If you are involved in an auto accident and a doctor orders you off work, then the at-fault driver’s insurance should pay you, but they don’t make any payments while you aren’t working. They usually give a lump sum of money once you’ve stopped going to the doctor. Of course, without an attorney, the insurance company will certainly not give you money for the wages you’ve lost or even for pain and suffering. Be careful of the insurance company offering you a low amount of money, you should never accept any money from them without first consulting with an attorney.