The bank can determine what interest rate is applicable above a certain balance. This results in balance tiers. The interest rates and the balance tiers are not fixed. The bank may change these at any time. For the current interest rates and balance tiers, go to  abnamro.nl/creditgeld.
A balance tier can also apply to all balances in your payment and savings accounts as well as all payment and/or savings accounts held in your name together with co-account holder(s). We call this the total balance.
If a balance is held with co-account holder(s), each co-account holder is assigned an equal portion of that balance for the calculation of his or her total balance.