Depending on your injuries, you may have future losses that should be calculated into your settlement. If your case is settled and you have losses after the settlement is finalized, it is difficult, if not impossible, to recoup money for these damages. You should not be held responsible for these expenses after the case is settled. Your attorney has access to expert witnesses, including medical personnel with expertise in your injuries. They have experience with prior cases, so they can calculate future life care needs more efficiently. Future losses include: Long-term hospitalization Rehabilitation or therapy Future surgeries Future loss of earnings if you can no longer work in the same profession or the same number of hours Loss of benefits resulting from a change in employment. Future pain and suffering.