The Missouri minimum auto insurance requirements are designed to provide a small level of protection in the event you damage someone else’s property, or you cause harm to another person. In Missouri, drivers need a minimum of $25,000 per person and $50,000 per accident for Bodily Injury Liability Coverage and $10,000 per accident for Property Damage Liability Coverage. The minimum amount for uninsured motorist bodily injury coverage is $25,000 per person and $50,000 per accident.