Below are some common conditions that are not covered under the policy:
● Treatment of pre-existing diseases until the waiting period (2 years) is over
● Expenses incurred for the treatment of self-inflicted injuries
● Treatment of injuries caused due to a civil war
● Expenses incurred for cosmetic surgeries
● Cost of dental treatment unless arising due to an accidental injury
● Expenses incurred for treating venereal diseases (except HIV/AIDS)
● Expenses incurred for hospitalisation without the doctor's recommendation