Yes, you will usually need to provide proof of income when applying for a secured loan. This is because the lender needs to assess your ability to repay the loan and ensure that they are not taking on too much risk. Depending on the lender, you may need to provide evidence such as payslips, bank statements or tax returns in order to prove your income. It is important to note that if you are self-employed you may also need to provide additional evidence such as business accounts or profit and loss statements. It is always advisable to speak with a qualified financial adviser before taking out a secured loan as they can help ensure that you are making an informed decision.