In Texas, damages in a personal injury claim arising from a car crash are awarded to the extent of the claimant’s negligence. It is based on the theory that a person is first and foremost, the primary insurer of his car. Where he exhibits negligence of due or reasonable care towards his safety, to the point where his negligence outweighs that of the other party, he or she ca ot successfully pursue full compensation. A claimant only totally voids damages when the percentage rate of his negligence is held to be less than 50%. Commonly, negligence is the life-blood of any personal injury case resulting from a car crash. Therefore, any discussion which makes a claimant liable should be avoided. In doing this, a claimant might unknowingly admit their liability, thus jeopardizing money to be received for settlement or trial awards. An excellent example of this would be being broadsided by a vehicle operator who ignored a red light. While the other is apparently liable, statements like: “I was speeding,” “I did not observe the flow of traffic,” “I was on my phone,” “I was drinking,” and so on could make you liable. Generally, insurance outfits have perso el who are skilled at coaxing incriminating statements that make the claimant liable in the event of a settlement or a lawsuit. Contracting our lawyers ensures that all correspondence with the insurance outfit goes through us. Our lawyers carefully review the facts of our client’s claim, protecting their interest at every phase of the case, including determining comparative negligence.