Many individuals, communities and villages in cocoa-growing areas find it difficult to save money. We are supporting efforts to help them through a community approach. The Village Savings and Loans Association (VSLA) scheme openly ensures that everyone can see how much money is paid into a secure box and how much is going out if someone needs assistance. At the end of each annual cycle, accumulated savings are distributed back to members with interest.This demonstrates that communities can save and provide support to individuals when needed, creating trust and bringing the community together. It also enables people to save for bigger purchases or to start their own businesses. Once trained, the communities can run the funds themselves, enabling the whole village to become more resilient.