You don’t have to be a professional or rich to invest money wisely. You can start with just a little money and achieve high returns. However, the offers on the internet about investments are huge and it is easy to lose the overview. There are numerous ways to invest money. You are probably wondering how much money you can start with and in which investment forms you can invest. At findependent you can start with as little as CHF 500 and easily invest in ETFs. The advantage of ETFs is that you can invest broadly and therefore diversified. With a long-term investment horizon of at least 10 years, you would have made a profit of 97% on the Swiss stock market, and CHF 1,000 would have turned into CHF 2,310 on average. As you can see, it already pays to invest a little money. If you save an additional amount every month, you can invest the money every month instead of leaving it in a savings account. Investing money early pays off because your invested money keeps growing and benefits from compound interest. Compound interest is interest paid on interest income. Over a longer period of time, the interest-bearing capital increases exponentially (i.e. at an ever steeper rate). The interest is therefore reinvested, or rather retained. The compound interest effect happens faster and faster over time and therefore the invested capital increases enormously.