In Nevada, you can negotiate with the insurance company to keep your vehicle. If you keep it, you’ll receive a lower settlement because a totaled car still has some value. You must get a salvage title for the vehicle.
You can repair the vehicle, but you can’t drive it until you have it inspected. An inspector must certify that it’s in drivable condition. In most cases, keeping a totaled vehicle isn’t the best option. The insurance company almost always takes possession of a totaled vehicle and issues you a settlement check.