Your online transaction on HomeTown is secure with the highest levels of transaction security currently available on the Internet. HomeTown uses 256-bit encryption technology to protect your card information while securely transmitting it to the respective banks for payment processing. All credit card and debit card payments on HomeTown are processed through secure and trusted payment gateways managed by leading banks. Banks now use the 3D Secure password service for online transactions, providing an additional layer of security through identity verification.