There are 2 types of ShopeePay payment channel fees based on the types of product that the merchant sells. ShopeePay standard fees will be applied for any tangible/physical product (e.g., clothing, food, furniture, car rental, etc.). Meanwhile, for any intangible/digital product (e.g., online class, voucher, utility bill, phone bill, etc.), ShopeePay (digital) fees will be applied.