California is second among states in premium increases for traffic violations like DUI and reckless driving accidents Although it may feel unfair and generate controversy among citizens, any infraction that may adversely affect your car will have negative consequences that will be reflected in your insurance rate. Reckless driving on the road, being part of an accident as the responsible party, or receiving fines for exceeding the speed limit are some causes that make insurance companies penalize the insured. However, the consequences can be more…