If the home that you inherited is badly in need of repairs and the estate didn’t leave you any cash to pay for completing them, you still have options. You may be able to do a cash-out refinance, a home equity loan, or a home equity line of credit (HELOC). All of these options allow you to tap into any existing equity in the home to access cash for repairs. They all will require you to have decent credit and verifiable income history, just like a mortgage would. If you can’t get approved for loan options, you may be able to get help from local grants if you’re elderly or have a disability by calling 211. If the home needs repairs and you can’t afford to complete them, you may want to consider selling the home for cash and using the proceeds to buy something cheaper that is in good repair.