No, you don’t have to sell the entire annuity if you only need one payment; your quote can be customized based on your financial situation and your financial needs. Selling just a portion of your annuity is an option that is done routinely. If you’d rather keep a part of your annuity, there is no problem with that, you can sell as much as you want, and by calling 866-508-0010, you can get the best possible deal.