You should purchase as much as you can afford and which will adequately protect your family. At a minimum we recommend following the chart below:
YES NO
X Basic Policy (absolutely not)
X Standard Policy
X Uninsured/Underinsured Motorist Protection
X Underinsured Motorist Protection and Liability Limits of at least $100,000 (may not exceed amount of liability coverage
X Limitation of Lawsuit Option
X No Limitation on Lawsuit Option
X $250,000 PIP (to pay for your medical bills)