The card determines which currency to use based on the payment currency (for example, if you are in the UK and make a Euro transaction, funds will be deducted from your Euro balance) and the following active currency with adequate balance. In contrast, your home location determines your USD base currency. So you don’t have to pre-purchase currencies. Your card will automatically convert your balance to the currency you’re spending in. In-app, you can only hold and trade the following: AED AUD BGN CAD CHF CZK DKK EUR GBP HKD HRK HUF ILS JPY MXN NOK NZD PLN QAR RO RUB SAR SEK SGD THB TRY USD ZAR It will refuse your transaction if no single currency wallet has adequate cash, even if there is enough money across all wallets. Shortly, new holding currencies you can put into Revolut and exchange to lock in a favorable rate. Revolut Reviews Trustpilot rates Revolut as ‘Excellent’ with 4.4/5 ratings from over 93,000 reviews. Customers praised Revolut’s superb customer service and user-friendly software. In addition, 9% of consumers had issues accessing cashback, login into the app, and uploading documents. By using the interbank exchange rate and eliminating fees, Revolut gives genuine discounts to its consumers. It is highly recommendable for anybody seeking a card for their next vacation. Aside from daily spending, Revolut’s analytics and budgeting tools may help you save money unknowingly via the savings vaults. If you’re going somewhere where cash is required, the monthly ATM withdrawal restrictions might be annoying. Keeping this in mind, you must evaluate the expenses against the exchange rate savings. Not being a regulated bank means that the FSCS does not cover its clients. Once Revolut’s European banking license is obtained, it should change in the coming months. It may be beneficial utilizing Revolut for daily banking after this is completed. For now, avoid leaving significant sums on your Revolut card. It isn’t an issue since top-ups are quick when done through the app. So you may top up the card while waiting in a retail line. Let’s hope Revolut will keep its promise to put the client first and formally go to UAE.