The first step to file an uninsured/underinsured motorist (UM/UIM) claim
is to notify your auto insurance provider that you have been in an accident
with someone who either had no insurance or likely did not have enough
to pay for all of your damages. Your insurer will mail you release forms
that are used to give them more information about the situation. However,
before you rush into things and call your insurance company, it is advised
that you speak with a car accident attorney. Your insurer might try to
challenge your claim, and a lawyer can inform you about the best way to
interact with them.