An employer’s cost for workers’ compensation coverage is based on payroll and the level of occupational risk that employees encounter. Idaho workers’ compensation law requires that the employer must pay the entire cost of coverage and is not permitted to deduct any portion from employee wages.
Workers’ compensation in Idaho is a mandatory insurance program designed to compensate injured workers for medical care and lost wages. Employees who are involved in workplace accidents or who suffer from occupational diseases are eligible for benefits.
Covered Employees
In Idaho, both public and private employers must provide workers’ compensation insurance for their employees. All businesses with one or more full-time or part-time employees are required to have a workers’ compensation policy in place, unless the worker is specifically exempted by the Idaho Code (see below).
If you are not sure who your employer’s insurance carrier is or whether your employer has workers’ compensation insurance at all, you can check your employer’s coverage at the Idaho Industrial Commission’s website.