This is the most common insurance-related question that we receive. In most cases, filing an auto glass claim does not affect your annual insurance premium. We can’t promise 100% because it is impossible to monitor every insurance company, but in more than 20 years we haven’t ever heard of an insurance company increasing the premiums of a customer for filing an auto glass claim. This is because auto glass claims are handled differently than any other vehicle body damage claim. In California, there are a lot of vehicles with glass damage. This is a common occurrence due to our climate and terrain. Since it is such a common occurrence in California and you never know when the next rock will hit your windshield, you should never hesitate to use the coverage and file a claim if you have damage.