Yes, you can surrender your house, but if the payments being made on the house were part of your income/expense budget in determining your plan payment, you will need to modify your plan to most likely increase your monthly payment.  You need to consult with your attorney on this.Mark J. Markus, Attorney at LawHandling exclusively bankruptcy law cases in California since 1991.http://www.bklaw.com/bankruptcy blog: http://bklaw.com/bankruptcy-blog/Follow Me on Twitter:  @bklawr