There are a lot of factors that go into your final quote. You know, the one you sign on the dotted line for. Online quote systems just don’t take into account every little piece of info that can turn that lovely low premium into a monster monthly outlay.You see those online quotes assume you are in perfect health.No history of family illnesses, normal BMI, fit as a fiddle.But once you apply for that quote and start on your application form, you’ll quickly realise on thing:Those insurance lot are a bunch of truly nosey buggers and want to know things you never even considered when you were tapping away and getting a quote.Look, if you’re in perfect health, the ideal weight, only take a small sherry on special occasions, and have a family that is entirely free of any sort of illnesses it may be possible that your online quote is correct but that’s how they reel you in.Really, what I’m telling you is ‘Don’t fall for the cheapest quote that falls into your lap’ trap.The saying ‘it’s too good to be true’ is one that should come as a disclaimer for most of these quick and easy quotes you snag from an insurance website.Still think I’m telling porky pies, that’s cool, I can appreciate a cautious shopper.Let me tell you a story.Why the price you seReally, what I’m telling you is ‘Don’t fall for the cheapest quote that falls into your lap’ trap.The saying ‘it’s too good to be true’ is one that should come as a disclaimer for most of these quick and easy quotes you snag from an insurance website.Still think I’m telling porky pies, that’s cool, I can appreciate a cautious shopper.Let me tell you a story.