Willow Loans understands that not everyone has a checking account, and some lenders will be reluctant to give loans to those who don’t. If you only have a savings account, you can still apply for a loan, as we have a number of lenders in our network who will enter into a financial agreement and grant loans to those who only have a savings account, providing that you have a bank routing number. Just let Willow Loans know upfront on the application form and we will match you to the lender who can best suit your needs.