You can buy insurance from both agents and brokers. Each have their own advantages and disadvantages to contend with. Brokers have a wider feel for the marker due to working with a variety of different companies in their network and this wide-angle lens can help determine the best prices for the coverage you need. Agents on the other hand may not have this wide-angle lens but are far more specialised and can better assist with personalising your policy from a particular provider. The most important thing is to ensure you have considered all your options when looking for life insurance and making sure you have evaluated the cost-benefits of each.