Offering trade credit to B2B customers has historically created a cash flow mismatch because merchants were not able to collect on an invoice right away. You can minimize cash flow difficulties while allowing customers to pay on credit by:
Evaluating the creditworthiness of clients and offering trade credit only to clients with the capacity to pay
Using a global network of lenders to customize credit terms
Imposing credit limits for each client
Digitizing invoice processing and payment monitoring to accelerate collection
A comprehensive solution is to introduce automation, especially with built-in financing. End-to-end AR platforms like Apruve use intelligent automation to reduce inefficiencies by automating receivables and providing next-day payments on open invoices, which ultimately improves cash flow predictability. Automated trade credit management provides effective financing options for your B2B buyers without merchants risking a cash crunch.