For some people, bankruptcy will wipe out all their debts. For others, some debts will remain but a large amount of debt will be cleared, allowing them to focus on a smaller repayment plan. Typically, the following debts will be discharged:
Credit card debt
Past-due utility bills
Medical debt
Personal loans
Car notes and mortgages are not always forgiven but can be if you are willing to give up the car or home. Child or spousal support and recent tax bills are usually not dischargeable, and your attorney can help you make a plan to continue paying them or to repay what you already owe over time. Student loan debt is also not dischargeable in most situations.