Insurance companies want to avoid paying out claims. When they know their policyholder is liable for damages, they use every strategy possible to pay the least amount possible. This includes making quick offers to injured accident victims who have medical bills piling up while they are missing work because of their injuries. Early settlement offers are typically much lower than the value of your claim. Also, when you accept an offer, you sign away your right to bring a lawsuit. It’s in your best interest to consult with our Chicago pedestrian accident attorneys before accepting an offer from the driver’s insurance carrier.