Generally, when you request an electronic transfer or make a check deposit, your funds will be available for withdrawal on the 5th business day after you initiate your transaction at PenFed. If you internally transfer funds from another PenFed account, your funds will be available for withdrawal on the 5th business day after you initiate your transaction at PenFed.
You will start to earn dividends on the business day you initiate your deposit or transfer at PenFed.