Some people may believe that working with a buy here pay here dealership may lower your credit score. EZ Loan Auto Sales financing has the opposite effect! Payments are reported to all 3 credit bureaus, Equifax, Experian & Transunion! Credit-challenged borrowers may really start their journey toward credit restoration when they agree to an auto loan through EZ Loan. Consumers with no credit history may also be given the chance to establish credit from scratch through this approach. Every timely payment made toward the car loan is good for your credit score as long as the buy here pay here dealership is reputable and discloses monthly payments to the credit agencies. In conclusion, getting an auto loan from a "buy here pay here" dealership can help you build credit!