Being employed or self employed and earning minimum income is not a prerequisite anymore to apply for a credit card. Housewife is the best example. Although women is not working, she can still get credit card.u003cbr/u003eu003cbr/u003eFollowing are the two ways for homemaker to get credit card:u003cbr/u003eu003cbr/u003e(1) u003cstrongu003eSecured credit cardu003c/strongu003e: If your wife was salaried or self employed and has bank account but is not working now, then she can keep the part of the money currently in the savings account into a fixed deposit account and then apply for a card against this FD account. This is one of the easiest way to get credit card and fastest too, since the bank already has most of the details of the FD account holder and documentation required are less. The card limit depends on the amount kept in the FD account and is 80% of the FD amount.u003cbr/u003eu003cbr/u003e(2) u003cstrongu003eAdd-on credit cardu003c/strongu003e: If husband wants credit card for wife with no income, then he can can apply for supplementary card in the name of his wife. However not everyone is eligible to get a card. Condition is that the primary card owner should have a good credit history and track record with the card he is currently using. Meaning, he should have not made default in the past, made full payment before the due date always, not exceeded the card limit, not used card at ATM for cash withdrawal.