The exact process followed by the insurance company depends, in part, on how long you've been out of work. Those who have missed more than three days of work (or more than three shifts) will receive a written response within 20 days of filing a claim. If the claim is accepted, you should start to receive benefits either immediately or in the near future. If you have missed fewer than three days of work when filing a claim, you will be responsible for tracking the status of the claim. Continue reading: Workers' Compensation Case Timeline