\\u003cp\\u003eWe\\u0026rsquo;re happy to shed some light on this! Generally, your PIN is not \\u003cem\\u003erequired\\u003c/em\\u003e when performing a point-of-sale (POS) purchase at a merchant. You can usually sidestep this by electing \\u0026ldquo;Credit,\\u0026rdquo; or simply tell the merchant you\\u0026rsquo;d like to elect the credit option to avoid entering your debit card PIN.\\u003c/p\\u003e\
\\u003cp\\u003eIf a merchant does require a PIN and you have forgotten it or need to reset it, contact us at 701-293-2400 and follow the prompts.\\u003c/p\\u003e