A home inspection is a routine part of the insurance process to confirm the condition of the home, location and to determine replacement cost. Here's what you should expect in the process The inspection will be performed by a representative of your insurance company. You don't have to be present for the inspection. If an interior review is needed, the inspection company will schedule an appointment. The inspector will look at the exterior of your home to include your yard and roof. If the inspector needs to verify features impacting replacement cost, they may request to see the interior of your home. Once the inspection is complete the information will be reviewed to determine if it is necessary to make any changes to your policy to ensure that your home is adequately protected. If hazards are found in the inspection, the next steps will vary and may include requiring repairs or cancelling the policy. To learn more 5 Questions To Ask Your Home Inspector.