The cost of a kidney transplant depends on a number of factors, including the transplant center, location, and your level and type of insurance coverage. According to a 2017 report, the average estimated billed charges for a kidney transplant, including all pre- and post-transplant care, is $414,800. Depending on your insurance, most, or all, of these costs will be covered. Consult your insurance company and your healthcare provider regarding your specific case.