Cyber insurance has various coverages, here are some examples: A hacker breaks into your system, paralyses your files or destroys your software configuration. When you suffer a cyber-attack and it damages your computer hardware or printers. When you are the victim of the theft of your customers’ personal data. When you are unable to access strategic data or information essential to your business, the insurance will take care of recovering that data so that you can continue working. Website hacking – Nowadays it is essential to have a website for the presentation of your company, marketing and distribution of your products and services. Imagine that someone can access your website and freeze it, not allowing your customers to buy. The cyber risk insurance will act to restore the website, so that you can get back up and running as soon as possible. Cyber liability – Cyber or cyber insurance also includes liability cover, for example, against third parties if you are the victim of data theft and your customers report you, or if a hacker creates fake accounts in the name of your company and publishes false information with the aim of damaging your reputation or provoking complaints from third parties. Hacked online shop – If due to a cyber-attack of this type you have had to shut down your business (e.g. your online shop has been hacked and you are unable to sell or ship products) the insurance has cover for loss of profit due to business stoppage as a result of the cyber-attack. Extortion – There are all kinds of situations that occur online, extortion, fraud and identity theft. Cyber protection insurance helps you in case of extortion, for example, if a hacker locks your company’s computers and asks for a ransom amount (so-called cyber extortion). There is a team of experts who will get to work to help you unlock your computers. Site theft – Similarly, if your site is stolen (misconfigured, spoofed, etc.), they will help you recover it and publish it on your site.  Pishing – Cybercrime is always reinventing itself, and phishing attacks sent by email are commonplace. If one of your employees falls for the scam and makes a bank transfer, insurance will cover that amount. Impersonation – Another problem is identity theft or impersonation, if a hacker impersonates your company to carry out certain transactions, insurance will cover the cost of this illegal operation and the recovery of your company’s identity codes.