For fully insured health plans, there is no cost for plan designs to the employer if commissionable products are sold. Fees and insurance premiums are determined by the insurance company and are paid to the agent. No additional fees are charged to you. For self-funded health plans, consulting fees are charged and the cost will vary, based on the complexity of the project and the number of employees. In all cases, the cost should be determined and agreed upon before the project begins. The cost for a comprehensive analysis (including implementation and ongoing service) can range as follows:
25-50 employees: $10,000
50-100 employees: $20,000
100-250 employees: $35,000