To file for Chapter 13 bankruptcy, first, you need to ensure it’s the right choice for you as an individual. The best way to determine eligibility and whether this is the best choice is to talk to an attorney.
Before filing for Chapter 13, you’ll need to analyze your debt situation and also the value of your assets (mostly your home or real estate properties). A skilled Chapter 13 bankruptcy attorney can help you do this, and they can also provide expert guidance along the way.
When it’s time to file, partner with your bankruptcy attorney to properly fill out the Chapter 13 bankruptcy forms and file them. As well, you may need to enroll in credit counseling courses before you file and filings are typically subject to fees.