“Yes, all or part of a Roth may be converted to a 529,” says William Bevins, a Certified Financial Planner (CFP) and Certified Trust and Fiduciary Advisor (CTFA) based in Nashville, Tn. Converting a Roth IRA to a 529 requires you to withdraw money from your roth and use it to fund a 529. But before you do this, you should understand some potential drawbacks. “The primary reason for building a Roth is to reap the reward of tax-free retirement growth down the road,” says Bevins. “Making early withdrawals can limit the advantage of having one.” Bevins recommends contacting a tax advisor for help determining if this move makes sense for you.