Some people do not want to open bank accounts as they might face a financial challenge. They always ask whether they can get payday loans despite not having a bank account. But you have to understand that the process becomes more complicated in this way. You have to give them a clear insight into the financial status while getting payday loans, and that can only happen when you have a clear bank account. If there is no bank account, you can still get the service of payday loans. But in that case, they will raise the fees. The repayment becomes even more expensive in this way.