One critical factor to recovering fair compensation is whether you hire an attorney. Studies show that injury victims represented by an attorney recover three and a half times more in compensation than those who through the insurance claims process alone.
Insurance companies can be difficult to work with. If you handle your case alone, the insurance adjuster will know there is no threat of a lawsuit and may try to shift the blame on you to avoid liability or reduce your payment. When a lawyer represents you, it motivates an insurance company to take your claim seriously and offer you or agree to a fair settlement. Over 95% of civil cases settle because insurers would much rather avoid trial.