It depends how much you have now, and how much you need. But for the sake of simplicity, let’s say your goal is realistic. You have done the sums, and you already have a reasonable nest egg. I would say, focus on two things:1). Your spending habits. It is one of the biggest, if not the biggest, source of long-term wealth - Why the wealthy spend less on luxury: the 70/30 rule in financeAlso, even if you fail with spending habits before retirement, what will make retirement much easier is if you spend less in retirement. The easiest ways to do this is to either downsize your house and invest ...