FPLA will accept checks from individuals under the following conditions:We will accept the check when presented with a valid driver’s license with a photo ID. We may retain a copy of the driver’s license number for our records. In the event of non-availability of a valid license, alternate forms of valid identification may be accepted. A valid passport, or any other state issued valid photo id are considered alternate forms of identification.If a check is returned to the FPLA no matter the reason, $35.00 returned check fee will be charged per returned check. Effective immediately the person responsible for payment will be ineligible to avail FPLA services. Once all funds are repaid, eligibility for participation may be resumed.An account is considered delinquent when payment has not been received by the payment due date. All the balances must be settled with a money order, certified bank check or cash and must include a $35 returned check fee. Once a check is returned, we do not accept a check from the individuals again.As a courtesy we will notify you of delinquency including the returned check through a phone call, email or a letter. All the returned checks must be settled within 10 calendar days of notification. Irrespective of you receiving any notification from us, it is the account holder’s (payer) responsibility to settle any outstanding balances. If the delinquent payment has not been settled within the stated time frame on the notification (i.e. ten days), we will levy 10% late fee of the past-due amount and FPLA will begin its collection proceedings.Bank card returns will be handled by the same policy/procedures.