In case of a reimbursement claim, you need not take your car to a network garage of the company. Here, you need to pay all the bills on your own, and then, you can get your admissible claim amount reimbursed by submitting the original bills and payment receipts to the insurer’s office. On the other hand, in the case of a cashless claim, you need to use only the network garage of the company and the insurer will pay the claim amount directly to the garage.