If the pregnancy began before the start of the insurance cover, pregnancy treatments and childbirth are not insured. If a pregnancy starts after the insurance cover has commenced, the MAWISTA Expatcare tariff covers the costs of pregnancy treatments following a waiting period of three months and the costs of childbirth following a waiting period of eight months. Regardless of when the pregnancy began and waiting period, the insurer will reimburse costs of medical treatment in the case of acute pregnancy complications including miscarriage and premature birth.