Though bathing with sterling silver jewelry should not harm the metal, it is possible that it will cause tarnishing. Waters containing chlorine, salts, or harsh chemicals will degrade the appearance of your sterling silver. We advise our clients to take off their sterling silver jewelry before bathing. This includes rings, earrings, and necklaces. Showering with a silver chain is perfectly safe. The chain should not be hot to the touch when you remove it from the kettle. If it is warm, wash it immediately in hot water with a mild soap. Dry completely before putting back on. If you wear jewelry all the time, there are several ways to keep them clean. You can use a soft brush to clean gold chains, for example. For simpler jewelry, just use a gentle cleaner made for silver or gold items. Avoid using chemicals that could damage the finish on your jewelry; look for non-toxic products at home improvement stores. As long as you do not use a chemical cleanser and keep your showers under 10 minutes, you should have no problems with silver jewelry while staying healthy too!