Generally, insurance policy terms are for twelve months. If you’re planning to move midway through the year, you have other options besides canceling. Westland has offices across Canada and even if you are moving out of the province one of our expert advisors can help with a mid-term change to cover your new home. Alternatively, if you need to cancel because you are moving out of Canada, some fees do come with canceling a policy midterm. These fees vary by provider and are generally based on how much time is left in your policy term.