The repayment period for student loans varies by type and chosen plan. Federal student loans generally offer a standard 10-year repayment period, but this can extend to 25 years with options like the Extended Repayment Plan or Income-Driven Repayment Plans. Private student loans, on the other hand, feature varying terms from 5 to 20 years based on lender agreements and borrower credit. Understanding and selecting the right repayment plan is crucial to ensure you can repay the loan.