Supplemental insurance is a broad category of insurance products that typically pair with or "supplement," your main health coverage. You can pick and choose the areasw that fit your particular needs. Common types of coverage include:
Dental insurance – covers exams, cleanings and often more
Vision insurance – covers exams and often helps pay for glasses and/or contacts
Accident insurance – helps cover expenses relating to accidental injury
Critical illness insurance – pays cash benefits for qualifying serious illnesses or medical conditions, like cancer or a stroke
Hospital insurance – helps with the costs of a stay in a hospital
Fixed indemnity insurance – (also called hospital and doctor fixed benefit health insurance) pays fixed benefits for covered medical services, often used to help pay for common medical care like doctor office visits, prescriptions and hospital stays before you've met your main health insurance deductible