or investment firms which carry out activity 8 of Annex I Section A of Directive 2004/39/EC of the European Parliament and of the Council [8] but which do not carry out activities 3 or 6 of Annex I Section A of that Directive;
»årligt bidrag« det i artikel 103 i direktiv 2014/59/EU omhandlede beløb, som er opkrævet af den nationale afviklingsmyndighed med henblik på den nationale finansieringsordning i løbet af bidragsperioden hos hvert af de institutter, der er omhandlet i denne forordnings artikel 2
‘annual target level’ means the total amount of annual contributions determined for each contribution period by the resolution authority to reach the target level referred to in Article 102(1) of Directive 2014/59/EU;
»bidragsperiode« et kalenderår
‘financing arrangement’ means an arrangement for the purpose of ensuring the effective application by the resolution authority of the resolution tools and powers as referred to in Article 100(1) of Directive 2014/59/EU;
»afviklingsmyndighed« den myndighed, der er omhandlet i artikel 2, stk. 1, nr. 18), i direktiv 2014/59/EU, eller en anden relevant myndighed udpeget af medlemsstaterne med henblik på artikel 100, stk. 2 og 6, i direktiv 2014/59/EU
‘annual contribution’ means the amount referred to in Article 103 of Directive 2014/59/EU raised by the resolution authority for the national financing arrangement during the contribution period from each of the institutions referred to in Article 2 of this Regulation;
»kompetent myndighed« en kompetent myndighed som defineret i artikel 4, stk. 1, nr. 40), i forordning (EU) nr. 575/2013
‘contribution period’ means a calendar year;
»indskudsgarantiordninger (DGS)« ordninger som omhandlet i artikel 1, stk. 2, litra a), b) eller c), i direktiv 2014/49/EU
‘resolution authority’ means the authority referred to in point (18) of Article 2(1) of Directive 2014/59/EU, or any other relevant authority appointed by the Member States for the purposes of Article 100(2) and (6) of Directive 2014/59/EU;
»dækkede indskud« de indskud, der er omhandlet i artikel 6, stk. 1, i direktiv 2014/49/EU, undtagen midlertidigt store indskud som defineret i nævnte direktivs artikel 6, stk. 2
‘competent authority’ means a competent authority as defined in Article 4(1)(40) of Regulation (EU) No 575/2013;
»passiver i alt« passiver i alt som defineret i afdeling 3 i Rådets direktiv 86/635/EØF [9] eller som defineret i henhold til IFRS-standarderne som omhandlet i Europa-Parlamentets og Rådets forordning (EF) nr. 1606/2002 [10]12) »aktiver i alt«
‘deposit guarantee schemes’ (DGS) means schemes referred to in point (a), (b), or (c) of Article 1(2) of Directive 2014/49/EU;
aktiver i alt som defineret i afdeling 3 i direktiv 86/635/EØF eller som defineret i henhold til IFRS-standarderne som omhandlet i forordning (EF) nr. 1606/2002
‘covered deposits’ means the deposits referred to in Article 6(1) of Directive 2014/49/EU, excluding temporary high balances as defined in Article 6(2) of that Directive;
»samlet risikoeksponering (TRE)« den samlede risikoeksponering som defineret i artikel 92, stk. 3, i forordning (EU) nr. 575/2013
‘total liabilities’ means total liabilities as defined in Section 3 of Council Directive 86/635/EEC [9], or as defined in accordance with the International Financial Reporting Standards referred to in Regulation (EC) No 1606/2002 of the European Parliament and of the Council [10];
»egentlig kernekapitalprocent« den procent, der er omhandlet i artikel 92, stk. 2, litra a), i forordning (EU) nr. 575/2013
‘total assets’ means total assets as defined in Section 3 of Directive 86/635/EEC, or defined in accordance with the International Financial Reporting Standards referred to in Regulation (EC) No 1606/2002;
»MREL« minimumskravet for kapitalgrundlag og nedskrivningsrelevante passiver som defineret i artikel 45, stk. 1, i direktiv 2014/59/EU
‘Total Risk Exposure’ (TRE) means the total risk exposure amount as defined in Article 92(3) of Regulation (EU) No 575/2013;
»kapitalgrundlag« kapitalgrundlag, som omhandlet i artikel 4, stk. 1, nr. 118), i forordning (EU) nr. 575/2013
‘Common Equity Tier 1 Capital Ratio’ means the ratio as referred to in Article 92(2)(a) of Regulation (EU) No 575/2013;
»nedskrivningsrelevante passiver« passiver og kapitalinstrumenter som defineret i artikel 2, stk. 1, nr. 71), i direktiv 2014/59/EU
‘MREL’ means the minimum requirement for own funds and eligible liabilities as defined in Article 45(1) of Directive 2014/59/EU;
»gearingsgrad« gearingsgrad som defineret i artikel 429 i forordning (EU) nr. 575/2013
‘own funds’ means own funds as defined in point (118) of Article 4(1) of Regulation (EU) No 575/2013;
»likviditetsdækningsgrad (LCR)« likviditetsdækningsgrad som defineret i artikel 412 i forordning (EU) nr. 575/2013 og som yderligere defineret i Kommissionens delegerede forordning (EU) 2015/61 [11]20) »net stable funding ratio (NSFR)«
‘eligible liabilities’ means liabilities and capital instruments as defined in point (71) of Article 2(1) of Directive 2014/59/EU;
net stable funding ratio som indberettet i henhold til artikel 415 i forordning (EU) nr. 575/2013
‘Leverage Ratio’ means leverage ratio as defined in Article 429 of Regulation (EU) No 575/2013;
»central modpart (CCP)« en juridisk person som defineret i artikel 2, nr. 1), i forordning (EU) nr. 648/2012
‘Liquidity Coverage Ratio’ (LCR) means a liquidity coverage ratio as defined in Article 412 of Regulation (EU) No 575/2013 and further specified in Commission Delegated Regulation (EU) 2015/61 [11];
»derivater« derivater i henhold til bilag II til forordning (EU) nr. 575/2013
‘Net Stable Funding Ratio’ (NSFR) means a net stable funding ratio as reported in accordance with Article 415 of Regulation (EU) No 575/2013;
»værdipapircentral (CSD)« en juridisk person som defineret i artikel 2, stk. 1, nr. 1), og i artikel 54 i Europa-Parlamentets og Rådets forordning (EU) nr. 909/2014 [12]24) »afvikling«
‘central counterparty’ (CCP) means a legal person as defined in Article 2(1) of Regulation (EU) No 648/2012;
afslutning af en værdipapirtransaktion som defineret i artikel 2, stk. 1, nr. 2), i forordning (EU) nr. 909/2014
‘derivatives’ means derivatives according to Annex II of Regulation (EU) No 575/2013;
»clearing« processen i forbindelse med etablering af positioner som defineret i artikel 2, nr. 3), i forordning (EU) nr. 648/2012
‘central securities depository’ (CSD) means a legal person as defined in point (1) of Article 2(1) and in Article 54 of Regulation (EU) No 909/2014 of the European Parliament and of the Council [12];
»finansiel markedsinfrastruktur« for så vidt angår denne forordning: en CCP som omhandlet i nr. 21) i denne artikel eller en CSD som omhandlet i nr. 23) i denne artikel, der er meddelt tilladelse i overensstemmelse med artikel 8 i direktiv 2013/36/EU
‘settlement’ means the completion of a securities transaction as defined in point (2) of Article 2(1) of Regulation (EU) No 909/2014;
»støttebank« et foretagende eller en enhed, der er oprettet af centralregeringen eller en regional myndighed i en medlemsstat, og som yder støttelån på ikke-konkurrencemæssigt grundlag uden vinding for øje med henblik på at fremme denne regerings eller myndigheds almene samfundsmæssige målsætninger, forudsat at regeringen eller myndigheden har en forpligtelse til at afdække foretagendets eller enhedens økonomiske grundlag og opretholde dets/dens levedygtighed i hele dets/dens levetid, eller at mindst 90 % af dets/dens oprindelige finansiering eller af det støttelån, der ydes, direkte eller indirekte garanteres af medlemsstatens centralregering eller af en regional myndighed i medlemsstaten
‘clearing’ means the process of establishing positions as defined in Article 2(3) of Regulation (EU) No 648/2012;
»støttelån« lån ydet af en støttebank eller gennem et formidlende institut på ikke-konkurrencemæssigt grundlag uden vinding for øje med henblik på at fremme de samfundsmæssige målsætninger for centralregeringen eller en regional myndighed i en medlemsstat
‘financial market infrastructure’ means, for the purpose of this Regulation, a CCP as referred to in point 21 of this Article or a CSD as referred to in point 23 of this Article that are authorised as institutions in accordance with Article 8 of Directive 2013/36/EU;
»formidlende institut« et kreditinstitut, som formidler støttelån, forudsat at det ikke yder dem som lån til en slutkunde.
‘promotional bank’ means any undertaking or entity set up by a Member State, central or regional government, which grants promotional loans on a non-competitive, not for profit basis in order to promote that government's public policy objectives, provided that that government has an obligation to protect the economic basis of the undertaking or entity and maintain its viability throughout its lifetime, or that at least 90 % of its original funding or the promotional loan it grants is directly or indirectly guaranteed by the Member State's central or regional government;
AFDELING 2
‘promotional loan’ means a loan granted by a promotional bank or through an intermediate bank on a non-competitive, non for profit basis, in order to promote the public policy objectives of central or regional governments in a Member State;
METODOLOGI
‘intermediary institution’ means a credit institution which intermediates promotional loans provided that it does not give them as credit to a final customer.
Artikel 4
SECTION 2
Fastsættelse af de årlige bidrag
METHODOLOGY
Afviklingsmyndighederne fastsætter de årlige bidrag, der skal betales af hvert institut, i forhold til dets risikoprofil på grundlag af de oplysninger, som instituttet har indgivet i overensstemmelse med artikel 14, og under anvendelse af den metodologi, der er fastsat i denne afdeling.
Article 4
Afviklingsmyndighederne fastsætter det årlige bidrag omhandlet i stk. 1 på grundlag af det årlige målniveau for afviklingsfinansieringsordningen under hensyn til det målniveau, der skal nås senest den 31. december 2024 i overensstemmelse med artikel 102, stk. 1, i direktiv 2014/59/EU, og på grundlag af gennemsnittet af dækkede indskud i det foregående år, beregnet kvartalsvis, for alle institutter, der er meddelt tilladelse på deres område.
Determination of the annual contributions
Artikel 5
The resolution authorities shall determine the annual contributions to be paid by each institution in proportion to its risk profile on the basis of information provided by the institution in accordance with Article 14 and by applying the methodology set out in this Section.
Risikojustering af det årlige basisbidrag
The resolution authority shall determine the annual contribution referred to in paragraph 1 on the basis of the annual target level of the resolution financing arrangement by taking into account the target level to be reached by 31 December 2024 in accordance with paragraph 1 of Article 102 of Directive 2014/59/EU and on the basis of the average amount of covered deposits in the previous year, calculated quarterly, of all the institutions authorized in its territory.
De bidrag, der er omhandlet i artikel 103, stk. 2, i direktiv 2014/59/EU, beregnes eksklusive følgende passiver:
Article 5
koncerninterne passiver, der opstår på grundlag af transaktioner, der af et institut indgås med et institut, som er en del af samme koncern, forudsat at samtlige følgende betingelser er opfyldt:
Risk adjustment of the basic annual contribution
hvert institut er etableret i Unionen
The contributions referred to in Article 103(2) of Directive 2014/59/EU shall be calculated by excluding the following liabilities:
der er ingen nuværende eller forudsete væsentlige praktiske eller juridiske hindringer for umiddelbar tilbagebetaling af passiverne, når de forfalder
the intragroup liabilities arising from transactions entered into by an institution with an institution which is part of the same group, provided that all the following conditions are met:
passiver, som er oprettet af et institut, som er medlem af en institutsikringsordning (IPS) som omhandlet i artikel 2, stk. 1, nr. 8), i direktiv 2014/59/EU, og som af den kompetente myndighed har fået tilladelse til at anvende artikel 113, stk. 7, i forordning (EU) nr. 575/2013, gennem en aftale, der er indgået med et andet institut, som er medlem af den samme IPS
each institution is established in the Union;
i tilfælde af investeringsselskaber: passiver, der opstår som følge af besiddelse af kunders aktiver eller penge, herunder kunders aktiver eller penge, der er deponeret af eller på vegne af investeringsinstitutter som defineret i artikel 1, stk. 2, i Europa-Parlamentets og Rådets direktiv 2009/65/EF [13] eller AIF'er som defineret i artikel 4, stk. 1, litra a), i Europa-Parlamentets og Rådets direktiv 2011/61/EU [14], under forudsætning af at disse kunder er beskyttet i henhold til den gældende insolvensret
there is no current or foreseen material practical or legal impediment to the prompt repayment of the liability when due;
i tilfælde af institutter, der arbejder med støttelån: det formidlende instituts passiver over for det eksponeringsleverende institut eller en anden støttebank eller et andet formidlende institut og den oprindelige støttebanks passiver over for dens finansieringsparter, for så vidt som størrelsen af disse passiver matches af det pågældende instituts støttelån.
the liabilities created by an institution, which is member of an IPS as referred to in point (8) of Article 2(1) of Directive 2014/59/EU and which has been allowed by the competent authority to apply Article 113(7) of Regulation (EU) No 575/2013, through an agreement entered into with another institution which is member of the same IPS;
De i stk. 1, litra a) og b), omhandlede passiver trækkes for hver enkelt transaktion ligeligt fra passiver i alt hos de institutter, som er parter i de transaktioner eller aftaler, der er omhandlet i stk. 1, litra a) og b).
in the case of a central counterparty established in a Member State having availed itself of the option in Article 14(5) of Regulation (EU) No 648/2012, liabilities related to clearing activities as defined in Article 2(3) of that Regulation, including those arising from any measures the central counterparty takes to meet margin requirements, to set up a default fund and to maintain sufficient pre-funded financial resources to cover potential losses as part of the default waterfall in accordance with that Regulation, as well as to invest its financial resources in accordance with Article 47 of that Regulation;
For så vidt angår denne afdeling bestemmes det årlige gennemsnit, beregnet kvartalsvis, af passiver omhandlet i stk. 1, der opstår på grundlag af derivatkontrakter i overensstemmelse med artikel 429, stk. 6 og 7, i forordning (EU) nr. 575/2013.
in the case of a central securities depository, the liabilities related to the activities of a central securities depository, including liabilities to participants or service providers of the central securities depository with a maturity of less than seven days arising from activities for which it has obtained an authorisation to provide banking-type ancillary services in accordance with Title IV of Regulation (EU) No 909/2014, but excluding other liabilities arising from such banking-type activities;
Den værdi, der bestemmes for passiver i tilknytning til derivatkontrakter, må dog ikke være under 75 % af værdien af de samme passiver, når denne bestemmes ved anvendelse af de regnskabsbestemmelser, der gælder for det pågældende institut med henblik på regnskabsaflæggelse.
in the case of investment firms, the liabilities that arise by virtue of holding client assets or client money including client assets or client money held on behalf of UCITS as defined in Article 1(2) of Directive 2009/65/EC of the European Parliament and of the Council [13] or of AIFs as defined in point (a) of Article 4(1) of Directive 2011/61/EU of the European Parliament and of the Council [14], provided that such a client is protected under the applicable insolvency law;
Hvis der i henhold til nationale regnskabsstandarder, der gælder for et institut, ikke foretages nogen regnskabsmæssig opgørelse af eksponering for bestemte derivatinstrumenter, fordi de ikke balanceføres, skal instituttet til afviklingsmyndigheden indberette summen af positive dagsværdier for disse derivater som genanskaffelsesomkostningerne og lægge dem til sine balanceførte regnskabsmæssige værdier.
in case of institutions operating promotional loans, the liabilities of the intermediary institution towards the originating or another promotional bank or another intermediary institution and the liabilities of the original promotional bank towards its funding parties in so far as the amount of these liabilities is matched by the promotional loans of that institution.
For så vidt angår denne afdeling medregnes i passiver i alt som omhandlet i stk. 1 ikke den regnskabsmæssige værdi af passiver, der opstår på grundlag af derivatkontrakter, men den tilsvarende værdi bestemt efter stk. 3.
The liabilities referred to in paragraph 1(a) and (b) shall be evenly deducted on a transaction by transaction basis from the amount of total liabilities of the institutions which are parties of the transactions or agreements referred to in paragraph 1(a) and (b).
Med henblik på at kontrollere, om alle betingelser og krav omhandlet i stk. 1-4 er opfyldt, skal afviklingsmyndigheden basere sig på de relevante vurderinger, som de kompetente myndigheder har foretaget, og som er stillet til rådighed i henhold til artikel 90 i direktiv 2014/59/EU.
For the purpose of this Section, the yearly average amount, calculated on a quarterly basis, of liabilities referred to in paragraph 1 arising from derivative contracts shall be valued in accordance with Article 429(6) and (7) of Regulation (EU) No 575/2013.
Artikel 6
However, the value assigned to liabilities arising from derivative contracts may not be less than 75 % of the value of the same liabilities resulting from the application of the accounting provisions applicable to the institution concerned for the purposes of financial reporting.
Risikosøjler og -indikatorer
If, under national accounting standards applying to an institution, there is no accounting measure of exposure for certain derivative instruments because they are held off-balance sheet, the institution shall report to the resolution authority the sum of positive fair values of those derivatives as the replacement cost and add them to its on-balance sheet accounting values.
Afviklingsmyndigheden vurderer institutters risikoprofil på grundlag af følgende fire risikosøjler:
For the purpose of this Section, the total liabilities referred to in paragraph 1 shall exclude the accounting value of liabilities arising from derivative contracts and include the corresponding value determined in accordance with paragraph 3.
risikoeksponering
For verifying whether all conditions and requirements referred to in paragraphs 1 to 4 are met, the resolution authority shall be based on the relevant assessments conducted by competent authorities that are made available in accordance with Article 90 of Directive 2014/59/EU.
stabiliteten og mangfoldigheden af finansieringskilderne
Article 6
instituttets betydning for stabiliteten i det finansielle system eller i økonomien
Risk pillars and indicators
supplerende risikoindikatorer, som bestemmes af afviklingsmyndigheden.
The resolution authority shall assess the risk profile of institutions on the basis of the following four risk pillars:
Søjlen »risikoeksponering« består af følgende fire risikoindikatorer:
Risk exposure;
instituttets kapitalgrundlag og nedskrivningsrelevante passiver ud over MREL
Stability and variety of sources of funding;
gearingsgrad
Importance of an institution to the stability of the financial system or economy;
egentlig kernekapitalprocent
Additional risk indicators to be determined by the resolution authority.
samlet risikoeksponering divideret med aktiver i alt.
The ‘Risk exposure’ pillar shall consist of the following risk indicators:
Søjlen »stabiliteten og mangfoldigheden af finansieringskilderne« består af følgende risikoindikatorer:
Own funds and eligible liabilities held by the institution in excess of MREL;
net stable funding ratio
Leverage Ratio;
LCR.
Common Equity Tier 1 Capital Ratio;
Søjlen »instituttets betydning for stabiliteten i det finansielle system eller i økonomien« består af indikatoren »andel af interbanklån og -indskud i Den Europæiske Union, hvorved instituttets betydning for økonomien i den medlemsstat, hvor det er etableret, afspejles«.
Total Risk Exposure divided by Total Assets.
Søjlen »supplerende risikoindikatorer, som bestemmes af afviklingsmyndigheden« består af følgende indikatorer:
The ‘Stability and variety of sources of funding’ pillar shall consist of the following risk indicators:
handelsaktiviteter, ikke-balanceførte eksponeringer, derivater, kompleksitet og mulighed for afvikling
Net Stable Funding Ratio;
medlemskab af en institutsikringsordning
LCR.
omfanget af tidligere ekstraordinær finansiel støtte fra det offentlige.
The ‘Importance of an institution to the stability of the financial system or economy’ pillar shall consist of the indicator ‘Share of interbank loans and deposits in the European Union, capturing the importance of the institution to the economy of the Member State of establishment’.
Ved bestemmelsen af de forskellige risikoindikatorer i søjlen »supplerende risikoindikatorer, som bestemmes af afviklingsmyndigheden« skal afviklingsmyndigheden tage hensyn til betydningen af disse indikatorer i lyset af sandsynligheden for, at der indledes afvikling af det pågældende institut, og den deraf følgende sandsynlighed for, at der gøres brug af afviklingsfinansieringsordningen, hvis instituttet afvikles.
The ‘Additional risk indicators to be determined by the resolution authority’ pillar shall consist of the following indicators:
Ved bestemmelsen af indikatorerne »handelsaktiviteter, ikke-balanceførte eksponeringer, derivater, kompleksitet og mulighed for afvikling« omhandlet i stk. 5, litra a), skal afviklingsmyndigheden tage hensyn til følgende elementer:
Trading activities, off-balance sheet exposures, derivatives, complexity and resolvability;
Instituttets øgede risikoprofil som følge af:
Membership in an Institutional Protection Scheme;
betydningen af handelsaktiviteter i forhold til balancens størrelse, kapitalgrundlagets størrelse, eksponeringernes risikograd og den overordnede forretningsmodel
Extent of previous extraordinary public financial support.
betydningen af ikke-balanceførte eksponeringer i forhold til balancens størrelse, kapitalgrundlagets størrelse og eksponeringernes risikograd
When determining the various risk indicators in the ‘Additional risk indicators to be determined by the resolution authority’ pillar, the resolution authority shall take into account the importance of those indicators in the light of the probability that the institution concerned would enter resolution and of the consequent probability of making use of the resolution financing arrangement where the institution would be resolved.
betydningen af omfanget af derivater i forhold til balancens størrelse, kapitalgrundlagets størrelse, eksponeringernes risikograd og den overordnede forretningsmodel
When determining the indicators ‘Trading activities, off-balance sheet exposures, derivatives, complexity and resolvability’ referred to in paragraph 5(a), the resolution authority shall take into account the following elements:
den vurderede kompleksitet af et instituts forretningsmodel og organisationsstruktur, jf. afsnit II, kapitel II, i direktiv 2014/59/EU.
The increase in the risk profile of the institution due to:
Instituttets nedsatte risikoprofil som følge af:
the importance of trading activities relative to the balance sheet size, the level of own funds, the riskiness of the exposures, and the overall business model;