Visa has developed a program that helps confirm your identity when you make an online purchase. There’s no need to download anything, install software, or register your account. During an online purchase from your desktop, mobile, or other digital devices, you may be guided through an extra check to verify your identity. This helps us ensure you’re you and better protects you from fraud. This is one way, Banesco USA and Visa have teamed up to secure your account(s).