CCOD Annual maintenance charges are levied on loan accounts with a flexible funding option such as Cash Credit or Overdraft. It is charged towards the maintenance of the Overdraft facilityAMC for Overdraft Personal Loan0.25% of the Reduced Assigned Limit or Rs. 1000 along with the GST, whichever is higher per year, will be deducted from the limit and shall be payable at the end of the 13th month, 25thmonth, 37thmonth and so on.AMC for Overdraft Business LoanFirst Year: 0.75% or 1000 along with the GST, whichever is higher will be deducted from the reduced assigned limit and shall be payable at the end of the 13thmonth.Subsequent Years: 0.50% or 1000 along with the GST, whichever is higher per year will be deducted from the reduced assigned limit and shall be payable at the end of the 25thmonth, 37thmonth and so on.AMC for Overdraft Loan Against PropertyRs. 10,000 + GST per year will be annually deducted from the reduced assigned limit.