The German state pension scheme (Gesetzliche Rentenversicherung) is the cornerstone of pension planning in Germany. With the increasing life expectancy and aging population, there’s a need to pay for this increasing number of pensioners. That’s why the German government is actively encouraging its inhabitants towards private pension planning by a system of mostly tax subsidised, insurance-based solutions: • Multiple pension product solutions • Significant tax and subsidy benefits • Guaranteed return on investments available • Large and secure providers • All products regulated by the German authorities • All advice covered by our Professional Indemnity Insurance Unfortunately, very few expats realise that they can also take advantage of these benefits whilst living and working in Germany.