The lender authorizes the appraisal, but loan officers or other lender personnel do not select the appraiser. Appraiser selection, both automated and manual, is always performed in compliance with Appraiser Independence Requirements (see below). This means that all appraisal orders are arms length transactions where the lender is unaware of the appraiser’s identity until the final copy of the appraisal report is delivered. In turn, the appraiser is only provided the client name and address to facilitate appraisal form completion and is never provided the loan officer, processor or any other originating personnel contact information.