Requirements vary from company to company. You need a minimum of $1 million in income per year to qualify for the invitation-only American Express Centurion Black card, whereas you need at least $150,000 individual or $200,000 household income to qualify for the BMO eclipse Visa Infinite Privilege. One of the easiest to get is the Scotiabank Passport Visa Infinite that only requires at least $60,000 individual income or $100,000 household income per year.