No, employers cannot perform a credit check on your credit score or credit history without your explicit consent. The Fair Credit Reporting Act (FCRA) mandates that employers must obtain written permission from a potential employee before accessing their credit report. If an employer decides not to hire, promote, or retain you based on the information in the credit report, they must inform you and provide a copy of the credit report they used, allowing you an opportunity to dispute any inaccuracies.