Yes. Activ Care Premier imposes 3 kinds of waiting periods - 30-Day Waiting Period: Hospitalizations won’t be covered for the first 30 days of the policy unless it’s an accident. Specific Illness Waiting Period: There’s a 2 to 4-year waiting period for a list of diseases which is a mandate before you can start claiming. Pre-Existing Disease Waiting Period: There's a 2-year waiting period for any pre-existing disease you may have while buying the policy.