Our billing team at San Diego Cardiac Center is friendly and helpful, willing to answer all your questions regarding billing and payment. We accept a wide range of health insurances, including: Medicare Most PPO plans, including Anthem, Blue Shield, Cigna, Aetna, United Healthcare and Healthnet  HMO health insurance plans utilizing the Sharp Community Medical Group Network We accept cash, personal checks, bank debit cards, as well as credit card payments with MasterCard Visa, American Express, and Discover. Billing Policies: If you have questions about your bill, please call (858) 244-6860 All copays are due at the time of service. Self-Pay patients are expected to pay for office services at the time of their appointments unless other arrangements have been made prior to the appointment. Statements are sent monthly for patient balances. If there is no response from the initial statements, a final notice letter is generated to remind patients of their balance. If there is no response after 2 statements and a final notice, the account may be placed with an outside collection agency. A $10.00 Late Fee will be added to any account that is turned over to an outside collection agency. There is a $25 NSF charge for all returned checks.