A home foreclosure sale can generally be stopped by filing bankruptcy. Foreclosures are similar to garnishments in that time is of the essence. To be effective in saving the house, a bankruptcy must be filed before the date and time of the foreclosure sale. If your home is scheduled for foreclosure, it’s important that you come into our office for your free consultation immediately so we can lay out your most workable options. If you are behind on your mortgage payments and are worried that your home will be foreclosed in the future, it’s best for you to come into our office for a free consultation before the home is actually scheduled for foreclosure. This will give your more time and, potentially, more options.