No. Mojaloop open source software has been in development for over three years, and the formation of the Mojaloop Foundation has been in discussion for nearly a year. Throughout that time, we have been talking to central banks, regulators, digital financial service providers and mobile network operators about the requirements needed to deliver interoperable payments systems at scale. Mojaloop has been designed in response to those requirements as a public good in service of financial inclusion.
That said, the economic impact of the pandemic highlights how important a well-functioning interoperable, real-time payments system is for the resilience of economies. By providing a secure and frictionless pathway for financial support and general remittances, economies can continue to function irrespective of limitations to physical travel, and those who need financial support can receive it.