There are multiple ways to save on your dwelling coverage, including these recommendations.
Shop for discounts. There are multiple discounts available for homeowners insurance, including savings for having a burglar system and building materials.
Bundle your policies. When you purchase multiple policies from the same provider, you could receive extra savings on your insurance policies, including auto insurance.
Increase your deductible. When you increase your deductible, it lowers the cost that you pay each month for your premium. However, this means that you will need to pay more out-of-pocket should you experience a loss.
Improve your credit score. Many insurance providers use your credit score to assess risk, so by increasing your credit score, you could be rewarded with lower rates.
Finally, always shop around to be sure that you find the right coverage at the best price for your home.