Remember, the insurance company employs the claims adjusters. They are professionals. It’s the insurance adjuster’s job to pay as little as possible in order to pad the insurance company’s profits. You are not on a level playing field. You have no idea of what a fair settlement would be, giving the adjuster an unfair advantage. The insurance company will want to record your statement by coming to your house or recording your phone call. The insurance adjuster wants to record your statement not to help you but to be able to use your words against you later. We recommend that you not give any statements until you have met with an attorney who can inform you of your legal rights.