Except in cases involving intentional harm or gross negligence, an employer is never liable for a workplace injury. Workers’ compensation insurance companies are always liable for a workplace injury. However, the amount of compensation that can be recovered is limited by Mississippi’s workers compensation laws.
But if the injury was caused or contributed to by a third party, that party can be held liable in a civil claim for the full and fair amount of compensation necessary to address the injured persons harms and losses.