No. Nevada prohibits subrogation of Med-Pay coverage. Some auto insurance policies provide Med-Pay coverage (short for Medical Pay), which pays your medical bills following an accident. Nevada is one of the few states which prohibits subrogation of Med-Pay coverage: The Nevada Supreme Court reasoned that it is a violation of public policy to let a car insurance company collect Med-Pay premiums and then deny the benefit to you whenever you receive money for your injuries from other sources, such as a health insurance policy. The Court acknowledged that in many cases, your medical bills far exceed whatever money you may receive from Med-Pay and other sources.