The answer is no, you don't need a business bank account to use Shopify. You can use your personal bank account to process payments and manage your finances. However, there are some benefits to using a business bank account for Shopify. A business bank account can help you keep track of your expenses and income separately from your personal finances. This can make tax season much easier when it comes time to file your taxes. A business bank account may also offer other benefits like merchant rates or discounts on credit card processing fees. If you're interested in setting up a business bank account for Shopify, we recommend talking with your local banker about the options available to you. They will be able to guide you through the process and help you