In Texas, if the other driver in your collision is an uninsured motorist, you have three options for filing a personal injury claim and obtaining damages:
File a Personal Injury Protection (PIP) claim, request for Uninsured Motorist Bodily Injury coverage, or a request for Underinsured Motorist Bodily Injury coverage with your auto insurance company.
File a claim against a liable third party, which could be the employer of the driver or the bar that provided alcohol to the driver (in the case of a DUI).
File a lawsuit against the uninsured motorist and seek compensation from the driver’s personal assets.
Because those are three very different options, it would be best for you to seek professional guidance with an experienced car accident attorney.