If you have a County Court Judgement (CCJ) on your credit file, it can be difficult to find a lender who is willing to provide you with a loan. However, many specialist lenders offer loans for people with a CCJ – these lenders typically specialize in high-risk loan products. Before you apply for such a loan, it is important to make sure that you can afford the repayments and that the interest rate being offered is competitive. It is best to compare different lenders and their products before making any decisions; doing so will help ensure you get the best deal possible regardless of any blemishes on your credit history. It may be worthwhile speaking with an expert advisor if you’re looking for a loan with a CCJ; they can advise on which lenders currently offer the most competitive terms and what product would work best for your individual needs and budget. They may even be able to access some deals not available elsewhere, further increasing your chances of finding the perfect loan for your circumstances.