Debt settlement is the process of negotiating with individual creditors outside of
court to resolve your debt. In most cases, we are able to reach settlements that
are considerably lower than the actual amount owed, such as for
credit card debt
or a
second mortgage. In today's difficult economy, debt collectors are typically willing to work with
us to arrive at a reasonable settlement rather than risk a bankruptcy filing. As
a reputable law firm that handles a high volume of bankruptcies, we are often able
to settle debt at a significant discount.