Payz utilizes a method called safeguarding to guarantee your money is safe, which is a regulation obligation for all EMIs. During this procedure, they keep your money apart from their own and deposit it in a secure account. There is also a two-step verification system, which means that when you sign in to your Payz account, you use your smartphone app to generate a one-time-use code, which you enter along with your Payz login and password. Payz Two-step Authentication is available via Google Authenticator.