No.
Ohio law allows you to choose. Your insurance provider may require that you get your first estimate from an in-network shop. You are free to take that estimate to any shop of your choosing to complete the repair. For those not insured by USAA, Nationwide, State Farm, and Farmers; we hope we can earn your business.
1. CONTACT YOUR INSURANCE. They may write the estimate themselves, suggest an in-network body shop, or accept our estimate. We will match the price of any of their in-network body shops – to the penny.
2. SCHEDULE YOUR REPAIR WITH US.
3. RELAX, your job is done and we will handle it from here on out. Any and all subsequent changes or additions to the estimate will be handled by our admin staff as we negotiate on your behalf for a safe and proper repair, fully returning your vehicle to pre-accident conditions.
CAUTION: Please do not drive a collision-damaged vehicle – even if your insurer tells you it is okay. Insurance policies usually have a “loss mitigation” clause stating that YOU are responsible for any additional damage caused after the accident. We’ll tow it for you.