In general, Standard Repayment for Consolidation does not qualify. The reason is that the monthly payments for such a repayment plan are much less than a 10 year Standard Repayment plan. If the Standard Repayment for Debt Consolidation is set for 10 years, the borrowers' loans can qualify for this program. This case can happen if the total owed debt is less than $7500. Otherwise, it is advisable to pay the debt, even a consolidated loan, with an Income-driven repayment program.