Auto insurance companies consider several factors when assessing risk.
Some of the most common high-risk indicators include drivers with a history of accidents, traffic violations, or convictions.
Here are a few more factors that can affect your risk profile:
Young or inexperienced drivers
Drivers of high-performance or exotic vehicles
Drivers with poor credit history or a history of lapses in insurance coverage
Remember: Insurance companies use a variety of rating factors to determine if you’re a high risk auto insurance client.
The best way to keep out of the high risk auto insurance market is to drive responsibly, and avoid insurance claims.
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