[fusion_builder_container hundred_percent="no" equal_height_columns="no" menu_anchor="" hide_on_mobile="small-visibility,medium-visibility,large-visibility" class="" id="" background_color="" background_image="" background_position="center center" background_repeat="no-repeat" fade="no" background_parallax="none" parallax_speed="0.3" video_mp4="" video_webm="" video_ogv="" video_url="" video_aspect_ratio="16:9" video_loop="yes" video_mute="yes" overlay_color="" video_preview_image="" border_size="" border_color="" border_style="solid" padding_top="" padding_bottom="" padding_left="" padding_right=""][fusion_builder_row][fusion_builder_column type="1_1" type="1_1" background_position="left top" background_color="" border_size="" border_color="" border_style="solid" border_position="all" spacing="yes" background_image="" background_repeat="no-repeat" padding_top="" padding_right="" padding_bottom="" padding_left="" margin_top="0px" margin_bottom="0px" class="" id="" animation_type="" animation_speed="0.3" animation_direction="left" hide_on_mobile="small-visibility,medium-visibility,large-visibility" center_content="no" last="true" min_height="" hover_type="none" link="" first="true"][fusion_text] Often yes because banks see that lower deposit may mean higher risks of default. However, it all goes back to a strong application and you can look to refinance later. The key concept here is to never take out a loan if you are not certain that you can commit to the repayments. Interest rates in Australia have never been so low. It typically ranges between 2% to 4% and they may vary depending on the lender and your individual case. Our Small Deposit Strategy comes with standard home loans through well-known lenders.  Our finance team will help you find the best option available for you.  To find out your borrowing capacity simply complete our free online assessment. [/fusion_text][/fusion_builder_column][/fusion_builder_row][/fusion_builder_container]