Massachusetts has an $8,000.00 benefit to cover medical bills and loss of income as a result of injuries. These benefits are good for two (2) years following the accident. If you have health insurance, the automobile carrier pays a portion of your medical bills and then your health insurance company pays the rest. Loss of income can also be covered through no-fault. The insurance company is required to pay you 75% of your average weekly wage. In the event you are not working at the time of the accident, you still may be entitled to benefits under the no-fault law.