Almost every Utah car insurance policy has at least $3,000 available for medical bills, no matter who was at fault for the accident. However, most of our client’s medical expenses exceed that $3,000 threshold. You may submit your remaining bills to your Health Insurance, however, if you do not have health insurance, we at William R. Rawlings & Associates will contact all of your medical providers and obtain a lien on your behalf for any and all treatment you may need from Physical therapy to surgery. This lien simply states that the medical provider agrees to hold on to their bill and continue to treat you until you are released and agree to wait for payment until your case is settled.