Talk to your lender straight away to see if there’s anything they can do for you. If you think it’s only a short-term problem, your lender may be able to give you extra time to make the payment – and could even hold off making a note of the late/missed payment on your credit file.
Life can take an unexpected twist when we least expect it. If a change in your situation means you’ll struggle to pay back your loan in the long run, your lender could still help. Don’t leave it to chance and hope for the best – especially when your home is at risk. You can also talk to:
Citizens Advice
MoneyHelper
National Debtline
StepChange