The choice to purchase medical insurance is entirely your own. Deliberate Detour does not require that you have it. In some countries, medical treatment is inexpensive, and families prefer to pay out-of-pocket for local care. However, medical insurance may cover larger, unexpected expenses like returning to your home country for medical emergencies. We recommend researching World Nomads and Trawick when exploring this option, though many other companies exist. Please understand that any medical treatment received due to illness or injury experienced at the hub or within the community will not be covered or paid for by Deliberate Detour.