There are rather wide monetization opportunities for you. As a rule, a primary source of revenue for such apps is the interest charges on the provided money. Interest rates may differ based on borrowers’ creditworthiness, chosen repayment terms, and loan amounts. The subscription-based model is popular as well. The offered subscription can offer access to lower interest rates and premium features. Another option for you is cross-selling other financial products like insurance or credit monitoring tools. Moreover, you shouldn’t forget about such an option as in-app ads.