When reviewing your budget, you should look closely at your fixed, variable, and discretionary expenses to see if there are ways you can bring those costs down.
With fixed expenses like internet and phone bills, see if there are promos you can take advantage of with your current carrier, or shop around and see if other carriers offer the same service for a lower price.
With variable expenses like groceries, see if different stores offer discounts on certain products that you buy regularly each month. Keep your eye out on coupons and promos that can help you bring your monthly grocery bills down.
With discretionary expenses, you should set a specific budget each month for leisure activities, like going out to restaurants and other events. Be very disciplined about sticking to your leisure budget so that your monthly expenses don’t start to creep up.
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