At first, you will likely receive a notice that informs you of the missed payment. This usually incurs a late fee with a set time limit of around 30 days. If you also fail to pay within that time, your fine will increase, and you may lose access to certain HOA privileges, like the pool.
The HOA may then choose to take legal action. They may pursue a lawsuit, file a lien against your home or even attempt foreclosure. However, an HOA can’t evict a tenant or homeowner; only the landlord, property owner or mortgage lender can do that.
Some HOAs may offer payment plans to help residents catch up, but not always. Always review an association’s rules before you join their community. That way you avoid any surprises.