Instant Funding- Which means you get the account access as soon as you pay the fee. this is one time fee only. you will be given the trading account as per the payment you made. you can earn the profit from day one. you have to follow the rules attached to instant funding accounts . Two Step Challenge – In here you have to show that you can trade hitting the target in two trading accounts one after other. in the 1st stage you need to hit 7% from the balance and if you pass it you will get the second account where you need to hit 3.5% in that account. there are no minimum or maximum day limits when it comes to hitting the targets in any of the stages.  when you pass the two stages you will be given a new account where you can earn profits from day one and there are no target attached with it .