Without a budget plan, it's tough to stay on top of your finances and track your expenses. Often, it is even difficult to decide if your next purchase is a good or bad idea. With a proper finance plan, you’ll have an easy system in place to make educated financial decisions. With the 50/30/20 rule budget you prepare yourself for unexpected emergencies, take care of your retirement and all in all, it’s fun to watch how your money works for you.