Here are some steps you could consider:
- [Check your credit score](/credit-score/) in advance and consider working to improve it if it’s low
- Look at your household budget and work out how much you will be able to afford in weekly/monthly repayments. This should help you avoid applying for too big of a loan.
- Avoid applying for credit if you have just changed jobs or don’t have sufficient regular income to meet the loan repayments
- Check the lender’s lending policies to see if you’re eligible
- If your situation is complicated, you could speak to a [car loan broker](/car-loans/car-loan-broker). They can advise on lender’s policies and may be able to direct you to lenders who are more likely to give you a loan.