Since Nevada is a fault-based state, the insurance companies associated with the drivers involved will determine fault by conducting their own investigations into how an accident was caused. The typically involves inspecting damage to the vehicle, reviewing photos submitted by claimants, speaking to all parties who were present, looking over medical bills and records related to claimed injuries, and most importantly, assessing the police report. The adjusters will then use all of this information to issue a report on who they believe is at fault for the accident.