Subprime lenders who operate through online channels offer personal loans to people with bad credit history. Going to your local bank branch is unlikely to result in approval when your borrowing credentials are extremely weak. Please make sure that you can repay the lender while making future rent payments at the same time. You do not want to dig yourself a deeper hole. Tenants needing emergency money often have bad credit because they become delinquent on unsecured credit cards long before they stop making monthly rent payments.