During your pre-registration process, a Baptist Health associate will verify your insurance policy information to determine what your plan covers, how much deductible remains to be paid under your plan, and how much co-pay or co-insurance you are responsible for. This information is then applied to the anticipated cost of your scheduled procedure to calculate an estimated amount that you will owe the hospital.   The estimated charges are based on average hospital charges for patients admitted with similar diagnoses and are for the actual cost of your hospitalization, including room charges, medication, nursing care, meals and other fees directly related to your care. This does not include other statements you may receive from other members of your healthcare team who may participate in your care. These other charges may include your own physician or other physicians such as an anesthesiologist, cardiologist, surgeon, radiologist or pathologist. Any questions about these bills should be directed to those physicians’ offices. If you are uninsured, your obligation will reflect the estimated charges, 74% is off of Hospital charges only.