Yes, you can cancel your Wagmo insurance or wellness plan at any time. To cancel a Wagmo insurance policy you just need to notify the company in writing and indicate the date you want the cancellation to be effective. However, canceling a Wagmo wellness plan is a little more complicated and could result in fees. If you haven’t made a claim, you have a 24-hour grace period to cancel the coverage for a full refund. But, if you have made a claim and 24 hours have passed, Wagmo will charge you a cancellation fee. That fee equals the total claims reimbursed minus the monthly payments you’ve made or the remaining payments on your plan, whichever is less.