If you are unable to repay the loan borrowed through an app, you may face consequences such as late fees, increased interest rates, or damage to your credit score. It’s important to contact the lender as soon as possible if you anticipate difficulties in making the payments. Some lenders may offer alternative repayment plans or options to help you manage your debt. However, it’s crucial to communicate with the lender and work towards a solution instead of ignoring the situation, as it can escalate and lead to further financial problems.