Before you start looking into your next home purchase, it’s important to understand your existing mortgage contract, the potential equity your property has and all the future mortgage considerations. By working with an advisor, they’ll help you understand if there are any Early Repayment Charges on your current mortgage, if it’s better to port your existing deal and top-up your mortgage onto the new property, if it’s better to take a new mortgage out with a new lender, or to just make some overall changes.By working with a local mortgage advisor, it’ll give you peace of mind and confidence in the next steps you’re about to take.