Driving without insurance in Minnesota is considered a misdemeanor offense, which is punishable by fines of up to $3,000, up to 90 days in jail, and license suspension for up to 12 months.
On top of the fines, license suspension, and possible jail time, uninsured drivers will be personally responsible for any damages they cause in an accident.
Drivers must provide proof of insurance at the request of a police officer. An electronic insurance card (such as a copy of your insurance card on your smartphone) is sufficient.
Enjuris tip:Providing proof of insurance through an electronic device does NOT constitute consent for the police officer to access other content on the electronic device.