It is illegal for any company to make such a guarantee.  We will provide a realistic good-faith estimation using historical settlements from nearly two decades of experience and factoring in the specific creditors you owe.  We have found it common for many other companies to make unrealistic claims and “bait and switch” their clients.  These tactics are often uncovered by reading the Better Business Bureau complaints.  One of the largest out-of-state Debt Relief companies was sued by the federal government and several state governments for charging high fees and providing unrealistic outcomes.  Our goal is for our clients to graduate sooner than estimated as much as possible, although some clients will be enrolled longer than estimated due to a variety of factors.  Affordable Debt Consolidation will not give you an unrealistic expectation to convince you to enroll.  Speak to one of our Texas Debt Specialists if you want an honest evaluation.  We will always work hard on your behalf to save you the most money possible.