Definitely. If a work-related accident necessitates a worker’s seeking medical attention on no more than two visits to a medical provider, we highly recommend that the employer pay the medical bills. A company’s premium is based upon several factors including an experience rating. Each time a Workers’ Compensation claim is filed, the employer’s experience rating is affected. In fact, an employer is penalized more for the frequency of claims rather than the severity of claims. So it makes sense to pay small medical bills out of pocket and save on the company’s premium payments.