We found the average cost of a basic policy for a 35-year-old was just under £43 per month. That figure rose to £96 per month for a policy providing full outpatient cover and access to nationwide hospitals.
Based on our figures, 55-year-olds looking for extensive cover would pay the highest average monthly premium (£174 per month). This would include nationwide hospital access, therapies, and mental health cover. However, policyholders based in central London could face monthly premiums of over £200 for the same comprehensive package.