Your agent may ask you to consider additional optional coverage options for enhanced protection. Optional coverages in Illinois include the following:
Collision coverage—This coverage may help pay for repairs or replacement of your vehicle if it is damaged in a collision, regardless of who is at fault.
Comprehensive coverage—Comprehensive coverage may help pay for non-collision-related damages, such as theft, vandalism, natural disasters, or animal collisions.
Medical payments coverage—Also known as MedPay, this coverage may help pay for medical expenses for you and your passengers, regardless of who is at fault.
Rental reimbursement coverage—If your vehicle is in the shop for repairs after an accident, this coverage may help cover the cost of a rental car.