For a well-informed home buying process, it's best to contact your insurance broker before making an offer on a property or before the expiration of any relevant conditions. With today's insurers becoming more selective with risks, securing insurance early is crucial, especially in competitive markets. In Ottawa, insurers consider various factors based on the property's age and specifications. As experienced brokers, we assist buyers in gathering essential details about the prospective home, including plumbing, electrical systems, roof condition, and other relevant information. By collecting this data, we can present multiple insurance quotes to help you make an informed decision, ensuring the most favorable coverage options.