In Florida, you must wear a helmet if you’re under the age of 21. Even if you’re over 21, you must still wear a helmet if you don’t carry at least $10,000 in medical coverage in case of an accident. Florida’s motorcycle helmet law is Florida law 316.2114. Any motorcycle rider in Florida needs to know the helmet laws in the state. Florida has helmet laws that apply to all riders. In addition, whether or not you wear a helmet might impact your right to financial recovery if you’re hurt in a motorcycle accident.