Your insurance company and the other driver's insurance company will work together to review your situation and determine what compensation they want to offer you. It’s probably far less than you deserve. Finding a lawyer you trust gives you an expert that is completely on your side from the beginning. This person can ensure that your insurance company is offering an appropriate amount to cover the expenses and non-financial costs you are experiencing and step in if any problems indicate that your insurance company may need to do its job at the highest level possible. Insurance companies often initially offer the minimum amount they think you will accept rather than the highest amount you qualify for, but a car accident lawyer can ensure that they pay you all of the compensation you deserve.