Receiving a response or a settlement could generally take 3 to 6 weeks. In addition, there are so many claims insurance firms receive daily. After receiving your claim, the insurance company may take a few weeks to reply. Every piece of information in the file will be examined. They will also cross-check your medical records, review your driving history, identify the responsible driver, and much more. A lawyer can help you during discussions and ensure the insurance company does not dismiss your claim.