This is an interesting question! There is no sales tax on photography services in The State Of NJ. Since our business is registered in the State of NJ and our day-to-day operations are run out of The State of NJ only, you will not be liable for any sales tax on our services. This is also the reason why we do not include any tangible items in our initial service packages. If you buy an album or physical prints from us at a later point, then yes there would be a sales tax attached to that sale as those are tangible items.
While you certainly could pay in cash, there is no discount for paying in cash. Generally, all of our transactions are done via our internal CRM and all payments are made online. This makes the experience far easier for all of us, without the burden of dealing with physical payment methods.