Determining the value of a disability claim begins with estimating the number of remaining monthly payments and multiplying that number by the monthly benefit amount. But, money you receive a decade or more down the road won’t be worth as much as the same amount today. So, the total is reduced to net present value. If this sounds complicated, don’t worry. At Coffman Law, we do this calculation for every client and let them know upfront what the typical settlement value for a case like theirs is.