There are several types of Gift Cards: Physical cards:     Card with PIN, without a printed amount: The amount on this card is not printed; as such, you can top up the card as much as you like. The PIN is concealed on the back and must be scratched off.     Card with PIN and a printed amount: Both the amount and PIN are printed on the card and the card can be topped up. Virtual cards:  Virtual card with PIN: Includes a numeric code with a QR code received by email and a PIN number sent by SMS to the mobile selected.