Statistically, most of the time that people are enticed into purchasing the cheapest online quote from one of the aggregator sites you see on TV, is that you are at high risk of being underinsured. This is because the systems just give you the price based on the information you have added without any expert insurance guidance. You may have unknowingly not ticked something, or put in the wrong information from what the system was asking of you, and of course, no one reads the small print, so there might be something there that can prevent you from getting a claim paid out when you need it most.
The good thing with getting your Art Insurance with Bateman Group, especially if it’s for a high-value art and antiques, is that we are here with you as your trusted insurance advisors every step of the way, who you can actually speak with and visit in person if you want to. You can rest assured that when you take out an Art Insurance policy with us, that we will ensure that everything is correct to give you the highest chance of getting a claim paid out if anything unfortunate was to happen to your collection.
A standard policy will state that at the time of theft a claim will only be paid out if all the windows and doors are locked, which is very unreasonable. That’s why our panel of insurers understand this and provide bespoke policies for your specific art collection and situation.