The length of time varies by card issuer or card network, such as Mastercard, Visa, or Discover, but it’s not uncommon for a chargeback request to take up to 60 days to process. If you want to potentially avoid this lengthy time frame, consider contacting a merchant or retailer directly about your transaction issue. This could result in a quicker resolution for the charge you want to dispute. Be aware, issuing banks could also have time limits on how long after a transaction you’re able to dispute a charge.