This is a common perception shared by many novice investors and it is further amplified by the short-term gains from hype stocks and other speculative investments. Nonetheless, most of them begin to feel the hit over the long term when prices eventually collapse from the speculation. As a result, many lose costly sums and have to start all over again. The course fee is a valuable investment you make for your financial future to avert the opportunity costs and/or real losses you may otherwise incur when you experience drawdowns. These losses can easily exceed the course fee for the MIP programme. The Joyful Investors always advocate our students and the TJI community to invest for sustainable returns. Our MIP course is specially designed to impart the essential knowledge to consistently perform well in the stock market. We also understand that learning does not stop after the MIP course. Our students may still have queries after the MIP course. This is why we have specially put up a post-course review session for our students to consolidate their learning and thoughts and we will assist to clear those queries.