An ‘orthopaedic condition’ is any condition of the bones, muscles, cartilage, tendons, ligaments and joints.
Common orthopaedic illnesses in dogs and/or cats include:
Hip dysplasia
Intervertebral disc disease
Patella luxation
Elbow dysplasia
Claims for orthopaedic conditions are subject to a waiting period of two days (accidental injury) and 30 days (illness) and an annual benefit sub-limit of $4,000, $8,000 or $25,000 depending on your level of cover.
The exception is cruciate ligament conditions, which have a waiting period of six months and an annual sub-limit of $2,600 or $3,500 depending on your level of cover.