Many of our clients’ personal injury claims settle in 9 to 18 months, but some can take longer. The amount of time it takes to settle your claim is determined by: How long it takes for your injuries to stabilise so that they can be assessed by medical experts. Whether the insurer accepts liability for your injuries. Whether we reach an agreed settlement with the insurer quickly. If we don’t reach a settlement with the insurer and need to litigate the matter, it can take considerably longer than 18 months.