Life annuities are clearly geared at permanence. They should therefore constitute the least liquid amount within a customer's financial planning framework. Nevertheless, all the life annuities we offer have a redemption option, except for the Unirentas Life Annuity product type. In any case, we do not recommend opting for this possibility due the tax burden and the impact on assets such a decision could have, since it would oblige the insured party to pay back all the tax exemptions applied and the policy's valuation might turn out to be less the premium invested.