You not only are allowed to negotiate with your insurance company, you should if you feel that the estimate is too low. If the insurance adjuster is willing to consider it is another story.
Your insurance company is a business, and the goal of all businesses is making money. You may never hear of an insurance company paying out more than they have to, but we all have heard of cases in which the actual cash value offered was too low. This is when it’s time to call in a lawyer that specializes in negotiating car or truck accident settlements.
At Shuman Legal, we deal with insurance companies and adjusters every day. We have had years of experience negotiating the best and most fair settlements for our clients. Give us a call for a free case review if you feel that your insurance company is not being fair with you and we’d be happy to give you an honest expert assessment of your own situation.