It is possible that the Inactivity Fee can cause your membership savings account to fall below the required par value balance ($5). If this happens, you will be notified and given an opportunity to bring your membership savings account back to par value balance ($5).  If the below par value balance is not remedied in a timely manner, it is possible for your membership to be closed. Refer to the Termination for Nonparticipation section of our Limitations and Terminations of Services Corporate Policy for additional details.