On Total Tiles websites, PayPal's 0% interest is better than introductory. Just spend more than £150, and you can earn 0% interest within 4 months. The great thing is that for every £150 spent, you will automatically get a 0% reward within 4 months. Therefore, if you plan to refurbish a bathroom or expand a kitchen, a PayPal line of credit is an ideal way to spread the cost of a large purchase.