Some insurance companies offer a premium subscription to Calm as part of their wellness programs. Both offer guided meditations and other mindfulness tools to help you achieve emotional balance.
However, these helpful apps are not a substitute for therapy associated with mental illness or substance abuse.
If you do not have health insurance or you have a plan that doesn’t adequately cover your mental health services, you can switch carriers. You may be eligible to buy a new plan outside of the open enrollment date, if you are experiencing one of several qualifying events. Otherwise, you will have to wait until Open Enrollment in late fall.