Yes, you can buy a standalone fire insurance policy that only protects your property from fire. However, it doesn’t cover other risks such as liability, theft, vandalism, or storm damage. Consequently, it usually isn’t the best choice for protecting your property. A possible exception is when the property owner is unable to buy a standard policy, because they live in an area at a high risk of fire. All standard homeowner, condo, and renter policies include fire insurance and offer other coverages too. When possible, they are the better choice over a standalone policy.