It is very similar. However, the nuance comes from the words, planning, and advice. Both can perform similar roles, however, some financial advisers may simply offer advice and recommend an investment fund, or type of pension to invest in. A financial planner may take a more active role in your financial life.  You’ll be pleased to know that at Sterling & Law, our advisers are committed and don’t just ask a few questions and sell you a product. Our financial planners and independent financial advisers work with their clients closely and proactively.