IRS tax return deadline is Monday. What to know about extensions ...

Have you filed your taxes yet?

If you haven’t already or filed for an extension, time is not on your side.

Between the Easter egg hunts and holiday festivities, you might need to itemize your deductions and calculate your refund – or what you owe.

Tax season ends the earliest it has since 2019 with the Internal Revenue Service‘s tax return deadline April 18 for most states. In 2020, the deadline was in July and last year’s extension was mid-May.

The IRS started accepting and processing2021 tax returns Jan. 24, 17 days earlier than last tax season’s start of Feb. 12.

TAX DAY LIVE UPDATES: What you need to know as taxes for 2022 are due

2022 TAX GUIDE:Key dates for filing and extensions, claiming credits and planning for refunds

REVIEWED TIPS:Reviewed's guide to filing taxes in 2022

The IRS has received nearly 42 million e-filed returns that were self-prepared through April 1 – and 45.9 million returns filed by tax professionals.

The total number of returns the IRS received hit nearly 91.3 million through April 1 – down 2.1% from a year ago.

This tax season, there are key differences in how jobless benefits will be treated compared with the 2020 returns. You'll also need to account for advance Child Tax Credit payments, the return of the Recovery Rebate Credit, and a special break for charitable contributions among other things.

Because of the credits, tax refunds are averaging $3,226 so far this tax season. That's 11.5% higher than last year, according to data from the IRS.

As you finish up your return and await the refund, here are a few things to keep in mind:

Tax rules changed by COVID relief

Pandemic-related relief changed many rules for 2021 tax returns. On 2021 returns, there's no longer an age cap or ceiling set at 64 or younger for workers to qualify for the earned income tax credit. It's a one-time-only deal, but the AARP is pushing to extend the tax break for older workers beyond 2021 tax returns.

The earned income credit (also called EITC or EIC) has been expanded so that the credit can apply on 2021 federal returns to workers who are 65 or older, even if they do not have dependent children, thanks to the American Rescue Plan passed last year.

It now also applies to childless workers from age 19 to 24 who are not half-time or full-time students and are claimed as dependents on their parents' tax return.

BIGGER REFUNDS:2022 taxes: Refunds are higher thanks to Child Tax Credit, third stimulus check

Last day to file taxes in 2022? Has the tax deadline been extended?

The deadline to file 2021 income tax returns is Monday, April 18, for most people, three days later than the normal April 15 deadline for filing taxes.

The later date is a result of the Emancipation holiday in the District of Columbia. By law, Washington, D.C., holidays affect tax deadlines for everyone the same way federal holidays do. Taxpayers who live in Maine or Massachusetts have until April 19 to file because of the Patriots' Day holiday celebrated in those states.

The IRS has extended the deadline until May 16 for victims of the late 2021 Colorado wildfires as well as for victims of the December tornadoes in parts of Illinois, Kentucky, and Tennessee. The extension applies to various individual and business tax returns and tax payments deadlines.

TAX SEASON 2022:When are tax returns due? These are the deadlines to file

TAX DAY 2022:Why is Tax Day on April 18? You can thank this DC holiday

Where to mail federal tax return? IRS mailing addresses vary.

The address depends on what state you live in and whether you are mailing a payment. Find the list of IRS mailing addresses here.

What does the cryptocurrency question on 1040 tax form mean?

A question is now listed on the front of the 1040 form about cryptocurrency: "At any time during 2021, did you receive, sell, exchange, or otherwise dispose of any financial interest in any virtual currency?”

Those who engaged in a transaction involving virtual currency in 2021 must respond "yes" to a question, also found on Form 1040-SR.

"Do not leave this field blank," according to an IRS alert called "What's New" in the instruction booklet for the current tax season.

"The question must be answered by all taxpayers, not just taxpayers who engaged in a transaction involving virtual currency."

CRYPTO TAXES:Not as easy to hide from as you'd imagine

Fastest way to get a refund?

The IRS advises filing taxes electronically and having the refund direct deposited into a financial account. The IRS says refunds can be deposited directly into bank accounts, prepaid debit cards or mobile apps as long as a routing and account number is provided, the IRS said.

2022 TAX ADVICE: How to get child tax credit cash, charitable deductions and free help

SAVE BETTER, SPEND BETTER: Money tips and advice delivered right to your inbox. Sign up here

What is the 2022 tax extension deadline? You'll need IRS 4868 form.

April 18 also is the deadline for requesting a tax extension, which gives taxpayers until Oct. 17 to file their returns for 2021. However, there is no extension on payments so if you think you will owe money, it is recommended that you send a payment by April 18 to avoid interest and other penalties.

The IRS estimates that 15.2 million taxpayers will file for an extension, which is Form 4868, in 2022. Nearly 11.6 million taxpayers filed Form 4868 in 2020, based on the most recent data; and an estimated 13.56 million filed for an extension in 2021.

TAX EXTENSION:Not ready for the April 18 tax deadline? Here's how to file an extension.

What happens if you file taxes late?

If you are getting a refund, there is no penalty, according to H&R Block. Then again, not getting your money from the IRS might be punishment enough.

If you owe the IRS, the penalties kick in. TurboTax says penalties can reach 5% of the amount owed for each month you are late. The maximum amount taxpayers can be penalized is 25% of the amount due, according to TurboTax.

TAX SEASON CHALLENGES:The IRS is 'buried' in paper after 'most challenging' year for taxpayers. Why it matters for 2022 tax season.

STOLE SOMETHING? IRS says stolen property and bribes must be reported as income

Can you still get the child tax credit, stimulus money after the tax deadline?

Yes, even if you don't file taxes by the deadline or don't owe taxes, April 18 is not the last chance to claim child tax credits or the earned income tax credit. These credits can be claimed by filing a return by Oct. 17.

Free tax filing: Who qualifies to use IRS Free File?

If your adjusted gross income was $73,000 or less in 2021, you can use free tax software to prepare and electronically file your tax return, according to IRS instructions online for the 2021 tax season.

Taxpayers who earned more can use Free File Fillable Forms, the electronic version of the federal tax forms, to file their tax returns online. Go to IRS.gov to learn more.

The IRS said all taxpayers can use Free File to file an extension.

TAX RULES:New rules for 2021 taxes may mean bigger refund for young workers, retirees with side jobs

BONUSES AND REFUNDS:Did you get a sign-on bonus in 2021? You may be eligible for a big tax refund

How long does it take to get a tax refund?

The IRS anticipates most taxpayers will receive refunds, as in past years. Most should receive them within 21 days of when they file electronically if they choose direct deposit (and there are no problems with their returns). Last year's average federal refund was more than $2,800.

The IRS says many factors can affect the timing of a refund after the IRS receives a return electronically. A manual review may be necessary when a return has errors, is incomplete or is affected by identity theft or fraud.

FLAT TAX RATES EXPLAINED:States' 'flat tax' mania: Better for taxpayers or another gift to billionaires?

TAX APPS:Taxes: How much can you expect to pay to file online this year? What's a simple return? Get answers.

Track tax refund with IRS 'Where's My Refund' tool?

Yes, the IRS says using "Where’s My Refund?" on IRS.gov/refunds and the IRS2Go mobile app are the best ways to check the status of a refund. You can check the status within 24 hours after submitting an e-file return or four weeks after you’ve mailed a paper return.

TAX SOFTWARE SAVINGS:Shop these TurboTax deals on Amazon and make doing your taxes a little easier

Stimulus checks? Maybe through Recovery Rebate Credit

Some people might want to file returns – even though they're not required to do so – to claim a Recovery Rebate Credit or the 2021 stimulus payments.

According to the IRS, individuals who didn't qualify for a third Economic Impact Payment or got less than the full amount may be eligible to claim the Recovery Rebate Credit. For those who got some money, the IRS says you’ll need to know the total received to calculate the correct rebate credit and avoid processing delays.

The IRS started mailing Letter 6475 in late January with the total amount of the third Economic Impact Payment received. Economic impact payment amounts also can be viewed on IRS online accounts.

What to look for with Child Tax Credit payments?

In January, the IRS advised families to hold off filing taxes until they received IRS letter 6419, which can help them file an accurate return and avoid delays. However, some taxpayers received letters with inaccurate amounts. Before filing taxes, review your records and check the information at the IRS "Child Tax Credit Update Portal Site" at IRS.gov/ctcportal.

DON'T THROW THIS IRS DOCUMENT AWAY:Why IRS Letter 6419 is critical to filing your 2021 taxes and the child tax credit.

TAX SEASON GLITCH:First glitch of the tax season is here: That IRS child tax credit letter may be inaccurate

Unemployment benefits with a tax break in 2022?

Taxpayers got a surprise tax break on unemployment benefits received only in 2020, as part of a $1.9 trillion stimulus package signed into law in March 2021.

As part of the American Rescue Plan, many taxpayers were no longer required to pay taxes on up to $10,200 in unemployment benefits received in 2020. The exclusion was up to $10,200 of jobless benefits for each spouse for married couples filing jointly.

But jobless benefits received in 2021 will be taxable on the 2021 federal income tax return.

UNEMPLOYMENT INCOME TAXABLE:Don't forget: Jobless benefits are taxable on 2021 tax returns

Contributing: Brett Molina and Elisabeth Buchwald, USA TODAY; Susan Tompor, Detroit Free Press; Russ Wiles, Arizona Republic; Associated Press

Follow USA TODAY reporter Kelly Tyko on Twitter: @KellyTyko. For shopping news, tips and deals, join us on our Shopping Ninjas Facebook group.

The 2021 tax filing season has begun. Here's what you need to ...

Editor’s Note: This is an updated version of an earlier article.

The federal tax filing season has begun. And it’s going to be tough sledding for the IRS – and for some tax filers – given the millions of returns from last year that still have to be processed, staffing issues due to Covid-19 and a lack of needed funding for the agency.

Despite that, there are still ways to help ensure your tax filing experience is hassle-free and you get your refund within the typical 21-day window after the IRS accepts your return.

This requires three critical steps on your part. “File electronically. File accurately. And request direct deposit for your refund,” IRS Commissioner Charles Rettig said Monday in a press call. “If there’s a problem with your return it can create an extensive delay.”

As you aim for accuracy, keep in mind the many tax-related variables from last year – such as receiving a third stimulus payment or advanced payments of the expanded child tax credit.

Here’s what you need to know about filing your 2021 taxes this year:

The filing deadline

The tax filing deadline this year is Monday, April 18. That’s the day by which you must have filed your 2021 individual return and paid any remaining federal income taxes owed for last year.

Normally, the tax-filing deadline is April 15, but this year that is when Emancipation Day will be observed in Washington, DC. In two states - Massachusetts and Maine – the federal filing deadline will be April 19 due to the observation of Patriots Day on the 18th.

The federal filing deadline will be extended for anyone who files for an automatic 6-month extension. (Note: you will only be granted an extension to file your return. But you will not be given an extension to pay what you owe.)

In addition, the tax filing and payment deadlines will be extended for anyone living in counties declared federal disaster areas due to recent natural calamities.

These include tornado and storm victims in Arkansas, Illinois, Kentucky and Tennessee, as well as wildfire victims in Colorado. They will have until May 16, 2022, to file various individual and business tax returns and make their payments. (This IRS page offers a complete listing of who is granted disaster-related tax extensions.)

Those affected taxpayers also will have until May 16 to make 2021 IRA contributions. Everyone else must make their 2021 IRA contributions no later than April 18.

Don’t be surprised by delays

While every tax season is busy for the IRS, pandemic-induced backlogs from the past two years coupled with limited funding will make the current tax season even more so.

Treasury officials said in a briefing call Monday that at the start of a normal tax season, the IRS might have 1 million returns backlogged, but the number this year is “several times more.”

Last week, IRS Commissioner Charles Rettig noted that return processing and tax assistance delays arose as the agency was administering several Covid-19 relief efforts passed by Congress. Those included issuing three rounds of Economic Impact Payments, creating a system to send out advance monthly payments of the Child Tax Credit and making changes to the Earned Income Tax Credit.

One example: Last year, the agency was unable to answer more than two-thirds of the calls it received. That’s why tax filers are encouraged to first use the online tools provided on IRS.gov to get answers to their questions before reaching out to the agency directly.

This year is likely to be just as frustrating. That’s why tax filers are encouraged to first use the online tools provided on IRS.gov to get answers to their questions before reaching out to the agency directly.

“Expect phones lines to be jammed up for the forseeable future,” Rettig said.

Be on the lookout for IRS letters

If you received advanced payments last year for the recently expanded child tax credit or you got a third stimulus payment (a.k.a. Economic Impact Payment) last spring from the IRS, be on the lookout for a letter pertaining to each from the agency.

It made advanced monthly payments on the child tax credit from July through December. So you may already have received about half of your credit and can claim the other half on your 2021 return.

To help with that calculation, the IRS will send you Letter 6419 for the child tax credit advanced payments, which you should use to reconcile how much more you are due on your return.

Similarly, you will receive Letter 6475 for the stimulus payment detailing the amount you’ve received and can use that to reconcile the amount you are due on your return.

If you have questions or concerns about the amount reported in your letter, create or check your existing online tax account at IRS.gov, which should have the latest number on record with the agency, Corbin said.

How to ensure you get your refund as quickly as possible

The majority of tax filers are typically owed a refund.

Treasury officials noted that the IRS is likely to deliver your refund within 21 days of receipt – its typical turnaround time – but only if you fill out your return accurately and completely, file it electronically and opt to have your refund delivered through direct deposit.

For anyone expecting a refund due to the Earned Income Tax Credit or Additional Child Tax Credit, the IRS is prohibited by law from issuing it before mid-February in order to give the agency time to stop fraudulent refunds from going out. But affected filers may still file their returns beginning on January 24.

Corbin noted that due to holidays, weekends and bank processing time, filers expecting refunds due to the EITC and ACTC should expect to see them starting in early March.

When are taxes due in 2022 and where is my tax refund? What you ...

Time is running out to file your taxes.

Tax season is in its final weeks with the Internal Revenue Service‘s deadline April 18 for most states. It’s the earliest deadline since 2019 after extensions over the last two years amid the pandemic.

The IRS started accepting and processing2021 tax returns Jan. 24, 17 days earlier than last tax season’s late start of Feb. 12.

(If you have any tax questions, feel free to fill out this form, which also is below. USA TODAY will be answering top reader questions as we go through the 2022 tax season.)

This tax season, there are key differences in how jobless benefits will be treated compared with the 2020 returns. You'll also need to account for advance Child Tax Credit payments, the return of the Recovery Rebate Credit, and a special break for charitable contributions among other things.

As you get started putting together your returns, here are a few things to keep in mind:

TAX GUIDE:Reviewed's guide to filing taxes in 2022

STIMULUS MONEY:New parents, college grads get extra refund cash when they claim recovery rebate credit

How did COVID relief change tax rules?

Pandemic-related relief changed many rules for 2021 tax returns. On 2021 returns, there's no longer an age cap or ceiling set at 64 or younger for workers to qualify for the earned income tax credit. It's a one-time-only deal, but the AARP is pushing to extend the tax break for older workers beyond 2021 tax returns.

The earned income credit (also called EITC or EIC) has been expanded so that the credit can apply on 2021 federal returns to workers who are 65 or older, even if they do not have dependent children, thanks to the American Rescue Plan passed last year.

It now also applies to childless workers from age 19 to 24 who are not half-time or full-time students and are claimed as dependents on their parents' tax return.

TAX DEDUCTIONS:Self-employed tax deductions: You may qualify for tax write-offs for starting a business

2022 TAX SEASON:How deductions, exemptions during the 2022 tax season could worsen inflation's bite

What does the new cryptocurrency question on 1040 tax form mean?

A question is now listed on the front of the 1040 form, right above the section for providing information on dependents about cryptocurrency. The IRS asks: "At any time during 2021, did you receive, sell, exchange, or otherwise dispose of any financial interest in any virtual currency?”

Those who engaged in a transaction involving virtual currency in 2021 must say "yes" to a question on Page 1 of Form 1040 or Form 1040-SR.

"Do not leave this field blank," according to an IRS alert called "What's New" in the instruction booklet for the current tax season.

"The question must be answered by all taxpayers, not just taxpayers who engaged in a transaction involving virtual currency."

CRYPTO TAXES:Not as easy to hide from as you'd imagine

What is the fastest way to get a refund?

The IRS advises filing taxes electronically and having the refund direct deposited into a financial account. The IRS says refunds can be deposited directly into bank accounts, prepaid debit cards or mobile apps as long as a routing and account number is provided, the IRS said.

2022 TAX ADVICE: How to get child tax credit cash, charitable deductions and free help

SAVE BETTER, SPEND BETTER: Money tips and advice delivered right to your inbox. Sign up here

What is the last day to file taxes in 2022? Has the tax deadline been extended?

The deadline to file 2021 income tax returns is Monday, April 18, for most people, three days later than the normal April 15 deadline for filing taxes.

The later date is a result of the Emancipation holiday in the District of Columbia. By law, Washington, D.C., holidays affect tax deadlines for everyone the same way federal holidays do. Taxpayers who live in Maine or Massachusetts have until April 19 to file because of a holiday celebrated in those states, Patriots' Day.

The IRS has extended the deadline until May 16 for victims of the late 2021 Colorado wildfires as well as victims of the December tornadoes in parts of Illinois, Kentucky, and Tennessee. The extension applies to various individual and business tax returns and tax payments deadlines.

TAX RULES:New rules for 2021 taxes may mean bigger refund for young workers, retirees with side jobs

BONUSES AND REFUNDS:Did you get a sign-on bonus in 2021? You may be eligible for a big tax refund

What is the tax extension deadline?

April 18 also is the deadline for requesting an extension, which gives taxpayers until Oct. 17 to file their returns for 2021.

TAX SEASON CHALLENGES:The IRS is 'buried' in paper after 'most challenging' year for taxpayers. Why it matters for 2022 tax season.

STOLE SOMETHING? IRS says stolen property and bribes must be reported as income

Free tax filing 2022: Who qualifies to use IRS Free File?

If your adjusted gross income was $73,000 or less in 2021, you can use free tax software to prepare and electronically file your tax return, according to IRS instructions online for the 2021 tax season.

Taxpayers who earned more can use Free File Fillable Forms, the electronic version of the federal tax forms, to file their tax returns online. Go to IRS.gov to learn more.

How long does it take to get a tax refund in 2022?

The IRS anticipates most taxpayers will receive refunds, as in past years. Most should receive them within 21 days of when they file electronically if they choose direct deposit (and there are no problems with their returns). Last year's average federal refund was more than $2,800.

The IRS says many different factors can affect the timing of a refund after the IRS receives a return electronically. A manual review may be necessary when a return has errors, is incomplete or is affected by identity theft or fraud.

Is the best way to track tax refund with IRS 'Where's My Refund' tool?

Yes, the IRS says using "Where’s My Refund?" on IRS.gov/refunds and the IRS2Go mobile app are the best ways to check the status of a refund. You can check the status within 24 hours after we’ve received your e-file return or four weeks after you’ve mailed a paper return.

TAX SOFTWARE SAVINGS:Shop these TurboTax deals on Amazon and make doing your taxes a little easier

Stimulus checks for 2022? Maybe through Recovery Rebate Credit.

Some people might want to file returns even though they're not required to do so to claim a Recovery Rebate Credit or the 2021 stimulus payments.

According to the IRS, individuals who didn't qualify for a third Economic Impact Payment or got less than the full amount may be eligible to claim the Recovery Rebate Credit. For those who got some money, the IRS says you’ll need to know the total received to calculate the correct rebate credit to avoid processing delays.

The IRS started sending Letter 6475 in late January with the total amount of the third Economic Impact Payment received. Economic impact payment amounts also can be viewed on IRS online accounts.

Child Tax Credit payments: Look for IRS letter 6419 before filing taxes

In January, the IRS advised families to hold off filing taxes until they received IRS letter 6419, which can help them file an accurate return and avoid delays. However, some taxpayers received letters with inaccurate amounts. Before filing taxes, review your records and check their specific information at the IRS "Child Tax Credit Update Portal Site" at IRS.gov/ctcportal.

DON'T THROW THIS IRS DOCUMENT AWAY:Why IRS Letter 6419 is critical to filing your 2021 taxes and the child tax credit.

TAX SEASON GLITCH:First glitch of the tax season is here: That IRS child tax credit letter may be inaccurate

Will unemployment benefits come with a tax break in 2022?

Taxpayers got a surprising tax break relating to unemployment benefits received in 2020 only, as part of a $1.9 trillion stimulus package, which was signed into law in March 2021.

As part of the American Rescue Plan, many taxpayers were no longer required to pay taxes on up to $10,200 in unemployment benefits received in 2020. The exclusion was up to $10,200 of jobless benefits for each spouse for married couples.

But this year, jobless benefits received in 2021 will be taxable on the 2021 federal income tax return.

UNEMPLOYMENT INCOME TAXABLE:Don't forget: Jobless benefits are taxable on 2021 tax returns

Contributing: Elisabeth Buchwald, USA TODAY; Susan Tompor, Detroit Free Press; Russ Wiles, Arizona Republic; Associated Press

Follow USA TODAY reporter Kelly Tyko on Twitter: @KellyTyko. For shopping news, tips and deals, join us on our Shopping Ninjas Facebook group.

Have tax questions? Ask USA TODAY

The USA TODAY Money & Consumer team is looking to craft stories that reflect you, and your financial interests and concerns. Share your questions about taxes on the form below. If you don't see a form, click here.

Tax season 2022: IRS now accepting tax returns. What to know ...

Tax season 2022 has arrived.

The Internal Revenue Service starts accepting and processing 2021 tax returns Monday, Jan. 24, 17 days earlier than last tax season’s late start of Feb. 12.

However, you might not have everything you need in order to file yet.

(If you have any tax questions, feel free to fill out this form, which also is below. USA TODAY will be answering top reader questions as we go through the 2022 tax season.)

This tax season, you'll need to be aware of some key issues: There will be differences in how jobless benefits will be treated compared with the 2020 returns. You'll also need to account for advance Child Tax Credit payments, the return of the Recovery Rebate Credit, and a special break for charitable contributions among other things.

FED FACES KEY DECISIONS:The central bank considers interest rate hikes, and any missteps could tip the economy into recession

2022 TAX ADVICE: How to get child tax credit cash, charitable deductions and free help

As you get started putting together your returns, here are a few things to keep in mind:

Will there be tax delays due to COVID?

The IRS is warning that a resurgence of COVID-19 infections on top of less funding authorization from Congress than the Biden administration had requested could make this filing season particularly challenging.

“The pandemic continues to create challenges, but the IRS reminds people there are important steps they can take to help ensure their tax return and refund don't face processing delays,” IRS Commissioner Chuck Rettig said.

Avoiding a paper tax return will be more important than ever this year to avert processing delays, he said.

TAX SEASON CHALLENGES:The IRS is 'buried' in paper after 'most challenging' year for taxpayers. Why it matters for 2022 tax season.

STOLE SOMETHING?:IRS says stolen property and bribes must be reported as income

What is the fastest way to get a refund?

Rettig urged taxpayers to file their tax returns electronically and to get their refunds by direct deposit. The IRS says refunds can be directly deposited into bank accounts, prepaid debit cards or mobile apps as long as a routing and account number is provided, the IRS said.

When should I receive my 2021 W-2 by?

W-2's are due to be mailed no later than Jan. 31. According to the IRS, a 2015 law made it a permanent requirement that employers file copies of their Form W-2, Wage and Tax Statements, and Form W-3, Transmittal of Wage and Tax Statements, with the Social Security Administration by Jan. 31.

FREE KRISPY KREME DONUTS:Krispy Kreme giving away donuts for those who donate blood to help Red Cross with blood shortage

FREE COVID TEST KITS:How do you get free COVID tests from the government? You can order online or with new hotline.

When is the tax filing deadline in 2022?

The deadline to file 2021 income tax returns is Monday, April 18, for most people, three days later than the normal April 15 deadline for filing taxes.

The later date is a result of the Emancipation holiday in the District of Columbia. By law, Washington, D.C., holidays affect tax deadlines for everyone the same way federal holidays do. Taxpayers who live in Maine or Massachusetts have until April 19 to file because of a holiday celebrated in those states, Patriots' Day.

The IRS has extended the deadline until May 16 for victims of the late 2021 Colorado wildfires as well as victims of the December tornadoes in parts of Illinois, Kentucky, and Tennessee. The extension applies to various individual and business tax returns and tax payments deadlines.

What is the deadline for filing a tax extension?

April 18 also is the deadline for requesting an extension, which gives taxpayers until Oct. 17 to file their returns for 2021.

SAVE BETTER, SPEND BETTER: Money tips and advice delivered right to your inbox. Sign up here

Do I qualify for IRS Free File?

If your adjusted gross income was $73,000 or less in 2021, you can use free tax software to prepare and electronically file your tax return, according to IRS instructions online for the 2021 tax season.

Taxpayers who earned more can use Free File Fillable Forms, the electronic version of the federal tax forms, to file their tax returns online. Go to IRS.gov to learn more.

When should I expect my tax refund in 2022?

The IRS anticipates most taxpayers will receive refunds, as in past years. Most should receive them within 21 days of when they file electronically if they choose direct deposit (and there are no problems with their returns). Last year's average federal refund was more than $2,800.

However, by law, the IRS can't issue refunds involving the Earned Income Tax Credit or the Additional Child Tax Credit before mid-February, though taxpayers still may file earlier than that.

Can I track my refund with the 'Where's My Refund' tool like in the past?

The IRS says using "Where’s My Refund?" on IRS.gov/refunds and the IRS2Go mobile app are the best ways to check the status of a refund. You can check the status within 24 hours after we’ve received your e-file return or four weeks after you’ve mailed a paper return.

However, the agency said the website and app "will be updated with projected deposit dates for most early (Earned Income Tax Credit/Additional Child Tax Credit) refund filers by February 22."

IRS tax stimulus checks for 2022? Perhaps with Recovery Rebate Credit.

Some people might want to file returns even though they're not required to do so to claim a Recovery Rebate Credit or the 2021 stimulus payments.

According to the IRS, individuals who didn't qualify for a third Economic Impact Payment or got less than the full amount may be eligible to claim the Recovery Rebate Credit. For those who got some money, the IRS says you’ll need to know the total received to calculate the correct rebate credit to avoid processing delays.

The IRS will send Letter 6475 starting in late January with the total amount of the third Economic Impact Payment received. Economic impact payment amounts also can be viewed on IRS online accounts.

Child Tax Credit payments: Do I need IRS letter 6419 to file taxes?

Some families may want to hold off a bit when it comes to filing a return until they spot the IRS letter 6419, which can help them file an accurate return and avoid delays. Others who don't want to wait may need to review their own records and check their specific information at the "Child Tax Credit Update Portal Site" at IRS.gov/ctcportal.

DON'T THROW THIS IRS DOCUMENT AWAY:Why IRS Letter 6419 is critical to filing your 2021 taxes and the child tax credit.

Will unemployment benefits come with a tax break in 2022?

Unlike last year, a special tax break doesn't exist for up to $10,200 of unemployment benefits. The temporary tax break applied only for those with modified adjusted gross incomes of less than $150,000 in 2020 and those who also received unemployment benefits last year.

This year, jobless benefits received in 2021 will be taxable on the 2021 federal income tax return.

Contributing: Susan Tompor, Detroit Free Press; Russ Wiles, Arizona Republic; Associated Press

Follow USA TODAY reporter Kelly Tyko on Twitter: @KellyTyko. For shopping news, tips and deals, join us on our Shopping Ninjas Facebook group.

Have tax questions? Ask USA TODAY

The USA TODAY Money & Consumer team is looking to craft stories that reflect you, and your financial interests and concerns. Share your questions about taxes on the form below. If you don't see a form, click here.

Tax filing tips: What to know to help get biggest refund on 2022 taxes

Tax season has officially begun. But it also feels like, "oh no, tax season has officially begun."

We know the feeling, which is why USA Today's putting together a series of stories to make the season go smoothly for you. This coverage will help you stay updated with need-to-know information like deadlines and tax brackets, as well as tax tips and explainers of the most important forms to have on hand.

Be sure to follow our coverage for the latest stories or sign up for our tax newsletter so you can get these updates emailed directly to you. Together, we hope to get you across that April 18 deadline on time and fully sane.

File taxes jointly or separate?:A guide for couples who said 'I do' in 2022

Egg costs soar:Why prices climbed 60% in a year

Tax filing deadlines to know

The Internal Revenue Service started accepting and processing tax returns on Monday, Jan. 23. Employers are required to send you your W-2 by Jan. 31. Most 1099 forms are due by the end of January as well. Taxes are due by April 18 but aren't due until May 15 for residents in parts of California impacted by recent storms. If you're granted an extension, you'll have until Oct. 16 to file.

Read more:IRS announces tax filing deadlines 2023

What are the 2022 US federal tax brackets?

A tax bracket is a range of incomes subject to a particular income tax rate. The IRS adjusts tax brackets every year to account for inflation, so the threshold for each of the seven tax brackets increased from 2021 to 2022. The IRS has already released tax brackets for this year that will be filed in 2024 based on average annual chained consumer price index from August 2021 to 2022, a period of historically high inflation.

2022 tax brackets:See individual, joint, head of household return brackets

File taxes early for a chance to double your refund money

Tax preparer Jackson Hewitt is hosting a weekly "Double Your Refund" sweepstakes this tax season, awarding 40 winners a matched cash prize equivalent to the value of their federal tax refund. Jackson Hewitt is also selecting 40 runner-up entrants each week to win $400. You can gain a sweepstakes entry by filing your taxes with Jackson Hewitt or, if you don't file your taxes with them, by mailing in an entry by the Monday of the following week.

Double your tax refund:File early for a chance to win with Jackson Hewitt

What are 1099, W-4, W-2, W-9 and 1040 forms?

As tax season begins, it's important to understand the tax forms sent to you or the ones you're required to complete.

W-9: Form typically used by independent contractors, freelancers and gig workers to provide identifying information such as your Social Security or tax identification number

Form typically used by independent contractors, freelancers and gig workers to provide identifying information such as your Social Security or tax identification number 1099: Used to report income that isn't directly earned through an employer

Used to report income that isn't directly earned through an employer W-4: Tells your direct employer how much federal income tax should be withheld from your paycheck

Tells your direct employer how much federal income tax should be withheld from your paycheck W-2: Form your employer sends you by the end of January documenting how much money you earned working for them and how much tax was withheld from your paychecks

Form your employer sends you by the end of January documenting how much money you earned working for them and how much tax was withheld from your paychecks 1040: Umbrella form for individual tax return

Umbrella form for individual tax return 5695: Declares any residential energy credits you may qualify for

Explore the forms:1099, W-4, W-2, W-9, 1040 explained

What is OASDI?

OASDI tax, often referred to simply as "Social Security," is the Old-Age, Survivors and Disability Insurance program. This tax is one part of FICA, which funds Social Security and Medicare. OASDI taxes are a 6.2% flat rate taken out of employees' paychecks and matched by employers. Self-employed individuals pay a higher rate of 12.4% for OASDI tax.

What is OASDI tax on my paycheck?:Why we pay this federal tax

Tax deadline 2022: When is the last day to file taxes?

The deadline to file your tax return is inching closer.

For taxpayers expecting refunds, tax season couldn't come soon enough. This year, the Internal Revenue Service started processing returns on Jan. 24, 17 days ahead of last year.

The IRS expects that more than 160 million individual tax returns will be filed this year. And for those taxpayers receiving refunds, the agency says payments will arrive with 21 days from when the return was filed electronically. As of March 25, nearly 81 million returns had been processed.

But some taxpayers' returns may be complicated, and others who know they owe the IRS simply want to put off filing as long as possible.

Here's what you need to know about tax season deadlines:

2022 TAX GUIDE:Key dates for filing and extensions, claiming credits and planning for refunds

WRITE-OFFS:Self-employed tax deductions: You may qualify for tax write-offs for starting a business

When is the deadline to file taxes?

For most taxpayers, the last day to file your taxes is April 18. Typically the deadline falls on April 15, but it was pushed back because of the Emancipation Day holiday in Washington, D.C. Taxpayers in Maine and Massachusetts have until April 19 because of Patriots Day.

Taxpayers who filed for an extension have until Oct. 15 to send their return, but if they owe taxes, they must be paid by the April deadline.

What happens if I miss the tax deadline?

If you are getting a refund, there is no penalty, according to H&R Block. Then again, not getting your money from the IRS might be punishment enough.

If you owe the IRS, the penalties kick in. TurboTax says penalties can reach 5% of the amount owed for each month you are late. The maximum amount taxpayers can be penalized is 25% of the amount due, according to TurboTax.

'FLAT TAX' MANIA:Are flat taxes better for taxpayers or another gift to billionaires?

Follow Brett Molina on Twitter: @brettmolina23.

Here's when you can start filing your 2021 federal tax returns

The IRS said Monday it would start accepting 2021 federal tax returns on Monday, January 24.

The tax filing deadline this year is Monday, April 18. That’s the day by which you must have filed your 2021 individual return and paid any remaining federal income taxes owed for last year.

Normally, the tax-filing deadline is April 15, but this year that is when Emancipation Day will be observed in Washington, DC. In two states - Massachusetts and Maine – the federal filing deadline will be April 19 due to the observation of Patriots Day on the 18th.

The federal filing deadline will be extended for anyone who files for an automatic 6-month extension. (Note: you will only be granted an extension to file your return. But you will not be given an extension to pay what you owe.)

In addition, the tax filing and payment deadlines will be extended for anyone living in counties declared federal disaster areas due to recent natural calamities.

These include tornado and storm victims in Arkansas, Illinois, Kentucky and Tennessee, as well as wildfire victims in Colorado. They will have until May 16, 2022, to file various individual and business tax returns and make their payments. (This IRS page offers a complete listing of who is granted disaster-related tax extensions.)

Those affected taxpayers also will have until May 16 to make 2021 IRA contributions. Everyone else must make their 2021 IRA contributions no later than April 18.

Don’t be surprised by delays

While every tax season is busy for the IRS, pandemic-induced backlogs from the past two years coupled with limited funding will make the current tax season even more so.

Treasury officials said in a briefing call Monday that at the start of a normal tax season, the IRS might have 1 million returns backlogged, but the number this year is “several times more.”

Last week, IRS Commissioner Charles Rettig noted that return processing and tax assistance delays arose as the agency was administering several Covid-19 relief efforts passed by Congress. Those included issuing three rounds of Economic Impact Payments, creating a system to send out advance monthly payments of the Child Tax Credit and making changes to the Earned Income Tax Credit.

“Despite valiant efforts by our employees handling a large portfolio and new responsibilities, we still are working through tax returns filed in 2021 and we are unable to answer an unprecedented number of telephone calls. Simply put, in many areas we are unable to deliver the amount of service and enforcement that our taxpayers and tax system deserves and needs,” Rettig said.

One example: Last year, the agency was unable to answer more than two-thirds of the calls it received. That’s why tax filers are encouraged to first use the online tools provided on IRS.gov to get answers to their questions before reaching out to the agency directly.

How to ensure you get your refund as quickly as possible

The majority of tax filers are typically owed a refund.

Treasury officials noted that the IRS is likely to deliver your refund within 21 days of receipt – its typical turnaround time – but only if you fill out your return accurately and completely, file it electronically and opt to have your refund delivered through direct deposit.

For anyone expecting a refund due to the Earned Income Tax Credit or Additional Child Tax Credit, the IRS is prohibited by law from issuing it before mid-February in order to give the agency time to stop fraudulent refunds from going out. But affected filers may still file their returns beginning on January 24.

Despite the anticipated frustrations, Rettig noted that the agency is continuing to look for ways to improve. “We want to deliver as much as possible while also protecting the health and safety of our employees and taxpayers.”

Tax season 2023: When are taxes due? When will I get my refund?

Tax season has officially begun.

Monday marks the first day the Internal Revenue Service will accept and process tax returns. If you've already completed your return either using tax software or working with a tax professional, the IRS will now be able to review your return.

The IRS said more than 168 million individual tax returns are expected to be filed this year "with the vast majority of those coming before the April 18 tax deadline."

If your return contains no errors or red flags, your refund should be delivered within 21 days if you file electronically and opt to have the money directly deposited in your bank account, the IRS said. But it could take longer if the debt ceiling isn't raised soon.

Filing taxes early is never a bad idea:It may even come with a chance to win money this year

Tax brackets 2023:Everything you need to know about them

When is the filing deadline for 2023?

Taxes are due by April 18 since April 15 falls on a Saturday and Emancipation Day, a holiday observed in Washington, D.C., is April 17.

Alabama, California, Georgia tax deadline

But if you live in parts of California, Alabama and Georgia affected by recent storms, you'll have until May 15 to file your federal individual and business taxes.

Deadline for filing income tax returns that have received extensions

If you request an extension, you'll have until October 16 to file your return. Importantly, that doesn't buy you more time to pay your taxes. You'll still have to pay any amount due to avoid penalties, but you'll have more time to complete your tax forms.

FAQs on tax extensions:How to file one and more

1099, W-4, W-2, W-9, 1040:What are these forms used for when filing your taxes?

1099 deadline

If you're a freelancer, independent contractor or earn income from other sources outside of a traditional job, you should receive a 1099 tax form by Feb. 15. The same applies to people who won at least $600 in prize money last year.

W-2 deadline

Your employer is required to send you a W-2 by Jan. 31.

Tax refunds:Americans could see smaller tax refunds in 2023, IRS warns. Here's how to get every penny

IRS delays $600 1099-K reporting:Applies for people who earn money through Venmo, PayPal, CashApp and more

When does IRS Free File open?

IRS Free File opened on Jan. 13.

IRS Free File lets you file your federal taxes at no extra cost either through electronic fillable forms or through IRS partnerships with private tax-preparation services.

If you had an adjusted gross income of $73,000 or less in 2022, you are eligible for free guided tax preparation services. The IRS also offers free fillable forms anyone can use regardless of income level.

Be sure to regularly check this page for the latest information on IRS Free File.

Should we file taxes jointly or separately:A guide for couples who said 'I do' in 2022

This 2023 tax credit could help:Interested in purchasing an electric car?

Quarterly tax due dates

If you earn income that isn't subject to withholding taxes, you're typically required to make estimated tax payments to the IRS. You can do this on a quarterly basis or through one annualized estimate. The annualized estimate is due on April 18.

The quarterly payments for 2023 are due by the following dates:

First payment: April 18.

Second payment: June 15.

Third payment: Sept. 15.

Fourth payment: Jan. 16, 2024.

Elisabeth Buchwald is a personal finance and markets correspondent for USA TODAY. You can follow her on Twitter @BuchElisabeth and sign up for our Daily Money newsletter here

IRS will finally finish processing last year's tax return backlog this week

Washington CNN —

The Internal Revenue Service will finally get through the massive pandemic-induced backlog of federal tax returns filed in 2021 this week, the agency said on Tuesday.

But more than twice as many returns filed in 2022 still await processing compared with a typical year at this point.

The IRS began the calendar year with about 8 million unprocessed individual returns left over from 2021. At the time, a report from the National Taxpayer Advocate called the situation a “crisis.”

The individual returns that were filed last year without errors are all expected to be processed by the end of this week. Business paper returns filed in 2021 will follow shortly after.

To work through the backlog, IRS employees have logged 500,000 hours of overtime so far this year. The IRS shifted 2,000 employees from other parts of the agency to help process returns and also hired more than 1,500 new workers.

“Completing the individual returns filed last year with no errors is a major milestone, but there is still work to do,” said IRS Commissioner Chuck Rettig in a statement.

There are millions of remaining tax returns to process that were filed this year. While the agency is behind compared with years prior to the pandemic, it is ahead of last year by about 1 million returns.

The IRS has been able to keep pace with electronically filed returns – processing them on average within eight to 21 days – but it takes longer to process the returns filed on paper. However, the agency has automated the correction of common mistakes made on paper tax returns, speeding up that process. Last filing season, an IRS tax examiner required roughly one hour to clear 70 returns. Now, that number has more than doubled to about 200.

The IRS is on pace to end 2022 without a backlog of original returns.

Pandemic challenges

The Covid-19 pandemic created new challenges for the agency and brought on additional work, resulting in backlogs of returns in both 2021 and 2022.

Many of its employees were working from home at the start of the pandemic, meaning some paper returns sat in trailers for months waiting to be opened and the agency’s technology did not allow all customer service calls to be answered remotely.

The pandemic also made it harder for taxpayers to access in-person help at IRS Taxpayer Assistance Centers, many of which were shut down for months in 2020.

Meanwhile, Congress tasked the IRS with sending out billions of dollars in economic relief benefits like the stimulus payments and monthly enhanced child tax credit payments.

The pandemic-related challenges exacerbated existing problems at the IRS created by longtime underfunding. The agency’s baseline budget has shrunk by about 20% on an inflation-adjusted basis since fiscal year 2010, and its workforce has shrunk by about 17%.

IRS again faces backlog, bringing refund delays for paper filers

Millions of taxpayers have already been waiting four or five months for their federal income tax refunds after completing 1040 paper returns and putting those returns in the mail in late January or February.

No money is in sight in late June – and, frankly, the wait will take longer.

The Internal Revenue Service has essentially been unable to process the paper 1040 returns that individuals filed in 2022 until it's finished processing the pile up of paperwork filed in 2021.

It's a first in, first out process for paper returns. And if the IRS isn't done with processing paper 1040 returns filed by individuals in 2021, it can't move on paper returns filed so this year.

This week, the IRS said, the agency will hit a milestone of sorts and be done processing all of the originally filed Form 1040 paper returns without errors that it received in 2021.

As of June 10, the IRS had processed more than 4.5 million out of a total of more than 4.7 million individual paper tax returns received in 2021.

It's an important step that will enable the IRS to move on to work on the 1040 individual paper returns filed in 2022.

You can't get a refund, after all, if the IRS doesn't process the return. Unfortunately, many taxpayers have absolutely no idea that the IRS is buried in this much paperwork. They're just stumped as to why they don't have their money.

Subscribe to our newsletter:The Daily Money delivers our top personal finance stories to your inbox

New report critical of IRS progress

The accumulation of paper returns has been a troublesome development since the COVID-19 pandemic shutdowns shook up the system. While some progress has been made, it's not enough to get the job done.

Fortunately for most taxpayers, e-filed returns have generated refunds quickly. About 137 million million returns filed in 2022 were filed electronically.

About 8 million federal returns filed by paper were mailed to the IRS so far this year. More will arrive as some taxpayers who requested extensions also will file by paper. The IRS maintains that it’s critical for those who still need to file a tax return this year to file electronically, if possible.

By year end, the IRS projects that it can start the next tax season in 2023 without a paperwork backlog.

“The IRS has said it is aiming to crush the backlogged inventory this year, and I hope it succeeds,” wrote National Taxpayer Advocate Erin M. Collins in midyear report to Congress, which was released Wednesday.

“Unfortunately, at this point the backlog is still crushing the IRS, its employees, and most importantly, taxpayers,” Collins said.

IRS commissioner: Backlog of unprocessed returns to be eliminated by end of year

The IRS had a backlog of 21.3 million unprocessed paper tax returns by the end of May, an increase of 1.3 million over the same time last year, according to the report issued Wednesday by the National Taxpayer Advocate. That backlog includes amended paper returns.

Collins noted that processing delays are creating "unprecedented financial difficulties for millions of taxpayers and outright hardships for many.”

During 2021, the report noted that the IRS received about 17 million paper individual income tax returns and about 21 million paper business tax returns.

Among business taxpayers, Collins noted, many have been waiting extended periods to receive the Employee Tax Retention Credits that they're eligible to get, in addition to their regular refunds.

Social Security: Why men get nearly $400 more per month than women

The report says the IRS has failed to make progress in eliminating its paper backlog because “its pace of processing paper tax returns has not kept up with new receipts.”

The IRS does not use scanning technology for processing all that paperwork. Instead, six to eight IRS employees can work on a return at various steps in the process, including transcribing the paper return into the system.

"In the year 2022," Collins wrote "it is unacceptable that the agency is still paying thousands of employees to keystroke the data from millions of tax returns, digit by digit, into IRS systems – creating the current processing backlog and producing an error rate in transcribing individual returns last year of 22%."

How long should it take?

The only number most taxpayers, of course, care about is the one that shows up in their bank account for their tax refund. And tax refunds are not arriving quick enough for many who filed paper returns.

In general, the IRS issues refunds within a few weeks to a month. Paper returns take longer than electronically filed returns, even if there are no mistakes or issues.

Before the pandemic, someone who filed a return by paper might wait four weeks to six weeks for a refund.

Many taxpayers who filed paper returns in 2021 got caught in the backlog and reported waiting six months and longer to receive their refunds.

The IRS acknowledged Tuesday: "To date, more than twice as many returns await processing compared to a typical year at this point in the calendar year."

Worries build among families and friends who filed paper returns

The anxiety has been huge the last few months for those who filed paper returns in 2022.

The IRS doesn't post information for paper returns at "Where's My Refund?" until those returns are processed. "Where’s My Refund?" does not explain any status delays, reasons for delays, where returns stand in the processing pipeline, or what action taxpayers need to take, according to the National Taxpayer Advocate's report.

More:Average tax refunds higher than last year but paper headaches remain

More:Taxpayers waiting for refunds find little help from IRS's 'Where's My Refund' tool

The IRS is paying interest on delayed refunds. From April 1 through June 30, the agency is using a 4% interest rate for individuals who face refund delays. But the rate is set to go up to 5% on July 1. Often, taxpayers can see a blended rate.

Taxpayers faced different challenges

Many people did not face delays. More than 85% of individual taxpayers e-filed their federal income tax returns, according to the new report, and they either received the refunds they claimed or paid what they owed without any problems.

By late May, the IRS reported it had received about 145 million individual income tax returns and issued 96 million refunds to those filers. About 66% filing received refunds.

Even so, the tax season wasn't a walk in the park for many. On April 18, the Taxpayer Advocate noted, a significant spike in IRS web traffic caused a temporary disruption in taxpayers’ ability to access the "Make a Payment" feature in the Online Account.

"While the IRS resolved the issue the same day, it affected 891,000 individuals and added a level of anxiety for those taxpayers on an already stressful day," Collins wrote.

In addition, Collins wrote, millions of e-filed returns were suspended during processing due to discrepancies between amounts claimed on the returns for the recovery rebate credit, and amounts reflected in the IRS’s records.

On June 3, the report noted, the IRS updated its website to inform taxpayers that due to extenuating circumstances caused by the pandemic, its identity theft inventories have increased. On average, it is taking about 360 days to resolve identity theft cases.

The most serious hardships, one might argue, are being created by those extraordinarily long delays for receiving a tax refund.

Typically, the IRS doesn't start a tax season with such sizable paperwork hangover.

"Over the last two years, IRS inventories snowballed into unprecedented delays and challenges, and the IRS is still struggling to catch up," Collins wrote.

And the onslaught continues. While the official tax season deadline was April 18, an estimated 18 million taxpayers filed for extensions, which are due Oct. 15. It's a larger than usual level of extensions, according to tax experts, and more paper returns for 2022 will add to the workload ahead.

The IRS noted Tuesday that the agency continues to receive current and prior-year individual returns and related correspondence as people file extensions, amended returns and a variety of business tax returns.

Behind every piece of paper is a real person who is anxious – and possibly even under financial stress – when their tax refund money faces one delay after another.