We’ll set up a Continuous Payment Authority (CPA) that will automatically take the amount agreed for repayment from your bank account on the scheduled repayment dates. This way, all you will need to do is ensure you have the available funds in your bank account before your small loans payment is due. We’ll send you a reminder at least 3 days before we do. If you prefer to pay by bank transfer, then please let your Customer Care Manager know and we can arrange. Representative Example: Borrow: £500 over 16 weeks. 4 repayments of £183.59. Total amount payable £734.36. Interest rate: 151.4% pa (fixed). Representative 766.18.% APR.