You’ll need to provide some information about yourself and your circumstances including: Information about your health: details about you and your family’s health and medical history, including any pre-existing medical conditions. Information about your lifestyle: You will also need to detail your lifestyle, such as your drinking habits, and whether you smoke. Your age and your job: The younger you are when you take out life insurance, the cheaper it tends to be. The type of work you do can also affect the price depending on how dangerous your job might be. Your partner’s details: If you’d like joint cover, you will need to have information at hand about your partner’s health, lifestyle, and work. Your provider may ask for supporting documents to prove the accuracy of the information you’ve given so it’s worth it to make sure you have these details at hand when you start an application.