If you're looking to reduce the risk of having to pay out large repair bills for your vehicle, then car repair insurance may be right for you, if your car qualifies. Car repair insurance, also known as mechanical breakdown insurance or a vehicle service contract, is a means to help cover the cost of repairs usually after a car warranty has expired. Many insurers may set restrictions with the age of car and number of miles on the odometer. A great example of a company that holds restrictions on their coverage is Liberty Mutual. They work with Forevercar to help provide repair coverage for cars that are no older than 15 years old and less than 250,000 miles. It’s most common to see many companies setting the limits to 7 years or newer and less than 100,000 miles. Make sure to read the fine print on these mechanical breakdown insurance plans. They usually have a deductible that is paid out for every visit to the mechanic. They may also have restrictions on certain repairs. In some cases, if the car wasn't maintained properly, it may not be covered.