Prediabetes is when your blood sugar is higher than it should be but not high enough for your doctor to diagnose diabetes. This precondition is less severe than diabetes and you should be able to get standard life insurance rates if you have prediabetes under control.
Whether you have type 1 or type 2 diabetes or a concern about a pre-diabetic condition, work with a life insurance broker. Brokers shop the market on your behalf and have access to a range of policies so they can find the best coverage within your budget. Similar coverage varies among providers, so having a broker on your side that knows the policies and their application questions (where applicable) is your best bet to getting the level of coverage you need.