How To Borrow Money From Cash App Borrow Open Cash App. Tap on your Cash App balance located at the lower left corner. Go to the “Banking” header. Check for the word “Borrow.” If you see “Borrow,” you can take out a Cash App loan. Tap on “Borrow.” Tap “Unlock.” Cash App will tell you how much you'll be able to borrow. More items... 6 days ago