If you want 1st CCU to authorize and pay overdrafts on ATM and one-time debit card transactions, you may Opt In within 1st CCU Anywhere by clicking on the word 'Accounts' in the left menu. On the Accounts screen you will see a small box on the right side and the last option in that box will be 'Overdraft Options'. Click 'Overdraft Options' and read the information provided. Click the checkbox to enroll and click the 'Next' button, continue reading the disclosures, click 'Agree & Continue', then read the final disclosure and click the 'Submit' button.