If you suffered injuries in an explosion, you have a couple of avenues of recourse available to you. If the explosion occurred at work, your first form of recourse will be a worker’s compensation claim. These benefits will cover your medical expenses and compensate for a portion of your lost wages. Colorado law requires most employers to carry worker’s compensation insurance, which is a no-fault system that allows you to collect benefits as long as you can show your injuries occurred at work.
If your workplace explosion resulted from third party negligence or the explosion occurred outside of the workplace, you may be able to file a personal injury claim and hold the responsible party liable for the damages you incurred. This includes not only your material losses (medical bills and lost wages) but also any intangible losses associated with the accident.
Examples may include physical pain, emotional distress, or the loss of partnership or consortium (in the case of wrongful death).