Sunwise Capital Offers the Best Rates with a $500 Guarantee. At Sunwise Capital, we believe you should “put your money where your mouth is.” If your business receives a written offer in a formal agreement, show us that offer before you fund. We will either beat that rate or pay you $500. Requirements: (A) Must provide us with a written agreement. (B) Type of Loan (i.e., Business vs. Personal or Equipment Lease vs. Term Loan, etc.) must be similar. (C) A loan duration must be identical (if Sunwise Capital offers an 18-month loan vs. six-month loans from the competitor, we will adjust our term to reflect the six-month rate). If the competing rate is lower than the Sunwise Capital offer and the terms are comparable (and there are no other materially different loan terms), We Will Either Beat That Rate or Pay You The $500.