Refinancing student loans can be a good or a bad idea, depending on the type of student loan you have.   Refinancing at a lower rate, but continuing to make the same monthly payment, can help you pay off your student loans sooner.
If you have private student loans, and can refinance them at a lower rate that may make sense.  There is growing availability of student loan refinancing, including refinancing sites like SoFi and Common Bond. Be...