The ISO Businessowners Coverage Form uses the homeowner's policy approach to package insurance coverages for eligible businesses. By selecting an amount of insurance on building and/or business personal property, the insured automatically receives a broad range of additional coverages with a single indivisible package premium. It is designed for the following:
A wide variety of retail risks, motels, processing, and service risks
Convenience food stores, grocery stores, and supermarkets with gasoline pumps
Laundries and self-storage facilities
Offices and office condominium associations
Restaurants under 7,500 square feet
Small specialized or artisan contractors
Small to medium sized apartment complexes and residential condominium associations
Wholesale operations