FHA loans can be used to buy or refinance detached and semi-detached houses, multiplexes up to four units, townhouses, and condominiums. In most cases, the property must be your primary residence – that is the place where you live most of the time.
FHA loans aren’t limited to first-time homebuyers. If you are buying your second home, you can use an FHA to purchase it, even if you used an FHA loan to buy your first home.