It depends on the type of company card you choose. A small business credit card can affect both the owner’s personal and business credit, as most issuers report transactions to personal and business credit bureaus. If you don’t want your business transactions to affect your personal credit, consider one of the leading business credit cards that don’t report to personal credit bureaus.
Meanwhile, corporate credit cards may affect your employees’ personal credit if you establish individual or joint liability to repay the charges. However, prepaid cards won’t affect personal or business credit.