Credit Key loans will not impact your personal credit score whatsoever. Late payments or defaults on Credit Key loans will be reported against your business, and may affect your business credit.If you are declined for financing, you will receive an email within 24 hours of your application from Credit Key. This email will disclose the reason that you were declined the option to finance your payment. You can still place your order with Hedley & Bennett with another payment method! Please contact your Hedley & Bennett Sales Representative.If you were approved for a loan, but the loan amount doesn't cover your full order size, please contact your Hedley & Bennett Sales Representative for alternative payment method.