Etsy Payments is Etsy’s in-house payment processor. Etsy Payments lets you accept payments via credit card, debit card, Etsy gift cards, Etsy Credit, PayPal, some bank transfer services, Apple Pay, and Google Pay. Etsy Payments charges a transaction fee of 3% plus $0.25 on each transaction. Etsy Payments is available in 36 countries, including the US and Canada.