Truebill is free to use; however, it comes with paid-for features that you can choose to avail yourself of. For instance, it's easy to set up budgets in the Truebill application.   However, it's only possible to make a small amount of funding before you are required to purchase the upgraded version. Additionally, you need to buy an account with a premium subscription if you wish to use Truebill's Smart Savings feature and save funds for set goals.