You can sue Allstate on a bad faith claim.  You can also file a complaint about Allstate with your state's insurance commissioner.Contact your County Bar Association and ask for a referral to an attorney who handles bad faith claims against insurance companies.  If you can find an attorney who will take the case on a contingency fee basis, you can pursue the lawsuit despite having limited financial resources.  If the attorney takes the case on a contingency fee basis, it means the attorney is paid a percentage of the amount recovered.