If you want to have a better chance of being approved for a self-build mortgage, there are a few steps you can take. Firstly, get planning permission, as you will need to start constructing on a plot of land. In the meantime, start saving for a large deposit. As mentioned, lenders who offer self-build mortgages tend to ask for a heftier deposit. Then, make sure to apply for a mortgage that you will be able to repay. Lenders will want to see your credit score, including income and outgoings, so they’ll have the chance to assess whether you’d be a reliable borrower. Therefore, if possible, it’s also a good idea to clear any existing debts and build your credit score, as this will improve your chances of being accepted for a self-build mortgage. Finally, it’s always wise to speak to a mortgage broker. They can point you in the right direction and help you find the most suitable option for your needs.