All you have to do is get in touch with your finance company and ask them for a settlement figure.
By law your lender has to post a settlement figure to you within 12 days – most times it comes straight away.
You will have a period – usually 10 days – in which to actually pay the amount off. If you pay by Direct Debit (DD), check the day it normally comes out of your bank – if they receive this amount before you settle the finance then you’ll need to take the DD amount off the amount you pay. You will need to provide evidence of payment to us if this is the case.