Paysend offers a Global account that gives you a multi-currency wallet that allows you to hold 7 currencies, and link them to your Paysend Mastercard to send and spend your money from the Paysend Global Account app (including global money transfers to 100+ countries). At the time of writing this guide, Paysend Global Account is available in these countries: Austria, Belgium, Bulgaria, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Ireland, Italy, Jersey, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden, and the United Kingdom. If you look at it from mobile apps' perspective, currently the Global Money transfer app is separate from the Global Account app for Paysend. But, the global account app also has the money transfer feature built-in. Eventually, the separate money transfer app will be retired (confirmed with the Paysend support team).