Medicaid is a government insurance program that provides medical coverage for people of all ages who cannot otherwise afford to pay for healthcare. Since funeral costs are not considered to be a medical expense, they are generally not covered by Medicaid or Medicare programs.
However, Medicaid resources are allocated by the states, and some state Medicaid programs may assist with the costs associated with burying your loved one. For example, the state of Rhode Island may pay up to $900 for families who can demonstrate a true financial need.
Even if your state does not cover funeral expenses or the costs of cremation or burial, Medicaid recipients are permitted to set aside money in a trust or prepay a funeral home for expenses.