We reviewed over 120 personal loan providers before selecting these five providers based on factors like the rates, terms and loan amounts available. Many of these providers offer general-use personal loans. We found that while some lenders advertise adoption loans, they don’t always offer the most favorable rates and terms and might not be the best choice.
Best for excellent credit: LightStream
Best for good credit: SoFi
Best for fair and bad credit: Monevo
Best for a flexible return policy: Discover
Best for applying with a cosigner: Laurel Road