The claim benefit can be received by:
● The nominee* or the guardian (in case of a minor nominee), if you are the Life Assured
● The proposer, in case you are not the Life Assured^
● Assignee, in case the policy is assigned
● Life Assured, in case of living benefit claims such as claims under disability, critical illness and major surgery rider.
* Nominee is the person you appoint at the time of purchase for receiving the benefits of your insurance policy in your absence.
^Life Assured is the person for whom the life/health insurance policy has been issued.