It is not up to me to determine whether or not you were foolish to refuse to sign a waiver of liability agreement for your daughter to go camping with the girl scouts. You are the child's parent, not me and you have the obligation to do what is best for her.Many organizations have release of liability agreement absolving them from liabilty for a person's injuries through neligence as a means to minimize their exposure. Depending upon how a given agreement is drafted, it may be valid or invalid as being in violation of public policy. It all depends upon how the court makes the final decision as to any such waiver of liabilty agreement.