Car clubs, insurance companies and your state’s department of motor vehicles may all have different definitions for “classic” cars. On one end of the spectrum, the Classic Car Club of America (CCCA) defines classic cars as made between 1915 and 1948. The list is very specific as to what makes of each model are given the "classic" designation. However, the definition for insurers and other car clubs is much broader. The Department of Motor Vehicles' definition of a classic car differs from state to state. Typically, a classic car is any vehicle older than 15 years while an antique is 25. Most insurance companies consider your car an antique or classic if it meets the following three criteria: At least 15 or 20 years old or older (depending on where you live) Garaged when not in use Driven less than a set amount of miles, generally less than 2,500 miles per year but some insurance companies give up to 5,000 miles/per year Many insurance companies also require that you own at least one other vehicle for "regular" use. Some also won't insure drivers under age 25.