There are a few different types of health insurance policies out there, each covering different treatments. It’s important to understand the differences so you can find the right insurance for you.
Cover varies depending on each provider, but below are examples of some of the types of treatments you can find cover for:
Outpatient treatments. An outpatient is someone who visits a hospital for tests or consultations without staying overnight. Health insurance would cover you for these treatments.
In-patient treatments. An in-patient is someone who is admitted to hospital whilst undergoing treatment. Health insurance would cover you for these treatments as well as your stay in hospital.
Day-patient treatment. A day patient is someone who takes up a bed in hospital but does not stay over night, returning home after their test or procedure.
Dental treatment. Dental cover is often offered as an optional extra by health insurance providers.
Radiotherapy and chemotherapy. Many providers offer cancer cover which can include cover for surgeries, chemotherapy and radiotherapy.