San Diego has more than 11,000 short-term rental units that visitors and traveling workers rent between days and months at a time. Naturally, injuries sometimes occur at these units. At the time of writing, both Airbnb and Vrbo provide hosts (property owners) with $1 million insurance for property damage and personal injury.
If you are renting through another company or a private agreement with a homeowner, be sure to inquire into their insurance coverage before you rent. If they lack adequate coverage, it may be impossible to recover all of the compensation you are entitled to if you are injured while staying at the property.