The best way to address delays depends on the reason for the delay, and on whether the claim falls under ERISA. In ERISA cases, there are strict deadlines for the insurance company to process claims and render a decision. In private disability insurance cases, those timelines may be governed by the policy terms. Often, a disability denial attorney will be able to negotiate with the insurance carrier to get the claim moving. And, if the plan administrator for an ERISA disability claim doesn’t follow the appropriate process, you may be able to skip ahead to a lawsuit. The best way to determine how to proceed in your case is to talk to an experienced disability lawyer as soon as possible.