Many car warranty documents include a clause in their terms and conditions which specifically exclude claims deemed to be caused by wear and tear. As this can be applied to such a wide range of problems, it can be used by car warranty providers to avoid paying for repairs - it is estimated that some 70% of claims can be attributed to wear and tear.
However, in response to complaints about rejected claims received in the past, several of the UK’s leading car warranty providers now incorporate car warranty parts protection for wear and tear-related damage.
That said, you still need to carefully check each car warranty policy for conditions relating to wear and tear before you buy. To confuse, there are different definitions of wear and tear: ‘premature’, ‘gradual’, ‘general’, ‘usual’ and ‘normal’ wear and tear. They are often phrased to avoid claims by seemingly bona fide car warranty companies.
Everything is bound to wear out eventually and the best car warranty providers understand this and accommodate this risk, relying on age and mileage cover restrictions to protect them from a certainty of claims. If you are unsure exactly what would be covered, contact the company directly to check so you know exactly where you stand before you make your choice.