As with other types of home loans, there are FHA loan limits — but they vary based on the county where you are buying a home. The FHA loan limits for 2022 range from $420,680 to $970,800 — with counties with higher home prices having higher limits, and counties with lower home prices having lower limits. The variations in limits are to ensure that homebuyers in areas with higher-than-average home prices are still able to use FHA loans to become homeowners.