In the event that the value of the home depreciates and you still intend to sell, Hanyadamhomes remains committed to being your partner throughout the process. The steps for distributing the sale proceeds remain the same as when selling a home that has appreciated in value. Initially, any outstanding amounts owed to lenders will be settled, followed by any closing costs owed to third parties. If there are remaining sale proceeds, our goal is to return as much of your mortgage principal payments as possible to you*. Subsequently, any remaining sale proceeds will be shared between you and Hanyadamhomes based on our equity split in the home. We acknowledge that investing in real estate entails certain risks. Therefore, if the value of the home depreciates, Hanyadamhomes accepts the loss on our investment, and you will not be held responsible for any amount owed to us. *It’s important to note that an adjustment will be made to ensure that your portion of the home sale proceeds covers the closing costs, which are your responsibility.