It is an affordable loan option for instant cash to cover temporary or short-term needs during an emergency. However, it is perfect for people struggling to get a loan, as they get an affordable amount only. In such a scenario, these loans offer an opportunity to borrow with or without a guarantor. If you arrange a guarantor, then the collateral is not mandatory. Moreover, if you do not have a guarantor or asset to secure the amount, we can still approve a loan for you on an income basis.