Commercial auto insurance offers protection for vehicles and drivers operating on behalf of a business. Various vehicles might qualify for a policy, including:
Vehicles owned by a business
Personal vehicles driven for business purposes
Company cars provided to employees for commercial and private use
Vehicles hired or rented by the business
Certain vehicles might qualify for coverage even if you plan to only use them privately. For example, suppose you buy a dump truck that you will only operate on your own property. In that case, you might still need commercial auto coverage. The vehicle’s weight might make it uninsurable under a standard auto insurance policy.