You will have general liability insurance as part of your regular insurance package. This is insurance that protects your business against lawsuits. It covers things like: ● Bodily injury ● Property damage ● Advertising injury Everyone has heard stories about people suing stores for causing them damage because they slipped and fell, burnt themselves on hot coffee, or even damage that happens to your business through no fault of your own. General liability insurance will help cover medical expenses, court and legal costs, damages against your property, and administrative costs. However, there are areas that your general liability insurance won’t cover. If you sell or manufacture alcohol of any kind, you must have liquor liability insurance. That won’t be included in your general liability coverage.