Camarda believes portfolios should not only be grown. They must be preserved. If you’re like most of our clients, you believe that returns are important, but that avoiding big losses is even more important. Enjoying a lifetime of accumulations, only to face an extended, value-crushing bear market in or near retirement, can be devastating. Camarda uses active management as both a risk control and return enhancements measure.
We watch the markets closely and are prepared to move quickly should we deem it prudent. This approach is quite different from the buy-and-hold dogma that you’ve likely experienced from a previous advisor. While “don’t worry, it always comes back” beliefs have become entrenched, the reality is that some market upheavals can be life-changing, and many buy-and-hold strategies may never recover from them. Getting out of the way can mean the difference between building serious, long-lasting wealth, and merely scraping by… or not being able to. Our proprietary strategies are designed to participate richly in market returns but get out of the way of market meltdowns. This is one of many key Camarda differences compared to other advisors and could make all the difference to your quality of retirement.