Legal defense insurance is, in general, designed to cover the expenses that may be incurred by the insured as a result of their involvement in a judicial or administrative proceeding (either as a plaintiff or defendant), and to provide them with legal assistance services, both judicial and extra-judicial.
They normally guarantee cover for professional fees, bail bonds and urgent expenses arising from a trial. They may also cover specialized face-to-face advice and counseling, surveillance in official bulletins, drafting of legal documents such as contracts, and the defense and claiming of inheritances. This insurance is an assistance insurance, in other words, it does not indemnify the insured but offers a service (advice or payment of the corresponding expenses).