At Fidelity Life Association, we want you to be satisfied with your policy. We offer a free look period, a designated time during which the policy owner can conduct a more in-depth review of your insurance policy. During this time frame, you can ask your agent important questions that you may not have originally considered, get more clarity about the details of the terms and conditions – and better ensure it meets your needs. The policy owner may, within a number of days after it is delivered as described in the policy, return the policy to our home office or to the agent who sold the policy and will receive a full refund of any premiums and fees that have been paid to us. Once returned, the policy will be void from its beginning. If a policy was destroyed or lost, the policy owner should send a letter of instruction requesting the free-look option. Both methods require the signature of the policy owner along with a current date. If you're the policyholder and reside in a community property state (AZ, CA, ID, LA, NV, NM, TX, WA or WI) your spouse's signature is required.