When we say “agricultural mortgages,” in B.C. at least, that doesn’t just mean farm mortgages to buy and start new farms. Agricultural mortgages also apply to your scenario if you are seeking to: Run a nursery or garden centre Operate a greenhouse Store or handle grain or other types of food Lease out land for pasture, or to raise livestock Host an equestrian facility Invest in farming equipment Improve land by tilling or adding inputs to the soil Increase the value of land by building or renovating farm structures (including a house on the farm). This includes environmental improvements, such as switching to renewable energy sources. Access equity in your land Turn land into a wind or energy farm To achieve the above, a land mortgage broker can help you: Borrow anew Refinance Consolidate debt Access equity in other collateral However, keep in mind that agricultural mortgages are only used when any (not all) of the following conditions apply: The land is larger than 10 acres. The land is used as a primary source of income. The land is zoned for agri-business or commercial farming use. If your case doesn’t fall into any of the above scenarios, you may qualify for acreage or other land mortgages. See below for more information. Please see more on our website.