If you are the one who caused an accident, then there is no deductible when filing liability claims. This means that in a situation where your insurance company pays for damages and/or injuries to another person up to its limits, you will pay nothing out of pocket. Whether you are an online blogger, film producer, PR company, news writer, marketing company, or social media influencer, media liability insurance can give media professionals valuable protection from inherent risks that professionals in the industry face. Without this coverage, you'll be held financially responsible for substantial legal fines and settlement fees that you may have to face.