If you're looking to take out a loan to finance the purchase of a pool, you'll need to have a strong credit score. Lenders will typically want to see a score of 700 or higher before approving a loan for this purpose.
There are a few things that go into determining your credit score, including your payment history, credit utilization, and the types of credit accounts you have. If you have a good track record of making payments on time and keeping your balances low, you're likely to have a strong credit score that will make it easier to get approved for financing.
It's always a good idea to shop around and compare rates from multiple lenders before taking out any type of loan. Be sure to ask about their requirements for borrowers in terms of credit scores and down payments. With careful planning and research, you can find the right loan option to finance your new pool and enjoy many summers of backyard fun ahead!