If you are concerned about meeting financial commitments if you become unable to work due to an accident, illness or sickness then income protection is something you may want to discuss with a specialist at Sports Financial Services.  If you tend to work offshore then the underwriting process for oil rig workers may be stricter than those who tend to work mainly onshore. Income protection cover may depend on the availability of cover with different insurers and the specific terms of their policies. Some insurers may decline to cover oil rig workers, while others may offer cover with certain exclusions or conditions. Income protection cover is typically designed to pay out a percentage of your salary if you are unable to work due to illness or injury. It can provide financial support for a specific period of time as defined in the policy. Income protection cover for oil rig workers may be more expensive than for other occupations, as working on an oil rig is considered a high-risk occupation. You may need to disclose details of your lifestyle, health (e.g., height and weight), occupation, job role, international working locations, transportation and medical history when applying for income protection cover Applications for income protection are dependent on many factors, for example, whether you have previously suffered any injuries as a result of oil rig work activities and whether they have caused you to have a significant amount of time off work.