If you become disabled, you may be eligible for long term disability (LTD), Workers' Compensation and/or other disability insurance benefits.
If you are approved for LTD benefits by the insurer, your premiums for LTD will be waived as long as you meet the definition of disability.
You may also be eligible for waiver of life insurance, optional life insurance, and/or accidental death & dismemberment premiums.
The insurers have strict application timelines, so you should contact your Benefits Administrator as soon as possible after you become disabled for more information.