Texas law allows employers to opt out of workers’ compensation, designating themselves as a non-subscriber. Texas non-subscribers are responsible for setting their own injury compensation standards and may opt out of WC due to the high cost. In some cases, a company may choose to be a non-subscriber to offer improved care and safety standards by using their WC savings. If a non-subscriber’s negligence is the cause of the accident and injuries, the employee may file a lawsuit.