Separate property is any personal property or accounts held by a single individual. For the typical unmarried person, almost everything they own would be considered separate property. Married people can also own separate property, which would consist of any accounts or belongings not relevant to their marriage. Community property is any property or asset jointly held by two or more people. When talking about divorce, community property almost always refers to marital property, a special category of community property that is jointly held by the partners in a marriage. When a marriage is dissolved, any community property must be divided up by the courts. The same concepts of separate and community ownership will also apply when dividing up any outstanding debts in a dissolved marriage.