Age impacts motorcycle insurance rating factors and minimum age limits are necessary for insuring ATVUTV’s. Some insurance companies may even decide that people of certain ages—such as over 70 years old or younger than 25 years old—are considered high-risk, so the insurance policies will cost more than if the policyholder was not of those ages. The General knows that everyone still needs coverage, no matter how old they are! Get a quote from The General to find out what your motorcycle insurance will cost.