Freedom Mortgage is the largest non-bank mortgage lender within the United States. Freedom Mortgage is based in Mount Laurel in New Jersey and offers loans in all 50 US states and the District of Columbia. Freedom Mortgage also offers reverse mortgages, home equity lines, and commercial mortgages. Quicken Loans is second on the list, with its headquarters in Detroit, Michigan. Quicken Loans is an internet mortgage lender offering a range of loan products, including fixed-rate and variable-rate mortgages as well as FHA and VA loans and jumbo loans. The company has been licensed to lend in all 50 US states and the District of Columbia. PennyMac Loan Services, LLC, is the third residential mortgage lender. It is based in Westlake Village, California. PennyMac offers many loan products, including adjustable-rate and fixed-rate mortgages as well as FHA and VA loans, jumbo and other loans. The company is licensed in all 50 states as well as the District of Columbia to lend. Fourth is Guaranteed Rate, Inc., which is a residential mortgage lender with headquarters in Chicago, Illinois. Guaranteed Rate offers many loan products, including adjustable-rate and fixed-rate mortgages, FHA loans and VA loans, jumbo loans and more. The company is licensed in all 50 states as well as the District of Columbia to lend. There you have it! These are the top non-bank mortgage lenders in America. These companies are worth looking at if you are in search of a home loan. All of them are licensed to lend in your area and offer a range of loan products.