Pet insurance is a hot topic, and with good reason. As with most insurances, there are different types of coverages for your pet. The plan and coverage you have for your pet can determine if your vet bill is covered or not. Some plans may only cover treatments if your pet gets sick. And, they may only cover a percent of the vet bills. Pay attention to these details upfront as they can help you pick an appropriate plan. Pivoting back to plans, some other plans may be specific to routine care. This might include dental exams, vaccinations, and routine vet visits.  Whether the plan covers routine care or instances where the pet is sick, there will likely be an annual deductible of some sort. This is another component you usually get to choose upfront, so pay attention when signing up for pet insurance. Some charges may not apply to the deductible, though, for example vet exams or visits fees may not apply toward the deductible. To maximize the value of your plan, it’s important to understand what it covers, and what you can do to take advantage of coverage. This might mean submitting each invoice, to help you reach your deductible faster. It may also mean combining care or visits to help you reach a deductible sooner.  Pet insurance can be valuable if you might struggle to afford routine care, or if you might need it under emergency circumstances. Usually, you pay monthly for the insurance, and the cost may increase as the animal gets older. Some pet insurances may have more favorable policies so ask around and get professional advice to find the pet insurance plan that will help you take the best care of your pet.