SEC Contract Filing

Filing Date: 2025-05-23

Document Content:
<DOCUMENT>
<TYPE>EX-10.6
<SEQUENCE>8
<FILENAME>tm2516031d1_ex10-6.htm
<DESCRIPTION>EXHIBIT 10.6
<TEXT>
<HTML>
<HEAD>
 <TITLE></TITLE>
</HEAD>
<BODY STYLE="font: 10pt Times New Roman, Times, Serif">

<P STYLE="font-family: Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font-family: Times New Roman, Times, Serif; text-align: right; margin: 0"><B>Exhibit 10.6</B></P>

<P STYLE="font-family: Times New Roman, Times, Serif; margin: 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>BRIDGECREST LENDING AUTO SECURITIZATION GRANTOR
TRUST 2025-2</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B><BR>
AMENDED AND RESTATED<BR>
TRUST AGREEMENT</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>between</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>BRIDGECREST LENDING AUTO SECURITIZATION TRUST
2025-2,<BR>
as the Grantor Trust Seller</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>and</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>WILMINGTON TRUST, NATIONAL ASSOCIATION,<BR>
as the Grantor Trust Trustee</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0; text-align: center"><B>Dated as of May&nbsp;23, 2025</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0"></P>

<!-- Field: Page; Sequence: 1 -->
 <DIV STYLE="margin-top: 12pt; margin-bottom: 6pt; border-bottom: Black 1pt solid"><P STYLE="margin: 0pt"></P></DIV>
 <DIV STYLE="break-before: page; margin-top: 6pt; margin-bottom: 12pt"><P STYLE="margin: 0pt">&nbsp;</P></DIV>
 <!-- Field: /Page -->

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; text-align: center; margin-top: 0pt; margin-bottom: 0pt"><B>TABLE OF CONTENTS</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; text-align: right; margin: 0pt 0"><B>Page</B></P>

<P STYLE="font: 10pt Times New Roman, Times, Serif; margin: 0pt 0">&nbsp;</P>

<TABLE CELLSPACING="0" CELLPADDING="0" STYLE="font: 10pt Times New Roman, Times, Serif; width: 100%; border-collapse: collapse">
 <TR STYLE="font-family: Times New Roman, Times, Serif">
 <TD COLSPAN="2" STYLE="font-family: Times New Roman, Times, Serif; vertical-align: top"><FONT STYLE="font-size: 10pt">ARTICLE I DEFINITIONS</FONT></TD>
 <TD STYLE="font-family: Times New Roman, Times, Serif; text-align: right; vertical-align: bottom"><FONT STYLE="font-size: 10pt">1</FONT></TD></TR>
 <TR STYLE="font-family: Times New Roman, Times, Serif">
 <TD STYLE="font-family: Times New Roman, Times, Serif; vertical-align: top; width: 6%">&nbsp;</TD>
 <TD STYLE="font-family: Times New Roman, Times, Serif; vertical-align: bottom; width: 88%">&nbsp;</TD>
 <TD STYLE="font-family: Times New Roman, Times, Serif; text-align: right; vertical-align: bottom; width: 6%">&nbsp;</TD></TR>
 <TR STYLE="font-family: Times New Roman, Times, Serif">
 <TD STYLE="font-family: Times New Roman, Times, Serif; vertical-align: top">&nbsp;</TD>
 <TD STYLE="font-family: Times New Roman, Times, Serif; vertical-align: bottom"><FONT STYLE="font-size: 10pt; text-transform: uppercase">SECTION 1.1.</FONT> <FONT STYLE="font-size: 10pt">Capitalized Terms</FONT></TD>
 <TD STYLE="font-family: Times New Roman, Times, Serif; text-align: right; vertical-align: bottom"><FONT STYLE="font-size: 10pt">1</FONT></TD></TR>
 <TR STYLE="font-family: Times New Roman, Times, Serif">
 <TD STYLE="font-family: Times New Roman, Times, Serif; vertical-align: top">&nbsp;</TD>
 <TD STYLE="font-family: Times New Roman, Times, Serif; vertical-align: bottom"><FONT STYLE="font-size: 10pt; text-transform: uppercase">SECTION 1.2.</FONT> <FONT STYLE="font-size: 10pt">Other Interpretive Provisions</FONT></TD>
 <TD STYLE="font-family: Times New Roman, Times, Serif; text-align: right; vertical-align: bottom"><FONT STYLE="font-size: 10pt">1</FONT></TD></TR>
 <TR STYLE="font-family: Times New Roman, Times, Serif">
 <TD STYLE="font-family: Times New Roman, Times, Serif; vertical-align: top">&nbsp;</TD>
 <TD STYLE="font-family: Times New Roman, Times, Serif; vertical-align: bottom">&nbsp;</TD>
 <TD STYLE="font-family: Times New Roman, Times, Serif; text-align: right; vertical-align: bottom">&nbsp;</TD></TR>
 <TR STYLE="font-family: Times New Roman, Times, Serif">
 <TD COLSPAN="2" STYLE="font-family: Times New Roman, Times, Serif; vertical-align: top"><FONT STYLE="font-size: 10pt">ARTICLE II ORGANIZATION</FONT></TD>
 <TD STYLE="font-family: Times New Roman, Times, Serif; text-align: right; vertical-align: bottom"><FONT STYLE="font-size: 10pt">2</FONT></TD></TR>
 <TR STYLE="font-family: Times New Roman, Times, Serif">
 <TD STYLE="font-family: Times New Roman, Times, Serif; vertical-align: top">&nbsp;</TD>
 <TD STYLE="font-family: Times New Roman, Times, Serif; vertical-align: bottom">&nbsp;</TD>
 <TD STYLE="font-family: Times New Roman, Times, Serif; text-align: right; vertical-align: bottom">&nbsp;</TD></TR>
 <TR STYLE="font-family: Times New Roman, Times,