A major issue that arises in drunk driving accidents is the fact that there is often insufficient insurance coverage maintained by the offending driver to fairly compensate the victims for the catastrophic result of the collision. In many cases, compulsory auto insurance minimum coverage in the State of New York only provides coverage of $25,000 per person per accident. As a result, many drivers maintain only the minimum insurance coverage or some other inadequate amount to fairly compensate the victim. These drivers often have little or no assets to satisfy a judgment. Thus, an experienced DUI accident attorney needs to do more than just scratch the surface in investigating a drunk driving accident. In this regard, it is imperative to do a full, prompt and thorough investigation to determine if some other entity such as a bar, restaurant or tavern also bears some responsibility for the occurrence of the accident by improperly serving alcoholic beverages to the intoxicated driver. In order to determine the circumstances under which the drunk driver became intoxicated, an investigation must be performed to determine where the drunk driver consumed the alcohol, and how much alcohol was consumed and within what period of time. It is also critical to try to find witnesses to the consumption of the beverages. Finding witnesses is critical. In order to prove a case against the server of the beverages, it will be necessary to prove, based on a preponderance of the evidence, that the offending driver was visibly intoxicated and was nevertheless served alcohol that led to the accident. Such proof may come in the form of witnesses who are able to attest to the fact that the individual was slurring his or her speech while or prior to being served alcohol, or proof that otherwise shows that the person was unsteady on his feet or loud and unruly (all things that may be evidence of intoxication). An attorney needs to collect enough evidence to potentially show a jury that the server of the alcohol had enough information to know that the person was already drunk when he or she was given alcohol. If this can be proven, liability may attach to the alcohol server's establishment. Proving liability against the alcohol server's establishment is an important element of drunk driving cases when the driver himself is woefully underinsured. Bars or taverns often have adequate insurance to fairly compensate the victim. An experienced DUI accident attorney in NYC will leave no stone unturned to seek the truth of the circumstance under which the intoxicated person became drunk.