Basically, you should consider the two major factors while purchasing a maternity insurance plan: What’s Covered: It’s crucial to know what’s included under the policy because it’ll make a difference later, such as how many deliveries are covered, whether both normal and caesarean deliveries are covered, if newborn baby coverage is included, vaccination coverage, and so on. Waiting Period: When selecting maternity insurance, it is critical to consider the waiting period, which can range from 9 to 72 months. If you expect to start a family soon, look for a policy with a shorter waiting period and get yourself insured as soon as you marry.