According to GCash, failure to pay GCredit will result in your credit line getting suspendedhttps://help.gcash.com/hc/en-us/articles/360038344794-What-happens-when-I-don-t-pay-my-dues-on-GCredit-on-time-#:~:text=When%20you%20do%20not%20pay,GCredit%20as%20a%20payment%20option.&text=You%20will%20be%20charged%20with,dues%20beyond%20your%20due%20date.'>2. You’ll be charged with penalty fees as well.  Fortunately, GCash will never pressure or humiliate you for not paying your dues. You will only receive automated SMS reminding you to pay the amount.