In Pennsylvania, all drivers are required to carry personal injury protection (PIP) automobile insurance. PIP insurance covers the policyholder after a car accident, regardless of fault for the crash. After a hit-and-run accident, if the at-fault driver remains unidentified, your own PIP insurance can cover your losses.
If you purchased only the minimum required amount of PIP insurance, you would receive up to $5,000 in medical damages. You may also be able to use your health insurance for supplemental coverage. In addition, if you have collision coverage on your vehicle, this can pay to repair or replace your car if the at-fault driver is never identified.