A personal injury claim can take weeks, months, or even years to resolve, but you are still incurring medical expenses while waiting to receive compensation from the party or parties at fault for your injuries. However, you may have other options for covering your medical bills while pursuing your personal injury claim. For example, if you were injured in a car accident you can seek compensation through the PIP coverage under your own auto insurance policy. Or you may be able to utilize your own health insurance to pay for medical treatments; however, your health insurer may be entitled to reimbursement for its coverage from any compensation you win in your personal injury claim.