The answer to this question lies in the type of coverage your auto insurance offers. Not all insurance policies cover the cost of windshield replacement. If you have bought a premium insurance package, the insurance company will pay for the 100% cost of your windshield replacement.
So, first, you need to know whether you have a premium insurance plan or standard insurance coverage. Some insurance companies only provide some discounts to car owners for a windshield replacement. They offer this through an agreement which they have with some selected auto glass shops in a particular geographical location. If you are in doubt about the type of coverage you have, you should call your insurer and find out the details of the plan.
At Magic Glass Repair, we do accept auto insurance. For your convenience, we will also work closely with your insurance company to make the entire claim process easier for you. In the Austin area, we have tie-ups with most of the popular auto and vehicle insurance providers.