Depending on where your international payment is going, you might be asked for an IBAN, a SWIFT code, or both. IBAN stands for International Bank Account Number. If you need an IBAN for your transaction, use an online IBAN Calculator or IBAN Validator to generate and check your code. IBANs operate in a similar way to SWIFT codes, but aren't used globally. IBANs are commonly requested for payments to Europe and the Middle East for example, but aren't used in North America or Australia. Check the requirements for the country you're sending to, to make sure you have all the information you need to process your payment securely.