SR 22 insurance is a type of car insurance that is required in some states in the United States. You may be required to get SR 22 insurance for a few different reasons, but typically it is because you have been convicted of a DUI or other serious traffic violation, such as driving without insurance or causing an accident while uninsured.
The purpose of SR 22 insurance is to prove to the state that you have the required amount of liability insurance coverage. The SR 22 form is filed by your insurance company with the state’s Department of Motor Vehicles (DMV) or equivalent agency, and it verifies that you have the minimum amount of insurance coverage required by law in your state.
The length of time you need SR 22 insurance can vary, but typically it is required for at least three years. If you are required to have SR 22 insurance, it is important to maintain it for the entire time that it is required. If you cancel your policy or let it lapse, the DMV will be notified and your license could be suspended.
It’s important to note that not all insurance companies offer SR 22 insurance, so you may need to shop around to find a company that does. Additionally, because SR 22 insurance is typically required due to a serious traffic violation, it may be more expensive than regular car insurance.