No, we have included liability coverage within your rental costs. You do have the option to lower your liability to $1500 in the event of an incident by paying an additional $50 when you check in. If you do not choose the lower liability, a $3000 deductible will be required with no exceptions and is the hold amount we take up front. As long as you bring the vehicle back in the same condition you took it this will be immediately returned after inspection. Tire coverage is automatically included in the cost so if you have basic tire issues on the trail, such as a rock puncture, you are covered.