If your account was closed without explanation, take these two steps:
Call your credit card company.This is the first thing you should do after learning about your account closure. Call your provider’s customer service line, and a representative may be able to shed light on your account status.
Ask if you can have your account reinstated, and commit to fixing any issues.
It never hurts to ask. If the reason for your account closure is relatively tame — inactivity, for example — your account may be reopened with a simple request.If the reason is more serious — such as default
more info button — the odds of your account being reopened are much lower. Still, you may have a chance if you negotiate with your card provider and commit to fixing the issues that caused your account shutdown.
Beyond making an appeal to your card company, there’s not much else you can do to get your card account reopened. But if your account is permanently closed, this could be an opportunity to get another credit card you like even more.