Terrorism is excluded from all sections of the policy except for the Emergency Medical and Repatriation section, Personal Accident section and Hijack section (where cover is provided as part of the platinum tier only).
Terrorism is any act or threat of action by a person or group intended to influence a government or to frighten the public or any section of it.
Acts of terrorism can include:
Violence against a person
Damage to property
Putting life in danger
Creating a health risk to the public
Interfering with or seriously disrupting computer systems or transport services including cyber terrorism
Biological, chemical or nuclear force or contamination