Institutional checks do not need to be endorsed and should be payable to Fidelity Management Trust Company (FMTC)/FBO [account holder's name].
Other checks deposited through the service should be endorsed "For Deposit Only to my Fidelity Account." Additionally, checks made payable to Fidelity account owner(s) should be endorsed with the payee signature(s). We can also accept checks endorsed and payable to National Financial Services (NFS)/ FBO [account holder's name].