THIS COULD MAKE OR BREAK AN INSURANCE SETTLEMENT.
After exhausting your $10,000 in PIP coverage benefits, if the at-fault driver has an amount of liability coverage that is insufficient to cover the damages related to your accident, your underinsured motorist policy may cover the difference between your losses and the amount you received from the at-fault driver’s insurance company.
If the negligent driver did not have liability coverage whatsoever, your uninsured motorist insurance may cover you. Many drivers in Florida do not carry UM coverage but should, so call your insurance carrier today.