Customers' basic CMA is Aspiration Spend & Save. Customers can spend and save from the same account, while still receiving many of the benefits of a checking account. The most significant advantages of Aspiration's CMAs are available only to Aspiration Plus customers. Aspiration Plus increases your cash back rewards for spending with Conscience Coalition members to 10% across the board. The savings portion of your Aspiration Plus account has additional advantages. To begin, even if you do nothing else, you will earn a 0.25% APY on your savings balance up to $10,000, and 0.10%  after that. If you also spend at least $1,000 per month on your Aspiration debit card, you will earn a 1%  APY on savings up to $10,000 and 0.10% after that.