Like any investment, alternative investments, including those in the art market, can be risky. Plus, art is a relatively illiquid asset that requires a long-term investment, and prices can be erratic. While it can be a good option for portfolio diversification if you understand what to expect, experts recommend allocating no more than 10% of your portfolio towards these assets.  That said, investing in a work of art could potentially provide good returns. Blue-chip artwork, meaning painted by the top 100 artists, outpaced the S&P 500 by 135.7% between 1995 and 2022. It was also more resistant to declining in value than many traditional assets during the 2008 recession. However, it's important to  note that this performance data was collected by Masterworks and historical appreciation rates are not a guarantee of future success. Masterworks investments aren't right for everyone. If you're just learning how to invest money, a traditional brokerage account or robo advisor could be a better option. It’s best for art connoisseurs who already have money invested in more traditional assets and can afford to take on the risk.