ISAs are a burgeoning field that are beginning to enter many different spheres of academics. They are most popular in coding bootcamps and certificate programs. Some providers are also beginning to offer them for four-year undergraduate degrees. Because the ISA model is based on the idea that your post-graduation income is predictable, it is in these situations that ISAs work best. Programs that prepare you specifically for one profession, such as web design, nursing, or coding are more likely to have favorable ISA terms. Because they don"t view you as a risky investment, they"ll be willing to offer an ISA for a lower percentage of your pay, and for a shorter time.