The claim benefit will be provided to the beneficiary/nominee, when the person for whom the policy was taken, dies during the term of the policy. The following parties are eligible to receive the claim: a) The nominee appointed by you. b) Guardian of the nominee if the nominee’s age is less than 18 years. c) The proposer or the assigned party of the policy. d) You will be eligible to receive the claim, if the claim is for disability or a critical illness covered under the life insurance policy.