The law firm DLA Piper has assessed the issue for the Guarantee Fund and concluded that the term premium in the Insurance Contracts Act sections 12-17 (compared with sections 5-6 of the Executive Order on contributions) also includes the contribution to the Guarantee Fund, if an insurance company (legally) and on a contractual law basis chooses to collect this from the policyholder, cf. the Executive Order on contribution section 6 (5).