Typically, the owner of the vehicle who buys the insurance policy will be the primary driver. However, if you do not have a license, you won’t be the primary.
In this case, you can name someone else as the primary. Most insurance companies want the primary to be someone who lives in the same household as you. Anyone who lives in the household can be named, as long as they have a license.
If you need to name someone outside of the house as the primary, it can be more difficult. In those cases, co-titling the vehicle with them could make it easier.