Some policies may, but Computer Fraud Insurance is a separate category, which insures against
losses of either monies or securities through the criminal use of a computer. This sub-category is not
new - it has been available for many years under the umbrella of most standard Crime Insurance
policies which, in the broadest sense, protects the policy holder from losses resulting from any
type of crime committed against them.
If a cyber crook empties your bank account after stealing your legitimate account number and
password, many banks will not reimburse you for your loss, and this type of theft is not within the
purview of the FDIC. Your only recourse is a Crime or Computer Fraud policy.