natgillin/translations-raw huggingface dataset:
Større datterselskaber af finansielle moderholdingselskaber i EU skal imidlertid offentliggøre de oplysninger, der er anført i bilag XII, del 1, afsnit 5, på individuelt eller delkonsolideret grundlag.
Significant subsidiaries of EU parent financial holding companies shall disclose the information specified in Annex XII, Part 1, paragraph 5, on an individual or sub-consolidated basis.
De kompetente myndigheder for kretidinstituttets moderselskab klassificerer større datterselskaber.
The competent authorities of the parent credit institution will classify significant subsidiaries.
The Council amendment is hereby endorsed..
The Council amendment is hereby endorsed.
Artikel 72, stk. 3
Article 72, paragraph 3
De kompetente myndigheder, der i henhold til artikel 125-131 er ansvarlige for tilsynet på konsolideret grundlag, kan beslutte helt eller delvis at undlade at anvende bestemmelserne i stk. 1 og 2 på kreditinstitutter, der er omfattet af sammenlignelige oplysninger, som et moderselskab etableret i et tredjeland har offentliggjort på et konsolideret grundlag.
The competent authorities responsible for exercising supervision on a consolidated basis pursuant to Articles 125 to 131 may decide not to apply in full or in part paragraphs 1 and 2 to the credit institutions which are included within comparable disclosures provided on a consolidated basis by a parent undertaking established in a third country.
De kompetente myndigheder, der i henhold til artikel 125 og 126 er ansvarlige for tilsynet på konsolideret grundlag, kan beslutte helt eller delvis at undlade at anvende bestemmelserne i stk. 1 og 2 på kreditinstitutter, der er omfattet af sammenlignelige oplysninger, som et moderselskab etableret i et tredjeland har offentliggjort på et konsolideret grundlag.
The competent authorities responsible for exercising supervision on a consolidated basis pursuant to Articles 125 and 126 may decide not to apply in full or in part paragraphs 1 and 2 to the credit institutions which are included within comparable disclosures provided on a consolidated basis by a parent undertaking established in a third country.
Artikel 73, stk. 1, indledning
Article 73, paragraph 1, introductory part
Medlemsstaterne eller de kompetente myndigheder, der i henhold til artikel 125-131 har til opgave at føre det konsoliderede tilsyn, kan i følgende tilfælde undlade at medtage et kreditinstitut, et finansieringsinstitut eller en accessorisk servicevirksomhed, der er et datterselskab, eller i hvilket der besiddes kapitalinteresser, i konsolideringen:
The Member States or the competent authorities responsible for exercising supervision on a consolidated basis pursuant to Article 125 to 131 may decide in the following cases that a credit institution, financial institution or ancillary services undertaking which is a subsidiary or in which a participation is held need not be included in the consolidation:
Medlemsstaterne eller de kompetente myndigheder, der i henhold til artikel 125 og 126 har til opgave at føre det konsoliderede tilsyn, kan i følgende tilfælde undlade at medtage et kreditinstitut, et finansieringsinstitut eller en accessorisk servicevirksomhed, der er et datterselskab, eller i hvilket der besiddes kapitalinteresser, i konsolideringen:
The Member States or the competent authorities responsible for exercising supervision on a consolidated basis pursuant to Articles 125 and 126 may decide in the following cases that a credit institution, financial institution or ancillary services undertaking which is a subsidiary or in which a participation is held need not be included in the consolidation:
Artikel 74, stk. 2, afsnit 1
Article 74, paragraph 2, subparagraph 1
Uanset kravene i artikel 68-72 sikrer de kompetente myndigheder, at der mindst hvert halve år foretages beregninger med henblik på at kontrollere, at kreditinstitutterne overholder forpligtelserne i artikel 75.
Notwithstanding the requirements laid down in Articles 68 to 72, the competent authorities shall ensure that the calculations to verify the compliance of credit institutions with the obligations laid down in Article 75 are carried out not less than twice each year.
Uanset kravene i artikel 68-72 skal der mindst hvert halve år foretages beregninger med henblik på at kontrollere, at kreditinstitutterne overholder forpligtelserne i artikel 75.
Notwithstanding the requirements laid down in Articles 68 to 72, the calculations to verify the compliance of credit institutions with the obligations laid down in Article 75 shall be carried out not less than twice each year.
Artikel 74, stk. 2, afsnit 2
Article 74, paragraph 2, subparagraph 2
Beregningerne skal enten foretages af kreditinstitutterne selv, som skal meddele de kompetente myndigheder resultaterne af beregningen og oplyse om deldata , eller af de kompetente myndigheder, som baserer sig på data, der kommer fra kreditinstitutterne .
The calculations shall be carried out either by the credit institutions themselves, in which case they shall communicate the results and any component data required to the competent authorities , or by the competent authorities, using data supplied by the credit institutions .
Kreditinstitutterne skal meddele de kompetente myndigheder resultaterne af beregningen og oplyse om deldata.
The credit institutions shall communicate the results and any component data required to the competent authorities.
Artikel 75, litra b
Article 75, point (b)
(b) for så vidt angår deres handelsbeholdningsaktiviteter, for positionsrisici, afviklingsrisici og modpartsrisici og, i det omfang det er tilladt at overskride de i artikel 111-117 omhandlede grænser, store engagementer, der overskrider disse grænser: de kapitalkrav, der er fastsat i overensstemmelse med [direktiv 93/6/EØF, kapitel V, afdeling 4]
(b) in respect of their trading-book business, for position risk, settlement and counter-party risk and, in so far as the limits laid down in Articles 111 to 117 are authorised to be exceeded, for large exposures exceeding such limits, the capital requirements determined in accordance with [Directive 93/6/EEC , Chapter V, Section 4];
(b) for så vidt angår deres handelsbeholdningsaktiviteter, for positionsrisici, afviklingsrisici og modpartsrisici og, i det omfang det er tilladt at overskride de i artikel 111-117 omhandlede grænser, store engagementer, der overskrider disse grænser: de kapitalkrav, der er fastsat i overensstemmelse med [direktiv 93/6/EØF, artikel 18 og kapitel V, afdeling 4 i dette direktiv ]
(b) in respect of their trading-book business, for position risk, settlement and counter-party risk and, in so far as the limits laid down in Articles 111 to 117 are authorised to be exceeded, for large exposures exceeding such limits, the capital requirements determined in accordance with [Directive 93/6/EEC Article 18 and Chapter V, Section 4 of that directive ];
Artikel 79, stk. 2, litra b
Article 79, paragraph 2, point (b)
b) engagementet skal være ét ud af et stort antal engagementer med ensartede karakteristika, således at risiciene i tilknytning til sådanne udlån er væsentligt reducerede
(b) the exposure must be one of a significant number of exposures with similar characteristics such that the risks associated with such lending are substantially reduced;
b) engagementet skal være ét ud af et stort antal engagementer med ensartede karakteristika, således at risiciene i tilknytning til sådanne udlån er væsentligt reducerede ; krav vedrørende divercificeringsgraden må dog ikke påføre mindre kreditinstitutter uforholdsmæssige begrænsninger
(b) the exposure must be one of a significant number of exposures with similar characteristics such that the risks associated with such lending are substantially reduced; however, requirements with regard to the degree of diversification shall not disproportionately restrict smaller credit institutions ;
Artikel 79, stk. 2, litra c
Article 79, paragraph 2, point (c)
c) det samlede beløb, der skyldes kreditinstituttet eller dets moderselskab og dettes datterselskaber, herunder poster med restance, af låntageren eller en gruppe af indbyrdes forbundne kunder må ikke, så vidt det er kreditinstituttet bekendt, overstige 1 mio. EUR.
(c) the total amount owed to the credit institution and any parent undertaking and its subsidiaries, including any past due exposure, by the obligor client or group of connected clients, must not, to the knowledge of the credit institution, exceed EUR 1 million.
Kreditinstituttet skal tage rimelige skridt til at erhverve denne viden.
The credit institution must take reasonable steps to acquire this knowledge.
c) det samlede beløb, der skyldes kreditinstituttet eller moderselskaber og dettes datterselskaber, herunder poster med restance, af låntageren eller en gruppe af indbyrdes forbundne kunder , dog med undtagelse af fordringer eller eventualfordringer med sikkerhed i form af pant i fast ejendom, må ikke, så vidt det er kreditinstituttet bekendt, overstige 1 mio. EUR.
(c) the total amount owed to the credit institution and parent undertakings and its subsidiaries, including any past due exposure, by the obligor client or group of connected clients, but excluding claims or contingent claims secured on real estate collateral , must not, to the knowledge of the credit institution, exceed EUR 1 million.
Artikel 79, stk. 2 a (nyt)
Article 79, paragraph 2 a (new)
(2a) Den aktuelle værdi af minimumsleasingbetalinger på detailmarkedet kan henføres til engagementsklassen "fordringer på detailmarkedet"
( 2a) The present value of retail minimum lease payments is eligible for the retail exposure class.
Artikel 80, stk. 3
Article 80, paragraph 3
Med henblik på beregningen af de risikovægtede værdier af engagementer med kreditinstitutter afgør de kompetente myndigheder, om den metode, der skal benyttes, skal være metoden baseret på kreditkvaliteten af centralregeringen i det land, hvor kreditinstituttet er etableret, eller metoden baseret på kreditkvaliteten af modpartskreditinstituttet, jf. bilag VI.
For the purposes of calculating risk-weighted exposure amounts for exposures to institutions, competent authorities shall decide whether to adopt the method based on the credit quality of the central government of the jurisdiction in which the credit institution is incorporated or the method based on the credit quality of the counterparty institution in accordance with Annex VI.
Artikel 80, stk. 7, indledning
Article 80, paragraph 7, introductory part
Med undtagelse af engagementer, der giver anledning til forpligtelser i form af de poster, der er omhandlet i artikel 57, stk. 1, nr. 1) - 8) , kan kompetente myndigheder undtage et kreditinstituts engagementer med en modpart, som er dets moderselskab, dets datterselskab eller et datterselskab af dets moderselskab, fra kravene i denne artikels stk. 1, hvis følgende betingelser er opfyldt:
With the exception of exposures giving rise to liabilities in the form of the items referred to in points (1) to (8) of Article 57 (1) , competent authorities may exempt from the requirements of paragraph 1 of this Article the exposures of a credit institution to a counterparty which is its parent undertaking, its subsidiary or a subsidiary of its parent undertaking, provided that the following conditions are met:
Med undtagelse af engagementer, der giver anledning til forpligtelser i form af de poster, der er omhandlet i artikel 57, nr. (a) - (h) , kan kompetente myndigheder undtage et kreditinstituts engagementer med en modpart, som er dets moderselskab, dets datterselskab eller et datterselskab af dets moderselskab eller en virksomhed, med hvilken der består en forbindelse efter artikel 12, stk. 1, i direktiv 83/349/EØF , fra kravene i denne artikels stk. 1, hvis følgende betingelser er opfyldt:
With the exception of exposures giving rise to liabilities in the form of the items referred to in points (a) to (h) of Article 57, competent authorities may exempt from the requirements of paragraph 1 of this Article the exposures of a credit institution to a counterparty which is its parent undertaking, its subsidiary or a subsidiary of its parent undertaking or an undertaking linked by a relationship within the meaning of Article 12(1) of Directive 83/349/EEC , provided that the following conditions are met:
Artikel 80, stk. 7 a (nyt)
Article 80, paragraph 7 a (new)
De kompetente myndigheder kan også anvende en risikovægt på 0% på kreditinstituters engagementer, hvis følgende betingelser er opfyldt:
Competent authorities may also apply a risk weight of 0 % to exposures of credit institutions which meet the following conditions:
(a) kravene i stk. 7, litra a), d) og e);
(a) the requirements set out in points (a), (d) and (e) of paragraph 7;
(b) kreditinstitutttet og låntagerne deltager i den samme institutsikringsordning, der opfylder betingelserne i Europa-Parlamentets og Rådets direktiv 94/19/EF af 30. maj 1994 om indskudsgarantiordninger 1 , eller som er omfattet af en fælles ansvarsordning, der er identisk med eller svarer til den i ovennævnte direktivs artikel 3, litra a) omhandlede ordning;
(b) the credit institution and the obligors are participants in the same institutional protection scheme which meets the requirements of Directive 94/19/EC of the European Parliament and of the Council of 30 May 1994 on deposit guarantee schemes 1 or which belongs to a joint liability scheme equal or similar to that under Article 3 point (a) of this Directive;
(c) engagementerne mellem deltagerne i den i litra b) anførte institutsikringsordning garanteres uden begrænsning af deltagerne som helhed;
(c) the exposures between the members of the institutional protection scheme referred to in point (b) are guaranteed, without any limit, by the members as a whole;
(d) deltagerne i ordninger under litra b) er forpligtet til at give et varsel på 24 månder, hvis de ønsker at udtræde af ordningen;
(d) participants in the scheme referred to in point (b) are obliged to give advance notice of at least 24 months if they wish to leave the institutional protection scheme;
(e) eliminering af anvendelse flere gange af elementer, som kan indgå i beregningen af egenkapitalen ("multiple gearing") såvel som enhver uhensigtsmæssig opbygning af egenkapital mellem deltagerne i ordningen under litra b);
(e) the multiple use of elements eligible for the calculation of own funds ("multiple gearing") as well as any inappropriate creation of own funds between the members of the institutional protection scheme referred to in point (b) is shall be eliminated;
(f) den i litra b) anførte institutsikringsordning omfatter passende og ensartet udformede systemer til overvågning og klassificering af risici (hvilket giver et fuldstændigt overblik over de enkelte deltageres risikosituation) med tilsvarende muligheder for at gribe ind;
(f) the institutional protection scheme referred to in point (b) disposes of suitable and uniformly stipulated systems for the monitoring and classification of risk (which gives a complete overview of the risk situation of the individual member) with corresponding possibilities of to taking influence;
(g) under den i litra b) anførte institutsikringsordning gennemføres der en særskilt risikonyvurdering, som meddeles til de enkelte deltagere;
(g) the institutional protection scheme referred to in point (b) conducts its own risk review which is communicated to the individual members;
(h) de relevante kompetente myndigheder godkender og overvåger regelmæssigt tilstrækkeligheden af de i litra f) anførte systemer;
(h) the adequacy of the systems referred to i point (f) has to be is approved and monitored at regular intervals by the relevant competent authorityies;
(i) desuden offentliggøres der under den i litra b) anførte institutsikringsordning mindst en gang årligt en rapport, der omfatter en samlet oversigt, en samlet opgørelse af indtjening og tab, en situationsrapport og en risikorapport for institutsikringsordningen som helhed.
(fi) Furthermore, the institutional protection scheme referred to in point (b) publishes a report, at least once in a year, comprising an aggregated balance sheet, an aggregated profit and loss account, a situation report and a risk report of the institutional protection scheme as a whole.
Som led i overholdelsen af de i artikel 80, stk. 7a, litra e-f) , fastsatte bestemmelser overvåges tidligere indgåede engagementer under den i litra b) anførte institutsikringsordning i overensstemmelse med bilag VII, del 4, nr. 44 (a).
As part of Within the scope of the compliance with the provisions of laid down in Article 80 paragraph 7a point (f) , the exposures past due within the institutional protection scheme referred to in point (b) have to be are monitored in accordance ing towith Annex VII, part 4, paragraph 44(a).
1 EFT L 135 af 31.5.1994, s. 5.
1 OJ L 135, 31.5.1994, p.
Artikel 84, stk. 2, afsnit 2
Article 84, paragraph 2, subparagraph 2
Benytter et moderkreditinstitut i EU og dets datterselskaber eller et moderfinansieringsinstitut i EU og dets datterselskaber IRB-metoden på samlet grundlag i moderselskabet og dets datterselskaber , kan de kompetente myndigheder tillade, at minimumskravene i bilag VII, del 4, skal opfyldes af moderselskabet og dets datterselskaber set under ét.
Where an EU parent credit institution and its subsidiaries or an EU parent financial institution and its subsidiaries use the IRB Approach on a unified basis for the parent and its subsidiaries , the competent authorities may allow minimum requirements of Annex VII, Part 4 to be met by the parent and its subsidiaries considered together.
Benytter et moderkreditinstitut i EU og dets datterselskaber eller et finansielt moderholdingselskab i EU og dets datterselskaber IRB-metoden ensartet , kan de kompetente myndigheder tillade, at minimumskravene i bilag VII, del 4, skal opfyldes af moderselskabet og dets datterselskaber set under ét.
Where an EU parent credit institution and its subsidiaries or an EU parent financial holding company and its subsidiaries use the IRB Approach on a unified basis, the competent authorities may allow minimum requirements of Annex VII, Part 4 to be met by the parent and its subsidiaries considered together.
Artikel 84, stk. 3
Article 84, paragraph 3
Et kreditinstitut, der ansøger om at benytte IRB-metoden, skal dokumentere, at det for de relevante IRB-engagementsklasser har benyttet ratingsystemer, som i det store og hele opfylder minimumskravene i dette bilag til den interne risikomåling og risikokontrol, i mindst tre år inden kvalifikationen til at benytte IRB-metoden.
A credit institution applying for the use of the IRB Approach shall demonstrate that it has been using for the IRB exposure classes in question rating systems that were broadly in line with the minimum requirements set out in this Annex for internal risk measurement and management purposes for at least three years prior to its qualification to use the IRB Approach.
Dette krav gælder fra og med den 31. december 2010.
This requirement shall apply from the 31 December 2010 onwards.
Et kreditinstitut, der ansøger om at benytte IRB-metoden, skal dokumentere, at det for de relevante IRB-engagementsklasser har benyttet ratingsystemer, som i det store og hele opfylder minimumskravene i bilag VII, del 4, til den interne risikomåling og risikokontrol, i mindst to år inden kvalifikationen til at benytte IRB-metoden.
A credit institution applying for the use of the IRB Approach shall demonstrate that it has been using for the IRB exposure classes in question rating systems that were broadly in line with the minimum requirements set out in Annex VII, Part 4 for internal risk measurement and management purposes for at least two years prior to its qualification to use the IRB Approach.
Artikel 84, stk. 4
Article 84, paragraph 4
Et kreditinstitut, der ansøger om at benytte egne estimater af tab i tilfælde af misligholdelse og/eller omregningsfaktorer, skal dokumentere, at det har foretaget og benyttet egne estimater af tab i tilfælde af misligholdelse og/eller omregningsfaktorer på en måde, der i det store og hele opfylder de minimumskrav for brug af egne estimater af disse parametre, der er fastsat i dette bilag, i mindst tre år inden kvalifikationen til at benytte egne estimater af tab i tilfælde af misligholdelse og/eller omregningsfaktorer.
A credit institution applying for the use of own estimates of LGDs and/or conversion factors shall demonstrate that it has been estimating and employing own estimates of LGDs and/or conversion factors in a manner that was broadly consistent with the minimum requirements for use of own estimates of those parameters set out in this Annex for at least three years prior to qualification to use own estimates of LGDs and/or conversion factors.
Et kreditinstitut, der ansøger om at benytte egne estimater af tab i tilfælde af misligholdelse og/eller omregningsfaktorer, skal dokumentere, at det har foretaget og benyttet egne estimater af tab i tilfælde af misligholdelse og/eller omregningsfaktorer på en måde, der i det store og hele opfylder de minimumskrav for brug af egne estimater af disse parametre, der er fastsat i bilag VII, del 4 , i mindst tre år inden kvalifikationen til at benytte egne estimater af tab i tilfælde af misligholdelse og/eller omregningsfaktorer.
A credit institution applying for the use of own estimates of LGDs and/or conversion factors shall demonstrate that it has been estimating and employing own estimates of LGDs and/or conversion factors in a manner that was broadly consistent with the minimum requirements for use of own estimates of those parameters set out in Annex VII, Part 4 for at least three years prior to qualification to use own estimates of LGDs and/or conversion factors.
Artikel 86, stk. 2, litra a
Article 86, paragraph 2, point (a)
a) engagementer med regionale regeringer og lokale myndigheder, der behandles som engagementer med centralregeringer efter bestemmelserne i underafdeling 1
(a) exposures to regional governments and local authorities which are treated as exposures to central governments under Subsection 1;
a) engagementer med regionale regeringer , lokale myndigheder og offentlige enheder , der behandles som engagementer med centralregeringer efter bestemmelserne i underafdeling 1
(a) exposures to regional governments, local authorities or public sector entities which are treated as exposures to central governments under Subsection 1;
Artikel 86, stk. 4, litra a
Article 86, paragraph 4, point (a)
a) der skal enten være tale om engagementer med en eller flere personer eller et mindre eller mellemstort foretagende, forudsat - i sidstnævnte tilfælde - at det samlede beløb, der skyldes kreditinstituttet eller et moderselskab og dets datterselskaber af låntageren eller en gruppe af indbyrdes forbundne kunder, ikke, så vidt det er kreditinstituttet bekendt, overstiger 1 mio. EUR; kreditinstituttet skal have taget rimelige skridt til at bekræfte, at dette er tilfældet
a) they shall be either to an individual person or persons, or to a small or medium sized entity, provided in the latter case that the total amount owed to the credit institution and to any parent undertaking and its subsidiaries by the obligor client or group of connected clients, does not, to the knowledge of the credit institution, which must have taken reasonable steps to confirm the situation, exceed EUR 1 million;