Personal Possessions cover is split into two different categories, Unspecified and Specified personal possessions. These provide cover for items that you wear or carry outside of the home. Normally where they are valued at less than £1,000 each, they should be covered under the unspecified option, simply choose a total cover value that adequately suits your needs. If your items are worth more than £1,000 each, they should be covered under the Specified Personal Possessions option.