One important part of finding a mental health therapist is affordability. Some therapists offer low rates - as low as $10 a session. Other therapists with a lot of experience or specialized training might charge more.
There are several ways to pay for therapy:
Out-of-pocket is when you directly pay your therapist with cash, check, or a credit card.
Sliding scale therapists offer a price range that depends on your budget and ability to pay.
Pro bono therapists provide therapy for free and often work for nonprofit counseling centers or government mental health agencies.
Co-pay is when you use your insurance and pay a set fee for every visit.
Co-insurance is when you use your insurance and pay a percentage of the therapist’s fees yourself. Your insurance pays the other part.