Not everyone is automatically approved for Afterpay. Afterpay's proprietary algorithm assesses each customer's creditworthiness, considering factors such as payment history and ability to make payments. New users are typically approved for up to $500, while existing users with good payment history may be approved for higher limits. Approval isn't guaranteed. Contact Afterpay's customer support if unsure about eligibility. Read the terms and conditions and consider any fees or interest before using Afterpay or any other buy now, pay later service.