In order to receive state incentives, it is necessary to accumulate a minimum of three years. After the accumulation period has expired, the housing to be purchased must be determined. After the acquisition of housing, you should apply to the bank where you have accumulated no later than 6 months with your title deed. Your bank will contact the relevant institutions of the state and process your transactions within 10 business days. If the right to state support has been acquired, the amount is credited to the bank account.