If you get into an accident with Uber, hopefully you are not injured. The good news is that Uber usually has insurance that will cover you. This is often true regardless of whether you are a driver or passenger. We all hope that no one gets injured. However, if you get seriously hurt, there is a best scenario that may entitle you to Uber's highest insurance coverage limit. The best scenario (for the injured person) involves four facts, all of which are needed. First, the accident happened while the Uber driver is en route to pick up passengers or during a trip. This triggers Uber's $1 million bodily injury liability coverage limit and its $250,000 uninsured motorist coverage limit. Second, the Uber driver is at fault for causing the crash. Third, another vehicle is also at fault for causing the accident. Fourth, the person claiming the serious injury is a passenger. If all of the above are true, Uber's insurance company may be on the hook for up to $1.25 million dollars. This is true for states (like Florida) that allow a passenger to tap into both Uber's bodily injury liability insurance policy and its uninsured motorist insurance policy. However, you can only do that if both the Uber driver and another car are at fault. You get the point. In an Uber accident, you may dealing with a good amount of insurance coverage. This is all the more reason to hire an Uber accident lawyer. Here is a chart that shows insurance for rideshare drivers with Uber.