DBG is a development finance institution or development bank. Unlike a universal bank, we do not lend directly to individuals or businesses. We need a development bank to provide the long-term financing that universal banks are unable to offer to private sector businesses for their investment needs. We support businesses in industries that have great potential to create jobs and economic growth yet are currently under-served by the universal banks due to the perceived risk of doing business in these sectors. We have identified agribusiness, manufacturing, ICT and other high value services as the catalytic sectors of the economy to focus on. In addition to providing long term funding, we will provide business support services to ensure the sustainability of businesses for the identified sectors.