A vacation rental is a service that provides accommodation for visitors to a particular area. The property is typically managed by the owner or property manager, and rented out for short periods of time. AirBNB is a company that allows homeowners to rent out their homes or apartments to guests over short periods of time. . In comparison, vacation rentals are usually managed by the property owners themselves. AirBNB manages the entire process on behalf of the homeowner. This includes customer service and payment processing.The first thing you should do is find out what kind of policy you need. There are two types of policies: a replacement cost policy or a cash value policy. A replacement cost policy will cover the cost of replacing your property with similar items if it was stolen or damaged beyond repair. A cash value policy will reimburse you for the current value of your property in case it was stolen or damaged beyond repair.The next thing to do is research which insurers offer short-term rental policies and what their requirements are. Finally, get home insurance quotes from as many insurers as possible so that you can compare prices and see which offers the cheapest rates.