michelcarroll/llama2-earnings-stock-prediction-fine-tune huggingface dataset:
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Well, I think it's certainly possible as we expand on that experience in digital ag. And I think not only there's going to be efficiencies for the producer, but we're going to realize some efficiencies as well. And whether it's prepaids or pay in receivables, we're seeing some acceleration of opportunity in those areas. So I agree with your point. I think a number of those things are to be discovered. We haven't rolled out the U.S., although it's under planning and development right now. We've got a very robust approach to the U.S., so it's going to be about a keen execution. And of course, we've had the experience in Canada. We were able to adjust to some of the challenges that we experienced in Canada, and we feel good about platform that we're operating right now.

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yes, absolutely. OpenMarket, as we've indicated, was expected to generate around $300 million in fiscal '21. So if we assume for simplicity -- linearity, let's say $75 million a quarter. So absolutely, we've seen positive momentum and that's why when we are indicating the pro forma performance, we are talking about 5.7% year-over-year growth in Q2, pro forma constant currency. So the momentum is strong in real terms.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yes. I'd love to actually know where to get that crystal ball because -- so if you find out, if you could let us know, that would be really great. What I can tell you is that we are seeing sequential improvement month over month over month, and it's very pronounced in March and April, as we talked about. So I guess it's theoretically possible, but I think it's unlikely, primarily because some of the international inbound travel that impacts gateway cities is still going to be with us. And I think, again, you need a crystal ball for this, but it's going to be highly dependent on when those international travel will reopen.
And secondly, we're starting to see, as you probably have read in the papers recently that some companies are actually moving toward requiring their employees to be back in the office by a certain date that's actually not so distant from now, pretty soon. And that is important for business transient travel. So anyway, those are the key considerations. I would say that just based on our current outlook, we will be significantly higher in terms of our expected RevPAR levels by the end of the year, assuming that we don't have any significant caseload issues that come to pass. I can't tell you that it will be 70% or above, but it will be significantly higher than where we are today.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
The horizontal labor I think is what you're referring to, the guys that -- the gals that push the tractors around and lay the pipes. No, I think if anything, I -- the more concerns I have are around municipal approvals and that type of thing, which we've talked about. That's probably providing the biggest bottleneck for us get out to the market.
But as it relates to the trades and getting the land developed, I think we're still seeing pretty good performance. It's tighter just because of the amount of land that's under development across the board. But I think we're confident in our trade base that we'll be able to deliver, and that's not a big concern for us right now.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Do you want to take that, Andy?

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yes. So our highest price point is going to be in our Colorado, our new development, River Run in Colorado as well as what we're doing down in the [Indecipherable]. And that's going to push above $300,000. But again, I think the important thing to note when you're talking about $300,000 on manufactured home, that is on a relative basis very affordable in the environment, which sits in the location where...

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
I think, to -- a couple of points on what you mentioned. There are some options and the options are the one that you list here in the lighter blue and we see actually the market is developing in an interesting way. You've seen the summer time, several charters have taken coverage [Technical Issues] had a winter to assure vessel availability in what is actually proving to be a very interesting market. So we do see the opportunity for the steam vessels and TFDE is available to basically follow the same type of coverage that we have this year. The -- actually the input, we are seeing from the market is that there is continued interest. I think, it's a little bit too early to say that we will fix it in the next few weeks, but the positive note is that enquiries keep coming even for 2022, so we're very positive about this

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
So, Eddy, I would like to add a little bit color to the ARPU of the second quarter. So second quarter, our enterprises like ARPU on our platform was relatively stable. So it's -- the revenue growth of our business, mainly driven by the number of enterprises' users' growth. Not the ARPU.
So this is a situation of the second quarter. So Jonathan can comment on your next two questions

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Alexia, why don't I just talk a little bit about the -- maybe the trend in coffee to some of the cost and margin comments that you made, and then Mark can talk a little bit more about the pricing component or dynamics. But, you know, we still, at big picture, remain committed to that greater than 30% coffee margins at the segment level. We anticipate seeing a minor deceleration year over year, but still staying at pretty strong margins in coffee on a full-year basis. But as I noted in some of my prior comments, there's a bit of timing of the pricing actions that we're taking that will really be effective in the month of July and kind of realized in Q2, three, and four against the cost structure that's coming right in front of us in Q1.
And so you likely will see a pretty substantial margin decline in coffee in the first quarter with a nice rebound in the second, third, and fourth quarters. But again, still supporting that low 30% on a year-over-year basis. So I'll pause there and hand it to Mark just on the pricing front.

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
I think it really depends on the client, right, and what their problem is. But on a high level, the number one thing we hear is we have a great offering for all of people's patients that they get unbelievably high self-service rates and phenomenal ROIs, and we work and we work really, really quickly, and we make an impact to their organization and their satisfaction rates and their staff like it, and we know how to get it working. And in the world of technology, having an idea is one thing, making that idea work at scale is actually really hard, and it requires both a ton of investment and phenomenal people.
And so we do what we say we are going to do, and we make a huge impact. And when we talk to our clients, that is ultimately the biggest differentiator, and they tell other prospects, right. No one really wants to buy a product that doesn't work, right, or it doesn't do what it says it does, and we do that. We sell a product that makes a big difference, and we could articulate it and make it happen pretty quickly.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Sure, I can take that one, Larry. Yeah, I think it's probably pretty consistent with what you've heard from other companies that are in our sector. January looked a lot like December. Right? A lot of COVID impact globally and then February was a bit of a tale of two halves. So the first half was weaker, the second half we saw some recovery both from the anticipation of the weather, some increased vaccination rates and just the strength of the overall procedure volume. And then March continue to recover beyond that, so largely in line with what others have said and I think what you would probably expect. I'm not going to get into specifics on April. But I think you heard Mike comment that our guidance includes continued recovery in Q2 and then into the second half. So I think that's what we'll say on that.

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
So Phil, I think we don't disclose that, but I would say part of it is it's a moving target. So where we have finished building, we are seeing relatively high penetration. But keep in mind, a lot of the units we're building else every quarter. But we expect fairly good penetration on that, significantly higher than what we're seeing everywhere else.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yeah. David, I think it's a little of each. We are taking some share of clients from the Company [Phonetic]. That started probably more pronounced after the early round of PPP last year where we had some nice wins. It came because of some -- probably of some competition maybe not -- meeting some expectations of their borrowers. And we started to get some windfall there. And so this is a little bit. We have added bankers in kind of a larger middle market space throughout the latter part of 2020 and they are now starting to produce some nice new relationships force across our footprint. So, let's say, it's those two primary drivers. And overall, our client base is pretty strong and we're seeing that, obviously, with liquidity that our clients have and that's sitting in our bank, as well as just general -- again, low delinquency, just general better credit performance than then we were thinking a few months ago.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Thanks Jonathan.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Thank you. Next question please.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yeah, in theory there are, but frankly we don't look at it that way. We're a highly principled, ethical and proper competitor in the industry. We're respected for this by consumers, by institutions and retailers as well. But we want is for everybody to play by the rules. The EPA has made these rules and frankly we expect them to enforce them just like they did when they looked at us while the changes were fairly minor for us with no disrespect to any of our competitors. Some of them make some pretty strong statements and I'm sure the EPA will do the right thing. In the case of what that means to our business if it creates opportunities then we're happy to participate, but we're not looking at it that way. We're looking at a principled ethical industry to serve consumers. We're expecting the regulators to be even-handed and consistent. And if it creates situation where the consumers should refer our products and it gives us opportunity, we will take it.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
We would fair value that at they at the onset of the transaction.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yeah. So, Peter, sitting here today, we don't see anything that would be a headwind to that growth for the rest of the year and we're still really building out our European footprint and we like, really like what we're seeing on the D2C side of our broad European market. Similar in Australia and Canada where they're more developed. I would say from an infrastructure perspective, in Australia and Canada, it's what I would call fill in type things. We have the -- we have the logistics, we have the D2C to support that fulfillment.
What we're doing is now bringing more targeted resources, whether those be incremental brand folks, the add of e-commerce expertise or additional expertise in those markets to keep stocking those businesses. Europe is a little more under developed. We're fully operational, but what we're looking for in Europe is our -- continuing to increase our logistics and fulfillment footprint, continuing to drive demand, and then also the continued build-out, as we mentioned on this call of our e-commerce platform so -- in local language, sites and markets and we've used some of our analytics and insights to determine what markets we build local language sites and we're going to continue to do that to make sure that we're addressing the consumer in a direct and relevant way.

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
No, Rich. It's -- the, sort of, popularity has stayed, sort of, the same with ones and twices being most popular, and the efficiency is still the least, only four percent exposure to those, in their mid-teens, on rent growth, and they're above 95% occupied. So we're there. But I mean, we -- they really -- we see people staying put. Our renewal conversations, though at higher rates than they've ever been, are easier because everybody sees the noise in the market and the price of single-family homes and those kind of things. So there has not been a retrenchment. And then on -- as far as affordability goes, we continue to stay in the same area, where we've been, in that 21%, 22% range. So our sense is salaries are adjusting and folks are continuing as is.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
I would say it's been softer, but it's been mostly on the supply side that has been impacted. So I think we did have a strong second quarter, both from the demand side and not seeing as many, all of the constraints, whereas in the third quarter, we saw some demand slippage in terms of that, whether it's the pull ahead or not, we don't really know. But we can only assume that or push-outs or whatever, but most of the impact was on the supply chain side of the equation.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yes. So as we mentioned in script, we expect that we will finish the enrollment by November, the original time frame that we had from the beginning with all the up and downs that we have in this stunning and strolling pandemic. I'm very pleased with that, even with additional 3,000 patients. And right after that, I think after a few months, after readout of ECLIPSE, as we mentioned before, still we are on track to be ready to run new samples when study ended. In terms of data, we presented in ASCO, we're very pleased with continue data generation, and additional cohort to get access to additional CRC cohort, cancer screen cohort, negative or positive findings. We are continuously pleased with the data. I think we updated our data like across all cohorts, where it still sounds like, over 1,000 cases are around 1,300 patients that we showed in ASCO, data holds up. But there is some kind of uniqueness in the ECLIPSE in terms of being the prospective screening study, 13,000 patients that we find 60, 70 CRC being down. Nothing can replace that. We continue to always technically derisk actually the finding of ECLIPSE. But at the end of the day, we have to run ECLIPSE and see what we're going to see there but we feel good about it. And I think I would tell that we feel pretty good about it.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yes. Yes, I can. Go ahead. Sorry, Janet.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
No, to answer all your questions. No, not yet. Not at this point, no. Haven't had the consumers come to us with a Bitcoin request yet, and haven't really felt a strong competitive point from Tesla. I think a lot of their sales come from California and certainly other parts of the country, but it's not a real dominant player in the markets we currently transact in.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Mark, this is Brian Haney. So General Casualty is seeing an increase in submissions because they write a lot of premises-related business, and last year during the lockdowns that business had been severely affected. So that's one area where it's up. There actually are a few areas where it's down because for our environmental business and our life sciences business they actually had a huge increase in submissions last year because of COVID. And then, yes, we are still seeing not necessarily -- we are seeing movement from the standard lines to our space, but we're also seeing movement from programs to our space. I think progress on struggle.

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
We destocked again in the quarter, so, probably more like 45% now, that's it.

    Prediction (one of UP, DOWN, SAME): SAME