To calculate the tax on an SWP, you need to keep the following points in mind:
Debt funds: If the holding period is longer than 3 years, the capital gains are taxed at 20% after adjusting for inflation. For a shorter holding period, the capitals gains are taxed according to your income tax slab rate.
Equity funds: For holding periods less than 1 year, the capital gains are taxed at 15%. For a holding period longer than 1 year, the capital gains are taxed at 10%.
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