There’s no question that riding a motorcycle is dangerous. No matter how much protective gear a rider wears, they will always have less protection than any vehicle with more than two wheels. Over 5,000 motorcyclists are killed every year in the U.S.
There is an attitude in American culture that sees motorcyclists as freedom-loving lawbreakers that think they can ride however they like. This is untrue, but it can lead to prejudice by insurers. You need a lawyer on your side that knows the realities of riding and can defend your position.
One of the best things you can do to protect yourself before a crash is to take a training course approved by the Motorcycle Safety Foundation. Proof of passing a course can show that you recognize the dangers of riding and that you have training.