When you apply for a loan through our site, only a soft credit check will be performed, which is only visible to you and will have no impact on your credit score. If you are matched to a lender and decide to proceed with the loan, only then will a full hard credit check take place.
As part of the stringent regulation of financial services in the UK, all lenders must ensure that a loan is affordable, both in your best interests and theirs. But if you are matched with a lender, you will know that you have met their eligibility criteria beforehand.