Yes, it's possible to get covered, even if you have a medical condition or history of health issues. Fidelity Life offers a wide range of plans, including no medical exam options. When you apply, we'll ask you about your health history, such as any current conditions you may have, the medications you take, and treatments you've undergone. This information will help determine the best plan for you. If your condition is mild and you're in good health otherwise, you may still be a good fit for term life, and you can even still get competitive rates. Otherwise, some options that may work better include: Simplified issue: Simplified issue insurance is a life insurance policy you can be approved for with minimal health questions. This type of insurance is typically geared toward people who need to obtain life insurance right away or those who don't want to take a medical exam. Guaranteed issue: Guaranteed issue insurance is a life insurance policy with no health qualifications. This type of insurance is typically geared toward older people who may have health conditions that prevent them from qualifying for other types of life insurance.