If a bank has a lien on your company’s accounts receivable, you should let us know right away. We will ask the bank to enter into an inter-creditor agreement with us or subordinate at least the lien on your accounts receivable. Some banks will accommodate the request, and others may decline depending on your circumstances. Banks are balance sheet driven, so that will be a driving factor. Our number one referrals come from loan officers willing to help out the client with cash flow needs. They are very familiar with this kind of interim financing. One other alternative is to pay off the loan if there are plenty of receivables to leverage the buyout. Bankers Factoring also participates with banks as we can add liquidity to their position and safety with our non-recourse factoring.