It’s not likely. Most standard home insurance policies include loss of use coverage, also called additional living expenses coverage. This coverage type is designed to pay for temporary housing if your home is uninhabitable after a covered loss. It can pay for things like hotels or rental fees, pet boarding fees, restaurant meals and laundromat services. But the underlying peril would need to have coverage in order to qualify for loss of use coverage, so if you don’t have tsunami coverage, then you also don’t have loss of use coverage for a hotel after a tsunami. Flood coverage doesn’t extend to loss of use coverage, either.