The meeting of creditors is a hearing with the Chapter 7 trustee. Debtor(s) are examined under oath concerning their assets, debts, and other bankruptcy questions. It is also your creditor’s “opportunity” to question you while you are there and under oath. Creditors who choose to attend the meeting, either in person or through their attorney, can ask questions about the case. Normally creditors do not come. The average meeting of creditors lasts about six minutes and is held approximately 30 days after the Chapter 7 bankruptcy is filed. You MUST appear at the meeting of creditors. Your attorney will appear with you at the meeting.