When building near a lake, you will want to take a few precautions to ensure your home is safe and secure and abide by all the city building restrictions. Most importantly, make sure that your foundation is properly reinforced so that it can withstand any shifting of the ground beneath your home. Additionally, you will want to verify that your home is well-insulated to protect against moisture and dampness. You will also want to have a good drainage system in place so that any water that does enter your home can be quickly removed.