A landlord can legally refuse to rent an apartment because your credit report was previously denied. However, let's say you're currently renting a house or apartment. If so, your current landlord will often renew your lease without an up-to-date credit report and may not be aware that you have filed for bankruptcy. If you're applying for a new lease, you may encounter some hurdles that are easy to overcome. Offering more collateral may be enough to allay the concerns of potential owners.