There are numerous ways to reduce your auto insurance costs.
The simplest way to achieve this might be to simply drive safely. To reward safe driving practices, the majority of auto insurance companies offer incentives like no-claims bonus discounts.
You might also try reducing the number of miles you drive your car. A lower risk factor on the road is correlated with lower mileage, which can directly affect your auto insurance rates.
Increase your excess amount, pay monthly interest instead of annually, or choose a less comprehensive coverage option as an additional way to reduce the cost of your car insurance.