Saarebank requires you to have a minimum net monthly income of Rs.25,000 to Rs.30,000 in order to get a housing loan. In places such as Delhi, Gurugram, Nodia, and Delhi NCR your monthly salary should be at least Rs.30,000. In cities such as Bangalore, Chennai, Hyderabad, and Goa, you must earn at least Rs.25,000 per month.