Some BCBS plans require a referral or precertification, and we recommend checking with BCBS to see if this applies to your plan. Currently, we are aware that all HMO plans require referrals. If you are in one of these plans, you need to get a referral from your PCP and the baby’s PCP prior to your first visit or the services may not be covered. If our claim is denied by BCBS because the services require a referral or pre-certification, and the referral or pre-certification was not obtained prior to your visit, you will be responsible for paying for these services out of pocket, but we can offer a timely payment discount.