There are two main reasons why we have made changes to our Terms:
Legal and regulatory updates: we have updated the Terms to take account of numerous legal and regulatory changes that have occurred since our Terms were last updated in 2018. The relevant changes are outlined in more detail in question 3 below and make up most of the changes made.
Operational updates: we have also updated the Terms to reflect a few operational changes that have taken place since our Terms were last updated in 2018, as outlined in more detail in question 4 below.