This depends on a number of factors, like the type of business you run and the level of cover you choose. It's easy to find out how much it might cost – just enter a few details about your business, and we'll show you a selection of online business insurance quotes. Usually, businesses who insurers see as risky will pay more for their public liability insurance. There is no standard, average price for public liability insurance. As mentioned, the actual cost will depend on several factors, such as the nature of your business and trade type, your claims history and the level of cover you need depending on your circumstances. The easiest way to find a price for your public liability insurance is to run a quick online quote. As with most types of insurance, insurers will calculate the price of your public liability insurance (your premium) based on several things, including the type of business you run and the level of cover you select. Insurers are predicting how likely you are to make a claim and how much a claim could cost. In practice, this usually means that businesses that are more likely to face steep compensation claims will pay more for their public liability insurance. When you’re buying cover for your business it’s really important that you answer all questions accurately and that you buy enough cover, ensuring you’re fully protected if you come to make a claim.