Cast iron damage claims get denied for a variety of reasons. First and foremost, insurance companies will do anything they can to avoid paying for the damage. Even if they agree to pay for some, they commonly offer lower amounts than what it would cost to repair the damage completely.
Common reasons why your insurance company might either deny or not pay you enough for your claim include:
The damage is due to ordinary wear and tear on the piping system.
The homeowner or business owner failed to maintain the plumbing system properly.
The damage did not occur because of an accident and was not a sudden occurrence.
If you had a leak that lasted for an extended period of time, you could have fixed it before it caused more severe damage to the home.
If the damage you sustained was because of flooding, they will not pay because you do not have the appropriate flood protection.
You don’t have coverage for any issues that occur with the plumbing system.
An attorney can help convince the insurance company that none of the above are the case. We do so by presenting a case that shows why you need to receive compensation for your losses.