The cost of Home Instead Senior Care varies. While some insurance companies will pay for in-home care, others, such as Medicare, will not. If you have long-term care insurance, it will cover non-medical care while you are still at home. But once you enter a senior living community, the insurance company will no longer be responsible for paying for care. If you have Medicaid, there is some assistance with expenses related to home health care and personal care attendants. Call your local Medicaid office for more information on eligibility requirements. The costs of in-home care can be reduced by choosing an agency that has good reviews from other clients. Also, consider how much time you want to spend caring for a loved one and find an agency that offers various levels of service so you can choose what's right for your situation. In conclusion, yes, insurance covers Home Instead Senior Care.