A lien title can be referred to as the fact that an entity (this unnecessarily the “owner”) has rights or is in possession of a piece of property, such as a car, house, or other related properties. The lien title implies that the registered owner’s loan has not been settled.
However, other reasons besides a vehicle loan can make a car to have a lien on it. If the registered car owner is owing to the government, such as back taxes, or others, a lien might be on the car until the owner pays off the debt.
Car manufacturers or loan companies are usually in possession of liens over cars because dealerships do provide car buyers a loan. Hence, in as much as the vehicle or truck has financing on it, the car lien belongs to the manufacturer of the loan company.