Having a pool can affect homeowners insurance, as it is classified as an attractive nuisance, which means that the potential for accidents or injuries increases. Pool owners should contact their insurer to discuss coverage options, including:
* Liability coverage – provides protection from lawsuits due to injury sustained on your property.
* Property damage coverage – covers any accidental damage caused by pool equipment such as pumps, filters and heaters.
* Swimming pool enclosure liability coverage - protects against damages caused by a fence or other type of enclosure around your swimming pool.
Pool ownership requires additional responsibility and care in order to be properly insured and protected.