Unfortunately, as with all things related to finance, there isn’t a ‘one-size-fits-all’ approach to getting the best card. Comparison websites are a good place to start to get an understanding of what is available to you. Most lenders also offer an eligibility checker, you can use this to see if you’re likely to be accepted for a card which best suits your circumstances. With a 118 118 Money Credit Card, you can use the eligibility check without impacting your credit score.