There are many reasons people choose to work with a financial advisor. Many times people need an advisor when going through big transitions (like retirement or when receiving an inheritance). These big transitions only happen once or twice in a lifetime, and when they do, making sure you do things right can have a huge impact. By working with an expert that does it on a daily basis, you can make sure you do not miss opportunities. We also see people choose to work with an advisor because they do not want to spend the time or effort to keep up with the constantly changing rules and news surrounding investments, tax, retirement, and estate planning. Instead of spending 30+ hours a week keeping up with it all, they choose to outsource that to a group of experts who do it for them and make sure it gets done right. For those who choose to work with an advisor, they can get back to what they love doing and not worry about finances.