You’re qualified for a special enrollment period with a health insurance plan when you lose coverage on your parent’s health insurance.
Let’s look at an example. Let’s say you’re losing your health insurance from your parents. You’re eligible to join your employer’s group health plan. Losing your health coverage sparks a special enrollment period with your employer, so you can sign up for coverage. Those special enrollment periods are often 30 to 60 days.
You just need to show proof that you lost your coverage on a parent’s plan.
During the special enrollment period, your employer will provide you information about your options. Employers often have multiple options for health insurance.
Rather than an employer plan, you may also sign up for an ACA marketplace plan or individual health plan. Special enrollment for those plans is 60 days.