A volunteer instructor is defined as one that is not operating for financial profit.
An instructor counts as a volunteer if:
They log instructing hours during the consolidation period between training and accreditation of a Mountain Training qualification
They are instructing within an affiliated club of which they are a member
They are instructing in any other capacity and receives no payment or payment in kind other than reasonable expenses
When making a claim, insurers will make sure that the instructor has been operating on a voluntary basis.