You will be free to file a claim up to two years (outside of some extenuating circumstances) after the date of your accident. If you do not file a claim within your state’s designated timeframe, known as the statute of limitations, you will not be able to legally sue the other driver, even if you are severely injured. Even if the full extent of your injuries is not found for months after the accident, as long as you initiate the lawsuit and file a claim against the at-fault driver within the time period defined by the statute of limitations, you will be in good shape.