The Ambetter deductible works as it would with most health plans. During the deductible period, you pay some or all of your health care costs. Once you pay enough to reach the deductible amount, your insurance plan starts to pay its share. For example, with Ambetter Balanced Care 30, you pay 100% of your health care costs until your costs reach the deductible amount, which is $6,100 for a single person. With other Ambetter plans, you pay a flat copay or a lower percentage of the cost during the deductible period.