Theoretically speaking, your pension can indeed run out. But if it doesn't have enough funds to pay you what is owed, the Pension Benefit Guaranty Corporation (PBGC) could step in and provide up to a legally defined limit and help with monthly annuity payments. With all the types of senior living communities out there, choosing between the various care and living options for your loved one can be overwhelming at times. Understanding the differences between them will help you make the right choice in terms of their medical needs and ideal lifestyle.