LAA/UVG provides full coverage for sports activities considered to be reasonable. However, some activities are considered to be high-risk and financial cover is therefore reduced by 50% (Article 39 of Swiss Federal Law on Accident Insurance (LAA/UVG)). Here is a non-exhaustive list of activities that require supplemental insurance to be taken out with the association of which the sportsman/woman is a member (unless the employer has supplemental LAA/UVG insurance providing such cover): High-risk activities with cars (autocross and stock-car racing, track events, hill racing and training; rally speed trails) Boxing Full-contact combat sports Extreme karate (smashing bricks, tiles or planks with the hand, foot or head) Motocross racing, including track training Motor-boat racing, including training Motorcycle racing, including training Downhill mountain bike racing, including training Speed skiing trials Scuba diving to depths in excess of 40 m Hydrospeed and riverboarding (descending river rapids lying flat on the stomach on a water board) Snow-rafting (races in inflatable rafts down ski slopes) If in doubt, contact us prior to taking part in a sports activity.