To establish who is at fault in a car accident, there are two categories of “fault” systems: “no-fault” and “at-fault.” The state of Missouri adheres to the at-fault system and will assign a percentage of “blame” to each party involved in the accident. In Missouri, the “fault” system determines who pays for damages such as injuries, lost wages, and vehicle damage. You may file a personal injury lawsuit in civil court against the individual who caused your accident and demand that they pay compensation for your damages and injuries. Speaking with a Missouri car accident lawyer will help you determine what this implies for your case and the options you have for bringing a claim against the at-fault driver.
No-Fault System
The no-fault system, employed in a few states across the U.S., is the simplest of the two legal systems. Regardless of who caused the accident, insurance companies pay victims for their injuries under no-fault laws. This kind of compensation mechanism will often be based on a number of variables, including: where you live (or were injured), whether someone was hurt, who owns the policy, and other situations that could affect your eligibility for compensation.