Catastrophic weather events include hurricanes, tornadoes, blizzards, droughts and the like. In most cases, if one of these weather events damages your home, your CAA Homeowners Insurance will cover you. All our policies cover damage caused by events such as lightning, windstorms and hail. For even more protection, we recommend you discuss additional options, such as CAA Water Coverage, with your CAA agent or broker to obtain the best coverage for you.