The short answer is no, but it’s not that simple.  There are different “Stages” when it comes to driving for a rideshare company.
Stage 0:  You are not logged into your rideshare app and are “off the clock”.  You are covered by your personal auto policy.
Stage 1: You are logged into your rideshare app and are waiting for a request.  Once you are logged in, you are “on the clock” and using your vehicle for business purposes, meaning if you get into an accident and file a claim with your personal insurance company, you most likely will be denied.  Refer to your rideshare company for coverages provided by them, but limits are minimal during this stage.
Stage 2:  You have received a request or “match” and you are on your way to pick up a rider.  Your personal auto policy does not cover you, but your rideshare company provides coverages for you.  Make sure you know exactly how you are covered.
Stage 3: You have picked up your rider and are driving them to their destination.  Your personal auto policy does not cover you, but your rideshare company provides coverages for you.  Again, make sure you understand your coverages.  There are endorsements with some companies to help make sure you don’t have any “gaps” in your coverage and we are here to assist you to ensure that you are properly covered at all times.