When applying for a buy-to-let mortgage, it’s important to choose a rental property that is likely to be a safe investment, and mortgage lenders will also consider factors such as the location and condition of the property. However, lenders may also have general restrictions on certain types of property, such as new build flats, ex-local authority properties, high-rise flats, flats above commercial premises, and holiday homes. These restrictions may include requiring a larger deposit or limiting the number of floors in the building. It’s important to note that these are just examples, and our mortgage advisor can help identify which lenders are more likely to approve a mortgage for a specific type of property.