This depends on your insurer. Some insurers’ definition of ‘buildings’ only covers the value of affixed solar panels and equipment (provided you’ve made an allowance for the increased value).If you’ve built a solar panel array on your land, you should speak to an insurance broker. Some insurers will add the solar panels to the main buildings figure, others will treat them as an outbuilding. Either way, given the potential value of a stand-alone solar array, it’s best to speak to an expert before they are commissioned.