Being rejected flat-out sucks. However, the great news is that you can become eligible over time with a little work! Now, these apps don't disclose exactly why you don't qualify, but from reading between the lines on all six of these apps, here's what we've concluded. They need to see that you have enough regular income to pay back your advance successfully and stay on top of your finances. Consistent income and regular payments are key! - Red flags - too many cash withdrawals, missed payments, low account balances, or not enough transactions also play a part in apps thinking that your activity might be too risky. - You may have taken out too many cash advances already. While they like you to use their services, you don't want to be "too frequent" of a user. - You may not have enough activity on the bank account you connected to your cash advance app. - A couple of the apps did mention that on payday, they don't want you immediately drain your account to $0 that same day. All of the apps say that they are constantly reevaluating users' accounts and that they will notify you when you do qualify. So be sure to have your phone notifications on for this kind of app.