Member dividends are calculated by adding up the product dividend and volume dividend amounts.
Product dividend calculation
The maximum amount for the product dividend is $50. The product dividend is based on the number of months over which you had eligible products from all 4 product lines. For example, if you qualified for the product dividend only during the last 6
months of the year, you'll receive half the maximum amount, which, in this case, is $25.
Volume dividend calculation
The volume dividend is calculated based on your business volume in each product line.
We apply a certain rate per $1,000 for every eligible product in each product line. For jointly held products, we split the volume evenly between the product holders.