Investment in Xtra can be made via Flexi or Plus option.
Flexi investment offers interest upto 12% p.a. and no lock-in. User can withdraw
anytime
without any withdrawal fee
Plus is a fixed tenure investment option offering interest upto 12.99% p.a. The
lock-in
tenures available for the investments are 3,6,9,and 12 months presently. Premature
withdrawal may lead to loss of interest in this mode of investment.