The advice is the same as in the previous case, please be patient. The main reasons for delays are often related to failures in the bank’s operations and do not depend on you in any way, but there are certain opposite situations. The most common reasons for delays are as follows: 1. Wrongly specified payment purpose or even banal errors in data. 2) The recipient's bank detail (i.e.  your bank details) were not specified in full or contained errors). 3) There was a clear mismatch between the contractor's specified field of activity and their business profile (e.g., the contractor has “medicines” in his documents and you paid for office equipment). 4) The payment has been returned to the sender. There may be many possible reasons for this, including illegal transaction. 5) The sender himself withdrew the payment. 6) Your contractor is an offshore company.