Specified all-risks insurance covers items outside of the home. It is subject to geographical limits and you’ll need to provide valuations if the value of your items is greater than the pre-agreed amount.
Unspecified all-risks cover insures unspecified items typically valued less than €1,000 outside of the home. For instance, numerous items could be insured for a total value of €2,000, even though none of the individual items is valued at over €1,000.