Yes, with an active homeowners policy, your personal items are covered when stored in a commercial facility — when the family is moving or the home is being built.
At American Family Insurance, you’ll be covered for 100 percent of the personal property limits under the homeowners policy. In order to be covered, your items must be stored in a secured, fully-enclosed building or within a security fence at a commercial storage facility. Limitations apply, so be sure to contact your agent for full details.