The short answer is yes, but not in all cases. How much your rates increase depends on your state laws and your insurance company.Â
A driver texting ticket can increase your rates by an average of 23 percent ($346 yearly), a rate analysis by CarInsurance.com shows.Â
For context, thatâs a bit more than a minor speeding ticket. Speeding tickets on average increase rates by 20 to 22 percent, depending on much you exceed the limit. Itâs much lower than a DUI, which spikes premiums by 79 percent, but much higher than the 9 percent average jump for driving without a license or insurance.
However, how much texting tickets will increase car insurance rates is very much a gray area depending on your state. Legislators and insurance companies are still grappling with this relatively new issue.