No! We use PayPal for our payment processor, but you do NOT have to have or use a PayPal account to check out. After you enter your address, the system will tell you that you're going to be redirected to PayPal after you hit the Complete Order button. You'll see an option to enter email or mobile *or* to pay with a debit or credit card.  If you select the second option, you'll be taken to PayPal guest checkout where you can use your preferred method without ever signing in to a PayPal account.