In most cases, you will still retain some level of benefit even if you stop making payments. The amount of this reduced benefit can be determined by contacting Homesteaders at 800-477-3633 or by email at service@homesteaderslife.com. If you are paying by credit card, ACH or mailing a direct payment to Homesteaders, we will notify you in the event your payment is returned unpaid for any reason. In the event that your policy does lapse and is not reinstated, we can’t guarantee that you will receive the same price for our services as when you initially purchased our prepaid plan. Please contact Homesteaders at the previously provided phone number or email address for assistance with reinstatement inquiries.