The fee we apply to your order for using Afterpay reflects the amount that Afterpay charges us for your use of the Afterpay payment platform. We are an Australian company who manufactures all our products here and we do not have the profit margins to absorb the 7% fee that they charge. To stay in business, we have to pass this fee back onto the client. If you’d like to avoid this fee but still pay your item off over time, PayPal “Pay in 4” has fees similar to credit cards and we absorb this fee into our running costs.