Integra credit does not do a hard pull of your credit during the application process, which means that submitting an application will not impact your credit score. To get an Integra credit personal loan, you will need to be at least 18 years old and a U.S. citizen or permanent resident with an SSN. You will also need to live in a state that Integra Credit services, and have a steady income.
Keep in mind that one of the tradeoffs of the fact that Integra Credit does not do a hard pull is that the APRs are very expensive.