When purchasing your auto insurance policy, you can select the rental car coverage limit you would want in case of an accident.  Most of the time, rental car coverage limits are set per day, so you may have options such as $40/day, or $50/day. If you have a lower limit for this coverage you can expect to be rented a car within your selected per day limit, likely a Nissan Versa or another vehicle in the subcompact car class.