For internal investigation costs related to claims, we apply a standard compensation fee of €532. This amount is recovered through SODA (Service Organization Direct Liability). Apart from the standard fee, SODA may also recover additional costs incurred or incorrectly paid damages on behalf of the insurer. Furthermore, in cases where fraud is detected during the insurance application process, internal costs amounting to €101 may be charged.   Visit www.so-da.nl to learn more about SODA.