When you decide on monthly payments, the insurance companies expect regular payments and make plans accordingly. Any mid-policy cancelation requires them to change plans and remove those expected payments from its financial balances. That’s why most of the companies charge fees for cancelations. With Esurance, the fee will be 10% of the remaining premium or a flat fee between $30 and $50. During our analysis, and according to many other valid Esurance reviews, we’ve concluded that this fits the average on the market.