Of course. Any credit score can be improved or destroyed. It all depends on your actions and your behavior. Some of the essentials of improving your credit score include: (a) making payments on time, (b) carrying a low balance, and (c) avoiding making frequent applications for loans. It takes time to improve your credit score, but with a bit of discipline, anyone can do it. There are a lot of credit cards specifically made for people with fair credit. They give them the option to send out positive reports each month through credit card use.