Capitec, one of South Africa's leading retail banks, does not offer loans to individuals who may have been blacklisted. However, the approval of such loans depends on various factors, including the borrower's financial situation, income stability, and ability to repay the loan. Capitec may consider applicants with adverse credit history on a case-by-case basis and may require additional documentation or collateral to mitigate the risk associated with lending to individuals with past credit issues. Prospective borrowers should contact Capitec directly to inquire about their specific loan products and eligibility criteria.