Medical marijuana is an excellent treatment option for various symptoms of diseases, and a physician recommends usage. These points may seem like your health insurance should cover it. But at the current time, insurance does not cover medical marijuana.
One of the main reasons it is not covered by insurance is that while the herb is known to reduce symptoms, especially pain, it has not been approved by the FDA to be used medicinally. Insurance companies can not cover a drug that is not FDA approved, regardless of its ability to do the job.
One might argue that since the legality of using marijuana for medicinal purposes is still relatively new in the nation’s grand scheme, the FDA has a little catching up to do in genuinely understanding its value.