claim: Serotonin induces neuromodulation by binding to receptors.
evidence: Set up by a group of Cornish Farmers in 1903 , Cornish Mutual is the only general insurer based in the South West of Great Britain .. general insurer. General insurance. The company has an office in Truro , and offers a friendly service orientated approach to insurance .. Truro. Truro. The mutual is owned by its Members not shareholders and offers insurance to , farms , businesses and people living and working in Cornwall , Devon , Somerset and Dorset .. Cornwall. Cornwall. Devon. Devon. Somerset. Somerset. Dorset. Dorset. It has a Member Services Team available over the telephone and a number of local Insurance Inspectors who have in depth knowledge of their area and do not work on commission - so they can visit Members to give unbiased insurance advice .. Cornish Mutual celebrated 110 years of protecting what matters most to people in 2013 and has many members who have been insuring with the organisation for generations .. The company offers a range of insurances including  : farm , small business , home , let property , agricultural motor vehicle , agricultural motor fleet , motor trade , special events and personal accident .. In 2012 Cornish Mutual gained ` Chartered Insurer ' status .. They are the first mutual insurance company in the UK and the first insurer in the South West to achieve this level of recognition from the Chartered Insurance Institute -LRB- CII -RRB- .. Cornish Mutual 's motor trade insurance is provided by Cornish Mutual subsidiary company , Cornish Mutual Insurance Services Ltd -LRB- CMIS -RRB- .. The company is an appointed representative of South Essex Insurance Brokers Ltd who are authorised and regulated by the Financial Conduct Authority .