It depends on the type of medical insurance you have. If you have health insurance, it may cover medical expenses related to a car accident. If you have personal injury protection (PIP) coverage as part of your car insurance policy, it may cover your medical expenses regardless of who was at fault for the accident. Additionally, if the accident was caused by another driver’s negligence, their car insurance may be responsible for covering your medical expenses. It is important to review your insurance policies to understand what is covered and what your out-of-pocket expenses may be.