There are a few eligibility criteria to apply for BarodaConnect: You must have an account with the bank. In the case of a joint account, the instruction on the account must be set to ‘Either or Survivor’ or ‘Any One or Survivor’. You must be any one of the following: Karta of HUF, any one/two/three/all partners, all partners jointly, or one/two/three Directors. In addition, there is a list of people who are not eligible to use the services of BarodaConnect: Dormant account holders. Illiterates. Inoperative account holders. Minor account holders. Account-holders for accounts that have received garnishee/attachment order.