The auto financing portion of online shopping is simple and shouldn't take up a lot of your free time. When you shop online, the first thing you will do is select your vehicle. You'll also get the trade value of your current car, truck, or SUV, if you have one. When you shop online with Phil Wright Autoplex, you'll also have the chance to review your auto financing options and customize a monthly payment that works for you. Drivers will then be required to complete our simple, secure credit application. Once you supply the employment, income, and demographic information required, our finance professionals will get to work on trying to secure you an approval.