A negative sale is when you owe money even after selling your property. This can happen where under certain circumstances, you end up with a loss or even fall into debt despite selling your property for a profit. You can do simple inputs in the Homeowner 360° tool to calculate if you will end up in a negative sale situation! Find out how you can avoid ending up with a negative sale here: https://www.99.co/singapore/insider/negative-sale-hdb-condo-debt/ https://www.99.co/singapore/insider/more-people-unable-fully-return-cpf-monies-after-selling-house/