This depends on your location - in countries like Australia, tree loppers don’t need a licence, whereas the UK requires property owners to apply for a felling licence before removing trees. As for insurance, Airtasker’s tree loppers are covered by our third-party liability policy. Since lopping is merely removing the branches without checking on the tree’s health, most tree loppers don’t hold a licence. But, arborists check on your tree before anything else, and this requires years of training and a licence.