One of the necessary types of coverage needed for youth sports teams is sports participant liability coverage. This type of sports team insurance coverage protects the team and organization as well as the supervisors and directors involved with the team from liability resulting from accidents and injuries.
In addition, the policy protects you from claims that are related to property damage, false arrest, slander, liability, and more.
Another major part of the sports team insurance policy is accident insurance. This insurance covers players and coaches who become hurt during the course of play or practice. This might include play and participation in games, clinics, traveling, practices, and other events.
This insurance usually pays off the remaining bills that are uncovered by the participant's health insurance.