natgillin/translations-raw huggingface dataset:
Hvis en medlemsstat giver udpegede repræsentanter tilladelse i henhold til artikel 31, behøver sådanne udpegede repræsentanter ikke at få adgang som kreditformidler i henhold til nærværende artikel.
Where a Member State allows appointed representatives under Article 31, such an appointed representative shall not need to be admitted as a credit intermediary under this Article.
Medlemsstaterne sikrer, at adgangen for kreditformidlere gøres betinget af, at de ud over kravene i artikel 9 mindst opfylder følgende faglige krav:
Member States shall ensure that the admission of credit intermediaries is made subject to fulfilment of at least the following professional requirements in addition to the requirements provided for in Article 9:
Kreditformidlere skal have en erhvervsansvarsforsikring, som dækker de geografiske områder, hvor de tilbyder deres tjenesteydelser, eller en anden tilsvarende garanti mod erstatningskrav som følge af faglig forsømmelighed.
Credit intermediaries shall hold professional indemnity insurance covering the territories in which they offer services, or some other comparable guarantee against liability arising from professional negligence.
Hjemlandet kan dog fastsætte, at den kreditgiver, for hvilken kreditformidler er bemyndiget til at handle, stiller en sådan forsikring eller tilsvarende garanti til rådighed for bundne kreditformidlere.
However, for tied credit intermediaries, the home Member State may provide that such insurance or comparable guarantee can be provided by a creditor for which the credit intermediary is empowered to act.
Kommissionen tillægges beføjelser til at vedtage og, om nødvendigt, ændre reguleringsmæssige tekniske standarder for at fastsætte minimumsbeløbet for erhvervsansvarsforsikringen eller den i nærværende litras første afsnit nævnte tilsvarende garanti.
Powers are delegated to the Commission to adopt and, where necessary amend, regulatory technical standards to stipulate the minimum monetary amount of the professional indemnity insurance or comparable guarantee referred to in the first paragraph of this point.
Disse reguleringsmæssige tekniske standarder vedtages i overensstemmelse med artikel 10-14 i forordning (EU) nr. 1093/2010.
Those regulatory technical standards shall be adopted in accordance with Articles 10 to 14 of Regulation (EU) No 1093/2010.
En fysisk person, der er etableret som kreditformidler, bestyrelsesmedlemmerne hos en kreditformidler, der er etableret som juridisk person, og fysiske personer, som udfører lignende opgaver hos en kreditformidler, der er en juridisk person, men som ikke har en bestyrelse, skal have et godt omdømme.
A natural person established as a credit intermediary, the members of the board of a credit intermediary established as a legal person and natural persons performing equivalent tasks within a credit intermediary which is a legal person but does not have a board shall be of good repute.
De skal som et minimum have en ren straffeattest eller en anden tilsvarende national attest for så vidt angår alvorlige strafbare handlinger i forbindelse med formueforbrydelser eller anden kriminalitet vedrørende finansielle aktiviteter, og de må ikke tidligere have været erklæret konkurs, medmindre de er blevet rehabiliteret efter national lovgivning.
As a minimum they shall have a clean police record or any other national equivalent in relation to serious criminal offences linked to crimes against property or other crimes related to financial activities and they shall not have previously been declared bankrupt, unless they have been rehabilitated in accordance with national law.
En fysisk person, der er etableret som kreditformidler, bestyrelsesmedlemmerne hos en kreditformidler, der er etableret som juridisk person, og fysiske personer, som udfører lignende opgaver hos en kreditformidler, der er en juridisk person, men som ikke har en bestyrelse, skal råde over et hensigtsmæssigt viden- og kompetenceniveau i forbindelse med kreditaftaler.
A natural person established as a credit intermediary, the members of the board of a credit intermediary established as a legal person and natural persons performing equivalent tasks within a credit intermediary which is a legal person but does not have a board shall possess the appropriate level of knowledge and competence in relation to credit agreements.
Hjemlandet fastsætter det hensigtsmæssige viden- og kompetenceniveau i overensstemmelse med principperne i bilag III.
The home Member State shall establish the appropriate level of knowledge and competence in accordance with the principles set out in Annex III.
Medlemsstaterne sikrer, at de kriterier, der er fastsat, for at personale hos kreditformidlere eller kreditgivere kan opfylde deres faglige krav, offentliggøres.
Member States shall ensure that the criteria established in order for credit intermediaries’ or creditors’ staff to meet their professional requirements are made public.
Medlemsstaterne sikrer, at alle kreditformidlere, der har fået adgang, uanset om de er etableret som fysiske eller juridiske personer, optages i et register hos en kompetent myndighed i deres hjemland.
Member States shall ensure that all admitted credit intermediaries, whether established as natural or legal persons, are entered into a register with a competent authority in their home Member State.
Medlemsstaterne sikrer, at registret over kreditformidlere ajourføres og er offentligt tilgængeligt online.
Member States shall ensure that the register of credit intermediaries is kept up to date and is publicly available online.
Registret over kreditformidlere skal som minimum indeholde følgende oplysninger:
The register of credit intermediaries shall contain at least the following information:
navnene på de personer i ledelsen, som er ansvarlige for formidlingsforretningerne.
the names of the persons within the management who are responsible for the intermediation business.
Medlemsstaterne kan kræve, at fysiske personer, som har en kundevendt funktion i en virksomhed inden for kreditformidling, registreres
Member States may require the registration of all natural persons who exercise a client-facing function in an undertaking that pursues the activity of credit intermediation;
de medlemsstater, hvor kreditformidler driver forretning i henhold til bestemmelserne om etableringsfrihed eller om fri udveksling af tjenesteydelser, og som kreditformidler har underrettet den kompetente myndighed i hjemlandet om i overensstemmelse med artikel 32, stk. 3
the Member States in which the credit intermediary conducts business under the rules on the freedom of establishment or on the freedom to provide services and of which the credit intermediary has informed the competent authority of the home Member State in accordance with Article 32(3);
hvorvidt kreditformidler er bundet eller ej.
whether the credit intermediary is tied or not.
De medlemsstater, der beslutter at benytte sig af den mulighed, der er omhandlet i artikel 30, sikrer, at registret angiver den kreditgiver, på hvis vegne den bundne kreditformidler handler.
Member States that decide to avail themselves of the option referred to in Article 30 shall ensure that the register indicates the creditor on whose behalf the tied credit intermediary acts.
De medlemsstater, der beslutter at benytte sig af den mulighed, der er omhandlet i artikel 31, sikrer, at registret angiver den kreditformidler eller i tilfælde af en bunden kreditformidlers udpegede repræsentant den kreditgiver, på hvis vegne de udpegede repræsentanter handler.
Member States that decide to avail themselves of the option referred to in Article 31 shall ensure that the register indicates the credit intermediary or in the case of an appointed representative of a tied credit intermediary, the creditor on whose behalf the appointed representatives acts.
en kreditformidler, som er en juridisk person, har sit hovedkontor i samme medlemsstat som sit vedtægtsmæssige hjemsted, hvis denne har et vedtægtsmæssigt hjemsted i henhold til national ret
any credit intermediary which is a legal person has its head office in the same Member State as its registered office if under its national law it has a registered office;
en kreditformidler, som ikke er en juridisk person, eller en kreditformidler, som er en juridisk person, men som i henhold til national lovgivning ikke har noget vedtægtsmæssigt hjemsted, har sit hovedkontor i den medlemsstat, hvor det faktisk udøver sin hovedvirksomhed.
any credit intermediary which is not a legal person or any credit intermediary which is a legal person but under its national law has no registered office has its head office in the Member State in which it actually carries on its main business.
Hver medlemsstat opretter ét kontaktsted, der giver nem og hurtig offentlig adgang til oplysninger fra det nationale register, som samles elektronisk og ajourføres løbende.
Each Member State shall establish a single information point to allow quick and easy public access to information from the national register, which shall be compiled electronically and kept constantly updated.
Disse kontaktsteder skal desuden levere oplysningerne om hver medlemsstats kompetente myndigheder.
These information points shall provide the identification details of the competent authorities of each Member State.
EBA offentliggør på sit websted henvisninger eller hyperlinks til dette kontaktsted.
EBA shall publish on its website references or hyperlinks to that information point.
Hjemlandene sikrer, at alle de kreditformidlere og udpegede repræsentanter, der har fået adgang, til stadighed opfylder kravene i stk. 2.
Home Member States shall ensure that all admitted credit intermediaries and appointed representatives comply with the requirements defined in paragraph 2 on a continuing basis.
Dette stykke berører ikke artikel 30 og 31.
This paragraph shall be without prejudice to Articles 30 and 31.
Medlemsstaterne kan beslutte ikke at anvende denne artikel over for de personer, som udøver kreditformidlingsaktiviteterne i artikel 4, nr. 5), hvis aktiviteterne udøves lejlighedsvis som led i deres erhvervsmæssige virksomhed, og disse aktiviteter er reguleret ved lov eller administrative bestemmelser eller en fagetisk kodeks for det pågældende erhverv, som ikke udelukker, at disse aktiviteter kan udøves.
Member States may decide not to apply this Article to persons carrying out the credit intermediation activities set out in point 5 of Article 4 where those activities are carried out in an incidental manner in the course of a professional activity and that activity is regulated by legal or regulatory provisions or a code of ethics governing the profession which do not exclude the carrying out of those activities.
Nærværende artikel finder ikke anvendelse på kreditinstitutter, som har tilladelse i overensstemmelse med direktiv 2013/36/EU eller på andre finansielle institutioner, der i henhold til national lovgivning er omfattet af en tilsvarende tilladelses- og tilsynsordning.
This Article shall not apply to credit institutions authorised in accordance with Directive 2013/36/EU or to other financial institutions which under national law are subject to an equivalent authorisation and supervision regime.
Kreditformidlere, der kun er bundet til én kreditgiver
Credit intermediaries tied to only one creditor
Med forbehold af artikel 31, stk. 1, kan medlemsstaterne tillade, at bundne kreditformidlere, der er omhandlet i artikel 4, nr. 7), litra a), får adgang af de kompetente myndigheder gennem den kreditgiver, på hvis vegne den bundne kreditformidler udelukkende handler.
Without prejudice to Article 31(1), Member States may allow tied credit intermediaries specified in point (a) of point 7 of Article 4 to be admitted by competent authorities through the creditor on whose behalf the tied credit intermediary is exclusively acting.
I sådanne tilfælde bevarer kreditgiver det fulde og ubetingede ansvar for enhver handling eller undladelse fra den bundne kreditformidlers side, når denne handler på kreditgivers vegne på områder, der er omfattet af dette direktiv.
In such cases, the creditor shall remain fully and unconditionally responsible for any action or omission on the part of the tied credit intermediary that is acting on behalf of the creditor in areas regulated by this Directive.
Medlemsstaterne kræver, at kreditgiver sikrer, at disse bundne kreditformidlere mindst opfylder de faglige krav i artikel 29, stk. 2.
Member States shall require the creditor to ensure that those tied credit intermediaries comply with at least the professional requirements set out in Article 29(2).
Med forbehold af artikel 34 skal kreditgivere overvåge aktiviteterne hos de bundne kreditformidlere, der er omhandlet i artikel 4, nr. 7), litra a), for at sikre, at de fortsat overholder bestemmelserne i dette direktiv.
Without prejudice to Article 34, creditors shall monitor the activities of tied credit intermediaries specified in point (a) of point 7 of Article 4 in order to ensure that they continue to comply with this Directive.
Kreditgiver er navnlig ansvarlig for at kontrollere, at den bundne kreditformidler og dennes personale opfylder kravene til viden og kompetencer.
In particular, the creditor shall be responsible for monitoring compliance with the knowledge and competence requirements of the tied credit intermediary and its staff.
Udpegede repræsentanter
Appointed representatives
Medlemsstaterne kan beslutte at tillade, at en kreditformidler udpeger udpegede repræsentanter.
Member States may decide to allow a credit intermediary to appoint appointed representatives.
Er den udpegede repræsentant udpeget af en bunden kreditformidler som omhandlet i artikel 4, nr. 7), litra a), bevarer kreditgiver det fulde og ubetingede ansvar for enhver handling eller undladelse fra den udpegede repræsentants side, når denne handler på den pågældende kreditformidlers vegne, på områder, der er omfattet af dette direktiv.
Where the appointed representative is appointed by a tied credit intermediary specified in point (a) of point 7 of Article 4, the creditor shall remain fully and unconditionally responsible for any action or omission on the part of the appointed representative that is acting on behalf of that tied credit intermediary in areas regulated by this Directive.
I andre tilfælde bevarer kreditgiver det fulde og ubetingede ansvar for enhver handling eller undladelse fra den udpegede repræsentants side, når denne handler på kreditformidlers vegne på områder, der er omfattet af dette direktiv.
In other cases the credit intermediary shall remain fully and unconditionally responsible for any action or omission on the part of the appointed representative acting on behalf of the credit intermediary in areas regulated by this Directive.
Kreditformidlere sikrer, at deres udpegede repræsentanter mindst opfylder de faglige krav i artikel 29, stk. 2.
The credit intermediaries shall ensure that their appointed representatives comply at least with the professional requirements set out in Article 29(2).
Hjemlandet kan dog fastsætte, at den kreditformidler, for hvilken den udpegede repræsentant er bemyndiget til at handle, kan stille en erhvervsansvarsforsikring eller tilsvarende garanti til rådighed.
However, the home Member State may provide that the professional indemnity insurance or a comparable guarantee can be provided by a credit intermediary for which the appointed representative is empowered to act.
Med forbehold af artikel 34 overvåger kreditformidlere deres udpegede repræsentanters aktiviteter for at sikre, at de fuldt ud overholder bestemmelserne i dette direktiv.
Without prejudice to Article 34, credit intermediaries shall monitor the activities of their appointed representatives in order to ensure full compliance with this Directive.
Kreditformidlerne er navnlig ansvarlige for at kontrollere, at de udpegede repræsentanter og deres personale opfylder kravene til viden og kompetencer.
In particular, the credit intermediaries shall be responsible for monitoring compliance with the knowledge and competence requirements of the appointed representatives and their staff.
Medlemsstater, der tillader, at en kreditformidler udpeger udpegede repræsentanter, opretter et offentligt register, der som minimum indeholder de i artikel 29, stk. 4, nævnte oplysninger.
Member States that decide to allow a credit intermediary to appoint appointed representatives shall establish a public register containing at least the information referred to in Article 29(4).
Udpegede repræsentanter registreres i det offentlige register i den medlemsstat, hvor de er etableret.
Appointed representatives shall be registered in the public register in the Member State where they are established.
Registret ajourføres regelmæssigt.
The register shall be updated on a regular basis.
Det gøres offentligt tilgængeligt.
It shall be publicly available for consultation online.
Etableringsfrihed og fri udveksling af tjenesteydelser for kreditformidlere
Freedom of establishment and freedom to provide services by credit intermediaries
Den kompetente myndighed i hjemlandets beslutning om at give en kreditformidler adgang, jf. artikel 29, stk. 1, gælder for hele Unionens geografiske område, uden at der kræves yderligere adgang fra de kompetente myndigheder i værtslandet eller værtslandene for at kunne udføre de aktiviteter og yde de tjenester, der er dækket af adgangen, forudsat at de aktiviteter, som en kreditformidler agter at udføre i værtslandene, er omfattet af adgangen.
The admission of a credit intermediary by the competent authority of its home Member State as laid down in Article 29(1) shall be effective for the entire territory of the Union without further admission by the competent authorities of the host Member States being required for the carrying out of the activities and provision of services covered by the admission, provided that the activities a credit intermediary intends to carry out in the host Member States are covered by the admission.
Kreditformidlere må imidlertid ikke yde deres tjenester i forbindelse med kreditaftaler, der tilbydes af ikkekreditinstitutter til forbrugere i en medlemsstat, hvor sådanne ikkekreditinstitutter ikke må udøve virksomhed.
However, credit intermediaries shall not be allowed to provide their services in relation to credit agreements offered by non-credit institutions to consumers in a Member State where such non-credit institutions are not allowed to operate.
Udpegede repræsentanter, der udpeges i de medlemsstater, som benytter sig af muligheden i artikel 31, må ikke udøve en del af eller alle de kreditformidlingsaktiviteter, der er anført i artikel 4, nr. 5), eller yde rådgivningstjenester i de medlemsstater, hvor sådanne udpegede repræsentanter ikke må udøve virksomhed.
Appointed representatives appointed in Member States which avail themselves of the option under Article 31 are not allowed to carry out part or all of the credit intermediation activities set out in point 5 of Article 4 or to provide advisory services in Member States where such appointed representatives are not allowed to operate.
En kreditformidler, der har fået adgang, og som agter at udøve virksomhed for første gang i én eller flere medlemsstater som led i den fri udveksling af tjenesteydelser eller i forbindelse med etablering af en filial, underretter hjemlandets kompetente myndigheder herom.
Any admitted credit intermediary intending to carry out business for the first time in one or more Member States under the freedom to provide services or when establishing a branch shall inform the competent authorities of its home Member State.
Senest en måned efter denne underretning meddeler disse kompetente myndigheder de kompetente myndigheder i de pågældende værtslande, at kreditformidler agter at udøve virksomhed, og underretter samtidig den pågældende kreditformidler om denne meddelelse.
Within a period of one month after being informed, those competent authorities shall notify the competent authorities of the host Member States concerned of the intention of the credit intermediary and shall at the same time inform the credit intermediary concerned of that notification.
De underretter også de kompetente myndigheder i det eller de pågældende værtslande om de kreditgivere, hvortil kreditformidler er bundet, og om, hvorvidt kreditgiverne tager det fulde og ubetingede ansvar for kreditformidlers aktiviteter.
They shall notify the competent authorities of the host Member States concerned of the creditors to which the credit intermediary is tied and whether the creditors take full and unconditional responsibility for the credit intermediary’s activities.
Værtslandet anvender oplysningerne fra hjemlandet til at optage de nødvendige oplysninger i sit register.
The host Member State shall use the information received from the home Member State to enter the necessary information into its register.
Kreditformidler kan påbegynde sin virksomhed en måned efter den dato, hvor han af hjemlandets kompetente myndigheder blev underrettet om den i andet afsnit nævnte meddelelse.
The credit intermediary may start business one month after the date on which he was informed by the competent authorities of the home Member State of the notification referred to in the second subparagraph.
Inden en filial af en kreditformidler påbegynder sin virksomhed eller inden to måneder efter modtagelsen af den meddelelse, der er omhandlet i stk. 3, andet afsnit, forbereder de kompetente myndigheder i værtslandet tilsynet med kreditformidler i overensstemmelse med artikel 34 og underretter om nødvendigt kreditformidler om de betingelser, hvorunder disse aktiviteter skal udføres i værtslandet på de områder, der ikke er harmoniseret i EU-retten.
Before the branch of a credit intermediary commences its activities or within two months of receiving the notification referred to in the second subparagraph of paragraph 3, the competent authorities of the host Member State shall prepare for the supervision of the credit intermediary in accordance with Article 34 and, if necessary, indicate to the credit intermediary the conditions under which, in areas not harmonised in Union law, those activities are to be carried out in the host Member State.
Inddragelse af adgangen for kreditformidlere
Withdrawal of admission of credit intermediaries
Den kompetente myndighed i hjemlandet kan inddrage den adgang, der er givet en kreditformidler i overensstemmelse med artikel 29, hvis en sådan kreditformidler:
The competent authority of the home Member State may withdraw the admission granted to a credit intermediary in accordance with Article 29 where such a credit intermediary:
udtrykkeligt giver afkald på adgangen eller ikke har udøvet de kreditformidlingsaktiviteter, der er omhandlet i artikel 4, nr. 5), eller ydet rådgivningstjenester i de foregående seks måneder, medmindre der i den pågældende medlemsstat findes bestemmelser om, at adgangen bortfalder i sådanne tilfælde
expressly renounces the admission or has carried out neither credit intermediation activities set out in point 5 of Article 4 nor provided advisory services for the preceding six months, unless the Member State concerned has provided for admission to lapse in such cases;
har fået adgang ved hjælp af urigtige eller vildledende erklæringer eller på anden uretmæssig vis
has obtained the admission through false or misleading statements or any other irregular means;
ikke længere opfylder de krav, i henhold til hvilke adgangen blev givet
no longer fulfils the requirements under which admission was granted;
er omfattet af forhold, hvor national ret i spørgsmål, som ikke er omfattet af dette direktiv, medfører, at godkendelsen inddrages
falls within any of the cases where national law, in respect of matters outside the scope of this Directive, provides for withdrawal;
har gjort sig skyldig i alvorlig eller systematisk overtrædelse af de bestemmelser om kreditformidleres driftsbetingelser, som vedtages i medfør af dette direktiv.
has seriously or systematically infringed the provisions adopted pursuant to this Directive governing the operating conditions for credit intermediaries.