The state of Idaho limits non-economic damages, such as emotional distress and disfigurement, to an amount determined by the average annual wage according to Idaho Statute 6-1603. This number changes on July 1st every year. At the time of this writing, the current limit is $250,000.
However, economic damages, such as your medical bills, loss of wages, and other calculatable expenses (such as required assistance stemming from your injuries) are not capped. Still, it can be difficult to negotiate with stubborn insurance companies, especially if the other side tries to place the fault on you.
An experienced attorney may be able to help you to successfully negotiate a settlement that will best help you in recovering both physically and financially, as well as supporting your legal needs if you feel that you have been treated unfairly and need to take your case to court.