Getting kicked out of your high-risk insurance company might feel crappy because you’re getting rejected or “fired”, but what you need to know is that’s the greatest firing or rejection letter you can ever get. You’re getting kicked out of insurance premium hell where you’re paying a whole lot of money because high risk companies are only allowed to insure people with high risk records. This is now your gateway to be allowed back into the standard market. Insurance companies in Ontario have to file their rates with the government, and they have to declare what they’re charging to which people. If you’re getting kicked out it’s most often because you are now too good of a driver for them to legally be allowed to ensure you.