There’s no universal definition of full coverage. Instead, it represents an insurance plan that leaves you completely protected. Our version of full coverage car insurance in Tennessee would include $100,000/$200,000 in liability limits for bodily injury and $50,000 for property damage. We would also add comprehensive and collision coverages, each with $500 deductibles. Finally, we’d select uninsured/underinsured motorist coverage with limits equal to the liability.