Google Wallet is available only for Android devices and it allows users to save digital working copies of credit and debit cards, concert tickets, boarding passes, and even your COVID vaccination card. You can use it to shop in-store by placing your phone near a contactless payment terminal. Meanwhile, Google Pay (available for Android and iOS) is a more comprehensive money management platform. It allows for peer-to-peer payments as well as purchases both online and in-store, and—on Android devices—it connects directly with Wallet to use added payment methods.