If you’re a healthcare worker, you should have a good malpractice insurance policy. And not just doctors, surgeons and nurses either — any medical professionals who prescribe, advise or consult should stay protected.
However, always remember to check with the hospital you work for before you buy your policy. In some cases, hospitals will pay the premiums for you, although this is a rare case.
Most of the time, since healthcare workers are hired on to their hospital as a contractor, they are required to show proof of insurance before their first day.