J.P. Morgan’s Self-Directed Investing is for do-it-yourself investors who prefer making their own investing decisions. Automated Investing, on the other hand, is Chase’s robo-advisor investing service, which manages your money in line with your goals and comfort with accepting risk. Unlike the Self-Directed option, there is a small monthly fee for Automated Investing. Chase promotes the robo service as costing only 15 cents a month on a $500 minimum investment (slightly over ⅓ of 1% annually), but the service only uses J.P. Morgan exchange-traded funds, some of which are expensive compared to their peers.