Having money conversations with the children. Many parents fail to teach their children financial responsibility. Discuss the value of money briefly while you are sitting next to them. At any age, a child can understand the value of money. To start the lesson, you might show children how to count money and explain that each coin has a distinct value. In a similar vein, you must teach them the fundamentals if you want to motivate them. You'll be shocked to hear that they'll even try to count and understand the prices at the grocery store or any clothing store.