While Allstate has some of the cheapest home insurance rates, it underperforms in J.D. Power's home insurance survey and has a higher Complaint Index than its competitors. ... CompanyJ.D. Power satisfaction rating*2020 NAIC Complaint Index* Nationwide8120.53 State Farm8350.74 American Family8310.56 Chubb8010.31 6 more rows Nov 2, 2021