Low mileage driver is a driver who drives fewer kilometres than average drivers/ car owners in a year.
At Budget Direct insurance, drivers who own an Off-Peak Car (car with restriction on usage hours, easily recognised by a “red” vehicle registration plate) will enjoy lower premium as they either spend lesser time on the road, or they usually use their car during off-peak hours during the evening and weekends and hence, the likelihood of them being involved in an accident is lower.