After the payday loan consolidation program commences, most lenders will stop contacting you. However, there is a possibility that a lender may prefer to deal directly with the borrower.
If this happens, ask their representative to contact REAL PDL HELP. We will negotiate and try to convince the lender to deal with us instead. In the unlikely event this doesn’t work, you’ll have to continue interacting with the lender. They will probably offer you different repayment options to repay the debt you owe.