To get a better understanding of what a Special Needs Trust can pay for, it’s best to consult with a Special Needs Trust Attorney. That’s because if money is paid directly to the beneficiary or if funds are used to pay for things like food or shelter, the beneficiaries benefits could be negatively affected.Aside from cash, food, and housing, Special Needs Trust allowable expenditures include a variety different expenses to supplement your disabled loved one’s lifestyle beyond just what their government benefits provide. Before you distribute any money for expenses, always make sure you check with your Special Needs Trust Attorney to make sure it won’t hurt the beneficiary’s benefits. Here are a few examples of Special Needs Trust allowable expenditures that are fairly typical: A Special Needs Trust can pay for a caregiver, medical expenses, dental expenses, physical therapy, vehicles, education, furniture, vacations.