The major issue in hit and run accident cases is that the party who is at-fault is absent. The fault laws in Alabama cannot be applied to a case when the at-fault driver's identity is not known. You will not be able to seek compensation from the at-fault driver, so you will instead need to look for coverage from your own insurance company. In Alabama, the minimum insurance requirements do not cover your damages from a hit and run accident. If you carry just property damage and bodily injury liability, your insurance company might deny your claim for coverage following a hit-and-run accident.
In order for your insurance company to cover your damages, you must have comprehensive, collision, or uninsured/underinsured insurance. These kinds of insurance do pay for loss from an accident no matter who was at fault. When an at-fault party flees the scene of the accident and you are unable to hold her or him financially responsible, your insurance company might have to compensate you for property damage repairs as well as your medical bills if you have the right kind of insurance. Following a hit-and-run accident, call your insurer and talk to an agent about your coverage.
If you discover that you do not have the right kind of car insurance, then an injury lawsuit might be the only other potential avenue for financial relief. Although the at-fault driver might not be there as the defendant, there could have been another party that also contributed to the injuries you have suffered. Hire a lawyer to investigate the hit-and-run accident for potential signs of third-party liability for your accident. For example, if the design of the parking lot where your collision took place is inherently dangerous, you may be owed compensation from the city or property owner.