To purchase a home, you will need enough money to afford the down payment and closing costs upfront. You also will need to be able to afford the monthly mortgage payments as well as other costs associated with homeownership. We can take a look at your financial situation during your consultation to help you figure out what down payment you might qualify for as well as what mortgage rates you can expect. Based on those considerations, you can figure out how much home you can afford with your current income.