If you were hit by an Uber or Lyft driver, the same insurance coverage applies – but now, you might be on the hook for a certain percentage of your claim. This is because Illinois is a comparative negligence state. This means that, as a driver, if you are found 51% or more at-fault for the crash, you cannot collect any damages, not matter how severe your injuries are. If you are found 50% or less responsible, than you can collect damages, minus the amount of your share of the blame... read more