A debt relief lawyer understands that struggling with debt be stressful enough, but when that stress is compounded by a constant barrage of phone calls and letters from creditors and debt collectors, that stress can feel absolutely overwhelming.
The good news is that as soon as your lawyer files the bankruptcy petition on your behalf, an automatic stay goes into effect. This automatic stay means that your creditors and those collection agencies are required to stop all collection attempts once they have been notified of the bankruptcy.
This notification can take a few weeks, so it is advised that if you do receive any collection calls, let the creditor know you have filed for bankruptcy and give them your case number. Your lawyer will let notify any creditors that have filed lawsuits against you.
Once creditors have been notified, if they continue their collection efforts, they can be sanctioned by the court.