Yes. Both wage garnishments and collection calls stop when a consumer proposal is filed. A “Stay of Proceedings” goes into effect upon the filing of a consumer proposal and creditors are no longer able to garnishee wages or call the debtor. There are a few exceptions. If you have debt that is not able to be eliminated by a consumer proposal, such as child support or spousal support, the garnishee would continue. We will advise you if you have any types of debts which fall under this category.