While many buy now pay later offers are interest-free, sometimes for up to 12 months, it will depend on which scheme you sign up to.
For example, if you choose to pay in instalments, you might find interest is included upfront making the overall amount you pay higher than if you’d bought the item outright.
BNPL can become very expensive if you miss a payment and get charged late fees and interest. This can soon make your debt much larger.