Recent studies show that nearly one out of every four drivers on Florida’s roadways is uninsured. So, if you are involved in an accident with an uninsured motorist, you may be wondering who will pay for the damages. In such cases, you can seek compensation from the uninsured motorist clause of your own auto insurance policy. This is why it is important to have Uninsured Motorist and Underinsured Motorist coverage. Each will cover you in the event the person who causes a crash is not insured or lacks sufficient coverage to pay for your injuries and damages.