As the manager of the UPF Moj Steber, Banka Intesa Sanpaolo d.d. guarantees all paid net premiums and the minimum guaranteed return of the Sub-Fund Moj Steber Guaranteed. The statutory minimum guaranteed return is 40% of the interest rate determined by the Ministry of Finance on the basis of the applicable Rules on the Calculation of Average Yield. The manager guarantees a return above the legal minimum and 50% of this interest rate to the members of the Sub-Fund Moj Steber Guaranteed.
Such guarantee of the manager is not provided for the Sub-Funds Moj Steber Balanced and Moj Steber Dynamic.