The Chase Sapphire Reserve offers a rich variety of travel protections—in fact, it’s one of the best cards for travel insurance on the market. Here are the travel protections you can expect when paying with your card, along with the level of coverage you’ll receive:
Trip cancellation/interruption insurance: Prepaid, non-refundable travel expenses (like passenger fares, hotels and tour bookings) may be reimbursed up to $10,000 per person and $20,000 per trip if your travels are disrupted by sickness, severe weather and other eligible incidents.
Trip delay reimbursement: Delayed common carrier travel (such as an airline flight) that requires expenses (including dining and lodging) for an overnight stay or an over six-hour delay will be reimbursed up to $500 per ticket.
Lost luggage reimbursement: Check or carry-on luggage damaged or lost by the common travel carrier can be covered by up to $3,000 per passenger for immediate family members.
Emergency evacuation and transportation coverage: Injuries or sicknesses requiring emergency evacuation that you and immediate family members experience on your trip abroad receive up to $100,000 coverage for medical services and transportation.
Auto rental collision damage waiver: Rather than secondary coverage that other credit cards provide, you can decline your rental car agency’s primary insurance and your vehicle will receive primary coverage for up to $75,000 in case of theft or damage in the U.S. and abroad.