In the United States, CHL stands for "concealed handgun license," and LTC stands for "license to carry." Most states have varying laws in regards to carrying guns. In the states that allow a carrying permit, license to carry and concealed handgun licenses are two different entities, requiring different application, requirements, and tests. However, in Texas, the CHL and LTC are the same. So, if you receive a LTC, then you are allowed to conceal carry.