A. Auto-debit facility lets you make your credit card payments automatically at fixed dates. You can set standing instructions on your Axis Bank savings/current account to pay either the total outstanding amount or the minimum due amount on your credit card. The amount will be automatically deducted from the linked account every month. For instance, if you need to pay your credit card bill at the 10th of every month, the amount gets deducted accordingly. This makes managing your credit card hassle-free.