Either all risk or TLO, both have the benefit of protecting your motorcycle from damage or loss. However, when choosing which type of motorcycle protection insurance is best for you, of course, you need to adjust it according to your needs. Comprehensive insurance is highly recommended for luxury motorcycle owners or those who want their motorcycles to be always in prime condition and don't mind paying high premium prices. TLO insurance is recommended for motorcycle owners whose work, or living areas are prone to theft or theft. This insurance is also recommended for those who still have a motorcycle loan for an extended period and need protection at a more affordable price.