Getting Reimbursement for Your Walk-in Tub with Medicare
While Medicare typically doesn’t directly cover walk-in tubs, there are potential avenues for reimbursement if it’s deemed medically necessary. Here’s what you need to know:
Medicare Advantage plans and supplemental insurance: Certain plans may offer coverage for walk-in tubs if they are medically necessary. If you have mobility issues, difficulty walking, a high risk of falling, or severe arthritis, making bathing challenging, you may qualify. Contact your insurance provider to check if this option is available to you.
Doctor’s letter describing medical condition: Ask your doctor for a letter of recommendation outlining the “medical reason” why you need the walk-in bathtub. This letter should explain your medical condition and the benefits of the tub in treating it. Provide a copy of this letter to your insurance provider or local Medicare office.
Trusted walk-in tub manufacturers: Companies like Safe Step Walk-In Tub Co. and American Tubs have a proven record of assisting customers with reimbursement. Online customer reviews indicate their success in helping seniors work with insurance providers to get walk-in tubs covered.
Explore Medicaid assistance: If you qualify for Medicaid, your state program may provide financial aid for purchasing and installing a walk-in tub. Medicaid acknowledges the importance of safety and accessibility, considering walk-in tubs as a medical necessity.
Tax deductions: In some cases, the cost of a walk-in tub and its installation may be tax-deductible as a medical expense. Consult with a tax professional to ensure you meet the requirements and can take advantage of potential deductions.