Yes, Windows 10 has a FTP program. The steps to access it are as follows:
1. Open the Start menu and type "FTP" into the search bar.
2. Click on the "FTP Client" application that appears in the search results.
3. Enter the FTP address into the "Hostname" field and click the "Connect" button.
4. Enter your FTP username and password when prompted and click the "Login" button.
5. You should now be connected to the FTP server and be able to browse its contents.