Here are some general guidelines about who must provide workers comp and who is covered: Nearly all employees in Indiana, whether employed in the private or public sector, are eligible for workers compensation coverage. Businesses of all sizes are required to provide workers compensation benefits to employees. Part-time workers are eligible for workers compensation if injured in the workplace. Employees who are working in another state or outside the U.S. when an injury occurs are eligible for workers compensation benefits as long as there is an Indiana employment relationship. Workers who have been injured on the job and then told they are not eligible for workers compensation benefits should consult with a workers compensation attorney. Categories of Workers Not covered by Workers Compensation Certain categories of workers such as licensed real estate agents are not covered by Workers Compensation. The following worker categories do not get a chance to clam compensation. Independent contractors are not employees and are not covered by workers compensation. But there are special rules that apply to independent contractors working in construction trades. The rules for determining who is an independent contractor are complicated. If you have been injured on a construction job and denied workers compensation benefits, you should talk to an attorney about your legal rights. Railroad workers including railroad engineers, firemen, conductors, brakemen and flagmen are not covered by the Indiana Workers Compensation Act. Railroad workers are covered by the Federal Employees Liability Act. A workers compensation attorney can evaluate whether you are entitled to claim workers compensation or other types of compensation.