No Experience. Though working with an experienced real estate investor lowers lender’s risk, we do not require it. We have a successful track record identifying new real estate investors poised for success and supporting them along the way. No Income Verification. We are truly a no-doc lender. We will not be verifying your income or asking you to fill out any income-supporting forms, including form 4506. No Minimum Credit Score: Unlike many lenders, we don’t have a minimum credit score requirement and work with all types of credit. We look at each transaction holistically and try to identify its potential strengths and weaknesses.