A major impact on today’s car insurance rates is the cost of repairs. Modern vehicles are equipped with more technology than ever – think of all the cameras and sensors built into our bumpers – which means even minor collisions can result in significant repair costs.
Distracted Driving is also a concern; primarily for the safety and well-being of our communities, and also because it is responsible for an increase in car insurance claims. Simply put: when insurers pay out more for auto repairs, your costs go up, also.