If you were denied home loan assistance (such as a request for a loan modification, short sale or deed in lieu), you may be able to dispute the decision. You can file an escalated case with us if you have reason to believe you met all the criteria for home loan assistance but were not properly evaluated for assistance or were improperly denied assistance. This may include: You did not receive adequate notice from us about your foreclosure alternatives You were not given appropriate time to respond to communications from us during your loan review process Your loan was referred to foreclosure prematurely or we did not suspend foreclosure activities when we were required to do so You can also file an escalated case if either of these specific concerns apply to your loan: You have a reasonable belief that your mortgage loan is being serviced in a fraudulent manner You have retained a lawyer to help you resolve a mortgage dispute with Bank of America Please note that inquiries about a pending request for home loan assistance or general questions about the servicing of your mortgage do not meet the requirements for an escalated case. For general servicing questions, please call 800.669.6607 (Mon-Fri 8am-9pm EST). To file an escalated case, you (or any third party representing you, such as a housing counselor or attorney) should send us a brief letter describing the specific reasons you believe one of the scenarios described here applies to your loan or to your application for home loan assistance. Escalated case requests must be sent by mail to the following address: Bank of America Corporate Center Attn: BAC Escalated Case Unit P.O. Box 940508 Simi Valley, CA 93094-0508 Please note that if a third party contacts us to submit an escalated case on your behalf, we must have your written authorization before we can communicate with them about you or your loan. Without your written authorization, we will not be able to discuss your home loan with them. We can provide you with an authorization form upon request. What to expect after submitting your request Within 3 business days after receipt: If your submission meets the requirements for an escalated case, we will send you a written acknowledgement that we've received your request. This acknowledgement will include a toll-free number you can call for information about your case and will also include the estimated date by which your case should be resolved, along with a toll-free number for the Escalated Case Unit. Within 15 calendar days after receipt: In most cases, we will mail you a written response describing the proposed resolution of your request and any next steps to be followed by you or by us. If your matter cannot be resolved within 15 calendar days, we will notify you of the delay and give you a new estimated resolution date. In most cases, this new estimated resolution date will be no longer than 30 calendar days from the date we received your original escalated case.