Yes, we’re eliminating some of the fees on your checking account to help make managing your money easier.
Return deposited item fee: we won’t charge you if you deposit a third-party check that is returned to us as unpaid. Inactivity fee: we won’t charge you for an inactive account however please be reminded that: After 3 months of having a zero or negative balance and no activity on your checking account it will be closed. After 6 months of having a zero or negative balance and no activity on your savings account it will be closed. If you don’t use your account for several years, we are obligated to escheat your funds to your state of residence, and there are fees associated with that. It’s a good practice to use your account periodically and keep an eye on your balances. We will notify you as required by law before your account becomes abandoned property.