When you enrol for a business credit card, your personal credit rating and financial condition are considered. Most issuers will demand decent credit (670 or above), with others requiring exceptional credit (740 and above). Even though your line of credit is distinct from your personal accounts, there are certain things to bear in mind when you apply. For instance the issuer will do a hard check on your credit records. To assess if a business card is a suitable fit for you, analyze your credit condition and history in the same way you would for a personal credit card.