Yes, you are responsible for making all required payments with your current loan servicer until LendKey has paid off the loan(s). If LendKey sends more money to your current loan servicer than what’s needed to pay off the loan(s), the overpayment may be returned directly to you or sent back to LendKey and we will apply it retroactively to your existing LendKey principal balance. Please inquire with your previous loan servicer as to how they handle overpayments.