You have two options depending on the status of your application. If you have not confirmed the contract yet, you can simply send an email to support@kviku.ph and request to cancel your application. However, if you have already confirmed the contract, the money will be transferred to your account immediately. In this case, you cannot cancel your application, but you can repay the loan early with minimal interest. To find out how much you need to pay, you can contact the Kviku Philippines customer service line or check your Profile on their website.