If a creditor sues and obtains a judgment against you, they become a “judgment creditor,” and they can then use various court-approved methods to collect on
the judgment. The most common method judgment creditors use is a wage garnishment. With a wage garnishment, judgment creditors can have the court
send a garnishment order to your employer to request information about your employment (such as how much money you make). In most cases, judgment creditors can use a garnishment order to garnish up to 25% of your wages, or 25% if you qualify as the head of your household.