Cost-sharing reductions themselves were not changed by the American Rescue Plan (ARP) or the Inflation Reduction Act. But the ARP did boost premium subsidies, thus making it easier for people to afford Silver-level plans. And the Inflation Reduction Act has extended those premium subsidy enhancements through 2025, ensuring that more people will continue to be able to afford Silver-level plans.  For 2021 through 2025 (and possibly future years, if Congress extends the ARP's subsidy enhancements again), premium subsidies have been increased to ensure that a household earning up to 150% of the poverty level can enroll in either of the two lowest-cost Silver plans with no premium at all. This ensures that people with the lowest incomes are able to afford Silver plans, rather than having to settle for a Bronze plan (which doesn't have CSR benefits). Also through the end of 2025, households earning up to 200% of the poverty level pay no more than 2% of income for the benchmark plan, and households earning up to 250% of the poverty level pay no more than 4% of income for the benchmark plan. These percentages are lower than they were pre-ARP, making it easier for anyone eligible for CSR to afford a Silver plan.