Without a Property and Financial Affairs LPA, your financial affairs cannot be dealt with until an order has been obtained from the Court of Protection authorising this. It usually takes the Court at least nine months to issue such orders and the application process is often expensive and time-consuming.
Without a Health and Welfare LPA, decisions regarding your health, care, and medical treatment would be taken by your doctors and social workers on your behalf in what they believe to be your best interests. It’s worth bearing in mind that this, of course, may not reflect what you would have wanted.