We have listed various government housing initiatives above, each of which can give key workers in certain eligible organisations the opportunity to buy their own homes at a discount. Some government schemes, such as the First Homes scheme, have been specifically set up to help key workers move into affordable housing. Other than the government housing initiatives listed, you should also check for other housing and mortgage schemes that help buyers purchase properties at a discounted rate. Some local authorities run their own key worker schemes and private housing developers run their own initiatives too. To see if such a scheme is available in your local area, have a look online and contact local developers, your local councils, and any available housing associations in your location. A mortgage broker will also be able to advise you on the key worker mortgage schemes and government loan schemes that you could be eligible for.