Charles Schwab provides a wide variety of no-load, no-transaction fee mutual funds and low-cost exchange-traded funds (ETFs) that may serve as good starting points for a Roth individual retirement account (Roth IRA). Schwab also offers commission-free trading on exchange-listed stocks, which may appeal to investors who want to make their own selection of individual stocks for their Roth IRA portfolio. With Schwab, investors can open a Roth IRA with a $0 minimum deposit and obtain retirement planning tools and resources as well as investing insights from experts at the company.