Some common checking account fees include:
Minimum balance to open an account: Also known as an opening deposit, it’s the minimum you need to open a checking account—usually $25 or more (some checking accounts don’t have it).
Maintenance fees: Many checking accounts charge a monthly maintenance fee, unless you keep a minimum balance in the account (usually $250–$1,500).
ATM fees: These fees usually apply when you withdraw money at a non-network ATM and can range from $2 to $5 (or more at international ATMs). Some checking accounts will reimburse you for non-network ATM fees.
Overdraft or insufficient funds fees: These are applied for insufficient funds, and can vary among banks (expect them to be as high as $30).