An accountant will prepare your financials and tax return. They’ll also coordinate the administration of the superannuation fund, including arranging the annual audit and other documents. What they can’t do – due to strict government licencing regulations – is advise on what you should (or shouldn’t) invest in. That’s where your financial advisor comes in. They’ll help with any decisions around what you do with your superannuation funds: the investments you should make, how much you should contribute to your fund, or the amount you should be withdrawing to assist with your lifestyle. At Illumin8, we focus solely on the accounting side of things then work closely with some bloody legends in the advisory space to ensure you are doing right by your current and future self.