Most policies contain a provision that allows a terminally ill person to “accelerate” part of his or her death benefit while that person is still alive. 有些人会用这些钱来处理财务事务和其他最后的安排. 其他人将用这笔钱来支付医疗费用. The money can even be used to do nice things for your family like take them on vacation while you’re still able to.