The Luxury Bliss Mattress does not have a chemical fire retardant. Soft, non-allergenic Joma New Zealand Wool is quilted into the 100% organic cotton cover on the Luxury Bliss Mattress. Joma wool's high keratin protein and moisture content make it naturally resistant to burning. Tests show natural wool to be among the safest bedding materials as wool can allow a latex mattress to naturally pass flammability tests without the use of chemical flame retardants.