Lifting the bank ban by regularization The bank ban can be lifted if all the bad checks have been regularized and the Banque de France has been informed. To settle the situation, pay the person who was supposed to cash the check. Once the check has been cashed, the bank automatically lifts the ban. You can also recharge your account and ask the bank to block the amount of the check. If no one presents the check within one year, the ban will also be lifted.