You will likely be considered for the Capital One VentureOne Rewards Credit Card if you have an excellent credit score  — that is, a FICO score of at least 800. If your score isn't in that range yet, read our guides about improving your credit score and how to how to build credit with a credit card.. In addition, Capital One defines excellent credit as never having declared bankruptcy or defaulted on a loan, been more than 60 days late on any credit card, medical bill, or loan in the last year, and having had a loan or credit card for three years or more with a credit limit above $5,000.