Yes, magnetic stripes will continue to be on all M&T Bank Visa Credit Cards so they can be used at non-chip terminals. In the United States, for example, most merchants have not yet converted to chip-enabled terminals, so you will still need to swipe your card using your magnetic stripe instead of the chip. In these instances where a chip terminal is not in use, simply swipe your M&T Bank Visa Credit Card as you always have and sign the receipt if required.​​