To transfer money from a credit card to your bank account, you need a card designed for that purpose. You can apply online, over the phone or in branch. To be sure you get the best one for you, it is good practice to compare money transfer cards first. You can do this using comparison tables like the one above. After your application has been approved, the card provider will send you the physical card in the post. This may take around 5 working days. Once you have your card, you can transfer credit into your bank account. When the cash arrives in your current account you can spend it in the same way as you normally would with your debit card or by withdrawing cash. You can do this without incurring any fees or charge (as long as it is an ATM that provides free cash withdrawals). This is a much better option than trying to withdraw cash using a credit card. Technically, you can take out money using your credit card. But it's best avoided because it shows up in your credit file and damages your credit score. You’ll also be charged fees and interest from the date of the transaction.