Insurance fraud is trying to get undeserved benefits from an insurer, such as financial profit. This becomes a Colorado crime when the defendant has the intent to defraud. Mistakenly filing a false claim is no crime. Insurance fraud can be committed by individuals or by insurance agents or adjusters. Insurance fraud is also committed by people involved in organized crime. It can be perpetrated on all types of insurance, including
health insurance,
automobile insurance,
life insurance,
unemployment insurance,
property insurance, etc.