If you need the money to pay off expenses such as utility bills, credit card payments, or rent, try contacting your creditors to make repayment plans that don't involve you taking out a loan. You never know what options might be available to you unless you reach out and ask.  Other alternatives to title loans include asking friends for money, taking on side gigs from ridesharing apps, or reaching out to local charities or religious organizations. If you qualify, you might want to take out a credit card or a personal loan with a lower APR than a title loan. You'll still be borrowing money, but it will cost you less in overall interest.