To improve your chances of being accepted for a personal loan, you should consider the following.
1. Use eligibility checkers
This way, you can check your eligibility to see whether you will be approved before you apply. Making multiple applications in a short period of time can harm your credit rating, but an eligibility checker won’t.
2. Take steps to improve your credit score. This can be done by:
Always paying your current debts on time and in full
Reducing any current debts
Making sure you’re on the electoral roll
Separating your finances from anyone who has a bad credit history