As per the Census Bureau, the Gini coefficient for Ludington town is 0.4384. With this value of Gini coefficient, it is evident that income distribution in Ludington town exihibits characterstics of moderate inequality . This level of Gini coefficient suggests noticeable variations in income distribution across households, with certain segments of the population holding a larger share of income compared to others in Ludington town. It also implies that efforts may be needed to enhance economic fairness and reduce the gap between income groups in Ludington town