If you are heading out on a road trip, your standard car insurance coverage would apply from one state to another. Even if you only carry the bare minimum of liability coverage, your limits are automatically raised to meet those of the state you are currently in. For instance, if you travel from a state like California, with lower limits (15/30/5), to Nevada, with higher limits (25/50/20), your limits are automatically raised to Nevada’s at no extra cost. Your limits will never decrease, meaning you will always carry at least the minimum liability protection required by your state.