This is one of the easiest-to-get cards on the market. To get this card, all you need to do is apply on the website and wait for the card to arrive via mail. You don’t need a prior bank account, and since this card doesn’t trigger a hard inquiry into your credit score, you don’t even need to have a decent credit score. Using this card in real life is as simple as possible, as it’s based on the VISA platform. VISA is the most popular credit card platform globally, and it’s accepted in over 200 countries. If a merchant, seller, or store accepts cards – they’re going to accept your OpenSky Secured Visa.