SEC Contract Filing

Filing Date: 2019-05-14

Document Content:
<DOCUMENT>
<TYPE>EX-10.2A
<SEQUENCE>3
<FILENAME>ex_144202.htm
<DESCRIPTION>EXHIBIT 10.2(A)
<TEXT>
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<p style="font-family:'Times New Roman', Times, serif;font-size:10pt;margin:0pt 7.2pt;text-align:left;">CERTAIN INFORMATION, IDENTIFIED BY [*****], HAS BEEN EXCLUDED FROM THE EXHIBIT BECAUSE IT IS BOTH NOT MATERIAL AND WOULD LIKELY CAUSE COMPETITIVE HARM TO THE COMPANY IF PUBLICLY DISCLOSED.</p>

<p style="font-family:'Times New Roman', Times, serif;font-size:10pt;margin:0pt;text-align:right;"><b>Exhibit 10.2(a)</b></p>

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<p style="font-family:'Times New Roman', Times, serif;font-size:10pt;margin:0pt;text-align:center;"><b>AMENDED AND RESTATED RECEIVABLE SALES AGREEMENT</b></p>

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<p style="font-family:'Times New Roman', Times, serif;font-size:10pt;margin:0pt;text-align:left;text-indent:36pt;">THIS AMENDED AND RESTATED RECEIVABLE SALES AGREEMENT (this &ldquo;<u>Agreement</u>&rdquo;), dated as of April 1, 2017 (&ldquo;<u>Effective Date</u>&rdquo;), is made by and between MID AMERICA BANK &amp; TRUST COMPANY, a Missouri state-chartered bank, having its principal location in Dixon, MO (&ldquo;<u>Bank</u>&rdquo;), Fortiva Funding, LLC a Georgia limited liability company (&ldquo;Receivables Purchaser&rdquo;), having its principal location in Atlanta, Georgia. The Agreement amends, restates and replaces the original agreement between the parties dated February 29, 2012, as amended on September 2, 2016.</p>

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<p style="font-family:'Times New Roman', Times, serif;font-size:10pt;margin:0pt;text-align:left;text-indent:36pt;">WHEREAS, Bank is in the business of issuing various types of loans to consumers; and</p>

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<p style="font-family:'Times New Roman', Times, serif;font-size:10pt;margin:0pt;text-align:left;text-indent:36pt;">WHEREAS, Bank desires to fund additional loans by selling to Receivables Purchaser or its designee, and Receivables Purchaser or such designee desires to purchase from Bank, interests in the receivables arising from loan accounts marketed and originated by Bank under certain Brands (such interests in the receivables, the &ldquo;Receivables&rdquo;).</p>

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<p style="font-family:'Times New Roman', Times, serif;font-size:10pt;margin:0pt;text-align:left;text-indent:36pt;">NOW, THEREFORE, in consideration of the foregoing and the terms, conditions and mutual covenants and agreements herein contained, and for other good and valuable consideration, the receipt and sufficiency of which are hereby acknowledged, Bank and Receivables Purchaser agree as follows:</p>

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 <p style="font-family:'Times New Roman', Times, serif;margin-right:0pt;margin-top:0pt;text-align:left;margin-bottom:0pt;font-size:10pt;"><u>1.</u></p>
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 <p style="font-family:'Times New Roman', Times, serif;margin-right:0pt;margin-top:0pt;text-align:left;margin-bottom:0pt;font-size:10pt;"><u>Definitions. </u></p>
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<p style="font-family:'Times New Roman', Times, serif;font-size:10pt;margin:0pt;text-align:left;text-indent:36pt;">The capitalized terms used in this Agreement shall have the meaning set forth in <u><b>Schedule 1</b></u><b>. </b></p>

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 <p style="font-family:'Times New Roman', Times, serif;margin-right:0pt;margin-top:0pt;text-align:left;margin-bottom:0pt;font-size:10pt;"><u>2.</u></p>
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 <p style="font-family:'Times New Roman', Times, serif;margin-right:0pt;margin-top:0pt;text-align:left;margin-bottom:0pt;font-size:10pt;"><u>Purchase of Receivables; Payment to Bank; Reporting to Bank. </u></p>
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 <p style="font-family:'Times New Roman', Times, serif;margin-right:0pt;margin-top:0pt;text-align:left;margin-bottom:0pt;font-size:10pt;">(a)</p>
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 <p style="font-family:'Times New Roman', Times, serif;margin-right:0pt;margin-top:0pt;text-align:left;margin-bottom:0pt;font-size:10pt;">Bank hereby agrees to sell, transfer, assign, set-over, and otherwise convey to Fortiva, without recourse (except as