Each insurance plan will offer different benefits, therefore there is no specific cost for LASIK surgery when you have insurance. However, vision insurance will likely not cover the entire cost of the surgery, so you will end up paying a portion of it. Some providers offer as little as 5% coverage of the cost, some can reach up to 20% off the cost, while others can offer up to 50% off the cost. Other insurance providers offer no discounts on LASIK.