You should not accept an insurance company’s initial offer after a truck accident. These types of cases often result in catastrophic trauma, with physical, financial and emotional wounds that can last a lifetime.
It’s practically guaranteed that you are entitled to more compensation than what the insurance company initially offers you. It is very important that you do not focus only on your existing bills when you are weighing a settlement offer from an insurance company. Consider how many future bills you will be facing.
Most initial settlement offers from insurance companies do not account for the future, and people who accept such settlements only learn later that they will be responsible for paying all of those expenses out of their own pockets. You should decline any settlement offer and let a lawyer negotiate a more suitable settlement for you.