In most cases, arm lift surgery is considered an elective cosmetic procedure and is not covered by insurance because it is not medically necessary. However, if the excess skin in the upper arms is causing medical issues such as rashes or infections, then the procedure may be considered medically necessary and covered by insurance. It’s important to consult with your insurance provider to determine the specific criteria for coverage and whether pre-authorization is required. If the procedure is not covered by insurance, Dr. Fairchild is proud to offer affordable financing options to help patients manage the cost of the procedure.