In aviation accidents, victims are often catastrophically injured or killed. However, every commercial airline and business in the aviation industry must maintain a certain level of insurance coverage. These policies exist to provide coverage in the event of an accident or incident. Victims and their families may be compensated for the losses that they incur in the form of damages. Damages are generally split into three categories: economic damages, non-economic damages, and punitive damages. Economic damages are easily calculable losses such as property damage, medical bills, and lost wages. Non-economic damages cover less tangible losses such as pain and suffering and loss of consortium. In rare cases, punitive damages may be available if the actions of the liable party were intentional or exceptionally egregious.