Comprehensive coverage takes care of most of the damage your vehicle could take while it’s parked. This includes: Falling objects, such as light poles, stop signs, and trees/branches Vandalism Break-ins Theft Animal damage Damage from natural disasters, storms, or bad weather Most typically think of it for accidents that happen while driving because it's, well, comprehensive. But it's collision that protects your car if somebody hits it (even if you weren’t in it). This coverage pays for repairs from any incident where your car collides with another vehicle or object. To learn more about both of the above coverages, we recommend checking out our article comparing the two. It quickly goes over the differences and similarities between both and offers price comparisons.