The closure of factories, hotels, restaurants, and retail stores to stop spreading COVID-19 has resulted in unprecedented losses for many businesses. COVID-19 claims are relatively new, and insurance coverage is not always clear for companies affected by past (or potential future) shutdowns due to the disease. Without assessing your specific business interruption policy, it is impossible to say whether you may qualify for any payment for losses suffered during the COVID-19 pandemic.
Generally, insurers require claimants to show physical damage to business premises to qualify for coverage. However, unless your policy expressly excludes virus-related losses, you may be able to recover some of your damages, depending on the terms and conditions of your policy. The best way to determine what you are entitled to is by speaking to an attorney specializing in business interruption insurance claims.