Getting hurt on-the-job can be stressful if it results in missed time and/or medical bills. Any injury or disease caused by employment is supposed to be covered under workers’ compensation insurance. The most common injuries happen as a result of a traumatic event at work. Dropping an item on your foot is a good example. Occupational diseases that develop over time from work activities should also be covered. This includes carpal tunnel syndrome, asthma, and hearing loss.