I'm an aircraft owner: Liability only, or not in-motion hull coverage, COPA VIP Silver. For in-motion and not in-motion hull coverage and liability, COPA VIP Gold.
I lease / rent / borrow an aircraft for more than 30 days consecutively: Liability only, or not in-motion hull coverage, COPA VIP Silver. For in-motion and not in-motion hull coverage and liability, COPA VIP Gold.
I'm a student pilot and rent aircraft a day at a time: COPA VIP Bronze.
I borrow my friend's aircraft a day at a time: COPA VIP Bronze.
I'm a freelance instructor: COPA VIP Bronze.
I fly drones: COPA RPAS / Drone Insurance.