A Grant of Representation is not always necessary. For example, if all of your assets are held jointly with another (e.g. a spouse or civil partner) all of your assets will pass automatically by survivorship. Another example is where the estate consists of a small amount of money, the organisation that holds the money can release it without sight of a grant. The threshold for releasing small amounts of money differs for each organisation. Certain life insurance policies and pension schemes may pay money direct to your nominated person(s) in which case, sight of a Grant will not be necessary as the monies will not pass via your estate. Finally, if an estate is insolvent a Grant is not necessary. For more information on probate and letters of administration, whether it's necessary for the estate you need to administer and assistance on how to apply, contact our specialist solicitors today.