This depends on your financial situation. With N26 Credit, you can get a loan of up to €25,000 and choose a payment plan ranging from 6 to 84 months. Depending on the amount and the terms of the loan, your monthly repayments can be as little as €19.10.** To calculate how much you can afford to pay back each month, try [creating a budget based on your monthly expenses](https://n26.com/en-de/blog/how-to-budget-for-household-expenses).