You can revive/restore the policy with full benefits before maturity of the policy but within 5 years from the due date of first unpaid premium, provided:
The policyholder provides the Company with a written request to revive the policy along with evidence of insurability and health of the life assured, to the satisfaction of the Company; and
The policyholder makes all necessary payments to revive this policy including all due premiums with late fee and applicable taxes, cesses and levies, if any.