Attorneys can help you understand both your federal and state protections, if you’ve been sued or threatened with a lawsuit by a debt collector.
Some attorneys may offer free services or charge a reduced fee. You may also wish to find an attorney who has experience in the Fair Debt Collection Practices Act (FDCPA) and debt collection issues. There may also be legal aid offices
or legal clinics in your area who will offer their services for free if you meet their criteria.
If you’re a servicemember, consult your local JAG office
or use the JAG Legal Assistance Office locator
to find help or ask your installation’s financial readiness office for information.
Learn more about how to find an attorney to advise you on your debt collection rights