We've partnered with Golden Charter to offer you a free £300 contribution towards the cost of your funeral. Golden Charter appoint a funeral director in your local area to take care of your funeral arrangements. We’ll simplify your payment arrangements by paying your benefit amount directly to Golden Charter. If there is any excess benefit amount left once your funeral has been paid for, it will then be paid to your estate or next of kin. Please note that if you choose an unattended cremation, the £300 contribution will not apply1.