When you click Redeem Gift Card Payout, your Redeemable balance is transferred to the Stackit e-gift card portal. You can visit the portal at any time to redeem the remaining balance for new gift cards. All e-gift card portal URLs are emailed to the email address associated with your LendingClub account within 24 hours of clicking the Redeem Gift Card Payout button. Be careful not to delete this email before redeeming, as this is the only way to access gift cards.