Well, that's a process all by itself. If you have your own insurance carrier that will pay for those damages that's an option, and we understand most people don't want to file a claim with their own insurance company, but often times it is much faster to have the damages paid for by your insurance company than to try to get those paid by the other party’s insurance.  If the damages are paid by your insurance, your insurance will seek reimbursement of those damages paid from the at fault insurance.  You can also set up a claim with the at-fault party.  Most times you can’t do that until the accident report is ready.  That insurance company, the at-fault insurance company, will assign an adjuster or an appraiser to come out and look at the damages and either give you an estimate right there on the spot or give you directions as to which collision centers or body shops you can take your vehicle to for an inspection and allow that collision center or body shop to give you an estimate for the repair of damages.
Now, if your accident was so severe that the car cannot be repaired and is deemed a total loss well that process is a little different. Once your car has been declared a total loss, and basically what that means is the cost of repairing the car exceeds the value of the vehicle and once that happens the insurance company is going to make a determination as to the fair market value of your vehicle and cut you a check. That check goes directly to you or your finance company.