This is a form of extra expense coverage instead of legal liability coverage. Coverage applies to measurable expenses involved in withdrawing the product, including cost of communications, shipping charges, radio and television announcements, newspaper advertisements, costs of hiring additional personnel, paying overtime to regular employees, and costs to destroy the product, if necessary. This coverage applies to only those expenses directly related to withdrawing a suspected defective product from the market. In most cases, coverage is written subject to both deductibles and coinsurance.