Our conservative portfolios (for short-term goals like a dream vacation) have an expected return of 2-3% per year over a 3 year period*. Our more aggressive portfolios (for longer-term goals like a college fund or a retirement account) have an expected return of 6-8% per year over a 6 year or more period*.It's important to understand that there are variables that we cannot control. For example, the time frame of your goal and market performance.Ultimately, what you need to know is that no investing service can guarantee a rate of return (and if someone promises you that, run away!). The key is to make investing a habit. Adding money regularly to your account, even if it's a small amount, will help you reduce risk, and get a better deal in the market.*Image for illustrative purposes only. The expected returns shown above are calculated using a 6% annual gain compounded weekly inclusive of the Finhabits advisory fee of $3 a month per $7,500 of account balance. The final amount illustrates the result of three different weekly recurring contributions after 30 years. The performance is hypothetical and does not represent actual performance. Actual performance may vary. All securities involve risk and may result in loss.