Home reversion plans don't have "repayments" in the traditional sense, as you're not taking out a loan. Instead, you're selling a portion of your property in return for a lump sum or regular income. However, if you decide to 'buy back' the share of your property sold to the provider, it could be at a higher market rate than when you sold it. This isn't technically an "early repayment charge", but it might end up costing you more.