Insurers offer Plan G as a high-deductible Medicare Supplement Plan in some areas. A high-deductible plan means you’ll pay for all your Medicare-covered costs until you reach a certain amount. For 2022, the deductible for the high-deductible plan was $2,490. After you reach this amount, your Plan G benefits kick in. The high-deductible plan has trade-offs compared with a traditional plan. The high-deductible plan typically has a lower monthly premium. However, you will pay more out-of-pocket before the plan kicks in. Some subscribers prefer the high-deductible plan because it lets them know what expenses to expect for the year. Some people like a high-deductible Plan G because it protects them against large out-of-pocket costs, yet it doesn’t have a high premium. Others like the initial cost-savings of a regular Plan G.