Subrogation claims are often made in the context of bicycle crash injuries when your PIP or health insurance company pays your medical bills and a settlement or award from the at-fault party's insurance company also arguably pays your medical bills. Subrogation is an assertion by your insurance company that you have been paid twice and should reimburse it from any settlement or award for payments it says are related to your bike crash. Whether you need to pay back an insurance company and the extent to which you would pay it back is a compelling reason to be represented by an experienced bike lawyer. Subrogation law frequently changes and there can be extreme variation between state law and federal law and subrogation law in states other than Washington. Washington Bike Law has resolved hundreds of subrogation claims for bicyclists.