Workers’ compensation extends to the needs of employees who get hurt or sick on the job. It essentially works to supplement the income the affected parties might lose because of the accident. With coverage, an affected employee might get help with medical bills, rehab costs and other financial needs. That can help better ensure their recovery and eventual return to work.
Let’s say an employee falls on their way to the bathroom. They might break a bone, get a concussion or have other injuries. Because the injury happened in the course of their duties, the business might hold responsibility for the employee’s injuries. Regardless of whether the business was negligent in the accident, they often have to offer the employee workers’ comp. Most businesses in the U.S. have to offer this protection to their employees.