Borrowers’ Defense to Repayment program helps students that were misled by the school. It only cancels the debt if the school engaged in mismanagement or misconduct in recruitment techniques. Lying about the education cost, job replacement rates, or credit transfers will create a case qualifying to Borrowers’ Defense. The Kaplan University lawsuit contributes to this process because it becomes easier for the students to convince the Department of Education about the university’s wrongdoings.