Since the CRA was enacted and its regulations last updated substantively, the banking industry, particularly with respect to consumer services, has evolved from an industry providing facility-based services through its branches to an industry that now offers internet as well as branch banking services. The proposed regulations published on May 5, 2022, deal with these new conditions. They also revise regulations for the evaluation of banks' performance that vary according to the size of the institutions and the products that they offer.