Blue Shield of California offers small employers Silver and Bronze level PPO plans that are HSA-compatible. Health Insurance plans that are compatible with Health Savings Accounts (HSA) are referred to as “High Deductible Health Plans” (HDHP.) When an employee is covered by an HDHP he/she can open a tax-advantaged savings account that the employee can use for medical expenses. Blue Shield’s HSA compatible plans use either the full PPO network or the “Tandem” PPO network which has fewer doctors and hospitals than the full network plans. Currently, a California small employer can offer Blue Shield HSA PPO Silver plans with either a $2,100 or $2,600 deductible and/or Bronze HSA with a $5,700 or $7,000 deductible. The out-of-pocket maximum is also important on HSA-compatible plans and this amount varies by plan. Contact BenefitsCafe.com for up-to-date info at 800-746-0045.