Yes, you can use a Best Buy Credit Card anywhere, and the same goes for the Best Buy Gold Visa Credit Card, but the Best Buy Store Card can only be used at Best Buy. The only difference between the two cards is that the former comes with a $0 annual fee, while the latter charges $59 per year. Both cards offer the same rewards, which include 2.5 points / $1 (5% back) at Best Buy along with 10% back in rewards (5 points per $1 spent) on your first day of purchases made within the first 14 days.