Spenny is the easiest & the fastest way to save & invest. Every time you do any transaction, Spenny roundsup the amount to the nearest Rs.10 and invests it into diversified portfolio automatically. Currently, your money is invested into ICICI Prudential Liquid Mutual Fund. It has a low risk profile, and has had returns of 7.6% since inception, which is more than 2x the return on savings bank account.