Here’s a straightforward checklist to guide you through the process of getting a VA loan. First, confirm your eligibility by meeting the service requirements and obtaining a Certificate of Eligibility from the VA. Check your credit and seek pre-approval from VA-approved lenders to determine your budget. Collect financial documents, such as income proof and tax returns. Understand the one-time funding fee and explore interest rates from different lenders. Select a real estate agent knowledgeable about VA loans and start house hunting within your budget. Once you find a home, make an offer, and if it’s accepted, a home appraisal will ensure it meets VA standards. Consider a home inspection for added peace of mind. Submit any required documents to your lender for final approval. Coordinate the closing date, attend the closing to sign paperwork, and then you can move into your new home and enjoy the benefits of a VA loan.