- Health insurance. You can use your own health insurance after an accident to offset the initial costs of your injuries.
- Medical payments coverage. Look into your automotive insurance policy. If you bought medical payments (Med Pay) coverage, the coverage may pay for expenses up to policy limits for the policyholder and passengers in the policyholder’s vehicle during the accident.
- Medical lien. In addition to alternative forms of insurance, health care providers sometimes agree to provide services via a medical lien. The health care provider (hospital, specialist, etc.) will agree to perform services in return for a portion of the settlement. Your attorney can help you file for a medical lien and negotiate fair terms for settlement.