We are farmers and equipment professionals that want to work hard for you. We will have integrity in everything we do which includes outlining everything that you will want to know in advance of purchasing a plan. We provide coverage summaries with each quote to help outline what is covered and what is not. Coverage summaries are specific to each equipment category. Ag Guard’s coverage is not insurance, nor is it an OEM warranty. It is intended to protect you from the burdensome cost of major mechanical failures like engines, transmissions, or hydraulic systems. Each Extended Service Plan will have a total limit of liability. The limit of liability varies depending on the equipment category and horsepower, however, rest assured that Ag Guard’s Limit of Liability covers 99% of claims on all enrollments. Some of our competitors might state a higher limit but pay special attention to the terms of coverage. Some will limit the amount per claim. Ag Guard does not have stop-loss terms on each claim.