Yes, when you move into rented accommodation, you are legally obliged to take out home insurance which includes at least Tenant’s Liability. Article 7 of the law of 6 July 1989 specifies that the tenant must insure himself against the risks for which he is responsible in his capacity as a tenant and must justify this when the keys are handed over and then each year at the request of the landlord. Proof of this insurance is provided to the landlord by a certificate from the insurer or its representative. Therefore, if you do not have proof of student home insurance, your landlord can refuse to rent you the accommodation. He can also give you formal notice to take out insurance by sending you a registered letter with acknowledgement of receipt. If you do not reply within one month of receiving this letter, the landlord may terminate the lease contract or take out insurance, which may be passed on to you in the form of rent. You must provide your landlord with an insurance certificate each year and at each lease renewal. Etudassur will send this automatically by email when you subscribe or renew your contract.  You should insure against rental risks to protect yourself against damage caused by fire, explosion or water damage. Of course, in addition to these rental risks, you should also choose a student home insurance policy that includes cover against other common risks, such as theft, glass breakage, furniture insurance, recourse from neighbours and legal protection. If not automatically included in the home insurance policy, civil liability insurance is also strongly recommended. You are free to choose the insurance company of your choice.