Structured settlements are typically used in Nevada injury cases in three situations: When the defendant does not have enough money to make a lump sum payment now; When there are tax advantages to deferring some of the payment; or When the plaintiff is unable to manage his or her finances for any reason, such as: The injuries have left the plaintiff seriously disabled, The plaintiff is financially irresponsible, The plaintiff is a very young, or There is concern that the plaintiff or the plaintiff's family will not manage the settlement responsibly. Structured settlements are also common when the victim/plaintiff is a minor child and the settlement is reached by way of compromise of the minor's claim.