Affordable Debt Consolidation is Texas-based and exclusively serves Texans. Our debt negotiation service is typically 25 to 40% LESS compared to out-of-state companies, and we also guarantee the lowest negotiation fees. See the following FAQ for more details. We are 100% veteran-owned, Rated A+ and Accredited with the Better Business Bureau, and have been serving Texans for two decades. Please read all our BBB complaints by clicking here: BBB for Debt Redemption Inc. DBA Affordable Debt Consolidation We provide multiple options, including an affiliate platform to shop for the best debt consolidation loan, credit counseling resources, debt negotiation to resolve debt without bankruptcy, and, if necessary, referrals to a highly rated Texas bankruptcy law firm. We can assist Texans who may have reached the point they are facing lawsuits from their creditors.