• It is always suggested for the long-term investor to always buy. • Currently, the markets are at a premium valuation. • But also need to understand earning is also good and expectation is also looking good, Which means it is not overvalued. • It is advised not to stop investing if the person is a long-term investor. • If there is a plan to invest a lump sum of the money then it should be invested in a staggered manner. It’s a behavior management tool.