Yes and no. The short answer is yes: you can file bankruptcy even if you have student loans. But what most people really want to know is whether student loans are dischargeable, that is, whether they will still owe the money after filing bankruptcy. For most people, student loans are not dischargeable and will still be owed, even after a bankruptcy discharge. However, filing bankruptcy can still help alleviate other debt problems that can, in turn, help you pay back your student loan debt. In extreme hardship cases, it may be possible to discharge your student loan debt, but it requires a special order and ruling from the bankruptcy court. Consult with an experienced bankruptcy attorney to discuss your unique situation.