It may be required to launch a lawsuit against the ridesharing business if the insurance coverage is insufficient, the insurance company fails to pay, or the ridesharing firm acts recklessly. By designating drivers as independent contractors, Uber and Lyft try to shield themselves from liabilities. The actions of an employee are significantly more likely to be held legally liable than the actions of an independent contractor.
Passengers in an Uber or Lyft ridesharing car, as well as those in another vehicle involved in an accident caused by a rideshare driver, will most likely be restricted to the businesses’ liability or uninsured motorist coverage.
When it comes to ridesharing incidents, Georgia law has upheld the independent contractor argument, insulating ridesharing corporations like Uber and Lyft from direct liability. Those harmed in a rideshare vehicle may have a claim against the driver and the driver’s insurance, including rideshare providers’ commercial and UIM insurance. The ridesharing businesses, on the other hand, are frequently protected by the independent contractor defense.