Your credit rating could take a temporary hit after you move home because of the activity involved. Applying for lots of credit in a short space of time can affect it if you had to apply for more than one mortgage before being accepted or you made a number of credit applications to pay for the costs of moving house.  Changing your address can also have an impact because living in one place for a long time is seen as a sign of stability.  Also, if you’re not on the electoral roll at your new address, lenders can’t use the list to verify your identity or address. Your credit rating should soon recover as long as you keep up with any credit repayments. You should update your details on the electoral roll as soon as possible by contacting the local council or visiting Gov.uk.