Maintenance fees of condos in Hawaii typically cover the cost of maintaining and operating the common areas and shared facilities. Property maintenance includes landscaping, pool and spa, building exterior, and repair of common areas such as hallways, elevators, and parking garages. Utilities included are often water, sewer, garbage, and rarely electric. Insurance on the exterior of the building and common areas, but owners will need to purchase a homeowners policy with liability to cover from the walls into the unit. Contribution to the reserve fund to be used to pay for repairs and upgrades to the complex over time.