Having maternity insurance will help you prepare for a smooth and safe pregnancy and rather than worrying about managing funds. With maternity insurance,you and your partner would be able to enjoy this wonderful period. If you fall in any of the following categories, you must consider buying a maternity cover:If you have recently got married and plan to start a family in the coming yearsIf you are unmarried, but plan to get married soon, and are buying health insurance for yourselfYou have had a baby, without maternity insurance, and plan to have another child a few years later