Most eye exams, whether for a specific eye problem or for general vision care, will be covered at least in part by your primary medical insurance. As with any medical visit, your usual copays and deductibles will apply. Some services, including refraction and contact lens exams, may not be covered.
For insurance purposes, eye examinations are classified as either “Medical” or “Routine.” Your medical history, current symptoms, and examination findings will determine how your visit is coded.