If you have respiratory issues and want to get affordable coverage, there are several steps you can take:Work with a broker specialising in high-risk coverage for people with pre-existing conditions.Be honest about your condition and provide as much information as possible when applying for coverage.Take steps to improve your overall health, such as quitting smoking, maintaining a healthy weight, and following your doctor’s treatment plan.Consider applying for coverage when your condition is stable or has improved.Shop around and compare policies from multiple insurers to find the best coverage at the most affordable price.