FICO has an "Open Access" program that allows financial institutions to provide free FICO scores to their customers. If you have a business relationship with one of the more than 200 participating partners, you should be able to obtain a free FICO score. Other services, such as Experian Boost and Credit Karma, provide free credit score access. Discover also offers free access to FICO scores, even for people who are not Discover customers.