When it comes to credit limits, the exact figure of what is considered a “very high” limit typically varies from person to person. Generally speaking, a very high credit limit could be defined as any amount above $10,000. The higher your credit limit is, the more access you have to money when you need it and this can make all the difference in times of financial difficulty or for large purchases. Those with higher income levels are often offered larger amounts than those with lower incomes but even still there are other factors such as payment history and overall debt that play into determining an individual’s limit. Ultimately, having a very high credit limit means having greater freedom when using your card and peace of mind knowing that if something unexpected arises you will have the resources available to address it without worry.