Homeowner’s insurance does not have a standard policy price for residents of D.C. Of course, a Georgetown brownstone or stucco home will pay a different monthly premium than a Master’s student who owns a two-bedroom home in Brookland.
According to Bankrate, D.C. residents can get a pretty good deal when it comes to homeowners insurance rates. The average cost of homeowners insurance in D.C. is around $1,211 per year. The national average for homeowners insurance is $1,477 in comparison. How much you pay on homeowners insurance depends on your coverage limits, your insurer, your property, and your deductible.