The vehicle usage will have an impact on the premium depending on how and how frequent the vehicle is being used.
When you go through our ‘get a quote’ process either through Budget Direct Insurance’s website or talking to one of our Customer Care executive, we will ask you how your vehicle will be used.
There are 3 definitions on vehicle usage and the use of vehicle that we do/do not allow:
Private and Commuting Use is use of your car for social, domestic and pleasure purposes, and for travelling between home and a regular place of work only.
Private and Occasional Business Use is "Private and Commuting Use" above, plus use for occasional business purposes by the Main Driver or any Named Driver only. "Occasional Business" means your car is not registered for business use, and the use of your car is not an essential part of earning income for a business.
Private and Business Use is "Private and Commuting Use" above, plus use for the business and/or occupation by the Main Driver or any Named Driver only.