Yes. It’s a fantastic tool if you’re looking to improve your credit score, as the OpenSky secured Visa comes with all the features a credit improvement card should need. It might be a secured card, but it reports to all three major credit bureaus, meaning you can speedily improve your credit score if you combine it with a good credit strategy. Alternatively, this is a fantastic card for improving your credit score because it has a flexible credit limit. With this card, your credit limit will depend on your initial deposit - the higher your initial deposit, the higher your credit limit, which allows you to make bigger purchases and further speed up your credit improvement. Remember, all you need to do is be responsible for your purchases. You can wind up hurting your credit score if you’re not careful.