The OPCF 43 endorsement, also known as the Waiver of Depreciation, is designed to protect new vehicles by ensuring that depreciation is not factored in for 24 to 48 months. In the event of an accident within this timeframe, you can either replace your new car with a brand-new vehicle or receive the original purchase value instead of the depreciated amount. This coverage is highly beneficial in maximizing the claim value for new vehicles. Remember to submit a bill of sale or purchase agreement to your insurance provider in order to obtain this endorsement.