Some of the myths associated with health insurance are:
✓     You need to check the empanelled hospitals only when you buy any health insurance plans.
✓     Health insurance provided by employer is enough to cover you.
✓     If you have health insurance, then all your medical expenses are covered.
✓     You need to be hospitalized for at least 3 hours to get the benefit of your health insurance plans.
✓     You do not need health insurance if you are fit.
✓     Smokers cannot purchase health insurance