Medicare Part C covers all of the services of Part A and B, which means you will have both outpatient and hospital benefits. However, rather than paying deductibles and 20% (coinsurance) of your medical services, you will only be paying the plan’s copays.
Remember that every penny you spend on Part A and Part B services is contributed towards your out-of-pocket maximum. When you hit that maximum, your Part C will pay 100% for the remaining year. Part C coverage also usually comes with a built-in Part D prescription drug plan.
One last important note is the primary benefit to a Medicare Advantage plan is a lower cost option to having a maximum out of pocket on your Medicare coverage.
All Medicare Advantage plans have different rules, networks, and enrollment periods. Call us today so we can help you enroll in the right Medicare Advantage plan that is just right for you!