​​​​​​If you are a student who wishes to go for higher studies in India, then you can avail educational loan from 10 Lakhs INR to 15 Lakhs INR. In case you want to for higher studies in any foreign nation, then you can avail the educational loan in between 20-30 Lakhs INR. The banks can also provide a higher amount of loans to students, but they would also need equivalent collaterals.