You can ensure your minor child gets your term insurance life cover after your unexpected demise, but you can’t do it directly.You can include your child’s name in the nominee list. But it has to be accompanied by the name of an appointee.The appointee must be above 18 years and can be either -A family memberA friendAnyone else you trustThe appointee will receive the life cover on behalf of your minor child in case you pass away and can use it for your child’s benefit or pass it on to them when they turn 18.