In most states, when a car accidents occurs, the injured party files a claim with the at-fault driver’s insurance company to recover compensation for injuries and property damage resulting from the accident. Collisions involving rideshare vehicles, however, is a bit more complex. In Virginia, rideshare requirements and regulations state:nIf you are a passenger in a rideshare vehicle and the driver is at fault for the accident, you are covered by the rideshare company’s insurance policy for up to $1 million in bodily injuries.nIf you are a passenger in a rideshare vehicle and another driver is at fault for the accident, the at fault driver’s personal auto insurance is responsible. For underinsured drivers, the rideshare company will provide up to $1 million underinsured motorist coverage.