It depends. Many health insurance plans do not cover motorcycle accident injuries. You would need to read the fine print of your policy to determine if, when, and how much your health insurance will cover in terms of accident-related costs – if anything. Deductibles and copays can quickly add up, and many insurance policies do not cover pain, suffering, lost income, and incidental expenses. This is why you should speak with an attorney to plan a claim strategy that will work in your favor.