The insurance policy that covers the liable party can substantially impact what constitutes a good or reasonable settlement offer. In many cases, an insurance policy will dictate how much the insurance company can and will pay you for the injuries you sustained due to the negligence of the insured party. However, some exceptions may exist to those insurance policies that can make obtaining the full compensation you deserve for your injuries easier. Having a lawyer look over the insurance policy’s terms can often give you a better idea of exactly what compensation you should expect for your injuries based on the terms of the insurance policy. A lawyer can also help fully establish liability for your claim, making it easier for you to move through the claim and get the compensation you deserve.