A credit score is a number that is calculated based on your credit history. It can be used to help predict your likelihood of paying back loans and other types of debt.
The purpose of a credit score is to predict the likelihood that the person will pay back loans and other types of debt. This number is calculated by looking at your credit history and it can be used to help make decisions about whether or not someone should get a loan or what interest rate they should be charged for the loan.