You may want to look into how auto liability works while you’re in the process of choosing your insurance coverage types. Auto liability insurance pays for damages and injuries that the other party incurs during a car accident. Choosing the right amount of liability coverage is important because the costs associated with car accidents can add up between medical costs and repair bills. To choose the right amount of liability insurance, you may want to speak to a local insurance agent who can help you decide how much coverage is right for you.