It depends. Not every car accident claim requires a lawsuit. An experienced attorney can help you decide what makes sense in your particular case. Like most personal injury law firms, Michael Fulcher Law provides a free initial consultation, and can advise you on the best course of action to suit your circumstances. In most cases, suing is not necessary. If no one was hurt, and both parties have insurance, chances are that the other driver’s insurance company will reimburse you for repairs that fall within the estimate from their insurance adjuster. But, if your claim is denied, the settlement is insufficient, or the insurance company won’t negotiate fairly, then you should consider legal action.