When applying for a bad credit mortgage in Scotland, it’s essential to avoid unnecessary credit searches or new financial commitments, such as loans or phone contracts.
These could harm your chances of approval, as lenders will scrutinise your recent borrowing behaviour.
If you’re aware of any bad credit issues on your report, it’s best to speak with a mortgage advisor in Scotland before making any financial moves.
This will help protect your bad credit mortgage in Scotland application and give you the best chance of success.
Our advisors can offer advice on how to improve your chances and what steps to take during the application process.