In New Jersey, your ability to sustain a legal action for bodily injury suffered in a motor vehicle accident depends on many factors. In this regard, a key question is whether the limited right to sue applies to your claim. Where the limited right to sue, or verbal threshold, applies to your claim, you must prove that you sustained one of these permanent injuries: Death Dismemberment Significant disfigurement or scarring Displaced fracture Loss of a fetus Other forms of permanent injury Thus, in addition to proving the other driver's negligence, you may have to meet the above damages requirement. A car accident lawyer can determine if your case meets these conditions.