As with any car accident, you must be able to establish liability and damages when bringing an Uber/Lyft claim. If another driver is at fault for hitting your Uber/Lyft vehicle, then that driver’s insurance should be contacted with a demand to cover your damages that were caused by the collision. If your ridesharing driver caused the accident, it becomes more complicated. Unless your ridesharing driver has purchased a ride-sharing endorsement on their policy, a personal insurance policy may not cover your injuries.