In St. Louis County, motorcyclists should include a variety of add-ons in their insurance policy, such as med pay for medical payments. This coverage can help pay for the motorcyclist’s medical bills if they are in a crash. This is a no-fault coverage, meaning it applies even if the motorcyclist is at fault for the crash.
Riders should also obtain underinsured motorist coverage for times when they are involved in a crash with an at fault driver who does not have a large auto policy.