If your roof has suffered damage and needs to be replaced, you may be wondering how to get your insurance company to cover the cost. The first step is to review your insurance policy and make sure that your roof is covered under your policy. If it is, you will need to file a claim with your insurance company and provide them with documentation of the damage, such as photographs and a written estimate from a licensed roofing contractor. Your insurance company will then send out an adjuster to assess the damage and determine the amount of coverage you are eligible for. It is important to keep in mind that there may be a deductible that you will need to pay before your insurance kicks in. Additionally, if the cost of the replacement exceeds your coverage limit, you may need to pay the difference.