The following table denotes the sub-limits of the sum insured amount in case of permanent partial disability. Losses coveredPercentage of the sum insured Loss of Use/ Physical Separation (One entire hand or one entire foot)50% Loss of Use of one eye50% Loss of toes – all50% Loss of Use of both ears50% Loss of Use of one ear20% Loss of four fingers and thumb of one hand40% Loss of four fingers35% Loss of thumb – both phalanges25% Loss of Index finger- three phalanges10% Loss of middle finger – three phalanges6% Loss of ring finger – three phalanges5% Loss of little finger – three phalanges4% Loss of metacarpus First or second (additional) Third, fourth, or fifth (additional) 3% and 2% respectively