A rewards credit card helps you earn points, called rewards points. You earn these points when you spend using your credit card. This ability to earn points entices you to spend using your credit card instead of with cash. As you collect reward points, you can redeem a huge number of rewards with them.
There are several reward options, such as discounts on hotels, food, air miles, electronics, and so on. The majority of these cards have an expiry date on rewards points, forcing you to use them within a certain amount of time.
Some of the best credit cards in Singapore have no expiry date for their rewards points. You can keep them for life. This allows you to save up a larger amount of rewards points and get an even better reward in the future.