You have the opportunity to combine your financing with a flexible residual debt insurance (Carefree Package). With a residual debt insurance you protect yourself and your relatives in emergencies from financial burdens. The residual debt insurance assumes the monthly rates in cases of involuntary unemployment, inability to work or in the event of death, for the remaining term of the loan - in certain cases after the expiry of certain waiting periods, possibly with a time limit. For details, please refer to the General Insurance Conditions.