The easiest way to find the regular purchase APR for your credit card — sometimes called the ongoing rate — is to check your card statements, which are required to show your interest rate alongside your credit card balance and minimum payment amounts. Alternatively, you can check your cardholder agreement, which will usually list your regular purchase APR, as well as any other rates, such as those charged for balance transfers or cash advances. Your cardholder agreement is sent out along with your new card and is available digitally through your online banking platform. For a card you don’t already have, the general interest rate available to potential cardholders will be listed in the card’s Terms & Conditions — also called the “Disclosure,” or “Rates & Fees” documentation. These documents can generally be found on individual card pages located on an issuer’s website. Rates should also be disclosed during the application process. The card issuer will list the most important information in a Schumer box within your card disclosure document. You can find this information in any credit card disclosure document — be it a student credit card, consumer credit card, or business credit card.