Yes.  For married couples, where only one spouse is 62 years or older, there is a “non-borrowing spouse” option.  With this option, the age qualifying spouse obtains the reverse mortgage and is the sole borrower.  The under age spouse is considered the non-borrowing spouse, and is not a borrower on the loan.  However, should the borrower pass away, the normal requirement for the loan to be repaid is “deferred” as long as the non-borrowing spouse remains living in the home.  Additionally, during the deferral period, the non-borrowing spouse may not receive any funds from the reverse mortgage.  The non-borrowing spouse option has specific requirements and may not apply to all married couples.  Contact your Reverse Mortgage Specialist for more details about your specific situation.