Yes, there are two different routes to get some of or all of your closing costs covered with the USDA loan. The first and most common is to negotiate with the seller to pay. The USDA loan allows the seller to pay up to 6% of the sales price towards the buyers closing costs. In most cases this is more than enough to cover all costs. For example, if the sales price is $100,000 the seller can up to $6,000 of the buyers closing costs and prepaids. The second method is to roll the costs into the loan above the sales price. In order to this the property must appraise for enough to cover those costs.