Look for any accounts you don't recognize when reviewing your credit report. Pay attention to account balances and credit limits and ensure they're accurate.nnCommon warning signs of identity theft include:nnBills that don't arrive or arrive late.nUnexpected credit card statements.nCredit denials when you didn't apply.nCalls, letters, or emails for purchases you didn't make.nIncorrect account information.nCharges on financial statements you don't recognize.nDisputing Identity TheftnnIf you think you were the victim of identity theft, the first step is to file a dispute with the Federal Trade Commission (FTC). You can file it at www.IdentityTheft.gov or by calling 1-877-438-4338.nnYou should also file a police report. Next, you may want to contact your creditor or creditors to alert them of the issue. Freeze any accounts you believe are fraudulent or compromised.nnFollow these steps after reporting the incident to the authorities:nnGet a copy of your credit report and look for any other unauthorized accounts or transactions.nDispute the fraudulent information with the credit bureaus online, over the phone, or by email.nConsider subscribing to an identity theft protection service or consumer credit monitoring.