There are options to make your health insurance more affordable – but always balance them against the value and peace of mind you may get from a more comprehensive policy.
A higher excess means cheaper premiums – if you choose a higher voluntary excess you’ll pay lower monthly payments. Just make sure you can afford the excess, if you need to make a claim.
Insurance providers can offer discounts for healthy lifestyles – stay fit and live well, and the good news is that you might be able to get a cheaper policy.
Health cash plans are often a cheaper option – these plans pay you a cash sum when you visit a medical professional, such as an optician or dentist.