Low-mileage car insurance is only one way to keep the cost of your car insurance down. There are other tactics that make you look like a safer bet to insurers and, in doing so, get a better shot at cheap car insurance. For instance:
Choose a smaller car
Opt for higher voluntary excess (it usually sits at £200, but a higher excess of £500 would reduce the overall premium
Pay annually can save up to 20 per cent on premiums
Keep your car secure with a steering wheel lock or immobiliser
Use comparison websites; some also offer special deals and perks when you buy from them.