Payday loan direct lenders are lenders lender with no third party. The lender takes charge of the loan application process, funding and distributing the loan, and being responsible for the collection. A direct lender has a quicker application process and gets you the funds you need fast because of efficient application experience and faster decisions. All their verdicts are managed in-house, so your sensitive information is safer than being passed around among multiple lenders and not selling your information. These types of lenders don't conduct credit checks.