Weather damage is classified as “An Act of God” and not the result of homeowner negligence, so thoughtfully most insurance companies will not raise premiums if this is your first claim. If there was another claim made in the last three years, then there is the potential of a premium increase. Of course every person’s policy is different and there are many factors that go into answering this question, including your policy coverage, prior claim history, your loss type and how long you have been with your insurance. However in general when a storm hits an area insurance premiums for that zip code will most likely increase as a whole if everyone is filing a storm damage claim. The best source for the answer is your local insurance agent, who would be happy to discuss your individual circumstances.