Whether your insurance covers urgent care depends on your specific health plan. Most insurance plans, including Molina Healthcare, typically cover urgent care visits, though coverage details can vary. It's important to review your insurance policies and contact your provider to understand your benefits, including any copayments, deductibles, or coinsurance you may be responsible for if needed. Some plans may require you to visit in-network urgent care centers to receive full coverage. Additionally, checking if the urgent care center accepts your insurance beforehand can prevent unexpected costs. Understanding your coverage ensures you receive the necessary medical care promptly and helps manage any out-of-pocket expenses associated with your visit to urgent care.