With Public Bank Platinum MasterCard Credit Card, you will be rewarded 2x VIP points on overseas retail bargains and local purchases like dining, shopping, travel, groceries and petrol but this is only available if you monthly spending is at least RM30,001. If you fail with the requirement than you will only be rewarded with 1 VIP points. You may also turn your VIP points into free flights. On top of that, you will be able to earn cashbacks if you spend on luxury brand merchants. With Public Bank Platinum MasterCard Credit Card, you are entitled to enjoy amazing dining and shopping deals all around the world with exclusive hotel and golf privileges. With this card, you will be provided with Travel Accident Insurance coverage of up to RM2,000,000 and Travel Inconvenience Coverage covering missed connections, luggage delay or loss and more more if your airfare is charged on this credit card.