Inflation in Canada is on an upward trend—the cost of everything continues to rise. If your household bills have been increasing, stress around crushing debt repayment is likely growing as well. While a consumer proposal will not reduce your regular ongoing household expenses, such as groceries and utilities, it may reduce your debt payments (loans and credit cards) by up to 80%. And those are the payments that tend to come with very high interest. Most of our clients experience a great deal of relief after filing a consumer proposal as the family budget becomes much more manageable.