You can dispute an item on your report for free by mail or online. To dispute a posting online, click the reporting agency you would like to dispute with and fill out the application in its entirety.
Equifax
Experian
TransUnion
It’s important to note that lenders, such as ourselves, are obligated by law to report your account activity accurately. Disputes should be reserved for inaccurate postings only; disputing accurate items will not result in their removal from your report.
If you would prefer to dispute via mail, you may contact us by mail at the following address:
Austin Capital Bank
8100 Shoal Creek Boulevard
Suite #100
Austin, Texas 78757