If your own car insurance policy includes medical payments coverage –
sometimes written as Personal Injury Protection (“PIP”) or
“Med Pay” – then your insurance company may pay your
medical providers and may reimburse you for other costs related to your
care, like copays. You might be covered through your health insurance,
like a policy provided through your employer. Otherwise, you will need
to pay out of your own pocket for your medical care and seek reimbursement
through damages or compensation won in a claim. Keep in mind that if an
insurance company pays for your medical care and you receive a settlement
or verdict later, they might have a claim to reimbursement.