Once activated, you have an option of transferring the LoanPass amount to your registered bank account or using it directly with the credit card. The amount can be transferred to your bank account right from your App 24x7. In the credit section on the App, select the amount and tenure as per your financial needs and money will be transferred to your bank account on a click of a button. You can split your LoanPass limit between withdrawing to your bank account or spending using credit card as per your needs. Also, all the shopping on your credit card will be interest free until the monthly credit card payment due date.