kotak.biz can be downloaded and used by two types of Kotak Current Account customers: Kotak Current Account customers who already have a Kotak POS machine/Physical QR Kotak Current Account customers who do not have a Kotak POS machine/Physical QR and have the entity type Individual/ Sole proprietor kotak.biz can be used by individual business owners with retail or wholesale businesses like groceries, variety store, pharmacies, hotels, restaurants, coffee shops etc., professionals like doctors, dentists, etc. as well as other entrepreneurs like personal fitness trainers, yoga instructors, makeup artists, etc.