News of any change will undoubtedly raise questions and both organizations are committed to progress updates for members at key points along the way. Members have an important voice—and final say—in this merger, so there will be plenty of opportunity to learn more about this strategic partnership and the benefits to members and employees. Once we receive merger approval from First Tech members, the process of integrating the operations of organizations will begin with an anticipated operational integration toward the end of 2025. Until late 2025, there will be no changes to any member accounts.