Insurance companies can take days or even weeks to offer a payout after an accident, depending on a variety of factors. In some cases, they will want to work directly with medical care providers to pay for your care, and in others, they will simply cut you a check to reimburse you for your expenses. Be careful about accepting a settlement from an insurance company too quickly, however! They know you’re trying to pay medical bills in a timely manner, and they may attempt to get you to settle for less than you need to fully recover. No car accident lawyer can tell you exactly how long it will take to receive a settlement from the insurance company, but it’s usually better to consult with legal representation before signing a release and losing out on a higher potential payout down the line.