At the end of the day, it is everyone’s responsibility to reduce their carbon footprint. Admittedly, however, picking up a green credit card is not the most effective way to accomplish this. While there are benefits, a green card with a massive annual fee shouldn’t immediately be applied for because of the environmental impacts if it isn’t something you can afford. Determine if the cause lines up with your visions and whether or not the rewards line up with your spending habits to determine whether a green card is right for you.