Yes, in certain instances. If the court dismisses your case, you will continue to owe your creditors. Likewise, if a creditor is a secured creditorâwhere the creditor has a lien on your car or your houseâyou will still owe the secured creditor. A court also can deny your discharge for the following reasons:Failure to abide by your court order
Hiding financial information that is subsequently discovered
Defrauding your creditors by transferring assets
Failure to take the required financial management and credit counseling courses
Committing perjury on your bankruptcy petition or in your case
Having insufficient assets to repay your debt or part of your debt in a Chapter 7 case