The services are opened in the name of the person who has been chosen to be responsible for the association’s banking. You can open an account and services by calling Nordea Customer Service at 0200 70 000. Please note: An association that is not in the Register of Associations cannot obtain any rights or make commitments. It is not a legal entity and therefore cannot act in its own name. Those who act or make decisions on behalf of an unregistered association are personally and jointly liable for any obligations arising from those actions. Other members of the association are not liable for such obligations. Furthermore, an unregistered association may not own property in its name.