This depends on whether you have declared any named rider or selected the Any Rider optional benefit. Your named rider will enjoy the same coverage as you. If you have selected the Any Rider optional benefit, any authorised unnamed rider who meets the following criteria will be covered as well. Has a valid Motorcycle license in Singapore for at least 2 years. Accident-free (no at-fault claims) for 3 consecutive years prior to the inception of the policy. Not under suspension or disqualification from driving in the last 5 years. Not using the insured motorcycle for rental or delivery purpose even if Deliveries usage is declared and selected. Rides the motorcycle with the permission of the policyholder. The age of the authorised unnamed rider needs to be at a minimum age of 25 or 30, and a maximum age of 65, depending on which Any Rider optional benefit is selected.