While in some cases speaking with the insurance company right after your injury may be inevitable—especially in cases involving a commercial insurance policy and potentially large dollar exposure, an insurance agent may even come to the hospital—it is generally important to refrain from signing anything or making a formal statement until you have spoken with a personal injury lawyer.  In many cases, the insurance agent may attempt to obtain facts that could reduce your overall compensation award, and an experienced lawyer can help you avoid this potential error.