begins in the 15th square of the top row.  Across — 1. Faux PAS ; 4. Destiny, FATE ; 5. Skin layer, DERMA ; 6. Mauna KEA ; 9. Semblance, GUISE ; 10. Gender bender?, SEX CHANGE ; 12. Bacterium, e.g., PATHOGEN ; 13. The “B” in N.B., BENE ; 14. Be