Yes! It’s possible to get a home loan with a bad credit rating or bad credit score.
Traditional lenders such as the banks are unlikely to consider your application, even if you have a good reason for the blemishes on your credit file.
We use a unique approach to find the most suitable lender for your situation:
First, we look to see if we can find a prime lender such as a major bank that would rate you favourably.
Second, we'll look for non-conforming lenders or specialist lenders that can consider your application.
We'll then compare the loans available from them and come back to you with two or three more competitive mortgages.
We’ll only help you if you’ll benefit from refinancing or purchasing. We’re not in the business of giving people loans that they can’t afford or don’t need.