A good APR on a personal loan can vary depending on various factors, such as your credit score, income, debt-to-income ratio, and the lender's underwriting criteria. Generally, a good APR for a personal loan can be considered to be below the national average of about 10.56% as of February 2023. If you have excellent credit and a strong financial profile, you may be eligible for a personal loan with an APR in the range of 5% to 8%. On the other hand, if you have a lower credit score, you may be offered a personal loan with an APR in the range of 12% to 25%. It's important to compare offers from multiple lenders to find the best APR and terms that fit your financial situation.