Yes, having a mortgage financing preapproval letter for your home builder should be done before meeting with a potential builder. Most contractors will require this ahead of time. Then after you have accepted a bid from your builder, bring your bid, plans and any other relevant information to your AbbyBank Mortgage Loan Officer to complete your customized financing plan. Use our free mortgage qualifier calculator to give you an idea of what you can afford. This can also help aid you when choosing a layout plan that will fit your budget.