According to national bankruptcy data, there are two types of personal bankruptcies—Chapter 7 and Chapter 13. There is also Chapter 12, which is almost exactly the same as Chapter 13 but is specifically aimed at farming families. There are also Chapter 11 and Chapter 9 bankruptcies. Chapter 11 is aimed at large corporations that want to reorganize and continue their business, and Chapter 9 is when cities, towns, villages, counties, taxing districts, municipal utilities, or school districts have to file for bankruptcy.