A pre-existing condition is a medical condition (or conditions) that exists prior to your departure date. It includes a medical condition undergoing investigation or one that you have been diagnosed with or are receiving medical treatment for. To determine if your medical condition will be covered, your insurer will consider the stability of the condition and the stability period. Having a pre-existing medical condition doesn’t mean you can’t travel. You can add a rider to your policy, cutting down your stability period from three to six months to only seven days. In addition, this rider will provide up to $200,000 for eligible hospital and medical-related expenses associated with the pre-existing medical condition. To learn more about pre-existing conditions and stability, visit caasco.com/EducateMe to watch an educational video.