Anyone has a chance to win when playing an Instant Kiwi scratch card, but that does not mean that you are going to end up winning something. A scratch-off is a game of chance, and there will never be any guarantee that you will go on to win any money. Either Lady Luck is smiling upon you, or she is not, it is as simple as that. You should never play a scratch card expecting to win because you will end up disappointed if you do not win any money.