Physical therapy after surgery is reimbursed only if that condition is on the chronic list of physiotherapy. For example, after surgery on your anterior cruciate ligament. You also need a referral from your attending physician. Furthermore, you always pay the deductible. However, this is often already consumed because of the cost of the surgery. What else is important to know:
-The authorization runs for up to 12 months after the start of rehabilitation (the first physical therapy treatment after surgery)
-The insurer will reimburse all costs starting from the 21st treatment
-The first 20 treatments come out of your supplementary package to the extent possible