Yes, you can file a lawsuit against the person who caused your injuries if their policy limits and your own uninsured motorist coverage cannot fully reimburse you for the cost of your damages. You would want to pursue a lawsuit only after consulting with a personal injury attorney and first attempting to be reimbursed through a claim. A lawyer will then help you file the lawsuit, which can be complicated and stressful. No one really wants the hassle of going to court. A good lawyer will help settle the case before it must go to the court system. At Breaux Law Firm, for example, we will listen to the details of your accident, explore your claim, investigate the accident and who was at fault, meticulously document all past and future pain and suffering, speak to witnesses, gather evidence, prepare and file a claim and/or lawsuit to compensate you for your damages, and do all of the above within the required one-year time frame for Louisiana’s statute of limitations.