The Co-op Board decides when dividends are distributed. The Board reviews the financial performance of the projects and after paying out the Bond Investors, then a dividend may be declared. The decision to declare dividends is made on a quarterly basis. Note that dividends are not guaranteed. You will receive a T5 tax form recording the dividend paid out each year. You simply submit this form with your annual tax filing. For cash dividends, funds are directly deposited in your account. To update your banking information, please visit Member Zone or contact us. For stock dividends, your share holdings will be updated automatically. Please check your Member Zone account for your current holdings.