The employer and insurance company will be responsible for taking care of any medical bills that have been incurred. These may include reasonable medical/surgical services, as well as medication, orthopedics, and prostheses. The burden of payment lies on the company that handles the claim. In most cases, businesses will outsource their Workers’ Compensation to a third-party insurance carrier. Some businesses, however, still pay for their own Workers’ Compensation insurance to maintain a level of control over the situation.