Illinois operates under a comparative negligence rule for personal injury cases. If an injury victim was partly at fault for the truck accident or contributed to their own injury in any way, it impacts the amount of their settlement or court award. Fortunately, victims who are determined as less than 50% at fault in an accident can still recover damages from the party most at fault. If a truck accident victim is found to have been 25% at fault in an accident, their damage award will reflect that by lowering compensation by 25%. In this situation, insurance companies will also offer a settlement at 25% less because both parties understand that a court award would reduce a payout by the amount of fault.