Fee-only financial planners are registered investment advisors with a fiduciary responsibility to act in our clients’ best interest. We don’t accept any fees or compensation based on product sales or your investment decisions. As fee-only advisors, we believe our conflicts of interest are minimal and we generally provide more comprehensive advice. Arrivity financial planners don’t accept sales commissions from companies encouraging us to sell their products. We work solely for our clients and get paid only by you. Because we don’t sell financial products such as investments and insurance, the only thing that influences our thinking and financial recommendations is your best interest.
Arrivity is also a Registered Investment Advisor (RIA). This means we must comply with regulations designed to protect you, the client. It’s important to ask financial planners for their Firm Brochure (Part 2A of Form ADV). This document contains information about the planner’s qualifications, fiduciary duties, and any history of past violations. We would be happy to send you a copy of our Firm Brochure, or you can find it in the client forms section of our website.