Some of your personal data may be disclosed, transferred, stored, processed or used overseas by us, or by third party service providers. This may happen if:       a. our offices or related entities are overseas;       b. we outsource certain activities overseas;       c. transactions, information, services or products have an overseas connection; or       d. our computer systems including IT servers are located overseas. You consent to the collection, use, storage, and processing of your personal data outside Singapore as set out in this Policy.