Investors applying using the ASBA form reap the following benefits: No loss of interest, since the application amount is not debited to the savings account on application. The amount for which no shares have been allotted is available immediately on completion of allotment process. There is no need to wait for the amount to be refunded by the company and be credited to the account. Since the amount is available in the account, it is considered for calculation of the Average Quarterly Balance (AQB). Multiple bidding facility is available to the Customer. Customer can revise/withdraw the bid before the end of the Issue in the prescribed format with the Bank.