Depending on the cause of your suspension, you will likely see your car insurance rates increase even after your license is reinstated. Even though you can drive legally, the insurance company will still likely view you as riskier to insure if the suspension was the result of unsafe driving habits or driving without insurance. For example, if your license is suspended due to multiple speeding tickets, you will likely see surcharged rates for three to five years following the incidents, even if your license is reinstated.