Banker's total is 2 points or less Player's third card is any card apart from 8 and the banker has 3 points or less Banker's total is 4 points and the player's third card is anything apart from 2-7 number cards Player's third card is anything except 4-7 number cards and the banker's total is 5 points Banker's total is 6 points and player's third card is any card except 6 or 7