natgillin/translations-raw huggingface dataset:
Det er en af de største nyskabelser i det direktiv om forbrugslån, som Europa-Parlamentet vedtog i dag med stort flertal.
Parliament's rapporteur for the consumer credit directive is Kurt Lechner (EPP-ED, DE).
De nye regler, som også vil gøre det lettere at sammenligne, hvor meget det reelt koster at låne til forbrug, vil komme til at gælde for forbrugslån mellem 1.500 og 562.500 kroner (200-75.000 euro).
The new directive aims to harmonise consumer credit contracts in a number of areas, such as standard information to be included in advertising provided to consumers before contracts are signed and when they are concluded, calculations of the total cost of a loan, the right to cancel and the right to pay off a loan early.
Danskerne har udsigt til markante forbedringer, når de i fremtiden skal låne til bryllup, købe bil eller fylde op under juletræet.
According to the Commission, the consumer credit market across the EU the picture is varied, as markets are in different stages of development.
Reglerne kommer også til at gælde de korte - og meget dyre - SMS-lån.
The compromise proposed by several EP political groups, and agreeable to the Council was adopted by a large majority.
Et åbent marked for forbrugslån
It will be also easier for banks to offer their products to all European citizens.
Formålet med de nye regler er også at åbne det 800 milliarder euro store marked for forbrugslån.
The new legislation should enable the European economy to take advantage of the potential of the consumer loans market which is worth some €800 billion annually.
Det er et marked, som stadig er opdelt i nationale markeder, hvilket giver færre valgmuligheder for forbrugerne og mindre konkurrencedygtige priser.
Removing obstacles should boost competition and prompt credit institutions to improve performance, by diversifying and enhancing their products for Europe’s consumers.
Ideen med de nye regler er at gøre det lettere at indgå forbrugslån i andre lande, og at sikre bedre konkurrence mellem udbyderne af lån.
With the aim being to enable consumers to take fully-informed decisions, lenders will be expected to provide information on the borrowing rate and on any charges included in the total cost of the credit to the consumer.
De nye regler vil komme til at dække forbrugslån (ikke realkreditlån), og vil gøre markedet mere gennemsigtigt for forbrugere og virksomheder.
As far as the harmonisation level is concerned, it will go further as regards the contractual information then when it comes to pre-contractual information (which must be provided to the consumer using the standard European consumer Credit Information form).
Den største ændring bliver, at alle kunder skal have udleveret de samme typer oplysninger, uanset hvor i EU, de optager et lån, og der vil blive indført en ny fælles EU-metode til at beregne de årlige omkostninger i procent (ÅOP), så forbrugerne kan se de reelle omkostninger ved lånet.
Definitions will be standardised EU-wide and will be used for instance as a basis for calculating the annual percentage rate of charge (APR).
Reglerne vil komme til at gælde for lån mellem 200 og 75.000 euro.
Other definitions will be standardised, for example concerning overdraft facilities.
(1.500 - 562.500 kroner) For beløb uden for denne ramme er det reglerne i det enkelte medlemsland, der gælder.
Where legislation providing for similar measures already exists in a Member State, these mechanisms will be preserved.
Aftale i hus
Next steps
Da medlemslandene allerede har givet tilsagn om, at de kan støtte Parlamentets afgørelse, slutter behandlingen af forslaget.
We need to stimulate the EU’s market in financial services, but of course, on the other hand, we also need to ensure that our consumers make sensible and informed choices and that they have all the information and the comparators available to them to do that.
Da landene har to år til at skulle omsætte direktivet i den nationale lovgivning, skal reglerne senest i løbet af 2010 kunne komme de europæiske borgere til gode.
Many of us in this House, and particularly in this committee, have over the last couple of years sat through an enquiry of this Parliament into the demise of the British insurer, Equitable Life.
Flere penge til forskning, hvis bilindustri skal leve op til CO2-krav
More science funding needed to meet CO2 targets for car industry
MEP'erne mener, at der er behov for gennemgribende ændringer inden for bilindustrien, men at der skal foretages politiske justeringer for at undgå, at EU-reglerne fører til tab af arbejdspladser.
MEPs say that, while the industry will have to undergo substantial change, adjustments in EU policy will also be needed to ensure regulations do not lead to job losses.
Tillad højere udledning af CO2, hvis det er på grund af sikkerhed
Allow higher CO2 emissions if they result from safety measures
Da det tager mellem fem og syv år at udvikle nye typer personbiler mener et flertal i Parlamentet, at bilindustrien bør have tilstrækkeligt med tid til at reagere, hvis der sættes bindende mål for CO2 emissioner inden 2015.
As the development of new types of passenger cars takes about five to seven years, MEPs urge the Commission not to set any final mandatory targets for CO2 emissions for any date before 2015.
MEP'erne mener, at det vil være realistisk at reducere den gennemsnitlige udledning at CO2 fra nye personbiler til 125g/km i 2015 og pointerer, at Kommissionen bør arbejde for mere vidtgående langsigtede mål.
From then on, however, an average target of 125g/km of CO2 emissions for new passenger cars should be achievable, says the report.
Hvis obligatoriske EU-regler om sikkerhed gør bilerne tungere og dermed giver højere udledning af CO2, skal Kommissionen udvikle et system, der tillader at overskride grænserne for udledning af CO2.
MEPs stress that additional safety systems might increase the weight of passenger cars and thus lead to higher CO2 emissions.
I forbindelse med sikkerheden mener et flertal af MEP'erne ikke, at kørelys om dagen bør være obligatorisk i hele EU.
They therefore call on the Commission to develop a system that allows car manufacturers to emit additional CO2 if these are a result of legally binding safety measures.
Flere forskningsmidler til at imødekomme CO2 mål
Increase research funding to meet CO2 targets
Effektiv beskyttelse af den intellektuelle ejendomsret
Effective protection of intellectual property rights
MEP'erne advarer i betænkningen om, at den europæiske bilindustri kan miste sin position som en af de mest konkurrencedygtige industrier i verden på grund af "illoyal konkurrence og overtrædelse af den intellektuelle ejendomsret."
MEPs are concerned that the European automotive industry might lose its position as one of the most competitive industries in the world due to "unfair competition and the infringement of intellectual property rights".
Derfor påpeger MEP'erne, at effektiv beskyttelse af ejendomsrettighederne skal være en forudsætning for f.eks. partnerskabsaftaler med Kina.
"Effective protection of IPR" should be a precondition for any partnership with China.
Et fælles marked for reservedele
A common market for spare parts
Danske talere
Motor sport and hybrid engines
Christian ROVSING (PPE-DE, DK) talte under debatten mandag aften.
Malcolm Harbour Member of the European Parliament (EPP-ED, Conservative, West Midlands, UK), Joint Chairman Forum for the automobile and society.
Han mente, at problemet med udstødning er et nøgleproblem, som man er nødt til at forholde sig til med den stigende mobilitet.
Gary Titley (North West, Labour, PES UK) said "Yes to simplification, replacing 38 directives with UN regulations – as long as we are not seen as abdicating our right to legislate should we need to – and yes to the development of technologically driven solutions such as ECOR.
"Jeg tror, at de mål, der er fastsat, er lette at nå.
But, like Mr Turmes, I believe that what we should be looking for is a framework which extends to 2020 and beyond."
MEP'ere ønsker bedre beskyttelse mod sygdomme og ulykker på arbejdspladsen
MEPs call for better protection of workers from occupational diseases and workplace accidents
I en initiativbetænkning, vedtaget med 598 stemmer for, 20 imod og 23 hverken/eller om EU's strategi for sikkerhed og sundhed på arbejdspladsen 2007-2012, beklager Parlamentet, at Kommissionen ikke har sat mål for begrænsningen af arbejdsrelaterede sygdomme.
In a report on the Community strategy on health and safety at work 2007-2012, the European Parliament regrets that the Commission "is silent on targets for the reduction of occupational diseases".
167.000 mennesker døde ifølge FN's Internationale Arbejdsorganisation (ILO) i 2006 som følge af arbejdsrelaterede sygdomme eller ulykker i EU.
The International Labour Organisation (ILO) estimates that in 2006 in the EU approximately 167,000 people died from a work related accident or disease.
I betænkningen af Glenis WILLMOTT (PSE, UK) glæder Parlamentet sig over, at Kommissionen ønsker at reducere antallet af arbejdsulykker med 25 %, men MEP'erne beklager, at der ikke er fastsat mål for nedbringelse af erhvervssygdomme.
The report by Glenis Willmott (East Midlands, Labour, PES, UK) criticises the Commission saying that it still does not propose to amend the directive on the exposure to biological agents at work so as to protect healthcare workers from blood borne diseases due to needle stick injuries.
Det kan dog delvis skyldes, at disse former for ansættelser er meget benyttede i højrisikoerhverv som f.eks. byggebranchen, men MEP'erne understreger, at alle har ret til samme sundhed og sikkerhed på arbejdspladsen.
We need a Framework Directive on musculoskeletal disorders to address a problem such as lower back pain, repetitive strain injuries and, effectively, lower back disorders."
Mere fokus på sundhedspersonalet
New legislation on occupational diseases and musculoskeletal disorders needed
Det er dog ikke kun i byggebranchen, der sker arbejdsulykker.
The Commission has set itself the ambitious target of reducing workplace accidents across the EU by 25%.
I betænkningen kritiserer MEP'erne, at Kommissionen stadig - trods gentagne opfordringer fra Parlamentet - ikke har formået at sikre sundhedspersonalet en beskyttelse mod vira, der overføres gennem ulykker med kanyler.
But also for the reduction of occupational diseases - such as occupational cancer - targets need to be set, says the Parliament.
MEP'erne ønsker en ændring af direktivet for udsættelse for biologiske agenser under arbejdet og advarer om, at sundhedspersonalet er i fare for at blive smittet med 20 livstruende vira, herunder hiv/aids.
MEPs, therefore, suggest transforming the EU recommendation on occupational diseases into a minimum directive.
Udvalget forventer, at Kommissionen kommer med passende ændringer til direktivet i god tid inden valgperiodens slutning i midten af 2009.
They are also concerned about the increasing occurrence of musculoskeletal disorders (MSDs) and therefore ask the Commission to consider proposing a directive covering all risks concerning work-related MSD.
Nye farer skal identificeres
Identify new and emerging risks and phase out asbestos
Udvalget understreger også behovet for at identificere og overvåge nye risici og psykosociale risici i god tid.
The Parliament also stresses the need "to identify and monitor new and emerging risks, e.g. psychosocial risks, in good time".
Ligeledes bliver medlemslandene opfordret til at udfase brugen af asbest.
Member States should draw up national action plans on phasing out asbestos which should include obligations to map asbestos in buildings and to provide for a safe removal, say MEPs.
Tilbage på arbejdet efter sygdom
Obligatory job retention
Det slovenske formandskab præsentere sine prioriteringer Det slovenske formandskab præsentere sine prioriteringer
Slovene PM Janez Janša sets out his country's priorities to MEPs Slovene PM Janez Janša sets out his country's priorities to MEPs
Sloveniens premierminister Janez Janša vil på onsdag præsentere det slovenske formandskabs prioriteter i Strasbourg.
Slovenia's PM Janez Janša will be in Strasbourg on Wednesday to set out his country's priorities for their Presidency of the EU.
Janša er en tidligere systemkritiker, som i 1988 blev fængslet for sit modstandsarbejde mod den jugoslaviske hær.
Mr Janša is a former dissident who was imprisoned in 1988 for activism against the then Yugoslav army.
Han er født i 1958 og har en kandidatgrad i forsvarspolitiske studier ved Ljubljana Universitet.
In 1993 he became President of the Slovene Democratic Party (SDS) which was then in opposition.
Han har gennem årene skrevet flere bøger, hvoraf den mest kendte "Premiki" fra 1992 blev oversat til engelsk under titlen "The making of the Slovenian State".
Born 1958 and a Graduate of defence studies from Ljubljana University, he has written several books - the best known is Premiki (1992), translated into English as "The Making of the Slovenian State".
Debat om EU´s marked for private lån
Consumer credit legislation heads for Parliamentary vote
På tirsdag vil Parlamentet debattere et forslag, der vil gøre det lettere for banker at konkurrere på tværs af medlemslandenes grænser.
On Tuesday MEPs will discuss proposals to facilitate credit across EU borders, making it easier for companies to compete across the European market.
Den øgede konkurrence ventes at føre til lavere priser for forbrugerne.
The vote is on Wednesday, but the outcome is by no means clear.
Det nye direktiv omfatter banklån fra 200 € og op til 75.000 €.
The new legislation will cover loans from €200 to € 75,000.
Den nedre grænse er inkluderet for at dække de såkaldte "SMS-lån", der med tiden er blevet stadigt mere populære.
The lower limit was set to cover SMS "quick loans", which are growing in popularity - especially in places like Sweden and Estonia.
Med disse lån kan du låne hundredvis af euro på 15 minutter - blot ved at sende en sms.
Under this system you can borrow hundreds of euros within 15 minutes by sending a text.
Rentegebyrerne afhænger af i hvilket land du er bosat.
Customers pay different rates depending where they live.
F.eks. er den gennemsnitlige rentesats 6 % i Finland, 8 % i Tyskland og 12 % i Portugal.
For example average interest rates are 6% in Finland, 8% in Germany and 12% in Portugal.
Målsætningen med direktivet
Directive aims for EU-wide credit market
Den overordnede målsætning med direktivet er at:
The key aims of the proposals are to:
Udvide EU´s indre marked
Extend the EU's internal market.
Gøre det muligt for kunderne at vælge udenlandske banker og kreditinstitutter
Allow people to choose the best offer available from banks or credit companies in another European country.
Gøre det lettere for forbrugerne at sammenligne priser på lån
Ensure transparency and comparability of total loan cost and repayment details.
Levere bedre information om samtlige omkostninger forbundet med de forskellige lånetyper
Set out standard information for advertising, provided to consumers before the contract is signed and when it’s concluded.
Forpligtige banker til at oplyse fordele og ulemper ved deres produkter
Credit companies will have to explain the benefits and drawbacks of their products.
EU´s lånemarked er enormt.
The EU credit market is enormous.
I eurozonen alene blev der i januar 2007 optaget lån for 4.553 milliarder euro.
In a report commissioned by the European Parliament, figures for the Eurozone show loans of €4,553 billion in January 2007.
Siden Kommissionen første gang fremsatte forslaget i 2002, har der været en heftig debat om udformningen af direktivet.
Since the initial proposal by the Commission in 2002, the complexity of the directive and its scope has ensured intense debate.
MEP´ernes reaktion
MEPs give proposals mixed reaction
Parlamentets ordfører på området Kurt Lechner (Gruppen for Det Europæiske Folkeparti (Kristelige Demokrater) og De Europæiske Demokrater, Tyskland) har sine betænkeligheder ved det nye direktiv.
Parliament's rapporteur for the issue is German Christian Democrat Kurt Lechner.
Han mener, at forslaget vil kunne føre til ekstra omkostninger for forbrugerne.
He has voiced concerns that the proposals could mean extra costs and more red tape.
Han beskriver direktivet som "alt for kompliceret" og frygter at forbrugerne vil blive "oversvømmet" med teknisk information.
However, he thinks that the approach taken by national ministers in the Council is "overly complicated and overloaded" and that "consumers will be inundated with information".
Evelyne Gebhardt (De Europæiske Socialdemokraters Gruppe, Tyskland) beklager, at det ikke har været muligt for ordføreren (Lechner) at nå til enighed med Rådet forud for afstemningen i Parlamentet i denne uge.
German Socialist Evelyne Gebhardt has said the rapporteur’s position has not allowed an agreement to be reached with the Council of ministers prior to the vote in plenary.
Hun fastslår, at socialisterne sammen med de liberale og de grønne vil fremlægge en række ændringsforslag, der bakkes op af både Ministerrådet og Kommissionen.
She said the Socialists, Liberals and Greens will table amendments supported by the Council and Commission that would allow the adoption of the directive.
Dermed ser direktivet ud til at kunne blive endeligt vedtaget.
These amendments call for costs incurred on the early repayment of a loan to be not more than 1% of the total left on the loan and be "proportionate and justified".
Gebhardt roser direktivet for at "gøre det lettere for kunderne at tage lån på tværs af landegrænserne."
She said the legislation would "make it easier for private customers to do credit business across borders".
Debat om direktivet på tirsdag
A long running directive
Førstebehandlingen blev afsluttet tilbage i 2004, og i denne uge skal Parlamentet for anden gang stemme om direktivforslaget.
The legislation passed its first reading in the EP in 2004 and this week will see the second reading.
Debatten om direktivet finder sted tirsdag den 15. januar kl. 10.00.
The debate takes place on Tuesday 15 January from the European Parliament in Strasbourg from 1000 CET .
Du kan følge debatten live ved at følge linket nedenfor.
MEPs will vote Wednesday from 1200.
Afstemning: Onsdag den 16. januar kl.12.00.
Watch it all live here on the Parliament's website
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Janez Janša: Slovenien kan bidrage med store ambitioner
Slovenia's Janša ready to solve Kosovo impasse
Ratificeringen af Lissabon-traktaten bliver den altoverskyggende prioritet sammen med klimaændringer og stabilitet på det vestlige Balkan.
He contrasted the freedom and position the people of Slovenia now enjoyed with his persecution in Communist Yugoslavia.
Vi fik mulighed for at stille premierministeren et par spørgsmål under hans besøg i Strasbourg.
While he was in Strasbourg, we interviewed Mr Janša exclusively for the Parliament's website.
Hvad kan Slovenien efter din opfattelse bidrage med som formandskabsland for EU?
What can a small and young country bring to the office of Council Presidency?
Slovenien kan bidrage med større ambitioner, mere energi samt vilje fra den generation, der bevidst valgte at leve i EU og sammen med andre skabe den europæiske fremtid.
Slovenia can contribute ambition, energy and the willingness of the generation which consciously decided to live in the EU and to build a European future together.
Den entusiasme - der også kom til udtryk under Sloveniens folkeafstemning om EU-medlemskab - er i de nye medlemsstater meget stor, særligt fordi vi er bevidste om alternativet til EU.
This enthusiasm - which shows also the results of the Slovene referendum in entering the EU - is very big in the new member states, especially as we are aware of the alternative to the EU.
Vi ved, at det er meget værre!
We know that it is much worse.
Derfor er vi parate til at gøre meget for at bevare, styrke og udvikle det EU, som vi alle tilhører.
Therefore we are ready to do a lot to maintain, strengthen and develop the EU.
Der er så sandelig også konkrete ting.
There are also concrete things.
Slovenien har udviklet mange gode praksisser.
Since its independence, Slovenia has developed many good practices that other countries could emulate.
Under en diskussion i dag, hvor 50 MEP´er deltog, var jeg utrolig glad for at høre, at Sloveniens gode praksisser blev nævnt.
For example during a discussion today in which about 50 MEPs took part, I was pleased that some Slovenian good practices were mentioned.
Jeg var meget glad for at se, at MEP´er fra forskellige lande kender nogle af vores produkter, vores nationalsang og vores historie...
I was very happy to see that MEPs from different countries know some of our products, our anthem, our history and so forth.
Det giver os, her i begyndelsen af formandskabet, en helt speciel entusiasme.
This fills us with a special enthusiasm right at the start of the presidency.
En af dine prioriteter er at styrke forholdet mellem EU og Det vestlige Balkan.
A priority of your Presidency is to strengthen the relationship between the EU and Western Balkans.
Thessaloniki-deklarationen sikrede det vestlige Balkan et europæisk perspektiv.
The Thessaloniki Declaration ensured the Western Balkans a "European perspective".
Kosovo er en del af det vestlige Balkan.
Kosovo is part of the Western Balkans.
Vi bør nu - på basis af disse to principper - tage de nødvendige tiltag for at sikre stabiliteten i regionen og for at sikre at EU forbliver samlet.
What we need to do now is to work on the basis of these two basic principles and take the necessary steps to ensure that the region is stabilized and the EU stays united.
20080111STO18361 Det slovenske formandskab for EU (på engelsk) Janez Janša
20080111STO18361 Slovenian Presidency of the EU Janez Janša
Mandag under EP-samlingen
Monday in plenary - airport charges debated
Parlamentet debatterede mandag en betænkning af tyske Ulrich Stockmann (Gruppen for Det Europæiske Folkeparti (Kristelige Demokrater) og De Europæiske Demokrater, Tyskland).
Monday focused on a legislative report on airport charges by German Socialist Ulrich Stockmann.
Andre debatter
Other Monday debates
Den europæiske bilindustri var også på dagsordenen mandag aften.
The House on Monday also discussed the future of the automobile industry.
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Børnepornografi på Internettet skal væk!
A child's right not to be exploited online
I kølevandet på denne udvikling er der skudt et hav af sider op med ulovligt indhold, herunder børnepornografi.
The world-wide-web has created a new area of anonymity for those preying on children, with child pornography being rampant.
Behovet for at sikre børns rettigheder er genstand for en debat i Parlamentets mødesal i Strasbourg tirsdag den 15. januar.
It is illegal to exploit children via the internet and several cases have shown the police are capable of tracking down offenders.
Publicering af børneporno på Internettet bliver i Europa betragtet som såkaldt "cybercrime" - altså ulovligt elektronisk materiale.
A bleak assessment of the problem by Interpol says that "the internet...and digital cameras have made it easier for individuals with a sexual interest in children to record their activities".
Den teknologiske udvikling med udbredelsen af Internettet, hurtige bredbåndsforbindelser og digitalkameraer har gjort det betydeligt lettere for pædofile at dele og udbrede børnepornografi.
A major problem for law enforcement agencies is that many sites and children being abused are not in the EU - but in the developing world.
Hvad har EU gjort for at bekæmpe børnepornografien?
The Angelilli report, which will be discussed after 1500 CET , lays down a number of options to deal with these disturbing trends.
Alle medlemslande i EU har ratificeret en FN-konvention om børns rettigheder og dermed anerkendt dem fuldt ud, men de er ikke direkte nævnt i EU’s traktater.
Blocking credit card payment for paedophile material is one step advocated by the report.