We have partnered with CardX so that our merchants can utilize their Zero-Cost Credit solution to ensure consumer fairness and stay compliant with the legal surcharging regulations. When you are imposing a surcharge on card transactions, the most important thing you have to ensure is that surcharges are only imposed on transactions that involve credit cards, and not debit cards. With Zero-Cost Credit, you can do just that perfectly. When consumers are processing a card payment to pay for your product or service, Zero-Cost Credit will identify if the card used is a debit card or credit card. If a debit card is used, no surcharge will be imposed – ensuring that the consumer is charged fairly. If a credit card is used, Zero-Cost Credit will automatically impose an additional fee. This will help merchants to receive 100% of the amount of your sale.