Self-Invested Personal Pensions (SIPP) and Small Self-Administered Schemes (SSAS) offer the ability to invest directly in UK Commercial Property. As a business owner or if you are self-employed, this flexibility may be particularly beneficial as your pension can hold the property from which you run your business.Most SIPP and SSAS providers permit the purchase of commercial property, such as offices, retail units and factories. You can generally not invest in residential property like houses, flats, holiday homes and holiday lets.