A lender can’t force you to put your information on someone else’s loan. They also can’t force certain people, such as a spouse, to be a co-signer unless they are applying jointly for the loan.
Before signing the loan contract, make sure you fully understand and feel comfortable with the loan terms and details. If you’re feeling uncomfortable or forced to sign, you should walk away.
If you experience an issue with a financial institution, you can submit a complaint with the CFPB.