Do not give any statements to an insurance company before you speak with a qualified attorney. Insurance companies exist to maximize their profits and protect their interests, not yours. They show little remorse for the amount of medical bills you have accrued or your lost income from missing work due to the severity of your injuries – insurance companies are focused only on paying out as little as possible. With an attorney in your corner, you do not need to worry about saying the wrong thing during negotiations or securing a settlement figure that is inadequate.