The average cost of a first offense traffic citation in the U.S. is often quoted as $150. However, the cost for a traffic citation varies from state to state. For example, in Pennsylvania, you can earn a $45 fine for driving 45 mph in a 35 mph zone. Or, if they drive 11 mph or above in a construction and maintenance area, they will lose their license for 15 days. However, in New Jersey, a speeding ticket costs between $85 and $260, depending on how far over the speed limit you drive. Remember: fines aren't the only price you pay. The spike in your average insurance premiums can also be costly.