Car loans generally run from 12 to 60 months, i.e. from one year to five years. How long you choose depends on the amount you borrow and your income. A tip: do a simulation with the bank of your choice, and choose the duration of the loan according to the monthly payment that suits you best. The shorter your loan, the cheaper it will be, but the higher your monthly payments will be! The best term depends above all on your financial situation and your current level of debt.