Yes! A roof replacement can be financed and paid off monthly of over a period of time (subject to lender approval and terms and conditions). Just like any other large purchase, a roof replacement is also many people don't plan for and the need for financing is perfectly normal.  Dr Roof offers a variety of financing programs through Wells Fargo which can help people have their roof replacement taken care of today and paid off over a period of time.  There is no reason to break the bank on a new roof. A roof should last a lifetime, so spreading payments over a period of time only makes sense.