You may be able to get a loan on the same day that you apply for it. To get a loan quickly, look for lenders that advertise “instant” or “same-day” funding. Certain factors, like what time of day you apply, whether you’re applying on a business day and when your bank accepts the funds into your account, may affect when you actually receive the cash. For example, your lender is more likely to send the money on the same day if you’re applying in the morning on a business day.