The Minimum Amount Due is the least amount you can pay to ensure continued usage of your card after the billing due date, to minimize the risk of non-payment of accrued dues. This amount is calculated as 5% of your outstanding principal amount, or 1% charge on your outstanding amount added to the sum of all charges and fees on the card - whichever is higher. If there is any unpaid Minimum Amount Due from previous months, it is carried over to the current billing. You will get a monthly alert though statements and CitiAlerts.
Access your Total Amount Due, Minimum Amount Due and Payment Due Date with the following steps:
Visit your Citibank Online home page
Click 'View account summary'
Click Credit Cards - > Select your credit card
View 'Total Amount Due, Minimum Amount Due and Payment Due Date' in the summary
Or, know your Total Amount Due, Minimum Amount Due and Payment Due Date using your mobile phone:
Send an SMS, 'STMT XXXX', to 52484, from your registered mobile number (XXXX denotes last 4-digits of your Credit Card number).
For subscribers other than Aircel / Airtel / Vodafone / Idea, please text +919880752484.
You may also call our 24-Hour CitiPhone Banking helpline, anytime.