There are many things that can affect your auto insurance rates in North Carolina: Age Driving record Type of car you drive Credit score Zip code where you live Prior liability limits you carried affect your rate Prior insurance carrier, when shopping for new insurance some companies rate you based on if you were with a standard agency and who the company was Multi-policy discount for having home or renters We work very hard to find you the best possible auto insurance rates and coverage based upon your individual needs. You can rest assured that we will shop around and find an agency that is willing to work with you.