There is indeed a delicate balance between security measures and customer convenience in banking practices. While banks have a responsibility to safeguard against financial crimes such as fraud, money laundering, and terrorism financing, they also need to ensure that their processes are user-friendly and efficient for customers. Striking this balance involves implementing robust security protocols without causing unnecessary inconvenience to legitimate account holders. Banks must leverage technology solutions like AI-powered fraud detection systems to enhance security while minimizing disruptions to customer experience.