No. The Truth in Lending Act (and Regulation Z) explains which transactions are exempt from the disclosure requirements, including:
loans primarily for business, commercial, agricultural, or organizational purposes.
federal student loans.
consumer loans over $58,300, adjusted annually for inflation, that are: (1) not secured by real property; (2) not secured by personal property used or expected to be used as the consumer's principal dwelling; or (3) private education loans as defined in the regulation.
public utility services loans.
securities and commodities loans.