If you own and drive a vehicle, you must follow the financial responsibility laws in the state Vehicle Code. Liability coverage here helps pay for injuries or damage to others when you are responsible. The most common way to do this is to buy auto liability coverage.
According to Texas law, it is compulsory to have at least $30,000 of coverage for the injury of any one person. One must have $60,000 coverage for each accident and a sum of $25,000 under property damage.