SEC Contract Filing

Filing Date: 2021-10-29

Document Content:
<DOCUMENT>
<TYPE>EX-10.2
<SEQUENCE>3
<FILENAME>enva-ex102_37.htm
<DESCRIPTION>EX-10.2
<TEXT>
<!DOCTYPE HTML PUBLIC "-//W3C//DTD HTML 4.01 Transitional//EN" "http://www.w3.org/TR/html4/loose.dtd">
<html>
<head>
<title>
enva-ex102_37.htm
</title>
</head>
<!-- NG Converter v5.0.2.50 -->
<body>

<p style="text-align:right;margin-bottom:0pt;margin-top:0pt;text-indent:0%;font-weight:bold;font-size:11pt;font-family:Times New Roman Bold;font-variant: small-caps;font-style:normal;text-transform:none;">Exhibit 10.2</p>
<p style="text-align:center;margin-bottom:0pt;margin-top:0pt;text-indent:0%;font-weight:bold;font-family:Times New Roman;font-size:12pt;font-style:normal;text-transform:none;font-variant: normal;">FIRST AMENDMENT TO </p>
<p style="text-align:center;margin-bottom:0pt;margin-top:0pt;text-indent:0%;font-weight:bold;font-family:Times New Roman;font-size:12pt;font-style:normal;text-transform:none;font-variant: normal;">LOAN AND SECURITY AGREEMENT AND INDEMNITY AGREEMENT</p>
<p style="text-align:center;margin-bottom:0pt;margin-top:0pt;text-indent:0%;font-family:Times New Roman;">&nbsp;</p>
<p style="text-align:justify;margin-bottom:12pt;margin-top:0pt;text-indent:7.69%;font-family:Times New Roman;font-size:12pt;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;">THIS FIRST AMENDMENT TO LOAN AND SECURITY AGREEMENT AND INDEMNITY AGREEMENT (this &#8220;<font style="font-weight:bold;text-decoration:underline;">Amendment</font>&#8221;), dated as of July 23, 2021, is entered into by and among <font style="font-weight:bold;">EFR 2018-2, LLC</font>, a Delaware limited liability company (&#8220;<font style="font-weight:bold;text-decoration:underline;">Borrower</font>&#8221;), each of the Lenders (as defined in the Loan Agreement) signatory hereto, and <font style="font-weight:bold;">CREDIT SUISSE AG, NEW YORK BRANCH</font> (&#8220;<font style="font-weight:bold;text-decoration:underline;">Credit Suisse</font>&#8221;), as administrative, payment and collateral agent for the Secured Parties (as defined in the Loan Agreement) (in such capacities, &#8220;<font style="font-weight:bold;text-decoration:underline;">Agent</font>&#8221;) and as Class A Managing Agent (as defined in the Loan Agreement). </p>
<p style="text-align:center;margin-bottom:12pt;margin-top:0pt;text-indent:0%;font-weight:bold;font-family:Times New Roman;font-size:12pt;font-style:normal;text-transform:none;font-variant: normal;"><font style="text-decoration:underline;">RECITALS</font></p>
<p style="text-align:justify;margin-bottom:12pt;margin-top:0pt;text-indent:7.69%;font-family:Times New Roman;font-size:12pt;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;">WHEREAS, Borrower, Agent and Lenders entered into that certain Loan and Security Agreement, dated as of October 23, 2018 (as the same may be amended, modified or restated from time to time, being hereinafter referred to as the &#8220;<font style="font-weight:bold;text-decoration:underline;">Loan Agreement</font>&#8221;);</p>
<p style="text-align:justify;margin-bottom:12pt;margin-top:0pt;text-indent:7.69%;font-family:Times New Roman;font-size:12pt;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;">WHEREAS, <font style="font-weight:bold;">ENOVA INTERNATIONAL, INC.</font>, a Delaware corporation (&#8220;<font style="font-weight:bold;text-decoration:underline;">Indemnitor</font>&#8221;), entered into that certain Indemnity Agreement dated as of October 23, 2018, in favor of Agent (as the same may be amended, modified or restated from time to time, being hereinafter referred to as the &#8220;<font style="font-weight:bold;text-decoration:underline;">Indemnity Agreement</font>&#8221;);</p>
<p style="text-align:justify;margin-bottom:12pt;margin-top:0pt;text-indent:7.69%;font-family:Times New Roman;font-size:12pt;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;">WHEREAS, Borrower has requested that Agent and Lenders amend the Loan Agreement as set forth herein; and</p>
<p style="text-align:justify;margin-bottom:12pt;margin-top:0pt;text-indent:7.69%;font-family:Times New Roman;font-size:12pt;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;">WHEREAS, Agent and Lenders have agreed to such amendments upon the terms and conditions set forth in this Amendment (including, without limitation, the amendments to the Indemnity Agreement set forth herein).</p>
<p style="text-align:center;margin-bottom:12pt;margin-top:0pt;text-indent:0%;font-weight:bold;font-family:Times New Roman;font-size:12pt;font-style:normal;text-transform:none;font-variant: normal;"><font style="text-decoration:underline;">AGREEMENT</font></p>
<p style="text-align:justify;margin-bottom:12pt;margin-top:0pt;text-indent:7.69%;font-family:Times New Roman;font-size:12pt;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;">NOW, THEREFORE, in consideration of the premises herein contained and other good and valuable consideration, the receipt and sufficiency of which are hereby acknowledged, the parties, intending to be legally bound, agree as follows:</p>
<p style="text-align:center;margin-bottom:6pt;margin-top:0pt;text-indent:0%;font-weight:bold;font-family:Times New Roman;text-transform:uppercase;font-size:12pt;font-style:normal;font-variant: normal;">Article I</p>
<p style="text-align:center;margin-bottom:12pt;margin-top:0pt;text-indent:0%;font-weight:bold;font-family:Times New Roman;font-size:12pt;font-style:normal;text-transform:none;font-variant: normal;"><font style="text-decoration:underline;">Definitions</font></p>
<p style="text-align:justify;margin-bottom:12pt;margin-top:0pt;text-indent:7.69%;font-family:Times New Roman;font-size:12pt;font-weight:normal;font-style:normal;text-transform:none;font-variant: normal;">Capitalized terms used in this Amendment are defined in the Loan Agreement unless otherwise stated.</p>
<p style="text-align:center;margin-bott