Maine law requires all drivers to carry insurance. Drivers must have auto insurance policies that include:
$50,000 in personal injury liability coverage for a single person
$100,000 in personal injury liability coverage for multiple victims of a single accident
$25,000 in liability insurance for property damage
$2,000 medical payment (med pay) coverage
Uninsured/underinsured motorist coverage in an amount equal to the coverage for personal injury liability
For personal injury and property damage liability, Maine auto insurance laws also permit a single combined limit of $125,000.