In Westchester County and throughout the state of New York, every person involved in a car accident is entitled to no-fault benefits. Both innocent victims and those at-fault, can receive the same initial benefits through their own car insurance coverage. A no-fault claim can be filed through the “personal injury protection” (PIP) that is part of your policy. These benefits include some or all of your medical bills and lost income. To obtain additional compensation beyond no-fault benefits, your injury must first meet New York State’s “serious injury” threshold.