If you don’t have Unlisted Driver Protection or if it doesn’t apply (for example, the unlisted driver is a household member), you may face a one-time financial consequence.
There will be exemptions for extraordinary situations, such as when an unlisted driver uses your vehicle for a medical emergency. Mechanics and valets who may drive your car are covered by their own policy.
Although the Unlisted Driver Protection won’t need to be purchased, once an unlisted driver causes a crash in your car, this protection will cost $50 annually. If there are more crashes by unlisted drivers using your car, the cost of the protection will increase.