Insurance companies have many ways of verifying and cross-checking information they receive on applications. They will review your medical records and may even consult your physician. They can also contact the Department of Motor Vehicles and obtain a copy of your driving record. Many public records contain vital personal information. An insurance carrier will verify all of the information you put on your application by any means they possibly can. It may take them a little while, but they will continue to try and verify every bit of your information.