We can arrange cover for 24 months in one go for Worldwide including USA & Canada if you need this to satisfy the Working Holiday (IEC) Visa requirements for Canada. For all other journeys, you can apply from the beginning for 18 months, and then you can extend by up to 12 months at a time if you’re still travelling. Persons aged 50 or more can only apply for cover for 12 months at any one time.