HMO mortgages are also different to standard buy to let finance. You might think that running a HMO is a more appealing option, because it’s typically more profitable than other rentals. However, the mortgage rates are higher than their standard buy to let counterparts. Some lenders will only offer HMO mortgages to experienced landlords, too, so there’s a lot to consider here. Read our case study as an example. Using a broker like Articus Finance could help you to secure the best HMO mortgage rates, as we work with buy to let mortgage lenders across the industry and have the expertise to present your case in the best possible light