An insurance dispute arises any time an insurance company and an individual policy holder don’t agree on the terms of an insurance settlement. Insurance disputes can take place between the insurance company and its own policy holder, or between an individual and the insurance company of another party in any type of incident requiring insurance.
Take this textbook scenario for example:
You’re in a serious wreck with someone; it’s not your fault, your car is totaled and you need expensive surgery. The other party’s insurance company says you’re somehow partly at fault, and they’ll only agree to pay you a portion of the costs for the totaled car and medical expenses.
At this point, you can dispute the settlement offer and enter into a protracted battle against the insurance giant’s army of assessors, claims adjusters and lawyers. You do not want to do this alone.