After the numerous flooding events throughout the country in recent years, it is important that we provide our customers with flood cover even if it is unlikely a flood will occur at their address.
For homes that may never flood, the percentage of premium that is charged for flooding risk is low.  In the event of a flood, those customers are just as well protected as those who live in flood zones.
For full details of what we cover and do not cover you for, refer to the PDS.