A merchant account is a type of business bank account that allows a business to accept electronic payments. These payments can be processed through Credit Cards (i.e. Visa or Mastercard), Debit Cards, Gift Cards, or checking accounts (i.e. ACH, echeck, etc.).
To get one of these accounts you have to enter into an agreement with an acquiring bank that has a processing relationship with Visa and Mastercard (and other digital payment companies). One of the easiest ways to create this relationship and kickstart your payment processing journey is to use an authorized agent of an acquiring bank (LIKE US). These types of service providers are called ISOs.
Getting a merchant account can seem like a complicated process because it often includes submitting your business license, physically verifying your business location, and providing your credit score. We make it easy! Apply for your FREE QUOTE and one of our account managers will contact you ASAP. We’ll guide you through the application process to approval in as little as 24 hours.