Hey, life happens! Perhaps you, like many, experienced uncontrollable circumstances due to economic recession or the current Covid19 Pandemic, or maybe your family situation has changed. In this case, Lisa and the Borrower will recheck eligibility strengths. If the Borrower still qualifies and is still able to make their mortgage payments on a consistent basis, then there’s no problem – we should be able to find you a great deal. If there has been a significant impact on your income or credit, however, then it does give the Borrower less leverage. In this scenario, it may be best to simply stay with the current mortgage (but Lisa will discuss that with you as well!).