The location of a listed building in the UK (England, Scotland, Wales, Northern Ireland) can affect mortgage options:
Valuation variations: Different regions might have varying market values and risks associated with listed buildings.
Local regulations: Planning and building regulations differ across the UK, which can influence the lender's decision.
Availability of lenders: Some lenders might be more willing to lend in certain regions based on their expertise and risk appetite for listed buildings in those areas.
It's always advisable to seek professional financial and legal advice tailored to your specific circumstances when dealing with the complexities of listed buildings.