Industry statistics show that young, single drivers under age 21 have three times more accidents than married drivers between the ages of 25-65. In addition, young males are driving faster when they have an accident compared to girls. With this in mind, young male drivers are the most expensive demographic to insure. It doesn’t take much at a body shop to incur a bill of several thousand dollars. This doesn’t even include the liability cost when someone is injured or property is damaged.