If the servicing agent for the mortgage or trust deed secured by a particular piece of real property has been assigned the mortgage or trust deed by the initial lender by way of a recorded assignment then most likely the servicer now has the power to commence a notice of default and all necessary foreclosure proceedings even though it is not on the initial promissory note.If you are concerned about the powers that the service provider may have, you could directly contact its representative with respect to the mortgage or trust deed which is the subject of your inquiry to confirm the extent of the service provider's powers.Another option is to pull the presumed recorded assignment of the mortgage or trust deed upon the property that is the subject of the inquiry.Good luck.