Yes, in most cases you can use your FSA/HSA funds to cover copays and deductibles at Monument. Generally, the only time you cannot use an FSA/HSA is when your plan only allows the use of funds for preferred in-network providers. However, if you were issued a card with a major credit card logo on it, you can use that card to pay for in or out-of-network services, as long as it’s a true medical expense. Monument is a medical expense.