If you believe the appraisal value obtained during the refinancing process is inaccurate or doesn't align with your expectations, you may have options to address the situation. Start by reviewing the appraisal report thoroughly to ensure there are no errors or discrepancies.
If you still disagree with the value, you can reach out to your lender and express your concerns. They may offer options to challenge the appraisal, such as obtaining a second appraisal or providing additional documentation to support your case. However, it's important to note that disputing an appraisal value can be a complex process, and outcomes may vary.