The point of doing a Debt Agreement is to make sure you are debt free once you have met all your obligations under that agreement. For example, if you could obtain a credit card or any other line of credit whilst trying to pay a debt agreement, it would defeat the purpose. For this reason, Debt Fix recommends you refrain from trying to apply for credit until you have paid the debt agreement. If you choose to apply for credit, you should inform the credit provider about the debt agreement.