Vanguard Attorneys strongly advises that you seek legal representation before ever speaking with the other party’s team. Many times, the other party’s legal team or insurance company will attempt to offer you a settlement before you hire an attorney. They do this because they know that you probably aren’t aware of all of the legalities of your situation. Settling with you before you have an attorney will save the other party a lot of money and allow them to pay you less than what you deserve.