The list of offered network hospitals keep on changing in a health insurance policy plan. Some hospitals remain while other new ones are added. Hospitals need to fulfil the requirements in order to continue staying on the list. However, there are instances where the hospitals deny cashless claims for certain insurance providers in case of any issues, payment delays, or disputes. Moreover, if a health insurance plan offers a long list of day-care procedures, it does not necessarily mean that it is a better plan. Hence, the buyer must consider all the over-all factors before making the final decision.