Economic conditions are like weather patterns for loan rates. When the economy is sunny and thriving, with low unemployment and businesses doing well, dental loan rates tend to be lower. It is like a sale on borrowing. When the economy faces clouds of high unemployment, slow growth rates might be higher. Lenders adjust rates to match these economic vibes. It is like borrowing money when it is cheaper during sunny times and paying more during cloudy stretches. Keeping an eye on these economic reports helps you plan better.