Each bus accident is different, which means insurers will value each bus accident claim differently. With three decades of experience representing accident victims, Mickey Fine can provide a fair estimate to our clients of how much compensation they could claim. We base this estimate on: Your injury’s severity Your injury’s impact on your employment, family, and quality of life The egregiousness of the at-fault party’s actions The strength of the evidence of negligence We also consider the minimum levels of insurance coverage that the FMCSA requires for passenger carriers: Vehicles with seating capacity for 16 or more passengers - $5 million minimum liability insurance Vehicles with seating capacity for 15 or fewer passengers - $1.5 million minimum liability insurance