Finance brokers operate on a business model around achieving the lowest interest rates for customers. As a car finance lenders, brokers are accredited with a large number of banks and non-bank lenders. By having more sources, there are more options to find you the cheapest interest rate. Some non-bank lenders operate only via a broker network and these are the industry-only lenders that are more open to offering better deals than the major banks in special cases. Brokers can write a lot of business in motor vehicle finance and that gives them bargaining power which to negotiate the cheapest rates for our customers.