We do accept credit card insurance. It is required to take at least basic insurance coverage – LDW, which ranges between US$13 and US$25 depending on the type of car. Efective October 1st, 2021, VISA will not offer to its cardholders of Gold and Platinum cards the benefit of the collision damage waiver for the rental cars in Costa Rica. Therefore, if they wish to decline our LDW coverage, they will not be able to do so with a VISA credit card.