Early access to preserved superannuation is available in the event of financial hardship. Superannuation savings can help pay for the cost of chronic kidney disease treatment if:
You have been receiving Centrelink benefits for six months or longer and you can no longer pay your living expenses.
You need your superannuation to cover loan payments so you can keep your home.
You require palliative care resulting from chronic kidney disease.
If your superannuation fund includes benefit payments for total and permanent disablement, you can claim these if your chronic kidney disease prevents you from returning to your regular job. You may also be able to claim a disability benefit lump sum if your chronic kidney disease reaches stages four or five and you have to stop work.