Your excess can be as low as £25 when you validate your phone with our app.
Download our app and prove to us your phone is in good working order and your screen isn't cracked by taking a selfie of your phone, and you might reduce your excess.
Depending on your policy, validating your phone may be mandatory.
Excess levels are affected by make, model and memory size and might be higher for the latest, more-expensive new handsets- check your quote for more details.