While you may not be able to predict emergency expenses, you can take a few steps that teach you how to prepare for unexpected expenses:
Set aside a small portion of your paycheck (even 2-5% is better than nothing)
Create a dedicated emergency expense fund
Look into a 0% APR credit card
Monthly personal budget reviews
What is not true about unexpected expenses is that you are unable to get help with coverage. There are many ways to how to deal with unexpected expenses if you know where to look.