Your lender may allow you to choose to either capitalise your repayments (add them to the total amount of the loan), or continue to pay them. If you continue to make repayments, this will stop the total amount of the loan ballooning and limit the amount of additional interest being charged. If you are unsure as to whether to keep making repayments during the bridging period, talk to your local Mortgage Choice broker, who will advise you on the appropriate course of action that will suit your current financial circumstances.