Many accident victims don’t realize that an insurance company is not on their side. It’s an insurance company’s job to maximize profits, not ensure that the victim is fully compensated for their losses.
You don’t have to speak with an insurance company right away after an accident. In fact, it’s best to have legal representation handle all of the communications with the liable party’s insurance company. Insurance representatives are more likely to offer you a poor settlement if you don’t have a personal injury lawyer on your side.
Insurance companies have been known to deny claims, delay payments on claims, issue low settlement offers, and negotiate in poor faith. It’s easy to be taken advantage of, especially because you’re already in a vulnerable position. It might be tempting to accept an initial settlement offer when you have hospital bills, medical expenses, and other losses that keep piling up after an accident.
Find a personal injury lawyer with strong negotiation skills. They can fight for the compensation you deserve and, if needed, will take your case to trial if the insurance company refuses to play ball.