A $20 returned payment fee will be assessed to your account if your payment is returned. You’ll also be assessed a late payment fee if your replacement payment is not received by the payment due date. You may also incur interest charges when applicable. The returned payment fee will not exceed the minimum payment due. Please refer to your GO2bank Secured Credit Cardholder Agreement & Security Agreement for details. Remember that not making payments on time or in full may negatively impact your credit standing (and credit score) over time, so it’s a good idea to make full, on-time payments as much as possible!