No it’s not. That’s because the person mentioned in your Will will be the one receiving your policy money. Your Will will always override a term insurance nominee.Let’s look at an example to understand this:Say you have mentioned your mother as the nominee on your policy. But in your Will, you have stated that your live-in partner will receive the policy payout. In that case, the life insurance company will pay the sum assured to your mother but your live-in partner can still claim it.However, there’s an exception - if you had checked for the MWPA provision in your policy, then only your wife and children will receive the policy money. In this case, the nominee in your Will (if different from your wife or children) will not get it.