If you are in litigation, bankruptcy may be the best and least expensive way to get closer to a lawsuit. You may have options before the trial ends that you won't have after the case goes to trial. Chapter 13 lists debt limits that may fit your situation before a decision is made but may be exceeded if the decision is broad enough. We strongly recommend that you speak with a lawyer from Diaz & Larsen about filing for bankruptcy before any judgment is made against you. In most cases, filing for bankruptcy will end the lawsuit immediately and prevent your creditors from mortgaging your home or garnishing your wages.