The VA will only guarantee loans on homes that are safe for veterans, military members, and their loved ones to live in. That means all properties must meet certain minimum requirements before a VA loan can be issued.
In order to be eligible for a VA loan, a home must offer:
Access to continuous water supply, sanitary facilities, and sewage disposal Adequate roofing in good condition No lead-based paint or wood with dry rot, fundus, or wood-destroying insects Working electric and HVAC systems Accessibility from a public or private street Proper ventilation in attics and crawl spaces It also must have “sufficient space” for things like living, sleeping, cooking, dining, and other daily activities. There are other requirements pertaining to encroachments, utilities, zoning and more, but essentially the home must be free of hazards and generally safe for habitation.