Divorced couples with a previous prenup agreement will have to show their new lenders the financial provisions of the prenup in order to buy a new house. Lenders will ask for this prenup house information because they need to know that you’ll be able to make your payments on time.
For example, let’s say the prenuptial agreement contained information about how much alimony one spouse could receive. Alimony from an ex-spouse will be part of your income calculation because it’s considered part of your income stream. Lenders want to see evidence of on-time payments from an ex-spouse. They will also want to know about child support payments, though you can’t outline child custody or support in a prenup.
This is an example of why it’s so important to lay out all future assets, debts and divorce provisions within a prenup agreement, including the prenup house mortgage.