Earned Wage Access is a fundamental key to Financial Wellness and represents a major shift in how employees are paid for the work they do. Instead of receiving their pay at pre-agreed, fixed intervals – normally the end of the month or the end of the week – employees accrue pay on a daily basis, in much the same way as they accrue paid leave entitlement. Then, at any time they wish, employees can withdraw a certain amount of the pay they have accrued, giving them unprecedented flexibility and control over their personal finances.