The at-fault party’s insurance adjuster will try to find a way to prove that you were partially responsible for the accident. They might call you to ask questions about the incident. During these calls, they try to make you admit that you’re responsible for your damages.
Additionally, the adjuster will look at the police report to see if your story aligns with the report. They might visit the scene of the accident to find evidence that shows the driver wasn’t being negligent. The adjuster will use what they find to lower the amount of money the insurance company has to pay for damages.