As we mentioned above, we can see that personal injury claims are typically resolved through settlement with insurance carriers. In these cases, there will typically be back and forth between the injury victim and their attorney and the insurance carrier before a settlement offer is put forward. The insurance settlement process can take anywhere from a few weeks to a few months to complete. However, if there is any dispute about fault for an injury claim or about the total compensation that should be paid out to the injury victim, the insurance settlement process could drag out for months or even up to a year or more. Cases that are resolved through settlement with insurance companies will typically conclude much faster than cases that go all the way to trial. However, if the insurance company refuses to offer a fair settlement or denies a claim, there may be no way to avoid a personal injury lawsuit.