Riders and endorsements are the best options to customize your policy for your exact coverage needs. With these solutions, you can expand protection to include valuable possessions. Also, an earthquake or hurricane endorsement can cover your personal properties against possible loss associated with these perils.
Your insurance agent can help you assess your unique coverage needs in the following ways:
Help audit your possessions to identify any high-end valuables that don’t automatically qualify for standard coverage
Assess your specific risks based on where you live, such as your flood zone