Even if you were in an accident while on the job, you still have the ability to make a claim against the at-fault party for your injuries. In these situations, your Workers’ Compensation insurance will operate in place of your Personal Injury Protection insurance, by taking out a statutory lien. For these cases in particular, both you as well as the insurance company will receive funds, and you can make a Personal Injury claim on top of any Workers’ Compensation claim that you file.