Almost certainly not. Our underwriters are more concerned with your experience of similar sized yachts, itineraries and sailing conditions, than in formal yachting qualifications.In the unlikely event that someone does not have sufficient experience for the yacht, itinerary or conditions they wish to insure, we try to work with them to resolve this, sometimes asking for a more experienced hand on board until you have built up the necessary expertise – but this is a rare occurrence and usually only applied to new owners with unsufficient previous experience.