A common concern for individuals considering a PCP (Personal Contract Purchase) claim for mis-sold car finance is the potential impact on their credit score. It’s important to understand that merely filing a claim does not directly affect your credit rating. Your credit score could be influenced if the claim leads to a change in how your finance agreement is reported, such as adjustments to the account status or the rectification of incorrect financial charges. However, our service at PCPClaims.co.uk ensures that the process is managed carefully to safeguard your financial standing. We liaise with lenders to ensure that any adjustments made as a result of a successful claim do not unjustly impact your credit score. It’s part of our commitment to not only secure the compensation you deserve but also to protect your financial health throughout the claim process.