The Allianz Assistance coverage included with your N26 You, Business You, Metal or Business Metal membership begins when you open your N26 account. For claims related to COVID-19, epidemic and pandemic coverage is automatically included as part of your Allianz Assistance travel coverage from January 22, 2021, at no extra cost. This means that if your trip begins on, or after January 22, 2021, N26 You, Business You, Metal and Business Metal customers will be covered under the epidemic and pandemic travel benefit.