For insurance purposes, homes are typically considered vacant after they have been unoccupied and standing empty for 30 to 60 days or more. It’s important to mention that by this definition, “vacant” means without personal property inside. If you go on an extended trip for work or leave your vacation home for the winter with your belongings still within, the property will likely not be considered vacant by insurance standards. If you’re unsure if your home would be considered vacant, talk to your insurance agent.