The personal loan eligibility for availing a loan from Kotak Mahindra Bank is as follows:   ● Age: 21 to 60 years ● Qualification: Graduate ● Employment: minimum 1-year work experience with MNC/Public Limited/Private Limited Company ● Income:  - Customers holding Salary Account with Kotak Bank: Rs. 25,000 - Customers who don’t have a Salary Account with Kotak Bank : Rs. 30,000 - Kotak group employees: Rs. 20,000