There is a myriad of serious risks involved for all who are involved in the medical profession, and nurses are no exception. Nurses and nurse practitioners are exposed to a variety of risks on a daily basis in performing their duties.
Nurse Liability Insurance is designed to cover individuals in the event a claim is made against them. In the case that a claim results in a lawsuit, this insurance covers the legal costs, as well as damages associated with bodily injury or harm due to negligence. A nurse may fail to properly diagnose a patient, fail to protect a patient or provide substandard treatment, or make some other sort of error during the course of treatment. Nurse Liability Insurance specifically covers medical malpractice claims made by patients and the ensuing damages that can result.
There is a choice when it comes to Nurse Liability Insurance to have either claims-based coverage or per occurrence coverage. This is a decision that should be made with the help of an ALIGNED professional broker based on a nurse or nurse practitioner's individual circumstances.