Trace the evolution and development of Direct Benefit Transfer (DBT) in India, and map the various categories of schemes covered under DBT today.  Using empirical evidence and/or other qualitative insights from literature, examine how DBT schemes have fared in addressing specific challenges associated with welfare delivery in India. Analyse the role key enablers (such as Jan Dhan - Aadhaar - Mobile (JAM) trinity, payments infrastructure etc.) have played in improving the accessibility and implementation of DBT schemes, as well as any negative consequences of relying on such enablers. Also, examine the role that various institutions have played in improving the effectiveness of DBT schemes. Based on the above analysis, specifically comment on the experience of Andhra Pradesh with DBT schemes - analyse how it compares in performance with the rest of the country and any inclusion/exclusion errors experienced in the state. Considering best practices from other states, provide recommendations for improving welfare delivery in AP, and outline specific recommendations for different sectors wherever necessary.