Legal proceedings that took place before or during the conclusion of a legal expenses insurance policy are not insured and are not paid for by the legal expenses insurance.Only legal disputes after the start of the insurance policy are covered by your insurance. Other costs that are not paid by the legal expenses insurance:If the amount in dispute is lower than the minimum amount specified in the contract, the insurance will not cover any costs.Disputes between family members who are insured with you in the same policy are also not covered by the legal expenses insurance.Malicious activities, active participation in a fight or if you have been under the influence of alcohol while driving are not covered by the legal expenses insurance.