These are the two primary options, each with pros and cons: • Local health insurance from a provider in the country will almost always be cheaper. However, it will not cover repatriation if you need to return home in an emergency. • International medical cover will provide for the costs of getting back home and will usually cover you for a broader range of treatments - but it is more costly. If you travel regularly, expect to move between countries, or are living overseas permanently, an international policy is a better safeguard.