For the time being, probably not. Most auto insurance companies specify that this equipment must be factory-installed to qualify. It could change over time. But it doesn't matter for most people because airbags have been federally mandated for all passenger vehicles since 1999. If you have an older, perhaps a classic collector car, installing airbags can be cost-prohibitive. Merely replacing airbags after an accident, where they deploy, costs between $2,000 and $6,000, depending on whether critical components suffer damage. Some argue that it's not merely unsuitable but also unsafe to install airbags on vehicles manufactured before the 1970s.