The simple answer yes in most cases, however it depends on your insurance plan and the provider you are seeing. Most insurance companies offer plans that have chiropractic coverage as a benefit, however there may also have plans that do not offer chiropractic coverage, it depends on your individual plan. Most insurance companies offer both in-network and out-of-network benefits. Insurance coverage may entail either a co-payment or a deductible and co-insurance. Co-payments are typically for in-network providers, but may apply to out-of-network providers on some insurance plans. If chiropractic coverage is based on a co-insurance then a deductible will need to be met before insurance coverage begins. Medicare does pay for chiropractic adjustments to the spine once the Medicare deductible is met. Medicare pays for 80% of the cost of spinal adjustments. Secondary insurance plans may cover deductibles and co-insurance for Medicare covered services. Medicare does not cover exams, x-rays and rehab performed by a chiropractor. Many chiropractors also offer time of service discounts and discounted medical plans for patients without health insurance and for non-insurance covered services. Discounts can be provided for patients paying for their treatment at the time of treatment or in advanced of treatments. Additionally, healthcare providers can setup discounted medical plans which offer discounted rates, similar to when patients have a contracted rate with an insurance plan. This is a legal way for medical providers to offer discounts to patients without insurance coverage or for non-insurance covered services. Joining a discounted medical may cost a small fee or be free of charge to the patient.