This is known as “split limits” coverage. The first number is the maximum amount of coverage the insurance company is obligated to pay on your behalf to any one person who was injured as a result of an automobile accident. The second number is the maximum amount of coverage that the insurance company is obligated to pay on your behalf to all persons who were injured as a result of an automobile accident. The third number shows you the total amount of property damage that the insurance company will pay on your behalf as a result of an automobile accident.