natgillin/translations-raw huggingface dataset:
(ca) at forhindre anvendelse af verifikationsinstrumentet, når underretningen i henhold til artikel 46, litra b), har fundet sted
(ca) to prevent all use of the payment verification instrument, once the notification under Article 46(b) has been made.
Med henblik på at gendrive formodningen i stk. 2 , skal det evalueres, om brug af et verifikationsinstrument registreret af betalingstjenesteudbyderen er tilstrækkeligt til at fastslå, at betalingen var godkendt af brugeren af betalingstjenester, eller at brugeren af betalingstjenester handlede svigagtigt eller groft forsømmeligt, hvad angår hans forpligtelser efter artikel 46.
For the purposes of rebutting the presumption referred to in paragraph 2, it shall be evaluated whether or not the use of a payment verification instrument recorded by the payment service provider is sufficient to establish either that the payment was authorised by the payment service user or that the payment service user acted fraudulently or with gross negligence with regard to his obligations under Article 46.
Dette erstatningskrav mod betalingstjenesteudbyderen bortfalder et år efter den uautoriserede debitering af kontoen.
This entitlement to a refund from the payment service provider shall lapse one year after the unauthorised debit to the account.
Ændringen supplerer artikel 49 med en udelukkelsesfrist, da betalingstjenesteudbyderen som regel ikke har indsigt i aftaleforholdet mellem betalingstjenestebrugeren og tredjemand, der har foranlediget debiteringen.
The amendment serves to insert a time limit in Article 49, as the payment service provider does not usually have any information about the contractual relationship between the payment service user and the third party who has prompted the debit.
Betalingstjenestebrugeren skal bære tab på op til højst 150 EUR, der måtte følge af brug af et tabt eller stjålent verifikationsinstrument, og som opstår, før han har opfyldt sin forpligtelse til at underrette udbyderen af betalingstjenester ifølge artikel 46, litra b).
The payment service user shall bear the loss, up to a maximum of EUR 150, resulting from the use of a lost or stolen payment verification instrument and occurring before he has fulfilled his obligation to notify his payment service provider under Article 46(b).
Betalingstjenestebrugeren skal bære tab på op til højst 150 EUR, der måtte følge af brug af et tabt eller stjålent verifikationsinstrument, og som opstår, før han har opfyldt sin forpligtelse til at underrette udbyderen af betalingstjenester ifølge artikel 46, litra b) , medmindre han handlede svigagtigt eller groft forsømmeligt, navnlig hvad angår hans forpligtelser efter artikel 46 .
The payment service user shall bear the loss, up to a maximum of EUR 150, resulting from the use of a lost or stolen payment verification instrument and occurring before he has fulfilled his obligation to notify his payment service provider under Article 46(b), provided that he has not acted with fraudulent intent or displayed gross negligence, particularly by neglecting his duties of care pursuant to Article 46.
Ændringen er en præcisering af, at ansvarsbegrænsningen kun gælder for de tilfælde, hvor brugeren ikke handlede svigagtigt eller groft forsømmeligt.
The amendment clarifies the point that the limitation on liability applies only in cases in which the user has not acted with fraudulent intent or displayed gross negligence.
Ændringsforslag 68
Amendment 68
Medlemsstaterne kan nedsætte dette beløb , dog således at denne nedsættelse ikke gælder for udbydere af betalingstjenester, der er meddelt autorisation i andre medlemsstater .
Member States may reduce that maximum amount further provided that such reduction does not apply to payment service providers authorised in other Member States.
Artikel 50, stk. 3, finder kun anvendelse på elektroniske penge, hvis udbyderen af betalingstjenester teknisk set har mulighed for at spærre eller forhindre yderligere brug af de elektroniske penge, der er lagret på et elektronisk medium.
Article 50(3) shall apply to electronic money in so far as the payment service provider is technically in a position to freeze or prevent further spending of the electronic money stored on an electronic device.
De elektroniske penge, der defineres her, kan sidestilles med kontanter, og bør holdes uden for disse bestemmelser.
The electronic money referred to here should be regarded as equivalent to cash and should therefore not be regulated by this instrument.
Medlemsstaterne skal sikre, at en betaler , der handler i god tro, har ret til tilbagebetaling af en uautoriseret betalingstransaktion, som allerede er gennemført, hvis følgende betingelser er opfyldt:
Member States shall ensure that a payer acting in good faith is entitled to a refund of an authorised payment transaction which has already been executed, if the following conditions are met:
Medlemsstaterne skal sikre, at en betaler har ret til tilbagebetaling af en uautoriseret betalingstransaktion , som er foranlediget af betalingsmodtageren , og som allerede er gennemført, hvis følgende betingelser er opfyldt:
Member States shall ensure that a payer is entitled to a refund of an authorised payment transaction which has arisen from instructions from the payee and has already been executed, if the following conditions are met:
Det begreb, der anvendes i artikel 52 „god tro“ („acting in good faith“) bør udgå, da svigagtige handlinger under alle omstændigheder er udelukket.
The concept of 'acting in good faith' used in Article 52 should be deleted, as acts with fraudulent intent are in any case excluded.
Ellers skulle denne formulering indgå i alle bestemmelser.
Otherwise this formulation would have to be included in every legislative instrument.
Endvidere passer tilbagebetalingsbestemmelserne kun på såkaldte pull transactions, hvor det er betalingsmodtageren, der tager initiativ til betalingstransaktionen, som derfor ikke kan kontrolleres af betaleren på debiteringstidspunktet.
Moreover, the refund clause is appropriate only for pull transactions, i.e. those where the payment is initiated by the payee and therefore cannot be monitored by the payer at the time of the payment.
Det er den eneste grund til, at betaleren skal beskyttes.
It is only in this case that the payer requires protection.
i) udbyderen af betalingstjenester har modtaget betalingsordren
(i) the payment service provider has received the payment order;
i) betalerens udbyder af betalingstjenester har modtaget betalingsordren
(i) the payment service provider of the payer has received the payment order;
ii) betalerens udbyder af betalingstjenester har afsluttet autentificeringen af ordren, herunder eventuelt kontrolleret, at der er disponible midler
(ii) the payment service provider of the payer has completed authentication of the order, including a possible check on the availability of funds;
I artikel 54, stk. 1, er der behov for en præcisering af, hvilken person der refereres til i punkt i) og ii).
Article 54(1) requires clarification as regards which person points (i) and (ii) refer to.
Hvis der er tale om andre betalingstransaktioner kan betaler og betalingsmodtager ved fælles overenskomst ændre disse krav .
In the case of other payment transactions, the payer and the payee may , by mutual agreement, vary those requirements.
Hvis der er tale om andre betalingstransaktioner kan betaler eller betalingsmodtager indgår afvigende aftaler med deres udbydere af betalingstjenester .
In the case of other payment transactions, the payer and the payee may conclude with their payment service providers agreements which differ .
Der kan kun indgås fravigende aftaler mellem de faktiske aftalepartnere.
It is only between the actual contracting parties that it is possible for differing agreements to be concluded.
I dette tilfælde er det betalers og betalingsmodtagers betalingstjenesteudbyder.
In this case, the parties concerned are the payer and the payee, on the one hand, and their respective payment service providers on the other.
a) når både betalers og betalingsmodtagers udbyder er etableret i Fællesskabet, men betalingstransaktionen helt eller delvist gennemføres i en anden valuta end en medlemsstats
(a) where the payment service providers of both the payer and the payee are located in the Community, but the payment transaction is denominated, in whole or in part, in a currency other than that of a Member State ;
b) når hverken betalers eller betalingsmodtagers udbyder er etableret i Fællesskabet.
(b) where the payment service provider of either the payer or the payee is not located in the Community.
Når direktivets anvendelsesområde begrænses i artikel 2, bør dette stykke automatisk udgå.
The deletion follows automatically from the limitation of the scope of the Directive in Article 2.
Der er ingen grund til ikke at udføre mikrobetalinger lige så hurtigt som andre betalinger.
There is no reason to execute micro payments not as fast as other payments .
Medlemsstaterne skal kræve, at betalers udbyder af betalingstjenester sikrer, at ordrebeløbet efter accepttidspunktet krediteres betalingsmodtagerens betalingskonto senest ved udgangen af den første arbejdsdag efter accepttidspunktet.
Member States shall require the payer’s payment service provider to ensure that, after the point in time of acceptance, the amount ordered is credited to the payee’s payment account at the latest at the end of the first working day following the point in time of acceptance.
For at give kunderne et større spillerum for deres beslutninger og ikke på forhånd udelukke små udbydere, der ikke umiddelbart selv har adgang til en betalingsafviklingssystem, fra markedet, bør der fortsat kunne indgås afvigende aftaler individuelt.
However, in order to allow the customer greater choice and not a priori to exclude from the market small economic operators who do not have their own direct access to a payment transaction system, a differing individual agreement should remain possible.
Når en betalingstransaktion indledes af eller via betalingsmodtageren, skal medlemsstaterne kræve, at betalingstjenesteudbyderen sørger for, at det beløb, der er angivet på betalingsordren krediteres betalingsmodtagerens konto senest den første arbejdsdag efter accepttidspunktet , medmindre betaleren og dennes betalingstjenesteudbyder udtrykkeligt har truffet anden aftale
For a payment transaction initiated by or through the payee, Member States shall require the payment service provider to ensure that, after the point of time of acceptance, the amount ordered is credited to the payee’s payment account at the latest at the end of the first working day following the day on which the point in time of acceptance falls, unless otherwise explicitly agreed between the payee and his payment service provider.
Når en betalingstransaktion indledes af eller via betalingsmodtageren, skal medlemsstaterne kræve, at betalerens betalingstjenesteudbyder sørger for, at det beløb, der er angivet på betalingsordren krediteres betalingsmodtagerens betalingstjenesteudbyders konto senest den første arbejdsdag efter tidspunktet for betalerens betalingstjenesteudbyders accept , medmindre betaleren og dennes betalingstjenesteudbyder udtrykkeligt har truffet anden aftale.
For a payment transaction initiated by or through the payee, Member States shall require the payer's payment service provider to ensure that, after the point of time of acceptance, the amount ordered is credited to the payee’s payment service provider payment account at the latest at the end of the first working day following the day on which the point in time of acceptance by the payer's payment service provider falls, unless otherwise explicitly agreed between the payee and his payment service provider.
Af forbrugerbeskyttelseshensyn bør en økonomisk transaktion udføres så hurtigt som teknisk muligt.
For consumer protection reasons, a financial transaction should be executed as fast as technically possible.
ARTIKEL 63
ARTICLE 63
Hvis brugeren af betalingstjenesten indsætter kontanter på sin egen konto, skal udbyderen sørge for, at beløbet krediteres senest første arbejdsdag efter modtagelse af midlerne.
In the case of a cash deposit by the payment service user into his own account, the payment service provider shall ensure that the amount is credited at the latest on the next working day after receipt of the funds.
(Vedrører ikke den danske tekst)
Where a payment service user puts cash on his own account, the payment service provider shall ensure that the amount is credited at the latest on the next working day after receipt of the funds.
(Vedrører ikke den danske tekst)
The reference to cash deposit implies that payment institutions could be deposit takers, which is not consistent with the stated intention that PI should not take deposits.
ARTIKEL 64
ARTICLE 64
Med henblik på fastlæggelsen af gennemførelsestiden på D+1 forekommer bestemmelsen overdreven, og desuden ville den modvirke en fuldstændig harmonisering, som er målet.
Bearing in mind that the execution time provided for is d+1, this provision seems excessive; moreover, it would be contrary to the objective of full harmonisation.
ARTIKEL 65, OVERSKRIFT
ARTICLE 65, TITLE
Rådighed over indgåede midler på en betalingskonto
Availability of incoming funds on a payment account
Når betalingstransaktionens gennemførelse i henhold til artikel 60 foreslås begrænset til det tidspunkt, hvor betalingen indgår hos betalingsmodtagerinstituttet, bør krediteringsbestemmelserne som konsekvens gælde for krediteringen, hhv. udbetalingen af samtlige indgåede midler til betalingsmodtageren.
In accordance with the limitation of the completion of the payment to the receipt of the payment by the institution receiving it, as proposed in Article 60, the provisions on crediting ought, in the interests of consistency, to apply to the crediting or payment of all amounts received to the payee.
Alt i alt ville man på den måde også sondre mellem betalerens og tjenesteudbyderens forpligtelser og betalingsmodtagerens tjenesteudbyders forpligtelser (juridisk klarhed).
Overall, this would serve to differentiate correctly between the obligations of the payer's service provider and those of the payee's service provider (legal clarity).
Ordrergiver kan forlange en senere kreditering som bogføringsdato.
The party issuing an instruction may require a later value date than the date of entry.
En senere kreditering er gængs praksis for at forhindre en overbelastning af bogføringssystemet i forbindelse med betalinger med fast frist, f.eks. ved udgangen af et kvartal eller et regnskabsår.
A later value date would accord with the common practice of preventing overloading of the transfer system at the end of a quarter or of a year arising from payments due at a particular time.
Da opsparingskonti alligevel ikke lægges sammen med betalingskonti, er der egentlig ikke noget behov for en regulering, og derfor bør stk. 4 udgå.
As savings accounts are in any case not classified as payment accounts, there is no need for regulation, so that paragraph 4 can be deleted.
Abs. stk. 1, sidste punktutm, bør udgå, da det ikke er defineret, hvad der skal forstås ved "Muligt".
The last sentence of paragraph 1 should be deleted, particularly as what is meant by 'possible' is not defined.
Efter tidspunktet for accept i overensstemmelse med artikel 54, stk. 1, har udbyderen af betalingstjenester ansvaret for en manglende eller mangelfuld gennemførelse af en betalingstransaktion foretaget i overensstemmelse med bestemmelserne i afdeling 1.
After the point in time of acceptance in accordance with Article 54(1), a payment service provider shall be liable for the non-execution or defective execution of a payment transaction made in accordance with Section 1.
Endvidere har udbyderen af betalingstjenester det fulde ansvar for eventuelle gebyrer og renter, der opkræves brugeren af betalingstjenester som følge af en manglende eller mangelfuld gennemførelse af betalingstransaktionen.
In addition, the payment service provider shall be strictly liable for any charges, and for any interest charged to the payment service user as a consequence of the non execution or defective execution of the payment transaction.
Endvidere har udbyderen af betalingstjenester ansvaret for eventuelle gebyrer og renter, der opkræves brugeren af betalingstjenester som følge af en manglende eller mangelfuld gennemførelse af betalingstransaktionen.
In addition, the payment service provider shall be liable for any charges, and for any interest charged to the payment service user as a consequence of the non‑execution or defective execution of the payment transaction.
Fuldt ansvar (objektivt ansvar) - dvs. uanset skyld - for en manglende eller mangelfuld gennemførelse af en betalingstransaktion vil være imod de civilretlige erstatningsprincipper, der gælder i alle medlemsstater.
Strict liability - i.e. irrespective of fault - for non-execution or defective execution of a transaction would be contrary to principles of liability under civil law which apply in all Member States.
Hvis hensigten med erstatningsklausulen er, at den part, der anmoder om en betalingstransaktion i tilfælde af en manglende eller mangelfuld gennemførelse af en transaktion, der involverer mere end en tjenesteyder, kan drage tjenesteyderen til ansvar for fejl, som en anden tjenesteyder, der udfører transaktionen, har begået, er det tilstrækkeligt, at tjenesteyderen er ansvarlig for sine egne fejl og den anden tjenesteyders fejl (ansvar for agenters handlinger).
If the liability clause is intended to have the effect that, in the event of non-execution or defective execution of a transaction involving more than one service provider, the party ordering the payment can hold his payment service provider responsible even for errors by a service provider which the latter uses to execute the transaction, it is sufficient that the payment service provider should be liable for his own errors and those of operators whom he uses to assist performance (liability for the performance of agents).
I tilfælde af en fejlfri gennemførelse af betalingsordren skal de dermed forbundne udgifter afholdes af brugeren af betalingstjenesten.
If the payment order has been executed correctly, the payment service user shall bear the costs of showing this .
Tjenesteudbyderens bevisbyrde i henhold til stk. 2 må accepteres under forudsætning af, at brugeren må afholde udgifterne, såfremt gennemførelsen har været fejlfri.
The burden of proof on the service provider, for which paragraph 2 provides, can be accepted provided that the costs involved are borne by the user if the order is executed correctly.
ARTIKEL 76
ARTICLE 76
Kommissionen kan i overensstemmelse med proceduren i artikel 77, stk. 2, opdatere de beløb, der er anført i artikel 2, stk. 1, artikel 21, stk. 1, litra a), artikel 38 og artikel 50, stk. 1, for at tage højde for inflation og mærkbare udviklinger på markedet.
It may, in accordance with the procedure referred to in Article 77(2), update the amounts specified in Articles 2(1), 21(1)(a), 38 and 50(1) in order to take account of inflation and significant market developments.
Kommissionen kan i overensstemmelse med proceduren i artikel 77, stk. 2, opdatere de beløb, der er anført i artikel 2, stk. 1, artikel 21, stk. 1, litra a), artikel 38 og artikel 50, stk. 1, for at tage højde for inflation og mærkbare udviklinger på markedet.
The Commission may, in accordance with the procedure referred to in Article 77(2), update the amounts specified in Articles 2(1), 21(1)(a), 38 and 50(1) in order to take account of inflation and significant market developments.
Enhver ændring af bilaget ville medføre en væsentlig ændring af anvendelsesområdet.
Any amendment to the annex would result in a substantial alteration of the scope.
Fastsættelsen af betalingsinstitutternes virksomhed er et nøgleelement i dette direktiv.
Establishing the activities of payment institutions is a key element of the Directive.
Da disse spørgsmål vedrørende anvendelsesområdet har overordentlig stor betydning for håndhævelsen af forbrugernes rettigheder, kan en sådan ændring ikke gennemføres uden om den fælles beslutningsprocedure.
As these issues regarding its scope may have a considerable impact on the protection of the rights of consumers, such an amendment must not bypass the codecision procedure.
Indførelsen af nye betalingsinstrumenter sker normalt heller ikke med så kort frist, at EU-lovgivningsmyndigheden ikke skulle kunne reagere med en ændring af dette direktiv.
As a rule, when new payment instruments are introduced, this does not happen at such short notice that the European legislator would be unable to respond by amending this Directive.
Denne del af bestemmelserne er derfor overflødig og bør uden videre udgå.
This part of the article is therefore superfluous and should be deleted in its entirety.
Andet punktum suppleres tilsvarende (den tyske udgave).
The second sentence should be supplemented accordingly.
Forslag til Europa-Parlamentets og Rådets direktiv om betalingstjenester i det indre marked og om ændring af direktiv 97/7/EF, 2000/12/EF og 2002/65/EF
Proposal for a directive of the European Parliament and of the Council on payment services in the internal market and amending Directives 97/7/EC, 2000/12/EC and 2002/65/EC
André Brie, Ieke van den Burg, Giles Chichester, Joel Hasse Ferreira, Konstantinos Hatzidakis, Syed Kamall, Othmar Karas, Cecilia Malmström, Angelika Niebler, Alexander Stubb, Gary Titley, Stefano Zappalà
André Brie, Ieke van den Burg, Giles Chichester, Joel Hasse Ferreira, Konstantinos Hatzidakis, Syed Kamall, Othmar Karas, Cecilia Malmström, Angelika Niebler, Alexander Stubb, Gary Titley, Stefano Zappalà
Forslaget til direktiv om betalingstjenester i det indre marked sigter mod at forbedre stordriftsmulighederne og øge konkurrencen, hvilket fremmer gennemførelsen af Lissabon-målene.
The proposal for a directive on payment services in the internal market is aimed at improving economies of scale and increasing competition, which should support the achievement of the Lisbon objectives.
Fælles retlige rammer vil give forbrugeren mulighed for at drage fordel af større åbenhed og et større udvalg på markedet for betalingstjenester, men de forudsætter også, at tjenesteydere og virksomheder foretager betydelige investeringer.
Establishing a common legal framework is supposed to allow the consumers to benefit from better transparency and greater choice in the payment services market, but will also require significant investments from services providers and businesses.
Efter at Kommissionen har fremsat sit forslag, har der pågået en intensiv diskussion om, hvorvidt bestemmelserne er ønskede, og om de mulige konsekvenser af disse.
In response to the Commission’s proposal, there is intensive discussion taking place as to the desirability and potential effects of its provisions.
Hvad angår omfanget af Retsudvalgets kompetence, vil denne udtalelse indeholde ændringsforslag vedrørende direktivets anvendelsesområde, de mest oplagte forbedringer af den juridiske klarhed samt visse institutionelle bestemmelser, såsom indførelsen af en såkaldt komitologiprocedure.
With regard to the scope of Committee on Legal Affairs’ competence, this Opinion contains amendments related to the scope of the directive, the most obvious improvements in legislative clarity, as well as certain institutional provisions, such as the one introducing the so-called comitology procedure.
Ordføreren støtter valget af retsgrundlag for dette forslag samt valget af et direktiv frem for en forordning til harmoniseringen af de forskellige nationale bestemmelser om betalingstjenester.
Your draftsman supports the choice of legal base for this proposal, as well as the choice of directive rather than a regulation to harmonise the various national provisions on payment services.