UOB CashPlus is UOB’s line of credit. You can borrow up to 4 times your monthly salary (income between $2,500 and $10,000) on CashPlus. The difference between UOB CashPlus and UOB Personal Loan is that for CashPlus, you can withdraw money at an ATM machine or use the VISA card to pay conveniently.
Another key difference is that credit lines like UOB CashPlus charge much higher interest. The current prevailing interest for UOB CashPlus is 20.9% p.a., as opposed to the 6.86% p.a. EIR on the UOB Personal Loan.