The additional module "accidental damage to electrical equipment" in contents insurance provides comprehensive coverage for all electrical devices in the household, from your mobile phone, tablet and TV to gaming PC. Irrespective of whether your mobile phone is stolen, the tablet is dropped or you accidentally spill coffee over the laptop - loss, damage and destruction are covered and equipment is replaced up to an amount of CHF 2,000, always with a deductible of at least CHF 200. It makes no difference whether you caused the damage yourself or someone else.