After a crash in South Carolina, you have the right to recover the total value of your damages from the accident. If your claim exceeds the at-fault driver’s insurance limits, you can sue the driver individually for the remaining amount. Unfortunately, if the driver does not have many assets, it can be difficult to collect the compensation they owe you.
But there may be other options as well. For example, you can file a claim with your own underinsured motorist coverage if the other driver’s insurance is not sufficient to cover your losses. Alternatively, someone other than the driver may be liable for the accident, such as the driver’s employer if they were on the job when the accident happened.