Every case is different, but many spinal cord accident cases take 6 months or more. There are many factors that go into determining how long it takes a case to settle, such as whether fault is clear or obvious.
We understand you need emergency medical treatment, such as surgery, so you should talk with an attorney about how to pay for that. If you have health insurance, it can kick in and initially pay for the cost of care. If you receive a settlement or a jury verdict, then you will probably need to reimburse your health insurance company. If you lack health insurance, an attorney can help discuss options, such as a payment plan with a doctor or hospital and other options.