Under most states in this country a judgment is good for ten (10) years and if not renewed within this ten (10) year period the judgement is then void after the passage of such period of time. In your matter, there is a chance that the claim against you if there is no judgment is time barred by your state's statute of limitations.If there is a judgment against you, and if it is more than ten (10) years old and has not been renewed, then it may no longer have any legal force and effect.I suggest that you consult with a debt collection attorney further about the repossession issue and whether the debt is still legally collectible against you.