In Pennsylvania, all motorists involved in car accidents will use their own car insurance companies to pay for their medical bills, regardless of fault. If you chose to opt-out of the no-fault system or purchased a limited tort policy and suffered a serious injury, however, the other driver could be held financially responsible for your motorcycle accident. You will need to prove that the other driver is at fault, however, to use these types of insurance.
If you are somewhat at fault for causing the motorcycle accident, or you contributed to your injuries by not wearing a motorcycle helmet, Pennsylvania law states that you can still recover financial compensation from a defendant. However, it will be reduced by your percentage of fault. If you are found to be more than 50 percent at fault, you lose all right to recover.