All Earl's Home Warranty Plans require all covered systems, appliances, and items to be in proper working order BEFORE coverage takes place. Therefore, prior to the start of coverage, Earl’s will perform a covered item review, at no cost to you, to verify the condition of covered items and ensure they are working properly. If you had a recent home inspection, a copy of your inspection may be requested before the start of coverage. Earl’s Home Warranty does not cover any pre-existing issues. Direct Homeowner purchases will require a covered items review. Real estate transactions will require home inspection with any needed repairs completed to any items that Earl’s Home Warranty will cover.