Imagine that you are in a gas station parking lot. You begin to pull away from the parking spot, but your attempt to leave fails due to a person suddenly pulling out in front of you. You collide with the driver who pulled out of nowhere. You may need medical attention, your vehicle may have damage, and at least, you feel shaken up, but you may also be confused about who is responsible for the accident. Generally, a person who pulls out in front of another driver is responsible for the accident. Most car accidents are not caused by intentional actions, so the insurance company is typically looking for the negligent driver to determine fault.