Driver classification impacts personal injury claims to the extent that those who suffer injuries in an Uber or Lyft accident might be able to sue for a greater amount depending on the situation. Currently, rideshare drivers have different insurance coverage based on whether they are signed in to the app, waiting for a ride request, or transporting a ride. Under this system, Uber and Lyft riders can typically sue for more than a motorist in another vehicle who suffers injuries from an accident caused by an Uber or Lyft driver not carrying passengers.