The type of visa you have affects your mortgage options.
Tier 1 or Tier 2 Work visas
Both Tier 1 and 2 visas make it easier to get a mortgage in the UK. You’re more likely to be successful the longer you have left on your visa.
Most lenders will want you to have at least 1-2 years left because it gives them the confidence you’re able to stay in the country long enough to cover your mortgage payments.
Family visa
Family visas are for people who are married and live with their spouse or blood relatives like a child or parent. You should be able to get a joint mortgage on this visa.
EU citizen
Usually, an EU citizen can get the same lending options as a UK citizen.