Chapter 128 plan is not a typical consolidation program. It's a court ordered plan that helps you to pay off bills with an affordable repayment plan accepted by most creditors and collection agencies in Wisconsin. The types of bills that can be included in Chapter 128 are payday loans, credit cards, utility payments, collection accounts, personal loans etc.
Like bankruptcy, Chapter 128 stops creditors from garnishing your wages and raising your credit card penalty charges. Like consolidation, Chapter 128 helps you to choose the type of bill you'd like to pay off at a rate you can afford. Learn more....