Studying at university can be one of the most exciting times of your life, but also one of the most financially challenging as you learn to manage your own money, often on a tight budget. A student credit card can be a useful tool in managing your finances and covering the expenses of studying such as books, field trips and the everyday costs of accommodation and food. Many Australian credit card providers offer cards aimed at students. Finding the best one for you is a case of comparing the cards’ key features. Student credit cards should feature low interest rates and a low (or preferably no) annual fee. The eligibility requirements should have low criteria for minimum income since students are unlikely to be earning big salaries during their studies and typically haven’t had time to build up a credit history.