Occurence-based coverage is the preferred coverage option because it protects policyholders even after the policy expires. With occurrence-based coverage, you're protected for incidents that occur during the policy period. Even if you file a claim after the policy expires, you'll still be covered for incidents that happened while the policy was active..
Claims can be delayed for various reasons, such as a client not realizing the full extent of their injury, paperwork issues, or other factors. As a result, a claim might be filed after your policy has expired. For this reason, occurrence-based protection can be a lifesaver for yoga professionals because they don't have to stress about a claim being filed on time for incidences that occur while the policy is in place.