If you only have just enough money to pay bills in retirement, thatu2019s not a big problem.Lots of senior discounts and freebies.If you donu2019t have a car or canu2019t drive, there might be convenient mass transportation with senior discount (sometimes even free), and some larger cities can offer free senior transportation also.Even travel has senior discounts, so you can save up for a trip.And thereu2019s alway free activities in many places and public access to libraries and museums. Also with senior discounts.And thereu2019s nothing wrong with just staying home. You can read and watch tv, or be productive and pursue hobbies, like writing, drawing, painting, etc, which you could make some money from.And then you can always do a little work, like housesitting, babysitting, watching kids or pets, tutoring, etc.Itu2019s your retirement, you decide what you want to do with it.