Nope! Credible performs a “soft credit inquiry” to provide personalized prequalified rates for the loan products on our site. Soft credit inquiries do not affect your credit score. Once you choose a loan product on your Credible Dashboard, and once you decide to move forward with a particular lender, a hard credit inquiry will be performed, which will impact your score. Likewise, if you apply for a credit card, the credit card issuer will perform a hard credit inquiry when you apply for a credit card.