On such an occasion, if a beneficiary has made regular contributions and has died thanks to any reason, his / her spouse is going to be entitled to hitch and continue with the scheme after payment of normal contribution for the remaining period. On completion of the amount of contribution, the spouse gets a monthly pension of Rs. 3000 / -. Alternatively, if the spouse wishes, the member's contribution amount is going to be returned to his / her nominee with interest adequate to saving bank rates of interest.