Workers’ compensation insurance can help pay benefits to employees injured at work or who develop an occupational illness, including medical care and wage replacement. This coverage can enable your employees to recover from occupational injuries or illness and return to work faster.
Workers’ comp insurance also offers you benefits. This coverage can help protect your business from lawsuits that may stem from occupational illnesses or injuries. As a result, your employees typically can’t file civil lawsuits against you if they sustain a workplace illness or injury.