You don’t typically pay for expenses, including repairs or replacements, if your home warranty plan covers them. However, it’s common to pay service fees to your home warranty company for them to send someone out to diagnose the issue and solve it. Be sure to read over your home warranty contract so you know what’s covered, as certain parts or components might not be included. For example, your provider might include the plumbing system in its coverage, but it may not cover the cost of replacing a bathtub or sink.