As soon as you are accepted, you can access your online portal, where you can make transfers and view your transaction history. As the main account holder, you can see all the transactions made by the staff you’ve issued additional cards to and will be responsible for any late or missed repayments. You can also set each cardholder an individual spending limit. It’s good to note that any points or rewards earned from staff spending will belong to the main account and not the individual cardholder.
Additional cardholders can access their own version of the portal where they can activate their card, view their transactions only, change their PIN, etc.
The app for Androids and iPhone is essentially another (quicker) way to access the online portal, so it can be used by the main account holder and additional cardholders alike.