The onboarding process starts as soon as you sign our contract. It generally consists of three to four meetings over a 6-month period:  The Beginning: we will gather your personal details and account statements. We will open relevant accounts and transfer outside assets. Once your assets are received, your advisor will begin crafting your investment proposal and strategy.  Months 1-2: we will review your account’s investment allocations, rebalance, and identify any tax loss/gain harvesting opportunities.  Months 3-4: This is typically our planning meeting. We will complete a financial planning document review requesting tax returns, confirming beneficiaries on accounts, obtaining your CPA/accountant’s contact and authorization forms. Months 5-6: We will conduct your holistic financial planning review, making sure we capture your purpose and goals and give you a tour of the client portal. Our ongoing planning services are communicated to you by email throughout the year. We will also reach out to you bi-annually to schedule your planning review meetings.