If you or a traveling companion become ill due to an epidemic disease (such as COVID-19) or are individually-ordered to quarantine, these are covered reasons that could trigger Trip Cancellation or Trip interruption benefits for the insured. Note, the plan only covers expenses of the insured. Expenses of traveling companions are not covered unless they are also an insured under the plan. Benefits may not cover the full cost of your quarantine and are subject to applicable benefit limits. For information on what qualifies as an “individually-ordered quarantine,” see the FAQ above on what is meant by individually-ordered quarantine. Please note, this answer is specific to products that include the Epidemic Coverage Endorsement and applicable benefit(s) and covered reason(s) described. To see if your plan includes this endorsement, please look for “Epidemic Coverage Endorsement” on your Declarations of Coverage or Letter of Confirmation.