As a responsible direct lender, we understand that there may be a few events occurred in anyone’s life where making the repayments would not be possible on the due date. This is to inform you that we do not charge anything for it. You can rely on us but at the same time, you have to make us familiar with what event has happened so that we can adjust the dates. Besides that, we would also like to suggest you that keep this option as only the last one and try to repay the taken amount on time.