In terms of the deposit, for an expat the minimum deposit is 20% for a first time buyer, and a second mortgage will require 40% down as a deposit. There are fees associated with purchasing property such as the real estate agency fee and Dubai Land Department fees. These total to around 7% of the purchase price, so the total cash required is 27%. You may qualify for a mortgage product that includes a portion of these fees into the mortgage to minimize your cash required upfront to around 22-23%, so speak to one of our brokers to check eligibility. Why you don’t check out our MORTGAGE CALCULATOR to give you an idea of how much it will be to set up a mortgage!