Most students, who are pursuing a higher education except for international pre-universty programmes (e.g. A-Levels), are eligible for PTPTN as long as their courses are recognised by MQA. The loan amount that you can get when you apply for PTPTN would vary based on 3 main factors:
Household Income : You can get the highest PTPTN loan amount if your parents' income is below RM 4,000 and the household is registered for BPR (Bantuan Prihatin Rakyat, previously BR1M). You get 75% of the PTPTN loan amount if the income is above RM 8,000; only 50% if income is above RM 8,000.
Field of Study : The PTPTN loan amount varies based on what course you are studying e.g. PTPTN for a degree course is generally higher than that for Diploma. The loan for health sciences courses (e.g. Dentistry, Pharmacy, Nursing) is typically much higher. For example, you can get a maximum loan of up to RM 50,000/year to study a Medicine degree, which is almost sufficient to cover the MBBS tuition fees in UTAR.
University Type : If you are studying in private institutions e.g. Taylor's, MMU or APU, the loan amount applicable is over double the amount of those students in public instutitions e.g. UM, UKM, USM.
In Pathway Match results, we automatically match you to the correct PTPTN loan amount for your course based on the 3 abovementioned criteria. You can read the full details including the PTPTN loan application process here.