We have a banking licence from the De Nederlandsche Bank (DNB). Under the Dutch Financial Supervision Act you are entitled to claim under the deposit guarantee scheme and also under the investor compensation scheme. Under the latter scheme, your credit balances and amounts owed to you in respect of certain investment services are eligible for reimbursement up to a specific maximum if we cannot meet our financial obligations.
The investor compensation scheme protects natural persons and small businesses that have money or investment products at a financial institution such as ABN AMRO Bank N.V. The maximum amount that can be reimbursed is € 20,000 per person per financial institution. This scheme comes into effect if an insolvent financial institution has not complied with the asset separation rules. If a financial institution becomes insolvent, the Authority for the Financial Markets (AFM) checks whether the institution has complied with these rules. Assets are separated so that credit balances and investment products on investment accounts can be kept out of a bank's bankruptcy. DNB is responsible for operating this scheme. You can find more information about the investor compensation scheme on the AFM and DNB websites. (Please note text is in Dutch).