If you think you may end up having to file a lawsuit against your insurance carrier, there are some steps you can take to ensure you are best prepared. This can include:
- Documenting any correspondence you have with the insurance carrier and their representatives.
- Keep copies of everything, do not delete any emails, and take notes of every phone conversation.
- Always remember that they are likely recording your calls, so stay calm and never give away too much information on the phone.
- Maintain records related to the claim (regardless of what type of insurance claim you are making). - This includes photos or video surveillance, eyewitness names and contact information, accident reports, and more.
- Keep track of every expense you incur throughout this entire process, including any additional expenses you incur after an insurance denial.
- Choose an attorney that has extensive experience handling bad faith insurance claims. Not every attorney specializes in this type of case, and insurance laws can be complex.