Should you be injured following an accident whilst riding your insured vehicle you may be paid £ 10,000 per claim. Circumstances that are eligible to claim under your policy are: your death, permanent total disablement, or permanent partial disablement (loss of sight and loss of limb), occurring either immediately or within one year from the date of the accident. The most you will be paid in a 12-month period is £ 30,000. An excess of 10% of permanent impairment of the victim’s physical or mental integrity percentage will apply.