The most common types of travel points programs are consistent or chart-based. With consistent rewards programs, the value of the points is always the same. For example, BMO Ascend World Elite users earn BMO Rewards points, for which 150 points equals $1 in travel rewards. Point values in chart-based programs depend on variables like the destination, ticket price and time of travel. Points redemption for the TD Aeroplan Visa Infinite are based on Aeroplan’s dynamic redemption chart. Consistent points programs are ideal if you want a simple redemption process. Chart-based programs are more complex, but potentially more valuable.