The only scenario in which you may not need a personal injury attorney when filing a claim with an insurance company is if the insurer accepts your claim in its entirety. However, this doesn’t happen very often as insurance companies operate on a business model where they seek to withhold as much compensation as possible from you.
If your claim gets denied or you don’t receive the amount you are seeking, you will want an experienced Chattanooga, TN, personal injury lawyer on your side. Remember that accepting a settlement from an insurer bars you from making another claim or suing the other party if your injuries end up more severe than you initially thought. So, be sure to talk with an attorney before making any decisions.