GreenSky does not have a disclosed minimum credit score, but typically a fair score or above is required. This doesn’t mean that you can’t apply with bad credit, just know that you might get a higher APR or be denied altogether.
If you have a bad credit score, GreenSky does have an Instant Counteroffer service that might be helpful. In short, if you’re denied for the loan you asked for, they’ll send a counteroffer as another option, all offered without a second credit pull.
We love that GreenSky has this offer for those with bad credit, but ultimately the better your score the better your offer from GreenSky.  If you’re looking to improve your score, check out these ways to improve your score this year.