If you read over your policy, you may note that ‘medical payments to others’ is another area in the coverages section (and also included on your declarations page, just for future reference).
However, medical payments are a quick way to settle small injuries to other people.
They’re there to cover injuries sustained by guests who may have gotten injured at your place, or people you may have accidentally hurt outside of your home, for up to $5,000.
Anything bigger, involving large sums of money and/or lawyers, would fall under bodily injury.