To use the Chime Pay Anyone instant money transfer feature, you need to select the person who will receive the money by typing their $ChimeSign if they have a Chime account or entering their email address or phone number from your list of contacts. Next, you will enter the necessary payment details and tap "Pay" to initiate the transfer. The money will be sent to the receiver’s Chime account (if they are Chime users) or by notification to their email address with a payment link. If the latter is the case, the receiver needs to follow the payment link to enter their debit card details and claim the money no later than 14 days from the time of email notification.