Funds transferred through the NetBanking mode are credited to your trading account instantly. However, there could be situations where the transaction may be unsuccessful due to Internet/gateway connectivity issues. This may lead to money getting debited from your bank account but not credited into your trading account. Reconciliation of unsuccessful transactions is done on an hourly basis (24 hours for some banks) and the amounts are credited based on the confirmation received from the bank. Scroll down and raise a ticket if you do not receive the funds within 24 hours.