With Kotak Mahindra Bank’s free credit card apply option, applying for a credit card is a relatively simple process. Here are the steps on how to get a credit card: ●  Clicking the "Apply Now" icon in the section of the credit card that you wish to avail Alternatively, you can visit the bank branch or get in touch with an official representative ●  Submit applicant details such as name, age, birthdate, residential address, net income, PAN and others ●  Must provide proof of personal documents, PAN Card,  KYC documents, proof of address and proof of income or employment status ●  Keep track of application status.