While all blockchain transactions are published and transparent in the public ledger, the ownership of the account /crypto wallet is virtually anonymous, emulating the banking secrecy available in certain jurisdictions.
Moreover, the distributed ledger technology is efficient in eliminating central points of failure. AgAu tokens based on gold and silver are self-sovereign; no government has authority over all gold and silver nor do the tokens need a centralised banking infrastructure such as SWIFT or SEPA to operate.