With a P2P loan, you have multiple options on what you can do with your loan. For a start, you can use your loan for business investment. If you need some cash for your home improvement, they have a perk for that. They also offer loans to cover medical bills. And if you are a student, you can use the loan to cover your tuition fees. In case your goal is to buy a car, you can also access auto loans. Generally, since different P2P lenders have diverse terms on what they are willing to finance, you should find out if you can get finance for your specific need.