The Medical Debt Relief Act of 2021 was a bill introduced in the Senate that had several relief measures for consumers with medical debt. For example, the bill aimed to amend the Fair Credit Reporting Act (FCRA) so that unpaid medical debts would not be reported on a consumer's credit reports until at least one year had passed.
Other suggested changes included the removal of paid-off and settled medical debts from credit reports and amending the Fair Debt Collection Practices Act to "provide a timetable for verification of medical debt and to increase the efficiency of credit markets with more perfect information, and for other purposes," according to Congress.gov.