IN 2015 new rules came into force governing the way you can access your pension funds and what happens to those funds when you die. Most pension schemes provide some form of death benefit prior to your retirement and your pension beneficiary should contact the government pension advice service
Dependent on the type of pension, will depend on what happens to your funds, therefore it is really important to get qualified advice from an adviser who can then give you a clear understanding of what will happen, and importantly how to mitigate any implications that may be financial damaging in the event of your death .
Get professional advice.
Make sure you have a Will set up by a professional.