Yes. Although you can represent yourself, the insurance companies are in the business of making money – they do this by limiting their costs. They may meet their legal obligation to assist you, but they will work hard to settle your case for as little as possible.
They spend time and money training their employees to work for them. You need an attorney who will fight for you and protect your rights. You need a personal injury attorney who has the experience and resources to stand up to the insurance company to ensure you get what you are entitled.
An attorney will also handle all of the correspondence and negotiations with the insurance company. In addition, a lawyer will ensure that all the legal requirements, such as the statute of limitations and notice requirements, are satisfied for your case. If you miss a single deadline or fail to notify the proper parties, you may not be able to bring a claim at all. Simply put, an attorney will protect your rights.