We always try to invest your assets as soon as possible but it depends on how they are received. If we receive a transfer of securities from another institution through the Automated Customer Account Transfer (ACAT) system we normally invest as soon as the positions are settled into the account. For an account that has been funded via ACH or Check, we will normally wait 2-3 business days to invest the money after it has been settled. We do this to protect you in case the bank recalls the funds for any reason.