Workers’ compensation is often the sole remedy when employees suffer job-related injuries. This no-fault system ensures workers receive medical care and financial benefits swiftly without needing to prove employer negligence. It applies in most employment contexts, especially where occupational hazards are inherent to the job responsibilities.
For example: A construction worker suffers an injury from a fall despite wearing all prescribed safety gear. Workers’ compensation would typically cover their medical expenses and lost wages, precluding a negligence lawsuit against the employer.