Business interruption insurance is designed to cover your finances when your business grinds to a halt because of a disaster. You will be reimbursed for the revenue that you could earn during the closure. It helps to put a business in the same financial position it would have been in if no loss had occurred. This policy covers:
Profits: Compensates you for lost income if the business must be vacated due to the disaster. It covers the revenues you would have earned.
Temporary location: Some policies cover the expenses for moving and operating from a temporary location.
Extra expenses: This policy covers operating expenses, like rent or electricity, that continues even though the business activities are halted.