Transferring a credit card to another bank is not straightforward, as credit cards are issued based on an individual's credit relationship with a specific bank. However, balance transfers are a common practice where the debt carried on one credit card can be moved to another card, typically to take advantage of a lower interest rate. For example, if Bank A offers a 0% interest rate on balance transfers for the first 12 months, a consumer might transfer their balance from Bank B to save on interest payments.