Front Row's event insurance program includes basic liability coverage limits for small festivals or concerts with an attendance under 500. This program mainly offers General Liability cover. General Liability covers bodily injury and property damage that occur during the course of the event. A General Liability policy will only be triggered when brought to legal action. A General Liability policy will satisfy third party vendors and locations. We do however offer additional coverages including host liquor liability and increased limits for damage to premises rented to you.
Our online program is not meant for festivals or concerts with a capacity over 500 attendees. A major music festival will have much higher exposures and should have coverage that is tailored to their needs. To insure large festivals or concerts (in Canada) with an attendance over 500, please email Shephard Ashmore for a quote.
See also: Concert Insurance: Things That Go Unseen