We classify your occupation into 5 groups corresponding to 5 different occupational risk levels that are applied in insurance norms and risk assessment:
Class 1: Administrative staff in the office, teachers, doctors, pharmacists, architects, designers or religious people…
Class 2: Business or light manual work, production line supervision, children/students/non-income person…
Class 3: Manual duties, farmers, garment workers, motor vehicle drivers, delivery people...
Class 4: Heavy manual duties; low risk of factory/manufacturing/construction workers on the ground, construction vehicle drivers, near-shore fishing...
Class 5: High-risk occupations: mine workers, people working at heights and depths, long-term seafarers...
Our Agent will assist you in selecting the appropriate occupational classification while making the application form.