An independent insurance agent can offer many benefits, including:
Best available rates—An independent agent works on commission to find the best-priced policies to keep clients satisfied and retain them. Because they offer quotes from multiple insurers, they can provide the best available rates.
Multiple quotes—An independent agent offers you multiple quotes to choose from, saving you time and money since they do all the work.
Personalized service—Independent insurance agents are usually smaller than insurance companies. In addition, as a customer, you will typically work with the same agent, which lets you build a relationship that results in better, more customized customer service. When it’s time for your policy renewal, you work together. In addition, they can help you with any additional insurance needs you may have.
Suggested savings—An independent agent can offer you various suggestions on available discounts. Even though discounts and their specific rules will vary by the insurance company, your independent agent can probably get you better savings than what you’d find on your own.