Whether or not stock option financing affects your credit score depends on the specifics of the stock option financing terms. If you took out a home equity loan or an unsecured personal financing, for example, that could require a credit check, and failure to repay your loan on time could potentially hurt your credit score. Applying for a Forge Options Exercise Bridge Loan, however, does not require a credit check or affect your credit score. For details on the terms of a possible Forge Options Exercise Bridge Loan, please visit this page.