Beem is an anonymous, instant & secure funds transfer method, using your debit card. Australian banks CBA, NAB & Westpac initiated Beem to give their customers a really easy, fast, safe & anonymous payment system. Beem won't show me your debit card number, bank account number, nor any other detail of yours. On your bank statement, Beem will only show "BEEM time/date/month" and no other detail nor my company name. Beem accepts Visa or Master debit cards only. No credit cards. Please beware of your debit card's daily limit. Beem lets you pay up to $2,000 total per day, and up to $10,000 total per month. Beem app download for computer, laptop & mobile phone is free. Beem doesn't charge any account fee or transaction fee, and no contract. Please note: Please set up your Beem account a few days before you'd like to send me funds, and test by sending me a small amount, like $20. The very 1st time you send funds, Beem will hold onto the funds for 24hrs. So I won't receive it until 24hrs later. 1) You set up a Beem account 2) I give you my Beem code 3) You send me $20 4) I receive it 24hrs later 5) You send me the funds 6) I receive it instantly