To mitigate the risk of facing legal action from Weltman, Weinberg, & Reis, individuals should take proactive steps to verify the debt's validity and understand their legal rights and obligations. Ignoring communication or failing to respond promptly can escalate the situation, potentially leading to court proceedings and adverse judgments. By seeking legal advice and exploring available options for resolving the debt, such as negotiation or settlement, individuals can position themselves strategically to address the issue while minimizing the risk of legal repercussions.