At FEMA’s Flood Map Service Center, you can enter your address to pull up a local map graphing your city and neighborhood’s flood risk. With all due respect to the good folks at FEMA, this website provides a pretty rough user experience. If you lose hope, visit Risk Factor as an alternative. (This should not be construed as an endorsement of their services – just their maps!) You may find that you live outside of the flood zone, face a 0.2% annual flood risk (aka a 500-year flood plane) or a 1% annual flood risk (aka a 100-year flood plane). Several things should be kept in mind as you take in the data. The first is that virtually no place is completely free of a flood risk, especially in an era of rapid climate change. If the map indicates that your home is not on a flood plane, it means that flooding is improbable – not impossible. If your home is on a 100-year flood plane, your flood risk is high, despite the suggestive improbability of the name.