In Michigan, which is a no-fault state, drivers are required by law to carry minimum amounts of the following coverages:
Personal injury protection (PIP) may help pay for medical costs, lost wages and other related expenses for the driver and their passengers up to the policy’s limits in the event of an accident, regardless of who is at fault.
Property protection (PPI) coverage may help pay for damage to other people’s property, such as buildings, fences and other vehicles, up to the policy’s limits.
Bodily injury and property damage liability coverage may help cover your legal liability for third-party damages and your legal defense costs.