This varies by lender. Some of the best installment loans on our list have no minimum credit score requirement while others require scores somewhere in 500s or even 600s. You can expect better rates with a higher credit score, but if you do have a low credit score, there are options available to you.
Â
If you cannot find a suitable installment loan, there are no-credit-check lenders offering payday loans, but we strongly urge caution when considering these.