Consumers have been told time and again that diversification is the key to safety. Although diversification may assist in reducing the risk of total loss, it is not a "foolproof" plan to safety. As Lisa Smith reports for msnbc's TODAY Money, diversification doesn't always work. Consumers are encouraged to appropriate at least a portion of their portfolio to annuities and other products that are not directly linked to the stock market.
Source: Plan carefully to make sure your 401(k) doesn't flounder
By: Lisa Smith
http://today.msnbc.msn.com/id/4309997