There are two main reasons why an insurance company might deny your personal injury claim even though you thought you were fully covered. One reason might be that your coverage is not as comprehensive as you thought it was. Insurance policies are typically drafted by injury attorneys. They are meticulously worded, and you need to read the wording carefully before you accept a policy. The aftermath of a serious accident is no time to discover that your insurance policy contains a loophole that will allow your insurance company to deny coverage.
Another possible reason is that your insurance company is playing games with you by applying an unreasonable interpretation of your policy language as an excuse to deny coverage. Alternatively, your insurance company might disagree with you about the value of your claim, or it may claim that the other party’s insurance company should bear liability. It is at this point that a skilled personal injury lawyer can be a great help to you.