The fintech company Tomorrow GmbH does not have a banking licence. Therefore, the company works together with Solarisbank AG. Solarisbank AG specialises in providing a regulatory framework and core banking system for fintech start-ups. Your money is protected at Solarisbank by the European deposit guarantee of up to €100,000. Tomorrow GmbH is the technology platform. Tomorrow also provides customer service and is responsible for sustainable projects. Solarisbank also manages the sustainable investments of customer deposits.
Since the introduction of the PSD2 payment service guidelines, TAN numbers are often required to log into the online banking area. Not with the Tomorrow app. Here, the app is hard-coupled with your mobile device. This is done through 'device binding'. You only need to enter an SMS security code once. After that, you can open the app on your mobile phone at any time using your password, fingerprint or Face ID.
If you do not use your Tomorrow account for a longer period of time, you can deactivate it in the app. This additional security function is quick and easy.