District Court Rules 2014, Parts 7, 10
If you intend to dispute the claim and have filed a statement of defence, the case will then go through the District Court’s case-management process. If you and the lender don’t settle the dispute during the case-management process, the case will go to a trial before a District Court Judge. (For information about court processes, see “Where to go for more support” at the end of this page.)