michelcarroll/llama2-earnings-stock-prediction-fine-tune huggingface dataset:
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
OK. What we have said earlier is of course that we have had certain issues with market shares and price erosion. Those referred to decisions that some of our customers made over than a year ago, around mid-2020. And that is now, of course, reflected in the numbers and that creates a tough Q3 this year comparison compared to Q3 last year.
We are not disclosing regional numbers by business. But when you look at the mobile networks top-line development, for example, you get an idea because the main reason for that is actually in the North American situation. Sequentially, I don't think it's going to get in a way any worse. We've been doing well in North America in terms of new decisions and our product competitiveness and our market position after actually all the way after those negative decisions were made some time mid last year.
So from that point of view, I believe that we have, in a way, now been able to stabilize the situation. And then, of course, our goal is to then turn to a more positive development after this Q4 this year compared to Q4 last year, of course, still will continue to be a challenge. And this is one of the reasons why we expect that we will not see the typical seasonality or at least the seasonality will be less pronounced this year than it has typically been in our results.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Ashish, you're speaking specifically of insurance? Do I have that right?

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Well, when there's uncertainty in tax rate and capital gains, I imagine that does get some private owners to think a little bit about when the right timing might be to exit. So, the mosaic of what's happening in M&A is kind of made up of multiple things and that certainly could be a driver.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yes. And it's -- first of all, it's a great question, and it's one we look at all the time. Clearly, that business does have operating leverage. You can think about half of -- about $0.50 on the dollar falling to the bottom line just as a rule of thumb.
It obviously depends if their M&A revenues, if they're financing revenues, it's fairly complex. The other thing that is in there, Gerard, that is part of the equation is we continue to invest heavily in new bankers. And typically, new bankers, you have to pay a little bit of money upfront. And we always think it takes about 18 months on our very intricate platform to be really, really productive.
So part of what you're seeing is a lag that's part of the hiring that we've done around in the business as well.

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yeah. Thanks. Also, I just had a little housekeeping to close out. One was on the corporate spend, but I'll take your SG&A comments as the answer to that. And then the tax rate for modeling purposes?

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yes. Thanks, Savi. So on a -- I think on a mix basis, we do have a little bit more Tuesday, Wednesday as a percentage of overall flying. We are still doing pull-downs on Tuesdays and Wednesdays.
And I think there's some Saturday pull down going on there as well. It's -- that's actually, I think, a little bit more of a reflection that a couple of years ago, we felt like we might have pulled a little bit too much on the off-peaks is really what it was. It's not really anything more than that.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Hi. Good afternoon. And I'm sorry to keep asking about the guidance, but I have the benefit of hearing a number of answers. So maybe I could ask something specific and see if I can characterize the guidance correctly for 2022 to 2023. It seems like the next Icona is going to be delayed a little bit. So that's impacting the line to some degree, the cash flow even more. And then there are some expenses that were lower in 2021 and '20. It will be caught up in 2022. But by the time we get to 2023, we're back on track to a post -- hopefully, for all of us, a post COVID world and a normalized year. Is that a correct way to characterize what's going on here?

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yes. I won't not quantitative really, but it is improving. So if you look at -- and it varies by quarter, etc., as you would expect it to. So obviously, during Q3, we saw great results, certain same venue sales.
The event business trended up nicely driven by social events. And so a social event is a small group. It may be you and for other people that are booking a bay or two together as opposed to a large corporate event. Corporate events have been the most significantly impacted.
And we -- as I mentioned, during Q3, we saw that business cycle from a negative trend to a positive trend, and that positive trend has now continued. So we expect there to be less corporate events in Q4 than 2019, but the trend is moving in the right direction. And it's really even granular down to the bigger events are more impacted than the smaller events. Sometimes, we would have full venue buyouts, if you would.
Those are less common now as you I think would make sense. But smaller corporate events, we're starting to see some positive signs, although the lead times, et cetera, are a little bit more shorter than they used to be as well. So still some uncertainty in that that give you enough lease for some color?

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Well, we've had it before, Michael. But the last time when the ATM expired, we didn't like where our share price was. And as a result, didn't renew it at that point in time. It's a fairly quick process.
You can get one put in place within four or five days. Certainly, I don't think we anticipated the spike related to GameStop, maybe perhaps you did, but we did not. And if it was in place --

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
It was HEC related. We had done some work two, three years ago and was kind of ongoing, it's primarily engineering related activities around the HEC project. And we've really just gone another direction with our HEC strategy and rather than keep all that on the shelf at the value that it was, we decided to go ahead and write that off. The work is still valid and could potentially be valuable in the future, but just using conservative accounting principles we felt that was the right thing to do, just to go ahead and write that off, so.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Hey, good afternoon guys. How are you? I wanted to kind of -- well, congrats on the record you built and great job fixing that in really all 2021 and most of 2022. And I guess I wanted to just delve in a little bit more on -- with your strong outlook for LNG, could you guys see yourself chartering in more vessels, time chartering in vessels to participate in -- like I guess lever your opportunities to capture what you guys are talking about like a stronger uplift in 2023, 2024?

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Rupesh, I would imagine there will be a lot of questions on 2022 and want us to quantify that. Here's what I would say. Our goal is to offset cost increases dollar for dollar with our price increases. And the 2022 plan at this time of the year is a work in process. And we have -- we expect to have, like I said, significant incremental cost increases year-over-year, '22 versus '21. If you look at what's happened so far, in April, we priced up 30%, and that was primarily laundry, and that was high single digits. And in July, there's another 20%. This is litter, additives, baking soda, flossers and showerheads. And that was mid- to high single digits. And today, we're saying another 30%, but that's largely personal care. And that will be mid- to high single digits as well. But as one of my friends likes to say is everyone is chasing a ball downhill. And so costs have continued to escalate, even since the April announcement and the July announcements. So we're going to be revisiting all of the -- our 2021 pricing decisions next year. And Rick could probably give you a little bit of color on maybe a couple of things that are causing the incremental cost increases. But that's probably as far as we would go on '22. But Rick, do you want to add anything to that?

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Hi, thanks for taking my questions. Just to expand on some of these questions on the infrastructure and transformational acquisitions. This DXC and Atos potential combination, would have any impact on the competitive environment for you?

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
So Amit, the -- our services business did better than what we were expecting when we had the last call in January. It was stronger across the board. One of the things that we've noticed is that throughout COVID was that obviously digital services have done very well. And then, we've had a couple of categories like Apple Care because many of the points of sale and stores were closed and advertising because of the reduced economic activity that were negatively affected during COVID.
During the March quarter, we've seen a return to growth on Apple Care and obviously, we've reopened a lot of the stores during the course of the quarter. And advertising, obviously, consumer sentiment has improved, and advertising is coming back. And so, the combination of these factors really delivered this very, very strong performance during the March quarter. As we look ahead, as you know, we don't provide specific guidance for our product categories.
But in general, I talked during our prepared remarks, I mean, there are a number of things that we always look at around the services business, how many new paid accounts do we have, what number of new subscriptions do we get that -- above all, is our installed base continuing to grow? Are we adding new services? Are we improving the quality of the existing services? And so, when we look at all these fundamental vectors of our services business, obviously, we feel very good. We feel very good about it.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
That is correct. Again, you do have the option depending on the length of programs to offer them eligible for title for, but we've chosen not to, we think that again, these are very concentrated programs that allow people to reskill, upskill and at the same time, with the idea to try to minimize the amount of debt that the students would need to take to complete those programs.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Hi. Thomas there every year. And then. Great. Are you doing. Pretty good. No complaints. A few questions. So firstly, can you remind us on the sepsis monitor, what you anticipate the input is?

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Thank you, Truman.

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
It's very good question, Linda. Absolutely, our presence in Italy is not only to handle the sales of Ferragamo. It's not only to manufacture products in Italy. It's also to be closer to this market. Italy is a great market for luxury. There is a lot of brands and to have a presence in Italy will make, we think will help us get in contact with brands that can be potentially licensed for us. So it's definitely part of our plan.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yeah, Colin, just a couple of things. From an off-highway perspective, we highlighted earlier in the year that ag had been really strong, and that was driving a lot of the growth. We're starting to see a better recovery across our other segments in off-highway, which include construction, material handling and mining. We've always indicated that those segments deliver a bit better margin profile. So that ends up being one of the drivers that's helping to overshadow the impact of some of the premium costs as well as the commodities that we're seeing in that business.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Sure. As of yesterday, we're just about flat within a penny of where we ended the quarter.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yes. So how we look at it is Optimal will be a critical component of how we think about rolling out some of our product into finished products, and they continue to do their work around the aquaculture laboratory. And we're just getting ready to open up another feed innovation center in Omaha as well, which will make commercial feeds for use in aqua and other verticals as well and that's getting close to completion as well. Because that's part of what we have to do, which is work with our customers and think a little bit differently than others.
We're going to build help pull-through their solution and we'll be there to help them do that. The Optimal strategy continues to remain on track. We work with aquaculture customers around the world as well to help them design their diets and their feeds. And we're very excited about the opportunity. It's probably side-by-side as we scale our protein, we'll scale up Optimal but we have a great team that we've built there that is truly getting us ready to add value beyond just selling it one truckload at a time, but to move more into finishing or giving a complete solution to our customers, which we think is unique to what's available in the market today. Leslie has been really spearheading this for several years. Leslie, if you want to give a quick update, on some of the progress we've made, that would be helpful.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Koji, thanks for the question. So, we're still leveraging the market view on their mortgage bankers association, Fannie, Freddie, or where the market will go. Certainly, if the market is -- the market has stayed stronger longer, which helped with our Q3 results. And if you see that continue into Q4, then there may be some benefit to the numbers as well.
But we're expecting that the guidance we gave incorporates that 20% drop, and you're seeing that in the Q4 numbers. But I also want to just circle back. Not take away from the growth we're seeing on the consumer side, where we also came in above expectations. And the fact that we're seeing this benefit to the mortgage-related business is just giving us more ability to continue to invest in sales and marketing and R&D and really drive the business forward.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Good morning. Thanks. I just wanted to ask a little bit more, I guess, about the home improvement brands. I think you talked some about potentially turning away some businesses you don't want a long gap between the booking and the installation for the customer, especially I think in businesses like California Closets. So just wanted to ask, it sounds like -- has that continued? And as you look across your businesses, have you seen any signs that the hiring challenges could be alleviating at all?

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yeah. We're going to lap -- on the fuel surcharge, we'll lap that headwind this quarter. So we'll start -- we'll see that, kind of, tick away starting in the second quarter. We'll see some positive RPU growth, as you guys look at it, starting second quarter. Coal will be more favorable as we lap easier comps from last year, really across the group. I will say, we were looking at this yesterday, is pricing renewals are above our average price. So we are seeing some acceleration there, which is good and would be expected in a tight trucking environment. And we're really looking ahead to more inflation potentially. So those are discussions that we'll continue to have with the customer. But I would expect the pricing environment to improve.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Sure. So we have a clear centered plans in place and we reviewed those before we made the acquisition, reviewed them as recently as last week, and I think they are real and I'd say the synergies really are probably more prevalent with Altanova because of the cross-selling opportunities that we have and we really think we're going to be able to -- they already got some decent growth projected now. We did not exactly believe everything they said in their SIM [Phonetic], but we do think there's some pretty good growth there and I think getting the Dole name in there and the cross-selling that we will be able to do with our reps and across the world and we've done this before, but it will be significant.
We did that with, when we acquired Vanguard and Morgan Schaffer and others and so they've done a good job historically of making sure that we get the best reps and are able to access those markets in the most effective way and I think that same thing will happen here, like, I think, as I mentioned earlier just because of their big footprint outside the US, I think this will be even more important to us.

    Prediction (one of UP, DOWN, SAME): SAME