According to the Indiana law code IC 24-5-11-10.5, waiving your insurance deductible is actually insurance fraud. “Sec. 10.5. (a) A home improvement supplier shall not advertise, offer, or promise to pay or rebate any part of an insurance deductible to induce a person to enter into a home improvement contract or otherwise purchase goods or services from the home improvement supplier.  “ We would prefer to see you (and us) avoid felony charges. Some companies may offer to pay your deductible in order to win your business, however it is illegal and may put you in a troubling position.