The process of buying insurance can be overwhelming as the market is inundated with multiple companies and countless offers. Buying an insurance policy is also determined upon the type of coverage you require, your budget and what inclusions or exclusions are relevant to you. However, there a few straightforward tips you can follow prior to buying insurance, such as: 1. Determine what type of coverage you need and which inclusions are required for your situation. 2. Obtain quotes for a range of policies from various insurance companies. You can either call up insurance agents or use online calculators provided on the insurance website to get a quote. 3. Compare these policies now. Things to consider include cost, cover limits, policy conditions, inclusions and exclusions. There are many resources online that will do side by side comparisons of policies. 4. Now it’s as simple as picking the one that best suits your needs and buying it! Make sure there’s no hidden fees or outrageous deductibles to pay.