There is no set timeline for settlement cases. Once you send your personal injury demand letter to the at-fault party, the party will control how fast the claim moves.
If the at-fault party agrees with your settlement, which is unlikely, they may send you a settlement check within several days. However, if they disagree with the terms of your offer, which is much more likely, the at-fault party may take weeks or months to accept.
They may also:
Deny your offer. The at-fault party’s adjuster may tell you that the insurance policy involved does not cover your accident or that the insured’s policy limits do not cover your demand. The adjuster may also say that you, not the insured, are responsible for the accident. Contact your state’s insurance department if you were wrongly denied.
Respond with an offer. The at-fault party’s adjuster may respond with an offer. You can accept their offer or respond with a counteroffer until you and the other side settle.
Request evidence. The at-fault party’s adjuster may request to see evidence of the accident and your injuries. For instance, an adjuster may request the names of witnesses you mentioned in your demand letter. They may also request medical reports, records, and independent medical examinations.