If they have an ‘exceptional attachment order,’ they can enter your home and seize non-exempt possessions from inside your house. If you are not there, someone else must be present who is over the age of 16 and understands what is happening.
Again, you will find that many of the goods inside your home are exempt. In order for the exceptional attachment order to be valid, you must have received a Debt Advice and Information Package from your creditor, who must also have a ‘charge for payment’ for the debt(s) in question. A charge for payment is a formal demand.
Sheriff officers are not allowed to carry out the exceptional attachment order apart from between the hours of 8am and 8pm, and not at all on a Sunday or a Bank Holiday. They don’t normally notify you when they will be calling unless they are in possession of an exceptional attachment order.