A bridging loan can affect your mortgage application, but the impact it could have will depend on your situation. If you haven’t paid off your bridging loan, the mortgage provider will be able to see you have outstanding debt secured against the property. This could affect their decision on whether to lend to you. However, if you’ve paid off your bridging loan before applying for a mortgage, this is unlikely to have as significant an impact.
It’s worth speaking to a mortgage broker and getting professional advice tailored to your situation if you have a bridging loan and want to apply for a mortgage.