Buying a car from a dealer means it will have been put through stringent pre-sale checks to uphold their reputation.
But high showroom overheads mean there’s less room to negotiate discounts, especially as one of the main ways in which they make their profit is through arranging finance cars.
However, if you have a large deposit, especially in cash, you’re better placed, as you’ll be considered a much lower risk than someone shopping for pay monthly cars with a small or no deposit. So you may get the very best, lowest-rate finance car deals.