All rental cars that appear in the search results in step 2 include Partial Coverage unless it indicates “Car Only” or “Full Protection”. In this case the cost of Partial Coverage is already included in the total price. In case you have chosen a rental car in the search results that indicates "Only Car" the total price does not include any insurance. This is generally the case for international rentals. On the other hand, if you prefer to take Total Coverage, it should be done only with those rental companies that offer it in step 3 as "Total Protection".