When you're looking for a remortgage deal, make sure you're in the best financial shape you can be. Pay attention to your credit score and make sure it is high enough for the lender to accept you. The cheapest remortgage rates are only available to people with an excellent credit rating.  Lenders may also consider how much equity you have in your property. If your LTV ratio is still quite high, you could use savings to give yourself a bigger deposit. This will make you a more attractive borrower and you should get access to better rates. A mortgage broker can also advise you on other ways you can improve your chances of being accepted.