This one is gas.So let’s say you’re getting a mortgage with someone who you’re just not that sure about. Maybe it’s grand, but you don’t know if ‘grand’ is enough for you.Separation Cover would let you cover your bases. Basically, if needs must, you have an out on a joint policy where you can split it into two single plans, without having to answer any medical questions.A consideration if you don’t actually think your relationship will outlast your mortgage.That one is on you, buckaroo.