One of the most crucial questions to take into account when organising a house renovation is this one. The reason is that “both” is a frequent response. Depending on the scope of your renovations and your particular insurance company, you might need to notify your insurance provider that you are undertaking renovations. It might be a smart idea even if you are not technically obliged. This might enable your insurance company to cover things like new appliances or effectively raise coverage for a house with an extension. The contractor should also be covered by their own insurance in addition to yours. Any qualified contractor will have a minimum of liability, workers’ compensation, and property insurance, as well as documentation for each. This also applies to any subcontractors that the general contractor employs.