Ans: Debt consolidation loans for an individual with a bad credit score may be subject to lender discretion. Many lenders do not specify the exact credit score required to meet the eligibility criteria for a loan. Hence it becomes difficult to know in advance if you should apply for a particular loan for debt consolidation. However, Money View clearly specifies its credit score requirement which makes it possible for the applicants to know in advance if they are eligible for Money View personal loan for debt consolidation. Money View requires its applicants to have a minimum CIBIL score of 600 or Experian score of 650. In addition to the bureau credit score, Money View uses its in-house credit score model to assess the creditworthiness of its applicants.