Erie offers insurance in 12 states which cover the most of the middle East Coast (New York, Pennsylvania, Maryland, Virginia, District of Columbia and North Carolina) and part of the mid-west (Illinois, Indiana, Kentucky, Ohio and West Virginia).
Erie is a publicly owned company owned by shareholders. Erie’s stock (ERIE) is traded on the Nasdaq and the company has been a component on the Russell 1000 index for over a decade.
Erie Insurance pays claims through its claims department either by sending a check to you directly or by sending direct payment (or to the auto repair shop in property damage cases). Of course, sometimes you have to file an Erie insurance lawsuit to get the compensation you deserve. But when they are willing to pay, Erie insurance gets out a settlement check pretty quick.