If you live in any of the following 14 counties, your home is at considerably high risk of catastrophic wind damage from hurricanes: Aransas, Calhoun, Chambers, Galveston, Kenedy, Matagorda, Refugio, Willacy, Brazoria, Cameron, Harris, Jefferson, Kleberg, Nueces, and San Patricio. Fortunately, residents of these counties are eligible for windstorm insurance through the Texas Windstorm Insurance Association (TWIA).