TaoFortune offers a variety of payment methods for purchases, including Visa, Mastercard, Trustly, and Discover, with a minimum purchase amount of $4.98. The prize redemption process requires account verification and offers cash outs via bank transfers or gift cards, with a minimum prize redemption amount of $100 for cash and $25 for gift cards. Prize redemptions are typically processed within 24 hours, and funds are available in your bank account within 4 to 7 business days.