If one or more of the parties involved did not have insurance at the time of the car accident, you should search for a car accident attorney right away. Texas law requires people who drive in the state to pay for the accidents they cause. Although most drivers are responsible and carry insurance that complies with the financial responsibility law in Texas, some people drive without insurance. Unless specifically rejected, auto insurance policies in Texas include uninsured motorist coverage, but this might not be enough to cover the cost of your damages and treating your injuries. An experienced lawyer can help you evaluate your options and, if appropriate, file a civil lawsuit for money damages against the uninsured party.