It is a requirement for all UK direct lenders to perform the necessary credit checks before approval. Whilst some new lenders in the UK may be able to help those with lower credit scores, they will still need to check your credit history first. At QuidMarket, we do not provide no credit check loans, so if you are concerned about having poor credit, we may still be able to help. As long as you can afford the loan you want and we can determine this, you may be successful.