Make your report to the insurance company as soon as possible. In most cases, you should complete this step within twenty-four hours of the crash. Most of the time, you can start the process by talking to your insurance agent.
Your agent may help you directly, but it’s likely they’ll send you to talk to their claims department or assign an adjuster to your case. You may also be able to go to your insurance company’s website to make a claim online. If you decide to go online, make sure you receive a written or telephone confirmation that they’ve received your claim.