The pandemic has emphasised the focus on the importance of good health. We have seen numerous instances of the young and the healthy succumbing to the virus or other lifestyle-related diseases. Although insurance and investment are two different pillars of a financial plan, getting life insurance and a health insurance plan is nothing short of an investment. While you may consider going in moneyback or ULIP plans for their returns, a pure term life insurance plan for all earning members of your family, and a health insurance plan covering everyone are indispensable.