SCF can strengthen the relationship between buyer and supplier, since the buyer may be able to negotiate longer payment terms or price discounts with its suppliers and thereby improve its own working capital position. Furthermore, SCF offers high-quality transaction-based short term financing based on the credit of a primary buyer and supporting the business objectives of both trading parties. SCF can also be a tool to drive racial equity by supporting local diverse businesses and strengthening local supply chains. Efforts to re-shore production in light of global supply chain disruptions and concern over racial inequities have converged on SCF as an ideal tool to channel local purchasing and demand toward long overlooked BIPOC-owned firms.