Excess: The excess is the cost which the customer must pay if the vehicle is damaged or stolen. Basic Compulsory Insurance with excess (Collision Damage Waiver) is partial cover which covers collision damage, along with robbery, fire due to mechanical causes, and personal injury. The amount of the excess charge is determined by the type of vehicle, and may be cancelled by taking out Super Insurance (SCDW), offered by TopCar. This does not apply to vehicles in Group Z.  The maximum excess charge will only apply in those cases where the damage or theft is due to non-negligent causes, which are not defined in the terms and conditions’ section  on damage caused by driver negligence. The excess charge may vary between €700 and €1,800 depending on the type of vehicle selected. This information will be given during the booking process. Deposit: With Basic Insurance or CDW, your account will be charged with the excess amount specified for the type of vehicle chosen, in the form of a deposit.  The deposit may vary between €200 and €1,800 depending on the group of vehicle selected, the type of insurance taken out, the payment method, and other terms and conditions of the vehicle hire. Your deposit will be returned to you at the end of the hire contract period, provided that the vehicle has been returned in the same condition and with the same level of fuel as when it was collected, and at the time stated for its return in the booking conditions.  If you wish to be exempt from the payment of any deposit, you must take out the Super Insurance (SCDW) and pay by credit card. This does not apply to vehicles in Group Z. If you take out our Super Insurance (SCDW) and pay by debit card, you must pay a deposit of €200. This amount will serve as a guarantee against any possible difference in the amounts of fuel or expenses in respect of costs not included in the Super Insurance (SCDW) cover.  Depending on your bank, the refund of the amount left as a deposit may take up to 15 working days to appear in your account