The average period of giving loans is 15 minutes and the average time of releasing collaterals is 1 hour, depending on how fast our partner receives your deposit and can then give it back (deposits are usually stored in cold wallets to ensure better safety). Kindly note that the current state of the network and the network fee size can affect the transaction speed. For your comfort, we're constantly checking the average fee amount and using it on the Loan calculator page.