So, let’s start figuring out whether you might be faced with a little premium increase because you didn’t follow what the career guidance counsellor said – become a teacher!If you were a teacher, you wouldn’t pay more but in fairness, you would be in jail for doing a murder by now or at least have had a breakdown.Here are some professions that might be considered high-risk by some insurance providers.MinersFirefightersArmed ForcesConstruction WorkerFishermenfolkPilotsWorking At HeightsDealing With ExplosivesExposed To Chemicals And Dangerous SubstancesWind Turbine TechniciansOffshore WorkersThis list is far from exhaustive but it gives you a good feel for the kind of occupations that are considered high-risk.