Given that Counselors of Color operates on the availability of donations and funds, we request insurance cards, to determine if our members have any out-of-network benefits. If so, your insurance may pay a determined amount, and we will cover the enrollee’s balance. Providing this information is highly suggested, this allow us to stretch our funds to other disadvantaged individuals.  However, if you so happen to see a provider that is in network with your insurance, we will require the provider to bill the insurance directly. It is important to note that Counselors of Color does not pay any deductibles.