Our homeowners policies offer coverage on short term rental properties (like AirBNB) as long as individuals are the deed owners and their primary business is not renting homes. If a Mexican business entity is the deed owner, coverage isn't available as business entities may require commercial coverage not offered under our policies. Long term rental properties (a year or longer) aren't covered under our policies.
Our short term rental property coverage includes:
Damages to your home's structure and belongings if the renters are at fault.
Landlord Civil Liability for accidents suffered by the renters in the home if you are found to be at fault. View the quote page for coverage limit and deductible information.
Theft of your personal belongings by renters up to a limit. View the quote page for coverage limit and deductible information.
Limited coverage for your guests' belongings.
At this time our coverage for short term rental properties does not include Loss of Rents coverage in case the home isn't able to be rented due to a loss.