Thankfully, there are now various alternatives available for people wishing to get access to same day cash loans with no credit check. Firstly, modern lenders are much more sympathetic to applicants with bad credit scores. This means that whilst still performing a credit check, they will take into account other factors. As such, your employment status and current financial status, as well as how much you wish to borrow and for how long, will all be considered in addition to your credit score.