Purpose:  Both of these Financial Subsidies are designed to significantly lower your Out of Pocket costs when you have a major medical issue or loss of income. ✓   ACA & Group Financial Subsidy:  For expensive, long term, non-routine medical services you may need to have an ACA or Group Healthcare Insurance plan. If you do, this Coverage pays your ACA or Group plan’s monthly cost. ✓   CHC Financial Subsidy:  This Subsidy pays your CHC Plan’s monthly payment when you experience a loss of income resulting from a medical condition. ✓   Maximum Benefit:  Each Maximum Benefit Amount is calculated based on the Term Months of coverage you select times the monthly cost for an ACA, Group or your CHC Plan.  Note, this is only an estimate, and your ACA / Group cost and Benefit will likely be different. CHC Plan Options are coverage terms from 1 to 12 months.   The popular choice is 6 months. This gives most people time to make other arrangements.