Patient responsibility — or your out-of-pocket cost — for urgent care COVID-19 testing is based on your specific insurance coverage and plan. We are in-network with most major insurance providers. Please contact your insurance carrier for details about your specific plan, including copays and other associated fees for COVID-19 testing. It is best to do this before you visit to be sure of the cost to you. For patients without insurance, we have same-day payment rates available as well.