Not necessarily. If you act quickly, a skilled lawyer may have the ability to negotiate a settlement of your claim with your friend’s homeowner’s insurance carrier, without the need for first filing a lawsuit.
You might hesitate to call a lawyer because you fear it means ruining your friendship with the owner of the house where you got hurt. In many cases, however, that need not happen. Your friend carries insurance to protect against just this sort of situation. Talk to a lawyer today about your concerns.