A primary residence is exempt for determining Medicaid eligibility when either (a) the applicant lives in the home and the value is less than $906,000; or (b) if a spouse, minor child, disabled child, or sibling with equity interest lives in the home, no matter the value of the house.
Therefore, if an applicant is receiving nursing home medicaid, the house is an exempt resource so long as a spouse, minor child, or disabled child lives in the home. However, Medicaid can put a lien against the home at a spouse, minor or disabled child's death.