Some cards feature bonus categories that rotate every month or quarter. Essentially, these categories allow you to earn more rewards on certain purchases that change throughout the year. The bonus categories in January will likely be different than the ones offered in July. If you don’t mind keeping track of the changing bonus categories, enrolling in them, and making changes to your spending, these cards may be a good option. The Chase Freedom Flex℠ offers rotating categories that provide bonus cash back on up to $1,500 in purchases each quarter. Chase Ultimate Rewards is the points reward portal for Chase credit cards. This is where you can apply your points toward a variety of rewards. You can book your next vacation, pay for all or a portion of a new Apple product, or get a gift card to your favorite store, among other options. Chase Ultimate Rewards is the points reward portal from Chase Bank, offered on select Chase cards. You can choose from a variety of Chase cards to reap the benefits of Chase Ultimate Rewards, including the Chase Sapphire Preferred Card, the Ink Business Preferred Credit Card, and the Chase Sapphire Reserve.