The Disney Vacation Club can help you save on future vacations. As a member, you’ll hold a real estate deed for a share of a Disney resort and get a yearly allowance of points you can redeem to book vacations. It’s a great way to save if you book luxury vacations regularly through Disney or other travel companies. But you won’t get dividends or other returns on your investment. This means it’s not a good option if you’re looking for a financial product that would give you exposure to real estate or the travel industry.