Yes, there is a First Access credit card review on credit lines every 12 billing cycles. Based on the account holder’s performance and repayment abilities, credit limits can be increased from the $300 they initially start at. However, credit line increases do incur a fee when they are approved. Your account needs to have been active for at least 12 months/billing cycles, and the increment fee is 20% of whatever amount your new credit line is. Interestingly, this same process also applies if you use a Total Visa credit card.