In cases involving conviction for credit card fraud, there is a presumption against incarceration for most first-time offenders in New Jersey—meaning that you likely will not serve time in jail absent extenuating circumstances, assuming that you have legal counsel with the knowledge necessary to advocate for this result.  Despite this, the presumption against incarceration applies to state prison. You can be required to serve up to 364 days in county jail as a condition of your probation if you are convicted of credit card fraud and not sentenced to state prison.