Although going through your health insurance is the best way to get medical bills paid quickly after an accident, there are other possibilities for being seen by a health care provider if you don’t have health insurance. If you have car insurance, you may have medical payments coverage that will cover your bills up to a certain limit after an accident. Additionally, some of the larger institutions have financial assistance programs that you may qualify for.
Further, if you do not have other coverage, some physicians will agree to treat you and get paid out of the final settlement amount. In this situation, the physician will normally require a letter of protection from your attorney guaranteeing that the physician will be paid out of the final settlement.