SSCF is a Savings and Credit Co-operative (SACCO) whose main objective is to mobilize savings from members and in return provide capital funding facilities. Member-owned, empowering members to contribute to the organization’s capital — and to reap the benefits. Member-governed, awarding each member with one vote to elect our governing Board of Directors, who set policy and direction for the organization. Autonomous and independent, practicing our core values of integrity, people, service, innovation, education, and celebration. Education-driven, providing financial education and training to help members and non-members succeed and to contribute positively to the local economy. Community-focused, encouraging our employees and members to give back as volunteers, donors, and caring citizens. Cooperative-minded, supporting laws and financial services that benefit not-for-profit cooperatives and our members.