Non Standard Home Insurance is for people whose home is considered at a higher risk of an insurance claim than the average home. Unlike most Home Insurance policies which focus on the physical building, Non Standard Home Insurance also takes the surrounding area into account. You may wish to consider a Non Standard Home Insurance if your property:
is situated within 400 metres of a river or other waterway, or in an area with a history of flooding
will be unoccupied for at least 30 days consecutively, needing unoccupied house insurance
if there are any trees standing taller than 10 metres within a 5 metre radius