If you’ve previously owned a property but didn’t withdraw your KiwiSaver at the time, you may still be still be able to use it towards the purchase of your second property.
To find out if you’re eligible, the first thing your KiwiSaver provider will need to see is approval from Kāinga Ora (previously Housing New Zealand).
To get approved by Kāinga Ora, you will need to fill out an application on their website. The application will look at a number of criteria to determine if you are in the same position as a first home buyer. Something to note is that the property you are purchasing must be for you to live in and not to rent out.
Once you have approval, you can then apply to withdraw your KiwiSaver (ask your provider how to do this or have a look on their website) and submit your Kāinga Ora approval as part of the withdrawal application.