You have the flexibility to repay the personal loan In additional to the personal loan instalment amount, you must settle all accrued but unpaid loan interest up to the actual settlement date, an early settlement fee of 2.5% of the outstanding balance and any other sum due to us. If the personal loan repayment is made within the 7-Day Cooling-off Period, early redemption fees would be waived. Please note that the bank reserves the right to request the full refund of any cash rebate received during the application or deduct the equivalent value of the cash rebate from any account of the eligible customer.
If you plan to repay the personal loan in full early, you must notify us in writing ten business days before your proposed repayment date.