Medical cover with repatriation All travel insurance policies cover medical expenses as standard and most include repatriation cover to get you back home if necessary - check policy details to be sure. Safari and outdoor adventures If you’re going on safari in South Africa, check your cover’s valid for all the activities on your itinerary. Game walks, camping out overnight, or hot-air balloon rides over the game park might not be covered. As you’ll be in remote areas, it’s even more important that your insurance offers good levels of medical cover so you can get to the nearest hospital - air ambulances aren’t uncommon, and very expensive. If you’re planning on other sporting activities, check the wording of your travel insurance policy to see if you’re covered. For surfing and other risky activities, you’ll need adventurous sports insurance. Personal belongings and cash Your travel insurance will cover you if you’re a victim of crime, but there will be conditions and exclusions so read your policy documents carefully. For example, if you’re a victim of theft, you may not be covered if your possessions were left out in the open. Most insurers expect you to keep valuables in your hotel safe. Check the level of cash cover your policy contains, and what excess you would have to pay. Before you leave, check the latest travel advice from the Foreign and Commonwealth Office to make sure your trip to South Africa goes smoothly and safely. Cover for your passport If you lose your passport, travel insurance usually covers some of the costs of getting an emergency travel document (ETD).