Daycare costs depend on the child’s age group, the type of daycare, and where you live. Infant daycare is typically the most expensive, ranging from $650 to $1,500 per month. Infant daycare requires higher ratios of caregivers to children, which increases costs. Babies require more individualized attention, including diaper changes, feedings, and naps. As the child ages and becomes more independent, this ratio decreases along with daycare costs.
Traditional daycare centers tend to charge higher rates than home-based family daycare centers or co-ops. However, they usually have lower child-to-caregiver ratios, offer a wider range of amenities and activities, and have stricter qualifications for staff. Church-based, YMCA, or other non-profit child care centers offer lower rates, while home-based daycare is typically the cheapest option due to the low overhead costs.
In urban areas with a higher cost of living, daycare costs tend to be higher to cover the cost of higher rent and teacher salaries. Suburban and rural daycare centers have lower overhead costs, which often translates to more affordable daycare.