Paying into pillar 3a is worth your while. Save hundreds of francs in taxes, depending on your place of residence and how much you deposited. The more you pay in annually, the more you save on your taxes.
You may deduct the annually deposited amount from your taxable income.
The assets saved up in pillar 3a are exempt from income tax during the term.
Interest and capital gains are exempt from income tax.
When your retirement savings are paid out, they’re taxed separately from income, at a reduced rate.
If you withdraw your 3a assets in stages, you can keep the tax rate even lower.
Calculate tax savings