Rooms to Go is a major furniture dealer, with more than 275 locations throughout the southern United States. But if you want to finance your next Rooms to Go purchase, you’ll need the company’s branded credit card — which is issued through Synchrony Bank. This card will require a credit check for approval, but since it’s a store credit card, it generally has lenient requirements for credit approval. While many store credit cards accept applicants who have bad credit, most want to see a good credit score — or at least a fair credit score — for approval. You may qualify for a credit card with bad credit, but you may have to agree to a higher purchase APR for your financing of non promotional purchases. Synchrony does not publish its credit standards and does not have a minimum credit score for approval. We would all love instant approval with no credit check when we need to finance a big purchase. But banks aren’t big fans of handing out money to anyone who asks. That’s why your best option for no credit check financing will come from a non-traditional lender that specializes in personal loans for bad credit. You may also want to consider financing your big furniture purchase directly through the store or manufacturer.