Uber insurance covers:
While you are on assignment (including on your way to pick up a passenger):
$1 million in personal liability/accident
$1 million in underinsured/uninsured motorist coverage
Contingent collision/comprehensive coverage (if you are already covered in your personal insurance)
While your app is on but you have no assignments:
$50,000 liability per injury/$100,000 liability per accident/$25,000 property damage liability
Contingent collision/comprehensive coverage