Short-term coverage is the closest thing you can get to real health insurance (Read more on this HERE) if you find yourself needing to purchase a policy outside of open enrollment without a qualifying event.These plans used to be limited to 3 months, but recent legislation allows them to stay in force for up to 3 years, though there is no contract and you can cancel it whenever you'd like. No subsidies are allowed on these plans, but the cost is typically far below the "retail price" of the plans on the marketplace. Applying is easy and coverage can go into effect right away. Call us today for more information on Short-term Health Insurance plans at 813-563-5577.