Yes, it is possible to get a credit card with a CIBIL Score that is less than 750. Many banks and financial institutions give credit cards to applicants with a minimum credit score of 650. However, applicants must bear in mind that with lower credit scores you may not be able to find the best credit card deals. You may be charged a higher fee or interest rates in such cases. At Kotak Mahindra Bank however, the minimum credit score requirement to avail the best of the credit cards is 750. For individuals who wish to avail of a credit card facility but do not meet the minimum credit score criteria, Kotak Mahindra Bank offers credit cards against an FD account. You can go for #811 Dream Different Credit Card with a fixed deposit amount as low as Rs. 10,000.