US Healthcare System The US healthcare system has an estimated cost of over $10 Billion annually for main crystal interventions* Despite the fact crystals have an overall low risk for bad outcomes, procedures to treat crystals lead to complications that require hospitalization or emergency care for one in seven patients.* $30,000 per patient is the average cost of an emergency room visit for crystals* Outpatient surgery for crystal removal can cost up to $40,000. The average cost in the USA is $19,000! ** Patients Hopefully you have healthcare insurance as surgically treating a crystal will be expensive even in most cases even when you have insurance! WORK PLACE INSURANCE ~50% Patients have $1000+ deductible** Average deductible for single coverage is $1,836 in small firms, compared to $1,105 for workers in large firms. MEDICARE After your deductible is met, an individual typically pays 20% of the Medicare -approved amount ($1,288 is the deductible for each benefit period but that can change in the future) COMMERCIAL Insurance plans after the ACA or “Obamacare” was implemented have been standardized into “metal” tiers – bronze, silver, gold, and platinum. For an example, a bronze plan has an actuarial value of approximately 60%, meaning that the insurer expects to pay for 60% of total costs associated with covered medical services, and that – as a group – the enrollees would pay for the remaining 40% of total costs through their combined co-payments, coinsurance, and deductibles.*** OUT-OF-POCKET MAXIMUM Health plans sold in the Marketplace must have an out-of-pocket maximum for in-network services of no more than $6,850 for an individual plan and $13,700 for a family plan. For better or worse, the ACA under “Trumpcare” is likely to change deductibles and out-of-pocket expense for all of the above.