There are typically three types of car insurance available in New Zealand. Comprehensive, Third party fire and theft, and Third party only cover. Comprehensive policies cover your vehicle for accidental damage and theft as well as providing cover for damage you may cause to another person’s car or property when using your vehicle. Third party fire and theft provides cover for theft of your vehicle only, but still provides cover for damage you may cause to another person’s car or property when using your vehicle. Third party only cover provides no cover for your own vehicle – it only provides cover for damage you may cause to another person’s car or property when using your vehicle. At this time all Cove car insurance policies are for comprehensive cover. Starting from as little as $29.16 per month, even if your car may not be worth much you may be surprised at just how affordable comprehensive cover can be.