Newcomers to the U.S. may not qualify for a credit card through the traditional underwriting process. That’s because traditional credit cards tend to require a U.S. credit history and a U.S. Social Security number, neither of which is likely for new immigrants. But newcomers to the U.S. might be eligible for alternative credit cards that evaluate creditworthiness using nontraditional underwriting standard such as income, employment and/or bank account information. The best credit card for immigrants in the U.S. will have a low or no annual fee, no credit history requirement and a grace period for the Social Security number requirement.