There is no widely used financial term called "LCR." It's possible that it may refer to the "Liquidity Coverage Ratio" in banking, which is a measure of a bank's ability to withstand short-term liquidity stress. On the other hand, Loan to Value (LTV) is a ratio used in real estate financing that measures the loan amount compared to the appraised value of the property being financed. The LTV ratio is used by lenders to assess the risk associated with the loan and determine the amount of financing that can be provided. While both ratios are used to assess risk in the financing, they are used in different contexts and for different purposes.