There is one key difference between a public adjuster and the adjuster provided by an insurance company:   A public adjuster works on behalf of the policyholder to settle a claim for the maximum amount possible, while the insurance company’s adjuster works on behalf of the insurance company.   The adjuster assigned to your claim by your insurance company will be looking out for the company’s best interests.   If you are not insured by a public adjuster, it is up to YOU as the policyholder to prove how much money was lost. However, this can be difficult without any professional help. By hiring a public adjuster, you have a firm that always has your back and will do all of the hard work for you–not only in proving costs but also with negotiating settlements on your behalf and ensuring timely payments—you have one less thing to worry about when times get tough.