While your item is in pawn, you still own it. It is our responsibility to keep it safe and in good condition while it’s in our care. When you give us an item for pawn, we keep all accessories (remote controls, cables, etc.) with your item and place it in our secure pawn item room. Your item is safely stored here until you come back to pay your pawn loan in full and claim your merchandise. All 1st United Pawn & Loan locations are fully insured for the loan value of the items we keep.