If you want to receive your payments through paypal then you need to have a paypal account. If you do not already have a paypal account then you need to sign up for a new paypal account. PayPal account is free to open. Once you open your paypal account then all your earnings will be sent to your paypal account and from your paypal account you can transfer the earnings to your any bank account. To transfer the earnings from your paypal account to your bank account you need to enter your Bank Name, Bank Account Number and Bank IFSC Code. It takes 5-7 working days in transfer of earnings from your paypal account to your bank account.