There are pros and cons to using a mortgage broker for your home loan. The biggest pro is that a mortgage broker can help you get a better rate and terms than you would get from a traditional lender. They can also help you find the best mortgage for your needs, whether you're looking for a fixed-rate or adjustable-rate loan. However, using a mortgage broker can also be more expensive than using a traditional lender. And, if you have any problems with your mortgage, a mortgage broker may not be able to help you as much as a traditional lender.