If you don't have travel medical insurance and you receive medical care outside of Canada, your provincial health care should reimburse you for some or all of the cost. once you submit your medical bill. However, the health insurance offered to Canadians abroad is partial because the provincial health insurance up to the cost of treatment in their own hospital and clinics. That means that if you pay more than it would cost at home, you are on the hook to pay the difference. There are also some treatments that might not be covered at all.