If you are looking to get a business credit card as a startup, there are several choices you should consider: BILL (Annual Fee: None) Brex 30 (Annual Fee: None) Business Preferred Credit Card from Chase Ink (Annual Fee: $95) Amazon Business Prime Card from American Express (Annual Fee: None) American Express Business Gold Card (Annual Fee: $295) We recommend BILL and Brex 30 for small business owners for the following reasons: High credit limit Great to get a business credit score that can support future business loans No annual fee Low credit scores required High cash back Flexible rewards point program: Includes very high rewards for eligible purchases on select categories while also providing a general business expenses rewards-scheme (e.g., office supplies, ads, any other purchases, etc.).