In some cases, college students can remain on a car insurance policy with their parents. This can save significant amounts of money, but families need to make sure their situations meet the eligibility requirements. If a student is living at home and driving a car that’s titled to a parent, then they can typically stay on their parents' car insurance policy. This often applies to students who stay in a dorm during the school year or attend school out of state. However, if the name on the vehicle’s title is that of the student and their primary address is not the same as their parents’ primary residence, many car insurance companies will not allow students to remain on a family policy. Always check with the company you use before assuming anything about your policy and what is or is not allowed.