In deciding which coverage type to purchase, consider how often you travel in a calendar year. Single-trip: With this type of plan, coverage begins when you leave your home province to travel to your destination, and ends when you return home. This plan may provide you with medical coverage for one trip only. For example, you could purchase single-trip travel medical insurance to insure a four-week vacation in Asia, where you visit several different countries. Multi-trip: Also known as annual travel medical insurance, a multi-trip plan may cover you for a calendar year and is suitable for travellers who take three or more trips per year outside their province or territory of residence. For example, you could take a business trip to New York, come home for a few weeks, then travel again to Spain, come home again, and after that take off for Japan, and so on. Usually, a multi-trip insurance plan costs less than if you had to purchase coverage for every single trip separately. Be aware of the maximum number of days you can take per trip with this plan type.