Every motor vehicle in operation in Georgia must be covered by liability insurance. The minimum amounts of liability car insurance coverage in Georgia are:
$25,000 for property damage caused by the driver of the insured vehicle.
$25,000 for bodily injury or death of one person caused by the driver of the insured vehicle.
$50,000 for total bodily injury or death liability caused by the driver of the insured vehicle.
It is not uncommon for damages in a car accident to exceed the minimum liability insurance coverage amounts. For this reason, drivers often purchase policies with higher coverage limits. Other options include purchasing collision coverage to reimburse you for damages to your vehicle. And uninsured or underinsured motorist coverage. This insurance protects you if the other driver does not have enough insurance or no insurance policy to cover your losses.