Any time you enroll in recurring bill pay, you are less likely to miss critical bill payments (which can cause services to be cut off and may hurt your credit score). When you use any Discover Card to auto pay a recurring bill you also: Earn rewards with every bill payment Don’t risk overdrawing your bank account or debit card Are likely to see your recurring payment in your Recurring Charges Dashboard Are less likely to incur a late fee for a missed or overdue payment Consolidate your regular spending in one place to more easily budget and track