Costco Credit Card Annual Fee: The Costco Credit Card annual cost is $0 (meaning there are no annual fees) in the event that you are a Costco member. Non-Costco members aren't able to be eligible for this card. That's a shame considering the rewards it gives. Costco Visa Card Costco Visa Card offers members the chance to earn cashback up to 4% for the first $7,000 that they spend each year on gas purchases that are eligible and a cashback of 3% on dining and travel and 2 percent cash back on purchases made at Costco as well as Costco.com. However, if you're searching for a reliable reward card but don't want to be liable for annual fees or annual dues for membership, you should consider double cash cards. It offers cashback of 2% for every purchase, one percent when you buy or make a purchase, and 1% after you pay for the purchase.