If you need to file a renters insurance claim, there are certain steps you'll need to take. Here's a quick checklist of what your insurance company may expect: A copy of a police report if you're filing a claim in connection to theft or vandalism A detailed list of items that were lost or damaged Photo or video documentation of the items, if possible Records of any living expenses you may incur if you're unable to stay in the rental unit You will need to use your insurance carrier's online claims form or obtain a claims form directly from the carrier to process any claim.