The return rate of the Max Life Smart Wealth Plan depends on the performance of the underlying funds. The plan offers a choice of four underlying funds, each with a different risk profile and expected return.
The Secure Plus Fund is a low-risk fund that invests in debt securities. The expected return of the Secure Plus Fund is around 6-8% per annum.
The Growth Super Fund is a higher-risk fund that invests in equity securities. The expected return of the Growth Super Fund is around 12-18% per annum.