You have a few options to get cash from your credit card without a PIN: Human tellers: You can walk into a bank branch or other financial institution that can access your account and ask the teller for a cash advance. You will have to fill out a request form and show an acceptable form of identification. Checks: You can order checks from your card issuer that work just like those from your checking account, except the money comes from your credit line rather than your checking account balance. Cash back (prepaid cards only): You can ask the cashier at any point of sale (POS) location, such as the grocery store checkout line, for cash back when you pay for a purchase with a prepaid or debit card. The procedure is for you to pay for the purchase plus the amount of the cash back, and the cashier hands you the cash along with your receipt. There is usually no fee for cash back — it’s a customer courtesy. Unfortunately, credit cards can’t be used for cash back transactions at POS locations. Yes, you can usually transfer money in either direction between a credit card and your bank account. Many ATMs support a direct deposit of cash, and you can also perform a transfer online if the two accounts are linked.