Property owners’ insurance companies do not readily compensate injured parties for many types of damages. These companies appoint insurance adjusters to investigate the surrounding circumstances of a claim. During this investigation, the adjuster may attempt to induce an admission of liability from the injured party. Thus, it is crucial that an injured person does not answer any leading questions from the other party’s insurance company or prematurely accept a lump sum settlement, as this type of admission could prevent an accident victim from successfully filing a lawsuit.