There are a number of factors that will affect the overall price of your policy. These include:
Your medical history
Your lifestyle, including whether or not you smoke
Your job
Your age
The sum you want to be insured for
The policy length
A lot depends on your personal circumstances and lifestyle. Each insurance provider has a different way of looking at these factors, so you’ll find that quotes vary. That’s why it’s a good idea to shop around and compare different quotes.