If you plan to change ownership of your Help to Buy home or make significant alterations, you'll need permission first. Transferring equity or adding someone to your mortgage means complying with eligibility rules and securing approval from the scheme administrators.
This step is crucial for keeping your benefits under the help to buy scheme operational.
Making structural changes also requires a green light unless they're necessary for medical reasons. For any modifications that do affect the structure, direct permission from the government agency overseeing the Help to Buy scheme is non-negotiable.
Moreover, ensuring your home remains insured and in good repair falls squarely on your shoulders as part of maintaining program compliance.