There are three factors that determine the value of your case and the amount of your injury loan: damages, liability, and insurance coverage. For most cases, our underwriters offer around 10-20% of the value of your case. Determining the damages and injuries in your case is a simple step. The amount of treatment you receive for your injuries typically affects the value of your settlement. If you do not receive treatment, your settlement may be lower. Liability is the most complex part of our application review. In some states, the level of liability is different depending on the type of accident and the circumstances of your case. Insurance coverage helps determine the maximum amount of your potential settlement. Some states limit the amount based on the insurance policy of the at-fault driver. However, some states also allow you to pursue additional damages.