RVs are incredibly expensive. They usually far exceed the cost of the standard car. Therefore, you have to insure this vehicle with appropriate auto and property insurance. That will help you avoid costly losses stemming from accidents during use. Let’s say you have a wreck while on vacation in the vehicle. Or, maybe your RV catches fire at a camp site. Both accidents could prove harmful to you, your property and others. They also will likely create damage that is expensive to repair. If you have an RV policy, you can often get critical financial help paying for these losses. Consider coverage essential to your long-term security.