- Applicant must be a Filipino citizen currently residing and working within the country in Metro Manila, Pampanga, Batangas, Bicol, quezon province or other nearby cities
- Applicant age must be no less than 21 at time of application, and no more than 55 at the time of completion
- Applicant must have one of the following ID UMID, or New TIN ID, or New PhilHealth ID, or Drivers License
- Applicant must have a Bank account under his name to able to receive the loan