Individual Health Insurance- This health insurance plan gives coverage to the individual. One can buy it for themselves, or the spouse or a child or parents. This policy provides complete coverage of medical expenses incurred due to injury and illness. It also provides coverage for surgery costs, daycare procedure, hospitalization and others. 2. Family Floater Health Insurance- This one is considered the best health insurance plan if you want to provide coverage to your family. The premium will be less, and it will cover all the members of the family. This plan is perfect when the eldest member of the family is below 60 years of age. However, if you have older people above 60 years of age, they are more prone to illness, so the policy's premium is going to rise. 3. Group Health Insurance- Companies offer this health insurance plan to their employees. The best part about the group health insurance plan is that it provides coverage to the employees, and the premium is less. Some group health insurance providers also provide coverage to the family members of the employees. Therefore, there is a minimum hassle during the claim process. 4. Senior Citizens Health Insurance- Older adults are more prone to illness, and the rising medical cost can become troublesome sometimes. One can invest in a senior citizen health insurance plan. This plan is for people who are above 60 years. This policy provides coverage of the cost of medicine, pre, and post-hospitalization and treatment. Some other benefits include domiciliary hospitalization and psychiatric benefits. Remember, these benefits may vary from one insurance provider to another. Critical Illness Insurance- In times like today, when critical illness has become a point of concern, it is important to invest in a critical illness plan. The occurrence of lifestyle-related diseases is on the rise. Keeping this in mind, the insurance companies have offered the Critical Illness Policy. This health plan covers diseases like: Coronavirus Health Insurance Plan- This health insurance policy was introduced after the COVID-19 hit India. There are two types of coronavirus health insurance plans: