The first step in getting an insurance policy is deciding what kind of insurance you need.Some people may be able to speak to their current insurance carrier to add an endorsement to their existing policy. This may then cover you for short-term renters staying in your property.If you’re going to rent out your home or part of your home, you’ll likely want to get some kind of homeshare insurance or vacation rental insurance policy.If you decide to go the route of becoming a landlord, and renting out your property for longer periods of time, this type of home insurance may be for you. Check with your insurance carrier to make sure that you’re covered.If you carry out business activity from your premises, commercial insurance may be your best option.