One option is for clients to sign a contingency fee retainer agreement with the LTD lawyer at Verkhovets Law at the outset of the case. With this type of retainer, the client pays no fees unless and until the LTD claim is successfully resolved [you receive compensation from the insurance company]. Contingency fees are tightly regulated by legislation and the Law Society of Ontario (LSO). Your LTD lawyer at Verkhovets Law will pay for all the expenses of the lawsuit until settlement. When the case is settled, fees are a percentage of the total benefits recovered, plus HST and disbursements [out-of-pocket costs]. The compensation the client gets is credited for the portion of legal fees paid by the insurance company, if any. If you would prefer a different type of fee agreement, other options are available to you.