Consider applying for a Citizens Pay Line of Credit if you want to purchase a minimum of $900 worth of product from Microsoft Store, want to pay off your purchase over a longer stretch of time (12 or 18 months), and are looking for a line of traditional credit. This payment method offers $0 down and no interest or fees when you pay on time after you pass a hard credit check. Learn more here.
Consider using a Klarna One-time card for smaller purchases, if you want to pay off your purchase in installments of 4 equal payments over 6 weeks, or if you are looking for an alternative to traditional credit that does not involve a hard credit check. This payment method offers $0 down and no interest or fees when you pay on time. Learn more here. If you qualify, Klarna also offers enhanced financing that allows shoppers to spread the cost over a longer period of time (6 months), with interest rates as low as 0% for up to 6 months. Visit Klarna.com to learn more.