Under NV law, the 3-day right of rescission applies to door-to-door sales where the price is in excess of $25. It also applies to the sale of timeshares. Additionally, federal law gives a 3-day right of rescission for a finance agreement, however rights and it does not apply to the underlying sale.  It also applies to some bank loans. Based on the facts presented, it appears that the 3-day law would apply; a loan is involved. To be sure of your rights and remedies, you should consult diestcly with an attorney in your area or try Legal Aid even. A quick phone call should do.