The following paper checks cannot be deposited into Checking: Checks drawn on a foreign bank account, checks drawn on financial institutions that are located outside of the U.S or territories of the U.S., and checks that are not payable in U.S. currency. Checks made payable to someone other than you (the account holder). Checks intended for IRA or 401(k) rollovers and transfers. Already deposited checks. Checks that are dated more than six months prior to the date of deposit. Checks that have ...