When it comes to buying a vehicle, especially pre-owned options, there's lots of different places you can go. Some include what are called buy here, pay here dealerships. For those in the greater Rochester and Buffalo areas along with Batavia, it might be a term you're not familiar with. That's why at Pellegrino Auto Sales, we're here to explain.
A buy here, pay here dealership refers to a situation in which the dealership itself extends credit or loans to those purchasing the vehicle. The dealership acts as both the seller and the financing company.
At Pellegrino Auto Sales, we are not a buy here, pay here dealership, but we do help those that many of those dealerships tend to serve. If you have poor credit history or other financial hardship, but are in need of a vehicle, we'll work with you to find the right solution. We're well aware that many factors can lead to having less than ideal credit. It could be debts from student loans, or you had a hard month and missed a bill payment. You simply might not have built up enough credit, especially as a younger person to qualify for credit. Whatever your situation might be, our team works with those in Batavia, Oakfield, and Elba to find a solution.
We provide financing for those with bad credit, as we work with many different local and national lenders to find a plan that can work for you. We're also going to point you in the direction of vehicles that not only meet your standards of driving and what you desire out of the car, but also the right price range so you have affordable monthly payments. We'll go through many methods of making sure you can afford a vehicle, everything from using your federal or state tax return as a down payment, to helping you find other ways to budget so that you can purchase one of our many used vehicles here and put yourself on a pathway to restoring or improving your bad credit, especially if you make the payments on time.