Atlantic Mutual’s policy offers everything you want in an insurance policy: broad coverage, financial stability, and flexibility. Coverage: Atlantic Mutual has the most expansive coverage for legal defense insurance policies. We cover denied claims from any commercial insurance policy and we only require you to have inforce General Liability and Directors and Officers’ policies. No other legal defense carrier in the State of Florida can say the same. Stability: Atlantic Mutual is the only legal defense insurance carrier with an A-Exceptional financial rating. Additionally, as another layer of financial protection, Atlantic Mutual carries a $100,000.00 per occurrence performance bond. So, you can rely on the fact that we will be able to provide you with a quality legal defense when you need it most. Flexibility: Atlantic Mutual understands that your business moves at a feverish pace and deadlines can pass in the blink of an eye. Unlike other carriers, we will never deny a claim for late reporting.