Auto repair insurance is a type of auto insurance policy that provides coverage to fix mechanical malfunctions after a vehicle’s original warranty expires. This coverage can save you from paying thousands of dollars for major mechanical failures.
With auto repair insurance, you will be able to contact your policy provider when your vehicle needs a major repair, and they will pre-authorize it. From there, you’ll be able to take your vehicle to any authorized repair shop, and the insurance company will cover the payment of any costs over your deductible value. An auto repair insurance deductible is usually around $100-$250, which makes it extremely useful to have for those major repairs that could break your bank account.