No, you do not need insurance for Turo as long as you opt-in to one of the company's protection plans. If you rent a car with Turo and choose the minimum protection plan, the company automatically provides enough insurance to fulfill the state's minimum insurance requirements. Depending on your state, this may include liability insurance, personal injury protection, MedPay, and/or uninsured motorist coverage.
Turo also provides collision and comprehensive insurance on vehicles rented through the company....