Look into personal loans from banks or credit unions. While traditional mortgages don’t work for tiny homes, some lenders offer specialty loans tailored to tiny houses.
Consider an all-cash purchase if you have savings available. This avoids finance charges and monthly payments.
Explore private financing through the tiny home seller. They may offer their own loan or lease-to-own arrangements.
Launch a crowdfunding campaign. Services like GoFundMe allow you to raise money from friends, family, and supporters.
Work within your budget and get creative to lower costs. Sweat equity by providing your own labor cuts down on builder fees. Salvaged or recycled materials keep material costs low. Owner-building enables you to DIY portions of the work.
The tiny house movement embraces resourcefulness, so don’t be afraid to think outside the box. With careful planning and budgeting, you can find a financing solution that works for your tiny home.