With respect to the short sale of your home in Virginia, assuming the loan is purchase money (meaning the orignal loan when you bought the home), most likely your state has anti-deficiency laws precluding the lender in a first secured position from suing you for any deficiency on a short sale.If your loan on your home is a refinance, you need to make sure in a written agreement with the lending institution holding the loan that if it accepts the terms of the short sale where it will not receive 100% owed it if the short sale closes, it will not be looking at you for any deficiency.California recently passed a laws stating that the acceptance of any lending institution of money from a short sale transaction precludes it from going after the property owner for any short fall.If there is deficiency claim by the lender on your Virginia property's sale and a deficiency judgment is obtained against you, the lender on the Virginia home could possibly record an abstract of judgment on your Florida property.You should consult with a Virginia attorney regarding the short sale issues of your Virginia property.Good luck.