It's important to note that insurance companies have strict guidelines and procedures in place to evaluate and process claims accordingly.
In some cases, a claim may be denied if it doesn't meet the terms and conditions of the insurance policy or if the policyholder failed to provide accurate information during the application process. It's also possible that some claims get denied due to an error in the claims filing process; in such cases, it's often possible to appeal or dispute the denial.
To ensure a fair claims process, it's important to choose a reputable insurance company with good customer reviews, and to carefully read and understand the terms of your policy to avoid any misunderstandings or miscommunications when filing a claim.