Eligible members in the EE group insurance scheme will be accepted up to the Free Cover Limit as given in the table below, above which the acceptance will be subject to prevailing approved underwriting guidelines. Number of livesFree cover limit Up to 502.5 x Average Sum Assured, max Rs. 10,00,000 51-1003 x Average Sum Assured, max Rs. 20,00,000 101-2004 x Average Sum Assured, max Rs. 30,00,000 201-5005 x Average Sum Assured, max Rs. 35,00,000 501-10006 x Average Sum Assured, max Rs. 40,00,000 1001-20007 x Average Sum Assured, max Rs. 45,00,000 Above 20008 x Average Sum Assured, max Rs. 50,00,000 The average Sum Assured is equal to the total sum assured for the group divided by the number of members covered. For NEE group schemes, the non-medical limit will be as per the prevailing approved underwriting norms of the Company.