As discussed during the webinar, workers’ compensation is generally not applicable to independent contractors. Many contracting companies require that contracting ICs provide proof of occupational accident insurance coverage—this coverage provides a “similar” type of coverage for contingent workers and, as a result, can extend protection to the contracting company by providing an avenue of relief for the IC in the event of a work-related injury. Most occupational accident coverages will not include coverages for communicable diseases such as COVID-19 or seasonal flu—mainly because it is nearly impossible to definitively prove where the virus was contracted. Workers’ compensation rules related to work-from-home practices do not generally differ from working at the office if the employee is required to be working from home, but this is a question for your employment counsel.