To receive an advanced payment, you will need to see if you qualify for an ERTC loan. Many companies and business owners across the country would rather see the cash now rather than wait nine to twelve months from now when they receive their ERTC payout from the IRS. Of course, most ERC loans will require you to give up something in return, which normally means a small percentage of your ERTC payment. However, if you need these pandemic-related funds sooner rather than later, this may be your best option.