In most cases, you will present your health sharing ministries membership card upon arrival. In essence, everyone in the ministry pays a specified amount each month. This is known as an annual personal responsibility or unshared amount. Think of it similar to a deductible in a traditional health insurance program. If your medical bills go past a specific amount, then the expenses are shared by the group within your ministry. If you need to pay some doctors or medical providers with cash, you will be reimbursed by the ministry.