The main goal of a checkings account is to make payments and transactions to be as easy as possible, even though the specifics may vary between institutions, it is recommended to contact their customer support as soon as the loss or robbery takes place in order to minimize the risk of money being taken either by false checks or card charges. Nowadays some online banks offer the ability to shutdown manually any credit or debit card with simple an app in the phones, and the same goes for blocking any checks missing. This has been a major advancement as individuals feel more in control and panic less when a situation like this takes place.