IVA stands for individual voluntary arrangement, meaning that the arrangement relates to just one individual.
This means you wouldn't be able to get a joint IVA, only an individual one.
You need to think carefully about an individual voluntary arrangement because it can affect different areas of your life, including your job, home and your ability to get credit in future.
IVAs are arranged by StepChange Voluntary Arrangements, part of StepChange Debt Charity.
They aren't available if you live in Scotland. In Scotland, a protected trust deed is a similar solution, but has different benefits, risks and fees associated with it.