Uninsured Motorist benefits help to offset the economic and non-economic damages you experience because of a car accident, including:
Medical bills
Lost wages
Property damage
Pain and suffering
You’re entitled to benefits up to your policy limits. So, if you purchased the minimum 25/50/25 coverage, you’ll be entitled to up to $25,000 for injury-related damages and $25,000 for repairs to your vehicle.
You can also use uninsured motorist benefits if you are involved in a hit-and-run car accident in West Virginia. Your coverage will take the place of the hit-and-run driver’s policy after a wreck. Your insurance company will likely pursue reimbursement for the amounts paid to you from the hit-and-run driver once you identify them.