You are not required to give a recorded statement under Colorado law to the other driver’s insurance company. The insurance company may want to take your statement in order to begin building its case against you even if you are clearly not at fault for the accident. Providing a recorded statement can only hurt your case. Therefore, if the adjuster for the other driver’s insurance company requests that you make a statement, you should refer them to your attorney. If you do not have an attorney, get one! On the other hand, if you are making a claim under your own policy of insurance, you may have a duty to cooperate and provide a statement, but you probably will want your attorney to be part of that statement to protect your interest.