That depends on whether they are also former or current members of a branch of the U.S. military. If they are currently serving, in the reserves or a veteran, they will be able to purchase a policy from USAA. This is also true for their qualified family members, including spouses, children, and widowed or divorced spouses who have not remarried. If a first responder has never served in the military, however, they are not eligible for USAA auto insurance.