You may be surprised to know that your motorcycle insurance policy is not valid for car usage. The only exception is if the vehicle has been specifically mentioned in the policy as an insured vehicle.
A common misconception among people is that their motorcycle insurance covers them to drive a car, but this is not true. There are some instances where you can use your motorcycle insurance for a car - like when you are using it for business purposes or if you have already paid extra to cover it. But most of the time, your motorcycle insurance will not cover you when driving a car.