The following Government schemes are exempted from GST:Aam Aadmi Bima Yojana (AABY)Janashree Bima Yojana (JBY)Pradhan Mantri Vaya Vandan YojanaVarishtha Pension Bima Yojana (VPBY)Pradhan Mantri Jan Dhan YojanaJanashree Bima Yojana (JBY)Insurance policies provided to armed forces (By Government)Micro life insurance policies