Chapter 7 Bankruptcy:
Though we make every effort to help you avoid bankruptcy, sometimes it is the best option. When you file Chapter 7, all of your unsecured debt is usually discharged and you may be able to keep most of your assets.
Chapter 13 Bankruptcy:
Filing bankruptcy under Chapter 13 gives you a much greater chance of keeping your assets. Generally there is no liquidation, and you have the opportunity to pay back some of your debt.
Debt Negotiation:
Our attorneys favor negotiation over any other form of debt relief. It is the fastest and most effective way to get out of debt without filing for bankruptcy. Your debts can often be settled for less than you owe, and your credit can be restored to an acceptable score.
Mortgage Foreclosure Defense:
When you are unable to keep up with your mortgage payments, you are at risk of losing your home in foreclosure. However, your lender may be willing to accept lower monthly payments and extend the term of your loan.
Litigation Defense:
Our Litigation team complements our Debt Negotiation team. We can defend lawsuits, eliminate debt, or reduce debt providing you with a payment you can afford.