Although not all business loans will need a down payment, some loans, like SBA loans, commercial real estate loans, and equipment financing, may be more likely to include this requirement.
This being said, if the loan you’re applying for does require a down payment, the exact amount you’ll need to put down will vary based on the type of loan, amount of the loan, purpose of the loan, as well as your financial qualifications.
Generally, however, it’s safe to say that most down payments on business loans will fall between 10% and 20% of the loan amount.