Yes, you can get a mortgage to build a house in Scotland. However, it’s important to note that the self-build mortgage market in Scotland is somewhat smaller compared to the rest of the UK. This smaller market means that you have fewer lender options to choose from, which could lead to higher interest rates for your mortgage.
Furthermore, some lenders in Scotland may have specific restrictions based on your location or postcode, which can sometimes make it more challenging to find a suitable lender for your self-build project.
To navigate these challenges, it’s often beneficial to work with a mortgage broker who specialises in self-build project.
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