Refund Policy: Cancellations made 90 days prior to the event will be refunded the full registration amount minus a nonrefundable $250 processing fee. All cancellations made for any reason after that date are nonrefundable. No exceptions or transfers can be made. The Institute for Physician Wellness, LLC reserves the right to cancel or postpone any event due to unforeseen circumstances. In the unlikely event of a cancellation or postponement, The Institute for Physician Wellness, LLC will refund the registration fee minus the nonrefundable $250 processing fee, but is not responsible for any other related costs or charges to the participant. La Cantera Resort is a separate entity form The Institute for Physician Wellness and has a separate cancellation policy. The Institute for Physician Wellness is not responsible for fees or charges associated to your cancellation at this resort.