When applying for a house loan, the buyer needs to be aware of the financial cost of the home loan process. The first charge related to a home loan is the application fee which is charged on the verification process of all the documents the borrower has provided. This is followed up by a processing fee which is levied on the cost of credit appraisal and it depends on the borrower’s loan type, amount, etc. In addition to these major fees are the supplementary charges- which the technical valuation charges, CERSAI charges, a nominal documentation fee, an indemnity fee, a legal fee charged for the legal scrutiny of the concerned documents, and lastly an administrative fee for the processing of your loan which varies from bank to bank.