An accidental death occurs every three minutes in the U.S., making accidents the third leading cause of death.* Other types of life insurance may not cover accidental death or dismemberment as a result of an accident. Accidental Death and Dismemberment (AD&D), Accidental Death and Dismemberment Plus (AD&D Plus), and Accidental Death and Dismemberment Advantage (AD&D Advantage) offer easy, affordable ways to give your entire family guaranteed coverage, 24 hours a day, 365 days a year.
There is no medical exam and your acceptance is guaranteed. The benefits provided are payable in addition to any insurance that may be in effect at the time of the accident.
*Source: National Safety Council, Injury Facts, 2022 Edition.