If you don’t pay your credit card debts, then your credit card company will take steps against you in order to recover the money you owe.
Step 1
At first, your card provider will contact you over the phone or by letter regarding your credit card debt. They may do this multiple times over the comings weeks and even months. You’ll need to make at least the minimum payment on your credit card debt to avoid them taking any further action.
Step 2
If you don’t pay after your provider has asked you for payment, your account will default and your card may be cancelled. You will be asked again to pay what you owe.
Step 3
Further non-payment of credit card debt after your card has been cancelled may lead to you being contacted by a debt collection agency.