Bad Credit credit cards normally have higher rates and fees than typical cards that are designed for those with good or excellent scores. However, the rates and fees shouldn't be extremely high, and if you encounter a card for bad or limited credit that has an interest rate higher than 30%, for example, you should avoid applying for this card. Some of the common fees that you can encounter with such cards include annual fees, cash advance fees, up to 30% interest rates, and more. However, even though these cards have an abundance of fees, you should avoid those cards that charge processing fees to open the card and those with monthly or sliding annual fees.