New Zealand business loan interest rates vary widely based on personal circumstances and the product chosen, so it’s best to discuss your particular situation when you apply. Some factors that influence business loan interest rates may include: the amount borrowed, whether the loan is unsecured or secured, the industry, the age of the business, and the overall cash flow ‘health’ or creditworthiness of the business. Talk to our friendly customer service team about business lending and see how they may be able to help you secure the best business loan interest rate for your business.