उत्तर: Following are the repayment methods for Bank of Baroda Personal Loan EMI: Standing Instruction (SI) for automatic debit of EMI amount at the end of the monthly cycle from your Bank of Baroda account. Electronic Clearing Service (ECS) If you have a non-Bank of Baroda account and want your EMIs to be automatically debited from this account at the end of each monthly cycle. Post-Dated Check (PDC): You can also pay your installments through post-dated check drawn in the name of the lender.