You can apply for a digital bank account, which can be opened in just a few minutes from your phone.   The requirements to opening a bank account in Spain varies per bank, with some not requiring you to already have a NIE, but you may need to show proof of some or all of the following: ID, such as a passport. A valid Spanish address. Your Número de Identificación de Extranjero (NIE). Proof of your employment status. If you’re not fluent in Spanish, it’s probably a better idea to apply for a bank account in person to avoid possible misunderstandings.