A FICO score is your credit score. FICO scores were developed by the Fair Isaac Corporation (FICO). Bank and other institutions will look at your score before lending you money or giving you credit, to determine if you are a good, low risk borrower. Our card gives you access to your FICO score free of charge, in line with the bank’s goal of helping cardholders to learn how to manage their finances and to create a positive credit history, which can also be useful when applying for jobs. This feature can be accessed on both the online facility and mobile app.