The home buying process can seem complicated, but breaking it down into steps can make it much more manageable.    First, it’s important to determine your budget and how much you can afford in a mortgage payment. Hire a Realtor who can help you navigate the market conditions and negotiate the terms of the purchase agreement. Get loan approval from a trusted lender, sellers will want to know you are qualified to buy their home. Sign paperwork with your Realtor of choice and the home search begins! Start looking at homes and scheduling showings with our agent  Once you find a home, an offer is written and negotiations begin with the seller’s agent. Upon acceptance of the terms, it’s important you do an inspection. This might bring up items you want to negotiate.  Get ready for lining up your homeowner’s insurance and get ready for the closing. These steps may vary slightly depending on individual circumstances, but following this basic outline can help make the home-buying process go smoothly. Team Kathy Borys has a Buying Guide that will help you navigate all of this with ease. If you have questions about the home buying process or how to get started, contact us and we’d love to help answer your questions.