Before filing for bankruptcy, there are several crucial actions to avoid: incurring new debt, especially if you don’t intend to repay it; transferring assets to friends or relatives to shield them from creditors; withdrawing funds from retirement accounts, which are usually protected in bankruptcy; and selectively repaying loans to family members or friends over other creditors. These activities can be seen as fraudulent by the court, potentially leading to the denial of your bankruptcy discharge or other legal consequences. Consulting with a Stockton Chapter 7 bankruptcy attorney Robert Fong can provide guidance tailored to your specific situation and help you avoid actions that could negatively impact your case.