Here are the federally allowed maximum out-of-pocket amounts since they debuted in 2014: 2014: $6,350 for an individual; $12,700 for a family 2015: $6,600 for an individual; $13,200 for a family. 2016: $6,850 for an individual; $13,700 for a family (there was also a requirement starting in 2016 that individual maximum out-of-pocket limits be embedded in family plans). 2017: $7,150 for an individual; $14,300 for a family. 2018: $7,350 for an individual; $14,700 for a family. 2019: $7,900 for an individual; $15,800 for a family 2020: $8,150 for an individual; $16,300 for a family. 2021: 8,550 for an individual; $17,100 for a family. 2022: $8,700 for an individual; $17,400 for a family (note that these are lower than initially proposed; CMS explains the details here) 2023: $9,100 for an individual; $18,200 for a family. 2024: $9,450 for an individual; $18,900 for a family.