There are easy steps to get your personal loan with YIR. Fill an Easy Application Form Download, fill up and submit the application form to us. Get Your Personalized Financing Quote / Check Your Eligibility Choose an amount from the offered quotes. Agree to Terms & Verify Your Details Our team will assist in your application. Get Your Money Upon approval and your acceptance, your financing will be disbursed within 48 hours. * *Subject to complete documentation, employer verification and customer confirmation through akad.