It’s possible to get loans if you’re unemployed, but they usually come with higher interest rates and specific conditions.
Having little or no income poses a bigger risk to lenders. If they do offer you a loan, they may ask you to put up your home or car as collateral, or find a guarantor willing to repay the loan if you can’t.
If you’re on certain benefits, you may be eligible for a Budgeting Loan from the government.