Auto insurance requirements vary from state to state, but Tennessee requires drivers to carry minimum amounts of liability insurance. Liability coverage may help cover costs associated with injuries or death that you or another driver may cause while driving your vehicle. In addition, property damage liability may be able to reimburse others for damage you or another driver operating your vehicle cause to another vehicle or property, such as a fence, building or utility pole.
Other beneficial coverage that Tennessee drivers may want to add is medical payments (MedPay) coverage. This coverage can help pay for medical expenses for injuries sustained in an accident, regardless of who is at fault for the accident.