MG: Historically, the challenge for transport documents (e.g. Bills of Lading) has always been either at the beginning of the shipping process, or at the end of the delivery process for three-way matching. Where fintechs etc. can help, is to track goods and provide real-time, in-transit data that helps strengthen the financial decision-making process for banks. GB: Greater adoption will tell the story, but I think we can see how this can and will be useful, as transport documents today still tend towards paper, and, as such, constitute their share of the friction in the process. Again, this is why logistics providers, shippers, and ports need to have a seat at the digitalisation table.