This answer depends on what specific terms are included in the contract that you have entered with the buyer of your property. The FAR/BAR “As Is” and standard contract allow for the selection of the party who will bear the Owner’s Policy and closing charges. The Owner’s Policy and closing charges include the title insurance premium which is issued at the state promulgated rate, the closing fee, title search, and municipal lien search charges. Outside of the Owner’s Policy and closing charges, if applicable, the seller is responsible for the following costs: documentary stamp taxes calculated at the rate of $0.70 per $100.00; any HOA or Condominium Association estoppel fees; recording and other fees needed to cure title; any seller’s attorneys’ fees and any commission due to the seller’s real estate agent per the listing agreement between seller and agent.