Prices, Payment Terms and Conditions (a) Terms for individual and charter bookings are: 25% of cruise price shall be due at the time of booking with balance due 120 days prior to departure. (b) Cancellation charges assessed are as follows: Terms for individual bookings and charter bookings are: deposits are non-refundable but may be applied to individual bookings on the charter date. Once initial deposit or final balance are made for the charter then these payments cannot be refunded unless the charter is resold. If a cancelled charter is resold, payments made on the charter up until cancellation will be refunded at the rate the charter is resold, which may be equal or less than the original cost of the charter. (c) We recommend to all clients that they arrange suitable insurance coverage for injury, illness, loss of effects and holiday cancellation. d) In any decision related to navigation, the judgment of the Vessel’s Captain on any action or inaction is considered final.