With no full-time income, lenders tend to accept loan aspirants as risky borrowers. Therefore, you can get short-term loans as an unemployed individual. In fact, it would be a wise decision to go for small loans as they are convenient to repay. Besides, you can also opt for unsecured or joint loans since you only earn part-time. It will keep your assets safe, or your co-borrower will also be responsible for making repayments.