A general rule of thumb with these sorts of claims is 2X-3X actual medical.  The 3X is for when a personal injury attorney is involved to allow 1/3 for the lawyer, 1/3 for actual medical expenses (including those paid by insurance) and 1/3 for pain and suffering, which would include the inconveniences you stated in your question.  If you are settling without hiring a lawyer, you would be doing reasonably well to get 2X your actual medical bills.