In most cases, Bank of America will subtract the Bill Pay amount from your balance on the day you select the bill to be paid. In the event a biller does not accept electronic payments, Bank of America will send a check on your behalf to the biller, and the money will be subtracted from your account when the recipient deposits the check. Automatic payments scheduled through Bill Pay will be subtracted from your balance on the date you requested unless it is a non-business day. Payments scheduled on non-business days will be subtracted from your balance on the business day prior to the scheduled payment date. Note that Bank of America credit card payments from a Bank of America account, personal or small business, can be paid any day of the week. If you have a SafeBalance Banking account, all bill payments will be subtracted from your balance on the day you have selected the bill to be sent to the biller.