Navy Federal Credit Union is a credit union headquartered in Vienna, Virginia, chartered and regulated under the authority of the National Credit Union Administration (NCUA). Navy Federal is the world's largest credit union with over 8 million members and more than $91 billion in assets. As a credit union, Navy Federal is a not-for-profit financial cooperative owned by its members.
Navy Federal reports to all three major credit bureaus: Equifax, Experian and TransUnion. This means that when you open a new account or make changes to your existing accounts, those changes will be reflected on your credit reports with all three bureaus.
The information reported to the credit bureaus can include things like your account balance, payment history and any derogatory marks (late payments, collections, etc.). Therefore, it's important to keep tabs on your Navy Federal accounts and make sure you're staying current on your payments to avoid any negative impact on your credit scores.