You can have more than one health insurance plan, but you will not be reimbursed twice for service, nor will your plan exceed 100 percent of the cost. You must determine which insurance pays first for a claim if you have more than one plan. Your primary insurance will pay up to coverage limits. Once your primary is used, the second option may cover part or all of the remaining costs. Even with multiple plans, you can be left with out-of-pocket expenses. Contact an agent if you’re considering various health insurance policies.