Daily balances in Savings Account above Rs. 50 lakhs will earn 4% interest p.a. and daily balances in Savings Account up to Rs. 50 lakhs will continue to earn 3.50% interest p.a. These interest rates are applicable for Resident Accounts only.Whereas for an NR (Non-Residents), daily balances in Savings Account above Rs 50 Lakhs and below Rs 50 Lakhs will earn a flat 3.50% interest p.a.