No, you should never accept any insurance settlement offer before consulting with a personal injury attorney. These settlement offers are often too low, and they do not take into account future losses or pain and suffering.
Insurance companies do not want to take personal injury cases to court. Most insurance companies will review the facts of your case and then send you a settlement offer.
You should not accept a settlement offer without speaking to a personal injury attorney first because you may be entitled to more financial compensation. You also may be able to negotiate for a better settlement offer, and a personal injury attorney can help you put pressure on the insurance company.
You need a trained professional on your side when you are communicating with insurance companies. By hiring a personal injury attorney, you let the insurance companies know that you are serious about your injuries and the amount of financial compensation you think you deserve.