The travel insurance policy, which is offered by subsidiaries or affiliates of American International Group, Inc. (AIG), provides coverage in case of unforeseen circumstances that may force you to cancel or shorten your trip or seek emergency medical treatment while travelling. Your travel insurance also offers coverage for the loss or delay of your baggage, in addition to many other coverages described in the policy, which you can review before making your purchase. All coverage is subject to policy terms and conditions.