It is possible to get a mortgage without a stove. This can be done by either requesting an exception from the lender or finding a home that does not have a stove installed. If you are able to find a home without a stove, it is important to make sure that there is another form of cooking available, such as an oven or microwave. It is also important to note that not all lenders will allow for this type of exception, so it is important to check with your lender beforehand.