At Biz2Credit, we usually provide term loans to qualified applicants between the range of $25,000-$1 million, with an average loan amount of $242,200. Qualified borrowers usually have a FICO of at least 650 and above with a business revenue of a minimum of $250,000. At Biz2Credit, the payment plans range from 12-36 months, giving businesses the extra flexibility they need to grow.