Some companies include company stock as an investment choice. If you have invested in company stock and your stock has grown in value, rather than rolling over the stock when you roll over your 401(k) assets, sometimes taking a 'lump-sum distribution' of this stock can save you significant amounts of money. There are a number of variables to consider before you decide the best course of action. We suggest you talk with a tax advisor to help you determine if this could be an appropriate strategy for your situation.