Fintech applications are increasingly being used across a wide range of industries, including but not limited to: 1. Banking: Fintech solutions are transforming how banks operate and deliver customer services, streamlining processes and offering more convenient and user-friendly options. 2. Payments: Payment service providers like PayPal and Square leverage fintech solutions to enable seamless and secure digital transactions for businesses and consumers. 3. Investing: Robo-advisory services such as Betterment, which use algorithms to provide automated investment advice, are revolutionizing how people invest their money.