Rest assured, your funds remain safe even in the unlikely event of BananaCrystal's liquidation. Once you complete the necessary KYC process and make the payment, an offshore bank account is opened under your name. Your assets are securely stored in this offshore bank account, providing an additional layer of protection. It's important to note that there is a minimum load amount to qualify for different tiers. However, once you receive your debit card, you have the flexibility to withdraw or use the funds without any minimum holding requirement in the bank. This ensures that your funds are always within your control and accessible when needed.