Disputing doesn’t hurt your credit. A dispute doesn't change your credit by itself, but the removal of inaccurate information resulting from the dispute could have an impact. If a dispute results in inaccurate information being removed that was having a positive impact, it could potentially hurt your score. For example, if a credit account belonging to someone else with a long positive payment history was erroneously included on your record but was removed, the loss of this account could damage your score. Getting negative information removed, such as an inaccurate collections account, could increase your score.