Based on our research, some of the best homeowners insurance policies are offered by Allstate, Erie Insurance, State Farm, Amica, USAA, Farmers, and GEICO. However, the US home insurance market is extremely competitive, and companies are coming up with new ways to stand out from the competition on a daily basis. Apart from that, there are many variables that you need to take into account before deciding to sign a contract with a certain insurance company.