Aetna's DMO and PPO plans differ around cost and provide flexibility levels. DMO plans usually require selecting a primary dentist from Aetna's network and receiving a referral from your dentist to consult a specialist.
PPO plans typically offer versatility, enabling you to select any dentist without a referral, regardless of their network status. Still, you’ll likely have lower out-of-pocket expenses when using in-network dentists. DMO plans often have lower premiums and minimal or no deductibles. PPO plans tend to have higher premiums and deductibles but offer more coverage of procedure costs.