Absolutely. If you believe your insurance settlement offer is too low, it's your right to dispute it. Begin by reviewing the details of your policy and the adjuster's report to understand the discrepancy. Then, collect evidence supporting your claim's value, such as repair estimates or medical bills. You can then write a letter to your insurance company detailing your dispute. Consulting an insurance lawyer can be extremely beneficial in such scenarios. They can help you negotiate with the insurance company and strive for a fair settlement.