Monterey is a city located in Monterey County on the southern edge of Monterey Bay on the U.S. state of California’s Central Coast. Monterrey, on the other hand, is the capital and largest city of the northeastern state of Nuevo León, Mexico, which is the second most competitive State in Mexico, as per the 2021 Index for Competitiveness of States, issued by the Centro de Investigación en Política Pública (Center for Investigation of Public Policy) of Instituto Mexicano para la Competitividad A.C. In fact, Monterrey is probably the second most important city in Mexico (economically) behind Mexico City. HMH Legal has an office in Monterrey, México, where it provides services related to debt collection, litigation, and other legal services, exclusively in the Mexican region. HMH Legal does not provide any legal or debt collection service in Monterey, California, USA.