Declaring your full medical history, particularly for complex conditions like an intramural hematoma and surgical repairs of the aorta and arch, is crucial. However, being thorough in your declarations does not necessarily mean you will automatically be classified as higher risk. Insurers have sophisticated screening processes designed by medical professionals that take into account the specifics of each condition and its treatment outcomes.
If you’re unsure about how to declare your condition or the specific details required, it’s advisable to contact the insurance provider directly rather than relying solely on online forms. This approach allows you to discuss your specific medical scenario with someone who can guide you through the medical screening process.
This direct interaction helps ensure that your condition is accurately assessed and that you receive the appropriate cover. It also minimises the risk of miscommunication or underdeclaration that could affect claim processing. In cases like this, where the condition and its treatment are complex, speaking directly with a trained operator is strongly recommended to talk through any areas of uncertainty and to ensure all relevant medical information is correctly declared.