Maybe. For some loans, you will be able to simply get a letter stating that you have been approved for a certain amount, and it won’t be necessary to identify the bike. On the other hand, applying for other loans may require that you already know what you would like to purchase, how much it will cost, etc. It’s a good idea to gain a basic understanding of the motorcycle market before you start looking for financing, just so you can be relatively confident regarding the approximate cost of your bike. For instance, you might not yet know the exact price, but it will be helpful to know if you are shopping in the $15,000 range or the $25,000 range. Even doing just a bit of research on the bikes you are interested in and how much they cost will go a long way.