Consumer complaint received 05/13/2015 about Mortgage (Conventional adjustable mortgage (ARM)) with Ditech Financial LLC (MN).
Issue: Loan modification,collection,foreclosure

Complaint: Good Day : I received a letter today asking if I had any complaints about your service or the way this loan has been treated. First of all - this was over 10 years ago. I did try to short sale the property. You denied taking the money. Not Green Tree but XXXX, XXXX, XXXX now yourselves are trying to do something. 

You can attempt to collect this debt all day long but KNOW that you will not receive one dime. You denied taking the money first off - you sold it at the sheriff sale for MUCH more then it was worth - over {$210000.00} - so you received money from your insurance division for the difference, then you sold it for {$190000.00} so your establishment made more money then this debt was to begin with ... so why continue to try to collect when you made too much money??? 

Funny how you banks were bailed out taking all of our hard earned money to support your rich habits. All banks make so much money it is crazy - thats all you see these days new banks everywhere. You should have never been bailed out by our government. Our government should be abolished so us Americans can live. Land of the Free - with all these banks taking advantage of every American up until 2 years ago - where loan officers could do anything in their power to rip off innocent people and continue to do so - but at least not they are regulated it still is a scary deal. 

As you can see I am XXXX - I did purchase properties but had no clue that these loans were fraudulent until after the fact!!! Title could not explain the type of loan that was in writing. Interest only loan - XXXX with a cap - but XXXX did not see the mortgage documentation or the note attached. There was a cap but they continued to raise the interest rate - EVEN when the interest rate was not raising!!! How is this right?? 

Banks continue to try to modify loans WITHOUT a loan officers license ... SCARY!!!!!! the CEOs of many banks took our money from the government and ran away. Funny how that worked. 

Anyway - YES I HAVE COMPLAINTS about how all mortgages were handled back in the day of NO LIcensure for loan officers. Steal from the poor to give to the rich!! Thats our government!!! And it continues every single day of our lives. Politicians are all crooks and continue to be - NO COMMON SENSE OUT THERE AT ALL!! 

I see people from other countries coming here to AMERICA and receiving SOCIAL SECURITY benefits and have NEVER WORKED A DAY IN OUR COUNTRY. What the flip is that all about???? They get money handed to them BUT OUR AMERICANS have to fight for their money! Hard earned money that they contributed too and can not receive. Thats our government yet again taking advantage of Americans. Hungry children in our country get no assistance again because government sends our money to everyone else but US!!! 

Thats it for now - enjoy your day!! Share this email with everyone out there that needs to know how our government really is and no one will do anything about it!! SO SAD!!!! 

-- XXXX XXXX XXXX XXXX Office XXXX Fax XXXX Direct XXXX Cell " XXXX ''

Company response to consumer: Closed with non-monetary relief