Even if you have a low credit score, there are a number of internet lenders who might be ready to loan you up to $25,000. The catch is that you'll likely have to pay very high-interest rates. The key factor to think about is how much you really need. If you really only need $1,000, then that's all you should ask for. This is due to the fact that smaller loans have a higher approval rate and naturally have lower interest rates.