When you retire, you can withdraw up to 50% of your Comprehensive Plan investment account after annuitizing. The Retirement Only and Member Contribution Plans are eligible for 100% lump sum. If you choose to have the account distributed to you directly, certain IRS tax regulations apply. To review your lump sum options and tax consequences, contact MMBB at (800) 986-6222. You may defer paying taxes at the time you take a withdrawal by directly rolling over your eligible withdrawal to another qualified plan or IRA.