You should definitely hire an attorney, if even if you believe that the house is no longer yours, so it does not affect you, or that matters will be resolved in your ex-husband's bankruptcy. The reason is, while you say your ex-husband "got the house" in the divorce, clearly, the bank or other lender trying to foreclose believes that you are still an owner--which you may be, if the interest in the house was not fully, successfully, or correctly transferred to your husband. Therefore, you face being sued for a default on the mortgage, which, among other things, could have a drastic negative effect on your credit rating and could result in there being a judgment against you, garnishment of your wages, a lien on another property you own, etc. Let a lawyer help you to make sure you are not implicated in or affected by the default and foreclosure. Good luck.