You can change your creditor due dates by calling your creditors and requesting that they change your monthly due date. Your creditor may advise that it will take 1-3 billing cycles for the update to take effect. This is acceptable and will not hinder your program.
Please see the recommended due dates chart below:
ACH Payment Draft Date:     Ask to Change Creditor Due Date to:
3rd of the month                             The 18th of the same month
8th of the month                             The 23rd of the same month
18th of the month                           The 30th of the same month
23rd of the month                           The 8th of the following month