AMP is a form of collateral token. It is used as collateral particularly by payments networks that want to make transactions with other forms of crypto happen far more quickly. When, for instance, a customer at a brick-and-mortar store wants to pay with a crypto coin, it can take a long time for that transaction to take place — minutes, hours, even days — which is far longer than the seconds that customers are used to waiting while using their credit card. But a payments network can put up the equivalent value in AMP as collateral while everyone is waiting for that other form of crypto to make it to the store’s account. This allows the customer to immediately go about their day, and it lets the store not worry about a crypto price swing happening while it waits for the other form of crypto to arrive. Once the payment finishes, the AMP collateral is returned to the payments network.