No, Social Security is not inheritable. Social Security benefits end upon the death of the recipient. In fact, if an extra month of benefits is directly deposited into the deceased’s bank account after their death, the bank must return that amount to the Federal government. Keeping improper Social Security benefits is a Federal crime that could get you in serious trouble. Although the benefits are not inheritable, certain family members might be entitled to a death benefit payment and survivor benefits. Survivor benefits can be as much as 100% of the deceased’s benefit amount, so these benefits would have the same practical effect as that person inheriting your benefits.