It's important to protect yourself against your engagement ring being lost, damaged or stolen. We recommend contacting your existing household insurers – many will already insure for up to £3,000 worth of jewellery worn at any one time, anywhere in the world. Ask them exactly what they would need in order to insure against the ring and how they assess the value of replacing an antique ring.
We advise that the best solution for protecting antique or vintage engagement rings is to cover the cost of finding an ‘equivalent’ ring rather than providing a modern reproduction, which lacks the original appeal of an old ring. We provide all our clients with a proof of purchase so that your insurers know what you spent on your engagement ring.