While standard home insurance policies generally contain the same types of coverage, the coverage limits won’t always be similar. Your policy should have the right amount of coverage to rebuild your home and replace your personal property in case of a covered loss. You don’t want to be left without enough coverage, but you also don’t want to pay for more coverage than you need. Use our home insurance calculator to estimate how much insurance you may need. When you compare home insurance quotes with HomeQuote Explorer, you’ll get customized and affordable homeowners insurance protection.