If you are a member of the armed services, national guard, reservist, or a veteran you most likely qualify for a VA loan. If you’re serving on active duty then you are generally eligible after a minimum length of service, currently 90 continuous days. If you are national guard or reservist without a minimal eligible tour of active duty you generally need 6 years of creditable service. After meeting these requirements you will have to get your certificate of eligibility, which you can do on the Department of Veterans Affairs website.