When you set up a trust, you’ll need to decide how you want to distribute your wealth to your beneficiaries — whether those are children, grandchildren, or other loved ones. As the grantor, you can choose to give each beneficiary their inheritance as a lump sum or send it out in phases. While a lump sum may be the simplest method, some financial experts think it unwise to give beneficiaries a large amount of money all at once, especially if they’re fairly young when they receive it.