There are some perils that are important regardless of where you live, like fire, theft, or vandalism. However, there
are others that may be more specific to your location. For example, if you live in an area prone to natural
disasters, like earthquakes, hurricanes, or tornadoes, then adding these perils to your policy would be important.
Similarly, if you live in a part of the province or country that is prone to flooding, then adding flood coverage
would be wise. When it comes to Clarence Rockland, since it receives a high amount of snowfall each winter and is
located on the Ottawa River, the region could be at higher risk of flooding. For this reason, flooding may be a
peril worth adding to your home insurance policy.