There is no free MTD software for landlords made available for MTD for VAT by HMRC. HMRC has specified that the software you use for MTD must be capable of: - Maintaining business records as set out in the regulations - Preparing and sending quarterly and year-end updates - Finalising your business income and submitting your final declaration - Communicating with HMRC digitally through its API So sadly, Excel won’t cut it. As we've documented in our more detailed guide on free mtd software for landlords. The government considers the purchase of compatible VAT accounting software to be a legitimate business expense. That’s why we built Hammock. Our HMRC-approved property finance platform was created by landlords, to make landlord accounting easier. There are several accounting software platforms that are popular with individuals and businesses looking to automate their record-keeping. So you might be wondering whether you can use Sage, Quickbooks or Xero for landlords. The problem is that these tools are set up for businesses and sole traders, not landlords. You’ll relate to this if you’ve ever spent hours (or days) trying to reconcile all your incoming and outgoing payments with the relevant tenants and properties. Add late or missing payments to the mix, and it can become impossible to get a sense of how much tax you’ll have to pay.