Our contract states that we will insure the costs to “rebuild using like design, and materials and workmanship of comparable kind and quality” which means you'll be able to restore those aspects that make your home historic, including features such as plaster moldings and walls, antique flooring, period door and window hardware, custom wainscotting, and more. This coverage permits you to look for matching exterior features like antique brick, cornices, and shutters.
We realize the builder you work with can make or break your construction experience. Our policy allows our clients to choose a contractor of their choice which means clients can select the best qualified historic home builder to meet their needs. They may also use an architect who can help them navigate historic review processes if the house is in a historic district and/or is a local, state, or national landmark that may require oversite if changes are made.
Another benefit of our policy is that it covers code upgrades you might be required to make, such as major mechanical system updates, staircase width, framing and fire blocking and egress windows.