You can waive your UOB annual fee through phone banking. Simply follow these steps: Call 1800-222-2121 or (65) 6222 2121 when calling from overseas Press 1 for English Press 2 if you want to proceed via phone banking OR Press 1 if you prefer web chat - an SMS with a web link will be sent to you Press 2 for fee waiver and application status Press 1 for credit card fee waiver Enter your credit card number Enter your mobile number Your request will be processed. An SMS update will be sent once it is successfully processed.