To ensure the home meets basic USDA requirements, an appraiser will check that:
The property is located in a USDA-eligible rural area The land's value is not more than 30% of the home's value The property does not have income-producing land or buildings such as barns, silos, greenhouses, livestock facilities, etc. The property has functional heating and cooling systems There is no evidence of termite or wood damage The property is accessible from a street, road, or driveway Utilities are adequate  There is a functional plumbing and waste removal system Well and septic tanks are located at least 100 feet from the house  The home is compliant with applicable zoning restrictions The electrical and wiring systems are healthy, with no visible or frayed wiring The property is compliant with all local and state guidelines and codes