When managing your finances, it may be helpful to understand our posting order. The order of when banks post transactions can affect your account balance and whether or not you are charged fees, such as an overdraft fee. Generally:
• M&T posts credits before debits in a given day
• M&T posts items chronologically, if that information is available
• If it is not clear what the chronological order is, M&T will post debits in lowest to highest order
• Fees are posted last in a given day