DriverLoanUSA 15% APY rate certainly looks better than savings bank account which normally pays around 0.5 to 2% APY. One such example is the Axos Bank high yield saving account with a low-risk consistent income and low risk. But, the biggest catch is in the risk profile. DriverLoanUSA is a very high-risk investment as compared to low risk and FDIC insured high yield savings account. The difference in APY is staggering and hence you should be extremely careful before jumping to invest.