This is a "theft" crime in Georgia.  It can occur in different ways: taking, obtaining or withholding a card from the rightful owner.  People can also be charged with the crime if they only have knowledge that these crimes are being committed.  Generally, such offenses can result in a sentence of 1 to 3 years and a fine up to $5,000. However, in some cases, the offense may be charged as theft by taking, which is illegally taking anothers property or denying them use of their property. This is generally a misdemeanor if the property is under $500.  Over $500 the penalty is much worse and can come with a 1 to 10 year sentence.  I would suggest seeking legal help in your area.  Good luck.