There are several ways to provide insurance coverage. In the U.S. renters and homeowner property insurance protect against losses of things that are in your home and liabilities occurring in your home. However, that’s not always the most effective way to insure your stuff. A la carte insurance products like Traverse can provide the flexible and cost effective coverage of the most important things in your life, with insurance for just $1 /mo that can be activated in under a minute and pays out cash if something happens.