Simply put, the party responsible for causing your accident is responsible for compensating you.
However, in many cases, the individual or entity does not pay you out of their own pocket. If, for example, you suffer a slip and fall accident in a grocery store due to the store owner’s negligence, the store’s liability insurance would pay for your injuries.
It’s a similar situation for car accidents. If another driver causes an accident, their car insurance would pay you. That’s what the driver pays insurance for—to protect them in case of an accident. In a case like this, a car accident lawyer in Harrisburg, Illinois, could assist you with pursuing compensation.
Every case is unique, though. For instance, some cases may require you to file a lawsuit against the responsible party if the coverage on their insurance is not enough to compensate you fully for your injuries.