The Zero Deductible Insurance is included in the price for all North America bookings via CU | Camper and reduces the deductible of the fully comprehensive insurance to $ 0,- for damages covered in the vehicle insurance of the rental company (VIP/CDR). For bookings for Australia and New Zealand you have the option to add the zero deductible insurance for a fee.
In case of an accident with damage to the vehicle, the insurance will pay the part that is not covered by the rental company. However, the renter must first pay in advance on site; the deductible is usually collected via the credit card As soon as the customer is back from his vacation, he can make his claim to the insurance company.
The zero deductible insurance is a property insurance. Thus, it applies to all drivers named in the rental contract (main driver+additional drivers). The registration of the drivers is done at the station during the pick-up.
Attention: If a damage occurs, which is covered by the zero deductible insurance, the deductible of the damage must first be paid locally to the rental company. You will then be reimbursed this amount by the insurance company in Germany.