Some of the benefits of this solution include: - Using a home as security can boost the amount of money you will be able to borrow. - May be able to get lower interest rates than if you went for unsecured finance. - These solutions can have longer repayment periods, so you can spread your repayments out and decrease monthly outgoings. - Lenders are often more relaxed with their qualifying criteria, so there could be a greater chance of being approved. - Spreading repayments out over a longer term could increase the amount of interest you have to pay overall.