Your agent can help you tailor your RV insurance policy to match your driving and property risks. Your agent may recommend the following coverage types:
Liability Insurance may pay for third-party property or injuries if you cause an accident with your RV.
Property damage liability helps pay to repair or replace someone else’s property if you are legally liable for an accident.
Bodily injury liability helps pay medical bills and associated expenses if you accidentally cause third-party injuries in an accident.
Comprehensive insurance helps pay to repair or replace your RV after a non-accident-related incident like a storm or fire.
Medical coverage helps pay for medical bills for you and your passengers if someone is injured in an accident.
Uninsured/underinsured coverage helps pay for damages to your RV if the legally liable driver doesn’t have adequate liability coverage.
Depending on how you use your RV, your agent may also recommend:
Vacation liability insurance provides personal liability protection for losses after you park your RV at a location other than a public road.
Full-time residence insurance provides coverage if your RV serves as your home for at least 150 days out of the year.