To apply for the equity loan, you'll need to meet the essential criteria and must contribute at least 5% cash deposit towards the property.
You can put down up to a 65% deposit if you have the funds available, and take out a Help to Buy loan of at least 10% of the property value - with a smaller 25% mortgage.
When applying for the loan, you'll need to fill in information about the property you wish to buy, how much deposit you have, how much you earn, and the mortgage details.
Help to Buy mortgages are limited to a maximum of 4.5 times your annual income (for the household), and you'll need to demonstrate that, of your net disposable income, your general outgoings are 45% or less.