Smart Saver was a low-risk investment account that was designed to earn a higher yield than a typical savings account through the use of short-term treasury bonds. We’ve replaced this offering with our cash offering, Cash Reserve. If you had “free time” on your Smart Saver account, that free time won’t correspond to Cash Reserve. We know that it might not seem ideal to you to lose the free time, but our hope is that our new cash management tools will fit your needs by helping you spend and save ...