Before getting into the specific cards, letu2019s start with the overall approach for this analysis. I started by selecting what I believe to be the best American Express credit cards on the market today. Then I divided those cards up into four different categories: 1. Those that earn transferable points 2. Those that earn points or miles in a specific program 3.Those that earn cash back 4. Those that are suited for small businesses.Then, within each category, I broke down the individual perks of each card using the following criteria: Welcome bonus, Earning rate(s), Benefits, Annual fee. Finally, I tried to provide some context for each card and suggest to whom it might appeal based on a variety of factors, including spending habits, travel patterns and desired rewards. As always, you likely have your own criteria for these decisions, so feel free to use this analysis to help you come to your own conclusions.