p>Funerals can cost thousands of dollars and some people find they just aren’t financially prepared to pay for such an unexpected expense. Funeral insurance can help cover the cost of your funeral by paying a lump-sum of your chosen benefit amount to your loved ones when you die. While it’s called ‘funeral insurance’, your family can choose to spend the payout as they see fit, so it could also be used to cover the cost of settling your affairs or other final end-of-life expenses. You can choose a single or joint policy so you can also cover your partner at the time of your application.</p