A work-related injury can significantly affect your ability to perform your regular work duties and earn a living. TPD benefits provide financial assistance while you recover and gradually return to work.
To qualify for these benefits, you’ll need to meet three basic criteria:
Work-related injury or illness: You must have suffered the injury or illness while performing your job or as a direct result of your employment. You need documentation of the incident and a clear description of the circumstances surrounding the injury.
Diagnosis by a medical professional: You must have a diagnosis from a licensed medical professional confirming your injury or illness prevented you from performing your regular job duties fully. An accurate diagnosis and record of your treatment can establish your eligibility and ensure you receive the appropriate level of TPD benefits.
Temporary loss of earning capacity: Your injury or illness must have resulted in a temporary decrease in your ability to earn your usual income. A comparison of your pre-injury and post-injury earning potential typically establishes this.
Your personal injury lawyer can collect evidence and document the results of your workplace injury to demonstrate how you met these eligibility criteria.