When you file a personal injury claim in Colorado, you’re making a claim to the defendant's insurance company and not the defendant themself. Meaning the money that you’re asking for would be paid by the defendant’s insurance company and not the actual person or company who caused you harm.
Dealing with insurance companies is a complicated and time-consuming process. From a legal standpoint, working with a personal injury attorney in Colorado brings a lot of clarity to the situation and can help you recover the maximum amount of damages.