Foreigners may be able to get a mortgage loan in the US, but there are many considerations. You might need an additional document from your home country, or you could have difficulty qualifying for one of these loans if you're not working on American soil. The documents required will vary by lender and each bank's policies - so this is something to make sure to ask about before you apply. You may also have issues with securing an insured non-residential grant deed for the transfer. Some lenders are more accommodating than others, and they may be able to work with your unique situation. However, it'll simply depend on the institution's guidelines in many cases, so there is no guarantee that you will get a mortgage loan from them just because of your nationality. Foreigners can't borrow from a Social Security Administration-backed mortgage, either.