You’ll be relieved to hear that the answer is yes, you can get life insurance with cardiomyopathy, but it’s not straightforward.And you will have to pay more for your cover than someone in perfect health.How much more you will have to pay is called the life insurance loading, and I won’t know how much this is until the insurer reviews your medical report.If you’re under forty, it’s going to be way more difficult than if you’re now in your 40s. Only in the mildest of cases will the insurer offer cover to someone under forty.Unfortunately, none of the insurers can offer cover if you have had an Implantable Cardioverter Defibrillator (ICD) or pacemaker fitted.