It’s likely too late in the year to still apply for and receive coverage for 2021, although the rules will depend on the type of health insurance plan you choose. Ask your employer if they offer group-sponsored health insurance and if it’s still possible to get coverage for 2021.
When it comes to the health insurance marketplace, if you still need coverage for the rest of this year you may qualify for a special enrollment period due to a life event, like losing other coverage, moving, getting married, or having a baby, according to Healthcare.gov.
You may also be able to enroll now if you got or were approved to get unemployment compensation in 2021. In addition, you may qualify for Medicaid or the Children’s Health Insurance Program (CHIP).