PayPal payments only:  An e-Check is an electronic payment funded by the buyer’s bank account. With an e-Check, the recipient should receive the money within 3-6 business days. Both e-Checks and Instant Transfers are ways to pay with your bank account. With an Instant Transfer, the recipient receives the money right away. You only need to have a confirmed U.S. bank account to send an e-Check, but an Instant Transfer also requires a backup funding source such as a credit or debit card registered on your PayPal account. Before you make a payment, make sure you have enough money in your bank account to cover the e-Check. If there’s not enough money in your bank account, the bank will decline the payment and PayPal will represent it a second time. You cannot send an e-Check if the Instant Transfer option is available. e-Checks cannot be partially funded by a PayPal balance, so the full amount will always be requested from your bank. If you’d like to cancel an e-Check after it’s issued, please call your bank. If you’d like to cancel an e-Check that has already cleared, please contact the seller directly to request a refund.