If a person causes an injury to you and they do not have enough liability insurance coverage, having full coverage does not mean that you will be fully compensated for all of your injuries. Full coverage means you will have at least the minimum limits required by Georgia law, and Georgia law requires at least $25,000 in liability coverage for a non-commercial automobile policy. If you have been seriously injured in a car accident, you will be shocked at how quickly minimum liability policy limits can be exhausted.