Ans: The exclusions as per this plan are mentioned below.
Any pre-existing illnesses.
The medical treatment that isnât that important and can be delayed until the time the insured returns back to India. This decision would be made by the doctor along with the insurance provider.
Cancer treatment expenses, unless there is an emergency and the treatment is necessary so that the life of the policyholder can be saved or his/her pain can be relieved.
Expenses related to pregnancy or delivery.
Expenses related to plastic surgery or cosmetic surgery.
Expenses incurring due to recuperation at a spa or resort.