We usually carry our most valuable possessions with us – items such as our phones, tablets, laptops and jewellery. Most of the time, these will be covered under your home insurance contents policy. However, if you want to take your valuables away on holiday with you, you should check your policy to make sure they will be covered. “There is usually a limit in a home insurance policy (if you opt for cover away from the home), such as £1,500 or £2,000 up to which your personal belongings are insured to,” Says Christine Farmer, Personal Lines Team Leader at Alan Boswell Group. “But if you have items over that limit, such as a camera or bicycle for example, you’ll need to specify them on your policy to make sure they’re fully protected.”
If you’re unsure if your valuable items are covered, or if you have new items to add to your policy, it’s always worth contacting your insurance provider to double check. That way, you can take those belongings away with you safe in knowledge that if something were to happen, they’d be covered.