Very similar to the Protected Trust Deed, you can include most types of unsecured debts in your Debt Payment Programme.
✓ Credit Cards ✓ Store Cards ✓ Personal Loans ✓ Bank Overdrafts ✓ Payday Loans ✓ Council Tax Arrears ✓ Utility Bill Arrears ✓ Shopping Catalogues ✓ Credit Unions ✓ HMRC
In a Debt Arrangement Scheme, this can further include some secured debts ✓ Mortgage, Rent + Car Finance arrears. Optional – Missed payments only, terms and conditions apply – contact us for details.
Debts than cannot be included are typically Student Loans, Court Fines and CSA/Child Maintenance Arrears.