Old Navy offers two types of credit cards:
The Old Navy credit card
Navyist Rewards credit card.
Both cards provide cardholder benefits such as exclusive offers, early access to sales, and no annual fee. Customers initially start with the Old Navy credit card and can upgrade to the Navyist Rewards card once they accumulate 5,000 points. The Navyist Rewards card offers additional advantages, including free three- to five-day shipping on all orders, an extra 20% in bonus points per quarter, and access to an exclusive toll-free priority customer service line.