Lenders that offer one month loans may charge late payment fees if you do not keep to the agreed repayment date. With any type of loan, it is important you maintain the repayment terms on the agreed date, otherwise this will have a negative impact on your credit file and make it harder to apply again for credit in future. At QuidMarket, we do not charge late payment fees and we offer more flexibility with repayments. We know that having only one month to repay when borrowing in an emergency may not be ideal, so choose a longer term through us instead.