Contents insurance can cover (for repair or replacement) any items in your home that you want to be insured. When you take out a policy you will be asked which items you want to be protected in case of damage, theft or loss. You are able to insure any items that are not part of the structure of your house. For example, furniture, tv, clothing and jewellery. Most insurance companies will have limits on the total amount that you can in one policy. Many also have a single article limit which means no one item can be covered for more than a fixed value.