Every workplace carries its own job titles for employers and employees, but when it comes to life insurance policies, jobs are categorised according to their own definitions. Whether you fall into the manual worker or white-collar basket is determined by the duties you perform, not the title given by your employer.
This is because the risk of suffering a sickness or injury while on the job differs in every occupation. So it’s important to be aware of the parameters set out by insurance companies to ensure you meet the criteria to receive compensation for time off work due to illness or injury.