The right insurance is the one that meets your needs: If you want to protect your loved ones in the event of a stroke of fate, risk life insurance is the right choice. If you want to protect yourself and your dependents from the financial consequences of disability, choose a disability insurance. With a life insurance, those who want to combine risk coverage and old-age savings will find a solution in Switzerland that covers both aspects. Fund-based insurance policies such as "Capital Fund" or the savings insurance "Premium Life" offer potential returns even in the current low-interest environment. For those who do not want to contractually commit themselves to regular payments, the Zurich Invest Ltd. pillar 3a account offers a suitable pure savings solution without risk coverage.