Contrary to popular belief, accidents at work can not only happen directly at the employee's workplace. You are also covered by statutory accident insurance if you have an accident while carrying out voluntary work, caring for a relative in their home or providing assistance after a traffic accident.
Accidents on the way to or from work, as well as for the purpose of carrying out your work, are also covered by the insurance. Not only the direct route is insured, but also certain detours can be covered by accident insurance. For example, a parent who drops their children off at nursery on the way to work is also insured.