Some insurance policies, especially those targeted at young people, require the driver to keep a telemetric device, or black box, in their car that monitors their driving.
Insurance companies use the data collected by the black box to analyse the safety of the driver and adjust the premiums accordingly. Safe drivers may see savings as their premiums reduce but if you have a more aggressive style on the road, then you could see your premiums rise. Black boxes can offer a more affordable way for younger people to get insurance.
The black box monitors aspects of your driving such as speed, acceleration, and rapid braking, bad news for the stereotypical ‘boy racer’ but good news for careful drivers who think ahead.