Here are the steps I used to get a small loquat growing from seed: 1. Cut the top off a loquat.
1. Remove the fruit from the tree.
2. Make a cut into the fruit to expose the seed.
3. Gently pull out the seed.
4. Plant the seed.
5. Water.
6. Wait.
The seeds are small, hard and flat like a small, hard pea. They are brown and will float in water. When they are ripe enough, they sink to the bottom of the water. To harvest them, put the seeds in the sink and cover with water. Let it sit for a few days until they sink.