Seatbelts are important in preventing accidents and injuries because they keep the occupants safe and inside the car. The driver should always wear a seatbelt because it is easier for a driver to control the car while wearing one.
If you were not wearing a seatbelt at the time of the accident, you can still recover damages, but it may be difficult. There are three legal concepts that insurance companies invoke when processing a claim in which the claimant wasn't wearing a seatbelt: The Seatbelt Defense, Comparative Fault, and “Mitigation.”
When discussing your car accident case with a lawyer, bring up these concerns and make sure to come up with a plan to refute these arguments.