The full impact of SVB’s sudden closing on business lending and banking in general remains unclear. The Fed is doing what it thinks is the best course of action to make SVB deposit customers whole. It is providing bank lending services to prevent more bank runs from exacerbating the situation. Hopefully, the actions being taken will solve the problem with zero or very minimal impact on business lending.nnHowever, the story is still developing, and things may change in the future. For example, the 2008 financial crisis caused many traditional, brick-and-mortar banks to become far more restrictive in lending. As a result, alternative lenders, and lending marketplaces like UCS, became the go-to financing solution for the small business community.