There are a few reasons why Mounjaro is not covered by insurance. The first reason is that it is a very dangerous mountain to climb. There have been many deaths and injuries on the mountain, so insurers are reluctant to cover it. The second reason is that it is a remote mountain, which makes it difficult and expensive for insurers to provide cover. Finally, Mounjaro is considered to be a high-risk destination, which means that insurers are less likely to offer cover for it.