The documents that need to be submitted may vary from one lender to the other. Some of the necessary documents to be submitted include the following: Completed loan application form Passport size photographs Identity proof – PAN card/Passport/ DL/ Voters ID Residence proof- telephone or electricity bill/ passport/ voter ID / property tax receipt Bank statement for at least past 6 months and salary certificates/ latest acknowledged ITR Copy of plan approved for the proposed construction/extension Cost estimation/ valuation report from Bank’s (or finance company) authorised surveyor/evaluator. Allotment letter of housing board/ NOC of the society/Builder etc. as well as any other land use certificate/other