As previously mentioned, Money Mart has no problem accepting clients who have bad credit scores or histories of debt problems.  However, there is a chance that your credit will be inspected when you apply and that your credit score will have an impact on the size of your loan, the length of your repayment term and how high or low your interest rate will end up being.  Essentially, if you have bad credit, it could be because you’ve had trouble paying your debts on time in the past. As such, Money Mart might consider you a riskier client and may approve you for a smaller loan with a shorter term and a higher rate.