If you have personal injury protection (PIP) with your insurance plan, it should pay for $10,000 or more for your medical fees while your case is pending. If your PIP runs out, your health insurance should take over from there. Your auto accident injury attorney is responsible that you and your health insurance provider are sufficiently reimbursed for medical costs prior to your case. They may also recommend doctors who are willing to treat you at a reduced rates or flexible payment plans. It’s their job to make sure your covered.