No. If you are currently experiencing difficulty handling your debt load, our lawyers are happy to help you figure out your options no matter how much (or how little) debt you have. If the amount of your debt is small enough in relation to your income we can help you analyze whether the best decision would be to try to pay it off yourself or with the help of a friend or relative. Or, depending on your particular circumstances, we might recommend a good credit counseling agency for you. If the debt is more significant, we will let you know about other options we see, including various ways bankruptcy might be able to help. Because our lawyers have seen so many cases of people dealing with debt, they have the ability to help you discover what may or may not work in your particular situation.