No. Planning your funeral or cremation ahead of time protects your family from difficult decisions during an emotional time and gives them the opportunity to say goodbye with peace of mind. You can plan without prepaying. Families tell us that a funeral planning can be incredibly overwhelming when grieving, and having a plan to follow helps.
However, having a plan that's already paid for means no one needs to find the funds at the time of service. When you make your own arrangements, you can also save money, because you can specify which type of service you want and lock in today's prices on many items.
Get our guide to learn more about planning ahead.