The business models differ only slightly from the account models for private customers. For business customers, for example, there is also a free account model, an immediately available 500 euros can be applied for, and the other features in the app can be used. Unlike private customers, business customers receive 0.1% cashback on all buyers with the N26 card.
The disadvantages are that there is no DATEV interface, there is no way to scan checks or receipts and there is no way to receive an additional card in the free account model.