There are two basic ways you can fund an IRA account. If you currently have retirement savings in either a 401(k) or IRA, you may be able to allocate funds from your current account to an IRA with the custodian services. Alternatively, you can fund your account directly with an eligible annual contribution. For those who currently have a 401(k) or IRA with another financial institution: •401(k) / 403(b) / 457 Rollovers – if you have a retirement plan with a previous employer, you can roll over those funds to a new or existing Forge Trust Company account. •IRA Transfer – you can transfer funds from another IRA to fund a Forge Trust Company account.