It isnu2019t. Most people in the USA have only one job, no investments, and no itemized deductions. They donu2019t own a business or own rental property. Their tax form before the Trump administration tax reform was a one pages 1040 EZ. Only about 30% of taxpayers had a situation involving more than 15 minutes of tax preparation. Under the Trump tax reform, more paperwork is required, I went, as a retiree, from 2 pages to 6 pages of forms. It still took less than 15 minutes to file. There is free software online (I use Credit Karma) to make out and file the forms. My state (NH) doesnu2019t have state income tax so I didnu2019t have to complete a second set of forms.