Most of our products are with-profits policies and when you invest with us, we pool your money together with other members' in our with-profits fund. This is then invested in assets like commercial property, shares, fixed interest, cash, bonds and government gilts. Our with-profits fund is managed to provide a low to medium risk investment, appealing to individuals with a more cautious approach to investing.
With-profits aims to offer a better return than a typical bank or building society account but is not as risky as investing all your money directly in the stock market as we also ‘smooth’ returns.