Yes, you can get your credit report whenever you want, but you may have to pay for it. However, you can get the information for free if:
a person has taken adverse action against you because of information in your credit report;
you are the victim of identity theft and place a fraud alert in your file;
your file contains inaccurate information because of fraud;
you are on public assistance; or
you are unemployed but expect to apply for employment within 60 days.
You are also entitled to one free credit report every 12 months, which you can request at annualcreditreport.com or one of many other credit reporting websites.
Once you review your credit report, you can dispute any errors with the credit reporting company.
For more information about credit checks, you can read our Credit Checks page.