They cover cars, motorised caravans, motorcycles exceeding 120cc, light vans, estate cars, 4x4 vehicles, towed caravans/trailers. The maximum age of vehicle they insure is 16 years old for UK annual, 9 years old on EU annual and 13 years old on EU Single trip policies. Eligible vehicles need to be owned by or the responsibility of the policyholder. All need to be in a good roadworthy condition and maintained and operated in accordance with the manufacturer’s recommendations.