In order to instantly borrow money, you will need to find a lender who is willing to provide you with the funds you need on short notice. This can be difficult to do if you have bad credit, as most lenders will require some form of collateral or proof of income before they extend a loan. However, there are some online lenders who specialize in providing loans to people with bad credit, and these may be your best option for borrowing money on short notice. Be sure to shop around and compare interest rates and terms before choosing a lender, as this will help ensure that you get the best deal possible.