The difference between a PUD and an HOA is that PUD is a property descriptor, while the HOA is a sanctioning body that you pay dues to as the homeowner. The HOA essentially is responsible for the upkeep of the community that the PUD is linked to. That means PUD owners have to pay dues to the HOA to keep up with the amenities that homeowners have rights to. Being part of an HOA also means that the homeowners cooperate with the practices and standards that the HOA requires. What this means for you, as a buyer, is that you’ll want to read into both what the PUD includes rights to and what the HOA requires of you as both are subject to variation depending on the community the property is attached to.