Continental Credit Protection (CCP) is an Optional Program you can purchase to protect your Surge Mastercard credit card. Whether or not you purchase Continental Credit Protection will not affect your application for the Surge card, credit line or the terms of any existing agreement with Celtic Bank. The cost is $0.99 for each $100 of the Outstanding Account Balance (OAB) on the date that your monthly billing cycle closed. For example, if your OAB is $200, the Program fee for that month will be $1.98 and will be automatically billed to your account on that same month's billing statement. While receiving Continental Credit Protection benefits, you will be unable to make any new charges or obtain cash advances on your credit card. You may cancel the CCP program at any time. If you cancel within the first thirty (30) days, any fees charged will be refunded. Continental Finance may cancel the CCP program at any time. Make sure you carefully read the CCP Contract for the complete terms including Specific Conditions, Terms, Exclusions, and Restrictions, before applying for it. If you have any questions please call CCP at 1-866-665-7967. (Monday – Friday, 8:00am – 6:00pm. Eastern Time)