The simplest way to avoid a bank account levy is to repay the debt that prompted the levy in the first place, but this is easier said than done. However, there are other legal ways to escape a bank levy. If you can prove that the levy was due to an error on the creditor's part, or that you were the victim of identity theft, you may be able to have your account access restored. You may also be able to contest the debt or declare bankruptcy, although this will likely require the help of a debt relief attorney.