To determine which student loan forgiveness programs you’re eligible for, it’s important to first understand what type(s) of federal student loan you have. You can do this by logging in to StudentAid.gov using your FSA ID (account username and password), and selecting “My Aid” under your name. Forgiveness through IDR. Among the four IDR plans – which all offer borrowers a path to potential forgiveness in 20 or 25 years – different types of federal student loans qualify for different plans. For an in-depth look at what types of federal student loans are eligible for forgiveness under each IDR plan, visit the Student Aid website here, or learn some of the pros and cons here. Forgiveness through PSLF. If you’re a full-time employee at a qualified nonprofit or government organization, then it’s important to know that only non-defaulted loans received under the William D. Ford Federal Direct Loan (Direct Loan) Program are eligible for forgiveness through the PSLF program. Loans received under the Federal Perkins Loan Program, or the Federal Family Education Loan (FFEL) Program don’t qualify for PSLF but may become eligible if you consolidate them into a Direct Consolidation Loan. Learn more about PSLF eligibility by visiting the Student Aid(6) website here. Forgiveness through President Biden’s proposed student loan debt relief plan. Under President Biden’s proposed federal student loan debt relief plan for low and middle-income borrowers, only federal student loans, including parent PLUS loans, issued prior to June 30, 2022, would be eligible for forgiveness. Learn more here and at whitehouse.gov/.