The civil liability insurance is included in the rental price with a deductible (franchise) of €500. This civil liability insurance is valid in the following countries: Andorra, Belgium, Bosnia and Herzegovina, Bulgaria, Denmark, Germany, Estonia, Finland, France, North Macedonia, Greece, Hungary, Ireland, Iceland, Italy, Croatia, Latvia, Lithuania, Luxembourg , Montenegro, Netherlands, Norway, Austria, Poland, Portugal, Romania, Serbia, Slovakia, Slovenia, Spain, Czech Republic, United Kingdom, Sweden & Switzerland (Last update 01/01/2021). Each vehicle is provided with omnium insurance with an exemption (franchise) of 3% of the catalog value. The following damage is not covered by the omnium insurance: Damage to the roof of the vehicle Damage as a result of the cargo or goods being transported Damage intentionally caused by the renter or driver Damage as a result of gross error or negligence (e.g. drunkenness, driving through a red light, excessive speed, …) Odor damage in the vehicle (e.g. smoking, …)