To prove someone is liable to you for not disclosing information, you must provide strong
evidence to prove:
1. The person (natural or corporate person) had a duty to disclose to you specific
information;
2. This person did not disclose this information to you;
3. The person was negligent in not disclosing this information;
4. If the information were disclosed, you would have acted differently; and
5. You were damaged by the failure to disclose the information.