Calculating the cost of resolving identity theft can be tricky because there are many different types, all of which involve different levels of direct and indirect losses, as well as various resolution challenges. A direct loss includes the amount of money an identity thief steals. Indirect losses refer to all the costs that add up during the resolution process, such as attorney fees, notary charges and extra banking fees. The average combined cost for direct and indirect losses is $1,343.1 1'Victims of Identity Theft,' Bureau of Justice Statistics, September 2015.