You should bear in mind that you have four years from the date of the bicycle accident to file a claim or settle it in civil court, and waiting to file a claim will not assist you. Evidence and witness statements are usually crucial in a bicycle accident case.
If you wait three years to file your claim, your witnesses’ memories may get hazy. And if you haven’t done real-time evidence gathering for the case, the time you delay can make it extremely difficult to create a strong case.