Here’s an overview of the various YES BANK Saving Account charges and fees. Account Variant Savings Account PRO Savings Account PRO Plus AMB Requirement (₹) 10,000 25,000 Fixed Deposit and overdraft on Fixed Deposit Yes Yes Instant Virtual Debit Card Yes, Platinum Visa Debit Card - Virtual Debit Card Shopping Limit ₹50,000 - Physical Debit Card On Request By Default Physical Debit Card ELEMENT Debit Card ENGAGE Debit Card Differentiated Limits for ATM/POS transactions (Domestic) ₹30,000/₹1,00,000 ₹50,000/₹1,50,000 Locker Discounts (First Year benefits - A & B size locker) Benefits worth up to ₹450 Benefits worth up to ₹900 Discount on Demat Account - Annual Maintenance Fee 10% 20% Asset Pricing Regular rates apply Preferential Rates will apply Earn Attractive YES Rewards Yes Yes