Hit and run drivers can be hard to identify, particularly if there were no witnesses. If the police never find the driver involved in your crash, you might be concerned about how to recover damages. Since Florida is a no-fault state, you can turn to your Personal Injury Protection (PIP) insurance to reimburse your medical expenses, loss of income, and other damages.
However, the minimum amount of coverage is only $10,000. Therefore, your damages will likely exceed your PIP insurance cover if you have severe or disabling injuries. Moreover, PIP will only pay for 80 percent of your losses. You could recover additional compensation if you have opted for uninsured/underinsured motorist coverage (UM) as part of your car insurance policy.