If your device comes with unmodified rom, it'll not be rooted, either bootloader unlocked. If your device is modified Asian device with multilanguage rom. Such kind of modification allows use you exotic, more cheap device in your language/country, but it's less secure, especially if it'll be stolen. Also, rooting or bootloader unlocking may disable some functions of banking apps. Bludiode.com is not responsible for any data loss due to this fact.