The Pre-Paid card has the “buy now, pay now” concept, that is, you recharge and then use the value. The main difference between the Pre-Paid Debit and Pre-Paid Credit cards is the information on the function at the terminals (machine) when paying for a purchase, that is, at the time of payment, the card holder must inform that the card is debit or credit depending on the function the card has. Note: the Prepaid credit card does not pay in installments for purchases and does not have an invoice, only the function of use changes compared to the prepaid debit card.