If you are involved in an accident where there is no damage or injury, you do not need to file a crash report. However, in an accident where there’s significant property damage or an injured party, then a crash report is required by law.
If you don’t call the police and fail to report a wreck, your driver’s license may be suspended.
In some accidents, physical injuries and damage may not be immediately noticeable.
You may not even realize at first that you have a serious injury, such as internal bleeding or whiplash.
Even “fender-benders” can end up costing thousands of dollars in vehicle damages and medical bills later on.