The three major credit reporting bureau agencies are TransUnion, Equifax, and Experian.  Your score may differ from bureau to bureau as not all creditors will report to all the bureaus, so it’s always best to check your credit score at all of the bureaus at least once a year to see what it currently is. You get one free credit report from each bureau every year and you should only go through the website AnnualCreditReport.com or call 1-877-322-8228 to find out your credit report.  You can buy additional credit reports throughout the year if you would like to see them more than once. Most people who are looking to buy a house anytime soon will regularly check up on their credit report to see if they’re eligible for a mortgage loan from a lender.