You need to allow a few days for your payee to process your payment. If your payee has not posted the payment to your account after a few days, send an online message to the Payments Member Service (located within the Payments tab), click on the envelope icon in Online Banking to send a message directly to North Jersey Federal Credit Union. Be sure to provide the item’s reference number. The reference number is displayed by clicking on the dollar amount of the payment in the Recent Payments box. You can click on the Payment Inquiry link within the Payment Details box to receive an email about the transaction.