No, you do not need insurance for Getaround. If you rent a car with Getaround in most states, the company automatically provides at least $50,000 in bodily injury liability coverage per person ($100,000 per accident), $30,000 in property damage liability coverage, and any other coverage required by state laws. The major exception is New York, where Getaround drivers are insured up to the state's minimum insurance requirements by a commercial policy maintained by the host (the car owner).
Getaround also...