Here are a few common add-ons that can give you extra confidence on the water:
Our Personal Effects & Fishing Equipment Coverage protects against the loss of personal property on your watercraft like fishing/diving equipment and clothing.*
If your watercraft or property is damaged and you’re facing a partial loss, our Repair Cost Coverage allows you to repair your watercraft, motor or watercraft equipment, without a deduction for depreciation, up to your policy limits.* (This coverage is required in Minnesota)
If you’re facing a total covered loss to your watercraft, our Agreed Value Hull Coverage will pay the appraised value of your vessel. Agreed Value Hull Coverage automatically includes repair cost coverage for partial losses, too.*
Our Uninsured or Underinsured Watercraft Coverage protects you and others for bodily injury if you’re in an accident caused by another watercraft whose owner/operator is uninsured or underinsured.
*These add-ons may be subject to limitations.