As a freelancer, you’re probably saving money for your retirement and have purchased your own health insurance policy. But sometimes it’s easy to overlook the need for life insurance. If you have personal debts, like a mortgage or student loans, or you have dependents, life insurance can provide your loved ones with the financial stability they need to sort out your estate when you die. When you are looking for life insurance, be sure to give careful consideration to what expenses there might be when you die — like funeral costs and debts to pay off. Also take into account what expenses your loved ones might have as they start to build a life without you. Once you’ve assessed what your needs are, take time to compare life insurance quotes to find the best rate possible.