A personal injury lawyer will often send what is known as a demand letter to the insurance company on a client’s behalf. The purpose of the letter is to work toward a resolution of an insurance claim without the need to file a lawsuit. A demand letter generally includes the following:
A statement of the facts of the incident in question
An outline of economic damages and a description of non-economic damages
A specific amount of compensation demanded to settle the insurance claim
A given deadline an insurance carrier must meet when it comes to responding before litigation is started, which is generally 30 days
While any claimant may send a demand letter to the insurer, it is best to have a top-rated personal injury lawyer in Sacramento prepare it. An attorney will use their expertise and knowledge to ensure that all information and California law applicable to the case are included.