It's crucial with gift cards that you read through the fine print and make sure there aren't expiration dates or other details that could end up costing you. For instance, some gift cards can add inactivity fees, maintenance or monthly fees that can eat up your balance and even cost you later. Also, check to see if you need to use the gift card within a specific amount of time. Don't lose the funds on your gift card simply because you waited too long to use it. In most cases, it's best to use the card within 12 months. Other pitfalls to watch out for:
It's difficult if not impossible to replace if lost or stolen
If the card issuer goes out of business, you likely won't get any value out of the card
Most people leave a small amount on the card and toss it but those dollars add up - keep track of your balance and make sure you spend the full amount