Obviously, that's a yes. It is clear that certain areas are already making the change. Currently, mobile payments account for the vast majority of monetary transactions in many places in the world. Simply scanning a QR code is all it takes for customers to make purchases online or in stores. There is a global trend toward digital payments, with nations like India and Sweden taking steps in this direction. A decade from now, I find it hard to believe that people will still be exchanging physical currency.