Most people who file for bankruptcy in Vero Beach will have to go to court, but not often. Usually, filing for bankruptcy requires two court appearances. Once when you submit your forms and file your petition and once for your 341-meeting, also known as the “Meeting of the Creditors.” However, if you hire a Vero Beach bankruptcy attorney, you may not have to go to court at all. Here’s why:
The first “court appearance” simply involves walking your forms into the court and filing them at the clerk’s office. At Hoskins, Turco, Lloyd & Lloyd, our Vero Beach bankruptcy attorneys will handle this process for you. You will not have to do this.
The second “court appearance” is your 341-meeting, also known as your “Meeting of the Creditors.” This is a brief meeting, typically no longer than 15 minutes, where an official, known as your trustee, will ask you a few questions to make sure you are telling the truth on your bankruptcy forms. If the trustee believes that you have answered all questions truthfully, then you will be “approved” for a discharge. Depending on your circumstances, our Vero Beach bankruptcy attorneys may be able to schedule this meeting virtually or through video conferencing.
Bankruptcy proceedings do not involve trials and the process is relatively simple. You may have to go to court more than two times if an issue arises, but that rarely happens.