TypeNEFTRTGSIMPS Full formNational Electronic Fund TransferReal-time Gross SettlementImmediate Payment System SettlementHalf hourlyReal-timeReal-time Minimum AmountNo lower limitINR 2 LakhNo lower limit Maximum AmountNo upper limitNo upper limitINR 5 Lakh Availability24 x 7 x 36524 x 7 x 36524 x 7 x 365