Insurers will do a soft inquiry on your credit when generating your home insurance quote. Nationwide takes every precaution in ensuring a consumer's privacy. Soft inquiries are credit inquiries where your credit is not being reviewed by a prospective lender. They cannot be seen by anyone but you, the consumer, and therefore will not affect any credit making decision. In addition, they do not have a negative impact on your credit score and are automatically removed from your credit report within two years. However, keep in mind that your credit history is one of several factors that will ultimately influence your home insurance rate.