The insured person will be reimbursed for the expenses incurred for emergency purchase of basic essential items in the event that he suffers a delay in receiving baggage for more than 12 hours from the scheduled arrival time at the destination for baggage that has been checked-in by an international airline for an international flight
Geographical limit: Worldwide
A non-delivery certificate or Property Irregularity Report (PIR) must be obtained immediately from the international airline and it must be submitted to the Company in the event of a claim hereunder
No compensation certificate from international airlines to be submitted at the time of claim. Claimant should provide the invoices of basic essential items purchased during the event
Claim to be intimated to ICICI Lombard within 30 days of the incident.