Your employer has responsibilities when you are hurt at work. They are required, by New York law, to have Workers’ Compensation insurance in the event that you or a co-worker are injured at work. This insurance will protect you when you get hurt on the job and help cover your:
Lost wages
Medical bills
Temporary or permanent disability benefits
Death benefits, for fatal accidents
If you or a co-worker are hurt at work, your employer must take your injury seriously and properly document the facts around an accident. They must also make sure an accident investigation is carried out to help reveal the root of the problem and point toward safety improvements.