Depending on what country you are in and what currency you are requesting, different fees will apply.AmazingTalker sends funds in USD to your Payoneer account. Depending on what country you are in and what currency you are requesting, different fees will apply. Standard Fee: $ 3 USD flat fee for each transfer from AT Credits to your Payoneer account. Example: Teacher withdraw amount $100 USD in AT Credits to a Payoneer account.AmazingTalker will send 100 USD to your Payoneer Account.Payoneer charges 3 USD flat fee for each transfer, the teacher would receive 97 USD after the Payoneer fee is applied.Additional Fee:After getting payment in your Payoneer account, there are three different situations in terms of fee:USD transfers to the United States (ACH)Local Bank TransfersSWIFT (wire) bank transfersFor USD transfers to the United States (ACH): 1.5 USD flat feeNo exchange feeReceiving currency in USDExample: A teacher withdraws AT Credits in USD to a bank account in the USA.Withdraw amount: 100 USD in AT CreditsPayoneer fee: 1.50 USDTeacher receives: 98.50 USDLocal Bank Transfers:A payee wishes to receive bank transfers to their local bank account in their local currency. (Not in USD)A transfer fee is 3 USD. A currency exchange fee of about 2% of the amount (depending on currency neededExample: A teacher with a Japanese bank account wishes to receive funds in JPY. Withdraw amount: 100 USD in AT CreditsPayoneer fee: 3 USDPayoneer currency exchange fee: 2% for exampleTeacher receives:  [100 - (100-3)*2%] - 3 = 95.06 USD SWIFT (wire) bank transfers: If a payee wishes to receive bank transfers to their local bank account in USD currency, transfer fee is 1.2% of the amount . Additional intermediary bank fees or loading fees may apply. (Transfer fee is 1.2% of the amount is applicable to users in China, Taiwan, South Korea and Hong Kong)Receiving currency in USDNot valid for countries with local currency routeExample 1: Teacher with a bank account in Taiwan must request payment in USD because local currency transfers via Payoneer are not available in Taiwan.Example 2: Teacher in Japan cannot receive payment in USD, but only JPY because there is local currency route available. Withdraw amount: $100 USD in AT CreditsPayoneer fee: 1.2%Payoneer currency exchange fee: noneTeacher receives: $98.8, minus any intermediary fees or loading fees applied by other banks..For detailed information about different currencies or Payoneer in different countries, please consult Payoneer customer support.