Ancillary benefits provide secondary benefits typically excluded from traditional health insurance plans. Employers choose these benefit plans for their employees to supplement group health insurance. Employees who elect to participate in ancillary benefits may pay some or all the associated premiums, depending on their benefits plan.
Voluntary benefits are generally paid by employees. The premium is typically deducted from the insured’s paycheck and the company isn’t required to contribute, although they may choose to do so.
Employer-contributory benefits are typically partially paid by employers. Employers generally pay between 50% and 100% of the insured’s premiums with this plan. If there are remaining premiums, they are usually deducted from the insured’s paycheck.