You should never volunteer to provide a statement to the insurance company. Although the insurance adjuster may seem polite and compassionate, the fact remains that the insurance company will lose money if it pays out on your claim. Thus, insurance adjusters have entire teams working with them to review and analyze your claim, looking for opportunities to deny or reduce your benefits and compensation.
They partially accomplish this goal by asking injury victims to provide a statement. Once you make a statement, the insurance adjuster then picks it apart, looking for:
Inconsistencies with previous statements or accident reports
Ways to make it appear you accept fault for causing the accident
Admissions of any responsibility for the crash
If they find any, the insurer could reduce your injury settlement under Florida’s shared fault laws. So, if the insurance company requires a statement, refer them to your personal injury attorney. You demonstrate how seriously you are taking your truck accident claim by directing the adjuster to your truck accident lawyer.