Traditional lenders like commercial banks and credit unions still have an old-school way of thinking about business lending. They prefer working with conventional, established brick-and-mortar businesses with ample assets to provide as collateral.nnLenders also don't like issuing bank loans for smaller amounts. Most prefer more significant deals for six- or seven-figures because they yield a more significant profit margin off the interest. Both reasons make it difficult for Amazon sellers to get a traditional small business loan.nneCommerce businesses typically need smaller amounts and don't have high-value tangible assets. The advent of eCommerce is still disrupting traditional business paradigms, and many banks haven't caught up yet.nnFortunately, there are alternative lenders and lending marketplaces (like UCS) that know and understand the needs of eCommerce sellers. The program can provide unique solutions for Amazon sellers, but they're far from the only game in town.