Personal Injury Protection (PIP) is a type of insurance coverage that can cover medical expenses and, in some cases, lost wages and other damages, regardless of who is at fault for an accident. Uber's insurance policies vary by state, and PIP coverage is generally not included in Uber's standard insurance policy. However, PIP may be mandatory or available through your own auto insurance depending on the state you reside in or operate as a driver. For instance, New Jersey is a state that requires PIP coverage in its auto insurance policies. If you're an Uber driver or passenger, understanding how PIP interacts with Uber's insurance can be complex and may require legal guidance.