First, contact your lender or mortgage servicer and ask for assistance. You can also seek assistance or find a housing counselor through the following resources:
The Making Home Affordable program helps responsible homeowners obtain affordable refinancing or loan modifications to help them stay in their homes.
Contact the U.S. Department of Housing and Urban Development (HUD) at (202) 708-1112, or visit the HUD website.
Call (888) 995-HOPE, the Homeowner's HOPE Hotline, to reach a nonprofit, HUD-approved counselor through HOPE NOW, a cooperative effort of mortgage counselors and lenders to assist homeowners.
Visit NeighborWorks America's website to locate one of its network of housing counselors.
If you are suffering financial hardship because of COVID-19, visit the frequently asked questions about COVID-19.