Possibly, with the consent of the bankruptcy trustee and/or court, and presumably subject to the creditor's right to raise objections. However, there is no automatic right to engage in such a large transaction while under your Chapter 13 repayment plan. Remember: under that plan, essentially all your income from any sources, other than that approved for your cost of living as it stood when the plan was approved, needs to be dedicated to paying back your creditors. You cannot necessarily go "off plan" and pay a large sum of money for your benefit, not for your creditors. The fact that the conditions might be good right now to buy has no bearing on things; you voluntarily choose to file bankruptcy and are bound by the plan. Certainly, you can--and should--consult with a bankruptcy attorney to get a detailed opinion, based on the specifics of your plan and situation; you might also inquire of the bankruptcy trustee. However, the one thing you should *not* do is simply go ahead and do this without checking in detail into whether you in fact have the right.