Personal Accidental insurance does not cover any accidental death has been the result of suicide or self-inflicted injury. Illness or disease unless this is a direct result of an accident. If Medicines are taken incorrectly without proper information regarding the side-effects. If a participant is murdered due to enmity or any other reason. Engaging in racing of any kind other than athletics or swimming, participation in sports or pastimes of a hazardous nature including but not limited to parachuting, parascending, potholing, mountaineering, hot air ballooning, big game shooting or polo Any breach of law by the Participant or assault provoked by him/her or Injury caused by nuclear fusion or radioactive contamination. Any death due to any kind of pre-existing condition.