There are many types of insurance that restaurants, cafés, and catering companies consider.
General Liability insurance – This policy covers third-party claims and lawsuits of bodily injury and property damage.
<Workers’ Compensation-his policy covers employee workplace injuries and serious illnesses. It typically pays medical bills and replacement of lost wages while the employee recovers.
Cyber Liability - This policy covers malicious software attacks, malware, viruses, and phishing scams that might target your business.
Your restaurant’s BOP might include coverage for business interruptions, property damage, equipment breakdown, and other protections.