To successfully apply for your average credit card, you’ll most likely need a credit score of 660, which is considered “good.” However, lenders may occasionally offer credit cards to those with a credit score around 600. If you’re looking to acquire a top-tier card, you’ll need a credit score above 660 to qualify. These premier cards come with more generous credit limits, a comprehensive array of perks, and highly lucrative reward programs compared with your standard credit card.