So, if you are using dry beans, whatever beans they may be, soak 1 cup of beans overnight. To cook them, drain and wash them. Add the beans and 4 cups of water. Cook in the Instant Pot in pressure cooker mode for about 20 mins. Quick release the pressure once it is done. Drain the beans and reserve the water. Now sauté the onions and garlic in the Instant Pot. Add the scotch bonnet peppers and sauté. Add the beans and rice. Add 3 cups of reserved beans waters, 1 cup coconut milk, cloves and bouillon cube. Add salt. Stir well. Close the Instant Pot and cook it in the Rice setting for about 10-12 minutes. Again, quick release the pressure, fluff with a fork and enjoy.