About 100 Billion XRP tokens have been created by Ripple Labs with no plans for new ones. Currently, there are over 40 Billion XRP tokens in circulation, with Ripple having reserved the remaining tokens to itself -- about 1 Billion XRP tokens are released for the company’s use monthly. This means that Ripple Labs Inc is the largest holder of XRP, and the wealth is shared by the company’s founders and several of its top executives.