PLAN B: You are required to enroll in an HMO either Kaiser or Health Net for medical benefits. You have no vision or dental benefits. Prescription drugs are reimbursed at 80% of the cost.
PLAN A and PLAN A+:  have the option of enrolling in an HMO or the Roofers Indemnity Plan.  You should be aware that the Roofers Indemnity Plan does have a deductible and there are some services that are not covered (see tab for Summary of Benefits and Coverage).  The HMO'S have a $20.00 co-pay per office visit. Prescription Drugs are reimbursed at 80% of the cost.
PLAN A:  If you elect coverage under the Roofers Indemnity Plan you MUST use the providers listed online at www.ahfonline.org  for in-patient and out-patient services.  Benefits are payable at 80% of the AHF contracted rate.  If you do not use providers listed in their website NO benefits are payable.  You have dental under Delta Care.  There are no vision benefits. Prescription Drugs are reimbursed at 80% of the cost.
PLAN A+:  If you elect coverage under the Roofers Indemnity Plan you MUST use the providers listed online at www.ahfonline.org  for in-patient services.  If you do not, NO benefits are payable.  For outpatient services you may use providers not listed on their website, but benefits will be paid at 80% of the contracted AHF rate instead of 100% of the contracted rate. You have dental under Delta Care, and vision benefits. Prescription drugs are reimbursed at 80% of the cost.
For more information please click Summary of Benefits