If you book in advance, some hotels will immediately charge your card and you’ll see the funds either clear your bank account, or a charge processed onto your credit card statement. Other hotels will simply put a hold on your card for the amount of the room, meaning the transaction has not actually gone through but the funds have been earmarked for the anticipated transaction. Holds reduce the available funds you have access to either through your bank account or credit card account, depending on the method of payment you used. Many hotels require a deposit to cover any theft or damage you may cause during your stay and will place a hold on your card for the amount of the deposit. The hold is released a few days after check-out as long as you have not caused any damage to hotel property or stolen anything.