When the buyer doesn’t have the cash to shop, he has the possibility to use the 0% installments. For this kind of payment, documents are sent electronically and after several minutes the buyer will get a loan decision. He can take the time to read the documents and accept it or not. One of the advantages is that there are no additional fees later with this method of payment. Another advantage is that the purchases on 0% installments include the popular categories in the current season or again the entire range of services proposed on the website.