It depends on various factors such as the type of insurance, the coverage level, your location, age, driving record, etc. Therefore, it's essential to compare quotes from multiple insurance providers to determine what rates are typical for your specific circumstances.
$300 may be a reasonable price for some types of policies, such as comprehensive auto insurance with extensive coverage or a home insurance policy with added endorsements. For other types of policies, such as basic liability car insurance or renters insurance, $300 would generally be considered high.
Ultimately, the cost of insurance depends on many factors, including your risks, needs, and coverage requirements. It's essential to review your policy regularly and consider quotes from other providers to ensure that you get the best value for your money and the necessary coverage.