The Rakuten Bank Card serves as both a cash card and a credit card from Rakuten. This means that if you possess a Rakuten Bank card already, you cannot receive a separate Rakuten Card. While you can include an ETC card, you cannot add functionalities such as a family card, Rakuten Edy, or Rakuten point card. To switch from a Rakuten Bank card to a Rakuten card, log into Rakuten e-NAVI and use the card management screen to switch or add cards. If you wish to switch to a paid card such as the Rakuten Card Academy (for students), Rakuten Gold Card, or Rakuten Premium Card, you will need to cancel your Rakuten Bank Card by contacting the Rakuten Bank customer center. Rakuten Bank Customer Center (9:00-17:00) 0120-776-910 (free) 03-6832-2255 (charged) *From mobile phones, IP phones, and overseas After that, wait 2-3 business days before contacting Rakuten again. Apply from the card website.