The availability of your Drawdown Facility is not guaranteed. When you apply for a drawdown we review your current circumstances and may refuse the drawdown request or withdraw your Drawdown Facility if your circumstances have changed significantly. For example, if there has been another charge added to your home, a significant fall in house property prices or if an event of default, like bankruptcy or provision of false information has occurred. Your Terms and Conditions document gives a full list of reasons when we might withdraw your Drawdown Facility. In any event that your Drawdown Facility is removed we will always tell you.