The balance of the purchase price, subject to pro-rata adjustments for rates and levies, is payable on the completion date specified in the contract. We work out those adjustments and agree them with the other party's conveyancer about 3 or 4 days before completion. Then, for a purchase, we will let you and/or your bank know what bank cheques we require in order to settle on time or, for a sale, we direct the purchaser's conveyancer what bank cheques are required.