It is important to remember that even with a balance transfer offer of 0% you must still make your minimum monthly repayments in order not to incur a monthly penalty fee, so it pays to review the penalty fee before applying for a balance transfer.
It is also important to note that credit card balance transfer offers do NOT apply to newly incurred debt on your new credit card, and once the credit card balance transfer period lapses, you would be charged at the normal purchase rate for the balance transferred. Below are some of the frequently asked questions about credit card balance transfer offers to help you with your search.