Most insurance companies require that you report an accident within 24 hours. If you fail to report the accident, your insurance company may consider this a type of fraud and cancel your policy. Be open with your insurance about the accident, but don’t give them a statement until you’ve spoken to a car injury attorney. You can simply let them know you were in an accident and that you are seeking medical care. Your attorney can communicate the details of the accident on your behalf so the information you give them cannot be used against you in a future case.