Research Aim: There has been a lot of debate behind the mass adoption of ripple. But the critics argue why public and financial institutions would prefer this cryptocurrency over others. There is no doubt that ripple is a popular cryptocurrency, and if stats are anything to go by, ripple is one of the top five cryptocurrencies in the world. This research will talk about the various reasons why other cryptocurrencies lag and why ripple is one of the most widely used and adopted cryptocurrencies.