There are a few things to keep in mind when you're looking to apply for online payday loans from direct lenders. The first is that you'll need to make sure you understand the terms and conditions of the loan before you apply. Make sure you know how much money you'll need to repay and when you'll need to do so. Additionally, research the fees associated with the loan so that there are no surprises down the road. Once you've done your research and feel confident that you understand the loan, The application process for an online payday loan is typically quite simple. You'll just need to provide some basic information about yourself and your finances. Once your application is approved, the money will be deposited directly into your bank.