in Manhattan for music:  http://maps.google.com/maps/place?client=safari&rls=en&oe=UTF-8&um=1&ie=UTF-8&q=sofrito+new+york&fb=1&gl=us&hq=sofrito&hnear=New+York,+NY&cid=1028299015621167785 _________________________________________________________________________________   Co-host: Larry Kudlow , CNBC and WABC radio Tuesday 905P Eastern Time :   Bret Ahrends, WSJ " Return on Investment ," in re: banks have bollixed up loans, titles, mortgages; may take years to sort out.  A woman in Florida who was wholly up to