Your home, building and contents insurance should cover your solar panels. However, it is important to check what you are covered for and in what circumstances you are covered. For instance, are you covered for accidental damage, weather events (like storms, floods, hail and bushfires) or deliberate damage (like arson).  Not all insurance policies are made equal so ensure you ask for a full list of what your current provider covers you for. If you are not fully covered, it may be time to shop around for a new insurance provider.