We may disclose aggregated information about our users, and information that does not identify any individual, without restriction. We may disclose personal information that we collect or you provide as described in this Privacy Policy to our subsidiaries and affiliates, if any; to contractors, service providers and other third parties we use to support our business and who are bound by contractual obligations to keep personal information confidential and use it only for the purposes for which we disclose it to them; to a buyer or other successor in the event of a merger, divestiture, restructuring, reorganization, dissolution or other sale or transfer of some or all of the Company’s assets, whether as a going concern or as part of bankruptcy, liquidation or similar proceeding, in which personal information held by the Company about our Website users is among the assets transferred;  to third parties to market their products or services to you if you have consented to/not opted out of these disclosures; to fulfill the purpose for which you provide it; for any other purpose disclosed by us when you provide the information; and with your consent. We may also disclose your personal information, without notice or consent to comply with any court order, law or legal process, including to respond to any government or regulatory request; to enforce or apply our terms of use (see www.ETS Risk Management.com/terms) and other agreements, including for billing and collection purposes; or if we believe disclosure is necessary or appropriate to protect the rights, property, or safety of the Company, our customers or others. This includes exchanging information with other companies and organizations for the purposes of fraud protection and credit risk reduction.