Protect the buildings and property of your marina business from events such as fire, theft or adverse weather. This type of insurance is one that any business needs, but marina businesses can have special needs If you want to choose an insurance policy designed for your business, working with an insurance expert that understands the marina industry and offers appropriate insurance coverage will help. When you require repairs or replacements for buildings and property, your insurance will help to cover the expense. This includes direct physical damage to listed building structures and attached equipment. For your buildings, It’s important to check for reconstruction value, to include coverage for any required ordinances requiring you to bring structure up to current code, and watch for wind and hurricane deductibles. Regarding property, covered is anything on on or within 100ft of your premises such as desks, tools, equipment, supplies, computers and phones. Keep property values up to date to avoid penalty's for not maintaining adequate limits and sub limits on employees and property of others.