PAYLATER is to make things affordable to the People. Currently, we do give out more instalments. If you need it, just request in-app after your first payment. In certain circumstances, we do charge a little fee for longer instalments. Extension of Installment (effective 1 September 2021) Default – 4 installments = No Fee Addition 5 – 12 months = RM 35 per extra installment. However, not all purchases are eligible for additional instalments. Additional instalments request are subjected to approval.