There are categories of health insurance at a broader level (a) Indemnity plan, which includes mediclaim plans, top-ups and super top-ups; and (b) Defined benefit plan, which includes critical illness coverage and daily hospital cash plans. \rHowever, while purchasing a health plan, you will have the option to buy Individual Health Insurance, Family Floater, Group Health Plans, Senior Citizens Plans, Maternity Plans, and Critical Health Insurance. You can also buy Top-up Insurance for coverage of a higher amount.