Some online lenders are still offering coronavirus hardship loans. These loans are for individuals who need help paying medical or other bills but can't prove significant income loss due to the pandemic. If you're having trouble making ends meet but are unsure if you qualify for a hardship loan, you could qualify for a low-interest personal loan with an online lender. You will need to contact your preferred online lender for more details. Suppose you've been affected financially by the COVID-19 pandemic, and you own a single-family home with a federally backed or FHA-insured mortgage. In that case, you can request mortgage forbearance or a pause in making mortgage payments. You now have until the end of the COVID-19 National Emergency to request forbearance for loans backed by HUD/FHA, USDA, and VA. There is currently no deadline for loans backed by Fannie Mae and Freddie Mac.