Each lender has their own personal loan eligibility requirements you’ll need to fulfill. Just because you don’t qualify with one lender doesn’t mean others won’t be willing to work with you. Lenders typically list their basic personal loan requirements on their websites, so you can sometimes find out whether you’re likely to qualify without ever having to apply. Here are a few of the criteria you’ll need to look out for:
Minimum credit score
Maximum DTI ratio
Minimum income
Citizenship