To avail of a loan against property without income proof, consider the below tips.
Apply for the loan with a co-applicant who has a high credit score
Apply for a lower loan amount than your actual eligibility
Negotiate with the lender and apply through other documents, such as bank account statement and rent receipt, among others
Justify your lack of income proof with a genuine reason
Negotiate based on financial discipline
Agreeing to repay under a shorter tenor with higher EMIs is also an effective solution to avail of a loan against property without income proof.