Homeowners can take a few simple steps when vetting the top-rated home warranty companies and finding the best option for their circumstances: 1. Determine their coverage needs, both in terms of what appliances and home systems they want to be protected through their home warranty and for how much. 2. Gather quotes from multiple home warranty companies—at least three may be recommended—to compare the options available to a homeowner. 3. Read through contract terms and conditions when available to understand exactly what is covered by a company’s home warranty plans. Here customers will likely find useful information regarding coverage limits, exclusions, and other terms of agreement. 4. Purchase a policy from the home warranty company that offers the right combination of coverage options at a price point that suits the homeowner’s budget.