Buildings Insurance ensures you’re covered in the event that the physical foundations of your property are damaged and need rebuilding or repairing. As a general rule, your Buildings Insurance policy will protect elements of your home that you can’t pick up and take with you.
Contents Insurance, on the other hand, covers the cost of replacing your belongings in your home in the event that they are damaged or stolen. As opposed to Buildings Insurance, Contents Insurance typically applies to items that you would take with you if you moved home, including jewelry, electronics and furniture.