This depends on your insurance company and your adjuster. Generally, you can expect your insurance company to cover the cost of the leak detection service, line access, and isolation, dry out and restoration of your property to the condition before the leak occurred. The insurance companies will normally not cover the cost of the plumbing repair. Please note that we see exceptions to ALL of the above on a regular basis and insurance company responses will vary job to job with the same company and from company to company for the same problem. If you have an agent you can speak with without filing a claim then that is your best option for knowing what your coverage will be.