Tehre are several ways for you to try and resolve the negative credit remarks about your credit score. The first is to write letters to each of the credit reporting agencies stating the fact that some third party fraudulently used your credit card with a particular company, the credit card company has agreed that the card was fraudulently used and that you request your letter to be included as a explanation in your credit report if the credit reporting company will not remove the negative comments about your score.Another option is to hire a company that cleans up people's credit scores and hope that the company retained can do what you want done about cleaning up your credit report.Good luck.