natgillin/translations-raw huggingface dataset:
Hvis der i forsikrings- og genforsikringsselskabers, deltagende forsikrings- og genforsikringsselskabers, forsikringsholdingselskabers eller blandede finansielle holdingselskabers rapport om solvens og finansiel situation indgår henvisninger til andre offentligt tilgængelige dokumenter, skal disse henvisninger føre direkte til selve oplysningerne og ikke til et generelt dokument.
This Regulation lays down implementing technical standards on the solvency and financial condition report by establishing procedures, formats and the templates for the disclosure of information referred to in Article 51 of Directive 2009/138/EC for individual insurance and reinsurance undertakings and in Article 256 of Directive 2009/138/EC for groups.
Overensstemmelse mellem oplysninger
Public disclosure formats
Forsikrings- og genforsikringsselskaber, deltagende forsikrings- og genforsikringsselskaber, forsikringsholdingselskaber og blandede finansielle holdingselskaber skal vurdere, hvorvidt de offentliggjorte oplysninger stemmer fuldstændigt overens med de oplysninger, der er indberettet til tilsynsmyndighederne.
When disclosing the information referred to in this Regulation figures reflecting monetary amounts shall be disclosed in thousands of units.
Artikel 8
Currency
Medier til offentliggørelse af rapporten om koncernens solvens og finansielle situation og den samlede rapport
For the purposes of this Regulation ‘reporting currency’, unless otherwise required by the supervisory authority, shall be:
Artikel 301 i delegeret forordning (EU) 2015/35 anvendes på offentliggørelsen af rapporten om koncernens solvens og finansielle situation og den samlede rapport.
for individual disclosure, the currency used for the preparation of the insurance or reinsurance undertaking's financial statements;
Artikel 9
for group disclosure, the currency used for the preparation of the consolidated financial statements.
Inddragelse af datterselskaberne i den samlede rapport om solvens og finansiel situation
Figures reflecting monetary amounts shall be disclosed in the reporting currency.
Hvis et deltagende forsikrings- eller genforsikringsselskab, forsikringsholdingselskab eller blandet finansielt holdingselskab anmoder den koncerntilsynsførende om godkendelse af at fremlægge en samlet rapport om solvens og finansiel situation, skal den koncerntilsynsførende straks kontakte alle berørte tilsynsmyndigheder for navnligt at drøfte, hvilket sprog der skal anvendes i den samlede rapport om solvens og finansiel situation.
Any other currency than the reporting currency shall be converted into the reporting currency.
Det deltagende forsikrings- eller genforsikringsselskab, forsikringsholdingselskab eller blandede finansielle holdingselskab skal forklare, hvordan datterselskaberne indgår i rapporten, og hvordan datterselskabernes administrations-, ledelses- eller tilsynsorgan inddrages i processen og i godkendelsen af den samlede rapport om solvens og finansiel situation.
When expressing the value of any asset or liability denominated in a currency other than the reporting currency, the value shall be converted in the reporting currency as if the conversion had taken place at the closing rate on the last day for which the appropriate rate is available in the reporting period to which the asset or liability relates.
Artikel 10
When expressing the value of any income or expense, the value shall be converted in the reporting currency using such basis of conversion as that used for accounting purposes.
EUT L 335 af 17.12 2009, s. 1.
The conversion into the reporting currency shall be calculated by applying the exchange rate from the same source as used for the insurance or reinsurance undertaking's financial statements in case of individual reporting or for the consolidated financial statements in case of group reporting unless otherwise required by the supervisory authority.
Balance
Article 4
Solvens II-værdi
Templates for the solvency and financial condition report of individual undertakings
Aktiver
Insurance and reinsurance undertakings shall publicly disclose as part of their solvency and financial condition report at least the following templates:
Investeringer (bortset fra aktiver, der besiddes i forbindelse med indeksregulerede og unit-linked aftaler)
template S.02.01.02 of Annex I specifying balance sheet information using the valuation in accordance with Article 75 of Directive 2009/138/EC, following the instructions set out in section S.02.01 of Annex II to this Regulation;
Ejendomme (bortset fra til eget brug)
template S.05.01.02 of Annex I, specifying information on premiums, claims and expenses using the valuation and recognition principles used in the undertaking's financial statements, following the instructions set out in section S.05.01 of Annex II to this Regulation, for each line of business as defined in Annex I of Delegated Regulation (EU) 2015/35;
Besiddelser i tilknyttede selskaber, herunder kapitalinteresser
template S.05.02.01 of Annex I, specifying information on premiums, claims and expenses by country using the valuation and recognition principles used in the undertaking's financial statements, following the instructions set out in section S.05.02 of Annex II;
Aktier
template S.12.01.02 of Annex I, specifying information on the technical provisions relating to life insurance and health insurance pursued on a similar technical basis to that of life insurance (‘health SLT’) for each line of business as defined in Annex I to Delegated Regulation (EU) 2015/35, following the instructions set out in section S.12.01 of Annex II to this Regulation;
Aktier — noterede
template S.17.01.02 of Annex I, specifying information on non-life technical provisions, following the instructions set out in section S.17.01 of Annex II to this Regulation for each line of business as defined in Annex I of Delegated Regulation (EU) 2015/35;
Aktier — unoterede
template S.19.01.21 of Annex I, specifying information on non-life insurance claims in the format of development triangles, following the instructions set out in section S.19.01 of Annex II for the total non-life business;
Obligationer
template S.22.01.21 of Annex I, specifying information on the impact of the long term guarantee and transitional measures, following the instructions set out in section S.22.01 of Annex II;
Statsobligationer
template S.23.01.01 of Annex I, specifying information on own funds, including basic own funds and ancillary own funds, following the instructions set out in section S.23.01 of Annex II;
Erhvervsobligationer
template S.25.01.21 of Annex I, specifying information on the Solvency Capital Requirement calculated using the standard formula, following the instructions set out in section S.25.01 of Annex II;
Strukturerede værdipapirer
template S.25.02.21 of Annex I, specifying information on the Solvency Capital Requirement calculated using the standard formula and a partial internal model, following the instructions set out in section S.25.02 of Annex II;
Sikrede værdipapirer
template S.25.03.21 of Annex I, specifying information on the Solvency Capital Requirement calculated using a full internal model, following the instructions set out in section S.25.03 of Annex II;
Kollektive investeringsinstitutter
template S.28.01.01 of Annex I, specifying the Minimum Capital Requirement for insurance and reinsurance undertakings engaged in only life or only non-life insurance or reinsurance activity, following the instructions set out in section S.28.01 of Annex II;
Derivater
template S.28.02.01 of Annex I, specifying the Minimum Capital Requirement for insurance undertakings engaged in both life and non-life insurance activity, following the instructions set out in section S.28.02 of Annex II.
Indskud, bortset fra likvider
Templates for the solvency and financial condition report of groups
Øvrige investeringer
Participating insurance and reinsurance undertakings, insurance holding companies or mixed financial holding companies shall publicly disclose as part of their group solvency and financial condition report at least the following templates:
Aktiver, der besiddes i forbindelse med indeksregulerede og unit-linked aftaler
template S.32.01.22 of Annex I, specifying information on the undertakings in the scope of the group, following the instructions set out in section S.32.01 of Annex III;
Lån, herunder realkreditlån
where, for the calculation of the group solvency, the group uses method 1 as defined in Article 230 of Directive 2009/138/EC, either exclusively or in combination with method 2 as defined in Article 233 of Directive 2009/138/EC, template S.02.01.02 of Annex I to this Regulation, specifying balance sheet information, using the valuation in accordance with Article 75 of Directive 2009/138/EC, following the instructions set out in section S.02.01 of Annex III to this Regulation;
Lån, herunder realkreditlån, til fysiske personer
template S.05.01.02 of Annex I, specifying information on premiums, claims and expenses, using the valuation and recognition principles used in the consolidated financial statements, following the instructions set out in section S.05.01 of Annex III to this Regulation, for each line of business as defined in Annex I of Delegated Regulation (EU) 2015/35;
Andre lån, herunder realkreditlån
template S.05.02.01 of Annex I, specifying information on premiums, claims and expenses by country, using the valuation and recognition principles used in the consolidated financial statements, following the instructions set out in section S.05.02 of Annex III;
Beløb, der kan tilbagekræves i henhold til genforsikringsaftaler fra:
template S.22.01.22 of Annex I, specifying information on the impact of the long term guarantee and transitional measures, following the instructions set out in section S.22.01 of Annex III;
Skadesforsikring og sygeforsikring svarende til skadesforsikring
template S.23.01.22 of Annex I, specifying information on own funds, including basic own funds and ancillary own funds, following the instructions set out in section S.23.01 of Annex III;
Skadesforsikring undtagen sygeforsikring
where, for the calculation of group solvency, the group uses method 1 as defined in Article 230 of Directive 2009/138/EC, either exclusively or in combination with method 2 as defined in Article 233 of that Directive, template S.25.01.22 of Annex I to this Regulation, specifying information on the Solvency Capital Requirement, calculated using the standard formula, following the instructions set out in section S.25.01 of Annex III to this Regulation;
Sygeforsikring svarende til skadesforsikring
where, for the calculation of group solvency, the group uses method 1 as defined in Article 230 of Directive 2009/138/EC, either exclusively or in combination with method 2 as defined in Article 233 of that Directive, template S.25.02.22 of Annex I to this Regulation, specifying information on the Solvency Capital Requirement, calculated using the standard formula and a partial internal model, following the instructions set out in section S.25.02 of Annex III to this Regulation;
Livsforsikring og sygeforsikring svarende til livsforsikring, undtagen sygeforsikring og indeksreguleret og unit-linked
where, for the calculation of group solvency, the group uses method 1 as defined in Article 230 of Directive 2009/138/EC, either exclusively or in combination with method 2 as defined in Article 233 of that Directive, template S.25.03.22 of Annex I to this Regulation, specifying information on the Solvency Capital Requirement, calculated using a full internal model, following the instructions set out in section S.25.03 of Annex III to this Regulation.
Sygeforsikring svarende til livsforsikring
References to other documents in the solvency and financial condition report
Livsforsikring, undtagen sygeforsikring og indeksreguleret og unit-linked
When insurance and reinsurance undertakings, participating insurance and reinsurance undertakings, insurance holding companies or mixed financial holding companies include in the solvency and financial condition report references to other publicly available documents, these references shall be done through references that lead directly to the information itself and not to a general document.
Livsforsikring, indeksreguleret og unit-linked
Consistency of information
Tilgodehavender fra forsikringer og mæglere
Insurance and reinsurance undertakings, participating insurance and reinsurance undertakings, insurance holding companies or mixed financial holding companies shall assess whether the information disclosed is fully consistent with the information reported to the supervisory authorities.
Egne aktier (som besiddes direkte)
Article 8
Aktiver i alt
Means of disclosure of the group and single solvency and financial condition report
Passiver
Article 301 of Delegated Regulation (EU) 2015/35 shall apply to the disclosure of the group and single solvency and financial condition report.
Forsikringsmæssige hensættelser — Skadesforsikring
Article 9
Forsikringsmæssige hensættelser — Skadesforsikring (undtagen sygeforsikring)
Involvement of the subsidiaries in the single solvency and financial condition report
Forsikringsmæssige hensættelser beregnet under et
When a participating insurance or reinsurance undertaking, insurance holding company or mixed financial holding company requests an agreement from the group supervisor to provide a single solvency and financial condition report, the group supervisor shall promptly contact all supervisory authorities concerned to discuss in particular the language of the text of the single solvency and financial condition report.
Bedste skøn
The participating insurance and reinsurance undertaking, insurance holding company or mixed financial holding company shall provide an explanation on how the subsidiaries shall be covered and how the subsidiaries' administrative, management or supervisory body shall be involved in the process and in the approval of the single solvency and financial condition report.
Risikomargin
Article 10
Forsikringsmæssige hensættelser — Sygeforsikring (svarende til skadesforsikring)
OJ L 335, 17.12.2009, p.
Forsikringsmæssige hensættelser — Livsforsikring (undtagen indeksreguleret og unit-linked)
1.
Forsikringsmæssige hensættelser — Sygeforsikring (svarende til livsforsikring)
Balance sheet
Forsikringsmæssige hensættelser — Livsforsikring (undtagen sygeforsikring og indeksreguleret og unit-linked)
Solvency II value
Forsikringsmæssige hensættelser — Indeksreguleret og unit-linked
Assets
Eventualforpligtelser
Investments (other than assets held for index-linked and unit-linked contracts)
Hensættelser, som ikke er forsikringsmæssige hensættelser
Property (other than for own use)
Pensionsforpligtelser
Holdings in related undertakings, including participations
Indskud fra genforsikringsselskaber
Equities
Udskudte skatteforpligtelser
Equities — listed
Gæld til kreditinstitutter
Equities — unlisted
Andre finansielle forpligtelser end gæld til kreditinstitutter
Bonds
Forpligtelser vedrørende forsikringer og mæglere
Government Bonds
Forpligtelser vedrørende genforsikring
Corporate Bonds
Forpligtelser (handel, ikke forsikring)
Structured notes
Efterstillet gæld
Collateralised securities
Efterstillet gæld ikke medregnet i basiskapitalgrundlaget
Collective Investments Undertakings
Efterstillet gæld medregnet i basiskapitalgrundlaget
Derivatives
Alle øvrige passiver, ikke anført andetsteds
Deposits other than cash equivalents
Passiver i alt
Other investments
Overskydende aktiver i forhold til passiver
Assets held for index-linked and unit-linked contracts
Præmier, erstatningsudgifter og omkostninger efter branche
Loans and mortgages
Branche vedrørende: Skadesforsikrings-og skadesgenforsikringsforpligtelser (direkte virksomhed og accepteret proportional genforsikring)
Loans and mortgages to individuals
Forsikring vedrørende udgifter til lægebehandling
Other loans and mortgages
Forsikring vedrørende indkomstsikring
Reinsurance recoverables from:
Arbejdsskadeforsikring
Non-life and health similar to non-life
Motoransvarsforsikring
Non-life excluding health
Anden motorforsikring
Health similar to non-life
Sø-, luftfarts- og transportforsikring
Life and health similar to life, excluding health and index-linked and unit-linked
Brand og andre skader på ejendom
Health similar to life
Almindelig ansvarsforsikring
Life excluding health and index-linked and unit-linked
Kredit- og kautionsforsikring
Life index-linked and unit-linked
Tegnede præmier
Insurance and intermediaries receivables
Brutto — Direkte virksomhed
Own shares (held directly)
Brutto — Accepteret proportional genforsikring
Total assets
Brutto — Accepteret ikkeproportional genforsikring
Liabilities
Genforsikringsandel
Technical provisions — non-life
Netto
Technical provisions — non-life (excluding health)
Præmieindtægter
TP calculated as a whole
Erstatningsudgifter
Best Estimate
Ændringer i andre forsikringsmæssige hensættelser
Risk margin
Brutto — Accepteret proportional genforsikring
Technical provisions — health (similar to non-life)
Genforsikringsandel
Technical provisions — life (excluding index-linked and unit-linked)
Omkostninger
Technical provisions — health (similar to life)
Andre omkostninger
Technical provisions — life (excluding health and index-linked and unit-linked)
Samlede omkostninger
Technical provisions — index-linked and unit-linked
Branche vedrørende: Accepteret ikkeproportional genforsikring
Contingent liabilities
I alt
Provisions other than technical provisions
Retshjælpsforsikring
Pension benefit obligations
Diverse økonomiske tab
Deposits from reinsurers
Sygeforsikring
Deferred tax liabilities
Ulykkesforsikring
Debts owed to credit institutions
Sø-, luftfarts- og transportforsikring
Financial liabilities other than debts owed to credit institutions
Materielle anlægsaktiver
Insurance & intermediaries payables
Branche vedrørende: Livsforsikringsforpligtelser
Reinsurance payables
Livsgenforsikringsforpligtelser
Payables (trade, not insurance)
Sygeforsikring
Subordinated liabilities
Forsikring med gevinstandele
Subordinated liabilities not in BOF
Indeksreguleret og unit-linked forsikring
Subordinated liabilities in BOF
Anden livsforsikring
Any other liabilities, not elsewhere shown
Annuiteter hidrørende fra skadesforsikringsaftaler og relateret til sygeforsikringsforpligtelser
Total liabilities
Annuiteter hidrørende fra skadesforsikringsaftaler og relateret til andre forsikringsforpligtelser end sygeforsikringsforpligtelser
Excess of assets over liabilities
Sygegenforsikring
Premiums, claims and expenses by line of business
Livsgenforsikring
Line of Business for: non-life insurance and reinsurance obligations (direct business and accepted proportional reinsurance)
Brutto
Medical expense insurance
Præmier, erstatningsudgifter og omkostninger efter land
Income protection insurance
Hjemland
Workers' compensation insurance
Top 5-lande (efter værdien af tegnede brutto præmier) — Skadesforsikringsforpligtelser
Motor vehicle liability insurance
Top 5 i alt og hjemland
Other motor insurance
Forsikringsmæssige hensættelser for livsforsikring og SLT-sygeforsikring
Marine, aviation and transport insurance
Annuiteter hidrørende fra skadesforsikringsaftaler og relateret til andre forsikringsforpligtelser end sygeforsikringsforpligtelser
Fire and other damage to property insurance
Accepteret genforsikring
General liability insurance
Aftaler med optioner eller garantier
Credit and suretyship insurance
Aftaler uden optioner eller garantier
Premiums written
Forsikringsmæssige hensættelser beregnet under et
Gross — Direct Business
Samlet beløb, der kan tilbagekræves i henhold til genforsikring/fra SPV'er og finite reinsurance efter justeringen for forventede tab som følge af modpartens misligholdelse i forbindelse med forsikringsmæssige hensættelser beregnet under et
Gross — Proportional reinsurance accepted
Bedste bruttoskøn
Reinsurers' share
Samlet beløb, der kan tilbagekræves i henhold til genforsikring/fra SPV'er og finite reinsurance efter justeringen for forventede tab som følge af modpartens misligholdelse
Net
Bedste skøn minus beløb, der kan tilbagekræves i henhold til genforsikring/fra SPV'er og finite reinsurance — I alt
Premiums earned
Risikomargin
Claims incurred
Overgangsforanstaltninger vedrørende forsikringsmæssige hensættelser
Changes in other technical provisions
Forsikringsmæssige hensættelser beregnet under et
Gross — Non- proportional reinsurance accepted
Bedste skøn
Reinsurers'share
Forsikringsmæssige hensættelser — i alt
Expenses incurred
Sygeforsikring (direkte virksomhed)
Other expenses
Sygeforsikring (accepteret genforsikring)
Total expenses
I alt (sygeforsikring svarende til livsforsikring)
Line of business for: accepted non-proportional reinsurance
Forsikringsmæssige hensættelser for skadesforsikring
Total
Direkte virksomhed og accepteret proportional genforsikring
Legal expenses insurance
Præmiehensættelser
Assistance
Samlet beløb, der kan tilbagekræves i henhold til genforsikring/fra SPV'er og finite reinsurance, efter justering for forventede tab som følge af modpartens misligholdelse
Miscellaneous financial loss
Bedste nettoskøn over præmiehensættelser
Health
Erstatningshensættelser
Casualty
Bedste nettoskøn over erstatningshensættelser
Marine, aviation, transport
Bedste skøn i alt — Brutto
Property
Bedste nettoskøn i alt — Netto
Line of Business for: life insurance obligations
Beløb, der kan tilbagekræves i henhold til genforsikring/fra SPV'er og finite reinsurance, efter justering for forventede tab som følge af modpartens misligholdelse — i alt
Life reinsurance obligations
Forsikringsmæssige hensættelser minus beløb, der kan tilbagekræves i henhold til genforsikring/fra SPV'er og finite reinsurance — I alt
Health insurance
Accepteret ikkeproportional genforsikring
Insurance with profit participation
Skøn over udskudt skats tabsabsorberende evne, hvis modelleret inden for komponenter
Other life insurance
Ikkeproportional ulykkesgenforsikring
Annuities stemming from non-life insurance contracts and relating to health insurance obligations
Ikkeproportional luftfarts-, sø- og transportgenforsikring
Annuities stemming from non-life insurance contracts and relating to insurance obligations other than health insurance obligations
Ikkeproportional ejendomsgenforsikring
Health reinsurance
Skadesforsikringserstatninger
Life reinsurance
Skadesforsikringsvirksomhed i alt
Gross
Ulykkesår/forsikringsår
Premiums, claims and expenses by country
Udbetalte bruttoerstatninger (ikkekumulativt)
Home Country
(absolut beløb)
Top 5 countries (by amount of gross premiums written) — non-life obligations
Udviklingsår
Total Top 5 and home country
I indeværende år
Life and Health SLT Technical Provisions
Sum af år (kumulativt)
Annuities stemming from non-life insurance contracts and relating to insurance obligation other than health insurance obligations
Tidligere
Accepted reinsurance
Bedste skøn over erstatningshensættelser, brutto, udiskonteret
Total (Life other than health insurance, incl.
Årets udgang (diskonterede data)
Unit-Linked) Contracts without options and guarantees
Virkning af langsigtede garantier og overgangsforanstaltninger
Contracts with options or guarantees
Beløb med langsigtede garantier og overgangsforanstaltninger
Contracts without options and guarantees
Virkning af overgangsforanstaltninger vedrørende forsikringsmæssige hensættelser
Technical provisions calculated as a whole
Virkning af overgangsforanstaltninger vedrørende rentesatsen
Total Recoverables from reinsurance/SPV and Finite Re after the adjustment for expected losses due to counterparty default associated to TP calculated as a whole
Virkning af volatilitetsjustering sat til nul
Technical provisions calculated as a sum of BE and RM
Virkning af matchtilpasning sat til nul
Gross Best Estimate
Basiskapitalgrundlag
Total Recoverables from reinsurance/SPV and Finite Re after the adjustment for expected losses due to counterparty default
Anerkendt kapitalgrundlag til opfyldelse af solvenskapitalkravet
Best estimate minus recoverables from reinsurance/SPV and Finite Re — total
Solvenskapitalkrav
Risk Margin
Anerkendt kapitalgrundlag til opfyldelse af minimumskapitalkravet
Amount of the transitional on Technical Provisions
Minimumskapitalkrav
Technical Provisions calculated as a whole
Kapitalgrundlag
Best estimate
Tier 1 — Ubegrænset
Technical provisions — total