Congress made changes to the bankruptcy laws in 2005, but bankruptcy remedies are still available for individuals. The well-publicized law changes have scarcely affected anyone’s ability to file bankruptcy. Rumors that bankruptcy is not available anymore or that your creditors can again pursue you in ten years are not true. Bankruptcy is still a right given under the United States Constitution. Most people that consider bankruptcy turn to their close friends or family and normally encounter at least one person who claims to know everything there is to know about bankruptcy and cannot wait to share it with them. However well you may know this person there is no substitute for a FREE consultation with Jim Gaudiosi. The cost is really minimal when compared to the risks involved. There is no reason to step into this kind of problem when you can have affordable, knowledgeable and experienced representation that is readily available.