Automatic Data Processing Insurance Agency, Inc. (ADPIA), an affiliate of ADP, has relationships with A-rated insurance carriers nationwide and can help clients find the workers’ comp and business insurance that’s right for them. ADP also offers a Pay-by-Pay Premium Payment Program, which allows clients to pay their workers’ comp premiums each payroll cycle using real-time payroll data and carrier rates, thereby potentially avoiding a large up-front deposit1 and improving cash flow.