We all have our reasons when applying for a credit card—visit new places, renovate our homes, or embark on new adventures. Whatever your reason, BPI cards will help you achieve all of these and more by giving you perks you’ll love.Below are BPI credit card benefits to look out for:No Annual Fees on Your First Year - Your first year using and exploring your credit card is exciting until the second year comes along and it's time to pay your annual fees. Forget about it for a year because BPI credit cards have no annual fees for the first year.Enjoy Thrilling Rewards - Look forward to redeeming your reward points when you see the Real Thrills Rewards catalog—air miles, shopping, dining, card membership, and investment rewards await you! There’s also the option of converting your rewards into donations to charities. To top it off, reward points are easy to earn, with only ₱20 spend needed to earn 1 reward point.