In one word, no, you don’t need to change the address on your credit report if you move. At least you don’t in most cases. Credit reports are incredibly intelligent pieces of information, they take on information from a variety of sources automatically. So, in most cases, your credit report will update your address automatically.  You might be wondering how your credit report will be able to find out that you have moved, but the answer is simple. The bank. On your credit report, you will find evidence of every single bank account you have ever opened. When you move house, you are legally required to update your address with the bank. So, the bank will then pass on this chance of information to your credit reporting agency.  That being said, it is best to check on your credit report if you move. After all, this information is updated automatically, and most machines run into errors. So, even though the address is supposed to update automatically, there is no guarantee that this will happen.