Mortgage and loan programs can help you pay for energy-related home improvements. Learn about HUD Title I property improvement loans. They can help you finance property repairs or improvements.  Find out about 203(k) mortgage insurance. If you are a home buyer or homeowner, you may qualify to borrow an extra $35,000 through your mortgage for home repairs and improvements.  Learn about HUD's Energy Efficient Mortgage program. This Federal Housing Administration (FHA)-insured mortgage helps home buyers finance energy-efficient improvements.  Energy-efficient financing programs can help when you buy, sell, remodel, or refinance your home. Contact your state energy office to see what programs you qualify for.