Your credit card account will not change when you’re married. The only thing you’ll need to report to your credit card issuer is a possible name change that comes from your nuptials. When you apply for a credit card, the bank approves or denies your application based on your personal credit history, income, and current debt load. When you get married, the bank assumes your income will remain the same and will not alter your credit account in any way. If there’s no name change involved with the marriage, you don’t need to report your status update to your issuing bank. But you can opt to add your new spouse as an authorized user to your credit account. In some cases, particularly with Bank of America or Wells Fargo, you may be able to add your spouse as a joint user. This should not change your interest rate or annual fee, but you will both share responsibility for the card account and the credit card debt you accrue. Adding your spouse as a joint account owner may lead to a higher credit limit, a card upgrade, or other additional perks if you and your spouse both have a good stream of income and good credit.