The cost of High risk auto insurance in Ontario varies depending on the high risk driver and the auto insurance company. However, a good rule of thumb is to expect your car insurance premium to double in cost. High risk auto insurance policies range in price from as little as roughly $1,000 to as much as $10,000! The cost of high risk insurance depends on many factors. Auto insurance companies calculate your premium by: Assessing the high risk driver, i.e. traffic tickets, at-fault accidents, and driver’s license moving violations. the subject of insurance (a type of vehicle) How you use the vehicle: i.e. business or personal use, commuting, kilometers driven Territory (Postal Code) Regulatory change Changing economic and market forces As you can see many factors determine the calculation of your auto insurance premium. Even though an average cost for high risk car insurance could be obtained with statistics, it wouldn’t be a fair or an accurate reflection of what you might have to pay. The best thing is to contact an insurance broker directly for a quote.