Although each student loan forgiveness program will have a different application process, a good first step is to contact your loan servicer to see what types of federal student loans you have. If you’re applying for PSLF or IDR, you should start organizing the information you’ll need for the application process: Get Access You'll need your verified Federal Student Aid (FSA) ID – this is the account username and password that allows students (and parents) to identify themselves electronically to access US Department of Education systems. Gather Financial Information You'll need to gather your financial information, including showing either a standard 1040 tax return or a tax return transcript, and your spouse's (if applicable). Prepare Personal Information You'll need to verify some personal information, so have your ID ready and your current address.