While Spruce accounts are not interest-bearing, our cash back rewards go the extra mile. Earn cash back just by shopping stores you know and love. Spruce Rewards are powered by Dosh. Cash back offers and amounts may vary by user, merchant location and offer period. Check the Spruce app for offer availability. Cash back earned by qualifying purchases will be deposited in your Spruce Savings Account. To learn more, please see sprucemoney.com/features/.