The process for prepayment of an HDFC home loan is as follows:Inform the HDFC bank about your decision to prepay the home loan amount.Submit proof of ID and loan statement.Pay the outstanding amount as notified by the bank. Upon payment, you will receive an acknowledgment letter from HDFC.On full settlement of the loan amount, HDFC issues a No-Objection Certificate or NOC and a No-Dues Certificate. The bank will also return the original property documents to the customer.After pre-payment, make sure that your CIBIL score has been updated.