A DBS Treasures account can be opened with INR 5 lakhs. However, the Total Relationship Value (TRV) must grow to a minimum of INR 30 lakhs in 6 months. The Total Relationship Value (TRV) is across all accounts in a family and calculated by aggregating average quarterly savings account balances and end of period term deposits, insurance, investments and mortgage loan outstanding. 40% of the net balance of the loan (Home Loan / LAP) will be considered towards TRV computation.