The loan-to-value (LTV) ratio is mentioned frequently in best-buy tables and comparison pages. This is the mortgage amount divided by the property value multiplied by 100.
Simply deduct your deposit/equity as a percentage of the property value from 100 percent to arrive at this figure. So, if you put down £20,000 on a £100,000 house, you’ve put down 20%. This means you owe 80% of the money, so the LTV is 80%.