Anyone who is a U.S. citizen or resident alien with a SSN or taxpayer identification number can be an account owner. You, your Spouse, a Grandparent, an Aunt or Uncle, a Friend! There are no age, income, or family member restrictions to own an account. However, there can only be ONE Account Owner per account. You, or they, will need their date of birth, SSN, and a current permanent U.S. address that is not a PO Box.