So, before we examine how credit card data breaches can happen, let’s look at what they are. A personal data breach is defined in the UK GDPR as a security incident that results in: Accidental or unauthorised disclosure, access, loss, alteration, or destruction of personal data. However, though a breach may have occurred, this does not always entitle you to compensation. When claiming data breach compensation, you must provide proof of: Your information has been compromised due to a data breach affecting your credit card company. The incident occurred due to the company’s actions or failure to act. You have suffered financial or psychological harm as a result of the incident. While some data breach lawsuits have a 6-year time restriction, others have a year to begin. If you want to know how much time you have left to start your claim, please utilise live chat or phone us.