A mortgage broker is someone you engage to help guide you through the home loan process. They spend the time with you upfront to get an accurate picture of your home loan needs, and then they match that with the most suitable option from over hundreds of options from 50+ lenders. From there, the mortgage broker will work with you and submit the loan application on your behalf, acting as a liaison between you, the lender, the real estate agents and settlement agent, to ensure all the details are taken care of.  A good mortgage broker will also stay in touch for years to come, ensuring that you continue to receive a competitive deal on your interest rate and the loan features are compatible with your ever changing needs.