The speed of your payment depends on factors including the currency you’re sending money in, the payee’s bank and country, as well as the size of the transaction. The following currency/country combinations are normally received on the same day: EUR to Europe GBP to UK USD to US SGD to SG HKD/USD to HK AUD to AU NZD to NZ For any currency/country combinations outside of the above list, please allow an additional 1-3 working days. However, in some cases, a payee’s bank may take an additional working day to credit their account. For specific currency timings, please contact us.