The vast majority of students in Norway have student loans from the Norwegian State Educational Loan Fund – which differs from bank loans, because parts of the loan are converted into grants when you graduate. The loan is interest free while you are studying, and it is the loan with the lowest interest rate even after graduation. In addition, you can get a payment deferral, and have the interest or debt written off in certain situations. This means that you should prioritise paying off other loans before the student loan.