Medicare supplement plans G and F offer a high deductible option, which means that you will have to spend a larger amount of money out-of-pocket for your hospital bills before the plan actually starts returning any benefits. While this may seem like a bad deal at first, it can sometimes be more beneficial to opt for a high-deductible plan, as their deductible is also your maximum annual out-of-pocket risk. u003cbr/u003eAs with most things Medicare-related, whether or not you should opt for a high deductible insurance plan is dependent on your financial situation and the state you live in. Reach out to an independent agent and figure out whether or not such a plan is actually something that you should be considering.