Similar to our driver policy for car insurance, any rider can use your motorcycle. We classify riders as: Regular Rider The regular driver is whoever rides the motorcycle most frequently. There can only be one regular rider and they are noted as such on the policy schedule. Listed Riders A Listed rider is someone who you have told us about and who is noted on the policy schedule. These riders use your motorcycle less often than the regular rider as described above. Unlisted Riders These are people who are not listed on the policy but who could occasionally ride your motorcycle. An unlisted rider excess applies if the rider is not listed and you need to make a claim. In some circumstances, we may not cover unlisted riders – we will tell you if this is the case. Some other people who might ride your motorcycle: Learner Riders Learner riders are covered provided they have a valid licence. There isn’t any cover however if any form of payment is received for teaching someone to ride. Test Riding If a potential buyer requests to test ride the motorcycle, you will need to ensure that the motorcycle is kept safe. Service Providers When the motorcycle is under the care of a service provider we will extend cover to employees of that business who operate the motorcycle as part of their service. This includes valet parking, cleaning or a licensed automotive workshop.