One of the most challenging roadblocks to adding a second sales channel is the cost. If you currently have an in-person store and want to add an online store, you'll have to gain capital to fund:nnWebsite development with e-commerce capabilities.nnSecure data storage.nnMobile optimization, possibly including a mobile app.nnIncreased inventory supplies.nnShipping costs.nnIf you currently run an e-commerce business and want to add a physical retail store, you'll need capital for the following:nnFinding and renting a retail location.nnSignage and point-of-sale systems.nnHiring and onboarding staff.nnBusiness licenses and permits.nnPhysical inventory to fill the store.nnInsurance and security bonds (if necessary).nnUtilities.nnIn either case, the capital expenditure is significant. Fortunately, several small business loans could provide the funds to expand your operations. You might want to consider one of the following:nnBusiness term loans.nnBusiness lines of credit.nnSBA loans.nnEquipment financing.nnMerchant cash advances.nnInvoice factoring.nnBad credit business loans.