Before you apply to borrow money online with us, you can use our eligibility checker, which will have no impact on your credit score. It will tell you if you’re likely to be approved as well as the credit limit we can offer.
And if you're accepted, you can improve your score by making your repayments in full and on time. This shows lenders that you can borrow responsibly, while it’s important to remember that missed or delayed payments could have the opposite effect.
As with all lenders, borrowing money will impact your credit score, how you manage your credit will also have an influence on your credit profile going forward.