Pets are considered your property and are sometimes protected under the liability portion of your tenant insurance policy. So, if your dog bites someone and the person sues you for damages, for example, your liability insurance can protect you. Pets are only covered under the liability component of a renter's insurance policy. Some insurance providers do not offer this type of protection. Also, some provinces and/or cities have banned specific dog breeds. Do your research and find out which breeds are allowed in the area you reside in, as that could potentially impact your level of coverage for dog-related incidents. We recommend double checking with your insurer to ensure you're protected.