There is a usage fee for sending a payment link, which can be sent by either SMS or email. For payment processing, Xipster charges a small fee so you can accept payments through major credit cards such as Visa, Mastercard, Discover, and American Express. Card processing fees start at 2.9% + 10¢ (Refer to the ‘Compare plans and features’ section above on our Pricing page for the fee based on selected Plan.) There are no other hidden fees, international fees, or premium card brand fees.