When the other side pays the settlement, you will receive the money in one of two ways. The first way is a structured settlement. You would get compensation through a series of ongoing checks. Survivors of the deceased victim can get financial support over a long time. Most people get a lump sum instead. A lump sum is a single payment of all the money the defendant owes you. You can have access to financial resources sooner and pay unexpected expenses. Some people prefer lump sums over a structured settlement. You and your attorney can discuss your case and learn what form of payout you should get.