Original Medicare is the federal health insurance program for people who are 65 or older, certain younger people with disabilities, and people with End-Stage Renal Disease (ESRD).
There are two parts to Original Medicare: Part A (Hospital Insurance) and Part B (Medicare Insurance). You can get Part A and Part B through a public Medicare program.
Part A covers inpatient hospital care, skilled nursing facility care, hospice care, and some home health care.
Part B covers certain doctors’ services, outpatient care, home health services, durable medical equipment, and other medical services.
You usually pay a monthly premium for Part B. If you decide to enroll in Part B later on, you may pay a late enrollment penalty.