The penalty for the late filing of a bank wire transfer agreement may vary depending on the specific terms and conditions set by the bank or financial institution involved. It is important to note that penalties can differ from one institution to another. In most cases, a late filing fee or penalty fee may be imposed. The amount of this fee can vary, but it is usually a fixed percentage or a flat rate charged on the total transaction amount or the delay period. To obtain accurate information regarding the specific penalty for late filing a bank wire transfer agreement, it is advised to consult with the applicable bank or financial institution directly.