If you are injured in a car accident, there are a few options for covering costs.
The injured has private health insurance or Medicaid.
If the injured has private health insurance, then the medical bills will be paid by the insurance company.
If the insurance company pays for the medical bills, then they will likely want to be reimbursed by the person who caused the accident. This is known as subrogation.
If the victim does not have health insurance, then they may be eligible for Medicaid. Medicaid will pay for the medical bills if the victim meets certain eligibility requirements.
The injured has medical payment car insurance.
If the injured has medical payment car insurance (often known as MedPay), then their insurance company will pay for the medical bills. This type of insurance coverage is designed to help people who are injured in accidents.
The injured has no health insurance
If the injured has neither health insurance nor medical payment car insurance, then they may be responsible for paying the medical bills themselves. This can be a difficult task, especially if the victim is not able to go back to work.
In some cases, the person who caused the accident may be liable for your medical expenses. For this, you will need an attorney who can help prove they are liable and negotiate a settlement.