Although it depends on the individual business, any bakery that welcomes the public onto the premises faces a degree of liability right away. Commercial General Liability insurance – also called "slip and fall" insurance – is meant to protect your business from the potential for bodily injury or property damage to third parties on your premises. Your business could also potentially have product liability if your goods cause harm or are otherwise defective. If your property is damaged through extreme weather, fire or theft, you need coverage. The liabilities of a bakery can be fairly extensive, but the right coverage designed with the help of an ALIGNED broker will effectively limit your risks and liabilities.