A waiting period for pet insurance refers to the period of time at the start of a policy before coverage takes full effect. This could be because a certain aspect of your policy is restricted, or it could be that the entire policy is restricted for a certain period. On the shorter end, a waiting period can be just 14 days while for some coverages, you may have to wait up to six months. This is all explained in your pet insurance policy’s terms and conditions, so be sure you take the time to review all details thoroughly before confirming your purchase.