Yu - Gi - Oh ! 5D ' s - Episode 069 " A Duel With Interest " , known as " Terror ! Loan Token Hell " in the Japanese version , is the sixty - ninth episode of " Yu - Gi - Oh ! 5D ' s " . It first aired in Japan on July 29 , 2009 . Featured Duel . Jack Atlas vs . Don Piero . Turn 1 : Piero Piero draws " Upstart Goblin " and subsequently activate s it to draw one card ( " Endless Loan " ) and increase Jack ' s Life Points by 1000 ( Jack 4000 → 5000 ) . Piero then Special Summon s " Nefarious Trader " ( 1 / 0 / 0 ) from his hand in Attack Position via its own effect as Jack ' s Life Points are higher than his . He then Normal Summon s " Toichi the Nefarious Debt Collector " ( 3 / 800 / 1300 ) in Defense Position and sets a card . Turn 2 : Jack Jack draws . He then Normal Summon s " Power Invader " ( 5 / 2200 / 0 ) in Attack Position without Tributing via its own effect as Piero controls at least two monsters . Piero then activate s his face - down " Endless Loan " to Special Summon a " Loan Token " ( 1 / 0 / 0 ) to Jack ' s side of the field in Defense Position as Jack summoned a monster . Don Piero states that since a Loan Token is on the field , " Toichi the Nefarious Debt Collector " can ' t be destroyed in battle , however Jack can send one card from his hand to the Graveyard to destroy the Loan Token . " Power Invader " attack s and destroys " Nefarious Trader " ( Piero 4000 → 1800 ) . The effect of " Nefarious Trader " activates , allowing Piero to Special Summon another " Loan Token " ( 1 / 0 / 0 ) to Jack ' s side of the field in Defense Position . Jack can destroy this token by sending a card from his hand to the Graveyard . Jack sets two cards ( " Compulsory Recoil Device " and " Zero Hole " ) . Turn 3 : Piero Piero draws " Illegal Business Practices " and subsequently activates it , equip ping it to " [ the Nefarious Debt Collector " . Now once per turn , Piero can double the effect damage that Jack takes from the effect of " Toichi the Nefarious Debt Collector " . Piero activates the effect of " Toichi the Nefarious Debt Collector " to inflict damage to Jack equal to the number of " Loan Tokens " Jack controls times 1000 . There are currently two and " Illegal Business Practices " doubles the effect damage Jack takes ( Jack 5000 → 1000 ) . Turn 4 : Jack Jack draws " Smile Kid " . Jack then discard s one card from his hand in order to Special Summon " Smile Kid " ( 1 / 0 / 0 ) in Attack Position . The effect of " Endless Loan " activates , Special Summon ing a third " Loan Token " ( 1 / 0 / 0 ) to Jack ' s side of the field in Defense Position . Jack then activates his face - down " Compulsory Recoil Device " and activates its effect to send one card in his hand to the Graveyard and return " Smile Kid " to his hand . Jack then discards one card from his hand in order to Special Summon " Smile Kid " ( 1 / 0 / 0 ) in Attack Position ( The effect of " Endless Loan " doesn ' t activate at this point as Jack ' s Monster Card Zone s are all occupied ) . Jack then activates his face - down " Zero Hole " to destroy all cards on the field as he has no cards in his hand . Jack then activates the effect of " Smile Kid " in order to Special Summon " Smile Angel " ( 4 / 1800 / 300 ) in Attack Position . " Smile Angel " then attack s directly ( Piero 1800 → 0 ) . Tenth Anniversary Tribute . The first fiften seconds of this episode features Jaden and his most famous cards ( Elemental Hero Neos , Elemental Hero Bubbleman , Elemental Hero Wildheart , Winged Kuriboh , Elemental Hero Burstinatrix , Elemental Hero Avian , Elemental Hero Flame Wingman , Elemental Hero Clayman , Elemental Hero Sparkman , Elemental Hero Thunder Giant and Card Ejector ) . Carly : " Piero ? ! " Quotes . Jack : " What ' s a Piero ? " Featured cards . Cards that made their debut in this episode are in italics .