The amount that your insurance company will cover depends on the policy that all the drivers involved have purchased. Some policies will cover all damage costs, while others may only cover a portion of the costs. You should review your policy with your insurance company to determine what type of coverage you have and how much your insurance company will pay for damages. Also, remember that part of handling your motorcycle accident case is that your attorney has the experience necessary to research and investigate all the applicable insurance coverage you are entitled to. We also recommend speaking with an attorney before speaking with the insurance company because the insurance companies are not on your side when it comes to getting you the maximum amount of compensation.