When you make a payment to NewDay , it will be applied to the balance shown on your statement first, and then to any transactions not yet shown on your statement, as follows:
NewDay use your payment to pay off balances that are charged at higher interest rates before those charged at lower interest rates
If interest is charged at the same rate on different balances, NewDay will first use your payment to pay off any promotional offer balances, then any standard retail purchases (including default fees)
If you have more than one promotional offer balance of the same type at the same rate, NewDay will first apply your payment to the promotional offer balance that has the earliest start date