NetSpend has several prepaid cards within its portfolio, and they all have the same limits that allows a NetSpend cardholder to load as much as $15,000 into their card account. Netspend will allow you to have up to $15,000 in your account at any time. You cannot deposit more than $15,000 within a 30-day period. When using your card, you can spend up to $4,999 each day without restrictions. Most Visa prepaid card options will allow you to load up to $15,000 into the card account. If you’re accessing a reloadable prepaid card, you can continue to add money to your account when you spend some of your current balance. In either scenario, though, you cannot surpass the $15,000 account balance limit. Some card issuers will allow you to temporarily surpass your card’s daily spending limit if you call the issuer’s customer service number located on the back of your card. When speaking to a customer service rep, you can request a temporary spending limit increase that will allow you to complete a large transaction within a 24-hour period.