FIVEMI’s micro-credit scheme is enabling women to set up their own businesses and gain some financial independence. A revolving fund, managed by the cooperative, allows women, who would never be able to access bank credit, to take out small loans to establish or develop their businesses. FIVEMI allows women to pay their loans back at a rate that reflects their circumstances. As the funds are reimbursed, they are used to offer new loans, helping more women make a living.