If a lender cannot validate your income digitally, we’ll need your last 2 months payslips. Some newer banks are hesitant to share dates on earning, which is why a Lender may ask. A copy of your driving licence, or a provisional copy, if you’re a new driver might also be requested.You may be asked to share open banking details if you have a lot of gambling alerts on your file or evidence that you have recently take out more credit. This might show up when they perform a Credit Check – don’t take it personally: there are many reasons that your Credit Score may be Low and many ways to improve it.Some lenders have restrictions on the age and mileage of the car you want to buy – generally a car that has traveled less than 120,000 at purchase, and is not older than 10yrs old at the start of the agreement.