The Fortiva Credit Card's annual fee is $49 - $175 for the first year and $0 - $49 after that, depending on the applicant's creditworthiness. The Fortiva Credit Card will also charge cardholders a monthly fee of $0 1st yr, $5 - $12.50 after. For context, the average annual fee among new credit card offers from all issuers is currently $21, and most credit cards do not charge monthly fees.