There’s a few differences between personal and business credit cards. These include:
Credit limit – most business credit cards offer a higher credit limit, which means you can borrow more than you can with a personal credit card.
Fees – most personal credit card providers no longer charge an annual fee, while most business credit card providers do.
Sub-accounts – if you have employees, business credit cards allow members of staff to have their own sub-business account, which you control under a single master statement.
Rewards – it’s easier to stack up the perks on a business rewards card if your spending is higher than on your personal credit card.