The buying and selling of CLV, in exchange of traditional fiat currencies, is quoted exclusively on Clover’s own digital asset exchange, the Clover Marketplace; designed for price stability, market liquidity and sustainable appreciation of CLV. Exchange rate regimes of all fiat currencies of sovereign nations generally fall into three categories: fixed, floating, and managed float. However, Clover CLV is designed to operate under a novel and proprietary currency framework i.e. the “Managed Fixed Exchange Rate Regime”. Clover Treasury is the exclusive market-maker for CLV at the Clover Marketplace; on a dynamic fixed rate basis. Sellers simply post their eligible CLV to sell at the Clover Marketplace. Clover Treasury will seek out potential buyers on a real time 24/7 and best effort basis, via an algorithm. Attractive bonuses in Free CLV may be offered to targeted buyers so as to incentivize them to buy at the price that the sellers had posted. This will effectively offer the buyer a ‘discount’ from the seller’s desired price; internally funded by the Free CLV from Clover Treasury. Indeed a novel and proprietary modus operandi to distribute equitably the digitally- minted 100 billion CLV amongst Clover citizens. When there are no more sellers, the CLV/USD price can be fixed higher by Clover Treasury. However, when sellers are significantly more than buyers at any point in time, the CLV/USD price may be fixed lower. Clover Treasury dynamically manages the CLV/USD price between buyers and sellers within a pre-determined trading band. The market-making algorithm is based on a complex ‘actuarial pricing model’ of the Fibonacci Number Sequence; so as to achieve a sustainable and targeted annual CLV/USD appreciation of 30% to 60%, i.e. an average gain of 3% to 5% per month. CLV/USD is projected to trade above $10.00 by 2025.