Personal loans are tax-deductible for firefighters just as they are for other taxpayers. There aren't many exceptions here, if any. You can write off a personal loan if it's a secured loan. It must be used for business expenses or for home improvements on a primary home. These home improvements must be used to substantially improve the house and add to its value. Basic repairs do not count. Again, in most cases you'll just be deducting interest and fees that you paid – money that went toward the principal doesn't count. You must also take the itemized deduction when you file your taxes, so the amount must be worth it in order for you to be willing to avoid the higher threshold of the standard deduction. If you're a firefighter and are looking for a way to make some home improvements, then a home improvement loan may be the right option for you. We've outlined some tips to help you get started on your search for the perfect loan. Keep in mind that each of these lenders offers different terms and conditions, so it's important to do your research before settling on a loan. Consider using a tool like Acorn Finance to compare rates and terms – and find the best loan for your needs.