When you become eligible for Medicare, you have to decide which plan is best for you. Original Medicare is provided through the federal government and includes Medicare Part A and Medicare Part B, which both handle different parts of your health care. It’s important to remember that Original Medicare doesn’t cover everything, such as vision and dental coverage.
Medicare Part A
Known as “Hospital Insurance,” Medicare Part A covers costs billed by hospitals or similar inpatient-like settings, such as skilled nursing facilities, hospice, and some home-based healthcare. This plan doesn’t cover long-term or custodial care. When you receive notification that you’re eligible for Medicare Part A, you’ll also be notified about your eligibility for Medicare Part B coverage, which is optional and has a premium for all enrolled members.
Medicare Part B
Generally, Medicare Part B covers costs for outpatient care such as doctor visits, preventative services, ambulance services, certain medical equipment, and mental coverage. This plan also covers certain prescription drugs.