In addition to the rental risk guarantee, it is advisable to take out at least several guarantees. Firstly, civil liability for private life and recourse against neighbours or third parties.  In a CROUS home insurance policy, glass breakage and theft or vandalism cover is also highly recommended.  In the (often) optional guarantees, it is recommended to take out assistance cover and to insure certain valuable goods (such as computer equipment).  The price of student insurance depends on several criteria (size of the accommodation, age of the building, city and level of security). However, Etudassur does not take these criteria into account in order to ensure fairness of insurance for all.