The amount of coverage—the dollar amount that will be available to cover damages incurred during an accident—will vary depending on your personal situation and where you live and insure your car. Many states not only require liability insurance, but they also may have requirements for minimum dollar amounts in coverage. You may also want to consider having coverage beyond the state requirement in the event that you have a high-cost-of-damages accident and you’re found at fault. Each person’s situation is unique, so be sure to discuss your liability coverage options with a customer service or sales representative.