As the name suggests, a Standard Health Insurance plan is a standardized policy with basic mandatory covers offered across all health insurance companies. The features and coverage benefits of this policy are similar irrespective of the insurance provider without any add-ons or optional covers. One of the first standard health insurance products in India is the newly launched Arogya Sanjeevani Policy. This standard health plan has similar policy wording across insurers, making it easy to choose which health insurance to buy. One can avail proper medical treatment at a low cost and also, easily switch between insurance companies when unhappy with their service.