There is no limit on the highest loan amount under the PM Awas Yojana. Borrowers can apply for a loan as per their needs, the size of their property, and their budget constraints. However, the credit-linked subsidy under PM Awas Yojana can only be claimed for loan amounts up to Rs. 6 lakh for EWS and LIG, up to Rs. 9 lakh for MIG-I, and up to Rs. 12 lakh for MIG-II. Loans higher than these can be availed of at non-subsidized rates. As with any other loan, it is essential to consider the impact of the loan amount and its long-term effect on your financial goals before arriving at any figure.