Where to start . . . To begin with, we are committed to making homeownership more accessible and affordable for ALL. This commitment is rooted in the fact that a borrower’s credit is the number one way for lenders to help them to achieve that goal at the point of origination. Knowing that 74% of borrowers with an initial score below 780 can improve their score by AT LEAST 20-points within a 30-day timeframe, we knew we needed to make it easier for lenders to identify a borrower’s potential, generate precise data-driven plans and track a borrower’s progress.
The new CreditXpert platform allows lenders and originators of all sizes to easily scale credit optimization across their organization. Whether you are a broker that is new to the industry, a regional bank, a credit union or a leading independent mortgage bank with a dedicated credit team, the new CreditXpert platform will allow you to offer credit optimization to EVERY borrower.