No, as you will be covering more people. Although it is less than buying each person an individual plan. Health insurance can be obtained by your employer or association. Depending on which coverage you obtain, you can apply for individual or family plans. If you decide to add family members to your health plan, the monthly premium will increase. However, individually owned health insurance is an effective way of securing an affordable rate for the medical expenses you may incur if you do not have others needing to be on your plan. Whether you are single or married, or have children, health insurance can ensure that you avoid financial difficulty during these times of need.