North Carolina has seatbelt laws, but not wearing one does not disqualify you from compensation. In fact, evidence of the failure to wear a seatbelt is not admissible in any civil action or lawsuit for negligence, personal or property damage, and injuries. Insurance companies occasionally try to deny such claims or reduce the settlement amount for failure to wear a seatbelt. That’s one reason it’s advisable to retain legal counsel to hold the trucking company and/or its insurance company accountable for negligence.