Retirement funds come in a variety of different forms, with different benefits and different advantages. At Due, we offer annuities, pensions, and 401(k) plans. While 401(k) plans are best used by employers looking for a way to help their employees, there are versions available for self-employed designers and for designers who take work on the side. Annuities let designers swap a monthly contribution or a lump sum for a monthly payment in the future. Pensions give a fixed return. All of those plans will suit a designer, whether they’re salaried, freelance, or partly self-employed.