Embrace does not pay the vet directly. After a vet visit, you'll need to obtain a complete invoice. You can then submit a claim form for reimbursement online through MyEmbrace. Claims are generally processed within 10 to 15 days if you provide all of the necessary information. If approved, Embrace will mail a check to you to reimburse covered vet costs, which usually takes around 10 days. Or you could choose to get reimbursed via direct deposit in about three business days.