The card is extremely secure. If any unusual spending patterns are indicated, the card is blocked and you will be notified of suspected fraud taking place. Furthermore, the card comes with a $0 Liability Guarantee which protects the cardholder from proven fraud. Help the bank to help you keep safe by not disclosing your account information details to anyone. What’s more, only the cardholder can submit a fraud claim. Claims are subject to verification and dollar maximums. You might be asked to provide supporting documentation and information when claiming.