The maximum amount you may borrow in Oregon is one of the largest in the nation. You may be able to borrow up to $50,000 based on the programs for which you are eligible. Lenders may only subject you to interest charges of up to 36 percent. The maximum charge is $30, with the full fee being $10 for every $100 borrowed. For a loan with a term of 31 days, the maximum financing charge you could pay would be $13, and the maximum annual percentage rate you could pay would be 156 percent.