The size of your pre-settlement loan is ultimately in the hands of the lender. From a practical standpoint, the value of your case serves as the collateral for the loan. With this being said, you should be able to obtain a more sizable advance for a more sizable lawsuit. The inverse of this is also true. If your lawsuit holds modest value, you would probably only qualify for a modest loan. But lawsuit value is not the only factor. Loan companies examine the type of case, how long the loan will be outstanding, and many other key factors. In the end, the pre-settlement lender will assess the risk of the loan relative to the loan amount and make a determination.