If you work from home, you may need to take out an additional business insurance policy on top of your home insurance, as a lot of home insurance policies don’t include commercial activity – even if your place of work is also your home. A good starting point is to take another look at the details of your home contents insurance policy and identify any gaps in your cover. You can then take out additional business insurance to cover your work as a sole trader. While it’s not a legal requirement to take out business insurance when you’re a sole trader, it can be beneficial to your business. Risks can sometimes happen, and having cover in place to help protect you when you need it most can offer peace of mind – allowing you to focus on the other parts of running your business.