"phekolo tsamaiso e e tlametsweng go dira merero e e latelang go tsweletsa foromo ya kopo ya botokololo go duelela go busa tšhelete ya ditleleimi go swetsa ka ga ditshwanelo tse di tshwanetseng go amogelwa ke leloko gammogo le tiragatso ya bolaodi wa kotsi risk management practice"