There are many reasons why your car can be deemed a total loss €“ here are just a few of them.
The cost of repairs exceeds the car 's value. If your car 's value is lower than (or a certain percentage of) the cost of repairs, the auto shop may deem it not worth making repairs.
If it 's not possible for a car to be made road-safe again, a total loss may result.
State laws. Some state laws impact whether a car is deemed a total loss or not.