It is difficult for many accident victims to understand that the insurance company that is paid to cover their damages is not on their side. In fact, the insurance company’s primary motivation is accelerating its own profits. As such, taking all of the following steps can help:
Seeking immediate medical attention after the accident in question and following your doctor’s advice carefully is not only what is best for your health but is also what’s best for your claim. The insurance company is looking for evidence that you are not as injured as you say you are (and therefore require less compensation), and your careful attention to your health and recovery sends a strong message otherwise.
After being injured in an accident that was caused by someone else’s negligence is a good time to give social media a hard pass. It’s too easy to give the wrong impression on social media, and we have all had a post or two that didn’t hit its intended mark. The insurance company is looking for any way that it can find to discredit your claim. That picture of you enjoying a margarita on the beach, for example, isn’t in keeping with the seriousness of the injuries you’ve suffered.
Declining to provide the insurance company with a formal statement is your right, and it is one you are well-advised to exercise. The insurance rep on the other end of the line is very experienced at coaxing claimants into making statements that inadvertently hurt their own claims. Your accomplished personal injury attorney will negotiate with the insurance company on your behalf.