The three lowest placed teams in the Premier League are relegated to the Championship, and the top two teams from the Championship are promoted to the Premier League, with an additional team promoted after a series of play-offs involving the third, fourth, fifth, and sixth placed clubs. If any club finishes below 18th place, then that club is automatically relegated. Relegation to the Championship is determined by comparing the final league position of the season with the total points accumulated during the course of the campaign. The team that is ranked lower is automatically relegated. If two or more teams are equal on points at the end of the season, the following criteria will be used to determine the order of relegation: 3 points for a win; 1 point for a draw; 0 points for a loss. Any team that drops down a level has one year to recover its status as a professional club. If it fails to do so, it will be declared bankrupt and dissolved. In England, the lowest placed team in the Premier League is usually relegated despite having played in the Football League the previous season. This system was introduced in the 1995–96 season when Blackburn Rovers were relegated despite having finished seventh the previous season. Blackburn Rovers went into the 1995–96 season still smarting from being denied entry to Division One due to financial problems.