Full coverage includes common auto insurance plans such as liability, collision, and comprehensive coverage. It may include other types of coverage as well. Liability insurance covers damages done to others if you cause an accident. Collision insurance pays for damage to your vehicle if it collides with another vehicle or object, such as a tree. Comprehensive insurance, by contrast, pays for losses resulting from mishaps such as fire and vandalism.
Another type of plan included in full coverage is uninsured/underinsured motorist coverage. This plan protects against colliding with an at-fault driver who does not carry sufficient insurance to pay for damages. Personal injury protection (PIP) and MedPay are plans that cover medical expenses and lost wages for you and others who are injured.