There is a common belief that bankruptcy is the worst thing that you can do to your credit score. Yet if you are at the point where you need to file for bankruptcy, your credit is probably already pretty bad due to late payments, missed payments, and a high debt-to-income ratio. In this situation, filing for bankruptcy may actually improve your credit score over time.nnWhile each situation is unique and there are no guarantees, filing for bankruptcy might be a good way to get yourself back on track financially. Contact the Law Office of Richard D. Granvold for a no-cost, no-obligation consultation about your options for filing for bankruptcy in Washington State.