Speaking to an attorney before accepting a settlement can ensure that you get enough compensation to take care of your current and future medical expenses. A lump-sum payment may sound attractive, but an attorney experienced in workers' comp cases can help you project future costs and compare the full compensation you are entitled to against the offered settlement and negotiate the best outcome. Be aware that if you accept an offer and you find out later that your injuries are more substantial and require more treatment than you originally thought, you won’t be able to go back and request more compensation later.