The amount qualified with title loans that don’t require the car physically varies depending on the lender and the vehicle’s value. Some lenders offer competitive title loan rates, while others charge higher interest rates. Generally, the loan amount is determined by the vehicle’s value and the ability to repay the loan. Title loans are often sought out by individuals facing a financial emergency. The application process involves submitting an Online Form and providing the lender with a copy of the vehicle’s title. The lender assesses the vehicle’s value and determines the loan amount.