Dependent child refers to each unmarried child less than 19 years of age. “Child” includes an Employee’s 1) Natural child; 2) Legally adopted child; 3) Child under legal guardianship (proof of legal guardianship must be provided to the Company); or 4) Stepchild. BahamaHealth policies cover each unmarried child between the ages of 19 and 25, but only if such child is a full-time student enrolled in an accredited educational institution, such as a college, university, junior college or trade school, and is not employed on a full-time basis. Proof of full-time registration from the educational institution must be provided to the Company upon request.
A mentally or physically handicapped child who regardless of age, continues to be handicapped, is not capable of self-support and is mainly dependent on the Employee for support can remain on your insurance indefinitely. (Proof must be provided which may take the form of Affidavit).