A common misconception about farm insurance is that it provides a bundle of predetermined coverage, but this isn’t the case. Basic farm coverage generally includes coverage for property and liability. But because farmers have so many different aspects to their businesses, they need custom policies that address their many operational challenges. A comprehensive farm insurance package may include any of the following:  crop insurance, livestock insurance, equine insurance, farm equipment insurance, farm dwelling insurance, farm structures insurance, commercial auto insurance , and more.