One of the main reasons why individuals start budgeting is to help them save more money, effectively allowing them to be more ready for any type of situations. Keep in mind that life is not static, as we don't have a crystal ball to predict the future, it is important to leave a buffer within our budget. This space will allow you to contemplate enough money and to start saving in case a none expected situation takes place. Having an emergency fund will help you sleep better at night, as mention before things broke and life happens. It is better to be prepared than having to pass a hard time dealing with a situation due to the lack of it.