The Boxclever Press Cash Envelope System has been designed to make budgeting as easy as possible. This binder organizer has 12 x budget envelopes & 12 x tracker sheets and is a real must have money saver. Start by identifying areas or categories where you might be overspending such as on gas or eating out and assign a tracker sheet to each one. With unique designs & title space, slot each of the sheets into a cash envelope wallet. Set a monthly budget for each category & fill each cash wallet with that exact amount. The plastic envelopes with snap closure are durable and perfect for holding cash, receipts & coupons. Use the tracker sheets to record the amount of cash in and out for each category. Identify spending habits and roll over any unspent cash to next month's fund, pay of debt or add it to savings! Measuring 7 x 6.5 x 3.7'', this stylish cash envelope binder is untitled to sit anonymously on any desk or shelf.