Ans. Pradhan Mantri Jan Dhan Yojana is household centric scheme whereas Swabhimaan, the earlier financial inclusion plan was village centric. The new financial inclusion scheme (PMJDY) focuses on rural as well as urban areas. The Swabhimaan scheme only targeted villages with more than 2000 people whereas PMJDY focuses on the financial inclusion of the entire nation. This is made possible by extending banking facilities to every area/village.