If credit-card rewards are your motivation, you can still reap those benefits through other home costs. Here are some expenses you might consider charging to your credit card: Utilities, such as gas, electricity, and water Trash collection services Internet Homeowners association fees Appliance purchase and repair Landscaping and gardening Keep in mind that the same guidance about credit utilization applies with other household expenses. If you have a particularly costly month, pay off your balance as soon as possible to keep your credit utilization ratio low.