An insurance company may reimburse you for mold and mildew remediation, depending on the extent of the damage and the type of policy you had at the time of the damage. When water damage was not caused by a tidal flood, most policies would cover the damage and any remediation required. Additional flood insurance may be required to pay for repairs and remediation following tidal flooding. A consultation with a Miami water damage attorney can help determine whether or not your policy should cover the damage. Call today.