Not really. In the early days of the coronavirus pandemic, mortgage lenders tightened restrictions. Since FHA lenders can set their own borrowing requirements, this affected FHA home buyers along with conventional borrowers. But lenders soon loosened these restrictions, especially as mortgage rates continued to drop. Home buyers can still get easy access to FHA-backed mortgage loans. With stay-at-home orders in place in many states, more borrowers have applied for FHA loans online this year.