In the case of a court ordered garnishment, you can consider: Applying to court to have the garnishing order set aside (released) if you can prove to the court that the order is causing you serious financial hardship or isn’t necessary to ensure payment of the debt, or asking the registrar to increase the amount of your wages that are exempt from seizure (up to 90% may be exempted). Working out a payment schedule with the creditor that could result in the garnishment being removed. If the above is unsuccessful or you are facing a CRA garnishment, short of leaving your job or letting the garnishment run its course, stopping a wage garnishment generally has two solutions: Make a Consumer Proposal: Filing a Consumer Proposal will trigger a “stay of proceedings” which means you have protection from creditors and they must immediately stop garnishing your wages. A Consumer Proposal is a different legal debt solution than bankruptcy and will serve to consolidate and reduce virtually all your debts into one settlement. File Bankruptcy: Declaring bankruptcy is another alternative that will create a stay of proceedings, halting wage garnishment. The process is generally private, straight-forward and lasts only 9 months for most people in Canada.