Having savings is key if you want to become a homeowner. The more you’ve managed to save, the better the conditions of your mortgage. At BGL BNP Paribas, we analyse your project as a whole, adapt to your situation and work with you in order to find a solution that will allow you to make your purchase. In most cases, before granting you the loan, banks will ask you for the necessary capital to cover incidental costs, and to make a down payment of at least 10% of the price of your future property.