Banks, as a rule, give large loans, for example, for the purchase of cars, real estate, equipment, and other expensive equipment on bail. Moreover, a pledge can serve both in the amount of the first installment and the collateral. In the role of the latter, valuable things belonging to a potential borrower, or those items and objects that he plans to buy on credit, can act on the one hand.
Non-bank credit organizations also issue loans against collateral. Unlike banks, organizations such as pawnshops accept not only large collateral but also small ones.