The credit score required for a small business loan may vary depending on the lender, type of loan, and other factors. Generally, lenders will consider personal and business credit scores when assessing a small business loan application. Ideally, applicants should aim for a credit score of 680 or higher to qualify for the most favorable rates and terms. However, it is still possible to secure financing with lower scores. It’s also important to note that having a good credit score does not guarantee approval, as most lenders will also review other criteria, such as a business plan and cash flow projections, to gauge a borrower’s creditworthiness.