Usage of a traditional golf cart, defined as a motor vehicle designed for operation on a golf course for sporting or recreational purposes and not capable of exceeding speeds of 20 miles per hour, is not allowed on public streets. A golf cart that is designed for on-road use or one that is modified to meet requirements of the low- or medium-speed vehicle and is registered as such, is allowed to operate on streets where the posted speed limit is 35 mph or less. In addition, the vehicle must be registered, licensed and insured.