You’ll have bills and expenses to pay after a car crash. Making sure your damages are covered can help your recovery. Knowing who can pay for your losses is essential to pursuing a lawsuit if needed.
Illinois is a “fault” state for car accidents. The driver or person responsible for the crash is expected to pay for the damages inflicted on other drivers or passengers involved. Crash victims can pursue a claim with the at-fault driver’s insurance company.
Insurance companies only need to pay for specific economic damages. You’ll need to file a personal injury lawsuit against them if you’re pursuing non-economic damages or your losses exceed their insurance policy. A lawsuit is designed to make a victim financially “whole.”