The issuance of the Payment Order essentially mobilizes a process that results in the definitive diagnosis (or not) of a claim but also provides the lender with the possibility of forced satisfaction. The forced satisfaction of a claim is, however, a separate, complex process during the operation of which it is possible for the creditor to make mistakes, which make it voidable. In any case, however, the law protects, with strict rules, also the justified inability to pay which is, however, accompanied by a bona fide effort to cooperate on the part of the debtor.