A generic Terms of Service (ToS) policy is like a ready-made outline. It’s a general starting point that covers some of the usual things you find in basic Terms documents. However, generic templates aren’t created for any particular business type, product, or service. So, so it’s important to deeply review it for missing clauses or information that might not apply to your business.
You’ll also need to correctly fill in the missing information, and customize the document to legitimately apply to your specific service and business needs. If using a generic terms of service policy, it’s highly recommended that you hire a legal professional to help you modify and review the document to make sure it’s legally accurate.
 Remember, the whole point of terms or service is to give your business a protective shield against potential issues – including legal ones.