Mobile browser-based payments – Using a smartphone or tablet, a customer accesses an ecommerce website for checkout and makes a payment with a credit or debit card, a gift card, or ACH information. n-app purchases – Customers upload their payment information in a mobile app, then make purchases right within the app. Customers can make in-app purchases with a click of a button, as long as their payment information is already saved. Mobile credit card readers – This type of mobile payment turns a smartphone or tablet into a mobile point of sale system (mPOS) to accept credit card payments right on the device. Contactless payments or mobile wallets – This mobile payment method uses near field communication (NFC) to make payments via an EMV chip enabled credit card or on a mobile phone through a mobile wallet like Apple Pay on iOS or Google Pay on Android.