Our plans reimburse (up to the plan maximum benefit amount) additional transportation costs to join your trip and unused portions of prepaid land or water travel arrangements.
This benefit applies if you miss your tour or cruise departure because your arrival at your trip destination is delayed 3 hours or more due to:
any delay of a common carrier;
a documented weather condition prevented you from getting to the point of departure; or
quarantine, hijacking, strike, natural disaster, terrorism or riot.