You should consider all of the benefits and drawbacks of rolling over your 401K plan to an IRA. However, you will find there are many reasons why the vast majority of qualified 401k plan consultants recommend this course of action to most retirees. Among the reasons: greater choice of investment choices, among mutual funds, ETFs, managed money accounts, individual stocks, bonds and other securities, annuities real estate, alternatives, choosing your own custodian, dividing your balance and allocation by goal specific needs, etc. 401k retirement plan consultants will point out the differences that each option entails which can be tailored to your specific retirement needs. Why go it alone, when you have available top 401K plan consultants just a phone call away.