There are many common signs you could be heading towards debt problems. You should be on the lookout for:
Problems ordering stock (this may be due to overdue debt)
Letters of notice for legal action against your company
Creditors contacting you regularly (daily, weekly, or monthly with increasing frequency)
Creditors refusing to extend your terms of payment
The above are clear signs you may be heading for financial difficulties. However, other signs may include a poor financial quarter. In the long-term this can lead to increasing pressures on your overhead.