Below are the definitions of "Passenger Area" for Cars, Vans and SUVs. If you have any questions about the coverage for a particular item, please call us toll free at 1-866-868-4577 to clarify. For a Car, the passenger area is anywhere that a passenger (including the driver) sits in the vehicle. This usually is from the firewall to tucking under the cushion of the backseat on a passenger car. For Vans, this is usually the front row of seating (including the driver side), from the firewall to the back of the first row of seats. For a SUV, this is usually from the front row of seating (including the driver side) to the back row of seats.