Sometimes, accident victims have trouble securing the PIP benefit they’re entitled to. Your insurance company could deny your claim, giving reasons such as:
Invalid EMC — You must have received emergency medical care to claim the full benefit amount of $10,000.
Treatment started too late — You must have started treatment within 14 days of the accident.
Fraud — Insurance fraud is a real concern for the industry, but PIP law states the company must issue payment within 30 days even if they suspect fraud.
If you believe your claim has been denied unfairly, you should immediately contact an experienced auto accident attorney to uphold your rights under your auto insurance policy.