USAA SafePilot discounts are available to USAA policyholders who agree to the terms and conditions of the program when downloading USAA’s SafePilot app. However, USAA only offers car insurance policies to active-duty military members, veterans and their qualifying family members, so in order to qualify for SafePilot, you must meet USAA’s membership requirements. In addition, this program is not available in California, Delaware, New Jersey or in U.S. territories.