Unlock Technologies is a real estate investor.  We pay you a lump sum of cash today in exchange for the right to share in a percentage of your home’s value in the future.
We're not a lender or a bank and the investment we make is not a loan.  There are no monthly payments or interest charges - not now, not ever.  You can typically use the proceeds any way you want, and you continue to own your home just as you always have.
When you are ready to sell your home, we share in your home’s then-current value according to the percentage agreed up front.  You can also buy us out based on an appraised value without selling your home.
See the Unlock Product Guide for more details.