If you are based abroad and wish to withdraw your contributions (provided you’re eligible), you can submit a withdrawal application through Virtual Pag-IBIG. However, you need to create a Virtual Pag-IBIG account for OFWs. To do so, follow these steps: 1. Visit Virtual Pag-IBIG and click Create Account. 2. Select Account Creation for OFWs. 3. Provide your Membership ID (MID) number, name, birthdate, and Philippine mobile number. 4. Input the OTP sent to you via SMS. 5. Supply the following information: country of assignment, email address, three security questions, mother’s maiden name, and birthplace. 6. Upload a selfie picture while showing your passport or two valid IDs After that, your Virtual Pag-IBIG account is ready. Apply for the withdrawal of your contributions. An authorized representative can also apply to withdraw your contribution at any Pag-IBIG branch. However, note that additional requirements may be asked from your representative.