LTR loans provide financing for a specific investment purpose. They offer low interest rates for property investors looking specifically to purchase or refinance a property that they will rent long term. With financing based on rental cash flow, LTR loans are often more accessible to investors than the standard income requirements needed for traditional loans. LTR loans can be given to an LLC, rather than an individual, which isn’t possible with standard mortgages. They may also serve as a good option to refinance loans with higher interest rates.