p style="text-align: justify;">Life insurance beneficiary laws in Florida view divorce as termination of beneficiary status, making the listing in a policy invalid. However, the policyholder may choose to reaffirm the ex-spouse as a beneficiary, particularly when parents split but still must plan ahead for their children. When the policyholder dies, their spouse or ex-spouse may receive benefits from their employment life insurance plan. This type of life insurance is overseen by the Employee Retirement Income Security Act of 1974 (ERISA). A claim involving a plan governed by ERISA is handled on the federal level and supersedes Florida law.