Typically, business owners are not legally required to carry general liability insurance.  However, there are some exceptions to this rule.  For instance, professionals in certain industries may be required to show proof of general liability insurance when applying for professional licenses.  Real estate agents, dentists, and accountants usually need to meet general liability coverage requirements before they can secure the licenses they need to practice in the United States.  Oftentimes, businesses also need to show proof of general liability insurance before signing contracts with larger companies, leasing an office, or closing deals with clients.