If you’re renovating, AAMI will continue to cover your legal liability but we won’t cover you for damage caused by any construction or repairs. Usually, builders and contractors have their own insurance which may provide you with the coverage you need. To find out more, be sure to have a chat with your builder.
It’s also worth bearing in mind that any time you spend more than 60 consecutive days away from your property, an unoccupied excess of $1,000 may apply to any claims you make. And don’t forget to contact us to update your policy if you’ve completed any renovations. Not doing so could put you at risk of underinsurance.