Afterpay isn’t only an enticing payment option because it is interest-free and boasts the following benefits: availability in-store, seamless and full integration, easy process and immediate usage, staggered payment schedule, and credit card alternative. Now that you know how Afterpay works, you may be curious about what benefits await you once you start using it. The main reason why consumers are using Afterpay is due to its no-interest installment, which gives the platform an edge against its competitors and credit cards. Aside from this, there are also other benefits that you can enjoy if you start using Afterpay: Availability of in-store If you think Afterpay is only available in online stores, you can also use it at thousands of store outlets. About 63,000 merchants accept Afterpay across New Zealand and Australia. Therefore, there is an endless roster of stores where you can shop and pay with your Afterpay account. Download the app and set it up so you can load it into your digital wallet without visiting any facility. Seamless and full integration The chances of drowning in the habit of impulse buying can be apparent with Afterpay because it offers seamless and full integration. You don’t have to visit a physical store to use Afterpay. Instead of using your standard Visa or Mastercard, you can purchase items with Afterpy at the online store’s checkout. Therefore, you don’t need to get out of bed to reach out and grab your credit or debit card because Afterpay is almost automatic. After sorting out your payment plan, you will receive an email to notify you. On the contrary, if you want to shop in-store instead of online, you only need to select to generate a barcode, select it, and have it scanned at the counter. Just a heads up, Afterpay will automatically charge you 25% of the item’s purchase price. Easy process and immediate usage If you have experience with apps similar to Afterpay, you will find it easy to navigate with a fast approval process. Moreover, setting up an account on Afterpay is straightforward. You’ll only need a few minutes if you provide the requested information, documents, and minimum age requirement. Compared to applying for credit cards, you won’t need to go through the hassle with Afterpay since you can all do it on your phone in one location. No need for transportation fees or any other time-consuming activities for you to be able to set up an Afterpay account. Staggered payment schedule Afterpay will work well with people with solid self-discipline when spending money, especially since it offers a staggered payment plan. It creates your payment schedule by splitting your purchase’s total amount into four equal installments. In addition, make it a habit to check your email because Afterpay will send you a copy of your payment schedule. Ensure that your digital wallet has enough money if you prefer to set up automatic payments since Afterpay charges your debit or credit card when it is due. If you plan to pay ahead of the scheduled payment date, you are welcome to do so. Credit card alternative Credit cards have a reputation for being too risky and costly due to installment fees imposed. As a result, it’s no wonder younger generations turn to buy-now-pay-later schemes to manage their finances better. If you are having trouble paying your balance on time and want to avoid interest fees, Afterpay can be an excellent alternative to credit cards. Afterpay’s benefits cater to the ever-changing needs of the consumer market by providing automatic, hassle-free, and fast payment transactions, making it an alluring platform.