All grocery rewards credit cards automatically reward users for their purchases, but how they do that can vary by card. For instance, some rewards cards offer flat rate cash back for every purchase, regardless of whether you’re shopping at a grocery store or somewhere else. Others offer extra rewards for purchases at supermarkets. The best credit cards for groceries offer as much as 6% cash back when you shop at eligible stores.
This cash back accumulates in your account and then can be redeemed as a statement credit, for merchandise or gift cards, or as a direct payment. A few cards offer miles or points instead of cash back which can be redeemed for travel, merchandise or experiences.