The thing about calculating your future or present payments is that the formula can be a bit tricky for a lump sum payment. The reason why is it varies according to the type of annuity you have. It also depends on the kind of income or payment you are receiving. Different still is if you plan to gain from the annuity financially. Remember, present and future value calculations are very relevant when it comes to selling your annuities. This process estimates how much you might receive from the structured settlement over time. Be sure to contact a broker and tell them what kind of annuity you have, and they will take care of all these calculations for you and then send you a free quote after doing their detailed analysis. Get started right now by calling 866-508-0010.