You will need to be able to commit to obtain (if you do not currently have this) the following insurances with a £5 million cover value. Professional Indemnity Public Liability Vehicle Insurance Employers Liability A quick internet search will produce a list of suitable brokers to provide this insurance. All government services require a suitable level of insurance to protect you as the supplier and the NHS and Local Authority as the buyer against any untoward incident or concern that may occur during any form of contract you may enter. Failure to obtain sufficient insurance levels will result in a failure to be able to deliver services via this route. It is therefore critical and non-negotiable that these insurances are in place. All the above insurances need to be provided by all types of transport suppliers due to the nature of the work in scope. This is a reasonable and equitable standard that is applied to all suppliers from Taxi services to Ambulance Providers and ensures you are sufficiently covered to provide these services.