In most cases, we are able to offer two types of title insurance – Standard and Limited, each of which are priced according to filed rates with the state in which your property is located.  Standard title insurance covers everything that the Limited policy covers plus a large number of other potential problems, including errors that could occur after you purchase real estate.  Standard coverage provides more financial protection in the event that you need to file a claim by insuring the property for its value as of the time the claim is made up to 150% of its original purchase price.