If your household owns several vehicles, you should list your teenage driver on the auto insurance policy of every automobile they regularly drive. Also, you should list them on your policy if they attend school away from home but occasionally drive one of your cars when they come for a visit. And when the kids leave the nest to attend college but leave their ride at home, take advantage of student “away” discounts to reduce your premium. Multi-car policies can offer significant discounts over single-car coverage. However, young drivers pose higher risk, which can reduce your discount. To qualify for a multi-car policy, all listed drivers must live at the same address.