Yes. Your insurer can refuse to pay you compensation for several reasons. If you miss your filing deadline, do not gather sufficient proof, or do not demand a fair compensation figure in your claim, you may be denied. If they issue you a denial, you can take your case to court to ask for a legal determination regarding your dispute. If you have an attorney at your side, your insurer will be less likely to take your case lightly and you can leverage the expertise of your attorney to understand what you need to do to win compensation and to navigate the complexities of the filing process.