The repayment period for a debt consolidation loan for medical bills can range from 12 to 72 months. The length of the repayment period ultimately depends on how quickly you want to and can repay your loan.
If you know that your finances can easily support a larger monthly payment, you can pay off your debt consolidation loan in fewer months.
If you want to give your household the space to repay it at a more comfortable pace, you can opt for a longer repayment period.