Luggage means your own or your employer's items that you bring with you on your travel. Money or securities are not covered unless you get robbed or due to burglary. Your luggage is covered up to a certain sum which you can check from your employer. You must carry all valuables in your hand luggage. Property must be attended to avoid theft or kept in a locked and secure place. Do not leave your items in e.g. a locked vehicle, caravan, or boat without surveillance.