A balance transfer can take between three and 14 days, depending on whether or not the transfer can be completed electronically or by mail. You can check the status via your online account.
If you’re applying for a new card with a balance transfer, many applicants receive an answer within 60 seconds. There are situations where Capital One may need more information from you, and it may take longer. If you want to check the status of your application, you can call 1-800-903-9177.