Below are the major exclusions which are not covered under this policy and thus are ineligible for a claim:   1.    Dishonest or Improper Conduct 2.    Bodily Injury 3.    Property Damage 4.    Any activities carried out for business or professional purposes 5.    Intellectual Property and Trade Secrets 6.    Prior Acts 7.    Any loss or damage caused by the order of any government authority. 8.    War 9.    Terrorism, including cyber terrorism. 10.  Government Authority 11.  Non-Fiat Currency 12.  Outage/ Disturbance Loss 13.  Illegal Use of Data 14.  Unauthorised Collection of Data 15.  Prior Notification 16.  Insolvency 17.  Immoral/Obscene Services Kindly refer to Policy wording document for a detailed list of exclusions.