A credit score or a CIBIL score is an important tool that defines the creditworthiness of a person applying for a loan or a credit card. There is no set of data that can determine what is the average credit score in India. The score changes as per a person’s credit behavior. However, there is a set pattern that classifies a credit score as good or bad. Generally a CIBIL score ranges from 300-900, with 300 being the lowest on the scale and 900, the highest. The higher the score the greater are the chances of getting a good credit card or a favorable loan. Therefore, it is advisable to maintain a CIBIL score of 750, as it is considered the minimum ideal.