The annual fee for the Indigo credit card ranges from $0 to $99. The cost is based on the bank's review of your credit profile and includes three annual fee options: $75 the first year and $99 every year after, $59 each year or $0 each year . It's important to consider annual fees to determine which card fits best. Some cards with annual fees come with additional perks like travel points, airport lounge access and other incentives that help offset the cost. The Indigo credit card does not offer additional perks, though. So it might be a good idea to consider if you can access a card from another bank without one.