With Greenwheels, car insurance is included in the hourly and kilometre rates. Every car is third-party insured including passenger insurance. This means that damage to third parties as well as the passenger(s) is covered. Your personal belongings you take with you in the car are not covered by this insurance. We cannot be held liable for theft of or damage to your belongings. For damage to the Greenwheels car, you have a standard deductible that you can lower per trip. You can do this when you book a car.