If your insurance claim has been denied, consider the following steps to challenge the decision:
Review the denial letter to better understand the specific reasons provided by the insurance company for denying your claim. Pay attention to the statute of limitations so that you do not wait too long to pursue a denied claim.
Gather documentation - Collect all relevant documents, such as police reports, medical records and witness statements that support your version of events. This is something an attorney can help you with.
Consult with an attorney: An experienced lawyer who has successfully appealed denied claims can offer you advice, help gather additional evidence you need, and represent you in negotiations with the insurance company or in court if needed.
File an appeal: Most insurance policies provide a process you can follow, with the assistance and guidance of your lawyer. This process may include filing additional evidence that the insurance company had not previously reviewed.