Insurance companies will do all they can to save as much money as they can. Oftentimes following an accident, the other party's insurance company may contact you and try to speak with you regarding the accident. It's important you do not divulge more information than your name and contact information. Sometimes, these calls are intended to catch you off-guard and provide information that could be used to lessen the amount of your settlement. Let them know that you are working with an attorney and will be in contact with them for any questions, information, and other matters relating to the accident. The first settlement usually is not the maximum amount you can recover. By working with an attorney, you may be able to recover more than the initial settlement offer from an insurance company. You should not accept an initial settlement without speaking with an experienced attorney about your claim.