While creating a savings plan, one should make sure that they plan for all emergencies and needs. Therefore, one should first start by creating an emergency fund to address all their medical and unforeseen emergencies. Ideally, an emergency fund should have at least three to six months of an individual's salary. Next, one should have a well-covered insurance plan. The insurance plan should cover an individual's medical expenses and as well as their life. Insurance is a basic requirement for a secure future. In case of unforeseen events, the family of the insurer should be secure financially. Hence, adding an insurance policy to one's savings plan is important. After setting aside for emergencies and insurance, one should focus on their investments. There are multiple investment options available for investors. One can choose to invest in equity, debt, bank deposits, gold, or real estate, etc. It is ideal to invest at least 20%-30% of one's salary. Among the different investment options, one can choose the schemes that best suit their investment objective, horizon and profile. Also, if one doesn't have the knowledge or time to create an investment plan, they can always approach a financial advisor. Scripbox is one such platform that helps investors with the best plans and helps them save towards their lifegoals.