If you’re planning a wedding celebration, trade show, festival or community festival or another special event, special event coverage can give you different levels of protection, including:
Event cancellation or postponement—This coverage may help reimburse you for any nonrefundable, lost deposits and other fees up to the coverage limit of your policy. It may also help recover the cost of refunding guests’ ticket sales.
Event liability—This coverage offers protection against various liability risks that may occur during a special event, such as property damage or bodily injuries to your guests for which you are found responsible.
Additional or special coverages—Special coverages can help with different items, such as adding a wedding insurance supplement on a special event policy to cover items such as a dress or tuxedo, gifts, photographs or other special items against damage or theft.
Some venues may require businesses to carry special event insurance. Talk to us to learn more about your next event and the coverage you may need.