There are several vulnerabilities that could put assets at risk. For instance, professional malpractice liability is one of the most significant risks associated with conducting business or practicing in a specific field. Moreover, personal liability of corporate officers and directors can also pose a significant risk to business owners. Other vulnerabilities include lawsuits by former business partners, personal injury suffered on your premises, personal injury resulting from a motor vehicle accident, liability as guarantor for the debts of another, and liability arising from misconduct.