Burlington properties aren't cheap. Most buyers purchase properties using credit, and accessing credit means having a good enough credit score. In Burlington, that can mean several different things. It all comes down to your lender of choice. On average, the minimum credit score you need to get a standard mortgage loan in Burlington is about 650. However, certain lenders will accept even lower scores, like 640, 630, and even 620. A Burlington realtor can help you assess your financing options and budget.