If you need to borrow more than the lender is willing to offer you personally, or you need more than the typical £25,000 limit, you might want to consider a secured loan. You can borrow up to £100,000 with a secured loan, but you’ll need to put something up as collateral, like your home. Think carefully before taking out this type of loan because if you miss repayments, the lender can seize the asset to repay what you owe.