Yes, auto insurance companies track and share any insurance claims you make on your property and casualty policies (homeowners, auto, etc.) with specialty consumer reporting agencies. An example of a specialty consumer reporting agency is LexisNexis, which owns a Comprehensive Loss Underwriting Exchange database, or CLUE. Insurers subscribe to CLUE to learn about claims that you’ve filed in the past, which then helps them decide how much to charge you for a policy. They can also gather peoples’ driving records, which is already publicly available information.