Our research has shown that following a few simple tips can significantly reduce the rate of problem payments. Include detailed shipping and handling information in the item description. Require a Down Payment. * Request references from buyers financial institution. Certified Check – Require the buyer to have a Certified Check for the estimated sales amount at delivery.   After weighing and sorting, if the actual amount due is more than the Certified Check, accept the buyer’s company or personal check for the difference.  If less, refund the amount with your company or personal check. Wire Transfer – Once the total sales amount is determined, require the buyer to wire the funds to your bank account.  Once the buyer has called in the wiring instructions, have your bank verify with the buyer’s bank that the wire is underway.  This will assure that the funds will arrive shortly. This also gives you immediate credit at your bank instead of having to wait several days or more before gaining access to the proceeds. *In some states, if you accept partial payment for anything you’re selling, then that transaction becomes an extension of credit. The fact that you may have a written contract doesn’t change it. It is still an extension of credit. For example, let’s say you’re selling that calf horse for $8,500 and a buyer agrees to purchase the horse but gives you a down payment of $5,000 with the agreement that they’ll pay you the balance of $3,500 in 30 days. When the 30 days passes and they still hasn’t paid you the $3,500 owed, there’s nothing that law enforcement can do for you. It’s a civil matter at this point. It’s just like if you go buy a 2011 Dodge Ram truck, make three payments then don’t make anymore. The bank can sue you. They come get the truck, etc. but the police aren’t going to charge you with a crime. It’s a civil matter and not criminal. You might possibly take the buyer to court and get a judgment in your favor. That still doesn’t mean you may never get your money. Check the laws of your state, and remember, whenever in doubt about the buyer, get full payment up front.