You can apply with OnDeck online. Supposedly, the application takes just 10 minutes. If you happen to prefer interacting with real people over interacting with a soulless computer, OnDeck also has a phone application. Note that you’ll need your social security number, driver’s license, business tax ID, and a few months of bank statements to apply. If you’re lucky, OnDeck will approve you the same day you apply (you’ll have up to 30 days to accept or decline your loan offer). You can even get funded as quickly as the next business day, though that’s not a guarantee.