One type of workers’ comp claim is for medical treatment only. This means that the claim pertains to financial compensation for medical bills directly related to the injury or illness. This type of claim could be made if the employee sustains a minor injury, such a cut or scrape, but does not need to miss any workdays. Another type of claim is for medical treatment with lost time from work. This means that the employee had to miss work due to the injury or illness, and needs to be compensated both for medical bills and those lost wages. The third type of claim is the most complex: medical treatment for an injury or illness that prevents the employee from returning to their pre-injury job. This type of claim, workers’ comp disability, has many different levels, ranging from temporary partial disability to permanent total disability.