Yes, you do! The market of expat owned insurers is now larger than the share of national insurers. If you are an expat, you may need to consider some points before buying an insurance plan 1. If your motor vehicle is new and expensive, the comprehensive insurance plan will be much more beneficial to you than third-party insurance. 2. Instead of focusing on the lowest premiums, focus on the benefits you can get out of your money. 3. Be honest when providing information. Otherwise, your claim can be denied. 4. Try to learn about additional benefits and discounts.