Similar to how your personal credit is tied to your SSN, business credit is associated with your EIN. This implies that when you seek business credit, there’s generally no need to provide your SSN. After setting up your business structure and its credit foundation, you begin by building its credit history through small vendor accounts. As you settle bills with these vendors, you’ll become eligible for store-based revolving credit, followed by cash credit usable anywhere, akin to a regular personal credit card. However, due to federal guidelines, an SSN might be required for confirming your identity. Additionally, offering a personal guarantee might grant you access to a broader range of financial options.