Your loan expenses include an establishment fee (up to $400) and monthly fees (capped at 48% of the loan’s total value per year). The total amount you pay is influenced by factors like:
Loan size
Loan term (16 days to two years)
Repayment schedule (weekly, fortnightly, or monthly)
Any additional repayments made
Incurrence of conditional fees, like late repayment or dishonour charges