Soon after your accident or incident, you might receive a call from the company that insures the at-fault party. Be careful what you say, as they may be able to use your words against you when it comes time to negotiate a settlement.
In some cases, the insurance adjuster may offer you a settlement. As tempting as it may be to take the money and move on with your life, an initial offer may be worth less than the full extent of your damages. If you accept a low settlement offer, it may prevent you from recovering additional damages from them later if your injuries were to worsen.