Consumer complaint received 09/30/2015 about Mortgage (FHA mortgage) with PENNYMAC LOAN SERVICES, LLC. (NV).
Issue: Settlement process and costs

Complaint: What I wrote in the past within my Bankruptcy in XXXX tells the story. 
XXXX RESCISSION AND BREACH BUY BACK CONTRACT In XXXX XXXX XXXX contacted realtors exercising the possibility of buying another home in the XXXX XXXX area. After he moved to XXXX he discovered he could get a better Supplement to Medicare insurance. Then XXXX XXXX was connected with a Lender Broker XXXX XXXX in XXXX. XXXX XXXX fabricated the loan application and submitted to XXXX XXXX XXXX Mortgage ( XXXX ). The XXXX ( XXXX ) and XXXX XXXX ( XXXX ) Uniform Loan Application which has XXXX XXXX 's forged digital signature, states XXXX XXXX submitted a loan as though he was buying his Sons XXXX XXXX 's home. In addition the application is solely for a XXXX type loan and XXXX states there is no said loan. XXXX XXXX was married to XXXX XXXX for 50 years till he passed XXXX XXXX XXXX. In the event on any and all real estate purchases by XXXX XXXX, XXXX XXXX would have had to sign an agreement stating she is aware of this purchase and that she agrees she will NOT be included on the property, there is no said agreement. After all loan documents were pushed through XXXX XXXX and mailed to XXXX XXXX, he immediately rescinded the contract ( See exhibit ). XXXX XXXX and The XXXX Law Firms are attempting to claim the new PennyMac loan derives from this old XXXX rescinded loan. After the Loan was rescinded, a XXXX breach buyback contract was generated forcing XXXX to buy it back and to close the loan ( See exhibit ). XXXX XXXX and XXXX XXXX hired criminal attorneys XXXX XXXX and XXXX XXXX to investigate and to insure the XXXX contract was rescinded. XXXX XXXX obtained the Breach Buyback contract to have as evidence for cases such as this to be used as future evidence. XXXX XXXX obtained a fraudulent closing stating that was created before the rescinding of the loan. It stated XXXX XXXX brought a check into title for {$1700.00}. It took XXXX XXXX four months before XXXX XXXX 's insurance XXXX XXXX XXXX XXXX XXXX released a copy of that check. The check was written to title number XXXX which has no affiliation with said property. The XXXX at the end stands for XXXX XXXX. When the check came from the Insurance Company the title number was scratched out. XXXX XXXX contacted XXXX XXXX spoke to XXXX XXXX and was the check was NOT intended for XXXX XXXX 's home. The fraud title number XXXX XXXX rolled the monies into is XXXX. Then XXXX XXXX falsified in the closing statement XXXX XXXX brought the check in to XXXX XXXX ( See exhibit ). Attorney XXXX XXXX hired a private investigator and locate XXXX XXXX 's service writer XXXX XXXX and Broker XXXX XXXX. XXXX XXXX went into hiding and quit her position in XXXX. XXXX XXXX found XXXX XXXX on vacation on the big island of XXXX. XXXX and XXXX XXXX request protection from this court from illegal debt collection and security of their residence and all assets. 

RESPONSE TO CLAIMED CREDITOR PENNYMAC LLC. 

As stated previously PennyMac LLC. is solely a servicer not a Beneficiary Lender. In all replies into this case claimed creditor parties fail to mention the Beneficiary Lender or Holder of Due Course. The XXXX XXXX and XXXX XXXX Firm is an unsecured debt collector that tries to foreclose for monitory profits. Since there is no XXXX XXXX or XXXX XXXX XXXX XXXX to pay it is XXXX percent profit to steal homes and flip them. XXXX XXXX phoned PennyMac LLC. and had them research a said debt by giving them XXXX XXXX and or XXXX XXXX 's name. PennyMac LLC. does not list a said debt in their database. Both Government XXXX 's XXXX XXXX and XXXX XXXX state no debt in their database. Because of the mortgage crisis fraud the government took over and backed XXXX and XXXX XXXX, to insure.

Company response to consumer: Closed with explanation