The Automated Consumer Dispute Verification (ACDV) process is a digital method used by credit reporting agencies to handle consumer disputes. When a dispute is raised, the agency creates an ACDV form with the dispute details and sends it to the data provider via a system called e-OSCAR. The provider then investigates, updates the form, and sends it back. The agency reviews it, updates the consumer's credit report, and informs the consumer about the outcome. This process is key in credit repair as it allows for accurate credit score tracking and efficient dispute resolution. Pinnacle Credit Repair is unique in using this method for credit repair.