Your realtor can give you a rebate of one percent (1) of his or her real estate commissions after closing escrow on the sale of the real property you are writing about. However, I caution the real estate agent from doing so in that if there is a loan to acquire the real property being purchased and the loan is federally funded, the one percent (1%) rebate to you very well could be a violation of federal law as a hidden and undisclosed charge under RESPA and is not actually earned. Since there is a HUD reference I presume that the loan is federally funded.If you are the seller of the real property, your agent can simply reduce his or her real estate commission in writing and that would not be a RESPA violation. If your agent is representing you as the buyer in the transaction, I sense that the promise to pay you a rebate on commission and if actually done would be a RESPA violation.