In North Carolina you must have a motorcycle endorsement as a part of your license, and must have vehicle insurance specifically for your usage of a motorcycle. The minimum required amount of liability insurance coverage is $30,000 per person/$60,000 per accident designed to cover those injured or killed when you are at-fault. An additional $25,000 is required to cover property damage that you may be responsible for.
Motorcycle insurance may include collision coverage for repair or replacement of your vehicle, and comprehensive coverage that covers incidents like theft or hail damage. Many people will also elect to add a specific medical payment insurance product and/or coverage for protection if they are involved in an accident with an uninsured motorist.