Yes, we report your payment behaviour to Credit Reference Agencies. Repaying your loan(s) and monthly membership fees on the scheduled dates outlined to you in a timely manner is considered to be good credit behaviour. This could improve your access to credit from other providers.
It's important to note that any deviations, such as missed payments or delays, could have adverse effects on your credit profile. Timely repayments contribute to a positive credit history, but any lapses may potentially harm your creditworthiness and affect your ability to secure credit from other providers.