Safeguarding your home is the number one investment you can make which will impact your premium. Deadbolts on all of your entry doors and locks on your windows is a great place to start. Installing security and fire alarm systems that automatically notify the local police and fire departments will help to keep your property safe, even when you’re not home.
Installing and maintaining smoke detectors should be another priority for any homeowner, and if you have the means, a sprinkler system and carbon monoxide detector could help to save you from a great deal of damage should a fire break out in your house.
Remove any potential hazards to the best of your ability, such as keeping your walkways and entry points clear – specifically during the winter season. Salting your sidewalk and shoveling snow could save you a lot of time and hassle if something were to happen to a neighbor or passerby. In addition, restricting all access to “attractive nuances” such as swimming pools and trampolines is a good idea.