‘Contents’ refer to any of your belongings that can be packed in a moving truck if you were to change residences. This might include: documents, books, clothing, machinery, office equipment, furniture, artwork, antiques, media, electronics and more. Appliances may have to be sorted out by your individual insurance adjuster, depending on the condominium corporation’s bylaws. The ‘structure’ is the building’s infrastructure such as the floor, ceilings, walls and can sometimes include the plumbing, electrical and mechanical components as well.