You may see a change in the cost of your insurance premiums once you reach 70, unfortunately. Though drivers over the age of 70 are statistically very safe, they often pay higher premiums because they tend to make more expensive claims. Generally, to work out policy costs, car insurers use historical data which indicate that more senior drivers are likely to show slower reaction times and can be more likely to experience health conditions at the wheel. You may also find your insurance choices become more limited once you turn 70, but using a good broker can help you navigate this (and deal with any claims on your behalf if it’s ever needed).