One of the most common driving offences is receiving a ticket for speeding, but there are numerous types of driving offences that we need to be told about. If you’ve received a fine or demerit points, or lost your licence, for something you’ve done whilst driving or in charge of a vehicle we must be told about it. More examples of what’s a driving offence can be found here. We can consider special acceptance for low level offending so be sure to disclose your entire driving history to us when you purchase a policy, and at each renewal be sure to tell us if anything has changed. Failure to tell us may result in your policy being amended or cancelled for non-disclosure and any claim you have may not be paid so it’s best to be honest here. And whilst technically parking tickets are also considered a driving offence, we won’t use these to underwrite you so no need to disclose them to us.