According to Paypers, by 2023, the P2P industry will hit $390.6 billion. The data indicates that there is an uptrend in the industry, and P2P lending platforms will make more capital available to businesses than what is provided by traditional lenders. The steady growth and openness of transactions will be a key driver to helping p2p lending achieve mainstream status. Also, with the growth of block chain systems, there is likely to be increased safety and security of lending platforms. Also, the market is poised to have more regulations to give players a level playing field.