If arrested or convicted for DWI/DUI in New York, there is a possibility that your insurance coverage will be cancelled or increased exponentially.
This will depend largely on the policies of your insurance carrier having to do with their insured clients who are arrested and convicted of DWI or any lesser offenses such as driving while ability impaired, which is only a traffic infraction.
In any case, there is a possibility that your insurance company may cancel your coverage. Additionally, some insurance carriers may not cover a particular accident or crash if you have been arrested or charged for DUI in connection with the incident.