Strictly speaking, if you finance equipment you may end up paying more for it over time because of interest, but many people choose to finance their purchase because the equipment would be out of reach for them otherwise or would take a long time to save up for despite REP’s fair pricing.
Not everyone will qualify for financing though since most of the time it is dependent on a credit check, so keep that in mind and read all the fine print before going that route. It can be a great way to make your dream a reality but be sure to do your research first.