Tribal lenders can garnish wages, but it's a lot more complicated than it sounds. The first thing to know is those tribal loan providers are governed by tribal law, not federal lending laws.
It means that when it comes to garnishing wages and other forms of collecting debt, Indian Tribe lenders are subject to the laws and rules of their tribe, not federal law.
If you live in a state that does not allow wage garnishment from those who work for tribal entities (or if your employer lives in such a state), then you won't be able to have your wages garnished by a tribal lender.
It is because the lender must be able to collect your debt through the same legal process as any other creditor would. This process is different across states and even between cities within states.