No, you do not. How our appraiser gains access to the home for inspection is entirely up to you and your comfort level. Our appraisers frequently inspect vacant homes and come with the assurance of being covered by appraiser insurance. They also have multiple background checks each year by several lenders they work with.   You can provide access yourself, or through a family member, friend, even leaving a key under a mat. Do keep in mind that flexibility regarding access arrangements will allow us to schedule your inspection faster, which may result in a faster turn time.