Licensed moneylenders  like us can offer you a payday loan, also known as a cash advance loan. This loan lets you borrow money as emergency funds to cover your expenses until you receive your next salary.     All licensed moneylenders in Singapore are subject to the Moneylenders Act and are listed under the Registry of Moneylenders. We adhere to strict regulations on interest rates, fees and other charges.    Payday loan applicants must be 18 years of age or older, with a minimum income of SGD1,800. Singaporean or PR borrowers must present their NRIC, SingPass, residence information, payslips and bank tokens.    Foreign borrowers must provide a valid work permit, Employment Pass or S Pass. We’ll also need your passport, residence information, payslips, bank tokens, employment contract and staff card.