RemiCard is a multi-purpose digital currency card that can be used anywhere transfer to a friend, pay for online purchases, pay a Merchant, and in other outlets. RemiTap users can instantly create and send money through these virtual cards via any messaging or file/photo sharing applications. RemiCards can be prepared for one's use, or can gift to anyone (for family, friends, debtors, creditors, etc.). Users can also load money in already created remicards. If not used, these cards can be redeemed into the user's RemiTap wallet. Besides, the user can also manage his/her unused, used and in use RemiCards, at the ease of a few taps.