Preferential mortgage interest rates for our Citigold and Citigold Private Client customers 2. Dedicated mortgage advisors partnering you on your home financing journey 3. Wide range of mortgage options, including variable, fixed or hybrid (a mix of fixed and variable rates) loan packages 4. Mortgage interest rate packages pegged to transparent market benchmark rates (1-month and 3-month Compounded SORA) 5. More savings with Mortgage Loan Interest Offset (for variable interest rate packages only) Legal subsidy of up to 0.40% loan amount or S$2,500, whichever is lower (applicable to refinancing cases)