Insurance carriers can handle claims in various ways, but the following are the basic steps one may take for a property loss claim:
1. Report your claim.
2. Work with the adjuster to review the damage.
3. Document your losses in detail.
4. Keep any receipts from immediate repairs or relocation expenses.
5. Receive a payment based on an estimate of the damage and per your policy’s terms.
Keep in mind that the procedure for claims may differ due to the many variables involved. For example, third-party liability claims may follow a different series of steps. Reach out to your agent for more information.