There are times when collectors have bad information about who the debtor really is. They may find your address when they are really trying to find a debtor who has the same name and lives/lived in your general area. They may have a bad social security number and pursue the wrong person. If this happens, you have a right under the Fair Debt Collection Practices Act to notify them in writing, telling them you believe they are pursuing you in error, you believe you don’t owe them anything, and requesting all documentation they have showing that you are responsible for the debt.