If you die or are left unable to work after an accident or an illness, state and occupational retirement provision come into play. Generally however, such pensions are not sufficient to enable you to continue to enjoy your accustomed standard of living. With this in mind, you should insure yourself and your family against these risks:
Disability: In Western Europe, one in every four people is unable to work due to illness or accident – at least temporarily. If you insure yourself against loss of income, you close the benefit provision gap for yourself and your family.
Death: Nobody likes thinking about death. Nevertheless, you should take out term life insurance to provide assistance in the event of death. It means that your family will not need to worry about finances and their future in the midst of their grief.
In our comprehensive investment advice and in our 4-stage model (Stage 1: Securing your livelihood), we set great store by protecting against risks that threaten your livelihood.