Critical Illness means illness, the signs or symptoms of which first commence more than 90 days following the Issue Date or Commencement Date or the date of any reinstatement of this Contract, whichever is the latest and shall include either the first diagnosis of any of the following illnesses or first performance of any of the covered surgeries stated below:List of Critical Illnesses covered:1.Cancer of Specified Severity2. Myocardial infarction – First heart attack of specific severity3. Open Heart Replacement or Repair of Heart Valves4.Kidney Failure Requiring Regular Dialysis5. Major Organ/ Bone Marrow Transplant6. Coronary Artery Bypass Graft (Open, Keyhole or minimally invasive or Robotic Cardiac CABG)7.Multiple Sclerosis with persisting symptoms8. Stroke resulting in permanent symptoms9. Coma of specific severity10.Permanent Paralysis of Limbs11. Motor Neuron Disease with Permanent Symptoms12. Benign Brain Tumor13.Blindness14. Deafness15. End stage lung failure16. End stage liver failure17. Loss of Speech18. Loss of Limbs19.Major Head Trauma20. Primary (idiopathic) pulmonary hypertension21. Third Degree Burns22.Alzheimer’s Disease23. Aplastic Anaemia24. Medullary Cystic Kidney Disease25.Parkinson’s Disease26. Systemic Lupus Erythematosus (SLE) with Lupus Nephritis27. Apallic Syndrome28.Major Surgery of Aorta29. Brain Surgery30. Fulminant Viral Hepatitis31.Cardiomyopathy32. Muscular dystrophy33. Poliomyelitis34.Pneumonectomy35. Severe Rheumatoid Arthritis36. Progressive ScledormaTo know more about each critical illness, refer product brochure.