Chase generally requires excellent credit for most of its card products but does offer a few cards aimed at those with merely good credit. Excellent credit typically requires a FICO score of 740 or better, while a good credit score starts at 670. The Chase Freedom Student Card is targeted to young adults that are just starting out, but it also requires a credit score of 670 or greater. Chase does not offer cards for fair or bad credit and doesn't have a secured credit card. You can apply for a Chase credit card online 24 hours a day through our referral links above. When applying for a personal Chase credit card, you'll need to provide the following information: Full name Address Type of residence Date of birth Mother's maiden name Email address Phone number Social Security number Total gross annual income Source of income Many applicants will receive an instant decision with their new credit limit. If you're approved, you should receive your new card in 7 to 10 business days. Pending applications can call Chase at 800-432-3117 to discuss the application and answer any questions they might have. Or you may choose to wait until a letter arrives in 7 to 10 business days that explains their decision or requests additional information.