Magnifina, as a Registered Investment Advisor (RIA), is Fiduciary which means we have a legal obligation to act in the best interest of our clients. We take this duty extremely seriously and maintain a Code of Ethics to meet our obligations. Our Code of Ethics is available upon request. Not every financial professional is a Fiduciary. It is critical to find this out about anyone offering financial advice. For more information, see this video by Tony Robbins. (We are not dual-registered as a broker/dealer).