Unfortunately for you West Virginia is one of the states in the union that has established less exemptions than most other states.  While it is true that public benefits and assistance such as the disability benefits that you receive are exempt, it does not appear that your other assets that you have listed are exempt from a judgement creditor.  You may instead want to consider speaking with someone regarding filing for bankruptcy, which may indeed provide more protection for you and your assets in West Virginia.  I know that it may be a severe choice for you but if you have no other options then at least you have this one.  Good luck.