There are many ways to save on your home insurance premiums without sacrificing coverage. This can include:
Comparing quotes: With Tanner Insurance, you can compare various coverage options to help you determine which one is worth it. If you go straight to a lender, you won’t have this same opportunity to scope out savings and deals.
Increase your deductible: Raising the amount you pay out of pocket can lower your premiums. Just ensure you choose an amount you can comfortably afford to pay if you need to file a claim.
Bundle your policies: Discounts are available for bundling your home and auto policies.
Install safety features: Smoke detectors, fire alarms, security systems, and other security features can lower your premiums by reducing the risk of damage or theft.
Review your coverage regularly: It’s essential to review your policy every year to ensure you’re not paying for more coverage than needed. For example, you may no longer need as much coverage if you've paid off your mortgage.