Insurance may cover your roof if it’s suddenly damaged, but not if needs to be replaced due to age and normal wear and tear.
Your insurance company may have stipulations when it comes to paying for a roof replacement. For example, some policies won’t cover repairs that are deemed purely cosmetic, and insurers may refuse to replace your roof if it wasn’t maintained properly.
It’s a good idea to get your roof regularly inspected by a professional to document its condition. McCann’s is happy to help with this process.