• That will be on the higher side to expect. • Need to understand the growth expectation of that sector. • If the growth sector and companies' operational efficiency is growing properly and that particular sector is outperforming GDP growth, the company is outperforming its competitors then it should expect little higher returns compared to a normal rational expectation of 12 %. • Asian Paint can be on the upper side of GDP rate or operating leverage can play out. • The same expectation is for Pidilite. • In IDFC first bank if the problems are solved then there could be re-rating. But the current pain the IDFC first bank is sailing through that is going to be there for some time. This will affect the stock price of IDFC First Bank.