When another driver hits your vehicle and causes an accident, it is crucial to know your legal rights and the first steps you should take toward recovering your losses. First, check yourself and your passengers for injuries before checking on the other driver. Next, call 911 to report the accident immediately and wait for first responders to arrive. If you can do so safely without aggravating your injuries, take photos of the accident scene, your injuries, and the damage to your vehicle. These photos could help you with a subsequent insurance claim or personal injury claim against the driver who caused the accident.   Any motor vehicle accident is capable of causing devastating injuries and significant economic losses for those involved. Suppose you have done your best to maintain a safe following distance, but another driver causes an accident with your vehicle. In that case, you have the right to file a claim against their auto insurance policy to recover your damages. If their insurance is not enough to cover your losses, you could pursue a personal injury claim against them to recover the remainder of your damages.