Since you are essentially borrowing from your own savings, qualifying for share secured loans is usually quite simple. Your savings or investment account will be used as collateral for your loan, so your credit score usually does not matter. However, your credit score may influence the interest rate of your loan.
Each lender has its own rules for share secured loans, with some allowing you to borrow the full amount of your savings account balance, while others only allow you to borrow a percentage.