Credit applications will be processed in the order of arrival. In general, the application will be processed in 3 banking days. If you have submitted a housing loan application, we will contact you once the application has been processed. If you have applied for a card or FlexiCredit, we will send you our credit decision in a message via Netbank and mobile bank usually on the following day after you submitted your application. You can find our decision in Netbank or mobile bank under Help.