Depending on your application and the state where you live, you may be eligible for a personal loan up to $10,000, a line of credit up to $4,500 or both. If you're eligible for both lending products, you can choose the product that better accommodates your unique needs.
If you prefer a lump sum with a predictable repayment schedule, an installment-based personal loan may be right for you. Common uses for personal loans include debt consolidation, car repairs and major expenses.
For those looking for increased flexibility and revolving access to funds, a NetCredit line of credit is an open-end lending product that allows you to borrow funds from your Available Credit. Lines of credit are typically used to assist with unexpected expenses as they arise. For a full list of terms and definitions, visit the Line of Credit glossary page.
Whether you choose a personal loan or line of credit, you'll have fast access to funding and can build credit history with on-time payments.