Some policies include cancellation coverage for government-issued travel warnings at the destination. Depending on the policy, specific requirements must be met in order for the insured to qualify for cancellation benefits. For some policies, the requirement is any travel warning issued by the Department of State, while other policies require it to be at least a Level 3 or 4. In any case, you would need to purchase the policy before the travel warning is issued.
Travel warnings typically need to be issued at least 30 days before your departure depending on the policy.
Many travel insurance policies do not include coverage for travel warnings, so it’s important to read the policy language to confirm it provides coverage for your concerns.
This information is time sensitive and may vary by policy. If you have questions about a specific policy, please contact us directly at 800-240-0369. Our customer service representatives are available from 8am to 10pm ET, seven days a week and are delighted to help.