It is possible to pay your loan back early or make overpayments, but most lenders set an early repayment charge (ERC) you’ll need to pay to do this.
The ERC you will need to pay is usually based on a percentage of your remaining loan balance or one or two months’ interest. That means the lower the balance, the lower the fee you’ll need to pay.
If you think you may be able to pay your loan back early, check the terms and conditions when you apply to see what charges you could face.