There are some limits around the type of property you can mortgage with a high net worth mortgage. Though they are rather flexible at the same time. High net worth mortgages can be used towards: Your primary residence. A secondary or vacation home. Up to five rental properties (including properties already mortgaged elsewhere). They can not be used towards: Purchase Plus Improvements mortgages Mobile homes Home on Reserves Defaults on other mortgages Secondary financing Plus some other exclusions, which a mortgage broker can explain to you. Please see more on our website.