Every home loan situation is different, so it's hard to estimate how long your specific home mortgage process will take. Some of the factors that affect the timeline include the type and terms of the home loan you're requesting, the types of documentation required in order to secure the loan and the amount of time it takes to provide your lender with those documents. Your Bank of America lending specialist will work closely with you to help you meet your timetable so that deadlines are met and your rate locks are honored.