There are two types of bankruptcies most commonly a Chapter 7 or a Chapter 13.  A Chpt 13 is where you make scheduled payment back to the trustee and usually retain more of your possessions.  A Chpt 7 is different in where more of your items are forfeited and the debts discharged.  Both of these types of bankruptcies have different waiting period from when you can buy a home again but generally you will have a 2 year waiting period before you will be able to buy again without paying much higher rates and terms.  But the most important thing to work on is repairing and rebuilding your credit score.  That is were I can help!  Let’s talk today and get you on a plan to get the best possible rates and terms once those waiting periods are over!  DON’T wait until the BK is over.  Lets talk now!