Mortgage brokers offer a wide range of lenders, save you time, provide tailored advice, have negotiation power, deliver their services for free, and provide ongoing support. They can access a wide range of mortgage products and interest rates, handle everything for you, provide personalised service, negotiate power to secure competitive rates on your behalf, and offer continuing support throughout the life of your loan. On the other hand, going directly to a bank limits you to their products and rates and may not provide the same level of personalised service and ongoing support.