Employees can be covered by workers' compensation insurance when they travel to other states, albeit with considerations based on policy provisions, reciprocity agreements between states, and state laws. Many insurance carriers provide an option called "other states coverage" within their workers' compensation policies. This provision, where permitted by the law, ensures that employees receive workers' comp benefits when they temporarily work in a different state. However, it's important to review the specific details of the policy and consult with insurance professionals to ensure compliance with the laws of both the home state and the state where the employee is temporarily working.