The letter from the liquidator of the insurer’s bankruptcy sent out in the event of a bankruptcy will mention how policyholders must deal with the notification of claims that are covered by the Guarantee Fund. \r   \r The liquidator of the insurer’s bankruptcy will provide information on the procedure for notification of claims for individual policyholders, depending on the type of insurance. \r According to the Guarantee Fund Act, claims must be notified within 6 months of the bankruptcy decree being issued. Claims that are reported after the 6-month deadline cannot be covered by the Guarantee Fund and can only be reported as a claim (claim for damages) in the insurer's bankruptcy estate. \r Claims for damages that have been notified to the insurance company before the bankruptcy decree is issued are considered notified to the Guarantee Fund and should not be notified again.