More usually than not, it is appropriate to obtain valuations of pension schemes and the options available on divorce, from a Pensions on Divorce Expert (PODE) , both as to the real value of the pension at the time and the anticipated value at the date of retirement. Advice may also be needed on matters such as where the pension assets are likely to exceed the Lifetime Allowance after or as a consequence of a pension sharing order. State pensions need to be taken into account too as these can give different benefits for each party depending on the ages of each party and contributions made to the Additional State Pension and are a valuable asset that should not be overlooked.   In particular, occupational pension schemes, final salary schemes and those of people in the armed forces, police service and NHS often require specialist valuations. It is important for all pensions in the same case to be valued on a consistent basis.