The only types of businesses that are not eligible to claim the CARES Act and employee retention credits are federal, state, and local government institutions. Self-employed people are also ineligible for assistance, although there are a few exceptions that may allow you to qualify. Tribal governments may also qualify. As you go through the application process, you'll soon understand what you're eligible for and how our experts can help you. If you did not retain employees during the COVID pandemic, unfortunately you would not be eligible for this credit because it is based on employee retention. If you're still unclear whether you and your company qualify, start getting your documentation together. The only way to find out if you are eligible is to apply.