Yes, the Capital One Venture Rewards Credit Card comes with built-in car rental insurance. This coverage can protect you if your eligible rental vehicle is damaged due to collision or theft, as long as you use your card to pay for your rental and decline the rental agency's collision damage waiver. Bear in mind that the Venture's car rental insurance is secondary, which means it only pays out for amounts not covered by your personal automobile insurance policy. Some cards, including the Capital One Venture X Rewards Credit Card and Chase Sapphire Preferred Card, offer primary insurance, which doesn't require you to file a claim through your personal policy first. Here's our guide to credit cards with primary rental car insurance for more options.