OnDeck and Kabbage are two of the most popular and well-reviewed online business lenders. Before getting into the differences between products, it’s important to note that Kabbage has much looser requirements. There’s no minimum credit score, and you only need $50,000 in annual revenue.nnWhile OnDeck offers business term loans and lines of credit, Kabbage only provides lines of credit. Kabbage’s product carries a credit limit of $250,000, compared to $100,000 for OnDeck’s line of credit. Also, Kabbage offers monthly payments, whereas OnDeck requires weekly or daily payments. However, Kabbage front-loads interest for six-month and twelve-month terms, so your first few monthly payments will be considerably larger than your remaining payments.