Moniepoint has a refund policy for their agents to resolve any issues should there be one. The company handles disputes and refunds in a more professional way and that shouldn't be an issue for you - if you're planning on partnering with them. The company will assign someone to you to resolve your case as soon as you open a ticket.  One benefit you will get with Moniepoint POS that you won't find anywhere is that you'll be added to a WhatsApp group of agents like you to share ideas/challenges and help you grow in no time.