While the P2P loan system is another great way to get money instantly, it usually has a much higher minimum loan amount.
Because you will need to get a bigger sum of money at the start (which may be more than you can afford to pay back), this puts you at greater RISK of having to pay more in the long run due to interest.
Title loans allow you to borrow as little as $100 at a time, which is just enough for those unexpected emergencies.