There are two types of bodily injury coverage: individual bodily injury and total bodily injury.
Individual bodily injury, or bodily injury liability per person, represents the maximum amount of insurance coverage available on your policy that would cover an individual person for qualifying medical expenses in an at-fault accident.
Total bodily injury sometimes called bodily injury liability per accident, is the maximum amount of insurance coverage available on your policy to cover qualifying medical expenses in a single at-fault accident. Coverage limits listed on your policy indicate the maximum amount of insurance available on a per individual and per accident basis.