To be eligible for their level death benefit, yes, they will check your MIB file. Mutual of Omaha qualifies people for their Living Promise plan by:
Asking the health questions
Checking your prescription history
Analyzing your MIB file
If your MIB file has inaccurate information, you can amend your file to get it corrected. Go to the MIB website to order your report. Once you get it and identify the errors, contact MIB to begin the process of fixing it.
At the same time, if your MIB file has been hindering your ability to acquire final expense insurance, call us at 1-800-644-2926. Not every insurance company responds to MIB the same way. We may just be able to identify a carrier that will approve you despite your file. We’ve done this many times.