The heads of loss in a cycling accident claim are broad and cover past losses and expenses as well as rehabilitation and the cost of meeting future needs, including:
1. Loss of earnings and prejudice on the labour market
2. Bike repairs and equipment damage
3. Travel expenses and loss of use of bike
4. Treatment, rehabilitation and therapy costs
5. Specialist equipment and care
6. Adaptations to vehicle and home
Osbornes Law recently acted for a client who was thrown off her bike in a collision at a roundabout and suffered a lumbar spine fracture. During her period of recovery, she had to work reduced hours as a hospital consultant and required therapy for the psychological effects of the accident and her injuries. Interim payments were claimed from the opponent to meet these costs. Longer term, she was restricted in terms of the physical aspects of her job, and the eventual financial settlement included the value of continued reduced hours, up to retirement, as well as compensation for the lost opportunity to gain further promotion. We acted for another client who sustained a lower back injury when he was knocked off his bike. He made a good recovery but would always have a vulnerability to episodes of back pain if he over-exerted physically. We were able to recover damages to allow him to pay contractors to complete the home DIY and garden renovation work he had started and secured an allowance every year to cover the cost of heavier DIY and gardening in the future, beyond retirement age.