Most house and land packages can be financed up to 95% of the total cost of the land plus the builder’s costs for construction.
You can borrow up to 100% with a guarantor.
No deposit house and land packages are a simplified option if you don’t want to go through the hassle of organising a builder, house plans and council approval.
Be careful as some packages are overpriced and others offer cash backs that appear to be a discount but are actually just marketing hype.