You will be charged a monthly subscription fee to keep the line active plus interest, accrued daily on any amount withdrawn. The repayment period is 6 months. Annual interest rates start from 8% fixed.
A representative example:
26.6% APR representative based on an assumed unsecured loan amount of £20,000, with a monthly subscription fee of £100 and an annual interest rate of 12% (fixed). This would be  6 monthly repayments of £3,550.97, including the subscription fee.Total amount payable within 6 months would be £21,405.80 (including subscription fee).