A typical cashback would fall between 5% and 10% for dining in restaurants and cafés, and up to 14% for online fast food delivery services. You may get a higher rebate for weekend dining. It’s possible to receive an on-the-spot discount of between 20% and 50% at selected dining establishments (although the higher rate is more likely to apply only at more expensive upmarket restaurants). While it is tempting simply to choose the card offering the highest percentage rebate, you need to consider other factors, such as the annual fee, any minimum spending conditions and whether there is a cap on the amount of rebate you can earn.