EC regulation 785/2004 defines UAVs as aircraft and therefore UAV operators as aircraft operators. Drones being used for commercial purposes are defined as an unmanned aerial vehicle (UAV) being used in return for remuneration or other valuable consideration.
For example, a builder commissioned to provide a survey for a client for a fee will need to have a permit to fly for commercial operations from the CAA, or bring in an operator who has this permission.
In order to obtain the permit to fly for commercial operations from the CAA the operator will need to demonstrate that they have third party liability cover with the requisite extensions required under the EC regulation 785/2004 which our policy will cover.
This will need to be a minimum of 750,000 SDR’s [Special Drawing Rights IMF currency], our starting level of public liability of £1,000,000 GBP will be sufficient to meet this, but dependant on the weight/payload of the drone this limit of liability may need to be increased. We can cover up to £50,000,000 GBP without referral.