This is a really good question for people who have been put in high risk markets to pay attention to. You’re not a high risk driver forever. Your tickets fall off your record and can’t be rated for after 3 years, so if you have tickets, it would be well worthwhile for you to go get your driving record report and note in your calendar, or wherever you keep your records, the anniversary of those tickets. The same goes for the anniversary of your accidents. Every time one of those tickets becomes 3 years old, you want to re-shop the insurance product, or work with a broker that’s automatically going to re-shop it for you, so that you can get those savings. And for every anniversary of your accident, you get one more driving record star, so if it’s a 6 year record, and your accident becomes 5 years old, you get one more star, and your insurance becomes cheaper. So on the anniversary of every accident, and every time one ticket becomes 3 years old, you want to shop, or work with a broker that does that for you.