In order to borrow money on Venmo, you'll need to first create a Venmo account and link it to your bank account or debit card. Once you have done so, you can then request a loan from Venmo by clicking on the Borrow tab within the app. From there, you'll need to specify how much money you'd like to borrow and over what period of time you'll be repaying the loan. After that, Venmo will provide you with an interest rate and repayment schedule for your loan, which you can either accept or decline. If everything looks good to you and you decide to accept the loan offer, then the money will be deposited into your Venmo account within a few minutes.