The CRM Program originated in 1996 at the request of Certified Insurance Counselors (CICs) and National Alliance participants wanting to expand into the risk management field and provide additional services to their clients.  It was created as a course of study providing five subjects of rigorous, practically oriented curriculum covering the risk management process.  With risk management being one of the responsibilities of a variety of professionals, including attorneys, accountants, and financial professionals, the CRM designation is an excellent education opportunity. The designation is internationally recognized.