Children can legally open their own bank account in the UK from the age of 11 (although some accounts have a higher minimum age), but parents can open an account for their children at any time. Different banks offer different accounts with varying age specifications, and the process and requirements for opening the account will vary.
In general, it’s easier if you go to the bank with your child to open an account. You can still open an account without your child as long as you have the proper documents with you. You can even open a bank online for your child.
There are some documents that you would need to prepare. Bring your child’s ID such as passport, national identity card, or birth certificate. You would also need to bring in your own debit card and PIN if you already have an account at the same bank. Otherwise, you will need to bring your ID to prove your relationship with the child.