Consumer complaint received 07-12-2016 about Mortgage (Conventional fixed mortgage) with Phelan Hallinan & Diamond, PC (NJ).
Issue: Loan servicing, payments, escrow account

Complaint: I XXXX XXXX received a notice from XXXX XXXX XXXX XXXX XXXX, PC From XXXX XXXX, XXXX and her assistant. 
around XXXX XXXX. 
This letter i docT # XXXX an amended complaint to add Legal Trust BY XXXX XXXX XXXX XXXX XXXX vs XXXX XXXX XXXX XXXX am the alleged investor where I own these investments as 3rd party beneficiary through my ownership through XXXX, and my XXXX shares and through XXXX XXXX XXXX and XXXX and other investments where I own XXXX which will be attached as an investor. 

What the problem is these investments are unsecured debt and that is supported with my claims with the IRS Criminal Division which are attached dated XXXX XXXX, XXXX. These assets were backdated and never funded the trust and would be subject to 100 % tax penalty and there are multiple servicers. 
That is supported with the Triad Letter letter dated XXXX XXXX, XXXX where XXXX is the servicer and another letter from XXXX XXXX dated XXXX XXXX, XXXX from XXXX XXXX where XXXX is the servicer. 

The land records are compromised which has XXXX which is not where such loan was transfred from XXXX XXXX to XXXX XXXX XXXX, XXXX which is attached. 
XXXX XXXX did assignment on XXXX/XXXX/XXXX where she backdated the assignment not complaint to the XXXX XXXX to XXXX XXXX XXXX CFR XXXX XXXX REPORTING WHICH IS GOVERNED BY NY LAW AND FORM XXXX FROM ORGINATION OF TRUST TO THE TRANSFERS TO DATE FORM XXXX FILLED XXXX/XXXX/XXXX XXXX XXXX XXXX FORM XXXX FILLED XXXX/XXXX/XXXX XXXX XXXX XXXX XXXX, XXXX XXXX AL FORM XXXX FILLED XXXX/XXXX/XXXX XXXX ME FORM XXXX FILLED XXXX/XXXX/XXXX XXXX THERE are multiple mortgages on this house unsecured debt and supported by the XXXX XXXX case. 

This matter is being disputed under the fdcpa i need complete history under qwr and diligent inquiry and any forced placed insurance letter dated XXXX XXXX, XXXX which was done and I have insurance with XXXX and disputed under XXXX sec XXXX and XXXX and other indebture act as me being an investor and the trustee indebture act and filling false and misleading statements and other claims I also am the expert under rule XXXX and since where such assignments are not produced are admission of guilt under XXXX. since a fudiciuary responsibility is required to file such tax forms and you now know these debts are unsecured and sending false and misleading information is allegedly mail or wire fraud. I also did receive credit offer from XXXX XXXX which is on file with the CFPB already. The amounts are false and misleading as well and possibly forced placed insurance. 

I went to XXXX XXXX XXXX XXXX in NJ and obtained a copy which shows the numbers are false and we have alleged fraudulent concealment where letter from XXXX XXXX dated XXXX XXXX, XXXX and XXXX XXXX XXXX/XXXX/XXXX no address and conceals the amounts in and part XXXX, then XXXX and XXXX XXXX see attached page XXXX XXXX XXXX XXXX XXXX loans goes to XXXX i have numerous mail fraud, fraud concealment, XXXX XXXX violations messing with my investments a pattern of abuse its not just me we have a pattern kickback scheme see XXXX XXXX, XXXX al XXXX XXXX XXXX XXXX, et al Case NO XXXX XXXX, in XXXX XXXX XXXX for XXXX XXXX XXXX XXXX The escrow act is over {$530000.00} and Phelan Hallinan & XXXX, PC has a pattern of making false and misleading statements see XXXX XXXX XXXX XXXX in the XXXX XXXX XXXX 's suit. 
I also have heirs rights through the updated enforcement of the CFPB. In addition XXXX XXXX & XXXX XXXX XXXX ) Fraud and false statements Title XXXX XXXX & XXXX XXXX XXXX ) Fraud and false statements and Title XXXX XXXX & XXXX Conspiracy to commit offense or to defraud the United States. 
I am beyond contemplating addressing in this in federal court for Civil Rights, discrimination, tax and other claims.

Company response to consumer: Closed with explanation