In fintech outsourcing, there are three primary verticals such asITO – IT Outsourcing is outsourcing IT services such as software development and implementation, maintenance and support, database administration, networking, and infrastructure services. BPO – Business process outsourcing (BPOs) is outsourcing business functions such as accounting, human resources, marketing, customer service, data management, designing and ecommerce. OPD – Outsourced product development (OPD) is the outsourcing of product development or services, such as product engineering, product design, research & development, prototype development and testing.