You can buy long-stay travel insurance for individuals, travel policies for couples, or families and groups depending on your personal needs during your holiday. There will be exclusions on your policy. For example, travelling to countries that are considered to be 'high risk' or destinations that The Foreign, Commonwealth and Development Office (FCDO) has advised against may result in your insurance being void, or you not being viable for a policy or as a result of travelling against advised, any claims may get rejected.