Transport network companies like Lyft and Uber differ significantly from standard taxi and limo companies. Some differences include: Rideshare drivers set their work schedule Taxi and limo company drivers might need to accept rides or riders Rideshare drivers usually drive their cars and must pay for maintenance and fuel. Taxi and limo company drivers often have noticeable visual displays and signage. Further, taxi drivers often must possess a commercial insurance policy that applies 24/7, irrespective of work status. Conversely, the ridesharing commercial insurance policy only applies when the car or driver logs into the app and searches for passengers. If the driver operates the car without launching the app, only their insurance policies apply.