This is a trap many people who experience fire damage fall into. Never let the insurance company take control of what needs to be restored. You have a right to choose which items you want to restore and replace. Restoration bills can be extremely high, and they may not be covered by insurance. It’s best to get your settlement before you begin the process of replacement or restoration. If you’re not sure whether to start the process, contact your fire damage insurance claims attorney at Disaster Insurance Claims, and let us advise you on the situation.