Money in the Bank ( PPV ) Money in the Bank is a professional wrestling pay - per - view event , produced annually by WWE . It is named after the Money in the Bank ladder match , which previously only took place at WrestleMania . The Money in the Bank ladder match debuted at WrestleMania 21 in 2005 , and the first person to grab a briefcase hanging from the rafters won and was guaranteed a world championship match at any time for the next twelve months . The Money in the Bank match was held at the next five WrestleMania events , after which a pay - per - view was created and centered on the match . Each Money in the Bank pay - per - view up until and including 2013 featured two ladder matches . One was contested for a contract for a WWE Championship match , with the briefcase colored red , and the other was contested for a World Heavyweight Championship match contract , with the briefcase colored blue . Originally , these colors represented the two components of the WWE Brand Extension which was still in effect at the time ; " Raw " featured the WWE Championship and had a red color scheme while " SmackDown " featured the World Heavyweight Championship and a blue color scheme . Shortly after the 2011 Money in the Bank event , the Brand Extension was discontinued . However , WWE kept conducting separate Money in the Bank matches in 2012 and 2013 . Starting with the 2014 Money in the Bank PPV , the single contract for the now unified WWE World Heavyweight Championship was placed in a gold briefcase . Money in the Bank is the only WWE pay - per - view event with a regular theme song , as all but the first event have used " Money in the Bank " by in - house WWE composer Jim Johnston as its theme song . This is in stark contrast to other pay - per - view events , which use songs sponsored by mainstream recording artists , which was the case with the first event using " Money " by I Fight Dragons . Before the advent of the pay - per - view , the " Money in the Bank " song was used as the entrance music for Donald Trump for his numerous guest appearances on WWE television . Concept . The original concept of this pay - per - view was that there were two Money in the bank ladder matches - one for a WWE Championship contract , and one for a World Heavyweight Championship contract . The winner would receive a contract for a match for his designated championship . Originally , the matches were divided by brand , with " Raw " wrestlers vying for the WWE Championship contract , and " SmackDown " wrestlers competing for the World Title contract . But with the dissolving of the brand extension in August 2011 in favor of all programming becoming full roster " Supershows " , the ladder matches in 2012 and 2013 were then simply divided by championship . As of 2014 , after the unification of both the WWE and World Heavyweight Championships at the in December 2013 , only one briefcase is in play , with a contract for the now unified WWE World Heavyweight Championship . During the match , there are multiple wrestlers in the ring . The first wrestler to climb the ladder and retrieve the briefcase is declared the winner . The winner can then cash - in the contract anytime and any place for up to one year , starting on the night of the pay - per - view .