Here’s why: First, we use bank level security and partner up with insured custodians like the Bombay Stock Exchange (BSE) to ensure your assets are held safely. Spenny never touches your money. Your investments are directly transferred from your account to our investment partners – the experts at the mutual fund houses. But, don’t just listen to us. We’re regulated by SEBI and licensed by AMFI (license number: ARN-170468, EUIN-E339688.