Yes, you can choose as many add-ons or rider benefits while purchasing a child education plan. In most plans, you have to pay an extra premium to get the additional rider benefits. However, with the ICICI Pru Smart Kid plan, you get rider benefits inbuilt with the plan along with the dual benefit of growing your investment and life insurance protection. For instance, the plan provides you with a waiver of premium benefit^^. In case of an unfortunate event, this benefit ensures that all future premiums are paid by the insurer so that your children complete their education without any worry. Another such rider is the unit-linked accidental death benefit~~. Under this rider benefit, in case of an unfortunate event with the policyholder due to an accident during the tenure of the policy, an additional amount is paid to the child over and above the base cover amount provided by the policy.