Disability law is a very narrow and focused area of the law. You should certainly strongly consider retaining a disability law specialist. You should also note there is a large distinction between a lawyer specializing in Social Security law, and a lawyer who specializes in Long Term Disability law. When speaking to a prospective lawyer, it is important to ask questions about qualifications, experience, and competency pertaining to ERISA and private disability claims. You should not be afraid to ask questions.