Muthoot Fincorp offers loans with one of the lowest home loan interest rates in India. The home loan interest rate scheme offered by Muthoot Fincorp is linked to the Retail Prime Lending Rate, popularly known as RPLR. Other than this, the scheme takes into account the type of loan and the amount availed. Typically, the Muthoot home loan varies between 12% and 18% which can be a fixed or floating.