It is mandatory to have motor insurance for all vehicles participating in traffic. Motor Third Party Liability Insurance compensates for damages caused to others by your vehicle, in accordance with the provisions of the Motor Insurance Act. The sum insured per insured event that took place in Estonia is 1 200 000 euros in the event of damage of a thing and 5 600 000 euros in the event of personal injury, if the event has happened before 15th July 2024 1 300 000 euros in the event of damage of a thing and 6 450 000 euros in the event of personal injury, if the event has happened on the 15th July 2024 or later