If one of the individuals in a shared ownership mortgage passes away, the remaining party is responsible for the mortgage balance. Your significant other may possess funds, life insurance, or benefits that can be used to pay off the debt. Unlike arranging your car insurance finding the best mortgage for you requires a detailed understanding and knowledge of each lenders criteria and a thorough expertise of how lenders operate. But more importantly than all of the above is the personal service that we offer. The mortgage process as everyone knows is a complex one, with a lot of complex forms and paperwork that you want to ensure is right first time, and with our expert knowledge we will ensure this is so. This is something that isn’t possible if you do your mortgage via a comparison site.