Before you take out health insurance, it’s important to understand how it works. Health insurance covers you for conditions that start after your policy has begun.
You will usually pay a monthly fee. Then you can make claims for any private healthcare you receive if it is covered by your policy.
One of the main benefits of private healthcare is that you’ll often get access to treatment faster than on the NHS. Health insurance may also be able to get you access to new drugs or specialist treatments.
Learn more about how health insurance works