Generally, homeowners insurance only pays for damage caused to your home, which means that AC repairs are often not covered. However, if your AC was damaged because of a sudden covered event listed in your policy, such as lightning strikes, hail, wind, or tree damage, you may be covered. Call your insurance company to confirm your policy’s details about what events are covered and which aren’t. At Earl’s Plumbing & Air, we’ll provide top-notch service whether you’re working with your insurance company or paying out of pocket. With upfront estimates and financing options for larger projects, we’re always here to help our customers in West Texas get the repairs they need!