If you’re not primarily engaged in the serving or distribution of alcoholic beverages as a business, but you still want to “cover your bases” during an event where alcohol is being served, you should consider getting Host liquor liability coverage.
Host liquor liability coverage is designed to cover your liability for alcohol-related claims that result from the serving of alcoholic beverages at social events such as a wedding or business party.
Host liquor liability insurance does not cover you if you are in the business of serving or distributing alcoholic beverages.