First of all, please do not get worried about this and see it as a problem. Yes, there may be times when you will be very upset, but take heart and follow the tips here, and you will see the light of day. Brisk walking, jogging, cycling or swimming 30-40 minutes 5-6 times a week should help you take care of some of the weight around your tummy area. You could also gradually include some abdominal crunches, some back extension exercises and maybe some push-ups (for the upper body) and squats or lunges (for the lower body) to make you feel stronger and help with the toning of the muscle groups. All in all, this can help you keep your muscles toned. DO NOT OVER DO IT, for it will backfire. Keep it to only 2-3 times a week and within 6-7 weeks you will notice the difference. Couple that with a low calorie diet and regular eating habits. You can consult a nutritionist who can help you with your intake so that you lose weight sensibly.