If you use your own car for business or work, you may be able to claim your car insurance premiums as a tax deduction.
For example, if you use your car to earn an income (e.g. operating a ride-hailing service) or as an employee in the course of your work (e.g. travelling between work sites).
Generally, you can't claim the cost of commuting to and from home and work as this travel is considered to be private.
Assuming your car is used for business and personal reasons, you’ll need to separate the expenses as only business use can be claimed as a deduction.
This information was correct as of 1 November 2019. For more, visit the Australian Taxation Office’s ‘Car expenses’ web page.