Guaranteed issue policies can serve the purpose of wealth transfer and inheritance quite nicely, providing the policy size is large enough and fits your purpose. It can still be used for small-scale wealth transfers or as part of an inheritance strategy, especially if other life insurance forms are unavailable.Guaranteed issue policies can serve the purpose of wealth transfer and inheritance quite nicely, providing the policy size is large enough and fits your purpose. It can still be used for small-scale wealth transfers or as part of an inheritance strategy, especially if other life insurance forms are unavailable.