Unlike traditional loans, Hanyadamhomes does not extend loans to individuals seeking to buy a home. Instead, we enter into a co-sharing arrangement where we invest in and co-share the property alongside you. As your co-sharing partner, when Hanyadamhomes purchases a home with you, the following distinctions apply: – Absence of monthly payments: You are not required to make monthly payments to Hanyadamhomes, as is typically the case with loans. – Lack of interest: Since Hanyadamhomes does not provide a loan, there is no interest involved in our co-sharing arrangement. – Repayment through the home: Rather than directly repaying Hanyadamhomes, the repayment occurs through the appreciation of the home’s value. As the property’s worth increases, you can benefit from the accumulated equity. When you eventually sell the home, Hanyadamhomes receives a portion of the proceeds based on our co-sharing agreement. In essence, Hanyadamhomes offers an alternative approach to homeownership through a co-sharing model, distinguishing it from the conventional loan structure.