The Voluntary Provident Fund (VPF), also known as the Voluntary Retirement Fund, is an investment scheme that offers salaried individuals an opportunity to make contributions beyond the obligatory 12% of their basic salary and dearness allowance into their Provident Fund account. These voluntary contributions can be up to 100% of their basic salary and dearness allowance. This scheme is a popular choice among employees as it yields the same interest as an Employee Provident Fund (EPF), which currently stands at 8.5% per annum.