Yes, but it depends on the specific cause. If you experience food loss due to a power outage, your claim might be covered—provided that your property was specifically affected or damaged by an event that led to the power outage. City-wide power outages, or blackouts, would likely not be covered. If your food is spoiled or destroyed due to theft, vandalism, fire, or certain types of water damage (other than flooding), you may also be covered for the damages.