Despite best efforts and lots of experience, accidents do happen. Public liability insurance is usually an important cover for dog walkers, and can protect you if someone is injured or property – including their dog – gets damaged. Employers’ liability insurance is a legal requirement if you employ anyone, even in your own home – and failing to take out the right cover can often result in heavy fines. Alongside this, lots of professional dog walkers find things like stock and equipment cover useful, in case the equipment or supplies you use to run your business are lost, stolen or damaged.