There are several ways to build credit without a credit card. You can take out a small loan, such as a personal loan or a car loan, and make on-time payments. You can also become an authorized user on someone else's credit card, as long as they use it responsibly. Another option is to use a secured credit card, which requires a cash deposit and can help you establish credit if used responsibly. Finally, you can ask utility companies to report your payment history to credit bureaus, which can help build your credit over time.