Road risk insurance is the minimum legal cover level needed by those working in the motor trade who drive vehicles they don't own. Examples of motor trades include:
· Car dealership services
· Car repair services
· Vehicle restoration services
· Valeting services
When you work in the motor trade, you’re bound to end up with a customer vehicle in your care at some point. And when that vehicle is your responsibility, you need to make sure you’re covered with sufficient road risk insurance while you carry out your work.
That’s where a motor trade road risk policy comes in. This type of cover is specifically designed to ensure you meet the minimum insurance requirements when you’ve got a customer vehicle in your care, custody or control. But it also covers any vehicles owned by you, as the Policyholder, and your spouse if they’re a named driver.