Typically, any medical bills not covered by insurance co-pays and deductibles have to be paid as you go. If you have Medical Payments coverage through your auto insurance, we can help you use that coverage to pay these expenses. However, if you can’t pay your co-pay/ deductible, you may be sent to collections. We will do everything we can to talk to the provider and ask them not to send you to collections; however, there is no guarantee that they will hold off. Any lawyer that tells you differently is lying.
If you are not able to pay your medical bills, or you don’t have any health insurance, you may want to have your lawyers look into a medical lien to finance your medical care. With this option, you will not have to pay anything out of pocket as the lien company will handle all your bills on the front end. Then, after your case settles, you will pay them back out of your settlement. This is a good option for folks with no insurance, bad insurance, or high deductibles/co-pays that they can’t afford.