Multi Claim Protection Cover (MCPC) is a new type of policy that pays out based on the severity of an illness and the impact it has on your life.For example, a severe illness like a major organ transplant will payout 100% of your cover. MS will payout 50%, heart attack 20%, angioplasty 5%.The motive here is that because medicine has improved, people are getting earlier diagnoses, faster treatment, and recovering quicker, so illnesses have less of an impact on people’s lives.Following treatment, many people return to life and work as normal in a short space of time. Therefore there isn’t such a need for a product that pays out 100% of the claim in one go.Here’s an in-depth analysis of Multi Claim Protection Cover – it’s the ‘Batbelt of protection products’.