The amount of money that you can borrow from the bank for business purposes in Singapore depends on a number of factors, including the type of business and your personal financial situation and credit history. For example, if your small or medium business has been incorporated for at least 2 years, you may be able to borrow up to S$300,000 under the Singapore government’s SME Working Capital Loan scheme. The final decision will ultimately depend on your own financial situation and the bank’s assessment of your business plan.