One definition of wealth: “Having the resources to live how you choose – to live your days as you wish.” For many, it comes down to having the cash flow necessary to maintain your lifestyle. Top Wealth Management consultants will tell you in today’s low interest rate environment, safely generating interest is a real challenge. Example: In 1982, a 1-year Bank CD, paid 14% – so, a million dollars would generate $11,667 a month! Today, with 1-year Bank CD at 0.05%, a million dollars would generate only $41.70 a month! To generate $11,667, we’d need over $23,000,000! This is why you should work with one of the best Wealth Management Grand Rapids firms. Wealth management consultants can help you get the most of your resources, while still protecting your capital from loss. The Best Wealth Management consulting firms should offer you a plan to maintain your wealth, while creating the cash flow you need, to “live your days as you wish” – without fear of the future.