Bank clients may in certain cases apply to the EAS within 6 months of the occurrence of the payout event to cover a temporary high balance in excess of the general maximum payout amount of CHF 100,000 up to a total of CHF 750,000. For this purpose, the client must prove in writing to the EAS that the temporary high balance either
results from real estate transactions relating to private residential properties;
serves social purposes laid down in law and are linked to particular life events of the client, such as marriage, divorce, retirement, dismissal, redundancy, invalidity or death; or
is based on the payment of insurance benefits or compensation for criminal injuries or wrongful conviction.
In all cases and in accordance with Article 9 EAG, the payout event must occur within six (6) months after the amount has been credited or after the date on which such deposits become legally transferable.