Yes, you can absolutely remortgage with credit card debt. Life is unpredictable, and sometimes you need to use your credit card to pay for certain things.
Having loans or credit cards won’t stop your remortgage application in its tracks. However, the size of your outstanding balances could affect how much you can borrow.
Mortgage lenders look at a number of different factors when assessing your remortgage application. Things such as your income, the size of your deposit, and your credit rating will all influence whether or not you’re approved. Lenders will also check how good you’ve been with making your credit repayments.
Read more in our Guide: Getting a Mortgage With Credit Card Debt.