Your policy is a contract of insurance between you and your insurers and you have a duty to make a fair presentation of the risk to them in accordance with the law. This applies prior to the start of your policy if any variation is required during the period of insurance and prior to each renewal.Your statement of fact is the document setting out the information provided by you and general assumptions made by your insurers relevant to the cover applied for. If the information documented within your statement of fact is incorrect you must inform us without undue delay.