Yes. netWell is an excellent choice for smokers, because of the plan’s robust set of benefits and affordable costs. However, smokers who join netWell must pay an additional surcharge of $40 per month.
However, unlike some other health sharing plans, netWell allows smokers the same $1 million sharing cap over a lifetime as other non-smoking members. Most other healthshares sharply limit sharing maximums, especially for smoking-related illnesses.