Asbestos home inspections, testing, and abatement aren’t typically covered by homeowners insurance. This is because most of the asbestos found in older homes is relatively stable and does not need remediation if it is left undisturbed. However, in the event of demolition or other construction, it may be best to have the asbestos removed. This is why it is so important for homebuyers to have a home inspection done prior to purchasing the home so they know if there is any asbestos present.