Personal Accident Insurance provides a lump sum benefit in the event of bodily injury caused by an accident, as set out in the table of benefits provided. The Qdos policy is available to any self-employed individual including limited company contractors, sole traders, and freelancers.
Contractor Sickness Cover however provides a monthly sum in the event of long-term disablement, whether from accident, sickness, or bodily injury. Contractor Sickness Cover is currently only available to limited company contractors, and also includes a lump sum in the event of accidental death.
Click here for more information on this policy.