If you have been seriously injured in a car accident that was not your fault, you should file an insurance claim after you discuss your case with a car accident attorney. It’s important to get sound legal advice from someone who knows how to read and interpret South Carolina car accident reports, who understands the state’s laws, and who is knowledgeable about the process.
In general, there are three processes for trying to recover damages from a car accident:
File a claim with your insurance company, depending on the type of coverage you have.
File a third-party claim directly with the at fault’s driver’s insurance company.
File a personal injury lawsuit against the at-fault driver to try to be paid by any other insurance policies covering them.