Prepaid cards do not extend credit. They are instead similar to debit cards, except that you fund them by depositing money into the card’s account rather than using a checking account. In fact, a prepaid card is perfect for folks who prefer not to have fiscal relations with a bank. You can use a prepaid card wherever debit cards from the same network (Visa, Mastercard, Discover, or American Express) are accepted. As described earlier, our top choice among Mastercard prepaid cards is the PayPal Prepaid Mastercard. We also like the Mango Prepaid Mastercard because of its low monthly fees. Among the Visa prepaid cards, we give our top rating to the NetSpend Visa Prepaid Card, thanks in part to its handy mobile app. Another favorite is Unlimited by Green Dot, which offers cash back on eligible purchases and interest on deposited funds. In the American Express universe, our first choice is Bluebird by American Express, chiefly because it has eliminated monthly, transaction, and network ATM fees. The American Express Serve prepaid card is similar — it offers more reloading options but also charges more fees.