Metal (MTL) is a cryptocurrency that aims to make cryptocurrency more accessible by bridging the gap between traditional fiat currencies and digital currencies. It was founded by Marshall Hayner and Glenn Marien in 2016. Metal Pay, the company behind MTL, seeks to create a peer-to-peer payment app that rewards users with MTL tokens for making transactions. The name "Metal" is inspired by the idea of making cryptocurrency mainstream, just as metal is a common and widely accepted form of currency.