Partial theft coverage pays for parts and accessories that are permanently attached to a vehicle. Sound and other electronic equipment may not be covered unless originally installed by the vehicle manufacturer. The deductible is $1000 for this coverage and it is only available on our HDI Premier and Chubb Platinum policies.
Partial theft coverage does not cover personal items inside the vehicle such as phones, passports, etc. Personal items may be covered under your homeowner's or renter's policy.
Vandalism coverage will pay for willful and malicious damages to the vehicle. The deductible is $500 for this coverage and it is only available with the HDI Premier and Chubb Platinum policies.