Whiplash has the ability to damage the cervical spine and cause a herniated disc. The herniation causes pain in the neck, shoulders, and arms. If a person is experiencing symptoms associated with herniation, it is important to go to a doctor and get treatment right away to prevent long-term damage and suffering. A herniated disc on its own is probably a lower-grade injury, though if it leads to aggravation of a pre-existing condition or develops into a more serious injury, the settlement amount for compensatory damages will likely be bigger.