When you sign up for SmartCredit, you’ll have access to your score and detailed information on the factors that have a negative impact on your score. To give you an idea, the minimum available credit score is 300, and the highest is 850. A higher score indicates less of a risk to lending money.
There is also some variation in credit ratings across different scoring models like Vantage and FICO 8. When using SmartCredit, you will not be able to see your FICO score. While VantageScore and other scoring methods might be helpful, they don’t provide the score that will be most important to potential lenders.