Unlike a traditional joint bank account, the only legal owner of a shared space is the person who originally created the shared sub-account. So, the funds in a shared space will only be calculated in your [average annual balance](https://support.n26.com/en-it/payments-transfers-and-withdrawals/balance-and-limits/how-to-request-the-average-annual-balance) if you are the owner of the shared sub-account. If you were invited to the shared space as a participant, the money in the shared space won’t be calculated in your average annual balance.