All credit card payments made through NEFT are processed in half-hour batches. So, you can expect your payment to be processed between 8:00 am to 4:30 pm on all working days, including Saturdays. If you make payment post the regular working hours of the bank, the payment will be processed the following day. However, the issuing bank may take a little longer to reflect the payment in your account. Thus, it is best to make credit card payments three days before the due date to avoid penalties.