Florida’s “no-fault” personal injury insurance system for car accidents has many positives, but it can also be quite confusing. One major source of misunderstanding is when you are able to receive the full $10,000 benefit for the purposes of paying for your emergency medical care.
Unfortunately for car accident victims in Florida, their personal injury protection (PIP) insurance will only provide the maximum benefit when the nature of their injuries would be considered as a “medical emergency.” That phrasing is quite vague, however, making the severity of your condition open to interpretation. Worst of all, if your condition is not considered a medical emergency, then your benefits are capped at $2,500.
While the laws surrounding PIP sound strict, know that you may have legal options. By working with a Tampa car accident lawyer, you can determine what benefits may be available and whether a third-party liability personal injury claim could be the best strategy for your situation. Seek the maximum amount of compensation for all of your losses, potentially beyond the PIP limits, by speaking to an experienced Tampa car accident injury law firm in a free, no-obligation case evaluation.