In case of the Life Assured's unfortunate demise, we will pay the highest of the following to the nominee:Sum Assured (less all withdrawals made during the two year period immediately preceding the death of Life Assured)Unit Fund ValueMinimum death benefit of 105% of the total premiums paidThe policy will terminate thereafter and no more benefit will be payable.We will also pay the Accidental Death Benefit (if applicable) which is the Sum Assured in addition to the Death Benefit described above. Your policy will terminate thereafter and no more benefits will be payable.