If you need medical care after a car accident, it’s essential to get help right away. Hospitals and doctors may not require payment upfront to treat your injuries, especially if you need emergency care. Payment for your medical care may come from several sources, including your own health insurance, after you’ve been treated.
When using your health insurance for car accident injury expenses, you should follow the same steps you would for any condition or illness. Generally, these steps are:
Find a qualified healthcare provider
Pay the deductible or co-pay required by your insurance plan
Get the proper treatment or medical care for your injuries
In some cases, your medical insurance will cover the cost of treatment but then claim reimbursement in the form of subrogation.