A home appraisal is a multi-step process. First, Stafford Appraisals collects, verifies, analyzes, and reconciles the data pertaining both to your home and the market. The collection of data includes what is termed a “home observation”. During the home observation, the appraiser visits the home being appraised, measures the home, and takes photos. The home observation usually takes about one hour. Although visiting the property is the least time-consuming part of the home appraisal process, it is one of the most important as it allows the appraiser to independently verify the data pertaining to the home. Lastly, Stafford Appraisals will write your appraisal report based on the collected data. Typically, Stafford Appraisals completes an appraisal report within two to three days after visiting the property.