If you’re hit with an unexpected bill and you don’t have enough in your savings, an emergency credit card could offer an important safety net. As long as it’s affordable for you, it enables you to cover the costs of the bill upfront and pay for it later, when you’ve had a chance to get things in order. And with the 118 118 Money Simple Interest Rate Credit Card, you’ll get 51 days interest-free on purchases if you repay your balance in full.