Chime is an online bank that has a program that works similarly to Qoins for helping with debt repayment. When you set up a Chime spending account and opt into the automatic savings plan, each time you make a transaction with your Chime debit card the amount will be rounded up to the nearest dollar and that amount will be transferred to your savings account. Chime doesn’t make the debt payment for you, as Qoins does, so you’ll have to make the payment yourself. Tally is a mobile app that extends a line of credit to qualified users, which the app uses to pay off credit card debt. Users can opt to let Tally make their credit card payments for them, and for those with more than one credit card balance, the app will prioritize the payments using the stacking method. If the interest rate on your Tally line of credit is lower than that on your credit cards, it can be a great tool to help you save money on your debt. Bright Money is similar to Tally in that it extends you a personal line of credit to help you pay off debt. The big difference between the two is that Tally also focuses on automating additional goals, such as increasing your score and building your savings.  Check out our Bright Money review and our Tally review to learn more.