Yes, RV insurance is required by law in most states if you own or use an RV on public roads. The minimum requirements vary by state but typically include liability coverage for bodily injury and property damage. However, some states may also require other types of coverage such as uninsured or underinsured motorist, medical payments, or personal injury protection. You should check with your state’s department of motor vehicles (DMV) or insurance commissioner (IC) about the specific requirements in your state before buying an RV insurance policy.