Yes, unless the language in your agreement states you assumed (took responsibility for that bill), the bank has to pay.  However, it doesn't sound right the water company is trying to make you pay or not turn it on  ==- they should know to sue the bank.So, this is what you do:1. Call your state attorney general's office; and2. Call your local councilperson; and3. Contact the entity who regulates your bank -- try the Washington State Dept of Financial Institutions: http://www.dfi.wa.gov/