FOR DEBTS OVER £2000 Debt Management allows you to pay one affordable monthly payment for all of your unsecured bank loans, credit card repayments and your other debts. Firstly the hassle of dealing with your paperwork and and day-to-day dealings with your creditors is taken away. Secondly, we will look to negotiate the freezing of charges and interest on your accounts to help stop your debts increasing. The key advantage is having one affordable monthly repayment to make which is paid to your creditors on your behalf. All communication between your creditors and yourselves will be handled, taking away the hassle of dealing with creditors. Once your primary living expenses have been included in your financial statement, you only pay what you can afford. This way, you can still pay those important bills and they look after the rest for you.