It guarantees Life Insurance for everyone regardless of health.Anyone over 50 can get this type of cover regardless of their health.There are no medical questions; you just need to sign an application form to get immediate cover.As there are no medical questions, the price of this cover is higher than Term or Whole of Life.NB: If you die (other than by accidental death) within the first two years, you’ll only get back what you paid in. After two years it becomes a traditional Whole of Life policy.The insurers don’t allow us to quote online for No Medical Life Cover, so use the “get in touch” form at the bottom of this page or call me on and I can get cracking.That’s an overview of the main types of Life Insurance, though there are a couple more insurances that you’ll likely come across – and that are equally useful when it comes to protecting your life.