The cost to hire developers who know how to create an insurance app will vary depending on numerous factors. To name a few, it’s the model of your partnership (in-house, outstaffing, dedicated team, outsourcing), the unit of mutual settlements (story points or hours), and the location of the team you hire. The last one could be outlined in the following figures: the average hourly rate for the US developers is $100–$150 while the hourly rate for the Eastern Europe developers is $40–$60, and for the Indian developers — $20–$30.