Avoiding the Medicare donut hole might not be possible in all cases. However, there are ways to reduce the likelihood of entering this phase.Comparing plans yearly during the Annual Enrollment Period will ensure your policy is still the most beneficial plan is the most important thing you can do for yourself.Next, consider using generic medications. It’s understandable this isn’t an option in all cases and it’s best to consult a physician before making the switch, but talking to your doctor can save you money.Compare the cost of your prescriptions at different pharmacies or consider checking the cost of your drugs online. Many Part D plans have a mail-order pharmacy option that can save you quite a bit of money.Other ways to avoid the donut hole include asking drug manufacturers about coupons, considering applying for Extra Help, or Pharmaceutical Assistance Programs.