If a tree were to fall on your car and damage it, it would be not be covered until standard mandatory insurance. However, if you have Comprehensive or All-Perils coverage, this type of situation would be covered under your policy. If you live in rural area with lots of greenery, or frequently park under any large trees or branches, you should consider including one of these add-ons to your policy. To learn more about these types of coverage, speak to a BrokerLink broker.