The Afterpay payment option is managed by Afterpay directly, so we have no control over the acceptance or rejection of payments. There are a few reasons why a payment can be declined with Afterpay: Your first payment amount must be available at the time of purchase - even if you have nothing to pay today Your Afterpay account has overdue payments owing The Afterpay risk management department has declined your payment For any questions regarding your Afterpay payment please contact Afterpay. For more details, you can get in touch with Afterpay.