Unfortunately, as part of our eligibility criteria, we ask that you are in employment with a take-home income of at least £1,300. This means that you cannot apply for small loans in the UK with QuidMarket if you are unemployed. However, we are willing to help those with poor credit or past defaults. We are able to offer small loans for bad credit as we base our lending decisions on affordability rather than your whole credit history. We will review your monthly income, essential outgoings, and other financial commitments to ensure that you can sustainably afford the repayments each month. If you need loans for unemployed people, it could be worth considering other options, such as using savings or personal borrowing, before searching for a small loans direct lender online.