A service that enables workers to access their earned wages on an on-demand basis, as opposed to having to wait 2-4 weeks for their payday. For illustration purposes, let’s say Tim earns $50 per hour and is scheduled to work 100 hours this month. Tim usually gets paid once a month. Two weeks went by and he has worked 50 hours. He has earned himself $2500 but still has to wait until the end of the month to get his wages paid. With Paytime’s Earned Wage Access solution, he is able to withdraw his earned wages any time (be it daily or weekly) as he completes his work. This is also referred to Early Wage Access, On-Demand Pay, or Wage Streaming.