The annual deductible is by 'coverage term', the deductible is applied to the 12 months following your pet enrollment date. For example, if your policy became effective on May 25, 2018, your coverage term would last through May 24, 2019.
You can view examples of claim reimbursement calculations here.
To maximize the annual deductible, we recommend that you submit all claims pertaining to accidents, illnesses and injuries.
For additional information please click here to see policy specific provisions related to this FAQ.