We may request access to the customer’s mobile device for the following purposes: Access to the location of your device – in order to find the Bank branches, ATMs, or POS-terminals, call and order a taxi, lay the route for a taxi trip, determine the customer’s location, find the nearest gas station, find the points of the “Discount Club”, increase the security level, etc. Access to the camera and media library of the mobile device – to create photocopies of documents, to take or save a picture or an image, to save media files, to save images on the customer’s mobile device, to display the customer’s images in “Privat24” app, to add payment templates, to scan QR codes, to configure FacePay24 to be able to pay via the customer’s image, and to verify new customers by their video images. Access to the microphone, volume adjustment, and connection management – for the Bank to verify new customers by video images. Read only access to the mobile device status, including its telephone number, information on current networks, condition of all the currently made calls, and the list of all the accounts registered on the device – to increase the security level when the “Privat24” app is used, to automatically fill in telephone number when the customer logins in “Privat24” app. Access to the telephone book of the mobile device – the customer’s telephone book is used for automatic filling in the telephone number in the “Top-up” menu (the top-up mobile phone number function), and if the customer is connected to the service of money transfers by the telephone number. Access to the email address – to display your email in the “Privat24” mobile app, to communicate with the customer. Access to your SMS – to automatically fill in a one-time password (OTP) in the “Privat24” app. Access to the customer’s photo – to display the photo in: “Privat24” user’s profile; the chat with PrivatBank operator when the customer contacts us online; Payment templates, of those persons who made payments for the user in the “Privat24” app. Ground for processing: Conclusion and Execution of a Legal Agreement, an Individual’s Consent (in certain cases).