If your home or business suffers damage, it can be very frustrating and difficult to recover compensation from either a negligent party or your own insurance provider. However, there are certain steps you can take to have a smoother claims process. Immediately report the damage to your insurance company once you take stock of the damage. Review the terms of your insurance policy with a qualified attorney. Be ready for a different claims process after a major disaster. Understand what NOT to do during your insurance claim process.