Yes. The government’s Help to Buy Scheme is available to first time buyers who are buying a new build property. If you use the scheme the amount of deposit you need to pay is 5%. Read our guide for more information and to see if you’re eligible.   Shared Ownership is another option. This is where you buy part of the property and rent the rest, with the option to buy a greater share and potentially all of the property when you can afford it. Shared Ownership homes are bought through housing associations and you will need to meet their criteria. They’re available on both new and existing properties.