There are different seasons in our financial lives and, in any stage, generosity requires prayerful and thoughtful planning so as to give without neglecting our legal and/or personal financial obligations. For some people, 10% is too low a starting point. For others, giving even 5% is a sacrifice.
If 10% is financially unachievable for you right now, we encourage you to:
Pray. Ask God what He is calling you to give.
Set tithing as a future generosity goal (perhaps next year or the following).
Get as close to 10% as you are able.
Start! The first step can be the hardest. See what God will do as you step out in faith.