Without insurance, it can be very expensive to pay for medical care out of pocket. A doctor's checkup can cost as little as C$120, and a trip to the emergency room can cost as little as C$1,000. If you have to stay in a hospital area, the room alone can cost about C$3,700 per night. The price of health insurance in Canada depends on what type of plan you choose if you have any health problems that have been going on for a while, and how long you need to be covered. But the average cost per year for a foreign student is between C$600 and C$900.