RV insurance commonly includes protection matching the driving and property risks associated with your motorhome. Additionally, standard coverage might consist of the following:
Liability insurance helps insure against damage or injuries you cause to others if you are at fault in a wreck.
Collision insurance helps cover damage to your vehicle after a wreck.
Comprehensive insurance helps pay for vehicle damage from nonaccident mishaps, such as weather damage.
Medical payments coverage helps cover your medical bills and passengers’ expenses.
Uninsured/underinsured insurance helps insure you against damage caused by someone else who doesn’t have appropriate liability coverage.
Campsite and vacation coverage helps cover liabilities associated with using the RV as a vacation property.
Full-time residence insurance is intended for those permanently living in their RVs.
Other coverage offers help for roadside assistance, rental car coverage and expenses protection for expenses such as emergency hotel bills.