Personal loans can range from $600 to $100,000 or more, depending on the lender. However, some lenders might restrict how much you can borrow as a non-U.S. citizen if they consider you a higher risk. One potential way to get approved for a higher loan amount is to apply with a cosigner who is a U.S. citizen. This might also help you qualify for a lower interest rate than you’d get on your own. Tip: Be sure to borrow only what you need in a personal loan to keep your future costs low. You can estimate how much you’ll pay for a loan using our personal loan calculator.