Retirement planning doesn't have to be complicated, with the right plan in place, and the right support, your dream retirement can feel like a breeze.  We've laid out some simple steps in retirement planning below, but if you get stuck, just reach out and one of our retirement planning specialists will be happy to help you: Decide what type of retirement you want to enjoy Set a retirement date Work out a retirement budget based on what feels like a good retirement income for you. Request a pension forecast - request your state pension forecast here https://www.gov.uk/check-state-pension  Get your pension estimates - track down old pensions with the Pension Tracing Service (0800 731 0193) Talk to a Financial Advisor to create a retirement plan, work out how you will pay down any debt and if it's worth consolidating any old pensions Put your retirement plan in action and look forward to enjoying your retirement. Don't forget to periodically review your plans every year to make sure you're on track, because circumstances can change and the earlier you respond the more time you have to course correct.