Applying for an ERC advance is not all that different from the process of applying for the Employee Retention Credit through an Employee Retention Credit company. Most ERC loan companies that are able to facilitate an ERC advance are going to need you to create a profile with basic business information. After making a profile, complete an online application and submit the qualifying documentation. This is the step during which you will also provide your Form 941 and Form 941-X for all quarters included in your ERTC filing. One of the final steps is connecting with an ERTC funding specialist that will match you with the ideal funding option for your business. After that, you will typically receive a funding decision in a few days.