All your medical needs ranging from Inpatient, Outpatient and Maternity cover. It covers you against the costs incurred as a result of illness and accident. The true value of health insurance is in the access to quality healthcare that it offers you at the time of an acute, unforeseen medical emergency, such as a heart attack, an accident or the onset of cancer; emergencies which require costly treatment and can set back a family’s finances by many years. It also covers treatment of day to day ailments which undervalue the worth of such a product and unnecessarily increase the cost of health.