There are multiple different types of insurance you can have to protect your business, including:
General liability insurance. This policy helps cover expenses and attorney fees resulting from injuries or property damage claims for which your business may be legally responsible. General liability insurance may cover costs if an injured third party sues your business. These insurance policies typically have four coverage elements:
· Premises liability covers you if a person not employed at your business becomes injured on your property.
· Products liability covers you if a product or service causes injury to someone’s body or inflicts damage on a consumer’s personal property.
· A personal injury is when your business inflicts physical, financial or mental damage to a third party.
· Advertisement injuries that result from alleged misinformation, copyright infringement or slander made by your business.