We are more than happy to file with each of your insurances that we are in network with; however, you (AFP cannot do this, the insurance companies do not allow us to call them) must call both insurance companies to notify each other so that the coordination of benefits can be done prior to filing you claims. In other words, who pays first, and who pays second, etc. Otherwise, this could cause a complication of your benefits, including duplicate payments, refunds, and/or billing you for services that would have been covered.