This is one of the most common bankruptcy questions, and the short answer is not necessarily. Some examples are alimony, child support, certain property settlement agreements in divorce, certain income tax liabilities, Department of Equalization sales tax liability, Internal Revenue Service pay roll tax liability or trust fund liability, and most student loans. Also, many debts created by fraud, embezzlement, or conversion can not be discharged. (An example of this would getting a large cash advance just before filing. That could be considered fraud.)