The total of Fund Management Charges (excluding any applicable goods and service taxes) deducted during the first 5 years of the policy net of taxes will be added back to the Fund Value at the end of the 6th policy year.
For a premium payment term of 5 years, the total of Fund Management Charges (excluding any applicable goods and service taxes) deducted during the first 3 years of the policy net of taxes will be added back to the Fund Value at the end of the 6th policy year.
Return of Fund Management Charge will be payable provided the policy is in force and all due instalment premiums till end of the 6th policy year have been paid in full.
This benefit will not be available in case of Single Pay premium payment option.