For ConnectiCare large groups: ConnectiCare handles COBRA in one of two ways: In some cases, ConnectiCare bills COBRA-covered individual(s) directly and will terminate their coverage if they fail to meet deadlines for premium payment. ConnectiCare will reinstate retroactively coverage of individuals who pay premium within the extended deadline. In other cases, an employer pays ConnectiCare premiums on behalf of COBRA-covered individual(s). If premium payment is not made on behalf of COBRA-covered individual(s), ConnectiCare terminates COBRA coverage for the affected individual(s). ConnectiCare will reinstate COBRA coverage retroactively if premium payment is received within the extended deadline. For ConnectiCare small groups that are subject to COBRA: If premium payment is not made by an employer on behalf of COBRA-covered individual(s), COBRA coverage is terminated for the affected individual(s). The COBRA coverage can be retroactively reinstated if ConnectiCare receives premium payment within the extended deadline. For small groups that have fewer than 20 employees, ConnectiCare will provide benefits in accordance with applicable “mini COBRA” under state continuation. For Fixed Funding groups, it will be at the employer’s discretion whether to provide “mini cobra” to former employees.