Some insurance companies may cover rhinoplasty if the reason for the procedure is medically necessary and you are not doing it for cosmetic reasons. However, suppose you opt for the procedure strictly from an aesthetic standpoint. In that case, your insurance company will categorize the surgery as an elective procedure and may not cover the costs. The best way to determine if your insurance company will cover the costs of the procedure, even if it is only a portion of the fees, is to check with your provider well in advance of the surgery. This way, you can determine how much the procedure will cost you if you need to come out of pocket for it. If this is the case, there are plenty of financing options available, like CareCredit.