With Auto Credit, you have a securitised right of return, which is issued to you by your CUPRA partner. You may also return the vehicle to your partner at the end of the contract period. Upon choosing this option, the process is very similar to that of leasing. In this case, your CUPRA partner bears the risk of used vehicles, but the residual value does not matter to you as a customer. If you choose to continue financing the car, you may conclude a new contract to finance the final instalment (creditworthiness required). At the end of the contract period, the vehicle becomes yours. If you pay the final instalment in full, you are also the owner.