While the insurance coverage available is a starting point when determining whether your damages will likely exceed the policy limits, another factor is the parties to an accident. The more victims that suffer injuries and damages in a crash, the more complex a claim and the less compensation available in certain situations. While sometimes insurance coverage indicates a per person coverage, there are also thresholds on the amount of coverage per accident. When multiple parties suffer injuries in a crash with a low insurance threshold, the coverage may not pay for everyone’s injuries. Hiring a car accident attorney can make your interests a priority amongst all parties involved, including other victims who will likely have their own lawyers trying to get them the maximum compensation possible.