Credit card issuers will always take note of your credit score to try and get an insight into the type of borrower that you are. If you have a good credit score, you stand a better chance of qualifying for the lowest credit card rates and best terms. At the same time, having a bad credit score is likely to see card issuers offer higher rates, simply because they need to protect themselves against the greater risk that you are perceived to be when it comes to being able to pa back what you owe. The best credit repair services can help improve your credit rating and access the best credit card deals.