Lenders typically want to see that you have sufficient income to repay any debts you take on. Traditionally, the source of that income is from employment. But you can still qualify for a loan if you’re unemployed. The lenders that partner with the lending networks above will accept non-traditional income sources as long as you receive payments at least monthly. These income sources can include: alimony child support student financial aid retirement income government benefits checks investment returns rental property income annuity and structured settlement payments other bi-weekly or monthly sources of income You can add any of these sources of income to your loan application even if you are employed to increase your chances of loan approval. Personal loans come in all shapes and sizes — and the best personal loans for bad credit come tailor-made to fit your budget and financial needs. You’ll find that a personal loan has much more flexibility than other loan types because a personal loan allows you to use your borrowed money in any way you choose. That means you can pay for home repairs, consolidate debt, or take your dream vacation.