In North Carolina, individuals who get SSI are already eligible for Medicaid long-term care. If you are not receiving SSI, the North Carolina Medicaid income and asset limits as of 2022 are as follows:
If you are applying for institutional/nursing home care, your income must be less than the amount that Medicaid will be paying for your care. For example, if your care facility will cost Medicaid $6,000 per month and you earn $4,000 per month, you will qualify. There is not a standardized income maximum, regardless of marital status. There are, however, standardized limits on your assets.
If you are single, your assets cannot exceed $2,000.
If you are married and both spouses are applying for benefits, your assets cannot exceed $3,000.
If you are married but only one spouse needs benefits, the applying spouse has an asset limit of $2,000 while the other spouse has an asset limit of $137,400.
If you are applying for Medicaid waivers or HCBS, your income must be less than $1,074 per month if you are single or married but applying on your own. If you are married and your spouse is also applying for benefits, your combined income cannot exceed $1,452. The asset limits for Medicaid waivers and HCBS are the same as the above values for institutional care.
If you are applying for regular Medicaid and you are elderly, blind, or disabled, the income limit is $1,074 per month with an asset limit of $2,000. For an applicant who is married, the income limit is $1,452 a month with an asset limit of $3,000, regardless of whether both spouses are applying for Medicaid benefits.