Most comprehensive policies also include a special provision for mass evacuation. Your policy will specify the criteria that must be met in order to qualify for additional living expenses during a mass evacuation: for example, it will likely require that a civil authority impose an evacuation order upon you as a result of an insured peril covered by your policy. Mass evacuation coverage is only available to you while an evacuation order is in effect; coverage will cease once the civil authority permits you to return home.
If you are subject to an evacuation order, contact your insurance provider as soon as possible to confirm what coverage your policy provides. Most policies limit the amount of money available for additional living expenses during a mass evacuation or specify a maximum number of days that will be covered. Confirming this information early will help you plan in order to avoid running out of coverage.