You may be tempted to apologize for the Car Accident or admit fault to your car insurance agent.
However, doing so can seriously jeopardize your claim.
Instead of taking blame for the Car Accident:
Give a detailed description of the accident about what happened and what you saw, along with relevant photos.
Get a completed police report.
Even if you believe you might have been entirely or partially at fault, don't say to the other party, your passengers, witnesses, or your car insurance company that you were to blame.