You can only drive someone else’s van and still be covered if your insurance policy has a ‘driving other vehicles’ clause in its terms and conditions. The DOV clause is most often included on a fully comprehensive insurance policy and provides you with temporary cover on a vehicle that is not yours.
If you plan on driving somebody else’s van, then you should consider getting a temporary one-day van insurance policy which ensures that you’re covered. To be eligible for DOV cover, you must meet certain requirements. These can include:
The vehicle doesn’t belong to the driver and has not been hired to them
The driver has the permission of the owner
The driver is aged 25 or over
The driver’s personal policy includes the driving other vehicles extension
The vehicle is insured
Driving another person’s van without the appropriate cover can result in a conviction for driving without motor insurance so it’s important to check this with your insurer.