With respect to the debt relief program that you have written about, I suggest that you consult with a real estate attorney about your situation to review all documentation that you received with respect to the debt relief program to make sure that it is legitimate.Such agreement controls the obligations owed to you by the lender and vice versa. Whether or not you can rescind the agreement depends upon the terms of the agreement and the opinion of the real estate attorney you have been suggested to see to review the revised loan documents.