If you sold your home via a short sale and the lender in second position now is seeking moneys from you, you need to ascertain if the second loan was part of the property's actual purchase in its acquisition. If so, the second lender may be barred by the anti-deficiency statutes of the state where the property was sold.Also, if the second lender received any moneys from the short sale there may be laws preventing it from getting any more moneys from you. California has a recently enacted statute in July 2011 on this subject.I recommend that you consult with a real estate attorney about the situation you are in and the information I have stated in the answer to your question.