If we are unable to settle your claim, then we file a lawsuit. Settlements are often more preferable than going to trial for several reasons. Settlements guarantee you receive money, and you are able to access it sooner. Going to trial is a lengthy process. Going to trial often yields unpredictable outcomes. On the other hand, there may be several reasons why you don’t accept a settlement offer and must go to trial. It is ultimately up to you whether you want to settle your claim or want to file a lawsuit.