Your premiums are invested into your chosen Canada Life International Limited funds. Each fund is divided into equal parts called units and we use your premium to buy as many units in your chosen funds as possible. You can choose up to 10 different funds and switch between them as often as you like, for free. As with any investment, values can go up and down and different types of investment have different levels of risk. You may get back less than you invest and past performance is no guide to the future.