Having legal cover on a home insurance policy is a common add-on, but when you are a landlord you have a number of responsibilities, and there are various scenarios that can result in having to pay legal expenses.
These include:
• Your tenants refusing to pay their rent.
• An injured tenant suing you for medical cover and compensation, including loss of earnings.
The level of legal cover that comes with landlord insurance is generally greater than the level that comes with a standard home insurance policy.