No. Our subscription does not restrict you to a certain brand of resort companies, there are no exchange fees, you are not limited to exchanging your vacation through timeshare exchange companies, you do not own a deed and therefore are not responsible for property taxes or maintenance or HOA fees. As a subscriber, you have unlimited access to reserving at pre-negotiated rates and discounts that are typically lower than maintenance fees and an average of 65% lower than reserving with public retail sites. Our rates are significantly lower than other travel clubs too.