The currency used in the Maldives is the Maldivian Rufiyaa (MVR). However, US dollars are widely accepted in most resorts, hotels, and tourist areas. It is advisable to carry some cash in US dollars for small purchases, as some local shops and establishments may not accept credit cards. Speaking of credit cards, most major credit cards such as Visa, Mastercard, and American Express are widely accepted in the Maldives. However, it is always a good idea to inform your bank or credit card company about your travel plans to avoid any issues with card usage abroad. ATMs are also available in popular tourist areas and can be used to withdraw cash in the local currency.