After a qualifying period and a waiting period, the insurance provides compensation equivalent to the insured amount (the maximum monthly cost for the loan and up to SEK 20,000). In the event of unemployment, Mortgage Protection Income includes days on which unemployment benefit is received, while in the event of illness or injury, the amount depends on the degree of disability.   Unemployment Qualifying period: 90 days Waiting period: 30 days Disability Qualifying period: 30 days Waiting period: 30 days Qualifying period: Qualifying period is the time from the start date of the insurance policy during which you must have had the policy before the coverage becomes applicable. No compensation is provided for insurance claims arising during the qualifying period. The qualifying period begins on the first day of the insurance policy.  Waiting period: The waiting period is the time starting from the point of the insurance claim. No compensation is provided from the insurance policy during this period.