p>It’s up to you when you purchase travel insurance, however, keep in mind these three things:</p><ol> <li>You can purchase travel insurance up to 12 months in advance.</li> <li>You must purchase travel insurance before you start your journey. Your journey starts when any traveller named on the Certificate of Insurance leaves home or work in Australia to commence travel.</li> <li>Depending on the plan you choose you may have trip cancellation cover, which covers unexpected trip cancellation, rescheduling or shortening from the date your Certificate of Insurance is issued. So, consider purchasing travel insurance as soon as you’ve booked and paid for some or all of your trip as you may be covered for such events before you depart.</li></ol