Private hire insurance is there for drivers who are licensed to transport passengers for money to a location of their choice. This booking must be made in advance by a private hire operator. If driving passengers is your full-time job, standard car insurance policies are not sufficient as you need a specialist motor insurance policy.The most common coverage provided under this policy is that it will cover your vehicle against theft, fire, and accidental damage, but you may be able to add extra coverage in the following areas:Continent use within the EU (social, domestic, and pleasure use only)Claim management and any legal fees1 year + no claims bonusUnlimited repair and replacement for windscreensPublic liability insurance to protect if any customers are injured while in your vehicleCelebrity carriage coverUninsured driver coverA lot of these benefits will come as standard with your policy and can prove priceless in the case of an accident.