If you're looking to get a loan on your car, there are a few things you need to know. For starters, you'll need to have the title to your car in order to use it as collateral. If you don't have the title, you may still be able to get a loan against your car, but it will likely be for a smaller amount and with less favorable terms. Additionally, most lenders will only give you a loan if your car is paid off - or at least close to being paid off. This is because they want to make sure they can recoup their investment should you default on the loan. So if you're still making payments on your car loan, you may not be able to use it as collateral for another loan. However, there are some exceptions - some lenders may be willing to work with you if you have equity in your vehicle (meaning you've paid down a significant portion of the loan). Ultimately, it's best to speak with a lender directly about your options before assuming anything.