The conditions are: Hospitalization should be on the recommendation of a registered medical practitioner to seek medical intervention due to any of the listed conditions. This benefit is payable on an admissible claim of any of the listed conditions and where Life Assured is hospitalized for the same condition. Subsequent hospitalization arising due to further complications or follow-up of the already covered condition will only be covered subject to the maximum limit mentioned above. In case of a claim under Hospital Benefit due to listed conditions of anyone cover, the pay-out will be made for that cover, and the Hospital Benefit due to listed conditions under another cover remains unaffected/unutilized. The allowance of a number of days of hospitalization under each cover cannot be clubbed and availed of for anyone cover.