With the exception of the additional cover that can be taken out for pre-existing conditions, there is no deductible for each visit to the vet. However, there is an annual excess, whose amount you can choose yourself when taking out pet insurance (CHF 0, 150, 300, 500, 1'000 or 2'000). In addition, depending on the cover and age, costs of between 80% and 100% can be covered.