Even if the German Foreign Office issues a travel warning for tourist trips: anyone who travels or spends time abroad on business is covered by health insurance with the MAWISTA rates. This also applies to students studying abroad. The insurer may require proof that your reason for travel is of a professional nature or has an educational background (e.g. customer order, proof of enrollment at university or language school). Tourist trips or non-essential trips are only insured to a limited extent in the event of a travel warning.