It may come up as a surprise, but you can get denied for a secured credit card. Despite, providing a deposit to your lender for security, certain factors can cause your lender to deny your application for a secured credit card. Bankruptcies, multiple missed payments, accounts in collections, etc. can cause your application to be denied by some lenders. If you are unsure as to why your lender has rejected you, you have the legal right to ask for an explanation. It is important to ask, as it can provide you with direction on what you should be trying to improve.