A victim could receive up to $1 million if the Uber driver was picking up or transporting a rider. This may cover all expenses and losses. However, that amount may not cover everything. A severe car accident could easily exceed the $1 million policy limit. If an acute injury becomes long-term or lasts for the rest of a person's life, the costs can compound. Examples of long-term injuries include traumatic brain injuries and spinal cord injuries. You may need ongoing treatment, prescription medication, medical devices, or modifications to your home. The expenses may exceed $1 million, but the company will likely not provide more compensation. A lawyer can determine what other options you have to get additional financial support once you meet the policy limit.