Using actual cash to close is one instance where cash is not king, although you can technically come to closing with a briefcase full of paper money. For most home buyers, the best form of payment for cash to close is sending a wire transfer or bringing a cashier’s check.
However, you may be able to use other types of payments for cash to close, like a personal check, certified check or credit or debit card. Check with your real estate agent or the title company to make sure you come prepared with a valid form of payment.