1) The durability of the phone
It would help if you had a phone that will last for a long. Some phones may not even go for a year because they are of low quality. Getting a high-quality telephone should be a priority. It would be best if you always did thorough research to get the best phone in the market to help you achieve your goals.
That is why I have discussed deeply some of the best phones you can get with no credit. A phone whose battery can last for 2-3 days when fully charged is a nice gadget.
2) Affordability
You know your pockets and thus understand what is best for you. There are expensive phones that require thousands of dollars to acquire. Go for cheap phones that are friendly to your pockets while at the same time not compromising the quality. If you cannot afford it now, it is always good to save money till you have enough for the right phone.
3) Phone plan
You have to check the various phone plans that your carrier is offering and evaluate them to see whether you can afford them. As I had mentioned earlier, subscribing to a family plan with several lines is better than just one line as you save a lot.