On the whole, Skrill performs a mandatory identification verification to protect users from potentially fraudulent transactions. On top of that, they employ all industry standard encryption and protection measures so as to get authorization from respective financial regulatory bodies. In order to bring the matter of protection closer to individual users, they have included the possibility of a dual-factor authentication process. That way, each login or transfer request confirmation is accompanied with a one-use code sent directly to your linked phone number or other accounts (email).