YouHodler is partnered with The Ledger Vault which provides $150 million in pooled insurance money. This protects customers in case of criminal fraud. It does not however protect customers in the event of exchange failure. To better protect its customers against criminal activity, YouHodler uses a mix of hot and cold wallets. It does not however reveal what proportion of its assets are stored offline. Cryptocurrency exchanges are not covered by the same rules as banks and therefore customers do not have the same guaranteed level of protection as they would with a traditional, regulated financial institution. However, since YouHodler holds its fiat assets in traditional banks, there is some protection afforded at least to the non-crypto assets.