While a store card is a fantastic way to build credit, it's not the only method. Typically, you have a better chance of being accepted for a store credit card, and it's why many people opt for them. But there are other ways you can build credit too. Let’s take a look at these. Ask for a limit increase.  If you already have an existing credit or store card that you manage well, it's worth increasing the limit. Reach out to the provider and ask for the limit to be increased. This can keep your credit utilization lower, boosting credit in some cases.  Get a secured credit card.  A secured credit card works like other credit cards; only the provider asks you to place a deposit down to secure the line of credit. They tend to have lower requirements, meaning more people can access them easily. The deposit offers lenders protection and reassurance that they can recoup their money if needed.  After six months of using one, you can ask for an increase on your limit or apply for an unsecured credit card. Your credit will have been boosted if you have used the card correctly, and you have a better chance of being accepted for other cards.  Try a credit builder loan. You can get these from banks or credit unions, and they are a great way to build credit. The lender puts the loan balance into an account that you make monthly payments towards. As you pay off the loan, you get back what you paid towards it! Not only does it build credit and show you can make payments on time, but it also allows you to save too! Providing the information is reported to credit bureaus; it’s an excellent way to build your credit.