Structural Warranty Insurance offers 10 years protection. This insurance will cover the cost of repairs to your property or even a full rebuild if that is required. This cover will give you complete peace of mind because building warranty insurance responds to the problem immediately. Most importantly though, you won’t need to prove any negligence. To make a claim, you only need to prove that the defect or damage exists. Moreover, the Architects Certificate only covers any structural design issues whereas the warranty covers structural defects AND construction defects which gives the client coverage on a much wider scope.