If you’re aged between 11-16, chances are you will need a parent or guardian’s permission to open
an account. A young person’s current account is often restricted so it’s difficult to accumulate debt,
and is simply a secure place to store money and spend with a cash card when necessary.
If you’re aged between 17-18, you might be granted further access to a debit card and a cheque
book depending on the bank or building society.