We work hard to give everyone great value cover – it’s at the heart of everything we do. Unfortunately, the cost of providing Life Insurance does increase as you get older. This means your premiums generally increase over time. To help, if anything does change, we’ll always give you at least 30 days’ notice so you can decide what you’d like to do. Adding another person to your policy or increasing your cover amount will also cause your premiums to go up. If you choose our Inflation Protection option, your cover amount will increase over time, protecting the value of your payout against inflation. This means your premiums also rise slightly from year to year in line with your increased benefit amount.