The PC Money Account card uses the Mastercard payment network to process transactions at point-of-sale and ATMs (traditional debit cards use the Interac network). Unlike a typical Mastercard credit card, the PC Money Account directly withdraws your own funds to make a transaction, instead of drawing from a portion of your available credit due to be paid back to the bank. This gives you the confidence to use your own funds with the flexibility and security of a Mastercard product. You can use your card everywhere Mastercard is accepted (look for the Mastercard logo), including online and when travelling abroad Use the PC Financial app to add your card to Apple Pay or Google Pay You are protected by 24/7 Fraud Detection and Mastercard Zero Liability Promise for unauthorized purchases Pending vs. posted transactions appear in your account similar to a credit card