Every car accident victim should understand the 14-day rule in the state of Florida. Anyone who is hurt in a car accident in Florida has only 14 days to seek medical treatment for their injuries. Do not miss this deadline–it is imperative to be examined within that first 14 days. If you are injured in a car accident and you do not seek medical attention within 14 days, your PIP insurance may not cover your damages. You can be seen by your own physician, another medical provider, or make a visit to the emergency room. Some accident victims receive medical treatment at the accident scene – from an EMT or from a paramedic – that will satisfy the 14-day rule.