RuPay is offered by public, private and rural banks in India. However, the ten core promoter banks are State Bank of India, Punjab National Bank, Canara Bank, Bank of Baroda, Union Bank of India, Bank of India, ICICI Bank, HDFC Bank, Citibank N. A., and HSBC. Basically, whatever bank you visit, you will probably find it to be a RuPay bank.