Yes. It takes time, but it is possible. Start by checking your free credit reports from Equifax and Transunion for errors that could negatively impact your credit score. Don’t take on more credit than you need and open multiple credit accounts simultaneously. Try to keep your balances under 35 percent of your credit limit. Use automatic payments to ensure you pay your debts on time. Always pay at least the minimum monthly statement amounts, but preferably the total amount. Eventually, your credit score will increase.