Creditor calls are simply part of the process. Our program includes options you can use to reduce unwanted collection calls to a minimum without causing a bad reaction from your creditors. Many companies send out letters to your creditors instructing them to cease communication with you. This is a harmful business practice! It is important that you allow contact with creditors and even collectors. If they cannot contact you they are left with the most aggressive tactic for collection, the courts. Collection calls, for some, will seem to be the most burdensome part of the process. The goal of the collector is to get any type of payment from you that they can. They have proven willing to cross the line when doing so. Our program will show you what to watch out for and recognize as abuse. Should collection abuse occur you can be referred to a consumer attorney familiar with taking the collection industry to task on violations of state and federal laws that exist to protect you!