More often than not, if an insurance company is offering a settlement, it is because the company wants to get the case completed quickly and for far less money than you are owed. The insurance company has its’ interests in mind when offering a settlement, not your interest. Often, especially when policy limits offers are made, the devil is in the details of the release. We have seen releases that if signed would allow the insurance company to pay the full settlement to a third party and even those that would make the person harmed responsible for payments that exceed the amount of the settlement. By accepting the deal instead of getting a check, the injured person gets a bill and can be sued if they don’t pay it. If an insurance company has offered a settlement, it’s in your best interest to speak to a personal injury lawyer before accepting the offer. Once you’ve taken the settlement, it can be difficult or impossible to undo if you later realize that you got far less than you should have and that your long-term damages have gone far above the settlement you received. An experienced accident attorney at McCraw Law Group can evaluate your case and will know if the settlement offer is reasonable given the circumstances. This is not a risk that is worth taking. Speak to a lawyer before signing any documents from the insurance company!