There are a number of eligibility checks your business will need to meet in order to secure a business loan. Typically, these are:
Your credit score in order to check your credit worthiness
The age of your business
Annual revenue, including net operating income
Potential collateral - eg do you have any assets (inventory, property, equipment, etc) to back the loan in case of default.
Personal debt-to-credit-ratio - some lenders perceive being in receipt of a large amount of credit at the time of applying for a business loan to be a risk