Depends on a lot of factors. If your business has been trading for a number of years and has steady cash flow and decent financial reserves, it’ll generally be pretty straightforward to get approved for a small business loan. If you’re a new business, recovering from recent financial hardships, or losing customers and struggling with unusually poor cash flow, it might be more of a challenge. But even in those circumstances there are loans and lenders that are easier to get than others. An unsecured bad credit loan from an online lender, for example, will be open to almost any business that can actually afford the repayments.