In the UK, it isn’t a legal requirement to own a home insurance policy, although it is highly recommended. A home insurance policy can protect your personal belongings and your building from damage that you can’t afford.It can also ensure that you don’t get surprised by a sudden high cost that you simply can’t afford. Home insurance is easily one of the best ways you can feel safer in your own home, something that we all deserve.There is a range of other insurance types such as car insurance and mobile phones insurance that can add even more protection. However, if we had to choose just one we would advise you to invest in a trusted buildings and contents insurance plan.