If you are already a customer of the bank, it is practically hassle-free to request an RD account. All just need to make a request online for RD, and a standing instruction (SI) will be set for the tenure and amount selected by you. Or, the bank will send its representative to collect the first cheque for the same. Within 24 hours the request will be processed, and the amount will be automatically debited from the account on the due date every month.