You may redeem your valuables at any time within the 6 months’ time frame. Unlike renewing your pawn where you pay just the interest, to redeem, you are to pay the interest + principal. Assuming your pawn amount is RM1000, when you redeem your valuables at the end of 6 months, the interest payable is RM90 based on the calculation RM1000 x 1.5% x 6 months = RM90. Therefore the amount payable is RM1090.