Business credit cards tend to have higher credit thresholds than personal credit cards; the average consumer card has a limit of just over $31,000, while the average small business card has a limit of just over $56,000. Business cards that offer credit up to $100,000 are common, but you should know that every applicant's situation is assessed to determine the appropriate limit for them. In addition, there are limits for cash advances separate from the overall spending limit.