The reason why you should opt for Office Depot credit card is that it is available in three separate types and all three have no annual fee whatsoever. Regardless of the fact as to whether you’re an individual purchasing for yourself or a business that does/doesn’t carry a balance, or requires purchase order tracking, you should find yourself the right type of card according to your needs. These cards include; The Business Credit Account, The Business Account with Full Balance Due Terms, and The Personal Credit Account. It is also worth mentioning that the Personal Credit Account is the favorite one amongst most of the consumers. The reason behind the aforementioned fact is that they offer you with special financing for six months on orders of $299 or more and exclusive financing for 12 months on orders of $499 or more.