Jade handles all boat loan applications on an individual basis. So your sailing plans would be considered in the initial application conversations. To meet our Secured Loan application requirements you would need to be a resident of Australia and show proof of financial resources to repay the loan.  If you are planning to take out a loan and then leave the country for an extended period that would be an issue that should be included in your application. If you have set up a process to make the loan repayments while away and the repayments are made in accordance with the loan conditions, there should be no issues.