Yes, unfortunately there are. Overseas ATM Balance Fee: Charged every time you check your credit card’s balance using an ATM while overseas. Overseas ATM Withdrawal Fee: Charged every time you withdraw cash from your credit card account from an ATM while overseas. Overseas Cash Advance Fee: Charged every time you withdraw cash from your credit card account while overseas (in addition to the base cash advance rate). Overseas Emergency Card Replacement Fee: Charged if you request a replacement credit card if lost or stolen while overseas.