For the most part, filing for personal bankruptcy in New Westminster, BC will allow you a fresh start free from all your debts. However, there are a few items that bankruptcy will not extinguish including:
Child support payments
Spousal maintenance
Debts that you obtained through fraudulent means or misrepresentations
Fines or penalties that have been imposed by the court
Student loans in which schooling was completed less than 7 years prior to filing bankruptcy
Non-declared debts that would defraud creditors