A no claims bonus is a discount you earn for every year you drive without making a claim. You can start to build up a no-claims bonus from your first year as a qualified driver. The longer you drive without claiming, the bigger your car insurance discount could be.
You can protect your no-claims bonus – this allows you to make a certain number of claims each year without it affecting your discount. You’ll have to pay extra on top of your car insurance to do this.