The Volvo XC40 Momentum is the entry-level version of this Volvo SUV. But entry-level doesn't mean settling. It has 18“ silver alloy wheels, beautifully-integrated roof rails, a 9“ touchscreen display, and an extremely long list of driver safety features. You can also add the Convenience, Premium, or Multimedia packages to this trim. The Volvo XC40 Inscription is the most luxurious option. Mechanically, it is the same as the Momentum. The Inscription itself is actually more similar to the Momentum than the R-Design. The Volvo XC40 interior on the Inscription gets full-blown leather seating, a solid crystal gear shift, and a driftwood inlay. The devil is in the interior details with this trim. All in all, they are very similar. You are driving away in an excellent car with either option. It just depends on whether you want to focus on design details or mechanical details. Our sales associates will also be able to walk you through all of the intricate differences. But, the choice is ultimately up to you!