If you have a wood stove in your home, it's important to know how it may affect your home insurance. While some insurers may see wood stoves as an increased risk and charge higher premiums, others may not be affected at all.
Here are some things to consider when it comes to insuring a home with a wood stove:
-The type of wood stove you have: Some newer models are built with safety features that can help reduce the risk of fire. This may make your home insurance more affordable.
-How often you use the wood stove: If you only use it occasionally, your insurer may view it as less of a risk than if you were using it daily.
-The condition of your wood stove: A well-maintained wood stove is less likely to cause problems than one that is old or in disrepair. Keep yours in good condition to avoid any issues with your home insurance.