Benign moles, AKA nevi, are a common type of skin growth.They are harmless, so you’d think they wouldn’t cause any life-cover problems, but you’d be wrong.As hard as this may be to believe, the insurers will increase your premium depending on how many moles you have.Yep, I’m actually serious.Start counting!If you have more than 40, you will pay more with some insurers.