Indeed, a good credit score always helps in getting a mortgage because it is the direct reflection of the financial behaviour of the applicant. The good rating means the person pays the bills and debts on time, and the lenders always prefer such fund seekers. They need the borrowers who can pay the mortgage instalments on time, and there will be no stress and mess on the part of repayments. However, it is essential to mention that with a good credit score, income should also be useful. After all, it should be sufficient to adjust the mortgage instalments.