Drivers registering their vehicles in Florida must purchase a personal injury protection (PIP) policy worth at least $10,000. This insurance policy can pay a portion of medical expenses and wage loss for those injured in accidents, regardless of fault. The policy covers the driver, members of their household, or occupants who were in their vehicle when the accident occurred and do not have a PIP policy.
Only those whose injuries exceed the state’s serious injury threshold can seek compensation from a liable party’s insurance. Serious injuries in Florida include those that result in a significant and permanent loss of a body part or function, injuries within a reasonable degree of medical probability, injuries resulting in permanent and significant scarring and disfigurement, and death.
Many individuals seriously injured in Pompano Beach truck accidents will seek early compensation for their injury through their PIP policy while also filing a personal injury claim against the liable party’s insurance provider.