The withdrawal time will depends upon the payment method that you will choose while submitting the withdrawal request at HFM (HF Markets). If you will choose the bank wirw then the amount can take 2-10 days for crediting to your account. And the minimum amount you can withdraw is Kes. 11,000 ($100). For local method like Dusupay, the withdrawals are instant & minimum is 10 USD or Kes. 1000. There is no withdrawal fees.