Yes. If you financed your car 910+ days (about 2½ years) before filing chapter 13 bankruptcy, then we can “cram down” your car loan. This means reducing the loan’s principal to the fair market value. Typically interest is paid at 4.25%. This is a unique benefit to chapter 13 bankruptcy, and is not applicable to chapter 7. If you financed your car more recently, you can extend your monthly payments up to 60 months from the present (the normal maximum length of a chapter 13 bankruptcy payment plan).