James McCoy is the owner and CEO of Fivebalance USA. BunĀaren Eka Suryadi is the Lead developer and Head contractor. He is also the original founder and developer of the Fivebalance mobile app.
The whitepaper can be [found here.](https://github.com/fivebalanceID/whitepaper/blob/master/FBN%20USA%20Whitepaper%203.0.pdf)