Hospital cash plan (HCP) insurance is a derivative of health insurance. The main benefit of HCP insurance is that customers who hold this policy are entitled to cash compensation according to the number of days they are hospitalized. This insurance is often referred to as income loss protection. HCP is generally one of the benefits of regular health insurance. In some products, the hospital cash plan is included as a health insurance rider. But now insurance companies are starting to issue separate cash compensation insurance products that can be obtained without having to pay health insurance premiums in full. This product is suitable to have as a complement to health insurance that does not yet have cash compensation benefits.