Since the pandemic, insurers have adjusted their travel insurance policies. So if you have travel insurance included with your account, check for coronavirus exclusions so you know what won’t be covered.
Travel insurers should still provide cover for emergency medical treatment when you’re abroad, including if it’s related to coronavirus. But you are unlikely to be covered if you travel against Foreign, Commonwealth & Development Office travel advice or government guidance on travel within the UK. Also, travel insurance won’t cover costs associated with quarantining.
You may be covered for cancellations if you receive medical advice not to travel. But policies bought or renewed, or trips booked after the pandemic are unlikely to cover cancellation due to coronavirus, including self-isolation.
Check your updated policy documents, and read the latest government advice before you book a new trip or travel.