Most insurance companies design their settlement offers to look very tempting. They may want to pressure you to accept a low initial offer: one that does not reflect the real compensation you deserve, and that may not provide you with the funds you need to take care of medical treatments, pay your bills, and manage the other financial challenges that often come your way when you have to deal with a serious injury.Before accepting a settlement offer from the insurance company that covers the liable party, take the time to talk to an experienced personal injury attorney. An attorney can go over the compensation you really deserve, help you determine how much you should expect, and determine whether you should accept a settlement offer or move forward with negotiation to help increase the compensation you can recover.