Assuming you are referring to annual travel insurance policies in the United States:
Annual travel insurance is a type of policy that provides coverage for multiple trips within a 12-month period. This can be an attractive option for frequent travelers, as it can save money and time compared to buying separate policies for each trip.
Most annual travel insurance policies have a maximum number of days covered per trip, as well as limits on the overall number of days covered in a year. There may also be limits on the number of times you can use the policy (for example, some policies only cover one trip per person). It’s important to read the fine print of any policy before purchase to make sure it meets your needs.
Another thing to keep in mind with annual travel insurance is that pre-existing medical conditions are often not covered. So if you have a health condition that requires treatment or medication, you may need to purchase a separate policy that covers pre-existing conditions.