Most P2P services work with just about any financial institution. Venmo, Cash App and Paypal are all compatible with your FFCCU accounts. Many of our members choose to join the one that friends and family are already using. While FFCCU is not currently a Zelle provider, you can use Zelle with a contact who has Zelle associated with their own bank. We hope to offer Zelle as a P2P option sometime in the future.