Every Airbnb’s coverage will be different depending on the unique needs of the rental property. Airbnb offers two coverage options under AirCover that provide some protection:
Host Guarantee—Provides hosts with $1 million of coverage iftheirplace or its belongings are damagedby guests
Host Protection Insurance—Provides up to $1 million for liability coverage if a guest gets injured or their belongings are damaged or stolen
The following are coverages that could also be considered for your rental property:
Standard home insurance—Provides liability coverage as well as property damage for guests and their belongings
Short-term rental coverage—Covers the loss of rent if a rental is canceled, damage to the property, theft losses and damage protection