In the UK, the NHS provides free and comprehensive healthcare. However, access to treatment and specialised services may involve waiting lists. Private medical insurance offers quick access to private consultants. Policies cover treatment costs at private facilities, allowing patients to avoid NHS queues. They may also include additional services such as drugs, therapies, and specialist surgeries. In emergencies, patients must still seek immediate NHS care. However, ongoing treatment costs may be covered by private insurance, depending on the policy.