If you're determined on tackling your debts yourself, don't need help with debts and have a large enough, disposable income that allows you to do so then you can investigate the two methods known as the debt snowball and debt avalanche systems.
Both debt repayment plans are useful and help you regain control of your finances again, however, they both require a serious commitment from you and an element of frugal living.
The truth is that the two methods are almost exactly alike in that they both ask you to pay minimum payments on all your debts except for one focus debt.
The only difference between the snowball and avalanche is the order that you will pay off your debts. Some personal finance writers argue that one is better than another - but it’s really a matter of personal preference. With either method, you’ll send the creditor every extra penny you can find until the focus debt is paid off. As long as your total debt is going down then either is good.