No credit card, no problem. If you don't have a credit card but you do have a Visa or Mastercard debit card, you can hire a car. Just a heads up that if you pay for your hire online, your debit card will be subject to a non-refundable payment processing fee. You will also need to reduce your insurance liability to the Assured or Peace of Mind insurance option. Your card must have the cardholder's name embossed on the front and the cardholder must be the main hirer.