The answer to this question is not a definite yes or no. It depends on many factors like your current financial situation, your plans for the future, and the state of the housing market in your area. If you are in a position to save more money and wait for a better housing market, then it would be wise to do so. However, if you need to buy now because of a change in circumstances or are worried about rising prices then it is best to go ahead and make that purchase as soon as possible.