It is best to not give a statement to the insurance company until you have hired an attorney.  The attorney can walk you through the process and get you ready by preparing you for the questions likely to be asked by the insurance adjuster. Remember the insurance company representatives work for the insurance company and deal in these kinds of cases every day. This is likely the first time you’ve ever been involved in this situation.
You have to decide if you’re okay with being “David” to the “Goliath” insurance company. Remember, the insurance company is out to pay you as little as possible.  Therefore, it is always a good idea to have someone there to represent you and your best interests. Let a personal injury attorney help you get the benefits you deserve.