Historically, dental insurers have classified implants as elective. Meaning, no, commonly they do not cover costs associated with them. Naturally, which insurance policy you have chosen is a determinate factor. While coverage is improving, and premium dental insurance may be paying more, is still means that you will cover most of the total cost of implants. If you have dental insurance, they can tell you in advance what reimbursed you can expect per implant, per year. Typically, when it comes to insurance coverage, the patient is the one who bears the highest part of the costs in the implant-surgical process. Individuals who establish Flexible spending accounts (FSAs), health reimbursement accounts (HRAs) and/or health savings accounts (HSAs) may have funds for dental implants. These accounts are each quite similar since they either pay for or reimburse expenses incurred. Check ahead of time to see if your scenario includes the difference between what your dental insurance coverage is responsible for and costs you must pay directly.