You can open an Intesa Magnifica payment account with an ID card by coming to the nearest Banca Intesa branch. Using this payment account provides you with a number of benefits such as advice on tax regulations that you may encounter when using the services of the bank, American Express Gold credit card with 50% discount on annual membership fees, additional health insurance for you and close family members. and insurance in case of loss or theft of keys, documents and valuables, allowed overdraft, electronic and mobile banking, SMS notifications, checks. If you wish, you can open a standing account, by which the Bank transfers funds directly from your payment account every month and pays your monthly bills for electricity, telephone, utilities without commission. You can read more about all the benefits in the section Magnifica / Payment account.