When an individual is convicted of a DUI in Florida, insurance companies will consider them high-risk, leading to a significant rise in premium costs. On average, Florida drivers with DUIs tend to see a 60% or more annual increase for full coverage car insurance. This is an increase of between $1,000 and $2,000, depending on your insurance carrier. It's important to be aware that a DUI will stay on your insurance record in Florida for 10 years.