QR code payments are one of the safest payment methods to use due to these key factors: Credit and debit card checks: Card payments go through their network such as Visa or MasterCard, ensuring a stable and secure transaction takes place. Local payment methods: Customers can choose their preferred local payment method. Promoting a safe and familiar service helps customers feel confident about trusting your business as they pay via QR code. Tokenization QR codes are tokenized and encrypted. That means no customer data needs to be stored to take payments. With no personal information to steal, QR code payments are at a very low risk of fraud