Property insurance premiums are not usually impacted by one event, but rather on the cost of a range of many different factors. One event will not usually push up property insurance premiums across the board. If you have made a claim or claims during the year this may impact on your premium at renewal, depending on the cost of the claim.
If you have made a claim you could lose any no claim discounts that built up, which could make a difference to the following year’s premiums. However, home insurance is very competitive so we always advise people to shop around for the best cover for them.