Yes, you can still qualify for some business loans if you have a poor credit rating, including low credit score, defaults or CCJs. That said, your choice of lender will be significantly reduced and you may pay slightly higher business loan rates. We offer a range of bad credit business loans for clients with a poor credit history. In some cases, we may be unable to offer an unsecured business loan for bad credit borrowers, although we may still have secured business loan options available.