Indian Head cost of living score 115.4 More expensive 15.4% higher than the US average 3.2% higher than the Maryland average Indian Head (zip 20640), Maryland gets a BestPlaces Cost of Living score of 115.4, which means the total cost of housing, food, childcare, transportation, healthcare, taxes, and other necessities is 15.4% higher than the U.S. average and 3.2% lower than the average for Maryland.