The White House Economic Advisors recently stated non-fiduciaries costs American families $17 billion a year due to the conflicts of interest posed. This results, on average, in 1 percent lower annual returns on families’ retirement savings.1  At BlueSky, the fiduciary standard is upheld in virtually all elements of our firm’s culture – even in the way we have built our BlueSky Flat Fee℠ compensation structure. In addition, being a proud member of NAPFA.org, we are required to be held accountable to the highest standards of fiduciary requirements.