While DPC covers a wide range of primary care services, it typically does not include specialized care provided by medical specialists or cover hospitalizations, major surgeries, or emergency room visits.
To help you pay for hospitalizations, ER visits, specialist care, labs, and other medical costs, you should consider a high-deductible health plan coupled with a health savings account (HDHP/HSA), or a healthsharing plan.
DPC plans also don’t include prescription drug costs. So you should also consider a healthplan with prescription drug coverage or a drug discount plan, such as HSA Advantage Rx, which is free for all HSA For America clients.