Dilution: Dilution is when e-commerce investors take equity in the e-commerce business in exchange for funding. This is important to consider as e-commerce founders may be giving up a portion of their ownership and control of their e-commerce venture. Payback time of your loans: The e-commerce business needs to understand the time frame for repayment of the loans. This will give e-commerce businesses an idea of how much cash flow is needed on a regular basis to ensure that loans are able to be paid back in a timely manner. Many options availible within debt financing for e-commerce are having short repayment horizons. At Gilion, we aim long re-payment horizons to increase the flexibility for our e-commerce customers with re-payment times of up to 7 years. Interest rates: The e-commerce business should consider the interest rates being offered in e-commerce funding. Higher interest rates can be very costly for e-commerce businesses, so e-commerce founders should negotiate for the lowest possible rate when looking for e-commerce funding. Flexibility to use the funding as you want: When e-commerce businesses are considering e-commerce funding, they should also consider the flexibility of how they can use the funds. Some e-commerce funding options may require e-commerce businesses to use the funds for specific purposes or in specific ways, while others may be more flexible with how e-commerce businesses can use their money. With our e-commerce funding here at Gilion, we offer flexibility to use the funding as our e-commerce customers want for whatever purpose they like.