If you have bad credit, getting a car loan is still possible. Some lenders work specifically with people with lower credit scores. Research your options, consider a co-signer, or make a large down payment if you need help getting approved or finding acceptable rates.If you don’t have any credit history, getting a car loan will be more difficult. You’ll need to show that you can repay the loan in other ways. Consider some of the following to demonstrate to lenders you are not a risk without any credit history:A full-time, secure job with a regular incomeA “high enough” income to comfortably make the repayments on the loanNo history of late payments on bills or failed paymentsA savings account with a high balance