You can earn points simply by using your PenFed Pathfinder Rewards Visa Signature card for all your purchases. All purchases earn points. You will earn additional rewards points for each dollar of eligible purchases in travel categories charged on your PenFed Pathfinder Rewards Visa Signature card. Honors Advantage members will earn an additional 2.5X points bonus on travel category purchases on top of their current points (for a total of points per dollar on travel category purchases). All other cardholders will earn points bonus on travel category purchases on top of their current points (for a total of points per dollar on travel category purchases). To be eligible to participate in the Honors Advantage program, you must qualify through either A. Military service of the primary (active duty, reserve, or retired) or B. Ownership of any existing open or newly established PenFed Credit Union checking account product. (PenCheck Limited accounts are NOT eligible). Member must be primary owner on both credit card and checking account to receive Honors Advantage bonus rewards. Once either of these options are noted, your rewards will automatically rise.