If you miss your qualifying direct deposit one month, you will unfortunately also miss out on earning the reward for that month. But once you start making qualifying direct deposits again, you can earn a reward for the next statement period. Note, the introductory $20/month reward can only be earned for the first 12 full statement cycles after account opening. If you miss the last qualifying direct deposit of this introductory 12-month period, then starting with your 13th full statement cycle you will be able to earn the $10/monthly reward with qualifying direct deposits and can continue earning this $10/monthly reward for as long as your account is open. For more information, click here.