This question is best answered by a trusted Mortgage Lender, as this can vary greatly between a lot of factors. However, a common pre-COVID minimum credit score was 580 depending on the loan type, and of course many other variables. The lenders are taking a huge risk by lending someone money to purchase a home. So, they do like to see higher credit scores currently. However, if you have a lower credit score but a nice down-payment, they may consider you as well but possibly with a higher interest rate.