Yes, New York’s No-Fault insurance laws are designed to ensure that your policy will pay pedestrians, drivers, cyclists, and passengers for legitimate expenses, regardless of who was to blame. Pedestrians who are hit by a car, taxi, truck, or other motor vehicle are automatically eligible for No-Fault benefits. This means your own insurance policy will provide up to $50,000 in personal injury protection (PIP) for the victim’s medical expenses, as well as a portion of their lost income during their recovery. The pedestrian would be compensated up to 80% of their lost wages, or a maximum of $2,000 per month, even if the accident was entirely their fault.