In Canada, consumers can’t access their credit report and score directly from FICO as they do, south of the border. Instead, you can contact one of 4 different Canadian Credit Bureaus available online or over the phone. Credit Karma and Borrowell offer free access with a basic report, whereas Trans Union and Equifax provide more detailed information including 24-hour identity theft monitoring and up to $50,000 in ID theft insurance. Both offer this service for a low monthly subscription. This service allows for greater peace of mind to those interested in closely monitoring their daily credit status.