While many moisturizers may contain SPF, the American Academy of Dermatology recommends using an SPF level of 30 or higher for daily sun protection. Check your moisturizers with SPF and make sure the SPF level is at least 30 and is labeled 'broad spectrum.' For moisturizers with a SPF level below 30, make sure to pair them with a facial sunscreen that offers broad-spectrum SPF 30 or higher for effective daily sun protection.