A payment gateway is an ecommerce service that enables online payment transactions between buyers and sellers. A payment gateway provides multiple payment methods for businesses to collect payments online, namely credit card, debit card, net banking, UPI apps, wallets, etc. A business need not integrate with different acquiring banks to enable these payment methods but can rely on a single integration with Plural payment gateway to enable them. When a customer enters his/her payment details, the payment gateway requests the payment from the customer’s bank for products and services purchased online.