One to three deficiency charges may be added to the premium if deficiencies are discovered during an inspection of the property. A deficiency charge is $1.00 per $1,000 of coverage (both dwelling and contents) and applies due to significantly less than average conditions of the roof, siding, trim, paint, soffits, fascia, gutters, or an overall lack of maintenance of the premises. A policyholder may have deficiency charges removed by correcting and documenting the condition(s) that caused the charge to be imposed.