We offer cash flow finance with repayment terms ranging from a minimum of three months to a maximum of 60 months. When negotiating the term length with our team, our primary focus is on affordability, ensuring that the repayment plan fits your business’s financial capabilities.
To determine the appropriate term length, we consider various factors, such as your cash flow situation, your business’s trading history, and the sector in which your business operates. Although we maintain a level of flexibility in our offerings, the most favourable terms are typically available to businesses that can demonstrate long-term positive projections, financial stability, and senior business owners’ homeownership.
The loan amount, which can range between £25k and £250k, and the loan term length have a significant impact on repayment amounts. Consequently, having accurate financial forecasts is crucial, not only for us as the lender but also for you as the borrower. By understanding your business’s financial position, we can both feel confident in your ability to repay the loan once it has been issued.