The easiest company to get a loan in the UK will depend on your individual financial situation and credit score. However, there are several lenders who specialise in offering loans to those with bad credit ratings. Specialist bad credit lenders such as Everyday Loans, Amigo Loans and Guarantor Lender all offer short-term personal loans and guarantor loans with relatively easy application processes. Lenders such as these may be more likely to consider applicants with a poor credit score than traditional banks or building societies. When comparing different lenders, it is important to look for those that offer competitive rates and good customer service. It is also a good idea to use comparison websites such as GoCompare or MoneySuperMarket to compare different products and ensure you get the best deal possible.