As described on this page, a private placement program (PPP) is a particular type of investment that allows access to the marketplace for trading bank assets, most commonly Medium Term Notes (MTN’s). Medium Term Notes are essentially debt notes that allow banks and other institutions to lend to customers. These debt notes initiate from governing bodies and are released to a small number of major banks at a discounted rate. From here the MTN’s can be openly traded between banks, pensions funds and other financial instituitions. Because they are released at a discounted price, there is an opportunity to buy MTN’s and sell them for a profit. The profit may only be small in % terms, but as several trades can potentially be made in a week, or even within a day, the returns can quickly accumulate. Because the trade of Medium Term Notes is essentially using arbitrage (buying for a low cost and selling for a profit) and due to the nature of transactions already having a buyer in place, the trades are very safe and considered to be low risk (assuming the platform itself is genuine).