To learn more about your options and obtain counsel, speak with an expert foreclosure lawyer. You may be able to retain the services of an attorney for advice or assistance. To apply for advice from the Volunteer Lawyers Program, call Community Legal Services at 602-258-3434 if you have a low income and are eligible for free legal assistance. Ensure that all communications are documented or confirmed in writing.
Keep track of who you spoke with, when you spoke with them (day and time), their phone number, and what they said.
NEVER PAY MONEY TO ANOTHER PERSON TO NEGOTIATE WITH YOUR LENDER FOR YOU UNLESS YOU ARE SURE THEY ARE AUTHORIZED. GET TWO OPINIONS EVERY TIME.