At the time of purchase, the policyholder has the option of accepting cash bonuses that are announced annually on policy anniversaries or on the birthday that follows the second policy anniversary. If the policyholder decides to accept the cash bonus and it is announced on their birthday: If a cash bonus was claimed for the previous year, it would be paid out concurrently with the maturity benefit rather than on the policyholder’s birthday. The amount must be paid at any moment during the week before the policyholder’s birthday.