In order to stop frivolous lawsuits, Florida adopted a no-fault policy that requires car accident victims to get a payout from their own insurer, no matter who was at fault.
However, you may be able to sue for injuries related to the accident. Florida’s statute recognizes four types of injuries that qualify:
Significant and permanent loss of an important bodily function.
Permanent injury within a reasonable degree of medical probability, other than scarring or disfigurement.
Significant and permanent scarring or disfigurement.
Death.
In these circumstances, you can sue the driver at fault for the accident and obtain compensation.