With the "Pay in 3 installments without interest" service you can defer the payment of your online order in three installments, the first will be credited to you as soon as the shipment starts, the second after 30 days from the date of shipment, and the third 30 days after the second installment. To be able to use it when making an online purchase at check-out, select the payment option "Buy now, pay later with Klarna".