1) They can't force you to sell the home. If they get a judgment against you which you do not pay, they could possibly put a lien on the home in the amount of the judgment. The effect of the lien would be that you could not sell the home without paying the lien--but nothing happens until the home is sold. So, for example, say  you owe $50k on the accident and don't pay any; suppose the home is worth $300k; a $50k lien would be placed on the home, and when you sold it, $50k of the $300k would go to pay the lien.2) Generally, the only way a trust can protect property is if it is an irrevocable trust--i.e. you'd lose all control of your home forever.3) Even given the above, if a transfer of property is clearly done to prevent it from being used to pay just debts--i.e. to defraud creditors--courts may be able to set the transfer aside. So a trust set up "just" to protect property when there is a lawsuit against you may be one that can be undone, anyway.