If your license is currently suspended, you may still be able to get car insurance, but the process may be more difficult and costly. Insurance companies view drivers with suspended licenses as high-risk, which can result in higher premiums. In some cases, you may be required to purchase SR-22 insurance, which is a certificate that proves you have the minimum required liability insurance coverage mandated by your state. This type of insurance is typically required for drivers with a suspended license, and it can result in higher premiums due to the increased risk associated with driving with a suspended license.