Normally we would be talking about a new tax law right now. And I would say, "OK, here are all the new changes for 2022 that you need to be aware of." But we don't have a major tax law change for next year. And right now, tax discussions in Congress feel like they're back at ground zero. So, when I think about the 2021 tax law — the current tax law — there's really nothing that jumps out at me to say, "Here's what jumps out at me to reduce your tax bill next year." Really, we're all focused on what 2022 is going to look like — what type of tax law, ultimately is going to be passed this year — and only then can we look at that to see what some things are to think about in order to save taxes and be ready for next year's tax filing season.