Your Rental Purchase Agreement is a month-to-month contract, not an installment loan. We do not report the contract or timely monthly payments to credit agencies. We do not pull a credit report to determine eligibility. If you break the terms of your agreement, your account may be placed with a third-party collection agency, which could impact your credit. We are serious about our goal of 100% of customers completing their rent-to-own agreement; we are your partner in achieving ownership! Please contact us for assistance if you foresee any problems fulfilling the commitments of your agreement.