The previous comment is not accurate. I have a capital one secured Card (which was my very first Card with them) and after 6 months they increased my limit so I decided to try for more cards. I got Kohl's, Justice, & Maurices at the same time. Now I also have the Capital One Journey (regular MasterCard). So I know you can have more than they mentioned. I really don't know if there truly is a cap. I know I've been told there was a cap of 2 regular credit cards and I believe that to be true because now that I have my secured MasterCard and my regular MasterCard, it's saying I can't have another capital one card.