Pradhan Mantri Awas Yojana Eligibility Criteria for Getting Subsidy
In order to avail a residence or monetary reinforcement from the government, every applicant needs to satisfy the eligibility standards set with the aid of the PMAY committee.
Prospective applicants had been branched into six wonderful groups :
Section Eligibility Details
Economically Weaker Section (EWS) People who earn an annual household income of less than Rs.3 lakh come under the EWS category. However, an applicant claiming to be from EWS needs to provide relevant proof to the government to ascertain their claims.
Light Income Group (LIG) People that fall under LIG category usually have an annual household income ranging between Rs.3 lakh to 6 lakh. Again, to be eligible for consideration, they need to provide sufficient proof of their economic standing.
Medium Income Group (MIG1) Those who earn an annual household income below Rs.12 lakh fall under the MIG1 category. These people can avail of loans of up to Rs.9 lakh for the construction of a residence.
Medium Income Group (MIG2) Individuals earning an annual household income between Rs.12 to Rs.18 lakh will fall under MIG2 of the PMAY scheme. These people can avail of loans of up to Rs.12 lakh.
Minorities People hailing from minority groups like SC/ST/OBC will fall under minorities. To be considered under the PMAY scheme, these people need to meet to provide relevant caste and income certificates.
Women Women belonging to EWS/LIG categories will be considered if they apply under the PMAY scheme.