The first step in settling an insurance claim is to notify your insurance company that you have suffered a loss. You will need to provide them with some basic information, such as your policy number, the date and location of the loss, and a description of what happened.
The second step is to submit a proof of loss form to your insurer. This form must be signed by you and it outlines the details of your loss, including how much you are claiming.
The third step is for your insurance company to investigate your claim. They will look at the facts of your case and determine whether or not they believe you are entitled to any compensation. If they find that you are indeed owed money, they will send you a settlement offer.
The fourth and final step is for you to accept or reject the settlement offer made by your insurer. If you accept it, then the check will be mailed to you and the claim will be considered settled. However, if you reject the offer, then you can take legal action against your insurance company.