The SECURE 2.0 Act, which was signed into law in late 2022, added some additional provisions for hardship withdrawals. Participants can now withdraw funds before retirement age if a physician certifies that they have a terminal illness or other condition that could result in death in 84 months or less. Hardship withdrawals will also be expanded to victims of domestic abuse in 2024. Beginning in 2026, the legislation adds provisions for using funds to pay certain long-term care premiums.