Although Chase does not have any specific bad credit products, it could be a good choice if you want to work on your credit score. The bank has a basic checking account that has minimal frills, so you can concentrate on establishing good financial habits. The bank also offers the Slate Edge credit card that has an automatic review to increase your credit limit if you pay on time and spend $500+ in your first six months. There is the potential to lower your rate by 2% each year. So, even if you qualify for a high rate initially, due to your current credit score, you can decrease your rate and work on your credit score with responsible card use.