The application of primary and noncontributory clauses is frequently seen in commercial general liability insurance and is common among not just workers compensation policies but also those including general contractors and subcontractors, property managers and general contractors, landlords, tenants, automobile liability, and more. The term "primary and noncontributory" regularly appears within the context of liability insurance policies, inclusive of workers' compensation and bears specific implications. Primary and noncontributory add-ons are noticeably prevalent in workers' compensation policies and other liability insurance types. These agreements are advantageous in the business realm as they distinctly establish which policy takes precedence, thus aiding in the avoidance of disagreements among insurance providers.