If you think there might be an error with your fixed-rate mortgage end date, the first step is to contact your lender directly. They can review your loan details and confirm the official end date.
It’s helpful to have your mortgage paperwork on hand when you call. This might include your initial loan agreement or any recent statements that mention the end date.
If the lender confirms a mistake, explain the situation calmly and ask them to clarify the correction process. This might involve updating your paperwork and potentially recalculating any payments made in error.