You can cancel your credit card if you don't want to use it anymore. However, cancelling your credit card doesn't erase:
The balance due
Any outstanding payments on an Accord D financing plan
Any payments left on the pay in installments option
Transactions authorized before the cancellation
Pre-authorized payment arrangements (such as memberships or bill payments)
To close your credit card account, call us at 514-397-4415 Phone number of the card services customer service for the Montreal area. This link opens your phone app. or at 1-800-363-3380 Phone number of the card services customer service for Canada and the US. This link opens your phone app.. Keep in mind that you'll have to pay off your balance in full even if you cancel your card.