Generally there is no limit to recovery in a personal injury case on your economic damages, which include medical costs, lost wages, lost earning potential, and other out-of-pocket expenses. In some motor vehicle accident cases, you may be barred from pursuing non-economic damages, such as lost quality of life or pain and suffering, if you selected the limitation on liability option in your auto insurance and if you did not suffer a significant or permanent injury. Finally, New Jersey law places a cap on punitive damages in the amount of five times your compensatory damages or $350,000, whichever is greater.