After the investigation and research has been completed, your lawyer will keep in touch with you to monitor the progress of your recovery. Hopefully, you will recover well and your injury will not be a serious one and eventually it will be appropriate to attempt settlement. After a settlement range has been decided upon, your lawyer will send what is usually called a demand letter to the insurance company.
The demand letter summarizes the important factors of your claim and is a the first formal initiation of settlement discussions. After the insurance carriers claims adjuster receives the demand letter he or she will meet with the appropriate supervisors to obtain settlement authority. Once the adjuster has his or her authority figure, he or she will respond and negotiations between your lawyer and the insurance adjuster will take place.