This account is ideal for farmers, business community, registered groups, Self-help groups, schools, hospitals, cooperatives societies and churches. Registration fee is Ksh 500 Minimum monthly contribution is Kes.500. Deposits in this account earns rebates P.a A group intending to open this account must be legally registered. To withdraw from premium account membership, one must give a 60 days’ notice. The account has no legder fees The account determines one’s eligibility for loan in regards to multiplier and consistency.