Everyone is eligible to get a free copy of their full credit report from
all three agencies every 12 months (one year). Experian, TransUnion, and
Equifax bound together to make this easy for consumers by creating an
FTC-authorized website where you can make your request. Go to
annualcreditreport.com and click the button to request copies. Experts
recommend staggering your requests every four months so you can get them
throughout the year.