The law requires you to list all of your outstanding debts, even those with family members. If you can afford to pay such a debt with regular payments, you can always ask the Court to allow you to “re-affirm” that debt. Reaffirmation takes the debt out of the bankruptcy process. Even if you do not reaffirm the debt to a family member, there is nothing stopping you from repaying it after you have received your discharge from the Bankruptcy Court.