There is a wide range of optional cover available depending on the type of shop you own. For example, shops that sell food will need to pay close attention to the frozen food section of their policy to ensure the cover is adequate. Otherwise, they may need to investigate more comprehensive cover. If you own your shop premises then you will need buildings insurance to protect your bricks and mortar. If, however, you rent your premises, check with your landlord to see if your building is covered. We can arrange flexible policies that match your needs - all you have to do is tell us what you'd like covered and we'll do our best to arrange at a competitive price.