A reward card is a credit card keeping an incentive or reward for use generally contains three categories such as cash, points, or miles. 1- The first category, cash reward cards assist you to reduce your credit card balance. They are straightforward and very easy to use. Some programs just enable you to redeem your rewards only as a credit into your account while others allow you to redeem your cash rewards check and direct deposit to a bank account. 2- The second category, point reward cards depend upon how much you spent. You can redeem your point rewards for gift cards, cash, or also for travel it all depends on the card issuer. 3- Third and the last category, travel or miles reward cards; from this you can get free trips for you and your family. You can get miles that you can redeem for airline tickets.