No, that's not a good idea. Making multiple applications with lenders, will put multiple credit enquiries against your credit file. This may negatively affect your credit score. As Rapid Finance is a broker, there will be no impact on your credit file - which is important when you already have bad credit. When you apply with us, you are getting access to a wide range of specialist lenders and products. We do all the hard work in the background, so you only need to make one application, with Rapid Finance. When we have matched you with a lender, we will contact you, to submit your application on your behalf.