Filing a Chapter 13 bankruptcy requires a lot of paperwork and is a complicated process. Your first step should be seeking an attorney for help through the process.
Working with an attorney will help you determine if bankruptcy is the right choice. This process includes analyzing your current debt, valuing your current property and gauging if you have enough income to qualify for a Chapter 13 bankruptcy.
You will then be required to take a pre-filing credit counseling course. Once this is complete, your attorney can file the required paperwork and start the bankruptcy process.