1) Client - OnCredit is focused on the client's need and understand one very well. That's why loan companies strive to provide the best loan service in Sri Lanka; 2) Team - service has a great team which is focused to create the best fast loan product for Sri Lankan people; 3) Growth - company learn on the constant way, it helps to provide competitive terms; 4) Responsibility - is the core for OnCredit Team; 5) Honesty - transparency to the clients is the key to success.