The first thing in order to answer your question would be for you to carefully read the loan documentation and the mortgage/trust deed secured by your mother's property under the reverse mortgage in that its terms and conditions control in the absence of conflicting state and federal law.In most circumstances, if your mother walks away from the reverse mortgage on her home, there will be no personal recourse as to her. Before she walks away from the home, I suggest that you consult with a real estate attorney in that the balance owed on the reverse mortgage is not typically due and payable until the owner of the property passes.Possibly the home can be rented out when she is not living in it to generate some income for her care while she is living with you.