As mentioned, Bryden Financial may allow you to trade in your current vehicle in exchange for a lower price on the one you’re looking to finance. Not only can this make your new vehicle more affordable, but you might also even earn a better interest rate and repayment plan, especially if the car you trade still has significant value.   However, you should always have realistic expectations when it comes to a trade-in because most lenders and dealerships cannot offer you exactly what the car is worth since they must make a profit. Plus, most vehicles depreciate rapidly in value over time.  Prior to applying, be sure to get your current vehicle inspected by a mechanic of your choosing. That way, you’ll have a better idea of what it’s worth on the car market and will know if your potential financing source is trying to low-ball you.