Prescription drugs aren't covered by Original Medicare. Once you’ve enrolled in Medicare, there are two ways to get Medicare prescription drug coverage:
Medicare Prescription Drug (Part D) plan
You can purchase a standalone Medicare Prescription D) planrug (Part D) plan to help pay for your prescription drug costs. You can have a standalone Part D plan in combination with any of these plans:
Original Medicare
Original Medicare plus a Medicare Supplement insurance plan
A Medicare Advantage Private Fee-for-Service plan that doesn't include drug coverage
A Medicare Savings Account (MSA)
Medicare Advantage (Part C) plan
To get the convenience of having your prescription drug coverage in the same plan as your hospital, doctor and other benefits, you can ook into a Medicare Advantage (Part C) Prescription Drug (MAPD) plan.
Most Medicare Advantage plans include prescription drug coverage, and have a lower premium than a standalone Part D plan.