It certainly does. Movement offers standard rate-and-term refinances to help homeowners lower their mortgage rate and save money. With government-backed loans, Movement can facilitate streamline refinancing. Streamline refinancing requires less paperwork, lower costs and fewer headaches than other refinances. However, you can't get cash out with these loan options. If you need a cash-out refinance, Movement will still be able to help. But the process (as with all lenders) will be more like a normal mortgage application.