The joining and renewal fee charged for different credit cards issued by YES Bank are as under: Name of Card Joining Fee Renewal Fee YES FIRST Preferred Credit Card  2,500 + GST  2,500 + GST YES PROSPERITY EDGE Credit Card 1,000 + GST The joining fee is waived upon spending of  15,000 within 90 days from the date of activation of the credit card. 1,000 + GST The renewal fee is waived upon spending of 75,000 done in previous year. YES Prosperity Rewards Plus Credit Card 350 + GST The joining fee is waived upon spending of  7,500 within 90 days from the date of activation of the credit card. 350 + GST The renewal fee is waived upon spending of 25,000 done in previous year. YES Prosperity Rewards Credit Card 250 + GST The joining fee is waived upon spending of  5,000 within 90 days from the date of activation of the credit card.   250 + GST The renewal fee is waived upon spending of 15,000 done in previous year. YES Premia Credit Card   1,500 + GST The joining fee is waived upon spending of  20,000 within 90 days from the date of activation of the credit card. 1,500 + GST The renewal fee is waived upon spending of 1,50,000 done in previous year. YES FIRST BUSINESS Credit Card 5,000 + GST   5,000 + GST YES Prosperity BUSINESS Credit Card 2,500 + GST 2,500 + GST YES FIRST Exclusive Credit Card 10,000 + GST 10,000 + GST YES Prosperity Cashback Credit Card 1,000 + GST 1,000 + GST YES Prosperity Cashback Plus Credit Card 1,500 + GST 1,500 + GST