Pain and suffering includes both physical pain and mental anguish caused by your injuries. The amount that you receive will depend on the extent of your injuries and your ability to document them. If you have accumulated substantial medical bills or missed time from work, an insurer likely will recognize that you have experienced significant pain and suffering. Certain types of injuries also are commonly associated with severe pain, such as broken bones. If your injury is not severe or did not require extensive treatment, you may need to work harder to prove that you experienced significant pain and suffering.