When buying medical malpractice or professional indemnity cover, we recommend that you have an indemnity limit that will cover your worst-case scenario. Your policy is arranged with an aggregate maximum limit of 12 months and needs to cover all claims awards and defence costs incurred during that period. While other providers may offer lower limits, at Insync, we only offer cover with a minimum limit of £1m for injectable treatments. Anything less than this level will leave you severely exposed to treatment risk claims. When deciding on your limit, you should look at the treatments undertaken and the associated risks. For example, working with models or celebrities may come with a higher risk as claims for loss of earnings can be much higher.