SBI considers all types of income when deciding the eligibility for a Loan Against Property. The different types of income include salaried income, business income, rental income, and so on. If more than 50% of the total income of the borrower is salaried income, the rate of interest is different from that of a self-employed person. If rental or business income comprises more than 50% of the total income, the rate of interest is higher in comparison to salaried employees. The distinction is because of the stability of the income source. The more stable the source of income, the less is the risk.