PIP coverage is a component of an insurance policy that covers health care expenses associated with a car accident. It covers medical expenses for both injured policyholders and passengers, even if a driver does not have health insurance. PIP coverage, by law, if it is not on the policy, has to have a signed document that the insured party rejecting PIP coverage.
In Texas, coverage typically comes in increments from $2,500.00, $5,000.00, and $10,000.00. It only cost a few dollars a month to add $10,000.00 in PIP coverage.