No. All payment traffic channels can continue to be used. On the payment part, all the information therein are also printed so that it can be read with the naked eye; i.e. without technical aids. In this way, payments can continue to be entered manually without the need for additional infrastructure, such as in online banking. The same information is also contained in the Swiss QR Code. This enables payers to enter them automatically. In private households this is primarily possible through the use of banking apps on smartphones. Payers with larger bill volumes use a document reader or scanner that supports the Swiss QR Code to enable this automation.