(Automatically included on Annual Multi-trip Policies; additional premium required for Single Trip Policies). Provides cover for ship to shore repatriation or on-board medical fees if you are ill or injured during your trip. Missed embarkation following a delay in travel. Cancellation of a scheduled port visit following a change in cruise itinerary. Cabin confinement following your illness. The hire or purchase of formal cruise attire if your attire is lost, damaged or stolen, or should your baggage be delayed for over 8 hours and unused shore excursions due to being confined to bed.