Because Florida is a no-fault insurance state, insureds can typically receive reimbursement for damages resulting from a car accident without having to prove who was at fault. However, if your personal injury protection (PIP) insurance policy payout does not cover the full cost of your injuries and losses (as is often the case with serious accidents), you have the option of pursuing further compensation through a civil lawsuit. When seeking damages beyond those available from your no-fault insurance, you WILL have to provide hard evidence to show that another party was at fault for the crash. This evidence can include police reports, eyewitness testimony, photos of the crash scene, traffic cam footage, medical documentation, and more.