A:If you consent to a recorded statement, the insurance adjuster or their investigator will ask you a series of questions about how the accident happened, your injuries, your medical treatment, and your wage loss. These questions are designed to provide the insurer with information that will help them defend the claim. You are not required to give a recorded statement and should consult with an attorney first. Generally, you have a duty to cooperate with your own auto insurance company; but giving a recorded statement to the at-fault driver's insurance company is different than giving a recorded statement to your own insurance company.