If you offer mobile barbering services, either from a mobile salon or at your clients' homes, make sure to discuss that part of your business with your Morison Insurance broker. We will explain the options to ensure you are fully covered by your Ontario barber shop insurance, whether you're at your commercial property, at a clients' property, or in transit.
You need personal auto insurance for your personal vehicle, but any business-owned vehicles—or vehicles you use for commercial purposes—are required to have commercial auto insurance. Your personal auto insurance won't protect you if you are on your way to a clients' house or your travel is for some other type of business purpose. You may also need higher limits for certain risk exposures, or other types of adjustments to your barber shop insurance policy so it is optimized for mobile services.