Not really. In some cases, you may be required to pay back your insurance company if you win a settlement. However, this will also depend on the specific circumstances of your case, jurisdiction, and the terms of the insurance policy.
Your insurance company may be able to recover the settlement amount through a process called subrogation. In this process, the insurer will file a claim on the settlement amount you win, seeking a refund for medical bills and other expenses after the injury or accident.
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