"lowo ofake isicelo kufanele afake imali ekhokhelwa isicelo ebhange lomnyango wezokuvikela bheka imininingwane yebhange ngezansi ipheshana lokufaka imali ebhange kufanele lithunyelwe esizindeni semibhalo somnyango wezokuvikela ngaphambi kokuba kuqhutshwe isicelo"