Unfortunately, no. Under a provision called “Coordination of Benefits,” the hospital is required to bill the insurance that would be considered primary for you, which would be your own. Your husband’s insurance would be secondary. Any health insurance coverage under which you are the primary holder must be billed before any other insurance. If you have dependents with more than one insurance, such as children who are covered by both parents, the “Birthday Rule” would apply, meaning the primary insurance would be determined by whichever parent’s birthday came first by month (not year of birth).