Don’t fret! In Switzerland, investors are a legally protected species. The Federal Act on Financial Services (FinSA) came into force on 1 January 2020 with the objective to strengthen the legal protection for investors in the country. The FinSA distinguishes between three client segments: “private client”, “professional client” and “institutional client,” each of which has a different level of investor protection. As a Yuhser, you belong to the “private client” category – therefore, you benefit from the highest level of investor protection.