If you have a mortgage on your condo, your lender may require that you have an HO-6 insurance policy. An HO-6 policy generally covers everything inside the walls of your unit but not any items outside your condo. Your homeowners or condo association may also require certain coverages, so you should check with them to ensure you comply with their requirements. Arches Insurance can help you learn more about HO-6 policies and find one that is right for you.