A check is, in fact, a payment guarantee, which is considered a financial obligation to pay the amount indicated on the check to the name of the person named on the check. Those. it's the same money, only with a deferred payment. The date when the check can be cashed at the bank is indicated on the check itself. Therefore, checks with future dates cannot be cashed before the specified date but can be cashed later than the specified date, if this occurs no later than 6 months from the date of the check issued.
To cash a check, the landlord must present it to the bank. Issuing checks that are empty of money at the time of cashing out (unsecured checks) is considered a criminal offense in the UAE. At the same time, at the time of issuing checks, you may not have the full amount in the account, but at the same time, you must do everything possible to ensure that these funds are available at the time of cashing out. This measure is a way to protect landlords and a convenient deferred payment tool for tenants.
Often, a clause is written in the contracts about what happens if the check is unsecured or not accepted by the bank (usually the amount of the fine is indicated). A check may not be accepted if the signature on the check does not match the signature of the account holder, for example, or if the check itself is incorrectly filled out. Be sure to check the spelling of the name on the check, it must exactly match the spelling of the name in the passport, otherwise, the check will be rejected.