Arizona requires drivers to carry auto insurance, but unfortunately, many drivers do not comply with this law. Other drivers will carry only the minimum insurance, which may not pay out enough to fairly compensate you for your injuries and damages. Your Apache Junction car accident lawyer can guide you through these complicated situations. There are multiple potential alternatives, including filing a claim with the uninsured/underinsured motorist coverage on your own auto insurance policy or filing a claim in court. A judge may order the sale of the at-fault driver’s assets or set up a payment plan to help you recover compensation. We strongly recommend carrying uninsured/underinsured motorist coverage on your own policy to protect yourself in case of this type of situation.