The experience of using an independent mortgage advisor is usually a very positive one since the broker/advisor is working on the client's behalf and not the lender, therefore the more you can chat to your broker, and discuss your goals and concerns, the more he/she is able to establish your needs and wish list, and match them with the most appropriate mortgage available to suit your needs.
Hopefully, over the years you will build up a valuable business friendship as your broker continues to review your mortgage on a regular basis to ensure that you always have the best products on the market to maximize any cos reductions on your mortgage.