A deductible is a clause that you may have in your insurance contract that exempts your insurance company from paying an initial, specified amount (for example, you may be required to pay the first $100 or $500 of medical expenses incurred in a given time). Once you have met your deductible amount as specified in your contract, your insurance will pay claims within your plan provisions. We will submit a claim to your insurance company for the fully charged amount so that they can credit the services toward your bill.