There are many different types of property liens, each with its own purpose and restrictions. Common examples include: Property tax lien: Your state or local government can issue a property tax lien for unpaid property taxes., Federal tax lien: The IRS can place a lien on your property due to failure to pay your federal taxes. This lien can cover your personal property as well as other real estate assets, any vehicles and financial holdings., Homeowners association (HOA) lien: In most jurisdictions, HOAs wield the power to place a lien on your home if you do not pay your HOA fees., Mechanic’s lien: Contractors can place a lien on your home if you do not pay them for work they’ve done on your property., Judgment lien: In the event you lose a lawsuit, the plaintiff could file a judgment lien until you pay the money the court awarded to the plaintiff. Collectors of credit card debt, outstanding medical bills or personal loans might also secure a judgment lien against your property.