A score of 750 or above is considered to be good to qualify for a personal loan. A score of 550-750 is considered to be a fair credit score and may get charged lightly higher interest rate on loans. A score between 300-550 may not get approved for credit at all. A score of -1(Minus One) indicates no credit history or activity in last few years. A score of 0 (Zero) indicates that your credit history is available only up to a period of 6 months. Know more: https://bit.ly/3ddnwUr