In essence there are two kinds of coverage you need – although at DataStream we don’t exclude either from every policy we sell. Firstly, there is first-party coverage – in other words, the damage done to your business. DataStream has broad first-party coverage ensuring we cover losses and damages done to your company’s computers, networks, IT systems, data, and business (things like reputational damage or the need for external services like legal) resulting from a cyber attack. The second element is third-party coverage – or damage done to third parties you work with or serve – like customers. Here, again, DataStream offers comprehensive third-party coverage including losses or damages like data loss or stolen information.