If you don't have any credit, you may think it's impossible to get a credit card but there are a few options available to you. You can get a secured credit card, which is backed by a deposit you make with the issuer. Or, you can become an authorized user on someone else's credit card account. Another option is to get a retail store credit card, which can be easier to qualify for than a traditional credit card. If you're looking to build your credit from scratch, a secured credit card is probably your best bet. With this type of card, you'll need to make a deposit with the issuer that will serve as your line of credit. That means if you deposit $500, that's how much credit you'll have available to use. Once you've used the secured card responsibly for a period of time and built up your credit score, you can transition to an unsecured card. If you know someone with good credit who trusts you enough to add you as an authorized user on their account, that could be another way to get access to a line of credit without having any yourself. As an authorized user, you'll be able to use the account just like the primary cardholder can, but your activity will also be reported on their credit history. So if they have good financial habits, it can rub off on their own credit profile. Just be sure not to leave them stuck with a huge bill at the end of the