Northwestern Mutual offers several different rider options for customers, including the additional purchase benefit rider that lets customers increase their coverage without needing to submit further proof of being insurable or having to reapply for coverage. The carrier's waiver of premium rider continues to pay a customer's premiums as long as they are disabled. The long-term care rider acts as a type of accelerated death benefit that grants customers access to a portion of their death benefit early, typically on a monthly basis, if they need additional help paying for their current care. Northwestern Mutual has other riders available as well, and an independent insurance agent can provide further details.