Motorcyclists and passengers under the age of 21 must wear a motorcycle
helmet when riding a motorcycle, according to Texas motorcycle helmet
laws. However, riders and passengers 21 years of age and older may ride
without a helmet if they are covered by health insurance, or if they complete
a motorcycle safety course. While the law may allow riders and passengers
to forgo helmets, the prevailing belief is that motorcycle helmets do
reduce the risk of death and significantly reduce the risk of brain injuries
in crashes.