It’s tempting to think that as a family-run business, there is little chance of any allegations of wrongdoing being made against anyone. However, our claims data shows this is not the case. In fact, some of our most contentious claims stem from family-run businesses, be it a husband and wife-led business or one that has been passed down through the generations. It’s possible for family members to pull in different directions, and since the claims that result are often emotive, they can take more time than usual to resolve—and as a result, cost more money. Therefore it’s vital to get the right cover in place, giving the business confidence of financial stability if this type of event does arise.