A vaginal delivery costs $7,934 on average, while a c-section costs $9,762. These are the most common procedures used to deliver babies. Babies born between 35 and 39 weeks' gestation or more than 400 grams weigh more at birth and require more intensive care and hospital time than those born earlier or less heavily. These children have a higher risk of dying before they reach age 5. Babies who survive the early risks also face other challenges such as cerebral palsy, mental retardation, and deafness. The cost of raising a child can be as high as $245,000. The number one reason parents give for not having more children is lack of money. If you can't afford to have a baby, then maybe you shouldn't have a baby. Other reasons include wanting to have an only child, being too old, being married or in a relationship, having a full-time job, living in a small town, or having medical problems. Being poor is not an excuse for not having more children. In fact, it's just the opposite: It's evidence that you're willing to do whatever it takes to provide for your family.