Because most relocation loans are unsecured, your eligibility and offers depend on your creditworthiness, income, and current debt. A good or excellent credit score, steady income, and a good debt-to-income ratio can improve your chance of securing a loan with a low interest rate and the amount you need. Once you receive and accept your loan offer, you can use your personal loan for moving to hire movers, rent a moving truck, pay a security deposit, furnish your new home, cover other moving and living expenses, and more.