Since Florida is a no-fault state, the other driver involved in the car accident may not file a claim against you unless their injury meets the “serious injury” threshold. If they suffered severe injuries in the collision, they might file a lawsuit against you, and you may end up paying them out of your pocket since you do not have an insurance policy to cover the losses. It would be wise to consult a personal injury attorney in such a case. If the driver you collided with has coverage for uninsured or underinsured motorists, you may be fortunate as their insurance company may pay for their medical bills and any other damages sustained.