You can get a quote online, but it is always best to talk with an agent to ask questions, get clarifications, and ensure you understand precisely what you are buying. One good strategy is to request a quote online and then talk with an agent. This way, you can be confident you are getting the best policy at the best price. An independent agent (also called a broker) is typically self-employed and represents a variety of companies. An exclusive agent represents only one company and may be an employee of the company they represent. Our network of Preplanning Specialists are licensed insurance agents who can help you with your funeral planning and provide a free, no-obligation quote.