If you've been diagnosed with cancer within the last two years, it may be challenging to obtain a life insurance policy without a waiting period. However, exceptions may apply for specific types of cancer, such as basal cell carcinoma or squamous cell carcinoma. These two forms of cancer might not affect your eligibility for final expense life insurance, and you may still be able to secure coverage without a waiting period. It's essential to provide accurate information about your health history when applying for insurance to ensure you get the most suitable coverage for your situation.