1) Log in to the app and select an eGift Card to purchase. Every eGift Card purchase includes up to 7% cash back. Percent varies by merchant. An active GO2bank account is required to receive an eGift Card. 2) Purchase the eGift Card with your GO2bank available balance in the app. 3) Cash back Is instantly added to your available balance. You earn cash back when you: Buy eGift Cards to send to other GO2bank accountholders Buy eGift Cards for yourself. They're kept in your in-app eGift Card wallet for use any time. Note, phone verification is required to use this feature.