There can be a range of advantages of transferring your pensons into one place to include: reduced fees, charges and commissions; greater flexibility in terms of investing and fund choices; ability to see all of your money in one place; and the potential to access your funds earlier from the age of 50. However with every decision there can be pros and cons and depending on the scheme type it may be beneficial to keep some of your funds in an existing scheme. It is important to discuss the details with one of our advisors.