A “settlement” is a negotiated agreement between your attorney and defendants (often insurance companies) that establishes a dollar amount that you will receive to compensate you for your injuries, out-of-pocket costs, and suffering. If a settlement amount cannot be agreed upon in advance, then a case can go to trial before a judge and jury. During a trial, your attorney will argue the merits of your case and the court will decide if and how much money you will receive in damages.