Well-known banking institutions, like Santander Bank, are guided by federal regulations and provide banking products that adhere to the highest quality standards. However, not all lenders have an eye to your financial security. When shopping for a personal loan, watch out for the following warning signs: (1) no-credit-check loans, (2) unclear fees and hidden costs, and (3) high-pressure sign-up processes. If you notice any of these red flags, proceed with caution because you may be dealing with a predatory lender. At Santander, on the other hand, borrowing is clear, straightforward, and easy with no application fees or closing costs, a discount for automatic deductions from your Santander Checking account, and no collateral required. We’re also here to answer any questions you have along the way. You can visit your local branch or contact a Customer Service Center Advisor at 877-768-2265.