A musical instrument insurance policy offers a safety blanket, covering you from loss, accidental damage, theft, and more. A good insurance provider will allow you to tailor your policy so that it meets your lifestyle as a musician, whether you’re seeking professional musician instrument insurance or otherwise. These subtleties are important as some policies won’t cover instruments if they’re played professionally.At Lark Music, we offer three levels of instrument insurance: Home, National and Global . Each offers a different level of cover.