This depends on which provider and which deal you choose. In some cases, it may be more cost-effective to invest in both a breakdown policy and car insurance as separate packages. Although, this can be more hassle and necessitates two separate direct debit payments – one for car insurance and one for roadside assistance.For best results, use our comparison site, to compare both standalone and packaged breakdown policies to ensure you get the best vehicle cover deal for your needs and budget.