Yes, you can get car insurance without a license but it can be a difficult task. There needs to be a valid reason as to why you need car insurance if you can drive. There are a few reasons an insurance company might consider giving you insurance without a license: Underage Driver At House If you have an underage driver in the house you surely will require insurance for them. Most insurance companies do not allow a driver under 18yrs to purchase insurance coverage. So, you can apply for the insurance under your name. But as you do not drive, the premium is going to be costly. You Have A Driver If you have a valid reason like health issues that do not allow you to drive but you have hired someone to chauffeur you around, you will still need the insurance. You need a primary licensed driver for your car who will be driving your ride on regular basis. It can be anyone. Thus, based on this fact you can get insurance. However, the premium will depend on the record of your primary driver. So, choose someone with a decent driving record.