Buying a home means spending a lot of money, not just on the purchase, but also on the additional costs of living and maintenance that will come from being a homeowner. However, the fact of the matter is that countless hazards could arise at any time and cause a significant property loss, coupled with high recovery bills. Numerous liabilities could cause both you and others harm, no matter how safety conscious you try to be. In any of these challenging cases, quality homeowners insurance benefits can step in to help you cover the resulting costs.