The value of your claim includes your monetary damages like costs for medical treatment, lost wages, paying for help you need around the home or transportation to medical visits, physical therapy, and other related general expenses. Keep in mind that in some cases, these expenses can continue for a lifetime and this must be accounted for. You total these losses and then multiply by 1-1.5 for moderate injuries and up to 5 for severe cases to cover pain and suffering.  Learn more about what your personal injury case is worth here.