There is a purchase option at the end of your lease term, or within the buyout period in the beginning of your lease (this varies based on state). We also work with other lenders than the one we feature on our site, which offer lease to own options in which you outright own the item at the end without a lump sum ownership payment at the end. One of our ElectroFinance Support Agents can assist you in using one of these lenders if the terms of our primary lessor aren't favorable to you.