MasterCard / Visa / Diners Club Credit Cards (Domestic Cards Only) 2.4%* Debit Cards 1.25%* Netbanking 2.0%* American Express / JCB (Domestic Cards Only) 3.0%* Cash Cards 3.0%* CCAvenue PhonePay 0.5%* (over and above the Credit / Debit / Cash Card TDR charges)