Your Mechanical Breakdown Insurance provides motel and restaurant expense coverage:
As soon as the repair estimate is received and coverage is determined
If your vehicle becomes inoperable more than 100 miles from your home and must remain at the repair facility overnight as a result of an authorized mechanical breakdown or failure
You must have an authorized and coverable claim to receive reimbursement.
We will reimburse you for receipted motel and restaurant expenses up to $100 per day for a maximum of 3 days (total benefit per occurrence of $300).