If you have filed a claim, but received notification that your provider will not cover your request, it is important to look closer at the situation. First of all, you must check back with your contract and ensure that the service you are requesting was a part of the original agreement. If it was not then the insurance company must not be expected to pay the claim. In cases where it was a part of your contract, then it is necessary that you appeal the claim. Should your insurer deny your coverage again, it is critical that you pursue legal action. They are committing an illegal action and breaching your contract with them. Under the Unfair Practice Act, it is against the law for them to withhold any form of payment due to you. It is highly recommended that you obtain an attorney in order to help you with the litigation process and ensure your rights are protected.