Clubs, societies and other community organisations can open dedicated current accounts, which tend to be cheaper than regular business accounts. Most traditional high-street banks offer these "community" accounts.
In most cases your organisation won't need to be a registered charity, but it should be able to prove that it has a charitable purpose, a definition which covers a broad range of organisations – from community groups to sports clubs. Read our guide to opening a bank account for a club, community or society.