Uber and Lyft are the two most popular ridesharing services in America. Both have many similarities, including: 1. They are app-based companies that act as a third party between drivers and passengers 2. Uber drivers and Lyft drivers are classified as independent contractors 3. Passengers send ride requests through the app and wait for a driver to “accept” their request The difference between Uber and Lyft primarily rests in how they insure their drivers. Each company has a disclaimer that protects them from car accident liability. However, some states have denied the legitimacy of such a clause and have moved to hold the ridesharing service companies accountable for negligent car accidents.