Texas does not require employers to carry workers’ compensation insurance. If your employer does have workers’ comp, it may cover your medical bills and some portion of lost wages. You can collect workers’ comp benefits no matter who was at fault for the accident. If workers’ comp is not available, however, or if it is not enough to cover your bills, you may be able to file a claim against a third party that was negligent. Your attorney will be able to offer more specific information about your options.