First and foremost, it is a gift. Secondly, Little Flower Gift Annuities are safe and simple to establish. A Little Flower Gift Annuity also helps address concerns for receiving reliable future payments during one’s lifetime and provides relief from the responsibility of determining the future directions of the stock market, bond market, interest rates, and other investment considerations. As with any financial decision, we recommend that individuals consult with their financial advisor before deciding whether or not to create a Charitable Gift Annuity.