Each health fund will have various benefits and policy features that some individuals may prefer over others. It is difficult to define "the best health insurance policy" when each Australian has different needs and preferences when it comes to protecting themselves and their families from unexpected health care expenses. Generally, the best health insurance policy for you will be the one that: Is comfortable within your budget Provides the type of cover you want Provides the level of cover you want Is set up with a company you trust Is transparent about its conditions Is customisable to your needs Once you know what you are looking for, undertaking a private health insurance comparison can help you identify how each fund competes in premiums, coverage conditions and other factors that are important to you. Compare Club can help you compare health insurance policies from eight different health funds, including some of Australia's leading health insurers like Bupa, AHM and HCF.