Consumer complaint received 05/19/2015 about Mortgage (VA mortgage) with JPMORGAN CHASE & CO. (GA).
Issue: Application, originator, mortgage broker

Complaint: In XXXX of 2008 when JP Morgan Chase took over Washington Mutual mortgage and they both use the practice of fraudulent means. We have been fighting now for over XXXX years just to be heard. Here is list of things I found out in my case but because of lack of income we were force at times to accept whatever help was available. A clouded title has been created and now we are being forced into a foreclosure of our property through illegal means by the members of XXXX super banks evidence of movement and missing assignments etc. 

Banks committing fraud upon the courts by stating they are the Holder and Owner of the Note- when in fact -they do not own or hold the " original '' tangible Note. 
Creating fictitious documents { Assignments, Affidavits, Power Attorney etc } Request homeowners to submit and resubmit loan mod paperwork multiple times that pays the bank {$1500.00} each time. Falsely claiming legal standing by use of names such as Trustee, Assignee, Nominee, Beneficiary, etc.Using fraud, false statements and evidence to invoke the jurisdiction of the court ; Preying on the ignorance of the court and homeowner ; Deceptively convincing borrowers to agree to unfair and abusive loan terms or systematically violating those terms in ways that make it difficult for the borrower to defend against ; Took out forced-placed insurance on property they did not own ; o Altering/modifying loan terms without the legal authority to do so ; Falsely claiming Pooling & Servicing Agreements, industry standards, rules, guidelines or other industry-authored writings supersede the law ; Failing to follow XXXX, SEC and regulatory guidelines ; Using fraudulent means to obtain AAA-ratings on " XXXX loans '' ; Robo-Signing legal documents without review or the legal authority to do so ; Feloniously claim XXXX tax-exempt status ; Falsely claimed tangible Notes were transferred to the Trusts ; Participate in the active concealment of origination fraud ; Converted paper Notes to digital images with no law to support it ; Destroyed original Notes to, inter-alia, cover-up origination fraud ; Backdating legal documents ; Filing forged/faked documents in courts and public land records ; Ignoring customer complaints and " qualified written requests '' ; Embezzlement ; Racketeering - XXXX ; Creating additional false deficiencies through a variety of questionable practices ; Grand Theft ; Tax Fraud ( XXXX ) ; Money Laundering ; Insurance Fraud ; Securities Fraud ; Statute of Frauds Constitutional and Civil Right violations ; Notary Fraud ; Evidence Tampering ; Theft of Government Services ; And many others. 
Arrogantly violate numerous laws and regulations ; Coercing the homeowner into signing a forbearance agreement to strip away their legal rights ; Falsifying records and documents ; Committing perjury through misrepresentations ; Withholding or redacting discovery evidence ; Tampering with court transcripts and removing evidence from the record ; Conspiracy ; Misprision of Felony - failure to report the crime ( s ) Fraud in the inducement ; Unjust Enrichment.In our case they will go to extreme lengths to keep it producing -- and will never admit wrongdoing. They know a strong GUILTY verdict would be a XXXX for them this is a highly engineered, complex and extremely profitable scam and therefore and possibly all others operating this scheme.I personally will not and can not be fooled by thinking the truth, along with our overwhelming and irrefutable evidence will be enough to beat this well oiled and fine tuned bankster scheme machines. We will need massive amounts of overkill. But since we started in our fight for justice XXXX XXXX Judge has kept us going for XXXX XXXX is victorious.

Company response to consumer: Closed with explanation