Insurance protection does not apply to cases of seizure, confiscation, requisition, arrest by authority orders, and destruction or damage of a vehicle/property due to mines, bombs, and other means of warfare unless otherwise explicitly stated in the insurance contract. Damages caused by military actions, such as fires resulting from combat, are not compensated. Cases involving the civilian population directly or indirectly related to military actions and their consequences are reviewed and compensation decisions are made according to the terms of the contract.
The contract does not apply to:
Temporarily occupied territories of Ukraine as defined by the legislative acts of Ukraine,
Territories within our state where government authorities are temporarily unable to exercise their powers,
Settlements located on the front line or in the zone of military operations of any kind, regardless of the official recognition of war by legal standards.
Please report all insurance cases. We collect information about incidents. After studying the circumstances of all events and analyzing each situation, a decision will be made regarding the payment of compensation.