If hand has a value between zero and five inclusive, then a third card is dealt to the banker.
If a third card was dealt to the player, then the following rules apply:
If the Player hand draws a 2 or a 3, the Banker draws with 0–4 and stands with 5–7.
If the Player draws a 4 or a 5, the Banker draws with 0–5 and stands with 6–7.
If the Player draws a 6 or a 7, the Banker draws with 0–6 and stands with 7.
If the Player draws an 8, Banker draws with 0–2 and stands with 3–7.
If the Player draws an ace, a 9, a 10, or a face-card, the B anker draws with 0–3 and stands with 4–7.
Fortunately, these complicated rules only apply to the dealer, so you won’t need to remember any of these stipulations – it’s just the way the game is played.