Yes, you’ll still have to file an SR-22 if your license gets suspended — even if the incident occurred while you were driving someone else’s car. Kansas offers specific insurance plans for non-owner SR-22 holders. The policy is written for one individual, and is liability-only, meaning it covers damages to other people’s vehicles and properties.
Policies associated with a non-owner SR-22 do not cover damage to the vehicle you’re driving, towing reimbursement, or rental reimbursement. Remember, an SR-22 is not an insurance policy, but a certificate confirming that you have certain insurance coverage.