The difference between HECS-HELP and FEE-HELP is that HECS-HELP is a loan for students in an approved Commonwealth Supported Place. It applies to most undergraduate and a small selection of postgraduate subjects, where the fees are part-subsidised by the government. FEE-HELP is a loan for any eligible full-fee paying student, with fees not subsidised by the government. Both loans are repaid at a similar rate. Our accelerated online Business Administration programs are covered by FEE-HELP for eligible students.