Pet insurance is different from a wellness plan because it doesn’t usually cover preventative care and often excludes pre-existing conditions. According to Investopedia, the best pet insurance is from Nationwide because it offers comprehensive benefit options—such as coverage on exams, hereditary conditions, chronic conditions, and more—for a wide range of animals.  Other highly rated pet insurance providers include Figo and MetLife. But before you pick a pet insurance plan, talk to your veterinarian to make sure the coverage makes sense for your furry companion.