Social sportsbooks offer traditional wagers, such as the spread, total, and moneyline, but you cannot play with real money. By contrast, pick’em fantasy apps allow you to play with real money. For instance, apps like Underdog Fantasy host contests, which typically focus on head-to-heads between two players within a stat category or using fantasy points. Other options may involve picking higher or lower on a stat line for a given player, similar to a player prop at a traditional online sportsbook.