Any individual or corporation that wishes to engage in the business of selling checks, drafts, or money orders, or of receiving money as agent of an obligor for the purpose of paying bills, invoices, or accounts of such an obligor, or to accept money in payment of utility bills except as an authorized agent for a utility company, is required to obtain a license from the Department of Financial Protection and Innovation. This license is required in order to engage in any of the aforementioned activities.