“eCancerPro” does not have waiting period or survival period requirements, meaning if the Life Insured is diagnosed with a covered illness, he/she can make a claim immediately after his/her policy becomes effective. The Life Insured does not need to survive for a specified period from the date of diagnosis for the claim to be paid, allowing him/her to obtain timely cancer treatment. However, any covered illness diagnosed prior to the Issue Date of the policy is excluded from coverage. Please refer to the Key Exclusions section for details.