Exchange-traded funds (ETFs) are investment funds that are traded on stock exchanges, similar to individual stocks. ETFs provide an opportunity to invest in a diversified portfolio of assets, such as stocks, bonds, commodities, or a combination of these. They offer a convenient way to gain exposure to specific market sectors or asset classes. To incorporate ETFs into your portfolio, you can research and choose ETFs that align with your investment goals and risk tolerance. Consider factors such as expense ratios, diversification, and track record when selecting ETFs. ETFs can be an effective tool for diversification and can offer flexibility and liquidity in your investment strategy.