Emerald Isle Realty offers Red Sky travel insurance to every guest. Red Sky is authorized by the North Carolina Department of Insurance. Red Sky insurance is optional, but is strongly recommended. Please note that pre-existing health conditions may not be covered. If a tropical system has been upgraded to a Hurricane prior to your purchase of the insurance, it is not covered. No refunds will be made in the event of a mandatory evacuation if guest does not purchase Red Sky insurance. For questions concerning the travel insurance, please call Red Sky directly at 866.889.7409. The insurance premium is non-refundable and non-transferable. Visit our website for more information on additional services offered by Red Sky.