When remortgaging, the overall process is similar to when you first took out your mortgage. Your solicitor will carry out searches and check the legal documents, almost as if you were buying the property for the first time. They will then send a Certificate of Title to your new mortgage provider. The lender will need to confirm it is happy with the legal title before they release the money. Your solicitor will also liaise with your current mortgage lender to get details of how much you need to pay off on your current mortgage. Once everything is in place, they will arrange for the funds from your new mortgage lender to be used to pay off your existing mortgage, along with any early repayment charges or exit fees. They will then register the remortgage with the Land Registry. There may be a few additional steps to take, such as providing proof of your income. Your conveyancer will guide you through these.