The participant will learn how life and health insurance products take the uncertainty out of businessIncludes trade, profession, or occupation. More planningThe process a risk manager takes to predetermine a course of action; an element of the managerial process. More.  The program will specifically discuss the risks that face every businessIncludes trade, profession, or occupation. More ownerThe individual or entity controlling all rights, benefits, and privileges of a life insurance contract. This may or may not be the insured. Ownership may be assigned or transferred by written request of the current owner., death, disabilityA physical or mental incapacity. More and retirement, and how to mitigate these risks.