While there are a few exceptions for taking RMDs from your employer-sponsored plan while you are still working, ultimately you are required to take an annual RMD for all of the following account types: Traditional IRAs SEP IRAs SIMPLE IRAs Traditional 401(k) plans Traditional 403(b) plans Traditional 457(b) plans Profit sharing plans Traditional Thrift Savings Plans (TSPs) Qualified annuities Inherited Traditional IRAs Inherited Roth IRAs Roth 401(k), Roth 403(b), Roth 457(b), and Roth Thrift ...