The majority of negative credit information remains on your credit report for at least seven years. Additionally, if you file for bankruptcy, this information will remain on your credit report for 7 to 10 years.
However, the length of time depends largely on the type of bankruptcy you filed. Closed accounts will appear on your credit record for up to 10 years, unless otherwise specified.
So, take a look at some of the ways you may improve your credit score.