No, it’s not difficult to open a business bank account online. In fact, it’s often easier to open an online business bank account compared to visiting a branch. You can fill out an application from the comfort of your home or office at any time. This is much easier than driving to a branch, scheduling an appointment during business hours, and having a banker ask you questions that you could otherwise answer yourself on an online application.  Opening a business bank account online is so easy that the process typically takes no more than five or ten minutes.