Consumer complaint received 05-05-2016 about Consumer Loan (Installment loan) with AmeriCash Holding LLC (MS).
Issue: Taking out the loan or lease

Complaint: This week I was presented an on line personal loan contract by www.speedyloansonline.com for {$5000.00}. Thet have scammed me out of {$2000.00} to date usinf XXXX cards they have me purchase at XXXX XXXX XXXX store in XXXX, Mississippi. 
There website is listed on the web as www.speedyloansonline.com XXXX XXXX XXXX was the office Manager stating that they were mailing me {$500.00} in XXXX gift card by Monday of next week to help me ease my pain of all the confusion the XXXX two days of this loan transaction. 

Here is the initial email from Speedy Loans On Line Dear XXXX, Please find the attached agreement. 



We are pleased to inform you that you have been pre-approved for a loan. 
Request you to please find the attached Loan agreement. 


Please read through the terms and conditions in the attached Loan Agreement carefully before replying to this email with a " YES '' or " NO '' and if you agree to the terms and conditions you can call on our Customer service number provided below - With your Loan Approval ID to complete the loan Procedure. 


Request you to please attach a Copy / Photo of any valid Gov. Id ( Driver Licence or SSN Card or Passport ) for identity check and front and back of your Debit/Bank card for Account verification. 



*Please Note : once the Documents are received, you will receive a call from our transaction department within 24 hrs. and the transaction might take XXXX to 45 mins for the funds to be transferred into your Bank account through an EFT ( Electronic Funds Transfer ) after the verification process is completed. 




XXXX XXXX, Loan Officer XXXX XXXX XXXX, XXXX, MO XXXX Customer Service : XXXX LEGAL DISCLAIMER This email ( and any attachments thereto ) is intended only for use by the addressee ( s ) named herein and may contain legally privileged and/or confidential information. If you are not the intended recipient of this email, you are hereby notified that any dissemination, distribution or copying of this email ( and any attachments thereto ) is strictly prohibited.If you receive this email in error please inform the sender and permanently delete the original email ( and any copy of any email ) and any printout thereof. The sender of this email is an employee of XXXX or an affiliate. 
XXXX XXXX XXXX XXXX, XXXX, MI XXXX Customer Service : XXXX *Get approved for a Personal loan instantly Hello, Subject : Loan Confirmation As per Section XXXX of FTC XXXX our Organization does not involve collecting any advance payments or upfront installments before we provide you the loan. Only a guarantee and assurance is required from the customer for which your Loan Officer would tell how to process. 
Please call at below mentioned number NOW to get CASH within 2 hours. 
XXXX XXXX ( Head Of Processing Department ) Loan Approval : XXXX Loan Amount : {$5000.00} Loan Term : 24 months Monthly Payments : {$220.00} XXXX XXXX XXXX XXXX, XXXX, MI XXXX Customer Service : XXXX *Get approved for a Personal loan instantly Terms and Conditions Any use of our services at XXXX XXXX Corporation is governed by the following terms and conditions. Read the following carefully before you avail any of our services. 
The content published in the mail is owned by Speedy XXXX XXXX. You can use it for personal purpose only. Copying of content or republishing it for commercial purposes is strictly prohibited. The content is for general information only. 
1. The customer needs to be a citizen of United States, have an active bank account an

Company response to consumer: Closed