When someone causes an accident and flees the scene without giving their name or other identifying information, it is known as a hit-and-run. Your insurance plan might assist in paying for repairs and injuries if you are the victim of a hit-and-run. A hit-and-run may be covered by your collision, uninsured motorist property damage (UMPD), uninsured motorist bodily injury (UMBI), personal injury protection (PIP), and medical payments insurance, depending on your policy and state (Med Pay).