Whether you are entitled to keep the marital house depends on many factors. If you want to keep the house, you must consider whether you can afford the mortgage payment, insurance, repairs and other expenses without your spouse. You must also consider who is on both the title and mortgage and how the property and debt will be separated. The person who keeps the house will need to be the only person on the title and the only person responsible for the mortgage, even if the parties agree such a transfer will not occur for a year or two after the divorce.