To qualify for Katapult, individuals need to meet certain criteria. A valid mobile phone number capable of receiving SMS text messages, a U.S. address, and a Social Security or Taxpayer ID Number (ITIN) are essential. Additionally, applicants must have a valid email address and a credit or debit card for payments (prepaid or gift cards are not accepted). A valid photo ID confirming that the applicant is 18 years or older is also required. By fulfilling these requirements, individuals can initiate the application process and potentially qualify for a Katapult lease, opening up opportunities for diverse consumer needs.