To understand what losses a person’s auto insurance covers, they must first determine what kind of coverage they have. Most people in Denton have either liability or underinsured motorist coverage to cover damages after a vehicle wreck.
Liability coverage pays an injured person on behalf of the individual who injured another person. In other words, the person who is at fault. If the defendant has liability insurance, that coverage will cover any and all damages that the at fault driver inflicted on the claimant up to the limits of liability insurance purchased.