A personal injury lawyer will build a powerful case against the insurance company and their policyholder to make it as difficult as possible for them to deny you compensation. If they refuse to make you a settlement offer or offer too little to cover all of your medical expenses and other hardships, taking your case to the next step may be necessary. The next step would be filing a civil lawsuit and taking the insurance company before a judge and jury. Insurance companies try to avoid going to court at all costs. They must spend a lot of money to defend themselves, they can lose big, and they can also look bad when it’s on display how they’ve treated a traumatic injury victim. Your attorney will already have been preparing strong evidence and testimony to present your case before a jury. It’s also important to know that an insurance company can still extend you a new settlement offer at any time, even after the trial has started.