A good basic bank account is one that offers the flexibility to complete a range of everyday banking activities and transactions both online, in-app or in branch. ✓ Cash and cheque payments – these will become increasingly rare as consumers are using both far less than we once did. However, some business will still have some level of cash or cheques payments to make. ✓ Direct debits and standing orders – a good basic bank account should allow a business to pay and receive payments using these two methods. ✓ Different currencies – some basic business accounts, such as that from Starling Bank and other online banks, allow for payments to be made and received in other currencies, such as Euros. ✓ Flexibility and accessibility – businesses have finite control over their finances with both app and online access to their accounts.