When deciding on the deductible you want to pay for your auto insurance policy, there are certain aspects to ponder beforehand. An essential point to consider might be how much you’d be willing or able to pay out-of-pocket for costs following an accident. Another item of note is that auto insurance deductibles are on a per-claim basis, which generally means financial assistance can vary following an accident. Paying more for your deductible might also decrease your premium costs, which is something to consider when weighing out your options.