Although an insurance policy may exclude coverage for dog bites, many policies do provide compensation for these injuries up to coverage limits. Both a homeowners or renters policy may have this form of coverage. Some dog owners choose to have a separate policy just for dog bite liability to protect themselves. In fact, approximately one-third of liability claims against homeowners policies every year are for dog bite injuries. For this reason, you should ask for a dog owner’s insurance information after suffering an attack. If the information is not forthcoming, then a personal injury lawyer may pursue the information while collecting evidence about your damages.