Mutual funds offered by US mutual fund brokers offer a number of advantages including: Access to expertise: As mutual funds are managed, you don’t need to pick individual investments. Instead, you pay a fee for a professional to invest for you, using their skills and experience. Time: It is far quicker to invest in a mutual fund, than to research and buy individual securities. Diversification: mutual funds spread your risk across a range of holdings. Economies of scale: transaction costs are reduced because of the economies of scale involved in large-scale mutuals. Variety: There is a wide range of mutual funds on offer through US mutual fund brokers, covering all sectors of interest.