For refugees who aren’t eligible for Medicaid or RMA – or who have exhausted their RMA benefits – premium tax credits and cost-sharing reductions (CSR) can make private health insurance coverage much more affordable and more comprehensive than it would otherwise be.
The premium tax credits and CSR benefits are available via the marketplace/exchange as long as the applicant has a lawfully present immigration status (which includes refugees and asylees), isn’t eligible for affordable, comprehensive employer-sponsored insurance, and isn’t eligible for Medicaid or premium-free Medicare Part A.