A formulary is an approved list of medicine covered by our policies. The Policyholder can normally find both generic and brand-name medication on the formulary. Visit this link to view the Medicine, Dental and Highly Active Antiretroviral Therapy (HAART) Formularies. Formulary prescription medication is chosen for its cost, effectiveness, and safety. Medication that is not on the formulary will not be covered and will be paid for by the Policyholder.