Suppose you buy a faulty product, and its flaw causes an injury. You may have grounds to pursue a products liability claim against the equipment manufacturer. However, your health insurance company may seek repayment for medical benefits they paid for treatment for your injury.
Your health insurance company may also seek repayment if you hire subrogation professionals to file a lawsuit against the party responsible for your injuries. Whether your health insurance company pursues subrogation may depend on whether you’re insured by a government insurance provider, such as Medicaid, or a private health insurance company.