Term Life refers to a type of life insurance policy. It provides coverage for a specific term or period, commonly ranging from 10 to 30 years. Term Life policies offer pure death benefit protection, without any cash value accumulation. American Income Life is a notable provider of Term Life insurance in the United States. Term Life insurance is designed to financially protect your loved ones in case of your death. It is an affordable option for parents looking to secure their family’s financial future. Consumers can choose the coverage amount based on their needs and budget. Term Life insurance premiums are generally lower compared to other types of life insurance. The policyholder’s beneficiaries receive a death benefit payout if the insured passes away during the policy term. Term Life insurance can be an essential component of your overall financial plan.