If you buy or renew vehicle insurance policy online, it doesn’t mean that car insurance company will cover every damages in all circumstances. Car insurance exclusion stands for a provision within an auto insurance policy that eliminates coverage for certain acts or damages and they include the following.• Your motor insurance will not cover any damages if you get caught driving under the influence of alcohol or drugs.• Any sort of accidental damages done to your vehicle while using it for illegal activities.• Damages or losses incurred while driving without a valid license.• Losses or damages done to your car due to war and nuclear risk.• If you use your car for commercial purpose with the license of private car, your insurer will not compensate in case of damages.• In case of consistent wear and tear, your auto insurance provider will not pay for regular mechanical expenses.