During open enrollment or a special enrollment period, a broker or Navigator can help you enroll or determine whether it’s in your best interest to make a plan change. You can also reach out to the exchange directly, or an enhanced direct enrollment partner.
As of 2022, there are 33 states that use HealthCare.gov as their exchange platform, while 17 states and DC run their own exchanges. In most states, open enrollment runs from November 1 to January 15. And special enrollment periods can be available at any time of the year, when a person experiences a qualifying life event.