When you maintain a combined balance of at least $10,000 or more each statement cycle on your Bank of America Advantage Relationship Banking account, the monthly maintenance fee is waived. Combined balances include: The average daily balance in eligible linked checking and savings accounts for the statement cycle The current balances in linked personal CDs and IRAs at the end of the Advantage Relationship Banking statement cycle The current balance (2 business days before the end of the Advantage Relationship Banking statement cycle) in your eligible linked Merrill Edge and Merrill Lynch investment accounts