These are a few other types of insurance that may be required or you should consider:
Commercial Auto This covers all the vehicles you use in the business. If you have only personal auto coverage and you have a claim while performing a business-related activity your claim can be denied.
Workers’ Compensation Insurance– If you have employees you are required by law to have coverage.
Inland Marine Coverage– This covers your tools and equipment.
Umbrella Insurance Policy– This gives you additional coverage after any other covered policy limits are exceeded by a claim.
Bonds- These policies can give your clients coverage against theft by one of your employees.