Co-ownership is the intelligent way to own assets that have low utilisation. Luxury jewellery is an asset like a car, house, yacht, jet, racehorse. Co-ownership allows for the joint ownership of these assets without making the full investment. Rather than spending a large amount of money for a designer bag that isn’t worn frequently, you have access to your bag when you want to wear it AND you can have access five designer bags for the price of one.