A general liability insurance policy offers three essential types of coverage. These coverages include:
-Bodily injury—This may cover medical expenses, loss of services and legal fees related to a third-party injury on your property.
-Property damage—This may cover physical damage to property of others or the loss of use of that property.
-Personal and advertising injury—This may cover personal and advertising injuries such as libel, slander, copyright infringement and invasion of privacy.