We can refund your deposit by bank transfer or by crediting your credit card if the refund request is made within one year from the date the deposit was made or after the last transaction is complete, including purchases from IBC inventory. A bank transfer will incur bank charge of JPY3,500. A cancellation of a credit card transaction will be shown on your next billing date. Note that the deposit will be assessed a 50% administrative charge per year after the account becomes inactive or dormant i.e. after one year of no purchase activity from auction or inventory.