ATBIS or Automatic Trigger-Based Investment Strategy helps systematically increase your savings by automatically moving the earnings to the safer fund within the IndiaFirst Money Balance Plan. You have the option to select ATBIS at the time of application and renewal of the IndiaFirst Money Balance Plan. In case you opt for ATBIS while buying the policy and invest in the Equity1 fund, your earnings will be automatically transferred from Equity1 to Debt1 upon reaching a predefined trigger rate of 10%.