SouthStar bank is a mortgage lender. We make the loan directly to you. A broker is an individual who works with several different lenders and who tries to match a borrower with the lender who is right for them. As your community bank, we are able to match most of our customers to excellent loans with outstanding interest rates. We’re committed to helping you find the mortgage that’s right for you. We encourage you to come to us first. We care about maintaining our relationship with you and about ensuring that we serve all of your financial needs.