Well, you can start your investment portfolio and succeed. However, the chances are high that you are new in that field and might not have the expertise needed to steer the investment to greater heights. You can quickly go back and study that specific type of investment so that you do not hire an expert but this will take a lot of time. Furthermore, the experience is always the best teacher and some of the insight an expert will give cannot be learned in school. Financial experts make your work easier and guide you on the best way to go and this is why it is good to consult them, especially when you want to make investments worth 200k. the cost of their services is a small price to pay for the benefits you will get.