There is no specified time required to settle a claim in North Carolina, though the insurer must acknowledge receipt of your claim within 30 days.
Methodology
Insurance.com in 2022 commissioned Quadrant Data Services to provide home insurance rates across multiple ZIP codes in North Carolina at several coverage levels. The best insurance companies are rated based on J.D. Power's consumer surveys, A.M. Best ratings, and average rates and discount amounts provided by Quadrant.