When it comes to selling a house, cash vs mortgage, you should consider the pros and cons of each. A buyer who procures a mortgage that’s based on their credit score and that involves paying interest is going to be more particular than a buyer who pays cash on the spot. When you sell to a cash buyer, you should expect more flexibility and a speedier process. When you sell to a buyer who is taking out a mortgage, on the other hand, it's important to know that they will angle for every conceivable advantage, which means that they're far more likely to make costly and time-consuming demands. Determining the best approach for you is a matter of clearly identifying your priorities and proceeding accordingly. If investing your valuable time and resources is worth a better selling price, a buyer with a mortgage may be the answer. If – on the other hand – time is of the essence or you don't have the necessary resources to prepare your home for the real estate market, accepting a cash offer may better suit your needs.