Pre-need funeral insurance is a policy that is offered by a funeral home or a funeral service provider. This plan is usually offered under an insurance companies whole life plan. Something unique about this policy is that they sometimes have the funeral service provider as the beneficiary. In this case, you pay the premiums, and when you die, the funeral service provider takes care of the funeral. If you're having a hard time choosing which final expense policies is the best for you, contact us at 800-208-4974. Our expert insurance agents would be happy to assist you in finding the right plan.