To qualify for an installment loan, you have to be employed, have good credit score (usually above 600). If you credit score is low, you filed bankruptcies in the past or you have delinquent bills, you might not qualify for an installment loan.
Unlike installment loan companies, Focus Cash Loans does not run credit checks. We don’t pay attention to past bankruptcies as we understand that everyone might experience difficult times once in a while. We only look at your ability to pay back the loan. We take a personalized approach to every loan application that we receive and try to approve every one that meets minimum requirements.