You’ll want to first start off by acquiring a quote from different visitor insurance providers. Today, you can purchase policies online for your parents quickly and easily using any major credit card. So, before you purchase, research your options and find the best visitor insurance out there for your parents and their individual needs. Before you find the right coverage and policy, you’ll need your parents’ passport certification numbers and a basic knowledge of their medical history. When you research, you’ll notice that plan costs vary. Make sure you consider the total premium cost of the plan versus the deductible before you make your final investment. The “premium” is the cost (lump sum or monthly) of the coverage in a policy. The “deductible” is the dollar amount, in addition to the premium, that must be paid up-front before the insurance policy will cover the remainder of any medical charges.  Typically, policies that have lower “deductibles” have higher “premiums” and vice versa; policies that have lower “premiums” have higher “deductibles”.  You’ll need to decide for yourself which visitor insurance for parents’ plan makes financial sense for your budget and needs.