A letter requesting policy limits must include:
The claimant’s request shall set forth the specific nature of the claim asserted;
The request must be made under oath; and
It shall be mailed to the insurer by certified mail or statutory overnight delivery.
The law further requires that:
The insured, within 30 days of receiving a written request from a claimant or the claimant’s attorney, shall disclose to the claimant or his attorney the name of each known insurer which may be liable to the claimant upon such claim.