The total average cost of braces without insurance in San Jose CA can be anywhere from $5,500 to $10,000. Monthly payments will depend more on the payment plan that you have decided on with the orthodontic clinic and how much money you put down as a down payment. The average monthly cost of braces could be around $200 to $250 but speak to your clinic to see if they have any specific deals or promotions that they are able to offer.