Any contributions you make to your HSA are automatically rolled over for future use - even in retirement. Some people choose to add the maximum contribution annually for current or future qualified health care expenses. AbbyBank has an HSA contribution calculator to help you determine the maximum amount you can deposit into your HSA. Even through employment changes, your funds stay with you. Healthcare expenses can grow quickly and unexpectedly, if the funds in your health savings account aren’t enough, you can take control with a personal loan through AbbyBank.