Christmas payday loans are much easier to get. The online application process with our free service takes only a few minutes. Moreover, our lending partners work with borrowers with bad credit history, low credit, or no credit without asking for collateral like a secured loan does. Finally, you get fast responses and the money arrives directly in your checking account.
Anyone who has ever applied for a bank loan knows that it takes days to deal with all the paperwork and has strict qualification criteria. Unless you have a good credit score and a quality borrower profile, chances are you won’t even get approved after all those hassles. Also, banks sometimes will require a guarantor. You don’t have to worry about any of these disadvantages with Christmas short-term loans through DirectLoanTransfer. This is why these financial products can be considered emergency loans—they are hassle-free and can be obtained within the same day or the next business day.