Most dog insurance providers won’t cover pre-existing conditions in any basic plan. Your insurance policy is unlikely to cover treatment related to these known conditions.
Some providers will include these pre-existing conditions on the higher-priced plans. A recurring health problem or a condition, such as diabetes or cancer, will typically be classified as a pre-existing condition by your insurer.
Because most pet insurance companies don’t cover pre-existing conditions, it’s important to take out health insurance for your pet while they’re still young. Most pet insurance companies will enroll pets as young as six weeks old.