In case of having contracted the insurance with an intermediary, you will have to give a deposit at the time of delivery of the vehicle. In the event of an accident, the deposit will be initially executed in full and in the event that the damage caused exceeds this amount, you will have to take charge of it. In this case, the client will have to claim the amount of the damages from the intermediary.
For this reason, we always recommend our clients to take out insurance with us.