First, check your policy or contact your agent or customer service representatives to confirm any requirements. If you are a resident in a community property state (AZ, CA, ID, LA, NV, NM, TX, WA or WI), all policy benefit changes do require spousal consent. If you live in one of those locations, or it's a requirement in your policy, we will need a spouse’s signature to process policy changes. If you have any questions, please call our Fidelity Life Customer Service team at 800.369.3990, Monday through Friday from 8 a.m. – 5 p.m. CT.