This depends on your insurance company. When you notice storm damage to your roof, you should contact your insurance company right away. They may send an adjuster out to conduct an inspection and determine if you have a claim. At this time, you will file your insurance claim. On the other hand, your insurance company may tell you to contact a roofing company to conduct an inspection before they send an adjuster out. In this case, you have to wait until the adjuster has determined that you have a claim to file your insurance claim. Either way, Peachtree can provide a free inspection and assist you with the insurance claim process.