When you experience damage to your home due to severe weather, contact your insurer immediately to get things rolling and prevent further damage from occurring. If your home is damaged due to severe weather but you aren't sure if it meets your deductible, consider contacting a qualified professional to inspect the damage and write a quote for repairs. If the estimate exceeds your deductible, contact your insurer to discuss filing a claim. Documenting the damage with photos or a video may come in handy when your claim gets reviewed.