Many insurance carriers will cover cancer genetic testing and genetic counseling if the individual has a personal or significant family history of cancer. However, the out-of-pocket costs differ by type of insurance, regardless of history. JScreen charges a set program fee that applies to everyone, regardless of family history, or insurance coverage or deductibles. Depending on the policy holder’s benefits, the lab may file a claim with insurance for the actual cost of testing. Even if the claim is denied or insurance is not billed, your only out-of-pocket expense is the JScreen program fee. Our generous donors make this discounted rate possible.