In March 2020, federal student loan payments were suspended, with interest rates set to zero as a result of COVID-19. In August 2021, the Biden administration issued an extension of the federal student loan payment suspension to January 31, 2022. With the proliferation of the Omicron corona variant, the administration has postponed repayments to May, 2022.   President is encouraging borrowers to explore other options to reduce their loans, “As we are taking this action, I’m asking all student loan borrowers to do their part as well: take full advantage of the Department of Education’s resources to help you prepare for payments to resume; look at options to lower your payments through income-based repayment plans; explore public service loan forgiveness”.   As millions head into repaying their loans, the most important thing officials and experts say borrowers can do ahead of the pause ending is make sure their contact information is up to date.   Borrowers can expect to see several communications leading up to the deadline, but having their address, email and phone numbers up to date is vital for receiving any and all information.   Borrowers between now and the end of April should also examine their current budgets and decide what they need to do, so they can be ready to make regular payments once again toward their federal student loans, experts say.