Again, there's no limit to the number of credit cards you can obtain. However, most strategies suggest a credit card stack between five and fifteen credit cards. Some business owners like to avoid going into the double digits.nnLimiting the number of credit cards you get to only what you need would be best. Each credit card application results in a hard credit inquiry, which can damage your credit. In addition, having more options makes it too tempting to drive up credit balances beyond what your business can afford.nnOn the other hand, you should also avoid opening too few credit cards. You want to ensure you have the available credit to cover your expenses. Moreover, part of your credit score is based on your credit utilization, which refers to your current balances over your credit limit.nnCredit utilization should be 30% or lower. So if you have a credit card with a $10,000 credit limit, you don't want a balance above $3,000. Taking out too few credit cards results in a lower total available credit, which can cause your utilization to go over 30%.