Yes, there are time limitations when receiving a second discharge of debts. These limits can depend on the kind of bankruptcy you filed for previously. Our credit card lawyer in Clearwater, FL has listed the type of bankruptcy filed for each time, and how long you have to wait before filing a second time:
Chapter 7, then Chapter 7 again = 8 years
Chapter 7, then Chapter 13 = 4 years
Chapter 13, then Chapter 7 = 6 years
Chapter 13, then Chapter 13 again = 2 years
There is one exception to the above rules, which applies to those who file for Chapter 13, then Chapter 7 bankruptcy. If you paid the entirety of your debts to unsecured creditors through Chapter 13 or you paid at least 70% and tried to pay off these debts to the best of your ability; a Clearwater, FL credit card lawyer will tell you that you may be able to file right away.