Here are a few general tips that every traveller needs to know about: - Keep all your receipts or better yet, scan all of them by taking a photo with your phone and keep it organized. - Keep digital copies of your travel and financial documents (think passports, driver's license, visas, credit cards) in a secure place like 1Password or LastPass. - Keep a paper copy of your insurance card or policy cheatsheet in your wallet. At a minimum it should have your policy number and emergency phone numbers. - If you have a medical emergency, call the 24/7 hotline to find out what to do next and make sure you know what's covered and what isn't (i.e. medical facilities, medication, ambulances, etc.). - Try to file your claim ASAP as the more you delay, the higher chances of you missing the deadline. - For high-priced gear you're traveling with, take photos of them at home before you depart so you can prove that they are yours and that you had them in-hand before theft or damage.