You wouldn’t need an extra insurance policy; you just need the right insurance policy that covers you correctly for Fast Food Delivery. The right cover would allow you to use your vehicle for Social Domestic and Pleasure (Going to the shops, doing the school run and visiting family and friends), as well as using the vehicle for fast food deliveries. Fast Food Delivery Insurance would generally cost a little bit more compared to standard vehicle insurance. This is because as a Fast Food Delivery Driver you can often cover more mileage or driving on the roads more at night. Better to pay the little extra than end up uninsured.