Fixed-rate home loans are the most common type of mortgage. A fixed-rate home loan allows you to maintain the same principle and interest payment throughout the duration of the loan. You won't have to worry about rising interest rates.
A fixed-rate loan is right for you if you plan on staying your home for at least five years or appreciate the peace of mind provided by a payment amount that will never increase.
First Tech’s fixed-rate mortgages have no prepayment penalty and are offered in both conventional and jumbo loan amounts.
Find out more about fixed-rate mortgages.