How quickly you get an approval for your claim depends on your insurance coverage and agency.
When an adjuster comes to your home, they will follow some general steps.
They will complete an estimate of your flood damage.
A file examiner will review the estimate for all the proper coverages.
Usually, a proof-of-loss document will be sent to you to sign and return. This document is the money you are requesting for your insurance claim for flood damages.
Upon receipt of the signed proof-of-loss document, the insurer will process your claim. Your payment will arrive later, depending on the coverage.