Closing on a home involves signing a lot of documents. Here are some of the closing documents you’re likely to encounter at the closing table: Closing disclosure: This outlines all the terms and conditions of your loan. Lenders are legally required to provide this disclosure at least three business days prior to closing. Loan estimate: This covers the terms, payments, interest rate, and closing costs of your mortgage. Loan application: You’ll get a copy of your initial mortgage loan application to review and sign. Let your lender know if there have been any significant changes since you first filled it out. Deed of trust: This secures your mortgage with your home as collateral. If you don’t pay back your mortgage, the bank can foreclose on your home. Title documents: These documents ensure that the property is in good standing and ready for sale. Proof of homeowner’s insurance: Your insurance company should provide your lender with proof of your insurance.