Wealthsimple offers both RRSP and TFSA accounts. One benefit of using Wealthtrade for an RRSP or a TFSA account over a group account is that it gives users control to actively or passively manage their portfolio and control how their funds are invested. Users can decide to put their retirement account into either a Wealthsimple Trade or a Wealthsimple Invest account. For example, a user could make an RRSP Wealthsimple Trade account to actively deposit and trade funds in their RRSP account, giving them more control over their future retirement funds. These extra charges to income are then automatically reported to the CRA.