This is a small line of credit that will be linked to your Regions checking account for overdraft protection coverage. When used for overdraft protection, advances made in $10 increments will be debited from your Regions Protection Line of Credit and credited to your linked Regions checking account(s). If the available balance of the line of credit account is less than $10, or the available balance of the line of credit is less than the $10 increment that otherwise would be transferred to cover the amount of the overdraft, we will transfer the full amount of the available balance of the funding account to the linked checking account. If the checking account still has an insufficient available balance to pay an overdraft item even after we advance available funds from the line of credit, we may return the item or pay it into overdraft.