FANF fee stands for Fixed Acquirer Network Fee and is directly accessed by Visa and the amount varies based on how your business accepts credit cards – online (card not present) or in-person (card present).The fees DO NOT apply to non profits with MCC code 8398 and we at Onesto never mark-up these fees. Virtual Merchants (Card-Not-Present) Monthly VolumeFANF price Less than $200None Less than $1,2500.15% of Total Volume Less than $4,000$7.00/month Less than $8,000$9.00/month Less than $40,000$15.00/month Less than $200,000$45.00/month Less than $800,000$120.00/month Less than $2,000,000$350.00/month Less than $4,000,000$700.00/month Less than $8,000,000$1,500.00/month Storefront Merchants (In-person) Number of LocationsFANF price/location 1-10$2.90/month 11-50$4.00/month 51-100$6.00/month 101-150$8.00/month 151-200$10.00/month 201-250$14.00/month 251-500$24.00/month