The competition among 2% cash-back-on-everything credit cards is fierce, but a welcome bonus, 0% intro APR promotion, and multiple reward redemption options help the Wells Fargo Active Cash Card rise above its peers. thumb_up Likes 2% unlimited cash back on all purchasesEasy-to-earn welcome bonus0% APR on purchases/balance transfersMultiple reward redemption optionsIncludes Visa Signature perks thumb_down Dislikes Reward redemption minimums applyCharges 3%-5% balance transfer fee3% foreign transaction fee on non-U.S. purchases Category Default Rate Bonus Rate Bonus Spend Cap Bonus Spend Period (Months) Gas 2.00% - - - Travel 2.00% - - - Dining 2.00% - - - Entertainment 2.00% - - - Pharmacy 2.00% - - - Groceries 2.00% - - - Other Purchases 2.00% - - -