Yes, credit monitoring is great to have to ensure that nobody is stealing your identity and possibly your money. There are many websites, such as Credit Karma, that will do it for free, so it doesn’t cost anything for you to have that added security. Or you can request a free copy of your credit report on your own through AnnualCreditReport.com every 12 months. You can also use paid credit monitoring services if you feel that extra ID theft protection is worth the money.