If you’re planning on moving, whether locally or long-distance, it’s a good idea to have coverage while you’re on the road. Agencies provide limited coverage, but many times offer or accept supplementary insurance and other protections you may need just in case anything goes wrong.
However, you’re not required to purchase additional insurance when renting a truck. You will, though, be responsible for any damage that occurs while the vehicle is in your possession. If you do decide on extra coverage, speak with the rental company of your choice to figure out the right coverage option for your move.