If you are still working, we can help you explore a host of tax-advantaged retirement savings options so you can reduce taxes now and/or in retirement. For assets held outside of retirement plans, we use very tax-efficient investments with low turn-over to minimize capital gains taxes. If certain current assets have grown significantly since you bought them, we can include them in your customized allocation to avoid triggering a large taxable gain. We can also build tax-free municipal bond portfolios and employ tax-loss harvesting strategies to help reduce your tax burden.