Uber works with several major insurance companies to provide coverage for drivers who are signed in to the app and transporting riders. In Florida, Progressive Insurance provides coverage for Uber drivers and has for some time.
If you were injured in a traffic accident caused by an Uber driver, you need to report the incident to Uber and file a claim under your own PIP policy. Once you’ve exhausted your PIP coverage, you can file a claim with Progressive to seek further compensation for your injuries.
Insurance companies—including your own—sometimes downplay injuries and do not take claimants seriously, so having your lawyer deal with the claims process might be in your best interest. Progressive only allows policyholders to access their online portal to report accidents. If you do not have any insurance through Progressive, you can call 1-800-776-4737 to file your accident claim. You’re better off having our car accident lawyers file that claim, however. We can protect your rights, while the insurance company may try to take advantage of you.