Your health insurance company might deny your claim settlement in case of following scenarios:
✓     Claim filed for intentional self-injury
✓     In case of misrepresentation, fraud, nondisclosure of material facts or non-cooperation from insured’s end
✓     Claim filed for coverage of the pre-existing diseases before the waiting period gets over
✓     In case of claim filed for any of the exclusions mentioned in the policy document