The basic eligibility criteria across credit card providers are: (i)customers must be over 18 years of age (ii)they should be earning Rs. 10,000 per month if they are employed (iii) self-employed people should be earning at least Rs. 2.00 lakh per annum (iv)employed applicants cannot apply for a credit card if they are above 60 or 65 years of age (differ from bank to bank). The above-mentioned criteria are for indicative purposes only. Actual requirements may vary from bank to bank.