While you must purchase home insurance to ensure that your home is protected in case an unexpected event happens, you may want to consider making changes to your home to get a lower insurance premium. The following are a few changes you can make:
- Make sure you have deadbolt locks installed
- Have a security system in place
- Install smoke detectors
- Put in a sprinkler system for fires
- Quit smoking inside the home
- Put in fire alarms
- Make sure that walkways are always clear from snow and ice to prevent falls