Generally, once you have worked at least 450 hours in a six consecutive month period, you are eligible for insurance benefits on the first day of the following month. For example, if you worked 450 hours or more in the months of April, May, and June; you would generally become eligible for insurance benefits starting in July. Additionally, your contractor must report and pay the fringes due before you will become eligible. Remember there is a one month lag in contractors reporting working hours. (Example: June hours are not due to be reported until July.) This lag in reporting will result in a delay of you being notified that you have become eligible.