A:Even sharing the average settlement numbers would not tell you much about your claim, because each accident has its own circumstances. The best way to determine what a fair settlement looks like is by talking to an experienced personal injury attorney. We can help you calculate everything from pending medical bills to future medical needs to pain and suffering. Once you know what a fair settlement for your claim looks like, you will be in a better position to know whether you should say yes to the payout the insurance adjuster is offering.