There are six key areas of an FHA appraisal.
● The structure: It is examined to ensure it is sufficient for safe occupancy. The inspector will check for termites damage, decay, damp, leaks or other structural damage.
● The roof: It needs to be sturdy with an expected lifespan of at least two more years.
● Utilities: The property needs to have access to electricity and water. Additionally, each room needs access to adequate heating unless the area typically has very mild winters.
● Safety issues: The inspector will check for safety hazards such as trip hazards that may compromise the safety of the property.
● Local nuisances: The property needs to be in an area with no nuisances such as proximity to sources of excessive noise, heavy traffic or gas or oil sources on the property.
● Access: The home must have pedestrian and vehicle access, particularly for emergency vehicles under any weather conditions.