It is illegal to drive without car insurance in Florida. All drivers are required to carry a minimum of $10,000 in PIP, and $10,000 in priority damage liability (PDL). Despite this, a 2019 report showed that a little over 20% of Florida drivers were uninsured.
Individuals who drive without insurance can face consequences including fines, suspension of their license, and even jail time. Individuals injured in an accident that was caused by an uninsured motorist can still go after the uninsured motorist via a personal injury lawsuit to recover damages.