The significant consolidation of core account servicing system companies, coupled with the dwindling number of core banking system choices, has challenged core system providers to keep competitive with only the most mission-critical core processing capabilities.  Consequently, they are typically unable to allocate software development resources to low priority modules such as the native collection module.  Economic conditions created by increasing delinquencies often triggers banks and credit unions to move to a dedicated best-of-breed alternative.  CARM-Pro Collections and Recovery Manager – Professional is robust debt collection and recovery software that’s proven to help institutions grow income and avoid non-compliance without adding FTEs.