Few things in life are guaranteed. Guaranteed loans are no different. Of course,
there may be scammers who promise a guarantee or lenders who charge extremely high
rates and fees for a lender’s services, but neither are trustworthy.
Banks and credit unions will consider your credit score and credit history when
offering a loan, but online direct lenders also look at employment history, your
monthly income, your payments history and the amount of debt you currently owe.