Whether you use Zelle with a business account or a consumer account, Zelle uses the same network to initiate payments to businesses and consumers. Consumers who are already enrolled with Zelle through their mobile banking app do not need to do anything different to send money to a business – they use the existing Zelle experience they already know and trust within their bank’s mobile app. However, the experience is slightly different for businesses, as businesses cannot currently send payments to or receive payments from consumers who are only enrolled with the Zelle app (people who use Zelle with a debit card and are not enrolled with Zelle through their financial institution).