Once approved for a small loan, we work quickly to transfer the funds to your bank account. You’ll be sent your credit agreement to sign digitally, and once complete, you’ll be sent the funds the same day where possible. Many people have received the cash to use within 15 minutes of signing, as long as your bank supports the Faster Payments System (FPS). Please note, depending on if you have applied within business hours, this may not be processed until the following working day.