Yes! In 1974, Congress enacted the Employee Retirement Income Securities Act (ERISA). ERISA, in conjunction with sections of the Internal Revenue Code, provides workers with another business funding vehicle for building retirement assets. That’s ROBS! That said, there is definitely a “right” and a “wrong” way of doing ROBS. The IRS maintains strict compliance requirements, so be sure to work with a ROBS provider that has rigorous compliance standards. Read more about the legality of ROBS here.