This is a bundled loan which combines Enterprises Singapore (ESG) and SME working Capital Loan together with UOB BizMoney. The SME Working Capital Loan, offered under ESG's Enterprise Financing Scheme, provides an S$500,000. The default risk share is at 50%, while younger companies (incorporated within the last 5 years) enjoy a higher risk share of 70%. UOB Business Loan is the Bankâ€s unsecured loan where we offer financing to SME of up to S$500,000.