This will depend on your lender’s credit rating and the type of project you are developing.
But most lenders require at least 15 percent for a small residential project and up to 20 percent for a large commercial project.
Any development seen as high risk by the lender may require a higher deposit of between 20 and 40 percent.
Always speak to your lender or finance broker before committing to a loan because deposit requirements are negotiable.