Creditors of a Chapter 13 debtor and a confirmed Chapter 13 plan have a right to file a proposed modified Plan after the debtor has confirmed a Chapter 13 plan. This is an unusual remedy that is rarely The creditors may continue to monitor the case during the five year Plan term.
A creditor may become aware of a substantial change in income of an individual debtor during the plan. In that case, the creditor can request to the court an increase in the distributions to the unsecured creditor.