Canadians receive privacy protection under the Personal Information Protection and Electronic Documents Act (“PIPEDA”). This federal legislation governs the collection, use and disclosure of personal information that the private sector generates during commercial activities. The Office of the Privacy Commissioner of Canada oversees compliance and complaints in this matter. In recent times, they have markedly improved individual rights to privacy by successfully restricting institutional access to data. Your right to privacy during insurance company surveillance depends on reasonable expectations for privacy under differing circumstances. For example, you can expect full privacy when using washroom facilities in a restaurant. However, this same right is reduced when you engage in a public act, like taking a walk in the park. Reasonably, you can expect very little privacy in this situation. Such matters became of material importance in a case where a private investigator (PI) taped a plaintiff, who was an LTD claimant, while she was inside her home. She assumed she had the right to privacy. He had conducted the surveillance from outside when her lights were on and the curtains, undrawn. The judge ruled that the claimant could not assert reasonable expectations of privacy under those circumstances.