Applying for a loan can be a daunting process, especially if you're retired. First of all, your income may not fit in one box. Furthermore, leaving the employment section blank may cause confusion or rejected submissions. When applying for a loan as a retired individual, you can indicate that you're retired under the employment section. Here is some information you'll likely need to apply for a loan as a retired individual: · Exact amount of income and sources · Assets (real estate, stocks, pensions, etc.) · Account statements (investment portfolios, savings, checking, etc.) · Know your credit score