The following are dental terms that are helpful to be familiar with:
- Premium: The monthly, quarterly, or annual amount you pay for dental benefits.
- Deductible: The dollar amount that a member must pay towards covered services before insurance benefits are paid. This can also be referred to as out-of-pocket costs.
- Coinsurance: The percentage of the costs you pay for a dental treatment after you meet your deductible.
- Copay: The fixed dollar amount you pay for a service covered under your dental plan.