All photographers charge different rates and are at different levels of expertise. In photography what you are paying for is mainly 3 elements. 1. Quality of the final work. Kerim Knight Photography focuses on high level commercial photography. 2. The experience. The experience of lighting, posing, setting a vibe and professionalism. 3. Time. Working with the professional can invariably be more time saving and efficient. How you proceed invariably depends on your budget, quality of work needed for the job and your time.