The best way to get a physician loan is to discuss your mortgage options with a broker, financial advisor, or loan officer. These professionals will be able to review your financial profile carefully to help you improve your cases of approval or recommend a loan that best fits your budget. Most medical doctors and residents are eligible for the typical physician loan program, but some loan lenders are more inclusive than others. Working with a loan officer who can efficiently vet many of the mortgage products on the market can help you find programs designed for the needs of a variety of healthcare professionals.