Consumer complaint received 06-09-2017 about Debt collection (I do not know) with CITIBANK, N.A. (CA).
Issue: Written notification about debt
Sub-issue: Didn't receive enough information to verify debt

Complaint: CitiBank has  failed to verify the information requested. They have not provided proof of signature and have Violated FDCPA LAW we will be filing a lawsuit if they do not remove the account on my Credit Report.  <P/>  XXXX   XXXX   XXXX   XXXX   XXXX  ,  XXXX   XXXX   XXXX ,  XXXX ,  XXXX   XXXX   XXXX   XXXX   XXXX   XXXX   XXXX   XXXX   XXXX   XXXX   XXXX   XXXX ,   XXXX    XXXX   XXXX  : Acct # #  XXXX  To Whom It  May  Concern : This letter is in response to your recent claim regarding Acct # #  XXXX  which you claim m I owe {$2700.00}, {$2700.00}, {$1000.00}, {$2700.00}, {$2700.00}, {$1000. 00},  XXXX .    By not replying in a timely manner to my initial letter on    XX/XX/XXXX ,  y ou have not only violated federal and state laws, but you have also failed to provide me with a copy of any viable evidence, bearing my signature, showing the account is being reported accurately.   Be aware that I am making a final goodwill attempt to have you clear up this matter. The listed item is entirely inaccurate, incomplete, and represents a very serious error in your reporting.   I am maintaining a careful record of my communications with you for the purpose of filing a complaint with the Consumer Financial Protection Bureau and the Attorney General 's office, should you continue in your noncompliance of federal laws under the Fair Debt Collection Practices Act, the Fair Credit Reporting Act, and the corresponding local state laws. I further remind you t hat you may be liable f or your willful non-compliance.   Failure on your behalf to provide a copy of any alleged contract or other instrument bearing my signature will result in a small claims action against your company.   I will be seeking a minimum of {$5000.00} in damages per violation for  : 1.   ) Defamation  2. ) Negligent Enablement of Identity Fraud 3. )  Violation of the Fair Debt Co llection Practices Act ( including but not  limited to Section  807-8 ) 4. ) Violati on of the Fair Credit Repo rting Act ( including  but not limited  to Section 623-b ) Yo u will be required to appear in a court venue local to me, in order to formally defend yourself. My contact information is as follows :  XXXX   XXXX    XXXX   XXXX   Account Number  XXXX  Account Type Installment Loan Terms Unknown Date Opened   XX/XX/XXXX   Account Status Closed Payment Status Unknown Payment Status Details Account transferred to another office Status Updated   XX/XX/XXXX  Bal ance - Balance Updated -  Credit Limit  - Past Due Amount - High Balance - Monthly Payment - Balloon Payment - Contact Phone (  XXXX  )  XXXX  Contact Address  XXXX   XXXX   XXXX   XXXX   XXXX ,  XXXX   XXXX ,   XXXX    XXXX   Ownership Individual Original Creditor -  Company Sold-to - Original Amount {$2700.00} Comments  XXXX   XXXX    XXXX   XXXX   Account Number  XXXX  Account Type Installment Loan Terms Unknown Date Opened   XX/XX/XXXX   Account Status Closed Payment Status Unknown Payment Status Details Account transferred to another office Status Updated   XX/XX/XXXX   Balance - Balance Updated  - Credit Limit -  Past Due Amount - High Balance - Monthly Payment - Balloon Payment - Contact Phone (  XXXX  )  XXXX  Contact Address  XXXX   XXXX   XXXX   XXXX   XXXX ,  XXXX   XXXX ,  XXXX   XXXX   Ownership Individual Original Creditor  - Company Sold-to - Original Amount {$1000.00} Comments  XXXX   XXXX    XXXX   XXXX    Account Number  XXXX  Account Type Installment Loan Terms Unknown Date Open ed  XX/XX/XXXX  Account S tatus Closed Payment Status Unknown Payment Status Details Account transferred to another office Status Update d  XX/XX/XXXX   Balance - Balance Updated -  Credit Limit - Past Due A mount - High Balance - Monthly Payment - Balloon Payment - Contact Phone (  XXXX  )  XXXX  Contact Address  XXXX   XXXX   XXXX   XXXX   XXXX ,  XXXX   XXXX , SD  XXXX   XXXX   XXXX   XXXX   XXXX  - Company Sold-to - Original Amount {$2700.00}  XXXX   XXXX  RSRC CNT Account Number  XXXX  Account Type Installment Loan Terms Unknown Date Opened  XXXX / XXXX / XXXX  Account Status Closed Payment Status Unknown Payment Status Details Account transferred to another office Status Updat ed XX/XX/XXXX  Balan ce - Balance Updated -  Credit Limit - Past Due Amount - High Balance - Monthly Payment - Balloon Paym ent - Contact Phone (  XXXX  )  XXXX  Contact Address  XXXX   XXXX   XXXX   XXXX   XXXX ,  XXXX   XXXX ,  XXXX   XXXX   Ownership Individual Original Creditor - Company Sold-to - O riginal Amount {$2700.00}  XXXX   XXXX    XXXX   XXXX   Account Number  XXXX  Account Type Installment Loan Terms Unknown Date Opened XX/XX/XXXX   Ac count Status Closed Payment Status Unknown Payment Status Details Account transferred to another office Status Update d  XX/XX/XXXX  Balance -  Balance Updated -  Credit Limit  - Past Due Amount - High Balance - Monthly Payment - Balloon Payment - Contact Phone (  XXXX  )  XXXX  Contact Address  XXXX   XXXX   XXXX   XXXX   XXXX ,  XXXX   XXXX ,  XXXX   XXXX   Ownership Individual Original Creditor - C ompany Sold-to - Original Amount {$1000.00}  XXXX   XXXX    XXXX   XXXX   Account Number  XXXX  Account Type Installment Loan Terms Unknown Date Opene d  XX/XX/XXXX   Account Status Closed Payment Status Paid Payment Status Details Current Status Updated   XX/XX/XXXX   Balance - Balance Updated  - Credit Limit  - Past Due Amount - High Balance - Monthly Payment - Balloon Payment - Contact Phone (  XXXX  )  XXXX  Contact Address  XXXX   XXXX   XXXX   XXXX   XXXX ,  XXXX   XXXX ,  XXXX   XXXX   Ownership Individual Original Creditor - C ompany Sold-to - Original Amount {$2700.00}

Company public response: Company has responded to the consumer and the CFPB and chooses not to provide a public response
Company response to consumer: Closed with explanation