For India and Sri Lanka it is a good idea to bring some US dollars to change locally. ATM’s in large cities are reliable as long as they carry the MasterCard or Cirrus symbols. Card skimmers are widely used in 3rd party ATM’s so it is always best to use one that is inside a bank. Credit cards are widely accepted in both countries with the exception or local markets. In Bhutan bring some US dollars to change for spending money. If you’re on an itinerary which includes India, Indian rupees are widely accepted in Bhutan. Credit cards are accepted in large cities and stores. In Bangladesh it is a good idea to rely mostly on the exchange of US dollars although ATM’s are reliable in large cities. Credit cards are also widely accepted.