Here are the highest CD rates at top online banks and credit unions for term lengths from nine to 13 months: LendingClub: 5.10% APY for 10-month CD. NASA Federal Credit Union: 4.99% APY for 9-month certificate. Bread Savings: 4.90% APY for 1-year CD. TAB Bank: 4.85% APY for 1-year CD. More items... 5 days ago