In Arizona, drivers are required to have proof of financial responsibility when operating a motor vehicle on public roads. To be in compliance with this, drivers commonly secure auto insurance that includes bodily injury liabilities coverage and property damage liability coverage that meets state-specified minimums. These coverages may help pay for your legal liability for third-party bodily injuries and property damage after an accident, up to the policy’s dollar limits.
The minimum coverage levels are intended to provide a basic level of protection for drivers. Your agent may recommend purchasing higher levels of coverage to help ensure adequate protection in the event of an accident.