Winning tickets less than $600 may be redeemed at Lottery retailers throughout the state. During normal business hours, each retailer is required to immediately validate (through the MLC Lottery Terminal) and pay prizes under $600 for any winning ticket from all lottery games the retailer is authorized by MLC to sell. Retailers are encouraged to pay in cash, but they may pay mid-tier prizes ($20.01 - $599.99) with a business check or money order, if this is disclosed in advance of validation to the holder of the winning ticket. Retailers are prohibited from charging claimants for any method of prize payment, including money orders. For high-tier Prizes ($600 or more), retailers shall provide the ticket holder with a MLC Winner Claim Form and, when requested, assist them in completing the form or direct the ticket holder to the MLC Headquarters.