The master policy usually begins with your unit’s inside bare walls and covers everything working out, including the walls, what’s inside the walls, the property roof, elevator and lobby. You’re normally responsible for everything inside of your condo, including interior structures and fixtures, such as your bathroom, kitchen, lighting and floors. Some condo associations have all-in master policies that cover the outside of your building and the structural fixtures inside it. Let a Mercury agent review your condo association master policy today to be sure!