Our child care facility business insurance packages are designed for the risks facing childcare centres and are customizable to meet the specific needs of your child care centre. Basic business liability coverage for childcare centre business includes:
Commercial General Liability Insurance - A CGL insurance policy can cover your daycare centre for lawsuits alleging personal injury to a child or anyone else visiting your childcare business property, property damage, false advertising and libel or slander. Optional coverage for abuse liability is also available.
Employment Practices Liability (EPL) Insurance - In case a current or former staff member of your daycare facility business alleges that they were wrongfully terminated, harassed, or were otherwise the victim of employment-based wrongful acts.
If you are served with a lawsuit, our childcare centre business professional liability policies can provide coverage for:
- Lawyer’s fees and defence costs
- Out-of-court settlements
- Awards for damages