Laws regarding the debt of those who pass away are complex, and it can be a good idea to consult with a lawyer or financial professional to determine the regulations in your specific case. However, in general, a car loan is considered a type of secured debt. That means that collateral—in this case, the car—has been secured against the loan’s total. If the deceased is the sole signer of the loan, the car could be repossessed unless the loan is paid off. If there is a co-signer or co-borrower, they would be responsible for making payments on the loan going forward.