Yes, it is possible to make an online payment without using a credit card or debit card. One way to do this is through the use of digital wallets such as PayPal, Apple Pay, Google Pay, and Venmo. These services allow users to link their bank accounts directly to the service, allowing them to transfer funds from their account to another person’s account with just a few clicks. Additionally, some websites offer alternative payment methods such as e-checks, direct deposits, and even cryptocurrency payments. Each of these options provide secure and convenient ways for customers to pay for goods and services online without having to use a credit or debit card.