First off, to get a personal loan you will need to have a good credit rating. Applying for a loan with a poor credit rating will most likely lead to denial. Or if you do find a willing lender with a poor credit score, the interest rate will likely be sky high. Not a good solution if you’re looking to erase debt. But if the loan is for an emergency situation, then you might not have many other options.
Now as to where to get a loan. You can easily find and apply for personal loans right on the internet. You can also still apply for personal loans at brick and mortar places too - like credit unions and banks.