Collision insurance generally covers damage to your vehicle after an accident. If you’re involved in a serious accident where your car is totaled, and you have collision coverage, you could be compensated for the current market value of your vehicle depending on your insurance provider and policy. Luckily, MAPFRE offers accident forgiveness for many drivers, which if purchased, may mean your auto insurance premium won’t increase following an at-fault accident. Remember, car insurance companies may define collision coverage and the resulting coverage differently. Check with your insurance agent or provider to learn exactly what’s covered by your car insurance policy.