SBA loans are one of, if not the, most desirable loans on the market. Getting approved can be tricky; they carry strict requirements and documentation.nnIf SmartBiz deems you ineligible, likely, you don’t meet the minimum requirements for the type of loan, and business owners might not have the right credit score or enough annual revenue to qualify. If SmartBiz said you were eligible, but their lending partners declined you, then several factors could go into the decision.nnMeeting the minimum requirements for eligibility is just the first step. Once you send your documentation, they review your business and credit history. Issues with revenue, the length of your business, and previous bankruptcies can all impact your application.nnOur loan experts are available to assist you with any SBA loan type and other business funding products as well.