Buy-to-let mortgages with no deposit are practically non-existent. Lenders require a deposit to minimise their risk.
This upfront payment shows you have “skin in the game” and can handle financial commitments.
Essentially, a no-deposit buy-to-let mortgage would be a 100% loan-to-value (LTV) option. These were common before the 2007-2008 financial crisis but are now rare, especially for investment properties.
This is because lenders rely on rental income to cover the mortgage payments, and this income can vary.
If you’re looking to keep initial costs low, you might need to look at other financial options or investment types.