3.32.1 If a charity receives a donation drawn on a joint bank account, and it’s not been given a Gift Aid declaration by both account holders, it’ll need to determine whether the donation is from the donor who has given a Gift Aid declaration. The charity may, however, assume that the donation is from the person who has made the Gift Aid declaration, even if it’s authorised by the other account holder, unless it holds evidence to suggest that the donation is from that other account holder. 3.32.2 Similarly, if a credit card donation is received drawn on an account in respect of which there are joint authorised signatories, it can be assumed that the donation is from the authorised signatory who’s made a Gift Aid declaration unless there’s evidence to suggest that the donation’s from the other authorised signatory. 3.32.3 If there’s any doubt whether the donation’s from the person who signs the cheque, or authorises the transaction, the charity should ask them to confirm whether the donation is from them.