Most of the time, people first find out that their insurance claim has been denied through a letter from the company. The letter will include information on how to appeal the decision.
However, I advise people not to immediately jump into appealing the denial. Instead, you should request all the evidence the insurance company used to make their decision. This will help you determine your next steps.
You should never have to go through the process of filing a claim alone. Ask your insurance company for a copy of your claim’s file and review all the information they have on the case. Once you have reviewed everything, you can call a long-term disability lawyer who handles these cases. This will ensure you have the best chance of winning your claim.