There are a few types of homes that usually come with an HOA. They are:
Condominiums: A condominium (or condo) is a privately owned residence situated in a community or building with multiple units. Paying HOA fees usually gives you access to areas like event spaces, a fitness center, or a swimming pool. They may also cover landscaping maintenance, trash removal, and pest control.
Townhouses: A townhouse is an individually owned, multifloor structure that’s attached to adjacent units. Townhouse owners generally pay a lower monthly fee than condo residents because they are responsible for more of the home’s maintenance. However, HOA fees will usually cover some upkeep, such as trash removal. They may also provide access to an amenity like a pool.
Planned single-family communities: A planned single-family community hosts single-family houses, which are detached and individually owned. Most are in upper-middle-class areas or even more affluent neighborhoods. HOA dues usually cover snow removal, lawn care, and communal space maintenance. The HOA may also host community events such as cookouts for residents.