Please note that the following information pertains to stocks and bonds investment transactions only and does not apply to crypto transactions. Any time there is a transaction in your Betterment account (like a deposit, withdrawal, or change in your allocation), we buy and sell shares of stocks and bonds on your behalf in the proper amounts. Betterment takes care of the trading for you. We also trade in order to rebalance your account, change investment options, or otherwise further the ...