There probably is nothing you can do, unfortunately, based on what you write. The problem is, anything you could possibly have done (e.g. transferring the home to a child; putting it into a trust) is something that must be done well in advance of incurring the bills. Once the bills are incurred, any actions taken to hide or protect assets (like a house) from creditors (those to whom money is owed to; e.g. the hospital) are seen as "fraudulent transfers"--that is transfers done to cheat or defraud the creditor out of the money it is owed. Fraudulent transfers can be undone by the courts: they can reverse the transfer so that the creditor(s) can get at the asset (e.g. the house) and get the money which they are owed. At this point, already having $400k in bills, if you do anything to the house (such as, again, transferring it to a family member, or selling it to a family member for far less than its far value) would be something that the creditor(s) (i.e. the hospital) could attack and have reversed.