This is a fiction that hardly bears any connection to reality. It is true that Caribbean banks are not considered to be extremely reliable in the business world, but it is irrational to say that they do not fit any business purposes. If you need 100% protection with a high reputation component, we can offer you another interesting scheme. First, you get citizenship (which is not difficult), and then you open an account in Austria or Switzerland using your passport from Antigua, Saint Lucia, or Dominica. Unlike the traditional method, this one implies a much lower risk of failure.