The main challenges for disabled freelancers involve no guaranteed income and late payments from clients. Simply, if you cannot work, you aren't getting paid. This can be a real headache, especially when you have extra expenses such as medical costs or other necessities. Maintaining a healthy work-life balance can also be tough - while a lack of it can lead to increased isolation. Check out our ideas on how to avoid loneliness as a freelancer or simply while working from home.