Digital banking refers to the digitization of banking activities and services. Instead of visiting a physical branch, users can access their accounts, make transactions, and even seek financial advice online, often through a mobile app or a web platform. The primary difference from traditional banking is the convenience and accessibility it offers. With digital banking, you can perform banking tasks 24/7 from anywhere in the world, provided you have internet access. This shift not only saves time but also offers a more personalized and efficient banking experience, tailored to modern lifestyles.