Homeowners insurance policies offer coverage for your personal property up to your coverage C limit. So before deciding how much personal property coverage you’ll need, it’s helpful to create ahome inventory, which is a complete listing of items in your home. This way you’ll have the right amount of personal property coverage.
When you have a home inventory checklist, you know exactly what needs to be replaced in the event of a loss and it helps you provide a more accurate estimate of what all of your possessions are worth. Download our Home Inventory spreadsheet and make note of all the items in your home. Once completed, you can use this list to help you shop for the right homeowners policy.
Your policy provides limited coverage (up to the amount listed) for the items below. Fill out this list to find out if you need additional coverage: