Yes, it's definitely possible to get a mortgage even if you have a low income. It's harder, but not impossible.
Different lenders have their own criteria. The type of mortgage you're getting and how much you want to borrow will also determine whether you get accepted.
Mortgage companies will carry out an affordability check to see if you can manage the repayments without getting into financial difficulty. They won't want to risk missed payments - or worse, repossession.
As part of your mortgage application, they’ll examine your total budget and the size of the mortgage you want. They’ll also factor in how you'd manage if your circumstances changed or if interest rates were to rise.
You may be worried about passing a mortgage lender's affordability checks. Some big banks and high street lenders might turn you down if you have a low or complex income. In this case, you'll need a specialist mortgage broker who knows the market and which lenders will be most likely to accept you. A broker will make your application look as good as possible to potential mortgage companies. If you need a mortgage but are worried about getting accepted with a low income, make an enquiry here.