The TD Student Chequing Account also acts as a Youth Account. Meaning, anyone under the age of 23 can open this account. After the age of 23 you must show proof of enrolment otherwise your account type will automatically change. As a parent who is joint on the account, managing your children’s money becomes so much easier. If you just started working as a young teen, a TD Student Chequing Account can be a great way for you to learn how to manage your money and not pay those monthly bank fees.