By enabling policyholders to self-service the identification of their items. Through API’s and the database the most equivalent replacement product(s) is produced with current, updated prices attached to them. Automatic application of the company terms and deductible to the current market value results in the calculation of the pay-out. Communicated back to the policyholder in seconds from the first notice of loss with a transparent claims summary report and whichever means to settle the claim you choose.