michelcarroll/llama2-earnings-stock-prediction-fine-tune huggingface dataset:
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
$9.5 million you were talking about -- are you talking about the $6.1 million? I'm sorry. You had $9.5 million --

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yeah, thanks, Sanjay. I think the in-school volume is one that build -- that whole program builds upon itself each year as you gain customers and the opportunity for serialization, but also as you gain kind of positioning with the financial aid offices and an acknowledgment that this is an entity that is here and is committed to the space, all of that takes some time. Clearly, last year in the pandemic environment where you had fewer students enrolled, many staying at home and therefore not incurring room and board related expenses and schools providing significantly more financial aid, you saw a decrease in demand for education finance products, and so slowed momentum down frankly.
We were pleased to see that bounce that we received this year. I think that's really a function of that how we try to differentiate our product and the features of our products to schools and to our potential customers. And so we saw a much, much stronger acknowledgment of that value proposition and you see it in the results. We're not -- I wouldn't say we are satisfied with where we are. Our goal is to grow that volume in very significant ways each academic year. And so just as we are wrapping up the last academic peak season, we're very busy at planning out what we're going to do for next year to expand upon our success this year as well.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
We, at this point, are not pursuing third-party maintenance. We prefer, for obvious reasons, to have our capacity available to maintain our cars.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
If I understand your question, we grow faster in robotics accounts than we do in nonrobotic accounts.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Good morning, Paul.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yes, Charles, thanks for the question. I'll answer the first part of it and then ask Billy to provide a little bit more color also. How far out we can see the balance or the imbalance? To be perfectly honest, we're watching a lot of the same things that all of you are, those three things that we highlighted. Demand has recovered pretty aggressively, I would say.
I think, it's surprised to everybody. And then, the inventory numbers in concert with the spare capacity coming back online. And the spare capacity, again, if you simply look at the schedules that have been laid out and everybody sticks to the schedules and the supply actually comes back online, that would contemplate some time in the front half of the year. But as I highlighted and everyone's been seeing, there are some challenges or hurdles to getting all that spare capacity back online.
As far as the color on what we would be looking at, perhaps Billy can speak to it.

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Thanks, Nigel.

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yeah. Yeah, we currently expect to achieve commercialization by the third quarter of 2021. And we're -- as you said, we -- as I said in my opening remarks, we really are prioritizing the rare cannabinoids because we believe that's going to be a greater ability to innovate and provide consumers with differentiated products. And so, we're really excited about that.
I don't want to go on the exact products right now, but we're well on our way. So, again, we are on track, and we're feeling very good about it. And obviously, the rare cannabinoids offer some really unique differentiated consumer products and benefits that we obviously want to focus on.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yeah. Probably the best way I've heard it described, Andrew, is think of it like a mortgage. So it's got a consistent recovery level over the kind of the remaining asset recovery period of roughly 23 years, I think it is once it hits retirement. But just like a mortgage, we would recover a lower principal balance and a higher interest rate earlier in those years.
And then the flip or reverse of that with a higher principal recovery and a lower interest later in the years. So as part of that process, what it ends up doing is we recover less in the earlier years, and that effectively then converts to 9.8% that we agreed upon to calculate the revenue requirement down to a 9.2% effective ROE. So I still think that's a very effective tool for us. What it does help us to do is lower customer costs in the earlier years, but gives us that rate stability over the remaining life of that asset.
And so we felt like that was a good balance between shareowner interest and customer interest, and we're very pleased with the outcome there.

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yes. Look, I think we actually called it out in the third quarter as well. It's really the same thing as Q3, right? Our EBITDA dollars didn't change much. Our revenue was a lot lower than what we expected, right? So when you get to equipment reimbursement, you got to add back the depreciation which makes the margin obviously increase without the associated revenue.
So if you look at our fourth quarter miss on revenues internally, it really came from oil and gas, right? At the low end of our guidance we missed by about $75 million. We were about $80 million short in our oil and gas business from a revenue perspective. So that's really where the margin driver is. As we had that $80 million of revenue margins, the EBITDA dollars wouldn't have been much different. And thus the margin would have been a lot lower.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yeah, I know. The comparison is a bit different. Things like meetings, for example, if you take the first quarter, what do you do when the year starts? You get together and you talk about growth. So that happened in 2020. It didn't happen in 2021, but so meetings, some advertising, some use of facilities, that sort of thing, but we're not really overly concerned about of the expense comparisons. We were always working to move our other operating expenses down. To me, the glory would be a nice solid chunky comp and ben ratio and a much lower other operating expense ratio. That's the kind of thing over time that we want to do and we have all kinds of initiatives in the firm to try to reduce other operating expenses as a way to deliver better margin, but also to deliver better comp and ben ratios as well, and as you'll know comp and ben ratios were up in the quarter, and so that to me is a pretty good thing. Other operating expenses down, comp and ben flat or up. Yeah, that's a pretty good result with delivering big margin expansion for our shareholders as well.
Next question please.

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
We have benefited kind of universally from COVID-related business. I think that as we progress even through 2020, where we were seeing influxes of that business in certain markets for certain hotels when we saw that pullback, it was a direct result of cases coming down in business and things being more open and it being safer to get out and about, and I think we were seeing compensating demand. So as we look forward, we would be hopeful that that same pattern would continue that as cases increased like we saw in 2020, we would see increases in traveling nurses or vaccine deployments and as numbers came down, people would feel safer to get out and travel, whether for leisure or business travel. So I don't know the exact timing, although we are encouraged by the vaccination deployments and the anticipation that a large number of Americans could be vaccinated, and we could reach herd immunity midyear.
So I think that as you've heard others, others anticipate that the back half of the year, we would see a pickup in both leisure and some regional and local business travel. At that time, you may see COVID-related business pull back, but there'd be offsetting demand.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
The contractor reduction is through the fact that we moved contractors to in-house employees. So that will be permanent for 2021. And on travel, I think basically we've assumed that travel expenses won't be a heck of a lot different than Q1 and most of Q2, and then gradually start increasing in the third and fourth quarter, but not be back to pre-pandemic level. So that's kind of the assumption we've made.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Great. Thank you. Good morning. If I could just follow up actually on the past -- the last question. Just regarding the move to subscription on the origination side, specifically. You said a small amount of those customers have migrated to subscription. Can you help quantify that? Is that sub-10% of the customers or any numbers around that? And can you just talk about the pricing structure? Because I thought the recurring revenues on the origination side previously were really just fee minimums on volumes. But it sounds like maybe this is a bit different in terms of fee structure. So can you just kind of go over that and what the strategy is in terms of migrating these customers? Thank you.

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Hi, everyone. Good evening. Thank you. How have development yield expectations changed for the current projects or even the entitled projects. Can we get an update on some of the key inputs like land prices, maybe construction, labor, materials and of course, importantly rents? So do you expect a compression in yield, if say 100 basis points to 105 -- 125 basis points possibly?

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Sure. Thanks, Paul. I have learned long ago not to make predictions about legislation. And especially in this particular case, it's a complex piece of legislation. The only thing I can say is what I have said before and I will say again, Richard, Mark and his team, they have been working tirelessly for many months now with key stakeholders to try and forge a path forward. That is a constructive solution that's going to enable us to make the investments we need to make in the energy grid and earn fair returns in the State of Illinois.
And in so doing enhance reliability, create jobs and help really the State of Illinois and our country move toward a clean energy future. So, all of those things are all true. They remain true today, and we continue to be at the table with key stakeholders. But now I am not going to make any prediction in terms of time, weather or any timing, but rest assured, we are working hard at it, and we are at the table with the key stakeholders to try and get the constructive solution done.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Good, how are you?

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yes, Adam, this is John. We haven't assumed anything. So let's take Sugar, we kind of assumed status quo for Sugar. So not any additional contribution in terms of from earnings or additional impact from a divestment of that business. We've kind of left it as is, which we think is pretty conservative. And on the growage front, we have not assumed any big growth capital investments in that number. So as we talked about on one of the slides, anything that we do from an investment standpoint and growth projects will be additive to the number.

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Five or 10, what was that, Alex?

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Thank you. So my question is probably for Raj. It sounds like the margin guidance at the top of the house incorporates the benefits of some rate hikes in Canada international. And if that's correct, what if there aren't any further rate international or we don't see anything play out domestically? Does the higher-margin guidance for 2022 still stand? Or is it really dependent on those rate hikes?

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Rupesh, you'll see in the deck that we published shows the TDPs, which is while it's not the best measure of in-stocks, it's a reasonable measure. And the TDP data that's in there shows that the last measure was like 778. If you take our ACV that we have today and you multiply by the average number of SKUs we had in distribution at our peak last summer, we'd have to be at like 850 to be at the same place. And you can see the slope of the line is moving up at a fairly consistent rate.
So I'd expect you to take a look at that, and you could make your own projection. The thing that's tough is the tail end is always the hardest part to get. When you're getting into smaller SKUs that are in -- only in specific channels, those are always really the toughest parts of it. But it'll happen sometime in this quarter.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yes. Thank you. Unfortunately, given the ongoing Chapter 11 process in Seadrill, I cannot really comment any more specifically on the rigs than what we have disclosed in the press release. Of course, as time goes on, I'm sure there will be more clarity on the outcome of those proceedings.
The important thing for us and I'm sure for all the other stakeholders also in Seadrill is to ensure that the two rigs that are working for oil majors continue uninterrupted activities, no impact on the service. And remember, the Chapter 11 process is typically a process where the business remain, call it, unaffected, while the financial stakeholders and owners restructure, call it, the balance sheets, etc. So we are happy to see that two of our rigs are on good charters with these very strong counterparties, but I cannot give any more specific guiding on what could be after the Chapter 11 proceedings.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Well, in China, the recovery is more advanced. And so we are -- we've seen business travel recover faster, particularly out of -- outside of Tier one markets, which is more weighted to international inbound than the other markets, so Tier two to four. And we're seeing conferences in China. We're seeing weddings, large weddings. So a lot of businesses largely recovered, particularly in markets where there's no longer any restrictions as to the size of groups that you can have, etc.
So just an indication again for us that we will return back to this pre-pandemic normality. It's still hard to say exactly when that is and say -- call a date, but there's nothing that we see in the trends around the world that says that we won't return to that in due course. And return with a strengthened business. I'd also add. We've done a lot of work on the business as we've gone through the pandemic. We're taking costs out, where the work we've done Holiday Inn and Crowne Plaza will advantage us. They will emerge from this with strong trends and an even strengthened business.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Hey guys, hope you're well. Just one quick clarification, Larry, on that on the two years system growth, is that comparing AUVs in April through April of 2019. I just want to make sure I'm thinking about that correctly.

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yes. I mean, generally, we don't give that kind of detail. I could say, as we continue to adjust our resource levels, that puts additional pressures on increasing production rates. So we've got a few teams investing in new technologies for automation projects and then a handful of other projects across the ranch.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Demand. It depends on the different -- which market we talk about. In our view in a Tier 1 market [Indecipherable] market, I didn't see a slow down in the demand. So that's why we can still maintain the high growth in the first quarter, which we just reported. We still see our momentum in the next quarter, but I don't see -- I don't know which other player, what they look at, right? In our view, I think we already lockup this quarter and we maintain the whole year's sales commitment.

    Prediction (one of UP, DOWN, SAME): DOWN