A No-Fault claim is a type of claim to your insurance that allows you to recover from injuries related to the maintenance or use of a motor vehicle, regardless of your fault or innocence. No-Fault insurance is NOT legally mandatory for motorcyclists, so it may not be included in your default insurance.  Should you have No-Fault insurance, it allows you to receive payment up to $20,000 for necessary medical expenses resulting from your accident and $20,000 in payment for wage loss or replacement. - Thomas Gunther, Top Minnesota Motorcycle Accident Attorney