Variable interest rate is a type of pricing where the interest rate is revised at pre-determined intervals based on movement of a market benchmark rate till the end of the loan tenure. During disbursement, the Home Loan interest rate is linked to the average rate of 182-Day Government Treasury Bill. The Home Loan interest rate will be reviewed (i.e. decreased or increased) every 6-months from the date of disbursement, based on the movement of the average rate of 182-Day Government Treasury Bills. During re-pricing, the new interest rate will be within the minimum and maximum interest rate range applicable for mortgage finance that is published in the bank’s interest rate matrix and also reported to Bangladesh Bank.