This is determined by the type of loan and the lender. Borrowing from a fair credit borrower increases your chances of getting the funding you require because these lenders specialize in providing funding to people with poor credit.
You may also have a better chance of getting a personal loan from a credit union or an online lender. Because of the strict bank procedures and borrowing terms, banks are usually stricter on their borrower guidelines and have less room to work with you.