Affordable Housing Task Force — Columbia, SC
Date: 2022-10-11
Time: 11:00

COLUMBIA AFFORDABLE HOUSING TASK FORCE MEETING AGENDA
 TUESDAY, OCTOBER 11, 2022


The Columbia Affordable Housing Task Force will conduct a meeting on Tuesday, October 11,
2022 at 11:00 a.m. using Video Conferencing Technology. Members of the public may view the
meeting online at www.columbiasc.gov. For questions regarding the meeting, please contact the
City Clerk at (803)545-3045 or cityclerk@columbiasc.gov.

 The Honorable Tina N. Herbert, District I

Prior to entering the meeting please turn all electronic communication devices to the silent, vibrate or off
 position. All presenters are asked to speak directly into the microphone for recording purposes.

CALL TO ORDER
APPROVAL OF MINUTES

1. Approval of August 9, 2022 Meeting Minutes

COMMITTEE REPORTS

2. Advocacy Committee Report - Mr. Dylan Gunnels

3. Development Committee Report - Dr. Lila Anna Sauls

STAFF REPORT

4. Columbia Compass Housing Recommendations - Ms. Leigh DeForth, Planner / City of
 Columbia Planning and Development Services Department

NEXT STEPS

5. Committee Meeting Schedule - Ms. Erika Moore Hammond, City Clerk

6. Task Force Meeting Schedule - The Honorable Tina N. Herbert, Chair

ADJOURNMENT




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COLUMBIA AFFORDABLE HOUSING TASK FORCE MEETING AGENDA
 TUESDAY, OCTOBER 11, 2022


The Columbia Affordable Housing Task Force will conduct a meeting on Tuesday, October 11,
2022 at 11:00 a.m. using Video Conferencing Technology. Members of the public may view the
meeting online at www.columbiasc.gov. For questions regarding the meeting, please contact the
City Clerk at (803)545-3045 or cityclerk@columbiasc.gov.

 The Honorable Tina N. Herbert, District I

Prior to entering the meeting please turn all electronic communication devices to the silent, vibrate or off
 position. All presenters are asked to speak directly into the microphone for recording purposes.

CALL TO ORDER
APPROVAL OF MINUTES

1. Approval of August 9, 2022 Meeting Minutes

COMMITTEE REPORTS

2. Advocacy Committee Report - Mr. Dylan Gunnels

3. Development Committee Report - Dr. Lila Anna Sauls

STAFF REPORT

4. Columbia Compass Housing Recommendations - Ms. Leigh DeForth, Planner / City of
 Columbia Planning and Development Services Department

NEXT STEPS

5. Committee Meeting Schedule - Ms. Erika Moore Hammond, City Clerk

6. Task Force Meeting Schedule - The Honorable Tina N. Herbert, Chair

ADJOURNMENT




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MEETING DATE: October 11, 2022

DEPARTMENT: City Clerk

FROM: Erika Hammond, City Clerk

SUBJECT: Approval of August 9, 2022 Meeting Minutes
FUNDING SOURCE &
ORIGINAL BUDGET:


ATTACHMENTS:
  AHTF_MN_080922 (PDF)




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 COLUMBIA AFFORDABLE HOUSING TASK FORCE MEETING MINUTES
 TUESDAY, AUGUST 9, 2022




 Attachment: AHTF_MN_080922 (7995 : Approval of August 9, 2022 Meeting Minutes)
The Columbia Affordable Housing Task Force met on Tuesday, August 9, 2022 using virtual
meeting technology. The Honorable Tina N. Herbert, Chair called the meeting to order at 11:00
a.m. The following members were present:

 Attendee Name Title Status
 Tina N. Herbert Chair Present
 Jeff Armstrong Family Promise Present
 Julie Ann Avin MIRCI Present
 Reggie Barner The Barner Group Present
 Yvonda A. Bean Columbia Housing Authority Present
 Sue Berkowitz Director of the SC Appleseed Legal Justice Center Present
 Brenna Bernardin Fast Forward Absent
 Pamela Bynoe-Reed Central Midlands Regional Transit Authority Absent
 Dylan Gunnels Director at Haven Homes Present
 Tonya Isaac Community Representative Present
 Jeff Larimore Midlands Housing Trust Fund Present
 Jennifer Moore United Way Present
 Brittani Richards Habitat for Humanity Absent
 Shayla Riley Coldwell Banker Absent
 Lila Anna Sauls President and CEO of Homeless No More Present
 Gregory Sprouse Central Midlands Council of Governments Absent
 Allison Terracio Richland County Council Present
 Regina Williams Board Member Absent
 Lester Young Just Leadership Absent
 Jim Zieche More Justice Present
 Chris Zimmer Truist Bank Present

APPROVAL OF MINUTES

1. Approval of June 14, 2022 Meeting Minutes

Upon a motion made by Lila Anna Sauls and seconded by Allison Terracio, task force members
voted unanimously to approve the June 14, 2022 Meeting Minutes.




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 COLUMBIA AFFORDABLE HOUSING TASK FORCE MEETING MINUTES
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 Attachment: AHTF_MN_080922 (7995 : Approval of August 9, 2022 Meeting Minutes)
COMMITTEE DISCUSSION

Councilor Herbert said last month we took a break and gave the committees an opportunity to
meet. How do you think that structure is working for us so far?

Jim Zieche said we had a good discussion about what we think we can do. Combining the
subcommittees into two groups made sense and it gives us a clear path forward.

2. Overview of Development Committee Goals

 1) Capital for development
 a. City property
 b. Market analysis
 2) Zoning challenges
 a. mixed use corridors
 b. maximum parking requirements
 c. placement
 3) Taxes and fees/offer incentives
 4) More multi and single family revitalization/renovation projects
 5) Capacity building for churches

Councilor Herbert reviewed the five goals for the Development Committee. She suggested the
following revisions: add funding to capital for developers; city property “potentially available”;
market analysis “for the greatest need”; and offer incentives “to developers”. Do you have
suggested changes or rewording of the five goals?

Julie Ann Avin suggested that it should be minimum parking requirements.

Councilor Herbert agreed to change it to "parking requirements".

Lila Ann Sauls suggested changing churches to faith based organizations.

Jim Zieche asked what would be included in the market analysis.

Councilor Herbert said the market analysis for greatest need was added because if we get the
capital, how will we determine where it will go. Factors can be added to that. Under funding, we
want to consider the market’s needs. Another group is working on an analysis that we should be
able to use.


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 Attachment: AHTF_MN_080922 (7995 : Approval of August 9, 2022 Meeting Minutes)
Jim Zieche said that makes sense, but I don't see where we discuss funding sources.

Councilor Herbert agreed to "use market analysis to determine greatest need".

Anita Floyd asked if the taxes and fees are being looked at by another committee.

Councilor Herbert said we want to keep a pulse on what that committee is doing. I will switch this
to "fees and incentives we can offer". We understand that this is an issue but we are not taking it
on as our issue.

3. Overview of Advocacy Committee Goals

 1. Develop an education campaign
 2. Educate landlords on the importance of safe housing
 3. Partner with Fair Housing campaigns to educate tenants
 4. Create a housing directory
 5. Establish a Housing Court

Councilor Herbert reviewed the five goals for the Advocacy Committee. She asked if there were
any changes or questions about the goals. It is important to put not in my back yard (NIMBY)
under the first goal. I will change number three to partner with City of Columbia Fair Housing
campaign to educate tenants.

Lila Anna Sauls noted that State Housing has an intensive housing directory on any units they help
fund.

Councilor Herbert said this is for the various housing providers.

Yvonda Bean clarified that the housing directory pertains to what the agencies are doing.

Councilor Herbert said it is a directory of agencies and what they have to offer. We can use the
term “housing resource guide”. The city has started one.

Jennifer Moore said there is a searchable directory at https://sc211.org/. It also has specialized
resources.

Councilor Herbert said the committee can do a deep-dive and determine exactly what's needed.


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 Attachment: AHTF_MN_080922 (7995 : Approval of August 9, 2022 Meeting Minutes)
Councilor Terracio suggested that the committee explore more technologically friendly ways to
get resources to end users.

Councilor Herbert said the committee can determine how to address that issue. We want something
useful and effective.

Yvonda Bean suggested using educating landlords on the importance of “maintaining” safe
housing.

4. Nomination of Committee Chairs

  Advocacy Committee
  Development Committee

Councilor Herbert asked one person from the Development Committee and one person from the
Advocacy Committee to take responsibility for making sure the meetings are scheduled. You all
can decide who you want to be chair or co-chair.

Lila Anna Sauls volunteered to organize a meeting for the Development Committee.

Dylan Gunnels volunteered to organize a meeting for the Advocacy Committee.

5. Affordable Housing Projects - Ms. Missy Gentry, P.E., Assistant City Manager for
 Development

Missy Gentry, P.E., Assistant City Manager for Development presented a list of planned and
permitted affordable housing projects that the city is aware of for fiscal year 2022/2023. There are
2,214 units and the city is supportive of these projects. We have funding committed to three of the
projects, as well. We will keep a running list and provide the status of various projects in the
months to come.

Krista Hampton, Planning and Development Services Director said some of the projects have come
to the Planning Commission and we haven't seen additional movement.

Councilor Herbert said Garden Lakes has started. Which ones do the city have financial stake in
and explain what that looks like.




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 Attachment: AHTF_MN_080922 (7995 : Approval of August 9, 2022 Meeting Minutes)
Missy Gentry, P.E., Assistant City Manager for Development said there are four projects. We have
CDBG funds in the Homes to Hope project off of Edisto Court. Those are open and occupied. We
have committed funds to the Villages at Congaree Pointe, Midtown at BullStreet, and the
Stoneridge Senior Village. All of those projects were going after state affordable housing credits
and a funding commitment from the city was beneficial to the process. We haven't paid any money
yet, but the total commitment to each project is $500,000. Some of which is hard cash and some
are credits and condition for sustainable amenities.

Councilor Herbert asked if $500,000 is the standard number.

Missy Gentry, P.E., Assistant City Manager for Development said we committed to the three
projects simultaneously and decided to commit the same amount. It is a different amount for cash
and credits, but the total commitment per project is equivalent.

Jim Zieche asked about the AMI percentage for each project.

Krista Hampton, Planning and Development Services Director agreed to provide the additional
information.

Lila Anna Sauls said tier two applications for State Housing small rental development are due
August 31, 2022. Anyone applying for that funding will know within the next three months. That
usually includes housing trust fund and that includes a mix of 30%.

Councilor Herbert said Jeff indicated that the Village at Lee Court will be 60% AMI. It is important
for us to monitor the status.

6. Home Loan Programs and Other Funding Opportunities - Ms. Gloria Saeed, Community
 Development Director

Councilor Herbert said I wanted to make sure you understand the programs we do have, what's
available from the city, and what we are currently doing in the affordable housing space.

Gloria Saeed, Community Development Director said the purpose of using our dollars for housing
opportunities is to provide attractive financing for homeownership via our loan programs. Over
the years, the city of Columbia has successfully run affordable loan programs for individuals who
earn 80% or below the AMI. We also have programs for individuals earning above 80% AMI up
to 150% AMI. We are currently looking to restructure those programs to mainly focus on
individuals whose income is between 81% up to 120% AMI. We consider that to be our workforce

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 Attachment: AHTF_MN_080922 (7995 : Approval of August 9, 2022 Meeting Minutes)
segment of the community. Our programs consist of low-interest rates, soft seconds, low down
payments and no private mortgage insurance (PMI). We provide forgivable grants to assist
homeowners with maintenance and repair. We do not have landlord assistance programs. We also
provide gap funding capital for affordable and workforce housing development projects produced
by non-profit organizations and/or for-profit developers for rental and homeownership. We
recently funded Homes for Hope using HOME funds. The city runs a robust revolving fund
program for individuals at 80% or below the AMI. We have a HOME Investment Partnership
Program Funding Entitlement and Program Income and General Fund Revolving Loan Fund. As
individuals pay us back, we can assist others who are in the market. Other available programs
include: City Lender I-Uplift, Affordable Housing Loan, Maintenance Assistance Program
(MAP), City Lender II, and Employee Loan Program. We are looking at a minor repair program,
a major repair program, a rebuild program and a trade up program. At 80% AMI, a one-person
household is capped at $45,150 annually. The cost of housing has gone up and affordability in
terms of income qualifications has increased as well. Our loan program underwriting guidelines
vary based on the program. Our partner lenders are Assurance Mortgage, First Citizens Bank, First
Community Bank, Palmetto Citizens Federal Credit Union, Security Federal Bank, South State
Bank, and Synovus Bank. We are currently working on a HOME notice of funding availability
with an anticipated release date of August 22, 2022. We are looking for projects that are multi-
family, rental, single-family rental or homeownership. We are looking for a good mix of what is
needed in Columbia. The anticipated amount is between one million five hundred thousand dollars
and two million dollars.

7. Future Meeting Dates

Councilor Herbert said I need your input on having monthly task force meetings with committee
meetings in between. The consensus was that we would continue to meet via Zoom with one or
two in-person meetings. Should the task force meet bi-monthly and allow the committees to meet
in between?

Jim Zieche suggested that the task force meet bi-monthly.

Reggie Barner agreed with meeting bi-monthly, too.

Councilor Herbert said there is no opposition to bi-monthly task force meetings. Dylan and Lila
Anna will work to schedule the committee meetings and I will see you all on October 11, 2022 at
11:00 a.m.




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 COLUMBIA AFFORDABLE HOUSING TASK FORCE MEETING MINUTES
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 Attachment: AHTF_MN_080922 (7995 : Approval of August 9, 2022 Meeting Minutes)
ADJOURNMENT

The meeting was adjourned at 12:02 p.m.

Respectfully submitted:


Erika D. Moore Hammond, CMC
City Clerk




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MEETING DATE: October 11, 2022

DEPARTMENT: City Clerk

FROM: Erika Hammond, City Clerk

SUBJECT: Advocacy Committee Report - Mr. Dylan Gunnels
FUNDING SOURCE &
ORIGINAL BUDGET:




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MEETING DATE: October 11, 2022

DEPARTMENT: City Clerk

FROM: Erika Hammond, City Clerk

SUBJECT: Development Committee Report - Dr. Lila Anna Sauls
FUNDING SOURCE &
ORIGINAL BUDGET:

PURPOSE:
Development Committee - Dr. Lila Ann Sauls
Advocacy - Mr. Dylan Gunnells




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MEETING DATE: October 11, 2022

DEPARTMENT: City Clerk

FROM: Erika Hammond, City Clerk

SUBJECT: Columbia Compass Housing Recommendations - Ms. Leigh
 DeForth, Planner / City of Columbia Planning and
 Development Services Department
FUNDING SOURCE &
ORIGINAL BUDGET:




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MEETING DATE: October 11, 2022

DEPARTMENT: City Clerk

FROM: Erika Hammond, City Clerk

SUBJECT: Committee Meeting Schedule - Ms. Erika Moore Hammond,
 City Clerk
FUNDING SOURCE &
ORIGINAL BUDGET:

Committees will meet on the second Tuesday of odd-numbered months.

Committee Chairs will report out at the full Task Force meeting on the second Tuesday of even-
numbered months. The meeting times are to be determined.

FUTURE MEETING DATES:

  November 8, 2022
  January 10, 2022
  March 14, 2022




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MEETING DATE: October 11, 2022

DEPARTMENT: City Clerk

FROM: Erika Hammond, City Clerk

SUBJECT: Task Force Meeting Schedule - The Honorable Tina N.
 Herbert, Chair
FUNDING SOURCE &
ORIGINAL BUDGET:

The Affordable Housing Task Force will meet on the second Tuesday of even-numbered months
at 11:00 a.m. via Zoom.

FUTURE MEETING DATES:

  February 14
  April 11
  June 13




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