You can inform the appraiser about any recent improvements or upgrades to the property.  It's then the appraiser's responsibility to decide if these upgrades justify an adjustment based on comparable sales.  If comparable sales feature original equipment, the appraiser might apply a condition adjustment.  For specific item adjustments, HUD requires appraisers to find sales with and without such features to support the value of the upgrades.  For instance, comparing properties with and without pools or patios can help determine the value added by these amenities.  However, it's challenging for appraisers to quantify the added value of items like shutters or screens, as any adjustments would be subjective, and HUD does not permit subjective adjustments.  Appraisals are a highly scrutinized aspect of the lending process.  Many enhancements homeowners believe should increase their home's value are often seen as personal preferences, which might translate to something other than higher appraised values.  Even if such features could fetch a higher price in a sale, the appraiser must adhere to HUD property guidelines and rely on concrete sales data for adjustments beyond general condition improvements.  This is because the appraiser must base adjustments on objective data rather than personal opinions or preferences without a direct buyer-seller agreement on value, as in a refinance transaction.