Chime offers a debit card and credit card. Customers receive a free Visa debit card when opening a Chime Checking Account. With a Chime debit card, customers can access more than 60,000 fee-free ATMs across the U.S. through partnerships with Allpoint, Moneypass, and Visa Plus Alliance ATM networks. Chime charges a $2.50 fee for out-of-network ATM cash withdrawals. You may also get charged a fee by other banks or ATM owners for using an out-of-network ATM. Customers can also apply for a Chime Credit Builder Visa Credit Card. The no-fee secured credit card is geared toward customers who want to build up their credit. The card is secured by a deposit, which also acts as your credit limit. There is no credit check required when applying for the Chime Credit Builder Visa Credit Card.