Although it is possible to obtain a mortgage in three weeks, there are many factors that will affect your ability to do so. First, it depends on whether you are buying a house or refinancing an existing loan. Pre-approval for a loan is a better option if you are buying a house. Refinancing will go faster if there is equity in your home, and you meet the lender's minimum credit requirements. The type of mortgage you choose can also impact the timeline. It can take longer for government-backed loans such as FHA or VA loans to close than conventional loans. The lender you choose will also affect the time it takes to obtain a mortgage. Some lenders can close loans quicker than others. There are some things you can do to make it easy for you to get a mortgage within three weeks. Start by getting preapproved for a loan. This will allow you to estimate how much money you can borrow and the interest rate that you should expect to pay. Next, compare mortgage rates from several lenders to find the best deal. Before you begin the application process, make sure that all financial documents are in order. These documents include your bank statements, tax returns, and pay stubs. These tips will increase your chances of getting mortgage approval in as little as three weeks.