To keep our photo session rates affordable we only accept one (1) credit card payment per customer, per photo session, to secure the photo session date and time. If it is your preference to pay with a credit card for the remaining balance, you can make payment in full at this time. You may choose to pay the balance at the end of the photo session with a check or cash. If you do choose to pay the balance with a credit card. The credit card processing fee will be 3.5 % of the entire purchase price.