A booking letter specifying apartment details, price and required loan amount will be issued upon completion of 1st floor slab. Customers must approach the endorsed banks with the booking letter to begin the loan process. Once the loan is approved, and the sale and purchase agreement is signed, a quadripartite agreement will be signed between the bank, customer, Urbanco and the developer. Once signed, the Bank will disburse the payments to the developer as per the developer's payment schedule. Customers will be required to pay the bank according to the loan servicing schedule agreed between them and the bank.