Banks and credit unions generally provide the lowest interest rates for business acquisition loans, but also have the lowest rate of approval. Banks also usually take time to approve applications since they require a lot of documentation such as tax returns, cash flow documents, business plans, and business backgrounds. If you need cash quickly, then you might want to try an alternative online lender. The documentation they require is more credit score than business-plan related, and approval can happen within hours or just a few days. Before accepting a loan deal, be sure to read the fine print, as well as, be fully aware of interest rates, and early loan payment fees. As well, you want to use a reputable lender whose recent reviews are all positive.