CRIB verification is a process used by lenders to verify the identity and creditworthiness of an individual before providing them with a instant loan. This type of verification typically involves the use of documents such as passport or other official identification, bank statements, utility bills, and proof of income. The lender will assess all this information in order to establish that the borrower is capable of repaying the loan on time. CRIB verification helps ensure that individuals do not accumulate debt they cannot pay back.