The decision of which lender to work with is your choice. We want to earn your business. We are committed to offering the ideal online student loan application process. Once you have started the process with ScholarPoint, our recommendation is that you tell any other lender that may call that you already have a lender and are in the process of consolidating. Often these salespeople are persistent. We like to think that our online process is a way for you to avoid that high-pressure sales call. We have staff available to talk with you, but we wait for you to contact us and we provide you with email, chat, and phone as a means to communicate with us.