Obtain a pre-approval on a mortgage if needed.
2. Hire a Real Estate Agent who will help you find the right home.
3. Make an offer on the home and place a deposit.
4. Retain a real estate lawyer who will conduct a title search for the property to ensure there are no deficiencies, liens, or other issues with the property. The seller and buyer need to have separate lawyers.
5. You may conduct an inspection of the home with the help of a home inspector to identify any physical problems of the home.
6. Conduct a final walkthrough of the property to ensure that all conditions have been met and that no new issues have developed since you first saw the property.
7. Obtain your mortgage to finance the property.
8. Have the lawyer review and prepare the closing documents.
9. Deposit mortgage funds into your lawyer’s account. On the closing date, the seller’s lawyer will receive these funds from the purchase’s lawyer who will in turn provide the keys for the new home.
10. Move into and enjoy your new home!