If your trip has begun, or if on your departure date your flight is delayed by the airline, or other common carrier, for 12 or more hours, the Travel Protection plan may reimburse travel delay expenses for items such as additional meals, accommodations and airfare. If the airline carrier has made the decision to cancel your flight in advance of your departure date and you need to cancel your trip, there may be reimbursements available to you. If you have the Travel Protection Plan, you may be eligible for reimbursements in the form of a Future Travel Certificate issued by your Travel Provider for 100% of the cancellation charges.