Imagine your family wealth as an iceberg. Family members see only what’s above the surface. 90% of its true structure is hidden. This mirrors the issue of information asymmetry. Family members are unaware of the full details of the assets. Without access to this information, taking ownership will be impossible. In the end, you don’t have a doomsday envelope or an interactive safe box with self-renewal and proactive features to transfer these details to family members in case of an emergency.