In general, it takes only 30 minutes for the beneficiary activation. You will receive a confirmation message in the form of an SMS from the SBI officials on your registered mobile number. However, there is a difference in the time at which you have added a beneficiary. Check it out! A. Beneficiary approval between 6 AM and 9 PM - Beneficiary activated within 4 hours on the same day. B. Beneficiary approval after 9 PM - Beneficiary activated after 8 AM on a subsequent day. C. Beneficiary approval using ATM [IRATA] - Instant beneficiary activation.