Neither the IRS nor, as far as I know, any US state with a state income tax, has any sort of program that allows you to pay extra to have your return processed expeditiously. All returns are processed in the order received (more or less), and the IRS provides no guarantees on when your refund will be issued, if indeed ever.If you pay a tax preparer to prepare your return, the preparer may offer you to pay a fee to receive your refund u201cfasteru201d. This is what is called a u201crefund anticipation loanu201d: the preparer is offering to give you a short-term loan, similar to a payday loan, in exchange for you handing over your tax return to them. They will deduct fees and interest up front.Refund anticipation loans are almost always a bad deal for the consumer, there are often large fees on such loans and the interest rates can exceed 100% APR. This is an abusive form of predatory lending. Many states have laws that attempt to curtail such practices, but preparers violate these laws on a depressingly frequent basis. State Attorneys General and other consumer financial advocates regularly warn consumers against refund anticipation loans. See, for example, Illinois Attorney General - Refund Anticipation Loans:The busy tax season often brings a wide variety of scams aimed at defrauding consumers of their hard-earned tax refunds. Attorney General Madigan is warning consumers to be wary of refund anticipation products that promise a faster refund. Tax preparers pitch a variety of these products u2022 tax refund anticipation loans, checks or debit cards u2022 as a way to receive a tax refund instantly. In reality, they are short-term loans that often saddle consumers with high interest rates and fees that are deducted from their tax refund.Itu2019s Your Refundu2014Hereu2019s How to Keep More of It!You probably do not need a tax refund loan. If you file your tax return electronically, you can get your refund very quicklyu2014in approximately two to three weeksu2014without getting a loan. You can find an organization willing to help you prepare and file your taxes for free by calling the Center for Economic Progress at 312-252-0280 or visiting this website for resources near you: http://irs.treasury.gov/freetaxp....You can find IRS policies regarding refund anticipation loans here: Tax Refund Related ProductsMy advice is to simply file the return. If you file early enough, youu2019ll get your refund faster than you probably expected. Itu2019s not worth the cost and added risk of a refund anticipation loan to get a smaller tax refund a few weeks sooner.