One of the first concerns in handling an automobile accident case is procuring the client’s insurance benefits. Often the client is out of work and is receiving medical bills and collection letters on a regular basis. We make sure that the personal injury protection (PIP) application forms are provided to the carrier and benefits are paid as soon as possible. Under Florida law provides that benefits received through PIP coverage are primary, except that any workers’ compensation benefits received must be credited against the PIP benefits. Effectively, this means that both PIP and workers’ compensation are primary coverage for a work-related automobile accident.