If an individual receiving government benefits wants to keep money either gifted, received in a settlement, received through a sale, etc., and wants to continue receiving government benefits, a Supplemental Needs Trust (SNT) is a great option. With an SNT, an individual is permitted to retain assets in excess of the income limit placed on them by government agencies, while retaining their benefits. These funds can then be used for the benefit of the beneficiary, provided the trustee follows the guidelines set forth by government agencies to keep the trust from being counted as a resource.