If you don't have an Estate Plan or a Living Trust, your loved ones would almost certainly have to go to probate court to fight for their rights—not only to your home but also to your bank accounts, savings, and perhaps even guardianship of your minor children and other dependents. They will be forced to stand by your bedside and fight for who will take care of all those aspects of your life and make health and end-of-life decisions for you if you're still alive but incapacitated. When one of your loved ones goes to court for one of these causes, it normally becomes very expensive.