A reage program may be available for home equity lines of credit, credit cards, or personal lines of credit. When specific conditions are met on a delinquent account, we reage the account and return it to a current status without immediately collecting the total amount due. As a result, the account will no longer be considered delinquent. If you are currently past due on your payments and are able to make your regular payments going forward, you may be eligible for this option.