Understanding your credit report is the first step to improving your credit score. A better score often leads to better loan rates, as it signals to lenders that you're a lower risk. Once you understand what's in your report, you can take steps to improve your credit standing, such as clearing outstanding debts, making timely payments, and maintaining a low balance on credit cards. At Rapid Finance, we can help you understand your report and work with you to develop a plan to improve your credit.