USDC (USD Coin) is designed to be safe in the long term with its value pegged to the US dollar and a 1:1 reserve backing. Circle, the company behind USDC, prioritizes regulatory compliance and conducts audits to maintain transparency and stability. However, it's important to note that as with any investment or digital asset, there are inherent risks, and staying informed about regulatory changes and technological advancements is important for making well-informed decisions.