If you are an RV owner in Florida, it's important to have comprehensive coverage for damages beyond your control, such as water damage caused by flooding, oceanic storms, or overflowing bodies of water. With comprehensive coverage, your RV insurance policy might cover the cost of repair or replacement, less your deductible. However, if you don't have comprehensive coverage and have a flooded, burnt, or hurricane-smashed travel trailer on your hands, it's best to sell it to someone who will take it off your hands for a good price.