Allianz boat insurance is tailored to safeguard recreational boats. Consequently, the intended usage of these boats is for personal pleasure and leisure pursuits, excluding boats engaged in commercial activities. Other authorised uses for boats covered by this insurance include: Training boat. Surveillance. Maritime rescue. Boat rental with or without crew. Boats that participate in races (regatas) in Spain whose route is within 12 miles of the coast as well as in races between the Spanish peninsula and the Balearic or Canary Islands. If you have any questions about the permitted uses for your boats, please contact Allianz for guidance with no obligation.