The term "BANI effect" pertains to the consequences of existing in a BANI environment, which stands for Brittle, Anxious, Non-Linear, and Incomprehensible. In a BANI world, systems are delicate, individuals experience anxiety due to uncertainty, cause-and-effect connections are unpredictable, and complexity can be challenging. The BANI effect signifies the difficulties and disturbances arising from these attributes.