Regulated bridging loans are loans that are overseen by the Financial Conduct Authority (FCA) and offer a higher level of consumer protection. However, they are only applicable to residential properties where you or your family currently live or are planning to live, and do not cover residential properties that have been purchased as investment opportunities. Non-regulated (or unregulated) residential bridging loans are utilised by those looking to purchase, build, develop, refurbish or renovate an investment residential property. They are typically favoured by: Landlords Property developers Limited companies Investors At Signature Property Finance, we specialise only in deals involving investment properties, meaning all our residential bridging loans are unregulated and designed to aid with the purchase or development of buy-to-let investment properties.