Shop insurance is a type of commercial property insurance tailored to retail stores. It protects them from risks and claims that could cause legal and financial problems. More often than not, these claims come from customers who have sustained an injury on the site of your operations, gotten sick through your products or from incidents related to staff members.Customer-facing businesses run many risks when providing products or services to the public, and naturally, shop owners also want to protect the shop’s building, contents, stock, and personnel. A shop insurance policy is specifically designed to do that.