Fidelity Bank offers a range of mortgage options designed to meet various homebuyer needs, including both standard and specialized loan programs: Fixed-Rate Mortgages – These loans come with a consistent interest rate and monthly payment for the entire term of the loan, available in 10, 15, 20, or 30-year durations. Adjustable-Rate Mortgages (ARMs) – ARMs provide a lower interest rate initially, which then adjusts at a predetermined frequency based on market conditions. Government-backed mortgages  – Loans insured or guaranteed by the federal government, making them less risky for lenders and often more accessible for borrowers.  Jumbo Loans – For homes that require loans exceeding the typical conforming loan limits, jumbo loans are available to finance larger property investments. Construction Loans – These are suitable for individuals looking to build a new home or undertake significant renovations, offering unique terms like interest-only payments during construction. Each of these programs is designed to cater to different buying situations and financial needs, ensuring there’s likely a suitable option regardless of your home buying plans. For more detailed information or to discuss which mortgage might be best suited to your needs, visiting Fidelity Bank’s mortgage page would be beneficial. You can access more details directly through our Mortgage Programs page.