The following types of funding are available in housing disrepair cases: Conditional Fee Agreements (“CFAs”) also known as “no win no fee” agreements – We retain discretion over whether to act under a CFA and we cannot guarantee that this form of funding will be available in all cases. A decision upon whether to act under a CFA will be taken following a risk assessment to ensure that the particular case is suitable for this type of funding. If you win your case, you may have to pay a ’success fee’ and any insurance premium out of your compensation. You will also be liable to pay the costs incurred in the case, but Osbornes Law will seek to recover these costs from your opponent, as the winning party is normally awarded their legal costs against the losing party. If your case is lost, Osbornes Law will not be paid for the work we have done on your case. You may be able to obtain what is known as ‘after the event’ insurance to cover the risk of you having to pay your opponent’s costs in the event that you lose your case. Legal Aid – Legal Aid is available for disrepair cases subject to an assessment of the individual’s financial circumstances. If you contact us and provide us with figures of your income and expenses, we will be able to do an initial assessment to let you know whether or not you are likely to qualify for Legal Aid. However, legal aid funding only covers bringing a claim to ensure repairs are carried out to your home, and does not cover a claim for compensation. If you also wish to pursue a compensation claim this would need to be funded separately. Private funding – we will be able to advise you about our private rates and outline the work we will carry out if you decide to instruct us on this basis.