A client may choose to consider implementation options with the advisor, but only after a financial plan has been completed. A “solicitor” meeting must be totally isolated (as in a separate meeting) from our Advice Only planning process. A solicitor meeting is not paid by invoice, is not under an advisory agreement, and generally will fall under the “suitability” standard. In theory, anything that could be labeled or construed as a “product” should be discussed in a separate solicitor’s meeting. If the advisor receives compensation through implementation, even referrals to qualified professionals, it must be in a solicitor’s meeting.