When an individual files a Chapter 13 petition, the court appoints a trustee to administer the case. The Chapter 13 bankruptcy trustee both evaluates the case and serves as a disbursing agent. That means that he/she collects payments from the debtor and makes distributions to creditors. Between 20 and 30 days after the debtor files the Chapter 13 petition, the Chapter 13 trustee holds a meeting of creditors.