Your payment is due 10 days after the order is placed or shipped. Klarna will alert you before payment is due to help remind you to pay on time. Pay in 10 days is a credit product and you are required to make your payment to Klarna. Klarna may share information about missed payments with credit reference agencies. This means you may find it difficult or more expensive to use Klarna or other lenders' credit products in the future. If you do not pay for your purchase, Klarna may engage with an external debt collection agency to collect on their behalf. Full details can be found in the Klarna terms and conditions here. Late fees may apply