Your SoFi approval odds are good if you have a low debt-to-income ratio and meet SoFi's requirements to get a loan. Some requirements include being at least 18 years old, having enough income to make monthly payments and having a credit score of 680+. If you meet all the requirements, your approval odds are high, but approval is never guaranteed.
What You Need for SoFi Approval Odds
Credit Score Requirement: 680+
Age: 18+
Identification: Social Security number
Bank Account: Verifiable bank account
Residency: All states except Iowa and U.S. territories
Citizenship: U.S. citizen, permanent resident or immigration visa holder
Income: Not disclosed
Before applying for any personal loan, it's a good idea to check to see if you pre-qualify in order to estimate your approval odds. You can use WalletHub's free pre-qualification tool to check with multiple lenders at once.