A 1099-INT form reports interest received during the year. You will receive a 1099-INT if your interest amounts to $10 or more over the course of the year. If the amount of dividends received is below $10, a 1099-INT is required if there were any federal taxes paid due to backup withholding. Please note that while Betterment is generally not required to issue you a 1099-INT if you earned less than $10 of interest from your account, the IRS requires taxpayers are still required by the IRS to ...