Grab users who are eligible for PayLater should be 1. 21 years and older 2. Platinum, Gold or Silver GrabRewards tier member, and 3. Have used either cash, credit or debit card for at least 3 Grab transactions in the recent months. If you’re eligible for PayLater, you’ll be able to activate it in-app, or simply launch your Grab app, tap on Payments, tap on Enjoy Now and Pay Later under Explore GrabPay. If you don’t see the PayLater option, unfortunately you are unable to use this service just yet. All approvals are subject to Grab's internal review.