Car insurance is generally tied to car owner whereby he/she will be the Policyholder.
This means that if the Policyholder authorized someone to drive their car and the authorised driver got into an accident, the car insurance will cover the damages for the car, provided they had opted for the Authorized Driver plan and the authorised driver is not a household member as under Budget Direct Insurance’s Car Policy, all household members of the Main Driver must be named in order to be covered under the policy. However, if you had opted for Named Driver plan, all drivers must be named under the policy in order for them to be covered.
Premium is computed based on the plan type selected and the profile of drivers listed.