These are benefits payable to a disabled adult child based on your qualifying parent’s Social Security earnings. You may be eligible for disabled adult child (DAC) benefits if you meet the following criteria:
You are over the age of 18
You are not married
You have a disability that began before you were 22, and
One of your parents receives Social Security benefits or is deceased but at the time of death was insured for Social Security benefits.
If you qualify as a disabled adult child, you will be eligible to receive monthly payments through the Social Security Disability Insurance program (SSDI). Even though you must be over the age of 18 to qualify, the SSA will consider you a disabled adult “child” because you will be collecting SSDI based on your qualifying parent’s Social Security earnings. (Social Security benefits that are based on a parent’s earnings record are called auxiliary benefits, or dependents benefits.)