FHA203k, Homestyle, and Choice renovation loans differ primarily in eligibility criteria, with FHA203k being more accessible for lower credit scores and focusing on 1-4 unit residential properties requiring various renovations, including structural changes. Homestyle loans cater to a broader audience including investors, offering higher loan limits and flexibility for nearly any type of renovation, including luxury updates, across diverse property types. Choice loans are similar to Homestyle in terms of flexibility and target audience but stand out for their emphasis on financing renovations that improve disaster resilience, energy efficiency, or accessibility, providing unique advantages for specific renovation goals.