Increasing the number of exemptions decreases the amount of withholding. Those with a Married status withhold at a lesser rate than those with a Single status. HR/P&P cannot tell you what exemptions to claim on your form W-4. T he IRS has a calculator that can help you determine the correct number of exemptions at the following url: http://www.irs.gov/individuals/article/0,,id=96196,00.html If you need further help please download publication 919 from the IRS website or visit your local tax accountant.