There are complex insurance laws in place when it comes to Uber and Lyft accidents in Dallas. What is most relevant to victims of rideshare accidents is the insurance provided by the specific service that was used. Uber and Lyft each offer their users coverage of up to $1 million per accident under their primary liability insurance for rideshare drivers.
If your rideshare driver was en route to collect you or you were in their vehicle at the time of the accident, you may be liable for the maximum $1-million liability policy for the duration of your trip. Even if your driver was at fault in the accident that caused your injuries, you are still legally liable for compensation.
Things get trickier if you have commercial or personal insurance that provides coverage for ridesharing accidents. In this case, the company’s liability insurance will only cover the excess of your own policy limits.