There is a multitude of reasons why one should choose a specialized advisor. Everyone has unique goals and situations in their financial plan. Small firms that specialize in the goals and situations you have are in a better position to help than their big firm counterparts. On top of that, specialized advisors tend to have more niche knowledge due to working with individuals and families over the years that have the same issues that need to be solved. Adding to that, a specialized advisor can offer a much more personal touch to the investing process. Here at Baobab, we have four main specialties…   1. Tax-efficient Retirement Income Planning – If you are aged 50 – 70 and need to figure out exactly how to turn your hard-earned nest egg into a tax-efficient stream of income that you can’t outlive, Baobab Wealth is the right place for you. We wrote the book on tax-efficient retirement income planning actually! Check it out at Divorce-the-IRS.com.   2. US Expats – If you are an American citizen living overseas, you have a whole host of financial planning issues that citizens Stateside don’t have to deal with. We have spent more than half our lives living overseas and are uniquely qualified to help this group of globally-minded adventure seekers! Find our guide for US Expats HERE. Watch our short (2 min) video HERE.   3. Cross-Border Families – Americans that fall in love with someone that holds a different nationality also face many unique challenges in today’s financial landscape. From tax to estate planning issues, we can help. Jimmy (American) is married to a German citizen and their son holds dual citizenship so they definitely understand. Watch a short (2 min) video on what cross-border planning is HERE.   4. Foreign Nationals in the USA – Many come to the United States to work and live. Doing so exposes them to a completely new financial system with opportunities and pitfalls. Not many financial planners understand how to really help foreign nationals working in the United States and can create a plan that spans the globe and helps them with issues like getting their money home eventually without tax penalties. We have a great guide for foreign nationals living in the USA that you can find HERE.   Since we have fewer clients and specialize in a few unique areas, we have the time to get really acquainted with our clients and create better financial plans than any big firm could. Instead of a cookie-cutter plan with a quarterly update, we carefully guide you through every step of your plan and regularly update you on your plan’s performance. With us, it’s the personal touch along with the specialized advice that sets us apart.