The Isle of Man Government, as well as the Governments of the respective Channel Islands, all recommend that you should have Travel Insurance when visiting from the mainland UK. While travelling in the UK you’ll be eligible for NHS treatment for medical emergencies. Reciprocal Healthcare Agreements are in place between the UK and the Channel Islands (except for Guernsey) and the Isle of Man. When buying a Travel Insurance policy for visiting the Isle of Man or the Channel Islands, your policy must cover repatriation and medical transfers for treatment, as these are usually extremely costly if you need to be transferred back to the mainland to be treated.