Depending on the nature of an individual’s motorcycle crash, their insurance rates may go up. If the motorcyclist is not at fault for a crash, they should not expect their insurance rates to be negatively affected. However, if they are at fault for the crash and they were on a motorcycle, they can expect their insurance rates to rise much higher than if they were at fault in a car crash.
One reason for this comparatively steep rise is that motorcycle accidents are often caused by a biker violating the law in some way, such as by speeding or rapidly changing lanes. Multiple crashes on a motorcyclist’s record could also affect their insurance rate.