You require a bank account to get online payday loans via the Big Buck Loans website. This is because lenders will use your bank account statements to analyze the loan's affordability and verify your monthly expenses. In addition, the lender will require your banking details to deposit the funds. Therefore, your bank account must support direct deposit. Also, your bank account will require the lender to set up a monthly debit order so that your loan installments can be automatically collected from your bank on each payday for the duration of your loan term.