If you’re looking for a savings account that can give you maximum interest, a fixed-term savings account may be your best option. Fixed-term savings accounts generally will offer higher interest rates than easy-access savings accounts, as you’ll be committed to locking away your money for a fixed period, such as one year, two years or three years, for example. With a fixed-term savings account, you’ll be given a fixed interest rate so you know exactly what interest you’ll gain, unlike other savings accounts which offer variable rates.