All goods kept in store must be insured at all times. You may either insure your goods through Vanguard Open Cover Policy or provide us with proof of your own insurance.Vanguard’s Open Cover Policy provides cover on a “new for old” basis with the exception of clothing and household linen. When taking out insurance it is important that you do not under -insure. The sum insured needs to reflect the cost of replacing your items as new today. Moving forward you will regularly need to check that the insured value is still relevant. The contents of your unit may have changed and the value insured may need to be revised.If you opt to use your own insurance we will ask you to provide us with a copy of your policy. In this instance, we will not be providing any insurance for your goods and we are not responsible for the cover you have arranged. We recommend that you regularly check the validity of your policy and make sure that the insured value is still relevant. Please be mindful that the contents of your unit and their value may have changed over time.Please speak to a member of the team if you have any questions.