No matter how big or small your home is, you’re probably looking for advice to help you keep your home insurance premiums as low as they can be.
It can be helpful to compare quotes from insurance providers to find a great-value deal for the insurance cover you need.
If you’re keen to get buildings and contents insurance, it’s worth considering taking both policies out with the same provider. Many home insurance providers offer combined policies at a discounted rate.
Consider opting for a higher excess (the amount you’re required to pay towards the cost of any claim) to help bring down the cost of your premium, but just make sure you can actually afford to pay it.
Pay your premium in one go at the beginning of the year, rather than on a monthly basis as otherwise you’ll probably be charged interest.