Chronic medical conditions like coronary heart disease are generally linked to some degree of disability. In Australia, heart attacks are common and present significant health issues. Symptoms and their after-effects can be persistent and ongoing. The triggers for coronary illness can be numerous and complicated, with a steady onset often linked to age.
About half of Australians with one chronic illness also live with a disability. Having a major illness does not mean you will automatically qualify as disabled. However, you will more likely fit the definition to claim benefits.
If you wish to claim your TPD insurance entitlements or income protection payments, being classified as Totally and Permanently Disabled is a more straightforward process than for the NDIS. To have a successful claim, your medical specialist must show you cannot work in your usual occupation because of your medical ailment.
Our injury lawyers can show you how this works and guide you through the claims process. It’s free to know your legal right to access your benefits.