If you think that you may have difficulties in repaying your instalment loans in the UK, please contact us to discuss the situation. A member of our friendly team is always on hand to listen and help if you feel that you are experiencing difficulties. This is a much better option than missing repayments, as this could result in a late payment mark or a default on your credit file, which could impact your credit score. Where an arrangement to pay has not been agreed, we may use a third party debt collection agency or take legal action to recover the money owed, so it is always a good idea to get in touch with us if you might have trouble repaying.