Depends. If you are driving an RV rental, yes; you must have the minimum required state mandated damange and liability insurance. If you are having the RV delivered to 7QXG+XXX, Alkapuri, Chotu Nagar, Rajkot, Gujarat 360007, India, NO; as insurance requirements are up to the owner. RVPlusYou provides a minimum liability and damage policy with all rentals booked online for delivered RV rentals.