Summary: Easiest Bank Accounts To Open in 2024 AccountApproximate time to complete applicationMinimum opening deposit Chime Checking Account: Best for Bad Credit3 to 4 minutes$0 Current Savings Pod: Best for Debit Card Rewards3 to 4 minutes$0 Capital One 360 Checking Account: Best for ATMs3 to 4 minutes$0 5 more rows Aug 26, 2024