Yes, there are a few eligibility criteria when it comes to availing maternity benefits. The maternity can be claimed only by an insured person listed in the base plan. The entry age is 18 years, i.e. the policy seeker should be at least 18 years of age to avail insurance benefits for maternity. The exit age set by some insurance companies can be 45 years. The delivery of the baby needs to take place inside the geographical limits of the country.