Many home insurance policies offer optional add-ons that you can incorporate into your coverage. Common add-ons include:
Accidental Damage: This covers unintended damage you might cause, such as breaking a window or spilling paint on a carpet.
Home Emergency Cover: Provides access to emergency assistance for issues like burst pipes or electrical faults at home. Discover more about home emergency cover benefits.
Personal Possessions Cover: Protects your belongings when you're away from home. Most policies include items like jewellery and mobile phones both in the UK and abroad.
Legal Expenses Cover: Assists with legal costs related to property disputes, defective goods or services, and employment claims. Many insurers also offer a 24-hour legal advice line for consultation.
These enhancements come with additional costs, so consider carefully if they would be advantageous for you. They might prove cost-effective and save you from potential inconveniences if the need arises.