Goal Account: this is the debt you’re trying to pay off faster ( ie. a credit card, Wisr Loan or mortgage ) or the savings account you're trying to boost. We will deposit your round ups into this account during the first week of each month. Spending Account ( s ) : this is where you make most of your transactions, you know the tap-and-go coffees. You can link multiple spending accounts if you have a few on the go at once. At the end of the week, we'll tally up your total round ups from each of these accounts and deduct them from your funding account. Funding Account: this is the account that we'll debit your weekly round up total from. Hint: many users choose to make their spending and funding account the same.