Your employer is not automatically responsible for your work-related injuries, but if they carry workers’ compensation insurance, your medical bills, and a portion of your lost wages should be covered. Fault is a non-issue in workers’ comp claims because this type of insurance automatically covers all work-related injuries without the need to prove negligence or wrongdoing. However, some Texas employers do not carry workers’ comp insurance. Even if they do, workers’ comp benefits are limited. There are also situations where a third party (someone other than a co-worker or your employer) may have been responsible. In these situations, you may be able to seek compensation for medical care, lost income, and much more in civil court.