Find a new doctor.Do not get fooled, your doctor is only looking to take advantage of you and make more money off of your case. If you have insurance always use your insurance. Otherwise, you run the risk of not recovering anything from your case but still having to pay the medical bills out of pocket. If you do not have insurance (auto, health, Medicare, Medicaid) then and only then should you see a doctor who agrees to work on a Letter of Protection (LOP)