While the following jobs will not necessarily prevent you from getting life insurance, we thought it was interesting to take a look at some of the professions considered the most dangerous jobs in the UK.
Roofer. Even with modern safety equipment, working at heights presents risks that aren’t borne by those with their feet firmly on the ground. And roofers face other risks too – from exposure to electric cables to burns from chemicals.
HGV driver. Many people enjoy life on the road as a heavy goods vehicle (HGV), bus or coach driver, but it could also be considered one of the most dangerous UK jobs. The sheer amount of time spent driving – with tiredness increasing the chance of collisions – means HGV drivers may end up paying higher life insurance premiums.
Firefighter. While protective equipment can reduce the hazards firefighters face, there is nevertheless evidence that firefighters face health risks from smoke inhalation, workplace injuries and exposure to harmful substances.
Police officer. In the past there have sadly been police officer fatalities in the UK, making it arguably one of the more dangerous jobs. Not only do officers face the risk of injury during challenging encounters, but other hazards include high speed collisions and the impact of the job on mental health.
Maritime workers. People who work at sea, such as deckhands, fishers and oil platform workers, face an increased exposure to risk. Hazards include adverse weather and slippery surfaces, while the sheer distance from medical facilities on land presents a challenge.