Like all types of professionals, massage therapists have a certain amount of accountability with the services they offer and a responsibility to maintain a safe environment. Regardless of how skilled or experienced you are, accidents can happen as you provide your services, whether it’s a client sustaining injuries after falling from the massage table or experiencing excessive bruising after a massage. A professional and general liability insurance policy will protect you in cases such as these. If you also own your own business, you can add an extra layer of protection by listing your employer as an additional insured on your massage therapy insurance policy.