In order to avoid being billed the remaining charges, the lab accepts an upfront fee for their services (similar to an insurance policy). If you pay the upfront fee, they guarantee that you will not receive a bill. The amount of the upfront fee varies with each insurance company. Our staff will be happy to let you know the cost based on your insurance company. The usual cost that patients have to pay is between $200 – $300. The total cost of the FIA is over $1,000, so your insurance will cover the rest if you pay the upfront fee.