I am so sorry about the loss of your friend.  Just so I understand this clearly, there is a beneficiary designation for the CD and you are listed on the designation.  Generally speaking, if a benficary designation is properly executed and filed then the property of the decedent will pass as per the designation and "outside" the Will.  That means that you could indeed collect it as the bank has indicated  But the CD is still listed in the probate petition by the executor.  And here is my concern: if the executor thinks that there was an issue with the designation and chooses to do something about it - like set it aside - then you could be in the hot seat.  I might consult with some one about it all and have them write a letter to the proposed executor on your behalf before you claim the funds.  Just to be sure.  Good luck.