and Standard and Poor's is a US stock index. 15 B(RIND,IS)I - the last of our four Brindisi clues 16 SPAR,ERIB=brie* - according to Wiki, SPAR is the world's largest food retailer. 18 A,CCRUED="crude" - a rather cheeky homophone 20 PYJAMAD - JAM in rev. of DAY,P 22 PIROGI = (providing