OneAZ offers construction loans to borrowers who own land or already have a lot loan. There are certain restrictions on the types of housing that can be supported by a construction loan, such as single family homes and Planned Unit Developments. In order to obtain a construction loan, you will need at least a 20% down payment and your credit score and qualifications will be checked. The best way to get started is to apply now and connect with a OneAZ mortgage loan officer to get more information.