Topic: Selling Your Structured Settlement If you receive periodic payments, you may be entitled to a lump-sum payment. You aren't alone; many people are frustrated with their current financial situation. After all, it is YOUR money, and you have the right to get it in a lump sum if you wish. Don't forget; you don't have to cash out your entire settlement, you can choose to have a portion of it in cash and continue to receive monthly payments. Reminder: sell a structured settlement cash is a process where you will need help from a trusted company. Make sure you properly research the right company to help you. Some of the leading companies that you can sell a structured settlement to are: JG Wentworth Fairfield Funding DRB Capital Stone Street Capital Some of the reasons you may want to sell structured settlement payments / selling annuity payments, that may apply to your situation may include: Large debts (hospital bills, home repair bills) Education (including yourself, your children, or a close family member}B Buying a house. Buying a car. Starting a business to regain your independence Selling all or some of your future annuity payments may be less costly than taking a 401(k) loan or IRA withdrawal. Be sure to speak with your qualified financial advisor to compare options for your cash flow and immediate needs.  See Also: Selling My Annuity. Structured Settlement Payment Rights