100% you do!Royal London considered the duties of a stay-at-home parent (PDF) and researched the cost of replacing the jobs they do for the family and in the home. They included some of the ‘top jobs’ parents carry out on a weekly basis such as cooking, cleaning, driving children to their various activities and so on, and the average work-place costs associated with these duties.Royal London’s calculations reveal that the cost to employ someone to do the household jobs normally done by a stay-at-home parent would be an estimated €43,934.So go right ahead and punch €44,000 into the calculator above to get an estimate of the cover you should buy.