The IRDAI, in a statement, announced that it had received feedback from several quarters that various owner-drivers have an existing PA cover and if there’s a need to take an additional PA while purchasing a new vehicle. To address this issue, it unbundled vehicle insurance from the PA insurance cover.Also, it said that the fact owner-drivers may own more than one car needs to be taken into consideration so that the owner-driver does not have to take several PA insurance cover for each of his vehicles.