To receive money via Pay Anyone, you need to already have a Chime account. If the sender used Pay Anyone to send you the money, it will be credited to your Chime account automatically—you do not have to do anything.
However, if you want to request money from someone using the Pay Anyone feature on Chime, you need to follow a few steps. Log into your Chime app and go to "Pay Anyone," where you need to tap "Search People" and select the phone number of the person you want money from. If you cannot find the phone number, you can enter the person’s name or email address, provided that the person is a Chime member. Next, enter the amount of money you want to receive with a short description or narration that the sender will understand. The last step is to enter the amount you need and tap "Request."
Whenever you use Pay Anyone to request money, Chime will send an email or SMS to the person. The message will contain a payment link that will direct them to their Chime app so that they can send you the money from their Chime account. The moment the payment is made, the money will be deposited in your account.