If a car accident lawyer can prove that the other driver was at-fault for the accident, it may help prevent your insurance rates from increasing. When you are not at fault, your insurance company typically recovers the costs from the at-fault driver’s insurance company through subrogation. In this case, your insurer may not consider the accident as a factor when determining your future insurance rates.
However, it’s essential to understand that each insurance company has its policies and practices regarding rate adjustments after accidents. In addition, factors such as the severity of the accident, any previous accidents or violations on your record, and local regulations may still impact your rates.