Not directly. To make a withdrawal of your balance in the Overnight Deposits account, you will first need to transfer the balance to a Global Foreign Currency Account or Checking/Saving Account via Citibank Online. You will need to open a Global Foreign Currency Account or Checking/Saving Account if you do not have an existing account. Please note that withdrawal of SGD from Global Foreign Currency Account or Checking/Saving Account using local Citi ATMs will be subject to prevailing exchange rate. Foreign currency withdrawal is not available from local Citi ATMs.