If you are paid from abroad, or receive funds from your own bank account abroad, then you are repatriating funds from overseas. Depending on how you choose to bring these funds home, it can have a significant impact on the amount you receive. One common error is providing a bank account in a different currency to the currency that is due to you. If this is the case, banks will charge excessive FX spreads and fees when they receive your money and convert it to your domestic bank account. This can be avoided by using a specialist FX provider.