SIP or Systematic Investment Planning is considered as an ideal way for investing in mutual funds. With SIP, an investor can invest the amount they want to invest monthly with an auto-debit facility. For a person investing in equity funds and looking for a long-term investment, SIP is highly recommended. Not only this, SIP investment works well in a falling market. This is because the investor can accumulate a large number of mutual fund units when the price is low. Lump Sum investment itself means having a huge amount of corpus. This type of investment suits investors who want to invest for the short-term in debt mutual funds.