Of course not, there are also play money versions of this game. Some play it just 4 fun and there are some pages, as well as apps. Baccarat is often found in the casino, but also on some games pages. The advantage of the free Baccarat is that you do not have to invest nothing and no risk. Beginners should only play in demo mode. Only when the rules sit is worthwhile, so that they do not lose too much.