Many plans related to medical insurance that cover pregnancy and delivery also include coverage for prenatal, postnatal, and neonatal care. If you wish to get the maximum benefit, then you must check whether your pregnancy insurance policy offers coverage for the mentioned aspects or not. You should also check the hospitals that are covered under your maternity policy. However, before you finally choose maternity insurance or health insurance with maternity cover, you must also check the moratorium on the policy that you are planning to select. A moratorium means the waiting period that is specified by the insurer before you can make a claim. During this period, the charges related to your pregnancy will not be incurred by your insurer. So, you can check it and plan accordingly.