Cbd merchant processing is considered high-risk because of the nature of the business, which is notorious for ever-changing regulations and laws. In addition, service providers consider Cbd merchants risky, mostly because of fraud and people starting disputes & wanting a refund after purchasing hemp-derived CBD oils or other goods. Here are a few problems you might encounter: Transaction rates are higher than for low-risk businesses Unexpected fees from the CBD processing services or a third-party Rolling service for dealing with chargebacks Long-term contracts  Hold on funds & longer approval of your account