If you become temporarily unable to work, you'll usually receive two-thirds of your average wage up to a fixed ceiling. But because these payments are tax-free, if you received decent wages prior to your injury, you'll fare reasonably well in most states. If you are married or have dependents you may receive three-fourths of your pay. If you become permanently unable to do the work you were doing prior to the injury, or unable to do any work at all, you may be eligible to receive long-term or lump-sum benefits. The amount of the payment will depend on the nature and extent of your injuries. If you anticipate a permanent work disability, contact your local workers' compensation office as soon as possible. These benefits are rather complex and may take a while to process. Keep in mind that if you are permanently unable to return to work, you may also qualify for Social Security Disability benefits. If you think you may qualify for Social Security Benefits, we recommend that you contact a local attorney who has expertise in Social Security cases. In addition to wages, workers' compensation covers hospital, physician, medication, and transportation costs to the doctor's office for medical treatment. Other benefits may include an attendant's allowance, vocational rehabilitation, and death benefits if the cause of death is related to the accepted job injury.