With many group policies, both the employer and employee pay toward the monthly premium. However, the employer pays the majority of the premium in nearly every case. This is another reason why opting for a group policy can be wise if your primary goal is to save money. With optional benefits, like those provided by Westland Mygroup, members take advantage of risk pooling and group buying power to get deep discounts on insurance costs. Because employers incur $0 in startup, promotional, or ongoing costs, it’s a win-win decision.