Transaction times on the NYSpins are fast. When it comes to deposits, NYSpins’ transaction time is among the best in the entire market. Deposits will appear immediately, whichever method you prefer. For withdrawals, your schedules are also perfect; it will take immediately and up to four business days. It depends on the method you choose. With these good transaction times, you can certainly use the method you prefer and, in any case, get quick or immediate access to your money, whether for deposits or withdrawals.