ExtendPay is a new payment option for folks who need to divide up their credit card purchases into monthly payments with no interest. But keep in mind, it still charges a fixed monthly fee. Also, not all purchases made with your credit card are eligible for the payment plan; only purchases made within 60 days prior to signing up to ExtendPay and are over $100 (and less than your purchase balance when you sign up) are eligible for the plan.  If you're eligible for the ExtendPay Plan, you'll receive a notification in your email or you can check your ExtendPay options in your online account details.