Yes, Minnesota is a no-fault state for car accidents. In no-fault states like Minnesota, each driver is required to carry Personal Injury Protection (PIP) coverage, which pays out regardless of who was at fault for the accident.
Under Minnesota's no-fault insurance laws, your own insurance company will typically be responsible for paying your medical expenses and lost wages up to the policy limit, regardless of who was at fault for the accident. This is designed to provide quicker and easier access to medical treatment and other benefits, which can help to reduce the costs and delays associated with settling claims in court.
However, it's important to note that Minnesota's no-fault laws only apply to injuries sustained in a car accident. If you suffer property damage or other types of losses in a car accident, you may still be able to file a claim against the at-fault driver's insurance policy, depending on the circumstances of the accident.