Bridging loans present a unique risk to borrowers. They are short-term and often expensive. At the same time, repayment relies on a large source of income in the imminent future. If that source of income (home sale, other financing, sale of assets, etc.) is compromised, bridge loans become a serious liability. It’s up to the borrower to assess the risks of taking a bridge loan. The more certainty there is that the bridge loan can be repaid very soon, the better. If the prospect of repaying a bridge loan is not realistic, then bridging loans are a bad idea.