All of the above injuries require immediate medical attention and often, a long course of treatment. The costs of medical care are overwhelming and constantly on the rise, so it is understandable that medical bills can create serious financial problems for entire households. While some injuries heal after a short period of treatment, others require ongoing care indefinitely. When calculating losses, future medical expenses should always be carefully considered as well as existing bills.
Many injuries can cause physical or cognitive impairments that can make it difficult or impossible to perform your job. Some accident victims need to rest as part of their recovery plan. In either situation, missing work often means losing the income that is needed to pay your bills and cover your basic needs. Seeking lost income is an important part of a personal injury claim.
The symptoms of many injuries may subside with time and you may return to your regular life. Other injuries, however, have permanent effects, and victims may be left with impairments and disabilities. These impairments may prevent you from returning to your previous job or even from ever being in the workforce again. Future lost earning potential is a complex calculation that can take into account your education, training, experience, economic predictions, and more.
Not all personal injury losses are financial in nature, as some are intangible and not as easily measurable. Some intangible losses include:
Physical pain and suffering
Mental distress
Loss of enjoyment of your life
Permanent disability or disfigurement
Punitive damages