No. That’s why it’s important to work with a broker who offers several top-rated carriers, to provide excellent options with competitive prices. Some brokers work primarily for one carrier, and therefore can only offer limited options.
The best way to select a group health plan is to work with a broker that knows how to customize your group health benefits to meet the needs of your staff’s usage to guarantee that you are not overpaying for benefits that you do not use. (Some groups don’t need all the “bells and whistles”.)
Good Neighbor has good working relationships with multiple insurance carriers so that we can offer you various plans according to your budget and exact needs. There are plans that are rich and comprehensive in benefits for those who want the greatest insurance protection from their policy. There are also plans with no frills and the greatest monthly savings where they have only benefits they absolutely need. Then, there are plans that are somewhere in the middle, offering enough benefits to satisfy your members.