You can use your ZEN card for money transfers from banks and other financial institutions in Ukraine. You can also top up your ZEN account directly with your card, which is faster (and also cheaper). Add your ZEN Card details to the "recipient" field of the transfer in your bank or other financial institution. Money will be sent to your ZEN MasterCard and appear on your ZEN account. MoneySend transfers may be limited in amount due to internal regulations. In such a situation, you can try to make a transfer the next day.