To check your union bank account balance by SMS, send the balance checking SMS in the below format from your registered Mobile Number to 09223008486. To check your primary account balance send UBAL to 09223008486. To Check other account balances, send the SMS in the below format. UBALAccount number Eg: UBAL 122805678234123. Replace 122805678234123 with your Union bank account number and Send this SMS to 09223008486.