The settlement value of a case is typically more than the medical bills in Colorado. This assumes that the medical treatment was reasonable and necessary for the type of injury you sustained and that there was no comparative fault on your part in causing the accident. You should be compensated for reasonably related expenses such as past and future medical bills and lost wages. In addition, you can receive damages for pain and suffering. Pain and suffering can sometimes be explained in terms of restrictions, limitations, or the effect your injuries had on your life and daily routine. The value of pain and suffering can be a significant portion of the value of your case.