The process of budgeting begins by setting your budgeting goals, savings goals, and spending prioritization.  Knowing the amount of money being spent or coming into your account makes you more prepared to face the unexpected and expected financial difficulties that life throws you.  Your spending habits are also important. The more precise your financial attitude, savings, and spending habits are, the more effectively your budgeting and investment efforts will help you achieve your goals. If you're struggling with spending habits that you must improve, the appropriate app will help.