The SOCTA 2021 report focuses heavily on cyber-crime, as “the threat from cyber-dependent crime has been increasing over the last years, not only in terms of the number of attacks reported but also in terms of the sophistication of attacks. Cyber-dependent crime is likely significantly underreported.” Businesses have experienced both significant financial reputation losses due to cyber-crime in recent years, while the impact of cyber-crime can even lead to loss of life, as with the cyber-attack on a German hospital which resulted in the loss of a female patient. If this were not scary enough for Europol and SOCTA to take notice, COVID-19 created a massive swell in the number of cyber-attacks experienced by every enterprise from the largest multi-national, to the smallest branches and independent businesses, and made ransomware-as-a-service and crime-as-a-service as recognizable as any brand name. And organized cybercriminals do not differentiate between ordinary citizens, global enterprises, or critical infrastructure that daily lives depend on. SOCTA 2021 gives information on DDoS attacks, online child sexual exploitation, non-cash payment scams like business email compromise (BEC), SIM Swapping, online investment fraud, and of course, malware and ransomware attacks.