If your deposit does not get booked with us, the amount will be credited back to your account within 15 days of the fund transfer. However, this policy is not applicable for NRI and corporate FD customers. For NRI deposits, the refund period is 45 days, and for corporate deposit customers, the refund period is 30 days. The refund period may exceed 15 days in case of the following situations:
If the refund due date falls on a holiday (the refund will be processed on the next working day, in this case)
For cases held due to internal issues, e.g., operational or technical errors
If the originating bank account details have not been received