Things happen. We want to help you be protected from the unexpected. Obtaining event insurance is important for anyone organizing an event, especially one where alcohol is served. It’s important for you to not assume that the event venue has it covered. They might have coverage for damage to their venue, but that won’t cover liability on your end. It never hurts to be insured on both sides, so you can party worry-free. Lawsuits from events can be expensive and insurance will help make sure you are not held responsible for the costs. Your insurance will protect you from property damage and personal injury situations. Rental venues can often require you to have your own insurance for liability in case of property damage caused by you or your guests or injury incidents.  The beauty of event insurance is that it covers you for far more than alcohol-related issues. Even if you’re having a birthday party with just cake and ice cream, you can obtain this coverage for peace of mind that should something unexpected occur, everything will work out just fine. You should be spending your time enjoying your event, not worrying about the what ifs. That’s why we’ve made buying special gathering and event insurance online quick and easy. Heads up! Most event insurance policies will exclude fireworks.