In case you are unable to transfer funds online from the linked bank account, you can also provide us a cheque / Demand Draft (DD) subject to the following conditions: For Online Customers, cheque should be drawn in the favour of kotaksecurities.com The cheque should be issued from your bank account and not from someone else's - bank account. If you give a cheque from a bank account that is not linked to your trading account you need to provide a personalised cheque or a copy of your bank passbook wherein your Account number and Name is visible. This will help us authenticate that the cheque is from your account and not from somebody else. This authentication is required for the first time when the cheque is received from the non linked bank account. In case of DD, a letter from the bank confirming the source of funds is mandatory. Credit will be released only when the above mentioned documents are received and cheque is credited in our bank account. In case cheque bounces, there will be an additional charge of Rs.350/-. Also, Kotak securities reserves it’s right to take legal action under section 138 of the Negotiable Instrument Act for bouncing of the cheque. All other charges like outstation cheque clearance charges etc. levied by the bank on Kotak Securities will be debited from your trading account on actual basis. Kindly hand-over the cheque to our branches. We request you not to deposit any cheque directly into the Kotak Securities bank account as the source of these funds cannot be identified, and hence, we will not be able to credit your trading account.