Anyone contemplating making a property insurance claim should consider employing a public adjuster, particularly if the claim is large. As a policyholder, you stand to lose very little: Many public adjustment businesses make free visits to a property loss to assist policyholders in determining the extent of damage and whether or not to submit an insurance claim. Even if a policyholder is certain in the cash amount of their property damage, getting a second opinion on an expensive event like a house insurance claim is a smart idea. When adjusters visit a house or company, they often discover that their damage estimate is significantly lower than it should be.  Public adjusters are specialists, so it’s unlikely that they’ll leave out charges that a policyholder would overlook or be unaware of in their calculations. If a section of a roof is destroyed by wind, for example, a homeowner runs the danger of underestimating the cost of a new roof and overlooking the expense of removing the damaged roof entirely. So, policyholders must verify that they are claiming the right amount, which may be done with the assistance of a public adjuster. They also assist customers in negotiating with subcontractors and their insurance companies. Having an adjuster all across the procedure not only shields the insured from dangers caused by inexperience but also saves the adjuster time.