Your past contributions will remain under your name even if you work abroad. You won’t lose your savings.  The Pag-IBIG Fund will merge your contributions from your former local employment with those from your present overseas employment. Just request to consolidate your membership records. Also, don’t forget to update your membership category to OFW. Before you leave the country, go to a Pag-IBIG branch and submit an accomplished Member’s Change of Information Form.