When you compare Charlotte with the national average, it is about 1.1% lower. The city is cheaper than most of the country. However, the variance is not that significant. How you manage your finances will still determine your stability in the city. The Good Side The cost of transportation is cheap in Charlotte. It is lower than most cities by about 2.3%. When you compare Charlotte, however, with the rest of North Carolina, Charlotte is more expensive. However, compared to the national average, you will get it cheaper here. Charlotte is also cheaper than the US national average in terms of utilities. It is also more affordable than most cities in North Carolina. However, even if it is cheaper, the variance from the national average is not huge. Charlotte is only cheaper than most cities in the US by about 1.7% when it comes to utility costs. The same story is valid with the cost of food and groceries, which is 0.8% more affordable than the national average. Housing is also more affordable here but by only a mere 1%. This percentage is not much compared to the national average. On certain occasions, you may not even notice the difference. The Bad Side If there is one thing that you should watch out for in Charlotte, it is the cost of healthcare. Healthcare is not over-the-top expensive here. However, it can be on certain occasions. Charlotte levels with the rest of the country when it comes to the cost of healthcare.