The Wiser Driver provides DDS and state certified 6 hour Defensive Driver classes. These classes may used to remove up to 7 points from your driving record, satisfy requirements for reinstatement, and lower insurance premiums by up to 15%. Our $95 option will provide a DDS certificate that may used for point reduction, reinstatement and insurance reduction. Our $75 option can only be used for insurance reduction purposes only. Courts and the DDS will not allow the $75 certificate for any other reason.