Ans:
A lender's information about your credit behaviour is sent to CIBIL, and CIBIL's DPD value is updated every time. Additionally, it provides a foundation for the credit bureau's analysis of your credit report.The DPD in the banking code may not change each month, even if your bank or financial institution reports your credit activity to the credit bureau regularly. EMIs and debt payments must be paid within three months of due dates. Your credit and creditworthiness might deteriorate as a consequence of this.