Included with Premier & Premier Plus – Provides cover up to £1,000 (Premier) or £1,500 (Premier Plus) for theft, accidental damage, loss, breakdown and unauthorised call/data use for your gadgets including handheld consumer electronic devices such as mobile phones, tablets, iPads, kindles, satnavs, cameras, lenses, camcorders, smartwatches, smart glasses, head-mounted displays, handheld games consoles, portable DVD players, headphones, wireless speakers, MP3 players, iPods and laptop computers (laptops are not covered for accidental loss and there is no cover provided under this section for drones and wearables), purchased or leased as new in the UK or, in the case of refurbished items sold with a minimum of 12 month warranty which should be evidenced on the evidence of ownership. No cover is provided for any device that was purchased as second hand or used, that is not a refurbished device that was sold with a minimum 12 month warranty; any device that is no more than 48 months old at the start date of your trip and 18 months old if your gadget is a laptop.