Third-Party Liability Insurance (Section A) is the bread and butter of car insurance, and it’s mandatory in almost every province. It pays for any injuries or property damage you caused in an at-fault accident. The minimum limit is $200,000, but the majority of drivers choose either $1 million or $2 million. Here are the other three types of insurance coverage that are mandatory in most of Canada: - Direct Compensation Property Damage (DCPD) - Uninsured Automobile Coverage - Collision Insurance (Section B2)