None of our plans require any long term commitment, and you're free to cancel at any time. All subscription fees are charged at the start of the subscription period. For monthly subscriptions, fees are earned when charged and are non-refundable. For annual subscriptions, in the event you cancel we'll round up the time period used to the nearest full month and calculate the cost of those months at the standard monthly rate. Then, we'll deduct that cost from the amount you paid and refund the difference. Let's consider an example where an annual subscription with a cost of $100 per year is cancelled after 2 1/2 months, and that the comparable monthly subscription costs $10 per month. When rounded up to the nearest full month, the number of used full months is 3, and the cost of those 3 months at the standard monthly rate is $30. We'll deduct the $30 cost from the $70 you paid and refund the difference, or $70. In effect, we're letting you receive a discount if you pay for a full year of service in advance but keep the option of converting that annual subscription to a monthly one and getting a refund of the unused payment. Of course, refunds only apply to funds paid to us by you.