If a worker falls ill or has an accident abroad, the employer must ensure that the worker has adequate insurance cover to cover medical expenses and, if necessary, transport home. Where possible, the employer should provide support and assistance in the event of illness, including contact with the insurance company and local health services. The employer should also find out and inform the employee of any arrangements for the employee's return, such as ambulance flights and other transport, and ensure that the employee receives the necessary treatment and recovery time before returning to work. Many policies also include separate emergency travel services to help both the employer and the employee in the event of an accident.