Small businesses might have fewer employees, but they are not immune to liabilities and they cannot afford to spend an arm or a leg on their business insurance essentials. One of the best ways for them to keep their benefits cohesive and affordable is to buy a Business Owners Policy (BOP).
BOPs offer essential business insurance coverage—property, general liability and business interruption coverage—in one package. The terms within are designed to meet the coverage needs of small businesses, and BOPs are usually more affordable than piecemeal coverage. They are still customizable, and you can add endorsements to them to further enhance your benefits.