No insurance needed. No referral needed. Redefine Physical Therapy is an out-of-network provider. Being out-of-network allows us to deliver the best possible care. It puts you in the driver's seat, NOT the insurance company. You can easily determine your out-of-network physical therapy benefits by calling the number on the back of your insurance card. Oftentimes, your insurance company will reimburse you for some if not all of your PT services especially if you have a PPO plan. As a "fee for service" model, payment is made at the time of service and there are no hidden costs. As a medical expense, you can use your HSA or FSA account to pay for physical therapy services. We accept payment through cash, credit card, and HSA/FSA card. The state of Utah allows you to see a physical therapist without a referral from your doctor. Physical therapists are musculoskeletal specialists. We are trained to diagnose and can identify conditions that are not appropriate for physical therapy. We will assess for any red flags and refer them out when necessary.