michelcarroll/llama2-earnings-stock-prediction-fine-tune huggingface dataset:
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yeah, Kate [Phonetic], this is Dan, good afternoon. The -- what we saw in the second quarter and I'm focusing my comments predominantly on the commercial book was, as I said in my prepared remarks, we were -- our production was about $300 million north of where we were in the first quarter and to put numbers on that taken it from about $490 million to over $790 million in production. And our pipeline going into the third quarter, I should point to a pretty consistent level of production. So all of that to say is we are still feel pretty good about that mid single to a little north of that single-digit growth in the commercial book, just based on the contraction we saw in the first quarter. The only other thing that would -- that could modify the overall loan growth picture is if court along the lines of what we do with some of this excess liquidity, we could choose to hold some additional mortgages on balance sheet and that's probably something likely that we would do for the remainder of the year, which would -- we'd like to see our mortgage balances kind of get back to where they were, which would allow that commercial growth to make a little bit of a greater impact for us.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
I expect that our AHV adoption will continue to pick up for multiple reasons. First is that AHV is getting stronger and stronger as the hypervisor in terms of broader and broader set of capabilities. Second, for example, is that partnerships such as the one that we just did with Red Hat, where now Red Hat Linux is officially certified with AHV. That's why more confidence to our customers in adopting AHV as a platform. So I do expect that it's going to continue to pick up over time as more and more customers adopt AHV for their workloads. So it's too hard to see -- predict whether there's going to be a ceiling on it or not at this point a little too early, but I would expect it to continue to tick up and it certainly had historically done.

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Great. I'll start that response, and then I'll pass it to John for the supply chain work that his team has been doing. So when we think about Walgreens Health, this is a new segment within our company. So when you think about our business segments right now, we our Walgreens U.S. business and then our Boots and International. So we are standing up a new segment. And so when you think about these companies and the integration of all of them, absolutely, we are activating those businesses within our company and so they won't sit on the sidelines as investments and we will seek to create those synergies and bring those synergies to life. And we'll do that so that this whole description of how we want to wrap a healthcare ecosystem around our consumers, we will need to activate those companies, they will be needed.
And so we'll have leadership. We are putting leadership in place, as we speak, to run the new segment. So you'll see likely another person on stage with us in the future and in our conversations, talking about how that business is coming forward. So we'll have a reporting structure around it, we'll have a team and operating model around that business, but our intention is to integrate those synergies and bring it to life on behalf of the consumer. So you'll see that coming forward, absolutely.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
I'm not sure about that question, but let me just kind of fire off some things that I think might answer your question. Currently, we're probably at -- from an hourly perspective, we're at about 70 -- in the low 70s, 70%, 72% of the hourly employees that we had in 2019. And we basically said that we think we're 80% to 85% staff. So based upon that, I think you can see that our targets are a lot lower. Our par levels are a lot lower. So that 80 to 85, so we're talking another 15% to get fully staffed up. Now I will say that about 1/3, maybe 1/3 or 1/4 of our inflation this quarter was related to overtime. So as we get staffed up, that premium will go down. And so you kind of have a net-net cost as we increase staffing as well, if that makes sense.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Hey, guys, thanks for taking my question. Just in terms of when the announcement of the consultation process was announced, could you please share with us what kind of things cause you some concern and if those concerns have been clarified now that you had the chance to talk with the regulators? And your recent spend on the Studio City Phase 2, do you think that that gives you a competitive advantage versus your peers that might need to further invest as part of this consultation process?

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
So labor constraints have impacted our suppliers, our raw material. We've been able to work through that having appropriate level of safety stocks on the ground. The same labor impacts have impacted our contractors, where if they can put additional crews on, they absolutely would to try to reduce their time to the marketplace, but it's very difficult to find those individuals and then train them to appropriately build a deck.
As I get out and talk with the folks in our selling channel, same issues there. It's just very difficult to bring new people in and many cases they've got longtime employees that really know the business very well. There hasn't been turnover from that perspective, but bringing new individuals in to manage the growth has been a challenge.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yeah, it really depends upon where the product itself -- it's a very similar product. It just really depends upon where the product is located, whether it be located specifically like inner container or outer container, but it's a very similar product offering.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Thank you, Ed.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Thank you. This concludes today's call. For additional questions please contact us by phone or at [email protected]. Thank you for joining us.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Are you meaning for the whole business or just in terms of memory?

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yeah. It's a good question. I was actually thinking about that because I think it is a longer-term, right. Those loans have -- I mean, I guess, it's not longer, but it's not six months. So it will be over the next, I think, likely 18 months, would probably be a good window for that.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Look, we'll never discuss potential M&A. But what I'll tell you is, we've certainly put our foot to the pedal on organic investments in fiscal 2021. You'll see some of that, coming out of our Q4 quarter into fiscal 2022. Because we believe that accelerated investments over the last six months to nine months, will allow us to increase our lead on the competition as we come out of all this. So, we've been making investments, as we've been communicating to all of you over the last 12 months in the different areas that we've talked about. Certainly, inorganic M&A is always part of our picture. We've always said that we're interested in doing bigger acquisitions, especially into these new industries that we talk about. But they would have to sort of fade within that filter that we put on them for-so that they're supportive. Any M&A we do even if it's bigger, has to be supportive or accretive to our profitability and double-digit growth ambition. So, look we're constantly looking at things, but I won't make any specific comments, but just know that part of our thesis is that investing during downturns provides a significant return down the road. So, and that's what that's what we're doing, I will be doing.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Hey. This is Jonathan. Thanks for the question. Implicit in your question is there's many different ways to execute share repurchases. We have a fairly significant amount of repurchases to do as a percentage of our market cap. So, I think, it's fair to say you could -- and we've guided that we'll do it over 12 to 18 months. So, I think, it's fair to expect that they'll likely be more than one mechanism by which we'll do it. Our planning right now is ongoing, and it's really designed to try to make sure that we do it in the most efficient way that we can and in the way that will be most likely to increase long-term shareholder value. We'll give more guidance as we get closer to executing. And we would expect that we will be commencing share repurchases at some point in due course, following closing, but more to come on that.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yeah, I think they will. Unless we get a significant change in the short end of the yield curve, but what happened in mid-June was helpful for waivers. And if you think about -- if you just think about the math of it -- well, first of all, I'll tell you -- I can tell you where we were. We peaked at a run rate of $80 million to $85 million a quarter, and that's where we were early June. And now, as we sit today, the run rate is more like $70 million a quarter. And that change -- that run rate changed pretty quickly after the Fed actions June 16 or whatever it was.
Now that said, there is not much -- I don't think there's that much more that's going to come in terms of run rate. And I think at this point -- because the money market mutual funds are so short and probably 40% of them on average have 30 days or less in duration of portfolio. So, they've already turned over and reinvested. And so, the run rate I gave you is largely reflective of the post IOER and overnight repo facility changes. But, yes, there is a benefit that came from Fed actions in mid-June.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Thank you, Stephanie.

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Jennifer, we can't understand you.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
All right.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
I think that there are certainly some potential industry moves that are out there. They are few and far between and much more difficult to action. And so our focus continues to be on the strategy we've articulated around accretive tuck-in or bolt-on acquisitions and we'll continue to focus on that.

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
So, Gal, we are absolutely starting to see the tip of the iceberg on that part of the transition. And also Flex, which is something that a lot of those customers were waiting for, because those customers were heavy users of our network license model, Flex. Flex in one of its forms replaces that old model. So with it -- as Flex starts to reach the channel and reach the customers more directly, you're absolutely going to see a greater acceleration of that because they do have to ultimately transfer and name every user to use Flex.
But we're seeing the tip of the iceberg on that right now. Flex's availability, broader availability as we move to the end of this year and into early next year will also accelerate that trend as well, which will help us retire that old business model and get our customers on the more advanced management systems that underpin Flex.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yes, that's different. Let's say the overall project is completed at 80%, 90% if we're talking about the rock line and all the work done to be ready to operate the shaft. The only critical path which is the shaft sinking. This is the area where we struggle, and there are some delays. At the end of the day that will not impact the production, because we're able to mine it through the ramp. It is just more costs each month that we do it to the ramp, compared to the shaft, but that will not affect the production rate at Kittila.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
It's Dave. To-date, we haven't needed to. We've had capacity on our balance sheet. But now that we -- and we were in more of an early phase of doing proof of concept and getting the infrastructure in place. Now that it's being ramped-up, option contracts are being -- we are in a number of discussions today about option contracts. So I think it's not a hesitation. It's just where we are in the life cycle.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Sure. I'll take that, Chris. And Chris, you know us very well, you've followed us for a long time. You know, we do not manage to free cash flow margin percent. That is not what drives the long-term value for the owners. It's the long-term growth of free cash flow dollars. And to your point there, there are some headwinds on that with the capex that we're talking about to start-up the company well for the future. But of course, we are only doing that because we think that is going to drive even faster growth of the long-term trend of free cash flow dollar. So we'll continue to focus on that because we think that is what drives value for the long-term owners.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yes, sure Mark. Thanks.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Good morning, Steve. How are you doing?

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Well, man, I'm not sure I know where to start. I would just start -- maybe I'll start with the pandemic itself, really put us in a place in both of our shipyards, to rethink the way that we do not just crisis management but management overall. And we started thinking through how do leadership teams rally the team to support priorities? How do we allocate resources to the things that need to be done? And I mean, a lot of us have messed around with youth soccer. And when the kids are young, everybody, all the kids chase the ball. What the shipyards have really gotten very good at is making sure that folks play their physicians, stay in their lanes, focus on what's in front of them, meet their milestones and drive through the gates that we've set up in front of them.
And I have to say that the pandemic has brought that to a much clearer focus for us because we had to do that with people. And so I'm actually very excited about the way ahead because of the fact that this team is now well tested over the last year of doing exactly the kinds of things that we need to get done to support all this broad array of programs that we have.

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Simeon, our overall philosophy hasn't changed from the timeframe that we started the accelerated investment. We said that we needed to do that because we had to get ahead of where the customer was taking us, and that's why we made the investment that we did in terms of the $11.1 billion. And -- and the intent behind that was twofold. Number one, we wanted to be able to grow faster than the market, gaining share in the marketplace, and then accelerate our incremental margin dollar growth.
Since we started the program in fiscal 2017 through '18 to '20, and -- and market share is a little elusive in our -- in our market, but based on the best data we can get, we believe that we've captured about 275 basis points of share growth during that timeframe. And so that has -- during the -- or the whole investment where we're taking share. And so going forward, our -- our approach is to make sure that we are investing on a more steady cadence, what we need to in the business to make sure that we can stay ahead of the customer and we can continue to gain those kind of accelerated share growth opportunities going forward. And our -- our focus is around really optima -- optimizing op margin dollars.
And if we can do that and drive incremental op margin dollars, we'll let rate fall where it falls.

    Prediction (one of UP, DOWN, SAME): DOWN