If negligence caused your accident and your employer is a non-subscriber, you have the right to sue your employer. Your employer could be liable for your medical expenses, lost wages, pain and suffering, disfigurement, and any physical or mental disability or impairment. If your employer does carry workers’ compensation, your work-related injury or illness will be covered. You will be entitled to medical, income, and death benefits. You must file an injury report within 30 days of your accident.