By now you would be aware that the zero depreciation add-on cover is recommended to all brand new cars. Apart from that, a Zero depreciation cover is also essential for:
Those who own luxury vehicles as the parts of such cars are very expensive. Obviously depreciation on such parts too would be more.
New drivers who aren't confident of their driving skills should opt for this cover.
Those who are accustomed to living in accident prone areas where there are high chances of them wrecking their vehicles.
If you are super-conscious about small bumps and dents of your car, you should definitely opt for this cover.
In case your car is fitted with expensive spare parts, you'd spend a bomb on depreciation of such parts. It's only going to put you into a huge loss