Oak Motors has short term financing compared to traditional vehicle purchases which makes the trade cycle shorter and allows you to trade sooner or more often, or drive payment free. As with anything, predicting the future is dependent on many variables yet to be determined but generally, under these terms; acceptable payment history, appropriate maintenance, average miles driven, and average vehicle condition, it is fairly easy (not requiring unusually large down payments) to trade vehicles every 28 to 34 months. Increased down payment will generally reduce the trade cycle and allow you to trade even more quickly.