If there is a fee arrangement with the originator (OUR) or beneficiary (BEN)
If the currency is not in euros
If a corresponding payment instruction is given to Credit Suisse
If a cross-border euro payment does not meet the SEPA standards, it will still be processed. However, in this case, you will not be able to benefit from the favorable SEPA conditions. Comply with the SEPA standards as far as possible for euro payments in order to avoid surcharges.