Several prepaid debit cards offer family accounts that allow parents to add their children as authorized users. These cards teach young people the use of money and budget their spending. Parents can control and monitor their children’s cards and set up automatic allowances, spending limits, and other features to help ensure responsible usage. We’ve reviewed some family cards, including the Greenlight – Debit Card For Kids, FamZoo Prepaid Mastercard, and BusyKid Visa Prepaid Spend Debit Card. You’re pretty much a blank slate when you apply for your first credit card. A typical credit card company doesn’t know if you are creditworthy, so it tends to be cautious. The cards they offer you will probably have low credit limits, few benefits, and modest rewards, if any. You should consider several factors when searching for the best first credit card. Look for a starter card that doesn’t charge an annual fee and offers an introductory promotion. You may qualify for a rewards card if you’re a student. Student credit cards are the best deal in the industry. Issuers offer student credit cards with the features you’d expect for folks with good credit, even though most students have no credit history.