From what you have written, the debt collector has violated federal and state unfair debt collection practice laws by threatening a criminal action if you did not pay your alleged debt and contacting family members about the situation.I suspect you were called by a scammer who now has access to your bank information. I suggest that you immediately contact your bank and close your account before all your money is pulled. If you have had all of your money pulled, I suggest that you contact local law enforcement about the theft.