The stress of a huge medical debt can lead to chronic health conditions, such as hypertension and diabetes. Hence, your employees would take more sick leaves. It can also affect their mental health; an employee dealing with anxiety and depression is less likely to be productive. There’s also the problem of the time it takes to resolve a medical bill issue. Employees will have to take a leave of absence to meet with their healthcare provider and insurer over their debt. Not to mention the distraction of making follow-up calls at work.