Common violations of the FCRA include:
Old information is shown as new information. An example is a failure to update reports after completion of the bankruptcy. CRAs might report old debts as new, and report a financial account as active when the consumer closed it.
Creditors giving CRAs inaccurate financial information about you.
CRAs mistaking someone’s information for another because of a similar last name or social security number.
CRAs fail to follow the guidelines when handling disputes.
Getting your report for an impermissible purpose. For example, looking at a credit report to determine if you have assents even before filing certain kinds of lawsuits.
Failing to notify you about your credit report in violation of the FCRA.
CRAs providing information to people or businesses that are not authorized.