Most insurance plans will cover at least some of the costs associated with preventive dental care, such as routine cleanings and X-rays. However, they may not cover the cost of more extensive treatment, such as fillings or crowns. If you have questions about what your insurance plan covers, your best bet is to contact your insurer directly. By doing so, you can get a clear sense of what services are covered and how much you can expect to pay out of pocket. In some cases, it may be possible to negotiate a payment plan with your dentist in order to make treatment more affordable. Ultimately, private health insurance can help to make dental care more affordable and accessible, but it is important to understand the coverage that your plan offers. As an affiliated provider with Bupa, CBHS, and HCF, Albany Dental can increase your return on dental treatment. As an added convenience, we offer HICAPS at the practice, so your health fund card can be swiped during treatment, saving you time and allowing you to focus on your dental treatment. When you or your family members visit us every six months for periodic examinations, cleanings, and fluoride treatments, we will only charge the amount your health plan reimburses us. As a result, preventative treatment does not require a gap payment.