The Balance of your account shows you a balance that includes cleared and uncleared funds. This means that not all the money in the account will necessarily be available to use. The Balance information is at the close of business on the previous working day in Jersey.
The Available Balance shows you how much money you can use in each of your accounts at the close of business on the previous working day in Jersey. This will differ from the Balance figure because the Available Balance will show you only the cleared funds. As it is at the close of business on the previous working day it does not show adjustments for inward or outward payments that may have been received after the date of the Available Balance shown.