Bullet Scheme Tenure of 12 Months (Can be renewed for further period of 24 Months with the same loan documents with request letter for renewal from the customer etc.). Interest Payment can be Quarterly /Half Yearly and Yearly.Vanilla Scheme Tenure of 36 months. No renewal required during the tenure with Monthly Interest. EMI Scheme Tenure of 12,24,36,48 Months. For OD facility, please contact Branch for more details.