A domestic burglary can be a very traumatic experience for all involved, especially when there are young children, elderly or families involved. Every year, break-ins cost the UK economy and insurance industry millions of pounds each year. Policy holders who have the misfortune of being targeted by burglars need to make claims.  The cost of insurance claims due to domestic break-ins is shared collectively by all policy holders through increased premiums and excess payments. If you would like to avoid excess payments it is important to make your property secure with Insurance approved locks. Ultimately it will save you time and inconvenience, so getting your property properly secure is essential.