Opt for agreed-value: The best bet is to buy an agreed-value car insurance policy when shopping for classic car insurance. It’s the only way you will get back your investment made to make the car like new again. Beware of fine print: Some policies might come with very low mileage limits, such as 2,000 miles a year. That might not be enough if you travel to car shows or away for long weekends. And check to see if there are any limits on who can drive the car. Research how claims will be handled: Be sure you know if you can use your favorite body shop for repairs and if your custom parts are covered. Ask if your insurer can provide stock original replacement parts when available or if they are staffed to find rare ones. Be sure to adjust for increased value:Unlike regular cars, classic cars often increase in value as they age and as you restore them. Be sure you adjust your policy coverage to match the increasing value of your car over the years you have owned it.