Our health informatics team will help you evaluate when it is time to be self-insured or maybe join a captive if you have not evaluated this option before. However, we always want to make sure that we have sufficient data about your current utilization to make intelligent decisions when moving in this direction. Our health informatics analytics tool can be a big help in this effort once we get claims data directly from the carrier. Benefits plan reports include utilization, cost containment, enrollee distribution, status, and analysis.