The documentation required for a first home loan varies from applicant to applicant and is dependent on your circumstances. At a minimum, we will generally require you to provide us with: Photo ID. Your 3 most recent payslips or financials if you are self employed. Your bank statements for the last three months. Loan statements if you have any consumer debts. A KiwiSaver eligibility withdrawal letter if you are eligible to withdraw your KiwiSaver to buy a first home. There is other documentation that we may need from you, but this would be specific to your situation.