No, TRC-20 itself is not a stablecoin. TRC-20 is a technical standard used for smart contracts on the TRON blockchain for implementing tokens with the TRON Virtual Machine (TVM). It is similar to the ERC-20 standard on the Ethereum blockchain. However, stablecoins can be issued on the TRON blockchain using the TRC-20 standard. For instance, Tether (USDT) is a well-known stablecoin that has a TRC-20 version. A stablecoin is a type of cryptocurrency that is designed to maintain a stable value by being pegged to a reserve or a basket of assets, like fiat currencies (e.g., the US dollar), commodities (e.g., gold), or even other cryptocurrencies.