When checking out with Shop Pay, you now have the option to pay over time. Paying in installments on Shop Pay allows you to split your purchase amount into flexible installment payments. Your first payment is due when you make your purchase. A debit card is required.Rates from 0% APR or 10-36% APR. Payment options through Shop Pay Installments are subject to an eligibility check and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. State notices to consumers https://www.affirm.com/licenses.