After the initial consultation, I will ask if you want to fill out the paperwork that I need in order to prepare your petition for bankruptcy or assist you with other forms of debt relief. Once all the paperwork given to you is carefully filled out, you will then return the paperwork to my office in Phoenix, along with a retainer. The amount of the retainer will be discussed during your consultation. At that point your file is opened and I will conduct what I call an Initial Investigation. The purpose of that investigation is to determine whether the information discussed at your consultation is still relevant and applicable and as such we can proceed as previously discussed. Once I have completed my initial review of your paperwork, I will contact you to discuss my findings and confirm that you still want to proceed as per my advice. If at that point you do not like what I have to say, or have changed your mind, I will return the paperwork you have provided to me and, if you are entitled to one, I will refund the retainer paid or a portion thereof.
If you decide to proceed with the process, your file will go to data entry which is in charge of gathering and verifying information. When data entry is complete, your file will come to me for a petition review and analysis. If you are filing a Chapter 13 Bankruptcy, your reorganization plan will then be finalized. I will then discuss my final findings with you and schedule a signing appointment where we meet and go over all the paperwork to be filed.