Not unless you are starting a brand new insurance policy on 6/20/21. For renewal policies, rates will begin to be impacted by the credit score ban for policies processed on or after 6/20/21. Different companies process renewals on different timelines anywhere from 30 to 60 days in advance. So the earliest renewal policies to be impacted by the ban will be policies renewing on 7/20/21 or later. A good rule of thumb is if you received your policy renews prior to 6/20/21, then the credit ban is not yet impacting your rates. If you receive your renewal paperwork after 6/20/21 then the credit ban is likely impacting your rates.