Credit scores can be anywhere between 300 and 850. When lenders check your credit score, they want to see a higher number, as it means you are less of a risk to them. If you have a higher number, then you can expect to receive better offers. A higher credit score can save you thousands of dollars, since you will be paying back a lower interest. For example, there is a huge difference between 2% and 4% APR. Depending on the monthly payment, you could be saving a ton of money over the term of your loan.