It's never too late to bounce back onto the right path. So, if you want to avoid acquiring more debt the next month, you need to act immediately. Take command of your finances to secure your financial future. The following are some steps to help you get back on track:
Jot down your income and compare the expenses
Create a budget and stick to it
Curb your temptation to spend
Starting building an emergency fund
Cut the inessentials loose
Make a separate savings pot