No, automated tickets do not affect your car insurance premium. They also don’t add demerit points to your license and will not appear on your driving record. Just like with parking tickets, the reason for this is that there’s no way to confirm who was driving the vehicle at the time the camera recorded the infraction. However, if you are pulled over by a police officer who gives you a ticket for failing to stop at a red light, it will impact your insurance, unless you successfully appeal the ticket.