One of the main perks of unsubsidized and subsidized student loan offers is PSLF access. Thanks to PSLF, you can have your remaining student loan debts forgiven and tax-free as long as you have made 120 payments.
To be approved by PSLF, you must participate in one of the four eligible repayment plans mentioned earlier. As a borrower, you will need to fill out a PSLF forgiveness form. If there are unsubsidized graduate loans that need to be repaid, you can benefit quite a bit from this.