At first, Chubukov suspected that Lomov had come to borrow money. He was not sincere when he told Lomov that he had always loved him and that he was like his own son. He had decided that he would not give Lomov any money if he tried borrowing from him. If he truly meant what he had said, then he would not have thought of not giving him money. He said so only because Lomov had come with the proposal to marry his daughter.