When looking to obtain a secured personal loan, it is important to note that some lenders require approval and may have the loan added to your credit file. At Green Moola, you can get secured loans even when you have bad credit. A loan from Green Moola won’t impact your credit score or impact your ability to obtain a loan from traditional financial institutions. We are proud to offer loan options for individuals who are at least 18 years of age and are in possession of a valid government-issued photo ID.