When you’re starting to search for a new car insurance policy there are a number of things you can do that will increase your likelihood of finding a cheaper quote.
First and foremost, you should use an unbiased price comparison platform like Quotezone.co.uk before you accept a renewal quote from your existing provider. That way you’ll be able to compare quotes from a wide range of providers in a matter of minutes.
In addition, the following factors could help you to reduce your premiums:
Parking in a garage or on a private driveway: If you park your car on the side of the road it will probably cost more to insure, because there’s an increased risk that your vehicle will be involved in an accident or targeted by thieves.
Installing additional security features: If your car doesn’t have an alarm, engine immobiliser or GPS tracker then installing one could result in cheaper insurance.
Opting for a higher excess: It’s important to weigh up whether a cheaper premium is worth the increased risk that you’ll have to fork out a significant lump sum if you’re ever involved in an accident, but if you are determined to reduce the upfront cost of your insurance you could opt for a higher excess.
Paying annually instead of monthly: While you may have the option to pay for your insurance on an ongoing monthly basis, opting to pay for the full year upfront could reduce the cost a little.