While filing multiple claims can impact your premiums, some types of claims may not have much effect on them. For instance, filing a no-fault claim may only raise your premiums to a small extent. However, filing at-fault claims can cause your premiums to increase significantly and, in extreme cases, lead to policy cancellation or non-renewal. Comprehensive claims can also cause increased rates, especially if you file three or more claims within three years. Nonetheless, these rules vary from one insurance provider to another, meaning some insurers may not raise your rates for multiple comprehensive claims.