No, invoice financing is not regulated by the Financial Conduct Authority (FCA) in the UK.
Since the invoice finance industry is unregulated, borrowers should ensure all contracts have a clear termination clause and that all fees are clearly stated.
However, the sector has established a clear code of conduct to ensure the best possible service. Not only this but being an unregulated industry removes the costs of regulation that are typically passed on to customers, allowing business owners to receive the maximum amount of cash in the shortest amount of time.