The student loan debt crisis is a major challenge, but it is one that we can overcome. By working together, we can create a more affordable and accessible system of higher education that will benefit all Americans.  Here are some ideas coming from the system: • Reform the federal student loan system to make it more affordable and accessible. • Increase transparency about the cost of college and the terms of student loans. • Provide more counseling and financial literacy education to students and their families. • Promote alternative forms of higher education, such as community colleges and apprenticeship programs.