A travel insurance policy may cover some (or all) treatment that you need if you suffer from complications of pregnancy. Most policies, however, won’t cover routine childbirth or a newborn’s health and well-being. Travel policies usually cover you for short-term trips abroad; our health policies are aimed at people living abroad or spending at least 6 months of the year abroad. Our Gold plan, which is the most suitable plan for couples planning a family, gives you cover for routine maternity care and complications of pregnancy once you’ve been insured for 12 months.