I do have a limit of liability clause in every wedding contract in case something really bad happens and I am unable to make it to your wedding day. Essentially, if I get injured, I will try my hardest to make it to the wedding no matter what. If I can’t, I will do everything in my power to find a replacement photographer for you. If I am unable to do that, I will give you back your money.
Here is what the clause says:
“In the unlikely event that the photographer is injured, becomes too ill or is otherwise unable to photograph the event, Katy Weaver Photography will make every effort to secure a replacement photographer. If this situation should occur, and a suitable replacement is not found, photography liability is limited to the return of all payments received for the event. If Katy Weaver Photography cannot perform this Agreement in whole or in part due to acts of God, nature, terror, or other unforeseen circumstances beyond their control, Katy Weaver Photography will return all fees to the Client(s) but shall have no further liability with respect to this Agreement. This limitation on liability shall also apply in the event that photographic materials are damaged in processing, lost through camera malfunction, lost in the mail, or otherwise lost or damaged without fault on the part of Photographer. Client(s) agree that an entire wedding cannot be replicated, reenacted or repeated for the purpose of a re-photographing and limits Katy Weaver Photography’s liability to the amount paid under this contract.”