Australia has agreements with 11 countries that covers the cost of medically necessary care when Australians visit certain countries and visitors from these countries visit Australia.
The list of countries includes Italy, New Zealand, the UK and the Netherlands. You can find the full list of countries we have a reciprocal health agreement with here.
Reciprocal health care agreements can cover or subsidise some emergency medical costs. This is usually for urgent treatment that can't wait until you get home. Some reciprocal health care agreements can cover other costs. This can include local medical transport, medication and specialist services.
Unfortunately, a reciprocal health care agreement is not a substitute for insurance, and it’s likely you’ll still need to fork out some money from your own pocket. Our policy does not cover medical care that is covered under a reciprocal health care agreement.