In every state drivers are required to have a form of financial responsibility in case of an accident. The best and simple way to show that is through auto insurance. Different states have different insurance coverage that is needed by law. The most minimum coverage required in almost all forms is the necessary car insurance cover. It comprises three primary contents, collision, comprehensive, and liability insurance covers. Most people and states prefer going with the liability because it has no deductible and covers the other driver, occupants, and the car. As a driver, you can carry the minimum insurance required by law only if you cannot afford to pay for more coverage. Suppose you can afford to pay for more content, go ahead, and add protection to your policy. Do not stick to the minimum just because the law states so.