There are a variety of travel insurance policies available and the cover you need will depend on your holiday type and requirements.
Single trip travel insurance
This cover will provide protection for a one-off break, whether that is a weekend away or a world tour of up to 365 consecutive days. The cost of this type of policy will depend on the length of your trip, the level of protection you require and the places you are travelling to. It is important that you discuss this with your adviser to ensure that you have the right level of cover.
Annual multi trip cover
Annual travel insurance cover typically provides protection for multiple trips of up to 31 consecutive days during the policy term. The level of cover for an annual policy can differ to a single trip policy so it is important that you are aware of any exclusions in your policy.
Travel insurance for pre-existing medical conditions
Some travel insurance policies may not cover for pre-existing conditions and will require you to disclose any injuries or illnesses you already have before leaving. However, there are policies available which are designed to cover pre-existing conditions so that you can feel confident that you are protected.