As long as you maintain a balanced credit-to-value ratio or have "Available Funds from the Line of Credit" in BitToro, you do not need to make any repayments. However, if the value of assets decreases significantly, you will receive a warning that you should either deposit more cryptoassets into your BitToro account or repay part of the loan to prevent partial auto-repayment of the loan.
If the borrower fails to complete any of the above, the BitToro blockchain oracle will initiate a partial auto-repayment process by selling a portion of the deposited cryptoassets to balance the loan-to-value ratio.
Market orders to sell are executed at the market price on the leading cryptocurrency exchanges. Funds received back from the exchange will be instantly used to cover your outstanding loan balance.
The total value of your crypto assets and the minimum amount that triggers small automatic loan repayments can be seen at any time below all your crypto positions in your BitToro account.