Depending on the circumstances, you could get as few as zero points or as many as six added to your driving record. Simple violations lead to two points, while an accident caused by reckless driving or intoxication could cause six points to be added. For scale, distracted driving can add three points, whereas drag racing would add four. Although there is some overlap between Michigan driving penalties and insurance classifications for risk, how rates are impacted is primarily decided by the insurer.