This is über important, especially if you have any underlying health conditions:If your current employer is generous enough to offer death in service (work-life insurance) or income protection, make sure you can get similar cover before you jump ship.I have had many panicked discussions with clients who left their cushy job that had all of these benefits only to find out their new job had none.Look, it’s an easy mistake to make, you probably aren’t even aware of the cover you have at your current job, but if you’re thinking of leaving you better find out quick smart.Really, I can’t overemphasise how important this is.You’re moving to a new job, presumably for a higher salary and therefore your new employer will have high expectations.High expectations = high pressureHigh pressure without the expected results makes you work harder.Working harder can lead to burnout.Burnout can be followed by breakdown.And this is where your income protection saves you.After 4, 8,13 or 26 weeks off work due to any mental health issue, your policy will payout a replacement income of up to 75% if your income. It will continue to payout until you get back to your job.Without income protection, your income will fall to just €203 per week. And if you’re moving into a self-employed contractor role, you might not even be eligible for this €203 so your income could drop to zero.I told you it was important.So please, don’t leave your current job without investigating a personal income protection policy.You might find these articles useful:Income Protection for the Self Employed & FreelancersIncome Protection for Contractors