TD accounts are set to auto-renew at maturity. Still, there is a 10-day grace period following the maturity date of the account, during which you can make a deposit to or withdraw from the account, change the term of the account, or cancel the TD by sending us a secure message via online banking instructing us on where money should be sent. We will need the routing information and account number for ACH transfers to another bank's checking or savings account.