While both personal loans and credit cards are provided based on your credit score and other financial information, there are a few key differences.
Typically, you would use a personal loan for a single, specific purpose. Most of the time, you can borrow far more money (in a lump sum) from a personal loan than you can from a credit card.
The most significant difference between a personal loan and a credit card is the long-term credit balance offered. Credit cards typically offer long-term, if not lifetime access to credit. Personal loans, on the other hand, have a much more controlled and specific scope. The benefit you get from a personal loan is a larger sum, which helps far more with high-value purchases. They typically also offer lower interest rates.