mizuumi1/LegalViz huggingface dataset:
Judgment of the Court (Eighth Chamber) of 15 May 2019.
KORADO, a.s. v Generální ředitelství cel.
Request for a preliminary ruling from the Krajský soud v Ostravě – pobočka v Olomouci.
Reference for a preliminary ruling — Common Customs Tariff — Tariff classification — Combined Nomenclature — Welded steel parts — Radiators for central heating, not electrically heated — Headings 7307 and 7322 — Concepts of radiator ‘parts’ and ‘tube or pipe fittings’ — Implementing Regulation (EU) 2015/23 — Validity.
Case C-306/18. (2019)
Language: Maltese

Ir-rikorrenti fil-kawża prinċipali appellat minn dawn id-deċiżjonijiet quddiem id-Direttorat Ġenerali tad-Dwana. Peress li dawn ġew miċħuda, hija ppreżentat rikors quddiem il-Krajský soud v Ostravě – pobočka v Olomouci (il-Qorti Reġjonali ta’ Ostrava, sezzjoni ta’ Olomouc, ir-Repubblika Ċeka).

Legal relationship diagram (Graphviz):

digraph {
    node [shape=box];
    
    "Krajský soud v Ostravě — pobočka v Olomouci (il-Qorti Reġjonali ta’ Ostrava, sezzjoni ta’ Olomouc, ir-Repubblika Ċeka)" [shape=doubleoctagon];
    "Applicant" [shape=doubleoctagon];
    "Direttorat Ġenerali tad-Dwana" [shape=doubleoctagon];
    
    "Applicant" -> "Krajský soud v Ostravě — pobočka v Olomouci (il-Qorti Reġjonali ta’ Ostrava, sezzjoni ta’ Olomouc, ir-Repubblika Ċeka)" [label="ppreżentat rikors"];
    "Applicant" -> "Direttorat Ġenerali tad-Dwana" [label="Appellat minn dawn id-deċiżjonijiet"];
    "Direttorat Ġenerali tad-Dwana" -> "Applicant" [label="Miċħuda"];
}
Judgment of the Court (Eighth Chamber) of 15 May 2019.
KORADO, a.s. v Generální ředitelství cel.
Request for a preliminary ruling from the Krajský soud v Ostravě – pobočka v Olomouci.
Reference for a preliminary ruling — Common Customs Tariff — Tariff classification — Combined Nomenclature — Welded steel parts — Radiators for central heating, not electrically heated — Headings 7307 and 7322 — Concepts of radiator ‘parts’ and ‘tube or pipe fittings’ — Implementing Regulation (EU) 2015/23 — Validity.
Case C-306/18. (2019)
Language: Dutch

Verzoekster in het hoofdgeding heeft tegen die besluiten bezwaar aangetekend bij het directoraat-generaal Douane. Daar afwijzend is beslist op het gemaakte bezwaar, is zij in beroep gegaan bij de Krajský soud v Ostravě – pobočka v Olomouci (rechter in eerste aanleg Ostrava, afdeling Olomouc, Tsjechië).

Legal relationship diagram (Graphviz):
digraph {
    node [shape=box];
    
    "Krajský soud v Ostravě — pobočka v Olomouci (Krajský soud v Ostravě – pobočka v Olomouci, Tsjechië)" [shape=doubleoctagon];
    "Applicant" [shape=doubleoctagon];
    "directoraat-generaal Douane" [shape=doubleoctagon];
    
    "Applicant" -> "Krajský soud v Ostravě — pobočka v Olomouci (Krajský soud v Ostravě – pobočka v Olomouci, Tsjechië)" [label="is zij in beroep gegaan"];
    "Applicant" -> "directoraat-generaal Douane" [label="heeft tegen die besluiten bezwaar aangetekend"];
    "directoraat-generaal Douane" -> "Applicant" [label="afwijzend is beslist"];
}
Judgment of the Court (Eighth Chamber) of 15 May 2019.
KORADO, a.s. v Generální ředitelství cel.
Request for a preliminary ruling from the Krajský soud v Ostravě – pobočka v Olomouci.
Reference for a preliminary ruling — Common Customs Tariff — Tariff classification — Combined Nomenclature — Welded steel parts — Radiators for central heating, not electrically heated — Headings 7307 and 7322 — Concepts of radiator ‘parts’ and ‘tube or pipe fittings’ — Implementing Regulation (EU) 2015/23 — Validity.
Case C-306/18. (2019)
Language: Polish

Skarżąca w postępowaniu głównym złożyła skargi na powyższe decyzje do generalnej dyrekcji ds. ceł. Ponieważ skargi te zostały oddalone, wniosła ona odwołanie do Krajský soud v Ostravě – pobočka v Olomouci (sądu okręgowego w Ostrawie, wydział w Ołomuńcu, Republika Czeska).

Legal relationship diagram (Graphviz):
digraph {
    node [shape=box];
    
    "Krajský soud v Ostravě — pobočka v Olomouci (Krajský soud v Ostravě – pobočka v Olomouci, Republika Czeska)" [shape=doubleoctagon];
    "Applicant" [shape=doubleoctagon];
    "generalnej dyrekcji ds. ceł" [shape=doubleoctagon];
    
    "Applicant" -> "Krajský soud v Ostravě — pobočka v Olomouci (Krajský soud v Ostravě – pobočka v Olomouci, Republika Czeska)" [label="wniosła ona odwołanie"];
    "Applicant" -> "generalnej dyrekcji ds. ceł" [label="wniosła ona odwołanie do Krajský soud v Ostravě – pobočka v Olomouci"];
    "generalnej dyrekcji ds. ceł" -> "Applicant" [label="oddalone"];
}
Judgment of the Court (Eighth Chamber) of 15 May 2019.
KORADO, a.s. v Generální ředitelství cel.
Request for a preliminary ruling from the Krajský soud v Ostravě – pobočka v Olomouci.
Reference for a preliminary ruling — Common Customs Tariff — Tariff classification — Combined Nomenclature — Welded steel parts — Radiators for central heating, not electrically heated — Headings 7307 and 7322 — Concepts of radiator ‘parts’ and ‘tube or pipe fittings’ — Implementing Regulation (EU) 2015/23 — Validity.
Case C-306/18. (2019)
Language: Portuguese

A recorrente no processo principal recorreu das referidas decisões para a Direção‑Geral das Alfândegas. Tendo estes recursos sido indeferidos, interpôs recurso para o Krajský soud v Ostravě — pobočka v Olomouci (Tribunal Regional de Ostrava, secção de Olomouc, República Checa).

Legal relationship diagram (Graphviz):
digraph {
    node [shape=box];
    
    "Krajský soud v Ostravě — pobočka v Olomouci (Tribunal Regional de Ostrava, secção de Olomouc, República Checa)" [shape=doubleoctagon];
    "Applicant" [shape=doubleoctagon];
    "Direção‑Geral das Alfândegas" [shape=doubleoctagon];
    
    "Applicant" -> "Krajský soud v Ostravě — pobočka v Olomouci (Tribunal Regional de Ostrava, secção de Olomouc, República Checa)" [label="interpôs recurso"];
    "Applicant" -> "Direção‑Geral das Alfândegas" [label="recorreu das referidas decisões"];
    "Direção‑Geral das Alfândegas" -> "Applicant" [label="indeferidos"];
}
Judgment of the Court (Eighth Chamber) of 15 May 2019.
KORADO, a.s. v Generální ředitelství cel.
Request for a preliminary ruling from the Krajský soud v Ostravě – pobočka v Olomouci.
Reference for a preliminary ruling — Common Customs Tariff — Tariff classification — Combined Nomenclature — Welded steel parts — Radiators for central heating, not electrically heated — Headings 7307 and 7322 — Concepts of radiator ‘parts’ and ‘tube or pipe fittings’ — Implementing Regulation (EU) 2015/23 — Validity.
Case C-306/18. (2019)
Language: Romanian

Reclamanta din litigiul principal a introdus contestații împotriva acestor decizii la Direcția generală a vămilor. Întrucât acestea au fost respinse, ea a introdus o acțiune în fața Krajský soud v Ostravě – pobočka v Olomouci (Curtea Regională din Ostrava, instanța din Olomouc, Republica Cehă).

Legal relationship diagram (Graphviz):
digraph {
    node [shape=box];
    
    "Krajský soud v Ostravě — pobočka v Olomouci (Curtea Regională din Ostrava, instanța din Olomouc, Republica Cehă)" [shape=doubleoctagon];
    "Applicant" [shape=doubleoctagon];
    "Direcția generală a vămilor" [shape=doubleoctagon];
    
    "Applicant" -> "Krajský soud v Ostravě — pobočka v Olomouci (Curtea Regională din Ostrava, instanța din Olomouc, Republica Cehă)" [label="a introdus o acțiune"];
    "Applicant" -> "Direcția generală a vămilor" [label="a introdus contestații împotriva acestor decizii"];
    "Direcția generală a vămilor" -> "Applicant" [label="respinse"];
}
Judgment of the Court (Eighth Chamber) of 15 May 2019.
KORADO, a.s. v Generální ředitelství cel.
Request for a preliminary ruling from the Krajský soud v Ostravě – pobočka v Olomouci.
Reference for a preliminary ruling — Common Customs Tariff — Tariff classification — Combined Nomenclature — Welded steel parts — Radiators for central heating, not electrically heated — Headings 7307 and 7322 — Concepts of radiator ‘parts’ and ‘tube or pipe fittings’ — Implementing Regulation (EU) 2015/23 — Validity.
Case C-306/18. (2019)
Language: Slovak

Žalobkyňa podala proti týmto rozhodnutiam odvolanie na generálne colné riaditeľstvo. Keďže uvedené riaditeľstvo tieto odvolania zamietlo, žalobkyňa podala žalobu na Krajský soud v Ostravě – pobočka v Olomouci (Česká republika).

Legal relationship diagram (Graphviz):
digraph {
    node [shape=box];
    
    "Krajský soud v Ostravě — pobočka v Olomouci (Krajský soud v Ostravě – pobočka v Olomouci (Česká republika))" [shape=doubleoctagon];
    "Applicant" [shape=doubleoctagon];
    "generálne colné riaditeľstvo" [shape=doubleoctagon];
    
    "Applicant" -> "Krajský soud v Ostravě — pobočka v Olomouci (Krajský soud v Ostravě – pobočka v Olomouci (Česká republika))" [label="podala žalobu"];
    "Applicant" -> "generálne colné riaditeľstvo" [label="Žalobkyňa podala proti týmto rozhodnutiam odvolanie"];
    "generálne colné riaditeľstvo" -> "Applicant" [label="zamietlo"];
}
Judgment of the Court (Eighth Chamber) of 15 May 2019.
KORADO, a.s. v Generální ředitelství cel.
Request for a preliminary ruling from the Krajský soud v Ostravě – pobočka v Olomouci.
Reference for a preliminary ruling — Common Customs Tariff — Tariff classification — Combined Nomenclature — Welded steel parts — Radiators for central heating, not electrically heated — Headings 7307 and 7322 — Concepts of radiator ‘parts’ and ‘tube or pipe fittings’ — Implementing Regulation (EU) 2015/23 — Validity.
Case C-306/18. (2019)
Language: Slovenian

Tožeča stranka v postopku v glavni stvari je zoper te odločbe vložila pritožbe pri generalni carinski upravi. Ker so bile pritožbe zavrnjene, je vložila tožbo pri Krajský soud v Ostravě – pobočka v Olomouci (okrožno sodišče v Ostravi, oddelek v Olomucu, Češka republika).

Legal relationship diagram (Graphviz):
digraph {
    node [shape=box];
    
    "Krajský soud v Ostravě — pobočka v Olomouci (Krajský soud v Ostravě – pobočka v Olomouci, Češka republika)" [shape=doubleoctagon];
    "Applicant" [shape=doubleoctagon];
    "generalni carinski upravi" [shape=doubleoctagon];
    
    "Applicant" -> "Krajský soud v Ostravě — pobočka v Olomouci (Krajský soud v Ostravě – pobočka v Olomouci, Češka republika)" [label="je vložila tožbo"];
    "Applicant" -> "generalni carinski upravi" [label="Tožeča stranka v postopku v glavni stvari je zoper te odločbe vložila pritožbe"];
    "generalni carinski upravi" -> "Applicant" [label="zavrnjene"];
}
Judgment of the Court (Eighth Chamber) of 15 May 2019.
KORADO, a.s. v Generální ředitelství cel.
Request for a preliminary ruling from the Krajský soud v Ostravě – pobočka v Olomouci.
Reference for a preliminary ruling — Common Customs Tariff — Tariff classification — Combined Nomenclature — Welded steel parts — Radiators for central heating, not electrically heated — Headings 7307 and 7322 — Concepts of radiator ‘parts’ and ‘tube or pipe fittings’ — Implementing Regulation (EU) 2015/23 — Validity.
Case C-306/18. (2019)
Language: Finnish

Pääasian kantaja valitti näistä päätöksistä tullin pääosastoon. Kun valitukset hylättiin, kantaja nosti kanteen Krajský soud v Ostravě – pobočka v Olomoucissa (Ostravan maakunnallinen tuomioistuin, Olomoucin jaosto, Tšekki).

Legal relationship diagram (Graphviz):
digraph {
    node [shape=box];
    
    "Krajský soud v Ostravě — pobočka v Olomouci (Ostravan maakunnallinen tuomioistuin, Olomoucin jaosto, Tšekki)" [shape=doubleoctagon];
    "Applicant" [shape=doubleoctagon];
    "tullin pääosastoon" [shape=doubleoctagon];
    
    "Applicant" -> "Krajský soud v Ostravě — pobočka v Olomouci (Ostravan maakunnallinen tuomioistuin, Olomoucin jaosto, Tšekki)" [label="kantaja nosti kanteen"];
    "Applicant" -> "tullin pääosastoon" [label="Valitti näistä päätöksistä"];
    "tullin pääosastoon" -> "Applicant" [label="hylättiin"];
}
Judgment of the Court (Eighth Chamber) of 15 May 2019.
KORADO, a.s. v Generální ředitelství cel.
Request for a preliminary ruling from the Krajský soud v Ostravě – pobočka v Olomouci.
Reference for a preliminary ruling — Common Customs Tariff — Tariff classification — Combined Nomenclature — Welded steel parts — Radiators for central heating, not electrically heated — Headings 7307 and 7322 — Concepts of radiator ‘parts’ and ‘tube or pipe fittings’ — Implementing Regulation (EU) 2015/23 — Validity.
Case C-306/18. (2019)
Language: Swedish

Klaganden i det nationella målet överklagade dessa beslut till tullmyndigheten. Efter det att tullmyndigheten avslagit överklagandena, överklagade klaganden till Krajský soud v Ostravě – pobočka v Olomouci (Regionala domstolen i Ostrava, domstolsfilialen i Olomouc, Tjeckien).

Legal relationship diagram (Graphviz):
digraph {
    node [shape=box];
    
    "Krajský soud v Ostravě — pobočka v Olomouci (Regionala domstolen i Ostrava, domstolsfilialen i Olomouc, Tjeckien)" [shape=doubleoctagon];
    "Applicant" [shape=doubleoctagon];
    "tullmyndigheten" [shape=doubleoctagon];
    
    "Applicant" -> "Krajský soud v Ostravě — pobočka v Olomouci (Regionala domstolen i Ostrava, domstolsfilialen i Olomouc, Tjeckien)" [label="överklagade"];
    "Applicant" -> "tullmyndigheten" [label="överklagade dessa beslut"];
    "tullmyndigheten" -> "Applicant" [label="avslagit"];
}
Judgment of the Court (Tenth Chamber) of 11 April 2019.
Mediterranean Shipping Company (Portugal) - Agentes de Navegação SA v Banco Comercial Português SA and Caixa Geral de Depósitos, SA.
Request for a preliminary ruling from the Tribunal da Relação do Porto.
Reference for a preliminary ruling — Payment services in the internal market — Directive 2007/64/EC — Articles 2 and 58 — Scope — Payment service user — Meaning — Execution of a direct-debit payment order issued by a third party in respect of an account of which that party is not the holder — No authorisation from the holder of the debited account — Unauthorised payment transactions.
Case C-295/18. (2019)
Language: English

MSC holds an overnight deposit account with BCP Bank. Following an audit conducted in 2014, MSC discovered that that account was being regularly debited by way of direct debits in favour of a third party (‘the principal’) with whom it had no relationship and without it having given any authorisation to BCP Bank to that effect.
By letter of 17 November 2014, MSC asked BCP Bank to cancel those direct debits, to reimburse it for the amounts withdrawn and to send it a copy of the documents authorising those direct debits. Following some exchanges between the two entities, BCP Bank cancelled the direct debits and repaid the sum of EUR 683.48, corresponding to the direct debit payments made in October and November 2014.

Legal relationship diagram (Graphviz):
digraph {
    node [shape=box];
    
    "BCP Bank" [shape=doubleoctagon];
    "MSC" [shape=doubleoctagon];
    
    "MSC" -> "Letter 17/11/2014";
    "Letter 17/11/2014" -> "BCP Bank";
    "Letter 17/11/2014" -> "Asked to cancel those direct debits, to reimburse it for the amounts withdrawn and to send it a copy of the documents authorising those direct debits"[dir=none];
    "BCP Bank" -> "MSC" [label="Repaid the sum of EUR 683.48"];
    "BCP Bank"->"An overnight deposit account" [dir=none];
    "An overnight deposit account"->"That account was being regularly debited by way of direct debits in favour of a third party" [dir=none];
    "BCP Bank"->"An overnight deposit account"[label="Cancelled the direct debits"]
    
}
Judgment of the Court (Tenth Chamber) of 11 April 2019.
Mediterranean Shipping Company (Portugal) - Agentes de Navegação SA v Banco Comercial Português SA and Caixa Geral de Depósitos, SA.
Request for a preliminary ruling from the Tribunal da Relação do Porto.
Reference for a preliminary ruling — Payment services in the internal market — Directive 2007/64/EC — Articles 2 and 58 — Scope — Payment service user — Meaning — Execution of a direct-debit payment order issued by a third party in respect of an account of which that party is not the holder — No authorisation from the holder of the debited account — Unauthorised payment transactions.
Case C-295/18. (2019)
Language: Bulgarian

MSC е титуляр на разплащателна банкова сметка към банка BCP. В резултат на проверка, извършена през 2014 г., дружество установява, че тази сметка редовно е била задължена чрез директни дебити в полза на трето лице (наричано по-нататък „наредител“), с което дружеството не поддържа каквито и да било отношения и без да е дало разрешение за тази цел на банка BCP.
С писмо от 17 ноември 2014 г. MSC иска от банка BCP да отмени тези директни дебити, да възстанови дебитираните суми и да му изпрати копие от документите, с които те са разрешени. След размяна на информация между тези два субекта, банката извършва поисканата отмяна и възстановява сумата 683,48 EUR, съответстващи на двата директни дебита, извършени през октомври и ноември 2014 г.

Legal relationship diagram (Graphviz):
digraph {
    node [shape=box];
    
    "BCP Bank" [shape=doubleoctagon];
    "MSC" [shape=doubleoctagon];
    
    "MSC" -> "С писмо от 17 ноември 2014 г. MSC иска от банка BCP да отмени тези директни дебити, да възстанови дебитираните суми и да му изпрати копие от документите, с които те са разрешени. 17/11/2014";
    "С писмо от 17 ноември 2014 г. MSC иска от банка BCP да отмени тези директни дебити, да възстанови дебитираните суми и да му изпрати копие от документите, с които те са разрешени. 17/11/2014" -> "BCP Bank";
    "С писмо от 17 ноември 2014 г. MSC иска от банка BCP да отмени тези директни дебити, да възстанови дебитираните суми и да му изпрати копие от документите, с които те са разрешени. 17/11/2014" -> "Иска от банка BCP да отмени тези директни дебити, да възстанови дебитираните суми и да му изпрати копие от документите, с които те са разрешени."[dir=none];
    "BCP Bank" -> "MSC" [label="възстановява сумата 683,48 EUR 683.48"];
    "BCP Bank"->"разплащателна банкова сметка" [dir=none];
    "разплащателна банкова сметка"->"Тази сметка редовно е била задължена чрез директни дебити в полза на трето лице" [dir=none];
    "BCP Bank"->"разплащателна банкова сметка"[label="извършва поисканата отмяна"]
    
}
Judgment of the Court (Tenth Chamber) of 11 April 2019.
Mediterranean Shipping Company (Portugal) - Agentes de Navegação SA v Banco Comercial Português SA and Caixa Geral de Depósitos, SA.
Request for a preliminary ruling from the Tribunal da Relação do Porto.
Reference for a preliminary ruling — Payment services in the internal market — Directive 2007/64/EC — Articles 2 and 58 — Scope — Payment service user — Meaning — Execution of a direct-debit payment order issued by a third party in respect of an account of which that party is not the holder — No authorisation from the holder of the debited account — Unauthorised payment transactions.
Case C-295/18. (2019)
Language: Spanish

MCS es titular de una cuenta corriente en el banco BCP. A raíz de una auditoría realizada en el año 2014, esta empresa descubrió que periódicamente se efectuaban cargos en dicha cuenta mediante adeudos domiciliados ejecutados a favor de un tercero (en lo sucesivo, «ordenante») con el que no mantenía ninguna relación y sin que se hubiera concedido el oportuno permiso al banco BCP.
Mediante escrito de 17 de noviembre de 2014, MSC solicitó al banco BCP que anulara dichos adeudos domiciliados, que le devolviera los importes adeudados en su cuenta y que le transmitiera una copia de los documentos que los hubieran autorizado. Tras varios intercambios entre estas dos entidades, dicho banco llevó a cabo la anulación solicitada y reembolsó la cantidad de 683,48 euros, correspondiente a los adeudos domiciliados efectuados en los meses de octubre y noviembre de 2014.

Legal relationship diagram (Graphviz):
digraph {
    node [shape=box];
    
    "BCP Bank" [shape=doubleoctagon];
    "MSC" [shape=doubleoctagon];
    
    "MSC" -> "Mediante escrito de 17 de noviembre de 2014, MSC solicitó al banco BCP que anulara dichos adeudos domiciliados, que le devolviera los importes adeudados en su cuenta y que le transmitiera una copia de los documentos que los hubieran autorizado. 17/11/2014";
    "Mediante escrito de 17 de noviembre de 2014, MSC solicitó al banco BCP que anulara dichos adeudos domiciliados, que le devolviera los importes adeudados en su cuenta y que le transmitiera una copia de los documentos que los hubieran autorizado. 17/11/2014" -> "BCP Bank";
    "Mediante escrito de 17 de noviembre de 2014, MSC solicitó al banco BCP que anulara dichos adeudos domiciliados, que le devolviera los importes adeudados en su cuenta y que le transmitiera una copia de los documentos que los hubieran autorizado. 17/11/2014" -> "Mediante escrito de 17 de noviembre de 2014, MSC solicitó al banco BCP que anulara dichos adeudos domiciliados, que le devolviera los importes adeudados en su cuenta y que le transmitiera una copia de los documentos que los hubieran autorizado."[dir=none];
    "BCP Bank" -> "MSC" [label="reembolsó la cantidad de 683,48 euros 683.48"];
    "BCP Bank"->"una cuenta corriente" [dir=none];
    "una cuenta corriente"->"que periódicamente se efectuaban cargos en dicha cuenta mediante adeudos domiciliados ejecutados a favor de un tercero" [dir=none];
    "BCP Bank"->"una cuenta corriente"[label="llevó a cabo la anulación solicitada"]
    
}
Judgment of the Court (Tenth Chamber) of 11 April 2019.
Mediterranean Shipping Company (Portugal) - Agentes de Navegação SA v Banco Comercial Português SA and Caixa Geral de Depósitos, SA.
Request for a preliminary ruling from the Tribunal da Relação do Porto.
Reference for a preliminary ruling — Payment services in the internal market — Directive 2007/64/EC — Articles 2 and 58 — Scope — Payment service user — Meaning — Execution of a direct-debit payment order issued by a third party in respect of an account of which that party is not the holder — No authorisation from the holder of the debited account — Unauthorised payment transactions.
Case C-295/18. (2019)
Language: Czech

Společnost MSC je majitelem bankovního vkladového účtu „na požádání“ u banky BCP. Po auditu provedeném v průběhu roku 2014 tato společnost zjistila, že z uvedeného účtu byly prostřednictvím inkasa pravidelně odepisovány částky ve prospěch třetí osoby (dále jen „příkazce“), se kterou nebyla v žádném právním vztahu, aniž v tomto ohledu udělila bance BCP svolení k inkasu.
Dopisem ze dne 17. listopadu 2014 požádala společnost MSC banku BCP, aby zrušila tyto platby inkasem, vrátila jí odepsané částky a zaslala jí kopii dokumentů, na základě kterých byly schváleny. Po výměně korespondence mezi těmito dvěma subjekty uvedená banka provedla požadované zrušení plateb a vrátila částku ve výši 683,48 eura, která odpovídá inkasním platbám uskutečněným v říjnu a listopadu roku 2014.

Legal relationship diagram (Graphviz):
digraph {
    node [shape=box];
    
    "BCP Bank" [shape=doubleoctagon];
    "MSC" [shape=doubleoctagon];
    
    "MSC" -> "Dopisem ze dne 17. listopadu 2014 17/11/2014";
    "Dopisem ze dne 17. listopadu 2014 17/11/2014" -> "BCP Bank";
    "Dopisem ze dne 17. listopadu 2014 17/11/2014" -> "Požádala společnost MSC banku BCP, aby zrušila tyto platby inkasem, vrátila jí odepsané částky a zaslala jí kopii dokumentů, na základě kterých byly schváleny."[dir=none];
    "BCP Bank" -> "MSC" [label="vrátila částku ve výši 683,48 eura 683.48"];
    "BCP Bank"->"bankovního vkladového účtu „na požádání“" [dir=none];
    "bankovního vkladového účtu „na požádání“"->"Z uvedeného účtu byly prostřednictvím inkasa pravidelně odepisovány částky ve prospěch třetí osoby" [dir=none];
    "BCP Bank"->"bankovního vkladového účtu „na požádání“"[label="provedla požadované zrušení plateb"]
    
}
Judgment of the Court (Tenth Chamber) of 11 April 2019.
Mediterranean Shipping Company (Portugal) - Agentes de Navegação SA v Banco Comercial Português SA and Caixa Geral de Depósitos, SA.
Request for a preliminary ruling from the Tribunal da Relação do Porto.
Reference for a preliminary ruling — Payment services in the internal market — Directive 2007/64/EC — Articles 2 and 58 — Scope — Payment service user — Meaning — Execution of a direct-debit payment order issued by a third party in respect of an account of which that party is not the holder — No authorisation from the holder of the debited account — Unauthorised payment transactions.
Case C-295/18. (2019)
Language: Danish

MSC er indehaver af en indlånskonto i BCP-banken. Efter en revisionskontrol udført i 2014 opdagede dette selskab, at denne konto regelmæssigt var blevet debiteret, idet der var gennemført direkte debiteringer herfra til et tredje selskab (herefter »ordregiveren«), som MSC ikke havde nogen forbindelse med, og uden at selskabet havde givet BCP-banken tilladelse til at gennemføre disse debiteringer.
Ved skrivelse af 17. november 2014 anmodede MSC BCP-banken om at annullere disse direkte debiteringer, at tilbagebetale de hævede beløb og at tilsende MSC en kopi af de dokumenter, hvorved de direkte debiteringer var blevet tilladt. Efter yderligere korrespondance mellem disse to virksomheder gennemførte banken den ønskede annullation og tilbagebetalte et beløb på 683,48 EUR, der svarede til de direkte debiteringer, som var blevet gennemført i oktober og november 2014.

Legal relationship diagram (Graphviz):
digraph {
    node [shape=box];
    
    "BCP Bank" [shape=doubleoctagon];
    "MSC" [shape=doubleoctagon];
    
    "MSC" -> "skrivelse af 17. november 2014 17/11/2014";
    "skrivelse af 17. november 2014 17/11/2014" -> "BCP Bank";
    "skrivelse af 17. november 2014 17/11/2014" -> "Anmodede MSC BCP-banken om at annullere disse direkte debiteringer, at tilbagebetale de hævede beløb og at tilsende MSC en kopi af de dokumenter, hvorved de direkte debiteringer var blevet tilladt."[dir=none];
    "BCP Bank" -> "MSC" [label="tilbagebetalte et beløb på 683,48 EUR 683.48"];
    "BCP Bank"->"en indlånskonto" [dir=none];
    "en indlånskonto"->"At denne konto regelmæssigt var blevet debiteret, idet der var gennemført direkte debiteringer herfra til et tredje selskab" [dir=none];
    "BCP Bank"->"en indlånskonto"[label="gennemførte banken den ønskede annullation"]
    
}
Judgment of the Court (Tenth Chamber) of 11 April 2019.
Mediterranean Shipping Company (Portugal) - Agentes de Navegação SA v Banco Comercial Português SA and Caixa Geral de Depósitos, SA.
Request for a preliminary ruling from the Tribunal da Relação do Porto.
Reference for a preliminary ruling — Payment services in the internal market — Directive 2007/64/EC — Articles 2 and 58 — Scope — Payment service user — Meaning — Execution of a direct-debit payment order issued by a third party in respect of an account of which that party is not the holder — No authorisation from the holder of the debited account — Unauthorised payment transactions.
Case C-295/18. (2019)
Language: German

MSC ist Inhaberin eines bei der Bank BCP geführten Sichteinlagenbankkontos. Nach einer im Jahr 2014 durchgeführten Prüfung stellte sie fest, dass dieses Konto regelmäßig durch Lastschriften zugunsten eines Dritten (im Folgenden: Auftraggebers) belastet wurde, mit dem sie keinerlei Beziehung hatte und ohne dass sie der Bank BCP hierfür eine Autorisierung erteilt hätte.
Mit Schreiben vom 17. November 2014 bat MSC die Bank BCP um Löschung dieser Lastschriften, die Rückerstattung der belasteten Beträge und die Übersendung einer Kopie der Dokumente, durch die die Lastschriften genehmigt worden waren. Nach einem Schriftwechsel zwischen diesen beiden nahm die Bank die beantragte Löschung vor und erstattete einen Betrag von 683,48 Euro, der den in den Monaten Oktober und November 2014 eingelösten Lastschriften entsprach.

Legal relationship diagram (Graphviz):
digraph {
    node [shape=box];
    
    "BCP Bank" [shape=doubleoctagon];
    "MSC" [shape=doubleoctagon];
    
    "MSC" -> "Mit Schreiben vom 17. November 2014 bat MSC die Bank BCP um Löschung dieser Lastschriften, die Rückerstattung der belasteten Beträge und die Übersendung einer Kopie der Dokumente, durch die die Lastschriften genehmigt worden waren. 17/11/2014";
    "Mit Schreiben vom 17. November 2014 bat MSC die Bank BCP um Löschung dieser Lastschriften, die Rückerstattung der belasteten Beträge und die Übersendung einer Kopie der Dokumente, durch die die Lastschriften genehmigt worden waren. 17/11/2014" -> "BCP Bank";
    "Mit Schreiben vom 17. November 2014 bat MSC die Bank BCP um Löschung dieser Lastschriften, die Rückerstattung der belasteten Beträge und die Übersendung einer Kopie der Dokumente, durch die die Lastschriften genehmigt worden waren. 17/11/2014" -> "Mit Schreiben vom 17. November 2014 bat MSC die Bank BCP um Löschung dieser Lastschriften, die Rückerstattung der belasteten Beträge und die Übersendung einer Kopie der Dokumente, durch die die Lastschriften genehmigt worden waren."[dir=none];
    "BCP Bank" -> "MSC" [label="erstattete einen Betrag von 683,48 Euro 683.48"];
    "BCP Bank"->"Sichteinlagenbankkontos" [dir=none];
    "Sichteinlagenbankkontos"->"dass dieses Konto regelmäßig durch Lastschriften zugunsten eines Dritten belastet wurde" [dir=none];
    "BCP Bank"->"Sichteinlagenbankkontos"[label="nahm die Bank die beantragte Löschung vor"]
    
}
Judgment of the Court (Tenth Chamber) of 11 April 2019.
Mediterranean Shipping Company (Portugal) - Agentes de Navegação SA v Banco Comercial Português SA and Caixa Geral de Depósitos, SA.
Request for a preliminary ruling from the Tribunal da Relação do Porto.
Reference for a preliminary ruling — Payment services in the internal market — Directive 2007/64/EC — Articles 2 and 58 — Scope — Payment service user — Meaning — Execution of a direct-debit payment order issued by a third party in respect of an account of which that party is not the holder — No authorisation from the holder of the debited account — Unauthorised payment transactions.
Case C-295/18. (2019)
Language: Estonian

MSC on BCP pangas avatud pangakonto omanik. MSC tuvastas 2014. aastal tehtud siseauditi käigus, et tema kontot on otsearvelduste teel regulaarselt debiteeritud ühe kolmanda isiku kasuks (edaspidi „maksekäsundi andja“), kellega tal puudus igasugune seos, ja ilma, et ta oleks BCP panka selleks autoriseerinud.
MSC palus 17. novembri 2014. aasta kirjas BCP pangal need otsearveldused tühistada, maha läinud summad talle tagastada ja edastada talle koopia neid otsearveldusi autoriseerivatest dokumentidest. Nende kahe äriühingu vahelise kirjavahetuse tulemusel tühistas see pank nõutud maksed ja tagastas 683,48 euro suuruse summa, mis vastab 2014. aasta oktoobris ja novembris tehtud otsearveldustele.

Legal relationship diagram (Graphviz):
digraph {
    node [shape=box];
    
    "BCP Bank" [shape=doubleoctagon];
    "MSC" [shape=doubleoctagon];
    
    "MSC" -> "17. novembri 2014. aasta kiri 17/11/2014";
    "17. novembri 2014. aasta kiri 17/11/2014" -> "BCP Bank";
    "17. novembri 2014. aasta kiri 17/11/2014" -> "MSC palus 17. novembri 2014. aasta kirjas BCP pangal need otsearveldused tühistada, maha läinud summad talle tagastada ja edastada talle koopia neid otsearveldusi autoriseerivatest dokumentidest."[dir=none];
    "BCP Bank" -> "MSC" [label="tagastas 683,48 euro suuruse summa 683.48"];
    "BCP Bank"->"BCP pangas avatud pangakonto" [dir=none];
    "BCP pangas avatud pangakonto"->"Tema kontot on otsearvelduste teel regulaarselt debiteeritud ühe kolmanda isiku kasuks" [dir=none];
    "BCP Bank"->"BCP pangas avatud pangakonto"[label="Tühistas otsearveldused"]
    
}
Judgment of the Court (Tenth Chamber) of 11 April 2019.
Mediterranean Shipping Company (Portugal) - Agentes de Navegação SA v Banco Comercial Português SA and Caixa Geral de Depósitos, SA.
Request for a preliminary ruling from the Tribunal da Relação do Porto.
Reference for a preliminary ruling — Payment services in the internal market — Directive 2007/64/EC — Articles 2 and 58 — Scope — Payment service user — Meaning — Execution of a direct-debit payment order issued by a third party in respect of an account of which that party is not the holder — No authorisation from the holder of the debited account — Unauthorised payment transactions.
Case C-295/18. (2019)
Language: Greek

Η MSC είναι δικαιούχος τραπεζικού καταθετικού λογαριασμού όψεως στην τράπεζα BCP. Μετά από λογιστικό έλεγχο που διενεργήθηκε το 2014, η εταιρία αυτή διαπίστωσε ότι ο λογαριασμός αυτός χρεωνόταν τακτικά με άμεσες χρεώσεις υπέρ τρίτου (στο εξής: εντολέας) με τον οποίο η ίδια δεν διατηρούσε καμία σχέση και χωρίς αυτή να έχει δώσει σχετική έγκριση στην τράπεζα BCP.
Με έγγραφο της 17ης Νοεμβρίου 2014, η MSC ζήτησε από την τράπεζα BCP να ακυρώσει τις ανωτέρω άμεσες χρεώσεις, να της επιστρέψει τα ποσά που είχαν χρεωθεί και να της διαβιβάσει αντίγραφο των εγγράφων με τα οποία είχαν εγκριθεί οι χρεώσεις αυτές. Κατόπιν αλληλογραφίας μεταξύ των δύο αυτών νομικών προσώπων, η προμνησθείσα τράπεζα προέβη στη ζητηθείσα ακύρωση και επέστρεψε το ποσό των 683,48 ευρώ, το οποίο αντιστοιχούσε στις άμεσες χρεώσεις που είχαν εκτελεσθεί τον Οκτώβριο και τον Νοέμβριο του 2014.

Legal relationship diagram (Graphviz):
digraph {
    node [shape=box];
    
    "BCP Bank" [shape=doubleoctagon];
    "MSC" [shape=doubleoctagon];
    
    "MSC" -> "Έγγραφο 17/11/2014";
    "Έγγραφο 17/11/2014" -> "BCP Bank";
    "Έγγραφο 17/11/2014" -> "Η MSC ζήτησε από την τράπεζα BCP να ακυρώσει τις ανωτέρω άμεσες χρεώσεις, να της επιστρέψει τα ποσά που είχαν χρεωθεί και να της διαβιβάσει αντίγραφο των εγγράφων με τα οποία είχαν εγκριθεί οι χρεώσεις αυτές."[dir=none];
    "BCP Bank" -> "MSC" [label="επέστρεψε το ποσό των 683,48 ευρώ 683.48"];
    "BCP Bank"->"τραπεζικού καταθετικού λογαριασμού όψεως" [dir=none];
    "τραπεζικού καταθετικού λογαριασμού όψεως"->"ότι ο λογαριασμός αυτός χρεωνόταν τακτικά με άμεσες χρεώσεις υπέρ τρίτου" [dir=none];
    "BCP Bank"->"τραπεζικού καταθετικού λογαριασμού όψεως"[label="ζητηθείσα ακύρωση"]
    
}
Judgment of the Court (Tenth Chamber) of 11 April 2019.
Mediterranean Shipping Company (Portugal) - Agentes de Navegação SA v Banco Comercial Português SA and Caixa Geral de Depósitos, SA.
Request for a preliminary ruling from the Tribunal da Relação do Porto.
Reference for a preliminary ruling — Payment services in the internal market — Directive 2007/64/EC — Articles 2 and 58 — Scope — Payment service user — Meaning — Execution of a direct-debit payment order issued by a third party in respect of an account of which that party is not the holder — No authorisation from the holder of the debited account — Unauthorised payment transactions.
Case C-295/18. (2019)
Language: French

MSC est titulaire d’un compte bancaire de dépôt à vue auprès de la banque BCP. À la suite d’un audit réalisé au cours de l’année 2014, cette société a découvert que ce compte était régulièrement débité au moyen de prélèvements exécutés sur celui-ci en faveur d’un tiers (ci-après le « donneur d’ordre ») avec lequel elle n’entretenait aucune relation et sans qu’elle eût accordé d’autorisation à cet effet à la banque BCP.
Par une lettre du 17 novembre 2014, MSC a demandé à la banque BCP d’annuler ces prélèvements, de lui rembourser les montants prélevés et de lui transmettre une copie des documents les ayant autorisés. À la suite d’échanges entre ces deux entités, cette banque a procédé à l’annulation demandée et a remboursé la somme de 683,48 euros, correspondant aux prélèvements effectués aux mois d’octobre et de novembre 2014.

Legal relationship diagram (Graphviz):
digraph {
    node [shape=box];
    
    "BCP Bank" [shape=doubleoctagon];
    "MSC" [shape=doubleoctagon];
    
    "MSC" -> "une lettre du 17 novembre 2014 17/11/2014";
    "une lettre du 17 novembre 2014 17/11/2014" -> "BCP Bank";
    "une lettre du 17 novembre 2014 17/11/2014" -> "a demandé à la banque BCP d’annuler ces prélèvements, de lui rembourser les montants prélevés et de lui transmettre une copie des documents les ayant autorisés."[dir=none];
    "BCP Bank" -> "MSC" [label="a remboursé la somme de 683,48 euros 683.48"];
    "BCP Bank"->"un compte bancaire de dépôt à vue" [dir=none];
    "un compte bancaire de dépôt à vue"->"ce compte était régulièrement débité au moyen de prélèvements exécutés sur celui-ci en faveur d’un tiers" [dir=none];
    "BCP Bank"->"un compte bancaire de dépôt à vue"[label="a procédé à l’annulation demandée"]
    
}
Judgment of the Court (Tenth Chamber) of 11 April 2019.
Mediterranean Shipping Company (Portugal) - Agentes de Navegação SA v Banco Comercial Português SA and Caixa Geral de Depósitos, SA.
Request for a preliminary ruling from the Tribunal da Relação do Porto.
Reference for a preliminary ruling — Payment services in the internal market — Directive 2007/64/EC — Articles 2 and 58 — Scope — Payment service user — Meaning — Execution of a direct-debit payment order issued by a third party in respect of an account of which that party is not the holder — No authorisation from the holder of the debited account — Unauthorised payment transactions.
Case C-295/18. (2019)
Language: Croatian

Društvo MSC ima depozitni račun po viđenju u banci BCP. Nakon provedene revizije tijekom 2014. godine to društvo otkrilo je da je taj račun redovito terećen izvršenjem izravnih terećenja u korist treće osobe (u daljnjem tekstu: davatelj naloga) s kojom ono nije imalo nikakve veze i bez davanja suglasnosti banci BCP za ta plaćanja.
Društvo MSC dopisom od 17. studenoga 2014. zatražilo je od banke BCP poništenje tih izravnih terećenja, povrat terećenih iznosa i dostavu preslike dokumenata kojima su ta plaćanja odobrena. Nakon razmjene prepiske između tih dvaju subjekata ta banka provela je traženo poništenje i vratila iznos od 683,48 eura koji odgovara izvršenim izravnim terećenjima u listopadu i studenome 2014.

Legal relationship diagram (Graphviz):
digraph {
    node [shape=box];
    
    "BCP Bank" [shape=doubleoctagon];
    "MSC" [shape=doubleoctagon];
    
    "MSC" -> "Dopis 17/11/2014";
    "Dopis 17/11/2014" -> "BCP Bank";
    "Dopis 17/11/2014" -> "Zatražilo je od banke BCP poništenje tih izravnih terećenja, povrat terećenih iznosa i dostavu preslike dokumenata kojima su ta plaćanja odobrena."[dir=none];
    "BCP Bank" -> "MSC" [label="vratila iznos od 683,48 eura 683.48"];
    "BCP Bank"->"Depozitni račun po viđenju" [dir=none];
    "Depozitni račun po viđenju"->"Taj račun redovito terećen izvršenjem izravnih terećenja u korist treće osobe" [dir=none];
    "BCP Bank"->"Depozitni račun po viđenju"[label="Provela je traženo poništenje"]
    
}
Judgment of the Court (Tenth Chamber) of 11 April 2019.
Mediterranean Shipping Company (Portugal) - Agentes de Navegação SA v Banco Comercial Português SA and Caixa Geral de Depósitos, SA.
Request for a preliminary ruling from the Tribunal da Relação do Porto.
Reference for a preliminary ruling — Payment services in the internal market — Directive 2007/64/EC — Articles 2 and 58 — Scope — Payment service user — Meaning — Execution of a direct-debit payment order issued by a third party in respect of an account of which that party is not the holder — No authorisation from the holder of the debited account — Unauthorised payment transactions.
Case C-295/18. (2019)
Language: Italian

La MSC è titolare di un conto bancario di deposito a vista presso la banca BCP. In esito a un controllo compiuto nel corso del 2014, questa società rilevava che sul suo conto venivano regolarmente addebitati importi mediante prelievi a favore di un terzo (in prosieguo: l’«ordinante») con il quale essa non aveva alcun rapporto e in assenza di una sua qualsivoglia autorizzazione a tal fine alla banca BCP.
Con lettera del 17 novembre 2014, la MSC chiedeva alla banca BCP di annullare gli ordini di addebito, di rimborsarle gli importi prelevati e di trasmetterle una copia dei relativi documenti di autorizzazione. A seguito di uno scambio tra questi due enti, detta banca procedeva all’annullamento richiesto e rimborsava l’importo di EUR 683,48, corrispondente ai prelievi effettuati nei mesi di ottobre e novembre 2014.

Legal relationship diagram (Graphviz):
digraph {
    node [shape=box];
    
    "BCP Bank" [shape=doubleoctagon];
    "MSC" [shape=doubleoctagon];
    
    "MSC" -> "Con lettera del 17 novembre 2014, la MSC chiedeva alla banca BCP di annullare gli ordini di addebito, di rimborsarle gli importi prelevati e di trasmetterle una copia dei relativi documenti di autorizzazione. 17/11/2014";
    "Con lettera del 17 novembre 2014, la MSC chiedeva alla banca BCP di annullare gli ordini di addebito, di rimborsarle gli importi prelevati e di trasmetterle una copia dei relativi documenti di autorizzazione. 17/11/2014" -> "BCP Bank";
    "Con lettera del 17 novembre 2014, la MSC chiedeva alla banca BCP di annullare gli ordini di addebito, di rimborsarle gli importi prelevati e di trasmetterle una copia dei relativi documenti di autorizzazione. 17/11/2014" -> "Chiedeva alla banca BCP di annullare gli ordini di addebito, di rimborsarle gli importi prelevati e di trasmetterle una copia dei relativi documenti di autorizzazione."[dir=none];
    "BCP Bank" -> "MSC" [label="rimborsava l’importo di EUR 683.48"];
    "BCP Bank"->"conto bancario di deposito a vista" [dir=none];
    "conto bancario di deposito a vista"->"sul suo conto venivano regolarmente addebitati importi mediante prelievi a favore di un terzo" [dir=none];
    "BCP Bank"->"conto bancario di deposito a vista"[label="procedeva all’annullamento richiesto"]
    
}
Judgment of the Court (Tenth Chamber) of 11 April 2019.
Mediterranean Shipping Company (Portugal) - Agentes de Navegação SA v Banco Comercial Português SA and Caixa Geral de Depósitos, SA.
Request for a preliminary ruling from the Tribunal da Relação do Porto.
Reference for a preliminary ruling — Payment services in the internal market — Directive 2007/64/EC — Articles 2 and 58 — Scope — Payment service user — Meaning — Execution of a direct-debit payment order issued by a third party in respect of an account of which that party is not the holder — No authorisation from the holder of the debited account — Unauthorised payment transactions.
Case C-295/18. (2019)
Language: Latvian

MSC ir pieprasījuma noguldījumu konts bankā BCP. Pēc 2014. gadā veiktas revīzijas šī sabiedrība atklāja, ka no tās konta regulāri ir veikti tādi tiešā debeta maksājumi par labu trešai personai (turpmāk tekstā – “maksājuma uzdevuma devējs”), ar kuru tai nebija nekādu attiecību, kurus MSC nebija autorizējusi banku BCP veikt.
Ar 2014. gada 17. novembra vēstuli MSC lūdza banku BCP atcelt šos tiešā debeta maksājumus, atmaksāt izmaksātās summas un tai nosūtīt to dokumentu kopijas, ar kuriem šie maksājumi tikuši autorizēti. Pēc vēstuļu apmaiņas šī banka veica prasīto atcelšanu un atmaksāja summu 683,48 EUR apmērā, kas atbilda maksājumiem par 2014. gada oktobri un novembri.

Legal relationship diagram (Graphviz):
digraph {
    node [shape=box];
    
    "BCP Bank" [shape=doubleoctagon];
    "MSC" [shape=doubleoctagon];
    
    "MSC" -> "2014. gada 17. novembra vēstuli 17/11/2014";
    "2014. gada 17. novembra vēstuli 17/11/2014" -> "BCP Bank";
    "2014. gada 17. novembra vēstuli 17/11/2014" -> "Ar 2014. gada 17. novembra vēstuli MSC lūdza banku BCP atcelt šos tiešā debeta maksājumus, atmaksāt izmaksātās summas un tai nosūtīt to dokumentu kopijas, ar kuriem šie maksājumi tikuši autorizēti."[dir=none];
    "BCP Bank" -> "MSC" [label="atmaksāja summu 683,48 EUR 683.48"];
    "BCP Bank"->"pieprasījuma noguldījumu konts" [dir=none];
    "pieprasījuma noguldījumu konts"->"Ka no tās konta regulāri ir veikti tādi tiešā debeta maksājumi par labu trešai personai" [dir=none];
    "BCP Bank"->"pieprasījuma noguldījumu konts"[label="atcelt šos tiešā debeta maksājumus"]
    
}
Judgment of the Court (Tenth Chamber) of 11 April 2019.
Mediterranean Shipping Company (Portugal) - Agentes de Navegação SA v Banco Comercial Português SA and Caixa Geral de Depósitos, SA.
Request for a preliminary ruling from the Tribunal da Relação do Porto.
Reference for a preliminary ruling — Payment services in the internal market — Directive 2007/64/EC — Articles 2 and 58 — Scope — Payment service user — Meaning — Execution of a direct-debit payment order issued by a third party in respect of an account of which that party is not the holder — No authorisation from the holder of the debited account — Unauthorised payment transactions.
Case C-295/18. (2019)
Language: Lithuanian

MSC turi indėlių sąskaitą BCP banke. 2014 m. atlikusi auditą ši bendrovė pastebėjo, kad iš sąskaitos reguliariai buvo atliekami tiesioginio debeto pervedimai trečiajam asmeniui (toliau – mokėjimo užsakovas), su kuriuo jos nesiejo jokie ryšiai, ir kad ji nebuvo davusi BCP bankui leidimo atlikti tokius pervedimus.
2014 m. lapkričio 17 d. raštu MSC paprašė BCP banko panaikinti šiuos tiesioginio debeto pervedimus, grąžinti jau nurašytas sumas ir pateikti kopijas dokumentų, kuriais buvo leista tokius tiesioginio debeto pervedimus vykdyti. Po to, kai šie du subjektai pasikeitė informacija, minėtas bankas patenkino prašymą panaikinti tiesioginio debeto pervedimus ir grąžino 683,48 EUR sumą, kuri iš sąskaitos buvo nurašyta vykdant tiesioginio debeto pervedimams 2014 m. spalio ir lapkričio mėnesiais.

Legal relationship diagram (Graphviz):
digraph {
    node [shape=box];
    
    "BCP Bank" [shape=doubleoctagon];
    "MSC" [shape=doubleoctagon];
    
    "MSC" -> "raštu 17/11/2014";
    "raštu 17/11/2014" -> "BCP Bank";
    "raštu 17/11/2014" -> "Prašė BCP banko panaikinti šiuos tiesioginio debeto pervedimus, grąžinti jau nurašytas sumas ir pateikti kopijas dokumentų, kuriais buvo leista tokius tiesioginio debeto pervedimus vykdyti."[dir=none];
    "BCP Bank" -> "MSC" [label="grąžino 683,48 EUR sumą 683.48"];
    "BCP Bank"->"indėlių sąskaitą" [dir=none];
    "indėlių sąskaitą"->"kad iš sąskaitos reguliariai buvo atliekami tiesioginio debeto pervedimai trečiajam asmeniui" [dir=none];
    "BCP Bank"->"indėlių sąskaitą"[label="panaikinti tiesioginio debeto pervedimus"]
    
}
Judgment of the Court (Tenth Chamber) of 11 April 2019.
Mediterranean Shipping Company (Portugal) - Agentes de Navegação SA v Banco Comercial Português SA and Caixa Geral de Depósitos, SA.
Request for a preliminary ruling from the Tribunal da Relação do Porto.
Reference for a preliminary ruling — Payment services in the internal market — Directive 2007/64/EC — Articles 2 and 58 — Scope — Payment service user — Meaning — Execution of a direct-debit payment order issued by a third party in respect of an account of which that party is not the holder — No authorisation from the holder of the debited account — Unauthorised payment transactions.
Case C-295/18. (2019)
Language: Hungarian

Az MSC látra szóló betéti számla tulajdonosa a BCP‑banknál. A 2014. év során tartott könyvvizsgálatot követően az MSC észlelte, hogy e számlát az arról teljesített beszedések útján rendszeresen megterhelték olyan harmadik személy (a továbbiakban: megbízó) javára, amellyel e társaság semmilyen kapcsolatban nem állt, anélkül hogy e beszedést a BCP‑banknál engedélyezte volna.
Az MSC a 2014. november 17‑i levélben kérte a BCP‑banktól, hogy e beszedéseket töröljék, a beszedett összegeket térítsék neki vissza, és küldjék meg neki az e beszedéseket engedélyező dokumentumok másolatát. Az e két jogalany közötti üzenetváltásokat követően e bank elvégezte a kért törlést, és visszatérített 683,48 eurót, amely a 2014 októberében és novemberében teljesített beszedéseknek felelt meg.

Legal relationship diagram (Graphviz):
digraph {
    node [shape=box];
    
    "BCP Bank" [shape=doubleoctagon];
    "MSC" [shape=doubleoctagon];
    
    "MSC" -> "2014. november 17‑i levél 17/11/2014";
    "2014. november 17‑i levél 17/11/2014" -> "BCP Bank";
    "2014. november 17‑i levél 17/11/2014" -> "Az MSC a 2014. november 17‑i levélben kérte a BCP‑banktól, hogy e beszedéseket töröljék, a beszedett összegeket térítsék neki vissza, és küldjék meg neki az e beszedéseket engedélyező dokumentumok másolatát."[dir=none];
    "BCP Bank" -> "MSC" [label="visszatérített 683,48 eurót 683.48"];
    "BCP Bank"->"látra szóló betéti számla" [dir=none];
    "látra szóló betéti számla"->"E számlát az arról teljesített beszedések útján rendszeresen megterhelték olyan harmadik személy javára" [dir=none];
    "BCP Bank"->"látra szóló betéti számla"[label="elvégezte a kért törlést"]
    
}