Salary packaging of a car via Novated Lease / tri-party contract is a smart and pocket friendly way to get your car because of all the benefits it brings. Normally, you pay for your car loan EMI’s and all its running expenses like fuel, driver salary, maintenance, registration and insurance from the salary you receive after tax has been deducted by the employer. However, in case of a Ugo car, you pay those running expenses along with the entire amount of the monthly lease rental from your income before tax is deducted. Thereby, lowering your taxable income and saving you income tax.