The very first step that I would strongly recommend you take is for you to talk to a lender and become what is called “pre-approved”. This means that a reputable lender will determine both the sales price you are qualified to buy based on your income, assets, and credit history as well as the payment & loan program that you will be most comfortable with. This is an essential beginning of the process as you will know what price range we need to look at, your offer will be stronger once we locate your property, and all that will be required next will be to find your property with no further delay!