The designs that we selected for our list come with a standard 18-inch chain. These chains vary from person to person, but for most, they fall just around your collar bone. If you like your jewelry to hang down lower, there are some options.
Be sure to select a design that allows you to adjust the length of your chain. Some designs allow wearers to extend your chain to 20 inches. If you want it to be a little bit lower, buying a chain extender is your next best option.
If you buy a chain extender, be sure that you select a design that is composed of similar medals such as gold or sterling silver, and make sure that the color matches too!