1) Start by searching the federal government's Eldercare Locator to find your local Area Agency on Aging. These agencies have resources on home health care and are the gateway to Medicaid, if needed. 2) You can also check the National Council on Aging's BenefitsCheckUp to learn which programs you or your loved one may qualify. 3) Help with home-care bills may be available through Medicaid if the care recipient has a low income or limited assets. Speak with your Medicare representative to find out which home health services and under which circumstances, are covered. 4) If applicable, contact the Department of Veterans Affairs (VA) to see if your loved one qualifies for home-care support as a former service member. 5) Contact your local PACE organization. 6) Lastly (or maybe firstly), speak with your tax accountant regarding tax deductions available. Then, when you are fully informed, speak with your loved one's doctor to form a plan of action.