95 percent of the premiums from your savings insurance are invested in the tied assets of Zurich Life Insurance Company Ltd. Zurich is subject to supervision by the Swiss Financial Market Supervisory Authority and, in the event of bankruptcy, the tied assets serve primarily to settle the claims of the insured persons. Whatever happens, this money will be paid out to you. But you needn’t worry: Zurich is financially very solid. Bankruptcy is extremely unlikely now or in the future.