Control Over Investments: SMSFs provide complete control over how your super is invested. Investment Flexibility: SMSFs allow investors to hold a range of assets including shares, term deposits, bonds, investment properties, cash, and unlisted assets. Tax Benefits: Like retail and industry super funds, SMSF income is taxed at the lower tax rate of 15%. Asset Protection: SMSFs provide an effective way of protecting their member’s assets against any future risk of bankruptcy or other claims by creditors. Purchase Residential or Commercial Investment Property: borrow through your SMSF to purchase residential and/or commercial property to be held in a trust for the duration of the loan term. Multiple Income Streams: income from rent, other SMSF investments (such as shares) and super contributions can all be used to illustrate serviceability and repay the loan.