No. Since Nevada is an at-fault state, you can sue anyone responsible for harming you for any amount - even just $1. The extent of the damage is less important than the principle that everyone should be expected to pay for whatever damages they cause. This is different from no fault states like Florida, where there usually is a minimum amount of damages that must be met before you can file a claim against another party's insurer. The concept behind no-fault states is that it is more beneficial for society if individuals rely on their private insurance to handle minor claims with no serious injuries rather than engaging in adversarial legal disputes for every single case.