Assuming there is clear evidence of fault and the at-fault party is adequately insured, determining the amount of your recovery will come down to calculating your current and future losses. In a typical case involving a severe traumatic injury, these losses will include: Past and future medical expenses Prescription costs and other out-of-pocket expenses, Lost wages, Lost future earning capacity, Scarring and disfigurement, Pain and suffering, Emotional trauma, Loss of consortium, companionship, society, and enjoyment of life