Florida is known as a “no-fault” state because Personal Injury Protection (PIP) is meant to cover any injury damages up to $10,000. It is crucial to ensure that you have motorcycle PIP, as automobile PIP will not apply to a motorcycle. However, personal injury damages above $10,000 warrant a claim filed against the at-fault driver and their insurance policy. A victim is entitled to initiate a claim to recover these damages.
If your accident was caused by defective motorcycle parts or other manufacturing defects, then we may be able to move directly into a claim or lawsuit against the manufacturer without first relying on PIP to cover your damages. Again, this is a highly specific situation that requires a close look by an experienced attorney who can make sense of your situation and advise you on how best to proceed.