No, in most states, you can't drive a new or used car home without insurance in place on the vehicle. The only exceptions are New Hampshire and Virginia, but you'll need to meet other criteria to have the liability insurance requirement waived. If you don't have coverage and drive home, you could face stiff penalties if you're caught. In other words, make sure you include the cost of insurance in your calculation for how much car you can afford so you have enough money in your budget to pay for a policy.