Once you have set up an account with Klarna there are two ways you can use it on our website: Pay in 3 instalments - Allows you to spread the cost of your order over 3 equal payments. This is completely interest-free and there are no late fees.  Pay in 30 days - Allows you to get up to 30 days to pay for your order with no late fees or interest. Click here for more information on Klarna's Terms & Conditions.