Insurance companies will often conduct surveillance on claimants when they apply for benefits or receive them. You can expect that, at some point, the insurance company has sent someone to follow you. It is entirely legal for them to do so. They may also look over your social media posts if they are public to see if your life is not consistent with that of a person who is physically unable to work. If an insurer claims an investigation revealed too much income and work, make your very first call to an attorney who handles long-term disability claims. You likely have other questions regarding your specific situation, and your first step should be to consult with a long-term disability lawyer. Setting up a consultation can help address your concerns and ensure that your disability insurance provider is not shortchanging your benefits for an unjustified reason. Whether you need to file an initial claim, appeal a claim denial, or challenge the reduction of your current LTD benefits, legal help can put you in a stronger position to stand up to your insurance company.