Fact: Millions of people live in assisted living or nursing facilities in this country, And not one of them “thought” they’d end up there. About 70% of our aging population will need long term care at some point, and on average for three years. With the cost of care already high and steadily rising, it’s no surprise that these costs are the biggest threat to the wealth and savings of most American families. Medicaid has strict financial requirements which disqualify most people from the benefit. Working with our team to plan for the possibility of the need for long term care down the line mitigates the risk of shifting the physical, emotional, and financial burden to your family should you become disabled. Remember, estate planning is something we do in consideration of everything we have and everyone we love. It’s best to be prepared.