You pose an interesting question since there are many options for you and just as many surgeons will give you an opinion.
What is most important is what your goals are.  If your tummy tuck or abdominoplasty goal is to get rid of the excess skin in the lower tummy or below your belly button, then a simple lower tummy tuck or mini tummy would work well and have far fewer potential complications.  This has the advantage of leaving you belly button in place, shortening the lower scar and meeting your wish to have less scaring.
If you are wanting a tight abdomen above and below your belly button, then you might be best advised to have a full tummy tuck.  You may also need a full tummy if you have a lot of loose skin above the belly button or umbilicus.
Sometimes we can lower the umbilicus a little without leaving a scar around it and that may be ak alternative.
No matter, you should always get a consultation to help you determine what kind of tummy tuck you need to get the results you are looking for.
Make sure you chose a surgeon who is a member of the American Society for Aesthetic Plastic Surgeons.  This not a guarantee that you will be getting the best but at least you will know your surgeon will have met certain criteria that make them among the best.   In addition look for a surgeon who will do a NO Drain, Rapid Recovery tummy tuck.  This reduces complications and drastically reduces your down time.  I have added a web reference and a video that gives you information on this.