As your closing nears, you should:
Stay in close touch with your agent, lender and title company.
Avoid lowering your credit score with a new credit application or late payments.
Confirm that your contract contingencies are resolved, including the home inspection, an appraisal and your financing.
Finalize your homeowner’s insurance policy.
Gather your down payment and closing cost funds in an accessible account.
Review your Closing Disclosure form, which you’ll receive three days before your settlement, and ask questions if you don’t understand something.
Arrange a wire transfer or get a cashier’s check for the funds you need for the settlement.
Schedule a walk-through of your new home within 24 hours before your closing to check its condition.