Retirement planning for young adults today differs from past generations due to longer life expectancies, variable career paths, advanced technology and tools, and a different economic landscape. With longer life expectancies, young adults need to plan for more extended retirement periods. Modern career paths often involve multiple job changes and less reliance on pensions, requiring more personal responsibility for retirement savings. Access to advanced financial planning tools and online resources provides young adults with more information and tools to plan effectively. Additionally, young adults face a different economic environment with more market volatility and changing investment opportunities.