There are some occasions when you can sue a credit bureau without disputing first; however, you must dispute the information with the credit bureaus before you can sue the company that reported the false information to the credit bureaus. It never hurts to dispute information in any event with the hopes that it will resolve the matter and you won’t end up needing a lawyer. But if they refuse to fix it after you dispute, then we are happy to help out. Unfortunately, for most people, the dispute process is not successful as the credit bureaus and data furnishers generally just rubber stamp the previous reporting. It is very common after you dispute to receive a notice from the credit bureaus claiming to have “verified” the information you disputed.