Unfortunately we do not offer insurance for our rental boats. We recommend checking with your auto or home insurances or credit card company to see if they offer protection. We make sure we go over all operations of the boat as well as a chart familiarization prior to departure; we can alert you to some hazards on the lake and offer recommendations on areas to avoid that might be difficult for boaters to help protect you and the boat. Ultimately it is the renter’s responsibility to keep the boat and its passengers safe.