Every cash back and rewards card has its own redemption system and rewards rate. Some card issuers only let you get cash back as a statement credit on your account, while others let customers redeem cash back for gift cards, travel purchases, and merchandise, among other options. Cardholders may impose a minimum threshold for reward redemption, but many don’t. Both the Costco cards and Sam’s Club cards only allow rewards to be redeemed once a year. Make sure you understand the redemption terms before signing up for a gas rewards card. Most cards require you to manually redeem rewards, but some may also have an automatic redemption process. You’ll have an easier time qualifying for a secured gas credit card if you have no credit or bad credit. If you have good or excellent credit, you’ll likely be eligible for some of the best gas credit cards. The Bank of America Customized Cash Rewards Secured Credit Card offers cash back in a monthly category of your choosing, one option being gas station purchases. You can change this monthly to match your spending. As with all secured cards, you will need to make a minimum deposit to open the account.