YES 
As with short term loans, many lenders don’t like shopping accounts on your credit file.
Shows Poor Money Management – lenders can take the view that these are a result of poor money management.
Shows High Expenses – also that your expenses every month are higher than your income.
One potential solution is to consolidate your shopping accounts into one new loan with a lower monthly repayment which can help credit file and reduce monthly outgoings.
IF YOU ARE THINKING OF CONSOLIDATING EXISTING BORROWING YOU SHOULD BE AWARE THAT YOU MAY BE EXTENDING THE TERMS OF THE DEBT AND INCREASING THE TOTAL AMOUNT YOU REPAY