The Kotak Urbane Credit Card gives you accelerated reward points and the freedom to redeem these points across any shopping that you do. With Urbane the cardholders earn 3 reward points for every Rs. 100 spent .Cardholders can redeem their reward  points online at www.kotakcards.com/rewardredemption for a host of benefits like Movie tickets, Air tickets, Air miles, Cash  and more .