A waiting period of 24 months is applicable for specific diseases like cataracts, non-infectious arthritis, Osteoarthritis, Rheumatism, Gout, Varicose veins, varicose ulcers, benign prostate hypertrophy, stones in urinary urogenital, fissure, CSOM (Chronic Suppurative Otitis Media), Gastric and duodenal ulcer, Polycystic Ovarian disease etc.