A credit card consolidation plan can improve your chances of acquiring a home loan.    With all your credit card debt under a single deadline, you can commit to regular, timely payments and improve your credit score. A healthier credit score as you work towards debt settlement will increase your chances of having your mortgage application approved and securing a larger home loan.     Credit card consolidation plans also offer longer loan tenures with lower interest, leaving you with more cash on hand for other payments, like a mortgage. The impact of this financial standing may make you a more favourable candidate for home loans from a bank.  Once you’ve secured that dream home, our home renovation loan can help you fund everything from wiring and flooring to painting and redecorating your new residence.