Best 1-Year CD Rates BrioDirect – 5.35% APY. State Bank of Texas – 5.30% APY. CFG Bank – 5.28% APY. CIBC Agility – 5.27% APY. FedChoice Federal Credit Union – 5.25% APY. Mountain America Credit Union – 5.25% APY. Limelight Bank – 5.25% APY. BankPurely – 5.25% APY. More items... 10 hours ago