Coverage at any particular moment will depend on a rideshare vehicle’s status, and rideshare vehicles have four statuses:
1. off-duty
2. on duty and waiting for a ride order
3. on duty and en route to pick up a passenger or passengers
4. on duty and occupied with a passenger or passengers
Whether the rideshare company’s insurance or the driver’s personal auto insurance covers a rideshare vehicle depends on the vehicle’s status. Each accident is unique, so anyone who is injured in Massachusetts traffic by an Uber or Lyft driver will need the insights and sound legal advice that an experienced rideshare accident attorney can provide.