No. Reimbursement under the PawSpace Assurance is generally paid out of our own pocket—though we reserve the right to refer a claim to our insurance carriers when necessary or appropriate. The PawSpace Assurance exists to fill the gap when the responsible party—usually the pet care provider—is unable or unwilling to pay for costs arising from damage or injury attributable to their negligence, and when insurance is not available. It is a contractual agreement from PawSpace to protect its users, enforceable in accordance with the PawSpace Assurance Terms and Conditions.