In case of a car accident, your car insurance will cater to any resulting damages as stipulated in the policy. However, you will first need to pay out a certain amount out of pocket before your coverage kicks in. This amount, known as deductible, applies per peril, meaning that if two separate events cause damage to your car, you may have to pay two deductibles. For instance, if you get involved in an at-fault accident, and a tree later falls on your already damaged car, you will likely pay a deductible for each peril. Therefore, if you file multiple claims, be ready to pay a deductible for each claim filed unless your insurer decides to charge for a single deductible.