Health insurance policies vary. However, many won’t pay the medical bills resulting from an on-the-job injury. That’s why it’s so important for employers to have workers’ compensation insurance—not to mention that it’s the law in most cases. Workers’ comp coverage gives workers and employers the confidence of knowing that the costs of work-related injuries, illnesses, and fatalities can be addressed by the policy. With coverage in place, no one will end up with a large financial burden as a result of an incident.  When it comes to getting the different types of small business insurance your company needs, workers’ compensation coverage should be at the top of your list!