If you have even one employee then these payroll services are typically worth the cost just for the amount of time and risk they will save you and your business. If you have a good handle on employee laws, taxes, and accounting for your business, then you could do this yourself, but the potential cost and liability of missing deadlines or paying people incorrectly could end up costing you a lot more than the price of a simple payroll service or software. Other types of software will offer payroll services as an add-on to a program you’re already purchasing, but we still recommend getting your own service provider. The add-ons don’t typically have all of the features that make the best payroll services so great, and they can cost about the same or more than the ones on this list.