MoneyKey offers an easy-to-use online platform for customers to apply for and manage their loans. The application process is quick, and borrowers can complete them in as little as five minutes. Unlike traditional credit unions or dealing with a credit card company, customers can view their loan status, plan payment schedules, and account history online. MoneyKey offers an automatic payment feature to simplify repayment with flexible time payments options. They provide helpful resources, these include budgeting tools and financial education articles. They also offer joint applications for those who wish to apply for a loan with a co-borrower.