The decision between a 15-year and a 30-year mortgage depends on your financial situation and goals. A 15-year mortgage offers faster equity building and interest savings, but it also comes with higher monthly payments. If you can comfortably afford the higher payments and want to pay off your mortgage quickly, a 15-year term may be suitable. However, if you prefer lower monthly payments or need more flexibility in your budget, sticking with a 30-year mortgage might be a better choice. Assess your priorities and consult with a mortgage professional to determine the best option for you.