If you're a member of only 1 caisse or credit union:
Volume and product dividends are deposited into your everyday account. The amounts for both categories are paid out together.
If you're a member of multiple caisses:
Product dividends are deposited into the everyday account at the caisse where you do most of your business. Volume dividends are deposited into the everyday account at the caisses that pay out the volume
dividends.
If you have a registered plan:
Volume dividends are deposited into the registered account where you hold the products for which you're receiving dividends. If you don't have a registered account, the volume dividends are deposited into your everyday account and
become taxable.