In all bankruptcy cases, you will need to attend a “meeting of creditors”. However, because of Covid the meeting in fact will be on the telephone and not at the actual court location. At that meeting you will answer the bankruptcy trustee’s questions, and any creditor who chooses to attend which creditors rarely do. This is typically a short meeting where you will be asked about your bankruptcy petition and financial situation. In either chapter, unless some rare complication arises, you will probably never appear in court before a bankruptcy judge.nnThe bankruptcy process can be complicated, which is why your best option is to seek legal advice before deciding to file. In Federal Way, Washington, the Law Office of Richard D. Granvold can help you understand your legal rights and options for pursuing a Chapter 7 or Chapter 13 bankruptcy.