The market value of the property plays a crucial role in loan repayment. When a buyer secures a business loan against a property, the lender evaluates the property’s market value to determine the loan amount. In case of default, if the buyer must repay the loan, the lender might consider the property’s market value to cover the outstanding balance through asset liquidation or sale. The market value influences the lender’s risk assessment and the buyer’s repayment obligation.