Having a high credit score is important, so here are a few ways you can improve your CIBIL score:
Check your credit score and credit report regularly so that you know exactly where you stand, and so you can rectify any errors quickly.
Pay your EMIs and credit card bills regularly and on time; try to avoid any missed payments and delays.
Do not use too much of your credit card limit, and keep your credit utilization below 30%.
Avoid applying for multiple loans or credit cards within a short period of time.
Do not cancel your old credit cards – they can reassure lenders that you have a responsible credit history.