If your policy requires a medical exam, we're here to help. We'll guide you through the process and schedule your appointment at no cost to you. Exams take about 20-30 minutes and you can choose the location. A certified paramed will ask you about your medical history and record your blood pressure, pulse, height, and weight. You may also be asked to give blood and urine samples and take several tests, depending on the health information you've shared in your application. By getting an accurate picture of your health, the insurance company can decide if you qualify for the policy you want and what your rate will be.