Yes, HDFC Bank Kisan credit cards offer loans at about 9.00 percent interest rate. The overall available credit limit is Rs. 3.00 lakh. Cheque book is also released with a credit cap of Rs. 25,000. In addition, if a farmer is suffering from crop failure, it can be extended for up to four years or more. Insurance coverage is often offered against loss of crops due to natural disasters or pest attacks.