High net worth individuals (HNWIs)  typically have access to a wide range of investment options, including private equity, property, and venture capital. These investments often require significant capital and carry higher risks but can also offer the potential for higher returns. Furthermore, now that the Lifetime Allowance for pensions has been abolished, pensions are a solid long term investment for HNWIs. On the other hand, investors with a high tolerance to risk could consider Venture Capital Trusts and Enterprise Investment Schemes. VCTs & EIS are investment options that provide tax benefits to investors who fund small & growing companies, offering high returns but also high risk.