If you are a passenger in a car, it does not negatively impact your driving score if you use your phone. But you’ll have to prove that you are indeed a passenger and not the driver.
If the car is moving faster than 8 m.p.h., a screen will pop open and you will need to use your phone’s camera to take a selfie of you in any of the passenger seats while the car is in motion.
The app algorithm will assess your passenger status and score the telematics parameters accordingly.