That depends on where you live as well as on your ability to repay the loan. The maximum amount you will be able to borrow will be based on your financial circumstances. The maximum amount anyone can borrow from the FHA varies by region. In 2022, loan limits range from $420,680 for a one-unit property in a lower-cost area to $2,800,900 for a four-unit home in the country's most expensive cities.