If you have significant debts, one of the best ways to ensure your loved ones still receive money is through using life insurance. If you make the proper arrangements, money from your life insurance can continue to go to your family even if you die with significant debt. This especially makes sense for young families who have not yet accumulated significant assets but have a lot of debt and might be left financially vulnerable if one spouse dies and all assets go into the estate. If you have questions about estate planning, or protecting your family’s financial well-being through life insurance, call or email us to book a free consultation.