When looking for the most acceptable bank for students, consider the cheap initial deposit and the accessibility. Both BDO and BPI have the country's largest network of banks and ATMs. The majority of them are close to schools to make transactions easy for youngsters. Both banks provide a sort of account that is ideal for students. BPI offers a Jumpstart account, whereas BDO offers Junior Savers. They both require the same daily amount to earn Php2,000 interest and have the same low initial deposit of Php100. They both have the exact APR of 0.0625 percent.