claim: Daenerys Targaryen appeared for the first time in the third novel in the Song of Ice and Fire series.
evidence: Marcus Padley is an English-born stockbroker and writer .. He currently resides in Melbourne , Australia .. Padley is originally from Yorkshire , England .. He has a Master of Applied Finance from Macquarie University and a Bachelor of Law from Southampton University .. Padley started his career in institutional stock broking in London in 1982 .. In 1994 he moved to Melbourne , where he worked for ABN AMRO .. ABN AMRO. ABN AMRO. In 1998 he changed direction , moving into retail broking , servicing private clients .. Padley felt there was a widespread ignorance about the industry , and in response in 1998 he started an email newsletter and website to educate clients and subscribers .. Padley is a prominent writer and commentator on issues related to the Australian Stock market .. He regularly writes for a variety of Fairfax papers and often appears as a ` talking-head ' on the ABC Lateline business program .. Fairfax. Fairfax Media. ABC. ABC Television. He writes a daily -LRB- user pays -RRB- stock market newsletter called Marcus Today .. user pays. user pays. In the wake of the Global Financial Crisis , Padley has become known for his cautious outlook on the stockmarket .. Global Financial Crisis. Global Financial Crisis. He is sceptical towards the popularity of diversified portfolios , suggesting that a diversification of minds rather than stocks is more important for the average investor .. diversified. Diversification ( finance ). He is also critical of the buy and hold mentality of share market investing , arguing that a flexible approach is required to enjoy any substantial long term share market gains .. buy and hold. buy and hold