Yes, you can hold title in a trust but the lender and title company do require that they review the trust, and it must be approved. If you hold title in a trust you should let your Loan Officer know up front so he/she can get a copy of the trust and have it reviewed immediately so that there are no surprises later. Most trusts are prepared with lenders and their requirements in mind, so they are not a problem, but it is best to know as early on as possible.