It depends on what types of accounts you have. After you enroll, some benefits may require you to change your account type or open a new account in order to receive all the benefits. Here are a few examples: If you already have a Business Advantage Savings account, you'll automatically receive the interest rate booster. If you already have an eligible Business Advantage credit card, you'll automatically receive the rewards bonus. If you'd like to convert an existing savings account or open a new account that's eligible for the rewards bonus, please call 888.BUSINESS.