Your earning disability pension supplements the disability benefits paid under the first pillar (OASI/IV) and those paid by your pension fund. That is why you take out earning disability insurance on the basis of these benefits. Your advisor can help you find the optimum pension amount.
If your earning disability is 70% or higher, you are entitled to receive the full earning disability pension.
If your earning disability is 25–69%, you will receive a reduced pension – depending on your actual degree of incapacity.