UMGC focuses on helping busy professionals like you earn the credit you deserve so you can graduate sooner, save money, and prepare for your next success. While UMGC offers generous transfer credit policies for working adults, opportunities to apply transfer credits to graduate coursework are more limited than opportunities to apply transfer credits to undergraduate coursework. Once you have applied to UMGC and are ready to start your graduate program, you can submit a graduate transfer credit evaluation form to see if your credits may transfer.