Recurring bill payments are unlike other purchases. To get the bonus rate, they have to be set up as an automatic charge to your credit card, with a pre-authorization on file with the biller.nnIf you make a manual payment every time you receive your monthly utility bill, you likely won’t receive the recurring bonus rate, even if it’s the same amount every time.nnSome banks, like Scotiabank, also have partnerships with specific merchants. If you have any questions about what qualifies as a recurring payment, it’s best to contact the credit card issuer for clarification.