Funds can be sent from your HRCU account to a deposit account you own at another institution. If you have a loan at that other institution the money must go into a deposit account first. You would then have to set-up an internal transfer at the other institution to move the money from your deposit account to your loan. This is because we are doing micro deposits to verify your account before we allow any ACH to occur. All credit card payments need to be done through bill pay or directly at the credit card company site.