It depends. Although home insurance may cover repairs in certain cases, a swimming pool collapse will typically only be covered if the collapse is due to a covered peril. For example, if a tree falls on the pool during a covered event, the collapse could be covered. However, if the pool’s collapse is caused by other issues, like a lack of maintenance or neglect, it would not be covered by your homeowners insurance policy. To cover damage to your pool caused by earthquakes or floods, you need to purchase separate coverage.