As long as your mortgage payments are made within the outlined time of the forbearance period, there will be no negative impact on credit history. However, homeowners who are only reacting to news headlines and assuming that all mortgage payments are delayed may see a negative impact on their credit if a forbearance period is not applied for and mortgage payments are missed. Additionally, there could be further credit implications on credit score and history that are unforeseen at this time. Because there is a lack of reporting from credit agencies about the potential impact of forbearances, homeowners should do everything they can to make their monthly mortgage payments as planned and only apply for a forbearance or deferment as a last resort. https://youtu.be/qBtQ0sDyeqQ