The CG 2010 is a specific form used in commercial general liability (CGL) insurance policies. This form is known as the Additional Insured – Owners, Lessees, or Contractors – Scheduled Person or Organization endorsement.
This endorsement extends the policy's liability coverage to include an additional insured, typically the client or project owner, for liability arising out of ongoing operations performed by the named insured or on their behalf.
For Example: If a contractor is working on a building and accidentally causes damage to the property, the property owner, if listed as an additional insured under CG 2010, would have coverage under the contractor's insurance policy for any potential liability related to that incident.
It's important to note that the CG 2010 only covers "ongoing operations," meaning work that's currently being performed. It does not extend to completed operations.