Yes, you can, and that’s entirely legit. Still, the approval depends on the 2nd chance payday loans direct lender. Therefore, any direct lender must run a fitness check; some even run credit checks to ensure you will payback. Overall, the more 2nd chance loans you have on your back, the lower your chances of getting approved for instant cash. Bear in mind that each consequent payday loan will entail worse terms as you’re a riskier customer.