But for the noobs who are still a little frazzled at all the insurance mumbo jumbo, I’ve got you covered.Life insurance exclusions are certain events that will lead to an unsuccessful insurance claim.Way back, when we were wearing loincloths and mulling over the usefulness of a round rock – ok, not that far back, but you catch my drift – it was pretty common for life insurance companies to exclude certain insurance claims such as:Death due to acts of warDangerous pastimes or hobbiesHigh-risk jobsHowever, customers got smarter and demanded better, so these types of exclusions have disappeared into the ether.Today, life insurance exclusion is pretty simple, and the exclusions are incredibly limited.