Generally, you can. If the driver did not have insurance or didn’t have enough insurance, passengers in the rideshare car and anyone else who is injured (other cars or bystanders) can use their own UM/UIM insurance. If the Uber/Lyft policy applies, then that policy pays first. If the rideshare policy doesn’t apply (or the damages are more than the rideshare policy), victims can use their own UM/UIM policy to claim damages. In addition, we are experienced in determining whether or not uninsured motorist coverage is provided by Uber and Lyft.