The loan amount for a pawn loan is primarily determined by the assessed value of the item you bring in as collateral.  Experienced pawnbrokers assess the item’s condition, market demand, and current resale value to arrive at a fair and competitive loan offer.  The assessment process ensures that you receive the maximum loan amount possible based on the item’s worth. It’s essential to note that the loan amount will typically be a percentage of the item’s assessed value, and this percentage may vary depending on local regulations and the policies of the pawn shop. We take care to provide transparent and trustworthy assessments, ensuring that you receive an accurate evaluation of your item’s value and, in turn, the most favorable loan offer for your financial needs.