Your business’s history of workers’ compensation claims can impact your ability to bid on and win contracts. Every organization has an experience modification factor that compares its loss history to that of similar businesses in the industry. If your company has a better-than-average claims experience, your e-mod will be less than one. If your claims experience is worse than average, it will be more than one. Many projects, including government contracts, require bidding contractors to have an e-mod less than one.