It depends on how comfortable you are with making your own investment decisions. A brokerage can be a good way to get your feet wet in the world of investing.
Opening a brokerage account now can save you the hassle of moving your investments to an online broker later. However, you might want to start investing in a mutual fund or ETF instead of putting all of your money in an individual stock.
If you don’t have enough money to have the account maintenance fee waived at your favorite broker, it might not be worth the cost of opening a brokerage account.