An appraiser who provides services to the insurer deals with the valuation of damage to the damaged car. However, it may happen that the insurer has misjudged the amount of the losses or that the driver believes that the amount he has given is not sufficient. In such a situation, you can use the services of an expert privately. An independent expert is one that no insurer employs. Such an appraiser, at the client’s request, will verify whether the calculations made by the insurance company are correct.