Ans: In addition to property papers, and personal and income-related documents, individuals need to submit documents related to the existing loan. They include the following: • Loan agreement letter • Home loan statement  • Existing loan providers’ approvals (NOC, foreclosure letter, and No Objection Certificate) Make sure to keep these documents ready. To enjoy a substantial reduction of interest rates of up to 5%, opt for the balance transfer facility from Navi Finserv Ltd.