A moneyline is a number greater than 100 that can be positive or negative. A positive number on a line indicates that the club is the underdog. If the line was +160, for example, a $100 wager would result in a profit of $160. A negative number on a line indicates that the club is the favorite. If the line was -140, for example, a $100 wager would result in a loss of $140. There are two ways to bet on the money line: backing the point spread and taking the opposing team's point total. As you might expect, these methods produce different results. Backing the point spread means that you're betting that the game will end in a tie. If your team wins, they receive credit for a full point; if their opponent wins, they receive no credit at all. Taking the opposite team's point total means that you're betting that your team will win by more than one point. If your team loses, they don't receive credit for any points; if their opponent loses, they receive credit for all of their points. For example, let's say that the New York Giants are playing the Chicago Bears at home. The line in this case would be -140, meaning that the Bears are favored by 140 points (or two touchdowns).