To meet the eligibility requirements of your long-term disability insurance policy, you will need to find out what the specific terms are of your policy. For many policies, there are several criteria that need to be met, such as:
Having a qualifying disability
Exhausting any sick time, paid time off, and vacation time
Exhausting any short term disability benefits
Your insurance policy must be in good standing
There may also be specific waiting times to be aware of as well, including the amount of time you need to wait after being diagnosed with a disability or the amount of time that the policy has been active before you can seek benefits.