Wagmo wellness plans cost anywhere from $20 per month to $59 per month depending on which one of the three plans offered you decide on. Wagmo’s pet insurance costs as little as $13 per month for a dog and $9 per month for a cat. The cost of your monthly premiums depends on the deductible you choose and whether you want to be reimbursed at 90% or 100%. The deductibles you can choose from are $250, $500, and $1,000. Choosing a lower deductible will cost you a higher monthly premium.