Yes. We will ask you as a homebuyer applicant to submit financial documentation to us. We will verify employment, check credit, and make an assessment as to whether Habitat is an appropriate program for you. You are not required to have perfect credit, but WHFH must ensure that payments are being made. WHFH does not check your credit score – we use the details of the report to determine your outstanding debts (not including medical debts) and the payments you are making.