As a small business owner, you are responsible for the safety and well-being of your employees, customers, and anyone else who may be affected by your business. This includes protecting them from any potential risks that could occur as a result of your business operations. General liability insurance is one way to help manage these risks.
General liability insurance is a type of insurance that provides protection against third-party claims arising out of your business operations. This coverage can help pay for damages or injuries that occur as a result of your negligence or the actions of your employees. It can also help cover the costs of legal defense if you are sued by someone who claims they were harmed as a result of your business activities.
While general liability insurance is not required by law, it is something that many small businesses choose to purchase in order to protect themselves from potentially costly lawsuits. If you are considering purchasing this type of coverage, be sure to shop around and compare rates from different insurers before making a decision.