The LHWCA is a federal law designed to provide compensation to anyone who works in ports or docks that provide support to the U.S. economy. These employees are not based on vessels, but they work with and around ships every day. These workers are often referred to as workers on navigable waters.nnBecause these jobs are quite dangerous, the U.S. government created a law that provides compensation to these workers specifically. The LHWCA is a no-fault government policy. Companies that manage ports and employ longshoremen must carry insurance that will pay for medical bills, rehabilitation, wages, and death benefits, regardless if a worker was at-fault. The law also protects employers from lawsuits brought by their employees. The insurance company takes on all liability by paying for injuries, rehabilitation, and/or death benefits.