If the insurance company doesn’t follow the rules for accepting or denying a claim within the required period of time or within a reasonable period of time, you may have a claim for bad faith. The insurance company might have to pay you extra because they didn’t do their part to fairly investigate and pay the claim.
Related: Understanding Bad Faith Laws in Your Car Accident Claim
In Florida, bad faith insurance laws come from both Florida law 624.155 and Florida’s common law. In addition to compensation for bad faith on the part of the insurance company, you also have the option to bring a claim in a court of law in order to compel the insurance company to pay you. You have four years from the date of the accident to bring your claim.