Your business should thoroughly assess its unique circumstances to identify additional insurance needs. The details of an adequate insurance portfolio for construction safety consultants may vary, but common coverage gaps may be filled by the following:
Workers’ compensation insurance—This coverage may help pay for losses and expenses arising from your company’s employees being injured on the job or developing work-related illnesses.
Commercial property insurance—This coverage can financially protect physical property used to operate your business, such as your building, equipment, electronic devices and inventory.
Business interruption insurance—If a covered event forces your company to pause or alter its normal operations, this coverage can help pay for resulting losses and expenses.
Commercial auto insurance—This coverage provides crucial financial assistance in response to incidents involving your business’s motor vehicles.
Cyber liability insurance—If your company experiences a data breach or other cyber incident, this coverage can insulate you from financial losses.