Under California law, drivers must carry a certain amount of insurance coverage in case of an accident. However, estimates indicate as many as 15% of California drivers may not have any insurance. If the at-fault driver in your accident does not have insurance, you can take the following actions:
You may have uninsured or underinsured motorist coverage under your insurance policy. This insurance compensates your losses after you get into an accident with a driver who does not have insurance. Contact your insurer to ask about your coverage options under your current plan.
If you do not have insurance coverage for uninsured drivers, contact a Long Beach car accident attorney. He or she can pursue aggressive legal action against the at-fault driver to secure damages on your behalf.