Yes Vinovest provides insurance built-in to the fees they charge for all wines on the platform -- you'll have no trouble collecting insurance benefits if their storage facilities are damaged, destroyed, or seized for any reason as the wines belong to you and are insured for you and cannot be seized in the case of bankruptcy (on the part of Vinovest) or other issues. Non-invested funds with Vinovest are also insured with FDIC insurance automatically, so you don't need to worry about it either.