If the Insured have been diagnosed by a Registered Medical Practitioner to be suffering from one of the Critical Illness and would like to seek a medical second opinion by another Registered Medical Practitioner, we will provide a referral letter for the insured to consult our panel of specialists. We will then reimburse for the consultation cost up to the benefit limits.
Such medical second opinion will be subjected to approval before the Insured can proceed for the consultation.