If you exhaust (or run through) all your PIP benefits, you may seek help from your other insurance companies. If you have a medical insurance policy provided by your job, you may submit your medical costs to that insurance policy. Typically, these other medical insurance policies agree to pay once you confirm that you’ve gone through all your PIP benefits. If you do not have any other insurance coverage, it’s often a good idea to check with our state’s government about state insurance programs to help cover your bills.