Petitioning for your own bankruptcy may possibly result in an order being made sooner than by waiting for a creditor to petition. The sooner your bankruptcy starts, the sooner it will be over. As soon as the bankruptcy order is made, your estate will vest in a Trustee and you will be protected from the unpleasantness of visits by bailiffs or any other action against your property by unsecured creditors. The disadvantage is that you will have to pay the Court fee of up to £680 before the Court will hear your petition.