During the COVID-19 pandemic, Washington State enacted a foreclosure moratorium. This moratorium ended on July 31, 2021. However, even without this moratorium in place, homeowners may have legal protections that allow them to stop or delay a foreclosure.nnThis may include seeking a mortgage modification or filing a bankruptcy petition. Through a Chapter 13 bankruptcy, you may be able to stop a foreclosure and keep your home by paying off your outstanding debt over time. Call Richard D. Granvold to schedule a free consultation about your foreclosure.