natgillin/translations-raw huggingface dataset:
Genforsikringsselskaber bør også have en garantifond, så det sikres, at de råder over tilstrækkelige midler, når de oprettes, og at solvensmargenen i forbindelse med de efterfølgende forretninger under ingen omstændigheder falder ned under et sikkerhedsminimum; for dog at tage højde for de særlige forhold, der gør sig gældende for captive-genforsikringsselskaber, bør der fastsættes bestemmelser, der giver hjemlandet mulighed for at fastsætte en minimumsgarantifond af en mindre størrelse for captive-genforsikringsselskaber.
Reinsurance undertakings should also possess a guarantee fund in order to ensure that they possess adequate resources when they are set up and that in the subsequent course of business the solvency margin in no event falls below a minimum of security; however, in order to take account of the specificities of captive reinsurance undertakings, provision should be made to allow the home Member State to set the minimum guarantee fund required for captive reinsurance undertakings at a lower amount.
Direktivet bør finde anvendelse på »finite reinsurance«-aktiviteter, hvorfor det er nødvendigt at definere, hvad der ved anvendelsen af dette direktiv forstås ved »finite reinsurance«; i betragtning af de særlige forhold, der gør sig gældende for denne form for genforsikringsvirksomhed, bør hjemlandet have mulighed for at fastsætte specifikke bestemmelser om finite reinsurance.
This Directive should be applicable to finite reinsurance activities; therefore, a definition of finite reinsurance for the purposes of this Directive is necessary; owing to the special nature of this line of reinsurance activity, the home Member State should be given the option of laying down specific provisions for the pursuit of finite reinsurance activities.
Disse bestemmelser kan på en række specifikke punkter afvige fra de generelle regler i dette direktiv.
These provisions could differ from the general regime laid down in this Directive on a number of specific points.
Dette direktiv bør fastsætte regler for special purpose vehicles, som overtager risici fra forsikrings- og genforsikringsselskaber.
This Directive should provide for rules concerning those special purpose vehicles that assume risks from insurance and reinsurance undertakings.
De særlige forhold, der gør sig gældende for sådanne special purpose vehicles, som ikke er forsikrings- eller genforsikringsselskaber, gør det nødvendigt at fastsætte specifikke bestemmelser i medlemsstaterne.
The special nature of such special purpose vehicles, which are not insurance or reinsurance undertakings, calls for the establishment of specific provisions in Member States.
Endvidere bør direktivet indeholde krav om, at hjemlandet skal fastsætte mere detaljerede regler for, hvornår udestående beløb fra en special purpose vehicle kan anvendes som aktiver til dækning af et forsikrings- eller genforsikringsselskabs forsikringsmæssige hensættelser.
Furthermore, this Directive should provide that the home Member State should lay down more detailed rules in order to set the conditions under which outstanding amounts from a special purpose vehicle can be used as assets covering technical provisions by an insurance or a reinsurance undertaking.
Direktivet bør også gøre det muligt at betragte inddrivelige beløb fra en special purpose vehicle som beløb, der kan fratrækkes i medfør af genforsikrings- eller retrocessionskontrakter inden for de i direktivet fastsatte grænser, når forsikrings- eller genforsikringsselskabet har anmodet om og opnået den kompetente myndigheds samtykke.
This Directive should also provide that recoverable amounts from a special purpose vehicle may be considered as amounts deductible under reinsurance or retrocession contracts within the limits set out in this Directive, subject to an application by the insurance undertaking or reinsurance undertaking to the competent authority and after agreement by that authority.
I særlige tilfælde er der også behov for, at de kompetente myndigheder bemyndiges til at gribe ind på et tilstrækkelig tidligt tidspunkt, men i udøvelsen af denne bemyndigelse bør de kompetente myndigheder oplyse genforsikringsselskaberne om årsagerne til sådanne tilsynsforanstaltninger i overensstemmelse med principperne om sund offentlig forvaltning og retfærdig rettergang.
In specific situations, there is also a need for the competent authorities to be empowered to intervene at a sufficiently early stage, but in the exercise of those powers, competent authorities should inform the reinsurance undertakings of the reasons motivating such supervisory action, in accordance with the principles of sound administration and due process.
Så længe en sådan situation varer ved, bør de kompetente myndigheder ikke kunne attestere, at genforsikringsselskabet har en tilstrækkelig solvensmargen.
As long as such a situation exists, the competent authorities should be prevented from certifying that the reinsurance undertaking has a sufficient solvency margin.
Det er nødvendigt at fastsætte bestemmelser om samarbejde mellem medlemsstaternes kompetente myndigheder for at sikre, at et genforsikringsselskab, der udøver sin virksomhed i henhold til reglerne om fri etableringsret og fri udveksling af tjenesteydelser, opfylder de bestemmelser, der gælder for det i værtslandet.
It is necessary to make provision for cooperation between the competent authorities of the Member States in order to ensure that a reinsurance undertaking carrying on its activities under the right of establishment and the freedom to provide services complies with the provisions applicable to it in the host Member State.
Det er vigtigt at fastsætte, at genforsikringsselskaber, som har hjemsted uden for Fællesskabet og udøver genforsikringsvirksomhed i Fællesskabet, ikke bør underlægges regler, som giver en mere favorabel behandling end den, der gives genforsikringsselskaber, som har hjemsted i en medlemsstat.
It is important to provide that reinsurance undertakings whose head office is situated outside the Community and which conduct reinsurance business in the Community should not be subject to provisions which result in treatment more favourable than that provided to reinsurance undertakings having their head office in a Member State.
For at tage hensyn til de internationale aspekter af genforsikring bør det være muligt at indgå internationale aftaler med et tredjeland, som tager sigte på at definere tilsynsmidlerne over for genforsikringsselskaber, som driver virksomhed på hver kontraherende parts område.
In order to take account of the international aspects of reinsurance, provision should be made to enable the conclusion of international agreements with a third country aimed at defining the means of supervision over reinsurance entities which conduct business in the territory of each contracting party.
Der bør fastsættes en smidig procedure, der gør det muligt at vurdere den forsigtighedstilsynsmæssige ækvivalens med tredjelande på et fællesskabsgrundlag, således at liberaliseringen af genforsikringstjenesteydelser i tredjelande øges, hvad enten dette sker ved etablering af virksomhed eller grænseoverskridende levering af tjenesteydelser.
Provision should be made for a flexible procedure to make it possible to assess prudential equivalence with third countries on a Community basis, so as to improve liberalisation of reinsurance services in third countries, be it through establishment or cross-border provision of services.
Med henblik herpå bør dette direktiv fastlægge procedurer for forhandling med tredjelande.
To that end, this Directive should provide for procedures for negotiating with third countries.
Navnlig bør de gældende bestemmelser, der tillader de myndigheder, der har kompetence inden for tilsynet med direkte forsikringsselskaber, at føre indirekte tilsyn med genforsikringsselskaber, tilpasses.
In particular, the existing provisions which permit ‘indirect supervision’ of reinsurance undertakings by the authorities competent for the supervision of direct insurance undertakings should be adapted.
Endvidere er det nødvendigt at afskaffe de gældende bestemmelser, hvorved medlemsstaterne kan kræve, at forsikringsselskaber skal stille aktiver som sikkerhed for de forsikringsmæssige hensættelser, uanset hvilken form dette krav måtte antage, når forsikringsselskabet er genforsikret i et genforsikringsselskab, der har opnået tilladelse i henhold til dette direktiv, eller i et forsikringsselskab.
Furthermore, it is necessary to abolish the current provisions enabling Member States to require pledging of assets covering the technical provisions of an insurance undertaking, whatever form this requirement might take, when the insurer is reinsured by a reinsurance undertaking authorised pursuant to this Directive or by an insurance undertaking.
Endelig bør der fastsættes bestemmelser om, at den solvensmargen, der kræves af forsikringsselskaber, der udøver genforsikringsvirksomhed, når denne virksomhed udgør en væsentlig del af deres samlede virksomhed, skal underkastes reglerne om solvenskrav for genforsikringsselskaber i dette direktiv.
Finally, provision should be made for the solvency margin required for insurance undertakings conducting reinsurance activities, when such activities represent a significant part of their business, to be subject to the solvency rules provided for reinsurance undertakings in this Directive.
Direktiv 73/239/EØF, 92/49/EØF og 2002/83/EF bør derfor ændres i overensstemmelse hermed.
Directives 73/239/EEC, 92/49/EEC and 2002/83/EC should therefore be amended accordingly.
I overensstemmelse med punkt 34 i den interinstitutionelle aftale om bedre EU-lovgivning tilskyndes medlemsstaterne til, i egen og Fællesskabets interesse, at udarbejde og offentliggøre deres egne oversigter, der så vidt muligt viser overensstemmelsen mellem dette direktiv og gennemførelsesforanstaltningerne.
The Council, in accordance with paragraph 34 of the Interinstitutional agreement on better law-making, should encourage Member States to draw up, for themselves and in the interest of the Community, their own tables, illustrating, as far as possible, the correlation between this Directive and the transposition measures, and to make them public.
Sigtet med dette direktiv, nemlig indførelse af retlige rammer for adgang til udøvelse af genforsikringsvirksomhed, kan ikke i tilstrækkelig grad opfyldes af medlemsstaterne og kan derfor på grund af den foreslåede handlings omfang og virkninger bedre gennemføres på fællesskabsplan. Fællesskabet kan derfor træffe foranstaltninger i overensstemmelse med subsidiaritetsprincippet, jf. traktatens artikel 5.
Since the objective of this Directive, namely the establishment of a legal framework for the taking up and pursuit of reinsurance activities, cannot be sufficiently achieved by the Member States and can therefore, by reason of the scale and effects of the action, be better achieved at Community level, the Community may adopt measures, in accordance with the principle of subsidiarity as set out in Article 5 of the Treaty.
Eftersom dette direktiv fastsætter minimumsnormer, kan medlemsstaterne fastsætte strengere retsregler —
Since this Directive defines minimum standards, Member States may lay down stricter rules,
forsikringsselskaber, som direktiv 73/239/EØF eller 2002/83/EF finder anvendelse på
insurance undertakings to which Directives 73/239/EEC or 2002/83/EC apply;
de former for virksomhed og organer, der er nævnt i artikel 2 og 3 i direktiv 73/239/EØF
activities and bodies referred to in Articles 2 and 3 of Directive 73/239/EEC;
genforsikringsvirksomhed, der udøves eller dækkes af en fuldstændig garanti af en medlemsstats regering, når denne af grunde, der vedrører væsentlige offentlige interesser, handler som genforsikrer i sidste instans, herunder under omstændigheder, hvor denne rolle er nødvendig som følge af en markedssituation, hvor det er umuligt at opnå tilstrækkelig genforsikringsdækning på markedsvilkår.
the activity of reinsurance conducted or fully guaranteed by the government of a Member State when this is acting, for reasons of substantial public interest, in the capacity of reinsurer of last resort, including in circumstances where such a role is required by a situation in the market in which it is not feasible to obtain adequate commercial cover.
»genforsikring«: den form for virksomhed, der består i overtagelse af risici cederet af et forsikringsselskab eller af et andet genforsikringsselskab.
‘reinsurance’ means the activity consisting in accepting risks ceded by an insurance undertaking or by another reinsurance undertaking.
Hvad angår assurandørsammenslutningen Lloyd's, forstås ved genforsikring også, at et andet forsikrings- eller genforsikringsselskab end Lloyd's overtager risici cederet af et medlem af Lloyd's
In the case of the association of underwriters known as Lloyd's, reinsurance also means the activity consisting in accepting risks, ceded by any member of Lloyd's, by an insurance or reinsurance undertaking other than the association of underwriters known as Lloyd's;
»captive-genforsikringsselskab«: et genforsikringsselskab, der enten er ejet af en anden finansiel virksomhed end et forsikrings- eller genforsikringsselskab eller af en forsikrings- eller genforsikringskoncern, som direktiv 98/78/EF finder anvendelse på, eller af en ikke-finansiel virksomhed, som har til formål udelukkende at yde genforsikringsdækning for risiciene i den eller de virksomheder, som den tilhører, eller af den eller de virksomheder i den koncern, som captive-genforsikringsselskabet er en del af
‘captive reinsurance undertaking’ means a reinsurance undertaking owned either by a financial undertaking other than an insurance or a reinsurance undertaking or a group of insurance or reinsurance undertakings to which Directive 98/78/EC applies, or by a non-financial undertaking, the purpose of which is to provide reinsurance cover exclusively for the risks of the undertaking or undertakings to which it belongs or of an undertaking or undertakings of the group of which the captive reinsurance undertaking is a member;
»genforsikringsselskab«: en virksomhed, som har opnået administrativ tilladelse i overensstemmelse med artikel 3
‘reinsurance undertaking’ means an undertaking which has received official authorisation in accordance with Article 3;
»filial«: et genforsikringsselskabs agentur eller filial
‘branch’ means an agency or a branch of a reinsurance undertaking;
»etableret forretningssted«: et genforsikringsselskabs vedtægtsmæssige hjemsted eller en filial, jf. litra d)
‘establishment’ means the head office or a branch of a reinsurance undertaking, account being taken of point (d);
»hjemland«: den medlemsstat, hvor genforsikringsselskabets vedtægtsmæssige hjemsted er beliggende
‘home Member State’ means the Member State in which the head office of the reinsurance undertaking is situated;
»filialmedlemsstat«: den medlemsstat, hvor genforsikringsselskabets filial er beliggende
‘Member State of the branch’ means the Member State in which the branch of a reinsurance undertaking is situated;
»værtsland«: den medlemsstat, hvor et genforsikringsselskab har en filial eller præsterer tjenesteydelser
‘host Member State’ means the Member State in which a reinsurance undertaking has a branch or provides services;
»kontrol«: den forbindelse, der findes mellem et moderselskab og dets datterselskab, som defineret i artikel 1 i direktiv 83/349/EØF, eller en forbindelse af samme art mellem en fysisk eller juridisk person og en virksomhed
‘control’ means the relationship between a parent undertaking and a subsidiary, as defined in Article 1 of Directive 83/349/EEC, or a similar relationship between any natural or legal person and an undertaking;
»kvalificeret deltagelse«: direkte eller indirekte besiddelse af mindst 10 % af kapitalen eller stemmerettighederne i en virksomhed eller enhver anden mulighed for at udøve en betydelig indflydelse på driften af den virksomhed, hvori der besiddes en kapitalandel
‘qualifying holding’ means a direct or indirect holding in an undertaking which represents 10 % or more of the capital or of the voting rights or which makes it possible to exercise a significant influence over the management of the undertaking in which a holding subsists;
»moderselskab«: en modervirksomhed som defineret i artikel 1 og 2 i direktiv 83/349/EØF
‘parent undertaking’ means a parent undertaking as defined in Articles 1 and 2 of Directive 83/349/EEC;
»datterselskab«: en dattervirksomhed som defineret i artikel 1 og 2 i direktiv 83/349/EØF
‘subsidiary’ means a subsidiary undertaking as defined in Articles 1 and 2 of Directive 83/349/EEC;
»kompetente myndigheder«: de nationale myndigheder, der ved lov eller anden forskrift er bemyndiget til at føre tilsyn med genforsikringsselskaber
‘competent authorities’ means the national authorities which are empowered by law or regulation to supervise reinsurance undertakings;
kapitalinteresser, hvorved forstås besiddelse af mindst 20 % af stemmerettighederne eller af kapitalen i en virksomhed, enten direkte eller gennem kontrol, eller
participation, which shall mean the ownership, direct or by way of control, of 20 % or more of the voting rights or capital of an undertaking, or
kontrol i alle de i artikel 1, stk. 1 og 2, i direktiv 83/349/EØF nævnte tilfælde eller en forbindelse af samme art mellem en fysisk eller juridisk person og en virksomhed
control, in all the cases referred to in Article 1(1) and (2) of Directive 83/349/EEC or a similar relationship between any natural or legal person and an undertaking;
»finansiel virksomhed«: et af følgende selskaber:
‘financial undertaking’ means one of the following entities:
et kreditinstitut, et finansieringsinstitut eller en accessorisk bankservicevirksomhed, jf. artikel 1, stk. 5 og stk. 23, i direktiv 2000/12/EF
a credit institution, a financial institution or an ancillary banking services undertaking within the meaning of Article 1(5) and (23) of Directive 2000/12/EC,
et forsikringsselskab, et genforsikringsselskab eller et forsikringsholdingselskab, jf. artikel 1, litra i), i direktiv 98/78/EF
an insurance undertaking, a reinsurance undertaking or an insurance holding company within the meaning of Article 1(i) of Directive 98/78/EC,
et investeringsselskab eller finansieringsinstitut, jf. artikel 4, stk. 1, afsnit 1, i direktiv 2004/39/EF
an investment firm or a financial institution within the meaning of point 1 of Article 4(1) of Directive 2004/39/EC,
»special purpose vehicle«: enhver virksomhed, uanset om der er tale om et aktieselskab eller ej, bortset fra et eksisterende forsikrings- eller genforsikringsselskab, som overtager risici fra forsikrings- eller genforsikringsselskaber, og som finansierer sin dækning af sådanne risici udelukkende af udbyttet fra udstedelse af obligationer eller andre finansieringsordninger, hvor tilbagebetalingsrettighederne for dem, der har stillet lånet eller de andre finansieringsordninger til rådighed, er omfattet af de genforsikringsforpligtelser, der gælder for en sådan virksomhed
‘special purpose vehicle’ means any undertaking, whether incorporated or not, other than an existing insurance or reinsurance undertaking, which assumes risks from insurance or reinsurance undertakings and which fully funds its exposure to such risks through the proceeds of a debt issuance or some other financing mechanism where the repayment rights of the providers of such debt or other financing mechanism are subordinated to the reinsurance obligations of such a vehicle;
»finite reinsurance«: genforsikring, hvor den eksplicitte maksimale tabsrisiko udtrykt som den maksimale overførte økonomiske risiko, der opstår som følge af en høj garantirisiko og overført tidsrisiko, overstiger præmien i hele kontraktens løbetid, for et begrænset, men betydeligt beløb, når mindst et af de følgende to kendetegn er til stede:
‘finite reinsurance’ means reinsurance under which the explicit maximum loss potential, expressed as the maximum economic risk transferred, arising both from a significant underwriting risk and timing risk transfer, exceeds the premium over the lifetime of the contract by a limited but significant amount, together with at least one of the following two features:
eksplicit og omfattende hensyntagen til tidsværdien
explicit and material consideration of the time value of money,
Med henblik på stk. 1, litra a), i denne artikel anses et genforsikringsselskabs tilvejebringelse af dækning for en arbejdsmarkedspensionskasse, der falder ind under anvendelsesområdet for direktiv 2003/41/EF, når disse institutioners hjemlande har tilladt det, også for en aktivitet, der falder ind under dette direktivs anvendelsesområde.Med henblik på stk. 1, litra d), sidestilles et genforsikringsselskabs permanente tilstedeværelse på en medlemsstats område med et agentur eller en filial, også selv om denne tilstedeværelse ikke har form af en filial eller et agentur, men blot af et kontor, der ledes af selskabets eget personale, eller af en uafhængig person, som har en fast bemyndigelse til at handle på selskabets vegne i lighed med et agentur.
For the purposes of paragraph 1(a) of this Article, the provision of cover by a reinsurance undertaking to an institution for occupational retirement provision falling under the scope of Directive 2003/41/EC where the law of the institution's home Member State permits such provision, shall also be considered as an activity falling under the scope of this Directive.For the purposes of paragraph 1(d), any permanent presence of a reinsurance undertaking in the territory of a Member State shall be treated in the same way as an agency or branch, even if that presence does not take the form of a branch or agency, but consists merely of an office managed by the undertaking's own staff or by a person who is independent but has permanent authority to act for the undertaking as an agency would.
Med henblik på stk. 1, litra j), i denne artikel og i forbindelse med artikel 12 og 19-23 samt de andre niveauer af deltagelse, der er omhandlet i artikel 19-23, tages de stemmerettigheder, der er nævnt i artikel 92 i direktiv 2001/34/EF, i betragtning.Med henblik på stk. 1, litra l), anses ethvert datterselskab af et datterselskab også for at være datterselskab af det selskab, der er det endelige moderselskab for disse selskaber.
For the purposes of paragraph 1(j) of this Article, and in the context of Articles 12 and 19 to 23 and of the other levels of holding referred to in Article 19 to 23, the voting rights referred to in Article 92 of Directive 2001/34/EC shall be taken into account.For the purposes of paragraph 1(l), any subsidiary of a subsidiary undertaking shall also be regarded as a subsidiary of the undertaking which is those undertakings' ultimate parent undertaking.
Med henblik på stk. 1, litra n):
For the purposes of paragraph 1(n):
anses et datterselskab af et datterselskab også for at være datterselskab af det moderselskab, der står i spidsen for disse selskaber.
any subsidiary undertaking of a subsidiary undertaking shall be considered a subsidiary of the parent undertaking which is at the head of those undertakings;
anses en situation, hvor to eller flere fysiske eller juridiske personer er varigt knyttet til den samme person gennem kontrol, også for at være en snæver forbindelse.
a situation in which two or more natural or legal persons are permanently linked to one and the same person by a control relationship shall also be regarded as constituting a close link between such persons.
ADGANG TIL UDØVELSE AF GENFORSIKRINGSVIRKSOMHED OG MEDDELELSE AF TILLADELSE TIL GENFORSIKRINGSSELSKABET
THE TAKING-UP OF THE BUSINESS OF REINSURANCE AND AUTHORISATION OF THE REINSURANCE UNDERTAKING
Princippet om meddelelse af tilladelse
Principle of authorisation
en virksomhed, der etablerer hjemsted på denne medlemsstats område
any undertaking which establishes its head office in the territory of that State;
genforsikringsselskaber, der efter at have modtaget tilladelse udvider deres virksomhed til anden genforsikringsvirksomhed end den, for hvilken der er opnået tilladelse.
any reinsurance undertaking which, having received the authorisation, extends its business to reinsurance activities other than those already authorised.
Omfanget af tilladelsen
Scope of authorisation