Absolutely. If your credit score and finances are already in order prior to your house hunt, the process goes much smoother. The prequalification process is simple: Gather your personal financial information such as bank statements, W-2 forms and paycheck stubs, and meet with your Just Funded Mortgage loan officer. Your Just Funded Mortgage loan officer will pull your credit report and evaluate your financial documents. With this information, you and the loan officer are able to discuss the best home financing options that will help you achieve your financial and homeownership goals. Once you are prequalified,Just Funded Mortgage will give you a prequalification letter to inform your real estate professional and the seller of the property that you’re a preferred and serious potential buyer. This will give more weight to any offer you extend on a property as well as allow you to relax and enjoy the process of looking for your new home.