Yes, if you have comprehensive insurance, which is optional. Comprehensive coverage pays for vehicle damage if you hit a deer or other animal. It pays up to the cash value of your car, minus your deductible.
The carâs value, your driving record, the deductible you choose and repair costs determine the cost of comprehensive coverage, but itâs usually very affordable. The average annual cost nationwide for comprehensive coverage is just $192, according to a rate analysis by CarInsurance.com. Typically, comprehensive claims wonât hike your rates, but our data show that if you do see an increase, it is just about 3%, or $40 a year.