Other potentially responsible parties when the person causing the accident either has no insurance or inadequate insurance:
1. We can look to your own insurance policy, if you have coverage for uninsured or under insured motorists.
2. We can bring legal action against the person or establishment where the alcohol was served, if your accident is caused by a drunk driver.
3. We can name the product designer or manufacturer as a defendant, if you’re hurt by a negligently designed or manufactured item.
4. We can sue the person or agency responsible for maintaining the roads, if the accident is caused by a defect in the roads or signage.