There are several states that offer additional subsidies beyond the federal benefits provided by the Affordable Care Act. Some of these state subsidies reduce the premiums that people pay for their coverage, and some reduce out-of-pocket costs. Here’s a summary of what’s available for 2023: Colorado (additional cost-sharing reductions for some consumers, and premium subsidies for some enrollees who don’t qualify for federal subsidies) Connecticut (free coverage and medical care for some consumers) Minnesota (Basic Health Program) Maryland (additional premium subsidies for some young adults) New Jersey (additional premium subsidies for most enrollees) New York (Basic Health Program) Massachusetts (additional premium and cost-sharing subsidies for some consumers) Vermont (additional premium and cost-sharing subsidies for some consumers) Washington (additional subsidies for standardized plan enrollees with modest incomes)