In an auto accident, your medical bills will initially be submitted to your own car insurance, under its Personal Injury Protection (PIP) provision. If you purchased medical payment coverage on your car insurance, you can seek to have that pay first so as to have the PIP money available for potential lost wages. When your PIP is exhausted, your health insurance, if any, will cover your remaining medical expenses. Your health insurance company will be entitled to a lien against your case for the monies it has paid for your medical treatment related to the accident. If you do not have insurance, your doctor may accept a “Letter of Protection” which will allow you to treat without immediate payment until the claim is resolved. If a recovery is made, The Benenati Law Firm will pay the physician directly from the recovery prior to disbursing any monies to you. Ultimately, you will seek recovery for your medical expenses from the at-fault party just like any other element of your damages.