Usually, no. If you accept a settlement offer from an insurance company without legal representation, your acceptance almost always closes your claim. The funds included in the settlement must last you throughout your lifetime.
If your head injury and resulting nausea cause problems throughout your lifetime, you may not have money for medical care. This is unfair, and also why contacting a brain injury lawyer is so important for protecting your best interests.
The amount offered to you may seem like a large sum. Insurance companies want to protect their bottom line and their clients. While the amount of an initial settlement offer appeals to you, it is most likely the lowest amount they want to pay.
Medical costs continue to rise. It is impossible to predict the future; however, planning for further complications and your future care is critical. Refusing to speak with an insurance adjuster is not rude; it is in fact an important step toward the compensation you need. Refer them to your lawyer instead.