No Dont pay it. free advice to follow to get out of your debt. the credit card companies dont want you to know this 1. Stop paying the Credit card. 2. This will ruin your credit. 3. They will harass you and after a couple years they will sue you.4, When they sue you make sure you show up. 5. Request discovery, file an official motion to make them produce everything:chain of debt, ownership, every agreement and change they made, and all signed receipts. 6. They probably will fail to do this. 7. Then file a motion to preclude all evidence that you requested. 8. Then once this motion succeeds, 9. Have the case dismissed with prejudice so they cant sue you again for. 10. Then send the ruling to the 3 major credit agencies and have them remove the bad credit history.There are many do it yourself forms in the courts and they will help you. I have won 2 cases against big credit card companies. The system is designed to have you settle for less but don't I had one magistrate ask me why I was wasting their time and that I should settle, then two months later the judge told me , that they were very impressed with me.