When you try to handle your auto accident claim without hiring a car accident lawyer to fight for you, you face dealing with insurance adjusters and their lawyers who are both highly trained in devaluing your claim. Their goal is to save the insurance company money, not compensate you. You may get tricked into saying something in a recorded statement. You may also find them hard to reach. they know the longer they delay payment, the less likely you are to timely get the care you need.