Asked by user in Texas. Answered by Enjuris Editors.
Thank you for the questions. I’ll address them in order.
Your insurer (USAA) can work with the at-fault driver’s insurance company on your behalf and help you file a third-party auto insurance claim.
If you think you need a lawyer (perhaps your claim is denied or the settlement offer is less than you deserve), you can find one using our free online directory. Here are some tips on finding the right attorney and preparing for the initial consultation.
The at-fault party’s insurance generally has to provide you with a rental car. Your insurance company should be able to help you obtain the vehicle.
If you suffered an injury, it’s very important to see a doctor. You need to know the full extent of your injuries before accepting a settlement offer.
I would avoid contacting the other party. Although it is kind of you to want to thank them, it could be problematic for your claim.