To pay off your credit card debt faster, consider the following strategies: Make larger than minimum payments each month. Allocate extra funds or windfalls towards your credit card debt. Use a balance transfer to consolidate high-interest debt onto a card with a lower interest rate. Prioritize paying off high-interest cards first (the debt avalanche method). Consider a debt consolidation loan to streamline payments and potentially lower interest rates. Cut unnecessary expenses to free up more money for debt repayment.