Every year, we review the cost of everyone’s insurance with regards to a combination of factors. This includes increases in our claims costs due to increases in the range of available veterinary procedures, or due to an increased take-up of those services.
Your premium takes into account the average cost of care for pets like yours. To provide an example of this, a pet parent with a three-year-old French Bulldog will be affected by the trends we see in our data from hundreds of three-year-old French Bulldogs that we insure.