DoNotPay is a downloadable mobile software that employs artificial intelligence to offer legal services for a monthly membership fee of $36. It's available in the United Kingdom and the United States (in all 50 states). In addition, you may use its online system to request a new credit limit increase for any of your accounts, from Discover, Bank of America, and Wells Fargo to other credit card companies, including Citi, Credit One, and American Express.