Yes - student loans can be wiped out by filing a personal bankruptcy in BC, whether they are private, provincial or federal. Filing a bankruptcy, or making a Consumer Proposal, are the ONLY options for eliminating or negotiating government student loan debts, and private bank-held student loans will be forgiven the same way as other routine unsecured debts (credit cards, etc.).
A wage garnishment or bank account freeze imposed by Revenue Canada for student loan debt would be lifted by filing a bankruptcy.
If it has been seven years or more since you last attended school, the government student loans will be fully discharged (released) under your bankruptcy.
If it has been less than seven years since you finished your studies, your government student loans survive the bankruptcy filing and need to be repaid after the bankruptcy is completed.
If it has been less than seven years, but more than five years since the end of your studies and you are having difficulty repaying your government student loan, a Court can order the discharge of your student loans following your bankruptcy.
Bankruptcy may still be an option for debt forgiveness even if you have a recent student loan. Many people with student loans that survive bankruptcy find their remaining student loan balances are manageable after their other debts have been wiped out.