The members of the group who are actively at work at the time of admission to the scheme will be covered subject to satisfying the “Actively at work” condition mentioned under the policy. An employee is actively at work which means that the member or employee should not have been absent for a continuous period of 10 or more days due to any health reasons such as illness, sickness or maternity leave at the time of taking policy. Those who are not "Actively at Work" would not qualify under the Group Term Life Insurance, unless they return to work and the organization informs the insurer that they are working again. This clause can be waived off for renewal of Group Term Life Policies during negotiations.