When you withdraw cash from your credit card, the amount is added to your balance. This can cause an increase in your total debt, and it will cost more to pay off. Your interest rate may also increase when you take out a cash advance from a credit card because this type of transaction is considered a higher risk than regular purchases.  You may also be charged a cash advance fee. Additionally, you'll be subject to any applicable APR on the cash advance amount instead of the usual purchase rate. It's important to consider all these factors before taking a cash advance from your credit card.