When the drawee financial institution unearths out that the cheque given isn't viable to pay the cheque quantity to the payee because of any purpose, it troubles a ‘Cheque Return Memo’ to the banker of the payee citing the purpose for non-fee. The payee’s banker then offers the dishonoured cheque and the memo to the payee. When the payee gets the such memo and the dishonoured cheque, the cheque is taken into consideration bounced. Hence you can know that your cheque have been bounced if it wasn't able to provide the desired amount as have been mentioned.