No. Although workers’ compensation benefits pay for necessary medical treatment related to a workplace injury or occupational illness, that is not all. Workers’ compensation insurance also pays disability-related benefits. The amount of benefits a worker might receive depends on the severity and nature of the worker’s injury or illness and long-term prognosis.
Temporary disability benefits replace some of a worker’s lost wages during recovery from a workplace illness or injury. Permanent disability benefits provide compensation for workers who have reached maximum medical improvement but still have a permanent injury or condition that limits their ability to work.
Spouses of workers who die because of a job-related injury or illness can also receive death benefits and reimbursement for funeral expenses.