To apply for a new overdraft, you will need some or maybe all of the following: Standard AML documentation – this will be required as part of the application i.e., photographic proof of your identity (photo ID) and proof of your residential address. Statements from your old bank – for credit purposes, any new applicants will be required to supply statements. Some providers may ask for 3 months of statements. Some may ask for 6 months of statements. Statements from your old provider will be accepted. Proof of Income e.g., the last 3 months’ bank statements/recent payslip(s). If you have been in your job less than 12 months, you may be asked for proof of employment permanency. Proof of Immigration status if you are not an EU citizen. You will also be asked for your Personal Public Service Number (PPSN) if it has not already been obtained.