Planning for the financial aspects of retirement community living is essential. Start by assessing your current financial situation, including your savings, investments, and income sources such as pensions or Social Security. Determine your budget for monthly living expenses and factor in the cost of the retirement community, including any entrance fees or buy-in fees. Consider whether you may need to access long-term care insurance or Medicaid in the future. It's advisable to consult with a financial advisor or eldercare specialist to create a comprehensive financial plan that ensures you can comfortably afford retirement community living while maintaining financial security.