You can make a balance transfer request through your Wells Fargo Reflect Card online account, or by calling the number on the back of your card. You'll be asked for the creditor name, account number, and balance transfer amount before you can complete the transfer. Be sure to make any balance transfer requests within 120 days of account opening to qualify for the card's introductory APR. There's an introductory balance transfer fee of either $5 or 3% of the amount of each balance transfer (whichever is greater) for 120 days from account opening. But after that, the fee increases to up to 5% for each balance transfer, with a minimum of $5.