Consumer complaint received 11/16/2016 about Mortgage (FHA mortgage) with Fidelity National Financial, Inc (OK).
Issue: Settlement process and costs

Complaint: I received a denial of title claim on a property that was fraudulently sold and conveyed to me so I sent the following letter today : XXXX XXXX, Your letter dated XXXX questions the validity of the XXXX document? The same document the title company subscribes to for the underwriting department to underwrite the policy. The same information that any underwriter in XXXX can pull up immediately and you are questioning the validity of the document. When did the title policy become a unilateral contract only benefiting XXXX? 

On XXXX XXXX, 2008 I was set up by XXXX Title Insurance fraudulent transfer of warranty deed and XXXX XXXX XXXX XXXX XXXX fraudulently finished me off. -XXXX Conveyed property fraudulently on XXXX to me on a property located at XXXX XXXX XXXX XXXX, XXXX XXXX MO XXXX that I was deceived in believing was mine when in fact it was TRULY owned by the investors per the XXXX Doc and the XXXX filings from the XXXX data platform. 

-Effective date of title policy XXXX why this date? -I paid {$420.00} premium to XXXX title insurance for a fraudulent policy effective XXXX. Why back dating and charging me for it? 


-Securitized pooling certificates do not transfer ownership EVER and they were FHA insured # XXXX. ( XXXX signed papers and title was clouded at signing title office all the lies those women told me at the title office!! ) I should have been told who the lender was per the Truth In Lending laws and not a " servicer. '' -DEED of Trust XXXX ( XXXX ) I never owned the property but I was lied to stating I owned the property for I made down payment and payments and a fraudulent warranty deed that stated the property was conveyed to me on XXXX. 
XXXX XXXX " states '' XXXX XXXX XXXX had note XXXX AND investors were XXXX XXXX XXXX XXXX see SEC filing from XXXX for securitized pooling certificates -XXXX Fraudulently opened back door for illegal court recording and that is how XXXX ( new policy for new property owner for title policy/Company follows property -no recording fees-investors of FNF ) and BAC ( foreclosures and FHA insurance on SPV certificates-Government bailout-investors of BAC ) made millions - DEED of Trust recorded to XXXX XXXX XXXX transferred XXXX after home was already auctioned off XXXX ... the Deed and Deed of Trust were SEPERATED in XXXX a non-judicial State is not allowed. 

After all these years of abuse, loss, homelessness I have continued a search for TRUTH as to what happened to me XXXX and XXXX. I was set up before I ever signed the papers on XXXX. 
All the players involved from the day I BID on the property XXXX located at XXXX XXXX XXXX, XXXX, XXXX XXXX until XXXX, all I was, was a file #, property address and property value. This enabled XXXX XXXX, all the people in between including XXXX XXXX Financial and XXXX XXXX XXXX to make millions of dollars off of all the " securitized pooling certificates. '' Social security number + property address + property value = revenue for XXXX and XXXX. 


Remember XXXX in 2008? 


Your company knew the day I sat down to sign for that home who the true players were and no one bothered to tell me. Then your company has been notified by the XXXX XXXX title office in XXXX potential claim and you have denied my claim THREE TIMES knowing what you did to me!! Not one of you saw me as a person with the hurt and pain that you put on me. 


I have all XXXX complaints ready so your litigation expense just went up to the MILLIONS and your operating expense to clean up the 60 % of title transfers in the US the same!!! Since you do not believe the XXXX XXXX and XXXX documents I request an arbitration as well. Also State XXXX XXXX XXXX and XXXX XXXX XXXX XXXX XXXX will be notified. 

XXXX XXXX

Company response to consumer: Closed with explanation