There are many differences between a caravan loan and a personal loan. For a Liberty caravan loan, the caravan can be used as security for the loan and there are additional options such as balloon payments and having the ability to utilise the help of a Liberty Adviser. For a Liberty personal loan, you manage the submission of your application online via our website. For a secured personal loan, additional vehicle eligibility criteria applies. The loan option that is best for you will depend on your personal circumstances.