As a homeowner, you should first understand that hurricane insurance may not refer to a single policy purchasable from all insurers. Rather, this term may refer to a collection of coverages that, when combined, are capable of providing financial security when severe storms are on the horizon.
You should also be aware that hurricane-related damages are likely not covered if you have a standard homeowners insurance policy. As such, you should strongly consider purchasing additional policies or augmenting your existing coverage to ensure you are not left without the means to recover financially in the wake of severe weather.