Some of the most common misconceptions are that every time a truck is involved in an accident that the truck is automatically at fault. Under Louisiana law, one driver can be 100% at fault for the damages after a wreck, but it’s also possible that the fault could be divided among two or more drivers – depending on the facts of the case.
Another misconception is when people assume that, because a truck or a commercial vehicle is involved in an accident, it’s a million-dollar insurance claim. While it’s true that commercial vehicles are often involved in collisions with more serious injuries and therefore larger damage values, there’s no guaranteed claim value or no guaranteed value to any claim.