There may be a number of reasons why your insurer refuses to pay out. They may refuse to pay out simply because you do not have the requisite coverage on your policy. However, it is not uncommon for insurers to pay out where there is some debate as to whether or not coverage exists.
If you feel that your insurer has unfairly refused to pay out under the terms of your policy, our panel of solicitors will give you the option of bringing legal action against them. This may force them to re-evaluate their position and decide to pay the policy.