If you cannot settle your car accident through the insurance claim process, you have two choices: abandon the case or file a car accident lawsuit in court. Usually, the insurance company or responsible party will want to settle instead of going to trial to avoid risks and costs. Settling might be the best choice for you, depending on your case. However, most cases settle outside and rarely go to trials. But if your case does end up in trial, hiring the best lawyer you can find is crucial.