There are a few factors that will determine how much you can borrow in a Prospa small business loan, and what interest rate you get. These factors may include: your business’ monthly turnover; how long you’ve been in business; your current assets and liabilities; and the overall ‘health’ or creditworthiness of your business. We understand that borrowing from traditional banks can sometimes be difficult, but at Prospa, we recognise that every business is different. That’s why our small business loans don’t require asset security to access funding up to $150,000, and we give you the choice of the loan term and how regularly you’d like to repay your business loan funds, fees and charges.