Vidya Lakshmi Portal provides a single window for Students to access information and make an application for Educational Loans provided by Banks and Govt Scholarships. It has the following features: 1. Information about Educational Loan Schemes of Banks 2. Common Educational Loan Application Form for Students 3. Apply to multiple Banks for Educational Loans 4. Facility for Banks to download Students Loan Applications 5. Facility for Banks to upload loan processing status 6. Facility for Students to email grievances/queries relating to Educational Loans to Banks 7. Linkage to National Scholarship Portal for information and application for Govt Scholarships