Trauma cover is insurance that pays you a one-off, lump-sum payment if you get any of up-to 70 defined illnesses or conditions.  It allows you to crouch, pause and hold, when a diagnosis comes.  It removes the worry about money & bills and creates breathing room for your recovery, treatment and rehabilitation.  No limits are placed on how you use the money.  You could use it for non-funded pharmac drugs, help to cover debts or repayments, seeking alternative treatments, home alterations, rehabilitation, home-help, a new car, a rehab holiday, or simply day-to-day expenses like food, petrol, power, phone.