When you are trying to determine if debt consolidation is right for you, you may also be looking into whether you should declare bankruptcy. We have been here for many clients who are forced to make tough decisions because of the debt in their lives and we want this to be a clear decision for you. There are many debt management strategies out there and these are two of the more popular options you can choose from and one of them may clearly be right for you. If you would like to learn more about why one may be better than the other, please give our office a call.