Unlike traditional loans that require you meeting with a loan officer in a brick-and-mortar office, online mortgages are home loans you can secure without leaving your home.
Typically, the entire process, from pre-qualification to closing, can happen entirely online. Some lenders strictly offer online mortgages (meaning there are no brick-and-mortar offices), while other banks and lenders started introducing digital features such as applications that borrowers can complete partially online.