Depending on the type of reverse mortgage you received, you may experience “loan growth” on your reverse mortgage. This credit line “growth” is simply an increase in the amount of money you are eligible to withdraw if you elected to have a reverse mortgage credit line as part of your payment plan option. To simplify this concept, “growth” is sometimes misdescribed to reverse mortgage borrowers, similar to earning interest on a bank account. Your reverse mortgage is not a bank account and does not earn interest. The “growth” is additional credit that you may receive as time goes on with your reverse mortgage. Not all reverse mortgage loans have this growth feature. Those that do typically experience approximately a 6-7% annual growth in their available funds in their line of credit. However, because changing interest rates affect the level of growth, it is impossible to know what growth your reverse mortgage may or may not have over the life of your loan.