Insurance is crucial in the dumpster rental business to protect against potential risks and liabilities. For example, if a dumpster causes property damage or if someone is injured while using your dumpster, liability insurance would cover the costs. Commercial auto insurance is also needed for your trucks that deliver and pick up dumpsters. Depending on the number of employees you have, workers' compensation insurance may be required. It's also a good idea to have property insurance to cover your office and any warehouse or storage space. A knowledgeable insurance agent can guide you to choose the right coverage for your specific needs.