Vision insurance may help cover certain medical expenses related to eye care. This optional coverage may be available through an employer’s group health plan, along with health insurance, dental coverage and life insurance. Employees who opt into vision insurance may pay part or all of the monthly premiums.
Vision insurance is much like health insurance. The insurer agrees to cover specific costs related to the covered person’s eye health. The plan may pay the provider directly, or the policyholder may need to submit claims for reimbursement.