The following items are required to receive a CAP Loan: Eligible military status: Active duty or guard/reserve earning retirement points and able to supply a LES or call to active duty orders.Rank of E5, E6, E7, E8, E9, WO1, CW2, O1, O2 or O3. , AAFMAA membership , Automatic monthly payment:Active Duty and eligible Guard/Reserve - Allotment through the Defense Finance and Accounting Service (DFAS) preferred. Requires deposit of two months insurance premium. Guard/Reserve - Bank account withdrawal (EZ-Pay) if not allotment eligible. Requires deposit of one month insurance premium. Call 1-866-709-1722 for required forms. , Armed Forces Bank (AFB) checking account - where we will deposit your loan. If you do not have an AFB account, we will open one for you at no cost. , Valid email address - all communication regarding the CAP loan will be sent via email. Please ensure AAFMAA has the best email address for you on file and update when necessary.