Insurance companies offer different plans and features. So, it is important to check with your insurer. Health insurance comes with either a deductible or copay. Deductible refers to the amount you will pay out-of-pocket. It is usually a certain percentage of your costs. Meanwhile, a copay plan means you pay a set amount for each appointment. The insurance policy covers the remaining expenses.
You should also verify with the therapist if they accept insurance. Some do not.