The U.S. Bank Cash+ Visa Signature Card offers rotating categories for the 5% and 2% cashback offers. Examples of quarterly categories for 5% cash back include utilities, department stores, cell phone providers, fast food, fitness centers, and streaming services; the 2% cash back categories include gas stations, grocery stores, and restaurants. Note that Walmart and Target are not included in the department store category. To choose your quarterly categories, you’ll need to log into your account to select them by the specified date each quarter. Otherwise, you’ll earn 5% on prepaid air, hotel, and car reservations booked directly in the Rewards Center and 1% cash back on all other eligible purchases.