High-risk items include jewellery, watches, precious metals, works of art, sporting equipment, collectables, and musical instruments.
You can find our full definition of high-risk items in your Policy Book.
You don’t need to tell us about any high-risk items valued at £1,000 or less.
If you have any high-risk items over £1,000 you must tell us about each of these individual items so we can add them to your policy. You can then choose to cover each item while you're away from home.