Yes, a heart attack is generally covered under term insurance plans offered by most insurance companies in India. If the policyholder dies due to a heart attack during the term of the policy, the death benefit is paid out to the nominee or beneficiary as per the terms of the policy.
However, it is important to note that certain factors may affect the coverage of heart attack under term insurance, such as the age and health of the policyholder, pre-existing medical conditions, and the type of policy chosen.