Working alongside a financial advisor is an effective way to set yourself up for a successful post-working life. Specifically, they can help you create a comprehensive plan, build a budget, manage accounts and investments, and more. Professionals with retirement expertise often have one or more of the following credentials: Certified Financial Planner (CFP) Chartered Financial Analyst (CFA) Chartered Financial Consultant (ChFC) Chartered Retirement Planning Counselor (CRPC) Retirement Income Certified Professional (RICP)