While it looks like quite a few steps, each is fairly simple. Log in with you user name and password Locate the policy you want to make a beneficiary change Click on the policy Locate the Beneficiaries card Click “add or edit your beneficiaries” Agree to the Terms and Conditions Select which beneficiary you want to start with (primary or secondary) Edit, add, or remove beneficiaries Adjust allocations, if needed Review changes on life beneficiary form Sign through Docusign Submit changes