Depending on where and how you come across news of this banking product, you may see Zelle also referred to as Zelle Pay or even Zell. However, these are all the same services. Zelle Pay was an early official name for Zelle, though the company dropped the “Pay” part in its more recent branding efforts. Meanwhile, “Zell” is just a common misspelling of the service. (That said, we recommend staying away from vendors who can’t spell the name of the service correctly for obvious reasons.)