In case your home is located in an area with an increased risk of natural disasters, the damage due to natural disasters is insured in accordance with the conditions and tariff of the Tariferingsbureau Natuurrampen. This means that, only for damage caused by natural disasters, deviating conditions apply with other guarantees, limits, premiums and deductible. This is stated in the General Terms and Conditions with the name General Terms and conditions addendum Pricing Office. Commercial discounts are never valid for the Natural Disasters cover.