There are many individual injuries that are covered by workers’ compensation; a complete list would be long and over-detailed, as a general list will often provide enough information for the coverage. This includes: • Physical Injury — This covers broken bones, moderate to severe strains or sprains, cuts and lacerations, and even back pain. • Illness — This can include illnesses that develop over many years, including degenerative conditions. • Overuse — Repetitive motions or overusing certain muscles or tendons can cause injuries such as carpal tunnel. • Hearing Loss – Hearing loss is a common injury for those working in loud environments such as factories or construction sites, and is generally covered under workers’ compensation in many states. • Stress — An extremely common work-related issue, stress can cause physical and mental illnesses, all of which can be covered by workers’ compensation in certain states. Injuries caused while intoxicated on the job or from horseplay are typically not covered under workers’ compensation.