The Central Credit Register (CCR) is a secure system for collecting information on credit applications and credit agreements of €500 or more.It is owned and operated by the Central Bank of Ireland. We share your information with the CCR, which uses it to create individual credit reports.The Central Bank owns the information held on the CCR and is the data controller under the Data Protection Acts. You have a right to request your credit report, free of charge, at any time and subject to fair usage.Find out more about what the CCR means to your credit card application.