The frequency with which employers pay their employees can have a direct impact on the morale of the employees and, as a result, the success of the business. In general, employees are happiest when they are paid frequently, such as weekly. Retail companies, construction companies, and skilled labour businesses typically pay their employees weekly because this practice fosters loyalty and productivity among employees. The only downside of paying weekly is that it costs more than paying monthly or bi-weekly. Government agencies and schools typically pay their employees once a month to save money and keep with their financial budgets. The only downside to monthly payroll processing is that it takes so long for employees to be paid.