Title insurance does not protect you from all problems. For example, all title insurance policies include a list of exclusions and exceptions. Our attorneys can review your title insurance policy with you before closing and outline any non-covered items. Examples could include:
Condemnation of the property by the government
Building and zoning ordinance violations
An unrecorded title defect you weren’t aware of
Covenants and restrictions that limit how you may use the property
Claims pertaining to waterway rights for properties on or near rivers, streams, and lakes
Losses resulting from claims by renters
Discrepancies in boundary lines, encroachments, and certain overlapping of improvements