Being labelled high-risk means you fall into a category that insurance companies have deemed as being more likely to
make a claim. This could be because of your insurance history (if you have made too many claims, had a history of
nonpayment, or a lapse in coverage), it could be because of your driving record, and it could be because of your
circumstances. Not all insurance companies will cover high-risk drivers. You may need to acquire special, oftentimes limited
coverage through unique providers to get insured.