Yes, this type of coverage is quite typical in auto insurance. It’s known as ‘split limit coverage,’ which is clearly detailed in the insurance policy. This structure includes specific limits for individual coverage as well as a total limit for each accident. For instance, a common split limit format is 50/100/50. This means the policy offers $50,000 for bodily injuries per person, a total of $100,000 for all injuries per accident, and $50,000 for property damage. However, this arrangement can present challenges if an accident results in injuries to multiple people, as the total coverage limit may not be sufficient to cover all expenses.