IF it is a COVERED work injury in your state, this is horrible and wrong. Workers comp insurance is just like auto insurance, the more claims against the policy , the higher the employeru2019s rates up and potentially they can be dropped by their carrier. If the claim is under workers comp, the injured worker has no deductibles, gets paid for time out of work and other benefits. Also, he could have no workers comp insurance and is trying to cover it up. If you have an injury that at first appears minor but turns out to be serious and you need surgery ,the workers comp carrier is going to deny your claim for failure to report. Also, health insurance will come after you if it is suppose to be paid by workers comp. You will be stuck with the bill and neither insurance will be responsible and your employer will have gotten off the hook.