Recreational Vehicle insurance typically will include protection matching the driving and property risks associated with your vehicle. Some of the coverage you might need to carry includes the following types:
Liability insurance helps by insuring you against damage you cause others if you are at fault in a wreck.
Collision insurance helps by covering damage to your own vehicle after a wreck.
Comprehensive insurance helps by paying for vehicle damage from non-accident mishaps, such as weather damage.
Medical coverage helps by covering your medical bills and those of your passengers.
Uninsured/underinsured insurance helps by insuring you against damage caused by someone else who doesn’t have appropriate liability coverage.
Campsite and vacation coverage helps by covering liabilities associated with using the RV as a vacation property.
Full-time residence insurance is intended for those permanently living in their RVs.
Other coverage offers help for roadside assistance, rental car coverage and expenses protection (such as emergency hotel bills).
Keep in mind that policies vary depending on your needs. You’ll want your coverage to protect the vehicle appropriately during travel and stationary periods. Talk to one of our agents about how to tailor your protection to your advantage.