Yes, you can transfer money from a J.P. Morgan IRA (or a Chase IRA) to a bank account. It’s your money, after all. An ACH transfer may take two to three days. A wire transfer is faster but costs $25 (here’s the fee schedule). Remember that withdrawing money from a traditional IRA, no matter which broker it’s at, has another possible cost: You could be subject to a 10% early withdrawal penalty if you’re younger than 59½ (there are some exceptions to this rule), plus your withdrawal will be subject to income taxes. If your IRA is a Roth rather than a traditional IRA, then withdrawing your own contributions will avoid taxes and that 10% early withdrawal penalty. But early withdrawal of your Roth IRA earnings, aka investment returns, will subject you to that early withdrawal penalty and income taxes.