Yes, getting an instant $255 loan near me from direct lenders only on the same business day is possible, with same-day approval. Our AI-driven, lightning-fast verification process pairs you with a suitable lender even with a bad credit score. Ensure your loan application contains accurate and comprehensive information to prevent delays and speed up loan approval. If you apply before the cut-off time, approximately midday, and qualify for credit check loans, you have a better chance of getting a loan.