Direct Express lets individuals receive their Social Security benefits electronically. People in the program receive their benefits through a direct deposit into their bank account instead of getting a check in the mail. The United States Treasury Department runs the Direct Express program. It is available to anyone who receives Social Security benefits. The Direct Express program is a safe and convenient way to receive benefits. It is beneficial for people who still need a bank account. People enrolled in the program use a Direct Express card to purchase or withdraw cash from ATMs.