Every college gives out the Free Application for Federal Student Aid forms. Make sure to learn when you can apply and fill out the form. Based on the information you've provided, the state or college will tell you whether you are eligible for a student loan. If you meet the requirements, simply apply for one through your college. Even if you don't need the loan right away, make sure to fill out the form as you never know when you might need one. Related: Deserve EDU Student Mastercard (Review)