If your liquidity ratio falls below one or if it's too close to one for comfort, there are many actions that you can take to improve your financial health. The best goal to create for yourself in this scenario is reducing your current liabilities as much as possible, so you may choose to: - Reduce overhead expenses by saving on utilities and professional fees or even finding a workspace with lower monthly rent. - Negotiate longer payment periods with creditors and vendors so they don't count toward your short-term obligations. - Pay all contractor invoices immediately, or at least early on.