Private student loans are not eligible for the federal repayment plans listed above. In most cases, you'll choose your repayment term when you borrow, typically between 5 and 20 years.
Since you might not have the option to change your repayment plan later, make sure you carefully consider your terms before choosing. Use a student loan calculator to crunch the numbers and find a repayment plan you can afford.
Similar to federal loans, many (but not all) private student loans come with a grace period, meaning you don't have to pay until after you leave school. But you can make in-school payments or extra payments to cut down on interest costs.