An insurance adjuster’s job is to collect evidence and use that to determine how much the company should pay you. Logically, this amount should reflect the amount of damages you incurred, but this is often not the case. Insurance companies are privately held corporations whose goal is to make money at the end of the day. Paying out large claims reduces their profit margin and, as a result, insurance companies may initially offer to pay smaller amounts.
When determining the amount of compensation to pay you, an insurance adjuster looks at factors like the extent of the property damage, what mental or physical injuries you suffered, and the limits of either that at-fault party’s or your insurance policy. If the other party’s insurance doesn’t cover the full amount of the damage to your vehicle, you may be in the tough position of deciding whether to pursue payment in a small claims court. Since a claim can be calculated in a number of ways, having a lawyer on your side can help advocate for higher compensation. For a Melbournebcar accident lawyer you can trust, call Tuttle Law, P.A. now.