You should report an accident:
If an employee reports an accident to you
If you witness an accident or injury
If you suspect an employee is injured and you are not sure if it is related to work, we encourage you to speak with your employee and document the findings in writing. Consider reporting any accidents to Chubb if there is any potential that the injury is related to your employee's job duties.
Claims should be reported as soon as possible. As a rule of thumb, you should report a claim to Chubb within 24 hours of the notice/report of a potential loss so that we can begin handling your claim as promptly and efficiently as possible.