If the deceased family wishes to purse a claim, they must prove that the death was indeed a result of negligence, then the claim may be covered by your auto liability insurance. Liability as well as property damage coverage is significant to have in order to cover any damage you may cause to other drivers on the road. A wrongful death claim is dealt with comparatively to a personal injury claim. However, since casualty claims are severe and typically result in an extreme amount of compensation, insurance agencies attempt to protect themselves ad deny any responsibility. This is why it is in your best interest to consult with a personal injury attorney to ensure you receive what you are owed.