Calculating the rebuild cost of your home is a necessary part of getting a home insurance quote. The rebuild cost is the amount of money required to reconstruct your home from the foundations up, including labour and materials, if for example your property was damaged or destroyed in a fire or flood. Typically, the rebuild build cost is lower than the market value or sale price of your home, as it doesn’t include the value of the land your home is built on. A chartered surveyor can help you calculate the cost, or alternatively you could search for a rebuild calculator online.