You have a property damage claim to be filed with the truck's insurance carrier.  Your property damage is the cost of repairs to your car.If the case is settled with the truck's insurance carrier, NO lawsuit is filed.If you are dissatisfied with settlement offers from the truck's insurance carrier, reject the settlement offers and file a lawsuit in small claims court for negligence.  Upon prevailing in the case, you can also recover court costs which include the court filing fee and process server fee.