A Standard Mastercard is the lowest tier of Mastercard credit cards. Although Mastercard doesn’t issue credit cards, its partner cards still come with Mastercard benefits. Standard Mastercards typically include these benefits: Zero liability protection: Protection from unauthorized purchases on your credit card. Global service: Emergency assistance hotline for reporting of lost or stolen cards, getting a card replacement or cash advance, or finding an ATM. Identity theft protection: Free monitoring of fraudulent activity, credit inquiries, and other related events concerning your credit card.