The insurance company for the person who caused the car crash is responsible for paying to repair your vehicle. However, it may take the at-fault party’s insurance company about a week or so to agree to pay for the repairs. Usually, the at-fault party’s insurance company needs an insurance adjuster to do an investigation and confirm that their insured is at fault. The insurance company often relies on the Traffic Crash Report and statements from their insured. If there is an independent witness, they will want that too. Any delays in obtaining the Traffic Crash Report or statements from their insured or witnesses can delay the insurance company agreeing to repair your car. If there is a dispute about who caused the accident, the other party’s insurance adjuster may not agree to pay for the repairs to your car. In that event, you will need an experienced car accident attorney to handle your case. If you don’t want to wait for the other party’s insurance to pay, you can get your car repaired under your own auto insurance policy. Your own insurance policy will cover the repairs if you have comprehensive coverage. Be sure to check with your insurance agent to see if you do.