No. When you file Chapter 13 bankruptcy you are required to list all creditors. A creditor is anyone you owe or who might say you owe them. You will sign papers stating that you have listed all creditors to the best of your knowledge, including credit card companies, hospitals, doctors, student loan companies, the IRS, mortgage companies, friends, family members, etc. When you file Chapter 13 bankruptcy you are required to list all of your assets. An asset is anything you own or have an interest in (cars, homes, cash, bank accounts, furniture, etc.). Intentionally omitting an asset can land you in very hot water. This even means listing things you own that may be titled in someone else’s name. For example, a car that is yours but has a title in another person’s name or a home that was inherited and is still in the deceased’s name would both need to be listed as assets.