If you are pulled over for texting your first citation will be $30 and you will lose a point off your license. The second time you are caught, the fine increases to $60 – and more importantly, you will lose three points off your driver’s license if you’re caught again within five years. However, the risk of causing an accident because you are distracted by your cell phone while driving is much greater than a minimal fine. This is also not to mention that should you cause a crash your insurance company may increase your rates, you may have significant property damage, and worst you could hurt or kill another person all because the text could not wait.