Here are a few suggestions for finding extra money when you need it: Sell some assets. Consider putting valuables on eBay or selling clothing there or on thredUp (go to the Help Center and click on “Clean Out: Getting Started”). If you have recent-model electronics (laptops, large-screen TVs, tablets, phones, etc.), you can try getting cash on sites like Decluttr, Gazelle, and uSell. Take on a side job. You could try pet sitting or babysitting for friends or start a neighborhood dog-walking service. Or you could sign up for jobs through a website like TaskRabbit or Thumbtack. Tap your home’s equity. If you own your home and have sufficient equity, you may be able to take out a home equity loan. Take out a personal loan. The interest on a personal loan is generally higher than on a mortgage or car loan because it is unsecured. You can calculate the difference in costs to find out if it makes more sense to get a personal loan or withdraw funds from your Roth IRA.