Unlike services like Klarna or Clearpay, Flava isn’t a service that kicks in at the checkout of another brand’s site. Instead of doing your shopping at your regular online supermarket and then selecting Flava when it’s time to pay, you do your shopping on Flava’s own website, ordering goods from Flava and paying for them later.
To use Flava, you first need to sign up for an account. All new customers get up to £160 credit to start with. There are no credit checks involved in setting this up.
To shop, you fill your online basket with the grocery staples you want; there are goods from well-known brands such as Cadbury, Kellogg’s, Heinz and Andrex. You will also see a list of deals on the home page that may or may not be helpful to you. After this, you head to the checkout.
You can then pay for the goods upfront or in weekly instalments, up to a maximum of 6 weeks, with a debit or credit card. As Flava gets to know you, you may be able to pay over a term of up to 12 weeks. You select the first payment timing when you place your order and the remaining payments will be taken on a weekly basis after that. Flava will send your goods 3 to 5 business days after you make the first payment.