If you are struck by a motorist while on an Electric Bike, the at-fault driver’s car insurance should pay for your recovery. In the same way car insurance is used to support pedestrian accident victims and the medical costs of normal cyclists who have been hit, any motorist causing an accident should be accountable for all injury costs. Some specialized insurance companies provide E-Bike insurance to riders who frequently ride rental bikes or bikes they own. These policies would usually cover you if you crashed your bike and got hurt in an accident not involving another vehicle. Policies may only cover the cost of repairs or a new bike and could fail to provide help with medical costs. An E-Bike policy might also provide coverage if you are hit by a driver who is uninsured or who doesn’t have enough insurance coverage.  E-Bike insurance may also be available as an add-on to your own auto insurance policy. If you don’t have coverage through any of these means, your health insurance should provide a backup option to help pay your medical bills. Generally, private E-Bike companies and public E-Bike rental services are protected from liability if you get hurt. However, if it can be proven a malfunction in the bike caused your crash, it’s possible to hold a bicycle provider responsible. Personal injury cases involving bikeshares and E-Bikes can be complicated. It’s a good idea to take advantage of a free consultation with a skilled California Bicycle Accident Lawyer to go over your best options.