GoForward is not an insurance plan ourselves, and most members couple their membership with some kind of health insurance. Many find that a lower premium High Deductible Plan pairs well or any tier of PPO. However, you're not required by us to have insurance and all the care we do under Primary Care and Wellness is included in the membership-- from all visits with your doctor, 24/7 access to your doctor and care team, at-home health data monitoring to even onsite medications, all vaccinations you may need and even EKG's and a Genetic Risk Assessment.