Consumer complaint received 06-08-2015 about Consumer Loan (Vehicle lease) with TOYOTA MOTOR CREDIT CORPORATION (GA).
Issue: Problems when you are unable to pay

Complaint: RE : XXXX XXXX CLAIM No. XXXX XXXX Form : Toyota Claim Form-Case Name : In re : Toyota Motor Corp . Unintended Acceleration Marketing, Sales Practices, and Products Liability Litigation, Case No. XXXX XXXX ( XXXX ) Case Summary : The plaintiffs alleged that Toyota produced vehicles that were subject to unintended acceleration in violation of a lot of laws. Toyota denies the allegations but settled the case before the case was decided by a court. 





To Whom It May Concern : I am writing in regard to the above referenced account and transactions. 

THIS notice is sent pursuant to the Fair Debt Collection Practices Act, 15 USC 1692g Sec. 809 ( b ) / and Motor Vehicle Warranty Rights Act Authored By : Governor 's Office of Consumer Affairs : The Governor 's Office of Consumer Affairs administers XXXX 's Motor Vehicle Warranty Rights Act, also known as the Lemon Law. The Lemon Law applies only to new motor vehicles purchased, leased, or registered in XXXX since XXXX XXXX, 1990. The Lemon Law provides a complaint process for consumers to follow if defects, or repair problems, exist and the manufacturer is unable or unwilling to address the defect or defects. Therefore this notice is sent to inform you that your claim is disputed and validation is requested. 
Credit ItemsToyota Motor XXXX - Account XXXXUpon recent review of my credit report, XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX is reporting that I owe the above creditor a debt. I am in dispute of this bill. Technically, there is apparently a Contract Billing error. As a former XXXX lease owner, I am requesting a final investigation, before legal action is taken in accordance to incorporation and collaboration with Rules of Arbitration and Condition Binding for : The Federal Arbitration Act. For details please review the following : XXXX Web File ( R ) XXXXNational Center for Dispute Settlementhttp : XXXX XXXX XXXX, XXXX XXXX, XXXX XXXX, XXXX XXXXToll Free XXXX Direct XXXX XXXX XXXXXXXXCase Filing XXXX XXXX XXXX XXXX, XXXX XXXX, XXXX XXXXToll free number : XXXXFax number : XXXXEmail : XXXXXXXXXXXX to Defective Product Liability Litigation/and Notice of Deficient claim ; I am in dispute of these excessive charges and rates. Therefore, under my rights under the FDCPA, I request that you validate this debt. Based on correspondence I received regarding : Toyota Economic Loss legal settlement Administrator notice for the above indicated leased subject vehicle on my credit report, that I returned before the lease termination date, as a result of having to make numerous attempts to resolve this unresolved defective malfunction issue. 

As a former owner, on numerous occasions, this vehicle manufactured by the Defendants ( Toyota Motor Corporation and XXXX XXXX XXXX, XXXX, XXXX together ( " Toyota '' ) ) equipped with electronic throttle control systems ( " ETCS '' ) I encountered excessive repair expenses to resolve this issue. As a result of this defect ; on numerous occasions, I experienced acceleration problems that were unintended while driving. As a result, the lawsuit pursues claims for breach of warranties, unjust enrichment, and violations of various state consumer protection statutes, among other claims. Buyers should be entitled to get their money back for all repairs attribute to this manufacture defect. 
Further, this lawsuit states, XXXX actively concealed and failed to disclose this defect to plaintiff and class members at the time of their purchase or lease of the clas

Company response to consumer: Closed with explanation