It’s vital to have an accurate valuation of all pensions held by both parties in order to determine how those pensions can be split. You’ll need to speak to the provider of each scheme to get an up-to-date valuation, making sure to track down any pots that may have been lost along the way. The pensions will need to be valued at the date of the divorce or dissolution, unless you’re in Scotland, in which case only the increase in value of the pension during the marriage or civil partnership will be calculated (the pensions value date will therefore be the date of separation).