Staying in your home is more feasible if you have family members, friends, or people in the community who are able to assist you periodically with your needs. You also may want to consider making home modifications that take any medical conditions into account. Many elderly people find that staying in their home is less expensive than moving into a nursing home or an assisted living facility. They might be eligible for some types of government benefits, or they might get a reverse mortgage on their home or consider long-term care insurance. Unfortunately, some physical and mental conditions make it impossible for an elderly person to stay in their home, since they cannot be effectively addressed through home health care.