If someone is seriously injured as a result of another’s negligence, it is absolutely necessary to hire a lawyer to ensure a higher likelihood of obtaining the full the amount of compensation to which the victim is legally entitled. Ordinary citizens who faithfully pay their insurance premiums every month may believe that their insurance company will give them what they deserve if they get hurt. Unfortunately, insurance companies are driven by profits and are therefore incentivized to minimize the amount of compensation they pay out. Also, insurance adjusters may offer lump-sum payments that seem large but fail to cover the of true costs of an accident, including lost wages, ongoing physical therapy, injuries that appear later, and other hidden costs.