There are various factors that can shorten or lengthen the amount of time it takes for your case to settle. For example:
Waiting on Recovery
Your attorney will advise you to wait to resolve your claim until you recover or reach maximum medical improvement (MMI). That way, you understand the full cost of your injury to determine the amount of compensation you need to cover your losses. A severe injury will prolong settlement with the at-fault party’s insurer. On the other hand, a minor injury will significantly shorten the time it takes to resolve your claim since you will file under no-fault insurance with your auto insurer.
Liability is Disputed
If the at-fault party’s insurance company is disputing liability or multiple parties are liable, your case can become significantly more complex.
Litigation
If you cannot reach a fair agreement with the at-fault party’s insurer, you may have to file a lawsuit and go to court. From start to finish, a lawsuit in and of itself can take a year or longer to finish.