Yes, you can prepay or foreclose on the marriage-related personal loan before the term is up. However, if you are considering these options, be sure to keep the following in mind.Part-prepayment is allowed only once a year, with a minimum gap of six months between two consecutive pre-paymentsNo part-prepayment is allowed during the lock-in period (first 12 months)A part prepayment charge of 2.5% shall be applicable on the amount over and above 25% of the principal outstanding and up to a maximum of 50% of the principal outstandingA maximum of 50% of the principal outstanding is allowed as pre-payment during a single yearThe minimum amount as part prepayment must be greater than or equal to 2 months EMI4.5% of the principal outstanding will be levied as foreclosure charges2% extra of the principal outstanding will be levied if you foreclose your marriage loan during the lock-in period