A full coverage car insurance policy refers to the highest amount of car insurance you can have on a single vehicle. Full coverage policies may include:
Comprehensive Coverage: This provides compensation for damages to your vehicle caused by fire, wind, hail, lightning, falling objects, smoke, theft, vandalism and other incidents not involving collision.
Collision Coverage: This provides compensation for damages to your vehicle caused by a collision with another vehicle or object.
Liability: This covers bodily injury and property damage you may cause someone else while operating the insured vehicle.
Medical Payments Coverage: This insurance covers medical bills you and your passengers may face after an accident, no matter who caused the accident.
Uninsured/Underinsured Motorist: This insurance covers damages and injuries that occur in an accident with another driver who is not carrying insurance.
Roadside Assistance: This covers trip interruption expenses such as blown tires, running out of gas and towing.