If you were driving a company car, your employer probably has an insurance policy on that vehicle. If you were driving your personal car to perform work-related tasks while on the clock, your personal insurance should cover the damages. However, you may be eligible for worker’s compensation for your injuries. Your employer may have supplemental insurance policies that could be liable for additional damages. This is a complex legal situation, so we strongly advise you to consult a personal injury lawyer to discuss your case.