You can choose one of three main types of online banking. Mobile banking over USSD is the simplest one, allowing clients to use specific codes for balance inquiry or funds transfer. The list of services offered by this type is pretty short. SMS banking allows users to use SMS to receive their banking information, check balance, transfer funds, etc. The main advantage of this mobile banking service is that it does not require an Internet connection. Finally, mobile banking via mobile apps is the most reliable and advanced type of service. Apps offer a comprehensive list of banking services, from transaction history to investments, reducing the need to visit the bank to the minimum. Mobile banking apps make services simpler and more accessible while at the same time ensuring better security.