TransfersYour Qonto account allows you to receive transfers from all over the world and send money in more than 32 foreign currencies via the SWIFT network. This feature is included in some of our plans. Discover all our plans and what they include from our Pricing page.Payments by cardAll of our Qonto cards accompany and insure you when you travel. If you are a frequent traveler, we advise you to order one of our Plus or X Cards.With the Plus Card you benefit from a low, 1% exchange rate commission on card payments outside the Euro zone.With the X Card, all your payments abroad are made at the real exchange rate (without any exchange commission) and your withdrawals are free of charge.These two cards come with premium insurance to protect you and your teams when travelling.