Like borrowing money from your family or friends, most salary deduction schemes are treated as a form of additional credit, as you’re effectively borrowing money from your employer. These include cycle to work schemes and season ticket loans.
Depending on the type of salary deduction, your IVA provider may be able to agree to this, but it’ll depend on the amount of the deduction, the reason for it and the impact on your IVA.
For example, a season ticket loan may actually result in you having more money available each month, as it’s cheaper than paying for regular tickets, so your IVA provider may be able to agree to it. However, in every case, your provider would need to see full details of the scheme before making any decision about whether they agree to you entering into it.
If you're in doubt, talk to your IVA provider. They'll be happy to clarify anything you're unsure about and tell you exactly where you stand.