Many people are unsure of the differences between General Liability and Professional Liability insurance. Both types of insurance protect the policyholder from financial damages, but the coverage differs in terms of the type of damages covered. General Liability insurance covers damages that are not related to the insured’s professional activities. This may include damage caused by accidents on your property. For example, a client slipping on the bathroom floor of your office. Professional Liability insurance, on the other hand, covers damages caused by your professional activities. This can include errors or omissions made in your work, or advice you give that results in financial loss to your client. In both cases, the insured is protected from having to pay out of pocket for damages caused by your professional activities. However, it is important to understand the difference between the two types of cover to ensure you have the right level of protection for your business. In a nutshell: Professional CR cover covers damage caused while carrying out your profession. General Liability cover covers damage caused other than in the exercise of the profession. Ask now for personalised advice on business insurance from TVT Seguros, your ZURICH insurance agency since 1996: competence, knowledge and professionalism.