A dispute fee, or dispute settlement fee, is a fee your credit card processing company may charge you, in addition to the reversed funds, if it finds you at fault for a chargeback. Square never charges you an additional fee for a dispute. We only take the amount of the transaction that was originally charged, this can include international transaction fees if the dispute comes from a foreign bank. Many payment processing companies may disallow you from accepting credit cards entirely if you have an unusual amount of chargebacks on your account.