If you're a business owner who is relatively new to the industry, no one can blame you for not knowing which forms of insurance you need. You need quite a lot, and this is exactly why this service provides you with a personal insurance advisor. You can reach the personal insurance advisor through the landline, or on the website itself. You can discuss all of your needs and wants, and he will advise you on the forms of insurance you might need. This is a user-orientated service, so you're getting only the best bang for your buck.