To select Klarna as your payment method, you'll need to choose Klarna at the checkout - no need to create a Klarna account. Your billing and delivery address can be different, however they need to be in the same country.  The maximum purchase limit is different on each account, and is determined by a credit assessment by Klarna. If your order fails, you may wish to try again with a smaller amount. If you have any trouble placing an order with Klarna, it could be due to one of the following reasons: Klarna may have rejected your application to pay on account. We'd recommend choosing another type or payment or placing an order for a smaller amount. You may have outstanding payments on previous Klarna invoices. You may have missed a required field at the checkout, such as filling in your Date of Birth. You need to be a customer from the next countries to use Klarna at the moment: Belgium The Netherlands Germany UK Austria Finland US Sweden