When you sign up as a Gem and Home Advocate member, you’ll provide a payment method, such as a credit card, debit card, or ACH. We store all payment information securely using the latest security standards and encryptions. For monthly members, we will charge your monthly membership fee to your payment method on file on the monthly anniversary of your membership date. So if you sign up on January 5th, you’ll be billed on February 5th, March 5th, etc. For annual members, we will charge you for the full year when you sign up and again when you renew.