When an Uber driver is at fault in a wreck, their own personal liability insurance coverage is responsible to cover any injuries and damages. However, if the Uber driver’s personal liability coverage does not apply due to a possible exclusion in the policy, then Uber’s third-party liability insurance will apply. If the Uber driver is waiting on a ride or is en route to pick up riders, the following coverage are available:
$50,000 in bodily injury per person
$100,000 in bodily injury per accident
$25,000 in property damage per accident