If your RV is your permanent residence, you need full-time RV coverage. This coverage may offer you similar risk protections found in a typical homeowners policy such as:
Loss assessment: Covers specific assessments from your participation as a tenant or property owner in an association
Medical payments to others: Covers medical payments to others for injuries incurred while in your RV
Personal liability: Pays liability claims and legal defense costs if someone suffers bodily injury or property damage on the premises of your RV
Storage shed contents: Covers your personal belongings while kept in a storage facility