Once you file the bankruptcy petition, the next step is to attend the meeting of creditors. The trustee assigned to your case schedules the meeting, usually 21 to 40 days after filing. During the meeting, your creditors can ask questions about your finances and property while you are under oath. The trustee will also ask questions about your understanding of the consequences and benefits of bankruptcy to check for abuse. Most Chapter 7 debtors receive a discharge between 60 to 90 days after the date first set for the meeting of creditors unless a creditor objects to a discharge.