Yes, they can. However, this depends on who you hire. And, even if you like and trust the person you’re working with, you should always remain vigilant and carefully think about anything they recommend. One thing to consider, though, is that fee-based who are broker-dealers must follow the suitability standard. This requires them to only suggest products or investments that are suitable for you. Keep in mind that this isn’t as strong as a fiduciary duty, but it’s still some type of regulation.