MGV is a loyalty program for merchants via which customers buy merchant-specific gift vouchers and pay the merchant via the voucher. Merchant Gift Vouchers enable Paytm customers to sell seamlessly on the Paytm platform across merchants by purchasing these MGVs for themselves.
If the user has a balance>0 for any merchant, MGV will be the first payment option shown to the user on the checkout page. Paytm will select MGV by default in case of sufficient balance, and in case of insufficient credit, MGV will be greyed out to show the user any available balance in it. The user will not be able to club MGV as a payment mode in Add and Pay, or Hybrid payment mode.
Yes, the Paytm All-In-One SDK supports MGV.