Moniepoint POS machine is a 15,000 Naira deposit in disguise. You pay 25,000 Naira upfront but get 10,000 Naira back upon returning the machine, which remains Moniepoint's property. This covers a 10,000 Naira refundable deposit, a 10,000 Naira logistics fee, and a 1,500 Naira insurance fee valid for a year. The good news is you can expect your POS machine delivered within 48 hours.