If you weren’t approved, you likely don’t have the sales revenue or consistent sales history required. There is also a chance you didn’t pass the standard background check.nnAnother possibility is that you’re not selling on an approved platform. Payability is only compatible with Amazon, New Egg, Walmart, and Shopify. They offered additional platforms before the Covid-19 pandemic, and they may expand again, but as of now, you need to be on one of those four.nnBut don’t worry; there are other lending options for small business loans if you can’t access Payability’s services. If you’re looking to grow your eCommerce business with a merchant cash advance or invoice financing, plenty of options are available.