Lal Kitab takes into account both the karmas of the present birth and the karmas of the previous births while estimating the effect of planets on a person's existence. Lal-Kitab asserts that our unpaid Rinas (debts) and obligations from our previous birth are carried over to our current birth. As a result, these deeds from the birth's previous existence are the only factors that determine the influence of the planets' luck or unluckiness. Humans constantly pursue pleasure and financial gain throughout their lives, yet occasionally we forget to take other people's feelings and needs into account. Throughout our lifetimes, we accrue debts as a result of our bad deeds or someone else's curse. Even though some of these debts are resolved during the same birth, the remaining or unpaid debts are carried over to the succeeding pregnancy These debts, or Rinas, may be of several types, such as debt owed to forefathers debt, self debt, mother's debt, brother or relative's debt, woman's Debt, father's debt, nature's debt, etc