More of the places you like to shop are transitioning to chip-activated terminals every day. The checkout process is only slightly different than usual. First, swipe your card like you do today. If a chip-activated terminal is available, you will be prompted to insert the chip end of your chip card into the terminal with the chip facing up. Leave your card in the terminal and follow the prompts on screen. At a restaurant, a portable terminal may be brought to your table.