Most homeowner insurance plans cover roof damage – but only if the damage is due to weather or a sudden accident. Most plans do not cover gradual damage or wear.  There are deadlines for filing storm damage claims, insurance companies do not typically cover damage past the deadline.   If you are unsure whether your roof is eligible for an insurance claim call us! As an experienced Omaha roofing company, we might be able to save you money before you call your insurance company.