Because the invoices serve as collateral or invoices are the asset we are purchasing from you, accounts receivable financing can be a great solution for borrowers with bad credit. In fact, Bankers Factoring is not as interested in your credit history as in the quality of your invoices. Bankers Factoring is a commercial financing company specializing in business funding with poor or limited credit. We even have bad credit business start-up financing available as part of our accounts receivable financing with bad credit program. A/R funding with less-than-perfect credit issues is one of the more frequently asked questions (FAQ) we hear about invoice factoring.