Even though the circumstance is a bit different from typical suicidal attempts, the suicide clause still applies in this case. In other words, physician-assisted suicides are covered, but not during the first one or two years of coverage.  This type of suicide is sometimes referred to as “death with dignity”, where terminally ill patients choose to end their lives rather than suffering from additional treatments.  However, this requires a terminal diagnosis from medical professionals to determine eligibility. Some life insurance policies also provide an accelerated death benefit rider for people who wish to receive early cash payouts in the event of a terminal illness.