Your Experian Credit Information Report (CIR) is updated every time the credit bureau receives new financial organizations’ data. Banks and other financial offices send reports once a month, but the specific day that this happens each month varies from bank to bank. Once the data is received, it is processed and added to your CIR. In other words, it is hard to predict when your CIR will be updated, so it is a good idea to check it regularly. The CIR shows updated credit history, including loans, inquiries, and payments.