The policyholder alone is covered by the standard coverage. You may add the “Family and Friends Extension” to your cover if you would want to extend it to your family and friends. Either include this while requesting a quotation, or give us a call at 1300 815 344, and we will take care of adding it for you. We regret to inform you that we are unable to insure you for hire and reward or if you get paid in any way for using your tourer for other people.