Vantage Score is used by a wide range of lenders and financial institutions in the United States. Some of the types of organizations that use Vantage Score include:
Banks and credit unions: Many banks and credit unions use Vantage Score to evaluate potential borrowers for credit cards, personal loans, and other types of loans.
Credit card issuers: Credit card issuers use Vantage Score to evaluate credit card applications and set credit limits.
Mortgage lenders: Mortgage lenders use Vantage Score to assess the creditworthiness of potential borrowers and determine the interest rate on a mortgage.
Auto lenders: Auto lenders use Vantage Score to evaluate loan applications for new and used cars.
Online lenders: Many online lenders, including peer-to-peer lenders, use Vantage Score to evaluate loan applications.
Landlords: Some landlords use Vantage Score to screen potential tenants.
Insurance companies: Insurance companies may use Vantage Score as part of their underwriting process to determine the likelihood that a policyholder will file a claim.