For couch potatoes (raises hand), the BMO Harris Bank Cash Back Mastercard's 5% rewards rate on streaming, cable TV and satellite services feels like enough justification to add even more subscription channels to your viewing lineup. thumb_up Likes 5% unlimited cashback on streaming/cable/satellite services3% cashback on gas and groceriesWelcome bonus and 0% APR on balance transfers availableComes with roadside assistance and cell phone protection coverageNo annual fee thumb_down Dislikes Combined $2,500 quarterly spending cap on gas and grocery 3% cashback category4% balance-transfer fee is pretty pricey1% base cashback on all other purchasesCharges a 3% foreign transaction feeResidency restrictions for application apply Category Default Rate Bonus Rate Bonus Spend Cap Bonus Spend Period (Months) Gas 1.00% 3.00% $2,500 3 Travel 1.00% - - - Dining 1.00% - - - Entertainment 1.00% - - - Pharmacy 1.00% - - - Groceries 1.00% 3.00% $2,500 3 Other Purchases 1.00% - - -