Deko is a credit broker, not a lender. Deko’s secure technology helps make your Newpay application fast and simple. Deko is a trading name of Pay4Later Ltd, which is authorised and regulated by the Financial Conduct Authority (ref no 728646). Deko may receive a small commission from NewDay for arranging your finance on their behalf. This will not influence the product, or any element of the cost of the finance you are offered. You are entitled to ask the amount of commission paid in relation to your application. If you’d like to find out, please contact Deko’s Client Services Team on 0800 294 5891, or support@dekopay.com.