Unfortunately, this depends on the lender we apply you with and their capacity for processing applications.
For most German lenders, it's still a manual and human process to review and verify your application. Direct banks like ING and DKB tend to process applications within 2 to 4 working days, whereas other banks like Deutsche Bank or Sparkasse tend to process between 5 and 10 working days. In some cases, it may take longer due to higher demand or less availability of credit specialists. If time is an issue, our experts can help you find a lender who can process the application quickly.