Whether Workers Compensation Insurance will cover the cost of an MRI depends on your medical condition and the recommendations of your treating doctor. An MRI is an established medical procedure, and if your doctor determines that it is necessary for an accurate diagnosis and treatment of your condition, the insurance company should generally cover it. However, insurance companies may initially push back if cheaper alternatives like X-Rays can be effective. If the insurance company denies coverage for an MRI, you may consider using your health insurance if it covers the procedure. If needed, consult with a lawyer to negotiate with the insurance company if your doctor believes that an MRI is the best test for your condition.