Taking social security benefits early (at age 62) can be beneficial if you have immediate financial needs, health concerns, or require flexibility in employment. If you lack other sources of retirement income, early social security can provide essential financial support to cover your expenses. Health issues that reduce life expectancy might make it advantageous to start benefits early to maximize the total amount received. Additionally, if you plan to reduce your work hours or retire early, early social security benefits can help supplement your income during the transition, providing greater financial flexibility.