Also much like clampers (and life insurance brokers TBF), no one grows up dreaming of being an underwriter. Presumably. Unless you did, in which case, fair play to you and your financial nous as a four-year-old.Underwriters usually have a professional diploma in insurance or a BA in Insurance Practice. As with lots of jobs in the financial/insurance stream, wages are fairly decent, and it’s an office job, so there are worse ways to make your cheese.And like I said earlier, underwriters are just people. There is no single mathematical equation deployed by the insurance companies to determine if you’re insurable or how much you should pay.What I’m saying here is this: it pays to shop around.