ProCredit Bank provides its Visa and Mastercard clients with a secure, fast and easy online payment option, with the highest level of protection using additional identification programmes - Mastercard Secure Code and Verified by VISA
3D (Three Domain) Secure Dynamic is a standard globally developed programme that allows for secure online transactions through a one-time authorisation code which is received via SMS message to the mobile telephone number registered with ProCredit Bank. For safety purposes, the authorisation code can only be used for one payment, within 180 seconds and cannot be used for multiple payments.
Internet retailers who use the advanced 2.0 version of 3D Secure Dynamic, provide a higher level of protection and therefore payment authentication via this authorisation code that is received via SMS message is not required for each transaction.   Transaction verification as well as merchant verification is performed by the card issuer (Visa and Mastercard), and they decide whether or not the authorisation code is required. In this way, the payment process is quicker and easier, while payment security and the safety of the provided data is raised to the next level.