Used within the appropriate parameters, debit and credit cards can be an efficient tool for payments and purchases.  Many people utilize them in place of checks and/or to earn rewards, and then pay off the balance in full each month.  We strongly discourage those who have ongoing credit card debt from using this option.  If getting out of debt is something you’d like help with, please contact the church office at (jcoffice.journeychurch@gmail.com) and we can help guide you to resources that can start that process.