Yes, most policies of insurance, particularly homeowners and business owners, require an insured to cooperate and to give a statement if requested. However, use good judgment and seek professional assistance before the recorded statement if possible. For example, if you have suffered a fire loss and your insurer begins to ask you questions about your finances, debts, flammable liquids in your home, etc.; you may wish to reschedule your statement and seek professional assistance. Your insurer may believe the loss to be intentional and may suspect you are responsible. In all cases where your “adjuster” is from your insurer’s “S.I.U. (Special Investigative Unit), you should seek legal advice. “S.I.U.” units are typically devoted to suspected fraudulent claims. In such cases, ask your adjuster, on tape, for a continuation of the statement to a time that your attorney can be present.