Upon receipt of a COBRA Notice of Right to Elect, the qualified beneficiaries should decide what coverage to elect to continue, read the notice carefully, and follow the instructions listed in the notice regarding the election agreement and process. The election time frame allotted is 60 days. The election agreement must be completed and returned to Cobra Help within 60 days of the notification in order for the qualified beneficiary to be eligible for continuation coverage. In addition, the initial premium payment is what causes the coverage to reactivate. Coverage may remain cancelled until the initial premium payment is paid. This should be paid within 45 days of the election date. If the full monthly initial payment is not received timely, the qualified beneficiary will lose his right to COBRA coverage.