Pennsylvania uses a modified comparative fault standard when apportioning compensation for a motor vehicle accident. According to the modified comparative fault rules, if you are partially at fault for the cause of the motorcycle crash, your compensation is reduced by the percentage of fault assigned to you for the crash. If you are 51 percent or more at fault for the crash, you receive no compensation for your claim. Therefore, insurance companies often try to blame motorcyclists for the crash to avoid paying the claim or reduce the amount of compensation they must pay for the claim. Some companies may use unfair stereotypes of riders to convince a jury that the motorcyclist was reckless or careless, so the rider must be partially at fault for the crash. An experienced motorcycle accident lawyer is familiar with these insurance tactics and how to develop a defense against these allegations.