All PenFed cards offer protection from unauthorized use of your card or account information. While chip technology generates a one-time use code that’s difficult to counterfeit, the account information may still be subject to compromise. Notify PenFed immediately of any unauthorized use and know you are protected with Visa's Zero Liability Policy±.
Visa’s Zero Liability Policy± does not apply to transactions not processed by Visa. Cardholders must use care in protecting their card and notify PenFed immediately of any unauthorized use.