The Government of Canada recommends that your travel insurance include: Health, life and disability coverage Flight cancellation, trip interruption, lost luggage and document replacement (when flying) Driver and vehicle coverage (when driving) to provide protection in the event you’re in an accident while abroad. COVID-19 medical coverage which includes hospitalization, evacuation, and repatriation to home country. Having travel insurance will give you the peace of mind you need when travelling abroad by covering any sudden medical emergencies, accidents and interruptions.