A commercial vehicle is a truck or van specifically sold to a business for the purpose of using it for your business and having a fleet of vehicles. At our dealership they call under a separate banner because there are financing and benefit options for commercial trucks and vans that are different from buying a personal vehicle, which is something you'd buy or lease for your own needs, not related to your business. It's an important distinction because of the options available, plus the different business related expenses and write offs are different between commercial and personal vehicles.