All lenders should want to ensure that before approving an application there is minimal risk. Whilst some British lenders in the UK will require a good credit history for them to help, many others can help even if you have bad credit. You will need to consider the type of lender you require before applying and choose specialist alternative lenders like QuidMarket for short term borrowing. We have helped applicants with varying credit histories, so if you can afford the loan you need, we can look to help where other lenders are not able to.