Even if you apply with an EIN, the card issuer will still ask for your SSN to check your personal credit history and factor that into their decision to approve you. If you have a low credit score, you may not qualify for the best small-business credit cards, but you might still be eligible for business cards geared toward those with limited or fair credit, such as the Capital One Spark Classic for Business
. And if you have bad credit, you may be eligible for a secured credit card, which can also help you boost your credit score with responsible use.