If you have an insurance claim on your roof, the insurance company is going to write the estimate for us.  The insurance company will send out an adjuster who will decide the full scope of the work to be completed and issue an itemized Scope of Loss with market rates for the work to be performed.  We don’t provide an estimate because we don’t know the scope of the work  to be completed until the insurance company provides the itemized loss sheet. Under our contract, we do the work for the amount the insurance company pays and your only out of pocket cost will be your deductible.