If a car accident victim does not have any form of health insurance, then they are responsible for paying the medical treatment costs out-of-pocket. Failure to pay medical bills can result in your case getting sent to a debt collector.
Some medical providers offer individuals the opportunity to spread the treatment costs over several years, easing the financial burden on the victim. If you have to cover your treatment costs, asking for an itemized list of your expenses and paying with cash can help you to save money.