Given the high exposure to potential cyber claims within youth organizations, comprehensive cyber insurance is necessary. If a cyber-criminal gains access to an organization’s computer network, first party coverage is needed to pay the costs associated with cyber extortion claims as well as the expenses associated with a forensic investigation to determine how the breach occurred. Youth sport organizations can also store a plethora of sensitive information about its members. If this information is accessed by an unauthorized party during a cyber breach this could have serious financial ramifications for the organization. Cyber insurance is critical for the organizations’ defence should a lawsuit brought against them by a third party