ZICOTO Budget Planner Organizer: Start budgeting today to achieve long-term financial freedom! A great way to take control of your finances and your options. This personal budget planner is simple but effective and makes it easy for you to gain and keep financial control. Start whenever & continue wherever you want! The budget journal is non-dated, so you can start at any time. The perfect size of 5.5”x8” (smaller than A5) makes it easy to take the budget planner anywhere with you. The planner is available in 6 different colors, comes with a soft surface and features an elastic band and a sturdy pen loop. The financial budget planner is all in one - monthly income, savings, debt & bill planner, daily expense tracker, budget organizer & more: Financial goal setting, Strategy & action plans, Monthly bill tracker, Saving and debt tracker, Monthly income, savings & budgeting, Daily expenses, Month & year-end review for reflection & to boost your learning curve. Incl.: Christmas tracker to enjoy the best time in the year without financial worries, Notes section. The planner comes with motivational instructions and ideas how to create a success budget plan. It includes 2x sheets of beautiful budget accessories stickers! The ZICOTO budget planner is a great way to start your journey to financial freedom today!