The most valuable cash back card for you depends on how you’ll use it, but here are some of the favorite categories and the top credit cards in those groups.
U.S. supermarkets: Blue Cash Preferred Card from American Express – 6% cash back on up to $6,000 a year in purchases, then 1%.
Gas: Costco Anywhere Visa Card by Citi – 4% cash back on eligible gas purchases on the first $7,000 in purchases, 1% thereafter. Bank of America Customized Cash Rewards – 3% on up to $2,500 a quarter in combined purchases including 2% categories (capped at $2,500 in combined choice category/grocery store/wholesale club purchases each quarter, then earn 1%).
Dining out and entertainment: Capital One Savor Cash Rewards Credit Card – 4%
All categories: Citi Double Cash Card – 2% cash back on all purchases. Earn 1% as you make purchases and 1% as you pay them off.