No. In fact, that's one of the big deciding factors that distinguish American Express credit cards from one another.Aside from things like APR, credit limit, and fees, perks are the factor that will cause you to swing one way or the other regarding a particular card. Some perks set certain credit cards apart from the others and mark them as great choices for small business owners. Others are clearly better for everyday use or for large business owners.Read the fine print for each perk carefully, especially if you plan to apply for some of the cards described above.