Implementation cost is definitely a major risk factor which the SMEs need to consider. With cloud-based automation software easily available in the market, automation has become more affordable and accessible to the SMEs. Now the SMEs can afford digital data for accounting, finance and best HRM along with POS where it is relevant. The advantages of digital data and analytics that were till recently available only to large businesses are now available to the SMEs also. Cloud technology and shared software concepts have made this possible.