The Amazon.com Credit Card approval odds are good if you have at least a good credit score. Generally, the higher your credit score, the better your odds of approval are. However, your credit score is just one part of your creditworthiness. On its own, it does not guarantee approval.
What you need for good Amazon.com Credit Card approval odds:
At least good credit
Enough income to pay credit card bills
Low debt relative to income
Good payment history
Positive recent credit inquiries
If you have less than good credit, your approval odds are better for the Amazon.com Store Card. You’ll only need a fair credit score to have a reasonable shot at getting the card.
The tradeoff is that unlike the Amazon.com Credit Card, which you can use anywhere Visa cards are accepted, the Amazon.com Store Card is limited to purchases on Amazon.com and at retailers that accept Amazon Pay. And you’ll only get rewards from the store card if you’re a Prime member, unlike the Amazon.com Credit Card.