The following items cannot be submitted for deposit with Mobile Deposit: Checks payable to CASH Checks payable to any person or entity other than you (i.e., payable to another party then endorsed by you) Checks are payable to you and another party who is not a joint owner of the account. Checks that contain evidence of alteration, or that you know or suspect, or should know or suspect, are fraudulent or otherwise not authorized by the owner of the account on which the check is drawn. Checks which are stale dated Checks drawn on the same account in which you are depositing Checks drawn on foreign banks or foreign financial institutions Checks drawn on US Banks or US financial institutions payable in foreign currency Any item that is stamped with a non-negotiable watermark