In compliance with New York State Vehicle and Traffic Law Section 215(a), 399-1 and 399-n, and Section 2336 of the Insurance Law, licensed New York motorists may complete an Internet Point and Insurance Reduction Program, lasting a minimum of approximately 340 minutes. Upon completing this course and if you are the principal operator of a motor vehicle, you will receive a minimum 10% reduction in the base rate of your automobile and motorcycle liability and collision insurance premiums each year for three years. You may be eligible to reduce as many as four (4) points on your driving record. The DMV computer will automatically note your eligibility to receive the reduction. Please check with your insurance company or agent for any additional requirements for eligibility. NOTE: The point total cannot be reduced below zero. Point reduction can only be credited once every eighteen (18) months. Points which are reduced remain on a motorist's record, but are not counted by the Department in determining further administrative actions against the licensee. Point reduction does not affect actions mandated by statute, such as license revocation for three (3) speeding convictions within eighteen (18) months and point reduction does not affect suspensions or revocations already in place.