Asbestos is usually not covered under homeowners insurance. Almost all home insurance policies have an exclusion for pollution, which includes things like fuel and chemical spills, and asbestos.
Your homeowners insurance policy might help pay for the costs of removing asbestos if you experience damage that exposes asbestos as the result of a covered peril. In this case your policy may pay for the entire cost to repair the damage, including the cost of safely removing and cleaning up the asbestos.
Banner Environmental Services works directly with insurance companies so we can help you determine if your homeowners policy will cover your unique asbestos abatement situation.