For BPAY payments, Sniip will let the user know prior to confirming the payment when the bill will be processed via BPAY to the biller.  This is generally the next business day (unless using a Diners card which takes an extra business day). Sniip will let the user know the date of payment to your biller prior to payment.  The Biller must recognise the BPAY payment as the date that the bill was paid.  For payments utilising the Sniip QR code, Sniip uses the same payment gateway as the relevant biller.  However, each biller may have different transfer timeframes and there may be delays in the funds being received into your billers account.