Seadoos are smaller watercraft, but they do not compromise on power. You can likely expect to pay less for this type of insurance than for other vessels; however, narrowing down the cost depends on a variety of factors. Similar to the variables you consider when shopping for Seadoo insurance, the insurer will look at the make, model, and year to determine its value, as well as where it will be driven. The insurer may also consider your insurance habits on other watercraft to determine an accurate quote.