To improve your chances of obtaining a car loan with bad credit or no co-signer, consider taking the following steps:
Save up for a larger down payment. A larger down payment can reduce the amount of financing you require and demonstrate to lenders that you're committed to the purchase.
Improve your credit score. Take steps to pay off outstanding debts, make timely payments, and check your credit report for errors.
Demonstrate a steady source of income. This shows lenders that you have the means to make your payments on time.