The SBA 504 loan program provides funding for fixed assets, including commercial real estate or real estate construction. The program requires working with a Certified Development Company (CDC).nnCDCs are the SBA's community-based partners that regulate nonprofit organizations and promote economic development in the community. You must find a CDC to work with to begin the application process.nnIf approved, you can get an SBA 504 commercial real estate loan with the following terms:nnUp to $5.5 million per project.nTerms up to 25 years.nInterest rates between 3%-7%.