Yes you can. You can get pet insurance even if your pet has a pre-existing condition, but it’s important to understand that very few insurers will offer full cover. Typically, the following are considered pre-existing conditions:
Injury or illness that occurred or showed signs before you took out cover.
Any condition that your pet has previously been diagnosed with before you took out cover.
A condition caused by injury or illness your pet had before you took out cover.
Getting pet insurance early means you’re more likely to be able to claim costs for conditions that develop early in the pet’s life. However, insurers are within their rights to adjust the cost or terms of your policy afterwards to reflect the increased cost. To ensure continuity of cover in these circumstances, you can look for a lifetime pet insurance policy, or one that comes with guaranteed future insurability.