There is a range of premium discounts available under Health Guard. These are as follows –
# Family discount – 10% if 2 members are covered on an individual basis. 15% if 3 or more members are covered on an individual basis
# Employee discount – 20% for the employees of the company
# Online discount – 5% for buying the policy directly from the company
# Co-pay discount – 10% or 20% if you choose voluntary co-payment
# Long-term discount – 4% for buying a 2-year policy and 8% for buying a 3-year policy
# Room rent capping – 10% or 5% if you opt for a room rent capping
# Wellness discount – 5% to 10% if you practice healthy living
# Zone discount – 20% for buying the policy in Zone B and 30% in Zone C