Before you can offer a pre-authorized payment option to your customers, you must sign the Enrolment Agreement (referred to as Payee Letter of Undertaking in Rule H1 (PDF, 447 KB) - External link.) with the Desjardins caisse that will process the PADs on your behalf. In this contract, you agree to
comply with Rule H1 and all other Payments Canada rules that apply to pre-authorized debits.
Before initiating a PAD, you must obtain the account holder's authorization (the payor) by using a form or a process that has been approved by Desjardins Acc�sD Affaires. This authorization is referred to as the Payor's
PAD Agreement in Rule H1.
Get a model Payor's PAD Agreement that meets Rule H1 requirements on the Checklist and model Payor's PAD Agreements page. (Any deviation from this model must be approved by AccèsD Affaires.)