Whether an insurance company will pay for you to rent a car after an accident depends on how your car insurance policy works. Car insurance doesn’t automatically pay for a rental. Rental reimbursement coverage is an optional benefit that you may be able to add to your policy for an added fee, but if you were trying to keep your premiums as low as possible, you may have skipped it. If you aren’t sure, review your policy to ensure you have the appropriate insurance coverage.