If you have Med-Pay coverage through your insurance policy, this will provide you with a limited amount of money that can be used for initial emergency medical expenses.Unfortunately, if you get into a car accident and are waiting for the at-fault driver’s insurance carrier to settle your case, you are responsible for payment of your medical bills as they occur. This can put victims into a difficult financial situation. If you have no health insurance, you should check with your state’s Medicaid system. If you lose your health insurance and/or your job with the result of the accident, you could qualify for Medicaid, the health insurance system that the government designed for low-income individuals.Another option could be to work with physicians or chiropractors who specialize in treating accident victims. They know that many of their patients will not have health insurance and may be willing to work out a payment system. Some providers could agree to treat a car accident victim in return for a promise to pay the bills from the proceeds of a settlement or verdict in the case. Our office can help facilitate any such arrangements like this.