The most common ways are: (ranked from least effective to the most effective)1. You use your friends' or relatives' quota to convert $50k worth of USD per person per year. This is probably the more time consuming alternative but it is definitely one of the safest way of getting enough foreign currency legitimately for overseas investments.2. Similar to the method above, but instead of exchanging currency at the local bank, you exchange it with scalpers for a more competitive rate and bypassing the US$50k cap. Scalpers are everywhere near these official currency exchange branches. 3. Illegal off-shore money exchange, known locally as 'Qian Zhuang'. This is a much more convenient way of transferring funds as it not only allows you to transfer without a limit, but it also eliminates the need for you to physically carry the cash to your destination. However you do need to pay a premium as well as facing the risk of being scammed of your money. This is more of an issue if you use less reputable Qian Zhuangs typically because your destination country is not one of the more popular ones. 4. Walk into Bank of China in GuangZhou. Yup, the state bank actually has a program (called 'You Hui Tong') that allows you to transfer unlimited amount of CNY to the foreign currency of your choice. When you think about it, the US alone estimated that $22 billion of its real estate purchases in 2022 was done by Chinese buyers. That would have caused an awful lot of people queuing up to exchange for the green back, $50k at a time. You Hui Tong was created somewhere in 2022 and became the easiest and the most legitimate way of foreign currency exchange. It has recently been exposed by CCTV that this program directly violates China's foreign currency control. However the consensus is that the $50k cap has become quite a draconian policy and I honestly have never come across a Chinese investor losing sleep over this. The bottom line: if you can make enough money in China to afford an overseas real estate investment, then you should be capable of finding a way to swap Chairman Mao with Benjamin Franklin on a piece of paper.