Although the premiums for Medigap are higher than those for regular Medicare, the cost is worth it. Enrolling in Medigap ensures you won’t have to pay for long-term hospital care or any prolonged therapy you might need. Additionally, a Medigap plan might also cover healthcare options outside of the US. So, if you ever need a procedure or expert that is only available outside of the country, a good Medigap plan will cover most of your expenses. All in all, Medigap plans are a good investment. Their cost is nothing compared to the amount of money you would have to pay for all the care that regular Medicare doesn’t cover. The idea is, in this case, rather simple: it is better to be safe than sorry.