Building on such flexibility, all of the products our lenders offer are available very quickly – often enabling you to get the money you need almost instantly, and which is very different to traditional loans that could often take days before being approved. As such, these quick loans can provide important peace of mind in stressful situations with cash in your bank account in as little as 15 minutes* Furthermore, by being a fixed amount, you can ensure you only borrow the exact amount you need, this includes a £400 loan for people suffering from bad credit rating and those requiring a short-term loan, or a £400 payday loan.