Your financial advisor or a specialist care fees advisor can help ensure that your care is funded for as long as possible, whilst safeguarding as much capital as possible.
It is common for people funding their own care to run out of money, when this happens the local authority will fund your care but they may not maintain the same payment levels. This means that a third party may have to top-up the fees. If you can no longer afford the care home fees or third party top up you should tell your Local Authority and care home.