Intuit TurboTax has changed some of the rules regarding what qualifies for a free return. Remember that the Tax Cut and Jobs Act of 2022 did away with 1040-EZ and 1040-A forms. Now we have a postcard 1040 with six schedules that used to be on one 1040 long form (simpler indeed!).So itu2019s not so simple as qualifying for a 1040-EZ or 1040-A any longer. Although you could not report a 1099-R on 1040-EZ, you could on a 1040-A. However, if you had early withdrawal penalties requiring form 5329, or if you had basis calculations to perform for prior non-deductible contributions to a traditional IRA, requiring form 8606, those required form 1040. But if you had a 1099-R with a regular distribution code 7, requiring no additional forms, you still qualified for Absolute Zero.Now that everyone uses 1040, the requirements for this years online Free Edition are as follows:W-2 incomeLimited interest and dividend income reported on a 1099-INT or 1099-DIVClaim the standard deductionEarned Income Tax Credit (EIC)Child tax creditsSituations not covered in TurboTax Free Edition include:Itemized deductions (Schedule A)Business or 1099-MISC income (Schedule C)Stock sales (Schedule D)Rental property income (Schedule E)Credits, deductions and income reported on schedules 1-6, such as the Student Loan Interest DeductionAbsent is 1099-R reporting in situations covered and not covered. So I believe the situation is still the same - if you have a distribution code 7 on your 1099-R with no early withdrawals or rollovers and conversions to Roth, etc that might require the additional forms discussed above, you should be able to use the Free Version. If you are not and have a simple distribution, you can reset the system with clear and start over. One final note on your description- the basic is in the new Live product lineup. If youu2019re seeing basic live, you should clear and start over unless you need live expert support.