5 Proven Ways to Protect Your Money in 2023 Tip 1: Save more and earn more. ... Tip 2: Your bank account needs to be switched. ... Tip 3: Audit your memberships. ... Tip 4: Get your bills renegotiated. ... Tip 5: Don't forget to check your 401(k) ... Make sure you don't wait until it's too late. Dec 24, 2022