For most SBA loans, you can apply again within 90 days of submitting your application. However, we caution you to consider several important factors before reapplying.nnThe most important thing is to ensure you rectify the reason for the denial. Reapplying without addressing the issues will cause more frustration and another denial.nnSecondly, most lenders perform a hard credit inquiry for SBA loans. You might want to wait a little longer to give your credit score to bounce back. Too many recent credit inquiries can cause a denial of credit.nnFinally, reconsider your lender. Some lenders provide lower qualifications or are more willing to work with you to perfect your application.