From Deposits: While you will generally be able to make an investment the day after a deposit is processed, you will generally not be able to withdraw the new deposit money from your account for five business days. From Securities Sales: When you sell securities that settle 2 days after trading (T+2) such as exchange listed equities, the sell amount cannot be withdrawn until the second trading day after the sell date. When you sell securities that settle 1 day after trading (T+1) such as most mutual funds, the sell amount cannot be withdrawn until the trading day after the sell date.