PCP, or personal contract purchase, offers the benefit of lower monthly payments compared to hire purchase. It guarantees the car’s future value, making it an attractive finance option. PCP finance provides flexibility at the end of the agreement, empowering customers with an informed choice. At the end of the contract, customers can opt for a new finance agreement, making it a compelling choice. The duration of the contract and annual mileage restrictions are pivotal aspects of PCP finance, making it the best choice for many.