Deductibles — healthcare costs you pay before your health insurance plan starts to pay — have become commonplace. That means the chances are good that you’ll have to pay for services you use before insurance starts picking up its share. If you’re likely to use a lot of services, such as procedures to remove endometrial tissue (which people sometimes need more than once), you’ll be stuck paying out of pocket until you meet your deductible. Make sure you have the funds to cover the amount of your deductible. You may have to pay more in monthly premiums to get a lower deductible, but depending on how many services you use, it may be worth it.