If the franchise is not on the approved list, we can either help the franchise understand what steps to take to get the FDD approved by the SBA.  If the franchise is not able to be approved, we can help franchisees to finance the business through an Unsecured Loan, which is not regulated or guaranteed by the SBA.  Some franchises are not eligible for SBA financing, due to being passive or not meeting other requirements.  This is okay.  We have other means of getting the job done.  The Unsecured loan product does not require equity injection.  The process does not evaluate a business plan, financial projections or review the franchise FDD or financial reports.  In some cases, when the total project cost is lower, we suggest using the Unsecured Loan product even if the franchise is SBA approved.  The process can be quicker and easier.