N26 has a European full banking license, and the European deposit insurance covers your money of up to 100,000 euros.
3D-Secure technology is used to protect your N26 account from fraud. For online purchases, a password will be requested. Your account will additionally be linked to your smartphone. Logging in is possible by fingerprint, facial recognition or pin. Through push notifications, you can see every account movement in real-time and act quickly in the event of misuse.
Payment is possible without an mTAN, iTAN or TAN generator. A transfer pin secures the protection of transfers.