The amount you can earn before paying National Insurance (NI) depends on whether you're employed or self-employed.
Employed: You'll start paying NI if you earn above £242 per week, £1,048 per month, or £12,570 per year (for the 2023/24 tax year).
Self-employed: You'll pay Class 2 NI if your profits exceed £6,725 per year. You'll also pay Class 4 NI if your profits are above £12,570 per year.
Important Note: These thresholds are subject to change, so always check the up-to-date figures on the official government website: https://www.gov.uk/national-insurance
Self-Employed Accountants Chester