Typically, water escaping from the plumbing system within the home should be covered. Examples would be a burst pipe, water escape from a washing machine, hot water heater, or other domestic appliances.
During the heating season there are certain procedures you must follow when you’re away from your home for more than 48 hours. These include shutting off the water or having someone check on your home daily. Failure to perform one of these procedures can result in a claim being denied.
Some optional additional coverages we suggest include: (1) Sewer Backup Coverage, covers sudden and accidental backing up or escape of water or sewage through a sewer, septic system, sump pump, or drain, (2)Overland Water, coverage if surface water enters your home through a point above the surface of the ground.
We suggest talking to one of our staff members to give you the most options regarding water coverage.