Escrow is a legal concept describing a financial agreement where an asset or money is held by a third party on behalf of two other parties. This means that at some point, a service providing escrow gets custody of your funds, goods or assets - making it a centralised exchange (or centralized depending on where you're from). At Swappit.me, our whole ethos revolves around giving back sovereignty to our users. We are a completely non-custodial swaps platform and an escrow service isn't aligned with what we stand for.