Immediate Family: Anyone in the immediate family of an eligible member may join Pinpoint even if the eligible member does not join. Immediate family members include spouses, parents, children, siblings, grandparents, and grandchildren. Adoptive and step-relationships are also included in the definition. Example: The grandchild of an eligible member may join, even if the eligible member does not hold credit union membership. A nephew is not eligible to join under the immediate family definition unless his parent is a Pinpoint member, creating a new immediate family unit that makes him eligible for membership.
Household: People living in the same residence or maintaining a single economic unit with an eligible member may join only if the eligible member is a Pinpoint member. Household members include domestic partners, roommates, family members, and legal guardian relationships. The definition excludes temporary residents and residents of boarding houses, fraternity or sorority houses, and condo complexes. Example: The roommate of an eligible member may join only if the eligible member currently belongs to Pinpoint. Once a person joins a credit union, regardless of what category made them eligible for membership, their immediate families and their households also become eligible to join.