Depending on the type of disability insurance policy and the income of the individual, most companies will write 55-65% of annual income up to a certain maximum. This maximum is different with all companies but the cumulative maximum is $15,000 for traditional person disability income insurance. There are policies available above the $15,000 monthly benefit but these are specialty policies not written by traditional insurance providers. If your need for individual disability income insurance exceeds $15,000 a month, please call MEG Financial at (877) 585-3955 and we will prepare you a custom quote.