If you have valuable items you’d like to insure, it’s easy to get started:
Read your existing homeowners policy. Find out what coverage your policy currently includes, applicable coverage limits and any other pertinent information.
Make a list of the valuable items you’d like to secure additional coverage for. Some items might include jewelry (including engagement rings), artwork, silver, vintage items and other items with a high value.
Attach a value to each item. You may be required to show a receipt to demonstrate the value of an item or may need to have some items appraised. You will need this to gather an accurate understanding of each item’s value and the total combined value of all the valuable items you’re seeking to insure.
Get a quote on the cost of a PAF insurance policy. Since this type of policy insures a specific set of valuables, the quote should be based on your individual coverage requirements.