Surge is an app designed to help people manage their finances and make better financial decisions. To use the Surge app, first download it from your device's respective App Store. Once downloaded, open the application and create a profile by entering in some basic information such as name, email address and phone number. You will then be asked to link your bank account or credit card so that you can track spending habits over time. After linking your accounts, you'll have access to features like budgeting tools which allow users to set monthly budgets for different categories of expenses; investment tracking which allows users to monitor investments across multiple accounts; debt management where one can keep tabs on loan payments; goal setting with options for short-term goals like saving up for a vacation or long-term goals such as retirement planning; bill payment reminders so that bills are never forgotten about again; and more! With all these great features available at just the touch of a button - managing money has never been easier!