Unless your loan provider specifically votes otherwise, the seven-year limit also applies to consumer proposals. That means your student debt will not be automatically discharged or released unless it has been more than seven years since you attended school.Bear in mind, however, that lenders cannot collect on student debt while a debtor is in a consumer proposal due to the protection provisioned by the Bankruptcy and Insolvency Act. So, you may be able to expect a measure of student debt relief as part of a consumer proposal, but your student debt will still be there when the term of your proposal expires.