When you get a traditional lawsuit loan, you will be on the hook for the cost of your loan plus interest. If your case doesn’t settle, you will still be responsible for repaying the funds. This is a risk many plaintiffs are not willing to take, and with good reason. However, some lawsuit loan lenders do not require plaintiffs to repay their loans if they lose their case. Once your representative has reviewed your case, they will determine whether or not your claim is likely to settle. If it is, lenders may be willing to take a risk by giving you a cash on your settlement.