Despite its pros, the workers' comp system has several drawbacks for the individual worker. First of all, workers' compensation may not sufficiently cover the cost of lost wages. Your temporary disability compensation is meant to be two-thirds your usual earnings. If your workplace injury renders you unable to work for months, this amount may not be enough to make ends meet. Secondly, workers' compensation does not allow claimants to recover pain and suffering damages. Lastly, workers' compensation prevents injured employees from seeking punitive damages intended to punish the employer.