Clearing times for each payment method may vary depending on the different banks. Please find the average clearing times below:
Telegraphic transfer, wire transfer: Two working days.
BPay (Australia only): Two working days.
Electronic funds transfer: Two working days.
Credit card and direct debit credit card: For orders of bullion products made on the phone for less than AUD 5,000, payments will be debited from your credit card immediately.
Real time gross settlement (RTGS): Two working days. RTGS is only accepted on orders over the counter. Any bank fees associated with payments are to be borne by the customer.
Under no circumstances can debit cards be used as a payment method for phone and online transactions.