We cover automobiles, motorcycles, bicycles, and RVs. We cover you in any vehicle, provided you have the corresponding coverage. Service is intended for personal use only. Commercial vehicles will not be covered unless you have the fleet program. For fleet, information click here. ​ Vehicles that are not covered include taxicabs, tractors, boats, ATVs, public conveyance vehicles on display for sale or other purposes, vehicles used in competition, etc. ​