Your weekly benefits are calculated by averaging your wages in the 1 year before your injury. You receive two-thirds of this amount for any week that you miss work due to your injury. Most workers should receive time and a half for every hour worked over 40 hours per week. The insurance company must take into account overtime when calculating your weekly benefits. Workers' compensation benefits are not taxed, so the 2/3 wages are roughly your after-tax weekly earnings. This is called your "compensation rate" and must be paid to you for the time you miss work due to your injury. The adjuster may refer to this check as "TTD" which stands for "temporary total disability." The first week you miss work due to your injury is considered to be a waiting period. You do not get reimbursed for that week unless you are out of work for more than 21 days. If you are out of work for more than 21 days, then you get reimbursed for the first week. If you are only out of work for 2 weeks, then you don't get paid for the first week, but will get paid for the second week.