Rick Neelan Rick Neelan was a loan shark who bought Joe McIntyre ' s debts of £5 , 000 in November 2009 . Rick was unscrupulous in his methods , charging his debtors extra money on a whim and threatening physical violence if they didn ' t pay up . When he went to see Joe to demand the £5 , 000 on 9th November , Rick took Joe ' s van as payment , but warned him that that wouldn ' t be enough , even though the van was worth more than £5 , 000 . To make sure Joe heeded his warning , Rick threatened to hurt Joe ' s daughter Tina if he didn ' t pay up . Joe managed to keep Rick at bay by convincing his fiancé Gail Platt to sell 8 Coronation Street to pay the debt which was now well above the original £5 , 000 . Rick viewed the house , pretending to be a potential buyer to put extra pressure on Joe , but after getting tired of waiting for the house to sell he demanded immediate payment . Joe paid Rick £4 , 000 - the agreed total debt - on 7th January 2010 , the day before Joe was due to marry Gail . Rick then turned up at Joe and Gail ' s wedding reception to tell Joe that he had to pay weekly interest . After two weeks without payment , Rick confronted Joe with a heavy , but Joe was able to hide from them . Rick later turned up at No . 8 and found out that the house was no longer on the market , as Gail , unaware of the extent of Joe ' s debt , had decided not to sell . Joe fobbed Rick off by promising the money in a week . After a week Rick returned only to find Joe had gone on holiday to the Lake District . Joe continued to be a no - show in the coming weeks , so Rick began threatening Gail and Tina , but they weren ' t intimidated by him . To ensure they took him seriously , Rick set fire to a newspaper he had put through the letterbox of No . 12 , where Tina and her boyfriend Jason Grimshaw lived . It soon emerged that Joe had died in the Lakes during his trip with Gail . Rick was questioned by the police but although he was charged with other offences the police were satisfied that he hadn ' t been involved in Joe ' s death . Rick returned in May 2012 when Terry Duckworth planned to open a lap - dancing club called Se7enth Hea7en . He owed £20 , 000 to Rick but Terry ' s son Tommy paid half of it thinking he had cleared the debt . He and girlfriend Tina were shocked to discover that Terry still owed £9 , 000 . Terry and Tommy agreed to torch the club to claim on the insurance . When Tina found Terry in the Rovers , she went into Se7enth Hea7en to see Tommy about to switch on the gas heater . She forced him into making a decision - her or Terry . Tommy then left Tina in the club unable to lock up when Terry arrived to find his son gone . They argued and Terry was about to set the club alight but Tina tried to stop him . After being threatening by Terry , Tina was about to call the police but Terry accidentally pushed her over and she hit her head on the floor , knocking herself unconscious . Terry told Tommy it was Rick that had caused Tina ' s injuries , but Tommy soon found out that it was his dad . Tommy gave him an ultimatum - to choose between him and the money , Terry chose the money , leaving Rick to tell Tommy that the debts have passed on to him . However , Tommy told Tina that he had given the money to Rick and their debts were cleared . Rick gave Tommy jobs to do on the cars at the garage which involved packing drugs into them , late at night . Rick then wiped £250 off the debt and told Tommy that he had more jobs for him to do . When Rick ordered Tommy to do a job smuggling drugs into Amsterdam , Tina had had enough and instead stole the drugs and contacted Rick to meet her at a point along Weatherfield Canal . Wanting his supplies back , Rick kidnapped Rita Sullivan on the day of her wedding to Dennis Tanner in order to use her to force Tina hand the drugs back , knowing of their close relationship . The pair had a face off with Rick threatening to throw the drugs into the water and , in return , Rick threatened to throw Rita over the edge . The police arrived and although Rick attempted to evade them , he was arrested . A few days later , Kirsty Soames told Tina , Rita and Dennis that Rick had been formally charged , denied bail and his associates were in the process of being rounded up . Fearing that he could be released in a matter of days , Kirsty allayed Tina ' s fears and stated that Rick would be looking at a minimum of eight years ' imprisonment . List of appearances . 2009 2010 2012