Preloading gives you the ability to add your own money onto your credit card balance, on top of your existing credit limit. This means you can increase your overall spending capacity and earn extra cashback rewards at 1% on every purchase with no caps. Get started now by adding money to your balance, then use your Preloaded funds together with your credit limit to maximise flexibility and rewards. You can learn more details about how Preloading works on our blog.