To prove your identity, please bring your valid identity card or passport.
with you. In order for the bank or financing institution to be able to assess your creditworthiness and credit standing, it is best for you as a private real estate buyer to submit proof of income for the last 3 months and your current income tax assessment. It is also important to provide evidence of other assets – insurance and building society contracts, securities, other real estate and tangible assets. As a self-employed person or freelancer, you should have a current business management evaluation as well as the most recent annual financial statement and several income tax assessments for the last few years to hand.
A credit check at the Schufa can be obtained directly by the credit institution, you have given an authorization by your credit application. In addition, you will need all available information on the property purchase for the financing meeting – this includes the site plan, the building description, the area calculation, a total cost calculation, the building permit and declaration of partition as well as the extract from the land register.