We need to understand that PayPal Personal is an account for individual use, PayPal Business is for business owners, doing business locally or internationally. Creating a PayPal Business account offers the following advantages: Operating under a business name instead of a personal name Accept payment by Credit card, Debit, bank account with low fee and unlimited money received / sent Can receive special offers and products such as masspayment payment method, Payflow Pro integration or reducing transaction fees  from PayPal team when using a Business account. To sum up, PayPal Business Account can bring numerous profits and optimization for all business owners while PayPal Personal Account is entirely unsuitable for business purposes regardless of the size.