In general, an all-cash offer is almost always more competitive than making an offer with financing involved. Attorney Bruce Ailion says “a seller views a cash offer favorably because there is no risk that the buyer will be unable to close the transaction. A cash sale, therefore, is usually worth more to a seller than a higher-finance offer. It represents a higher level of security.” However, making an all-cash offer can reduce your liquidity, possibly leaving you financially vulnerable if, after the sale, you need cash quickly for an unexpected reason.