If you're considering circumcision for your son, you may be wondering if insurance will cover the procedure. The answer to this question depends on a few factors, including your insurance provider and whether or not your doctor considers circumcision to be medically necessary.
Some insurance providers consider circumcision to be a cosmetic procedure and will not cover it. Others may provide coverage if your doctor deems it medically necessary. In general, coverage is more likely if your son has phimosis, a condition in which the foreskin is too tight to be pulled back from the head of the penis. Phimosis can cause pain during urination and increase the risk of infections. If your son does not have phimosis, some insurers may still cover circumcision if it's considered preventive care against future medical problems such as UTIs or penile cancer.
To find out if your insurance plan covers circumcision, contact your insurer or check with your doctor.