If you know that you need more in-depth help, just reading the words of a financial guru online might not be enough to help you improve your finances. Perhaps you need to turn to a financial professional to help you create a plan. If this is the case, look for someone who is a certified financial planner, coach, or chartered financial professional. There are different organizations that certify professionals. Check to see if you are getting this type of financial advice from someone who has the education and regulatory knowledge to help you take your plan to the next level. In some cases, your money might need even more than a roadmap to success. In these cases, you might actually want a money manager. It’s especially important to get the right credentials when you are looking for a money manager. You want someone who will follow the highest code of ethics because you are trusting them with your assets – and hoping that they will take care of things for you. Wealthy people use money managers, and you might get to that point eventually.