If you're a low-mileage driver, look for specific programs catering to you. As we've demonstrated, the only real discount you will receive for low mileage without looking into a specific UBI program is if you live in California. Outside of that, the savings are quite small. While many major car insurance companies offer telematic programs, true UBI companies like Root and Metromile are good places to start. See how much you could save as a low-mileage driver by entering your ZIP code below.