It’s likely that you will struggle to get a buy to let mortgage if you don’t already own your own home. If you aren’t in this position it’s recommended that you wait and look for a buy to let property when you are. When investing in a rental property, you will also need to ensure you can afford the added costs associated with it. This can include; house maintenance, any agency fees to advertise and manage the property and capital gains tax on the rental income where the profit you make is above your annual tax-free allowance. Capital gains tax is also payable if you sell the property for more than you originally paid for it.