Search online for lenders that offer fast loan approval times. Many online lenders make decisions within minutes or the same day.
Apply for a small loan amount. Small personal loans of a few thousand dollars are easier and faster to get approved.
Prepare all documents. The lender will need proof of income, identity, and bank account information.
Meet the lender's minimum requirements. Most require a credit history above 600 points and a steady monthly income.
If you have a low credit score or limited credit history, apply with a co-borrower. This reduces the lender's risk.
Use an online lender that offers a simple application process. Avoid lenders that require you to fill out a lot of paperwork.
Set up a direct deposit to pay off the loan. This will allow funds to be electronically transferred to your bank account.
Only borrow the amount you can afford to repay so that the loan is acceptable.