Layby as a payment option is available in store only. If you have found an item/s on babycity.co.nz that you wish to layby, (excluding online only specials) please refer to the store locator to find your local babycity store and we can set this up for you. Please note; in-store and online specials may vary Babycity in store Lay-by Terms & Conditions Lay-bys are available as a payment option in any physical babycity store A minimum 10% deposit of the full value of the goods is required The item you want to lay-by must have a minimum value of $20 Lay-bys up to $300 are valid for 6 weeks Lay-bys $301-$500 are valid for 8 weeks Lay-Bys $500-$800 are valid for 10 weeks Lay-bys $801+ are valid for 13 weeks Overdue or cancelled Lay-bys incur a 10% administration fee which will be charged on any cancelled Lay-by. The 10% administration fee is calculated as 10% of the original Lay-by amount. End of season sales, or clearance item lay-bys require a 50 percent deposit and are valid for 2 weeks.