Yes, some lenders may allow repayment holidays on a secured loan. This means that you can take a break from repayments for a certain period of time without incurring any additional charges or penalties. However, it is important to bear in mind that taking a repayment holiday could extend the overall length of your loan and could result in higher interest charges overall. Furthermore, the lender may also require you to provide evidence that your financial situation has changed before they will grant you a repayment holiday. It is always advisable to speak with the lender before taking out a secured loan in order to ensure that it is the right product for you and your circumstances.