There should be no issues in most cases to get a Police Officers critical illness cover policy in place, especially where the role is lower risk or if you are a healthy individual. You will be asked to provide the usual information about your health and medical history on your application form which will determine whether there are any additional risk factors to be considered for your Police Officers critical illness cover. If you have a health issue or pre-existing medical condition then you may find that you will pay more for Police Officers critical illness cover purely to reflect the increased risk for the insurer.
Generally Police Officers critical illness cover premiums will vary from standard levels which is exactly the same as for someone with no additional occupational risks up to possible higher premium loadings or exclusions depending on your circumstances.