Brighthouse Fixed Rate Annuity Brochure DURATION: 7 years FREE WITHDRAWALS: 10% Market value adjustment: No Return of premium: No PREMIUM PAYMENTS: Single Payment Only Maximum: $1,000,000 Higher Limits may be available with Home Office Approval Minimum: $25,000 Types of funds: Non-Qualified IRA Spousal IRA IRA Rollover IRA Transfer IRA-Roth 1035 Exchange AGE RESTRICTIONS Owner 0 – 85 Annuitant 0 – 85 Max. annuitization age 95 The Brighthouse Fixed Rate Annuity is designed for long-term retirement savings and provides the opportunity to obtain a stream of payments for life. Free Withdrawal Amount  The following amounts may be withdrawn free of withdrawal charge: • First contract year: 10% of the purchase payment • Each year after the first contract year: 10% of the account value, as of the prior contract anniversary • Withdrawals made to satisfy required minimum distributions (RMDs) for amounts held within the contract Death Benefit  Upon the death of the owner, the beneficiary will receive the full account value (not subject to withdrawal charges) or the minimum withdrawal value, whichever is greater. For issue ages 0-17, a Uniform Gift to Minors Act (UGMA) or Uniform Transfers to Minors Act (UTMA) custodial account must be established. Available in: AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, WY