It depends on the situation. After a traffic crash involving a motor vehicle, those involved file a claim under their PIP policy to recover compensation for a portion of medical expenses and lost wages. Once a claimant exhausts their policy limit, they can step outside Florida’s no-fault system and file a claim against the at-fault party’s insurance policy. Scooters are motor vehicles, so you might think you can file a claim under your PIP policy. However, this is not always the case. Your PIP coverage will likely apply if you suffered scooter accident injuries while on a bicycle or in an automobile. Florida PIP coverage does not extend to motorcycles or similar vehicles, nor does it extend to pedestrians. If you were on a scooter or walking during a Tampa scooter accident, your PIP coverage probably will not apply.