The resolution of the family glitchbrings significant implications for employers. Employees now have the option to opt out of their employer's coverage and instead join their family members in the ACA marketplace. This could result in cost savings for employees and simplify the process of obtaining coverage for the entire family.he Inflation Reduction Act, signed into law in July, further extends ACA subsidies through 2025, making PTCs available to Americans for no more than 8.5% of their household income. With PTC eligibility more widely accessible, it is expected that ACA participation will increase, leading to higher enrollment in ACA marketplaces.