You have other options to pay some of your medical bills, though the available options depend on the type of accident you were in. Your health insurance will cover many of your medical expenses until you receive your settlement or a trial award.
If the accident that caused your spinal cord injury was a vehicle accident, your vehicle insurance should cover some. This depends on your insurance company. Contact your representative to ask. When you receive your settlement or a trial award, you might have to reimburse the insurance company.