A few secured credit cards offer balance transfers. For example, the Capital One Secured Mastercard allows you to transfer balances at the same APR as that used for purchases and without a transfer fee. The Discover it Secured card also offers balance transfers. What you are unlikely to encounter are any secured credit cards offering a 0% introductory APR on balance transfers. The OpenSky Secured Visa Credit Card allows balance transfers as a form of cash advance, an unusual arrangement for a Visa credit card. In addition, check with your local credit unions and community banks — they may offer a secured credit card with a balance transfer offer. This is true, for example, of secured cards issued by BrightStar and Provident credit unions as well as the OneUnited Bank. A fair credit score is generally considered to lie in the 580 to 670 range. Truth be told, you shouldn’t need to resort to a secured card if you have fair credit — secured cards are really designed for consumers with bad credit. However, if your credit score hovers around 600, you may prefer the features of a good secured card to those of the unsecured cards you may be eligible for, considering you are on the dividing line between fair and bad credit. If that’s your situation, any of the better secured cards mentioned in this article would be suitable choices.