Similar to standard vehicle insurance, there are three types of campervan insurance. These include:
Third Party
As the minimum legal requirement of cover, you will need this in order to drive on UK roads. Third Party offers cover even if you are only partially to blame for an accident or damage caused to another vehicle, as well as any injury. This level of insurance provides no protection for any damage to yourself or your vehicle.
Third Party, Fire and Theft
This level of cover offers all cover listed in Third Party but with the extended cover of theft or damage by fire.
Comprehensive
As the highest level of insurance, comprehensive cover combines the listed protections from Third Party, Fire & Theft but includes cover for damage to your own campervan or loss of your own campervan. Comprehensive protection also provides cover against death or injury to you or your spouse.In order to ensure that your campervan is covered against theft, you will need to purchase an appropriate level of cover.