If you are a First Home Buyer - I am able to guide you through this very special journey. I strive to educate you with my professional knowledge of government grants which you maybe able to obtain, costs associated with purchasing your property whether it is for investment or owner occupier purposes. Understand what your borrowing capacity is, costs associated with purchasing your desired property and give you a guide on deposit required to complete your property purchase without having a shortfall of funds at settlement. As there are so many products available - I will give you guidance to allow you to choose the right product for you - ie - variable rates, fixed rates, principal and interest to name a few product features available in the marketplace. I will also explain how to make an offer once you find a property you wish to purchase and also bring to your attention the difference between an auction purchase vs. subject to finance offer. As there is a lot of information available - speaking with professionals who do this for their living makes sense to discuss your personal finances and your personal needs as brokers will have a tailored solution for you vs. google general information which may not suit what you are after. Find out more