If you are a G1 driver in Ontario, you do not need your own auto insurance policy. In fact, a driver cannot own an auto insurance policy in Ontario until they have a full driver’s license. A G1 driver does need to be insured, but their auto insurance will typically be covered by one of their parents or caregivers. Alternately, if a G1 license holder is practicing in another car (for example, with an instructor at a driving school), the car owner will provide the insurance coverage for that vehicle. Being a G1 driver comes with certain restrictions. If you are G1 driver in Ontario, you must remain at 0% blood alcohol level and always drive with a full license holder in the passenger seat. You also may not drive between the hours of midnight and 5 am and you cannot drive on any 400 highways or expressways.