If you earn a living working with horses, it’s essential to protect your financial interests should an incident occur. A fall by a rider or an injury to a horse while under your care could lead to a lawsuit that wipes out your assets and forces you to leave the business you love. Carrying adequate liability insurance coverage will reduce your risk of a significant loss and give you peace of mind.
The available types of liability insurance for riding instructors and trainers include:
Commercial general liability
Professional liability
Riding club insurance
Directors and officers liability
Horse shows, clinics, or equestrian events
Private horse owners liability