A DRO is another formal legal process under the control of the Official Receiver for people with disposable income, assets, and debts all below certain limits. Debt Relief Order (DRO) is a personal insolvency process. DROs are one way to deal with your debts if you owe less than £30,000, don’t have much spare income and don’t own your home. A DRO is available to people meeting certain criteria, so eligibility will depend upon your overall circumstances. If you are eligible, and DRO is your preferred option, then we will refer you to an authorised intermediary for further assistance.