Yes, FEMA has an important role to play as it offers flood insurance to all the
properties which fall under the NFIP (National Flood Insurance Program). FEMA helps to combat the effects of flooding for all kinds of structures, be it private or professional buildings. NFIP and FEMA furthermore share knowledge about the:
Perils of a flood which include loss of life and things and fortifying housing structures for safety and precautions
How to damage-proof a building with materials that can withstand the onslaught of excessive water at high pressure
Importance of clearing debris, or not storing junk in the basement, as these can cause additional accidents
Communities actively involved in these programs are eligible for discounts. The NFIP communities in California are an example of how when people of a community come together, they are better equipped to manage disasters.
If you are interested in more information, you can visit the NFIP site to check if your area is under high risk of flood. Generally, flood insurance policies under FEMA cost around $700 per year – but as mentioned above this amount can vary depending on the location’s risk factor.