The Blue Cash Preferred Card from American Express pays a tasty 6% cash back on groceries (and streaming services) on the first $6,000 you spend on the card each year, which is why it is our 2024 Annual Awards winner for Best Cashback Card for Home Chefs. You’ll also earn an unlimited 3% cash back on “transit,” which includes taxis, rideshares, train and bus tickets. The card carries a $95 annual fee, but it’s waived for the first year. Amex also offers a no-annual-fee card that’s in the running for the best credit card for gas and groceries category. The Blue Cash Everyday from American Express pays 3% cash back on groceries, gas and U.S. online retail purchases. The rewards rate for dining out, alas, is just 1%. And although there’s an annual rewards cap, the $6,000 spending cap applies to each separate bonus category, which makes it a better choice than similar cards — like the BMO Harris Bank Cash Back Mastercard — that also pay 3% back on groceries but have lower or combined-category bonus spending caps. For a head-to-head comparison, see Blue Cash Everyday from American Express vs Blue Cash Preferred Card from American Express.