Open a Chase Total Checking account, set up a direct deposit -there's no requirement of the amount- within 90 days, get a $225 bonus. Monthly fee is $12 but easy to waive (daily balance of $500, or $500 direct deposit). If you don't like monthly fee, consider opening an Albert checking account, set up a qualifying direct deposit of $200 or more within 30 calendar days of opening, get a $75 bonus. Albert offers cash back at popular stores, which is rare for a checking account.