Coverage is available (up to the amount listed in the schedule) for baggage and personal effects, passports and visas  (lower limit) that are lost, stolen, or damaged during your covered trip.
Our plans also provide a Baggage Delay Benefit. This benefit reimburses the cost of reasonable additional clothing and personal articles purchased by you (up to the amount listed in the schedule of benefits) if your baggage is delayed 24 hours or more while on your trip.