811 Limited KYC Account: Since a Kotak 811 Limited KYC account is only valid for 1 year, For account with no balance on due date - account will be automatically closed after the year is complete. For account with balance - You need to provide us with account details to which the balance needs to be transferred 7 days prior to the completion of the validity of 1 year. If you have a Kotak 811 OTP/ Kotak 811 limited account, you can complete your KYC process online! Click on the below link to complete your Video KYC process. https://bit.ly/VKYCWhatsapp811 Important: In case you have not provided bank details for transferring the balance in the account, on the due date for account closure, we will be marking total freeze in your account. 811 Lite Account: Since a Kotak 811 Lite account is only valid for 1 year, your account will be automatically closed after the year is complete if KYC has not been completed. If you have any balance in your account, credit freeze will be placed on the account and you will be allowed to utilize only the balance funds in the account.