There are a lot of things to consider when choosing classic car insurance. Hagerty is a well-known and respected company in the industry, so you can be sure you're getting quality coverage. However, there are some things to keep in mind before purchasing a policy from them.
First, Hagerty only insures vehicles that are at least 20 years old. If your classic car is younger than that, you'll need to look elsewhere for coverage. Second, Hagerty requires that all drivers on the policy have clean driving records. So if you have any accidents or traffic violations on your record, you won't be able to get coverage from them.
Third, Hagerty has strict requirements for the condition of the vehicles they insure. They won't cover cars that have been modified or altered in any way, so if you've made changes to your classic car, you'll need to find another insurer. Finally, Hagerty's rates are typically higher than other insurers because they specialize in classic cars and understand their value.
Overall, Hagerty is a good choice for classic car insurance if your vehicle meets their eligibility requirements and you're willing to pay a bit more for coverage.