The deductible does not need to be paid in the event of collision with an animal if this is the first such case during the term of the policy. There is also no deductible in the event of repair or replacement of interior glasses. You can also add risk to Casco Insurance so you do not need to pay the deductible if you have caused a traffic accident. It is assumed that the claim has been correctly processed at the accident site and you have not previously received free self-handling during the policy - it can be used only once during the policy.