So you now know what a checking account is, why you need one, and what benefits you want most. You may have even picked the right bank and type of account for your needs. In that case, it’s time to open your checking account. You may need to provide the bank with some personal information, including your:
Name
Date of birth
Social Security number
Email address
Mailing address
Phone number
The bank will likely have you sign an agreement to their terms and conditions. Once the account is open, you’ll need to fund it with an ACH transfer, a wire transfer, a check, a cash deposit, or by signing up for direct deposit through your employer.