Workers’ compensation gives you benefits if you have a work-related injury or illness, including work-related car accidents. Also referred to as workman's comp and workers’ comp, it helps cover your medical expenses and can also help replace wages from lost work time. Employers are required to have workers’ comp insurance, as it protects them from having to pay out-of-pocket costs for employee medical expenses and lost wages. It also protects you as an employee if you’re unable to work due to a work-related injury or illness. If you are injured or become ill in the course of your employment you should seek medical treatment as soon as possible and fill out a workers' comp claim. To ensure you receive all the compensation you’re entitled to, you might want to consider speaking with a workers’ compensation attorney who can help you take appropriate action.