Most homeowners insurance policies will cover partial damage related to tree root infiltration; however, that “damage” is usually limited to physical damage caused to your pipes. For example, if roots have grown into your sewer line but have not caused a break or crack in the pipe, your insurance provider may claim that no actual damage has been caused and will therefore deny your claim. In most cases, homeowners insurance does not cover water damage due to backups, either. However, some providers offer add-on coverage for water backup, which may cover the cost of things like sewer root removal services. Always consult with your insurance provider to understand whether or not they will cover your tree root infiltration services.