Yes, you can look at your credit file. You can view your credit score, as well as other pertinent information from the three credit reporting bodies in Australia. These are Equifax, CheckYourCredit (illion), and Experian. These credit reporting bodies are required by the law to provide any consumer with access to their credit report for free. If you have not requested for your credit file for the last 12 months, you can receive it without any charge.
All consumers can access their file if their credit application within the past 90 days has been refused or rejected. If you need to correct specific personal data relating to your credit history, you can request a free copy as well.
Every lender that you send your loan application to or even sent an enquiry will do a soft or hard credit pull to check if you are eligible for a particular financial product. By viewing your credit report, you can decide whether or not you have received a good deal from a lender based on your credit history.