The point of crypto lending is to offer individuals and organizations an alternative way to access funding. By using their cryptocurrency as collateral, borrowers can borrow funds without liquidating their assets or going through traditional lending channels.
Crypto lending also allows lenders to earn interest on their cryptocurrency holdings, providing a new way to generate passive income. Additionally, crypto lending can provide a way for borrowers to access funds during market volatility, as they can borrow against their assets without selling them.