The event insurance is different from your team’s limited liability policy required to play in the tournament. For more information on team liability coverage, please visit chappellinsurance.com. The event insurance offered during registration can be used should Athletx Sports Group or the Baseball World Series have to cancel your age group or the tournament for covered reasons. If this is the case, then if event insurance is purchased, you will receive a refund instead of a future credit. If the event insurance is not purchased then teams will receive a credit to future Athletx that is good for 24 months.