There is no credit card hold or security fee as we work a little differently from the rest. We do not want to keep your credit card information, nor, do we feel like it is fair to charge extra for a security fee. To guarantee availability and lock the lowest price, we do require a 20% down payment at the moment of booking; you can pay the rest of your balance once you arrive on the island with cash, debit and/or credit card. Down payment refunds are only available under extreme weather conditions and/or cancelled flights.