A. The quick answer is no. It is illegal to discriminate due to pregnancy or health status, and most Lenders are very conscious of gender discrimination. That said, a mortgage is not considered a basic human right and it is at the discretion of the Lender as to whether they will extend a contract to the Borrower. If they have reason to believe your income will soon change (as it often does during parental leaves, when new parents make only a percentage of their usual wage), a Lender may choose to reject your application.