As an account holder, you are automatically eligible for base travel insurance cover, until you 70 years of age. At this point, you will then need to purchase an annual age extension upgrade in order to continue cover on your policy.  These upgrades can be purchased by contacting the Membership Services team by emailing travelenquiryUK@allianz.com or calling the phone number shown on your banking documents. Unless you have a Silver Account (which restricts cover to only account holders), cover is also automatically included for your spouse, civil partner or partner until you or they reach 70 years of age (whichever happens earlier). At this point, each person aged 70 or over will need to purchase an annual age extension upgrade for cover to continue. There’s cover for the children of you/your partner when travelling with either of you or another responsible adult, provided the children are aged under 18 (or under 23 if still in full- time education). You can add other family members or friends not falling in these categories by purchasing a Guest cover upgrade. You can purchase cover for up to six additional people. These 'Guests' will need to be travelling with you for cover to apply. For more FAQs, you can click on these appropriate links for COVID-19 FAQs, General FAQs or BREXIT FAQs.