There are a few different options when it comes to financing a new home build. You may qualify for construction loans, which are short-term loans that cover the cost of building your home. Then once the home is built, you can usually roll that loan into a traditional mortgage. VA loans even have an all-in-one option which is a single closing for both the construction loan and conventional mortgage. It's important to discuss your options with a lender so you can find the best way to finance your new home build.