Our Global Health Elite plans provide cover for consultations with a psychiatrist. All psychiatric treatment must be authorised by us in advance, and there is no cover for any psychiatric treatment you receive within the first 24 months of your cover. After 24 months, you may claim for consultations with a psychiatrist, provided you have been referred to the psychiatrist by your medical doctor. If your claim is eligible and the psychiatrist feels it would be beneficial for you to see a psychologist, we will pay for the consultations with the psychologist up to the number of sessions specified in the Table of Benefits applicable to your plan. When you submit your claim we will require your medical doctor’s referral letter and your psychiatrist’s referral letter. Please note that the Bronze, Silver and Gold plans each provide cover for up to a maximum of ten out-patient psychiatric consultations per period of cover. Each consultation with a psychologist would be included in this maximum. If you are a Bronze plan holder, you are only eligible to claim for post hospital psychiatric consultations that occur within 90 days of your discharge from a psychiatric unit. There is also a lifetime limit to the amount you can claim for psychiatric treatment. Please refer to your plan agreement to view the limits for your plan. There is no cover for consultations with a psychologist, or any other psychiatric treatment, under Global Health Essential plans.