Yes. Insurance companies are trying to protect their interests, not yours. When you work with a personal injury lawyer, you are working with a professional who not only has experience working with clients on insurance claims but whose only job is to protect your interests. The insurance company often prefers to avoid dealing with an attorney because they want to settle the claim quickly, cheaply, and with few questions. That is not what is best for you. We have seen many cases where an insurance company offers a quick settlement that is far less than the value of the case. Often these early settlement offers won’t cover all of your medical bills. Once you have settled your case, you can’t go back and ask for more. You owe it to yourself to get a free consultation with a personal injury lawyer before you agree to a quick settlement. Your personal injury lawyer will be able to understand and explain to you the complex language and practices of the insurance company to make sure you are protected. They will help you organize and submit all of the necessary information to ensure your submission of the insurance claim goes as well as possible. If your insurance claim is denied by the carrier, you still have options. You do not have to accept their denial and we recommend that you don’t. We encourage you to work with one of our experienced car accident lawyers who can help you take the next steps.