Sometimes officers may issue a ticket for VTL 1180(a) instead of a higher-point speeding ticket (e.g. 15 mph over the limit; 4 points) and state that they are cutting the driver a break. This is somewhat true, but imprudent speed is still a speeding ticket and thus it can 1.) impact one’s auto insurance rates and 2.) count toward to total number of speeding tickets needed for a suspended license.