SEC Contract Filing

Filing Date: 2021-04-07

Document Content:
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<TYPE>EX-10.1
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<FILENAME>d140936dex101.htm
<DESCRIPTION>EX-10.1
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<TITLE>EX-10.1</TITLE>
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 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="right"><B>Exhibit 10.1 </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="right">Execution Version </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">FOURTH
AMENDMENT </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">This Fourth Amendment, dated as of April&nbsp;5, 2021 (this &#147;<U>Amendment</U>&#148;), to the Credit Agreement dated as of
February&nbsp;1, 2018 (as amended, supplemented or otherwise modified from time to time prior to the date hereof, including by the First Amendment, dated as of November&nbsp;19, 2018, the Second Amendment, dated as of December&nbsp;17, 2018, and the
Third Amendment and Waiver, dated as of May&nbsp;6, 2020, the &#147;<U>Credit Agreement</U>&#148;), among CREDIT RE OPERATING COMPANY, LLC (the &#147;<U>Parent Borrower</U>&#148;), the Subsidiary Borrowers from time to time party thereto, the
several banks and other financial institutions or entities from time to time parties thereto (the &#147;<U>Lenders</U>&#148;) and JPMORGAN CHASE BANK, N.A., as administrative agent (in such capacity, the &#147;<U>Administrative Agent</U>&#148;).
</P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><U>W I T N E S S E T H</U>: </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">WHEREAS, the Parent Borrower, the Lenders and the Administrative Agent are parties to the Credit Agreement, and the Parent Borrower has
requested that the Credit Agreement be amended as set forth herein; </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">WHEREAS, as permitted by Section&nbsp;10.1 of the Credit Agreement,
the Administrative Agent and each Lender is willing to agree to this Amendment upon the terms and conditions set forth herein; </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:9%; font-size:10pt; font-family:Times New Roman">NOW,
THEREFORE, in consideration of the premises contained herein, the parties hereto agree as follows: </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">SECTION 1. <U>Defined Terms</U>.
Unless otherwise defined herein, capitalized terms are used herein as defined in the Credit Agreement as amended hereby. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">SECTION 2.
<U>Amendments to the Credit Agreement</U>. Subject to the satisfaction of the conditions set forth in Section&nbsp;3: </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(a)
the Credit Agreement is hereby amended in accordance with <U>Exhibit A</U> hereto by deleting the stricken text (indicated textually in the same manner as the following example:
<FONT STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#ff0000"><STRIKE>stricken text</STRIKE></FONT><FONT STYLE="font-family:Times New Roman">) and by inserting the double-underlined text (indicated textually in the same manner as the
following example: </FONT><FONT STYLE="font-family:Times New Roman; font-size:10pt" COLOR="#0000ff"><U STYLE="border-bottom:1pt double; padding-bottom:1pt">double-underlined text</U></FONT><FONT STYLE="font-family:Times New Roman">), in each case in
the place where such text appears therein; and </FONT></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(b) Schedule 1.1A is hereby amended and restated in its entirety as
set forth in <U>Exhibit B</U> hereto. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">SECTION 3. <U>Conditions to Effectiveness of this Amendment</U>. This Amendment shall become
effective on the date on which the following conditions precedent have been <U>satisfied</U> or waived (the date on which such conditions shall have been so satisfied or waived, the &#147;<U>Fourth Amendment Effective Date</U>&#148;): </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(a) The Administrative Agent shall have received a counterpart of this Amendment, executed and delivered by a duly authorized
officer of the Parent Borrower and each Lender party hereto (who, for the avoidance of doubt, constitute Required Lenders). </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(b) The Administrative Agent shall have received all fees required to be paid, and all expenses for which invoices have been
presented (including the reasonable and documented out-of-pocket fees and expenses of legal counsel), on or before the Fourth Amendment Effective Date. </P>
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 <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:4%; text-indent:4%; font-size:10pt; font-family:Times New Roman">(c) The Administrative Agent shall have received (i)&nbsp;a certificate of
the Parent Borrower, dated the date hereof, substantially in the form of Exhibit C to the Credit Agreement, with appropriate insertions and attachments, including the certificate of incorporation of the Parent Borrower certified b