If you want to renovate a property you already own, you have several options. You might consider re-mortgaging to release equity from your property to fund the renovations. Alternatively, you could look into a home improvement loan, which is a type of unsecured loan specifically for renovation purposes. The choice depends on the extent of the renovations, your current mortgage terms, and your financial situation. For major renovations, a re-mortgage might be more suitable, especially if you have substantial equity in your home and prefer a secured loan. Always consider consulting with a financial advisor to understand the best option for your specific needs.