For 2021, the rotating 5% bonus rewards categories are: Jan - Mar: 5% at grocery stores, Walgreens, and CVS; Apr - Jun: 5% at gas stations, wholesale clubs, and select streaming services; Jul - Sep: 5% at restaurants and PayPal; Oct - Dec: 5% at Amazon.com, Walmart.com, and Target.com. There is a spending limit of $1,500 per quarter for the 5% category, however, after which your earn rate will drop to the regular 1% cash back on all other spending.