Under normal circumstances, your recertification deadline is 12 months from the date you entered into an Income-Driven Repayment (IDR) Plan. However, the CARES Act forbearance may have altered your recertification date. The current guidance from the Department of Education allows borrowers to postpone the recertification process until the forbearance ends. Once this period concludes, you’ll need to contact your loan servicer to determine your new recertification date.