Carvana’s creative delivery services of new vehicles quickly made it a popular choice among car shoppers. Carvana also has in-house bad credit car loan options. It has no minimum credit score requirement, but all applicants must make at least $4,000 per year and have no pending bankruptcies. You can prequalify for an auto loan from Carvana on its website and begin shopping the dealer’s online inventory immediately. Once you find a vehicle you like, you can complete your purchase paperwork online. Carvana will then deliver your vehicle to you for a fee, or you can pick it up at a nearby location. You then have seven days (or 250 miles) to get to know the car. If you are not satisfied, you can return it with no obligation. You can also apply for financing through an outside financial institution to purchase a vehicle through Carvana. According to the company, it currently does not work with the following lenders: Road Loans (Citibank and Santander) A+ Federal Credit Union Metabank Carfinance.com/Car Finance Capital Ally Bank Wells Fargo Chrysler Capital Ford Motor Credit Honda Financial Exeter Finance Corp