Yes. You can buy a home without a realtor, but be prepared to do your homework.The first step is to get pre-approval for a mortgage from a bank or mortgage company.This will tell you the amount of money a bank will be willing to lend you. Next, research your state laws regarding a purchase of a home.Look at the neighborhood you want to buy in and check the sale prices of other comparable homes. Ask for a Seller's Disclosure once you find the house you want to buy. This will tell you of any defects, structural problems or maintenance problems with the house. Also, enroll in housing counseling classes offered by your state 's housing or finance agency.Not using a realtor will save you about 6% of the price of your home. On the other hand, a good realtor will help you negotiate a price, arrange for an inspection, explain the closing procedure and even advise you on the right mortgage.There are many more steps and hurdles to buying a home, so educate yourself before going it alone. Read more about homeownership in the Affordable Homeownership Guide.