Your question is really important to discuss when choosing a bank for your branch of a foreign company in Serbia. There are reasons to believe that it is safe to deposit funds in Serbia. First, the government guarantees every client a payment of up to 50,000 EUR if the bank fails. Second, some banks (such as the Postal Savings Bank which is over a hundred years old) are majority owned by the Serbian government. Their reputation is time-tested. Moreover, most banks belong to well-capitalized international groups that bail out their foreign subsidiaries in the case of any trouble. Finally, the country’s economy is quite sustainable, and the risk of a bank failure is very low.