For windshield replacements in Florida, Kentucky, and South Carolina, insurance companies cannot apply a deductible for a covered claim. This means that no deductible is charged when a customer files a claim to replace their windshield if they carry comprehensive coverage and meet all coverage requirements. There are also several other states that allow drivers to purchase separate glass coverage with their comprehensive coverage. The glass coverage has its own deductible that can be waived or lowered for windshield claims.