a.The initial waiting period under this plan is 30 days (except for accidents).
b.The waiting period for PEDs is 48 months.
c.For specific diseases, it is 24 months.
Under Plan A - Diabetic Complications are covered from Day 1 for Type I and Type II Diabetes.
Under Plan B - Diabetic Complications are covered after 12 months for Type I and Type II Diabetes.