If you need to add on an activity pack or add on Winter Sports, or even change the area of cover on your policy, just contact us and tell us what you need. We’ll reply back to you within 24 hours with any additional premium you have to pay and a secure link for you to pay on. You end up paying exactly the same as you would have done if you’d chosen those options from the get-go. We don’t charge administration fees. Do note though, the one thing we cannot add on after departure is the Zero Excess Option.