All farm buildings should be listed on the policy regardless of the use. Any building or structure that is or was designed for agricultural purposes or is or was used in whole or in part for farming or any other commercial business purpose is not included in Detached Private Structures limits, whether it is in use, unoccupied, or vacant.
It is wise to have a detailed listing of equipment (both self-propelled or drag) which includes year, make, model, serial number and value. Make sure the value is accurate and takes into account the US Dollar exchange as most equipment originates in the United States.