The CSBFP is a program that helps small businesses and start-ups to get loans. The program is funded by the Canadian Government to encourage entrepreneurship and economic development. Should a small business loan recipient default on their loan the SCBFP will reimburse the bank up to a maximum of 85% of the full loan amount. This in turn allows those lenders to lend more generously to new businesses.  You can apply for a maximum of $1,000,000. $350.000 is the maximum amount for improvements on leased property, purchasing or improving equipment. This application is done directly through your chosen lender. Good to know Only small businesses and start-ups are eligible to apply. Your annual revenue has to be less than $10 million.