Maintaining continuous auto insurance coverage while deployed allows you to avoid a lapse. Since many insurers charge higher rates if you’ve had a lapse, it’s essential that you have continuous coverage to get low rates. The easiest way to avoid higher rates from a lapse in coverage is to reduce coverage on a vehicle you’re not driving.
For example, if you’re leaving your car behind when you get deployed, change your auto insurance to comprehensive-only coverage. Comprehensive pays for damages unrelated to driving, such as fire, theft, vandalism, and falling debris. With comprehensive coverage, your vehicle is still protected even if you aren’t driving. In addition, comprehensive coverage is less expensive than full coverage.