Overall, deferment is tailored to people who are having economic difficulties because, for example, they’re in school at least half-time, in the military, in another eligible post-graduate role, or can’t find a full-time job. Here are more details: You may qualify for deferment if you are enrolled at least half-time at an eligible college or vocational school, and if you’re in an approved graduate program, for six months after your enrollment ends.