Finance-to-value, or FTV, is the percentage ratio of the finance amount against the value of the property.
For example, if you ask Nomo for a finance amount of 350,000 GBP to purchase a property for 500,000 GBP, the FTV will be 70% (350,000 / 500,000 x 100 = 70%. This means you will need to provide a down-payment of at least 30% of the property value. In conventional mortgage terms, this may be referred to as loan-to-value or LTV.
The maximum FTV for each product is stated on the product pages, which you can find [here](https://assets.ctfassets.net/791d8s7l1itt/5PStVb3v3IzxDh3bToiTv9/63a05109b1e51e3c3c60b173407a557f/Product_factsheet_BTL_06.08.23.pdf) for rental and [here](https://assets.ctfassets.net/791d8s7l1itt/5FTFcXUHCv8WPnYTnKYKFR/888a7d156143321730a0d7acad8569b4/Resi_Product_Factsheet_06.08.23.pdf) for residential.