The 5% cashback on gas and EV charging is a standout in the rewards card realm, and the 3% rewards rate on dining is tasty. But if you’re not a Sam’s Club “Plus” member, your “Sam’s Cash” earning potential is limited with this warehouser’s Mastercard. thumb_up Likes Pays 5% cashback on gas/EV charging3% back on diningUp to 3% back on Sam’s Club purchases (based on membership tier)Offers prequalificationCharges no foreign transaction fees thumb_down Dislikes "Club" members earn just 1% back on Sam’s Club purchasesAnnual rewards caps will stifle big spendersLimited redemption options Category Default Rate Bonus Rate Bonus Spend Cap Bonus Spend Period (Months) Gas 1.00% 5.00% $6,000 12 Travel 1.00% - - - Dining 3.00% - - - Entertainment 1.00% - - - Pharmacy 1.00% - - - Groceries 1.00% - - - Other Purchases 1.00% - - -