An overdraft occurs when you do not have enough money in your account to cover a transaction, but we pay it anyway. Effective Monday, October 23, United Community may cover your overdrafts in two different ways:
We have standard overdraft practices that come with qualifying accounts.
We also offer overdraft protection plans available for qualifying accounts, such as a link to a checking account, savings account, or line of credit, which may be less expensive than our standard overdraft practices. Please call or visit any of our locations to learn more.