Investors only pay an annual asset management fee. This fee is 1% for most projects but can be higher or lower. For example, the fee can range from 0.25% to 1.5% and PeerStreet deducts this fee from the monthly interest payments.  You won’t pay any out-of-pocket fees to create an account or if a borrower misses a payment. If you invest with a self-directed IRA, the IRA provider will charge additional fees