The collection fee and handling fee under your state's statute are two different fee. The handling fee is the time incurred by the person who got the bad check to make a demand for payment of the check. The collection fee is the time and costs incurred in bringing a lawsuit on the dishonored check.The $30 returned check fee charge referenced by you as to a provision in your lease means the handling fee that the landlord would incur when he finds out that he or she received a bad check and the demand to get it cured.