Unfortunately, the Chase Sapphire Reserve does not have a cell phone protection plan. However, this card offers a Purchase Protection plan where you can receive repair services or reimbursement for eligible items in the event of theft or damage. Items must be purchased with your Chase Sapphire Reserve credit card to be eligible. You’ll receive up to $500 in coverage per claim and up to $50,000 per account. To receive your coverage benefits, you must successfully file a claim within 90 days of the loss, damage, or theft. While items like your cell phone, jewelry, furniture, and other personal items may be covered, some items that aren’t covered include: Used or pre-owned items Antiques and collectibles Boats, cars, or any other motorized vehicles Computer software Items that suddenly disappear with no evidence of a wrongful act Review your guide to benefits for a full list of limitations and exclusions. Cell phone protection is an added perk that comes with many different credit cards. Accidents and emergencies happen, so it’s nice to know that you will have cell phone protection with one of these best credit cards for paying your cell phone bill.