Rolling over your 401k can be tricky. You want to get the most from the money you are rolling over and minimize tax implications. There are many reasons that could justify rolling over your 401k into a gold IRA. Depending on your goals, these reasons might warrant this investment for you. --Rolling over your 401k might offer an opportunity for more tax efficiency because IRAs may have fewer limits on deductions than traditional retirement accounts do.  --IRAs have their own set of rules which means it is easier to move the funds around, e.g., using the account to invest in other types of assets such as stocks or real estate, that can't be done with other retirement accounts.