Depending on the unique circumstances of your case, you may have the ability to pursue compensation from a number of parties. You may file a claim under the insurance coverage of (A) The negligent driver of your vehicle or the other vehicle(s)l (B) The owner of the car the at-fault party was driving; (C) Your own car insurance coverage; (D) Your own uninsured/under-insured motorist coverage. Learn more about how these different scenarios might play out here.