Section 80C comprising of life insurance, equity mutual funds, provident fund - Rs. 150,000. Investment in Equity linked mutual funds qualify for deduction under the section.Donu2019t forget to claim tuition fees for children here.Section 80 CCD (1) - deduction available under National Pension Scheme - this can be availed only if your employer has provided the option. Limit - maximum 10% of salary.Section 80 CCD (1b) - contribution to NPS. You can directly contribute this amount, however there is lock in till retirement so we advise you to carefully consider your monetary needs before investing - Rs. 50,000. Also, this amount should have been paid before 31 Mar 19 for claim in FY19.Section 80 D - Rs. 25,000 as medical insurance premium (Rs. 50,000 for senior citizens).Leave Travel allowance under section 10 - you will have to submit travel bills (Rail, Air tickets) to claim the allowance. This can be claimed even if not included in Form 16.House Rent allowance and interest on House Property - you can claim HRA for actual rent paid by you and interest on House Property for owned or let out property. Our analyst team advises purchase of low value home in high demand/developing locations due to: low interest rates, tax deduction available on interest and principal payment and possibility of capital appreciation (caution: real estate market is expected to be weak expect in some areas).