There are 3 most widespread types of baccarat – Chemin de Fer, Baccarat Banque, and Punto Banco. They all have different rules, but the main difference is that while Chemin de Fer and Baccarat Banque allow players to decide on whether to draw an additional card when the hand equals 5 or stand, Punto Banco doesn’t allow this. For this reason, Punto Banco is recommended to novices as a simpler baccarat casino game version. The other factors that may affect your choice are the number of decks in the game (1-deck baccarat has the lowest house edge) and the commission imposed on the banker’s bets (usually 5% and rarely 4%).