Medical coverage is one of the many types of coverage that auto insurance customers can purchase for their policies. There are a variety of reasons why someone might want medical coverage as part of their auto insurance policy.
One reason is that medical coverage can help cover the costs of medical treatment if you are injured in a car accident. If you do not have health insurance, or if your health insurance does not cover all of the costs associated with an accident, medical coverage from your auto insurance policy can help fill in the gaps.
Another reason someone might want medical coverage is to protect themselves from being sued by the other driver if they are involved in an accident. If you cause an accident, the other driver may sue you to recover their damages. If you have medical coverage as part of your auto insurance policy, your insurer will help pay for your legal defense and any damages that may be awarded to the other driver.
Lastly, having medical coverage as part of your auto insurance policy can give you peace of mind knowing that you and your passengers will be covered in case of an accident. No one knows when an accident will happen, but if it does, it's good to know that you have a safety net in place to help cover the costs associated with it.