Eligibility for filing Chapter 7 bankruptcy in New Mexico is based on the state means test. If your average yearly income is less than the median New Mexico yearly income, it is assumed that you will pass the means test, and you may file Chapter 7 bankruptcy. If your income is over the New Mexico median income, you must fill out this form in order to determine your eligibility. This test is intended to prevent individuals with high incomes from filing Chapter 7 bankruptcy when they have other means of clearing their debts.