All natural persons and legal entities who, as clients, have credit balances (deposits) with licensed banks or investor claims with licensed banks and other financial service providers that are active EAS participants as of the occurrence of a payout or compensation event are entitled. However, only clients that are eligible for compensation by law and within the scope of the provisions applicable to EAS (Articles of Association, participation contract including General Terms and Conditions) are entitled for reimbursement. For details, see the specific answers sections on deposit protection and investor compensation below.