The Debt Coverage Ration or “DCR” can often also be called a Debt Service Coverage Ratio “DSCR” compares the assets NOI with the proposed total debt service. It’s typically used by lenders when evaluating if the asset will generate enough income to service the debt and its typical of a lender to require a DSR/DSCR of 1.15 to 1.35. DCR/DCSR = NOI / Total Debt Service. We have more answers if you have more questions.