Below are the exclusions in the policy:
1 ) Less than 24 consecutive hours of Hospitalization is not eligible for hospitalization benefit except for diagnosis of COVID-19.
2) Hospitalization claim event cannot be within 15 days of a previous hospitalization date which resulted in claim event (proximity of claim) i.e from one hospitalization date to another hospitalization date there should be at least gap of 15 days.
3) Hospitalization primarily for diagnostic / Evaluative procedures where no active regular treatment is given by a doctor or hospitalization for such treatments or procedures customarily and usually performed by Medical Practitioners in the Out Patient Departments or clinics and casualty settings. For COVID-19 the diagnosis done at unauthorized testing centers or inconclusive medical report.
4) If you or the Nominee or anyone acting on your or their behalf advances any claim knowing the claim to be false, dishonest or fraudulent, then this Cover shall be void and any amounts paid or potentially payable under the Cover shall be forfeited.
Suicide Exclusion: This is not applicable under this policy.