If you’re a new customer, we offer loans with a repayment term of up to 8 months. Our 12 month loans are only available for returning customers who have successfully repaid their previous loan with us. If you are a first-time borrower, we welcome you to apply for a loan with us and once you have established a good track record of repayment, you may be eligible for a maximum 1 year loan term in the future. However, we always advise our customers to choose a loan term that aligns with their affordability and helps them clear the debt in the shortest amount of time.
Representative example: Borrow: £500 over 16 weeks. 4 repayments of £183.59. Total amount payable £734.36. Interest rate: 151.4% pa (fixed). Representative 766.18.% APR.