Our partner’s panel of lenders even consider applicants who have previously had a bad credit history because they understand that a bad credit history can be such an easy thing to suffer from – despite best intentions. Some of us may have a bad credit history simply because we have missed one or two payments on a credit card bill – or some of us may even have a bad credit history as we have not had a credit card long enough. Or, it could simply be because you have not registered on the electoral role. These are all things that can affect your credit rating, which is looked at closely to decide whether you are still an eligible customer – in a way that some banks do not.
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