The cost of constructing on your lot is heavily influenced by the house builder you select, but the basic rule is that the more you personalize, the higher your expenditures will be. Our costs range from $55 to $75 per square foot on average. Design-build homes tend to be more expensive than standard houses. You can save money by building your own home rather than hiring a contractor. Understand that although this may seem like an easy way to cut costs, it's not the case most of the time. You might end up spending more than if you hired someone else to build it. But if you take into account all the expenses involved with hiring a contractor, you might actually come out ahead. There are many factors that go into determining your building cost. The size of your lot is the first thing that comes to mind. Larger lots typically cost more to build because you're paying for the extra ground space. However, smaller lots usually mean lower rents, which can help you afford a nicer place to live. If you can't pay up front, some builders will allow you to finance part of your home away from home. The type of construction also affects your building cost. Frame houses are more expensive than brick or vinyl siding, for example. The quality of materials used in your house can make a big difference too.