There will likely continue to be zero-premium plans available indefinitely, at least for some enrollees in some areas.
If the American Rescue Plan’s subsidy enhancements are extended, zero-premium and very low-cost plans will continue to be widely available for many enrollees. But even if the subsidy enhancements expire at the end of 2022, some people will still qualify for zero-premium plans in 2023 and beyond, as was the case prior to the ARP.