A Public Adjuster is licensed, educated and trained in the policy coverage and state regulations and statutes that guide claims handling and the entitlements of the policyholder in first party property damage claims. Public Adjusters work exclusively to facilitate the perfection of the claim and recover the full amounts due to the policyholder. Public Adjusters also known as PA’s, are required to pass stringent certification examinations and attain surety bonds before the Department of Insurance will grant a license. Many states also dictate continuing education requirements be met to maintain licensing. Attorneys and Public Adjusters are the only parties that are allowed by law to represent and pursue another party’s interest on an insurance claim.