Kemper pays an annual dividend of $1.24 per share and has a dividend yield of 2.8%. Horace Mann Educators pays an annual dividend of $1.32 per share and has a dividend yield of 4.4%. Kemper pays out -25.7% of its earnings in the form of a dividend. Horace Mann Educators pays out -488.9% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years. Horace Mann Educators has raised its dividend for 14 consecutive years. Horace Mann Educators is clearly the better dividend stock, given its higher yield and longer track record of dividend growth.