To apply for a home equity loan in Texas with TPFCU, click “Products and Services” on our website and select “Home Equity Loans” from the drop down menu. Follow the tabs to reach our home equity loan application and RESPA Disclosure Statement. Print both documents, fill out the application, sign both documents, then call to schedule an appointment with a mortgage officer. A mortgage officer will explain what you can expect to pay over the life of the loan, including interest rates.