There are various types of health insurance policies, including: - Standard Individual Health Insurance: Provides quick access to treatments and avoids NHS waiting times. - Family Health Insurance: Covers the entire family under a single policy, potentially reducing costs. - Joint Health Insurance: Designed for couples, offering coverage for both partners under one policy. - Child Health Insurance: Specifically for children, ensuring quick access to medical care if needed. Policies may vary between insurers, so it's important to check with your provider or broker for the available options.