Yes, you can cancel your loan agreement anytime within the 14-day cooling-off period without charge. You’ll need to contact Fluro and then repay the money paid into your account within 30 days of your cancellation request and you may be charged any interest due on the credit. If you wish to cancel your loan agreement after 14 days, you can ask for a loan settlement figure from your Fluro account anytime. Once you've repaid the outstanding balance in full, your loan will be settled. Your settlement figure will include any interest accrued since your last repayment, as well as whatever is left to pay on your arrangement fee.