Fortunately, ride-hailing apps like Lyft and Uber have insurance to cover damages from vehicle collisions. In case you are involved in an accident where the Uber or Lyft driver crashes into you while the mobile app is on and waiting for a ride request, you are entitled to:
$50,000 for bodily injury per person,
Up to $100,000 for bodily injury per accident, and
$25,000 in property damage per accident.