A good credit score, that is, 750 and above can help you with quick and easy loan approvals and disbursements. Credit availability also becomes easy with a good credit score. Your credit score is a crucial factor that determines your loan eligibility. So, if you are looking to borrow a home loan or personal loan, checking your credit score may be a great start. If your credit score is not as per the required eligibility criteria, there are simple ways to better it. Firstly, ensure regular bill payments and before the due date. If you own a credit card, then manage your credit limit efficiently. Make regular and timely repayments of credit card bills or any existing loans. With these easy techniques, you can increase your credit score and also your chances to borrow a loan.