With Viva Payday Loans, you have access to a wide selection of benefit loan lenders, many of whom offer benefit loans to poor credit borrowers. While lenders may look at your credit score, how they interpret the information makes all the difference. For instance, a lender will be able to see that your bankruptcy was a prior financial problem and will hopefully be able to see that you now earn more, have reduced your expenses, and are generally a more suitable borrower than you were in the past.
The lenders we work with won’t automatically reject your application based on past financial problems. And, we make it our duty to find the best possible deals for our customers, regardless of their financial past. If you are concerned that you may not get a benefits loan, we recommend applying for a small amount so that you can get some cash you need and work on building up your credit score by paying in full and on time every time.
Keep in mind that a lender wants to know that you can repay the amount you owe, and some lenders offer benefit loans without doing a credit check as it’s not the most important part of the process for them. Lenders understand that financial struggles can crop up along the way, and there is no reason why you should be discriminated against because of past issues. If you have made changes, there’s a good chance you could get a loan at Viva Payday Loans.