Consumer complaint received 08/26/2015 about Mortgage (Conventional adjustable mortgage (ARM)) with WELLS FARGO & COMPANY (NY).
Issue: Loan modification,collection,foreclosure

Complaint: To Whom It May Concern : This is my primary residence, In 2007, I was in Florida, I try to get line mortgage of equity account with your Banking name XXXX, I apply to get {$60000.00} to open my business I fill up an application to be called for {$60000.00} line equity credit. They call me and say the loan is approved for {$60000.00} to come and get it. When I go they made me sign all documents after i fiished sign they mislead me, they do n't give me that money, They say they will get me that {$60000.00} dollars in my address where i live in Florida also they never sent me that money. When I go home that day, I discuss that with my son. My son ask me to cancel where i get that loan. They gave me thr phone # to XXXX at the Bank address, When I go back there the Bank is closed. The guy also explain to me, they say I have XXXX days right to canceled thr loan. There is a form theh suppose to give me to sign to cancel the loan theh do n't give it to me. When I call XXXX they tell me they will get back to me. They never did also they telling me there was a balance they paid for me for XXXX XXXX XXXX. Which was {$270000.00}, They never did. They gave me the loanloan # also, which was XXXX, they say I had with XXXX XXXX XXXX thats a lie, I never had that loan # with XXXX XXXX XXXX. If indeed XXXXI had that loan #, with XXXX XXXX XXXX, Wellsfargo claims they pay in behalf of me. They have to prove thatby show me some paper coming from XXXX XXXX XXXX, Also, they pay and say the money to XXXX XXXX XXXX, which was XXXX. They have to prove that by sending me the canceled check they pay to XXXX XXXX XXXX, WellsFargo is practicing predatory lending, there was thethe situation and take advantage of it, Because I was sign to borrow the money from XXXX, they go out of Business, without pay XXXX XXXX XXXX, any money in behalf of me, to XXXX XXXX XXXX since, I was sign XXXX, to get that money, XXXX never pay that money, WellsFargo, take advantage of that they want me to pay the money. They never pay to XXXX XXXX XXXX in behalf of me, thats a fraud, thats malpractice, Wellsfargo, They just pretend that they pay the money to XXXX XXXX XXXX by tell me they send the check to XXXX XXXX XXXX but its not true very simple if you send the check to XXXX XXXX XXXX, Wells Fargo get that check #. If they have the check # Why they ca n't get the canceled check photocopy to XXXX XXXX XXXX, for instance If i say WellsFargo I send you check for {$2000.00}. If I say WellsFargo I send you check for {$2000.00}. If i say they check # is XXXX. Wellsfargo never received that check I send to them, It does n't matter as long as WellsFargo do n't recieve there check. Thats the same thing XXXX they say they send the check to XXXX XXXX XXXX. XXXX XXXX XXXX never recieved the check, Now Wellsfargo try to make me pay the money Wachovia never pay to XXXX XXXX XXXX in behalf of me, since XXXX is out of Business. Wellsfargo try to make me responsible for they money they never pay for me. I want to see the canceled of the check, XXXX XXXX XXXX also wants to see the canceled of the check, XXXX XXXX XXXX also wants to see the canceled of the check. XXXX XXXX XXXX received from WellsFargo for {$270000.00} and if you Wellsfargo can prove that, I do n't owe Wellsfargo any money they claim XXXX pay XXXX XXXX XXXX in behalf of me. I do n't want to hear any different from Wellsfargo, Tell me thats the check # they pay so I just want to see the canceled check, Thankyou.

Company public response: Company chooses not to provide a public response
Company response to consumer: Closed with explanation