Under the Scheme rules, this amount is the benefit entitlement available to withdraw now. However, there are a couple of important things to note:
The Commonwealth Government preservation rules may override the Scheme rules and you may have to wait longer than required by the Scheme rules to access your benefit.
If you withdraw any part of your Personal account or Employer account prior to your Early Retirement Date, then the maximum total benefit you will receive is your Withdrawal lump sum benefit.