If you don’t make your student loan payment or make your payment late, 你的贷款将被视为拖欠，并可能最终进入违约. 如果你拖欠助学贷款, 这一状况将报告给信用机构, 你的信用评级和未来的借贷能力将受到损害. 除了, legal 行为ion can be taken to require payment through garnishment of wages 和 withholding of tax refunds.
除了, students with a defaulted loan will lose eligibility to receive any additional federal or state financial aid.