The cost of attendance consists of two types of costs: Direct costs are those that will appear on your bills from USF — tuition, campus fees, and your housing and meal costs if you choose to live on campus. Indirect costs are estimates of other costs you should budget for, like books, transportation, and personal expenses (as well as rent and food if you choose to live off campus). These expenses won’t appear on your USF bill, and will differ for each family, depending on the choices you make.