Many of our clients do not have good health insurance or have to fight with their insurance company in order to get the treatment for their injuries covered. Many of the doctors and chiropractors who have given good treatment to previous clients are willing to treat their patients based on a lien on the client’s cases. This is sometimes called a LOP or Letter of Protection. There is nothing wrong with that kind of arrangement. In those cases, the doctors are willing to put off being paid until our client’s case is over and the doctors take the risk of not being paid at all if there is no recovery in the case. This is similar to our contingency fee and allows injured clients who cannot otherwise afford high quality expensive medical care for their injuries to get the care they need. At the conclusion of the case we will help our clients negotiate a reduction in the medical bills if the recovery is otherwise too low. The amount of the recovery is often limited by the amount of insurance coverage the defendant who injured our client has.