Investments made into your Yieldstreet wallet are insured because this wallet is an account held with Evolve Bank & Trust, which is insured by FDIC. Funds up to $250,000 in any individually-owned account will be covered. However, investments made into the Yieldstreet Prism Fund are not considered bank deposits and are therefore not insured by the FDIC and not guaranteed by Yieldstreet or any other third party.