If you filed a property damage claim, the insurance company will send someone to inspect your property. This is the insurance adjuster, and you need to remember that he or she works for the insurance company. They may seem friendly enough, but they do not work for you. They are there to see what the insurance company will need to pay for your claim, and part of their job is to limit their employer’s expenses. This means a lower payout for you–if you’re not careful.
The insurance adjuster will inspect your property to see what was damaged. He or she will also ask you questions about the damage and what condition your property was in before the damage occurred. Having an attorney at this stage of your claim can be very helpful. You need to be prepared for the adjuster and should have the right documentation so you get the fair value of your claim. A skilled attorney can protect your interests during every part of your property damage claim.