The denial of a claim for a life insurance payment can be devastating and the surviving beneficiaries.  It can place very difficult financial strain on a family for the unforeseen and premature death of a loved one.  If deceased is a bread winner in the family, it is only life insurance benefits that offer a guaranteed sum of money to the dependents of the deceased to help them readjust unexpected financial insecurities.  Life insurance benefits are often denied for various reasons, including non-disclosure of pertinent health information to the insurance company, policy lapse for non-payment, suicide, arguments that the deceased was not insured at the time of his/her death, misrepresentation, fraudulent misrepresentation or negligent misrepresentation.
If you insurance company has denied your claim for life insurance benefits and has told you that they would have not insured the deceased's policy, after the fact,  please contact our Hamilton Lawyers for more information.  It is not very often that and insured actions or intentions are deliberate enough to void a life insurance policy or influence an underwriter’s opinion as to the risk that the insurance company is incurring.