Yes, The General auto insurance offers full coverage for drivers. Full coverage means the driver wants more than just liability coverage. Full coverage includes not only comprehensive and collision insurance, but uninsured or underinsured motorist insurance. While most states don’t require you to buy uninsured or underinsured motorist coverage, it’s a good idea. Auto insurance agents must offer you this option in most states. There are too many uninsured or underinsured drivers on the roads, and getting into an accident with one can really hurt you financially without this type of coverage. How much coverage you’ll need depends on your personal situation. If you have assets, such as a house or investments, you want to make sure you have enough insurance in case of a serious crash. Otherwise, you could lose these assets in a lawsuit. If you don’t have much in the way of assets, you won’t need as much insurance, but you must carry the minimum amount of insurance required to legally operate a vehicle in your state.