A home loan repayment calculator offers numerous benefits for individuals navigating the complexities of a home loan. It provides accurate EMI calculations, helps in financial planning, allows easy comparison of loan options, calculates interest outlay, offers an amortisation schedule, and assists in early repayment planning. The tool is user-friendly, allows quick scenario analysis, saves time, and is accessible online, making it a valuable resource for borrowers seeking clarity and informed decision-making in their home loan journey.