Yes. a truck accident claim may settle without filing a lawsuit. Ideally, you and your lawyer hope to resolve your case for a favorable amount as quickly as possible so you can receive the financial support you need to move forward. However, filing a lawsuit and going to trial is the right thing to do when the insurance provider does not willingly settle for what you deserve. If the trucking company does not believe they are at fault or that you were injured, they will be reluctant to settle the claim without being forced.