The term life insurance does not cover any death has been the result of suicide or self-inlficted injury, any death due to any kind of pre-existing condition for instance if a person already have a heart condition and they die due to heart attack, that shall not be covered under term life insurnace and lastly if a person dies during the waiting period, ( 30 days from the purchase of the policy) that shall also not be covered under the ambit of Term life Insurance.