For iPhone devices on iOS 11.0 or later, the Apple Pay Wallet should automatically be setup. If your iPhone is on an older operating system, please install the latest software to your phone.  For Samsung devices on Android OS 9.0 or later, Samsung Pay app should automatically be setup. If your phone is on an older operating system, please install the latest software to your phone.  For Samsung Phones on Android OS 5.0-8.0 and Android phones (e.g. Google Pixel, One Plus) on Android OS 7.0 or later you are required to download the 'Google Wallet' app on the Play Store. After download, open the Google Wallet app and follow the prompts to compete set up.