To receive a pawn loan, you must fulfill the following criteria: Be at least 18 years old Present a government-issued photo ID Possess an item of value Our staff will consider the item’s current value and resale condition, among other factors, and then make you an offer. Additional fees may apply, including: Monthly interest fee Monthly storage fee Mailed reminder fee (if no payment is received after 3 months) Learn detailed insights from our pawn loan page.