This is a form of insurance coverage that replaces business income lost as a result of an event that interrupts the operations of the business.  The coverage provided under this policy is a Profits Form.  This means that the coverage continues to pay benefits until your business returns to its normal, pre-interruption level, up to your policy limits. There is a 24 hour deductible applied to this coverage.  Please also note that coverage will conclude 12 months after the insured damage has occurred.