I'd double check with a divorce lawyer in your area.  There may be other facts that bear on this, and there are variations in the law from one state to another.  And I'd be concerned if the tractor is worth much more than is still owed on the loan.  On the other hand, this might be the best way to keep the damage to your own credit to a minimum.It's a used tractor -- and getting a lawyer's advice is cheap insurance, against finding yourself in the wrong end of the wringer in court.  One place to find an attorney who can guide you through this is our website, http://attorneypages.com