Life can change, but you still have options if you can’t provide care and need to find full-time or part-time help. If your family member needs help with daily activities and personal care, such as household chores, meal preparation or bathing, you likely are seeking in-home care services rather than home health care. The costs for these services and the eligibility requirements vary. You will often have to hire someone from an agency or someone you know and pay out of pocket. You may live near a volunteer organization that can help. While Medicare will not pay for these services, Medicaid covers limited in-home care or chore services for those who qualify.