Any type of risk that falls outside of ‘standard’ policy wording may be counted as specialist. The more complex your circumstances, the more likely you are to need insurance that’s negotiated and tailored to your precise needs. For example, if you’re planning a bluewater cruise around the world for several years, you will need specialist cover to take into account the range of territories and the timeframe of your plans; or if you have an exceptionally valuable vessel that you want to charter, this might call for specialist cover. We also help find marine trade insurance too, depending on your line of business.In short, any risk that cannot be covered by an ‘off-the-shelf’ style policy from a standard broker or provider is likely to need the specialist attention and custom insurance we provide.