In the circumstances that you have written about on a judgment that you owe, I would at least make some partial payment to the judgment creditor and be prepared to explain to the judge the reasons why you could not pay the full amount owed.One option would be to borrow the necessary money from a friend to pay off what is owed. You need to realize that in this country there are no longer debtor jails. The judge under the law legally cannot order you to pay a judgment.