The Private Student Loan Bankruptcy Fairness Act of 2023, also known as H.R. 138, is a bill introduced in the U.S. House of Representatives that aims to change the treatment of private student loans in bankruptcy. Introduced by Congressman Steve Cohen and co-sponsored by Representatives Danny K. Davis, Julia Brownley, Eric Swalwell, Ro Khanna, and Gwen Moore, the bill seeks to restore the treatment of private student debt to its pre-2005 status.