The highest annual percentage yields (APYs) for cryptocurrency savings accounts can be found with stablecoins USDC and USDT, reaching as high as 12.30%. When considering the APYs paid on the top 10 cryptocurrencies by market capitalization, YouHodl, Uphold and CakeDefi offer the highest rates, ranging from 10% to 12.30%, on stablecoins USDT and USDC.