You have substantially more insurance coverage in Massachusetts when you request Uber or Lyft and ride in a rideshare vehicle than when you ride in a taxi in this state.
Rideshare prices may be slightly higher than taxicab costs, but Massachusetts requires taxicabs to carry only $20,000 of liability insurance.
If you are seriously injured in an accident – if you sustain a traumatic brain injury, a serious spinal cord injury, or any other disabling or permanent injury – $20,000 will not even begin to cover your costs. Passengers, generally speaking, are not responsible for their crash-related injuries. Thus, they look to the person at fault: the Uber driver or taxi driver, or the driver of the other vehicle. Uber drivers and passengers should both understand their risks as well as their rights when working for or taking advantage of ridesharing services like Uber. If you are injured in a collision with an Uber vehicle in Massachusetts, or if you are injured as an Uber passenger in this state, discuss your rights and options at once with an experienced Boston Uber accident lawyer at Parker Scheer LLP.