It’s hard to say which one is better in general because it all depends on the client’s specific situation. Both companies are significant players on the market and have similar financial strengths. Although both companies provide significant rebates, Esurance is slightly better. It offers up to 40% discount for good drivers, and Progressive offers 26%. The Passive Restraint Discount goes up to 33% (10% with Progressive). Installing a car alarm will get you a discount of up to 25% (10% with Progressive). On the other hand, Progressive has a lower complaint Index, 0.91. Esurance has 1.29 (1 being the national median value).