Taking money out of your savings account isn't ideal, to be sure. Nonetheless, it's a very typical habit among business owners. First, be honest with yourself while creating your company plan regarding how much money you'll spend and how much money you'll likely make. Then, be honest with yourself about how long it will take you to make a profit. Typically, it takes at least six months before you see any money coming in. Set a goal of saving at least six months' worth of living costs so you can focus on your new venture.