Citi absolutely allows balance transfers. In fact, it promotes them regularly. Along with the bank’s regular 0% APR promotions for new purchases, you can often find similar offers for balance transfers. These promotions allow you to enjoy a set amount of time (typically between six and 18 months) with no interest charges on new purchases or balance transfers. These offers make it easy to pay off a large balance on a high-interest credit card or make a large purchase with no finance charges. Citi’s promotions change regularly based on the current market and competition, so be sure to check the credit card disclosure document attached to the card you’re considering to see its current promotion. But keep in mind that, while you may not pay interest on your balance transfer during the promotional period, you will have to pay a balance transfer fee to initiate the move. This fee is equal to a percentage of the total amount you transfer — typically between 3% and 5%. But that fee may be small compared to the interest you’re paying on your current credit card.