There are ways to protect yourself from the debts of your spouse that are accrued during the marriage. The easiest way is to make sure your spouse signs a prenuptial agreement prior to marriage, but you should not try to do this on your own. Prenuptial (premarital) agreements are complex documents. You do not want to foolishly download some form you find on the web. Doing so can result in a defective document being signed, destroying your plan of protecting yourself from debts incurred by a potentially spendthrift spouse. It is shocking to see how many people are penny wise but dollar foolish. They later regret it when they are forced into financial slavery for years because they wanted to save a few bucks on a prenuptial agreement.