Any previous loans you borrowed from another lender will be serviced by the lender/servicer you selected when you signed your original MPN. As long as you are enrolled in school on at least a half-time basis, your prior year federal loans will continue to be deferred. Enrollment information is reported to lenders by the school on a regular basis.
After graduation you have a choice to make individual payments to your previous lender(s) and to the Department of Education for your Direct Loans, or you can consolidate your loans into one payment with the Department of Education. Please visit the Department of Education’s website for more information about Loan Consolidation.