There isn’t a specific limit for how much you can earn while you’re taking benefits at FRA. However, being under that age means you can only earn $21,240 per year as of 2023. Once someone reaches FRA, how much they receive depends on what they earned during their career. For example, consider someone who was born in 1954 and who, in 2022, earned $75,000 from their job. Assuming their income went up incrementally over their career, they’d receive around $2,591 per month in benefits in 2024. Keep in mind that this example comes from the SSA’s quick calculator, so it’s just an estimation.