You can follow a few simple steps to consolidate your debt.
1) Shop around for debt consolidation loans.
2) Apply for several loans and compare the rates and terms they offer you.
3) Choose the lender that's best for you.
4) The lender will assess your credit score and debt to income ratio to come up with an agreement.
5) Accept the terms the lender offers and receive your debt relief funding.
6) Repay the debt consolidation loan as per the terms you agreed to.