Rather than having your husband's parents buy the home for you where title is in their names, how about it they simply loan you the money at the same rate as the lender where they take back a mortgage (trust deed) on the property and you sign a promissory note for the loan. In essence they will be the lender.So long as you make the monthly payments I see no problems for you so long as you have title to the property, not your in laws.I suggest that you and your husband consult with a real estate attorney about the proposal to go over the pros and cons regarding it.