A close examination of who bears liability for a catastrophic injury may start with a look at who bore a duty of care to the injured party. For example, drivers always bear a duty of care to others who share the road with them. Caregivers, including medical care professionals, bear a direct duty of care to those they care for. Likewise, employers usually bear some duty of care to their employees. (Note that workplace accident claims, including workers’ comp claims for catastrophic injuries, may look very different from a personal injury claim. Working with an experienced workers’ compensation attorney can prove essential.)