Telematics insurance is commonly called black box insurance but there are different types of telematics devices. These include:
Black boxes - These are the most common and are usually installed for free. Some insurers will arrange for this to be done. Others will allow you to do it yourself.
Plug-in devices - Some insurers choose to send you a small telematics device that you just plug into your car's cigarette lighter socket. Your insurer will be able to tell you if your vehicle is compatible with this kind of device and how you use it.
Smartphone apps - When you opt for telematics insurance you will need to download the relevant app. This will track your driving and provide your insurance with the information required. Some insurers use smartphone sensors to gather information.