We take full advantage of an automated underwriting system that allows us to request as little information as possible to verify the data you provided during your loan application. The automated underwriting system compares your financial situation with statistical data from millions of other homeowners and uses that comparison to determine the level of verification needed. In some cases, a single W-2 or pay stub can be used to verify your income, or a single bank statement can be used to verify the assets needed to close your loan.\r