Most personal loans will require at least a 670 credit score. A credit score of 670 or higher ensures favorable loan terms and low interest rates. Personal loans are available from some companies with as little as a 620 credit score. They may be more interested, however. Before applying for personal loans, try to have a credit score of 600 or higher.
If your credit score is less than 600, you may be able to get a loan, but the terms will be less favorable.