Definitely, Prudent has helped many thousands of people with bad credit histories across Ontario to get back on their feet. And we continue to do so every day. If by bad history, you mean a bankruptcy, proposal and paid off debt, call Prudent . We can help you if you meet our job and income qualifications. If by bad history, you mean you are currently in a lot of debt but have equity in your home or a paid off car six years or newer, call Jill, 416-223-9300 or1-800-852-7647 ext. 224 to find out how we can help you. The bottom line is: Prudent wants to help you with a loan. We consider all the different variables such as job, income, debt, assets and family responsibilities. We feel good when we help people turn their lives around for the better. We regret when we cannot.