American express blue business cash card is a top-tier small business credit card choice assuming your personal credit history and/or business credit is good enough to get your business approved.  Its card membership provides the following benefits for small businesses: No annual fee 0% APR for the first 12 months No category restrictions on point earning Quickbooks integration 2x points are not restricted by categories If your personal credit history and/or business credit history supports it, you may also want to consider the Chase Ink Business Unlimited credit card. This provides the following benefits: Chase ultimate rewards $750 cashback after the first three months of your account opening No annual fee Relatively low APR when applicable Very high number of security features, more than the “standard” that is expected Referral scheme  Having said that, the Ink business unlimited credit card may not be ideal for you for the following reasons: The Chase Ink Business Unlimited credit card has relatively high transaction rates and fees The card has high foreign transaction fees.