For your urgent financial requirement, you can take a loan (Savings/Endowment policies) or opt for partial withdrawal(ULIP policies). TIn certain ULIP policies, you also have the option to avail Cover Continuous option, through which you can continue to enjoy all the policy benefits and life cover without paying any future premium. You can restart premium payment any time. A feature called 2- year extension is also available in most of our plans. This feature enables you to keep your policy active and provides you with the option to renew your policy within 2 years of your last due date.