Different lottery games have various payout rules for winnings. If you play the lottery using an online platform, prizes up to a certain amount are normally paid directly into your account. However, larger wins or the jackpot prize often need to be claimed at the lottery authority’s headquarters. If you purchase a physical ticket and win a prize, you can claim it from a lottery retailer or a lottery office. South Africans that use their banking apps to buy lottery tickets for South African games can also receive deposits into their accounts. Large prizes may still require a visit to a lottery office though.