Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY) and Pradhan Mantri Suraksha Bima Yojana (PMSBY) are two social security schemes introduced by Life Insurance Corporation of India (LICI). These schemes have been designed to provide coverage to all registered construction workers, offering them death and accidental benefits. mahabocw login Under PMJJBY, in the event of normal death, the beneficiary of the insured individual will be provided with a lump sum payment of up to 2 lakh rupees. Similarly, under PMSBY, the insured individual will be eligible for accidental benefits.