Private insurance companies typically offer budget-friendly and various types of plans to fit people with limited financial resources. In addition, the Affordable Care Act provides financial assistance to low- and middle-income Americans, so they get coverage. According to health insurance statistics, if the household income falls between 100% and 400% of the poverty level, they may qualify to receive premium subsidies to cover the insurance payment. The application can be through the state's government-run health insurance marketplace or qualifying licensed agents and private online marketplaces collaborating with the government marketplace.