Yes, a down payment is required when opting for a payment plan with Cherry. The amount of your down payment will depend on the total cost of your treatment and the payment plan you choose. It is usually equivalent to your monthly payment and will contribute to your overall purchase price. You can make your down payment using a bank-issued debit or credit card. Please note that payments made with a credit card or prepaid debit card will incur a 2.99% processing fee, while payments made with a traditional debit card do not have any processing fees.