If you have yet to open an account, you may open one, and opt-in to Excess Funds Management facility (SMART Park) during the account opening process. If you have an existing account, you can opt-in to SMART PARK here, or log in to POEMS 2.0 > Acct Mgmt > Online Forms > Account Application > Excess Fund Authorisation. You may also opt-in to SMART Park via MyWealth App. Simply log in to your account, swipe the top banner on Home tab to SMART Park > select Opt In OR View my Cash & Equivalent button.