Additional benefits are provided to members who have set up direct deposit. You're eligible to receive your paycheck up to 2 days early or federal benefits up to 5 days early. Plus with direct deposits of at least $750 into your Spend account per calendar month you'll also receive additional benefits such as: - Access to faster transfer times - access your money in as little as 1 business day when you transfer into your account - Premium Member support - Skip the line when you call! - Mobile Check Deposit - $20 in Overdraft Coverage