Subrogation is a legal right that is reserved by most insurance carriers. Subrogation is the right for an insurer to pursue a third party that caused an insurance loss to the insured. This is done in hope of recovering the amount of the claim that they paid to the insured for the loss. Subrogation issues involve the question of which part of a settlement or jury verdict must be used to repay the collateral source for payments made to the injured party. This practice is based around the idea that an injured party should not be allowed “double recovery.” The law believes that injured parties should be reimbursed for the damages they have incurred, but that they should not be allowed to profit from their loss.