Chapter 7 is the part of the Federal bankruptcy law designed for people in financial difficulties who do not have the ability to repay their existing debts, such as credit cards and payday loans. If you live near Houston or Dallas, filing Chapter 7 with Keeling Law can help you get a fresh start by wiping out your debts and allowing you to get on with your life. Everyone’s situation is different. Keeling Law Firm's chapter 7 bankruptcy lawyers can determine whether Chapter 7 is right for you.