It is possible to get coverage for senior pets, but you should expect higher premiums.  Health risks tend to increase as a pet ages, so enrolling an older pet will be significantly more expensive than insuring a younger one. Once your pet is insured, you can expect the premiums to increase as your pet gets older. Some pet insurance companies have maximum enrollment ages for certain policies, such as 10 or 12 years; after that age, you won't be able to enroll your pet. If you enroll before your pet reaches the cutoff age, coverage will typically continue regardless of your pet's age, as long as there are no gaps in coverage. Your best option is to find a carrier that has no age limit. Here are our top-rated pet insurance providers with no maximum enrollment ages, along with their annual deductible options.