As much as possible, we encourage our borrowers to pay their plans on time para maiwasan ang pagbabayad ng late payment fee. A late payment fee is equivalent to 5% of your unpaid monthly installment amount. Example: Your monthly installment amount is Php 3,025.00. Kung hindi ka makapagbayad on time, you will be charged an additional Php 151.25 (5% of P3,025) as your late payment fee.