Anybody in Philippines can apply for Tala loans. To qualify for a loan, you must be at least 18 years old. Tala does not require a proof of income, bank account, credit card, or collateral to secure a loan. Only a valid ID is needed to qualify for a TALA loan.
Tala accepts the following as valid IDs:
National ID
Driver’s license
Passport
Postal ID
PRC ID
UMID/SSS ID
Voter’s ID