The better your credit score, the better your interest rates, which can mean more affordable monthly payments. If you want to get in better financial shape before you apply for a mortgage, ALEC can help. See our financial education resources for building your credit.
We also offer Select Visa Credit Cards that come with low spending limits in order to help users establish and build credit. They come with great ALEC rates that all of our members enjoy!
With a Savings Secured Loan, you can use your savings as collateral and build your credit with a fixed-rate loan and flexible terms.