The side costs or processing fees of a property purchase are standardized in Germany and consist of the purchasing tax (Grunderwerbssteuer), the notary and register fees (Grundbuch- und Notargebühren) and in some cases the realtor fee (Maklercourtage). All of these fees will always be calculated a percentage amount of the property purchasing price, but some of the fees will vary depending on the area (Bundesland) the property is located in. Berlin as a purchasing tax of 6,0% while Munich has one of 3,5%. The notary and realtor fees are usually the same in all of Germany. When obtaining a mortgage to buy a property, these processing fees in most cases are expected to be paid from savings/equity.