p>Who pays depends on what&rsquo;s happened.<br />&nbsp;<br />If it&rsquo;s an emergency situation where hospital admission and/or medical evacuation is required, your coverage can coordinate payment with the hospital directly as long as the event is covered under your policy.&nbsp;<br /><br />To do this, we&rsquo;d need to know something had occurred, so you or your travel companion will need to contact the 24/7 Emergency Assistance Team with as much detail as possible.<br /><br />If it's not urgent and you&nbsp;visit the local doctor, you may have to pay upfront.&nbsp; If you do, you need to keep the receipts and medical records and make a claim online once the treatment is complete.<br /><br /><br />This is only a summary of coverage and does not include the full terms and conditions of the policy.&nbsp; It is important you read and understand your policy as it contains benefits, conditions, exclusions and pre-existing condition exclusions.&nbsp; If you do not understand your coverage, or if you have questions about your coverage,<a href="https://pp.worldnomads.com/contact-us"> just ask us</a>.&nbsp;</p>
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