The amount of insurance for two-wheeled vehicles depends on three factors: the type of insurance, the price of the motorcycle, the area of ​​residence, and the kind of extension desired. First, determine you need TLO or comprehensive insurance for your motorcycle. Then, find out the terms of motorcycle insurance premiums, for example, the TLO product from Adira or comprehensive from Sinarmas, whose amount may be very different. Second, find out where you live in the region category 1, 2, or 3 to determine the percentage of the premium you have to pay. Finally, decide what type of expansion you want. To determine the percentage of premiums from the area where you live, you can refer to the policy set by the Financial Services Authority (OJK) No 6 / SEOJK.05 / 2017 concerning 'Determination of Premiums or Contributions in Property and Motor Vehicle Insurance Business Lines.' In summary: For TLO insurance , the range of percentage of premiums for region 1 is 1.76% - 2.11%, region 2 is 1.80% - 2.16%, and region 3 is 0.67% - 0.80%. As for comprehensive, for region 1 3.18% - 3.50%, region 2 3.18% - 3.50%, and region 3 3.18% - 3.50%.