We have zero tolerance for fraud and have implemented a robust fraud policy to ensure effective measures for fraud prevention. Specifically, this includes the following: Employees receive training on recognising fraud indicators and monitoring fraud aspects. We have appointed a Fraud Coordinator within our organisation who is responsible for implementing and overseeing the fraud policy. Every quotation, application for new insurance, or change to an existing insurance undergoes scrutiny through the Fraud and Information System Holland (FISH). We utilise external public sources and knowledge systems to detect potential instances of fraud. Upon detecting suspected fraud, immediate action is taken, and the relevant insurer is promptly informed. Subsequently, a decision is made on whether to initiate further investigation.