Liens against a home or property can apply to both new homes and older homes. A lien is a legal claim that any funds from the sale of the home must be directed to pay off debts. This can include property taxes, child support, and other issues.
A new home may be free of any previous owners claiming rights to the home, but if the property taxes were left unpaid on the land, you, as the new owner, may be responsible for resolving those debts. A buyer’s title insurance policy protects you against those claims.
For a home, a lien may have been placed for unpaid child support – if the home sells without the previous owner resolving those liens, you will have to provide a buyer’s title insurance policy to protect yourself from being held responsible.