Access to your business checking account is a core component of how Fundbox works. They will look at the previous 3 months of activity in your account to determine your revenue streams and available operating capital. Your credit line and rates are based on this information.nnOnce the business loan is funded, they will deposit the funds directly in your bank account. Your repayments will also automatically debit from your bank account. In addition, Fundbox and its partners will have ongoing access to your account activity.