In case you opt for a limited or regular premium payment policy, the death benefit would be highest of:10 times of annualised premium OR105% of all premiums paid till the death of the insured ORThe absolute amount of sum assured that is to be paid on deathIn case you opt for a single premium policy, the death benefit would be higher of:125% of the single premium paid ORThe absolute amount of sum assured that is to be paid on death