Insurance companies play a significant role in personal injury claims. Here are some key aspects of their involvement:   Coverage Claims handling Settlement negotiations Legal representation Financial compensation Litigation defense It's important to note that insurance companies are profit-oriented entities, and their goal is to minimize their financial liabilities. Therefore, it is advisable for claimants to consult with a personal injury attorney who can advocate for their rights and help navigate the complex interactions with insurance companies to ensure a fair resolution of their personal injury claim.