Commercial insurance policies are highly customizable. Depending on your needs, your agent may recommend that you purchase the following:
Commercial property insurance helps provide coverage for loss or significant damage of your company’s buildings, structures and property such as inventory, standard furnishings and tools.
Commercial general liability insurance helps provide coverage for general business risks, including third-party injury or illness claims, copyright infringement and advertising injury.
Business interruption insurance helps provide financial support if your company must close or relocate to allow for repairs after a covered event.
Business owners policy (BOP) helps provide coverage for three main types of business insurance, including general liability, commercial property and business interruption insurance. This policy combines common insurance policies at a discount. Not every business is eligible to purchase a BOP. Companies that can purchase a BOP can also customize their coverage to include other policies and endorsements. Consult your agent to learn more about this policy type.
Cyber liability insurance helps provide coverage for a variety of risks, which may include media liability, network security liability and privacy liability after a security breach or an attack by hackers.
Workers compensation insurance helps provide financial support and pay medical bills if an employee is injured or becomes ill in a work-related incident.
Professional liability insurance, also called errors and omissions insurance, helps cover the costs of legal defense against judgements and claims made against your company, officers or employees.
Commercial auto insurance is highly customizable and required for Florida companies using vehicles for everyday business purposes and is a highly customizable policy
There are numerous policies and endorsements available to help provide the coverage your company needs most. Talk with your agent to learn more about other commercial insurance types.