We’ve built in several protections to help avoid overdrafts. We will only process the EasyUp transfer for that day if the available balance in your checking account as of the cutoff time is at least fifty dollars ($50.00) plus the amount of your scheduled daily transfer. We also check to make sure the available balance in your savings account is enough to make the monthly debt payment. We will not make the debt payment if there are not sufficient funds. Plus, if EasyUp were to overdraw your account, you would not be charged an overdraft fee.