You are billed a month at a time, on the first of the month, for that month. The cost of the six session coaching package is $240 a month, billed each month for three months. I do not take insurance nor do I give discounts. These rates are already discounted from my normal $150 an hour rate due to the slow economic recovery and my desire to make coaching more accessible. I will cover the cost of our telephone calls by calling you at your scheduled time.