WELL, it just may save your life or your grandchild’s life. A&L MARINE SURVEYORS, LLC. does a lot of litigation and has looked at burned, scarred, and drowned victims due to unnecessary accidents that could have been prevented by a proper insurance survey.
We are the impartial eyes that see what you may have not – what may actually kill you. There is very little difference between an insurance survey or a pre-purchase survey, except sea trial, out of water (unless the insurance company wants, out of water, engine survey and sea-trial, and possibly a full evaluation and this does happen, insurance companies have become stricter in the last few years), engine survey. In addition unless you have an agreed value policy your boat is depreciating.
CONTRARY TO WHAT MANY PEOPLE THINK, BOATS DEPRECIATE. You may think your boat is worth one thing but insurance companies will only pay what the boat is worth and the condition it is in.