Death is the most realistic option here. If the phone's user is deceased, Verizon Wireless will allow you to disconnect the line with no early termination fee if under contract and will accept the device back in good working condition to cancel the remainder of your device payments.Otherwise, you've taken out a loan from Verizon Wireless for the purchase of the phone. (Interest free loan, at that.) When you purchase a phone on device payments, there's nothing in the terms about returning the phone the way you're asking for.