Forbearance usually lasts for 30 days but can be extended if a creditor thinks you need more time to deal with your debts. The 30-day period is meant to give you time to work out:
How you’ll deal with your debts
How much you’ll be offering to pay to your debts each month
Whether paying what you owe through a debt solution, such as a debt management plan, would be suited to your financial situation
Most creditors should also give you an extra 30 days if you let them know you need more time. Find out more about your rights when dealing with debt problems.