Banks don't issue business credit cards to freelancers, startups and small businesses easily. Yes, you heard it right!
Even if they do, you will need to maintain FDs or minimum balances (which is not a meagre amount) to get a card issued. Hence, to pay for subscriptions, to handle international payments and to conduct business, startups and SMEs use personal credit cards of employers. Later it creates tons of problems while filing for taxes, managing compliances and even while tracking expenses.
With Open Cards, you don't have to worry about these problems anymore!