If you find yourself needing funds after purchasing a house with cash, you have several options:Home equity loan: You can borrow against the equity you have in your home.Lifetime mortgage: If you are over a certain age, you might qualify for a reverse mortgage that provides income based on your home's equity.Selling the property: Although real estate is less liquid, selling the property is an option to access larger sums of money.Renting out part or all of the property: This can generate ongoing income if you do not need a large sum immediately.