Damage protection typically covers the cost of repairing or replacing your property if it's damaged by a guest at your home. By “property,” we mean both your home itself (say, a cracked window) and the items in it (like a chair with a broken seat).
Not all damage protection works the same way, but with Vacasa you can receive coverage for guest-caused damage to your home or personal property, as well as guest injuries or guest property damage caused by homeowner negligence. It's important to know that damage protection doesn't replace homeowners insurance—the two work together to cover different scenarios that may arise when you own and rent out a vacation home.