Yes, you can with New Ireland and Zurich Life.Monthly income benefit is a useful way of guaranteeing that maintenance will be paid on death in separation or divorce cases.A lot of people will use term cover because it gives a lump sum to the family. But there are some difficulties using term coverhow do you calculate the right amountthe maintenance payer may not want to leave more than the monthly maintenance paymentthe person receiving the maintenance may not be comfortable receiving a large lump sum to invest.So the monthly income option has the following benefits:A specific amount can be covered (e.g. on death, the insurer will payout €1500 per month for the remainder of the policy term)No investment risk, the income is paid in monthly just like a pay cheque.It’s easy to understand, costs less than term life cover, is convenient and guarantees a specific payment each month.You can also add some Lump sum to a policy with a monthly income benefit. In fact, I recommend you do so in order to get the conversion option.