It depends on which state you live in. Some states allow you to cash your stimulus check immediately, while others only give you up to 30 days to claim it. In most cases, if you want to cash your check, you need to go to a local branch of your bank. Keep in mind that there may be minimum balance requirements for cashing your check. Furthermore, consider linking your external accounts to access your funds more easily. Look for banks that offer Fee-free overdraft protection and expedited deposits for a better banking experience.