BPI offers a low interest rate, as low as 1.2%, and provides a quick application status update within 5 to 7 days. On the other hand, EastWest Bank is known for its fast processing and higher loan amounts, ranging from PHP 25,000 to PHP 2,000,000. Both banks have their specific requirements, such as company IDs, government IDs, and proof of income, to complete the loan application process.