It appears that Walmart no longer offers holiday layaway plans. Instead, you can sign up for a “buy now, pay later” monthly payment plan through Walmart’s partnership with Affirm and bring your holiday haul home the same day.   Once you’ve been approved, you can use Affirm to pay for qualifying Walmart purchases over time. However, you pay a small price for convenience and instant gratification — your monthly payments can accrue interest over time, along with potential late fees.