Whether a layaway is refundable depends mainly on the retailer's policy and individual circumstances surrounding the situation. In general, if you decide to cancel your layaway order before completing all payments, some retailers may offer refunds for the amount that has been paid up until that point. However, keep in mind that certain retailers might apply cancellation fees or restocking charges when providing such refunds. It is crucial to review all relevant information regarding refunds in advance by referring to the store's layaway agreement or contacting their customer service department for clarification on their specific refund policies. This will help ensure you have accurate information about potential refunds before committing to a layaway purchase.