You won't be arrested for not paying the judgment.  This is a civil case; not a criminal case. The creditor could go after your savings account to satisfy the judgment.  When you start your next job, the creditor could get a wage garnishment.If the creditor obtains a judgment, you could file bankruptcy to prevent the creditor from going after your savings account or in the future getting a wage garnishment.  Chapter 7 bankruptcy is straight liquidation which eliminates certain types of debts.