Sending electronic claims typically speeds up the payment process significantly compared to paper claims. Here’s a general timeline of when you can expect to get paid if you send electronic claims: Initial Processing Time: Insurance companies typically process electronic claims faster than paper claims.   For instance, BCBS and Medicare process a clean claim usually within 10-14 days.    Upon receipt, they begin the initial processing, which includes verifying patient eligibility, checking for errors, and determining coverage. Adjudication and Approval: Once the claim passes initial processing, it undergoes adjudication. This is where the insurance company reviews the claim details, including services provided, coding accuracy, and any contractual agreements. If everything is in order, the claim is approved for payment. Payment Issuance: After adjudication, the insurance company generates a payment to the healthcare provider. Payments are often issued within a few weeks of claim submission, depending on the insurance company’s payment cycle. Electronic Funds Transfer (EFT): Many insurance companies offer electronic funds transfer (EFT) options for payment, which can further expedite the receipt of funds into the provider’s designated bank account. Overall, electronic claims submission can significantly reduce the time it takes to receive payments compared to paper claims, which may take several weeks or even months. However, specific timelines can vary based on factors such as the insurance company’s processing policies, any additional reviews or audits required, and the completeness and accuracy of the claim submitted. It’s important for healthcare providers to monitor claim status and promptly follow up on any delays or denials to ensure timely reimbursement for services provided.