Maternity Insurance plan is a type of term insurance that covers for expecting mothers as well as the baby. It also extends to the first 3 or 6 years of the child after he/she is born and covers for juvenile conditions like ADHD, Wilson’s Disease & Autism Spectrum Disorder. Usually eligible to purchase upon the 13th week of pregnancy, maternity plans insures pregnancy complications, congenital illnesses, financial assistance like hospital benefit and for some insurers, specific treatment like stem cell surgery (for newborns) and psychotherapy (for mothers slipping into depression). Maternity Insurance plans are also typically bundled with a whole life or Investment-linked policy, or stand-alone ones with the option to add-on a whole life, endowment or investment-linked policy with simplified or no medical underwriting.