A new system or appliance will typically come with a warranty that the manufacturer issues. This warranty will typically last between one and two years. An older computer or gadget will not have a manufacturer's warranty. Although most policies cover repairing damaged or defective parts, some policies exclude the cost of labor, even though this expense can quickly add up. In contrast, a house warranty is a type of service contract that provides the homeowner with various benefits. You may buy a home warranty at any point during the lifetime of a system or appliance, and for the price of one plan, you can get protection for several things, ranging from a built-in microwave to a clothes dryer. If you choose the appropriate home warranty provider, you will also have access to a network of knowledgeable professionals who are always willing to help you with your claim.