Loan repayments are made in the form of EMI’s (Principal + Interest) and get deposited in the lender escrow account. While the standard repayment method is a NACH (National Automated Clearing House) debits, borrowers are offered multiple avenues to make payments including NEFT, IMPS, Cheque and mobile wallet. EMI collections via NACH debit are done on 2nd, 7th and 10th of every month and are updated in lender’s escrow account in subsequent days.