Medicare benefits are paid directly by the government if you have original Medicare. Medicare Advantage plans, however, deliver your benefits through private companies that have been approved by Medicare. The Medicare Advantage Plan comes in a variety of forms. Medicare and Medicare Advantage cover most basic health care costs, such as doctor's visits and hospital stays. Copays and other out-of-pocket costs vary according to each plan. Only Medicare Part A (hospital care) and Part B (medical care) are included in original Medicare. The Medicare Part D plan is required for people who want prescription drug coverage. In Medicare Advantage plans, Part D coverage is often included, as well as coverage for services that original Medicare does not cover. Any doctor or hospital accepting original Medicare can provide you with coverage. You may be limited to specific in-network providers under Medicare Advantage programs. Fortunately, for patients in Reseda, CA, Rachman Medical Group accepts Medicare and Medicare Advantage. Medicare Advantage plans are often associated with lower out-of-pocket costs than the alternative. Medicare original plans are regulated by the government in terms of pricing for various services. Medicare Advantage plans may charge different rates based on the insurer's negotiated rates. There may be a difference between this rate and the original Medicare rate.