With a wide range of products, from clothing to closet organizers and most stuff in between, Belk has a lot to offer its loyal shoppers — and the Belk Rewards Credit Card can offer those shoppers a lot of value, too. Unfortunately, the amount you need to spend each year at Belk to earn the best benefits will likely place those perks out of reach for many shoppers, limiting the potential perks for the average cardholder. Most consumers who qualify for the Belk Rewards Card will also qualify for a general purpose card that can be used anywhere. More importantly, those cards often earn rewards anywhere, as well as offering redemption options that aren't limited to one location. CardRates.com is a free online resource that offers valuable content and comparison services to users. To keep this resource 100% free, we receive compensation for referrals for many of the offers listed on the site. Along with key review factors, this compensation may impact how and where products appear across CardRates.com (including, for example, the order in which they appear). CardRates.com does not include the entire universe of available offers. Editorial opinions expressed on the site are strictly our own and are not provided, endorsed, or approved by advertisers.