Have your card ready in your hand before you approach the ATM to avoid opening your purse, bag or wallet while in the queue. Follow the instructions on the ATM screen carefully. Report suspicious items or people around ATMs to the bank. Report any concerns regarding the ATM to the bank. Toll-free numbers are displayed on all ATMs. Take note that fraudsters are often well-dressed, well-spoken and respectable-looking individuals. Know what your ATM looks like so that you’re able to identify any foreign objects attached to it. Never ask anyone to assist you at the ATM — not even the security guard or a bank official. Rather go inside the bank for help. Don’t insert your card if the screen layout is not familiar to you or if it looks like the machine has been tampered with.