The same concepts hold as everyone has factors that fall into the four elements of the SWOT analysis. Strengths include skills, experience, mindset, and financial resources. Weaknesses include bad habits such as overspending, procrastination, lack of motivation, or limited financial resources. Opportunities include investment options you can take up and threats, and changes in laws that affect your skills, jobs, or investments. Once the study's objectives and context are established, a SWOT analysis can be done on just about any individual.