SR22 insurance for car owners starts at $49 per month and can go up to $182 per month. The average cost for state minimum liability in Florida is $115 per month. For non-owners, the cost is more affordable, starting at just $38 per month to $108 per month. The average state minimum liability is around $71 per month. Depending on your driving record, you could pay more or less for SR22. At SR-22 Direct we are dedicated to finding you the lowest possible rates in the state. If you’d like to know exactly how much you need to pay to get your SR22, call us on 888-620-7722 and request a personalized quote.