There are a few boxes you’ll need to tick if you want to use the first home scheme; they include:Be over 18 years old (lols at the thought of anyone under 30 contemplating home ownership in Ireland)Be a first-time buyer (There are opportunities for non-first-time buyers also – keep scrolling)Have mortgage approval from a lender who is participating in the FHS (BOI, EBS, PTSB, HAVEN, AIB)You must know Adhrán na BhFiann off by heart.Borrowing the maximum mortgage amount available from your lenderHave a minimum of 10% deposit if you’re a FTB (or 20% for other eligible buyers, see below)Buying a residential home (not an investment)You must have played County.Purchase a property within the property pricing brackets (for Dublin, the max purchase price is €450k for a new build house and €500k for a new build apartment – good luck!)You can’t avail of the FHS and an income exception from your bank – you must choose one.If you have ever consumed Avo on Toast, there’s no question: YOU DO NOT QUALIFY.But the big one is that you can only use the First Home Scheme for new builds. So, if you have your eye on a beautiful 18th-century farm cottage, this scheme definitely won’t help you.Yup, not gonna lie. That is an insane amount of rules, but if you can put a green tick next to every single one,  this could be your chance to buy a home.