Mentioned nearly 40 times in your standard insurance policy, bodily injury is a term you should be familiar with.
It’s one of two broad areas of coverage, along with property damage, that fall under something called personal liability, aka coverage for stuff you do that affects other people.
If you accidentally injure someone else, check your policy for the specifics of what’s covered. Your insurer might be required to help you legally and financially.
Both homeowners and renters policies typically offer personal liability coverage between $100,000 and $500,000.