Generally, after a serious traffic accident, the police will appear on the scene as soon as possible. After a more minor accident, however, you may need to file a police report yourself. You should always file a police report about an accident, even if you believe your injuries fairly minor. If possible, have an officer come to the scene to file the report to provide additional evidence concerning who caused the accident. Because of our diligence in preparing personal injury cases, insurance companies almost always prefer a fair settlement over litigation.