A fraction represents a part of something, the something being a loan here.nbsp; So when you make an IndiaP2P investment, you are investing into fractions or parts of many loans instead of concentrating your investment over a few loans.
This spreads or diversifies your investments over more borrowers thereby limiting your exposure to any one borrower.nbsp; This means that in the unfortunate scenario of any borrower defaulting your capital and returns are affected only up to a limit.nbsp;nbsp;