It is possible to include the costs associated with the delivery and commissioning of equipment and machinery in your loan package. In the case of some items of machinery, these costs can be quite significant and businesses are seeking to conserve their cash reserves by incorporating all expenses into their loan. An all-up finance package that is structured to work with your cash flow can be negotiated with the lender. If you are looking to include these costs in your finances, the expenses would need to be included concurrently with the purchase invoice to the lender. Adding items into a loan after the finance deal has been finalised is a different scenario.