In California, insurance claims adjusters have only 90 days to approve,
deny, or react to a workers’ compensation claim once it has been
filed. If there is no response or solid next step established by the insurer
within those 90 days, then the case ends in favor of the claimant by default.
Also, necessary medical treatments must be provided at no cost to the
claimant for as long as the claim is pending or unresolved.