The 4 stages of wealth are: Survival Stage: This is the initial stage where individuals are focused on meeting basic needs such as food, shelter, and paying bills. There is often little to no savings or investments at this stage. Stability Stage: At this stage, individuals have a steady income that not only covers basic needs but also allows for some savings. There is a focus on reducing debts and building an emergency fund. Growth Stage: This is the stage where individuals actively invest their savings in assets such as stocks, real estate, or businesses. The focus is on increasing wealth through capital appreciation and income generation. Abundance Stage: At this final stage, individuals have accumulated substantial wealth that allows for financial freedom and a comfortable lifestyle without relying on regular employment. The focus shifts to wealth preservation, legacy planning, and philanthropy. Each stage requires different financial strategies and goals, and individuals may progress through these stages at different rates depending on various factors including income, expenses, investments, and financial decisions.