There is a huge difference! They don't require you to have a 'down payment', but they also leave all their 'hidden fees' out of the advertised price. You will be required to pay additional exorbitant dealer and bank fees, sales tax, registration & title fees, etc., in some cases totaling $1,500 or more in 'hidden fees'. Our No Surprise Lease comes with NO HIDDEN FEES...NO SURPRISES!