SEC Contract Filing

Filing Date: 2025-05-19

Document Content:
<DOCUMENT>
<TYPE>EX-10.14
<SEQUENCE>3
<FILENAME>ex10-14.htm
<DESCRIPTION>EX-10.14
<TEXT>
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<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin: 0pt 0pt 0pt 0; text-align: right"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">Exhibit
10.14</FONT></P>

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<P STYLE="font: bold 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: center"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">BRIDGE
NOTE (CONVERTIBLE)</FONT></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin-top: 0pt; margin-bottom: 0pt; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">FOR
VALUE RECEIVED, and subject to the terms and conditions set forth herein, Novelstem International Corp, a Florida corporation (the <B>&ldquo;Maker&rdquo;),
</B>hereby unconditionally promises to pay to the order of Jan Loeb or his assigns (the <B>&ldquo;Noteholder&rdquo;,</B> and together
with the Maker, the <B>&ldquo;Parties&rdquo;), </B>the principal amount of Ninety One Thousand Dollars ($91,000) advanced prior to the
date of this agreement plus any additional advances thereon (the <B>&ldquo;Loan&rdquo;), </B>together with all accrued interest thereon,
as provided in this Negotiable Promissory Note (the <B>&ldquo;Note&rdquo;,</B> as the same may be amended, restated, supplemented, or
otherwise modified from time to time in accordance with its terms).</FONT></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt; text-align: justify; text-indent: 0.5in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt">1.
<U>Definitions.</U> Capitalized terms used herein shall have the meanings set forth in this Section 1.</FONT></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0pt 0pt 0.5in; text-indent: 0.75in; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>&ldquo;Applicable
Rate&rdquo;</B> means the rate equal to ten percent (10%).</FONT></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0pt 0pt 0.5in; text-align: justify; text-indent: 0.75in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>&ldquo;Business
Day&rdquo; </B>means a day other than a Saturday, Sunday, or other day on which commercial banks in New York City are authorized or required
by law to close.</FONT></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0pt 0pt 0.5in; text-align: justify; text-indent: 0.75in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>&ldquo;Default&rdquo;
</B>means any of the events specified in Section 6 that constitutes an Event of Default or which, upon the giving of notice, the lapse
of time, or both pursuant to Section 6 would, unless cured or waived, become an Event of Default.</FONT></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0pt 0pt 0.5in; text-indent: 0.75in; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>&ldquo;Default
Rate&rdquo;</B> means, at any time, the Applicable Rate plus two percent (2%).</FONT></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0pt 0pt 0.5in; text-indent: 0.75in; text-align: justify"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>&ldquo;Event
of Default&rdquo;</B> has the meaning set forth in Section 6.</FONT></P>

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<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0pt 0pt 0.5in; text-align: justify; text-indent: 0.75in"><FONT STYLE="font-family: Times New Roman, Times, Serif; font-size: 10pt"><B>&ldquo;Governmental
Authority&rdquo;</B> means the government of any nation or any political subdivision thereof, whether a