Applicable Law This contract is subject to the law where the policyholder has their permanent place of legal domicile/residence. Additional regulations on the applicable law are agreed upon in the country-specific supplementary agreement. Jurisdiction for Legal Actions Against the Insurer Lawsuits against the insurer from the insurance contract may be filed at the court with local jurisdiction over his legal domicile or the legal domicile of the branch office that administers the contract. Where a tied insurance agent has brokered or concluded the contract, the court of the place at which the tied agent had his business location or, in the absence of such, his residence at the time the contract was brokered or concluded, shall also have jurisdiction for lawsuits filed against the insurer from the insurance contract. With respect to lawsuits from the insurance contract or insurance brokerage, the court in whose district the policyholder has his permanent place of residence/legal domicile or (in the absence of such) his habitual place of abode at the time the lawsuit is filed shall also have local jurisdiction. Jurisdiction for Legal Actions Brought by the Insurer With respect to lawsuits directed against the policyholder, the court in whose district the policyholder has his permanent place of residence/legal domicile or (in the absence of such) his habitual place of abode at the time the lawsuit is filed shall have exclusive jurisdiction.