Fortunately, the property market in Dubai offers plenty of options for any budget. As of H1 2021, the most popular affordable family-friendly communities in Dubai are Jumeirah Lake Towers, Jumeirah Village Circle, Dubai International City, Dubai Sports City. The price-per-square-foot in these areas ranges from AED 447-870 (USD 121-236), while the average ROI is as high as 6.5%.For those on a lower budget, taking out a loan might be the best option, since mortgages for first time buyers in the UAE offers LTV ratios of 75% in terms of properties worth below AED 5M (USD 1.36M). In addition, many developers offer attractive post-handover payment plans, where a buyer normally pays about 40-50% of the property value in instalments during construction and the rest of the amount can to be paid within several years after handover.