Liberty is a licenced credit provider that operates in each Australian state and territory but unlike a bank it is not an Authorised Deposit-Taking Institution (ADI). Non-bank lenders (or non-ADIs) like Liberty make up a significant part of the lending market in Australia, lending billions of dollars to help Australians access the funds they need to make big things happen. We are proud to be a lender that offers free-thinking financial loans and have done so for more than 25 years.