Florida's no-fault law requires drivers to carry personal injury protection (PIP) insurance. The minimum required coverage is $10,000, which provides compensation for medical expenses and lost income. Accident victims can seek compensation for costs exceeding $10,000.
PIP insurance covers passengers injured in an accident. Passengers may have to fight for compensation if riding with or injured by an uninsured driver. Uninsured drivers can be charged, and you can seek compensation through a lawsuit; however, you may have to take extra steps to recover your judgment, such as filing to garnish their wages and placing liens against their property until they pay the damages owed.