While cash-back rewards and points work a little differently, neither is inherently better. Credit card points, typically offered through travel credit cards, may be more restrictive with redemption options than cash-back rewards. But depending on the card, you might be able to get more value out of points than straight cash back.nnAs you compare different credit cards, consider what you want out of your next card and which type of rewards program is the best fit for what you need.