Your age is an important factor that determines your home loan eligibility. If you are a salaried individual, you need to be aged between 18 and 60 years to get a home loan. Or else, if you are self-employed, you need to be aged between 18 and 65 years to get a home loan. These criteria can, however, vary from one lender to another. Generally, younger individuals have better chances of securing a home loan deal as compared to those who are nearing their retirement.