There are closing costs associated with processing any loan, and the costs of a DSCR loan are comparable to standard investment property mortgages. They include costs for the lender to service the loan, as well as an appraisal and other fees. You’ll also likely need to make a down payment that will be paid at closing. This is typically 20-30% of the loan amount. In some cases gift funds are accepted up to a certain amount to help cover these costs.