Homemakers often earn no income. If that is the case, disability can quickly lead to financial difficulties. It may be necessary, for instance, to pay for someone to help with the housework or look after the children. That is why earning disability insurance is a sensible option for those managing a household.
Students don’t usually earn anything either. If they are disabled, this can restrict their career prospects for the rest of their lives. The same goes for income growth. In this case, too, earning disability insurance can mitigate the financial consequences. Helvetia enables young people, too, to protect themselves against the effects of earning disability.