In most cases, HPV will do away on its own and does not cause any major health concerns. If it does not, it can cause health problems such as genital warts or cancer. Genital warts usually appear as a small bump or group of bumps in the genital area, and can be any size, raised or flat, or cauliflower-shaped. Persistent HPV may lead to cancers down the road, so it is important to get tested regularly if it is suspected.