You Might Be Covered Under Comprehensive Insurance.
If you have comprehensive insurance (also known as “other than collision” insurance), your policy will likely cover property (vehicle) damage caused by a deer or any other type of animal.
Damages will typically cover the cash value of your car. This means that if your car is totaled in an accident, your insurance company will only pay you what the car is worth at the time of the accident, not what you paid for it.
For this reason, it’s important to have enough comprehensive coverage to cover the full value of your car.
These and other reasons make it crucial for you to hire an attorney. It’s too easy for insurance to deny your claim without one.