Vermont Mutual has a variety of coverage types available, but other carriers may have more. Vermont Mutual has options for both commercial and personal insurance plans. Its personal insurance coverage options include homeowners insurance, personal auto insurance, dwelling fire insurance, umbrella insurance and inland marine insurance. However, its website is sparse, and there could be more coverage lines than what is advertised. To get the full picture of all Vermont Mutual has to offer, you might want to contact the company directly.