Improving your credit score is a long process that will take a lot of dedication and hard work. To improve your score, you’ll need to improve every factor that is taken into account when calculating it. This means reducing your credit utilization rate, paying all your debts and bills on time, keeping your credit accounts open for boosting account history, avoiding frequent hard inquiries, mixing your credits and managing all of them responsibly, and more. You will need to be consistent and use credit products that you can successfully manage. Make sure that all your credit activity is frequently reported to all three of the major credit bureaus (explained).