We’re not suggesting that you take all of your money out of the markets to invest in real estate. What we advocate is the diversification of assets, not just ownership of multiple types of mutual fund, but diversification into investments that are not directly correlated to the ups and downs of the stock market. For specific suggestions as to diversification and portfolio allocations for your situation, we suggest a consultation with a certified public accountant (CPA) or certified financial planner (CFP).