PlayStation Plus is discounted by up to 50% if you're willing to pay for a year of the service upfront, which makes an annual plan the best value for your money. Xbox Game Pass only offers monthly subscriptions for the console, PC, and Ultimate plans at the moment, but some retailers occasionally sell gift cards for three-months of Game Pass Ultimate at a discount. However, Xbox Game Pass Core will be available for $60 a year when it launches on September 14, which means you can get a 50% discount if you pay for an annual membership versus going with a monthly plan.