State Farm’s “full coverage” auto insurance coverage includes the following coverages:
Liability coverage: This includes bodily injury liability and property damage liability to pay for losses you cause in an accident.
Collision coverage: This coverage helps pay for or replace your vehicle if it collides with another vehicle or object.
Comprehensive coverage: Comprehensive coverage helps pay to repair or replace your vehicle if it sustains damage from theft, fire, vandalism or animals.
Uninsured/underinsured motorist coverage: If you get into an accident that’s the fault of someone with no or insufficient insurance, you’ll need uninsured motorist coverage to pay for your injuries and property damage.
Medical payments coverage/personal injury protection (PIP): This covers the medical payments of you and your passengers if they are injured in a crash. PIP includes medical payments coverage and also covers losses like lost wages and child care costs.