Each year, the amount you will be required to withdraw will change. It’s based on your age and the balance in your account on December 31st of the previous year. At Betterment, we calculate the RMD for your Traditional IRA each year for you, but anyone can calculate their own using the IRS worksheet. You can find your RMD amount on their Fair Market Value (FMV) Statement, which is available in your account in the Documents > Taxes section. If you have a Betterment for Business 401(k), please ...