Even the most unexpected things sometimes happen. Unlike some competitors, our Annual Multi Trip, Comprehensive and Winter Sports policies include End Supplier Insolvency Protection and Force Majeure Travel Disruption cover as standard. So if your pre-booked holiday provider, such as coach operator, airline, hotel, car hire company go out of business due to financial failure, you are protected. You are also covered for additional costs if your holiday is disrupted due to conflict, war, or a terrorist attack. Essential if you are travelling independently.