We consider a Mod over 100 to be high. The farther your Mod goes over 100, the more you’re overpaying in your premiums.
We’ve seen mods in the 400’s, 500’s and higher. But those companies don’t usually stay in business much longer. When your mod gets up over 200, you’re usually paying close to 3 TIMES what you should be at that point – so call us before you get anywhere close to that high.