Top-up dental insurance is useful for people with public health insurance. This is because public health insurance does not fully cover all of the costs of dental treatments. These can be very expensive, especially when it comes to dental prostheses. They may place an enormous financial burden on the patient! Patients often underestimate the costs.
Should you require dental work, your supplementary dental insurance will cover a large part of treatment costs. This means: Your public health insurance will pay a small part and your supplementary insurance will pay another part. Depending on your insurance plan and on the treatment, you will either pay a small part yourself, or you will pay nothing at all. It is important to take out insurance at an early stage, and not just when you are about to undergo extensive dental work.
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