Each prospective resident should have verifiable credit accounts in good standing. This community uses a third-party agency which provides a proprietary index score that incorporates multiple credit and non-credit factors, such as payment history, ratio of positive to negative tradelines, ratio of rent to income, ratio of debt to income, collections, etc. Scores below 50 may result in conditional approval requirements or application denial.
Bankruptcy filings within the last five (5) years will result in immediate denial; in addition to any bankruptcies greater than this time period that still remain open. Other bankruptcy history or negative credit history factors, such as types of collections accounts, may also result in application denial or conditional approval.