Yes. When you make your regular monthly mortgage payment, you can include an additional amount to be applied directly to your principal. If you're paying by check, ensure the money is credited correctly by writing the amount of the extra principal payment on your Mortgage Account Statement where designated. If you're an Online Banking client using Bill Pay, use the Memo line to indicate you're including an additional payment toward the principal. Enter the amount of the extra principal payment and select Send Memo with Payment. Additional principal payments will only be applied after the current month's full payment has posted to your account. Please note that if there's a prepayment penalty associated with your loan, you may be penalized for paying off your loan early. Review the terms of your mortgage to determine if this provision applies to you.