Option 1 For the most part, moving companies actually carry their own insurance that protects belongings in transit. This is something you should always double-check with your moving company prior to hiring them. Otherwise, you may find yourself up a creek without a paddle if something were to happen to your belongings in transit.â€¯
Option 2, the alternative to option 1 is to give your insurance agent a call and see if there is a potential endorsement that can be added to your current home policy to cover your belongings during your move. Some carriers will actually offer moving insurance to fill the gap left by the home policy to cover your personal property while it is being handled by movers.