For proper risk assessment of business relationship with customers and evolving suitable monitoring
mechanism, all new customers are to be categorized as High risk, Medium risk and Low risk. It is to be
specifically noted that risk categorization is meant for proper monitoring of accounts and does not reflect  in any way on the account holders. Risk Categorizations done by the Branch should not be disclosed to  the customers. While the extent of knowledge /information available on customers to prove their identity  sufficiently will determine the risk perception and concomitantly risk categorization.
We give below an illustrative list of Accounts/ customers / groups who may be assigned different risk
categories:
1. High risk
2. Medium risk
3. Low risk