XRP is often discussed in the context of centralization and decentralization. While XRP was initially pre-mined, Ripple maintains a significant amount of XRP in escrow. This has led to debates about its centralization. However, over time, Ripple has taken steps to decentralize the XRP Ledger by promoting independent validator nodes. The degree of centralization or decentralization of XRP is a topic of ongoing discussion within the cryptocurrency community.