If you have old debts that are dragging down your credit score, there are a few things you can do to get them removed from your report. You can dispute the debt with the credit bureau, try to negotiate with the lender, or file for bankruptcy. If you're not sure whether you should try to dispute the debt or negotiate with the lender, you can always consult with a credit counseling or credit repair service. They will be able to help you figure out the best course of action for your situation.