Liability is the word lawyers and courts use to describe being financially responsible for something. In this case, the at-fault driver is generally liable for any expenses, losses, or injuries from a crash. This means the victims file an insurance claim or lawsuit to hold them accountable, seeking compensation to pay for their damages. Generally, crash victims file a claim based on the at-fault driver’s auto liability insurance policy and seek fair compensation for these costs. While most successful cases end with out-of-court settlements, a personal injury lawsuit in civil court is sometimes necessary. Going to trial and presenting evidence to the jury is another way of holding the at-fault driver liable after a collision.