When a customer chooses a recurring payment service, the recurring billing process generally follows these steps: A customer chooses recurring payment from a list of payment methods and accepts the merchant’s terms and conditions.  For the initial payment, the client enters their payment details which are saved in the payment gateway for the following transactions.  The customer receives an invoice with all the details of the recurring payment. At the predetermined schedule further billings will be carried out.  Acquiring bank, credit card scheme and issuing bank approve the transaction; the recurring payment is executed, and the funds transferred to the merchant account.  The customer receives information before the next transaction and its status.