If you are injured when driving a motor vehicle without a valid insurance policy, you may still receive certain benefits as compensation. However, the consequences of driving without a license are drastic. Here are some of them: You may be ineligible to receive income replacement benefits from your insurer You may face charges for driving without insurance If convicted of driving without insurance, you may face serious penalties, i.e., a fine of between $5,000 and $50,000 You lose the right to sue another party if they were negligent