If you want to have a better chance of getting a loan from traditional lending, you can do a few things. First, you can learn how credit scores affect small-business loans and then work to improve your personal credit score. You can also work on building business credit, perhaps by getting and responsibly using a business credit card. Working with vendors and suppliers with payment terms can also help build your credit profile. Increasing your revenue will also increase your chances of funding, so focus on keeping your business healthy. (It might help to review some small-business bookkeeping basics.)