It’s pretty simple – the entire application is completed online. You will generally receive rates shortly after you complete your application. Fill out a short application with basic information about you, your loan, education, and cosigner if relevant. After you authorize a hard credit inquiry and have provided any supporting information requested, we will request cost of attendance information from your school, review your application, and we will provide you with a decision. If you are conditionally approved, you will be able to select your loan type and term, and accept and e-sign all necessary disclosures and your promissory note in the Laurel Road dashboard. The timing of your first payment to Laurel Road is dependent on the loan type you choose.