Yes, you cancel your transfer without incurring any charges. Simply log on to your account and cancel your transfer by clicking on the Track Last Transaction link. In case you’ve made lots of transactions and have to choose which to cancel, click on the Transaction History tab. For further help, you can call the Xoom customer care toll free number on 1-877-815-1531.
That being said, it is important to note that the only transfers that you can cancel are those that have not been deposited, picked up or paid to the recipient. It can take up to four business days for your refund to be processed.