A home equity line of credit (HELOC) is secured by your home and allows you to access the available equity you have in your home. With a HELOC, you can borrow as much or as little as you need, whenever you need it — up to a credit limit established at closing. As you repay your outstanding balance, the amount of available credit is replenished — meaning you can borrow against it again throughout your draw period. Whether you need to cover home improvements or fund a large purchase or dream vacation, HELOC financing can help.  Turn the equity in your home into funds that are available as needed Education expenses Major life events Major home improvements Debt consolidation Emergency reserve And much more Borrow up to 100% of your home’s value Competitive rates Flexible payment options Online account management Funds available anytime without reapplying; apply once, then use repeatedly thereafter Revolving credit — as principal is repaid, more becomes available for use Funds easily available via in-person or phone transfers to a specified Riverview checking account The interest paid might be tax deductible* Set up automatic payments to be deducted from your account monthly Fast decisions made locally in the Belpre or Marietta area Attentive, friendly service from start to finish