Any kind of debt should be taken seriously and you should take a loan only if you really require it for a financial emergency. For example when your car breaks down or your home needs repairs you might look for one. You can also take a no guarantor loan if you need to meet emergency medical expenses which are not insured. However, make sure to never take a loan for frivolous expenditure especially if you have a bad credit score. This is because if you end up being unable to repay the loan it will worsen your credit score and also your financial position.
Always make sure to take a loan amount that you can pay back comfortably. For this you should create a budget of your monthly income and expenditure and decide how much money you will be able to save to repay your loan. They will also help you to decide on the tenure of the loans for bad credit no guarantor and in fact will find a tailor made loan to suit your requirements.