Our credit life and disability insurance programs provide important financial protection to you and your family. It's a simple, affordable way to make sure that your loan is taken care of, even if the unexpected happens. Credit life insurance is designed to pay off your loan balance if you die. And if you become disabled, credit disability will help make your loan payments while you're getting back on your feet (subject to the policy terms and conditions). Ask about credit life and disability insurance when you take out a loan. It's a small price to pay for peace of mind.