There are many kinds of benefits that can be tailored to create the best individual health plan for you. In order to choose the right plan for your life right now, think about what expenses you can see yourself having to pay over the next year and pick benefits accordingly. Expenses can include prescription drugs, orthodontics, or even flu shots and allergy tests. Some plans may even allow you to cover qualified dependent care costs. For more information on how to look ahead, contact your insurance agent who can help you tailor a personalized plan.