Age: 18 to 35 years for all educated unemployed, 18 to 40 years for all educated unemployed in North-East states, Himachal Pradesh, Uttaranchal, and Jammu & Kashmir, and 18 to 45 years for scheduled castes, scheduled tribes, ex-servicemen, physically disabled and women. Educational Qualification: 8th pass. Preference is given to applicants who have been trained for any trade-in Government recognised/approved institutions for at least 6 months. Family Income: The income of the beneficiary along with their spouse/ parents should not exceed Rs. 40,000 per annum. Residence: The applicant should be a permanent resident of the area for at least 3 years. This criteria is relaxed for married men in Meghalaya and married women in the rest of the country). Default: The applicant should not be a defaulter of any bank/ financial institution/ co-operative bank. Existing Assistance: A person already assisted under other subsidy-linked Government scheme(s) is not eligible under this scheme.Activities Covered: All economically viable activities including agriculture & allied activities (except direct agricultural operations like raising crops, purchase of manure, etc.). The illustrative list of activities is available at DICs.