35% of small businesses have changed the size of their workforce in the past year, meaning some may have a drastically different team than when they last renewed their insurance. “If your workforce has shrunk since you last reviewed your policy, you could adjust your insurance to better suit its current size and potentially save money in the process,” says small business insurance expert Pavel Yurkov. “Conversely, if your business has grown and your workforce has increased, you may need to consider updating your coverage.”