Depending on the seriousness of the car’s fault, there is no harm in discussing the matter with your mechanic. For large-scale payments, the car repair shop may offer you a unique payment plan with monthly installments.
Alternatively, make sure your pursuit for auto repair financing includes a credit check that is thorough and extensive. Look for repair shops that link customers to direct lenders and offer car repair loans on their behalf. This partner financing option is a win-win situation for both sides.
Lastly, you can use your credit card for financing auto repair. However, avoid overspending and use your credit card only when it’s inevitable since the accrued interest can get relatively high.