Yes. On the basic Traveller Activity Pack you can ride a Motorbike "on road" under 125cc when you’re away, as long as you hold an appropriate licence valid in your country of residence and wear a crash helmet, you are covered medically. Do note for residents of the UK, to drive a moped under 125cc you must have taken a Compulsory basic training (CBT) course, or of course have a motorcycle licence. However, we would advise you to be very cautious on doing this if you are not familiar with riding a scooter. In Thailand, according to Sky News, 48 people get killed every day riding motorbikes; that’s almost 15,000 a year, which, to put into context, is ten times more than everyone who gets killed on the roads in the UK every year from any type road traffic accident, from car drivers, motorbike riders and pedestrians. On the Adventure Pack, if you hold the appropriate licence, you can ride a Motorbike on road over 125cc, and on the Extreme Adventure Pack, you can ride a motorbike off-road under 250cc. Again in both instances, you must wear a crash helmet. In all cases, if you ride any motorbike without a crash helmet, you have no cover whatsoever!
Also note we only cover occasional motorbike use. If you’re using a motorbike as your main mode of transport or going motorbike touring, then we can’t cover that.
Motorbike Taxis: You are covered when riding pillion on a Motorbike Taxi under 125cc and wear a crash helmet. You will come across Motorbike Taxis throughout Asia and in some parts of South America. They are cheap, but many are unregulated and the drivers have in some cases, no licence, insurance, nor training and may well be intoxicated by alcohol or drugs. The bikes themselves are usually poorly maintained. In the case of an accident and a subsequent medical claim, you may find yourself uninsured. So, we have one word of advice when it comes to Motorbike Taxis. Don’t.