Shopify Payment is Shopify’s own payment gateway, and it has several advantages over other payment gateways. First, if you use Shopify Payments, you do not have to pay the standard 2.2% transaction fee for using the platform. The setup process is pretty quick. You just have to fill out a form. Online credit card rates come down. And there is no extra fee or hidden charge. Shopify Payments comes with built-in risk tools that help you identify suspicious orders.