Muthoot Microfin's Sayeed does not see any major challenges to tackle in the near future, but sees risk from the impact of the revision of key interest rates globally. "We know that the tapering had to unwind somewhere.. and the unwinding has started now. But how fast and how soon it will be done is what remains to be seen.. if the interest rates go back to pre-pandemic levels, then I think it should be okay.. but if it goes beyond that, then it can become a bit of a challenge," he said.