The median household net worth in the U.S. in 2019 was $118,000 (including home equity). By that measurement, having more than $118,000 makes your household richer than most American households. You can also calculate what it takes to be "rich" by taking income into account. If you divide Americans into quintiles by income, the top two quintiles have median net worths of $201,800 and $608,900. Having a net worth fall between those two figures puts you in line with the top earners in the country.