A hit-and-run is a type of car accident in which the at-fault driver intentionally flees the scene without stopping to check for injuries and exchange insurance information with the other driver. Committing a hit-and-run is illegal and may result in fines, the suspension of driving privileges and imprisonment. If you're the victim of a hit-and-run accident, you may be covered for your losses under the following coverages: collision, uninsured/underinsured motorist, personal injury protection or medical payments.