Although it’s not a strict legal requirement, it will often be contractually required by suppliers, manufacturers, or vendors. Product liability insurance is recommended for every party in the distribution chain. Even if a part of the chain is not solely responsible, a claim will often name all parties in any litigation. This may require specialist lawyers, and costs can rack up very quickly unless covered under a products liability policy. Product liability can be unpredictable, multiple parties can be affected by the same defective batch of products. There can also be serious severity incidents for example, electrical goods starting a fire, causing serious bodily injury or property damage. Complaints can quickly spread on to review sites, online marketplaces, or across social media. This could cripple a business, but product liability insurance can often prevent them from going under or stunting projected growth