If you have been involved in an accident with an Uber or Lyft vehicle, you may have a claim against the driver and his or her insurance company. Many drivers even have personal rideshare insurance policies. Whether or not you have a claim against Uber or Lyft directly, however, depends on the status of the driver at the time of your accident and whether or not the driver is logged in and online. These cases are fact specific and may require an in-depth investigation by an experienced attorney.