SEC Contract Filing

Filing Date: 2019-02-22

Document Content:
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<TYPE>EX-10.1
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<FILENAME>ex101creditagreementraym.htm
<DESCRIPTION>EXHIBIT 10.1 CREDIT AGREEMENT
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<DIV><FONT size="1" style="font-size:1pt;color:white"> EXECUTION VERSION Published CUSIP Numbers: Deal: 75473EAG4 Revolver: 75473EAH2 CREDIT AGREEMENT Dated as of February 19, 2019 among RAYMOND JAMES FINANCIAL, INC. and RAYMOND JAMES &amp; ASSOCIATES, INC., as the Borrowers, BANK OF AMERICA, N.A., as Administrative Agent and a Swing Line Lender, CITIBANK, N.A., JPMORGAN CHASE BANK, N.A. and REGIONS BANK, as Co-Syndication Agents and Swing Line Lenders, U.S. BANK NATIONAL ASSOCIATION, as Documentation Agent and a Swing Line Lender, and THE OTHER LENDERS PARTY HERETO Arranged By: MERRILL LYNCH, PIERCE, FENNER &amp; SMITH INCORPORATED, CITIBANK, N.A., JPMORGAN CHASE BANK, N.A. and REGIONS CAPITAL MARKETS, a division of Regions Bank, as Joint Lead Arrangers and Joint Bookrunners CHAR1\1635542v6 </FONT></DIV>
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<DIV><FONT size="1" style="font-size:1pt;color:white"> TABLE OF CONTENTS ARTICLE I DEFINITIONS AND ACCOUNTING TERMS ...................................................................... 1&nbsp; 1.01&nbsp; Defined Terms. ................................................................................................................... 1&nbsp; 1.02&nbsp; Other Interpretive Provisions. ........................................................................................... 21&nbsp; 1.03&nbsp; Accounting Terms. ............................................................................................................ 22&nbsp; 1.04&nbsp; Rounding. .......................................................................................................................... 22&nbsp; 1.05&nbsp; Times of Day; Rates. ........................................................................................................ 23&nbsp; ARTICLE II THE COMMITMENTS AND CREDIT EXTENSIONS ...................................................... 23&nbsp; 2.01&nbsp; Revolving Loans. .............................................................................................................. 23&nbsp; 2.02&nbsp; Borrowings, Conversions and Continuations of Revolving Loans. .................................. 25&nbsp; 2.03&nbsp; [Reserved]. ........................................................................................................................ 26&nbsp; 2.04&nbsp; Swing Line Loans. ............................................................................................................ 26&nbsp; 2.05&nbsp; Prepayments. ..................................................................................................................... 30&nbsp; 2.06&nbsp; Termination or Reduction of Aggregate Revolving Commitments. ................................. 31&nbsp; 2.07&nbsp; Repayment of Loans. ........................................................................................................ 32&nbsp; 2.08&nbsp; Interest. ............................................................................................................................. 32&nbsp; 2.09&nbsp; Fees. .................................................................................................................................. 32&nbsp; 2.10&nbsp; Computation of Interest and Fees. .................................................................................... 33&nbsp; 2.11&nbsp; Evidence of Debt. ............................................................................................................. 33&nbsp; 2.12&nbsp; Payments Generally; Administrative Agent&#8217;s Clawback. ................................................. 34&nbsp; 2.13&nbsp; Sharing of Payments by Lenders. ..................................................................................... 35&nbsp; 2.14&nbsp; [Reserved]. ........................................................................................................................ 36&nbsp; 2.15&nbsp; Defaulting Lenders. .......................................................................................................... 36&nbsp; ARTICLE III TAXES, YIELD PROTECTION AND ILLEGALITY ....................................................... 38&nbsp; 3.01&nbsp; Taxes. ................................................................................................................................ 38&nbsp; 3.02&nbsp; Illegality. ........................................................................................................................... 42&nbsp; 3.03&nbsp; Inability to Determine Rates. ............................................................................................ 43&nbsp; 3.04&nbsp; Increased Costs; Reserves on Eurodollar Rate Loans. ...................................................... 45&nbsp; 3.05&nbsp; Compensation for Losses. ................................................................................................. 46&nbsp; 3.06&nbsp; Mitigation Obligations; Replacement of Lenders. ............................................................ 47&nbsp; 3.07&nbsp; Survival. ............................................................................................................................ 47&nbsp; ARTICLE IV CONDITIONS PRECEDENT TO CREDIT EXTENSIONS .............................................. 47&nbsp; 4.01&nbsp; Conditions of Initial Credit Extension. ..