If you don't pay Fingerhut, it will bring you misery, of course. Web Bank may sell or transfer your Fingerhut fresh start installment loan agreement or any portion thereof. If you do late for your payment, you will be charged for it too. You will need to pay $4.90 if your balance is greater than $15 but less or equal to $50. If your balance is greater than $50 you need to pay $50 for late payment.