The beneficiary may obtain physical payment parts with Swiss QR Code without details of the amount and debtor from his house bank (depending on the bank's product offer) or from a printing company or create them himself. These fields can be subsequently completed in handwriting by the debtor on the payment part and receipt. It should be noted that no other such handwritten additions are permitted. In this case, depending on the order channel, additional costs may be incurred by the beneficiary after payment by the debtor.