The smartphone app collects and analyzes your driving data and then provides an overall driving score from 0 - 100. This score can affect what you pay for auto insurance. For each driving behavior below, the app provides a specific subscore.
Phone use: measures when a person is actively using their phone while the vehicle is moving; examples include using GPS, minimizing screens, texting and making a handheld call
Hard braking: measures when the vehicle stops abruptly or slows down by 7 mph or more in one second
Speeding: measures when a person is driving 10 mph or more above the posted speed limit
Certain variables, such as those listed below, are also used to score your driving behaviors. Research shows these factors can increase your risk of having an accident. By adjusting your driving behaviors based on the feedback you receive from the app, you can improve your safe driving habits — and increase your savings!
Key driving variables
Hours driven: measures the amount of time the vehicle is driven
Evening driving: measures the total driving time between 6 PM - midnight
Late-night driving: measures the total driving time between midnight - 4 AM
Number of short trips: measures the number of trips that are less than 5 minutes in duration (a higher number of short trips is typically better because it indicates you often travel to familiar areas)