Unfortunately, not all credit card companies make it obvious when there are different rules for applicants in Quebec. Sometimes a website may ask you to choose which province you reside in and then adjust the credit card information if you select Quebec as your place of residence. Otherwise, you may sadly have to read the fine print (often there will be a symbol or number beside some text, which signals that there is additional information you should read) to know what rules and fees do or do not apply to you.