To change the details of your policy, you need to contact your current insurer.
Whether your family is expanding, you’ve bought a bigger home, or you’re leaving the military, it’s possible to amend your policy if it has a special events clause.
This is a clause that allows you to change your level of cover without needing to provide additional medical underwriting.
However, if you increase your level of cover, your premiums will also increase to reflect this change.
Not all policies include special events clauses.
If you’ve left the military, and would like to make changes to your policy, it’s worth considering a new policy as you may be able to secure a more favourable premium with your new circumstances.
It's important to ensure your insurer is kept up to date with any information regarding your personal circumstances.