If your check is approved, you can get your money in minutes for a fee. When you submit a check in the GO2bank app, it usually takes a few seconds for Ingo Money to review the check for approval, although it can take 3-5 minutes and in rare circumstances, it can take up to an hour while Ingo Money works to verify sufficient information to approve your check. If your check is approved, the funds will be added to your GO2bank account. If your check is not approved, your account will not be funded, and no fees will be assessed. The Ingo Money service also allows you to cash a check for no fee. If time is on your side, you can receive your money in 10 days if your check is not returned unpaid within the 10-day period. All checks are subject to approval for funding at Ingo Money’s sole discretion.