Freddie Mac and Fannie Mae have been embroiled in several controversies over the years. One of the most recent arose when the agencies increased pricing on certain types of loans, but only for some borrowers. This led to the accusation that Fannie Mae and Freddie Mac were penalizing people with good credit to help prop up consumers with bad credit.
After the national housing crisis of 2008 took hold, some critics also accused Freddie Mac and Fannie Mae of ignoring warning signs of what was to come.