The monetary damages you can recover if you win a bad faith claim will come in the form of both economic damages and noneconomic damages. Economic damages compensate you for how you suffered a direct financial loss as the result of the insurer’s bad faith conduct. Noneconomic damages compensate you for any harm you endured that isn’t measured financially.
Economic damages may include:
Costs of medical treatment you were forced to pay out of pocket because your claim was denied
Lost wages you suffered because you couldn’t work
Attorneys’ fees for pursuing the insurance bad faith lawsuit
Noneconomic damages may include:
Your pain and suffering as the result of denied medical treatment
Your pain and suffering because a condition that was allowed to become worse
Emotional distress due to your insurance claim being denied