It depends. If sagging skin on the eyelids obscures your field of vision, your insurance plan may cover all or part of the surgery. This is known as a functional blepharoplasty. If hooded eyelids are only a cosmetic concern and do not hinder your vision or cause other problems, it is considered cosmetic surgery and not typically covered by insurance. Before having the surgery, talk to your healthcare provider and insurance company to determine if your plan will cover any part of the procedure.