For both your tuition and maintenance loan, you can only start making repayments after graduation, which for most will be in April. However, you will only start making payments for your Plan 1 and Plan 2 loans once you earn over £25,725 (before tax and other deductions). In which, 9% will be deducted from your salary. The repayments will be taken directly out of your salary, and the amount deducted will appear on your payslip. Therefore, you will never have to worry about keeping money aside to make those monthly payments!