The Mastercard Benefits are an additional benefit of the Indigo Mastercard included at no additional charge. These benefits include: Mastercard ID Theft Protection – Provides thorough identity monitoring covering your social security number, email addresses, debit cards, credit cards, bank accounts, usernames and passwords for web logins, and much more. Zero Liability protection – When you use your Mastercard, have peace of mind knowing that you are not held responsible for unauthorized transactions.