Shortly after your motorcycle accident, you’ll likely get a call from an insurance adjuster appointed by the other party’s insurance company. They will come across as empathetic and concerned about your injuries, but it’s crucial to remember who they’re working for.
Anything you say to the insurance adjuster may be used against you to reduce the other party’s liability and, therefore, how much your claim is worth. In some cases, it can impact whether you can recover compensation at all.
Fortunately, you’re under no obligation to speak to an adjuster. One of the many benefits of hiring a South Carolina motorcycle accident lawyer is that they will handle all communication with insurance companies for you. If you intend to hire a lawyer but haven’t sought counsel before an adjuster gets in touch, you must state politely but firmly that you are appointing an attorney and all communication should go through them.
If you decide to speak to an adjuster, stick to the facts, such as when and where the accident happened. Avoid talking about the extent of your injuries, as an adjuster may rely on these statements to reduce how much they should pay you, even if your injuries later get worse.