Although mortgage brokers tend to have access to more mortgage loan types, they typically have higher interest rates associated with their loans which can impact your monthly principal and interest payments. There also can be additional loan fees when doing business with brokers that you would not have with a traditional community bank. One major benefit of working with AbbyBank is the ability to communicate directly to your mortgage lender without a go-between. Our mortgage lenders will give you their contact information and can answer any questions throughout the home financing journey and for the life of the loan. Mortgage Brokers sell the servicing of your mortgage loan, so your point of contact can change more than once throughout the life of the loan.