The risks associated with a REMIC loan include the potential for monthly payments to increase significantly at the end of the interest-only period when you are required to start paying both principal and interest. Additionally, if the property’s value decreases, you could find yourself underwater on your loan – owing more than the property is worth. Before taking out a REMIC loan, be sure to speak with a qualified commercial real estate broker to discuss all of the risks and benefits associated with this type of financing.