Most of our policies will cover public liability insurance claims to protect you for claims arising from the food and drink supplied/delivered. But note, this will exclude all Motor Insurance risks.
If you are delivering using your OWN motor vehicles/cycles then you will need to arrange Business Motor insurance to cover as a minimum Party Liability cover for motor accidents.
If your drivers are using their own vehicles/cycles for delivery, then you must ensure that every driver has Personal Business use cover under their own motor policy before using them. You should tell your delivery drivers to notify their motor insurer that they’re using their vehicle for delivering food on your behalf, and provide you with the necessary evidence.