Seniors are not the only ones at risk of becoming incapacitated. Though you may not wish to think about it, the truth is that a car accident, a debilitating illness, or even a work-related injury could all result in your incapacity at any point in time. In fact, experts tell us that a typical 35-year-old has a about a one in four chance of becoming disabled for 3 months or longer during his/her working career. Because incapacity can happen to anyone, at any age, it only makes sense to plan for that possibility by including an incapacity planning component in your estate plan.