First, it’s important to understand that “full coverage” varies. You can’t simply sign a policy that’s called “full coverage” and be done. Full coverage car insurance refers to the maximum amount of car insurance you can place on your car to be reasonably covered. This includes adding additional coverage to the amount already required by Georgia. Peachstate works with reliable carriers to find the cheapest car insurance quotes for you and your vehicle. Full coverage generally includes the required liability coverage as well as:
Comprehensive Coverage. Comprehensive coverage helps pay for damages that occur from an accident not involving a collision or crash. This includes fire, hail, wind, theft, vandalism and more. It can also help pay for damage to your windshield due to falling rocks.
Collision Coverage. Collision coverage helps pay for damages that occur from a collision or crash with another vehicle or object.
Uninsured/Underinsured Motorist. Uninsured or underinsured motorist helps pay for damages if you crash with a driver that doesn’t carry any or enough car insurance.
Personal Injury Protection (PIP). PIP pays for medical expenses for you and your passengers after an accident.
Full Glass Coverage. Although comprehensive coverage may pay for damages on your windshield against falling rocks, it won’t cover everything. Full glass coverage helps pay to fix or replace your windshield.