Even in a retirement home, you will have your own household effects, and maybe even valuables. We therefore recommend that you keep your household contents insurance and adapt the policy to the new situation. When you move into a retirement home, you will most likely reduce your household effects. You can therefore also reduce the sum insured of your household contents insurance accordingly. This way you will pay less in premiums.
We also recommend that you keep your personal liability insurance. Because things can go wrong, even in a retirement home. For example, you are liable if you damage something belonging to a fellow resident.
In principle, we recommend checking the scope of coverage of all your insurances. It may be that certain additional insurances are no longer necessary. For example, travel insurance or insurance for damage to motor vehicles used.