Ans. Individuals facing debt can seek help through various avenues. They can start by reaching out to credit counseling agencies, financial advisors, or debt management organizations that can provide guidance on managing debts and creating a realistic repayment plan. Additionally, mental health professionals, such as therapists or counselors, can offer support in addressing the emotional toll of debt. It is important to remember that seeking help is a sign of strength and that there are resources available to assist in navigating financial difficulties.