Evaluation – Quality financial guidance relies on trust, respect, and clear communication. We start with a phone or virtual meeting to understand your financial situation and goals. This helps us see if we’re a good fit. If we are, we’ll guide you to complete our client information form. Information gathering – To give you the best financial guidance, we need to get to know your unique financial situation really well. We dedicate a significant amount of time to collect information about your current financial status, family situation, and your goals. Here’s how we do it: We start by analyzing the details you provided us on our client information form. In our first meeting, we’ll work together to fill in any missing pieces, so we have a complete picture of your financial world, just like you do. This helps us offer you the most personalized and beneficial advice. Research/Analysis – Once we are armed with an intimate knowledge of your affairs, we apply our knowledge and experience to research the potential strategies and solutions that may be suitable. Crucial in this process is analysing market trends, investment opportunities, and risk factors. We consider several alternatives in this process, eliminating those that don’t result in the optimal outcome for you. This comprehensive research forms the foundation of our recommendations. Strategy Presentation – We’ll present our findings clearly, without jargon, explaining recommendations, reasons, and potential pitfalls. We’ll guide you through scenarios and create a financial roadmap. Our goal is to empower you to make informed decisions through a conversation. We’ll answer your questions, address concerns, and ensure you’re comfortable with the path we’re charting together. Implementation – Once you’ve accepted our guidance, we handle the implementation of our recommendations, ensuring a seamless process. We work closely with financial institutions, manage paperwork, and if necessary, collaborate with your accountant, mortgage broker and solicitor. Review – Financial planning is an ongoing effort to achieve your goals, requiring continuous monitoring for lasting financial security. Due to the dynamic nature of superannuation, pensions, taxes, social security, and economic conditions, it’s crucial to regularly review, adjust, and improve your plan to optimize the effectiveness of your financial recommendations.