A stand down period is the period of time from the policy start date when certain health conditions, signs, symptoms or events are excluded from cover. The following stand down periods (depending on the type of policy) apply from your policy start date:
- 21 days for illness
- 90 days for cruciate ligament health conditions and patella luxation health conditions
- 90 days for dental care extra.
Please note the stand down period applies to the date of treatment, not the date the claim is submitted.