Sometimes you may face a lawsuit if you or your vehicle caused damage or a third-party injury. These situations can be potentially financially devastating. Many drivers choose these types of auto insurance to protect themselves. These coverages may include the following:
Collision insurance may cover damage to your vehicle sustained in an accident or collision with an object.
Comprehensive insurance may pay for non-accident damage, such as weather damage, fires, theft, vandalism or other incidents.
Liability insurance might help pay for your damage to others who weren’t in the vehicle with you if an accident was your fault.
Bodily injury liability coverage may pay for third-party medical bills and sometimes for death benefits.
Property damage liability coverage may pay for damage to the other party’s property.
Medical payments coverage may pay for your medical bills if you have an injury from an accident, regardless of who is at fault for the accident.
Uninsured/underinsured motorist insurance might help cover damages if someone who doesn’t have appropriate liability coverage caused your accident.
Arches Insurance can help you explore your auto coverage options to ensure you get appropriate protection.