Welcome offers can be attractive. But this should not be the only reason to apply for the Card. Applicants are required to meet the minimum spending requirements within a specific time frame in order to be eligible. Therefore, it is worth checking the minimum spending requirements to see if it is achievable. Welcome gifts aside, it is important to choose a credit card that suits your spending pattern to maximise the rewards for your spending. If you are a frequent traveller, it is best to choose credit cards for miles. If you shop at supermarkets often, your money can go a long way if you choose a credit card that offers bonus points for spending in grocery stores.