The policyholder is the registered owner of the vehicle – we cannot insure you if you are not the owner of the vehicle. The main rider is the person that uses the motorcycle most frequently – he must be aged 21 - 65 with 2 years’ riding experience. Named riders are occasional riders you name under the policy. They have to be aged 21 - 65 with 2 years’ riding experience. Authorised riders are people that you give permission to use your motorcycle. Sorry, this policy covers only 1 main rider and up to 1 named rider. It does not cover any unnamed riders. (Unless the Any Rider Optional Benefit is selected). The adding of additional rider or the selection of Any Rider Optional Benefit is subject to additional premium charges.