Third-party motor insurance offers you the legal minimum level of car insurance cover and is the most basic cover you can get. This kind of policy helps protect other people, vehicles, and property in the event of an accident that was considered to be your fault. Fire and theft insurance covers you for any damage caused to your own vehicle by fire, theft, or attempted theft. Comprehensive car insurance, also known as fully comp cover, is one of the higher levels of protection you can get for your vehicle.