Since the Ann Taylor Card has a pretty solid rewards rate, it will be hard to find a higher return from another rewards card when it comes to Ann Taylor purchases. This makes the Ann Taylor Card potentially a good investment for dedicated Ann Taylor shoppers — except for those prone to carrying a balance. The card's high APR means any rewards will be quickly surpassed by interest fees if you allow your purchases to roll over from month to month. Additionally, the card (and its rewards) can only be used for Ann Inc. purchases, which limits its utility quite a bit. All in all, if you need to update your work wardrobe and have your sights set on Ann Taylor, the Ann Taylor Card's discounts can be a handy way to save, but the average shopper is likely better off using an all-around rewards card with a more reasonable APR in the long run. CardRates.com is a free online resource that offers valuable content and comparison services to users. To keep this resource 100% free, we receive compensation for referrals for many of the offers listed on the site. Along with key review factors, this compensation may impact how and where products appear across CardRates.com (including, for example, the order in which they appear). CardRates.com does not include the entire universe of available offers. Editorial opinions expressed on the site are strictly our own and are not provided, endorsed, or approved by advertisers.