Geico is considered to offer low cost car insurance, making it an appealing option. Geico also has coverage across the US, which is another advantage. However, while Geico does have a variety of available discounts, Erie also offers great rates and myriad discounts.
Where Erie has the advantage over Geico is the ability to rate lock. If you add this to your policy, you don’t need to worry about premium increases at renewal time. So, Erie is the better option over Geico.