If there is an error in your credit report, you can file a written statement of protest. This statement must be submitted to the reporting agency and must be 100 words or less. Once this statement of protest is filed, the reporting agency has 45 days to check the accuracy and completeness of the information disputed and respond to you. This statement of protest must then be included in every credit report provided by the agency until the error has been corrected, confirmed, supplemented or deleted. Once this has been completed, the agency must provide an updated copy of the report to you and, unless you request otherwise, to every person to whom a report was given pertaining to the individual within the past six months.  Last reviewed: October 2014