Unfortunately, in Alabama as many as 20% of the drivers on the roadway have no insurance. Many of the rest of them, who ware insured, have minimum limits, meaning that there's only $25,000 available for any injured person who is seeking a recovery under the liability policy. What we hope when we meet with our client is that our client has purchased what is called uninsured motorist coverage, which is coverage added onto their liability policy that stands in the shoes of the at-fault party's insurance and adds additional insurance coverage for their injury and damages.