PhillipCapital 2019s Excess Funds Management Facility, also known as SMART Park, allows you to park your idle money for returns while you wait for investment opportunities. SMART Park invests on a discretionary basis into the Phillip Money Market Fund. Opt-In on POEMS Opt-In on POEMS 1. If you would like to opt-in online using another device, kindly follow these steps: Login > Acct Mgmt > Stocks > Online Forms > Account Application > Excess Fund Authorisation. 2. You may also opt-in to SMART Park via MyWealth App. Simply log in to your account > Select Smart Series > SMART Park > Select the desired account and click on the 201cOpt-in 201d button. Alternatively, you may contact your Financial Advisor or our call centre at 6531 1555 for assistance.