Let’s say you have a weeklong vacation planned in Hawaii. If Hawaii requires out-of-state visitors to quarantine for 14 days and your planned vacation is only for 7 days, you may spend your entire vacation in quarantine. In this instance, a policy with optional Cancel For Any Reason protection is recommended as fear of quarantine is not a covered reason to cancel a trip on any standard comprehensive travel insurance plan. Travelers will want to be sure to insure flights and any other prepaid, non-refundable expenses that they may be paying for prior to departure.