After an accident with an uninsured driver, consult an attorney to ensure you will not have to pay out-of-pocket expenses. As mentioned, under South Carolina law, the person whose fault causes the accident is liable for all accident-related damages. Depending on the severity of the accident and seriousness of the injuries, costs may be significant. Mandatory coverage is a way in which drivers are mutually covered and are still held accountable for their actions.
If the other driver doesn’t have car insurance, they are equally as responsible for costs, but will be personally liable. Considering the risks involved in getting into an accident and the potentially massive expenses, it is always in someone’s best interest to have insurance.