Yes, and it's important to factor this into your equation when calculating your earnings. As an independent contractor, you don't work for the company and you're in turn responsible for all related expenses, including fuel and insurance. If you decide to try this side hustle, using an app like Upside to get cash-back on your gas purchases, and/or a credit card that offers cash-back or point bonuses at gas stations, can help you reduce this expense and keep more of your earnings.