Every lender has their own criteria when deciding whether to approve a loan, but most will ask you for the same sort of information. For an online loan application, you’ll need your employment details, including annual income, your bank account details and your address history from the last five years.
Novuna Personal Finance's lending criteria also require borrowers to be aged 21 or over. You must have a bank or a building society account, a good credit history, be a permanent UK resident and be in permanent paid employment or retired with a pension.