When you spend in person with a virtual card you don’t need to hand over your physical card - just tap and go with your phone. That means your virtual card is never out of your sight and can’t be lost or stolen in the same way a physical card can. Virtual card details aren’t the same as your primary card details, adding another layer of security. Finally, you also have the option to freeze or dispose of virtual card details instantly, so you can make a one time transaction confident your details can’t be misused.