Home insurance covers the components listed above: liability, dwelling, medical, loss-of-use and personal property that gets stolen or damaged.
Renters insurance is designed for individuals who don't own the space within which they live but have valuables in nonetheless. n renters insurance plans, policyholders are effectively protecting the items that they own and themselves in the case that they have a guest over whose injury they could be found liable for. In short, renters insurance is just the personal property and liability coverage of homeowners insurance.