Taking steps to avoid environmental pollution is one of the key responsibilities that marinas and other businesses using waterways need to consider. There are laws and regulations that you need to follow, and there is also your business reputation to think about. Pollution and environmental insurance will help you in the case of an accident such as oil, fuel or any pollutant that you or your customers discharge from a vessel on land or water. It will ensure you will be able to cover any associated fines and penalties and quickly reduce the impact that it has on your business. A specific policy could help with this, or this type of coverage could be included in your insurance package. This coverage excludes underground or above tank discharges and must be reported within 72 hours of occurrence.