To prevent fires and be prepared for emergencies, you should have a fire safety plan in place. This includes regularly testing smoke detectors, creating an emergency fire escape plan, and being aware of potential fire hazards in your home. It is also helpful to program alarms and regularly maintain household items that may detect maintenance issues. Additionally, it is crucial to review your homeowners insurance coverage to ensure it can cover potential fire damage. Consider contacting a Farm Bureau agent for a SuperCheck to ensure your coverage is comprehensive.