Regulated - NPS is regulated by PFRDA, which is established through an Act of Parliament (PFRDA Act 2013)
2. Pension for all - can be voluntarily subscribed by any Indian citizen (resident/non-resident/overseas citizen)
3. Low cost – NPS is one of the low cost pension schemes in the world
4. Flexible - Subscribers have various options to choose from - Point of Presence (PoP), Central Recordkeeping Agency (CRA), Pension Fund and Asset Allocation, etc. The choices exercised can be changed subsequently
5. Portable – NPS Account can be transferred across employment, location(s)/geography(ies)
6. Tax efficient – Tax incentives are available to the subscribers under the Income Tax Act 1961.
7. Optimum returns – Market linked returns based on the investment choice made by the subscriber
8. Transparent – Subscribers can access their NPS Accounts online 24X7 and public disclosures are mandated.