When you apply for cover online, you can declare any medical conditions which you may have, and you may have to pay an additional premium to cover those. Please do declare all your medical conditions, but please be reassured that some common conditions, for example mild Asthma, will not attract any extra premium.
Declaring a medical condition does not mean your travel insurance will pay for the ongoing treatment you normally have to control that condition but may cover urgent medical expenses if there’s an unexpected change or deterioration in that condition.
In some circumstances, we may not be able to cover a medical condition, and if that happens for UK residents, we will refer you to the Money Helper website, as they have a section of specialist insurers who may be able to insure for your condition. For European residents, we suggest you contact your local AXA office for help.