Sniip provides you with the flexibility to pay your  bills with your own money, in instalments, before your bill is due.  Currently, we do not offer a Buy Now, Pay Later (BNPL) option.  To create a Sniip instalment plan, simply tap on the bill you wish to pay and tap ‘Schedule’, then tap ‘Create Instalment Plan’. You can then set-up a bill due date and the number of instalments you wish to pay. Simple!  Check out our blog post on Instalment Plans to learn all about using this feature in the Sniip app.