DONALD.) 20- RECESSION / DEPRESSION : PERIOD OF LOW PRODUCTION, BUSINESS FAILURE, UNEMPLOYMENT, ETC. 21- BUDGET : FORECAST OF EXPENDITURES AND REVENUES. 22- CARTEL / TRUST : AGREEMENT AMONG BUSINESSES DESIGNED TO REDUCE COMPETITION, FIX PRICES, AND DIVIDE THE MARKET AMONG THEM. A CARTEL CONTROL PRODUCTION AND DISTRIBUTION. 23- OLIGOPOLY /