Utilisation Fee is charged at 1% Utilisation Rate (per annum) on the unutilised portion of the Total Loan/ Financing Limit Available at Last Due Date whenever Utilisation Rate is equal or less than 30% (“Trigger Level”) of the Total Loan/ Financing Limit Available at Last Due Date.
Utilisation Fee may apply to certain Product Types. Eg. Business MortgageOne Account. For specific details and applicable terms, please refer to your Letter Offer. The terms outlined in your Letter Offer shall prevail.