A FICO automotive score is an industry-specific credit score intended for auto lenders. Fico auto scores are speciality scores ranging from 250 to 900. FICO auto scores weigh past car-loan payments more heavily than the traditional FICO scores. It also gives more weight to any repossessions or auto-loan bankruptcies you might have previously filed.Some dealers might use a FICO auto score instead of a traditional FICO Score or VantageScore.