The simple answer to the question “Is Ripple secure” is “Yes.” That’s because of strategy; Ripple is different from other players in the cryptocurrency market. No financial institution rules Ripple making it secure. XRP transactions are way cheaper and faster. Being quicker at processing transactions puts it at an edge above the competitors. Think of Ripple as the tortoise in the story “The Tortoise and the Hare.” Ripple knows its goal. And once it gets there, it could dominate the online payment market.