Nick has significant experience representing borrower and guarantor companies in respect of their dealings with lending institutions, from traditional balance sheet loans to asset-based loan (ABL) and other financing alternatives available to companies with liquidity needs. As an example of a more unusual scenario, Nick served as counsel to the private equity shareholder cum guarantor, and to the manufacturer/retailer cum borrower, in the forbearance and refinancing involving one of the operating lender’s larger loan exposures in Canada. It was an innovative transaction involving the infusion of additional lender capital and guarantor/shareholder commitments in a special loans context, and eventual payout and refinancing.