Yes, BOB WhatsApp banking is safe and secure. Bank of Baroda uses end-to-end encryption to protect your data and transactions. You don’t need to share any confidential information, such as your PIN, password, CVV, etc. with the bank. You only need to send commands from your registered mobile number to the Bank of Baroda WhatsApp banking number. The bank will never ask you for any personal or financial details on WhatsApp.