Unfortunately, that does happen from time to time, and any workers' comp attorney who has practiced law for as long as we have has seen this type of situation. The state of Georgia has something called an “insolvency pool,” which provides a state-run backstop for insurance companies for exactly this type of situation. If your case goes to the insolvency pool, you'll definitely want an attorney to help you navigate the complexities and differences to navigate the insolvency pool rules and regulations. If you are representing yourself in a workers' comp case and your employer's insurance company goes bankrupt, we strongly recommend employing an attorney at this time. But the bottom line is that the state has reserves in place, so you will still continue to receive indemnity benefits and medical treatment for your workers' compensation case.