To ensure their vehicle is protected, many people choose to add the following coverages:
Collision coverage may reimburse you for damages or repair to your vehicle due to a collision with another vehicle or other object (e.g., tree or guardrail) if you’re at fault.
Comprehensive coverage may provide coverage against theft and damage caused by an incident other than a collision, such as fire, vandalism, hail, falling rocks or trees.
Liability insurance may help pay for the losses of the other driver and anyone else injured or harmed if you are at fault. The two main components of liability insurance are as follows:
Bodily injury liability coverage may pay for third-party medical bills and sometimes for death benefits.
Property damage liability coverage may pay for damage to the other person’s property.
Medical payments (MedPay) coverage may help pay for medical expenses for injuries sustained in an accident, regardless of who is at fault.
Uninsured/underinsured motorist insurance might help cover damages if someone who doesn’t have appropriate liability coverage caused an accident that resulted in bodily injuries or property damage to you.
Bradley Insurance Agency can discuss which other types of auto insurance coverage may be beneficial to add to your auto insurance policy.