A workers' comp claim offers compensation for any work injury. In contrast, a personal injury claim involves seeking compensation from an outside party that caused your accident.
You may note several key differences between a personal injury claim and a workers’ comp claim.
A workers’ comp claim will pay for your medical bills directly, while if you file a personal injury claim, you will generally pay your medical bills and use the funds from an injury claim to take care of those costs.
A workers’ comp claim offers payments over time, including payment for a percentage of your income during your recovery. A personal injury claim generally involves a one-time payment.
A personal injury claim usually offers a large lump sum payment that includes compensation for your pain and suffering. Workers’ comp payouts generally do not include compensation for your suffering.
At Finkelstein & Partners, we can help you walk through your options for compensation after any construction site injury.