Investing in a mutual fund does not guarantee a profitable return on your investment. Even the safest funds carry some level of risk. The volatility of the fund is influenced by factors such as current economic conditions. Poor or good management is another critical factor that has a significant impact on returns.
However, there are some things you can do to choose a more secure mutual fund. First and foremost, you should purchase your mutual fund from a reputable broker. Also, before tossing in your coin, research the mutual fund's past performance.