An application can be made to the court against an individual for a bankruptcy petition by a creditor who is owed more than £5,000.
The application is on the basis that the individual is unable to pay their debts.
The court will usually be satisfied that the individual cannot pay their debts if that person  has either failed to comply with a Statutory Demand or has failed to have the Statutory Demand set aside.
The bankruptcy petition is usually served personally on the individual confirming the time and date of the court hearing. The court will decide if a Bankruptcy Order should be made.