Absolutely! Simply complete the home loan process, choose your program, and you'll be one click away from locking your rate. Once you have chosen your rate lock option you will need to reserve funds with a $350.00 NONREFUNDABLE fee (charged to a credit card) and SUBMIT! No need to call. No need to wait for someone to call you. You are in control! Just another feature that sets Coldwell Banker Mortgage apart from other online mortgage programs.