You will receive a full refund if you decide to cancel your dive/course up to a maximum of 15 days from your original booking and not less than 15 days from the first arranged diving day.All dives and courses will be refunded due to medical/health reasons if notification is given 48hrs before the dive and a health/sickness certificate is provided from your doctor.All dives and course will be refunded due to flight/ferry cancellation to Kos, (a copy of the cancellation notification is required)Refund for payments made by credit card will be given at a 2% charge, and pay pal at a 3% charge.