Under Arizona’s fault law, the person or party at fault for causing the car accident is who pays for the damage, including the price of the other driver’s vehicle repairs. This insurance system works by requiring the injured party to prove that the other driver caused the collision through an act of negligence, such as speeding or a broken traffic law. With clear and convincing proof of negligence, the at-fault driver’s car insurance company will cover the victim’s medical bills and property repairs up to the limits of the policy.
Arizona's required amounts of car insurance are $25,000 per person and $50,000 per accident in bodily injury liability coverage and $15,000 in property damage coverage. This insurance pays for someone else’s accident-related losses, not the policyholder. This means if you were not at fault for an accident, you can receive a minimum of $15,000 in insurance coverage from the other driver to pay for vehicle repairs or replacement. You may need a car accident attorney in Scottsdale to help you prove the other driver’s fault or negotiate a fair settlement to cover your motorcycle, car or truck damage.