To ensure receipt of tax refunds on time, individuals have to follow the below steps: Taxpayers should firstly file the income tax returns accurately, ensuring that the eligible claims and deductions are claimed correctly. Secondly, the taxpayers should verify the correctness of bank account details for the Electronic Clearing System (ECS) for ensuring the timely transfer of refunds. Lastly, they can choose for pre-validation of the bank accounts with the Income Tax department to expedite the refund processing.