If you own a home with a septic tank, well - it can be something else. For homeowners who have septic tanks, you have
to be concerned with a whole other host of issues that homeowners who are serviced by municipal sewers don't even
have to think about. Septic tank backup is one.
A standard policy will not cover regular wear and tear damage to septic tanks, but it may cover sudden damage.
Unfortunately, a lot of issues with septic tanks can be traced back to human error, like flushing solids and oils,
not having proper drainage, etc. To avoid having your claims denied, be sure to do regular maintenance and damage
prevention on your septic tank system.