Although all applications for quick money loans, along with individual circumstances, are considered, we have put in place screening processes to assess all customers’ creditworthiness. These will include using Credit Reference Agencies (CRAs) and Open Banking Providers where necessary. This is so we can ensure that you can afford the fast loans you request without being in any prior financial difficulty. This forms part of our decision process, and we will still consider your circumstances to ensure your best interests are met..