If the licensee does not accept a stipulated resolution, or if the Board rejects the findings of a stipulated resolution proposed by the DSO and licensee, or if the Board refuses to adopt the Findings and Recommendations to which the licensee has consented, a formal complaint may be filed by Board counsel. An answer to the Formal Complaint is required within 20 days of ots filing, failing to answer the Formal Complaint can be deemed an admission of the allegations.