A hit-and-run car accident is when the at-fault driver flees the scene without stopping, calling the police, rendering aid or exchanging information with the injured party. A hit-and-run is a serious crime in Arizona that is penalized with consequences such as jail time and hefty fines. If the police find the hit-and-run driver who crashed into you, that driver’s insurance company will pay for your expenses. If the responsible party is never identified, however, you may still be able to recover financial compensation through other outlets.
In Arizona, uninsured and underinsured motorist insurance is automatically applied to a car insurance policy at the time of purchase. To refuse this type of insurance, the driver must reject it in writing. If you don't remember doing this, you most likely have this type of coverage on your car insurance policy. This will pay for your losses after a hit-and-run car accident as if the driver had given you his or her information but did not have enough coverage to pay your bills.
If you don't have the correct type of first-party car insurance to pay, consult with a lawyer about other possible legal remedies. You may be able to hold a third party financially responsible. An investigation may find that a faulty seat belt contributed to the extent of your injuries, for example, allowing you to bring a product liability case against the vehicle manufacturer. An attorney can thoroughly investigate your hit-and-run car accident and give you advice about how to move forward with a lawsuit.