Travel insurance
It helps protect you from risks while you are traveling overseas. All policies offer at least basic levels of cover for medical costs, cancellation and lost, damaged or stolen baggage. However, policies' coverage vary greatly and it’s important to check that you have the right insurance for the kind of traveling you plan to do.
Check the level of cover for the features named above and also consider the following:
Emergency assistance
Personal liability
Scheduled airline failure
Legal assistance
Travel disruption
Holiday curtailment
Generally, the single-trip policy covers you for as long as your trip lasts up to a maximum of 180 days. An annual travel policy covers you an unlimited number of trips for an entire year from the policy start date. Such a policy is worthwhile if you’re a frequent traveler. Do take note that the maximum length of each trip is capped at 90 days.