Having access to credit or cash is essential for long-term success of a business. Therefore, building a well-balanced and positive business credit profile can be a great asset for a company. Many business owners and professionals believe if a company has credit, it will automatically be listed on their credit profile and reflect on their score. This is the furthest from the truth – many vendors, lenders, and creditors do not report to the bureaus, and it can be difficult for companies to figure out which ones do. Having a professional credit expert, guide and build the right credit can give a company an edge in getting loan approvals and the best interest rates.