Some workers' compensation claims settle at some point along the way without needing a hearing. Two types of settlements may occur. In one circumstance, the injured worker and the employer's insurance company might agree to a permanency rating percentage. This percentage translates into a certain number of weeks of compensation and leads to a specific amount of money called permanent partial disability (PPD) benefits. At other times, the parties may settle a workers' compensation claim when the insurance company offers a lump sum as a final settlement to resolve the case. However, if the injured worker agrees to accept a lump sum settlement in their case, they cannot reopen their claim at a later time if their medical condition worsens. A skilled workers' compensation attorney can help you decide whether you should accept a particular settlement offer from your employer's insurance company or take your case to a hearing for a resolution. Whatever you decide, your lawyer will help you secure the best possible result in your workers' compensation claim.