The answer to this question varies based on the case. You should never settle without first talking to a personal injury lawyer. However, whether or not you should settle always depends upon the insurance company’s offer. You want to make sure any settlement award covers all of the future costs of your injury, not just the bills you already have. Our accident attorneys in Essex County, NJ are here to negotiate with the insurance company to try to reach a fair settlement. If the insurance company refuses to agree to a fair amount, we’re fully prepared to litigate to protect your rights at trial.