How an insurance company or the courts treat your claim can depend greatly on the steps you take after your auto accident. Delaying medical care, for example, can tell an insurer that your injuries must not have been serious or very painful. Failing to follow a doctor’s orders during recovery can cause the defendant to argue that you contributed to the extent of your injuries. Not reporting the accident to authorities can erase your chance to have an official record of events. Follow these steps after a crash to protect your rights:
Don’t admit fault
Admitting fault to the other driver can hurt your chances of recovery. Even if you think you’re at fault, allow authorities to make this determination. Utah obeys comparative negligence laws, meaning that an injured party may still recovery even if he or she is partially at fault for the crash.
Call the police
By law, you must call 911 and report a car accident in Utah if it results in personal injuries, death, or property damage exceeding $1,000. These parameters encompass most car accidents. Never let the other driver convince you not to call the police or your insurance company. This can end in zero compensation if he or she gives you false information.
Go to the hospital
Do not delay medical care. If you don’t think you’re injured, it is still worth a trip to your doctor’s office (preferably the hospital the day of the accident). You could have an injury such as a concussion, which can show delayed symptoms. Keep track of your medical bills and documents relating to your injuries.