Long-term care is critical for many people, as it can be a significant financial and long-term responsibility. As a result, many people opt to purchase LTC to help protect their long-term financial security and ensure that they receive quality care that meets their needs. In addition, LTC policies can also offer financial assistance to family members caring for seniors or those with disabilities, allowing them to get the support they need without sacrificing other essential expenses. Beyond purely financial concerns, individuals may choose LTC due to the peace of mind offered by having long-term protection in place and accessible healthcare services available should an event occur. In addition, by purchasing LTC, people can maintain autonomy and dignity while receiving necessary assistance.