Yes, we do require you to carry insurance on your stored items in case the unexpected happens. Although the building is ours, the stuff is yours, and if anything should happen to your stored items, you would file a claim directly with your insurance. You are more than welcome to use your renters or homeowners insurance if you have it, but ours may often have broader coverage and there is no deductible to meet. During your move-in, we’ve made it easy to select a suitable level of coverage that best meets your coverage needs. With plans as low as $11-12 a month, you can’t afford to be without it!