Components of our white label solution are quite accessible for customization with designs developed by a customer. Even personalization options for mobile terminals can be discussed with a white label solution vendor who has sufficient resources. On the other hand, always remember that at the end of the day, it's always what's under the hood of the solution or product that counts. The UI component is certainly important, but the uninterrupted operation of the platform is critical, and it ends up having a much bigger effect on customer retention.