Navi provides loans through its lending partner Navi Finserv Private Limited. Navi Finserv Private Limited is a Non-Deposit taking Systemically Important NBFC (Non-banking Financial Company) registered and regulated by the RBI (Reserve Bank of India) within the Navi Group of Companies carrying the Navi Brand. The Navi instant loan app is a platform that facilitates the loan transactions between the borrowers and the Navi Finserv Private Limited, which is Navi loan partner and an NBFC registered with the RBI.