Do not accept the first settlement offer without talking to an experienced personal injury attorney. Once you accept a settlement offer, you can no longer continue pursuing your claim. The most serious mistake to avoid when dealing with an insurance company that makes it difficult for you to obtain the compensation you need to move forward is to avoid giving in to any of their tactics. If the at-fault party’s insurance company contacts you and requests a statement, you are not obligated to speak with them and should politely decline. Fighting for the compensation and refraining from giving in to the insurance company will be well worth it.