We cover the statutory liability of the policy holder as keeper of, or carer for: tame pets, small domesticated animals and bees. This includes pigs, sheep, goats, rabbits, pigeons, chickens, other poultry and bees, as long as they are kept for private purposes. Wild small animals (such as spiders, chameleons, Norway rats) are also insured. Statutory liability as keeper of, or carer for the following animals is not included: dogs, cattle, horses and other riding animals and animals used for commercial or agricultural purposes.