Stand-Up India Scheme is introduced to be operated through 1.25 lakh branches of the bank in the nation whereas the SMILE Scheme is operated only via SIDBI to invest in projects that rise in 25 recognized sectors under the Make in India program for existing as well as new units. The loan size of the minimum term for new units is 25 lakh under the SMILE Scheme whereas it is up to 100 lakh and over 10 lakh especially for women/SC/ST entrepreneurs establishing greenfield projects.