The security level of eWallets with physical cards varies from provider to provider. Most modern banks have such safety features in place as 2FA, PINs, card limits, funds protection under the Financial Services Compensation Scheme, insurances, etc. However, one should also remember such daily safety tips as not sharing card details with anyone or taking photos of the card. If you’re using eWallets with physical cards, always protect your smartphone and banking application with passwords/fingerprints/Face ID.