Follow these steps if you need to claim TV damage on your home insurance policy:
Notify your insurance company as soon as possible.
Make a list of all damaged electronics.
Take photos of all the items.
Gather receipts or estimates for damaged items.
Follow any other instructions given to you by the claims department.
If your standard home insurance policy doesn’t offer the type of TV coverage you’re looking for, consider shopping around for a policy that better meets your needs.