Take advantage of the 50% fee discount on the Green Loan or the benefits of the Green Mortgage with the Greener Planet Account.
Illustrative Example
For a VÚB Loan with a Reward, i.e. a 2% interest rate discount, and without the Green Loan benefit in the amount of €10,000.00, with an interest rate of 7.90% p.a. and a repayment period of 96 months, the monthly annuity instalment is €140.86. The APR is 8.60%, and the number of instalments is 96. The fee for providing the loan is 1% of the loan amount, in this case €100. The total amount that the client must pay is €13,622.56 without insurance.
For the calculation of the APR, the drawing date is assumed to be 18 April 2024, the date of the first instalment is 3 May 2024, and the amount of the annuity instalments is the same throughout the maturity period. The granting of a loan under the offered conditions is subject to approval by the bank, and depends on the assessment of the applicant's ability to repay the loan. The result of the APR calculation is expressed with an accuracy to two decimal places.