Navigator and Xplorer: If enrolled within 31 days of birth, babies are automatically accepted regardless of maternity coverage or not.
PA Group Signature and Premier Health plans: If a covered pregnancy then the baby is automatically accepted if they are added within 90 days from birth. If the pregnancy is not covered, the baby goes through underwriting. When not a covered birth, full medical application must be completed for evaluation by underwriting. Babies conceived as a result of fertility treatment must also go through underwriting.
GMMI Platinum: (Maternity is included) The baby is automatically accepted if they are enrolled within 31 days from birth.
All other GMI/GMMI plans will require an application which will undergo full medical underwriting.
Meridian Essential and Enhanced: Medical application must be completed for all dependents to be added. If application is not received within 30 days of birth, child will have a separate policy from the family.