While PayPal is our main payment processor online, you do not have to have a PayPal account to pay. You can pay with your credit or debit card without a PayPal account. Step by step instructions on how to checkout as PayPal Guest: Select "Proceed To PayPal". Below the login section, there is a button that says "Pay with Debit or Credit Card". This will take you to a "PayPal Guest Checkout" option.