It can be tempting to accept the first settlement offer you receive from the liable insurance company, but you should never accept it without consulting with your Arizona car accident lawyer. Insurance companies are dedicated to protecting their bottom line, which means the first settlement offer is typically far less than your claim is actually worth. It can take months or longer to fully understand the severity and extent of your injuries and how they affect your life. You’ll also need time to accurately calculate your lost wages and other damages that result from the accident.