The official currency of Montego Bay, Jamaica, is the Jamaican dollar (JMD). Visitors can exchange their foreign currency at banks and currency exchange offices throughout the city. In addition, many establishments in Montego Bay accept major credit cards such as Visa and Mastercard, as well as U.S. dollars. It is advisable to carry some cash for small purchases or when shopping at local markets. ATMs are also easily accessible throughout the city.