Debt collectors - which is what the mortgage company is here - are regulated under the Fair Debt Collection Practices Act (FDCPA), which limits their ability to call you by time rather than day.  Showing up at your home at 8 a.m. is a bit more likie invasion of your right to provacy and bordering harrassment.  Here are two links to the laws in your state.  One is a link to the state attorney general's website where you can file a complaint.  You need to write to the mortgage company and assert your privacy rights as well. Good luck.Texas Statute, Finance Code, Title 5, Chapter 392http://www.statutes.legis.state.tx.us/Docs/FI/htm/FI.392.htmTexas Attorney General Office - Debt Collectionhttp://www.oag.state.tx.us/consumer/debt_collection.shtml