A contractor or subcontractor may be defined as a ‘worker’ if the contractor/subcontractor is engaged by another person to do work for the purpose of the other person’s trade or business and the contractor/subcontractor is paid for his/her personal manual labour or services.
Where contractors or subcontractors are listed as a company, businesses should obtain a Certificate of Currency of their Workers’ Compensation policy as that business can be held liable for accidents involving its employees. Other subcontractors and their employees are the business’s responsibility to insure as they may be considered by law to be direct employees.