All industrial injury insurance policies are covered by the obligation to pay. \r   \r There will be an obligation to pay in all cases concerning compulsory industrial injury insurance policies including e.g. private household help for more than 400 hours per year. In addition, there is an obligation to pay concerning voluntary industrial insurance policies cf. section 48(2) in the Act on protection against the consequences of industrial injuries. \r   \r Concerning employees with a zero-hours contract etc. there will only be an obligation to pay to the extent that industrial injury insurance policies are taken out. Contributions are only to be paid if there are employees. \r