If you think you’ve been targeted by crash for cash criminals, you should not confront them with your suspicions.
Instead, gather information as you would after any accident. This includes taking photos of the incident and the immediate surroundings. You should note how many people are in the cars involved, as fraudsters often submit personal injury claims for more people than were actually involved.
If you can, try to find witnesses and note their account of the accident and contact details.
If you notice CCTV in the area, it’s also worth asking for footage showing what happened. Similarly, dashcam footage is useful too.
You should then report the incident to the police and your insurer, telling them what happened and why you think it was a crash for cash scam. You can also call the Insurance Fraud Bureau’s Cheatline in confidence on 0800 422 0421.