Women drivers are less likely to be involved in an accident than men, less likely to receive driving convictions and less likely to have penalty points added to their license. In fact, Road Safety GB, a British road safety organisation, has published data revealing that men receive 72% of all penalty points and 69% of all drink-driving convictions. That fact used to translate into cheaper car insurance for women, with a number of specialist insurance brands specifically created to provide female drivers with very cheap car insurance (Sheila’s Wheels, Diva Insurance and Diamond Insurance, for example). However, that all changed in 2012 when the EU’s new gender directive made it illegal for insurance companies to use gender as a factor when calculating premiums. While some of those female-centric insurance brands still exist today, they now serve both male and female drivers and the gender of a policyholder doesn’t play any role at all when they’re looking for the best car insurance quotes.