Breathe a sigh of relief, failing to repay installment loans Arkansas is not an offense that is criminal and the police will perhaps not arrest you. However, your loan provider might sue you and force you to come to court. In the event that you neglect to come in court, you can be arrested. Alternatively, the lending company might move the debt to a collections agency that will harass you and try to force you to definitely repay your debt and include fees.