Med-Pay, also referred to as medical payments coverage, provides a limited amount of money to be used for medical and funeral costs due to a car accident. In North Carolina, Med-Pay will typically provide for about $1,000 to $2,000 worth of expenses. However, the policyholder may request additional Med-Pay coverage from their insurance carrier, up to approximately $100,000. Eligibility for Med-Pay does not depend on who was at fault for the car accident.