Many factors affect your home insurance premiums, and it can be daunting to try and think of a way to combat your
expenses. One of the best ways to doing this is to opt to pay for your policy once per term (either every twelve
months or six, depending on the term length you're insured for) and cut down on your home insurance costs by getting
rid of the monthly administrative fee. Paying annually also may mean there's no risk of being cancelled mid-term due
to non-payment, and you'll be insured for that entire time. It's also more convenient for some, plus it might take a
little planning off your shoulders.