One problem faced by victims of boat accidents, as opposed to car accidents, is that while liability insurance is recommended for boats in Florida, it is not required. Therefore, if you were injured in a recreational boat accident, there is no guarantee that an insurance policy will cover your immediate medical bills and needs. Your only option may be to seek compensation from the negligent boat operator himself—and he may not have the funds needed to cover your expenses.
However, a Florida boat accident attorney at Dolman Law Group Accident Injury Lawyers, PA, can determine whether a boat owner or rental company might be liable. If they demonstrated negligence by entrusting their water vessel to someone without boating experience or training, they or their insurance company might owe you compensation.