Sublimits are underinsured amounts. That means, the insurer reduces the sum insured or the sum insured for certain co-insured partial risks (e.g. violation of rights, IT property damage, processing damage, rental property damage etc.) in the contract. Note: In our opinion, a professional liability insurance should not include any sub-limits for reasons pertaining to benefits and transparency. In the Professional Indemnity Insurance for Digital Professions, there is therefore only one sub-limit in the area of liability, namely 100,000 euros for the extra added coverage of patent infringement. In the field of first-party claims insurance (FPC) and the add-on modules, there are sub-limits, such as 300.000 euros when access to your own site is blocked.