When insuring valuables, including specific items of jewellery or precious metals, your insurer is likely to ask about where and how they will be securely stored. Safes come with insurance ratings that ultimately dictate the value of their contents. A home safe won't necessarily reduce an insurance policies value, so much as be a mandatory requirement to ascertain one. Before purchasing your safe, speak with your insurance company / broker to get a clear understanding as to the policies requirements, then if you're still unsure, our customer care team are on hand to help answer any questions.