Several credit cards offer guaranteed approval, and many of these cards have a minimum limit of $200. A credit card with a limit of $1,000 can be a helpful tool for consumers who are looking to rebuild their credit. Some of the best options for consumers with bad credit are secured credit cards. A secured credit card is a good option for consumers who are looking to rebuild their credit. The best-secured credit cards have low fees and offer a variety of perks, such as cashback or rewards points.