The smallest spread offered by XM in all their different types of accounts is 0.1 pips while the average spread for the main currency pair like EUR/USD is 0.1 pips. XM operates with “no hidden fees or commission”. The variable spread for the EURUSD currency pair is 1.6 pips. The variable spread for EURGBP is 2 pips. The variable spread for Stocks is 0.1percent.