As previously mentioned, it is not difficult to obtain a settlement offer, and in cases where liability is clear, these offers are often made very quickly after the accident. However, obtaining a reasonable settlement offer that fairly compensates you for the expenses and impacts of your injury can take a while. Another common tactic of insurance companies seeking to avoid a big payout is to wait the claimant out by failing to budge on an offer that the client or their attorney deemed insufficient. The idea is that the claimant will get desperate enough for any amount of compensation that they will agree to the settlement. Settlements can be made at any point until the court decides the matter. In other words: Obtaining a reasonable settlement agreement can take time. Usually, clients who understand the process and the value of their claim and will remain patient through negotiations obtain a higher settlement than what they will have if they rush to resolve the case.