If your tenant causes damage to your property, your landlord's insurance policy should cover the cost of repairs and any replacement costs that might be required. Depending on your policy, you may also be able to make a claim for any additional losses caused by the damage, such as loss of rental income, or legal expenses. In order to assess the damage and make a successful claim, it is important to have detailed records and evidence of the condition of the property prior to the incident. If possible, take photographs and make notes regarding repairs already carried out. Once a claim has been made with your insurer, they will arrange for an assessor to inspect the property and determine what needs repairing or replacing. You may then receive compensation in accordance with your policy terms. In some cases, you may need to seek advice from a solicitor or other specialist if you are in dispute with the tenant about who is responsible for the damage.