Yes, one can take a loan against their RD investment. However, not all banks offer loans against RDs. Some banks offer 75-90% of the RD amount as a loan. Loans against RD can be easily available at 1-2% higher interest than the RD rate. The RD investment acts as collateral for the loan.A bank offers loans such as loans against property (home loan), business loans, an education loan, etc., against an RD. Also, one can calculate the loan EMI using the Scripbox loan EMI calculator. The loan EMI calculator also works as a car loan EMI calculator, home loan EMI calculator, and personal loan EMI calculator. One can use the calculator to compare in multiple scenarios by tweaking the car loan interest rate, personal loans interest rate, and home loan interest rate.