We believe returns should not be the only metric of success for clients, as they do not accurately reflect the success of an individual’s financial plan and goals. For most people, being able to sleep well knowing someone knowledgeable and ethical is looking out for their financial well-being is more valuable than capturing 100% of the S&P 500 returns. Success for some means having an income stream to enjoy their retirement years and help their children from time-to-time. For others, achieving their 5-year plan to save a down payment for their first house might be their measure of success.  We work with each individual to formulate their financial goals, and to help them successfully achieve those goals.