You can raise a claim under maternity insurance either by Cashless Claim Process or Reimbursement Claim Process. Under the Cashless Claim Process, you can receive treatment from a network hospital and your insurer will settle the bills directly with the hospital, you just have to pay the applicable deductibles. Alternatively, you can choose an accessible hospital, pay the bill and get the bill reimbursed by your insurer. Coverage for both processes will be as per the policy wordings.