To recover under the uninsured motorist coverage of a resident relative, the person hurt in an accident must live in the same home as the person who holds the insurance policy (the insured) and must be that person’s relative. A resident relative: Is a relative of the insured. Immediate family members, spouses, grandchildren, and grandparents are considered relatives of the injured person. If there is a question about whether a person qualifies as a relative for the purpose of the uninsured motorist policy, an experienced personal injury Atlanta, Georgia attorney like Ali Awad can help make that determination. For example, whether a divorcing spouse is considered a relative depends on the circumstances of the situation and the terms of the insurance policy. Is a resident of the same home as the insured. The accident victim must live in the same home as the insured: an immediate family member who permanently resides with the uninsured lives in the same home. An experienced uninsured motorist attorney can evaluate whether a child who is away at college or an adult child temporarily staying with you is considered to live in the same household.