No, these are two different accounts. The corporate account has an IBAN number. To send money to it, you usually need an invoice indicating all the details or a contract. The payer (legal entity) fills in the payment order for the transfer of funds. After that, the bank checks the legitimacy of the transaction and makes the posting. Usually, standard bank payment can take 2-3 business days. Banks process payments only during business hours. In contrast, the merchant account operates 24/7. A customer may shop online late at night or on weekends. In this case, the client does not need to know your bank details, such as IBAN or SWIFT code. All he needs to do is enter credit or debit card details. The system will check the availability of funds, and if everything is in order, it will debit the money from the client’s card account and credit it to the merchant account. After that, the account holder can transfer funds to the corporate account and dispose of them for the benefit of the company.