Whether or not the auto loan was discharged would depend on how it was handled in the bankruptcy. For a secured loan such as a car loan, the lender can offer the option of "reaffirming" the debt, where the debt and debtor's obligation survive the bankruptcy. If the debtor agrees, payments would continue and the debtor would keep the property. However, if the debtor failed to make payments in the future, there would be no possiblity of bankruptcy protection until eight years after the previous Chapter 7 discharge.In your case, as you did not have a lawyer to guide you, the car debt was probably simply included in the bankruptcy and the debt was discharged. Depending on the car's value it might be subject to an exemption, but again, that's something that you would have had to determined prior to the discharge.