Second homes that are left unoccupied for long periods are likely to be at a higher risk of serious damage which may go unseen - such as escape of water, storms or break-ins.
Therefore, while your second home is unoccupied your insurance provider may alter the terms of your cover. You should check your second home insurance UK policy for unoccupancy restrictions, such as the requirement to turn off the water, drain all water tanks, pipes and apparatus or maintain a minimum temperature of 15°C at all times. You might also have to inspect the property regularly.
A Schofields policy has you covered - as standard there aren’t any unoccupancy restrictions.