If your Chapter 13 reorganization is in default and eventually gets dismissed by the bankruptcy court your loan for your car then reverts back to the original agreed upon terms and will not be able to be reopened by the bankruptcy court. If you do not stay current on your car loan, the vehicle is at risk for repossession.From a practical standpoint, assuming you are current on your car payments under your Chapter 13 bankruptcy and it is dismissed, the lender may still elect to keep the monthly payments you are making and not seek the original monthly terms under your loan pre-bankruptcy filing.