The conforming loan limit is the maximum amount of money that can be borrowed for a mortgage using a conventional loan. This limit varies by county and by state. In most counties, the conforming loan limit is $647,200 (2022). However, in high-cost areas like Alaska and Hawaii, the limit is much higher at $$970,800.  If you're looking for a home that's outside of the conforming loan limits, you'll need to apply for a jumbo loan.