Yes, having an EIN (Employer Identification Number) is typically required to apply for a business credit card.  Here’s why:
Identity verification: An EIN allows lenders to verify your business’s identity and distinguish it from personal finances. It helps establish the legal existence of your business.
Business credit reporting: With an EIN, your business can have its own credit file, separate from personal credit. This lets lenders assess your business’s creditworthiness accurately.
Tax reporting: An EIN is crucial for accurate tax reporting. It’s used to identify your business when filing tax returns, making it essential for proper financial management.
While specific requirements may vary depending on the card issuer, having an EIN is generally preferred and can boost your chances of approval.