A medical claim is a request for payment that your health care provider sends to Curative. Your provider should submit, and Curative should receive all claims for benefits within 180 days of the date on which you received the service unless the network contract dictates differently or the date a primary payer finalizes their claim submission. Out-of-network providers may not submit a claim and you will need to submit the claims directly with a detailed receipt. Please refer to the Benefit Booklet to learn more about the submission process or reach out to Member Services.