Garage insurance is a specialty commercial insurance plan for businesses involved in the auto/equipment industry. This could be anything from auto dealers, tire distributors, body shops, maintenance and repair shops, parking garages, farm equipment dealers or construction equipment dealers. These plans can be complex. They need to cover the property, the liability, the products, the customer’s vehicles/equipment (commonly known as garage keepers coverage), the inventory, and various employee related coverages. Other Coverages to consider: Employee Theft Third- party injuries Title Errors and Omissions False Pretense Employers Liability Workers Compensation