Debt isn't purely a financial issue. It can be a cause or consequence of external factors such as health, employment, family or housing problems.
Money worries can cause untold amounts of upset and stress, and can even lead some people to think about ending their own lives. If you're feeling distressed or in emotional turmoil, then Samaritans is always there to listen, either through its website or by calling 116 123 (UK and Republic of Ireland).
For a full guide to handling debts when stressed, working with banks, getting free one-to-one debt counselling, and specific tips for those with bipolar disorder or depression, read our free Mental Health & Debt Help PDF booklet.
If you're worried about your relationship, Relate has lots of useful info. For specific help if you or a friend or family member have been diagnosed with cancer, try the Macmillan support line.