A No Doc Loan may be that you require minimal paperwork to apply for a loan. This can vary between lenders and banks. Applicants must have a current ABN and provide identification. The goods must be predominately for commercial or business use. From that minimum level, if the applicant can provide additional documents and financial information then that will improve the quality of the application and the prospect of achieving a better loan offer. The type of extra docs involved might be BAS statements, tax portal information or trading account bank statements. If a No Docs Loan application does not have essentially any docs, the application for financing could be also be subject to stricter criteria such as property ownership, their credit score and the age and condition of the truck being purchased may be taken into consideration.