When we are meeting to discuss your mortgage, we will go over all the documents you need and if there is something you don’t have we can help you determine how to get it and when you will need it. There are certain documents your lending company will need, so if you don’t have those we will need to find a way to get them before proceeding. We am here to help, so if you have questions or don’t have a document we will find a way to get it!