Car insurers offer a range of policy extras that can be bolted on to standard insurance. Many are available to drivers of all ages, including: Legal cover Courtesy car Breakdown cover No claims bonus protection Personal accident cover Windscreen cover Car key cover Car excess cover However, as you get older certain other added extras begin to emerge or appeal to a greater extent, particularly if you approach a specialist insurer or broker. These include: Drive any car cover – which would allow any qualified driver to take over the driving in your car to get you home Comprehensive European car cover – the standard is third party only Extended trip cover – this will allow you to drive on the continent for more than the usual 90 days