The IndiaFirst Life Wealth Maximizer Plan top-up premium option allows you to add funds over and above the premiums to be paid in the policy. This amount increases your savings in the plan, and the top-up sum assured. You can use this option any time before the last 5 policy years of your term, given that all your due premiums have been paid. The minimum top-up premium amount is Rs. 10,000, while the maximum is capped at the total regular/limited/single premiums paid at the time of the top-up payment.