Once you’ve chosen the car model, you’ll need to shop for an insurance company, especially if this is your first car. Insurers use different formulas for setting rates, so the price of a policy can vary by hundreds of dollars.
That means you could overpay for your coverage if you don’t shop for the lowest rate. You should get quotes from at least three insurers when shopping for a policy. Read Tips for how to buy car insurance online for more information on finding the most affordable car insurance.
If you want to drop your current carrier, learn how to switch insurance companies to ensure your coverage doesn’t lapse between the old and new policies. Insure.com also provides a list of the best car insurance companies as ranked by policyholders.