You may be able to get a home equity loan if you are retired, but it will depend on a few factors. The most important factor will be whether or not you have enough income to qualify for the loan. Lenders will typically look at your employment history and current income when determining whether or not you can afford a home equity loan. If you are retired and do not have any current income, it may be more difficult to qualify for a loan. However, there are some lenders who offer loans to retirees without requiring proof of income. Another factor that could affect your ability to get a home equity loan is your credit score. Lenders will often look at your credit score when considering you for a loan, and having a good credit score could increase your chances of getting approved. Finally, the amount of equity in your home will also play a role in whether or not you can get a home equity loan. If you have significant equity in your home, it may be easier to qualify for a loan because lenders will see your home as collateral against the loan.