You'll need to restart cover within 30 days of the end of the suspension date, otherwise your policy could be cancelled. Your fund will probably remind you when cover is due to be resumed or will automatically reinstate cover at your requested date. If you've been overseas with an unconfirmed return date, inform the health fund that you are back in Australia within 30 days of your return (you will usually need to provide a passport, flight ticket or boarding pass as proof). If you are no longer experiencing financial hardship and can afford to resume cover, you can let your health fund know at any time. Once you've restarted your policy, your level of cover, benefits and waiting periods will all be the same as they were before the suspension.