A closing agent is a neutral person or business that coordinates a transaction for the sale or refinance of a property. It is the job of the closing agent to prepare the settlement statement, ensure that all documents and records are properly executed, that appropriate original documents are recorded in the county where the property is located, and make sure that the proceeds are properly disbursed pursuant to the contract and applicable law. Closing agents will work with a lender if the property is being financed to arrange for all documents needed for the closing.