Like the majority of insurance companies, we may review your credit-based insurance score to give you an accurate quote. These reports, along with other reports such as motor vehicle reports, driving history, and claim history could all be used as factors in determining your insurance rate. Whether you are getting a quote or purchasing a policy today, we will order some of these consumer reports. However, be assured that these will not affect your credit rating. \r Please note: California does not use insurance scores. \r