Yes. This is done with a pre-approved loan. Pre-approved loans are available across the full portfolio of personal loans and business vehicle finance products from most lenders. Deciding on a car and doing a deal with a seller and then applying for a loan is considered the usual way to go about organising car financing. But benefits can be realised by organising the finance before you even look at cars and pre-approved loans are very popular. The process to secure a pre-approved loan is essentially the same as for applying after you’ve finalised the car deal. The pre relates to prior to finalising the car sale. You contact a lender or broker and request a car loan quote based on an estimate of what you think your car may cost. Your lender proceeds through to source you a quote and on acceptance of that quote, process your application to the approval status. You can then proceed to buy the car and the loan is completed when the exact loan amount based on the final purchase price is known. If you secure a pre-approved loan, there is no obligation to proceed. If you change your mind and decide not to proceed with a car purchase. Pre-approved loans have a use by date and the lender will advise you of when yours expires at time of applying.