Underground Utility Line Coverage is a homeowners insurance endorsement that provides protection against a leak, break, tear, rupture, collapse or arcing of a covered underground utility line caused by:
Wear and tear, marring, deterioration, hidden decay rust or other corrosion.
Mechanical breakdown, latent defect or inherent vice.
Weight of equipment, animals or people.
Artificially generated electrical current.
Freezing.
Root invasion.
These and so many other problems could quickly lead to huge repair and recovery costs. You shouldn’t have to bear those costs alone, which is where home insurance can help. By making a claim on a home insurance policy that includes a buried utility line endorsement, you can receive financial support following numerous challenges that you didn’t expect, but that could still prove very expensive.