After an accident, victims can recoup certain financial losses from auto car insurance. This arrangement exists because New Jersey is a no-fault state, meaning each victim’s auto insurance will pay for their medical bills, regardless of fault. A positive is that it eliminates the need to go to trial, and a negative is that it limits the amount a victim can recoup. A victim can only claim concrete expenses that they lost, such as:
Medical expenses
Lost wages
Lost earning potential
Lifelong medical treatment
Disability
Wrongful death