Workers’ compensation could cover medical costs for doctor appointments and treatment, as well as lost wages as long as the employee misses seven or more day on the job. Furthermore, there are three specific categories of disability that workers’ comp may account for.
Each type of disability has separate rules for recovery, and designated disabilities may be reviewed and changed by the BWC. A workers’ compensation lawyer in Lima could offer further clarification about what particular types of benefits an individual worker may be eligible to receive. First, permanent partial disability is when the worker is still able to work, but the injury affects their ability to function. Workers may seek compensation based on a percentage of their wage for a certain number of weeks.
Second, temporary total disability is when an injury renders the employee unable to work for a finite amount of time. The final category is permanent total disability, which is when an injury disables an employee permanently from holding a paying job, such as amputation or loss of eyesight.