The same security measures protect both business and personal accounts on Cash App, making them objectively equal regarding technical safety. That said, there are some key differences between the two account options:Personal accounts are designed for individual use. They are ideal for sending money to friends and family or for personal transactions. As far as security features, personal accounts leverage encryption, fraud protection, and two-factor authentication. However, they cannot legally be used to facilitate business transactions.On the other hand, business accounts—under the moniker “Cash for Business”—are meant for merchants conducting professional transactions. Because of this, they come with additional features like issuing refunds and accepting payments with a unique $Cashtag. As these accounts handle potentially larger and more frequent transactions, they have different limits set on them. However, personal accounts are subject to the same encryption and security measures.