At the end of the day, it depends on the travel insurance that works best for you. Some insurance companies will cover valuables such as laptops, cameras, smartphones, E-book readers, and handheld consoles if they are lost, damaged, or stolen. However, it is recommended that you double-check your travel insurance to make sure it covers products and gadgets that will be sorely missed if lost. Those gadgets could include your smartwatch, earbuds, laptop or tablet.