Whether or not you qualify for student loan forgiveness depends on several factors, including the type of loan you have, your repayment plan, and your employment status. There are several different student loan forgiveness programs available, each with its eligibility criteria. Some of the most common programs include: Public Service Loan Forgiveness (PSLF): This program forgives the remaining balance on your federal student loans after you have made 120 qualifying monthly payments under a qualifying repayment plan while working full-time for a qualifying employer. Teacher Loan Forgiveness: This program forgives up to $17,500 of your federal student loans if you teach full-time in a low-income school or educational service agency for five consecutive years. Borrower Defense to Repayment: This program forgives your federal student loans if you can prove that your school misled you or engaged in other misconduct that caused you to take out the loans. If you think you may be eligible for student loan forgiveness, you should contact your loan servicer or the U.S. Department of Education to learn more.