‘Staircasing’ is a term that refers to increasing the share of the property you own. You can do it gradually over time, to eventually own your home 100% if you want to. The cost of additional shares is calculated by the market value of your home when you decide to start staircasing. When you buy more shares, you will also be reducing how much rent you pay. Some housing associations (only a few) cap the amount of shares you can buy. Make sure you discuss this with your housing association, so you’re clear on exactly how much you can staircase before you buy a property with them.