We have been operating in the market since 2015 and have as founders, partners and executives with extensive experience in the payment, banking and finance market. In addition, throughout our trajectory, we have come to rely on extremely renowned shareholders such as JP Morgan bank (the largest private bank in the world) and CSU Card System (CARD3) – leader in the Brazilian market in technological solutions for means of payment, customer experience, loyalty and encouragement. We follow all the regulations of the Central Bank and current legislation that regulate Payment Institutions that are not part of the SBP (Law nº 12,865/2013 – art. 6 and Circular nº 3.682/2013 – art. 2) and we are the leader in Brazil in the Banking as a solution Service (BaaS) with emphasis on the “Bill Payment” service, in which we are the only player with 100% coverage in the country. We also adopt COSIF accounting that separates our clients’ resources from FitBank’s resources, just like a traditional bank. Learn more about us at: https://fitbank.com.br/sobre-nos/. Learn about our Codes of Ethics and Conduct at: .