To help ease your fire insurance claims process, try the following:
File the claim as soon as you’re able. Complying with your policy is highly important, especially when it comes to filing your claims within the given timeframe. If you fail to do so, the company will hold that you forfeited your right to a claim.
Request advance payments. In some cases, this is a more necessary step. For example, maybe you fully evacuated your home and cannot safely return. Advance payments help cover basic necessities that you could not pack before evacuation.
Mitigate damages and secure property. Basically, insurance policies ask that you try to prevent further harm to your property.
Track your expenses. If your policy offers reimbursement, it is important to keep a careful record of expenses in the form of receipts and bills.
Don’t rush. Insurance companies sometimes insist that you close your claim quickly. We advise that you do not let them pressure you into accepting a lowball offer. Before making any moves, contact a fire insurance claims lawyer right away.