According to Illinois law, motorists are required to carry bodily injury and property damage liability insurance to help pay for damages they might cause in an accident.
Though higher amounts are always recommended, the legal minimums for your insurance are $25,000 per person, $50,000 per accident for bodily injury, and $20,000 per accident for property damage. You are also required to have Uninsured Motorist Coverage worth at least $25,000 per person and $50,000 per accident. This is often included with higher levels of coverage.