There's no denying that time is the key factor in investing and you need at least 10 years, and preferably longer, in the stock market to ride out downturns, like crises or recessions. The course will help you understand how to approach the stock market at different life stages. Also, the chilled investor course covers other kinds of investments that see faster returns, more akin to passive income. Once you understand all your options (and the course will mean you will), maybe you'll choose to focus less on stocks and more on other types of investments. If you’re retiring soon, this is one place where a financial planner or advisor could be useful. Knowledge of investing means you can approach them with the right questions and understand what they’re advising you and not end up in products with high fees that aren’t right for you. One thing is certain, whatever your age: not investing at all is a huge lost opportunity to make money.