Tap to Pay on iPhone allows merchants to accept contactless payments that require customers to securely enter a PIN to confirm the payment. Customers can be automatically prompted to enter a PIN when they tap their card for transactions over $200 for most banks. Merchants can also enable accessibility mode for PIN entry if a customer requires it, by tapping “Accessibility Options” on the PIN screen. With accessibility mode turned on, the merchant’s iPhone reads the PIN entry instructions aloud for the customer. The customer receives verbal tutorial on how to enter PIN through tapping, and audio prompts to confirm interaction.