As part of KYC checklists, customer information is collected through customer identification programs (CIPs): The full legal name of the customer Customer’s digital photo to match with the ID document Scanned ID documents such as identity cards, passports, and others POA or proof of address from the utility bills, or bank statements Ultimate beneficial owners (where needed) along with other identities checks Screening against global blacklists such as PEP lists, sanctions, and other watchlists to identify the involvement in money laundering