MFP Copier Printer Leases work by you being able to qualify for financing much like leasing a car, the determining factor is if you or your business has a well-established credit history. If you qualify they will break down the total cost of the device into 36-72 monthly payment plans that may or may not include repairs and maintenance. One thing to make note of is at the end of the lease you need to replace equipment in a New Lease or have the option to buy it out if you want to keep it.