Wedding insurance can put you at ease on your big day. An event liability policy can cover guest injuries.  Event cancellation or postponement can help change your date with fewer costs.  You've paid a lot of money, and vendors may still charge the deposit. Wedding insurance can cover those deposits, as well as extreme weather or stolen gifts. If you're hosting your wedding at your house, your homeowner's insurance may cover you. Call your provider to make sure. Your home insurance policy can protect your engagement and wedding ring. Still, unless you up the price, you may be limited to $1,000.