If they receive a judgment against you, a creditor may be able to place a lien on your home. This doesn’t mean that they will immediately evict you and force a sale of the property: a lien is a claim, so if you refinance or sell the home, you will be required to pay the judgment out of the proceeds. If the judgment amount is greater than the amount of equity in the property, you may not be able to sell or refinance until you pay it.