Yes, in almost every case, an injured worker has the right to apply for workers’ compensation insurance coverage. Workers’ compensation, when approved, should provide coverage of medical expenses for treatments directly relating to the on the job injury or illness and if needed, a fraction of lost wages. The insurance is also supposed to be no-fault, meaning that even if the employee’s actions contributed to the accident which caused their injury, they should still be provided coverage. However, insurance companies don’t like to pay out claims because it means less money for the company and so they have devised ways to deny claims.