Rural Development Louisiana loans are typically done or completed in 30-45 days. A large part of the total turn times is based on the lenders work load. If a mortgage company is backed up in underwriting it could make the transaction take longer. There are also a few variables that are beyond the lenders control such as the appraisal and title work. If the appraisers in the immediate area are taking longer than normal this could impact the transaction. The same logic is applied to the local title companies. The second main factor outside of the lender that impacts the total transaction time is the local USDA offices. When a lender has completed the underwriting of a USDA home loan, they must then send the loan file to the local USDA office for review. If all items are in order the USDA office will issue a commitment which indicates the loan meets their standards and is good to go. In off peak times these USDA turn times are usually 1-2 days however during peak times in the summer it's not uncommon to see those times get to several weeks.