MSMEs have played a vital part in driving up the digitization of B2B processes. Popularity of online payments has indeed become a very deep-rooted trend as shown by its acceptance at the grassroots or, in this case, by the smaller and newer organizations. The IBSI report highlights that a sizeable number of MSMEs -- 26 per cent of micro-enterprises, 30 per cent of small-scale firms and 22 per cent of medium-scale firms -- prefer digital end-to-end payments.