If you're considering hosting your car on Turo, you must ensure that your vehicle is covered by commercial auto insurance. Personal auto insurance policies typically do not cover commercial use of a car, such as renting it out on Turo. As a host, you have the option to either secure coverage through one of Turo's protection plans or obtain a commercial auto insurance policy independently. Choosing the latter will entitle you to a higher percentage of the trip price on Turo. However, you will also be responsible for more liability. Typically, only businesses renting out multiple vehicles on Turo opt for their own commercial insurance policy, while non-business hosts renting out their personal vehicles often go with a Turo plan.