As an insured tenant of a home, you have the right to cancel your home insurance contract if it is more than one year old, thanks to the Hamon law. Your insurer cannot charge you any penalties or additional fees if you change insurer. First of all, you must find and take out a new student housing contract. Once you have signed your new contract with Etudassur, contact us to let us know that you wish to cancel your old contract. We will then take care of cancelling it. By doing so, you authorise us to take all the necessary steps on your behalf with regard to your former insurer. As soon as we receive your request, we will process it within a maximum of 72 hours (including working days). 30 days after receipt of the registered letter, your former insurer cancels your home policy and your new policy with Etudassur starts. During the transitional period, your rented accommodation is still covered by your previous student home insurance policy. Your previous insurer is obliged to reimburse you the sums already paid on a pro rata basis for the remaining months if you had opted for an annual premium.