Here are the lender's available financing products. It doesn't list specific terms for any product, but all funding carries 12 months or fewer terms.nnMerchant Cash AdvancesnnAmounts: $3,000 - $500,000.nnRates: Factor rates between 1.1 -1.5.nnTerms: N/A.nnFunding Time: As soon as 24 hours.nnA merchant cash advance provides a large sum of money upfront in exchange for a percentage of future sales. It is not technically a loan. Instead, the MCA company purchases future receivables from the client.nnThe company's website states your financing amount is usually 70%-120% of the previous three months of credit and debit card sales. You can select fixed or flexible payment schedules.nnInvoice FactoringnnAmounts: Up to $100,000.nnRates: 1%-5% of the invoice value every 30 days unpaid.nnTerms: N/A.nnFunding time: as soon as 24 hoursnnInvoice factoring, or accounts receivable factoring, is a financing process where the lender purchases your outstanding invoices. Greenbox issues a lump sum for 70%-90% of the invoice value. Once your customers pay their invoices, the lender sends the remaining amount minus its fees.nnBusiness Line of CreditnnAmounts: $3,000 - $500,000.nnRates: Factor rates between 1.1 – 1.5.nnTerms: N/A.nnFunding time: as soon as 24 hours.nnA line of credit operates like a credit card. The lender issues an available credit limit, and you can draw funds from it as needed. You only repay what you borrow, plus interest. The lender states you can draw as much as you need as many times as you need if you don't exceed the limit and your business remains in good standing.nnShort-term LoansnnAmounts: $3,000 - $500,000.nnRates: Factor rates between 1.1 – 1.5.nnTerms: N/A.nnFunding time: as soon as 24 hours.nnWith a short-term loan, you receive a large sum upfront that you repay plus interest in fixed payments. Term loans are what most people are familiar with when they think of business loans. Traditional term loans carry terms of several years, but a short-term loan is repaid within 12 months. The lender states that most of its short-term loans are between $20k-$60k.nnCollateral Business LoansnnAmounts: $50,000 - $250,000.nnRates: Factor rates between 1.1 – 1.5.nnTerms: N/A.nnFunding time: 5-10 business days.nnThe lender offers collateral loans that are secured with commercial real estate. It will accept most real estate assets except for the business or property owner's primary residence. Collateralized loans are called secured because the collateral provides security to the lender. If the borrower defaults, the lender can claim the asset to recoup its losses.