• IDFC First Bank exposure to Vodafone – Idea is Rs 3,240 Cr. • If we see the total loan book 2.9% exposure is there for Vodafone – Idea. For this, the IDFC First Bank has already made provisioning of 15% i.e, around Rs. 450 Cr. • So they knew it is a stressful asset and might require more provisioning. • So as the Vodafone-idea prices were coming down there was an impact on the IDFC First Bank. • In the coming time if VI defaults or becomes NPA then need to make the provision of this particular amount.