If you settle your workers’ compensation claim, you can receive a lump sum payment instead of being paid disability benefit checks during your period of eligibility for such benefits. In many cases, it is advisable not to settle your workers’ compensation claim until you reach maximum medical improvement, or the point at which no further treatment is reasonably expected to improve your condition. This will allow your doctors to accurately determine your disability rating. In addition, in the New Jersey workers’ compensation system there are different types of workers’ compensation settlements, some of which may entitle you to continue receiving medical benefits for your work injury or occupational illness. But you should not settle a workers’ comp claim until you have first consulted with a New Jersey permanent disability lawyer about whether a settlement is best for your situation.