In insurance terms, “totaled” or a “total loss” means that the cost to repair your vehicle to its pre-accident condition is more than the vehicle is worth. Each insurance company has a different threshold for determining if a vehicle is totaled, but generally, if it’s close, you want the insurance company to “total” your car. Following the determination that your car is a total loss, the insurance company will provide you with their assessment of the value of your car. An experienced auto accident attorney should review this estimate to make sure that you are truly receiving fair market value for your loss.  You absolutely have the right to challenge their assessment, and a skilled attorney knows the best way to do so to maximize your recovery.