Housing Associations are social enterprises whose purpose is to provide affordable housing. Those used to working with CLTs recognise that local people are best placed to lead a project, while they are experienced at taking the risks of development, providing finance and managing the homes. They also recognise that to be most advantageous to the local community, the CLT should retain the land, lead on the design and agree the criteria for who will live in the homes. In addition, the housing association will pay a ground rent to the CLT which will be used for other projects across the Group Parish area.