YEL insurance cannot be put on hold, but it can be terminated if your work takes a longer break of several months. When you return to work, take out a new YEL insurance.  If you work less due to illness, notify us about the changing circumstances and apply for a change in income so that it corresponds to your work input. Remember to apply for a change as soon as you notice that your work has decreased, because YEL work income can be changed from the date of application at the earliest.  Apply for a change to your work income in Varma.  You can influence your YEL insurance premiums by changing the installment months of your insurance or by using the YEL payment flexibility.  Read more about the conditions for the YEL payment flexibility.