DSCR loans allow flexible financing options for more complex or unique investment scenarios. Often standard loans don’t allow financing for properties with more than four rental units, and they may have restrictions for unique property types. DSCR allows for more unique scenarios as financing is based on rental cash flow, rather than meeting standard requirements. DSCR lenders also don’t need to limit the total number of rental properties you finance, unlike traditional lenders. DSCR loans can be given to an LLC, rather than an individual, which isn’t possible with standard mortgages.