If the collection agency has gotten a judgment lien placed on your property, it is too late for a Tulsa debt consolidation company to help you with those obligations. Because the creditor now has a judgment guaranteeing them to a certain amount of money, they have no reason to accept less. If you were not properly notified of the suit against you, you need to consult an Oklahoma attorney and see if it is possible to have the lien released.
According to the Federal Bankruptcy code, a judgment lien cannot be discharged during Chapter 7 or 13 Bankruptcy. The best solution is to contact the creditors with liens and discuss a payment plan. Then contact a reputable consolidation company and get advice about consolidating the rest of your bills. Learn more...