A credit report includes your credit score, personal details, loan-specific information, and loan inquiry data. Your credit report contains the following information:
Personal Information: It includes your name, address, Social Security number, and date of birth.
Credit Account Information: It includes the types of accounts (a credit card, home loan, student loan, or auto loan, etc.), the loan opening amount, your credit limit, account balances, and your payment history.
Inquiry Information: It includes two types of inquiries: "soft" and "hard."
Bankruptcies: It contains information about bankruptcy public records and related details
Collections Accounts: It includes past-due accounts that have been transferred to a collection agency.
NOTE: Your Credit Report excludes information on insurance providers, stocks, and bank accounts.