30.8% of Citizens & Northern shares are held by institutional investors. Comparatively, 77.2% of Southern National Bancorp of Virginia shares are held by institutional investors. 3.7% of Citizens & Northern shares are held by insiders. Comparatively, 5.9% of Southern National Bancorp of Virginia shares are held by insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company will outperform the market over the long term.