On the death of the PPF account holder the following things happen: the claim is initiated by producing a filled Form G to the bank or Post Office where the account is held the amount (less any outstanding loan balance on loan taken on PPF) will pass on to legal heir. The nominee is just the executor of the account but may not necessarily be the legal heir and this depends on how the nomination has been created while filling the nomination form in case of absence of nomination, the legal heirs have to produce additional documentation like succession certificate. Succession certificate may not be needed if the PPF balance is below 5 lakhs The following documentation is generally needed: A Certificate in regard to the Death of the Subscriber. Succession Certificate / Letters of Administration with Attested Copy of Probate will ofthe Deceased issued by High Court (this is not needed if nomination is there) Passbook of PPF A/c of the Subscriber The following are required to be produced by legal heirs in the absence of Nomination: Letter of Indemnity Affidavit Letter of Disclaimer on Affidavit