In the case of SEPA payments (direct debits and/or batch payments) within the European Economic Area (EEA) it is optional to provide address details. You can continue to use the current XML version 2009 or Excel file format. The new XML version 2019 file format is only mandatory (from 5 October 2025 and onwards) if you provide address details with the SEPA payments. Please note: currently: currently you may also provide address details for SEPA payments within the EEA, for example because this is requested by the beneficiary. According to legislation and regulations this is not mandatory, but if you want to continue doing so, make sure you switch to the XML version 2019 in time. As of 5 October 2025, if you provide address details, it is mandatory to do so in structured form in XML version 2019.