If your spouse is a co-borrower, they can keep living there, and you both can keep drawing funds from your loan. Otherwise, you’ll want to make sure that you understand non-borrowing spouse protections for reverse mortgages.  Basically, the rules for non-borrowing spouses depend on when you took out the loan and whether you were married to your current spouse at that time. Your spouse may be able to keep living in the home and defer loan repayment. However, neither of you will be allowed to keep drawing on the line of credit, so you’ll need another way to pay for your care.