If you are in a Chapter 13 bankruptcy and unable to keep up with your payments, the Trustee or one of your creditors may make a motion to dismiss Chapter 13. You must take quick action to fix the situation if this happens. Depending on where you live, a written response to the motion may be necessary. Otherwise, they will grant it without a hearing. If a response to the motion is necessary, make sure you or your attorney file one promptly. You will have a chance to review and oppose the motion to dismiss Chapter 13. Take note, that if you do not oppose the trustee’s motion, the court will dismiss your bankruptcy without discharging your debts.