Because forbearance can be different from one servicer to the next, your servicer may have different requirements. In order to apply for a forbearance agreement, some homeowners may need to prove how COVID-19 impacted their ability to make mortgage payments. Other servicers may only require that you sign an affidavit stating that you have been impacted by the coronavirus. Homeowners should contact their servicer for more details on what should be provided. https://youtu.be/s592Omb2IGk