Shareholders control and decide on the direction of the business or company. In the event a shareholder dies or becomes permanently disabled, that shareholder's control of the business is opened up to other people to control the business or company. Usually that shareholder's spouse, children or relatives will get control and likely cause changes in the business direction. To prevent such a shareholding issue, a Buy-Sell Trust is created by the shareholders. This buy-sell trust contains the buy-sell agreement to distribute the deceased shareholder's shares to the surviving shareholders. This distribution can be funded by Life Insurance policies or a Put-option to buy the shares at a certain price.