In most cases, if you miss the deadline, your claim will be denied and you will no longer be able to pursue a personal injury claim. If you file a claim two years plus one day after the date of the accident, you may file the lawsuit, but the lawyers representing the other motorist will have the opportunity to respond to the claim. nOn rare occasions, there are exceptions to the rule and the statute of limitations may be extended. Exceptions include the following:nnThe injured party is a minor, in which case the statute of limitations does not begin until they turn 18 years old.nThe injured motorist was driving for work and wants to file a Workers’ Compensation claim instead of a personal injury claim.