Chase Bank offers ample banking products that meet the needs of the majority of customers. However, the low-interest rates prevent it from being a viable choice for those who wish to increase their savings. Monthly service charges are an issue for people who don't need to pay for banking services, but most of them are waived if you are able to meet certain minimum monthly requirements. Chase keeps a robust digital footprint thanks to its renowned mobile app and its online banking platform. It also offers an extensive local presence to those who prefer in-person banking services. If you are able to avoid the monthly charges, Chase is a solid option for your individual financial requirements.