The most common alternative is to manage your own investments through a broker. But that involves a steep learning curve to learn the intricacies of good investing, manual labour to execute your transactions every month, having the self-confidence in your decisions, and also the discipline to stay the course. As a robo-advisor takes care of all these complexities, we think a robo-advisor is worth it! We go deeper into the differences of investing through a broker or through a robo-advisor.