We partially process your data automatically with the target of assessing certain personal aspects (profiling). We use profiling, e. g. in the following cases: Based on legal and regulatory specifications, we are obligated to fight money laundering, terrorism financing and asset-endangering crimes. This also includes data evaluations. These measures serve your protection at the same time. We use scoring within the scope of assessment of your creditworthiness. For this, we calculate the probabilities at which a customer will contractually meet his payment obligations. The calculation can include, e. g., income situation, spendings, existing liabilities, profession, employer, duration of employment, experience from the former business relationships, contractual repayment of earlier credits and information from credit agencies. The scoring is based on the mathematically-statistically recognised and tried and tested methods. The calculated score values support us in decision-making within the context of product conclusions and are included in the current risk management.