This means the period starting from the date when the policy commenced (excluding renewed policies). This date is shown on your Certificate of Insurance. For example, under the Superior plan for Dogs and Cats, there is a twenty-one day waiting period for illness. With this plan, the waiting period will cease on the twenty-second day of cover. Any illness or condition that occurs or clinical signs of a medical condition or illness shown during this period will be excluded from cover.  You should refer to your Certificate of Insurance and Product Disclosure Statement for waiting periods that apply to your plan.