Borrowers under the age of 70 years are covered under the Personal Accident Insurance Scheme (PAIS).Eligible crops are covered under the Pradhan Mantri Fasal Bima Yojana (PMFBY).Accidental insurance cover of Rs. 1 Lakh is available for Rupay Card holders if the card is activated once in 45 days.RuPay card is available for all eligible KCC borrowers.Farmers can get a loan of up to Rs. 3 Lakhs and produce marketing loans.Eligible farmers will get a savings account with an attractive interest rate a smart card and a debit card along with the Kisan Credit Card.Assistance for purchasing fertilizers, seeds, etc., and in availing cash discounts from merchants/ dealers.The kisan credit card loan interest rate is very attractive.