If you get into an accident and someone gets hurt, call 112 for help.   If the accident has damaged someone’s property (including a vehicle) and the involved parties disagree about liability or if it is not known who suffered the damage (e.g. the owner of the damaged property is not at the scene of the accident), the police must be informed of the accident and you have to follow the instructions given by the police.   If possible, take pictures of the scene, the damage and the documents of the involved persons. If other persons were involved in the accident, write down the circumstances of the event and the contact details of the persons at the scene.    Remember to ask for a medical history when you go to the doctor and keep copies of bills and other receipts when you pay for treatment.   If you have caused damage to a third party, the person who has suffered the damage must submit a written claim for damages together with documents proving the amount of the damage.   File an insurance claim as soon as possible at www.cachet.me and attach all relevant documents (photos, agreements drawn up at the scene, all expense receipts, a written claim for damages by the party suffering damages, a medical history/epicrisis in case of personal injury, etc.).