The Children's Health Insurance Program (CHIP) is a federal and state program that offers health coverage to children (from birth to 19 years of age) belonging to families who have very high incomes to receive Medicaid, but at the same time, not enough to hire private health insurance. Once families apply and it is approved, they will receive benefits such as doctor visits and routine check-ups, immunizations and x-ray services, laboratory exams, and even dental and vision care.