Insurance companies are looking to limit their liability and lower the amount of money that they are going to have to pay out to cover accident expenses. It is important to remember this when speaking to the opposing party’s insurance company, as the insurance adjuster is going to be looking out for the best interests of his or her employer. It is also important to keep this in mind because the insurance company may use any statements that you make against you. Remember, the other driver’s insurance company is going to be looking to limit its liability as much as it can so it will be watching for anything that you say or do that it can use to shift some of the blame for the accident or your injuries onto you.
For this reason, having an attorney right from the outset of the claims process is a good idea as your attorney will be looking out for your best interests and will fight to get you fair compensation from the insurance company and responsible party for your injuries.