Standard commercial policies, including general liability insurance and commercial property insurance may not cover losses due to cybersecurity incidents. General liability insurance typically provides coverage if your business is responsible for property damage or injuries to third parties, and commercial property insurance typically offers repair or replacement costs if your business’s property is damaged by an external force (e.g., fires or windstorms). A proper cyber liability insurance policy can help fill in this gap and provide essential financial protection after cyberattacks and data breaches.