A motorcycle insurance policy can be tailored to meet your specific needs. Standard motorcycle insurance typically includes several types of coverage to protect you and your motorcycle. The following are common coverage options for motorcycle insurance policies:
Liability insurance—This coverage may help pay for bodily injuries and property damage caused by you in an accident.
Collision coverage—This coverage may help cover the costs of repairing or replacing your motorcycle if it sustains damage in an accident with another vehicle or object.
Comprehensive coverage—This coverage may help cover damage to your motorcycle sustained in non-collision incidents such as theft, fire or vandalism.
Medical payments coverage—This coverage may help cover medical treatment and hospitalization expenses for you and your passenger resulting from an accident, regardless of fault.
Uninsured/underinsured motorist coverage—This coverage may help cover damage to your motorcycle and your injuries if you are involved in an accident with a motorist who lacks sufficient liability insurance to pay for damages.