The amount of employment income a garnishing creditor is allowed to take from you will vary by province. In most cases in BC 30% of your net (after payroll deductions) income may be garnished. Provincial limits on how much income may be garnished do not apply to Canada Revenue Agency, nor will these same limits apply to Family Maintenance Enforcement Program; 100% of income earned through self-employment (such as sub-contractor wages) may be garnished. Government income such as CPP, OAS, GIS, Employment Insurance and Social Assistance benefits are considered exempt and cannot be garnished, except where the debt is owed to CRA or FMEP.