Your legal option if your Claim is denied is to consult a Lawyer at CRB Law so we can determine whether or not the denial was justified and the likelihood of your success if a Claim is disputed.
One option may be to negotiate a settlement of your denied claim without the need to start a lawsuit by litigation.
Another option may be to start the Court process through the filing of a Statement of Claim to seek a Declaration of Coverage and for recovery of the benefits that have been denied.