You can negotiate your debts with your creditors on your own, just as you can also build your own custom home along with that infinity pool. It just happens that most of us leave the big jobs to the experts. The settlement process is usually very emotional and stressful, especially when you are the one called by the collectors while also receiving daily collection letters. Most people leave these daunting tasks to experienced arbitrators who maintain relationships with numerous consumer-lending institutions and collection agencies that negotiate with them on a daily basis. Our arbitrators have extensive knowledge of federal and state consumer laws and exercise the Fair Credit Reporting Act, Fair Credit Billing Act, as well as the Fair Debt Collection Practices Act to help settle your debt. America Debt Resolutions enrollment specialists are experienced in qualifying clients to get out of debt quickly and with a customized game plan to save money in the process. To recap the answer …Leave it to the experts.