If you use bailees when carrying out operations for your marine business, you may need a specialist insurance policy. Most property insurance policies don’t offer coverage for the benefit of a bailee, requiring a separate policy. A bailee is any person or organization that is entrusted with possession of the property of others. Many marina owners and operators need to use these types of services when carrying out their business. It’s important not to assume that other types of insurance will cover these circumstances, so speak to a marina insurance specialist to find out how to make sure your business is protected.