When it comes to selling a property, the type of loan that is better for the seller depends on their specific situation and priorities. For sellers who need to close quickly or don't want to deal with financing contingencies, an all-cash offer may be the most attractive option. However, if maximizing profit is the seller's main goal and they are willing to wait for a buyer with financing, offering a conventional mortgage can result in a higher sale price. Another option for sellers is owner financing, where they act as the lender and finance part or all of the purchase price themselves. This can appeal to buyers who may not qualify for traditional loans but have sufficient income and assets. Additionally, seller-financed deals often come with fewer closing costs and more flexible terms.