The credit score you need to qualify for a car loan varies between lenders. Traditional lenders like banks and credit unions will typically only offer financing to borrowers with good to excellent credit, so you'll need a credit score of 660 or more. However, online lenders are more likely to work with fair credit (560 to 659) or bad credit (below 560), so a less than perfect credit history won't necessarily stop you getting a loan. For more information, check out our guide to the credit score needed for a car loan.