If you named a trust as the beneficiary of your IRA and had thought the “stretch” provisions would enable your heirs to take RMDs based on their life expectancy, those rules are no longer in effect.
IRAs must now generally be depleted within a ten-year period by a designated beneficiary. You can apply other measures to provide for your heirs, but don’t make decisions like this on your own. Consult a financial advisor who can assist and guide you through your options.