TermAnnual Percentage Yield (APY)Interest Rate1 3 MONTH IRA0.05%0.05% 6 MONTH IRA0.05%0.05% 9 MONTH IRA0.05%0.05% 12 MONTH IRA0.05%0.05% 18 MONTH IRA0.25%0.25% 24 MONTH IRA0.30%0.30% 30 MONTH IRA0.35%0.35% 36 MONTH IRA0.35%0.35% 48 MONTH IRA0.40%0.39% 60 MONTH IRA0.45%0.45% 1Penalty may be imposed for early withdrawal. Fees may reduce earnings on account. Minimum deposit to open and earn interest: $1,000.