Your distributor may not be right always as there could be circumstances in which you may have to stop your investments. One, you realise that you have chosen a wrong fund category or a non-performing scheme. Two, due to certain emergency situation you are not able to continue the investments for some period. Three, you may stop your systematic investments in equity funds as you get closer to your financial goals and switch to low risk debt funds. There could be some more unavoidable circumstances in which you may have to stop your Systematic Investments.