Many individuals overlook the possibility of incapacity due to illness or injury when planning their estates. Without proper planning, loved ones may need to go through court proceedings and have decisions made by a judge who has never met the person. This can result in outcomes that do not align with the person's preferences or values. By appointing an Agent under a Power of Attorney, a Health Care Proxy, and possibly a Trustee, individuals can ensure that decisions regarding their care and assets are made by trusted individuals in accordance with their wishes. This helps prevent delay, confusion, and undue expenses.