Down payments can vary from as little as $0 down up to 35% down depending on a number of factors like credit score, time on job, debt to equity ratio, etc. If you schedule a financial review with one of our Home Consultants, we will help you figure out how much money you need down to buy a home. As well, you will also learn how much you qualify for. One of the advantages of Village Home is that we have on-site lenders and financing experts to answer all your questions. We work with all credit scores, DTI’s and income types.  And, we have eight+ lenders and offer in-house financing.