Anyone who drives your vehicles regularly, especially if they live in your household, should be listed as drivers on your policy. Typically, your policy protects other licensed drivers not listed on your policy who occasionally drive your car, such as:
Extended family (visiting grandparent(s), parent(s), aunt/uncle(s), niece/nephew(s)).
Friends (sharing shifts on a road trip).
Boyfriend/girlfriend (who doesn’t live with you).
Check with your local independent agent or Travelers representative to learn more about who needs to be included and who is covered on your policy.