If you fail to file your claim in court before the statute of limitations has expired, you have likely lost your ability to receive compensation for property damage or injuries. Courts will generally not hear claims past the statute of limitations, meaning you can no longer use the court process to seek compensation. Without the threat of litigation, many insurers will refuse to settle a claim because they know you have no recourse. One of the many services an attorney will provide for you as you seek compensation for personal injury, wrongful death, or property damage is the management of this deadline, ensuring that your right to use the court system is protected.