GEICO states that while each claim process is different, it may be able to settle your claim in as little as 48 hours. The insurer scored above the industry average in most regions covered by the J.D. Power 2021 study of U.S. auto insurance claim satisfaction. GEICO also has an A++ rating from A.M. Best, a credit rating agency focusing on the insurance industry. This rating reflects GEICO’s financial strength and ability to pay many claims while remaining financially sound.