We are a responsible lender and we need to ensure that the new loan will not create financial difficulties for you. The loan assessment includes affordability checks; we use the transaction data to verify the information that you provided on the loan application. We will request that you connect your account/s via our open banking provider, Planky to do this. We will only request a bank statement from you if we are unable to gain all of the information that we need via our open banking provider, Planky.