The term dry lending relates to preferential lending that does not require assets to be held under the management of the funding provider. You may have assets held with other banking groups, and these will be taken into account when calculating the best loan interest rate available. However, at no point are you required to move these assets to the funding provider.
Dry lending is particularly advantageous because all your assets (wherever they are held) can be considered when looking at affordability ratios and repayment schedules.
With access to more than 500 lenders, Enness has access to all the banking groups that offer mortgages with and without AUM. Enness is perfectly positioned to take advantage of competition between commercial, challenger and private banking groups and negotiate dry lending wherever possible.