In many types of personal injury cases, either the person who was injured or the party who caused the accident has liability insurance. In many cases, the insurance company will offer the injured party a settlement. Unfortunately, however, insurance companies often try to settle claims for as little money as possible. Therefore, even if you plan to settle following an injury, you should hire an attorney to negotiate on your behalf. Without an attorney on your side, it will be difficult for you to accurately value your case. When you hire an experienced legal professional, however, you can rest assured that he or she will work hard to ensure that the other party provides you with fair compensation.