As a fiduciary, we are legally obligated to provide clients with advice that is in their best interest. Sometimes that means giving a recommendation like keeping your dollars in cash or paying off a loan instead of investing. As a fee-only planner, we get paid directly by our clients and no one else. We are not paid on products sold, so you can be confident our recommendations will avoid common conflicts of interest. For more information on what it means to be fee-only, visit the Fee-Only Network.