- In the case of being less than 26 years old and both, your parents have different insurance; it can be decided with the Birthday Rule. Simply put, the parent whose birthday comes early in the year is determined to be the primary insurance plan.
- For people under 26 and have divorced parents, the one with custody over the child gets to be the primary coverage. Although, if they have joint custody, they have to use the birthday rule
- If you are married and both possess insurance from your employers, yours comes as primary, and your spouse’s as secondary.
- For a married person under 26, your spouse’s plan comes first and then your parent’s coverage.
- For Medicaid plans, it is considered as secondary coverage, while your health plan becomes the primary