If you were hurt in a car crash, you can either use health insurance or MedPay to cover your medical bills because personal injury protection (PIP) isn’t available in Georgia. Most people purchase one or the other, but if you have both health insurance and MedPay, you’ll want to know which is your primary coverage.
Knowing which coverage comes first depends on the terms of your policy. If your health insurance doesn’t include car accidents, you’ll want to use your MedPay coverage. However, if your health insurance covers car accidents, you’ll likely have to pay a deductible or copay before that coverage kicks in. In that case, you may want to consider using MedPay for reimbursement.
Call Mike at (478) 216-1664 or contact him online to schedule your free consultation.