michelcarroll/llama2-earnings-stock-prediction-fine-tune huggingface dataset:
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yes, Frank, this is Josh. So we said we had a pipeline a little over $400 million; and in exclusivity, a little over $300 million or so in our current pipeline. Of that exclusive bucket, it's about $180 million, $190 million of hospice and about $120 million or so of home health. So that kind of gives you how those split out. And then of the nonexclusive deals, that's another $100 million or so. It's right down 50-50 between home health and hospice. So we've seen a big ramp this year in our hospice activity, but we're now starting to see the pipeline rebalance a little bit with more home health coming through.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
I don't have the specifics in front of me to speak to the 5% or 6%, but I can tell you that the overarching trend for 2020 was a material reduction in reported losses relative to what we would have expected. Clearly, that had a lot to do with the pandemic, businesses being closed down, business operations shifting in all sorts of different ways to accommodate government regulation and the like. And so, yes, we did set up additional loss reserves to offset that reduction in reported losses just to make sure that, hey, if there's a catch-up in loss activity in the future as the economy reopens and the court systems reopen and the like, that, hey, we're well positioned to cover that. So that was kind of the big driver for 2020, just reported losses coming in low.

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yes. Thanks for asking the question. This is Todd. So we had said that we were going -- we had disposed of about $80 million in inventory, and we did.
As we were going through and doing the final tie-outs, we identified a little bit of additional inventory that we were not able to physically dispose of but wanted to reserve for that was in exactly the same category, seasonal inventory that we didn't see, the need for next year, especially as we were going through and doing all of our postmortems on Halloween. So I would characterize it more as final reconciliation and cleanup than anything more broad.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Okay. So it is early stage, I mean, just to be clear. I think by the way, the mature -- dried meats and maturation business, I mean, I think that's probably more impactful to us this year. Obviously, you see a lot of headline news and including with our QSRs of alternative protein coming on more and more significantly, investments made there. So I mean, I think that is something that we view as a long-term trend. We do believe it is here to stay. It is not a significant piece of the food processing equipment today. We are however uniquely positioned there. It's been something that we've spent time developing products that broadly meet a number of different applications there and do feel like that's an example of a number of trends that we're going after.

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
I think the good news, this is John Somerhalder, is that since the last earnings call, the investigation has not revealed any new material issues. So we are now transitioning that from proactive investigation to an investigation that will continue to cooperate with ongoing government investigation. So that transition has occurred or is occurring.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
I think those trends...

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
The Southeastern markets, in particular, and the Mid-Atlantic region, they have fairly substantial pipelines. The overall pipeline is down slightly, I think [Speech Overlap] on a year-over-year basis, but the quality of the pipeline, I think, is better and we spent more time sorting out where real opportunities are. And I would also say that the pipelines in the Southeastern markets are fairly robust. I mean, Charleston is doing exceptionally well. We expanded in Asheville, North Carolina. We're seeing some good activity in Asheville, both from a CRE and C&I perspective. The Mid-Atlantic region is still moving in the right direction at some growth potential. And then our legacy markets, we're expecting to pick up in the second half of the year. They're more industrial-based in the Midwest and we're expecting to see more C&I opportunities. Gary, I don't know if you want to add to that. You're seeing the opportunities come over...

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yes. And so if you look at what we expect for loan and deposit growth, we would expect the second quarter, the NIM to be near the bottom excluding PPP impacts with only a little bit of run rate impact as a result of the investments we made late in the second quarter. But we do believe we're going to see a nice lift in our net interest income going into the second half of the year. Again because earning asset balances are going to be up and that's going to drive net interest income growth.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
CNG has better margins.

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yeah. Hi, Tony and Jon, thanks for taking the question. So, obviously, first of all, congrats on the really impressive quarter and it's really great to see how you're contributing to being an important part of the COVID vaccines and therapeutics solution out there.
So, maybe on--, COVID was covered a little bit. So, maybe, if I could talk a little bit in terms of base business. What was the contribution in that base business from mAbs, versus gene therapy, versus non-COVID vaccines that you could provide? Obviously, really strong growth there too. But, just wanted to see if you have any, if anything, if there is anything you can provide there?

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yes. It was really driven by the home equity book. The home equity book is very active. Our home equity instalment product has been a very good product for us that we have seen solid growth, good solid activity in. The automobile book growing slightly. There's issues in the supply chain there as well with new inventory. So, in terms of that book, it's growing at a much smaller pace, but it's really being driven in that home equity instalment product at this point.

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yes, we've stated LNG, and value added projects, including production of polypropylene, provided they meet our guardrails, they are petrochemical infrastructure, and not necessarily being in a commodity chemical business, they remain in strategy, yes.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yes. Thanks, Insoo. As I understood your question, you're trying to in effect walk from where we are to date to the result of the 2021 guidance. And in effect what we might do in the fourth quarter. So let me try to-do I get that right?

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Rudolf?

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
You got it right. The difference from Q3 to Q4, the drop, we are dropping about $40 million-ish in revenue and about $16 million is coming out on the bottom line. So it's convert -- a lot of it is just volume conversion and leverage that we lose. There is a little bit of expectation of higher logistics costs as logistics rates continue to eke up just given the constraints are global logistics channels. Those would be the two main drivers sequentially.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yes, absolutely. So to take a step back, when we decided on this strategy about 18 months ago, the reason for that is that we believe that the high-tech, high-touch approach is what's going to win in the growing navigation market. So to answer your question, we do see opportunity, actually, with Health Plans in addition to employers but certainly with employers, both within our existing book and new business. Just as we've been looking at the employer pipeline to share some perspective there.
The RFPs and RFIs that we've seen, which this is early in the year for that, to be clear, but those have included both high-tech and high-touch. So the short answer is we believe that the market is converging around navigation, point one. Point two, we believe that the high-tech, high-touch approach is going to win. So we expect to compete in a majority of the opportunities with our Care Guide solution.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Hey, guys. Thanks for taking my question. I would love to hear how you're viewing the advent of some of the virtual-first primary care offerings of the MCOs. Is this a partnership opportunity for your team as more folks want to roll out virtual-first primary care and they look for someone with your sorts of outcome or are you seeing any pushback from potential employer clients in the market as this is viewed as more of a competition with what you're offering?

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yeah. Sure. I don't know, like from the pandemic point of view, you know, it'd probably help, I would say we accelerated the timeline of closing unprofitable parts stores on the part side of the business. But from the -- I think the, although short ahead enough where the pandemic had an effect on the service side of the business.
The service side of the businesses where, you know, at the end of this restructuring is where we think there's the most opportunity. We have great secular tailwinds there. We've restructured that side of the business and, and you should see dramatic improvement in profitability. On the service side, we have it separated where we're managing it internally, totally separate from the parts business.
And what I would -- and I referenced in some of my opening commentary we're seeing a lot of pent-up demand that we're capturing our share of -- on top-line growth for Q1, we were back to Q1 of '19 levels, not Q1 of – obviously, great growth for 2020, but, you know, that's nothing to brag about given the low bar from the pandemic. And so we're excited about the growth profile. I mean, we've talked about this, and Sung's talked about this over the last year of the, you know, size of the car park, the age of the vehicle fleet in the U.S., and the secular tailwinds that should make the service business very valuable on a go-forward basis.

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Hey, guys. Good afternoon. Jeff, I wonder if you could just be real clear with us because it's been difficult to know. What was revenue growth ex the accounting -- different accounting treatment for install revenue? If we pull that out of 2020, what was the revenue growth for the year? And what does 2021 guidance imply for revenue growth if that normalizing and that revenue not recurring? What's the clean number, both backwards and forwards?

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
I think we don't really comment on sort of one year outlooks, Meny. I think that will depend on what the environment is next year. But again, we think it's a really good and achievable goal over the medium term.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
So this is Sandy. What we told you is we've given you guidance in terms of total volumes for this year. Those include volumes from DGD II coming online as well. We expect to be fully up in '22. And obviously, we're saying that it's prior to that. So I think you can draw your conclusions there. In terms of construction costs, obviously, we're nearing the end of St. Charles expansion and everything appears online and on budget there. And with regard to Port Arthur, we've driven pilings, we report foundations, we've ordered all of our major equipment. And we did that early on. I know Randy and John Bullock often talk about our first mover advantage. And I think when it comes to this, this is clearly an example of that. We move quickly and we hit the market right in the right window in terms of when we made our purchases.
We've also done this before, and we have a great model that's been fully engineered and working. It's always easier when you have the blueprint than when you're having to make changes on the fly. And we've seen other projects report, 20% to 25% increases in costs due to things like that, like you mentioned, we're not. And so I think everything looks very positive. We are not projecting any increases at this point in time. So we're very proud of both of our projects and the progress. And I know that Jim had mentioned earlier that we have some pictures in the deck for you on this.

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yes. Sorry. Go ahead.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Good morning. Thanks for taking the question and congratulations on the results. Sanjay and Brian, I was wondering if you could maybe drill down a bit more on, what's been driving your very strong, large deal performance. Is this happening just organically with customers? Or is there sort of a subconscious sales motion changes that you've undertaken to really drive this. Any additional thought, does this get back to some of the pricing and packaging changes that you've made to make Commvault easier to consume any sort of thoughts on more details about what was driving that large deal strength?

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yes, we -- we're not planning on anything coming out of that channel until I think -- was it Q4? I think. I think it was Q4, Alex. And I think we're going to see a great deal of activity coming out of Azure. Although, recently, the guys at Amazon have reaffirmed their commitment to Telos then.
So there was more activity happening there, although we don't have enough data to be able to tell you exactly what the results are going to be out that.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Hey, Josh.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Thanks, Ben.

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Julien, I think the best thing I could point you to at this point is back to the IRPs. And if you look at the volume of solar and storage, the level of coal retirements, the additional resources that would be added to maintain reliability, as you move toward 70% carbon reduction, there are more megawatts. And so that's what we are looking at. And this will be important as we go through the carbon reduction planning process. Commission, of course, setting that procedural schedule. There will be a lot of opportunities for discussion, stakeholder input, South Carolina at the table. But I would point you back to those IRPs because I think that's probably the best place to really begin thinking about the magnitude of the transition.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Balance sheet growth. Balance sheet growth. We're pretty well set internally. We still have some things to do with the SBA team, but the rest of the organization we staffed up in the latter half of 2020. So we're pretty solid across the line with a couple more additions in the SBA team.

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
OK. You're welcome.

    Prediction (one of UP, DOWN, SAME): SAME