It is usually harder to receive medical procedure financing with bad credit. However, if you don’t have the best credit rating then it may be a good idea to get someone, with good credit, to co-sign on your loan. However, just be aware that it may be difficult to find someone willing to take on that responsibility.
When you co-sign a loan, the co-signer also takes on full financial responsibility for the management of it. Therefore, they will also be liable if the debt is not repaid.