Yes, but only for businesses with excellent credit scores. When it comes to small business owners who are merely looking to start building business credit, this card may be neither accessible nor ideal for them. Having said that, Capital One Spark Classic offers the following benefits to users on its card membership: Ability to set individual spending limits on employee business cards No annual fee Relatively low spending mandate in order to get welcome offer after your account opening No transfer or international transaction fees Cash back offered regardless of category of purchase