SEC Contract Filing

Filing Date: 2018-01-30

Document Content:
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<TYPE>EX-10.1
<SEQUENCE>2
<FILENAME>d521960dex101.htm
<DESCRIPTION>EX-10.1
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<TITLE>EX-10.1</TITLE>
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 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="right"><B>Exhibit 10.1 </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="right"><B>[EXECUTION COPY] </B></P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>SECOND
AMENDMENT TO </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>THE SECOND AMENDED AND RESTATED REVOLVING CREDIT AGREEMENT </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">This SECOND AMENDMENT TO THE SECOND AMENDED AND RESTATED REVOLVING CREDIT AGREEMENT (this &#147;<U>Amendment</U>&#148;) is entered into as of January&nbsp;24,
2018 (the &#147;<U>Amendment Effective Date</U>&#148;), among <B>VOYA FINANCIAL, INC.</B>, a Delaware corporation (formerly known as ING U.S., Inc., which itself was formerly known as ING America Insurance Holdings, Inc.) (the
&#147;<U>Borrower</U>&#148;), each lender party hereto (collectively, the &#147;<U>Lenders</U>&#148; and individually, a &#147;<U>Lender</U>&#148;), and <B>BANK OF AMERICA, N.A.</B>, as Administrative Agent, Swing Line Lender, a Fronting L/C Issuer
and Several L/C Agent. </P> <P STYLE="margin-top:24pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>R&nbsp;E&nbsp;C&nbsp;I&nbsp;T&nbsp;A&nbsp;L&nbsp;S </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">A. Reference is made to the Second Amended and Restated Revolving Credit Agreement by and among the Borrower, the Lenders from time to time party thereto, and
Bank of America, N.A., as Administrative Agent, Swing Line Lender, a Fronting L/C Issuer and Several L/C Agent, dated as of May&nbsp;6, 2016, (as amended by that certain Amendment to the Second Amended and Restated Revolving Credit Agreement, dated
as of March&nbsp;30, 2017, and as further amended, restated, amended and restated or otherwise modified from time to time, the &#147;<U>Credit Agreement</U>&#148;). Unless otherwise indicated herein, all capitalized terms used herein shall have the
meanings set forth in the Credit Agreement. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">B. The Borrower has notified the Administrative Agent and the Lenders that it has entered into that certain
Master Transaction Agreement, dated as of December&nbsp;20, 2017 (the &#147;<U>Transaction Agreement</U>&#148;), by and among Borrower, the Reinsurer Parent (as defined in the Transaction Agreement) and the Buyer Parent (as defined in the
Transaction Agreement), pursuant to which the Borrower intends to sell Voya Insurance and Annuity Company and certain other of the Borrower&#146;s closed block variable annuity and fixed and fixed-index annuity businesses to the Buyer (as defined in
the Transaction Agreement) (the &#147;<U>Sale Transaction</U>&#148;). </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">C. In connection with the Sale Transaction, the Borrower has requested that the
Lenders and the Administrative Agent amend certain provisions of the Credit Agreement as of the date hereof, subject to the terms and conditions set forth in this Amendment. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">In consideration of the foregoing and the mutual covenants contained herein, the Borrower, the Lenders and the Administrative Agent agree and acknowledge as
follows: </P> <P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B></B>1.<B> <U>Amendment to Credit Agreement</U></B>.<B> </B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">(a) <U>Section 1.01</U> of the Credit Agreement is hereby amended by inserting the following new defined terms in the appropriate alphabetical
order: </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; font-size:10pt; font-family:Times New Roman"><I>&#147;</I><B><I>Benefit Plan</I></B><I>&#148;</I> means any of (a)&nbsp;an &#147;employee benefit plan&#148; (as defined in
ERISA) that is subject to Title I of ERISA, (b)&nbsp;a &#147;plan&#148; as defined in Section&nbsp;4975 of the Code or (c)&nbsp;any Person whose assets include (for purposes of ERISA Section&nbsp;3(42) or otherwise for purposes of Title I of ERISA
or Section&nbsp;4975 of the Code) the assets of any such &#147;employee benefit plan&#148; or &#147;plan&#148;. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; font-size:10pt; font-family:Times New Roman"><I>&#147;</I><B><I>Master
Transaction Agreement</I></B>&#148; means that certain Master Transaction Agreement, dated as of December&nbsp;20, 2017, by and among Borrower, the Buyer </P> <P STYLE="font-size:18pt; margin-top:0pt; margin-bottom:0pt">&nbsp;</P>

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 <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:4%; font-size:10pt; font-family:Times New Roman">Parent (as defined in the Master Transaction Agreement) and Reinsurer Parent (as defined in the
Master Transaction Agreement), as the same may be amended, restated, amended and restated or otherwise modified from time to time. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; font-size:10pt; font-family:Times New Roman"><I>&#147;</I><B><I>PTE</I></B><I>&#148;</I> means a prohibited transaction class exemption issued by the U.S. Department of Labor, as any such
exemption may be amended from time to time. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; ma