If you are experiencing financial difficulties due to the rising cost of living, consider taking steps to reduce your monthly expenses. Some things you can consider doing include:
budgeting - by making a clear budget you can identify areas where you can cut back on any non-essential expenses (eg subscription services)
taking steps to reduce your utility bills
considering alternative modes of transportation - consider using public transportation, carpooling or cycling to save on transportation costs
avoiding unnecessary debts - try to avoid unnecessary debt, such as high-interest credit cards, payday loans and other types of loans that impose higher than usual interest rates.