I assume it's INR 22022 pm. I also assume that you are single(most software engineers, fresher's get this salary so).I can not exactly say how to live in 22000,I will explain my story.I earn 15000 per month. According to me you can lead a better life than mine. This is how I live.1. My rented house is in Sampangiram Nagar, I work in UB city. I stay with my friends. Rent 6000/4. No bus pass, walkable distance. Saving in bus pass. Money spent 1500.2.I have education loan, I pay an EMI of 3150. Remaining money 10350.3. We cook, though I'm veggie, I totally share all the expenses. It costs up to 2300 per head. Once in a week chicken, twice double omelet, twice egg. Balance 80504.I have insured my life, every month I pay 700. Balance 73505. Emergency savings, 1000 rupees, every month. Balance 6350.6. Once in a month movie (any language, just for a change) 300 spent. Balance 6050.7. Electricity and water bill 500 per head. Balance 5550.8.Recharge (phone, TV) 400, left out 5150.9. Guests (I mean friends, my friends, my room-mates friends, family members). Mostly once in two months this comes into picture. Approximately 800, balance 435010. 1000-2000, giving to my parents. Balance 2350.11.200 every month, to ISKCONs AKSHAYA PATRA. 215012.Miscellaneous 500.13.Balance for future.I'm happy. I'm sure with 7000 more, you can lead a royal life in my terms.Strictly no alcohol, cigarettes (all four)Thank you.Edit: I wrote my way of living with what salary I get is to inspire the OP, no offense, I had gone wrong in my calculation part in point 7,I completely agree(which now I have edited). Don't take me wrong. Practically I'm living in this way.About clothes, gifts other expenditure, once in 3/4 months I will get bonus which will be roughly 2500-4000, depending on the target reached. But I will get for sure.About my room, our owner struggled through the same phase, luckily he comes from my native district, so we got it for a 1000 lesser.Thank you.