A grace period is the period of time you must wait from when you take out your health insurance before you can access certain guarantees.
With Health Prime reimbursement health insurance, the grace periods are three months for illness and eight months for pregnancy and childbirth, with their corresponding illnesses.
These deferred periods shall not apply in the event of accidents or congenital illnesses during the first year of the insured person's life.
There is also no grace period for infectious diseases, such as rubella, measles, chickenpox, scarlet fever, diphtheria, mumps, whooping cough, meningitis, among many others.