Rarely, if ever, will an insurance company make a settlement offer to a victim that is anywhere near what they deserve. You can count on this fact for your own injury claim, too. This initial offer will be an amount that the claims adjuster has estimated to be the least amount of money that you will accept, making this the least expensive way for the insurance company to resolve this issue. In exchange for the insurance company’s offer, you will need to waive your rights for any future legal actions related to this injury, either against the insurance company or their client. Regardless of whether or not you experience any delayed injures or impacts, you will have no right for additional compensation. This is why it is so important that you work with a professional who can negotiate on your behalf after completing their own investigation and determining the true amount of money that you deserve.