In most cases a 4 Point Inspection Report is required by your Homeowner’s Insurance Company when the home reaches 30 years of age. The 4 Points are; the ROOF, the HEAT AND AIR (HVAC), the ELECTRICAL, and the PLUMBING. Your Insurance Company wants to know if these areas have been updated and when. We provide the documentation and photos to verify your situation. There are exceptions, but generally, these are the facts.