The amount of maternity coverage differs in normal and C-section deliveries. For normal deliveries, the sum assured is around Rs. 25,000; while for C-section deliveries, the sum assured is around Rs. 35,000. Although there are companies that extend the coverage till Rs. 50,000, some companies provide coverage as high as Rs. 1 lakh as a maternity benefit. Moreover, some companies provide coverage for a newborn baby without any waiting period of 90 days (which is considered as a standard waiting period for claiming the benefits).