Pursuant to NRS 687B.385 insurance companies cannot cancel, raise premiums or refuse to renew insurance policies on account of auto accidents in which their insured is not at fault.
Pursuant to State, Div. of Ins. v. State Farm Mut. Auto. Ins. Co., 116 Nev. 290, 995 P.2d 482 (2000) you must be less than 50 % at fault to claim the benefit of N.R.S. 687B.385.