Loan Satisfaction Letter. Contact your lender once you have made the final loan payment. Request a loan satisfaction letter or lien release document from the lender. This document should confirm that you have satisfied the loan and that there are no outstanding obligations.
Confirm the Details. Review the loan satisfaction letter carefully to ensure that all the information is accurate, including your name, vehicle details, and loan details. Any errors should be corrected before proceeding.
Visit the DMV or Apply Online. You can obtain the title by visiting your local South Carolina Department of Motor Vehicles (DMV) office or applying online through the SC DMV website. Be sure to check the DMV's website for any specific instructions or forms required for title application.
Provide Required Documents. When applying for the title, you will typically need to provide the following documents: a loan satisfaction letter or lien release document from the lender, a Completed Application for Certificate of Title and Registration (Form 400), proof of identity, such as a driver's license or state-issued ID, vehicle registration card or renewal notice, and payment for the title fee, which can vary depending on factors like vehicle type and weight.
Submit Your Application. If applying in person, visit your local DMV office, submit the required documents, and pay the applicable fees. If applying online, follow the instructions on the SC DMV website to complete the process.
Wait for Processing. The DMV will process your application, and it may take some time to receive your new title. Be patient during this period.
Receive the Title. Once your application is approved, you will receive the new title for your vehicle by mail. It will typically be sent to the address on file with the DMV.