Our plans come with robust coverage limits and additional protections that help safeguard our members from a wide array of possible loss events. Personal trainers retain a large amount of liability because their services are generally hands-on and can be physically tough. Examples of coverage afforded under our plans include:nnGeneral liability claims - a client is switching positions in a tough P-90X workout routine when they slip on some chalk left on the floor from the last workout. Their broken hip requires surgery which they hold both the gym you are working at and you personally liable for. nnProfessional liability claims - a client is performing the set of front squats you told them to, with the weight you loaded, and then hurts their back going a little too heavy. They have demanded that you cover their medical bills for their back surgery and ensuing disability. For professional liability claims like this, our policy includes a $1 million per occurrence limit with a $3 million annual aggregate. nnProduct liability claims - you quickly wipe down a piece of machinery before a client does their reps and they have an adverse allergic reaction to the cleaner. They are insistent that you are responsible for paying for the doctor’s visits the reaction necessitated. Claims like this have a $1 million per occurrence limit.nnStolen equipment claims - you are packing up your slam balls and kettlebells after a session when a robber demands all your gear. You are afforded $1,000 worth of coverage with just a $250 deductible under our program.nnDamages to rental property claims - you are renting a space in a CrossFit gym and the client you are working with slams their barbell after clean and jerks. When the weights slam into the wall, they leave a gaping hole in the drywall that your landlord says you are responsible for fixing. With our personal trainer policy, members receive up to $100,000 for these types of claims. nnIdentity fraud - today’s world has all too many examples of identity theft. As a member, you will enjoy up to $25,000 in identity fraud recovery services should an incident occur.