When an independent contractor is carrying out work for another party, you need to be able to protect your marina business from liability. An Owners and Contractors Protective insurance policy is designed to cover your liability for injury and property damage that might be caused by the independent contractor. This area of marina insurance can get complicated, and it’s essential to have the right advice. At John B. Wright, we can help you to ensure you have the right information and advice if you require this type of insurance.