You can make up to 7 monthly withdrawals or transfers to another KeyBank account of yours or to a third party without any additional fees; after you exceed 7 withdrawals or transfers during a month, your account will be charged $15 for each transfer or payment over the limit. Withdrawals and transfers include any check, preauthorized transfer, or withdrawal (including any electronic debit or automatic payment), and any telephone transfer or wire transfer of funds from your account.