No, money in the trust is not your money: it is the trust's money, even if it is to be used for you. Trusts are set up according to rules or instructions: the person creating the trust (your father) determines not only who the trust will pay, but when, how much, under what circumstances, etc. The trustee must follow the instructions laid out in creating the trust: he has no legal right or authority to do otherwise. If your father just wanted to give you the money, he would not have put it into a trust--he'd have simply willed it to you outright (and/or gifted it to you while he was still alive). Instead, he put into a trust: that means he did not want you gettng it immediately all at once. You will only get the money as and when the terms of the trust let you get it.