If you experience damage or loss to your home or personal belongings, ensure you file a claim with your insurance provider as soon as possible. The process may depend on the insurer, but typically, you will need to follow these steps:
Contact your insurance provider to report the claim.
Follow the steps they provide for the claims process. This may include filling out forms, providing information about the damage or loss, recording the date and time, documenting what happened, and sending photos to support the claim.
Your insurance provider may send an adjuster to investigate the claim if necessary.
Provide additional documentation, like receipts or estimates for repair.
Receive your payment. Once your claim is approved, you will receive the money to cover the cost of repairs or replacement minus your deductible.