If we haven’t received a loan payment from you after three months, you’ll receive a reminder in the mail from our staff. After four months with no payment, your item will be pulled from storage and added to the store’s inventory to be sold. We understand that not everyone will be able to repay their loan. Failure to pay off a pawn loan will not negatively impact your credit score or ability to receive another short-term loan from Geauga Pawn and Alliance Loan Company in the future.