There are several reasons your minimum amount due may change:  A change to your policy like adding a driver or vehicle, moving, or adjusting your coverage may cause a change in your premium Some states require state-imposed fees, taxes, or surcharges that are collected upfront You may have recently started a new policy that didn't require a down payment You made a change after the last installment of an expiring policy Your due date changed midterm, and the number of installments were reduced into a shortened billing cycle to prevent overlapping payments One of the policies on your multi-policy billing account is about to renew Your account is past due