Compensation claims related to motor vehicle accidents involving large trucks are notorious for their complexity and technicality. The process can be unpredictable and difficult to handle—much more so than in the case of a typical car crash. One of the main reasons for this complexity is the question of who is at fault in a truck accident.
In most motor vehicle accidents involving passenger cars, the victim files a compensation claim against the at-fault party and expects to be reimbursed by their liability insurance. In the case of an accident caused by the operator of a truck, however, the driver may only be one of many at-fault parties involved. In fact, in some cases, a personal injury claim won’t be directed against the driver at all—rather, the victim will seek compensation directly from the trucking company.
Trucking companies know all too well that claims often demand high compensation amounts due to the nature and scope of truck accident injuries and the resulting costs to the victim. That’s why they usually team up with large and powerful insurance companies who have the resources and competent lawyers to fight claims with ferocious determination. Sadly, this may allow both the trucking company and the insurance company to completely evade financial liability for the injuries. The victim could be left with no compensation whatsoever.