When you first sit down with us to start the process of building your new home, we ask that you have a prequalification. This typically can be done over the phone and an agent will put you in contact with our preferred Loan Officer. This ensures we can have a clear picture of the amount of house you can afford before we start. Once all of the contracts are signed, we do require a deposit to reserve your lot. There are other deposits required throughout your design process, especially when making customizations. All of these deposits allow for us to make sure your home gets completed on time and exactly the way you have designed it.