Health insurance is not health CARE. The current healthcare model often includes unexpected fees, high copays and deductibles and exclusions of services. It places burdens on physicians that often cause long wait times for you to get appointments or answers to your questions.  It also tends to fail in terms of its reliability and consistency because there are so many moving ‘players’ in the traditional system siphoning money away from direct patient care and pressuring primary care physicians to manage huge patient panels while doing excessive paperwork and documentation.  Patients who sign on to the direct primary care model are helping ensure consistency and availability to access their physician when they need him or her. In this way, patients don’t need to avoid accessing their doctor to avoid fees. Preventive care can actually flourish in this model.