Yes, but the amount of compensation to which you are entitled to varies. Kentucky is a no-fault coverage state. Insurance on all motor vehicles in Kentucky, except motorcycles, must include basic Personal Injury Protection (PIP) coverage. Basic PIP benefits pay up to $10,000 for medical expenses, lost wages up to $200 per week, replacement services and survivor’s benefits if someone is injured in a motor vehicle accident, regardless of who may have been at fault. Many drivers also purchase uninsured motorist (UM) bodily injury coverage for when an uninsured motorist is responsible for his or injuries. Carrying uninsured motorist coverage is an excellent way to supplement PIP. Depending on the limits you purchase, you can recover the same amount as if the uninsured driver had insurance.