The big difference between phones today lies in the camera. Of course, the top models produce the best pictures, but the difference between them and slightly cheaper phones is decreasing. When it comes to daylight, most people will be satisfied with the results from quite a few cameras.
Only when you want to take photos very close up, or in slightly poorer light conditions, does the lower price tag become apparent. If photography is important to you, there’s reason to spend a little more money.