Consumer complaint received 02-04-2017 about Mortgage (Conventional fixed mortgage) with NATIONSTAR MORTGAGE (WA).
Issue: Settlement process and costs

Complaint: PLEASE SEE ATTACHED INCLUDING EXHIBITS : VIOLATIONS OF THE CONSUMER PROTECTION ACT ( CPA ) 1. Homeowners assert within this complaint, that Nationstar filed into XXXX separate Federal Court cases involving Homeowners XXXX different Promissory Notes ( Note ), XXXX Note being XXXX pages long and in another later case XXXX pages long, to fit an agenda, this alone is an unconscionable act of altering a contract, therein a Breach of Contract ; 2. This egregious Breach of Contract sets the stage for including but not limited to CPA violations ; 3. Homeowners understand that your jurisdiction covers Nationstar, this complaint is directly related to Nationstar ; 4. Homeowners assert : It appears Nationstar have committed a Breach of Contract, for Nationstar are allegedly in unlawful possession of Homeowners Note ; 5. Given XXXX never held the Note, therefore XXXX lacked beneficiary standing ; 6. Moreover, what Nationstar stand upon, ( allegedly holder of the Note and DOT ) how is it then XXXX on the Deed of Trust can assert it is the Beneficiary ( when it never held the Note, therefore a NON beneficiary ) and without the requisite authority proceed to transfer the Note and DOT to Nationstar ; 7. Moreover, what Nationstar stand upon, ( allegedly holder of the Note and DOT ) how is it then XXXX on the XXXX Assignment [ s ] of Deed of Trust can assert it is the Beneficiary ( when it never held the Note, therefore a NON beneficiary ) and without the requisite authority proceed to transfer the Note and DOT to Nationstar ; 8. Moreover, what Nationstar stand upon, ( allegedly holder of the Note and DOT ) how is it then XXXX on the Loan Modification can assert it is the Beneficiary ( when it never held the Note, therefore a NON beneficiary ) and without the requisite authority proceed to amend the DOT in favor of Nationstar ; 9. XXXX a non-holder without the requisite True Beneficial Interest to assign, was NOT in physical possession of the Note, to then assign the Note to Nationstar is an unlawful assignment/transfer ; 10. Moreover, Nationstar never received the alleged Note from XXXX, Therefore, Nationstar do not hold Delivery or Transfer documents as such relative to having received the Note from MERS therefore without said bona fide documentation, Nationstar lack standing to assert lawful holder of the Note status ; 11. XXXX failed to be a True Beneficiary, therefore XXXX had no standing to assign the Note in favor of Nationstar ; 12. The XXXX assignment ( s ) on the county record in favor of Nationstar appear to be invalid ; Therefore the XXXX Assignments of Deed of Trust were assigned in error ; 13. Therefore the fact of the matter is Nationstar has never held a True Beneficiary status as is required under the DTA, because it was assigned by an impotent non- beneficiary : XXXX ; 14. Rendering Nationstars appointment of XXXX as a nullity. The pending Notice of Trustee Sale ( NOS ) that Nationstar have caused XXXX to be recorded is a nullity and therefore void ; 15. In the Foreclosure Mill Industry it is called the 'Ta Da ' method of patching up or manufacturing documents in order to fill missing links in the chain of title ; 16. The XXXX XXXX report indicates that XXXX transferred to Nationstar : 'Transfer Seasoned Servicing Rights ' on or about XX/XX/XXXX. ( See : Ex A ) ; 17. Nationstar had caused to be recorded into a Federal Court Case No : XXXX dated XX/XX/XXXX in this case is a declaration of XXXX XXXX ( XXXX ), Document XXXX. " ... I declare under penalty of perjury under the laws of the State of Washington that the foregoing is true and correct ... '', therein, is the Note, the Note is XXXX pages ( each page numbered ) in total. ( See : Ex B ) ; 18. Nationstar had caused to be recorded into a Federal Bankruptcy Court Case No : XXXX dated XX/XX/XXXX

Company response to consumer: Closed with explanation