Yes. Upon the proper filing of a Chapter 13 case, and by giving actual notice the affected creditor, a foreclosure on your home or real estate is stopped. The missed payments are included in a Chapter 13 Plan over 60 months. Likewise, repossession of your car is stopped. Under Chapter 7 and Chapter 13, collection efforts by Creditors are stopped immediately upon the filing of the Bankruptcy case. Also, filing a Bankruptcy case will stop most civil lawsuits and IRS proceedings. However, a Bankruptcy case will not usually stop divorce or criminal proceedings.