The answer depends on your specific homeowner's insurance policy. Here's what you should do:
Review your policy: Carefully read your homeowner's insurance policy to understand your coverage for water damage. Look for details about covered water sources (e.g., burst pipes, appliance malfunctions) and the extent of coverage for restoration services. Contact your insurance company promptly: Once you discover water damage, don't delay! Contact your insurance company as soon as possible. They will guide you through the claims process and advise you on covered costs. By understanding your insurance coverage and acting quickly, you can minimize the financial burden of water damage restoration.