While non-U.S. citizens are eligible for personal loans, they'll need to meet specific requirements that vary from lender to lender. Lenders will be looking to see that you have a green card or valid visa that extends at least three years or at least the life of the loan. But these loans will likely be offered by individual banks and lenders that provide loans geared toward foreign visitors looking to buy a vacation home or rental. Still, many banks and lenders will not issue a loan to non-citizens without a cosigner, but it is still possible. There are exceptions, such as Stilt, which enable U.S. immigrants to get a loan even if they have no credit history or Social Security number by using your Individual Taxpayer Identification Number (ITIN) The few banks that provide foreign loans will ask for proof of identity (passport), a copy of a valid employment pass of at least one year, and proof of address, income, and employment during the application stage.