The account aggregation network, from the user's perspective, is secure and reliable. It follows DEPA and Bank of India's regulations, obtaining user consent before sharing data. Account aggregators are blind pipes, unable to access shared data. Users provide credentials and consent, similar to payment flows. This eliminates sharing sensitive credentials or PDFs, reducing data misuse risks. Only regulated entities with certifications and audits access the network, ensuring privacy compliance and security. The framework prioritizes data privacy, removes centralized control, and offers a safe route for users to share transactions with trusted entities.