Ans:
In India, you can usually access your superannuation when you retire. However, there are some exceptions where you may be able to access your superannuation early. For example, if you are facing some financial difficulties under certain circumstances. One thing to be aware of is that if you access your super before retirement age in India, you will lose some or all of your tax-free status. You may also have to pay extra taxes or penalties for early access. If you can avoid these additional costs by timing your access correctly, then accessing super early may still benefit you.