In a chapter 7 case, if all of the debtor's assets are exempt or subject to valid liens, the trustee will normally file a "no asset" report with the court, and there will be no distribution to unsecured creditors. Most chapter 7 cases involving individual debtors are no asset cases. Unsecured creditors will be told not to file claims, as there will be no money to distribute. Even though the bankruptcy begins as a no asset case, the trustee may find assets as the case moves forward. If that happens, the trustee will send out a subsequent notice to creditors and this will advise that assets have been found, and the creditors will have an opportunity to file claims.