MG: Title documents which can be produced in digital formats need uniform acceptance in many jurisdictions. This is often a legal problem and can be sped up by making relevant policy changes. GB: Interesting. Those are two different things, but not necessarily mutually exclusive. What you hope is that the capital and liquidity policies, which typically relate to a bank’s balance sheet, don’t conflict with what might facilitate greater adoption of digitisation standards that will allow for faster implementation. Some of this you can control, and some of it you can’t. We’ve already made strides during the pandemic with things like e-signatures, etc., so we have cleared some paths, but the mission will be global standards that will accommodate this digitisation.