I find the vast majority of my clients do not have a full understanding of what Full Coverage" means. Many assume that "full" means "all" available coverages. It typically does not. "Full Coverage" has become a term of art and most often simply means that you have the minimum automobile coverage mandated by your State (i.e. you are "fully" covered to legally drive within your State). In Nevada, you are required to carry $25,000.00 per person and $50,000.00 per incident to drive on Nevada roads. This is often referred to a "Liability Only" (where your insurance will cover damages to the other vehicle but not your own). In actuality "Full Coverage" includes medical payment coverage, underinsured motorist coverage and uninsured motorist coverage (you can also add small upgrades to your policy as available by your insurance company). If you have questions about how to better protect you and your loved ones with true "Full Coverage", contact me for a free consultation.