An unsecured loan can be arranged with a fixed interest rate over a fixed loan term with fixed repayments. Additional payments can be made if desired. If the circumstances of an organisation alter positively over the term of the loan and the owners choose to finalise the loan prior to the end of the loan term that is possible. However, fees for early payout may apply. If looking to pay out a loan prior to the end of the loan term, contact the lender and request a payout figure. This will be the total of all payments including any outstanding repayments and interest and any fees which are required to finalise the loan.