Fixed Indexed Annuities (FIAs) are one of the most popular types of annuities on the market today. They are a single premium deferred annuity that provides a guaranteed return and protection from market losses. FIAs offer a variety of features such as guaranteed income, death benefit options, and tax deferral benefits. They also offer the potential for growth linked to an index such as the S&P 500. FIAs provide investors with a safe and secure way to build wealth over time while protecting their principal investment. A Multi-Year Guaranteed Annuity (MYGA) is a type of fixed annuity that offers a guaranteed rate of return for a specific period of time. It is an investment product designed to provide stability and security, as well as the potential for growth over the long term. MYGAs are typically used by retirees and other investors who are looking for a safe, secure way to generate income in retirement. With an MYGA, your principal is guaranteed to be returned at the end of the contract period, regardless of market performance. This makes them an attractive option for those who want to ensure their money will be available when they need it most. A Variable Annuity is a type of annuity that offers the potential for higher returns, but also involves more risk than other types of annuities. With a variable annuity, your money is invested in stocks, bonds, mutual funds and other financial instruments. The value of your investment can go up or down depending on the performance of the underlying investments. Therefore, you are taking on more risk than with other types of annuities such as fixed-rate or immediate annuities. 403(b) is a monthly premium annuity for certain employees of public schools, tax-exempt organizations, and ministries. Individual 403(b) accounts are established and maintained by eligible employees. The employer may determine the financial institution(s) at which individual employees may maintain their 403(b) accounts.