Small- and medium-sized entities (SMEs) pervade the business world and form the backbone of the U.S. economy. In terms of sheer numbers the segment is sizeable. Estimates put the number of SMEs in the United States at approximately 20 million.1 They are active in every industry group and involved in providing goods and services in a wide-ranging set of activities. Yet, there is no standard definition of SME in the United States. They can be single owner, or a partnerthip, or even a small corporation. Though undefined, they clearly play an important role in any economy. And they need all the help they can get to stay focus, grow and stay healthy.