A critical illness can include an illness, sickness or disease or a corrective measure. Few examples of these will include Cancer, Renal/Kidney failure, Coronary Artery Bypass (CAB) Surgery, Heart Attack (Myocardial Infarction), Heart Valve Surgery (HVT), Major Organ Transplant, Multiple Sclerosis, Primary Pulmonary Arterial Hypertension, Aorta graft surgery, Paralysis, Coma, Total Blindness and Stroke.
Typically the list of critical illnesses covered by insurance will include all health conditions which have the potential to deteriorate the quality of life unpredictably.