Zelle scams typically involve a scammer using the Zelle app or website to trick a victim into sending money to the scammer. The scammer may use various tactics such as posing as a friend or family member in need of money, pretending to be a government official, or claiming to be a representative of a legitimate business. In some cases, the scammer may also hack into the victim's bank account or email and use Zelle to transfer money from the victim's account to their own.
In another known Zelle scam, a scammer may pose as a buyer and contact a seller to purchase an item. They may request to use Zelle as the method of payment. Once the seller agrees, the scammer may ask for the seller's email address to send the payment. However, instead of sending a real payment, the scammer sends a fake email that appears to be from Zelle, tricking the seller into thinking they have received payment.