While bankruptcy provides relief for many types of debts, certain obligations cannot be discharged through bankruptcy proceedings. Examples of non-dischargeable debts include child support, alimony, certain tax debts, student loans (in most cases), court-ordered restitution or fines, and debts incurred through fraud or willful misconduct. Additionally, secured debts, such as mortgages or car loans, may require the borrower to surrender the collateral or reaffirm the debt to retain the property. It's important to consult with a bankruptcy lawyer to determine which one of secured or unsecured debt loads are eligible for discharge and to understand the implications of bankruptcy on your specific financial situation.