Nevada laws require that automobile liability insurance policies carry minimum coverage of:
$25,000 for bodily injury or death of one person in any one accident
$50,000 for bodily injury or death of two or more persons on any one accident
$20,000 for injury to or destruction of property of others in any one accident.
However, with big tourist hubs like Las Vegas and Reno, it is not uncommon for Nevada drivers to interact with out-of-state drivers that have different car accident insurance laws. Being involved in a car accident with an out-of-state driver can put you at risk as they may be underinsured.