You do and it needs to be fully comprehensive. The policy needs to be in place from the day the car is delivered to you right through to the end of your lease. If someone else is going to be driving the car, make sure they’re named on the policy.
If you haven’t heard of GAP insurance, you can read up on it in our handy guide. It’s a great way to protect yourself from depreciation if your cars ever totalled or stolen (we really hope this doesn’t happen to you!).