You will often find interest rates for residential home loans widely publicised on the lender's website and marketing materials. This is not the case with commercial property loans. This is because several factors influence the rate of your commercial property loan. These include:
The location of the commercial property
The performance of the local property market
The location of the property offered as security for the loan
Your financial situation and ability to repay the money you borrow
The LVR (in other words, the size of the deposit you have saved)
The length of time remaining on the lease and the kind of tenants in place (this applies to commercial residential properties).
Your assets and liabilities
Your experience as a commercial property owner
The appetite for risk will differ from lender to lender, along with lending policies. The type of commercial property finance you need will also play a role.