A credit manager is a specialist who oversees the credit-granting procedure for a business by assessing the creditworthiness of possible clients. An account manager, on the other hand, is an employee tasked with overseeing a specific customer's account on a daily basis. To increase sales for the firm and cut down on bad debt losses, credit managers must uphold corporate credit policy. The company representative that clients engage with most directly tends to be the account manager. A credit manager oversees the appropriate interactions with organizations including the sales department, the collection agency, and credit insurance providers. The account manager serves as a point of contact for client service, upselling, technical support, and relationship management as a whole.