For Retail Loans:EMI due date is fixed for a customer at the time of loan disbursement. Salaried customers have a choice to revise their EMI due date between 3rd, 5thor 9thof the month.Process to apply:1. You can raise the EMI due date change request viaEmail us oncustomercare@tatacapital.comYou can call the Customer Care number 1860 267 6060 between 9am to 8pm (except public holidays and Sundays)Walk in to your nearest service Branch.To locate, please clickhere2. Conditions to keep in mind while submitting your request:Facility of changing Due Date is available only if you are salaried in natureYou must not have any overdue in loan at the time of request. If any, kindly pay the overdue by clickinghere3. Once the request is raised & closed, intimation will be shared on your registered contact details. You may download the revised repayment schedule by logging into Tata Capital’s website.Please note:Broken Period Interest (if any) will be charged in the next EMI instalment. It is the interest accumulated, that is levied due to the difference between the old & new EMI due dates. For example – If your Loan’s EMI is Rs. 1000 and you have requested on 10thOct for EMI due date change from 3rdto 9thof every month. Then your next EMI amount charged on 9thNovember may be amount to Rs. 1050 wherein Rs. 50 may be the interest charged from 3rdto 8thNovember.Any requests submitted on or before 20thof a month - the due date change will be effective from next monthIf request is submitted after 20thof a month - the due date change will be effective from next-to-next monthFor Home Loans/Loan Against Property:Kindly note that the EMI date is fixed for a customer at the time of the loan disbursement. Please reach out to our customer service team atcustomercare.housing@tatacapital.comor Contact Centre on -1860 267 6060in case of any other queries in this regard.