If you don’t pay your BNPL amount on time, you’ll be charged a late-payment interest. In most cases, a late fee is charged on a daily basis until you repay the amount. Further delay in the payment can also lower your credit score which can make it difficult for you to get a loan in future. Furthermore, Buy Now Pay Later interest rates are quite high. Ideally, they’re higher than what most credit card companies levy. So, avoid missing any payments. Try to set an auto-debit on your card against BNPL payments and maintain enough balance for BNPL auto-deductions.