For many who have USAA insurance, sticking with them is often the best plan. They offer incredible support for the service members and family members of service members who they work with. USAA's customer satisfaction is second-to-none, they just aren't available to all customers.
If you wish you had something like USAA but can't get access to it, Safeco is a great alternative. It offers plenty of discounts, as well as traditional person-to-person customer service.
Safeco's discounts can help drive down the costs in comparison to USAA, and their Diminishing Deductible can help you drive down costs in the event of an accident. Safeco also has accident forgiveness discounts and low mileage discounts.
Both companies have similar features and services. Yet in terms of optional coverages, Safeco has USAA beat hands down. USAA offers just four optional coverage types. Safeco offers 14.
This "customizable coverage" remains one of Safeco's strongest features, and can give you the tools you need to personalize your insurance coverage to your unique situation.
Safeco vs USAA: For those who want Emergency Assistance Coverage, Pet Coverage, Item Coverage, and Gap Insurance, for example, Safeco emerges as a clear choice.