Claim denial: If your claim gets unjustly denied by the insurance company, an attorney can help appeal the decision. 2. Lowball settlement offers: If you believe the insurance company's settlement offer is too low and doesn't adequately cover your losses. 3. Delayed payments: If the insurance company takes an unusually long time to process or pay out your claim. 4. Disputed liability: If the insurance company disputes its policyholder's liability in the accident, asserting that you don't have a valid claim. 5. Complex claims: If your damages are significant, and you need clarification on the valuation or the intricacies of the claims process. 6. Insufficient knowledge: If you need to familiarize yourself with the claims process or your policy's details, an attorney can guide you. 7. Bad faith: If you suspect the insurance company is acting in bad faith, meaning they aren't upholding their end of the contract or are intentionally misleading you.