You can look forward to a lower premium if you purchase accidental death insurance. You may also experience a faster application process because it has fewer requirements — you don't even need to complete a medical exam.
That said, it's best to consider the drawbacks. For example, although your loved ones can claim your death benefit, they can only do so if you die because of an accident. Sometimes, your employer provides AD&D coverage. In that case, you may lose your coverage if you become unemployed.