Our plans generally define a pre-existing medical condition as an injury, illness, or medical condition that, within the 120 days prior to and including the purchase date of your travel protection plan: 1. Caused a person to seek medical examination, diagnosis, care, or treatment by a doctor; 2. Presented symptoms; or 3. Required a person to take medication prescribed by a doctor (unless the condition or symptoms are controlled by that prescription, and the prescription has not changed). The illness, injury, or medical condition does not need to be formally diagnosed in order to be considered a pre-existing medical condition. If your medical documentation indicates that COVID-19 symptoms/treatment were present within the 120 day look-back period prior to your insurance purchase, the condition could fall under the definition of a pre-existing medical condition. Please note: Many plans include a Pre-Existing Medical Condition Exclusion Waiver. If your travel insurance plan includes this Waiver, and you meet the conditions of the Waiver, then this exclusion will not apply to your plan. One of the conditions to qualify for this Waiver is that you must be medically able to travel on the day you purchased your plan. As such, if you are not medically able to travel on the day you purchase your plan as a result of “long-haul” or an ongoing or active case of COVID-19, you may not be eligible for this Waiver. Please see your plan documents for details, and learn more about pre-existing medical conditions here.