If you don’t have your license, you should still consider insurance if you own a vehicle. If you will be driven around by a caregiver, a private driver, or a family member, you need coverage for the vehicle. Some of the insurance providers can allow you to exclude yourself and name another primary driver on the policy. This is not always the case, though.
Sometimes, you will need to add the other driver on a co-title for the vehicle. It will then be easier to name them as the primary on the insurance policy.
Some insurance companies might still have a problem with this method. You will want to talk with the insurance company and let them know your specific situation.