Suppose your business spends a lot on travel, shipping, dining, advertising with social media or search engines, and internet, cable, and phone services. In that case, it’s difficult to match the 3x and 2x earning power of the Ink Business Preferred card. There is, however, a $150,000 limit per card anniversary year on these purchases.
If your business spend is significant in other categories, however, you may fare better with the Ink Business Unlimited card that earns a flat 1.5% on all purchases with no limits.
When we look at redeeming points, the Ink Business Preferred card yields at least 1.25 cents per point when redeeming for travel and potentially more when transferring points to airline/hotel partners. The Ink Business Unlimited card receives just 1 cent per point in value for redemptions.