Credit banks depend on the policies of determining the limit of credit financing on real estate financing programs based on several factors, but the most important of these factors is the value of the property and the character of the borrower, which is agreed upon by the majority of banks in the UAE market, and this can be clarified through the following table:
Value
Emirati citizen
Residing in the UAE
5 million dirhams or less
85% of the property value
80% of the property value
5 million dirhams or more
75% of the property value
70% of the property value