You can include all your personal assets in calculating your personal net worth. These assets cover cash in bank accounts, cash equivalents that can be readily converted to cash, and other personal assets like the car and the primary place of residence. Additionally, all the personal investment assets can also be included in your net worth. The investments that are considered as assets for the calculation of net worth include investments in registered retirement savings plans, registered education savings plans, tax-free savings accounts, and non-registered investments. The combination of all these personal assets forms total assets for the calculation of your personal net worth.