An OPD claim is one that is filed for treatment, procedures or services from the out-patient-department of a hospital,
clinic, nursing home or diagnostic centre, in which the insured patient has not been admitted. This will exclude
procedures covered under Day Care Surgeries. This can include X-rays, MRIs, Doctor Consultations, etc. You can file a
claim for this only if the event requiring the service or treatment had occurred 30 days after the policy start date