If you are not approved for a Paytient card, and you wish to cancel your Paw Protect Policy, you may be entitled to a premium refund. In order to receive a full refund, you must provide Paw Protect with the notice of cancellation within thirty (30) days of the Policy Original Start Date. If you have made no Claim during this time, Paw Protect will refund the premium you paid and the policy will be canceled.