It’s difficult to examine the exact APY rate. But let’s try it with the current settings. You wager $5000 on Dice → Paid $100 of house edge (investment) → Get $0.23 daily payout → Need ~434 days to return the investment = 84% APY The numbers will change as Bitcoin and altcoins’ prices fluctuate. Other factors are the increasing number of total staked STAR tokens and the dividend pool value. And these figures are tough to predict.