The introduction of app-only banks has meant that business banking has become easily accessible and you can manage your money on the go from your smartphone. You can now apply and set up a business bank account directly from your phone meaning you no longer need to make an appointment in a branch and fill in laborious forms. An app-only bank such as Starling Bank, Revolut or Tide may be a good choice with options of free business banking and fee-free spending abroad. If you prefer more traditional banking Virgin Money, HSBC and NatWest allow access to more banking features such as overdrafts and cash deposits, however, you may be charged account management or transaction fees.