First State Bank of Louise offers a wide range of personal banking products and services designed to meet the financial needs of our valued customers in Victoria, Texas. Here are some key features and benefits of the various personal banking products and services we offer: 1. Checking Accounts: We offer several checking account options that come with no monthly service fees and provide you with access to online and mobile banking, bill pay, and 24/7 customer support. Our checking accounts also include a debit card, unlimited check writing, and overdraft protection services. 2. Savings Accounts: Our savings accounts are designed to help you save money for the future while earning competitive interest rates. We offer traditional savings accounts with no minimum balance requirement, as well as high-yield savings accounts that provide higher earnings on your deposits. 3. Certificates of Deposit (CDs): Our CDs are a great way to earn a fixed rate of return on your money while keeping it safe and secure. We offer a variety of maturity periods, from short-term options like 3 months or 6 months to longer-term options like 1 year, 2 years, or even 5 years. 4. Personal Loans: Whether you need funds for home improvements, debt consolidation, or other personal expenses, we offer competitive personal loan rates and flexible repayment terms to help you meet your financial goals. 5. Mortgages: We offer a range of mortgage options to help you purchase or refinance your home. Our mortgage products include fixed-rate mortgages, adjustable-rate mortgages, and government-backed loans like FHA, VA, and USDA loans. 6. Credit Cards: We offer Visa credit cards with competitive interest rates, no annual fees, and various reward programs to help you earn cash back, travel rewards, or other perks on your purchases. Our credit cards also come with fraud protection services and the convenience of online account management. 7. Online and Mobile Banking: Our digital banking platforms allow you to manage your accounts, pay bills, transfer funds, and deposit checks from the comfort of your own home or on-the-go using our mobile app. 8. Bill Pay: Our bill payment service allows you to easily pay your bills online through our secure platform, which supports a wide range of payees and payment types. 9. Investment Services: We offer investment services through First State Bank of Louise's Trust Department, which provides comprehensive wealth management solutions for individuals, families, and businesses. Our investment professionals work with you to develop customized investment strategies that align with your financial goals and risk tolerance. 10. Financial Planning: Our experienced financial planners can help you create a personalized financial plan that takes into account your unique financial situation, goals, and objectives. We offer services such as retirement planning, estate planning, tax planning, and more to help you achieve long-term financial success.