All deposits are different. Some deposits take longer to clear, depending on the type of deposit and the time the deposit is made. For deposits made at a branch or by mail, any delay is counted in business days from the day of deposit. For example, if a deposit is made after hours, the deposit won’t be considered until the next business day.
If you make a deposit at an iQ Credit Union ATM:
Cash deposits are made immediately available.
Check deposits immediately release $500 of the total amount deposited.
(Note that some exceptions apply. Please see the Membership & Account Agreement for complete details.)
If you make a Mobile Deposit:
Savings deposits are held for two business days until any funds are made available.
Checking deposits will release $500 immediately, and the remaining funds become available after two business days.