AXA is an organization that provides international students studying in Spain an opportunity to have international health insurance. They write policies for 180 days. The insurance policies written by AXA are not meant to be long term. They are, however, meant to satisfy the insurance requirements of the Schengen visa for Spain. That is a student on the Schengen visa must carry health insurance to be permitted to study in Spain. When you take out a health policy from AXA, you are in good hands. The policy will cover you in Spain. When it is likely that the policy in your home nation will not cover your medical expenses while in Spain.