The Kansas minimum auto insurance requirements are designed to provide a small level of protection in the event you damage someone else’s property, or you cause harm to another person. In Kansas, drivers need a minimum of $25,000 per person and $50,000 per accident for Bodily Injury Liability Coverage and $25,000 per accident for Property Damage Liability Coverage. The minimum amounts for uninsured/underinsured motorist coverage are $25,000 per person and $50,000 per accident. Personal Injury Protection (PIP) coverage is also required.