To get a mortgage as a first-time buyer, you need to have a deposit of at least 5% of the property price. You’ll also need a good credit score and need to be over the age of 18 with a minimum gross income of £24,500 per year.
To find a first-time mortgage, you can follow our guide on how to get a mortgage or apply for a mortgage directly with Molo. You can also search the web using comparison websites that allow you to compare the best deals. You can also use a broker, who will search the market on your behalf and find a lender matching your criteria.