The title “godfather of fintech” is attributed to several individuals who have played pivotal roles in shaping the landscape of financial technology. Among them, Chris Skinner, a prominent author and commentator, is recognized for his insightful analysis and contributions to the fintech industry. Marc Andreessen, co-founder of Netscape and a notable venture capitalist, and Peter Thiel, co-founder of PayPal, are also acknowledged for their early involvement and investments in fintech, cementing their influence in the sector.