In contrast to a traditional bank loan that accrues interest, with a Merchant Cash Advance you receive a lump sum at a set cost. You are able to qualify and receive an MCA without a lot of the hassle and paperwork a loan typically requires. You will not be required to put up equipment or real estate as collateral, nor will you need to provide financial plans, cash flow projections or marketplace analysis. The process is quick and simple to provide you fast funding.