As fraud becomes more sophisticated, the need to detect and prevent it from happening are imperative. Transaction monitoring is key for both merchants and acquirers because they are both liable for transaction-level fraud. Transaction monitoring analyzes patterns and transaction types in real-time, identifies suspicious activity and takes action to counter it. Many payment processors do not offer transaction monitoring, leaving business owners to find their own vendor. Heartland provides our processing merchants with Control Scan, our trusted partner for validating PCI compliance and Merchant Protection Plan, which covers you up to $100,000 in the event of a data breach.