MW Invest will provide personalized guidance and full explanations on how the German fiscal system can work in your favour. Wherever you are paying taxes, it makes sense to fully understand what that tax system can do for you in return. Unfortunately, it is no easy task for the expat to find clear advice in Germany that encompasses both local and international solutions; this is where MW Invest can assist. For example: an expat living in Germany earning 120,000 per year, married with a spouse, (+ other details as relevant) and looking to save EUR 1,000 each month for the future, would be eligible for at least EUR 350 every month in tax relief, were the money to be invested in a tax-efficient German retirement savings product. The average expat in Germany stays for more than eight years, so over this period this particular expat will enjoy a total tax saving of EUR 34,272. Compare this to saving the same amount from net (taxed) earnings and it is clear that the impact on the overall retirement plan is significant, especially when also taking into account compound growth on the accumulating capital.* At MW Invest we especially understand the needs of the expat resident in Germany. The advice process factors in all important considerations such as household income, spouses and dependents, expected length of stay, possible future relocations, existing investments and appetite for risk, which enables us to provide a tailormade and tax-efficient solution for each and every client. *The above figures showing taxation and benefit levels may vary depending on your personal situation and specific tax rates. For exact figures regarding your personal tax situation please contact your qualified German tax adviser.