Here are some indicators of an ethical credit repair company: Transparency: A legitimate credit repair company should be transparent about its services, fees, and the results it can achieve. They should also provide you with a written contract that outlines the services they will provide and the fees you will be charged1. Reputation: Look for a credit repair company with a good reputation. Check online reviews, ratings, and complaints to see what other people are saying about the company2. Compliance: An ethical credit repair company will comply with the Credit Repair Organizations Act (CROA), which prohibits credit repair companies from making false claims or charging upfront fees for services that have not been performed34. Realistic promises: Be wary of credit repair companies that promise to remove all negative information from your credit report or guarantee a specific credit score. Legitimate companies will not make unrealistic promises or guarantees15. Education: An ethical credit repair company will educate you on how credit works and provide you with tools and resources to help you improve your credit score on your own6. By looking for these indicators, you can find a credit repair company that is ethical, legitimate, and can help you improve your credit score.