Ans:
Credit reporting companies such as CRIF Highmark and CRIF CIBIL are also available. They are two of India's four credit information firms that have been granted licences. Individuals and corporations may get credit scores and credit reports from both companies. However, although both companies provide a free credit report every year, a second CIBIL report costs ₹550 and a second CRIF Highmark credit report costs ₹399, there is only a minor difference between the two.