If you do not make up your payments or file for Chapter 13 bankruptcy, the lender will proceed with the Trustee’s Sale as scheduled. You may still have some options after the house is sold. Recognize that the new owner has the right to refuse your cooperation.
Make Arrangements to Move The home belongs to the lender (if the lender “bought it back”) or the individual or company who purchased it at the Trustee’s Sale after the sale. The new owner has the right to have you vacate the property so that they can use it.