If a CPP beneficiary passes away, the government requires that any benefit payments be cancelled. Their estate can receive a payment in the month of their death, but any payments received afterwards must be repaid. You can notify Service Canada by phone at 1-800-277-9914 from 8:30 a.m. to 4:30 p.m. local time, Monday to Friday.
A beneficiary’s estate may qualify for a one-time CPP death benefit of $2,500.
A surviving spouse or common-law partner may be eligible to receive a CPP survivor’s pension. Payment amounts depend on their age, whether they already receive other CPP benefits, and how much and how long their late partner contributed to CPP.
Similarly, a dependent child of a deceased CPP contributor may be eligible to receive a CPP surviving children’s benefit. This monthly payment ($294.12 per month in 2024). To be eligible, the child must be either under age 18 or under age 25 and attending post-secondary school full time.