Steel frame homes can be perceived as problematic for a few reasons:
Financing challenges: As discussed, obtaining mortgages or insurance can be more complex due to lenders' and insurers' perceptions of risk.
Corrosion risk: In certain climates, steel frames can be prone to corrosion, requiring protective measures and maintenance.
Thermal conductivity: Steel can conduct heat, potentially impacting the energy efficiency of the home unless adequately insulated.
Modification limitations: Altering or extending steel-framed homes may require specialised knowledge and can be more complex than traditional structures.
Perception issues: There can be misconceptions or biases against steel-framed homes in certain markets, affecting resale and value appreciation.