Your estate is everything you have in your name. This may include real estate, bank accounts, cars, debts, shares, cryptocurrency, pets, etc. Everything in your estate can be distributed under your will. Property owned jointly with other people (including real estate and bank accounts), may not be part of your estate, unless they are owned in a specific way. Superannuation, life insurance are not automatically part of your estate, but they can be. Any assets owned by private companies and trusts are also not part of your estate. As part of your estate plan, we will determine what’s “in” and “out” of your estate, and plan to ensure that what’s “out” still passes in accordance with your wishes.