NCD is a discount for riders who has not made any insurance claim during the preceding period of your insurance. NCD discounts will increase over the years, however, once you have made an insurance claim, you will lose your NCD entitlement. The amount of NCD you can receive depends on the type of motorcycle, coverage, and the number of years you have not made a claim. Normally, motorcycles can get up to 25% of NCD. You can check how much NCD you are eligible to through this website:
https://www.mycarinfo.com.my/NCDCheck