Loan interest rates are low and fixed. Students do not require a credit history for eligibility.
Federal Direct Lending provides a stable source of student loan funding because the funds are provided by the U.S. Treasury.
Direct Lending provides a single point of contact for managing student loans.
Loans are never sold in the Direct Loan Program.
There are a variety of repayment options in the Direct Loan Program. The Direct Loan Program offers loan repayment plans designed to meet the needs of borrowers.