Regular term insurance plans do not offer any maturity value at the end of the policy tenure. Your nominee only gets the insurance money if you pass away during the tenure. If you outlive it, you get nothing.But that is not the case in these types of term insurance plans. Let’s look at the available options in detail● Term with Return of Premium (TROP) Plan - If you opt for this, you will get back only the premiums you have paid during the policy tenure without any investment return. Know more about TROP Plans.●Convertible term plan - With this plan, you have the option to convert your regular term insurance plan into an investment plan. This means at the end of the policy tenure, you get the life cover along with some investment returns.