The state’s fault rule for car accidents means that a driver who causes an accident absorbs liability for all resulting damages. Their auto insurance may pay for the damages they caused, and they could face a personal injury suit if their insurance cannot completely cover the victim’s damages. It is also possible for drivers to share fault under the pure comparative fault rule. Each party is assigned a fault percentage to indicate their level of liability, and if a plaintiff in a car accident case shares fault, their fault percentage is deducted from their case award.