A significant benefit of having a clean driving record is paying less for your auto insurance. Benefits to a driver with a clean driving record include:
• Lower insurance rates
• Drivers with clean driving records have more insurance options when it comes to looking for coverage from Canadian auto insurance providers
• Many car insurance discounts are offered
• Having a spotless driving record allows you to access more insurance discounts than other insured drivers. For example, you will be eligible for the conviction-free discount of 10 % or more on your auto insurance premium. A claims-free discount of 15 % or more off of your auto insurance rate is also offered. An insurance broker can provide more details on additional discounts that may be available to you on your auto insurance and other types of insurance.
• When you have a clean driving record, your auto insurance premium usually does not fluctuate very much over time. If they do increase, it is generally due to a rate increase the company is implementing
• No expenses from claims or accidents
• No tickets, convictions, license suspensions, or other problems to be concerned about
• No stress related to driving convictions, accidents, and insurance claims