The Office of the Superintendent of Bankruptcy, an agency of the federal government, has addressed the issue and confirmed that an overpayment of the CERB is a debt that can be included in a consumer proposal (and bankruptcy). However, if the government believes that a person was not eligible to receive the CERB, it may apply to the court to have the debt declared non-included due to false declaration. However, due to the number of cases involved (over 800,000 according to the latest estimates), the costs involved in such an application, and the burden of proof that the government must meet to convince a court that there was a false declaration, such requests are extremely rare and, to date, we have not had any in our files.