While dental insurance is not mandatory, it is highly advisable for several reasons. Routine dental care, which includes exams, cleanings, and X-rays, is critical to maintaining not only oral health but also overall well-being. Dental problems can exacerbate or lead to other health issues if left unchecked. Insurance helps manage the costs of these necessary services as well as more expensive procedures, thereby facilitating regular dental visits and interventions that might otherwise be postponed due to costs.