TPO is the minimum level of cover required to ride/drive a motor vehicle on roads in the UK. Should you be involved in a road traffic incident it will cover the potential cost of damage sustained by another vehicle(s) and/or injuries to the other driver(s) and any passengers if applicable. Injury to you or damage to your own vehicle is not be covered under TPO cover. TPO also excludes cover for costs relating to any theft and/or fire that e-scooter might be subject.