While being able to bank online via your computer or phone is a huge perk, there is one thing you can’t do that way: deposit or withdraw cash. To do this, you will need to go to an ATM.
Your online bank will usually be affiliated with a branch of ATM’s so make sure you use the right one to avoid any unnecessary fees. If your online bank does not offer a debit card or ATM access, you will have to transfer your online funds to another bank account that does offer access to ATMs.