Yes. Registering with an AA is fully voluntary for consumers. If the consumer’s bank has joined the network, a person can choose to register on an AA, choose which accounts they want to link, and share their data from one of their accounts for some specific purpose to a new lender or financial institution at the stage of giving ‘consent’ via one of the Account Aggregators. A customer can reject a consent to ‘share request’ at any time. If a customer has accepted to share data in a recurring manner over a period (e.g. during a loan period), it can also be revoked at any time later as well.