There are a number of factors that contribute to how much you pay for car insurance. Toyota models generally rank among the cheaper vehicles to insure, but there can be significant variation within the brand. In general, smaller, less powerful models tend to be cheaper to insure than larger ones. The cheapest Toyota model to insure would likely be the Yaris Hatchback, which starts at $15,635. This subcompact car has a 106-horsepower engine and gets an estimated 36 miles per gallon on the highway. It also comes standard with features like automatic high beams and lane departure warning, which can help reduce your rates. If you’re looking for a more affordable option from Toyota, consider the Corolla sedan, which starts at $19,600. The Corolla is one of the most popular cars in America and is known for its reliability. It has a 132-horsepower engine and gets an estimated 32 miles per gallon on the highway.