Health Spending Accounts (HSAs) and Lifestyle Spending Accounts (LSAs) provide flexible benefit options, allowing employees to allocate funds for various health and wellness expenses. HSAs offer a tax-free way for employees to reimburse themselves for eligible medical costs not covered by their primary insurance, such as vision care, orthodontic treatments, and fertility services.In contrast, LSAs cover lifestyle-related expenses, enabling employees to use funds for activities like fitness memberships, wellness programs, and personal development. The aim is to enhance flexibility in benefits packages, supporting overall employee well-being, engagement, and satisfaction.