Rest assured. Mobile is safe to use! Smartphones such as iPhones, Android or Google devices have a very controlled and secure operating system. Mobile Banking uses 128 bit SSL encryption just like Online Banking – which basically encrypts and protects any transmission of data including customer account information. Mobile Banking uses strong Firewalls just like Online Banking – which protects from unauthorized or malicious intrusion. Mobile Banking uses your Username & Password for access, just like Online Banking. And just like with Online Banking, your account will lock down after X incorrect attempts from your mobile device. Mobile banking uses additional Security Q&A authentication for initial access to your account.