Credit bureaus perform the most difficult task of collecting credit information. There is no perfect way of doing this because of human error, identity theft, or the unalterable nature of the credit reporting system. Due to this, bureaus may store 'inaccurate, misleading, or biased information about millions of people on their credit reports. But what if the credit bureau does not respond in 30 days. Don't worry, you can solve credit reporting complaints with all CRA'S. In this regard, I am sharing with you practical experience. A few months back someone notices that three -fraud credit account is there in all three-credit report of a different credit agency. Then he contacted all three CRA's and they inform him that if these accounts are not belonging to him then inform the police and make a report. Then he collects the police report from the local station. And then sends one copy of it to all the CRA along with the statement that the fraud accounts are not him, they should block the accounts immediately. Because of his request, Experian and Transition removed all fraud accounts, but Equifax started the “dispute” process.