Your deductible, coinsurance and annual limit are policy details that personalize your pet insurance to your needs and budget. Deductible: the amount you should expect to pay toward accidents and illnesses each year before Rainwalk starts reimbursing you, ranging $100 – $750. Coinsurance: Once you meet the annual deductible, your accident and illness vet bills are covered based on your coinsurance amount. Depending on your policy, we reimburse you for 70%, 80%, or 90% of vet bill costs. Annual limit: the maximum dollar amount that Rainwalk will pay back to you each year. Annual benefit limits range from $5,000 – $20,000.