Credit scores are the starting point for just about any loan program and the higher the credit score the better! There are so many ways I have helped my clients get their credit scores up but it can take some time to starting sooner than later will ALWAYS help your file to get approved at the best possible rates! We have loans as low as a 580 credit score but sooo many loan options really kick in with a 620. Then at 660 even more open up! Knowing why your score is the way that it is and the best ways to raise your score in the shortest time can get you into a home faster! I have seen many people start to work on their credit and actually go backwards because they do it wrong! Let me help you!