When it comes to perils – i.e. types of damage that your house can sustain – Repentigny has much in common with the rest of Canada. High annual snowfall and strong winds can wreak havoc on your roof and siding, while freezing temperatures can lead to burst pipes and water damage. But there’s also a specific peril that Repentigny homeowners should consider: flooding. If a major storm inundates Quebec City (as it did during the historic 2017 floods, and to a lesser extent in 2019 and 2020), suburbs on the banks of the St. Lawrence River will be directly in harm’s way. Of course, that includes Repentigny, which is situated directly north of the river. The good news is that more and more Canadian home insurance providers are offering protection against this type of damage, called “overland flooding.” (Note that overland flooding is different from interior water damage that occurs when a frozen pipe bursts or a washing machine malfunctions.) If you’re getting a home insurance estimate in Repentigny, double-check whether overland flooding protection is included, excluded, or available for purchase as an optional add-on.