If you find that any of the information on your credit report is incorrect, then you will need to dispute it. This goes for incorrect personal information, and incorrect financial information. If you do find that your address hasn't been updated on your credit report straight away, then it is best to wait a little while because it does take time to process. But if it doesn’t change within a month or two, it is best to dispute it.  To dispute any information on your credit report, you will need to use a credit report agency. If you are regularly checking your credit report, then you will have an agency that you are already using, so it is best to stick with them.  One of the most popular credit rating agencies is Experian, and with this company it is easy to dispute any issues. Experian has an online dispute center which you can use to file any disputes that you have. Simply select the incorrect information and file the dispute. Once you have filed it, it will generally take around 30 days for you to hear back. When you do, there will usually be a lot of back and forth communication until the issue has been resolved.