It should be updated with monthly charges and any travel-related purchases. Using a travel credit card is great, but the perks you get from these cards can also have an impact on your credit score. It's important to keep track of your expenditures and points in order to avoid having delinquent payments come back to haunt you later (either through high-interest rates or lower credit scores). Spreadsheets like this travel rewards spreadsheet will help you maintain control while keeping things up-to-date and within budget. Remember: The key is regular maintenance! Anytime there are updates to make (e.g., adding bank account information for automatic payments), add them immediately so that if anything changes, such as travel dates or frequent flyer program changes, it's reflected in the spreadsheet. Given that travel credit cards can be quite expensive, you'll want to make sure that you're spending within your means and getting the most out of your travel rewards. To get started tracking your travel credit card information, enter the account information (and any updates) into the travel credit card tracker spreadsheet.