Home health care ordered by a doctor is typically covered by Medicare, Medicare Advantage and other private insurance plans. Medicare Advantage and private plans may require people to use a provider who is in their network. Medicare does not cover non-medical senior care or personal care when it is the only care required by a patient. Long-term care insurance may cover some of the cost of in-home senior care services. Veterans and their spouses may be able to use VA Aid and Attendance benefits to pay for home health care.