The Mixed-Rate Mortgage is used to purchase a home and is only available to natural persons who reside in Spain and have income and equity in euros. It is also necessary to open a current account at Unicaja Banco and subscribe an indemnity insurance policy that covers any possible contingencies that may take place in the property. The mortgage's approval is subject to the institution's discretion and will be granted after a prior analysis of the risk's viability has been conducted.