Our Texas Debt Specialists assist Texans with multiple programs offered by our company and our highly rated partners.  Our affiliate Credit Counseling program can lower interest rates on most credit card debt without a new loan.  Debt Relief using Debt Settlement negotiates significant reductions in the amount you pay back your creditors.  We also offer an affiliate platform to shop dozens of lenders who offer Debt Consolidation Loans to Texas residents who qualify.  Any of these options will allow you to “consolidate” debt with one monthly program amount.