If you are Quarantined* prior to your tour, the tour cancelation benefit may reimburse you for unused pre-paid, non-refundable tour costs. If you are Quarantined during your tour, the tour interruption benefit may reimburse you for missed, unused pre-paid non-refundable tour costs and additional transportation costs to return home or catch up to your tour.
If COVID-19 causes you to be Quarantined*, delaying your tour for 12 hours or more, you may be eligible for tour delay benefits which may reimburse additional expenses for transportation, meals and accommodations, as well as missed unused pre-paid, non-refundable travel arrangements (up to the limits indicated in the plan).
In each case, you would need to provide proof from a doctor or government authority verifying your need to quarantine, as well as receipts for any expenses incurred.
*Quarantine means the enforced strict isolation and confinement of You or Your Traveling Companion at a single location, for medical reasons, pursuant to an order by an official government authority, a lawfully authorized deputy of such authority, or a licensed practicing Physician, which prevents any interaction with other persons for a specified period of time not exceeding the incubation period for a contagious disease to which You or Your Traveling Companion have been exposed. Governmental orders imposing Prohibited Access, social distancing, self-isolation that does not meet all of the requirements set forth above, shelter in place, or stay at home requirements or recommendations do not constitute a Quarantine.