The minimum initial purchase of a Goldco IRA is $5,000, but this amount can be spread out over a period of time. The Standard IRA requires that customers purchase the full $5,000 within the first 12 months. The minimum initial purchase of a Goldco IRA is $5,000 first 12 months Roth and SEP IRAs do not have minimum initial purchases as these accounts are typically funded by rollovers. There is some paperwork which must be completed to roll over your funds from an existing account into a Goldco IRA, but once it’s set up, you can contribute smaller amounts more regularly and get into the process of investing in physical precious metals. The ownership process from start to finish typically takes two to three weeks. rollovers two to three weeks