Many states have civil laws against "rent skimming". "Rent skimming" is when a landlord usually within the first 12 months of a loan collects rent from the tenants and does not pay the mortgage due.Possibly your failure to pay rent could be deemed a criminal matter, but most likely the lender will not make a complaint with law enforcement as to what has happened. if you have not been paying the mortgage on the rentals, the result will be a notice of default and a possible foreclosure on the assorted properties.