Less than 3% of pets in the U.S. are insured according to the North American Pet Health Insurance Association, but 1 out of 3 pets need emergency veterinary treatment each year. Dog parents without pet insurance are vulnerable to the prospect of racking up debt to pay a surprise vet bill. Enrolling in Fetch Pet Insurance can give you peace of mind when it comes to your vet bills while your pup gets the most comprehensive coverage.