If you already have a running SIP with an existing broker, you could initially lower down the SIP by 50% and invest it via the Robo advisor app. In a year or two, when you have more data to compare, you could decide if you wanna continue with your existing broker or switch to these automated platforms. Those who are HNI's (High Networth Individuals) they should be cautious, as your focus should be in the existing avenues that are generating money for you. However, learning about Robo-advisor apps is not time-consuming and you may find it quite interesting.