Applying for a personal loan through a traditional bank presents many restrictions, including stricter eligibility criteria, longer processing times and higher chances of rejection. Your credit score and income weigh heavily on the bank’s decision to offer you a personal loan.    On the other hand, licensed moneylenders can give you a personal loan with low interest rates, a convenient online application process and more flexibility. At Quick Loan, we welcome applications from anyone aged 18 and above with a minimum income of SGD1,800 and the required documentation according to their citizenship status.    You can access a quick cash loan for emergencies or secure funds for major expenses like medical bills.    All licensed moneylenders in Singapore are subject to the Moneylenders Act, ensuring that we adhere to confidentiality laws and have strict limits on interest rates, fees and other charges. You can be sure that all loans and processes at Quick Loan are legal and carefully regulated.