Apart from the deposit and mortgage, general property costs include things like stamp or transfer duties, and bank, broker and conveyancer fees. These will vary according to the state or territory you are purchasing the property in and your individual circumstances. The type of fees will also depend on the kind of property you buy – for example, the fees for off the plan apartments are often offered at a discount, and there may be substantial stamp or transfer duty deductions for brand new properties. It is always a good idea to have a small fund put aside for such expenses before considering buying an investment property. If you are dealing with a property investment company such as Ironfish then they will be able to help you determine the overall costs of a new property.