There is no specific age when you should buy life insurance. Instead, you should purchase coverage when you need it for the financial security of your loved ones, whether that’s age 25 or 45. As soon as you get married, become a homeowner, or have children, life insurance should be on your radar. Just keep in mind that the longer you wait to buy, the more expensive your premiums are likely to be. That said, if you're buying a policy when you're older, you could purchase a smaller policy that just covers funeral expenses. Just be sure to get multiple quotes and work with a company with a good reputation.