You can only place orders online through Surfdome as long as you have a debit, credit card, PayPal or Klarna account. They can't make payments over the phone. Paying in 3 instalments Klarna's allows you to spread the cost over three months at no additional cost. There's no waiting, and no credit agreement - you pay one-third of your order, and it's shipped immediately, and your card will automatically pay the remaining two in monthly installments. Klarna also offers buyer protection to make your purchase completely stress-free.