At Members Credit Union, the typical length or term of a home mortgage loan can vary from 15 to 30 years. A 15-year mortgage offers shorter term with higher monthly payments but lower total interest paid over the loan's lifespan. On the other hand, a 30-year mortgage provides a longer term with lower monthly payments but higher total interest paid over time. Members Credit Union offers various mortgage options to cater to individual needs. For personalized guidance on choosing the ideal loan term, contact Members Credit Union directly.