Possibly.
It is now incredibly difficult to obtain ATE cover for individual PI matters on an ad-hoc basis. With the advent of ‘Qualified One-Way Cost Shifting ‘ (QOCS) the majority, if not all of the ATE Insurers find it is no longer viable for them to individually underwrite personal injury risks given the lower revenue from premiums. This is one of the unforeseen consequences of the introduction of ‘QOCS’ after the ‘LASPOA’ Act.