The units will be credited to your account on the day your contribution is invested by the Pension Fund Manager (PFM). It typically takes 2 working days (T+2) from when the Trustee Bank receives the funds. This process is called “settlement,” where the funds are moved from your Point of Presence (POP) to the PFM, which invests it according to your chosen scheme. The PFM then announces the day’s Net Asset Value (NAV) and allocates units accordingly.