Driving with invalid insurance is a serious offence, and if a ghost broking scam ensnares you, you’ll unfortunately find yourself in this precarious situation. If caught driving under such circumstances, there are severe consequences:
A fine and six penalty points on your driving licence. Penalty points remain on your driving record for four years
Your vehicle could be impounded or destroyed
You’ll be liable for any damages if you’re involved in an accident
The black mark on your record can make obtaining future car insurance more challenging
Disqualification from driving for a set period