After some types of accidents, such as a motor vehicle accident, it may seem intuitive to think that the insurance company will cover all costs associated with your injuries. Hopefully, that is the case. Unfortunately, in many cases, if you dig a little deeper you will soon learn that the insurance settlement may be significantly less than the true cost of your injuries. Without a lawyer, you might inadvertently accept a settlement offer that leaves you suffering financially in the future as you continue to struggle with the impact of the injury. It never hurts to have a lawyer review any settlement offer to offer an opinion as to its fairness and advocate for a higher amount if warranted in your case.