SAP Credit Management, which is part of SAP Financial Supply Chain Management (FSCM), provides a central, workflow-supported platform for monitoring credit risk and payment delays. It also checks credit exposure from other SAP modules (Sales and Logistics) against the current credit limit (integrated feature). Credit Management provides you with a central platform for maintaining and managing all relevant master data. Credit decisions are supported by the Credit Rules Engine, which can be used to automatically score business partners. Internal and external credit information is taken into consideration.