Local insurance agents provide some additional benefits and usually offer multiple lines of coverage including life and business insurance in addition to auto, home, and renters. Many agents can work with both large companies as well as smaller regional carriers to find a policy that caters to your needs. If you value face-to-face interactions when purchasing your insurance policy, working with local home or car insurance agents may be the best path for you. Local insurance agents can get to know you in a more personal way, translating this knowledge into policies that provide coverage for the things you value most. Because they are local, you often know who it is that you are speaking to, adding a bit of warmth to what can otherwise be a rather faceless transaction. What’s more, you know exactly who to reach out to should have questions or if you need to make changes to your policy.