Yes, your phone will be covered for all listed events at home, if you include its value in your general contents.You can also add accidental damage cover, to protect you for things like dropping your phone and cracking your screen when you’re at home.If you want your phone to be covered if it's damaged, lost or stolen while you're away from home, you can add it to your policy as a portable item.You can also add other types of portable technology like laptops, tablets and smart watches.