Strictly speaking, you do not need an attorney to file for bankruptcy. However, the bankruptcy code is complex when it comes to federal law and state law. Bankruptcies involve the filing of potentially complex paperwork, attending a meeting of creditors, and making important decisions that affect what assets the petitioner will be able to keep and what debts are discharged after the bankruptcy process.
The petitioner will have to understand complex legal terms related to bankruptcy. Having someone knowledgeable on their side to advocate for them and guide them through the process is vitally important for the petitioner.
We strongly advise anyone who is considering filing for bankruptcy to consult with an attorney before they start the process. The filer's actions before filing can influence what assets they get to keep and the debts that are discharged, so it is essential to plan ahead for the process.