You are legally required to report a car accident in Florida where you know (or should have reasonably known) that someone was injured, a death occurred, or more than $500 in property damage occurred (F.S. § 316.066). If you fail to do so, you may be charged with a non-moving violation in some cases, or potentially even a hit and run, which is a second-degree misdemeanor (F.S. § 316.061).
Another possible consequence of not reporting your accident is that you will be denied any form of auto insurance coverage for any damages you’ve had inflicted. Nearly all insurance carriers require an official police report of an accident in order to cover any resulting damages.
If you have not reported your vehicle accident yet, know that you may have up to ten days to do so — sometimes even longer, depending on the circumstances. Speak to a Florida car accident lawyer as soon as possible if you have damages from a car accident you want to be covered but you have not reported the accident yet.