The VA appraiser will examine the home for evidence of termites. Any active or previous infestation will require a separate termite inspection and damage must be repaired before your VA loan will be approved. For some states, an inspection is required even if there is no trace of termites. The cost of an inspection ranges from $50 to $150. The VA stipulates that you as the buyer are not allowed to pay for the inspection, with the exception of these nine states: Alabama, Arkansas, Arizona, California, Florida, Louisiana, Mississippi, Oklahoma, and Texas.