LTV is Loan To Value – which means the amount of loan associated with the property. If a property is 50% loan to value (also called 50% leveraged) this means there is a 50% cash down payment and a 50% loan associated with the property. DST loans are non-recourse which means investors are not required to provide personal guarantees. Debt adds risk to any property but the newly assumed non-recourse debt may add to your depreciation basis, which may shelter a significant amount of cash flow from taxation.