Yes, Ulta offers pay-over-time options. This gives beauty aficionados and professionals alike a chance to split larger purchases so that the payment is more manageable. In order to make this possible, Ulta cooperates with AfterPay Financing as well as QuadPay Financing. Both exist in the form of smartphone apps and are quite easy to use. Make sure you read the small print before committing to such financing options as late payments can incur extra charges.