Your assets are considered to be your savings, investments and the equity from your home. Your home won’t be included in the calculation if your husband, wife, civil partner, a close relative aged 60+ or a dependent child or disabled relative lives there. Your home also isn’t included in the means test for the first 12 weeks that you’re in a care home. The means test will also take into account 50 percent of any capital held jointly, such as in a joint savings account.