As explained by the Nevada Department of Industrial Relations, workers’ compensation is a no-fault insurance program that provides benefits to employers who are injured on the job and protection to employers who have provided coverage at the time of the injury. With some exceptions, anyone in Nevada who hires at least one employee must provide workers’ compensation insurance with coverage in place from the moment the employee is hired. Workers’ compensation benefits that the employee is entitled to receive include:
Medical treatment
Compensation for lost time at work due to the injury
Permanent partial or permanent total disability compensation
Vocational rehabilitation for workers who are unable to return to the same position they held before the injury
Dependent benefits for employees who die as a result of their workplace injuries
Mileage associated with travel to obtain medical treatment
Employers who have provided coverage at the time of their employee’s injury are protected from any other damages claimed by the employee in relation to their work-related injury. In other words, workers’ compensation (or comp) is insurance purchased by your employer to cover you against the costs of work-related injuries or illnesses. Your employer purchases workers’ comp insurance for you, and cannot ask you to pay for it yourself. The insurance covers you against the costs of all job-related injuries and illnesses, no matter how they happened or who caused them.