Yes, there are different excesses applied to the policy depending on which section you’re claiming under. We provide a selection of excesses for standard perils and fixed excesses for other sections. Standard Perils any other Claims Excess£100, £250 or £500 Accidental Damage Excess£100, £250 or £500 Personal Possessions£100, £250 or £500 Pedal Cycles£100, £250 or £500 Flood Excess if ceded to Flood Re£250 Escape of Water Excess£450 Subsidence Excess£1,000 Additional Excess for flat roof  0-25%£250 25-50%£500