Cape Breton is known for its remarkable natural beauty, with cliffs, ocean views and fishing villages appealing to many tourists. Cape Breton is also unfortunately vulnerable to storm damage and flooding as a result of its location and terrain.
Homeowners in Cape Breton may want to consider purchasing insurance coverage for flooding and sewer back-up (which often happens during flooding). Damage caused by these perils is typically excluded from home insurance coverage, but most providers offer optional protection as an add-on to your home insurance policy or as a standalone insurance product.
As unpredictable weather becomes more common across Canada, we recommend that you seriously consider adding flood protection to your home insurance policy.