Hawaii, a paradise to many and a unique cultural melting pot, sustains laws that govern installment loans to provide financial security and fair practice among its residents. The state allows creditors to give loans with larger amounts and longer pay-off terms than payday loans, offering borrowers more manageable payments. Uniquely, the laws in the ‘Aloha State’ set no cap on the number of installment loans one must have, offering vast freedom to borrowers in search of multiple financial solutions.