This is a good thing because it indicates that your insurer doesn’t downplay mental health problems, compared to physical health conditions. It is very likely that they treat mental health seriously and feel it can have an impact on your physical health as well.In order to understand your overall health profile properly, they may ask for extra information about your mental health as well.A clear understanding of your overall health can help your insurer understand whether they can offer you a term insurance policy or not and what your term insurance premium should be.The more thorough your insurer is when assessing your health, the better it is for you and your nominee. You can get the best term plan for your needs and you can ensure a relatively more hassle-free claim experience for your nominee.