For Undergraduate, Graduate, and Parent Loans, you should apply at least 45 to 60 days before you need the student loan.
For Residency and Bar Exam Loans, you should apply at least 45 to 60 days before you need the student loan.
For Consolidation Loans, you should apply at least 30 to 45 days before you need the student loan.
Open applications for all loan types expire after 150 days.