The general steps of the bankruptcy process are as follows:
Consultation with a bankruptcy lawyer
Credit counseling
Complete and file forms, provide documentation, and submit a proposal
Make first payment (Chapter 13) or reaffirm debts (Chapter 7)
Attend a 341 meeting (meeting of creditors)
Enter payment plan (Chapter 13) or liquidate assets (Chapter 7)
Complete exit counseling
Debts discharged