Yes. Unlike flexible spending accounts (FSAs), HSA money doesn’t have a “use-it-or-lose-it” rule. Instead, your HSA balance stays the same from year to year, forever. In general, HSAs cover a wider range of eligible medical costs than FSAs do. Also, FSAs are usually paid for by your employer, but you own your HSA. This means that you will always own your HSA, even if you switch jobs or move to a different state.