Full tort allows you to sue the driver at fault for any pain and suffering they may have caused after a car accident. In other words, full tort allows you to seek compensation if you were not at fault in a car accident and the accident causes an injury, however big or small, in addition to lost wages and out-of-pocket medical expenses. Limited tort allows you to recover your out-of-pocket expenses but may prevent you from recovering for your pain and suffering, unless you suffer death, disfigurement or a serious injury.