Towing and labor coverage is also commonly called Roadside Assistance coverage. This is helpful coverage for many drivers as it can offer assistance if you break down, have a flat tire, or run out of fuel while on the road. Remember that you may already have similar or identical coverage through your vehicle’s manufacturer, your credit card, or AAA (if you are a member).
Towing and labor is generally inexpensive to add to your car insurance, though, so if you do not have other coverage or are unsure if your coverage covers you, it is worth considering adding it to your car insurance policy.