If you’re found at fault in a single-vehicle accident, your liability insurance will cover other people’s injury and property damage claims. However, your liability insurance doesn’t cover your injuries, physical damage, or car damage claims. Instead, damage may be covered by: Collision coverage: If the damage was preventable Comprehensive insurance: If the damage wasn’t preventable Glass coverage: If your glass claim only requires repair, not a replacement, you might avoid paying your comprehensive deductible. Personal Injury Protection (PIP): If you or passengers are injured If you don’t carry these coverages and are found at fault for a single-car accident, you’ll likely pay out of pocket.