Some drivers will hesitate to call 911 following a car accident. Many people hope to address the matter privately, or if it appears that damage is minimal or non-existent, just move on completely. However, there can be repercussions for doing this.nIn Maryland, you are not legally obligated to report a minor fender bender, assuming no one is hurt. However, there may be a contractual obligation to report the accident to your insurance company. n