The interest rate for a loan against shares and other securities is determined based on your CIBIL score. Generally, the interest rate for a loan against equity and other securities ranges between 12% and 15%. The interest rate figures may also vary based on your preferred bank and their policies around a loan against stock and other securities. Additionally, the amount for a loan is determined based on the type of asset or security the borrower is offering as collateral. It is critical to note that the processing fee for a loan against DEMAT shares and other securities is charged at the rate of 2% of the loan amount.