Most insurance coverage such as auto, home and life only cover catastrophic needs. For example, imagine using your auto or home insurance for general items such as oil change, car wash, lawn mowing and minor repairs. Your auto and home insurance premium costs and deductibles would have been highly priced above what you are currently paying. Unfortunately, that is exactly what the traditional fee-for-service health care system is doing.
KarisMed membership plan covers most of your routine primary care needs at an affordable and predictable flat monthly fee, while using your High Deductible Health Plan or Health Share Plan (if you have one) to cover other catastrophic medical needs such as hospital and specialist visits whenever they may occur.
Instead of patients using their insurance to pay for primary care services at high prices set by Third-Party Payers, they pay their doctors directly through the low monthly membership fee. This cuts out the middlemen and makes primary care less expensive for the average patient.
It also reduces costs down the line when patients get earlier access (they can text or call their KarisMed doctor at any time) thus often avoiding urgent care or ER visits. There are added savings for labs, and other screenings which are often 50-85% lower than the cost that would be billed to an insurance plan since KarisMed works directly with wholesale laboratories, imaging groups, and specialists to secure the best prices for our patients.
We provide our patients the high-quality health care they truly deserve without breaking the bank.