Yes, your u003cstrongu003eu003ca href=u0022https://themoneymaniac.com/simple-ira-vs-401ku0022 target=u0022_blanku0022 rel=u0022noreferrer noopeneru0022u003e401(k) accountu003c/au003eu003c/strongu003e is included in your financial independent number. This retirement account is an investable asset, meaning it can generate interest and dividend income. As a result, it is counted in the total figure you need to reach financial independence.