4 Pillars is one of the oldest and largest debt restructuring companies in Canada, in business for over 18 years. They have over 48 offices across Canada, offering highly trained Debt Restructuring Consultants, as well as experts in debt, credit, budgeting, and Financial Literacy. As with most services, there is always the option to do it yourself, but the results are much better when you use a professional who represents your interests throughout the process.