SEC Contract Filing

Filing Date: 2020-08-14

Document Content:
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<TYPE>EX-10.2
<SEQUENCE>3
<FILENAME>f10q0620ex10-2_futurefin.htm
<DESCRIPTION>LOAN AGREEMENT BY AND BETWEEN GUANGCHENGJI (SHANGHAI) INDUSTRIAL CO. LTD. AND SHENZHEN TIANTIAN HAODIAN TECHNOLOGY CO. LTD. DATED JUNE 28, 2020
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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: right"><B>Exhibit 10.2</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: center"><B>&nbsp;</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: center"><B>Loan Agreement</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">Party A (Lender): Guangchengji (Shanghai)
Industrial Co., Ltd.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">Legal representative: Pan Weicheng</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">Address: No. 1098 Chuansha Road, Pudong New
Area, Shanghai, China</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">Party B (Borrower): Shenzhen Tiantian Haodian
Technology Co., Ltd.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">Legal representative: Chen Zhiping</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">Address: Qianwan 1st Road, Qianhai Shenzhen-Hong
Kong Cooperation Zone, Shenzhen, Guangdong province, China</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">As:</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">1. The legal representatives of both parties
represent legally existing entities in China in accordance with the &quot;Contract Law of the People's Republic of China&quot;
and other related laws and regulations. They both have the legal rights and ability to authorize and sign this agreement and have
been granted the necessary approvals to sign for the obligations under this Agreement. The obligations assumed by both parties
from this Agreement are legal and effective, and there are no conflicts with obligations from other agreements and there is no
conflict with Chinese laws, regulations and related administrative regulations.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">2. Party B is an experienced company in investment
in the U.S. companies. Party A intends to form a long-term strategic partnership with Party B and does not rule out cooperation
with Party B in the form of equity investment in the future.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">3. This agreement is entered into through
negotiation between the two parties, and it is hereby implemented for mutual compliance.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify"><B>Article 1 Rights and Obligations of Both
Parties</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">1.1 Party A agrees to lend to Party B its
own funds in the form of loans. The total loan amount lent by Party A to Party B shall not exceed RMB 35,000,000 (thirty five
million Yuan). The actual loan amount is the cash transferred.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">1.2 Purpose of the loan: For Party B's daily
operations and the expansion of the business.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">1.3 Loan period: The loan period is 12 months,
from June 28, 2020 to June 27, 2021. If the loan is paid in installments, the date of the last loan should be received no later
than December 31, 2020.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">1.4 Loan interest: The loan interest is an
annual interest rate of 10%, calculated based on the actual amount received. If the loan is received in installments, the interest
shall be calculated based on the actual date when Party B receives the cash.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">1.5 Interest settlement date: The 25th of
each quarter is the interest settlement date, which is, March 25, June 25, September 25, and December 25. Party B shall remit
the interest payment to Party A&rsquo;s bank account. Party B shall issue a receipt to Party B within five working days of receiving
the interest payment.</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0; text-align: justify">1.6 Bank Information of Party A and Party
B:</P>

<P S