Yes, we use experienced companies that specialise in fire and water damage.
For emergencies you can contact Richfords on 01209 722 522 http://www.richfords.com/ or Rainbow on 01623 422488 rainbowrestoration.co.uk who will assist you in pumping out flood waters or saving property which has suffered fire or smoke damage.
The cost of instructing either of the above companies without prior authorisation of Cornish Mutual would be down to the Member, but where appropriate insurance cover is in place, these costs would be included in the claim settlement.
We often engage the services of independent loss adjusters to assist you in ensuring that your claim is fully and fairly settled in accordance with the insurance cover you have in place.