Public Liability covers the payment of any indemnity that the community of homeowners has to face due to being civilly liable as a result of direct bodily harm, material damage or loss arising thereof caused unintentionally by third parties.
Our Community insurance for homeowners associations offers several modalities to complete this cover:
Public liability of the property: arising from the insured building, and it includes actions carried out by employees contracted by the community.
Employers' public liability: which will take care of the corresponding indemnities arising from work-related accidents sustained by employees of the community while carrying out their work in the insured building, provided that they contribute to the Social Security system.
Public liability of the governing board: that protects the community's governing bodies.
Public liability through environmental contamination: damage caused to natural resources by the introduction or dispersion of harmful materials.