It generally doesn’t matter what type of business you run or how big it is; having insurance is always a good idea. Business insurance protects your business financially and legally in the event of unforeseen circumstances.Insuring your operations lowers risk and protects your staff against what can be dire situations. Cyber insurance, in particular, is practically made for e-commerce stores as they are often the target of cybercriminals.Insurance can be the difference between a business recovering after a hurdle or closing up shop, so don’t take chances in this regard.