If you reach the 32-week mark halfway through your holiday, don't expect your travel insurance to continue providing pregnancy cover all the way through until you return to Australia. In fact, many will refuse to provide any pregnancy cover for your trip unless you're due to return to Australia before the gestation limit has been reached.
Once you've reached the insurer's maximum coverable gestation, you will most likely be unable to claim for anything related to your pregnancy or its complications.
We recommend making sure your trip ends before you hit the 32-week mark to ensure your whole holiday is covered.