There’s one type of insurance that you may be required by law to have in place, and that’s employers’ liability insurance. This applies to all salon owners who employ people, whether permanent members of staff or temps. It offers protection in case a member of your team gets injured or becomes seriously ill as a result of working for you. You’ll probably also be interested in public and product liability insurance. This covers you against accidental damage and injuries that could crop up in the life of a salon, so many salon owners consider it essential for safeguarding their business against the unwelcome costs of things going wrong. And as the salon owner, you may be responsible for the salon premises itself, so do remember to think about building insurance. Together, those three core covers will likely provide the foundation of the hair salon insurance you’re looking for. Other covers that are worth considering for hair salon owners include: contents insurance. stock insurance legal protection insurance