Borrowers in California and any other state put the cash advance money to whichever purpose they want as soon as they get it. In California, the maximum is $255 though. The lender automatically deducts the monthly payment from the account on the due date specified in the contract. The precise deposit time varies based on the lender and the processing mechanism used by the bank. However, an instant decision may be provided to the borrowers, allowing them to access emergency money today.