mizuumi1/LegalViz huggingface dataset:
Judgment of the Court (Tenth Chamber) of 11 April 2019.
Mediterranean Shipping Company (Portugal) - Agentes de Navegação SA v Banco Comercial Português SA and Caixa Geral de Depósitos, SA.
Request for a preliminary ruling from the Tribunal da Relação do Porto.
Reference for a preliminary ruling — Payment services in the internal market — Directive 2007/64/EC — Articles 2 and 58 — Scope — Payment service user — Meaning — Execution of a direct-debit payment order issued by a third party in respect of an account of which that party is not the holder — No authorisation from the holder of the debited account — Unauthorised payment transactions.
Case C-295/18. (2019)
Language: Maltese

MSC għalhekk adixxiet lit-Tribunal Judicial da Comarca do Porto (il-Qorti Distrettwali ta’ Porto, il-Portugall) b’rikors intiż sabiex il-bank BCP jiġi kkundannat iħallasha lura l-ammont li jikkorrispondi għal dawn id-debiti diretti. Peress li dan ir-rikors – fil-kuntest ta’ liema l-bank BCP ressaq proċeduri kontra l-prinċipal sabiex jiżgura ruħu l-possibbiltà li jressaq azzjoni ta’ rkupru – ġie miċħud bħala infondat, MSC appella quddiem it-Tribunal da Relação do Porto (il-Qorti tal-Appell ta’ Porto), il-qorti tar-rinviju.

Legal relationship diagram (Graphviz):
digraph {
    node [shape=box];
    
    "Tribunal Judicial da Comarca do Porto (Tribunal Judicial da Comarca do Porto (il-Qorti Distrettwali ta’ Porto, il-Portugall))" [shape=doubleoctagon];
    "MSC" [shape=doubleoctagon];
    "Tribunal da Relação do Porto (il-Qorti tal-Appell ta’ Porto)" [shape=doubleoctagon];
    
    "MSC" -> "adixxiet lit-Tribunal Judicial da Comarca do Porto (il-Qorti Distrettwali ta’ Porto, il-Portugall) b’rikors intiż";
    "adixxiet lit-Tribunal Judicial da Comarca do Porto (il-Qorti Distrettwali ta’ Porto, il-Portugall) b’rikors intiż"-> "Tribunal Judicial da Comarca do Porto (Tribunal Judicial da Comarca do Porto (il-Qorti Distrettwali ta’ Porto, il-Portugall))";
    "adixxiet lit-Tribunal Judicial da Comarca do Porto (il-Qorti Distrettwali ta’ Porto, il-Portugall) b’rikors intiż"-> "sabiex il-bank BCP jiġi kkundannat iħallasha lura l-ammont li jikkorrispondi għal dawn id-debiti diretti."[dir=none];
    "Tribunal Judicial da Comarca do Porto (Tribunal Judicial da Comarca do Porto (il-Qorti Distrettwali ta’ Porto, il-Portugall))"->"MSC" [label="Ġie miċħud bħala infondat"];
    "MSC"->"Tribunal da Relação do Porto (il-Qorti tal-Appell ta’ Porto)" [label="adixxiet lit-Tribunal Judicial da Comarca do Porto (il-Qorti Distrettwali ta’ Porto, il-Portugall) b’rikors intiż"];
    
}
Judgment of the Court (Tenth Chamber) of 11 April 2019.
Mediterranean Shipping Company (Portugal) - Agentes de Navegação SA v Banco Comercial Português SA and Caixa Geral de Depósitos, SA.
Request for a preliminary ruling from the Tribunal da Relação do Porto.
Reference for a preliminary ruling — Payment services in the internal market — Directive 2007/64/EC — Articles 2 and 58 — Scope — Payment service user — Meaning — Execution of a direct-debit payment order issued by a third party in respect of an account of which that party is not the holder — No authorisation from the holder of the debited account — Unauthorised payment transactions.
Case C-295/18. (2019)
Language: Dutch

MSC heeft vervolgens bij de Tribunal Judicial da Comarca do Porto (rechter in eerste aanleg Porto, Portugal) een vordering ingesteld teneinde de bank BCP te doen veroordelen om haar het met deze automatische afschrijvingen overeenstemmende bedrag terug te betalen. Omdat deze vordering – in het kader waarvan de bank BCP de bank van de opdrachtgever heeft laten dagvaarden teneinde te verzekeren dat zij een regresvordering zou kunnen instellen – ongegrond werd verklaard, heeft MSC bij de Tribunal da Relação do Porto (rechter in tweede aanleg Porto, Portugal), de verwijzende rechter, hoger beroep ingesteld.

Legal relationship diagram (Graphviz):
digraph {
    node [shape=box];
    
    "Tribunal Judicial da Comarca do Porto (Tribunal Judicial da Comarca do Porto)" [shape=doubleoctagon];
    "MSC" [shape=doubleoctagon];
    "Tribunal da Relação do Porto (Tribunal da Relação do Porto)" [shape=doubleoctagon];
    
    "MSC" -> "een vordering ingesteld";
    "een vordering ingesteld"-> "Tribunal Judicial da Comarca do Porto (Tribunal Judicial da Comarca do Porto)";
    "een vordering ingesteld"-> "Om de bank BCP te doen veroordelen om haar het met deze automatische afschrijvingen overeenstemmende bedrag terug te betalen."[dir=none];
    "Tribunal Judicial da Comarca do Porto (Tribunal Judicial da Comarca do Porto)"->"MSC" [label="ongegrond werd verklaard"];
    "MSC"->"Tribunal da Relação do Porto (Tribunal da Relação do Porto)" [label="een vordering ingesteld"];
    
}
Judgment of the Court (Tenth Chamber) of 11 April 2019.
Mediterranean Shipping Company (Portugal) - Agentes de Navegação SA v Banco Comercial Português SA and Caixa Geral de Depósitos, SA.
Request for a preliminary ruling from the Tribunal da Relação do Porto.
Reference for a preliminary ruling — Payment services in the internal market — Directive 2007/64/EC — Articles 2 and 58 — Scope — Payment service user — Meaning — Execution of a direct-debit payment order issued by a third party in respect of an account of which that party is not the holder — No authorisation from the holder of the debited account — Unauthorised payment transactions.
Case C-295/18. (2019)
Language: Polish

MSC wystąpił wówczas do Tribunal Judicial da Comarca do Porto (sądu rejonowego w Porto, Portugalia) z powództwem, żądając nakazania bankowi BCP zwrócenia jej kwoty tych obciążeń. Powództwo w tej sprawie – w której bank BCP spowodował wezwanie banku zleceniodawcy, aby zapewnić sobie możliwość pozwu regresowego – zostało oddalone jako bezzasadne, w związku z czym MSC wniósł odwołanie do Tribunal da Relação do Porto (sądu apelacyjnego w Porto), czyli sądu odsyłającego.

Legal relationship diagram (Graphviz):
digraph {
    node [shape=box];
    
    "Tribunal Judicial da Comarca do Porto (sądu rejonowego w Porto, Portugalia)" [shape=doubleoctagon];
    "MSC" [shape=doubleoctagon];
    "Tribunal da Relação do Porto (sądu apelacyjnego w Porto)" [shape=doubleoctagon];
    
    "MSC" -> "wystąpił z powództwem";
    "wystąpił z powództwem"-> "Tribunal Judicial da Comarca do Porto (sądu rejonowego w Porto, Portugalia)";
    "wystąpił z powództwem"-> "Żądając nakazania bankowi BCP zwrócenia jej kwoty tych obciążeń."[dir=none];
    "Tribunal Judicial da Comarca do Porto (sądu rejonowego w Porto, Portugalia)"->"MSC" [label="Oddalone jako bezzasadne"];
    "MSC"->"Tribunal da Relação do Porto (sądu apelacyjnego w Porto)" [label="wystąpił z powództwem"];
    
}
Judgment of the Court (Tenth Chamber) of 11 April 2019.
Mediterranean Shipping Company (Portugal) - Agentes de Navegação SA v Banco Comercial Português SA and Caixa Geral de Depósitos, SA.
Request for a preliminary ruling from the Tribunal da Relação do Porto.
Reference for a preliminary ruling — Payment services in the internal market — Directive 2007/64/EC — Articles 2 and 58 — Scope — Payment service user — Meaning — Execution of a direct-debit payment order issued by a third party in respect of an account of which that party is not the holder — No authorisation from the holder of the debited account — Unauthorised payment transactions.
Case C-295/18. (2019)
Language: Portuguese

A MSC introduziu então no Tribunal Judicial da Comarca do Porto (Portugal) uma ação de condenação do banco BCP em que pediu a devolução da quantia correspondente àqueles débitos. Tendo esta ação — em cujo âmbito o banco BCP deduziu um incidente de intervenção acessória provocada do banco do ordenante, para salvaguarda de ação de regresso — sido julgada improcedente, a MSC interpôs recurso no Tribunal da Relação do Porto, o órgão jurisdicional de reenvio.

Legal relationship diagram (Graphviz):
digraph {
    node [shape=box];
    
    "Tribunal Judicial da Comarca do Porto (Tribunal Judicial da Comarca do Porto (Portugal))" [shape=doubleoctagon];
    "MSC" [shape=doubleoctagon];
    "Tribunal da Relação do Porto (Tribunal da Relação do Porto)" [shape=doubleoctagon];
    
    "MSC" -> "introduziu então no Tribunal Judicial da Comarca do Porto (Portugal) uma ação de condenação do banco BCP";
    "introduziu então no Tribunal Judicial da Comarca do Porto (Portugal) uma ação de condenação do banco BCP"-> "Tribunal Judicial da Comarca do Porto (Tribunal Judicial da Comarca do Porto (Portugal))";
    "introduziu então no Tribunal Judicial da Comarca do Porto (Portugal) uma ação de condenação do banco BCP"-> "Pediu a devolução da quantia correspondente àqueles débitos."[dir=none];
    "Tribunal Judicial da Comarca do Porto (Tribunal Judicial da Comarca do Porto (Portugal))"->"MSC" [label="sido julgada improcedente"];
    "MSC"->"Tribunal da Relação do Porto (Tribunal da Relação do Porto)" [label="introduziu então no Tribunal Judicial da Comarca do Porto (Portugal) uma ação de condenação do banco BCP"];
    
}
Judgment of the Court (Tenth Chamber) of 11 April 2019.
Mediterranean Shipping Company (Portugal) - Agentes de Navegação SA v Banco Comercial Português SA and Caixa Geral de Depósitos, SA.
Request for a preliminary ruling from the Tribunal da Relação do Porto.
Reference for a preliminary ruling — Payment services in the internal market — Directive 2007/64/EC — Articles 2 and 58 — Scope — Payment service user — Meaning — Execution of a direct-debit payment order issued by a third party in respect of an account of which that party is not the holder — No authorisation from the holder of the debited account — Unauthorised payment transactions.
Case C-295/18. (2019)
Language: Romanian

Astfel, MSC a sesizat Tribunal Judicial da Comarca do Porto (Tribunalul de Arondisment din Porto, Portugalia) cu o acțiune având ca obiect obligarea băncii BCP să îi restituie cuantumul corespunzător acestor debitări. Întrucât această acțiune, în cadrul căreia banca BCP a solicitat citarea băncii ordonatorului pentru a‑și asigura posibilitatea de a introduce o acțiune în regres, a fost respinsă ca neîntemeiată, MSC a formulat apel în fața Tribunal da Relação do Porto (Curtea de Apel din Porto), instanța de trimitere.

Legal relationship diagram (Graphviz):
digraph {
    node [shape=box];
    
    "Tribunal Judicial da Comarca do Porto (Tribunalul de Arondisment din Porto, Portugalia)" [shape=doubleoctagon];
    "MSC" [shape=doubleoctagon];
    "Tribunal da Relação do Porto (Curtea de Apel din Porto)" [shape=doubleoctagon];
    
    "MSC" -> "a sesizat Tribunal Judicial da Comarca do Porto cu o acțiune";
    "a sesizat Tribunal Judicial da Comarca do Porto cu o acțiune"-> "Tribunal Judicial da Comarca do Porto (Tribunalul de Arondisment din Porto, Portugalia)";
    "a sesizat Tribunal Judicial da Comarca do Porto cu o acțiune"-> "Obligarea băncii BCP să îi restituie cuantumul corespunzător acestor debitări."[dir=none];
    "Tribunal Judicial da Comarca do Porto (Tribunalul de Arondisment din Porto, Portugalia)"->"MSC" [label="Respinsă ca neîntemeiată"];
    "MSC"->"Tribunal da Relação do Porto (Curtea de Apel din Porto)" [label="a sesizat Tribunal Judicial da Comarca do Porto cu o acțiune"];
    
}
Judgment of the Court (Tenth Chamber) of 11 April 2019.
Mediterranean Shipping Company (Portugal) - Agentes de Navegação SA v Banco Comercial Português SA and Caixa Geral de Depósitos, SA.
Request for a preliminary ruling from the Tribunal da Relação do Porto.
Reference for a preliminary ruling — Payment services in the internal market — Directive 2007/64/EC — Articles 2 and 58 — Scope — Payment service user — Meaning — Execution of a direct-debit payment order issued by a third party in respect of an account of which that party is not the holder — No authorisation from the holder of the debited account — Unauthorised payment transactions.
Case C-295/18. (2019)
Language: Slovak

MSC preto podala na Tribunal Judicial da Comarca do Porto (Súd prvého stupňa Porto, Portugalsko) žalobu, ktorou sa domáhala, aby banke BCP bola uložená povinnosť vrátiť jej sumu zodpovedajúcu týmto inkasám. Keďže táto žaloba – v súvislosti s ktorou banka BCP podala žalobu, ktorej predmetom bol regresný nárok proti banke príkazcu – bola zamietnutá ako nedôvodná, MSC podala odvolanie na Tribunal da Relação do Porto (Odvolací súd Porto), teda na vnútroštátny súd.

Legal relationship diagram (Graphviz):
digraph {
    node [shape=box];
    
    "Tribunal Judicial da Comarca do Porto (Súd prvého stupňa Porto, Portugalsko)" [shape=doubleoctagon];
    "MSC" [shape=doubleoctagon];
    "Tribunal da Relação do Porto (Odvolací súd Porto)" [shape=doubleoctagon];
    
    "MSC" -> "podala na Tribunal Judicial da Comarca do Porto (Súd prvého stupňa Porto, Portugalsko) žalobu";
    "podala na Tribunal Judicial da Comarca do Porto (Súd prvého stupňa Porto, Portugalsko) žalobu"-> "Tribunal Judicial da Comarca do Porto (Súd prvého stupňa Porto, Portugalsko)";
    "podala na Tribunal Judicial da Comarca do Porto (Súd prvého stupňa Porto, Portugalsko) žalobu"-> "aby banke BCP bola uložená povinnosť vrátiť jej sumu zodpovedajúcu týmto inkasám."[dir=none];
    "Tribunal Judicial da Comarca do Porto (Súd prvého stupňa Porto, Portugalsko)"->"MSC" [label="zamietnutá ako nedôvodná"];
    "MSC"->"Tribunal da Relação do Porto (Odvolací súd Porto)" [label="podala na Tribunal Judicial da Comarca do Porto (Súd prvého stupňa Porto, Portugalsko) žalobu"];
    
}
Judgment of the Court (Tenth Chamber) of 11 April 2019.
Mediterranean Shipping Company (Portugal) - Agentes de Navegação SA v Banco Comercial Português SA and Caixa Geral de Depósitos, SA.
Request for a preliminary ruling from the Tribunal da Relação do Porto.
Reference for a preliminary ruling — Payment services in the internal market — Directive 2007/64/EC — Articles 2 and 58 — Scope — Payment service user — Meaning — Execution of a direct-debit payment order issued by a third party in respect of an account of which that party is not the holder — No authorisation from the holder of the debited account — Unauthorised payment transactions.
Case C-295/18. (2019)
Language: Slovenian

Družba MSC je pri Tribunal Judicial da Comarca do Porto (okrožno sodišče v Portu, Portugalska) vložila tožbo, s katero je zahtevala, naj se banki BCP naloži, naj ji povrne znesek teh direktnih bremenitev. Ker je bila ta tožba – v okviru katere je banka BCP pozvala banko izdajatelja plačilnega naloga, da bi si zagotovila možnost vložitve regresnega zahtevka – kot neutemeljena zavrnjena, je družba MSC vložila pritožbo pri Tribunal da Relação do Porto (pritožbeno sodišče v Portu), ki je predložitveno sodišče.

Legal relationship diagram (Graphviz):
digraph {
    node [shape=box];
    
    "Tribunal Judicial da Comarca do Porto (Okrožno sodišče v Portu, Portugalska)" [shape=doubleoctagon];
    "MSC" [shape=doubleoctagon];
    "Tribunal da Relação do Porto (pritožbeno sodišče v Portu)" [shape=doubleoctagon];
    
    "MSC" -> "vložila tožbo";
    "vložila tožbo"-> "Tribunal Judicial da Comarca do Porto (Okrožno sodišče v Portu, Portugalska)";
    "vložila tožbo"-> "Naj se banki BCP naloži, naj ji povrne znesek teh direktnih bremenitev."[dir=none];
    "Tribunal Judicial da Comarca do Porto (Okrožno sodišče v Portu, Portugalska)"->"MSC" [label="Kot neutemeljena zavrnjena"];
    "MSC"->"Tribunal da Relação do Porto (pritožbeno sodišče v Portu)" [label="vložila tožbo"];
    
}
Judgment of the Court (Tenth Chamber) of 11 April 2019.
Mediterranean Shipping Company (Portugal) - Agentes de Navegação SA v Banco Comercial Português SA and Caixa Geral de Depósitos, SA.
Request for a preliminary ruling from the Tribunal da Relação do Porto.
Reference for a preliminary ruling — Payment services in the internal market — Directive 2007/64/EC — Articles 2 and 58 — Scope — Payment service user — Meaning — Execution of a direct-debit payment order issued by a third party in respect of an account of which that party is not the holder — No authorisation from the holder of the debited account — Unauthorised payment transactions.
Case C-295/18. (2019)
Language: Finnish

MSC nosti tällöin Tribunal Judicial da Comarca do Portossa (Porton alioikeus, Portugali) kanteen, jossa se vaati, että BCP-pankki velvoitettaisiin palauttamaan sille näitä suoraveloituksia vastaava määrä. Koska tämä kanne – jonka yhteydessä BCP-pankki haastoi toimeksiantajan pankin taatakseen mahdollisuutensa nostaa takautumiskanne – hylättiin perusteettomana, MSC haki muutosta ennakkoratkaisupyynnön esittäneessä Tribunal da Relação do Portossa (Porton ylioikeus).

Legal relationship diagram (Graphviz):
digraph {
    node [shape=box];
    
    "Tribunal Judicial da Comarca do Porto (Porton alioikeus, Portugali)" [shape=doubleoctagon];
    "MSC" [shape=doubleoctagon];
    "Tribunal da Relação do Porto (Porton ylioikeus)" [shape=doubleoctagon];
    
    "MSC" -> "Nosti tällöin Tribunal Judicial da Comarca do Portossa (Porton alioikeus, Portugali) kanteen";
    "Nosti tällöin Tribunal Judicial da Comarca do Portossa (Porton alioikeus, Portugali) kanteen"-> "Tribunal Judicial da Comarca do Porto (Porton alioikeus, Portugali)";
    "Nosti tällöin Tribunal Judicial da Comarca do Portossa (Porton alioikeus, Portugali) kanteen"-> "että BCP-pankki velvoitettaisiin palauttamaan sille näitä suoraveloituksia vastaava määrä."[dir=none];
    "Tribunal Judicial da Comarca do Porto (Porton alioikeus, Portugali)"->"MSC" [label="Hylättiin perusteettomana"];
    "MSC"->"Tribunal da Relação do Porto (Porton ylioikeus)" [label="Nosti tällöin Tribunal Judicial da Comarca do Portossa (Porton alioikeus, Portugali) kanteen"];
    
}
Judgment of the Court (Tenth Chamber) of 11 April 2019.
Mediterranean Shipping Company (Portugal) - Agentes de Navegação SA v Banco Comercial Português SA and Caixa Geral de Depósitos, SA.
Request for a preliminary ruling from the Tribunal da Relação do Porto.
Reference for a preliminary ruling — Payment services in the internal market — Directive 2007/64/EC — Articles 2 and 58 — Scope — Payment service user — Meaning — Execution of a direct-debit payment order issued by a third party in respect of an account of which that party is not the holder — No authorisation from the holder of the debited account — Unauthorised payment transactions.
Case C-295/18. (2019)
Language: Swedish

MSC väckte således talan vid Tribunal Judicial da Comarca do Porto (Distriktsdomstolen i Porto, Portugal) och yrkade att BCP-banken skulle förpliktas att återbetala det belopp som motsvarade autogireringarna. Talan ogillades då den var ogrundad. BCP-banken väckte i samband därmed talan mot ordergivarens bank för att säkerställa möjligheten att föra en regresstalan. MSC överklagade därför till Tribunal da Relação do Porto (Appellationsdomstolen i Porto), det vill säga den hänskjutande domstolen.

Legal relationship diagram (Graphviz):
digraph {
    node [shape=box];
    
    "Tribunal Judicial da Comarca do Porto (Distriktsdomstolen i Porto, Portugal)" [shape=doubleoctagon];
    "MSC" [shape=doubleoctagon];
    "Tribunal da Relação do Porto (Appellationsdomstolen i Porto)" [shape=doubleoctagon];
    
    "MSC" -> "väckte således talan";
    "väckte således talan"-> "Tribunal Judicial da Comarca do Porto (Distriktsdomstolen i Porto, Portugal)";
    "väckte således talan"-> "yrkade att BCP-banken skulle förpliktas att återbetala det belopp som motsvarade autogireringarna."[dir=none];
    "Tribunal Judicial da Comarca do Porto (Distriktsdomstolen i Porto, Portugal)"->"MSC" [label="Talan ogillades då den var ogrundad."];
    "MSC"->"Tribunal da Relação do Porto (Appellationsdomstolen i Porto)" [label="väckte således talan"];
    
}
Judgment of the Court (Tenth Chamber) of 11 April 2019.
Mediterranean Shipping Company (Portugal) - Agentes de Navegação SA v Banco Comercial Português SA and Caixa Geral de Depósitos, SA.
Request for a preliminary ruling from the Tribunal da Relação do Porto.
Reference for a preliminary ruling — Payment services in the internal market — Directive 2007/64/EC — Articles 2 and 58 — Scope — Payment service user — Meaning — Execution of a direct-debit payment order issued by a third party in respect of an account of which that party is not the holder — No authorisation from the holder of the debited account — Unauthorised payment transactions.
Case C-295/18. (2019)
Language: English

Before that court, MSC argues, inter alia, that the Tribunal Judicial da Comarca do Porto (District Court, Oporto) misinterpreted and misapplied Article 2(i), (j) and (m), and Article 69 of the RJSP, since MSC cannot be classified as a ‘payment service user’, for the purposes of those provisions, nor can it be regarded as such. As a result, the time limit laid down in Article 69 does not apply. In that regard, it submits that it never concluded any contract with BCP Bank, or gave it any order whatsoever authorising the automatic debiting of its account for sums corresponding to the invoices issued by the principal. BCP Bank contends that the appeal should be dismissed.

Legal relationship diagram (Graphviz):
digraph {
    node [shape=box];
    
    "Court of Appeal" [shape=doubleoctagon];
    "MSC" [shape=doubleoctagon];
    "BCP Bank" [shape=doubleoctagon];
    
    "MSC" -> "Argue that the Tribunal Judicial da Comarca do Porto (District Court, Oporto) misinterpreted and misapplied Article 2(i), (j) and (m), and Article 69 of the RJSP";
    "Argue that the Tribunal Judicial da Comarca do Porto (District Court, Oporto) misinterpreted and misapplied Article 2(i), (j) and (m), and Article 69 of the RJSP"-> "Court of Appeal";
    "BCP Bank"-> "Court of Appeal"[label="Contends that the appeal should be dismissed"];
    "Argue that the Tribunal Judicial da Comarca do Porto (District Court, Oporto) misinterpreted and misapplied Article 2(i), (j) and (m), and Article 69 of the RJSP"->"MSC cannot be classified as a ‘payment service user’, for the purposes of those provisions" [dir=none];
    
}
Judgment of the Court (Tenth Chamber) of 11 April 2019.
Mediterranean Shipping Company (Portugal) - Agentes de Navegação SA v Banco Comercial Português SA and Caixa Geral de Depósitos, SA.
Request for a preliminary ruling from the Tribunal da Relação do Porto.
Reference for a preliminary ruling — Payment services in the internal market — Directive 2007/64/EC — Articles 2 and 58 — Scope — Payment service user — Meaning — Execution of a direct-debit payment order issued by a third party in respect of an account of which that party is not the holder — No authorisation from the holder of the debited account — Unauthorised payment transactions.
Case C-295/18. (2019)
Language: Bulgarian

Пред посочената юрисдикция MSC поддържа по-специално че Tribunal Judicial da Comarca do Porto (Районен съд Порто) неправилно е тълкувал и приложил член 2, букви i), j) и m) и член 69 от RJSP, тъй като дружеството не може да бъде квалифицирано като „ползвател на платежни услуги“ по смисъла на посочените разпоредби и не може да се счита за такъв. Следователно времевото ограничение, предвидено в член 69, не се прилагало. В това отношение дружеството подчертава, че не е сключвало какъвто и да било договор с банка BCP и не е издавало каквото и да било нареждане до нея с цел разрешаване на директен дебит по сметката му за сумите, съответстващи на издадените от наредителя фактури. Банка BCP иска жалбата да бъде отхвърлена.

Legal relationship diagram (Graphviz):

digraph {
    node [shape=box];
    
    "Районен съд Порто" [shape=doubleoctagon];
    "MSC" [shape=doubleoctagon];
    "BCP Bank" [shape=doubleoctagon];
    
    "MSC" -> "Твърди, че Tribunal Judicial da Comarca do Porto (Окръжен съд Порто) е тълкувал и приложил неправилно член 2, букви i), й) и м), както и член 69 от RJSP.";
    "Твърди, че Tribunal Judicial da Comarca do Porto (Окръжен съд Порто) е тълкувал и приложил неправилно член 2, букви i), й) и м), както и член 69 от RJSP."-> "Районен съд Порто";
    "BCP Bank"-> "Районен съд Порто"[label="Банка BCP иска жалбата да бъде отхвърлена."];
    "Твърди, че Tribunal Judicial da Comarca do Porto (Окръжен съд Порто) е тълкувал и приложил неправилно член 2, букви i), й) и м), както и член 69 от RJSP."->"дружеството не може да бъде квалифицирано като „ползвател на платежни услуги“ по смисъла на посочените разпоредби" [dir=none];
    
}
Judgment of the Court (Tenth Chamber) of 11 April 2019.
Mediterranean Shipping Company (Portugal) - Agentes de Navegação SA v Banco Comercial Português SA and Caixa Geral de Depósitos, SA.
Request for a preliminary ruling from the Tribunal da Relação do Porto.
Reference for a preliminary ruling — Payment services in the internal market — Directive 2007/64/EC — Articles 2 and 58 — Scope — Payment service user — Meaning — Execution of a direct-debit payment order issued by a third party in respect of an account of which that party is not the holder — No authorisation from the holder of the debited account — Unauthorised payment transactions.
Case C-295/18. (2019)
Language: Spanish

Ante dicho órgano jurisdiccional, MSC sostiene en particular que el Tribunal Judicial da Comarca do Porto (Tribunal de Primera Instancia de Oporto) efectuó una interpretación y una aplicación erróneas del artículo 2, letras i), j) y m), y del artículo 69 del RJSP, ya que no puede ser calificada de «usuario de un servicio de pago», en el sentido de tales disposiciones, ni tener la consideración de tal. Como consecuencia, la limitación temporal prevista en dicho artículo 69 no se aplica. A este respecto, señala que nunca ha celebrado contrato alguno con el banco BCP, ni le ha dado orden alguna para autorizar el adeudo domiciliado automático en su cuenta de importes correspondientes a las facturas emitidas por el ordenante. El banco BCP solicita la desestimación del recurso de apelación.

Legal relationship diagram (Graphviz):

digraph {
    node [shape=box];
    
    "órgano jurisdiccional" [shape=doubleoctagon];
    "MSC" [shape=doubleoctagon];
    "BCP Bank" [shape=doubleoctagon];
    
    "MSC" -> "Sostiene que el Tribunal Judicial da Comarca do Porto (Tribunal de Primera Instancia de Oporto) interpretó y aplicó erróneamente el artículo 2, letras i), j) y m), y el artículo 69 del RJSP.";
    "Sostiene que el Tribunal Judicial da Comarca do Porto (Tribunal de Primera Instancia de Oporto) interpretó y aplicó erróneamente el artículo 2, letras i), j) y m), y el artículo 69 del RJSP."-> "órgano jurisdiccional";
    "BCP Bank"-> "órgano jurisdiccional"[label="El banco BCP solicita la desestimación del recurso de apelación."];
    "Sostiene que el Tribunal Judicial da Comarca do Porto (Tribunal de Primera Instancia de Oporto) interpretó y aplicó erróneamente el artículo 2, letras i), j) y m), y el artículo 69 del RJSP."->"MSC sostiene en particular que no puede ser calificada de «usuario de un servicio de pago», en el sentido de tales disposiciones." [dir=none];
    
}
Judgment of the Court (Tenth Chamber) of 11 April 2019.
Mediterranean Shipping Company (Portugal) - Agentes de Navegação SA v Banco Comercial Português SA and Caixa Geral de Depósitos, SA.
Request for a preliminary ruling from the Tribunal da Relação do Porto.
Reference for a preliminary ruling — Payment services in the internal market — Directive 2007/64/EC — Articles 2 and 58 — Scope — Payment service user — Meaning — Execution of a direct-debit payment order issued by a third party in respect of an account of which that party is not the holder — No authorisation from the holder of the debited account — Unauthorised payment transactions.
Case C-295/18. (2019)
Language: Czech

Společnost MSC před naposled uvedeným soudem zejména tvrdí, že Tribunal Judicial da Comarca do Porto (Okresní soud v Portu) nesprávně vyložil a použil čl. 2 písm. i), j) a m) a článek 69 RJSP z důvodu, že nemůže být kvalifikována jako „uživatel platební služby“ ve smyslu těchto ustanovení, nebo za něj být považována. V důsledku toho nelze použít časové omezení stanovené v tomto článku 69. V tomto ohledu poukazuje na to, že nikdy neuzavřela s bankou BCP žádnou smlouvu ani jí neudělila jakýkoli příkaz směřující k udělení svolení k přímému inkasu částek odpovídajících fakturám, které byly vystaveny příkazcem, z jejího účtu. Banka BCP navrhovala, aby bylo odvolání zamítnuto.

Legal relationship diagram (Graphviz):

digraph {
    node [shape=box];
    
    "Okresní soud v Portu" [shape=doubleoctagon];
    "MSC" [shape=doubleoctagon];
    "BCP Bank" [shape=doubleoctagon];
    
    "MSC" -> "Tvrdí, že Tribunal Judicial da Comarca do Porto (Okresní soud v Portu) nesprávně vyložil a použil čl. 2 písm. i), j) a m) a článek 69 RJSP.";
    "Tvrdí, že Tribunal Judicial da Comarca do Porto (Okresní soud v Portu) nesprávně vyložil a použil čl. 2 písm. i), j) a m) a článek 69 RJSP."-> "Okresní soud v Portu";
    "BCP Bank"-> "Okresní soud v Portu"[label="Navrhovala, aby bylo odvolání zamítnuto."];
    "Tvrdí, že Tribunal Judicial da Comarca do Porto (Okresní soud v Portu) nesprávně vyložil a použil čl. 2 písm. i), j) a m) a článek 69 RJSP."->"že nemůže být kvalifikována jako „uživatel platební služby“ ve smyslu těchto ustanovení" [dir=none];
    
}
Judgment of the Court (Tenth Chamber) of 11 April 2019.
Mediterranean Shipping Company (Portugal) - Agentes de Navegação SA v Banco Comercial Português SA and Caixa Geral de Depósitos, SA.
Request for a preliminary ruling from the Tribunal da Relação do Porto.
Reference for a preliminary ruling — Payment services in the internal market — Directive 2007/64/EC — Articles 2 and 58 — Scope — Payment service user — Meaning — Execution of a direct-debit payment order issued by a third party in respect of an account of which that party is not the holder — No authorisation from the holder of the debited account — Unauthorised payment transactions.
Case C-295/18. (2019)
Language: Danish

MSC har for denne ret bl.a. gjort gældende, at Tribunal Judicial da Comarca do Porto (ret i første instans i Porto) foretog en urigtig fortolkning og anvendelse af RJSP’s artikel 2, litra i), j) og m), og artikel 69, eftersom MSC hverken skulle kvalificeres som »bruger af en betalingstjeneste« som omhandlet i disse bestemmelser eller anses for at være en sådan. Tidsfristen i RJSP’s artikel 69 fandt derfor ikke anvendelse. MSC har i denne forbindelse gjort gældende, at det aldrig har indgået nogen form for aftale med BCP-banken eller givet den nogen form for anvisninger til at gennemføre direkte debiteringer fra dets konto af beløb, som vedrørte fakturaer udstedt af ordregiveren. BCP-banken har nedlagt påstand om frifindelse.

Legal relationship diagram (Graphviz):

digraph {
    node [shape=box];
    
    "Appelretten" [shape=doubleoctagon];
    "MSC" [shape=doubleoctagon];
    "BCP Bank" [shape=doubleoctagon];
    
    "MSC" -> "Gør gældende, at Tribunal Judicial da Comarca do Porto (distriktsdomstolen i Porto) har fejlfortolket og fejlanvendt artikel 2, litra i), j) og m), og artikel 69 i RJSP.";
    "Gør gældende, at Tribunal Judicial da Comarca do Porto (distriktsdomstolen i Porto) har fejlfortolket og fejlanvendt artikel 2, litra i), j) og m), og artikel 69 i RJSP."-> "Appelretten";
    "BCP Bank"-> "Appelretten"[label="BCP-banken har nedlagt påstand om frifindelse."];
    "Gør gældende, at Tribunal Judicial da Comarca do Porto (distriktsdomstolen i Porto) har fejlfortolket og fejlanvendt artikel 2, litra i), j) og m), og artikel 69 i RJSP."->"MSC hverken skulle kvalificeres som »bruger af en betalingstjeneste« som omhandlet i disse bestemmelser" [dir=none];
    
}
Judgment of the Court (Tenth Chamber) of 11 April 2019.
Mediterranean Shipping Company (Portugal) - Agentes de Navegação SA v Banco Comercial Português SA and Caixa Geral de Depósitos, SA.
Request for a preliminary ruling from the Tribunal da Relação do Porto.
Reference for a preliminary ruling — Payment services in the internal market — Directive 2007/64/EC — Articles 2 and 58 — Scope — Payment service user — Meaning — Execution of a direct-debit payment order issued by a third party in respect of an account of which that party is not the holder — No authorisation from the holder of the debited account — Unauthorised payment transactions.
Case C-295/18. (2019)
Language: German

Vor Letzterem trägt MSC insbesondere vor, dass das Tribunal Judicial da Comarca do Porto (Bezirksgericht Porto) Art. 2 Buchst. i, j und m sowie Art. 69 der Regelung der Zahlungsdienste falsch ausgelegt und angewendet habe, da sie weder als „Zahlungsdienstnutzer“ im Sinne dieser Bestimmungen qualifiziert noch als solcher betrachtet werden könne. Weiter sei die in diesem Art. 69 vorgesehene zeitliche Beschränkung nicht anzuwenden. Hierzu trägt sie vor, dass sie nie mit der Bank BCP irgendeinen Vertrag abgeschlossen habe oder ihr irgendeinen Auftrag erteilt habe, um eine automatisierte Lastschrift für ihr Konto für Beträge, die den Rechnungen des Auftraggebers entsprächen, zu autorisieren. Die Bank BCP beantragt die Zurückweisung der Berufung.

Legal relationship diagram (Graphviz):

digraph {
    node [shape=box];
    
    "Appellationsgericht" [shape=doubleoctagon];
    "MSC" [shape=doubleoctagon];
    "BCP Bank" [shape=doubleoctagon];
    
    "MSC" -> "das Tribunal Judicial da Comarca do Porto (Bezirksgericht Porto) habe Art. 2 Buchst. i, j und m sowie Art. 69 des RJSP falsch ausgelegt und angewandt";
    "das Tribunal Judicial da Comarca do Porto (Bezirksgericht Porto) habe Art. 2 Buchst. i, j und m sowie Art. 69 des RJSP falsch ausgelegt und angewandt"-> "Appellationsgericht";
    "BCP Bank"-> "Appellationsgericht"[label="Die Bank BCP beantragt die Zurückweisung der Berufung."];
    "das Tribunal Judicial da Comarca do Porto (Bezirksgericht Porto) habe Art. 2 Buchst. i, j und m sowie Art. 69 des RJSP falsch ausgelegt und angewandt"->"da sie weder als Zahlungsdienstnutzer im Sinne dieser Bestimmungen qualifiziert noch als solcher betrachtet werden könne." [dir=none];
    
}
Judgment of the Court (Tenth Chamber) of 11 April 2019.
Mediterranean Shipping Company (Portugal) - Agentes de Navegação SA v Banco Comercial Português SA and Caixa Geral de Depósitos, SA.
Request for a preliminary ruling from the Tribunal da Relação do Porto.
Reference for a preliminary ruling — Payment services in the internal market — Directive 2007/64/EC — Articles 2 and 58 — Scope — Payment service user — Meaning — Execution of a direct-debit payment order issued by a third party in respect of an account of which that party is not the holder — No authorisation from the holder of the debited account — Unauthorised payment transactions.
Case C-295/18. (2019)
Language: Estonian

Eelotsusetaotluse esitanud kohtus väitis MSC eelkõige, et Tribunal Judicial da Comarca do Porto (Porto piirkondlik kohus) tegi RJSP artikli 2 punktide i, j ja m ning artikli 69 tõlgendamisel ja kohaldamisel vigu, kuna teda ei oleks tohtinud kvalifitseerida „makseteenuse kasutajana“ nende sätete tähenduses ega selleks ka pidada. Järelikult ei ole selles artiklis 69 ette nähtud ajaline piirang kohaldatav. Selle kohta rõhutab ta, et ta ei ole BCP pangaga kunagi sõlminud ühtegi lepingut ega andnud talle vähimatki korraldust autoriseerida maksekäsundi andja väljastatud arvetele vastavate summade automaatne otsearveldus tema kontolt. BCP pank palub jätta apellatsioonkaebus rahuldamata.

Legal relationship diagram (Graphviz):

digraph {
    node [shape=box];
    
    "Apellatsioonikohus" [shape=doubleoctagon];
    "MSC" [shape=doubleoctagon];
    "BCP Bank" [shape=doubleoctagon];
    
    "MSC" -> "väita, et Tribunal Judicial da Comarca do Porto (Porto ringkonnakohus) on vääralt tõlgendanud ja kohaldanud vääralt RJSP artikli 2 punkte i, j ja m ning artiklit 69";
    "väita, et Tribunal Judicial da Comarca do Porto (Porto ringkonnakohus) on vääralt tõlgendanud ja kohaldanud vääralt RJSP artikli 2 punkte i, j ja m ning artiklit 69"-> "Apellatsioonikohus";
    "BCP Bank"-> "Apellatsioonikohus"[label="BCP pank palub jätta apellatsioonkaebus rahuldamata."];
    "väita, et Tribunal Judicial da Comarca do Porto (Porto ringkonnakohus) on vääralt tõlgendanud ja kohaldanud vääralt RJSP artikli 2 punkte i, j ja m ning artiklit 69"->"MSC eelkõige, et Tribunal Judicial da Comarca do Porto (Porto piirkondlik kohus) tegi RJSP artikli 2 punktide i, j ja m ning artikli 69 tõlgendamisel ja kohaldamisel vigu, kuna teda ei oleks tohtinud kvalifitseerida „makseteenuse kasutajana“ nende sätete tähenduses ega selleks ka pidada." [dir=none];
    
}
Judgment of the Court (Tenth Chamber) of 11 April 2019.
Mediterranean Shipping Company (Portugal) - Agentes de Navegação SA v Banco Comercial Português SA and Caixa Geral de Depósitos, SA.
Request for a preliminary ruling from the Tribunal da Relação do Porto.
Reference for a preliminary ruling — Payment services in the internal market — Directive 2007/64/EC — Articles 2 and 58 — Scope — Payment service user — Meaning — Execution of a direct-debit payment order issued by a third party in respect of an account of which that party is not the holder — No authorisation from the holder of the debited account — Unauthorised payment transactions.
Case C-295/18. (2019)
Language: Greek

Ενώπιον του αιτούντος δικαστηρίου, η MSC υποστηρίζει, μεταξύ άλλων, ότι το Tribunal Judicial da Comarca do Porto (πρωτοδικείο Πόρτο) προέβη σε εσφαλμένη ερμηνεία και εφαρμογή του άρθρου 2, στοιχεία i, j και m, και του άρθρου 69 του RJSP, καθόσον η ίδια δεν είναι δυνατόν να χαρακτηρισθεί ως «χρήστης υπηρεσίας πληρωμών», κατά την έννοια των εν λόγω διατάξεων, ούτε να θεωρηθεί ως τέτοιος χρήστης. Ως εκ τούτου, δεν τυγχάνει εφαρμογής ο προβλεπόμενος στο άρθρο 69 χρονικός περιορισμός. Συναφώς, η MSC υπογραμμίζει ότι ουδέποτε συνήψε οιαδήποτε σύμβαση με την τράπεζα BCP ούτε της έδωσε οιαδήποτε εντολή προς έγκριση της αυτόματης άμεσης χρεώσεως στον λογαριασμό της των ποσών που αντιστοιχούσαν στα τιμολόγια που είχε εκδώσει ο εντολέας. Η τράπεζα BCP ζητεί να απορριφθεί η έφεση.

Legal relationship diagram (Graphviz):

digraph {
    node [shape=box];
    
    "πρωτοδικείο Πόρτο" [shape=doubleoctagon];
    "MSC" [shape=doubleoctagon];
    "BCP Bank" [shape=doubleoctagon];
    
    "MSC" -> "να ισχυριστεί ότι το Tribunal Judicial da Comarca do Porto (περιφερειακό δικαστήριο του Πόρτο) ερμήνευσε και εφάρμοσε εσφαλμένα το άρθρο 2, στοιχεία θ', ι' και ιγ', και το άρθρο 69 του RJSP";
    "να ισχυριστεί ότι το Tribunal Judicial da Comarca do Porto (περιφερειακό δικαστήριο του Πόρτο) ερμήνευσε και εφάρμοσε εσφαλμένα το άρθρο 2, στοιχεία θ', ι' και ιγ', και το άρθρο 69 του RJSP"-> "πρωτοδικείο Πόρτο";
    "BCP Bank"-> "πρωτοδικείο Πόρτο"[label="Η τράπεζα BCP ζητεί να απορριφθεί η έφεση."];
    "να ισχυριστεί ότι το Tribunal Judicial da Comarca do Porto (περιφερειακό δικαστήριο του Πόρτο) ερμήνευσε και εφάρμοσε εσφαλμένα το άρθρο 2, στοιχεία θ', ι' και ιγ', και το άρθρο 69 του RJSP"->"η ίδια δεν είναι δυνατόν να χαρακτηρισθεί ως «χρήστης υπηρεσίας πληρωμών», κατά την έννοια των εν λόγω διατάξεων" [dir=none];
    
}
Judgment of the Court (Tenth Chamber) of 11 April 2019.
Mediterranean Shipping Company (Portugal) - Agentes de Navegação SA v Banco Comercial Português SA and Caixa Geral de Depósitos, SA.
Request for a preliminary ruling from the Tribunal da Relação do Porto.
Reference for a preliminary ruling — Payment services in the internal market — Directive 2007/64/EC — Articles 2 and 58 — Scope — Payment service user — Meaning — Execution of a direct-debit payment order issued by a third party in respect of an account of which that party is not the holder — No authorisation from the holder of the debited account — Unauthorised payment transactions.
Case C-295/18. (2019)
Language: French

Devant cette dernière, MSC soutient notamment que le Tribunal Judicial da Comarca do Porto (tribunal d’arrondissement de Porto) a procédé à une interprétation et à une application erronées de l’article 2, sous i), j) et m), et de l’article 69 du RJSP, dès lors qu’elle ne saurait être qualifiée d’« utilisateur d’un service de paiement », au sens de ces dispositions, ni considérée comme tel. Par suite, la limite temporelle prévue à cet article 69 ne s’appliquerait pas. À cet égard, elle souligne n’avoir jamais conclu un quelconque contrat avec la banque BCP, ou lui avoir donné le moindre ordre, visant à autoriser un prélèvement automatique sur son compte de montants correspondant aux factures émises par le donneur d’ordre. La banque BCP conclut au rejet de l’appel.

Legal relationship diagram (Graphviz):

digraph {
    node [shape=box];
    
    "Cour d'appel" [shape=doubleoctagon];
    "MSC" [shape=doubleoctagon];
    "BCP Bank" [shape=doubleoctagon];
    
    "MSC" -> "Soutenir que le Tribunal Judicial da Comarca do Porto (tribunal de district de Porto) a mal interprété et mal appliqué l'article 2, sous i), j) et m), et l'article 69 du RJSP";
    "Soutenir que le Tribunal Judicial da Comarca do Porto (tribunal de district de Porto) a mal interprété et mal appliqué l'article 2, sous i), j) et m), et l'article 69 du RJSP"-> "Cour d'appel";
    "BCP Bank"-> "Cour d'appel"[label="La banque BCP conclut au rejet de l’appel."];
    "Soutenir que le Tribunal Judicial da Comarca do Porto (tribunal de district de Porto) a mal interprété et mal appliqué l'article 2, sous i), j) et m), et l'article 69 du RJSP"->"elle ne saurait être qualifiée d’« utilisateur d’un service de paiement », au sens de ces dispositions" [dir=none];
    
}
Judgment of the Court (Tenth Chamber) of 11 April 2019.
Mediterranean Shipping Company (Portugal) - Agentes de Navegação SA v Banco Comercial Português SA and Caixa Geral de Depósitos, SA.
Request for a preliminary ruling from the Tribunal da Relação do Porto.
Reference for a preliminary ruling — Payment services in the internal market — Directive 2007/64/EC — Articles 2 and 58 — Scope — Payment service user — Meaning — Execution of a direct-debit payment order issued by a third party in respect of an account of which that party is not the holder — No authorisation from the holder of the debited account — Unauthorised payment transactions.
Case C-295/18. (2019)
Language: Croatian

Pred potonjim društvo MSC, među ostalim, ističe da je Tribunal Judicial da Comarca do Porto (Sud sudskog okruga Porto) pogrešno tumačio i pogrešno primijenio članak 2. točke (i), (j) i (m) i članak 69. PSPU‑a zato što se to društvo ne može ni kvalificirati ni smatrati „korisnikom platnih usluga” u smislu te odredbe. Stoga, vremensko ograničenje propisano u članku 69. ne primjenjuje se. U tom pogledu tužitelj ističe da nikada nije sklopljen nikakav ugovor s bankom BCP niti joj je izdan bilo kakav nalog kojim bi se odobrilo automatsko izravno terećenje njegova računa za iznose koji odgovaraju fakturama koje je izdao davatelj naloga. Banka BCP od Suda zahtijeva da žalbu odbije.

Legal relationship diagram (Graphviz):

digraph {
    node [shape=box];
    
    "Županijski sud" [shape=doubleoctagon];
    "MSC" [shape=doubleoctagon];
    "BCP Bank" [shape=doubleoctagon];
    
    "MSC" -> "Argument: Tvrditi da je Tribunal Judicial da Comarca do Porto (Općinski sud, Porto) pogrešno protumačio i pogrešno primijenio članak 2(i), (j) i (m) te članak 69. RJSP";
    "Argument: Tvrditi da je Tribunal Judicial da Comarca do Porto (Općinski sud, Porto) pogrešno protumačio i pogrešno primijenio članak 2(i), (j) i (m) te članak 69. RJSP"-> "Županijski sud";
    "BCP Bank"-> "Županijski sud"[label="Banka BCP od Suda zahtijeva da žalbu odbije."];
    "Argument: Tvrditi da je Tribunal Judicial da Comarca do Porto (Općinski sud, Porto) pogrešno protumačio i pogrešno primijenio članak 2(i), (j) i (m) te članak 69. RJSP"->"To društvo se ne može ni kvalificirati ni smatrati „korisnikom platnih usluga” u smislu te odredbe." [dir=none];
    
}
Judgment of the Court (Tenth Chamber) of 11 April 2019.
Mediterranean Shipping Company (Portugal) - Agentes de Navegação SA v Banco Comercial Português SA and Caixa Geral de Depósitos, SA.
Request for a preliminary ruling from the Tribunal da Relação do Porto.
Reference for a preliminary ruling — Payment services in the internal market — Directive 2007/64/EC — Articles 2 and 58 — Scope — Payment service user — Meaning — Execution of a direct-debit payment order issued by a third party in respect of an account of which that party is not the holder — No authorisation from the holder of the debited account — Unauthorised payment transactions.
Case C-295/18. (2019)
Language: Italian

Dinanzi a detto giudice, la MSC sostiene, segnatamente, che il Tribunal Judicial da Comarca do Porto (Tribunale circondariale di Porto, Portogallo) abbia compiuto un’interpretazione e un’applicazione erronee dell’articolo 2, lettere i), j) e m), e dell’articolo 69 del RJSP, dato che essa non può essere qualificata come «utente di un servizio di pagamento», ai sensi di dette disposizioni, né essere considerata come tale. Di conseguenza, il limite temporale previsto da detto articolo 69 non troverebbe applicazione. A tal riguardo, essa sottolinea di non aver mai concluso un qualsivoglia contratto con la banca BCP, o di aver dato alcuna disposizione nel senso di autorizzare un prelievo automatico sul suo conto per importi corrispondenti alle fatture emesse dall’ordinante. La banca BCP chiede il rigetto dell’appello.

Legal relationship diagram (Graphviz):

digraph {
    node [shape=box];
    
    "Corte d'Appello" [shape=doubleoctagon];
    "MSC" [shape=doubleoctagon];
    "BCP Bank" [shape=doubleoctagon];
    
    "MSC" -> "Sostenere che il Tribunal Judicial da Comarca do Porto (Tribunale distrettuale di Porto) ha interpretato e applicato in modo errato l'articolo 2, lettere i), j) e m), e l'articolo 69 del RJSP.";
    "Sostenere che il Tribunal Judicial da Comarca do Porto (Tribunale distrettuale di Porto) ha interpretato e applicato in modo errato l'articolo 2, lettere i), j) e m), e l'articolo 69 del RJSP."-> "Corte d'Appello";
    "BCP Bank"-> "Corte d'Appello"[label="La banca BCP chiede il rigetto dell’appello."];
    "Sostenere che il Tribunal Judicial da Comarca do Porto (Tribunale distrettuale di Porto) ha interpretato e applicato in modo errato l'articolo 2, lettere i), j) e m), e l'articolo 69 del RJSP."->"essa non può essere qualificata come «utente di un servizio di pagamento», ai sensi di dette disposizioni" [dir=none];
    
}
Judgment of the Court (Tenth Chamber) of 11 April 2019.
Mediterranean Shipping Company (Portugal) - Agentes de Navegação SA v Banco Comercial Português SA and Caixa Geral de Depósitos, SA.
Request for a preliminary ruling from the Tribunal da Relação do Porto.
Reference for a preliminary ruling — Payment services in the internal market — Directive 2007/64/EC — Articles 2 and 58 — Scope — Payment service user — Meaning — Execution of a direct-debit payment order issued by a third party in respect of an account of which that party is not the holder — No authorisation from the holder of the debited account — Unauthorised payment transactions.
Case C-295/18. (2019)
Language: Latvian

Tajā MSC apgalvo, ka Tribunal Judicial da Comarca do Porto (Porto pirmās instances tiesa) ir kļūdaini interpretējusi un piemērojusi MPTR 2. panta i), j) un m) punktu un 69. pantu, jo tā nevarot tikt kvalificēta par “maksājumu pakalpojumu lietotāju” šo tiesību normu izpratnē, nedz arī tikt uzskatīta par tādu. Līdz ar to šajā 69. pantā paredzētais laika ierobežojums neesot piemērojams. Šajā ziņā tā uzsver, ka tā nekad nav noslēgusi nekādu līgumu ar banku BCP vai tai devusi jelkādu uzdevumu, ar ko tiktu autorizēta tiešā debeta maksājumu veikšana no tās konta par summām, kas atbilst maksājuma uzdevuma devēja izsniegtajiem rēķiniem. Banka BCP lūdz apelācijas sūdzību noraidīt.

Legal relationship diagram (Graphviz):

digraph {
    node [shape=box];
    
    "Apelācijas tiesa" [shape=doubleoctagon];
    "MSC" [shape=doubleoctagon];
    "BCP Bank" [shape=doubleoctagon];
    
    "MSC" -> "apgalvo, ka Tribunal Judicial da Comarca do Porto (Porto rajona tiesa) ir nepareizi interpretējusi un piemērojusi RJSP 2. panta i), j) un m) punktu, kā arī 69. pantu.";
    "apgalvo, ka Tribunal Judicial da Comarca do Porto (Porto rajona tiesa) ir nepareizi interpretējusi un piemērojusi RJSP 2. panta i), j) un m) punktu, kā arī 69. pantu."-> "Apelācijas tiesa";
    "BCP Bank"-> "Apelācijas tiesa"[label="Banka BCP lūdz apelācijas sūdzību noraidīt."];
    "apgalvo, ka Tribunal Judicial da Comarca do Porto (Porto rajona tiesa) ir nepareizi interpretējusi un piemērojusi RJSP 2. panta i), j) un m) punktu, kā arī 69. pantu."->"MSC nevarot tikt kvalificēta par “maksājumu pakalpojumu lietotāju” šo tiesību normu izpratnē" [dir=none];
    
}