Yes, you can skip the process of writing a gift letter with a solicitor. Some lenders provide their gift declaration forms, hence a solicitor isn’t always necessary.
The key is the donor completing a gift letter that confirms the money is a gift, not a loan. This should include details like their name, the amount gifted, and their relationship to you.
This helps the lender verify the source of the funds and avoid any delays in your mortgage approval.
For larger gifts or complex situations, a solicitor might be helpful to ensure everything is in order.