The optional Add-on Engineering Activities (ENG) extends the insurance cover by engineering services. Insured engineering activities The Engineering Insurance provides blanket coverage. This means that all engineering services are covered without the need for an exhaustive list in the insurance terms and conditions. The activities listed in the "Engineering" endorsement are therefore merely illustrative examples: Hardware and software development in the field of machines and systems, embedded software Machine and system testing, support for commissioning process Quality management and assurance Technical drawing and design (CAD, CAM) Technical management consulting, in particular purchasing, strategy, process design, technical expert activities Requirements for Engineering Insurance As the scope of activities is very broad due to blanket coverage, insurance cover can only be provided under these conditions: You are providing services and support but are not responsible for the final result. You are not responsible for the final engineering product, systems, machines or other parts. You provide the engineering services in a supporting and/or advisory capacity. No machines, plants, final engineering products or other parts shall be put into series production directly and without approval and acceptance by the principal (keyword: final sign-off). Benefits of Engineering Insurance The special thing about this add-on module is the assumption of your own costs, e.g. for the commissioning of: Very comprehensive coverage including legal & contractual liability project delays & loss of profit breach of confidentiality obligations & data protection laws Pre-insurance coverage Projects with "mixed" activities (engineering & IT/ICT) also insured No clause for insufficient experiments or testing No "state of the art" clause No exclusion in the PI coverage for defence and aerospace risks Insured Sums and Deductibles The sum insured for the engineering activitis are the same as the insured sum you selected in the premium calculator for the financial loss liability between € 300,000 and € 3,000,000 and for the general liability between € 2,000,000 and € 10,000,000. Note: the provided insured sums are triple aggregated per insurance year. The deductible for financial losses is the same as selected in the online calculator. Engineering Activities (ENG)