The answer to whether or not a 32k credit limit is good depends largely on your individual financial situation and goals. Generally, it can be helpful for those looking to build their credit score as having a larger amount of available credit (the difference between what you owe and the total limit) can help improve your score. On the other hand, if you are someone who tends to overspend, then having more available credit could hurt in the long run. Additionally, depending on how much you plan to use your card each month, this might not be enough spending power; so considering factors like that when deciding whether or not 32k is a good fit for you would also be important. Ultimately though it comes down to what works best for your particular situation and needs.