A personal injury lawyer might be able to assign a monetary value to pain and suffering by calculating the impact on your social, professional, and personal life and the amount of pain you live with as the result of your injuries. Per the III’s Background on: no-fault auto insurance, pain and suffering might only be included in your lawsuit if your injuries meet specific criteria. In addition to pain and suffering that may include your medical bills, property damage, and the income you lose when your injuries prevent you from working.