Two commercial policies are at risk for a claim to be filed. Your employee could file a Workers Compensation claim for any injuries or disability sustained. Any other injured party could file a liability claim for any injuries that would exceed the limits of liability under the employee’s and at-fault driver’s personal auto policy. With the proper coverage, your business could be protected. For more information, see our article, “How to Protect Your Business if Employees Drive Their Own Vehicles for Company Errands” and call our office at 480-398-2200 so we can discuss your specific policies.