They’re legit. According to the Better Business Bureau (BBB), First Choice Assets, LLC is a legitimate collection agency incorporated in Delaware in 2006 and started locally in New York in 2010. The BBB established a profile page for FCA in 2007. FCA is listed as a collection agency.
According to its website, FCA“is a premier asset verification and recovery company focused on the receivable needs of our clients.” First Choice Assets “specializes in a variety of result-oriented solutions that help boost recovery rates and allow us to exceed client expectations.”