Yes, you can apply for a student loan without going to college. However, you will need to meet certain eligibility requirements, such as: Be enrolled in a qualified educational program. This could include a trade school, technical school, or other type of post-secondary education program. Have a good credit score. If you don't have a good credit score, you may need to get a cosigner on your loan. Be able to repay the loan. You will need to show that you can repay the loan, including making monthly payments. If you meet the eligibility requirements, you can apply for a student loan through the Federal Student Loan Program or a private lender.