There are definite conditions under which an insurer may reject a claim. They are as follows:
Expiration or Cancelation of the policy.
The premium cheque has been disgraced.
The date of the incident occurred is beyond the period of the policy.
During the period of the accident, the driver of the automobile didn't own a valid driver’s license.
During the period of the accident, the driver of the automobile had consumed drugs or alcohol.
The owner of the automobile had been changed without notifying the insurer within the mentioned period or 14 days.
The destruction was done before the policy had started.
The nature and damage of the accident weren’t in correlation.
The usage of the vehicle included other motives apart from the one mentioned in the proposal.