The Discounted Cash Flow Method for formulating the present value of a life care plan is a simple two-step process: Calculating the future (inflationary-adjusted) value of a life care plan’s medically related goods and services, Calculating the present value of a life care plan’s medically related goods and services, i.e. calculating the amount of money the subject of a life care plan would require today, assuming the subject can earn a known rate of interest, that would then enable the subject to afford all the goods and services contained within the life care plan, at their future, inflationary-adjusted values.