Based on the amount of protection you want from your auto insurance; you may pick from a variety of coverage options regardless of the type of vehicle you are going to insure: You could be protected by Collision and Upset Coverage against the expense of repairing damage to your car that results from collisions with other cars or obstacles like guardrails. Comprehensive coverage may provide coverage against perils other than Collision and Upset and protects you against the cost of repairing damage to your car caused by unforeseen events like arson, robbery, graffiti, or natural catastrophes. Only particular risks, like theft, natural catastrophes, rioting, or civil unrest are covered by Special Perils Coverage.