It is important to note that Kohl's Credit Card credit score minimum is 640 or greater. This means that those with good credit have an opportunity to be approved for the Kohl's Credit Card. While your credit rating is a crucial aspect, there are a lot of other factors that can influence your odds of being accepted for the Kohl's Credit Card also. Other criteria that are important are your earnings, current amount of debt, amount of accounts open as well as recent credit inquiries. the status of your job and housing.