The Nómina Va Contigo Account overdraft fees are as follows:
Account overdraft fee: €0 if not over €18. Over €18.01, the management fee is €30.
Annual interest rate for authorized overdraft. 7.25% (NIR).
Salary account overdraft fee: 4.50% (minimum amount €15).
The APR resulting from the application of borrowing interest and the overdraft fee is legally restricted for "consumers" and cannot be more than 2.5 times higher than the legal interest rate. Any change to the legal interest rate will automatically modify the APR applied to overdrafts.