36-month period Cal-COBRA allows people to keep their group health insurance for up to 36 months. Individuals covered by federal COBRA may also utilize Cal-COBRA to extend health coverage for a total of up to 36 months. However, when you renew your coverage with an insurer other than your former employer or carrier (E/C), that renewal may be at a higher rate or level of coverage than what you had before. If you decide to stay on Cal-COBRA after your initial enrollment period, there is no additional charge for extending your coverage. You can remain on Cal-COBRA for as long as you want as long as you give the Department of Managed Health Care (DMHC) 30 days notice of your intention to do so. If you don't give the DMHC 30 days notice, you will lose your eligibility to continue on Cal-COBRA. People who are covered under another plan through their employer or insurance carrier may be able to obtain discounted rates if they submit proof of employment. People who are not currently insured and would like information about Cal-COBRA applications please call 1-800-318-2557.