Some regenerative medicine therapies are covered by medicare and private insurances, but in many instances they are not. Considering the average single patient deductible in the U.S. Is $4490 and the average coinsurance is 75%, in many instances regenerative medicine therapies are less expensive than traditional therapies. With Novo’s strategic partners in patient financing, many of these therapies can be less expensive than a patient’s monthly cable and internet bill. eHealthInsurance.com. “ACA Index Report on Unsubsidized Consumers in the 2021 Open Enrollment Period.” https://www.debt.org/medical/health-insurance-premiums; NOV 2020 https://www.healthcare.com/coinsurance-15648; MARCH 2022