The final loan approval is always subject to each lender's internal requirements, processes and eligibility criteria. Therefore, it is difficult to assess your eligibility for a final loan before you have applied using our application form. By partnering with multiple lenders, we increase your chances of getting a loan; if one lender declines your application, you still have a good chance of getting approved by others.However, these are the minimum requirements when applying with Lendela:1. You have to be 18 - 70 years old2. You have to earn an income from an Australian employer3. You have to be an Australian citizen or permanent resident4. You must not have any serious defaults, court judgements or bankruptcy