If you’ve been involved in an accident or incident that has resulted in harm or injury, you may have a personal injury claim. Some signs you have a personal injury include: Physical injuries: Broken bones, concussions and whiplash are common in personal injury claims. Emotional distress: If you have suffered emotional distress, such as anxiety, depression, or post-traumatic stress disorder (PTSD), as a result of an accident or incident, you may have a personal injury claim. Medical expenses: After a personal injury, medical expenses are common, such as hospital bills, prescription costs, or therapy bills. Lost wages: If you have had to take time off work or lost income due to an accident, you may have a personal injury claim.