If you're considering using Klarna pay later service for your personal finance, it's essential to understand the maximum credit limit. For most shoppers, the maximum credit limit is $10,000. However, your limit may be lower depending on your financial details. Your credit limit is calculated based on your credit score, how long you've been a customer, and how well you've paid back previous Klarna loans. When shopping with Klarna, check your limit before completing a purchase. That way, you can avoid any unwanted surprises. You can make the most of your Klarna financing and stay within your budget with some planning.