u003cbr/u003eu003cstrongu003eFor salary earnersu003c/strongu003e, credit offered is 75% of the invoice value or 15 months of net salary or Rs.1,00,000/-, whichever is less.u003cbr/u003eu003cbr/u003eu003cstrongu003eFor non-salariedu003c/strongu003e, 75% of the invoice value or 50% of their net yearly income in the immediate previous year or Rs.1,00,000/- whichever is less.