Yes.  It is important that we understand the needs of our prospective clients before we engage in a relationship with them.  We recognize that we are not a fit for everyone, nor is everyone who contacts us a good fit for us.  There is no charge for our Envision process where we explore your vision for your future, and we review your current financial situation and financial goals.  Our analysis is part of our process and is critical to put us in a position to make recommendations that best suit your needs.  Learn more about our process here.