Yes, Talkspace takes insurance. It also works with some employee assistance plans (EAPs) to offer therapy. Most Talkspace members pay a copay of $30 or less for each therapy session. You can pay with a health savings account (HSA) or flexible spending account (FSA), too. If you don't have health insurance, you can still use Talkspace. You'll just have to pay for the service yourself. Talkspace says the average cost for therapy with insurance is less than $30. If you pay yourself, plans range from $69 to $109 per week, depending on the features you want.