1040.com does offer a free version, but like most tax preparation services, it's only free for certain tax situations. Typically, the free version is available for simple returns, which usually means: You're filing a 1040 form You're claiming the standard deduction You have W-2 income only You're not claiming any credits other than the Earned Income Tax Credit For more complex situations, you'll likely need to upgrade to a paid version. Also, state returns often incur an additional fee, even when using the free federal version. It's important to note that while 1040.com advertises a free version, you should always check the details to ensure your specific tax situation qualifies for free filing. Always read the fine print and be aware of any potential upsells or additional fees before you begin your return.