Public Liability Insurance covers you for claims made against you by people outside of your business, while Employer’s Liability Insurance protects you from claims made by your employees. It covers the cost of compensation, plus any legal fees that you are liable to pay.
It’s worth noting that if you have any employees, it is a legal requirement that you have an Employers Liability Insurance policy in place. At Swinton Business, we can arrange Employers’ Liability Insurance alongside your Public Liability Insurance under one policy with a single renewal date.