There are multiple ways of getting health coverage. You can enroll in a family or individual plan, federal government plan, or employer-sponsored plan. Employer-Sponsored Plan - This plan is a benefit that employees get from their employers. About 49 percent of Americans have employer-sponsored health insurance coverage. Family or Individual Plan - You enroll in this plan by either visiting the federal or state marketplace, which connects you with private insurers or going through an insurance agent. The marketplace hosts ACA (Affordable Care Act) plans. Federal Government Program - Medicare is a federal health insurance plan that specifically caters to individuals who're no less than 65 years old. There are multiple plans to consider, so you should think about your most important needs,  for example, being able to access healthcare outside the network of hospitals and physicians listed in your plan or being able to choose specialists without needing a referral.