If you are an existing Kotak Mahindra Bank customer, you need to have a Savings or Salary account with us to apply for this card.  Following customers can apply for the card; - Resident Individual -  Holding a full KYC Savings / Corporate Salary account will be eligible to apply. - 811 wallet, Small & Basic savings, 811 OTP, Xpress OTP account holders are not eligible You can apply by clicking “APPLY NOW” in the banner above.