Under the terms of the settlement, agents will be required to use a Buyer Broker Employment Agreement--this agreement, amongst other things, will outline the amount of compensation that will be paid to the agent if he/she assists you in finding and closing on a home. The amount of compensation is negotiable and could be paid in a number of ways including payment from the buyer, concession from the seller or shared compensation from the listing agent. No one really knows how buyers will be affected by this major change.