If you want to apply for a rewards credit card, the first step is to find one that suits your circumstances.
Providers may offer an eligibility check before you actually apply. This is a soft credit check so it does not show up on your credit report, but it should give you an indication of whether you are likely to be accepted for your chosen card.
Some banks may require you to have another account with them before you can apply for one of their credit cards, so you should check if this applies to the card you’re looking at.
You can usually apply for a credit card online. You could hear back within minutes and, if approved, your new credit card could be sent to you within a few days.
» MORE: 6 steps to apply for a credit card