Your premium is based on the likelihood of a claim being made on your insurance policy in the future.A few factors are considered when working out your premium. These are:your vehiclewhere your car is keptage of the vehicle owners and driversthe number of prior claims and incidents.Contact us for a quote on 13 72 28 or get a quote online.For more detailed information, refer to our Premium, Excesses and Discounts Guide (PED).