Funds in a Non-Resident External (NRE) Deposit and Non-Resident Ordinary (NRO) Deposit are held in Indian Rupees, while FCNR Deposits are maintained in foreign currencies. DBS Treasures offers FCNR Deposits in 6 global currencies. Also, tenures for NRE and NRO FDs can extend above five years, whereas FCNR Deposits have a maximum term of 5 years.