Your policy does cover instances of personal injury and property damage which arise as a result of your negligence. In this instance you can potentially make a claim against your policy HOWEVER, before doing so our experienced Plumbers Insurance Client Managers would help you determine the merit in claiming. This would take into account the cost of the motor vehicle repair, your current policy excess and potential impact of future policy premiums. This is especially important given the tightening underwriting guidelines of Plumbers Insurers. Our Client Managers can provide more information when you contact us for a quote.