Others have focused on bank offerings, so I offer you an alternative. First I will say that payroll is difficult to do correctly and do all the tax filings and tax payments that are required. Please do not try to do it on your own unless you have extensive training in both payroll and human resources. That said, hopefully your business is using software to do your business bookkeeping. Keeping a set of books is required for every business by the IRS. Every accounting software that I know of provides payroll in one way or another that directly integrates with their software. Look there first as you will likely find a more economical, convenient, and uncomplicated solution.