Fund V is open to all U.S.-based investors. Upon investing in Fund V, investors receive a promissory note with an annual interest rate equal to 8% with monthly distributions. Essentially, as an investor, you are lending money to Pine Financial Group who in turn utilizes investor capital to lend money to real estate investors, developers, and builders. Investors receive an 8% annual interest rate for their investment. Fund VI is open to accredited U.S. investors. Fund VI provides investors with a preferred annual rate of return of 8% with monthly distributions. After investors receive their 8% preferred return, Pine Financial Group retains a management fee of 2% of total assets. After the 8% preferred return and expenses are paid, investors receive 70% of the remaining profit and 30% goes to Pine Financial Group. The profit-sharing distribution is made on an annual basis in March.