Lower your expectations: Lowering your expected rate of return is one way to reduce your overall rate of return.
Increase diversification: Adding more asset classes to your portfolio can reduce risk and lower your overall rate of return.
Use a cost-effective strategy: Minimizing fees and taxes can help you reduce the cost of investing and increase your overall rate of return.
Invest for the long-term: Investing for the long-term can help you reduce the risk of short-term volatility and help you achieve your desired rate of return.
Take advantage of tax-advantaged accounts: Taking advantage of tax-advantaged accounts like IRAs and 401(k)s can help you reduce your taxable income and increase your rate of return.