Workers’ comp insurance provides five basic benefits:
Medical care: Paid for by your employer to help you recover from an injury or illness caused by work
Temporary disability benefits: Payments if you lose wages because your injury prevents you from doing your usual job while recovering
Permanent disability benefits: Payments if you don’t recover completely
Supplemental job displacement benefits (if your date of injury is in 2004 or later):Vouchers to help pay for retraining or skill enhancement if you don’t recover completely and don’t return to work for your employer
Death benefits: Payments to your spouse, children or other dependents if you die from a job injury or illness.
Attend a free seminar for injured workers at a local DWC office for a full explanation of workers’ comp benefits, your rights and responsibilities.