If your claim is not approved, you will not receive benefits.
It can be devastating to receive the news that your short-term disability claim was denied, but you do have options available to you. If you had your sick leave approved by your employer and went off work on doctor’s advice, it can be very overwhelming to discover that the insurance company has denied your claim. There are several options available to you, but one of the most important is recognizing that you need to take action quickly.