Best Buy actually offers two credit card options. The first is the My Best Buy Credit Card (able to use at best Buy only). This card offers 5% back in rewards and financing options. Then they have the My Best Visa Card. This card you can use anywhere, with more perks. You can earn 5%back in rewards, get financing options, earn 3% back in rewards on gas purchases, 2% back in rewards for groceries and dining, and 1% back in rewards for your everyday purchases.