Policies differ among boat owners due to factors like location and boat model. A standard boat insurance policy might include the following:
Liability coverage helps cover expenses if your boat causes damage to another person’s property.
Medical payments coverage helps cover medical expenses if you or a passenger gets injured on your boat.
Boat insurance property coverage helps protect your boat from various risks and potential incidents by covering costs related to incidents such as theft or vandalism.
Uninsured watercraft coverage helps cover expenses if an uninsured boater collides with you and causes injury to you or your passengers.
You will commonly be required to pay a deductible after filing an insurance claim, an out-of-pocket cost you’ll pay until your insurance provider assists you. For additional questions related to your boat insurance coverage options, contact the agents at Cloverleaf Insurance.