Lendwise mortgage rates aren’t made available to the public since the mortgage solutions are only offered through registered MERIX advisors and are not marketed directly to the customer. As such, if you reach out to Lendwise directly for a mortgage, you’ll simply be advised to provide your contact details and a dedicated mortgage broker will get back to you. However, Lendwise solutions are all conventional mortgage products, meaning that Lendwise mortgage rates will be comparable and competitive when likened to other mortgages in Canada. Furthermore, MERIX proudly state on their website that all their products offer competitive rates alongside competitive mortgage features. This is guaranteed since MERIX, and therefore Lendwise, mortgage rates are determined using the Bank of Canada Prime Lending Rate which is the same prime rate used by all of Canada’s major banks and financial institutions. Currently, the Lendwise Prime Rate is 6.45% but this will be adjusted as and when Bank of Canada’s Prime Lending Rate changes. Good to know Before you start your home search, consider your mortgage affordability. Our free, online mortgage affordability calculator makes it easy to see what you can afford, so you can focus on homes within your budget—no math required!