Yes. Florida law allows motorcyclists to ride without a helmet if the individual is over age 21 and has at least $10,000 in personal injury protection (PIP) coverage that provides medical benefits for injuries sustained while riding a motorcycle. Note that PIP coverage that does not specifically cover medical benefits for motorcycle accident injuries is insufficient. The fact that you were not wearing a helmet makes it particularly important that you retain an experienced motorcycle accident attorney - because, in an attempt to escape liability, the negligent driver may attempt to argue that it was the lack of a helmet that actually caused your injuries.