When your application has been successful, you make affordable payments into your DPP. These payments are then shared out on a fair basis between the different creditors that you owe money to.
Your DPP is set up and managed by an accredited ‘continuing money advisor’, and your payments are taken and passed onto your creditors by a ‘payments distributor’.
StepChange Debt Charity Scotland is a continuing money advisor and a payments distributor. This means if you set up your DPP with us, we’ll do all of this for you.
Read our guide to find out more about DPPs and the Debt Arrangement Scheme.