The "shopping cart trick" is a method of qualifying for a credit card without a hard pull on your credit. Many merchants who offer credit cards through Comenity will offer you the opportunity to qualify for a credit card when you’re viewing your shopping cart and planning to check out. This is a way for you to apply for a credit card without dinging your credit. Some MyPoints users wonder if this trick will work when applying for credit cards offered via the MyPoints offers page, and the general answer is “no.” More pointedly, we never recommend doing anything that could be seen as a violation of either MyPoints’ or a credit card issuer’s terms of service.