Home insurance providers need to know which types of door lock you have, because some are considered more secure than others.
Five-lever mortice locks are often found on wooden front doors and need a key to lock and open them.
Multi-point locking systems are commonly found on uPVC doors. If you need to lift up the handle to lock the door, you probably have one of these.
Night latches are mounted on the surface of a door, so aren’t as secure as other types of lock. They automatically lock the door when it closes.