Despite being unregulated, as finance lenders we are still required to adhere to proper and professional behaviour, and are members of several esteemed and widely recognised industry institutions to help assure our clients of this, including: NACFB. The National Association of Commercial Finance Brokers is the UK’s leading professional association for property finance brokers and lenders and requires members to adhere to the highest industry and regulatory standards. ASTL. The Association of Short Term Lenders have a strict code of conduct for members, requiring them to act with honesty and integrity and to disclose all costs and fees up front (click here to read more about their guidelines).