Speaking of saying something inadvertently, you should try to avoid apologizing to
any party after being in a crash. As a kindhearted and courteous person, you probably
have the instinct to say you are sorry to others, even when you have done nothing
wrong and especially in serious situations like a car accident. However, saying “sorry”
is all it takes for an insurance company to twist your words into an admission of
guilt. It is yet another common strategy that insurance companies use to increase
the claimant’s liability, which would mean they have to pay less to them when the
claim is resolved.