An International Currency Fee is a processing fee charged by Visa whenever you use a credit or debit card outside of the United States. Prior to the system update, OnPoint members would see International Currency Fees applied as one lump sum, one time per day, no matter how many transactions were made. Going forward, these fees will post in real time for each separate transaction. There is no change to the amount of fees you will pay, simply a change in how they are posted.