Step 6 of the Financial Aid Process.  Students will not apply for direct loans until
AFTER  they have accepted their award package online.  You will need to include the
amount you accepted online on your direct loan MPN.  The Grad Plus MPN expires 30
days after submission. This why it is important to wait until you have accepted your
award package.  Step 6 has multiple requirements.  It is easier to wait and complete
them all at once.