Grow Credit currently offers four plans. The Build plan is completely free, and there is no obligation to upgrade to a paid account at any time.
The Build Secured plan is an alternative for customers who do not meet the Build underwriting criteria, and it costs $2.99 per month. The Grow membership plan costs $4.99 per month, and the Accelerate plan costs $9.99 per month. Grow and Accelerate memberships provide higher monthly transaction limits, which can have a greater impact on your credit score.
They do not charge interest on any Grow Credit accounts.