To apply for federal student loans, fill out the FAFSA as soon as it becomes available each year.
The federal deadline is June 30th each year. There are different state and school deadlines, which are earlier, so be sure to check.
To apply for private student loans, choose a lender and then fill out their application.
Students may apply for private student loans year-round. Typically, June to August are the most popular times for student loans covering the fall semester.