AD&D and AD&D Plus insurance benefits are as follows:
From $30,000 to $120,000, if the covered individual dies in an accident or loses a limb or suffers a coma, paralysis, loss of sight or other covered losses in an accident.
From $130,000 to $520,000, if the accidental death occurs on a plane, train, ship or other public conveyance. On every anniversary of your effective date of coverage, the member public conveyance benefit will increase by $10,000 a year up to a maximum of $50,000 at no additional cost to you.
If a loss of life occurs in a car accident and the covered individual is wearing a seat belt (in the prescribed manner), or is sitting in a car seat equipped with an air bag and wearing a seat belt, the plan pays an additional benefit of 10% of the coverage amount, up to $10,000.
AD&D Advantage insurance benefits are as follows:
From $250,000 to $1,000,000, if the covered individual dies in an accident or loses a limb, or suffers a coma, paralysis, loss of sight or other covered losses in an accident.
If a loss of life occurs in a car accident and the covered individual is wearing a seat belt (in the prescribed manner), or is sitting in a car seat equipped with an air bag and wearing a seat belt, the plan pays an additional benefit of 10% of the coverage amount, up to $10,000.