PERMANENT DISABLEMENT TABLE OF BENEFITS Description of Permanent Disablement (PD) (Please refer to our office or website for full PD Table of Benefits) % of Capital Sum Insured Payable 1. Total paralysis of all limbs 150% 2. Total and permanent loss of all sight of - both eyes 150% - one eye 100% 3. Total loss of speech 50% 4. Total loss of speech and hearing in both ears 150% 5. Total loss by physical severance or total and permanent loss of use of - two whole limbs or two feet/hands 150% - one leg at hip or between hip and ankle 100% - loss of one arm at shoulder or between shoulder and wrist 100% - one hand or one foot 100% 6. Total loss by physical severance or total and permanent loss of use of both thumbs and all fingers 100% 7. Total loss by physical severance or total and permanent loss of use of index finger 5% to 15% 8. Total loss by physical severance or total and permanent loss of use of little finger 3% to 10% 9. Total loss by physical severance or total and permanent loss of use of toes 3% to 18% 10. Fractured leg or patella with established non-union of leg or shortening of leg by at least five centimetres 10% 11. Third Degree Burns 50% to 100% Where the injury is not specified, the Company will adopt a percentage of disablement, which in its opinion is not inconsistent with the provisions of the Table of Benefits.