As your Mortgage Broker in York, we will start with a Fact Find. During this stage of the process, we will get a better view of your personal and financial situation which will help us when selecting a mortgage deal. You will then have a credit check performed on you, this step is essential in order to obtain an Agreement in Principle. Once you've handed us all of the relevent documentation and a valutation of the property has been completed, a formal mortgage offer can be offered.