There are three AM5 chipsets you can choose from, X670, B650, and A620. Here is a small comparison table that summarizes their features.
Criteria X670 B650 A620
Native PCIe Version PCIe 5.0 or PCIe 4.0 PCIe 5.0 or PCIe 4.0 PCIe 4.0 only
CPU Overclocking Yes Yes No
RAM Overclocking Yes Yes Yes
USB 20Gbps 2 1 No
USB 10Gbps 12 6 2
Ideal Use Case High-end gaming, content creation, and demanding productivity tasks with an emphasis on top-notch performance Mid-range tasks like a typical office or home use. Entry-level chipset meant for users on a shoestring budget.