Endorsements are additional types of coverage added to your home insurance policy. They either protect you from a risk that is not covered by a standard policy or they offer additional insurance for that risk. Earthquake Equipment breakdown Home business extension Identity theft Glass breakage Guaranteed replacement cost on building Jewellery endorsement Overland water Personal items Sewer back-up Windstorm Good to know Optional insurance coverage for RVs or watercraft is considered a home insurance endorsement. Protecting your travel trailer or boat under your home policy cant save you money! Now that you know some of the factors that affect home insurance pricing, try comparing plans. Get home insurance quotes now