To avoid fees when making international money transfers, you should; Choose a money transfer app that offers no fees. These apps include their fees in the exchange rate, rather than charge seperately. Check the exchange rates your money transfer provider is offering to make sure they are competitive. You can do this in our currency quote comparison tool. Avoid high street banks for your transfers. Banks normally charge high fees for international transfers or offer much worse exchange rates. Paying via bank transfer or debit card as this can work out cheaper than credit cards or cash.