When it comes to buying life insurance you should feel comfortable and confident in your decision, if you would rather speak to an adviser then a short form fill is the way to go (or phoning directly) but if you confident then you can complete the whole process online. We would reccomend the following things to consider before buying insurance: 1. Online: First and foremost, take advantage of the internet and do your research online. This way, you can comparison shop easily and without any hassle. 2. Over the phone: Another great way to get multiple quotes is by talking to an intermediary like an insurer or broker over the phone. This way, you can ask questions directly and be sure of getting the best deal possible. 3. Compare quotes: The best way to ensure that you're getting the best value for money when insurance shopping is by comparing quotes from different providers. By doing this, you'll be able to find the policy that suits your needs and circumstances the best.