Your money never travels by email or text message. Email and text messages are only used to notify and provide instructions to the recipient on how to deposit the money or if the transfer expires. The money always resides safely at a financial institution, and is transferred through the secure payment network used by banks.
Other security measures include:
Encryption technology
For the sender - Confidential user ID and password are required to log into your bank account online
For the recipient – You are required to provide a correct answer to the security question that the sender has chosen. The sender should inform you of the correct answer directly to ensure you are the recipient of the money.