Currently, if you’ve been found responsible (at fault) for a crash that doesn’t involve injuries or costly vehicle damage, you could repay the cost of the claim to ICBC so it won’t affect your insurance premium. However, this allows some drivers to mask the true risk they represent. So, starting September 1, claim repayment is only possible if the claim amount is $2,000 or less. However, customers have until August 31, 2020, to decide whether to repay a previous claim (claims between March 1, 2017 and August 31, 2019), even if it has already affected their premium and regardless of the cost of the claim. This helps ensure you have enough information and time to make an informed decision about whether to repay a claim or not and how it will affect your future insurance costs.