Basic Checking accounts are Non-dividend bearing accounts. There are no per check fees (must maintain balance of $100). Overdraft protection is available. Temporary Checks are available, and there are no per check charges, no limit on number of checks.
Cash Back Checking has the same features as Basic Checking, plus members receive 2% of their monthly debit card spending on up to $300 per month (maximum of $6.00, posted by the 15th of the following month). However, there are some requirements to earn Cash Back. Must have 18 or more debit card purchases per month, be enrolled in Online Banking, signed-up for E-Statements, have at least one deposit during each statement cycle, AND their account must be in good standing with positive balance.