Since it doesn't publish qualifications, you won't know if you qualify until you apply. AmeriFactors might not approve an application if it deems the business's customers are not creditworthy.nnIf you get declined, you should receive a denial letter explaining why. You can also contact them for more information.nnFortunately, many alternative lenders are available if AmeriFactors doesn't work for your business. Several offer invoice factoring services.nnYou might also be interested in one of the following small business funding options:nnBusiness term loans.nnBusiness line of credit.nnMerchant cash advance.nnWorking capital loans.nnBad credit business loans.nnEquipment financing.nnSBA loans.nnERTC advances.