michelcarroll/llama2-earnings-stock-prediction-fine-tune huggingface dataset:
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
I think that price increases we mentioned it because it is one of the tools that we are considering. I think we learned a lot from last time we did it. And should we decide to execute and take action with the tool, it will be done in a way that captures those learnings. So it might be more tactical and strategic or certainly being done in a way that we have more confidence in its success. So -- but it is only one of the tools we have in our cadre to ensure continued financial performance. And I would iterate that the backdrop against applying these different tools is a conviction that the supply chain and raw material costs disruptions we're currently facing are transitory.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yeah. It's the latter point that you're making. It's, as I said before, I think suburban rents could be back to where they were in a year. They're only down 4%. It doesn't take a lot of growth to get that 4% back in those markets. And so, yeah, we're focused, we're kind of activating that lever in markets where we think there's, as I said in my prepared comments, where we think the risk-adjusted return makes sense to us right now.

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yes, there's about $18 million of costs related to temporary actions that we took last year. They're coming back in 2021. About $2 [Phonetic] million of the $18 million hit in the second quarter. We expect about $6 million to hit the third and by the fourth we only have about $2 million left and that's the end of it.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Correct, at this point, we are beyond [Indecipherable], still rolling out in a number of different cities and we expect to be nationwide by the end of the year, but Premia right now has been launched in Chihuahua, [Indecipherable], and Spain has basically, I would say, five other cities besides San Luis where we started. And again, all with positive results and we also expect that as we roll out with more cities, the use case of the peer to peer product will clearly be more compelling, as we start to broaden the reach.

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Might be 5%, 6%.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yes. I'd say, Craig, near term, the bank loan outlook looks good for the reasons that you cite. You've got lots of dry powder from the sponsors. You've got low default rates and low forecasted default rates and very tight spreads, low benchmark rates, lots of M&A activity going on, so the outlook for leveraged loans looks good. I think the only question on our mind is really when the dust settles on the year, like we said, volumes are going to be up something like 100%. And the question is, will there be a period of digestion like we saw with investment-grade this past year? Or are we going to see some of these underlying drivers continue to allow the loan market to grow off of these record levels? I don't have an answer for that yet, but we will give you a view on the next call.

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Hi. Good morning.

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yeah, I think that's certainly a balloon for the year Mehdi. You know, maybe we're going to double the number of millimeter wave enabled phones in 2021. But yes, last year, if you recall there was also a significant step up in the hundreds of millions of units of millimeter wave enabled phones were brought to market last year. So if you add another 200 million to 300 million additional millimeter wave enabled units this year and let's say that brings the global total to 600 million units out of 1.4 billion. You're essentially adding about as much capacity, maybe a little bit more because there'll be more than, let's say last year, added 250, this year might add 350 million units. So, yes, there will be a little bit of growth in additional millimeter wave test capacity. But last year was a pretty big year too.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
The regulatory system is quite complex, let's not call it byzantine, but it's quite complex. So, depending how you do an acquisition, it depends how you have to go through different regulatory structures. This case, since we're doing it through a subsidiary of Popular Bank, in fact, we only had to go to the New York DFS. So it was a relatively simple, straightforward process. It really -- I don't think it would be material enough for the -- for example, the fab when we're looking at our capital plan. Obviously, we look at everything we do, but I don't think it's going to move the needle one way or the other on the capital plan.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Great. Thank you for taking the questions, and I'll ask both upfront. But just on the recent capital equipment strength, could you provide some more color around your outlook for the second half following the recent strength? And then just on Total 30, the outlook for 2021 or is this really more of a 2022 dynamic in terms of contributing to contact sales? Thank you.

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yes and yes, Daniel. We are seeing generally increased interest in Pop Health offerings, and we're seeing that interest in broader places than just the core health system client or prospect environment. And so as part of our response to that, it's been helpful for us to expand our capacity and our capabilities there. One of the case studies that we referenced in our prepared remarks includes a good example of that wherein our relationship with Carle Health included in that relationship is a meaningful payer capability with their health alliance organization.
And we continue to benefit as a company from those experiences where we're working more directly with organizations broader than a traditional health system. And then that informs our Population Health road map. That also informs our go-to-market messaging and strategy and helps us continue to expand.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
I think our expectation right now is that the raw material market is still elevated really across the commodity space that we're dealing with and the products that we're dealing with. And so I'd say they've somewhat stabilized, but still at an elevated level. And so we're going to continue to partner with our customers and be proactive in that partnership as we are able to manage cost and input costs we're certainly going to share that on the upside and the downside. And so our expectation is that we'll continue to partner again with the customer base, make sure we stay with them and help them as they continue to push through pricing and be able to pull back pricing. I think everybody would certainly be happy with commodity prices coming down to be able to continue to stimulate tremendous activity out there. So we're going to partner either way.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
The expense on airline and travel?

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yeah, it was up 9 on rate and down 8% on miles and netted slightly higher.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yeah. Alex, on the second question, you know, we are -- you know, we really are not in a position, from a confidentiality perspective, of giving any details on the dollar value of that contract that's rolling off. So, I can't really do that. You know, I can tell you that, you know, that the impact on the growth rate, if you're looking at recent growth -- quarterly growth rates versus the Q4 guide, you know, that's the majority of the change.
But we're, you know, we're not in a position where we can give you any specific details on the dollar value. As it relates -- sorry, can you remind me the first part of the question?

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
You know it's -- I'm not gonna go into the specifics contractually, but it's very familiar from what you've heard from Cheniere as well in their IPO model. And so that's how we've structured that.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Thanks, Simon.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Hey guys good morning and thanks for taking my question. First, just a clarification question. I think you guys guided to mid-teens revenue growth for 4Q, but did you also say mid-teens revenue growth again for 1Q '22?

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Thanks. I have a couple. If we could just return to the patient access programs. It sounds like you're still modeling this out and trying to figure out what exactly -- what levers you can push and pull.
Could you just talk a little bit about what that process is like? How long do you need to trial different options before we might have, I guess, an optimal solution going forward? And to what extent already, are you pushing through prior auths where you guys aren't covered either through -- from the doctor or with help of the specialty pharmacy channel such that you're incentivizing payers to return to the table?

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
We have -- we've renewed -- I think we mentioned, we renewed eight affiliate agreements over the past two years. Now there is actually a ninth that occurred since the last quarter. The rates that we are getting rate increases on those linear affiliate agreements. And of course, we're working against a universe that is in decline by call it 6% to 7% a year in the U.S. So, the position we're in is strong, stable, and our services are attractive. In any given 90-day period, you get some different contractual things moving around. But I guess I'd remind you, I think it's important to note that we really do have a high value collection of a limited number of channels. That's very different than 10, 15 channels, broadcast networks that are carrying sports fees. And I think that MVPDs as we go forward are seeing that the price value relationships of the AMC Networks put us pretty closely to the first place in value for what they're putting on linear. What's occurring now is that we're selling streaming services. They're retailing that. And so, they're getting margin on that.
So, we find ourselves actually in a nicer new position of harmony with our MVPDs. So, I would say from a horizon point of view, Michael, I think the situation for us gets better and better, as MVPDs are price sensitive, number one; value sensitive and we have the harmony opportunity of margin for them on the premium services with an attractive price for linear.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
You bet. You bet. Thank you. Thanks for joining us.

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yeah. I'll start with the insurance. I think as we mentioned on prior calls that we're expecting that 18% to 20%. And George, he just continues to outpace. We're seeing a lot of good synergies between the bank and insurance. The commercial lending team has embraced a lot of the value add that they bring to the customers. So you're seeing a lot more referrals going in. George is still doing the things with his group that obviously George runs the insurance and they're doing a lot of organic growth on their own around the bank. So my expectation is that he can maintain pace. He will at a minimum, at a minimum. And this is -- we'll achieve that that growth number that we talk about 18% to 20%. But seeing the dynamics, I expect them to outpace that number, and it might be material. I think the challenge for us there will rely more on continuing to have the resources for George to keep pace with all the activity. So I'm pretty upbeat on that. Same thing we're seeing on Beacon. We're seeing some organic growth. We're seeing some good synergies between Beacon and the business lines. They got a really good integrated approach to the business. So I expect it to obviously market conditions not collapsing. I expect it to do well there as well.
I don't know, Tom if you want to add anything?

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Thanks, Jacob [Phonetic].

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Moses, always good to connect. Thank you so much.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Hey guys. This one will be for Mohan. So I recently ordered a helium hotspot, so I am back ordered on that, but if you look at the token value market cap implied by the network we are in the hundreds of millions now, which would imply this would be a real thing. So I was wondering Mohan, if you could talk about this. Do you think this could be a real thing? Is this something that maybe you thought Comcast was going to be. Can you talk about kind of where we are now and if this -- how you're viewing this whole network?

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yes. Clearly, we see the ability that we have from a hybrid perspective as real differentiation when we compare to cloud native or born in the cloud solutions. And indeed, what we see in our customer base is they are being very judicious about how they utilize and place their data from both a performance and cost perspective. So they really -- customers really want that optionality between cloud and on-prem. They also want to try and avoid that hyperscaler cloud vendor lock in, a lot of the enterprises we work with are seeing that for many of their use cases, they have the kind of economies of scale that make an on-prem solution very attractive. So it was great in the prepared remarks when I referred to a tax authority in the Middle East, selecting us over more traditional competition that really demonstrates the fact that we can win on-prem, we can get a vision of hybrid cloud to move forward, and the customers can really realize value quickly while optimizing their existing environments. And I think it's a core strength for Teradata as we move forward, especially as financial operations of data management and data in the cloud becomes more important for our customers.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
So when you look at the year-over-year FX impact, when you're looking at the growth rate, ultimately, if you're trying to take our reported guidance and get to a constant currency guidance, it's...

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
No, no, no. So for the full year, well I mean for Q1, of course, we have triple-digit numbers, but for the full year. Just to be clear, we're expecting the operating margin to expand about 60 to 70 basis points if we exclude the impact of currency. So currency will be favorable to operating profit, but it will actually have a negative impact on the margin and that negative impact will probably be in the range of 20 basis points, but then just to link it back to your comment about what we were saying before, we were saying before that we will be a little bit below our typical guide of 70 to 100 in terms of our mid-term expectations. So we might be slightly lower, but we're a little bit more optimistic just given the higher sales volume as well in terms of what we would expect and I think the other thing that always remind of -- remember is, we did 130 basis points this year. So now when we're looking at the two-year combined growth, we're probably in the 190 to 200 basis point expansion excluding currency, which we feel really good about and as we made it -- mentioned in the comments before, we feel like there's really excellent momentum on all the different margin expansion initiatives, whether it'd be pricing our SternDrive, etc.

    Prediction (one of UP, DOWN, SAME): SAME