While they may look similar to the untrained eye, sports cars differ from exotic cars in that they are rarer and usually have a higher vehicle value. As a result, many insurance carriers won’t insure exotic cars. For instance, Progressive will not insure your vehicle if it is valued at over $150,000. Drivers of a Lamborghini Aventador, Porsche Taycan Turbo S, or any other vehicle valued higher than $200,000 will likely need to seek out a specialty auto insurance company or those that cover collector vehicles. Some specialty car insurance companies that will work with exotic car owners include PURE Insurance and Hagerty Insurance, which only sells policies for antique and collectible cars.