Mercury offers many discounts.1 Here are a few for which you may qualify... Multi-Policy Discount – If you bundle your renters policy with a Mercury auto policy you could receive a discount. Loss-Free Discount – If you haven’t had a homeowners or renters claim exceeding $500 in the last three to five years you could receive a discount. Loss Deterrence and Prevention Devices – If you’ve installed protective devices that deter fire or theft you could receive a discount. Some examples of fire deterrence devices include fire extinguishers, smoke alarms, local fire alarms, central fire alarms, direct fire alarms, partial sprinkler systems or full sprinkler systems. Examples of theft prevention devices may include dead bolt locks, local burglar alarms, central burglar alarms, direct burglar alarms, or 24-hour security guards. You may also qualify for a discount if you live in a gated community. 1Discounts subject to qualification requirements and may not be available in all states.