An accidental death benefit rider* with ICICI Pru iProtect Smart gives the nominee* a higher payout in case of demise of the policyholder due to an accident.
For example, if the policyholder has a life cover of Rs. 1 Crore and opts for the accidental death benefit* rider, the nominee can get a claim amount up to Rs. 2 Crore in case of an eventuality due to an accident)