Extra coverage options in business insurance include:
Professional Liability Insurance
Professional liability insurance is included in business renters' insurance policies. This type of coverage protects your business if a customer alleges that you performed negligent service. This type of coverage also protects your business if you are accused of slander, libel, defamation of character, and copyright infringement.
Business Interruption Insurance
Business interruption insurance covers your business during emergency situations. You are covered if a natural disaster destroys your property and causes you to cease operations for a few months. Business interruption coverage ensures that your business continues to function somewhat normally during this difficult time.
Workers Compensation Insurance
Obtaining worker’s compensation insurance is mandatory if you have employees. Workers’ compensation covers your employees' medical care if they suffer an injury on the job. The insurance also protects your business from a potential lawsuit.