With Cover Direct, you can choose the whole of life (permanent) policy, which includes an automatic benefit amount increase option. This option will increase your benefit amount by 3% of the original amount each year. Your premiums will also increase each year. This can help you offset the impact of inflation on your policy. Please bear in mind that there is no guaranteed protection for a life insurance policy from inflation as it is hard to predict. A member of our team can explore all of the details over the phone.