Yes, you can get public liability insurance cover for as little as one day. This is perfect for events, such as fetes or fundraisers, which come with their own risks. For example, if you’ve hired a venue, DJ and catering for your fete, any one of these could cause damage to the rented venue, illness from food pointing or injury to a member of the public. A claim from one of these scenarios could end up costing you hundreds or thousands of pounds.
However, if you host multiple events in a year, temporary PL cover tends to work out more expensive per event than annual or monthly insurance. If you’re holding an event more than once a year, it’s worth considering an annual policy – your insurance broker can advise on your best options.