Start by considering your needs and understanding the personal factors that influence your loan options – know your credit score, the general amount you want to spend each month, and whether you are buying a new or used car. Start by searching for the options that different financial institutions offer. Then, use a calculator to determine how much you will be paying each month and in total. Check out our auto loan calculators. There you’ll be able to determine how much you will be paying each month and in total, as well as compare two different loans.