To guarantee your investment, you need to do substantial research about the insurance company you chose to buy your annuities from. Next, perform a detailed analysis of their financial history. If the company goes bankrupt, you will most likely lose your investments, and you will not get your payments once you retire. This is why sometimes keeping an annuity to be deferred for so long becomes risky. Another reason why selling your annuities could be a sound course of action is for the protection of your financial future. You eliminate the possible risks of an unstable market, and you can invest the money you get from the sale in more stable ventures.