Many drivers assume that they can offer ride-sharing with their personal insurance alone. This isn’t the case. Most personal auto insurance policies exclude ride-for-hire services. If you’re only relying on your individual policy, you’re essentially operating without insurance.
If you’re going to drive a ride-share, you must make sure the company you’re driving with offers insurance. Most of the large ride-sharing companies offer liability coverage. It’s important to do your homework before you begin driving, so you’re not surprised after you have an accident.