No, these are two separate services and accounts offered by the same brand of e-wallets and online payment processing Skrill. The former denotes an actual plastic MasterCard card that is issued upon demand;
you will need to apply for it and wait to have it delivered to your address. It costs an annual fee of €10, as well as a 1.75% ATM usage fee.
The virtual card option is also provided upon demand, only users will get the specifics of the card – number, PIN, CVV code – via email. This means the card can be used like any other for online payments, but not for offline charges at POS retail locations
or ATMs.
However, one thing is common for both options – they allow Skrill users to gain access and pay for services that accept MasterCard as a payment method. Considering the widespread use of this credit card processor, it practically means – everywhere.