A waxing accident can be covered by the public and product liability cover in your mobile beauty insurance policy, from burns and other injuries to property damage resulting from a spillage. Claims can run into thousands of pounds for an injury or serious property damage – for example, if you dropped hot wax onto an expensive rug or handbag – so check the level of cover you need. A Simply Business policy provides between £1 million and £10 million in product and public liability cover.