Some pieces of information that you should never provide to a personal loan lender unless you have verified their legitimacy: Social Security number (SSN): Your SSN is a sensitive and valuable piece of information that should be kept confidential. Bank account details: Avoid providing your bank account number, routing number, or any other banking information. Credit card information:Legitimate lenders typically have secure payment gateways and will not ask for your credit card information upfront. Passwords and PINs: Never provide your login passwords, PINs, or other access credentials to your online accounts or financial institutions. Personal identification documents: Only provide copies of these documents if you are confident in the lender's credibility and have verified their identity.