Reputable and licensed movers are always insured. In addition, legitimate movers offer customers different levels of coverage. The most basic Released Value Protection is automatically included in the cost of a long-distance move. This protection is 60 cents per pound per item. Movers will also offer Full Value Protection for purchase, which provides considerably more protection for your items. If you decide to purchase this liability coverage, it should be included in your overall moving estimate. In addition to valuation coverage, customers always have the option to purchase their own moving insurance. This will not be included in a moving quote but should be accounted for when determining your moving budget.