All lenders, regardless of the loan you apply for, will consider your credit history. If you have a good credit history, you should be able to get a loan without difficulty, granted you can afford it.
Most lenders will ask for details about your income, employment, current liabilities, ongoing debts and defaults. They are also unwilling to lend if you have been or are currently bankrupt. It may also be difficult to get a renovation loan if you’re currently facing financial hardship.