The main OpenSky requirements are that an applicant must be at least 18 years old with a valid Social Security number. Applicants must also agree to put down a security deposit of $200+ before they can open the account. There's no minimum credit score requirement, as the OpenSky card is designed for people with bad credit and beginners with little or no borrowing history.
OpenSky Card Requirements
At least 18 years old
Physical U.S. address (no P.O. boxes)
Proof of income to make the monthly minimum payment
Social Security number
$200 security deposit
While the OpenSky card has no minimum credit score requirement, Capital Bank may reject your application if there are serious negative entries on your credit report, such as a pending bankruptcy. In addition, if you apply for the OpenSky card, it's vital that you enter all required information completely and accurately. Knowingly reporting false or misleading information on a credit card application is a federal crime.