This depends on which financing option you choose. See below for details.Sheffield Financial Personal Credit Loans – No down payment is required if pre-qualified for a personal Sheffield LoanNew Lane Financial Commercial Loans – Most of the time NO down-payment is required. On occasion a down-payment is required based on a variety of factors.Rent-to-Own – If you are considering a rent-to-own option for purchasing a trailer, a down payment will be required. You can use the Rent-to-Own calculator to determine the amount of the down payment required for the trailer you wish to purchase. The video below demonstrates how to use the calculator.