Some of the Visa Reward Cards we issue do have ATM access. Check the back of your card to know for sure. If your card has ATM access, the fees will be described. If the back of your card does not contain ATM usage fees, then your card does not have ATM access.
When this occurs, if your purchase was not finalized, the merchant will issue those funds back onto the card—note that this process can take 7–10 business days. For further card balance questions, call the toll-free number on the back of your card to speak with an agent.