No, we do not have payment plans, but if you are not happy with the product, you can exchange it for another product within 30 days of your purchase.
If you are in need for a payment plan or split, please reach out to our amazing support team, they will be able to help you find a solution which works for all of us.
Just send an email to support@ninjacators.com and let them know what you are looking for and what you can do.