u003cbr/u003eIn India, consumer loan is offered by following categories of institutions:u003cbr/u003eu003cbr/u003e(1) Banksu003cbr/u003e(2) Peer to peer lending companiesu003cbr/u003e(3) Financial services companies (non-banks) including fintech companiesu003cbr/u003e(4) Private money lendersu003cbr/u003e(5) Mobile wallet companies