Sometimes, you will reach a crossroads in your case where a seemingly simple decision can have a huge impact on the outcome of your claim. A Qualified Medical Evaluator request letter is one of those times.nnIf you have been hurt on the job, and your doctor sent instructions for you to take time off work, your employer's insurance is supposed to pay you roughly two-thirds of your normal wage. But they might not want to do that. So they will send you a letter contesting the opinion of your doctor with regards to the disability or to some aspect of the treatment he is requesting.nnIn this letter, they will enclose a blank “request for a qualified medical evaluator” form. They will leave it up to you to fill it out, but you might be entirely lost as to how to do that or why doing it quickly is incredibly important.nnThere are several traps for the unwary in a QME request form. For one, you only have ten days to fill out the form. If you fail to do so, the employer or the workers' compensation insurance adjuster gets to pick the specialty of the doctors on the three-doctor list that the state will send out.nnUnfortunately, there are a lot of unsympathetic doctors out there who are more than happy to get paid to come and take a very skeptical look at your situation and claim. The insurance company knows exactly who to call if you give them the chance to choose the doctors. They come in, do a very rapid evaluation, and then write a report that is technically correct, but fails to appreciate the nuance of your case and injury. They will strictly apply rules to your detriment.