In case of lock-out of the company, i.e. the company remains closed for 15 days or more and the employee has not got the salary for a couple of months or more, an amount equaling the unpaid salary may be withdrawn.
The share of the employee can be withdrawn. If the company remains closed for a longer period, the PF may also be withdrawn. If any individual remains unemployed for a month, then he/she may withdraw up to 75% of the EPF amount available. If any individual remains unemployed for 2 months or more, the full EPF amount may be withdrawn.
Up to 90% of the available balance in EPF may be withdrawn by members one year prior to actual retirement or post attaining the age of 54 years, whichever is later.