Chubb's specialized total loss unit will work toward a prompt resolution of your claim. Our Masterpieceproducts offer choices and features not typically found in standard policies. As a Masterpiece policyholder, if you have Agreed Value coverage and your car is determined to be a covered total loss, your deductible will be waived and we will write you a check for the agreed amount. Check your Chubb policy for additional details and speak with your claim examiner once you file your claim.