Even if you have the money sitting in the bank or you plan to get it from a commercial lender, asking this question may result in some revealing information. If a builder provides financing, it means that they have been around long enough to build credit and a good reputation with the banks. It is advantageous to have options for financing the construction of your pool. Another benefit of financing your pool is that inground pool construction is considered a home improvement and the interest payment on your loan is tax deductible.