Washington state requires that all car owners have the following minimum liability insurance coverage: Bodily injury or death to one person in one accident. $25,000. Bodily injury damages normally include the victim’s medical bills, pain and suffering, and lost income. Bodily injury or death to multiple people in one accident. $50,000. For example, this coverage pays for damage if both a driver and passenger are hurt or killed in a Vancouver or Battleground WA car accident. Property damage, such as car damage, in any one accident. $10,000. Drivers are required to have their insurance ID card with them and to show it to a police officer on request. The ID card should provide the insurance company name, policy date, and effective dates of coverage. The ID card should also provide the year, model, or make of the insured vehicles or the insured driver’s name. If a driver who causes an accident (which causes injuries or fatalities) does not have the state minimum, then his or her license may be suspended. However, a license suspension will not help you, as an injured party, pay your medical bills or make up for your lost wages.