Anyone who regularly rents a vehicle or books one via a sharing platform. This is because the deductible is often very high with these offers and a causing accidental damage can accordingly really hurt the wallet. And this is especially true for young drivers. Reducing the deductible directly with rental car companies and carsharing platforms is usually much more expensive than the annual premium of the "Rental and Sharing Vehicles" insurance. An additional benefit: With Zurich, the deductible is not only reduced, but is eliminated completely.