Swiss transfers (between Swiss banking institutions) in Swiss francs, or transfers in euros in European countries (using the SEPA system), do not incur any charges. For your information, SEPA is a European payment system set up with the aim of facilitating and harmonizing euro payments between European countries in the euro zone and non-euro European countries, such as the United Kingdom, Norway or Switzerland. To this end, international payments in euro don't normally incur any fees.