Every city has its plusses and minuses, and Miami is no exception. If you're considering relocating to Miami, here's what you need to know: Pros: There's no state income tax; this can help residents save thousands of dollars each year. The city's cultural diversity means there are plenty of unique events, art centers, and authentic ethnic eateries. The nightlife scene is always active and offers live music and dance venues, plus clubs and bars throughout the area. The weather is warm year-round, and the beaches are beautiful, rivaling anything in the Caribbean. Its location makes a weekend getaway to the Florida Keys or the Bahamas easy. Cons: Traffic is often congested, so commute times can be long. Tropical storms and hurricanes are a concern six months out of the year. The area's heat and humidity can be a challenge to live with, and staying indoors is the best option during the worst of it. During the winter busy season, tourists crowd the shops, restaurants, and roads.