While banks also offer personal loans, it is no secret that they have very strict regulations. They also require a long list of requirements many Filipinos have a hard time to provide. Due to this list of requirements, it takes days or even weeks before the bank can approve the loan. On the other hand, Cash Mart offers personal loans with fewer requirements for validation. What’s more good about it is that you don’t need to go to Cash Mart’s office to receive your cash which can be disbursed in just a few hours after your online application – straight to your personal bank account.