The length of time it takes a business to get a credit score depends on a business's credit history, financials, credit activity, and the credit reporting agency. If a business has a history of making payments on time and using credit responsibly, it may be able to establish a credit score more quickly than a business that has not yet established credit or has a history of late payments or defaults.
First, a business will need to open accounts with vendors and suppliers who report payment activity to credit reporting agencies. The business can also apply for and use credit cards and other lines of credit that report to credit reporting agencies. Once a business has established credit and has been making payments on time, it may take a few months or up to a year for a credit score to be generated by a credit reporting agency. The exact timeline can vary depending on the credit reporting agency and the business's amount of credit activity.