Technically speaking the BANDI Pocketed Belt has 2 pockets, but we like to say it has 3 places to put things.  The main pocket is divided so you can keep your phone separate from your cards and cash.  A separate pocket to the side of the main pocket is great for non-flat items like keys, lip balm etc. The main pocket is divided by a stiff poly stabilizer that is sewn in. This provides structure, stability and protection for your valuables.