Being in-network means that Baptist Health ER & Urgent Care has signed a contract with the health plan to accept its reimbursements for covered services as payment in full. Out-of-network means that no such agreement has been reached. Because we are in-network with many of the major health plans, you’ll enjoy a higher level of benefits without the risk of “back or balance billing” when receiving urgent care from Baptist Health ER & Urgent Care.
Emergency care is handled differently. State laws in Indiana and Kentucky require that all services provided for genuine medical emergencies be treated as in-network expenses. This means that you’ll receive in-network levels of coverage, without the risk of back or balance billing, for any emergency-room services provided by Baptist Health ER & Urgent Care.