In the state of Florida, the following statutes of limitations are in place for a car accident: If there were injuries from the car accident you were involved in, you have four years from the time of the collision to file a car accident claim. If a death resulted from the car accident, the state allows two years for survivors to file a wrongful death claim. If your accident was caused by a government entity (the state of Florida, city entity, county entity or municipality) you have three years to give notice and four years in which to file a claim. If you are filing a claim against the U.S. government, you must file a car accident claim within two years, however you cannot file the lawsuit until the 180-day investigation period has passed. If you are filing a car accident claim against a motorist with no insurance, you have five years to file the claim.