Creditors may agree to reduce the amount of principal you owe if you negotiate with them. This is where you may need help from a Washington debt settlement company or law firm. Negotiators at these companies speak to your creditors/CAs in order to convince them to decrease your balance. In return they'll charge upfront fee, monthly maintenance fees, and other fees. Learn more...
Whether you choose Washington debt settlement or consolidation, make sure you don't fall prey to scams. Check the reliability of the company/financial institution before you deal with it.