A general liability policy provides coverage for potential legal expenses and damages resulting from accidents or injuries that occur on business premises or from the products or services provided by a business. It also covers damage to third-party property caused by a business's operations. This policy typically includes coverage for bodily injury, property damage, and personal and advertising injury claims. It protects businesses from financial losses due to unexpected accidents or incidents that may result in expensive lawsuits. General liability policies also offer coverage for legal defense costs, settlements, and judgments awarded by a court. Having a general liability policy is essential for businesses to protect their assets and reputation. It provides peace of mind knowing that potential legal expenses and damages will be covered in case of unforeseen incidents.