If you're an existing customer with a good repayment history, then the answer is maybe. Usually, we don't offer unsecured loans. An unsecured loan is similar to when you lend a friend money, but there's no security given, and therefore if they don't pay you back, you lose 100% of your money. Whereas, if you were to say, yes, I'll lend you that money, but your surfboard is mine until you pay the money back, at least you have the surf board if they don't meet their repayment promise.