Employees in every industry have options when they are injured at work. According to the Texas Department of Insurance, companies can choose to carry workers’ compensation insurance by purchasing coverage, but Texas remains the only state in the country that does not require employers to carry this coverage. If your employer carries workers’ comp insurance, you cannot sue them; however, other parties working on the jobsite and involved in the accident may be responsible and sued directly.
If your employer is a non-subscriber, meaning it chooses not to carry comp insurance, you can file a personal injury lawsuit against them as there is no “comp bar” – meaning you are not prevented from suing your employer.
In cases where the person at fault is not directly related to your work, such as a contractor on a construction site, you can file a third-party lawsuit to recover compensation for your injuries. In all of these situations, you will benefit from the services of a skilled work injury attorney to ensure you do not miss anything that you deserve.