As an adult there is generally no bad time to apply for cover. The truth is, other than a small number of exceptions, the younger you are when you take out insurance, the less you will pay.
Often people consider life insurance along with significant life changes such as getting married, buying a home, and taking out a mortgage, starting a family or approaching retirement.
Whatever life stage you are at, life insurance may be an important consideration, helping provide financial protection for your loved ones if you were to pass away.