We can enroll credit cards, unsecured installment loans, medical bills, department loans, payday loans, and most other unsecured debts.  Our program cannot assist with secured debt, including home and auto loans, unless the collateral has been repossessed.  Student loans backed by the department of education are not eligible, but free student loan assistance is available at https://studentaid.gov.  We do assist with some private student loans and some business debt.  Speak to one of our Texas Debt Specialists for more information.