The first step in an injury claim is usually to send a settlement demand letter to the at-fault party, their insurance company, or their attorney. Here is how to prepare this document: Step 1: Describe the incident as you remember it, being as detailed as possible. Explain why the other party is responsible for the accident and avoid accepting blame. Step 2: Describe your injuries and list all of them, even the most minor ones. Outline the medical treatments prescribed by your doctors to treat these injuries. Step 3: Outline your damages, including the medical bills associated with your injury, lost income, lost earning ability, property damage, and pain and suffering. Step 4: Stipulate your settlement demand. Try to indicate a realistic amount that is not too far above or below your losses. You also don't want to give the exact figure as you won't have room for negotiation. Step 5: Attach related documents that prove your claim, including police reports, receipts, repair invoices, medical bills, medical reports, and letters from your employer. Step 6: Supply your contact information, give the recipient a response timeline, and sign the document.