There are quite a few reasons that can lead to the rejection of your vehicle/car loan. Read the details below to know more.Bad Credit/CIBIL score - One of the leading causes of rejection is keeping a poor credit or CIBIL score. Lenders operate on the fundamental tenet that a borrower has a lesser risk of defaulting on their EMIs when they have a higher CIBIL score. In other words, they learn about your creditworthiness via your CIBIL score.Therefore, your chances of getting a vehicle loan decrease if your CIBIL score is below 600. You can qualify for a car loan with a credit score between 600 and 750, but the interest rate will be somewhat higher. However, a credit score over 750 is regarded as good and a borrower with such a score is likely to be approved for a vehicle loan with a favourable interest rate.Therefore, verify your credit score before applying for a vehicle loan.Unstable income - Every lender evaluates your capacity to repay a loan by looking at your monthly income and length of work. Lenders will reject a borrower's application in scenarios where the loan amount exceeds the borrower's ability to repay it.Incomplete documentation – Despite the flexibility afforded by lenders, the required documents must be in place to increase the chances of your loan being approved. Hence, make sure you have such documents readily available.