Yes, even if you continue working past age 72,* you will need to take an RMD from your IRA. However, if you’re still working, you may qualify for an exception from taking RMDs from your current employer-sponsored retirement account (i.e. a 401(k), 403(b), or small-business account). * The change in the RMD age requirement from 70½ to 72 only applies to individuals who turn 70½ on or after January 1, 2020.