The most important factor to consider is when the net worth was acquired during the marriage, it is considered marital. If the net worth was acquired before the marriage, it is non-marital. The efforts of the parties might be considered. If one party made more effort than the other party, that might be a factor the court would consider in terms of distribution. The fact an asset is held in one person’s name does not necessarily change the evaluation process. The court first determines if the asset was acquired during the marriage.