You can sue for an Act of God in Texas if the following apply:
Your insurance policy specifically includes Act of God insurance, but your insurance company refuses to pay.
You hit a deer or a tree falls on your car, but your insurance company tries to avoid paying for the damages.
You cannot sue for an Act of God in Texas if:
Most cases do not allow you to sue someone for an Act of God. This is because these events are unpredictable and highly devastating. Nobody is responsible for them. Negligence was not the cause of the damage, and so there is nobody at fault to sue.
The main case in which people pursue lawsuits involves insurance companies refusing to pay for damages resulting from an Act of God when that person actually had coverage.