A strong and stable currency is one of the foundations of a strong nation. When a country’s currency is strong, its value is considerably worth more and you could, therefore, do more; like investing in the 5 social impact initiatives of Clover Country: humanitarian, environment, digital healthcare, digital education and charity. Clover CLV is the official social impact currency (digital token) of Clover Country. The stability and strength of Clover CLV is made possible by Clover Trust. Its sole purpose is to ensure currency stability and the persistent appreciation of Clover CLV as a store-of-value, for the benefit of Clover citizens. Hence, an anchor of stability for Clover Country to be a social ecosystem. Clover Trust is a globally distributed network of trusts, foundations, special purpose vehicles and custodians; across multiple jurisdictions. Collectively, Clover Trust acts as the de-facto central bank for Clover CLV. Only 100 billion CLV are digitally-minted at a par value of US$1.00 each. Out of which, 80% are earmarked as Reserve-CLV. The sales proceeds will be invested in physical gold bullion, stored in private vaults in London, Switzerland and Singapore. All Reserve-CLV are owned by Clover Trust. It also acts as the de-facto sovereign wealth fund. The reserve assets may also be leveraged upon to support and regulate the market-making operations of CLV/USD at the Clover Marketplace. To prevent price spikes in periods of buying frenzy, the 80 billion CLV in reserve assets can be drawn upon to sell; as part of market intervention operations. The sales proceeds will be fully deployed to buy physical gold bullion. In periods where there are significantly more sellers of CLV than buyers at the Clover Marketplace, despite allowing for reasonable retracements in the price of CLV/USD; the reserve assets in physical gold bullion can be leveraged upon for market intervention operations to buy-back CLV at various strategic support levels. Hence the CLV/USD exchange rate is relatively controllable by Clover Trust through direct market interventions at the Clover Marketplace. Clover CLV is designed to operate under a novel and proprietary currency framework, the “Managed Fixed Exchange Rate Regime”. The market-making algorithm is based on a complex ‘actuarial pricing model’ of the Fibonacci Number Sequence. This is aimed at achieving a stable, persistent and targeted currency appreciation for CLV/USD of 30% to 60% annually, i.e. an average of 3% to 5% per month. The managed fixed exchange rate regime allows CLV/USD to fluctuate within a pre- determined trading band. This provides a mechanism to accommodate short-term fluctuations in the demand and supply of CLV at the Clover Marketplace. This permits flexibility in managing the CLV/USD exchange rate. The trading band also minimizes the need for constant market interventions. Clover Trust and the managed fixed exchange rate regime are designed together to provide an anchor of stability for Clover Country to be a social ecosystem. The aim is to transform its citizens’ lives in an equitable future through technology, AI and blockchain innovations. The effectiveness of the currency framework will underpin confidence in Clover CLV as the social impact currency. The aim is to become the 21st century store-of- value for Clover citizens to build a post Covid-19 safety net.