Asked by user in Iowa. Answered by Enjuris Editors.
I’m sorry this happened to you.
Iowa is an “at-fault insurance state.” This means that the person who caused your accident is responsible for paying the damages. Accordingly, to recover damages, you need to file a lawsuit or an insurance claim against the person who caused your accident (i.e., the driver of your vehicle or the driver of the other vehicle).
Assuming you can prove fault, you can recover the following damages:
Economic damages represent the monetary losses caused by your accident (medical expenses, lost wages, etc.)
Non-monetary damages represent the non-monetary losses caused by your accident (pain and suffering, etc.)
I would recommend meeting with a personal injury attorney as soon as possible to discuss your case. In Iowa, you generally have 2 years from the date of the accident to file a lawsuit. If you fail to file a lawsuit within 2 years, your claim may be forever barred.
You can find a personal injury attorney near you using our free online directory.