This depends on the type of account you have. In case you have opened an 811 account by verifying your Aadhaar through an OTP from UIDAI, then the maximum amount you can have in this account at any given point of time is Rs. 1 Lakh. You can have a cumulative credit of maximum of Rs. 2 Lakhs in this account in a Financial Year. In case you hold 811 Lite account, then the balance at any point cannot exceed Rs. 5,000 and transactions of up to Rs. 5,000 are only allowed in a month. The cumulative credits in this account should not exceed Rs. 1,20,000 in a financial year. To remove these restrictions, you will need to verify your KYC details within a year and convert it to a Full KYC Account. Converting to a Full KYC account will lift all your transaction limits. Completing Full KYC is a 5 minute, quick and easy process that we will be happy to help you with. To complete your video KYC process, click on the link* below! https://bit.ly/VKYCWhatsapp811 *This link is for the customers who have Kotak 811 OTP/Limited Account