If you are a contractor, you are both a repairman and a creator. You know how to work with complicated systems and their components to fix problems and make old spaces new again.  However, if you make a mistake, then the results of your work could harm your clients. Because the mistakes are your fault, you might have a legal responsibility to repay the people you let down. Artisan contractors insurance is liability coverage made specifically to insure you against unique liabilities present within your operation, and to help you repay those affected by your mistakes.