As we’ve seen in this article, responsibility for pest control isn’t always clear-cut. And while it’s sensible for landlords to have pet damage insurance, this won’t include cover for infestations of fleas or mites.
As a result, landlords may wish to add Home Emergency Cover to their Landlord Insurance. As well as covering your property for common emergencies such as plumbing or utilities failure or storm damage, it also gives you cover for vermin infestation. Unfortunately, in extreme cases it may be necessary to evict a negligent tenant. If you have rent guarantee insurance this can help mitigate any losses you suffer as a result.