If you end up in a dispute with your builder or new neighbours, legal expenses cover could prove useful. This optional extra can be added to your home insurance (for an extra cost) to protect you against legal costs relating to living in your new home.
Most legal expenses policies also include a 24/7 legal helpline, which could advise on other legal matters, like personal injury claims, employment disputes and tax matters.
If you do opt for legal expenses cover, check the terms and conditions carefully before you buy, so you know exactly what you’d be covered for and whether it’s worth the extra cost.