Most small business loan providers take pride in conducting some of the fastest loan application reviews. And even faster loan approvals. Kabbage, for instance, promises to review your loan application in under three minutes and if approved grant you access to your funds in less than 24 hours. Loans applied through such Peer to peer sites like Funding Circle or loan marketplaces like Lendio may, however, take up to five days as different lenders evaluate the offer and place their bids.