Accidental Death & Disability Cover will pay out a lump sum if a person covered by your policy dies or is made severely or permanently disabled while you’re travelling.
What to look for: Most insurance providers will offer this or a variation of this benefit to provide you with general compensation and support. Cover can reach up to £50,000, which can provide valuable financial support, but should not be relied upon if you return home from your holiday with a severe disability and unable to work.