A telematics insurance policy calculates the cost of your premium based on how the vehicle is driven. It involves fitting a small device into your vehicle, which measures your driving behaviour and collects information on your speed, braking, and the time of day or night you drive.
If you drive safely and responsibly, your premium may be reduced at renewal.
A telematics policy provides several benefits:
Feedback on your driving and suggestions on how you can drive more safely.
Crash detection and assistance if you have been involved in an accident.
The device uses tracking technology which can help locate your vehicle if it is stolen.