If you make a claim such as where the driver of your car caused or contributed to the damage, or you can't give us the details of the driver that was at fault, your Safe Driver Rewards status will bump back by a status level. Otherwise, your status won't change!
With Safe Driver Rewards Protection, which you earn at Diamond status, you can make one claim per year without impacting your status. However, you won’t receive a Safe Driver Rewards credit at the next renewal. But, you’ll still be entitled to discount off optional AAMI Roadside Assist.
For more information, check out the Additional Information Guide.