You can reduce (switch to a lower level of benefits) or cancel your supplementary insurance at the end of each year. The notice periods are as follows:
If the premium remains unchanged: Notice of cancellation to be received by SWICA no later than 17:00 on the last working day of September
If the premium has changed: Notice of cancellation to be received by SWICA no later than 17:00 on the last working day of December
Notice of cancellation must be sent in writing by post, email or within mySWICA.