It can sometimes feel like the insurance company is making you prove your case. It can be frustrating when it feels like the insurance company is not on your side. Unfortunately, some people try to commit fraud with insurance.
The FBI says that insurance fraud increases premiums for each family by $400 to $700 per year. It may be routine practice for the insurance company to put extra efforts into each investigation to prevent fraud. However, if the insurance company is willfully dragging their feet, or if they’ve denied a valid claim, you have rights. The insurance company may face penalties for denying your claim in bad faith.