If you’re looking for the best loan rates in Singapore, it’s smart to shop around and compare different lenders.  Banks’ secured loans can offer you a higher principal amount. However, collateral such as properties, real estate, bonds, collections, and other items or objects that have value are required to lower your personal loan’s effective interest rate. Meanwhile, licensed lenders such as Fortune Credit can provide you a loan plan that best fits your objectives and repayment capability without collaterals required.  Reviews are available on our Reviews page for those who wish for more information about Fortune Credit’s loans or application process before applying online; feel free to call us at any time if you have further questions!