Usually it doesnt cost you anything extra to access the services of an experienced mortgage broker like the award winning team at AXTON Finance. Lenders ordinarily pay a broker a commission made up of a small upfront payment and a management trailing fee that the lender considers would be a direct cost to them through a branch that would require marketing costs, staff expenses and other normal business overheads that a mortgage broking firm will incur at no significant risk to the lender. Because the rates and fees are pretty much always the same going through a broker as they are if you attempted to navigate the market yourself you dont have much to loose by appointing an experienced mortgage broker.
Further more mortgage brokers are required by legislation to act in your best interest at all times unlike dealing directly with a bank or online lender. Our process will clearly lay out our tailored recommendation to you as well as a clear disclosure of how we are remunerated and whether any additional fees or charges would be payable. This is something that you are likely going to get from going direct to a lender yourself!