The foreclosure protection program in Rhode Island, governed by both state and federal law, safeguards active-duty service members, including National Guard members called to federal active duty, from foreclosure proceedings. Mortgage lenders are prohibited from foreclosing, selling, or seizing property due to failure to pay a mortgage debt unless they obtain court approval.
This protection applies to mortgages that were originated before the service member's military service began or, in the case of National Guard and Reserve members, before they were called to active duty.