Our insurance covers actual physical loss or damage to your property caused by: Fire, lightning, explosion, earthquake, storm, flood, burst or leaking pipes, water or liquid ingress, aircraft or articles dropped therefrom, theft accompanied by forcible and violent entry to or exit from the building or unit, riot, strike, civil commotion, malicious damage, and impact by vehicles or railway rolling stock.If you choose to provide your own insurance, you’ll need to supply a letter or policy from the insurer specifying:The sum insuredThe cover start and end datesOur address where your goods are storedYou must ensure your policy covers the same “Insured Perils” as detailed in Fort Knox’s Terms and Conditions. We will need to take a copy of your insurance policy and keep it on file with your lease agreement. These documents must be supplied annually as they expire.