Understanding what is term life insurance riders will help you get better financial security. In term plan meaning, riders are add-on benefits with your term insurance plans. With these riders, you can avail extended benefits with basic life cover. Max Life Insurance offers Max Life Accidental Death and Dismemberment Rider [104B027V03; Non-Linked Non-Participating Individual Pure Risk Premium Health Insurance Rider] & Max Life Waiver of Premium Plus Rider [UIN: 104B029V03; Non-Linked Non-Participating Individual Pure Risk Premium Health Insurance Rider].