In general, most employees in Rhode Island are covered by Workers’ Compensation insurance. Sole proprietors, independent contractors, certain real estate, agricultural and domestic service employees (such as housekeepers, nannys etc.) may not be covered. Police, firefighters, and federal employees are covered under different compensation programs. Municipal employees are only covered if the municipality has chosen to be covered. It can be difficult and time consuming to determine whether or not you are covered by workers’ compensation. If you are unsure whether or not you are covered under Workers’ Compensation insurance, you should speak to Attorney Ann Sheeley who has over 25 years of experience representing employees who have sustained injuries from their job.