If you are unable to work due to a disability that started while you are actively eligible for benefits, you will be given credit for disability hours at the rate of 8 hours per day (excluding holidays and weekends) not to exceed 40 hours per week, for a period not to exceed the date of your recovery or 6 months (whichever occurs first). You cannot use certified disability hours to upgrade to Plan A or Plan A+.
The credited hours will be applied to the hours required during the Qualifying Period for the next Eligibility Period.  These hours can only be used to qualify for Plan B benefits.  Not more than 6 months of Certified Disability Credits are available for any disability.
Certified proof of disability must be furnished at the time the disability starts and once each month after that until you return to work for a contributing Employer. The proof of disability must be submitted by your Doctor (M.D., D.O. or PhD.) in writing on their letterhead (prescription forms or pre-printed forms are not acceptable).  The proof must show the beginning date of total disability, the diagnosis, and the date you are expected to be able to return to work. You must be under the care of a physician to qualify for benefits