1West has multiple programs for lower credit score borrowers. However, you might get a higher interest and shorter terms.nnIf declined, the denial letter should explain why. If not, contact the lending service for more information.nnWhether you applied and were declined or decided against the terms and rates offered, there are plenty of other online lending options. Many lenders offer similar programs. You might be interested in the following small business loans from another lender:nnWorking capital loans.nBusiness term loans.nBusiness lines of credit.nEquipment financing.nInvoice factoring.nMerchant cash advances.nRevenue-based business loans.nSBA loans.