Consumer complaint received 11/26/2016 about Debt collection (Mortgage) with JPMORGAN CHASE & CO. (MD).
Issue: False statements or representation
Sub-issue: Attempted to collect wrong amount

Complaint: " Creditor '' means any person who offers or extends credit creating a Debt or to whom a Debt is owed or was owed, but such term does not include any person who receives an assignment or transfer of a Debt in default solely for the purpose of facilitating collection of such debt for another.WHAT JP MORGAN DID create an assignments to show standing in county land record from a defunct entity that cease to exist of which no live person especially when the entity ( XXXX cease to exist in XXXX no live person. but yet in XXXX jp morgan created this assignments after XXXX/XXXX/XXXX bankruptcy filing .XXXX her allegation that she works for MERS as sectary nominee for XXXX XXXX , XXXX on the date of XXXX/XXXX/XXXX she conveyed a deed of trust from XXXX XXXX XXXX company to XXXX XXXX, XXXX XXXX , XXXX XXXX IN pooling and servicng agreement in date XXXX, the address XXXX XXXX XXXX XXXX XXXX XXXX XXXX LA XXXX PHONE NUMBER XXXX ... 
A NOTARY person named XXXX XXXX XXXX, acknowledge that XXXX XXXX XXXX AS working for XXXX XXXX XXXX in XXXX/XXXX/XXXX appeared before her on XXXX/XXXX/XXXX and she verify her identification as employee for XXXX XXXX, XXXX .... 
Request for deposition of XXXX XXXX XXXX XXXX XXXX XXXX XXXX OF XXXX when the case of assignment was challenged they transfer or assign the service to a third party debt collector called XXXX ( XXXX ) for 4 yrs under the control of co- COnspirator XXXX ( XXXX ) XXXX, jp morgan, XXXX XXXX, AND IT MANY COUNSEL IT Co conspire, MOST HAVE FILE BANKRUPTCY AND NO LONGER Exist have filed in county land record and bankruptcy court Use of Deceptive Affidavits, and assignments fraud robo signed by XXXX XXXX , XXXX XXXX , see attched, '' presenting to a court affidavit in which an affiant represents, expressly or by implication, having personal knowledge of the validity, truth, or accuracy of the character, amount, or legal status of any Debt, when that is not the case ; '' " submitted affidavit in which the affiant ( robo signer notary fraud ) represents, expressly or by implication, that the affidavit has been notarized if the affidavit was not executed by the affiant in the presence of a notary ; '' " submitted in court affidavit containing an inaccurate statement, including but not limited to a statement that attached documentation relates to the specific Consumer being sued, when that is not the case ; '' THEY " submitted a affidavit in which the affiant misrepresents the affiant ' s review of any Original Account-Level Documentation or any other documentation that would support the Debt that is the subject of the Collection Suit '' They submitted affidavit in which the affiant represents, expressly or by implication, that the affiant has personally reviewed the affidavit, when that is not the case ; and created assignment in which Robo signer ( XXXX XXXX, XXXX XXXX , claims to be officer of defunct entity that cease to exist years before the assignments were created .use outside counsel in the Collection co-conspirator prior ( defunct XXXX, and XXXX, defunct XXXX, defunct XXXX, when assignments are being challenged they ( defunct counsels ) dismiss cases, and either file bankruptcy after creating fraud document in the county land record. When confronted the debt collector XXXX XXXX always direct debtor to contact these defunct debt collector law firm, that does not have a live person, thus leading the debtor to believe the debt collectors XXXX, and it con conspirator, now ( XXXX XXXX XXXX ( XXXX XXXX, XXXX XXXX XXXX ) and prior DEFUNCT COUNSELS ( shut down its practice ) debt collector law firm are involve in a SHELL GAME and that. see attached doc.

Company response to consumer: Closed with explanation