The lender, Pathward, N.A., offers you the opportunity to determine if you prequalify to apply for the Refund Advance loan. This means that Pathward will evaluate whether you are eligible to apply based, in part, on your tax situation from last year and certain other eligibility criteria determined by the bank.
This offer is not guaranteed, so if your tax situation or other relevant inputs change, your prequalification to apply could change. By going through the prequalification process, you are not applying for the Refund Advance loan; you must still pass the eligibility criteria and submit an application at the time you file your tax return.