Brighthouse Shield Level Select RILA - Download Brochure Brighthouse Shield's Level Select 6-Year Annuity is a long-term contract intended for retirement or other long-term investment purposes. It uses a portion of retirement assets to help take advantage of market growth opportunities with the assurance of a level of downside protection other investment options may not provide. A Shield annuity is an index-linked annuity that doesn't invest directly in the chosen index or indices, but rather tracks their performance.  Available in: AL, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NC, ND, OH, OK, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, WY Death Benefit For contract owners 75 or younger at issue, the death benefit is equal to the greater of:  1. The account value; or  2. The purchase payment, reduced proportionately by the percentage reduction in account value for each partial withdrawal (including any applicable withdrawal charges).  For contract owners 76 and older at issue, the death benefit will be equal to the account value.  Free Withdrawal After the first contract year, the Free Withdrawal Amount is equal to 10% of the account value as of the prior contract anniversary. In addition, there are other situations where a withdrawal charge may not apply. Automated Withdrawals A scheduled stream of monthly, quarterly, or annual withdrawals that may be taken from specified Shield Options and/or the Fixed Account, or proportionally from all Shield Options and the Fixed Account, as allocated. Automated required minimum distributions (RMDs) are available in any contract year. Automated withdrawals for purposes other than RMDs are available after the first contract year and may be subject to withdrawal charges if they exceed the Free Withdrawal Amount in a contract year. Other restrictions apply.    PREMIUM PAYMENTS Flex premiumsNot available Maximum$1,000,000 Higher Limits may be available with Home Office Approval Minimum $25,000 Types of funds Non-Qualified 401k IRA 401a TSA 403b SEP IRA IRA-Roth SIMPLE IRA 457 plan AGE RESTRICTIONS Owner 85 Annuitant 85 Max. annuitization age 90