Never, we encourage you to pay off your loan as soon as possible.  You may pay any additional amount at anytime or pay off the entire loan at anytime with no penalty to you.  You will only be responsible for the portion of interest for the time that your balance is outstanding.  Go to our Loan Products page to see how some of our customers have managed to save a great deal of money and shortening the term of the loan by paying their loans early.
*By making an extra $50.00 payment/month on our $2600 loan, you will shorten your loan term to 19 months and save thousands in interest.