Yes. Most policies are arranged on an ‘Any Authorised Driver’ basis. This means that anyone who holds the necessary driver’s licence can drive the vehicles – so long as they have the insurance proposer’s permission. This classically applies to family members and sub-contractors. However, it’s important to remember that the onus is on the insured to carry out the usual driving licence and DVLA checks for convictions.
By placing restrictions on who can and cannot drive the insured vehicles, the van policy’s cost could be reduced. For example, only allowing people over the ages of 25 with clean driving licences to drive your van would reduce the cost of your insurance premiums.
On some occasions, we will need to ask for a little more information on the insured drivers. This is if the insurance underwriter needs to know more details about the drivers on the policy and any motor convictions. Our brokers will advise you if the insuring underwriter requires more information to provide a quote and policy.