In most States in this country, a judgment creditor cannot legally threaten the judgment debtor with jail if moneys owed are not paid. This country has done away with debtor prisons long ago.Contact the local county bar association. It might have a program where attorneys might volunteer their time to give people like you assistance.You might consider consulting with a bankruptcy attorney about your debt situation.You might be a bankruptcy candidate. A debt consultation company likewise may help you out. Potentially a debt consultation company could help restructure your debt and work with your creditors with payment plans for you.Have you considered getting a second job if you can find one could help bring in moe money to help pay off your debts.Good luck.