Falsely disputing a credit card charge is illegal. You should not dispute a credit card charge if you are trying to get a purchase for free or if you have buyer’s remorse. Sometimes people will also try to dispute a credit card charge if the merchant did not allow them to return the product or if they no longer need the product.
If a company or bank finds that you are falsely disputing credit card charges, you can face fines and cancellation of your cards and accounts.