Amex credit cards are suited to people who like to use their card for plenty of spending, have above average incomes and a solid credit history. They have a more demanding application approval than many other card providers, but if you have good earnings and credit you may find a card to suit your finances. As with all credit cards, it’s important that you can meet monthly repayments, especially if you want to enjoy Amex’s renowned customer services and get the most out of their generous rewards scheme. If you are looking to transfer a balance, American Express are unlikely to have the longest or cheapest deal. It would be worth your time to compare credit card balance transfer deals from other banks before choosing who to go with.