This will depend on the terms and conditions of your loan. You can make full or partial repayments at any time on your loan from 118 118 Money. You may be entitled to an interest rebate on your loan if you decide to pay all or some of it off early, though we may apply some interest charges on early repayments (as part of the rules on early repayment). This can vary by term length so please refer to your terms and conditions.