Many HVAC contractors in San Antonio offer financing plans for air conditioning installations. This can include options like monthly payment plans or financing through third-party lenders at various interest rates. Some might even offer promotions such as deferred interest if paid in full within a promotional period. Additionally, local banks and credit unions might provide personal loans or home equity lines of credit that can be used for home improvement projects, including AC installation. Always compare terms and rates from several sources to find the best financing option for your situation. It’s also a good practice to read the fine print for any additional fees or penalties to ensure the financing fits within your budget.