Homeowners may not associate mold growth with fire, but remember that it often takes copious amounts of water to extinguish even the smallest blaze. Drywall, wood studs, carpet and carpet padding, and other home materials absorb this water almost immediately so that even with the best extraction services, mold might eventually form.A fire damage restoration and mold remediation expert can note your overall risk of eventual mold growth in the home. This might be based on the size and location of the fire, how much water was used, how quickly you called for professional cleanup services, and other factors. A mold remediation expert can also note the overall humidity levels in your home, indicating the risk of mold growth.Your homeowners insurance policy should cover most, if not all, fire damage cleanup and repair work, and it might also cover mold remediation services. Many fire damage cleanup companies will even work with your insurance company, filling out and submitting the needed paperwork so that you’re reimbursed promptly.If you’re unfamiliar with this coverage in your homeowners insurance policy, it might be good to familiarize yourself with its terms and conditions. You can then note if you want to increase your coverage, lower your deductible, or otherwise make changes to ensure you can easily afford to restore and rebuild your home after a fire.