A beneficiary does not have to visit the office of Additional Director of CGHS city/HQ in Delhi to collect the paper index card, after applying for a CGHS card. On receiving the confirmatory SMS regarding verification of CGHS card application, the beneficiary would be required to go to “Beneficiary login” at www.cghs.nic.in and login using his Beneficiary ID and password. An OTP will be sent to the registered mobile number as well as email of the beneficiary for authentication, following which the beneficiary would be able to download the e-Index Card.