In some cases, yes – you can request to have a hard enquiry removed from your credit file. You might be entitled to an enquiry removal if: the credit bureau has added a request to your file by mistake; you find a loan or credit card on your file that you have no knowledge of; a lender withdraws from the loan you applied for without your consent; or you spot enquiries or credit accounts that have been made by someone else. If you spot a suspicious or unauthorised enquiry on your credit report, the best thing to do is contact the credit bureau directly to dispute the enquiry.  Authorised enquiries, on the other hand, cannot be removed. If you knowingly applied for a credit product, authorised a broker to obtain a credit product on your behalf or consented to a formal credit enquiry, this can’t be removed by Wisr and it will remain on your credit file for up to 5 years. In the case of soft enquiries – which, as you can read above, are quite different to hard enquiries – you cannot have them removed from your credit file. Think of it like your browser history. These enquiries are simply a trail of who has accessed your file and when, but they do not negatively impact your credit scores. In fact, no one else can see them besides you and the credit bureaus.