Yes, our injury lawyers handle these cases on a regular basis. With so many drivers without insurance on the road, this is no surprise.
The idea of bringing a claim against one’s own insurance company makes some accident victims hesitant. However, the majority of Illinois drivers carry this type of insurance.
This coverage is specifically there to protect them in a collision with an uninsured, underinsured, or hit-and-run driver. In fact, this type of a case can be less difficult to resolve when compared to third party claims.
In UM and UIM claims, the insurance company often does not have to address who was at fault for the collision. Most of the time it eliminates the liability issue that can slow a case down.
Additionally, the financial recovery obtained UM and UIM claims are often higher than in a case against another driver. This is in part because if a case does not settle, it goes to arbitration, not court.  This saves both sides time and the cost of litigation.