In RI, the minimum amount of coverage a vehicle must have is $25,000/$50,000. As such, a person injured in a motorcycle accident will have at least $25,000 in liability insurance available to them from the negligent driver’s insurance company. Also, your motorcycle may have underinsurance coverage available as well and the minimum amount of coverage is also $25,000/$50,000. Often there is more coverage than the minimum amounts and our lawyers here can easily find out this for you.