An insurance group is a category assigned to every car on the market by an insurance company. The groups range from 1-50, with 1 being the cheapest to insure and 50 being the most expensive.
The insurance group number is determined by a variety of factors, including the car’s value, safety features, and repair costs. Insurance companies use this information to calculate how much it will cost to insure a particular vehicle.
Generally speaking, cars in lower insurance groups will be cheaper to insure than those in higher groups. However, there are other factors that can affect your premium, such as your driving history and where you live.
If you’re looking for a new car and want to keep your insurance costs down, it’s worth checking out the insurance groups before you make your purchase. You can find out which group your current car is in by contacting your insurer or checking online.