In Canada, you can buy car insurance policies in 6 or 12 month increments. If you need a shorter period of time, consider CAA's pay-as-you-go program, called MyPace. MyPace charges you a base price that includes 1,000 km. You can opt out at anytime. If you drive more than 9,000 km, though, you're better off with a standard 6-12 month policy.