Many builders offer home warranties, or provide warranties purchased from an independent company that assumes responsibility for certain claims. Most warranties on new construction cover siding and stucco, doors and trim, and drywall and paint during the first year, while coverage for HVAC, plumbing and electrical systems is generally two years. Some builders will provide additional coverage for up to ten years for “major structural defects,” such as a roof collapse. Other coverage will vary depending on your builder.