On occasion, SBA will take additional collateral to support the 504 loan. The SBA will make a credit decision regarding the impact of the release prior to any action. There must be an indication that the remaining collateral is reasonable in relation to the outstanding loan balance and the release will not interfere with the operations of the business. The borrower should use the proceeds of the release for business purposes. The SBA rarely gives consideration to releasing business assets in order to provide funds for personal reasons.