This sometimes gets a ‘yes’ and sometimes a ‘no’. Based on the factors of taxes and insurance, it is important to know what it will cost. Next is to know if your income is enough to pay the bills each month and keep the house in good repair-i.e. to live comfortably. After that is known, a priority of keeping the house or other assets, such as liquid accounts, retirement plans, etc. has to be taken. Finally, all the decisions made must be weighed on getting an alternative house. The job of the ADFA is to help answer these questions before a commitment is made to a financial settlement and can’t be changed.