There’s a reason that a debit card is a staple in so many people’s wallets. Debit cards come with a number of benefits:
Convenience. It’s a lot easier to use a debit card to buy things and withdraw money than it is to write checks.
Security. Your money is typically protected by FDIC insurance. (Check with your bank.) And many banks will send you a fraud alert if any suspicious activity is detected.
Rewards. In the past, credit cards have been known for having better rewards than debit cards. However, in recent years, some debit cards have stepped up their game, offering cash back in exchange for using the card.