Ridesharing apps such as Lyft do not consider their drivers as their employees. Lyft drivers are categorized as being independent contractors. Lyft drivers use their own cars to transport passengers. The vehicles that cab drivers use belong to the taxi service. Some of these taxi companies hire their drivers as employees while others only rent their taxis to the drivers. Taxi drivers are required to have commercial insurance. Lyft drivers only have their personal insurance coverage. However, Lyft does provide coverage for injuries and damages in Lyft accidents when the driver is using the app. Lyft accident cases are therefore quite different from taxi accidents.