Qualifying for Chapter 7 requires passing a means test proving that your income is less than the median income, taking into account your family size in your state. Those who fail the means test will not be allowed to file Chapter 7 and must instead file Chapter 13.
Additionally, after the means test, individuals must receive credit counseling from an approved credit counseling agency. These approved credit counseling agencies can be found on the website of the U.S. Trustee Program.