michelcarroll/llama2-earnings-stock-prediction-fine-tune huggingface dataset:
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Hi, Bill. Good morning. Thanks.

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Sure. So I'll go ahead and start that Allison. If you're looking at the North American carloads, year-to-date carloads are down about 2.3%. Traffic is up 3.3%. And looking in those areas that have the price spots the chemical and agricultural are the best or the most accretive to us. We still have some headwinds with petro frac and the coal markets. The other thing though that's playing into this is attrition.
I mentioned in the prepared remarks, there's been about 51,000 railcars that were scrapped last year. That's in the areas that have the older or the aged fleet that says the hoppers and the gondolas, covered hoppers and boxcars. Now the rate of scrapping increased as a year went on. And I think as long as the scrap prices remain high that you're going to continue to see a higher level of scrapping.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
So, if we look over the past several quarters, for the past eight quarters, we've delivered gross profit margins above 40% and six of those eight quarters have been above 42%. So you're right, this was a sequentially strong quarter at 43.4%, but as we mentioned, we continue to work on product and productivity improvements and some of those did yield results a bit faster than we expected, which really positions us well for what we see ahead. Given our current gross profit margin improvement, we think that we can achieve the gross profit of above 42% for the balance of the fiscal year.

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yeah, well, within our plans we did this year include Quebec, of course, we're working hard on it. We would love to be in Quebec, but we want to be realistic with the timing of that. But you know, I think one of the drivers for Ontario was just the aggressive rollout now. They're really on a fast track or rolling out of the stores.
We didn't see that much in the other provincial areas. So I think post lockdown, that those provincial areas will continue to add retail stores which will help. But I would say outside of Quebec, you know, Ontario is a big driver but so is British Columbia and so is Alberta. And keep in mind that our Delta 2 facility like our Delta 3 has 16 grow rooms.
So as we brought -- bring on eight by the end of the year, you know, we could vary that down to seven, increase it to nine, to 12 until we get to full capacity. And that's something that we're doing, you know, every month as we rationalize the increase in capacity. Again, as I mentioned in my comments, we're not going to produce but we can't sell and have huge inventory levels, that just doesn't make sense. But we have complete flexibility and, as I said, Scott, last summer, we brought down production very low to align with what the market was and what our specific sales were.
So I think that formula for managing that is is solid for us.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
I'll comment briefly, Shneur, and then I'll let certainly Bob weigh-in as well. But for sure, our focus in the short term is working with the Mountaineer team and with all the regulatory authority on the process for moving forward in West Virginia. Having said that, we certainly would look favorably on other potential opportunities to expand our utilities business in the future and way of a number of factors around the regulatory environment, etc. So we would continue in the future to certainly be open to that and more and more as we progress with the renewable solutions focus in the company, we'll look at how that impacts the utilities sector and opportunities for us to play a role in terms of the introduction and expansion of renewable natural gas solutions as part of our own utilities portfolio and others. Bob, anything you'd like to add in terms of the focus on gas LDCs.

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Hey, Michael.

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yeah. So actually, Chris. Medical is like flat to slightly down in the fourth quarter and kind of looking at that market, but as we kind of move into the next year, we're going to start seeing some sequential growth and that really especially as we all expect as the pandemic starts to ease we are seeing some very good order rates at Bal Seal as well as GRW on the medical side.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Michelle, I think, that's a very good question, of course. I think we've outlined the spectrum of items that we think will be important. There will probably be others as well. Other than that, I don't think I'm going to speculate too much about the AdCom at this point, because we're very close to it. And yet, it's really up to the FDA about what kind of questions they're going to put to the committee. So we'll be ready for any and all questions that they might post.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yes. It's across the business. There is, for sure, some retrofit work. There's some new construction. I think that accounts for about 10% or 12% of our revenues, but it's a business hit for us, it's hitting on a lot of cylinders and it's tough to tie it to a particular sector. I shared this earlier, we've got a fantastic leadership team in Commercial, great commercial technicians and you win in this business by great service and building a reputation for great service. And Brian, that's what the team is doing day in and day out, and we're being rewarded for it.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Well, we think we're in a strong liquidity position. And we are very focused on our journey to get back to our pre-COVID balance sheet and unencumbered balance sheet. And those are the activities that you're seeing us do. And I think the other thing to keep in mind is our collections, right, in terms of customer deposits, are meaningfully increasing.
And so that's kind of another kind of positive layer to our ability to be generating positive cash flow.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Hey, thanks for taking my questions. And congrats on the continued progress across the pipeline. couple questions for me. Probably first for for Pamela. We're just a little over two months away from the Paducah date now. And of course, you've mentioned that your reps are on boarded and doing the appropriate outreach, as well as you know, the team at revere as well as your abuela assist. Seems like everything is in place. I'm wondering what is the focus between now and produce, as you know, the last few weeks in terms of know what still may need to get done for that day one readiness.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
No. It's not sort of -- it's Erik again, this is -- it's not based on sort of a mark or sort of the high water concept. It is a actual sale of the asset, the successful sale of the asset.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Thanks, Praveen.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yeah. I think Q1 and Q2 are going to see -- just in terms of year-over-year numbers are going to see strong biases, the upside, just in terms of just comparative quarters. I think, we -- Q3 was super strong last year. And Q4 was, obviously, really strong, not just for us, but for everybody in the housing market. But I think that using that as the next backdrop then I think you're going to see some moderation in the growth in Q3 and Q4, just because the growth that you're measuring against was so strong in 2020.
And so those -- so if I look at Q4 for us was, we were above Q3, normally, I think, in the last two years prior our Q4 was actually below our Q3 numbers. And that was because of the seasonality. And I think if we look at this year, nobody knows exactly what's going to go on, but I wouldn't be surprised if Q4 is again this year less than Q3. And Q3 will be somewhat tempered compared to Q3 last year, even though just based on our growth rate it should still be strong.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Sure, Scott. Yeah, we're extremely pleased with what we're doing, not just in high net worth. But I think a key point here is we -- our strategy has always been an agency strategy. So I think we've got ourselves in a really good position with our agents.
Historically, we were predominantly a middle market personal lines company. It's about $1 billion of our $1.5 billion. And over the last seven years through expertise, product, service, you name it, we've grown that high net worth to where it's $500 million plus today. And I think we are in a really good position.
Sophisticated pricing tools that we have, the expertise that we've brought on board that we can -- as we've always wanted to be, just to be the most important partner for our agents across the entire personal lines segment. But as far as expanding territories for high net worth, we've pretty much done that over the last five years. We've gotten into the territories where that business is -- predominantly resides. And I think we've got ourselves in a good position with our agents.
They've shown a lot of confidence in us. Obviously, with the growth, we've -- I think we've responded as we would expect with claims and our coverage forms and such. So just really feel good about the direction we're going with personal lines in general, both on pricing -- excuse me, on profitability and growth.

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
So, we made a lot of changes last year. I think you'll see in the press release, our fourth quarter cash cost came down by about $12 million compared to the prior -- the fourth quarter in the prior year. Is that right, Michelle?

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Is that it? So, just to wrap things up. One, it's probably just Lear employees on the call at this time. I just want to say thank you. I couldn't be more proud of the team because we continue to focus on what we can control, and we do an outstanding job. The performance in the operations are just absolutely incredible. And I know there's things outside of our control, but the things we do control. We do a remarkable job and I want to thank the team around the world for your performance operationally. The work that purchasing is doing in both business segments. I tell you, I just can't believe what you've been doing to protect our customers and it's being recognized. Our customers if there is a silver lining, and we have an incredibly tight relationship with our customers because of the work that you're doing and the teams are doing. It will be recognized in some point I believe it. I believe if you do the right things that there will be a time when you're recognized and I believe that will be recognition through growth and we'll continue to grow this business.
A special thank you to Mexico, you guys just continue to impress me the team down there. Thank you so much for the inoculation, the vaccination to shut the initiative to do the right thing. That's what we're about its outstanding and I appreciate all the work around the world. We are growing this business, we're staying focused on our strategy and good things are bound for Lear Corporation. So thank you for all your effort.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
No. Yes so important clarification there but not a meaningful FX impact. So when we think about the over performance in Q1 relative to the guide that we gave in Q1, there is that in a couple of few million dollars that we originally thought was going to close in Q -- that ultimately closed in Q1, everything else is just true upside to the quarter and no meaningful FX impact relative to the guide. So just a really solid quarter we were hitting on all cylinders.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yeah. So we're still, I would say, we're still in test mode. We believe we have great upside potentially with that business and again it's a great thing about owning our platform and the data that we have. If you think about it super -- its hyper-local data inside of the home-based on consumer actions and interactions with the system, so usage patterns. We have all of that collected inside of our data that we collect on a daily basis. We're not quite ready to start announcing volume or future projections, but we're trying to make sure that we have everything from a compliance perspective to a financial perspective and underwriting perspective dialed in before we will extend that business out.

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
We're doing well. How about yourself?

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Great, thanks for taking the question. So just the billings front, your normalized billings growth indicated with a 13% first half. So why, considering the tax rates and successes you've had with suites and ancillary products. Why would billings growth decelerate in second half? I understand, comp are bit easier in the first half but is there something that you're -- I guess seen, because everything it sounds like from a secondary metric standpoint seems like it would be accelerating. And so any kind of indication on seasonality or comps or anything that would kind of cause that?

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
I mean, that's a good question. I think that we've gained a lot of efficiencies through our the owned -- our owned technology that we've developed to use internally. Some of that is based on internal communication, which had to strengthen in order to survive the work from home and the impacts of the virtual environment as we've moved to it. I believe we're still gaining efficiencies through the sales model as predominantly, most -- all of our sales are still done virtually, which does allow for better training on our side and allows our managers, specifically, to be able to set on more calls.
I'm sure there's others that I would call out that -- those two for sure.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yes. We'll talk about where we're at on the status of the program at that time. Yes.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yeah. No. That's a great question. Appreciate it.
So let's take, I guess, two pieces. I want to go back and just kind of reiterate how we're thinking about ARR separate and distinct from revenue because I think there's separate dynamics there. As we think about ARR, again, we have the obvious benefit of understanding what the renewal base looks like going into the year. We clearly have historical net expansion rates and what that typically looks like and then, as I mentioned, the go-to-market changes that we think will be meaningfully accretive as we go through the year.
I think as we continue to focus on driving ACV and annual value within our accounts, from a revenue perspective, if you think about the inputs and what drives revenue, one of the sensitive inputs ultimately is contract duration. As I mentioned in my prepared remarks, I think we'll probably continue to see contract duration pull in a bit, and that's -- that ultimately will drive lesser revenue. So I agree from a comp perspective, just looking at revenue in a vacuum, it probably is an easier comp in 2020 than it was 2019. But I think what you're going to find from a kind of a normalized underlying growth rate that the business is going to accelerate.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yeah. Andrea, I'll get started and then I'll kick it over to John for kind of the assumptions built into the cost pressures. Your question on pricing, the pricing on 85% of the portfolio that has either been executed or is in advanced planning or execution is embedded in the guidance that we provided. Pricing on the remaining 15% as well as pricing -- additional pricing on the 85% has not been included. I would say we went after the largest margin pools and the largest geographies first. We also went after the areas that we're getting impacted the most in our pricing approach. But we'll continue to mine the rest of the portfolio on the 15% and then double back on the remaining portion to see if there's any additional pricing we can take. In the event that we do take pricing on that part of the portfolio, it would be in addition to what's provided in the outlook.
And John, on the gross margin?

    Prediction (one of UP, DOWN, SAME): UP