For Retail Loans:Part payment can be made only at Tata Capital Service branches.Kindly note the below points-For Personal loans:No part payment is allowed during the first 12 months (Lock-in period).Part Prepayment is allowed once per year and the minimum gap between two-part prepayments to be six months.A maximum of 25% of the principal outstanding is allowed by way of part prepayment during a single year.A part prepayment charges of 2.5% shall be applicable on amount over and above 25% of principal outstanding.Minimum Part prepayment amount should be greater than or equal to 2 months EMI.For Loan Against Property:Part payment will be as per the conditions mentioned in the sanction letter.No part payment is allowed during the first 12 months (Lock-in period).After 12 months, a maximum of 25% of the principal outstanding is allowed by way of part prepayment during the entire tenor of the loan, with payments being made in 2 tranches at the maximum.Minimum part payment to be made is two EMIs.Impact of Part Payment will be on tenure, EMI will remain the same.Part Payment is not allowed for Business loan, Used Car Loan, Two-Wheeler loan and Consumer Durable loans.For Home Loans/Loan Against Property:Kindly note that you can make part-payment by either visiting our nearest branch or by writing tocustomercare.housing@tatacapital.com. On receipt of your email, we shall check your loan details and will share the ECMS details with you for making the part-payment.The minimum part payment amount should be equal to 2 EMI’s.Part payment can be done any time in the loan cycle.For updated Most Important Terms & Conditions, kindly download:Most Important Terms & Conditions (Home Loans)Most Important Terms & Conditions (Home Equity/Loan against Property)Most Important Terms & Conditions (Quick Cash)