You have two options about your father--and you may need to do them both. You also have at least two significant problems.First, if you father open up a credit card in your name without your permission, made charges on it without your approval, you could report him to the police: identity theft is a crime, as is the more traditional theft of using someone's credit card without their permission.Second, you may be able to sue him for damages--i.e. for his purchases and the interest thereon. You might effectively have to report him to the police as a predicate for this, to prove that his actions were criminal and not approved.However, you say that you accepted the card and charges--if you did, even if it was an awful choice for you, that acceptance may have acted to retroactively ratify and approve his actions; in other works, you having accepted the card and/or charges may mean that they were NOT unauthorized, and therefore you can neither press charges nor sue him.Also, depending on how long ago exactly this occured, it may be too late to take legal action--the statute  of limiations may have passed.If you are in financial distress, therefore, you may need to consider doing something else--like filing for bankruptcy.You have a lot to consider; you should consult in detail with an  attorney about your situation. Good luck.