You've taken a great, first step by simply asking. That shows an awareness of the importance of getting started, no matter where you are in your working years. Generally speaking, you should immediately take part in a retirement plan at work if one is available. If none is, look into opening an IRA at a local bank or brokerage. Earmark a portion of every paycheck for your saving and investing. If you need specific help, check with the financial institution where you open your IRA about support they may offer.