Multiple apps facilitate the process of taking advance loans online with bad credit. One of the best low-fee apps to get a loan is Earnin, and users can withdraw cash against their next paycheck. Next, consider Dave for an interest-free $100 cash advance until your next paystub gets deposited. If you want to build your credit and have access to funds up to $1,000, go for MoneyLion. Note that they change a competitive interest rate and entail a membership fee.