PSD2, or the Payment Service Directive 2, is a far-reaching payment regulation covering businesses involved in online transactions in the European Economic Area. European Union authorities first passed the directive five years ago as a way to open banking to more competition and better protect consumers and merchants when it comes to online fraud. https://www.retailtimes.co.uk/signifyds-six-point-checklist-guaranteed-to-make-your-life-under-sca-better-and-yes-its-coming/