No, Fundbox does not impact your credit score. Fundbox does an initial soft credit pull during your application. They will do a hard credit pull when funding the loan, which does show up on your credit report and could impact your credit score.nnHowever, they do not report to any credit bureaus, so paying off your loan won’t improve your credit. If improving your credit score for future business loans is a priority, another lender might be a better option.