Talking about Petcube Fund, the process is like this: you join the coverage and can start online vet consultations ASAP. After 14 days pass, you can get one emergency vet bill coverage up to $3000 for one of your 6 dogs or cats under one household once a year. $3000 can’t be split for several emergencies or several pets. We pay only for incidents and only after our online vet has approved the case in chat. You can get help at any vet clinic in the US and after our team has reviewed the bill, we pay directly to your vet. In most cases, the bill is paid right away. Our coverage is designed for a pet parents that paid yearly membership, so if you just joined the month you had an emergency, we will deduct eleven unpaid months from the amount that will be covered in your final vet bill. As you can see, understanding how it works is essential for you not to become frustrated in the end.