If your bike gets stolen, several factors determine how much you will receive from your insurance.
First, you must pay the excess that you have chosen.
IDA Forsikring calculates the value of your stolen bike on the basis of the price you paid for it when it was new, and then deducts a percentage write-down for each year.
If you have bought an expensive racing bike or mountain bike, you need to take out additional insurance cover, as there is a maximum on how much your home contents insurance can cover for a bike.