As a passenger injured in a car accident, you have a few options when it comes to whom you are able to file a claim against. The major deciding factor is liability, meaning who caused the car accident. So the first thinbg you must determine is which driver was found at fault for the accident.
You can file a car accident claim against the insurance policy of the driver of the car you were in, or the insurance policy of the opposing driver. If you have suffered injuries in a car accident as a passenger, you can file a claim or lawsuit to collect compensation for your injuries and damages. Just like drivers, you can hold the at-fault driver liable for your injuries and collect a car accident settlement to cover your medical bills, lost income, and other damages. You may be able to recover compensation from both drivers if they share fault for the crash.