All the benefits are free to access, but there are two benefits with deductibles and small costs attached if you plan to opt into them: There is a deductible for Cyber Liability Protection and Ransomware Protection, but that deductible is competitively priced so that you don’t have to pay too much to protect your business.  With Billshark Bill Negotiation, they will work to lower your monthly bills, so you never pay more than you need to for the services your business needs. A small portion of those savings will go to Billshark, depending on the cost savings and how many negotiations they have done. It is recommended that you work directly with a Billshark agent to determine what that percentage would be. Overall, with the deductible and Billshark percentage, your business is still saving nearly $3,000 a year by utilizing all the BaZingBiz features compared to sourcing these services yourself.