You should not necessarily disavow links with money anchor text. A certain percentage of money anchor text is normal in every industry, so it is important to determine if the distribution of money keywords in your backlink profile is normal for your niche.
Additionally, just because a link has a money keyword as anchor text does not mean that it is a bad link.
It is important to check if the backlinks are unnatural or if they trigger any DTOX rules before deciding to disavow them. If a link has a low DTOXRISK, you may want to try to change the anchor text instead of disavowing the link.