An ABN car loan is also referred to as an ABN-only car loan as essentially, the applicant has little other documentation in relation to their business than an ABN. By definition, it implies that the applicant does not have the full financial documentation that is required by banks and most lenders to be offered a standard business car loan.This type of loan is also considered as a low docs or no docs loan. It is only available to businesses, not to individuals requesting a personal vehicle finance.