If your score is 600 or higher, your credit is considered good. Yet, it's possible that some people will still think it's terrible. As a result, a score of 700 or more is recommended if you want to be absolutely certain that you have solid credit. Checking prospective customers' credit ratings is crucial since it directly affects how easy or difficult it is to make large purchases like phone contracts. It's helpful to know there's a bureau you can contact annually to get a free copy of your credit report and score.