Workers are covered beginning the very first day of work, and this coverage continues throughout employment. If the accident or illness occurs off-site, employees are still covered if they were performing work-related duties. As mentioned, if an employee is traveling for business and gets in a car accident on the way, they may be eligible for coverage. Because coverage begins right away, workers are often confused when they get hurt early in their employment. Certain companies do not start health insurance until 60 or 90 days after beginning work, but Workers’ Compensation begins on the first day.