If you can’t come to an arrangement to pay off the debt in instalments, you can apply to the court using the N244 court form to stop the HCEOs. This is called a ‘stay of execution’.
The court won’t always agree to the stay of execution. Make sure you include all the details the court needs to understand your situation, including:
Your budget: income and expenditure financial statement
Any supporting information, such as a debt and mental health evidence form
If you need help applying for a stay of execution, contact us.