When you enroll with Universal Healthshare, you’ll receive a membership card.
In most cases, hospitals accept Universal HealthShare Membership Cards, and will directly submit expenses to Universal Health Fellowship for processing.
However, a few providers may opt to treat members as cash-paying patients. In such instances, members can submit their eligible medical expenses to Universal HealthShare for reimbursement.
You should ask your provider for the best discount available as a cash payer.
It's important to note that, in most cases, members must first meet their Non-Shareable Amount (NSA) before the plan will share costs.
Additionally, members must notify Universal Health Fellowship about all scheduled hospital procedures.
Each program typically has a list of eligible medical expenses, waiting periods, and pre-existing condition limitations, and members are required to meet their program's Non-Shareable Amount (NSA) before cost-sharing becomes available.
Once your NSA is satisfied, the program may share hospital expenses up to its medical incident and annual limit.