Your premium, i.e. the purchase cost of your Life Insurance, is calculated by a number of factors. These can include:
Gender
Age
Weight
Smoking status
Pre-existing health conditions
Engagement in hazardous sports such as parachuting, mountaineering and motor sports
Certain lifestyle changes, like quitting smoking, changing jobs, or losing weight may mean your premium is lessened, so it’s important to keep us in the loop as often as you can.