We shop our quotes through many different insurance companies in an effort to find the best policy for our prospective clients.  Each company has their own turnaround time on quote request, and we work closely with them to ensure we receive quotes back in a timely manner.  We can quote some companies in-house which allows us a same day turnaround, however, the first quote you receive may not be the most competitive quote.  We stay in touch with our prospective clients during the quoting process to make sure they are aware of the status of their request.