When Fountainhead accepted applications, common reasons for denial included not having the credit score requirements or meeting SBA eligibility. If your loan request is denied, you can seek feedback from your dedicated loan officer to understand the reasons behind the decision.nnFortunately, many lenders are accepting applications and funding small business loans. While lenders for SBA loans often have strict requirements, many alternative loans are available with much more lenient criteria.nnYou may be interested in one of the following small business loans:nnBad credit business loans.nnBusiness line of credit.nnBusiness term loan.nnEquipment financing.nnInvoice factoring.nnMerchant cash advance.nnRevenue-based business loan.nnWorking capital loans.nnERTC advance.