The pandemic will likely change the language of future insurance policy coverage."If polices were silent on the communicable disease exclusion prior to the pandemic, that won't be the case now," says Sean Grady, certified insurance counselor and risk manager and owner of TruView Insurance Group, Scottsdale, Ariz.Abrams adds, "general liability insurance will become more of a lifeline to businesses as they continue to grapple with COVID-19. Since it can protect businesses from being held liable for bodily injuries, many businesses are turning to it to avoid potential litigation if a customer gets infected."