Yes, you can access equity in your home as a pensioner in the form of a reverse mortgage. As mentioned above, reverse mortgages allow you to take out equity in the range of 15%-25% in order to help support yourself in retirement in addition to your pension. Under this type of arrangement, you will receive the funds from your equity in the form of a lump sum payment or fixed income stream and the equity is repaid from your estate once you have passed.