You can cancel your insurance at any time by mail, email or by calling us. If you do request cancellation, we will retain an amount from the Premium you have paid to cover the time that the insurance had been in force and our cancellation fee of $50 and refund the balance to you. If we receive your cancellation request within 21 days from the insurance start date and you have not made a claim on this insurance, we will refund your Premium in full. You should also be aware if your Motorcycle is subject to a finance agreement, we may need the financier’s permission before we can cancel your insurance.