The business account and the Nubank personal account are different products. Both are managed by the same app, but aimed at different purposes. The personal account is for you to concentrate your personal transactions and income. The business account, on the other hand, is aimed at you, the company/business owner, controlling the company's finances, separating it from your personal one. The business account also has no fees and offers several ways to transfer and pay that will meet the needs of businessmen, entrepreneurs and self-employed people.