By setting up a financial plan and getting involved with the IPO process, you can reduce the risk of financial loss and increase the likelihood of success for your IPO. An independent retirement consulting in Oregon can bring additional value to the financial plan, help you manage your money and keep track of your goals, create a budget, save for emergencies, and ensure that your retirement savings are on track.Financial planning also involves a risk and benefit analysis. For example, if you are considering an IPO , you’ll want to weigh the risks and benefits compared to other options, like selling your business to a private buyer. If you’re considering pre-PO wealth planning, you might want to think about how the process fits into your overall financial plan.