PCV’s Oakland Restorative Loan Fund 2.0 is a $3 million loan fund serving the Oakland small business community. The Fund offers flexible, patient loans featuring below-market rates and no fees to support underinvested small businesses in Oakland. The program includes comprehensive pre- and post-loan technical assistance to ensure businesses are well-prepared and supported before, during and after the loan process.  The fund was capitalized by Kaiser Permanente and co-designed with feedback and input from our Fund 1 Partners and a roundtable of other organizations that serve Oakland, all of whom are deeply invested in serving underrepresented business owners. Our Fund 1 Partners include the Black Cultural Zone and The Oakstop Effect, and our roundtable partners include Alliance for Community Development, The Unity Council, and Greenlining Institute, among others.  Oakland Fund 2.0 follows the successful deployment of PCV’s inaugural $2.5 million Oakland Restorative Loan Fund I in 2021 and 2022. Oakland Fund I served 37 diverse entrepreneurs, including in the most distressed neighborhoods of Oakland. The funds helped local businesses across multiple industries survive the pandemic, including restaurants, daycares and fitness gyms.  To learn more, download the Oakland Fund Playbook, a place-based guide to investing in underestimated people and places by first listening to, and co-creating with, community power builders. Each section highlights stories to inform and inspire future place-based efforts, as well as a User Guide with questions and resources for practitioners.