FedNow is a new instant payment service that the Federal Reserve offers to banks and credit unions to transfer funds for businesses and individuals in real time. FedNow instantly sends funds without having to wait for an online payment to clear or for a check to be processed. OneAZ does not currently utilize FedNow, and we do not have an anticipated connection date. We will continue to offer Zelle payment services to our members and will take your feedback into account as we consider offering this service. For more information about FedNow, visit https://explore.fednow.org/.