In Singapore, you can generally take out loan amounts between $1,000 to $100,000 maximum. Personal loan amounts borrowed average around $30,000 to $40,000. The maximum amount an individual can borrow is also based on certain factors such as your income, credit score, and amount of debt currently owed.According to your specific needs, you should not automatically opt for taking out the maximum possible loan amount - instead, focus on the specific amount you need for your cause that you will definitely be able to pay back over the loan tenure.