UK banks can reject any business account application on various grounds such as failed credit checks, or not providing enough ID or proof of address. They don’t have to give you the reasons why they’ve rejected you. Before applying for alternative solutions, it’s important to prepare future applications in detail to increase the chances of being accepted and getting the account live. You’ll be asked to provide documentation to include; ID, Company registration, Details of Director, Details of any adverse credit, including timing, amount and repayments, Having these to hand prior to application will not only improve your chances of being accepted for business banking after decline, but also increase the speed in which your application is processed.