Nope. You can check to see whether you qualify and, if you do qualify, get an estimated Prosper Card interest rate and credit line amount with no impact to your credit score. If you decide to finish up the process and become a Prosper Card cardholder, we will post your newly approved credit card to your credit profile, which will lower your credit score slightly. We’re committed to helping you take control of your money. AutoPay can help ensure you never miss a payment, automatic credit line reviews may help grow your score,* and we regularly report on your credit card performance.