The Seven Levels of Investors According to Robert Kiyosaki Level 0: Those with Nothing to Invest. These people have no money to invest. ... Level 1: Borrowers. ... Level 2: Savers. ... Level 3: “Smart” Investors. ... Level 3a: “I Can't Be Bothered” type. ... Level 3b: “Cynic” type. ... Level 3c: “Gamblers” type. ... Level 4: Long-term Investors. More items... Apr 24, 2023