Alibaba Trade Assurance service has no membership fees. Certain trade assurance suppliers have increased rates for Trade Assurance acceptance. It may cost you a bit more than the regular rates but is worth each penny. The process is simple. Alibaba holds the amount until your order is delivered. This way, you can be assured of your investment, and if any dispute occurs, you can file it with Alibaba and claim a 100% refund on the amount you have paid.