In New Jersey, if you've been injured in a car accident, your own car insurance policy will initially cover your medical treatments due to the state's no-fault insurance system. Specifically, your Personal Injury Protection (PIP) coverage is designed to pay regardless of who was at fault in the accident.
This coverage can include medical expenses, lost wages, and other out-of-pocket costs. However, the extent of coverage and limits depend on your specific insurance policy terms. It's essential to review your policy or consult with a Fort Lee car accident attorney to understand the full scope of coverage available to you under N.J.S. § 39:6A-4.