Getting a small loan from us should not be complicated at all. Some circumstances may come when you may be refused, but it is for the best. We try to accommodate you with the best deal that suits your budget, but sometimes that cannot be possible. Consider the following alternatives when you fail to qualify for these loans:
Dip into your savings: you may want to keep your nest egg intact, but it may be useful when you do not get approval for these loans. If you cash out from your retirement funds or savings for other plans, replenish the funds as soon as possible.
Set aside to pay in cash: if you can put off the purchase, you should stash away money for it and then use it to buy it outright. You can keep away from paying interest by using cash. It is suggested that you create an emergency corpus as well.