All jewelry has a standard 1 year warranty. Gemstones and diamonds are not guaranteed against loss, chips, wear, and tear. All diamonds and gemstones can be scratched or chipped. We do not guarantee our stones against this kind of impact damage, as that is out of our control. We do not warranty the loss of stones. To protect your valuable investment we suggest you insure your jewelry for theft, loss and damage with a reputable insurer for replacement value of the piece. We recommend Jewelers Mutual.