There’s no one-size-fits-all solution when it comes to buying a home. Similarly, your down payment will depend on factors unique to you, like your credit score or your savings cushion.
It’s often a good idea to put 20% down if you can to avoid mortgage insurance, as long as you’re comfortably able to do it without depleting your savings. However, even putting down just 3% can help you start building equity in your new home.