While it may be tempting to take a check offered by the other driver or their insurance, you should think twice before settling for any check offered. Once you accept a settlement offer from an insurance company, you cannot ask for more compensation and insurance companies are known for finding ways to reduce claim values.
Whatever you receive should be enough to cover your medical treatments, property damage, and lost wages. An attorney can help you determine the full value of your claim and will fight to earn the compensation you deserve. You should not accept a check without first consulting an attorney.