The IAM Pension Plan provides peace of mind by ensuring your financial security in retirement.   • Guaranteed retirement income.   • Easy-to-calculate pension benefits.   • Higher returns than RRSPs and other comparable retirement investments.   • Entirely financed by contributions from your employer and investment income.   The IAM Labour-Management Pension Plan is a multi-employer pension plan in which employers contribute on behalf of thousands of active members working in dozens of workplaces represented by IAM, proving workers with a secure source of retirement income with minimal risk for the employer.   Employers pay into the system on behalf of their employees based on an hourly rate negotiated in their collective agreement. The amounts paid vary according to the amounts paid in contributions.   The plan is registered with the government and subject to government rules.   The funds are held in trust and invested by professionals with a view to maximizing returns for retirees and their families.