Hundreds of banks and credit unions use Zelle. Here are some of the most widely used institutions: Chase Bank of America Citi Wells Fargo Morgan Stanley Charles Schwab PNC Bank Truist TD Bank Capital One FirstBank First Southern Bank Citizens Fifth Third Bank USAA M&T; Bank BMO Harris Bank Ally Bank Huntington Bank Santander Bank Northern Trust Regions Bank KeyBank First National Bank Head to Zelle to see a complete list or search for your bank or credit union.