Yes, there can be differences in mortgage options for franchised and independent hotels. Lenders often view franchised hotels as less risky because they come with a recognized brand name, proven business models, and ongoing support from the franchisor. This can result in more favourable mortgage terms for franchised hotels. Independent hotels, on the other hand, may require a larger deposit or have higher interest rates due to the perceived risk. However, the specific terms will depend on various factors, including the financial health of the business, the location of the hotel, the borrower's experience in the hospitality industry, and the overall market conditions.