If the plan has expired or has become Paid Up as a result of unpaid premiums, the insured may renew his plan under the following circumstances: The renewal request is submitted before the date of maturity and within two years after the first unpaid premium due date. By completing the necessary payment, all premiums that are due, along with the interest rate that the company has determined, are paid in full. Acceptable documentation of a sound condition of health is provided on one’s dime. The only way to renew the plan is to submit an advance notification of your desire to the company. According to the existing underwriting standards established by the board, the company can decline to renew the plan. The bonuses that are not currently covered by the policy must be included when the plan is renewed.