Nigeria has had its fair share of everything negative in the past seven to eight years, insecurity, worsening food shortages, high inflation, and a high exchange rate. Nigeria currently has one of the world's highest inflation rates at over 20 percent, and the dollar is almost N1000 to $1. Rising interest rates which to me is one of the many blunders of the Central Bank of Nigeria, governed by Godwin Emefiele, threaten businesses and have made it near impossible to borrow for productive ventures. It has never been that bad in the history of the most populous black nation on earth.