Insuring your exotic pet can be worthy investment since, like all pets, they can experience injuries and illnesses. Depending on your location and the species of your pet, exotic veterinary care can also be costly. It may require a visit to a special type of vet clinic or even a university.Insuring your exotic pet can be worthy investment since, like all pets, they can experience injuries and illnesses. Depending on your location and the species of your pet, exotic veterinary care can also be costly. It may require a visit to a special type of vet clinic or even a university.