After understanding the crucial role a Mortgage Administrator plays, finding your Local Help to Buy Agent is the next step in harnessing the benefits of the Help to Buy scheme. These agents are your first point of contact and hold vital information on how the scheme works.
They assess your eligibility and give the green light for you to proceed with purchasing your new home. You need their approval before moving forward.
It typically takes about four working days for them to review your affordability and issue an Authority to Proceed. This ensures that you meet all requirements for the Help to Buy scheme and can confidently take steps to secure your mortgage offer and complete the purchase of your new home.