We already know that this is going to be a Christmas like no other.
Many parts of the country are locked down from 6pm tonight for three weeks, heaping further pressure on people who have limited options of where they can buy their Christmas gifts.
Regardless of how you feel about Christmas, don’t let money and debt cause you stress.
Christmas debt can be really damaging...
It adds stress in the back of your mind & stops you from enjoying time with your family.
You start the new year on the wrong foot, New Year’s resolutions are trumped by Christmas debt.
It cost you money. Buy now pay later, credit cards and store cards are expensive forms of borrowed debt.
To avoid developing Christmas debt, we recommend making a Christmas budget and sticking to it.
Don't feel pressured to spend more than you can afford. You don't want to start 2021 with Christmas debt hanging over your head.
We understand that with increased periods of isolation and upcoming Black Friday Deals, there will be a temptation to buy gifts for loved ones, many of whom we haven't spent a lot of time with this year.