Canadian insurance providers may not recognize your foreign driving record when determining your premium. From their perspective, you lack experience with Canadian traffic laws, terrains, and driving conditions, which puts you at a higher risk of getting in a collision. Each insurance company's policy for assessing international drivers varies. Some will honour your foreign driving history and assign you a lower premium — however, in most cases, your premium may be higher than usual. The best way to save money on car insurance is by comparing auto insurance quotes for newcomers before locking in an insurance policy contract.