Yes, you can use the comprehensive and collision portion of your car insurance to get your vehicle fixed while you are waiting for the police report to come in or while the fault for the accident is being investigated. Your comprehensive and collision coverage will cover the repairs of your vehicle, even if you are at fault or partially at fault for the accident. If the person who hit you does not have insurance, then you can use your uninsured motorist coverage to get your vehicle repaired. To help figure all this out, one of our Albuquerque car accident lawyers is happy to help.