M&T Bank offers a single secured card - the M&T Secured Credit Card. You can get approved for it even with bad credit.
Here's what you should know about the M&T Secured Credit Card:
It's good for rebuilding credit.
It has no annual fee.
It offers the possibility for graduation to an unsecured credit card.
You can apply by phone at (800) 724-3222 or at a M&T Bank location.
If your application is approved, you will have to pay a refundable security deposit. This will also serve as your credit limit, not allowing you to spend more than you can actually afford.
Keep in mind that an application could result in a hard pull on your credit which may lower your credit score for a short period of time.