Gill St. Bernard's School believes that both parents have an obligation to contribute, to the extent that they are able, to their children's educational expenses. We take into account the assets and income of both parents. We cannot be bound by the assertion that one parent has disclaimed legally or otherwise any responsibility or educational expenses. If either parent is re-married, we consider the income of the step-parent, keeping in mind the obligation of that step-parent to his or her own children. If either parent lives in the household of another adult, we may consider the assets and income of that person, depending on the circumstances. In view of this, both parents and their current spouses must complete a separate financial aid application.