It’s been said: “No one plans to fail; they just fail to plan.” Achieving financial independence rarely happens by accident. Sure, there are cases of people who win the lottery or are fortunate enough to receive a large inheritance, but even then, many don’t KEEP their wealth long-term or pass it on to heirs without a financial plan. Finances today are complex and having a financial plan can be a useful tool to become financially independent or retain wealth. Many of our clients have done so by using a long-term financial plan custom built for their goals. Using a fiduciary financial advisor, who’s legally required to put your interests before their own can help you develop and implement a financial plan for your financial future. All Certified Financial Planners are held to this strict fiduciary standard.