At our New Orleans personal injury law firm, we don’t view a new client as just another case number. We listen to their story, and we see the big picture. Because of this, we know every claim will proceed differently because every victim has a different experience, but we want to give you an idea of what to expect.
Here’s the typical course of an accident injury claim after partnering with a lawyer:
Collecting evidence and determining liability – Our investigators do whatever they can to collect evidence, including accessing security cameras, traffic light cameras, and other surveillance footage. They also compile photos, medical records, phone records, witness testimony, and more. This evidence is used to determine who is at fault for the accident.
Filing the claim – We compile all of the supporting evidence and officially file the claim with the insurance company.
Dealing with adjusters – Some people attempt to handle an insurance claim on their own. Unfortunately, they often fail to recognize the tricks used by most insurance companies and adjusters, and they end up settling for less than they deserve. Don’t get taken advantage of. Let your lawyer take the reins.
Assessing settlement offers – The insurance company will make you an offer, but if you accept too fast, you could forfeit your right to collect any more money. Don’t be hasty. A lawyer can fight for you during the next step!
Negotiating – If an insurance adjuster wants to settle right away, don't fall for it. Insurance companies are looking for ways to take advantage of you throughout every step of the personal injury claim process. Your personal injury lawyer will stand up to them and strive to secure the maximum compensation for your losses. Eventually, through rounds of negotiations, an acceptable settlement can be reached. If not, we’ll go into litigation to battle it out in court. (Don’t worry; most car accident cases settle out of court, but we’re prepared to do whatever it takes to put money in your hands!)
Getting compensation – At last, your settlement is awarded! Your lawyer will collect their contingent fee from a fraction of the disbursement check. Finally, they will write you a separate check for the remaining amount.
Throughout the car accident claim settlement process, let this be your mantra: “Don’t trust insurance companies.” They look for every chance to undermine you, dismiss your claim, and avoid paying you. This includes bringing up pre-existing conditions, gaps in treatment, and even social media posts. Never sign anything and never give a recorded statement to an insurance company. Direct all correspondence to your New Orleans car accident lawyer instead.