Depending on the precise cause of the damage, your homeowner's insurance policy might provide coverage for garage door repair. Homeowners' insurance policies typically cover losses brought on by specific perils like fire, wind, hail, lightning, and theft to the house and its contents. If one of these risks led to damage to your garage door, your insurance may cover it. The damage might not be covered, though, if it resulted from ordinary wear and tear or your own carelessness. To find out what is and is not covered by your policy, it is always a good idea to carefully review it. Inquire specifically about your insurance's coverage for garage door repair by contacting your insurance agent or company. They will be able to answer any questions you may have and provide more information.