Yes, we offer pre-approved loans, which will help you limit the budget. You can even use the pre-approval to negotiate with a seller, which is useful if you plan to buy a car. As you may already be aware, pre-approvals make you an attractive buyer. That’s why it becomes easier to look for bargains with a dealer.
When sellers know that you are qualified for a specific loan amount, they are more likely to give you a good offer. They may even make compromises since they see the sale is for certain.
Please note that pre-approvals expire, which is why we only offer them to those who are sure they will buy a vehicle within that time frame.