Credit card fraud happens several different ways, most commonly with your card information being compromised in a data breach or your physical card being stolen. Unauthorized purchases are purchases on your credit card or card account information by a third party, such as for a charge, purchase or other transaction where you have not given access to your card information to any other person or business for one time or repeated use, such as a merchant, employee, relative or friend.
Credit card fraud is a serious crime that is punishable by law. We frequently work with local, state and federal authorities to help bring these criminals to justice.