If the borrowed money is coming from a secured or unsecured personal loan, then it does not need to be shown on your tax return. Personal loans are not considered income and therefore they do not need to be displayed on your income tax filing for the following year. The only time you may need to show your borrowed money from a personal loan on an income tax filing is if the personal loan is forgiven by the lender. A forgiven loan does count as taxable income and because of this, it should be properly reported as so on your tax filing the following year.