Navy Federal Credit Union offers a few different credit cards, each with its own application process. The time it takes to get approved for a Navy Federal Credit Card depends on which card you apply for and your credit history.
The quickest way to get approved for a Navy Federal Credit Card is to apply for the NFCU Platinum Card. This card has no annual fee and offers 0% intro APR on purchases and balance transfers for 12 months. There is also no minimum credit score required, so even if you have bad credit, you may still be able to get approved. The only downside of this card is that it does have a 3% balance transfer fee.
If you're looking for a more traditional rewards credit card, the NFCU Flagship Rewards Card could be a good option for you. This card offers 1 point per $1 spent on all purchases, and there is no limit to the amount of points you can earn. You can also redeem your points for cash back, gift cards, or travel expenses. The Flagship Rewards Card does have an annual fee of $49, but it's waived the first year. To be eligible for this card, you'll need at least good credit (660+).
If you're not sure which Navy Federal Credit Card is right for you, you can check out their website or give them a call at 1-888-842-6328 and they'll be happy to help guide you through the application process.