It’s quite rare to find pet insurance policies with no waiting period. Most pet insurance policies include a waiting period that starts from the date you purchase the policy. This is a specified amount of time during which any illnesses or injuries that occur are not covered. The waiting period is typically around 14 days for illnesses and in some cases may be shorter for accidents, usually around 48 hours.
The purpose of the waiting period is to prevent claims for conditions that were already present or occurred immediately before or just after the policy was purchased. This helps insurance providers mitigate the risk of covering pre-existing conditions or issues that arise immediately after taking out a policy.