Some debtors employ the services of a credit repair company or credit counseling agency if they find the process of correcting their own credit report too daunting. Credit repair services can help you identify and remove inaccurate information from your report. Several can help you develop a plan and budget to pay off high debt and repair your credit.nnHowever, there are many credit repair scams, so you must be careful when selecting a service. You also must ensure the service cost makes sense for your budget.nnWhen researching credit repair companies or credit counseling services, look for:nnAny complaints with your state's attorney general.nComplaints or negative reviews at local consumer protection agencies.nNegative customer feedback at the Better Business Bureau (BBB) or The United States Trustee program.nPositive online reviews from customers.