You won’t be covered if you travel to a country you are advised not to by the FCDO, which currently includes red and amber-list countries for coronavirus. Rules on international travel vary in different parts of the UK so check what applies where you live. You should be covered if you become ill with Covid-19 while you are away and need medical treatment or repatriation. Some insurers are offering enhanced Covid-19 cover, which means you would be covered if you have to cancel your trip because you fall ill with Covid-19, but check what’s covered before you take a policy out.