The sooner you start the debt resolution process, the greater the chance of recovering your debt without legal action. It is recommended that you enlist Ko-bolt (by placing your debt) at or around 60 days after an invoice was due. It’s worth noting that Ko-bolt has more success collecting costs when the debt is placed early.You’ll want to try and legal action because it can be costly and time-consuming – and it could be a long time before you receive your money.