Financial protection usually comes in the form of an insurance policy. There are many different types available and the right one for you will depend on your individual circumstances:
Life insurance pays out a lump sum or a regular tax-free income when you die
Income protection (salary replacement) cover pays a tax-free monthly income if you become unable to work due to a health condition or injury
Critical illness or serious illness cover pays a lump sum or a regular tax free income if you are diagnosed with (and survive) a serious illness, or have to undergo certain complex surgical procedures