In many cases, the answer is yes!
In many situations, your insurance policy or the laws will give you access to cash quickly, so you can get underway on certain repairs like emergency repairs, and/or to cover your living expenses.
For example, Louisiana law gives you access to living expenses immediately in some circumstances.  La. R.S. 22:1338 (Effective January 1, 2023) requires insurance companies to cut you a check for 3 months of your additional living expenses if: (i) you have the additional living expense coverage in your policy; and (ii) you had a total loss to your home.