Bets on the banker have a smaller house edge (1.06%), but winnings on this bet pay a commission of 5%. For this reason, the odds aren’t 1:1 (like for bets on the player) but 19/20. Bets on the player have a house edge of 1.24%. Bets on ties are the riskiest, with a house edge of 14.26%, comparable to high-volatility slots, for instance.