To reduce the cost of buying an electric car, some manufacturers (such as Renault and Nissan) offer the chance to buy the car and lease its battery separately.
The monthly lease amount is typically less than two full tanks of fuel – saving you no money on running costs but doing a fair bit for the environment.
You should notify us when taking out your policy if you're leasing the battery. If the car is written off, we need to make sure the payouts for the car and its battery go to their respective owners. If you own the battery, its value is combined with that of your car – this then makes up your car's market value.