Yes, Netbank, the online banking service by Nordea, is exceptionally secure for paying bills, shopping online, and make deposits into gambling sites. Alongside industry-standard security measures such as digital encryption, the bank offers its customers enhanced online security through multi-factor authentication – in order to make a payment, they need something they are (the user ID seen by the bank), something they know (their password), and something they have (the one-time Access Codes).