While some companies do require you have a spare key to the vehicle that you provide to them at the time you take out the loan, we never require a spare key at Lake Title! We strive to make it as easy as possible for our customers to access the equity their vehicle holds and allow them to get the cash they are needing. Most companies require the borrower surrenders a spare key to their vehicle in addition to their title among other additional steps to receive a title loan with them. Lake Title understands that keys can be expensive, especially the newer keys that are standard for most vehicles these days, which is why we never require a customer provide a spare key in order to qualify for a title loan with us! As a matter of fact, all you need to secure an approval on your title loan request is just a few items, some of which you already have on you at any point in time! To qualify for a title loan with Lake Title, you just need to provide us with your valid Photo ID, the title or registration to your vehicle if you have an e-title, proof of income, proof of residency (if you receive direct deposit, your bank statement can be used for proof of income and proof of residency), and your vehicle for a quick 5 minute inspection!