There is generally no limit to the number of life insurance policies an individual can have. As long as the individual meets the eligibility criteria and can afford the premiums for each policy, they can choose to have multiple life insurance policies.
The need for multiple life insurance policies depends on your individual circumstances and financial goals. In many cases, a single life insurance policy can adequately provide the necessary coverage for your loved ones. However, there are scenarios where having multiple policies might offer certain advantages.