A pooled trust is a type of trust where funds from multiple beneficiaries are pooled (combined) for investment purposes, but each beneficiary has their own sub-account. This allows for more efficient management of trust funds and can provide cost savings for beneficiaries who might not otherwise have access to professional trust management services. While this type of trust is often created in reaction to an individual with disabilities having received funds unexpectedly, RCFS will accept Supplemental Needs Pooled Trust Joinder/Master Trust Agreements that have been completed, dated, and signed, but are not immediately funded. This is a great financial planning tool that is immediately available to accept any and all excess assets that could render an individual ineligible to receive benefits.