If you reject a settlement offer, it's no big deal, because most of the time, insurance company's first offer is not their best and highest. And with a lawyer like me who deals with this every single day, I know what generally the insurance company's best and highest offer is. Usually I'm good. I can get the claims settled before having to either sue or go to trial. Sometimes things just don't happen that way and we have to sue or go to trial. But, at the end of the day, with me by your side, I'm going to get you the top dollar for your case.