Do not settle your case until you have had a specialist, either a doctor of chiropractic or a physical therapist, evaluate your injuries. If you settle your case before you have reached pre-injury status, you will be completely responsible for your care and subsequent expenses. What you choose to do with this information is completely your decision. Ultimately, we hope that you will use this information to help you avoid some of the common pitfalls experienced by accident victims as there is nothing more important than your health. Please note, there are individuals who are not injured that only seek care for monetary gain. If you are reading this and contemplating defrauding the system, do not call our office. On the other hand, if you are an individual who is truly injured, and you are not receiving the rehabilitative care you need, we want to hear from you. You may call our toll-free number and speak with our insurance expert, Karen, who can further clarify any other insurance concerns you may have. Please call us at (805) 230-1199, or you may use our “contact us” page to reach us by e-mail. Please keep reading, more important questions and answers follow.