Financial needs don’t vanish when you reach retirement, which is why people seek out whatever personal loan providers Perth lenders can offer.,
SocietyOne is dedicated to offering easy personal loans Perth-wide to accommodate various life moments. While other Perth lenders may shy away and ​​consider age and retirement status as potential risk factors, we take a more comprehensive approach, evaluating each application holistically.,
When considering loan applications from pensioners, we look beyond your age. Your pension is a testament to your commitment and years of hard work. And while we generally recognise it as a valid source of income, you still need to meet the minimum income requirements.,
Of course, certain eligibility criteria do apply. Every prospective borrower at SocietyOne should be an Australian citizen or a permanent resident of legal age, have an annual income of at least $30,000, and have a good credit profile.,
You will also need to provide relevant documents for a quick and seamless application process.,
These include personal identification materials that display your full name and date of birth, such as a driver’s licence or passport. You need to furnish a proof of address, such as a recent utility bill, to establish your current residence. You must also present proof of income such as bank statements. Lastly, it is crucial to provide detailed information regarding your day-to-day expenses and any existing debts.,
When applying for secured personal loans Perth-wide and beyond, you will also need to provide asset details, proof of ownership, and insurance documents to verify the collateral of your loan.