The value in vision insurance depends on how often you need to purchase new glasses or lenses and what kind of upgrades you wish to have. Individuals who have had the same prescription for years and don’t purchase glasses often, may benefit more from simply purchasing their lenses and frames from a wholesale grocer such as Costco, Sam’s Club, or BJ’s. On the other hand, vision insurance may be more appropriate for individuals whose eyesight appears to be getting progressively worse. Furthermore, vision insurance should also be considered by individuals who are accident prone or tend to misplace their glasses or contacts.