Yes, there are specific business loan finance options available for startup businesses, including the government start-up loans scheme. These services offer strong value with low APR and are a good option for those who want to avoid approaching investors, preferring traditional loans. The start-up loans scheme gives you a dedicated loan officer who helps you throughout the process. That said, as an unsecured business loan, the criteria can be strict and the application process is tough to pass. For those who are happy to offer collateral for their commercial loan, then secured lending is the best option for most borrowers. These are known as secured business loans.