There are certain procedures that credit bureaus need to follow to show accurate information on the credit report. Many times the credit bureaus fail to do this. The company that provide information about you to the credit bureau must have proper documents to prove it. If you find any incorrect information in your credit report, you can ask the credit bureau to re-verify the information and rectify it. Under the Fair Credit Reporting Act and select state laws, you are protected by your right to dispute information.