Benefits of pay per mile car insuranceIt may not be apparent at first glance, but pay per mile insurance offers many benefits, including: You pay less the less you drive, meaning low-mileage drivers could save money as it isn't based on estimates for the year ahead typically required by traditional insurance. A potentially economical insurance option for high-risk drivers such as those under 25 who face higher premiums for traditional car insurance. Through good driving, you may earn discounts on future premiums. Ideal temporary insurance for international visitors and ex-pats visiting family or friends in the UK.