Detailed insurance appraisals (replacement value) and estate or liquidation appraisals (fair market liquidation) are completed on site by a GIA Graduate Gemologist. Fees are based as hourly rate. To ensure your jewelry is properly insured, we recommend Jewelers Mutual or insuring through your homeowner/renter policy. Visit our website here and see the Preparing for your Appraisal and Appraisal Inventory Form.