The laws changed, but it was a lot more than 7 years ago.  It was changed back in the Clinton administration (in the early to mid-1990s).  A bankruptcy can be reported for up to 10 years regardless of whether the case was filed before or after the change in the law. Mark J. Markus, Attorney at LawHandling exclusively bankruptcy law cases in California since 1991.http://www.bklaw.com/Follow Me on Twitter:  @bklawr