By law, all Texas drivers are required to carry auto insurance, and RV operators are subject to the same requirements if their RVs can be driven on their own. A tow-trailer RV is not required to have insurance, although the vehicle towing the RV is.
Your RV policy must contain at least the following coverage:
Bodily injury liability coverage—$30,000 per person/$60,000 per accident
Property damage liability insurance—$25,000 per accident
Some drivers must carry collision and comprehensive coverage if they finance or lease their vehicles. Speak to your agent to determine if additional coverage requirements apply to your vehicle.
Keep in mind that it is always recommended you carry more than just the minimum level of coverage on your policy. The more coverage you have, the more compensation you might be able to receive for a claim. Let your Lone Star Insurance agent guide you through the process of getting the perfect policy.