The good news is that on most commercial insurance policies, property losses due to riot or civil unrest are covered. Still, it is a good idea to verify with an independent agent that this coverage is provided on your business insurance policies.
While the existence of coverage for this causes of loss is reason to breathe a sigh of relief, it is also important to understand how these losses can, and do, impact your insurance coverage or your business’s out-of-pocket costs in serious ways.