There is no dif­fer­ence in build­ing cov­er­age: both types pro­vide cov­er­age for “all risks”. Under broad insur­ance cov­er­age, con­tents are insured against “named per­ils”. Com­pre­hen­sive insur­ance pro­vides cov­er­age for con­tents on an “all risks” basis. Please con­tact us if you would like to find out more detailed infor­ma­tion about the dif­fer­ences between broad and com­pre­hen­sive insur­ance cov­er­age.