Depending on the circumstances of the accident, multiple insurance companies may contact you. An insurer usually reaches out to you soon after the incident. You may feel tempted to speak with them, but you should avoid doing so. The best course of action is to speak to an attorney first.
One or more insurance providers may request a recorded statement. They ask for your side of the story and the details of any injuries you sustained. Often, the purpose is to use what you say to devalue your claim.
In general, you do not have to give a recorded statement, especially for the other party’s insurer. In a few situations, adjusters have the right to one. Still, you should talk to a lawyer first to know how to proceed. Their advice can help even if you deal with your provider.
Usually, an attorney talks to the insurance companies for you. They help ensure your case maintains its value.