Briefly, you can use Citi ThankYou points to redeem for the following: Citi Pay. Use your points as payments when shopping in an eligible online or retail store. Citi ThankYou Rewards. Redeem your points for home goods, apparel, electronics, and more. Instant Redemption. Offset purchases or redeem vouchers in more than 900 instant reward outlets. Points Transfer Program. Transfer points to airline or hotel loyalty programs and frequent flyer miles.