To qualify for a payday loan, you must be the following: (a) A Singaporean citizen or a PR, (b) 21 years old and above and (c) Must be employed. Also, other requirements needed are: (a) A copy of your proof of income such as your payslips, bank statements, Income Tax Returns, (b) an NRIC copy, (c) Proof of your residential address such as your utility bills with your name.