The answer to this depends on what type of coverage you received while on your employer’s group plan and the type of coverage you’re looking for through Medicare. Enrolling in Original Medicare may not cover everything you’re used to having covered through your employer as it does not include a prescription drug plan or cover extras like, vision, dental, or hearing. However, if you choose to enroll in a Medicare Supplement (see below) or a Medicare Advantage (MA) plan, you can enjoy benefits that are similar to your employer’s health care plan and possibly even more! In fact, many Medicare Advantage plans now include allowances for eyewear, over-the-counter pharmacy, and rewards for healthy behaviors. These added benefits provide extra cost savings that aren’t necessarily included in an employer plan.
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