Just like we mentioned above, a EcoPayz card is funded entirely by you and the company does not extend credit like a bank would. Furthermore, a credit card is directly linked to your bank account and if by some chance someone else got access to your card, it could have dire consequences for you. On the other hand, an EcoPayz virtual card exists only on the Internet and the chance of anyone gaining access to it is very slim. Furthermore, it is only connected to your EcoPayz account that only holds funds that you personally have allocated to it. In other words, even if someone got access to your EcoPayz cards, you could negate the damage by not keeping excessive sums of money in your balance.