At the time of writing (March 2023), the lowest interest rate on an HSBC mortgage is 5.74%. You may be eligible for this rate if you borrow money on a 2-year fixed-term loan with a 60% LTV. If you want a longer fixed-term loan, the cheapest interest rate is 6.99% on a 5-year fixed standard mortgage with a 60% LTV. These are some of the lowest interest rates currently offered by the HSBC.