You can [estimate the replacement cost of your home](https://www.policygenius.com/homeowners-insurance/how-to-estimate-home-insurance-replacement-cost/) a few different ways — from reaching out to a licensed Policygenius agent to hiring a licensed appraiser to come to your home to using an [online home insurance calculator](https://www.policygenius.com/homeowners-insurance/homeowners-insurance-calculator/). Knowing your house’s square footage, roof style, and construction style, as well as the local construction costs in your area, will help you estimate how much it would cost to rebuild your home from the ground up.