Zelle is a great way to send money to family, friends, and people you are familiar with such as your personal trainer, babysitter or neighbor.2\r\rSince money is sent directly from your bank account to another person's bank account within minutes1, Zelle should only be used to send money to friends, family and others you trust.\r\rNeither Armed Forces Bank nor Zelle offers a protection program for any authorized payments made with Zelle – for example, if you do not receive the item you paid for or the item is not as described or as you expected.\r\r \r\rZelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.\r\r1Transactions typically occur in minutes when the recipient’s email address or U.S. mobile number is already enrolled with Zelle.\r2Must have a bank account in the U.S. to use Zelle.\r