A common problem dog bite victims face is getting hurt on a rental property. State laws don’t require tenants to purchase renter’s insurance, and there isn’t a homeowners policy because they don’t own their apartment or house. If you own your home, you could review your policy to determine if your insurance company covers dog bites on another person’s property. You could also check with your auto insurance. There might be coverage for dog bite injuries. Every insurance company has different coverage options and requirements. Your attorney can request all available policies to explore the choices you have for seeking compensation.