Yes, Amica does offer accident forgiveness for drivers who purchase a Platinum Choice Auto policy. With the policy's good driver rewards, policyholders can accumulate points for each year of good driving and use them to lower their deductible or keep their rate from going up after a claim. In addition to good driving, policyholders can earn points by referring others to Amica and having a home, life, or personal umbrella insurance policy with the company.
Even though Amica requires you to purchase a more expensive policy in order to get accident forgiveness, it's a good investment if you're concerned about your coverage costs increasing significantly after an accident. On average, Amica premiums go up by 23% after an at-fault accident, so paying for accident forgiveness can save you money long-term.
To learn more, check out WalletHub's guide to accident forgiveness.