Collision coverage pays for damage to your vehicle resulting from impact with an object, such as a mailbox, guardrail or telephone pole. This coverage also usually covers damage caused by potholes.
Both collision and comprehensive auto insurance protect your car, but they offer different protections. While collision insurance helps cover car accidents, comprehensive insurance provides more physical protection, paying for unforeseen damages, such as those detailed above, like striking an animal or a falling tree landing on your vehicle.