No, it doesn't. While it's true that driving at night or in busy rush hour conditions can increase the likelihood of a vehicular accident, the time of day that you choose to drive during your six-month assessment period does not impact the results of your Ontario telematics insurance evaluation. That being said, the frequency of driving—at any time of the day—can make a difference because if you don't drive very often, you have a reduced risk of being involved in a car accident than someone who is constantly on the road. Therefore, if you are a less frequent driver, you stand to benefit from telematics insurance but keep in mind that you must drive a minimum of 50 kilometres during the six-month assessment period in order for the app to gather a sufficient amount of information for evaluation.