An Annual Plan is a service that allows you: - to benefit from a data plan each month during a certain period (12 months) - and its payment for the whole validity period is done at the subscription The Annual Plan cannot be cancelled or refunded during its validity period. A Monthly Plan is a service that allows you: - to benefit from a data plan that is renewed automatically each month - and its payment is a monthly fee that is charged each month on your credit card The Ubigi Monthly Plan can be cancelled at any time after a minimum period of 3 months.