Occasionally clients will ask why they have to fill out the paperwork that they do. My answer is simple: you are the only person out there who knows all the facts regarding your debt. A credit report, while useful, does not paint a full picture. While the questionnaire I have people fill out may seem daunting, most of the questions asked are asked for the express purpose of finding out if you will have any problems in filing a bankruptcy. The majority of the questions asked can be answered with a “Yes,” “No” or “N/A.” Without proper information your lawyer cannot prepare a filing that accurately complies with the law, can protect you, and help you reach a successful conclusion in your bankruptcy case.