There are several benefits associated with no-fault insurance, such as:
Improved access to medical care: Thanks to PIP coverage, you can receive the medical treatment you need without any questions after being involved in an accident. This eliminates the need to fight with someone else’s insurance company to get the type of treatment you need.
Increased access to auto insurance: Anyone with a less than stellar driving record will tell you that it can be almost impossible to get an insurance company to insure you. (If they do, the monthly premiums are often ridiculously expensive.) Because they will only have to pay for your medical bills and vehicle damage, insurance companies may be more willing to take a chance on drivers with bad driving records.
Guaranteed payment: Regardless of what caused the accident, you can rest assured that you will receive compensation for your injuries and damages.