People who work in specific fields or who are in certain situations may be eligible for forgiveness of some or all their student loan debt. Public service loan forgiveness The Public Service Loan Forgiveness program is the most common way that people apply to have their student loans forgiven. You may qualify if you work for:  U.S. federal, state, local, or tribal government The U.S. military A not-for-profit organization Teacher loan forgiveness You may qualify for the Teacher Loan Forgiveness program if you teach: Full-time Five consecutive years In a low-income school or educational service agency Health care provider loan forgiveness Three federal health care agencies sponsor loan forgiveness programs. National Health Service Corps - For providers in primary care and substance abuse disorder programs National Institutes of Health - For current and potential medical researchers Indian Health Service - For clinicians working at Indian Health Service facilities Other situations for loan forgiveness Other circumstances in which student loans are potentially eligible for forgiveness, discharge, or cancellation include bankruptcy, disability, and your school closing while you are enrolled.  Learn more about these specific situations and the qualifications for eligibility.