When you buy auto insurance, you have to pick full tort or limited tort coverage. Both have a significant affect on your right to get paid for your pain and suffering. With limited tort coverage, you seriously limit your right to get paid for your pain and suffering — you have to die in a car accident, suffer serious, permanent scarring, or suffer a serious injury (which the law only vaguely defines). With full tort, on the other hand, you keep your unrestricted right to get paid for your pain and suffering. Don’t risk it. CHOOSE FULL TORT!