That’s a moving question, but we’ll speak in generics for most companies. If you have three or more tickets in a three year period, you’re going to have a hard time getting into most insurance companies. There are some exceptions to that—you’re allowed into a couple of them. Insurance companies change their strategies, but for the most part, three tickets in a three year period is when you’ll start entering the high-risk pool. Keep in mind that tickets are measured over a three year cycle, so it’s not I had 3 tickets over 20 year driving history. If you have three tickets on your record, you’re probably going to get kicked out your company and have to find another. If you have four or more tickets, you’re definitely getting kicked out of your regular market insurance company.