Below are the standard NPCI transaction limits:
For first-time UPI users, the initial transaction limit is typically up to ₹5,000 with a cooling period of 24 hours. After this cooling period, the transaction limits will be relaxed to the standard limits.
During this cooling-off period, your bank will reduce the following:
The amount you can send per UPI payment and the amount you can send in one day.
The number of UPI payments you can make in one hour/day.
Handy Tips The limits during this period and the cooling-off period may vary from bank to bank. Please contact your bank for more information.