Some credit card providers may accept borrowers with a business credit of 600. But note that a credit score below 680 may affect your chances of securing flexible financing terms. You can expect the issuers to grant you a lower credit limit and high APRs with a lower credit score. Furthermore, if you’re applying for business credit cards without personal guarantees, having a credit score of 600 might affect your chance of eligibility. Since credit scores serve as a testament to your repayment behaviors, lower ratings could raise a red flag to issuers. They’re more likely to push for a personal guarantee to mitigate the risk.