In short, yes. Insurance tracking devices can cause problems for injured victims pursuing a car crash claim. In fact, the data from insurance tracking devices are already allowed in civil lawsuits. Once an attorney knows you participate in a UBI, he or she can subpoena the data. He or she will then search for any details that may help to shift the blame from his or her client.
Unfortunately, the data an attorney may find can easily be taken out of context and used against you. Here are some examples:
Hard-braking: This could be a sign of a driver stopping in time to avoid a crash. However, in a claim, it would likely be used against you, regardless of the context. An attorney may say it shows a habit of tailgating, so you have to regularly brake hard to stop in time.
Speeding: Say you testify that you are a safe driver and usually follow the speed limits, but your driver data says otherwise. Even a habit of going ten miles over the speed limit could make you seem dishonest.
In any injury claim, credibility is everything. Sometimes creating just enough doubt about your character is enough to cause a lot of damage. In an injury claim, you will still be eligible for your no-fault benefits. However, if your injuries meet the state threshold for impairment of a bodily function, you could recover a lot less excess damages, or none at all.