A fee-only financial planner is compensated solely by the client and receives no compensation that is contingent on the purchase or sale of a financial product. A NAPFA advisor or affiliate may not receive commissions, rebates, finder’s fees, bonuses, or any form of compensation from others as a result of a client’s implementation of the individual’s planning recommendations. Fee-only financial advice is important because a financial planner who has a financial stake in the course of action that he/she recommends to a client faces an inherent conflict of interest and cannot be considered objective and unbiased.