Many Malaysian banks and lenders can lend from RM1,000 up to RM200,000, depending on the borrower’s credit history or rating. Most banks and lenders set an upper limit on how much applicants can borrow, which can range from three to four times the amount of their current salary, or a fixed amount, to ensure you don’t overextend your finances. Whichever amount is lower will be the highest amount the borrower can have.