Consumer complaint received 04/27/2016 about Mortgage (Conventional adjustable mortgage (ARM)) with NATIONSTAR MORTGAGE (CA).
Issue: Loan servicing, payments, escrow account

Complaint: Nationstar, their lawyers have submitted evidence in court and the CFPB about fraudulent assignments filed in the XXXX County Court House. Under Penal Code 115, 132 and 134 they are guilty of a felony which is forwarded to the proper authorities by suggestion of Individual Accountability for Corporate wrongdoing to all those agencies. We have on may occasions turned to the CFPB without any changes happening, only more wrong doings are submitted. The CFPB has failed to protect the consumer regarding " abusive '' servers, who are debt collectors, not Lenders, Holders in Due Course, Beneficiaries in Interest. Penal Code 487PC, grand theft ... Under the FDCPA trying to collect payments as debt collector through the Mail ... Mail Fraud. 

* DATED XX/XX/XXXX-One assignment was requested by XXXX XXXX clearing. XXXX assigning the DOT to Nationstar for XXXX XXXX. 
# 1- XXXX XXXX was declared Bankrupt at time. 
# 2- This assignment was never recorded in the XXXX XXXX 's XXXX. 
# 3- Proof of the consideration by Nationstar is missing. 
# 4- XXXX XXXX clearing is a know fabricator of false documents. 

Nationstar used this document to request the subsequent recording of assignments without legally possessing the Note in order to record the DOT : * DATED XXXX/XXXX/XXXX ... Recorded in County XXXX/XXXX/XXXX ... days before court proceedings.XXXX assigned the DOT to XXXX XXXX, the Trustee for XXXX, XXXX pass through certificates XXXX # XXXX The XXXX XXXX CLOSEDon and about XXXX XXXX ... 8 YEARS after the Trust closed. 
# 2- The PSA specifically states that once a XXXX closes, it can not come out # 3- IRS has very strictguide lines and there is a XXXX % tax penalty. 
# 4- They did it as a Nominee/Agent for XXXX XXXX , who would be the XXXX. XXXX went Bankrupt XXXX # 5- How did XXXX XXXX XXXX receive funds for the loan, when they are absent in the chain of title? 

*DATED XXXX/XXXX/XXXX ... Recorded in County XXXX/XXXX/XXXX ... days before court proceedings.XXXX assigned the DOT XXXX XXXX Bank XXXX the Trustee for XXXX, XXXX pass through certificates XXXX # XXXX XXXX XXXX XXXX and aboutXXXX XX/XX/XXXX ... 10 YEARS after the Trust closed. 
# 2- The PSA specifically states that once a XXXX closes, it can not come out # 3- IRS has very strictguide lines and there is a XXXX % tax penalty. 
# 4- They did it as a Nominee/Agent for XXXX XXXX , who would be the XXXX. XXXX went Bankrupt XXXX # XXXX How did XXXX XXXX XXXX receive funds for the loan, when they are absent in the chain of title? 

Since XXXX XXXX, the Note and the DOT have been separated. The DOT was recorded with XXXX as the nominee and Beneficiary from XX/XX/XXXX-XX/XX/XXXX, while the Note supposedly went to different entities. It never went to XXXX XXXX XXXX, the XXXX into the Trust. There are some serious questions to be directed to the IRS about the XXXX XXXX XXXX. 
XXXX v. XXXX XXXX XXXX XXXX Supreme Court XXXX The Note and Mortgage are inseparable. The assignment of the Note carries the Mortgage with it, while an assignment of the latter is a nullity.

Company response to consumer: Closed with explanation