Colorado is not a no-fault state for car accidents. As an at-fault state, Colorado residents may file a claim against responsible parties without having to meet a threshold amount of damages. Unlike Colorado, no-fault states require drivers to turn to their own insurance policies to recover for their losses. Only after your injuries reach a certain threshold may you file a claim to recover against the other driver. Therefore, Colorado offers advantages different from no-fault states. After a car accident, you are free to pursue a claim against the driver deemed to be at fault and recover your losses.