A downpayment is the initial lump-sum, out-of-pocket payment that is made towards the purchase
price of your home. Buyers are typically required to pay a minimum 10% of the property’s purchase price.
This means that if your house costs RM400,000, you will be required to pay at least RM40,000
upfront. The remaining 90% can be paid using a house loan.
Property purchase price - Loan Amount = Downpayment
RM400,000 - (90% x RM400,000) = RM40,000