If you make changes to your Medicare coverage during the Annual Enrollment Period, these changes will go into effect on January 1 of the following year.
During the Annual Enrollment Period, you are able to make as many changes as you wish. However, the most recent change will be honored. For example, if you switch from a Humana Medicare Advantage plan to an Aetna Medicare Advantage plan, then later in the enrollment period decide to change to a Cigna Medicare Advantage plan, the Cigna plan will be effective on January 1.
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