There are many different reasons a couple might choose to separate rather than divorce. For some, their religious beliefs might keep them from choosing divorce, yet if they are unable to live together, separation would seem to be the only option. For others, keeping health insurance under a spouse’s employment could be a reason to avoid divorce, at least for a time. Having health insurance is a major issue in today’s world, so a couple might decide to separate until the other spouse could obtain health insurance of his or her own.