Specifically, underwriters do not want insureds to allow employees with poor driving records to drive company vehicles or drive on the business’s behalf. An employee with a bad driving record puts the company at greater risk of claims and damages. Employees with significant issues on their MVR (Motor Vehicle Report) are encouraged to remain in non-driving roles only. It is our common suggestion employers require potential employees to remit current copies of their own MVR, which individuals may order at their own cost through the DMV. The employer may then choose to reimburse the individual for this report, either upon hire or as a general practice for all potential employees. All drivers, including new drivers, should be reported to the agency and added to business auto policies regularly.