Your property damage claim should be for the total cost of repairs to your car ($670) regardless of the fact that insurance paid part of it.Your claim for intentional infliction of emotional distress is separate from the property damage.  Intentional infliction of emotional distress is an extreme and outrageous act intended to cause and which did cause you emotional distress.  You could file a lawsuit for intentional infliction of emotional distress and invasion of privacy regarding the stalking.  Intentional infliction of emotional distress and invasion of privacy are separate causes of action (claims) in your lawsuit.  If you decide to pursue this lawsuit, it would be advisable to be represented by an attorney.If you are only going to resolve the property damage for $670, you don't need an attorney.