You qualify as a High-Net-Worth investor if one of the following applies to you: Throughout the financial year immediately preceding the date you register You had an annual income to the value of £100,000 or more (this must exclude money withdrawn from pension savings or pension income). You held net assets of £250,000 or more. Net assets do not include: Your primary residence or any money raised through a loan secured on that property Any rights of yours under a qualifying contract of insurance Any benefits (pension or otherwise) which are payable on the termination of your employment, death or retirement Withdrawals from pension savings (except where the withdrawals are used directly for income in retirement) Please note that this is only a summary of the declaration that a HNWI is required to make. You should consider carefully in the sign-up process whether you can accurately give the declaration required.