This is a complicated question that can have many answers depending on your specific situation. We’ll try to cover the basics, but you should always consult a social security expert for help. Generally, Social Security benefits stop when you die. They are designed to last until the end of a person’s life, so when that person dies, the payments stop. However, there are exceptions to this rule.
Surviving spouses may continue to receive benefits in some cases, especially if they are caring for a minor child of the decedent. A widow or widower of a benefit recipient can receive the full benefit upon reaching full retirement age. You can also receive full benefits at any age if you are not remarried and are caring for a child of the deceased who is under the age of 16.
Children of the decedent may also receive survivor benefits if they are unmarried and under the age of 18. In some rare circumstances, divorced spouses may also receive survivor benefits, but you should consult a Social Security representative to discuss your specific situation.