Phone: (801) 513-3788 No Foolin FHA FEES ARE GOING UP APRIL 1st Effective April 1, 2012, FHA is increasing the amount needed for upfront (MI) Mortgage Insurance from 1.00% to 1.75% and the Monthly Mortgage Insurance from 1.15% to 1.25%. If you are thinking about using a FederalHousing Administration (FHA) insured loan