First, very few tenants push back when it's presented properly. We did this for 30 years and had very few tenants resist because of the way we presented it. It's all about the presentation. Whether it's a monthly pet fee, filter charge, renters insurance or credit reporting charge, every manager has a leasing program (a model) and tells tenants what costs are involved to rent from them. This just becomes one of the parts of your model. Watch our video on Why Tenants Don't Push Back for a better understanding.  Secondly, if they push back you might comment "maybe we should reconsider having you rent from us if reporting your payment history is a problem for you." After all, THEY SHOULD BE THRILLED THAT YOU'LL BE BUILDING UP THEIR CREDIT SCORE. Also, since you submit your data to the credit bureau late in the month (25th) they have almost a month to get their rent in before it affects their credit. If they understand this and Still Hesitate, you should consider another applicant. They generally have plenty of time to pay and have their credit score impacted in a positive way. They still might owe a late fee but your reporting will be near the end of the month giving them plenty of time to pay-as-agreed and build their credit.  Finally, you can charge what you want for each tenant. Maybe Section 8 tenants (or tenants protected under the CARES Act) get it for free. Maybe the ones who push back hard get a pass. This service is so cheap you can afford to give it away (to some) when you feel it's appropriate to do so. Every tenant does NOT have to sign anything or pay anything. See our videos for more explanation.