Liability insurance specifically covers different forms of liability, which can take the form of things like slip and fall accidents or a client being injured during a session. With NACAMS, liability coverage included general liability, professional liability, and product liability coverage. However, we believe truly all-inclusive insurance needs to take it a step further so we also include additional protections like rental damage coverage, stolen equipment coverage, and even an identity protection plan. This insurance coverage also extends to hundreds of different modalities—all at once, all under the same policy. So you’re covered if you’re a cosmetologist and a client gets burned by hot wax or you're a massage therapist and your client says they were stretched too far and tore a muscle. No matter what, our coverage is designed for ultimate protection, 24/7.