The Social Security Administration (SSA) does not subject Social Security Disability (SSD) claimants to an asset test—something Supplemental Security Income (SSI) claims require. Considering SSDI applicants can possess assets, cash, and resources without limit, there is nothing in the SSDI guidelines that will prevent a claimant from owning a home and/or car. In SSI claims however, both home and/or car ownership can be a problem. Visit our specialized SSDI – Home & Auto FAQs page for more information.