CapitalFund is very flexible:
After three (pillar 3a) or five (pillar 3b) years, you can take a premium break - with full insurance coverage.
You benefit from a coverage extension guarantee and can increase your premium at various times without a new health check: in the event of marriage, birth of a child, purchase of a home or every 3 years.
If you become unemployed or no longer work, you can switch from pillar 3a to pillar 3b - at no additional cost.
With a 3a policy, you have the option of making an additional payment once a year. This is interesting, among other things, for self-employed people without a pension fund who only know how high their income is at the end of the year.
You can extend the term of your 3a insurance until the regular OASI age - and even up to five years beyond. Requirement: You must provide evidence of earnings from employment.