Usually, it takes a few seconds for the ZAR deposit to reflect on your VALR account. However, it could take up to 48 hours in some cases. To avoid delays, use the credit card or bank account linked to your VALR account, using a third-party or bank account that is not in your own name may cause delay. If you waited up to 48 hours with any tangible, reach out to VALR support to resolve the issue