At CUJ Loans we work with a whole host of direct lenders who offer 12-month payday loans. By completing one quick application, we will find you the most suitable 12-month loan for your circumstances. You can choose to borrow between £100 and £5,000 depending on your needs and your budget and get access to your funds within 15 minutes* of being approved. Quick loans are what we do best and the lenders that we work with understand that short term loans are often required to help with emergency situations.