A credit score is three-digits that summarizes all of your activity relating to credit over the years you’ve had it. Credit scores in Canada have a range of 300-900 with the higher score being a benefit. You get a better chance of qualifying for mortgage loans with the best interest rates. When it comes to mortgages, you want to have a credit score of about 660 or more. This allows you to shop around and get the best options out there available. These credit scores define the risk factor to a lender so they will be looked at with certainty.