If you actively perform professional home inspection services for a fee, it is strongly recommended that you invest in home inspection insurance. Although most professional liability claims are without merit, and professionals win over 90% of cases that come to a verdict, the trials and tribulations can be easily avoided. Most jurisdictions have made it a requirement for all home inspectors to have Insurance in addition to their inspector’s license. In fact, the following states have made it part of having a license: Washington, Massachusetts, Arizona, Texas, Mississippi, and Tennessee. Nevada, Pennsylvania, North Dakota, and New Jersey. Additionally, many businesses have made it a requirement of their franchisees to have home inspection insurance coverage as well. It is also a smart option when looking for referrals, as real estate brokers, reputable relocation businesses, and real estate attorneys prefer to refer clients to inspectors who are fully insured.