The insurance company for the negligent truck driver is the ultimate payer of settlements or judgments against the truck driver or the truck company. Trucking insurance carriers do not want to pay fair value unless made to do so. Do not for one second believe that an insurer for the truck driver will treat you fairly without an attorney. If an adjuster is “accepting responsibility” or telling you to “send us your medical bills,”- run, do not walk, to the best trucking accident attorney you can find.