(1) Cryptos supported: Fixed-term loans only support BTC and USDT, while flexible-term loans support over 10 cryptos.(2) Interest calculation rules: Fixed-term loans accrue interest every daily on a fixed rate; flexible-term loans accrue and update interest every hour. (3) Repayment rules: Fixed-term loans shall be repaid on time, and penalty applies for early repayments. Flexible-term loans can be repaid at any time, and no other fees are incurred for repayment.