YNAB and Mint are both fantastic budgeting tools but they are very different. The difference mainly lies in how much the user wants to be involved in the budgeting experience. YNAB is much more hands-on than Mint and requires more time and engagement. Mint, however, is ideal for offering an all-in-one glimpse of your personal finance situation with minimal effort. Mint is free whereas YNAB is paid. Mint offers free credit score monitoring which is a feature that YNAB does not offer.