In the Basic Plan the employer pays the contribution, so this doesn't cost You anything. If You are married or have entered into a registered partnership, Your partner is entitled (depending on situation) to Your pension. In this Plan there is no entitlement to pension accrual in the event of disability. In the Plus Plan You and Your employer pay Your pension contribution, You accrue more pension capital in this way. If You are married, have entered into a registered partnership or You have a cohabitation contract - Your partner and also children can receive Your pension. Also You continue to accrue pension if You become incapacitated for work during Your employment.