You can start over by checking from the Ministry of Law – Registry of Moneylenders the list of licensed moneylenders and compare their debt consolidation plan offers. Check carefully their interest rates and terms and conditions. Then, when you are ready you can go to their website and apply using their online form. If you want to make it more convenient and save more time, we at Easy Credit will help you find the best private debt consolidation lender. Just apply using our form.