Home or house deposits in Canada are usually between 5 - 10% of the property value, but there isn't a hard rule for what makes an adequate house deposit amount. Canadians now have the all-new option of using a Deposit Guarantee cash equivalent guarantee instead of making an offer to purchase a home with a cash deposit. Our insurers' 'A' grade guarantee backs up your commitment to buy, making it safe for the seller. Our fees start as a fraction of a percent of the deposit. For a quote, you can use our free Calculator.