Zip is a buy now, pay later platform that allows customers to make purchases and pay for them in installments. It's similar to another buy now, pay later providers like Afterpay, Klarna, and Sezzle. It's not entirely clear if Zip reports to credit bureaus or not. Zip does not have any public statement or information about this topic on its website or publicly available sources. However, it's worth noting that some similar platforms do report to credit bureaus.