Generally speaking, most crimes have not only charges for the crimes actually committed but also for "attempted" crimes: robbery, attempted robbery, etc. Just because you were not actually successful in completing the crime does not mean in most instances that you are not guilty of a crime.  Internet theft - most often an identity theft matter - is very serious and you need to report the attempted crime to the bank right away to secure your account as well as to the authorities.  I get the feeling that you know who this .  That is a plus as most times people are unaware of the culprits.  Then cooperate in the prosecution as needed. Good luck.