Usually, an auto insurance company will settle auto claims by negotiating with you after you have sent your initial demand letter. Unfortunately, insurers are not looking out for your best interests. They are profit-driven institutions that will try to settle with you as cheaply as possible.
The first offer you receive will often fall short of how much you need to pay for the damages you incurred during your car accident. That’s why you need to be prepared to engage in a series of offers and counteroffers to get the highest value for the case. During this process, the insurer might try to get you to admit fault to reduce your settlement.
That’s why you need to be guarded about what you say to an adjuster. In many instances, it’s best to have a car accident attorney handle negotiations on your behalf, as they know the tricks insurance companies try to use during settlement proceedings.