Before applying for a home loan, here are a few things to keep in mind:
Check your CIBIL score and your CIBIL report. If you find any errors in your report, rectify them as soon as you can.
Consider settling any pending payments, as a higher credit utilization may harm your score.
If you have had a recent loan application that was rejected, do not apply for new loans immediately.
If you have a low credit score, take steps to improve it before you apply for a loan.
Browse and shortlist those lenders that will offer you the most favourable deals.