Follow the steps given below and improve the chances of getting approval for a BOB Credit Card. If the application is rejected, reapply for the credit card after six months and work on some of the aspects that can surely help in getting approval for the credit card. The rejection of a credit card application can bring down your credit score by many points. Work on improving the credit score before reapplying for the credit card Check credit score for any discrepancies or errors that can bring down the credit score and get the same resolved before reapplying for the credit card. Ensure that the credit card you are going to apply for suits your spending pattern. Be aware of the fact that a credit card or an additional credit card will only increase your debt burden. Apply for a BOB Credit Card only if you are confident of handling the additional financial burden. Otherwise, you will be inviting financial stress upon yourself. Check for the eligibility criteria and have all the documents required before reapplying for the credit card.