Unlisted Driver Protection protects you from a one-time financial consequence in the event that an unlisted occasional driver, with a valid driver’s licence, causes an accident in your car. This coverage does not extend to household members of vehicle owners, lessees or principal drivers. This coverage also does not apply for drivers who have driven the vehicle more than 12 days in the 12 months prior to the accident or people who have already had an at-fault accident in any of the owner’s vehicles.