Axis ASAP is a not a personal loan scheme but is a digital savings account that was rolled out by Axis Bank recently. Customers can open an Axis ASAP savings account on the Axis Bank mobile app and can upload the required KYC documents on the app for verification. he Axis ASAP digital savings account comes with benefits such as a high interest rates on deposits, no minimum balance requirement, and instant account opening process with just the Aadhaar card and PAN of the applicant.