The law provides that the time limit is extended if you show that:
You were not notified of the time limits and were not otherwise aware of them;
You did not and reasonably should not have known that the discriminatory matter occurred; or
You were prevented by circumstances beyond your control from contacting the counselor within the time limits.
You should assume that you only have 45 days because it may be difficult to prove that these exceptions should apply to your situation.