In most cases, your medical bills are paid in part or in full by your Personal Injury Protection insurance. If there is any amount that isn’t covered by this plan, your private insurance should pay the additional costs. Your private insurance will take a statutory lien on your case, which means that they will be repaid at the closing of the settlement.nnIf you do not have medical insurance or you’re using providers that are outside of your insurance coverage, you can choose to either pay out of pocket or the provider can take out a lien on the proceeds of your case. For the latter option, your attorney will give your provider a Letter of Protection, ensuring that the attorney will pay them first out of any proceeds garnered. n