Considering the trend the MFI has seen so far, Sayeed said that when the inflation is high, their customers' borrowing demand increases. "So if the inflation comes along with the growth, that is in the business, then it is fine.. but if the growth is not there, and it's only inflation, then it will be a risky situation and we will have to choose whom to lend," he said, adding that if the inflation goes as per the projections of Reserve Bank of India, then the rising inflation should not cause harm and credit growth will continue.