You would think removing hard inquiries from your credit report would be positive for your credit score. But keep a few facts in mind: The negative impact of too many hard inquiries is minor, so removing them will have only a minor positive impact. The effect will only be seen once a year. That’s how often the number of hard pulls updates your score. The negative impact of hard pulls fades quickly and disappears after one year. If you dispute inquiries on good accounts, credit bureaus may remove the account from your report. Requesting multiple hard pulls could put your account on fraud alert. The theory is that someone may have stolen your account information and is using it to fraudulently request new credit. You may find it harder to acquire new credit if your account is on fraud alert. The upshot is that you should not dispute hard inquiries that you know to be correct. The cost of disputing hard inquiries, in terms of fraud alerts and dropped account reporting, may well outweigh the small benefit of having the occasional hard pull removed.