The Investment ANZ Standard Variable home loans, the discounted principal & interest rate is from 5.99% p.a. On fixed-rate home loans, a 1-year fixed will have an interest rate of 5.49% and a 5-year fixed will have an interest rate of 6.39%. Generally, ANZ Simplicity Plus home loans can range up to 4.94%. Additionally, you can refer to our Mortgage Rates page for more information.