With a scarcity of beds in hospitals due to the increasing number of coronavirus affected patients, many hospitals have increased room rents. Although the General Insurance Council (GIC) had recommended a cost structure that every hospital can follow depending on the type of hospital and the effect of the illness, not all hospitals have agreed to follow this structure. Many still follow their own pricing arrangements.\r\rTypically, insurance policies offer room rent coverage of 1%–2% of the entire sum assured. So, if your sum assured is Rs 1,00,000, you can claim room rent of up to Rs 2,000 depending on your insurance plan. Anything beyond this amount is usually borne by the policyholder, except for admission to the ICU. The Corona Kavach policy has no room rent capping clause, but insurers might use local regulations and GIC guidance to settle claims.