Auto-Owners is so expensive because car insurance is expensive in general, due to rising costs for insurers. But at $697 per year, the average Auto-Owners car insurance policy is actually cheaper than coverage from most competitors. In fact, Auto-Owners is one of the cheapest car insurance companies nationally.
Even though Auto-Owners offers cheaper-than-average rates, its premiums can get expensive for drivers with certain characteristics. For example, teenagers pay an average of $1,800 per year for Auto-Owners insurance, compared to $697 per year for...