If you experience damage to your home, please notify your mortgage company as soon as possible. Both you and your lender have a legal interest in your property if you have a mortgage loan, and money at risk if your home is not repaired. We typically put both your name and the name of your lender on the payment to protect the financial interests of both parties. Both you and your mortgage lender have to approve payment. You will be responsible for contacting your mortgage company to get the check endorsed.