Buying a home can be intimidating, especially if it’s your first home. After all, this is probably the biggest purchase you’ll ever make! To figure out if you qualify for a loan and how much you qualify for, we’ll take the following information into account: • Employment, income, and credit histories • Debt you may have like student or car loans or credit card debt • Your assets like savings accounts and possibly retirement accounts or any other property you own • How much you plan to put towards your downpayment We will clearly explain your mortgage options like FHA vs Conventional loans and answer all your questions, so you feel confident in your decision. This is also when we can also discuss options like down payment assistance programs.