Although credit unions are often linked to a major employer or university, in many cases, you can join one because of a family member or a group you are a part of.
Each credit union serves what they call the “field of membership.” Here is what a credit union might look at:
Employers. Large employers, including the military and universities, often sponsor their own credit unions.
Location. Credit unions are usually a local option for the consumer. A credit union might serve anyone who lives or works in a certain area.
Family ties. Many credit unions will allow your family members to join.
Group membership. If you are a member of a particular church, school, labor union, homeowners association or another group that is linked to a credit union, you might qualify.