Future Generali may reject a claim for a term insurance policy due to several reasons. Some of the possible reasons are listed below False information Non-payment of premiums Incorrect nominee details Contestability period- If the Life Assured dies shortly after buying the policy, the claim can be rejected Type of death- Not all types of death are covered by term policies. Please read your policy document carefully to understand which types of death are covered in your plan. Delay in filing a claim Avoiding medical tests