We try to request as little information as possible. To verify the data you provided during your loan application, we use an automated underwriting system that compares your financial situation with statistical data from millions of other homeowners. The system then uses that comparison to determine the level of verification needed. In some cases, you can used a single pay stub or W-2 to verify your income. Similarly, in some cases, you can use a single bank statement to verify the assets needed to close your loan.