Some insurance companies offer coverage for detox programs. But coverage may be limited to the number of days or to a maximum amount. If you have a copay or deductible that has not been met, you will likely be expected to pay a certain percentage yourself. Therefore, before signing up for a detox or rehab program, check with your insurance company about the coverage and get the specifics. Shadow Mountain Recovery accepts all major insurance providers. We are affiliated with Aetna, BCBS, First Health Aetna, Multiplan, Presbyterian Health Plan, True Health, New Mexico Health Connections, and we usually collaborate with all PPO plans. We also will help you verify your insurance coverage.  New Mexico residents also receive additional mental health coverage under Senate Bill 317. The bill requires most private insurance carriers in the state to cover the entire cost of addiction treatment through an in-network provider. The bill established the Health Care Affordability Fund and almost always places sanctions against copays and cost-sharing for covered individuals seeking treatment for behavioral health concerns.