The trouble with answering this question is that healthcare costs in the US aren't typical. One thing is clear, though: they're some of the highest in the world. Paying out of pocket for healthcare in the United States is a recipe for draining your bank account very quickly. With medical coverage, depending on the plan, you can expect to pay between $15 and $25 for a copay when visiting a doctor in your plan network. Specialists run a bit more, and many plans also have copays for urgent care, emergency visits (around $250) and prescription drugs. Without a health plan, these costs can be 10 or even 100 times as expensive. Healthcare costs also vary by illness, procedure, and facility. It’s easy to compare the different costs of different procedures with one another in the same facility. But something like getting your appendix out will cost you a lot more if you go to a hospital that doesn’t accept your insurance plan. Be careful when choosing your plan that you also research the hospitals you will be living near, to be sure you’ll be covered.