Yes. the 90 Day Purchase option allows you to take your new mattress with you or get it delivered immediately. You only have to pay $49 plus tax as initial payment. 90 days  start from the day of purchase. Progressive Leasing obtains information from credit bureaus. Not all applicants are approved. 90- Day Purchase Option: Standard agreement offers 12 months to ownership. 90-day purchase options cost more than the retailer's cash price.