Some homeowner’s insurance policies cover roof replacement only as the result of an act of nature. Even in circumstances when a storm causes damage, roofs that have exceeded their intended lifespan may not be eligible because they are considered to be a general maintenance responsibility. However, your insurance provider may reimburse you for a portion or all of your roof replacement in San Jose, CA under some conditions. You should review your policy and then schedule a visit from your insurance company to inspect your roof. When an inspector arrives, you should be able to readily produce all relevant documents – including a copy of your policy, home inspection reports, receipts for any work you have performed, and estimates from a roofing contractor such as Westshore Roofing – as well as before and after photos of the damage. The adjuster will use all of this information in his or her assessment to determine whether you are covered.