If the smell of sawdust is your happy place, the Lowe's Advantage Credit Card may just be for you. The 5% discount is a nice, straightforward bonus, particularly if you don't like to bother with finding, clipping, or downloading coupons, and the financing offers can be good for those working on big home repair projects or updating major appliances. Unfortunately, if your most-used tool is a roll of duct tape, you may not get much use out of the Lowe's card. Instead, pick an all-around credit card that offers awesome rewards or flexible financing so you can spend — and earn — wherever you go. CardRates.com is a free online resource that offers valuable content and comparison services to users. To keep this resource 100% free, we receive compensation for referrals for many of the offers listed on the site. Along with key review factors, this compensation may impact how and where products appear across CardRates.com (including, for example, the order in which they appear). CardRates.com does not include the entire universe of available offers. Editorial opinions expressed on the site are strictly our own and are not provided, endorsed, or approved by advertisers.