The cost of a beginner horse varies widely depending on breed, age, training, and location. On average, for a first-time horse suitable for a beginner, you might expect to pay anywhere from $3,500 to $10,000. However, prices can be lower for less trained or older horses, and significantly higher for those with specific desirable traits or advanced training. It's important to remember that the purchase price is just the start; ongoing costs for care, feeding, boarding, and veterinary expenses can be substantial.