Lightning Loans is OnDeck's fast-tracked lending solution which allows for decisions in as fast as 30 minutes and loans up to $175,000 funded in as fast as 2 hours. Lightning Loans utilise our unique lending model KOALA Score which is one of the most accurate and predictive on the market. More complex and larger loans of up to $250,000 however, can be assessed and funded in as fast as 24 hours.