Financing allows you to acquire the equipment and maintain ownership while you are paying for it. This option may be the right choice when purchasing equipment that will retain its value over time. Conversely, when leasing, the Lender technically owns the equipment for the period you are paying for its use. Often the Lender arranges a Lease-To-Own contract for equipment so that you own it after you’ve made the payments for the term. There are advantages to either option; however, an accountant would advise on which option is best.