Membership tiers are determined by tier balance. We can break it down this way…
Tier balance is the available cash in your eToro trading account  total amount invested in the eToro trading account  Excluded Products  cash value available in your eToro Money account.
Please note:
Excluded products for this purpose are:
Leveraged CFD* positions
Crypto positions if you are a UK resident
The profit and loss from open positions are not calculated as part of the total invested in the eToro trading account.
For UK residents with an eToro MoneyFarm ISA, the value will be included in the tier balance calculation.
*CFD trading is a method of trading in which an individual engages in a contract with a CFD broker, rather than purchasing the underlying asset directly.