There are many different factors that may affect the time it takes for your money to reach its final destination. Sending money through your online bank account via e-transfer is usually one of the fastest methods and should only take as long as it takes to send an email. Using a financial institution or money transfer service may take longer depending upon the amount of money being transferred, the individual policies at the institution you have chosen, your bank’s cutoff time, differences in time zones and international holidays. Generally speaking, a money transfer can take anywhere from one to four business days to arrive.