Afterpay is a third party payment service that is completely free for customers who pay on time. It helps people spend responsibly without incurring interest, fees, or extended debt. Afterpay empowers customers to access the things they want and need, while still allowing them to maintain financial wellness and control, by splitting purchases into monthly payments, for both online and in-store purchases. This service is fully facilitated by AfterPay; any issues with AfterPay should be handled with their customer service department.