In most cases in North Carolina, employees of subcontractors are covered under workers’ compensation and entitled to benefits if they are injured while on the job. The specific rules are complicated, but employees of subcontractors are usually covered under either the worker’s compensation insurance of the subcontractor or the general contractor.
The law is designed to protect employees of subcontractors who suffer injuries on the job — even if their immediate employer (the subcontracting company) does not carry workers’ compensation insurance.