Yes, civil liability insurance is compulsory in the Canary Islands. As well as being highly recommended for all professionals, civil liability insurance is also compulsory for certain self-employed people such as gas or electricity installers or for professionals who need to be registered by law to practice their profession. Also, local councils require civil liability insurance as a guarantee to be able to open certain businesses such as bars or restaurants. As an insurance agent, I can tell you that it is always better to be safe than sorry, and having civil liability insurance gives you the peace of mind of knowing that you are protected in case something happens. Ask now for your personalised quote from TVT Seguros, your ZURICH insurance agency.