When shopping for personal loans, you should keep in mind that there are quite a few different factors to take into account. From rates and fees to loan types and purposes, repayment terms, prepayment incentives, and the lender’s reputation, there is a lot to think about. Note that you should stay away from loan companies that aren’t completely transparent about everything they may and may not provide. Based on our research, the best personal loans are provided by 5kfunds, LoansUnder36, BadCreditLoans.com, PersonalLoans.com, Monevo, Prosper, Upgrade, Jora, AmOne, GuideToLenders, and Fiona.