Think of Shop Pay as Shopify's native 'wallet' - it works similar to Apple Pay and Google Pay. If you have a store account created within the American Dream Nut Butter website, Shop Pay can be set to remember your shipping address, key contact info, and preferred method of payment.Shop Pay Installments takes this one step further, by also allowing customers to place a large order, get it now, yet pay over time.For orders over $50*, select installments at checkout to split your purchase into 4 interest-free payments. That means ZERO fees!*Please note, orders must total $50 or more after discounts/coupons, taxes and shipping are applied.