No one – no matter what they tell you – knows for sure what your case will be worth. After 30 years of representing cyclists, I can give you a pretty good “guesstimate,” but that is all it is. The major equation is how injured you are (which includes medical, work, and property damages); how much will those injuries affect you in the future; and how much insurance is available. Underlying all of this is who is liable for the bicycle collision, which entails factoring in the law.