Green Dot offers four debit cards for all your needs. ​ Green Dot Visa Debit Card helps you budget and manage your money – anytime anywhere you need it. ​ Pay As You Go Visa Debit Card offers you simple spending freedom with no monthly maintenance fee – just pay per use. ​ Cash Back Visa Debit Card Earn 2% cash back on your online and mobile purchases plus earn 2.00% interest (APY) on savings. GO2bank Visa Debit Card with no monthly fees, overdraft protection and free ATM network. Plus, up to 7% cash back on eGift card purchases in the app and 4.50% APY on savings, paid quarterly on balances up to $5,000. Green Dot Visa Debit Card: After the first monthly fee, the $7.95 monthly fee is waived whenever you direct deposit $500 or more in the previous monthly period. Other card fees apply. First monthly fee occurs upon the first use or the day after card activation or 90 days after card purchase, whichever is earlier. Other card fees apply. Pay As You Go Visa Debit Card: $1.50 per transaction fee. Other fees may apply. ​ Cash Back Visa Debit Card: Cash back is earned on qualifying online and mobile purchases. Cash back cannot be used for purchases or cash withdrawals until redeemed. Claim the cash back every 12 months of use and your account being in good standing. Interest is paid annually on the average daily balance of savings of the prior 365 days, up to a maximum average daily balance of $10,000 and if the account is in good standing. Fees on your primary deposit account may reduce earnings on your savings account. 2.00% Annual Percentage Yield (APY) and 2.00% Interest Rate are accurate as of September 2023. APY and Interest Rate may change before or after you open an account. See Deposit Account Agreement at GreenDot.com for terms and conditions. GO2bank Visa Debit Card: After the first monthly fee, the $5.00 monthly fee is waived whenever you receive a payroll or government benefits direct deposit in the previous monthly statement period. First monthly fee occurs upon the first use or day after card activation or 90 days after card purchase, whichever is earlier. Overdraft Protection: Opt-in required. Account must be in good standing and chip-enabled debit card activated to opt-in. Initial and ongoing eligible direct deposits are required for overdraft coverage. Additional criteria may apply which can affect your eligibility and your overdraft coverage. Overdrafts are paid at our discretion. Overdraft fees may cause your account to be overdrawn by an amount that is greater than your overdraft coverage. A $15 fee may apply to each eligible purchase transaction that brings your account negative. Balance must be brought to at least $0 within 24 hours of authorization of the first transaction that overdraws your account to avoid a fee. See app for free ATM locations. $3 for out-of-network withdrawals plus any fee the ATM owner or bank may charge. ATM limits apply. Earn up to 7% cash back when you buy eGift cards in the app. Active GO2bank account required to receive an eGift Card. eGift Card merchants subject to change. Interest paid quarterly on the average daily balance of savings during the quarter up to a $5,000 balance and if the account is in good standing. Fees on your primary deposit account may reduce earnings on your savings account. 4.50% Annual Percentage Yield (APY) and the 4.41% Interest Rate are accurate as of September 2023. APY and Interest Rate may change before or after you open an account. See Deposit Account Agreement for terms and conditions.