Date of loss generally means when an injury or loss incident occurs that then gives rise to a claim being filed. With occurrence form coverage from beYogi insurance plus, in order for a claim to be covered, it simply has to have happened during the term of your policy. For example, for a one-year policy running from January to December, any claim incident that occurs during these twelve months is covered under the terms of your beYogi yoga insurance policy. No matter if the claim is filed during your policy term or years down the road, beYogi makes sure you and your practice are covered. Conversely, for a claims-made form policy, your claim is usually denied if a claim is made against you after your policy has expired, leaving you liable for having to pay out on a potentially expensive claim even though it occurred during a time when your policy was active. At beYogi, we believe in transparency and don’t believe we should deny a claim for a period you were already covered. It’s just our way of investing in your continued success. Namaste.