Speaking of foreigners, there are specific restrictions for them. They cannot buy certain types of property without a special permit (based on the Residential Property Act).  This property includes: Free land. Any buildings with free land plots. Affordable housing from the HDB category. At the same time, you do not need to obtain any special permit if you want to buy property in: Condominiums. Small residential complexes (apartments). Objects without attached land plots (exception - Sentosa Island). The additional expenses volume is about a third of the object cost (intermediary services, mortgage loan, stamp and government duties, transfer of ownership).