You can purchase guaranteed investment certificates (GICs) from all major Canadian financial institutions through RBC Direct Investing. Here are the steps to follow to purchase a GIC: 1. From the Trade & Transfer tab at the top of your portfolio screen, select “Place an Order.” 2. Use the Fixed Income Search to find the GIC you wish to buy. You can filter your search by payment frequency and term. You can also pull up a list of the best available GIC rates. 3. Once you’ve found the GIC you wish to purchase, select “Buy.” 4. Enter your order details and confirm your purchase. To receive same-day settlement, your trade must be placed online before 2:15 p.m. ET, and orders are only available on weekdays between 9 a.m. and 4:30 p.m.