All Missouri drivers are required by law to carry motor vehicle liability insurance. Driving without insurance is illegal, not only in Missouri, but throughout the United States. 'Liability' insurance covers the cost of a crash where you are the at-fault driver. You must keep vehicle insurance on hand at all times and show it when pulled over by law enforcement officers. You are also required to present your proof of insurance when registering your vehicle or renewing license plates.
Here are the minimum coverage amounts in Missouri
Bodily injury liability per person - $25,000
Bodily injury liability total - $50,000
Property damage liability - $10,000
Uninsured motorist coverage - $25,000 bodily injury per person
Uninsured motorist coverage - $50,000 bodily injury per accident