The short answer is no, Hopkin said. You can only borrow up to 100 percent of the value of the home you purchase, which is based on the VA loan limit amount for the county in which the property is located. So, if you're looking at a property that needs significant remodeling and you're hoping to roll the cost of that work into your VA loan, it's not an option even though you may know people who have done just that with a conventional loan. In some cases, you may be able to fund some energy-efficient improvements, like thermal windows or solar panels that cost no more than $6,000, with your VA loan amount and potentially some closing costs and fees associated with the transaction.