The standard game of Baccarat pays 1 to 1 for a Banker bet, but the casino always charges a 5% commission on this payout. Zero Commission Baccarat is a game where this 5% charge is supposedly not applied, that is, not at first. However, with Zero Commission Baccarat, if the Banker wins the hand with a 6 score, your payouts will be 0.5:1, i.e. you will still get the commission charged to you in the end. Also, Zero Commission Baccarat has a higher Banker bet house edge of 1.46%, when compared to standard Baccarat where the same house edge is 1.06%. Thus, it is much more costly in the long run.