VantageScore is a scoring model developed by the three major credit bureaus (Equifax, Experian and TransUnion) as an alternative to FICO. VantageScore's aim is to provide more consistent scores among the three bureaus and more detailed information for "subprimes" - those consumers with less-than-perfect credit. Like FICO, VantageScore is designed to assess the likelihood that you'll consistently make your payments on time. Any deviation from that consistency will lower your score. Like FICO, Vantage credit scores range from 300-850.