Yes. While there is no Florida law that demands you report an accident
to your insurance company, failing to do so can potentially violate the
terms of your insurance policy and void your coverage for the collision.
Be sure to notify your insurance company within a few days of a collision.
Give them enough information to open up a claim, but do not consent to
giving any recorded statements or sign any authorizations until you have
had a chance to discuss your situation with an attorney.