There are 3 Time-Bound exclusions or Waiting Periods under this policy, namely
a.Any initial illness - 30 days ( Accidents are covered from day one)
b.Certain specific treatment - 24 months i.e., Cataract, Prolapse of Inter vertebral Disc, ENT, all types of management for Calculi, Hernia, etc.
c.Pre-Existing Diseases - 12 months