You can apply for most HELOCs online. After you’ve done your research and selected a lender, go to their website and start an application.
You’ll need to have some personal information ready to enter into your application: name, address, estimated credit score, and how much you want your credit line to be. You can rarely open a line of credit for less than $10,000, and the maximum amount you can get will also depend on your credit score and home equity.