The following 9 fund options are available: Pure Fund: The objective of this fund is to provide high equity exposure targeting higher returns in the long term.  Midcap Fund: The objective of this fund is to provide high equity exposure targeting higher returns in the long term by investing predominantly in Midcap Companies. Bond Optimiser Fund: The objective of the fund is to earn returns higher than a pure fixed income fund by investing in a mix of Government Securities, Corporate Bonds, Money Market Instruments, and up to 25 percent in Equity instruments. Balanced Fund: The objective of this diversified fund is to provide an accumulation of income through investments in both equities and fixed income securities with an attempt to maintain a suitable balance between return and safety. Corporate Bond Fund: The objective of the fund is to earn a steady income for policyholders by investing in debt instruments and optimize returns for the portfolio by predominantly investing in Corporate Bonds of medium-term maturities. Equity Optimiser Fund: The objective of this fund is to provide equity exposure targeting higher returns through long term capital gains. Equity Fund: The objective of this fund is to provide high equity exposure targeting higher returns in the long term. Growth Fund: To provide long term capital appreciation through investment primarily in equity and equity related instruments with a small part invested in debt and money market for diversification and risk reduction. Money Market Fund: The objective of this fund is to deploy the funds in liquid and safe instruments so as to avoid market risk on a temporary basis.