You do not necessarily need specialist cover for aviation, however, if you are looking for life insurance, critical illness cover or income protection that covers you aviation activities, it may be best to get in touch with the experts. This is because specialists can give you advice, whilst providing you with an insurance policy that meets you needs, gives you the right level of cover and at the best rates. What's more, a specialist insurance provider like Sports FS are able to give you a quote that takes any additional premiums and underwriting into account.