Once you have simulated your mortgage repayments, you can obtain a personalised assessment by commencing the online application process. You can choose between a fixed or a variable-rate mortgage:
100% Online Fixed-Rate Mortgage: You will have the peace of mind of knowing the repayments you will pay throughout the life of the loan, since the interest rate is fixed and not subject to any variations in the reference indices.
100% Online Variable-Rate Mortgage: The repayment amount is calculated by taking into account the reference index (usually the one-year Euribor rate) and the agreed differential. Since the reference index fluctuates, the repayment amount will be reviewed on a half-yearly basis and will consequently vary.