Aflac supplementary insurance plans provide a comprehensive range of products to individuals, families, and corporations. Our insurance assist with anything from normal preventative care to life-threatening diseases. Affiliated Companies include: Aflac, Nationwide, Empire, Hartford, Cigna, MetLife, Ameriprise. Individuals can purchase Aflac policies by going through an agent or directly from us. There are three types of policies: Life, AD&D, and Long-Term Care. These policies can also be sold with Group Life and Health Insurance Company (GLHIC) status. In addition to these assisted living facilities, an individual can buy coverage for their own personal care services needs. This is often referred to as Personal Care Assistance (PCA). A person can only be insured by one Aflac company at a time. However, they can switch insurers any time without penalty. When an individual switches insurers, they will need to notify the new insurer immediately so that they do not have a lapse in coverage. It is important to read your policy documents carefully before you sign on the dotted line. There may be situations where you are not eligible for certain discounts or promotions if you sell other insurance products. Make sure that you ask about all limitations when applying for a policy.