Determining the best telematics insurance program often depends on individual needs, driving habits and specific eligibility requirements. If you're considering a program like USAA SafePilot, you may want to compare its features with those of other highly-rated insurers to see which one aligns best with your personal driving profile and insurance needs. USAA SafePilot is available only to USAA members, which includes active duty or retired military personnel and their qualifying immediate family members, so its availability is more restricted than many other telematics programs.
If you do qualify, one notable advantage of USAA SafePilot is that it focuses solely on offering potential discounts based on safe driving; your premiums will not go up if the app detects unsafe driving habits. This can be particularly appealing if you are cautious about programs that might penalize poor driving with increased rates.