The following few structures apply to Swan Bitcoin: Instant Buys carry a fee of 1.49% Wire transfers come with a 0.99% fee, while trading is free. Recurring buys attract:2.29% fee for purchases between $5 to $24 per week. 1.79% for purchases between $25 to $49 per week. 1.19% for purchases above $50 per week Prepaid annual buys attract:1.99% fee for purchases between $5 to $24 per week. 1.49% for purchases between $25 to $49 per week. 0.99% for purchases above $50 per week.