You could be lacking personal auto coverage. If you are married or live with a relative, you should find out if you are covered under their policy. If not, drive other car and additional PIP coverages can be added to your company’s policy in order to provide you with personal auto coverages. Failure to have these coverages added or be named on someone else’s policy could result in inadequate coverage in the event you are injured in a non-work-related auto accident or you are involved in an accident while driving another vehicle.