Pay-per kilometer car insurance is a new type of insurance that is starting to be commercialized in many countries. In this type of coverage, the premium is fixed according to the number of kilometers you drive. Instead of fixing an annual premium, it varies with the distance travelled. Generally, it is used besides other risk factors traditionally used in pricing. As a result, through this vehicle policy, people who drive more will pay more as they are more exposed to the risk of an accident.