Yes, you’ll be able to sell your car even if it’s on finance – the buyer will pay off the finance directly and you’ll receive the remaining sum via a bank transfer. Your car finance company will need to provide a settlement figure, which must be paid before the finance can be ended. They should give you a figure within one to three days of you requesting it, and you should receive it in the post within 12 days – it’ll usually be valid for a further 10 days to pay it off. If your settlement figure is greater than the offer you receive for the car, you can pay the difference yourself or pay the buyer or dealer so they can write the whole sum off.