Personal injury coverage or advertisers’ liability insurance does not usually exist as a standalone insurance product. Instead, it is typically included as part of a General Liability insurance policy.
If your General Liability policy includes coverage for advertising injury and personal injury claims, then it will typically protect your business against copyright infringement, stolen ideas, libel, slander, invasion of privacy, and other similar claims. Your policy will cover your legal costs, as well as potential compensation payouts (settlements and judgements).