Under the terms of your IVA, if you have equity in your property, you may be required to remortgage six months before the end of the arrangement to pay a lump sum into your IVA.
Remortgaging to release equity to pay into your IVA is not restricted in the same way as taking out a new mortgage would be. However, it may still be difficult to find a mortgage company who will lend to you while you’re on an IVA.