The Law on Foreign Investment guarantees the right to transfer and repatriate funds associated with an investment in Albania into a freely usable currency at a market-clearing rate.  Only licensed entities (all banks and other services) may conduct foreign exchange transfers and waiting periods depend on office procedures adopted by the individual banks.  Foreign exchange is readily available at banks and exchange bureaus.  Preliminary notification is necessary if the currency exchange is several million dollars or more to allow the bank to verify that authenticity of the transfer.   Liquidity for exchanges and transfers is ample.  Businesses and individuals are allowed to hold deposits in Albanian LEK, USD and Euros.  Adriatic Resorts will bank with one of the larger international banks, such as Raiffeisen, Intesa or OTP, to facilitate the movement of funds out of the country.