I would personally choose Mutual Funds if you don't have any current investments in Mutual Funds. However, if you already have mutual funds and you are looking for alternative investments, you can definitely consider investing in GripInvest.in. If you are new to investment, I suggest you sign up on Groww and start a SIP there. I personally use it and find it very easy to use. I am not a financial advisor and don't take my suggestions as absolute. Also remember, Mutual funds and SIP are very long-term investment strategies like 15-20 years. Trust me the effect of compounding becomes more and more significant as time becomes longer and longer.