Items under £2,000 on Premier or £10,000 on Prestige cover are automatically insured as long as you have contents cover. Items over these limits must be Specified with Insurance Valuations provided if the item is over £5,000 on Premier policies and £10,000 on Prestige policies. To add an item to your policy please call us on 01534 835383 (JSY) or 01481 710731 (GSY) or 01481 824100 (ALD), 9am till 5pm Monday to Friday. Alternatively please email us on insure@islands.je