There are many aspects that are important when it comes to choosing a suitable financial advisor. First of all, the service should be non-binding and free of charge. It would be good if the financial advisor has already received various (good) reviews. He should be as independent as possible, i.e. not tied to specific insurance companies. There should be no mere "highlight sale" in the consultation, but information should be conveyed on the basis of which one could make an informed decision on one's own. However, all of this also presupposes that the chemistry is right and that you can trust your counterpart - after all, money is at stake.