You may want to consider other store credit cards when choosing which one best suits your needs. Competing cards from retailers, such as the Capital One Walmart Rewards Mastercard, offers a larger bonus cashback reward in the first year on in-store Walmart purchases. After that, the larger reward rate only applies to online purchases. The Costco Anywhere Visa Card by Citi will be more difficult to obtain, as it requires an excellent credit score and a Costco membership is required to qualify.Consider a non-store card instead. Often times, they have a lower APR, better perks, and can be used at more than one location. For example, the Wells Fargo Active Cash Card offers 2% cash rewards on purchases, carries no annual fee, features a generous intro APR for purchases and qualifying balance transfers, and comes with Visa Signature protections.If you're looking for something with a bit more reward potential, consider the Blue Cash Preferred from American Express. It does have an annual fee of $95 ($0 intro annual fee for the first year), but it earns 6% cash back at U.S. supermarkets (up to $6,000 spent annually, then 1%) and on select U.S. streaming services. It also earns 3% on U.S. gas stations and transit. Even by spending as little as $2,000 per year on groceries would net cardholders $120 in rewards, more than enough to cover the ongoing annual fee. And that's without taking its other bonus categories into consideration.