Incorrect information can appear in credit reports generally due to having the same name and spelling, typographical errors, and identity theft. In such circumstances, you can file a dispute with the credit reporting agency to request the information be corrected. Disputes should be sent in the form of a letter and include the following supporting documentation:nBirth certificate, Social Security number, and death or divorce documents.nA copy of a government-issued identification, such as a driver’s license or passport.