In 2018, Oregon had the lowest average cost of homeowners insurance in the country at $706 per year or $58.83 per month, according to the Insurance Information Institute (III). This was significantly lower than the national average of $1,249 per year.
After receiving sample quotes in various cities across the state, we found that home insurance rates in Oregon are typically around $65–$140 per month depending on your exact location, credit score, and personal information, as well as your property’s size, age, construction type, and other details. To get the most accurate price comparison, we recommend getting a few quotes from at least three different providers.