Donating shares with short-term capital gains has a lower tax benefit than donating shares with long-term gains. It’s typically better to wait to donate shares until they have been held for more than a year so that you can maximize your potential tax benefit. Because of this, we only allow customers to donate shares with long-term gains. Betterment is not a tax advisor, and the information provided here should not be construed as tax advice. It should only be used for informational purposes. ...