There are a few exclusions you should be made aware of before you invest in motor fleet insurance. Below are a few common exclusions when it comes to fleet insurance plans:Regular wear and tear regarding the vehicle’s interior.If your drivers drive under the influence (drugs or alcohol), the insurance policy will not cover them.Driving without a valid licence.Goods cover will rarely include transportation of hazardous materials.If your vehicle is loaned to a third party not covered by the fleet insurance plan.If any vehicles covered (Cars, Vans etc.) are operated outside of business use.These are just a few common exclusions that are rarely covered by a fleet insurance plan. Be sure to double-check with your insurer to see what is or isn’t covered by your chosen policy.