California law requires all drivers to carry a minimum insurance policy of $15,000. However, some parties do not abide by this law and do not carry insurance, or your injuries exceed this minimum amount. Because of the uncertainty that arises when dealing with uninsured or underinsured parties, it’s important to have uninsured/underinsured insurance (UIM) coverage with your insurance provider. Every case is different and a knowledgeable Personal Injury attorney can help you receive the best available compensation for injuries sustained at the hands of an uninsured or underinsured party.