The amount of money you can get in a motorcycle accident depends on the severity of your injuries and property damage, as well as the insurance coverage that each driver has. Under Iowa law, you may be able your motorcycle accident claim with either your own insurance or the other driver’s insurance company. If your injuries are severe and your losses exceed the insurance policy’s limits, you may be able to pursue a personal injury case against a negligent motorist. Special damages, often known as economic damages, pay a victim monetarily for out-of-pocket expenses incurred as a result of the accident. The following are common examples of special damages: Expenses for motorcycle maintenance or replacement If your injuries keep you from working, you can collect for lost wages and loss of earning capacity Items that are irreplaceable or valuable are lost Medical bills from the past and the future Non-economic damages, often known as general damages, pay motorcycle accident victims for non-monetary losses incurred as a result of the motorcycle crash. These forms of damages are sometimes the most significant component of a personal injury claim or lawsuit. The following are some examples of general damages: Mental agony or emotional distress Past and future pain and suffering Physical handicap Quality of life deterioration Scarring or disfigurement Iowa has few constraints on damages caps in personal injury cases—there are no caps on damage in motor vehicle accidents if you are not the more at-fault party. In most injury lawsuits, a jury decides how much in damages to award an injured plaintiff, and this is also a key subject of bargaining in injury settlement discussions.