A debt consolidation loan merges at least two existing loans. You need to have at least two installment loans such as personal debt, car loan, or payday loan.
With any two of these, Credit9 can negotiate a debt consolidation loan for you so that you have one payment every month with a favorable repayment period. Especially if you have multiple high-interest debts, consolidating them into a new loan balance for a lower interest rate could help you save money while you will be paying off credit with less stress.