Ans: There can be a lot of consequences of defaulting in repayment of the BNPL amount. Firstly it will affect your credit score, which will make it difficult to avail of loans in future. The provider will also start charging interest on the loan amount as soon as the tenure ends. In some scenarios, it might be difficult to avail of another BNPL, and even if you get one, likely there will be a high-interest rate.