With your Credit Karma Money Spend account, you have fee-free access to more than 55,000 Allpoint ATMs with unlimited free withdrawals. These ATMs are conveniently located at select participating retailers like CVS Pharmacy, Target and Walgreens. Allpoint ATMs may not be available at all merchant locations. Please refer to the ATM locator in the Credit Karma app or at creditkarma.com to find the closest ATM near you. For each cash withdrawal from an out-of-network ATM, we will charge you a $2.50 fee. This fee will be waived if you have direct deposits of at least $750 into your Spend account per calendar month. Other fees may be charged by the out-of-network ATM provider.  If you use your card to transact in foreign currencies, you’ll be charged a 1% fee of the total purchase by Visa for each transaction. This Visa International Card Fee is charged by Visa and not by Credit Karma. All product names, logos, brands, and other trademarks are the property of their respective trademark holders.