There is no one-size-fits-all answer to this question. Credit score requirements can vary from lender to lender – and even from one loan to the next.
For example, the credit score requirements for government-backed home loans are lower than they are for conventional mortgages. The federal government backs these loans to help home buyers with less-than-perfect credit qualify for financing.
In general, most mortgages require credit scores in the low- to mid-600s. But If you want to qualify for the best mortgage rates and terms, your credit score will need to be in the good (620 – 669), very good (670 – 739) or excellent credit range (740+).
Of course, final determinations about credit scores are always left to lenders, and credit score requirements can vary depending on the type of loan you apply for.