Sometimes clients are confused that the tax statement sent by their township does not reflect all the payments they have already made directly to their mortgage lender. Regarding your property taxes, when a lender remits taxes on your behalf they do so according to their own internal schedule and processes. And that would not necessarily be the same as the schedule you would follow if remitting yourself. If you have recently changed mortgage lenders or just completed a home purchase, your real estate lawyer is the first person I would turn to here when trying to find out the status of your property tax account. The previous lender should have provided an accounting of their tax remittance account to her at the time of payout. That can be compared to the city billings to figure out where you are actually at.