Ovation Credit Service is a credit repair company that works with LendingTree and TransUnion. It helps people with bad credit through the credit repair process, just as Lexington Law and CreditRepair.com do. The Ovation credit service won’t be able to resolve all your problems if you have a great deal of debt or a high credit utilization rate. Their credit people will help you remove any inaccurate credit inquiry, late payment, judgment, lien, repossession, or bankruptcy from your file. Experian Boost can help you improve your FICO credit score. You can sign up for free and link the bank account that you’ll use to pay your utility bills. This way you can use your payments to boost your credit score. Experian Boost is one way to quickly improve your FICO score, though it doesn’t always work for everyone. You can count on Boost to send your positive payment history to Experian. These payments will begin to appear on your credit report, just as other accounts do. While Experian Boost is not a credit repair company, you can use it to increase your credit score with minimal effort.