There’s no rules around how often you can refinance, it’s really up to you and if it makes financial sense. We recommend a review every 1-2 years unless there’sa compelling reason to switch things up beforehand. We do this automatically for our clients, ensuring they are always reciving a competitive rate. One thing to be aware of is that some banks have exit fees, but the savings may outweigh these costs over time so it’s very much a case by case basis which we can help you with.