If a payment has failed, the order becomes cancelled. We recommend that you check with your bank or credit card provider that there are sufficient funds, the card is unlocked for online purchases and for foreign transactions. Northerner is registered in Sweden, as well as PayEx, our card payment provider. PayEx accepts VISA and Mastercard debit and credit cards, as well as American Express. PayPal accepts VISA and Mastercard debit and credit cards. The transaction is instant, which means that any failed payments will result in a cancelled order. You can always contact our Customer Service team herefor further assistance.