While the requirements vary from one bank to another, general eligibility requirements include that applicants must:
• Be at least 21 years old
• Hold a UAE residence visa or a UAE national ID with valid identification documents
• Provide valid identification documents – Emirates ID, Passport and Visa copies
• Have a fixed monthly income of at least AED 5,000. Various credit cards in UAE have different minimum income requirements. Most banks require applicants to have their salaries transferred to a bank and also for it to be evidenced for the last three months.
• Have a healthy Credit Score on the Al Etihad Credit Bureau. Banks do refer to the payment history performance on current and past credit cards & Personal loans in UAE.