with at least one million native speakers: Tagalog , Cebuano , Ilokano , Hiligaynon , Waray-Waray , Kapampangan , Bikol , Albay Bikol [1] , Pangasinan , Maranao , Maguindanao , Kinaray-a , and Tausug . One or more of these is spoken natively by more than 90% of the population.