Kabbage loans charge a monthly fee instead of charging interest. Each month, you will pay an equal portion of your loan amount (1/6, 1/12, or 1/18 of the loan, depending on your term length) plus a fee somewhere between 0.25% and 3.5% of the original loan total. After a set period (two months on a six-month loan, six months on a 12-month loan, or nine months on an 18-month loan), your fee will be 1% of the principal.