AD&D Advantage includes all of the benefits of AD&D Plus and a variety of supplemental benefits listed below. Please see our rate chart.
Supplemental Benefits Covered by AD&D Advantage:
Bereavement and Trauma Counseling
This additional benefit applies if the person requires bereavement and trauma counseling because you, your Qualified Dependent spouse or Domestic Partner or your Qualified Dependent child suffer a Loss. It is payable for Bereavement and Trauma Counseling Sessions that are held within one year after the date of the accident causing the Loss.
Monthly Mortgage Payment
The Monthly Mortgage benefit pays the lesser of your mortgage payment or $2,500, for up to 12 months to your surviving spouse or domestic partner who owned the property and shared the mortgage responsibility with you if you suffer a loss of life. The benefit continues to the earliest of these events: 1) the mortgage is paid off, 2) the house is sold, 3) your spouse or domestic partner dies; or 4) the 12th benefit payment.
Monthly Rehabilitation Expenses
This benefit applies if a person suffers a loss and a doctor determines that rehabilitation is necessary to aid the person in returning to the normal activities of a person of the same age and gender.
Critical Burns
The plan provides a benefit if a member suffers critical burns that result in Permanent Disfigurement while a Covered Person under the Coverage and the burns occurred while working for your employer.