natgillin/translations-raw huggingface dataset:
(11) Finansielle institutioner, der allerede er underlagt EF-lovgivning, bør som hovedregel ikke være omfattet af dette direktiv.
(11) Financial institutions which already benefit from a Community legislative framework should in general be excluded from the scope of this Directive.
Da disse institutioner imidlertid i visse tilfælde også kan tilbyde arbejdsmarkedsrelaterede pensionsordninger, er det vigtigt at sikre, at dette direktiv ikke fører til konkurrencefordrejninger.
However, as these institutions may also in some cases offer occupational pension services, it is important to ensure that this Directive does not lead to distortions of competition.
Sådanne fordrejninger kan undgås ved at anvende tilsynskravene i dette direktiv på livsforsikringsselskabers arbejdsmarkedsrelaterede pensionsaktiviteter.
Such distortions may be avoided by applying the prudential requirements of this Directive to the occupational pension business of life-assurance companies .
Sådanne fordrejninger kan undgås ved i overensstemmelse med artikel 4 nedenfor at anvende tilsynskravene i dette direktiv på arbejdsmarkedsrelaterede pensionsaktiviteter , der varetages af alle institutioner, der er underlagt national regulering og tilsyn, og som udbyder arbejdsmarkedsrelaterede pensionsordninger på et kapitaldækningsgrundlag .
Such distortions may be avoided by applying the prudential requirements in accordance with Article 4 of this Directive to the occupational pension business of all nationally regulated and supervised institutions that offer funded occupational schemes .
Ændringsforslag 3 Betragtning 11 a (ny)
Amendment 3 Recital 11 a (new)
(11a) Ydelserne fra en arbejdsmarkedsrelateret pensionskasse bør normalt udgøre en livslang pension, der udbetales for at sikre modtageren økonomisk i alderdommen.
(11a) As a rule, the benefits paid by institutions for occupational retirement provision should be sufficient to amount to a lifelong pension in order to make financial provision for retirement.
Ydelserne bør også kunne tilbydes som ophørende udbetalinger eller udbetales i form af et engangsbeløb.
Payment for a temporary period or of a lump sum should also be possible.
Ændringsforslag 4 Betragtning 11 b (ny)
Amendment 4 Recital 11 b (new)
(11b) Når en virksomhed eller en sektor indgår en aftale om oprettelse af en arbejdsmarkedsrelateret pensionsordning, bør de fremtidige medlemmer på forlangende af arbejdsmarkedets parter, dvs. arbejdstager- og arbejdsgiverrepræsentanter, tilbydes mulighed for dækning af risikoen for såvel høj alder som tab af erhvervsevne og desuden efterladtepension.
(11b) When a firm or sector concludes an agreement with a view to the creation of an occupational retirement scheme and where the social partners, that is to say, employee and employer representatives, so request, an option for the coverage of the longevity risk as well as of occupational disability and provision for surviving dependants should be offered to the future members.
Medlemmerne bør gives præcise oplysninger om omkostningerne ved dækning af disse risici.
The future members should be given precise details of the cost of covering these risks.
Det samme bør gælde tilfælde, hvor et medlem ønsker tilbagekøbsgaranti for indbetalte bidrag.
The same should apply to cases in which a beneficiary seeks the provision of a guarantee for repayment of the contributions the beneficiary has paid.
(17) Arbejdsmarkedsrelaterede pensionskasser er udbydere af finansielle tjenester, og de bør derfor opfylde bestemte minimumstilsynskrav med hensyn til deres aktiviteter og drift.
(17) Institutions for occupational retirement provision are financial service providers and therefore should meet certain minimum prudential standards with respect to their activities and conditions of operation.
(17) Arbejdsmarkedsorienterede pensionskasser er udbydere af finansielle tjenester og påtager sig et stort ansvar med henblik på den senere udbetaling af pensionsydelser , og de bør derfor opfylde bestemte minimimstilsynskrav med hensyn til deres aktiviteter og drift.
(17) Institutions for occupational retirement provision are financial service providers which bear a heavy responsibility for the future provision of occupational retirement benefits and therefore should meet certain minimum prudential standards with respect to their activities and conditions of operation.
Ændringsforslag 6 Betragtning 27
Amendment 6 Recital 27
(27) I mange tilfælde kan det være det pensionstegnende firma og ikke pensionskassen selv, der dækker biometriske risici eller garanterer for bestemte ydelser eller investeringsafkast.
(27) In many cases, it could be the sponsoring undertaking and not the institution itself that either covers any biometric risk or guarantees certain benefits or investment performance.
I nogle tilfælde er det imidlertid pensionskassen selv, der giver denne dækning eller garanti, og det pensionstegnende firmas forpligtelser udtømmes normalt ved indbetaling af de fornødne bidrag.
However, in some cases, it is the institution itself which provides such cover or guarantees and the sponsor’s obligations are generally exhausted by paying the necessary contributions.
I disse tilfælde svarer de tilbudte pensionsprodukter til livsforsikringsselskabers produkter, og de pågældende pensionskasser bør mindst opfylde samme supplerende egenkapitalkrav som livsforsikringsselskaber.
In these circumstances, the products offered are similar to those of life-assurance companies and the institutions concerned should hold at least the same additional own funds as life-assurance companies
I disse tilfælde svarer de tilbudte pensionsprodukter til livsforsikringsselskabers produkter, og de pågældende pensionskasser bør mindst opfylde samme supplerende egenkapitalkrav som livsforsikringsselskaber eller følge de regler, der er gældende for de respektive pensionskasser i hjemlandet .
In these circumstances, the products offered are similar to those of life-assurance companies and the institutions concerned should hold at least the same additional own funds as life-assurance companies or follow the rule applicable to them in their home Member State if they are accepted by the Insurance and Pension Committee .
Ændringsforslag 7 Betragtning 37
Amendment 7 Recital 37
(37) Kommissionen bistås af en forsikrings- og pensionskomité , som i sit arbejde skal tage hensyn til de forskellige særlige forhold for arbejdsmarkedsrelaterede pensionskasser og forsikringsselskaber , og træffe de nødvendige foranstaltninger for at tilrettelægge sit arbejde i overensstemmelse hermed.
(37) The Commission should be assisted by an insurance and pension committee, which in its work will take account of the distinct specificities of institutions for occupational retirement provision and insurance undertakings and take the necessary measures to organise its work accordingly.
(37) Kommissionen bistås af et koordineringsudvalg , som i sit arbejde skal tage hensyn til de forskellige særlige forhold for arbejdsmarkedsrelaterede pensionskasser og træffe de nødvendige foranstaltninger for at tilrettelægge sit arbejde i overensstemmelse hermed.
(37) The Commission should be assisted by a coordination committee, which in its work will take account of the distinct specificities of institutions for occupational retirement provision and take the necessary measures to organise its work accordingly.
Hjemlandet kan vælge at anvende bestemmelserne i artikel 9-16 og artikel 18-20 i dette direktiv på arbejdsmarkedsrelaterede pensionsaktiviteter, der varetages af forsikringsselskaber, som er omfattet af direktiv 79/267/EØF .
Home Member States may choose to apply the provisions of Articles 9 to 16 and Articles 18 to 20 of this Directive to the occupational retirement provision business of insurance undertakings which are covered by Directive 79/267/EEC .
Alle aktiver og forpligtelser, som svarer til de nævnte aktiviteter, skal i så fald øremærkes og forvaltes og organiseres særskilt fra forsikringsselskabernes øvrige aktiviteter uden mulighed for overførsel.
In that case, all assets and liabilities corresponding to the said business shall be ring-fenced, managed and organised separately from the other activities of the insurance undertakings, without any possibility of transfer.
Hjemlandet kan vælge at anvende bestemmelserne i artikel 9-16 og artikel 18-20 i dette direktiv på arbejdsmarkedsrelaterede pensionsaktiviteter, der varetages af alle institutioner, der er underlagt national regulering og tilsyn, og som udbyder arbejdsmarkedsrelaterede pensionsordninger på et kapitaldækningsgrundlag .
In such case, and only as far as their occupational retirement provision business is concerned, insurance undertakings shall not be subject to Articles 17 and 21 of Directive 79/267/EEC and to Articles 19 to 24 and 31 of Directive 92/96/EEC.
Alle aktiver og forpligtelser, som svarer til de nævnte aktiviteter, skal i så fald øremærkes og forvaltes og organiseres særskilt fra de pågældende institutioners øvrige aktiviteter uden mulighed for overførsel.
The home Member State shall ensure that either the competent authorities, or the authorities responsible for supervision of insurance undertakings covered by the Directive 79/267/EEC , as part of their supervisory work, verify the strict separation of the relevant occupational retirement provision business.
Forsikringsselskabet er i så fald, men kun for så vidt angår arbejdsmarkedsrelateret pensionsvirksomhed, ikke omfattet af artikel 17 og 21 i direktiv 79/267/EØF og artikel 19-24 og artikel 31 i direktiv 92/96/EØF.
Home Member States may choose to apply the provisions of Articles 9 to 16 and Articles 18 to 20 of this Directive to the occupational retirement provision business of all nationally regulated and supervised institutions that offer funded occupational schemes .
Forsikringsselskaber er kun for så vidt angår arbejdsmarkedsrelateret pensionsvirksomhed ikke omfattet af artikel 17 og 21 i direktiv 79/267/EØF og artikel 19-24 og artikel 31 i direktiv 92/96/EØF.
In that case, all assets and liabilities corresponding to the said business shall be ring-fenced, managed and organised separately from the other activities of those undertakings, without any possibility of transfer.
Hjemlandet skal sikre, at enten de kompetente myndigheder eller de myndigheder, der er ansvarlige for tilsynet med forsikringsselskaber, som er omfattet af direktiv 79/267/EØF, som en af deres tilsynsopgaver påser, at der er en skarp adskillelse af de relevante arbejdsmarkedsrelaterede pensionsaktiviteter.
Only as far as their occupational retirement provision business is concerned, insurance undertakings shall not be subject to Articles 17 and 21 of Directive 79/267/EEC and to Articles 19 to 24 and 31 of Directive 92/96/EEC.
Hjemlandet skal sikre, at de kompetente myndigheder som en af deres tilsynsopgaver påser, at der er en skarp adskillelse af de relevante arbejdsmarkedsrelaterede pensionsaktiviteter.
The home Member State shall ensure that the competent authorities responsible for supervision, as part of their supervisory work, verify the strict separation of the relevant occupational retirement provision business.
Ændringsforslag 9 Artikel 6, litra d
Amendment 9 Article 6, subparagraph (d)
d) "pensionsydelse": ydelse i form af livsvarige eller ophørende udbetalinger eller i form af engangsbeløb, der udbetales ved pensionsalderens indtræden eller forventede indtræden, eller , såfremt der er tale om komplementære tillæg til disse ydelser, ved dødsfald, invaliditet eller ansættelsesforholdets ophør eller i form af støtte ved sygdom, social nød eller dødsfald
(d) “retirement benefits” means benefits in the form of payments, whether for life time , for a temporary period or as a lump sum, paid by reference to reaching , or the expectation of reaching, retirement or, where they are supplementary to those benefits and provided on an ancillary basis, in the form of payments on death, disability, or cessation of employment or in the form of support payments or services in case of sickness, indigence or death;
d) "pensionsydelse": ydelse , der med henblik på økonomisk sikring i alderdommen som regel tilbydes som livsvarige udbetalinger, men også kan udgøre ophørende udbetalinger eller et engangsbeløb, og som udbetales ved pensionsalderens indtræden og , såfremt der er tale om komplementære tillæg til disse ydelser, ved dødsfald, invaliditet eller ansættelsesforholdets ophør eller i form af støtte ved sygdom, social nød eller dødsfald
(d) “retirement benefits” means benefits in the form of payments as a rule for life time but also for a temporary period or as a lump sum, paid by reference to reaching retirement , whose purpose is financial provision for retirement; where they are supplementary to those benefits and provided on an ancillary basis, benefits in the form of payments on death, disability, or cessation of employment or in the form of support payments or services in case of sickness, indigence or death;
Ændringsforslag 10 Artikel 7, stk. 2
Amendment 10 Article 7
Når et forsikringsselskab i overensstemmelse med artikel 4 i forbindelse med forvaltningen af sin arbejdsmarkedsrelaterede pensionsvirksomhed foretager en øremærkning af aktiver og forpligtelser, skal de øremærkede aktiver og forpligtelser kun vedrøre pensionsrelaterede aktiviteter og aktiviteter i direkte tilknytning hertil.
When, in accordance with Article 4, an insurance undertaking manages its occupational retirement provision business by ring-fencing its assets and liabilities, the ring-fenced assets and liabilities shall be restricted to retirement-benefit related operations and activities directly arising therefrom.
a) at pensionskassen er registreret eller godkendt
(a) the institution is registered or authorised ;
a) at pensionskassen registreres af den kompetente tilsynsmyndighed i et nationalt register; i tilfælde af grænseoverskridende virksomhed som omhandlet i artikel 20 angives også de medlemsstater, hvori pensionskassen driver virksomhed
(a) the institution is registered by the competent supervisory authority in a national register ; in the case of cross-border activity as referred to in Article 20, the Member States in which the institution is operating shall also be indicated;
Ændringsforslag 12 Artikel 9, stk. 1 a (nyt)
Amendment 12 Article 9, paragraph 1 a (new)
da) betingelserne for overførsel af pensionsrettigheder til en anden arbejdsmarkedsrelateret pensionskasse i tilfælde af et afsluttet arbejdsforhold.
(e) the arrangements relating to the transfer of pension rights to another institution for occupational retirement provision in the event of termination of the employment relationship.
Ændringsforslag 14 Artikel 11, stk. 5 a (nyt)
Amendment 14 Article 11, paragraph 5 a (new)
Medlemmer og pensionsmodtagere modtager hvert år kortfattet information om pensionskassens situation og de individuelle pensionsrettigheders aktuelle niveau.
Members and beneficiaries shall receive every year brief particulars of the situation of the institution and the current level of individual entitlements.
Ændringsforslag 15 Artikel 16, stk. 2, litra c
Amendment 15 Article 16, paragraph 2, subparagraph (c)
c) i tilfælde af, at pensionsordningen ophæves i løbet af den i dette stykke omhandlede periode, skal pensionskassen underrette den kompetente myndighed i hjemlandet.
(c) in the event of termination of a pension scheme during the period referred to above in this paragraph the institution shall inform the competent authorities of the home Member State.
Pensionskassen skal etablere en procedure for overførsel af aktiverne og de tilsvarende forpligtelser til en anden finansiel institution eller et tilsvarende organ.
The institution shall establish a procedure in order to transfer the assets and the corresponding liabilities to another financial institution or a similar body.
Den kompetente myndighed i hjemlandet skal underrettes om proceduren, og/eller en general oversigt over proceduren skal være tilgængelig for medlemmerne eller, hvor det er relevant, disses repræsentanter i overensstemmelse med fortrolighedsprincippet.
This procedure shall be disclosed to the competent authorities of the home Member State and/or a general outline of the procedure shall be made available to members or, where applicable, to their representatives in accordance with the principle of confidentiality.
Den kompetente myndighed i hjemlandet skal underrettes om proceduren, og en general oversigt over proceduren skal være tilgængelig for medlemmerne eller, hvor det er relevant, disses repræsentanter i overensstemmelse med fortrolighedsprincippet.
This procedure shall be disclosed to the competent authorities of the home Member State and a general outline of the procedure shall be made available to members or, where applicable, to their representatives in accordance with the principle of confidentiality.
I pensionskasser, der udøver grænseoverskridende virksomhed, jf. artikel 20, skal der til enhver tid være fuld kapitaldækning for de tekniske hensættelser for alle de pensionsordninger, pensionskassen forvalter.
In the event of cross-border activity as referred to in Article 20, the technical provisions shall at all times be fully funded in respect of the total range of pension schemes operated.
Er disse betingelser ikke opfyldt, skal hjemlandets kompetente myndighed gribe ind som fastsat i artikel 14.
If these conditions are not met, the competent authorities of the home Members State shall intervene in accordance with Article 14.
Hjemlandet kan for at opfylde dette krav kræve øremærkning af aktiver og forpligtelser .
To comply with this requirement the home Member State may require ring-fencing of the assets and liabilities.
I pensionskasser, der udøver grænseoverskridende virksomhed, jf. artikel 20, skal der være kapitaldækning for de tekniske hensættelser efter de gældende bestemmelser i pensionskassens hjemland .
In the event of cross-border activity as referred to in Article 20, the technical provisions must be funded in accordance with the provisions applicable in the institution’s country of origin .
Ved beregning af mindstebeløbet for disse yderligere aktiver finder reglerne i artikel 18 og 19 i direktiv 79/267/EØF anvendelse.
For the purposes of calculating the minimum amount of the additional assets, the rules laid down in Articles 18 and 19 of Directive 79/267/EEC shall apply.
Ved beregning af disse yderligere aktiver finder reglerne for den pågældende pensionskasse i dens hjemland anvendelse .
For the purposes of calculating the amount of the additional assets, the rules applicable to the respective institution in the home Member State shall apply.
Såfremt en medlemsstat ikke har fastsat regler herom, finder bestemmelserne i artikel 18 og 19 i direktiv 79/267/EØF (artikel 18 som ændret ved artikel 25 i direktiv 92/96/EØF) anvendelse.
If a Member State has not passed any rules, the rules stipulated in Articles 18 and 19 of Directive 79/267/EEC (Article 18 as revised by Article 25 of Directive 92/96/EEC) shall apply.
Ændringsforslag 18 Artikel 18, stk. 5 a (nyt)
Amendment 18 Article 18, paragraph 5 a (new)
Medlemsstater, der ikke allerede anvender forsigtighedsprincippet, kan i en passende overgangsperiode på højst fem år fastsætte mere detaljerede regler for pensionskasser med hjemsted på deres område på baggrund af alle de pensionsordninger, der forvaltes af disse pensionskasser.
Member States which do not already apply the prudent person principle may, for an appropriate transitional period which, however, may not exceed five years, for the institutions located in their territories, lay down more detailed rules to reflect the total range of schemes operated by these institutions.
Efter tre år forelægger Kommissionen en rapport med henblik på eventuelt at afkorte denne periode .
The Commission will after three years issue a report with a view to a possible reduction of this deadline.
Ændringsforslag 19 Artikel 20, stk. 10
Amendment 19 Article 20, paragraph 10
Såfremt pensionskassen på trods af de foranstaltninger, som hjemlandets kompetente myndighed har truffet, eller fordi der ikke findes passende foranstaltninger i hjemlandet, fortsat overtræder de i værtslandet gældende krav i social- og arbejdsmarkedslovgivningen, der er relevante for arbejdsmarkedsrelaterede pensioner, kan værtslandets kompetente myndighed efter at have underrettet hjemlandets kompetente myndigheder træffe passende foranstaltninger til at forebygge eller straffe yderligere overtrædelser , herunder, hvis det er strengt nødvendigt, hindre pensionskassen i at forvalte det pensionstegnende firmas pensionsordning i værtslandet.
If, despite the measures taken by the competent authorities of the home Member State or because appropriate measures are lacking in the home Member State, the institution persists in breaching the applicable provisions of the host Member State’s requirements of social and labour law relevant to the field of occupational pension schemes, the competent authorities of the host Member State may, after informing the competent authorities of the home Member State, take appropriate measures to prevent or penalise further irregularities , including, insofar as is strictly necessary, preventing the institution from operating in the host Member State for the sponsoring undertaking.
Ændringsforslag 20 Artikel 21, stk. 1
Amendment 20 Article 21, paragraph 1
Medlemsstaterne sikrer på passende vis en ensartet anvendelse af dette direktiv gennem regelmæssig udveksling af oplysninger og erfaringer, med henblik på at udvikle bedste praksis på området og et tættere samarbejde og herigennem forebygge konkurrenceforvridning og skabe de nødvendige betingelser for et uproblematisk grænseoverskridende medlemskab.
Member States shall ensure, in an appropriate manner, the uniform application of this Directive through regular exchanges of information and experience with a view to developing best practices in this sphere and closer cooperation, and by so doing, preventing distortions of competition and creating the conditions required for unproblematic cross-border membership.
Kommissionen og medlemsstaternes kompetente myndigheder arbejder tæt sammen om at lette tilsynet med arbejdsmarkedsrelaterede pensionskassers aktiviteter.
The Commission and the competent authorities of the Member States shall collaborate closely with a view to facilitating supervision of the operations of institutions for occupational retirement provision.
Ændringsforslag 21 Artikel 21, stk. 2
Amendment 21 Article 21, paragraph 2
Ved Kommissionen nedsættes et koordineringsudvalg, i det følgende benævnt "udvalget".
A coordination committee – hereinafter referred to as ‘the committee’ – shall be established at the Commission.
Kommissionen fastsætter udvalgets forretningsorden og påser i den forbindelse, at udvalgets og niveau 3-udvalgets beføjelser ikke overlapper hinanden.
The Commission shall lay down the committee’s rules of procedure and in so doing shall ensure that the powers and responsibilities of the level 3 committee and the coordination committee do not overlap.
Udvalget består af mindst én repræsentant fra hver af de nationale myndigheder, der har fået overdraget de i dette direktiv nævnte opgaver.
The committee shall comprise at least one representative of each of the national authorities responsible for discharging the tasks laid down in this Directive.
Forsædet føres af en repræsentant fra Kommissionen.
It shall be chaired by a representative of the Commission.
Sekretariatets opgaver varetages af Kommissionens tjenestegrene.
Its secretariat shall be provided by the Commission departments.
Formanden indkalder udvalget på eget initiativ eller på anmodning af en medlemsstat.
The chairman shall convene the committee on his own initiative or at the request of a Member State.
Hver medlemsstat underretter Kommissionen om eventuelle større vanskeligheder som følge af anvendelsen af direktivet.
(a) the application of Article 18 and the progress achieved in the adaptation of national supervisory systems, and
Udvalget har følgende opgaver:
The committee shall have the following tasks: