Yes, Godrej Housing Finance offers flexible repayment plans to its home loan applicants through its “Design your EMI” program. The home loan applicants can choose to pay the interest component during under-construction period above a minimum threshold amount as per their convenience. The amount can be less than or equal to the actual interest cost. They can also choose to pay different interest amounts at different periods, for e.g., they can pay Rs 9,999 for the first 6 months and Rs 12,999 for the next 12 months.