There are options with the basic AutoPak coverage. One of them is the decision between No-Fault and Tort injury coverage insurance. No Fault and Tort coverage includes funeral expenses, income benefits, and death benefits. With No-Fault there is a limited ability to sue another person or company for damages for which you’re not found responsible. With Tort coverage, you have the full ability to sue when you’re not found responsible. Tort coverage is very limited in its payouts. For instance, under No-fault coverage the funeral expense benefits are $9,573 and Tort pays out $6,239.