It is essential to have an influx of money during an emergency to help you tide over tough times. With the IndiaFirst Life Saral Bachat Bima Plan, you can use a loan facility to support yourself. The amount of the loan that you may avail of at any point in time will depend on the surrender value. You can avail of a loan of up to 70% of the acquired Surrender Value if any. The minimum loan amount which can be availed of is Rs. 1000.