No, in fact, applying for a loan before you find a property to purchase may be one of the best things you can do! When you do this, we can issue you a pre-qualification letter online instantly subject to you finding the perfect home. Having a pre-qualification letter may be helpful in any offer to purchase that you make because it insures sellers and real estate brokers that you are a qualified buyer. Please call your loan advisor to submit your property information if you have submitted your application for a pre-qualification without a specific home.Once you find the right home for you, simply call your loan advisor to complete your application. At that point, you will be able to lock in great rates and finalize any fees, and we will be able to finish processing your request.