Digital banking employs advanced security measures to protect users' data and financial information. This includes encryption, two-factor authentication, biometric verification, and secure socket layer (SSL) protocols. Banks invest heavily in cybersecurity to ensure that online transactions and user data remain confidential and safe from potential threats. However, users are also advised to take precautions, such as regularly updating passwords, avoiding public Wi-Fi for banking activities, and keeping their devices' software updated. In essence, while digital banking platforms are designed to be secure, a combined effort from both the bank and the user ensures optimal security.