michelcarroll/llama2-earnings-stock-prediction-fine-tune huggingface dataset:
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Meaningful. So it is we treat every one of those stock-out situations as a really bad situation. So to us, they are all very meaningful because anytime that a customer and says, hey, do you have something and I have to say no, but now we look at the system and we can tell the customer, hey, here's when it is, here's wanted to schedule to arrive so that we can coordinate with the customer on what and provide an expectation. In some areas, that's been very challenging and the chemical side because we certainly don't have the same visibility as we do on the equipment side. So it is elevated, and I would tell you, in some cases, it could be some crazy products that can be approaching 10%, but by and large, I would say, the increase is slightly above the 5% target that we have established.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yeah, thanks, and congrats from me on the results. Mike, you talked about half of the component margin increase this quarter being structural. My question is first versus what the anchor of margin is that upside structural? Is it based on the 5% that you're targeting? You kind of laid out a quarter or two ago. And also related to that, how much of the component margin upside is from the supply chain services agreement that you talked about that are earning higher margin than the [Speech Overlap]

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Scott, you want to take gross margin?

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yeah, we didn't have much of an exposure in the handsets, and that wasn't my favorite either anyway. So we've got the least products, however in the last years and OK, why not, OK? But now it's OK. We thought it would be a good.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
I'll add a little color to it and then like Ken can speak into it as well. You know the inflationary pressures are real, when it comes to commodity and labor and distribution, they are real and I know everybody on the call knows that. We are working really diligently to keep up with those and to monitor those and make sure that we are doing the right things internally, so that we are making sure that we deliver the margins that are important to us. So we feel like we've been out there with one price increase this year already and we'll probably look at a secondary one coming up in our second quarter or first quarter of this coming year.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
I think I would say on that, Rob, is a combination of growing top line and great revenue growth and declining cap rates, as Brad talks about, has put pressure, almost everywhere in our portfolio. There are areas that are more aggressive, that we do expect more pressure. We talked often about, particularly Texas and Florida. Those two are the most aggressive programs, and they're both combined a little over 50% of our tax liability. So we expect that to be the biggest area in 2022 to -- really, a challenge. Now we'll fight everything, as we do. And we'll see what happens. There's some factors that help us a bit in 2022, and then we'll have some areas that aren't assessing.
I think Tennessee, North Carolina, they're not reassessing this year, parts of our Georgia portfolio, because we've appealed and we've completed those, and there's, kind of, a lot for one year or two, when you've completed appeals. So there some areas that are not going to see assessments, that's going to be helpful. But Texas and Florida are going to really challenge us. And so we're preparing for that. And with the growing top lines and driving cap rates, you expect that -- we've talked about mid- to upper single-digit kind of expectations in some of those markets. And so that's what -- we'll have more to say about that as we end the year and put out guidance and it's certainly -- as we move into next year. But that's where the pressure should come from.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
For guidance specifically for premium guidance, we really don't want to get in the habit of changing it every single quarter. We had a very strong first quarter and we were able to raise the guidance and that was kind of it for the first half of the year for us. We're going to continue to wait and see. You're right, recruiting momentum is continuing as is new business generation. Another reason that, we're not raising it even higher yet is just some of this COVID delta variance. It just creates some uncertainty for us and again we want to be conservative in our guidance and give you guys numbers that we're extremely confident we can hit.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
With respect to amortization?

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Hey, Derik, a follow-up on those two questions. So -- and I'll have Sam comment on the second question. So, we've not seen any real evidence of stocking on the consumables. So I think that's a pretty fair statement, right, Bob?

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
OK. I mean there definitely has been a lot of change in our customer behaviors in that part of the marketplace with the over-the-road customers. I talked a little bit about on the call some of the products that we've developed as a result of those changes. It's been this movement more around delivering for the last mile.
There's been concerns around staffing. And certainly, all of that have played out in the marketplace. And one other thing I'd say is if you look across that portfolio through the pandemic, the larger-sized, over-the-road fleets have outperformed the smaller businesses, and so there's been quite a bit of change in behavior with that customer set. I think like lots of parts of the economy right now, they are struggling with labor.
Not hearing that, that something that they're concerned about in terms of ability to have less ability right now to meet customer demand in aggregate. It just kind of shifts the volume around from one customer to another. So I wouldn't say that that's a trend that we think is going to play into a change in overall volume. It just changes between the customers that are fueling.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yeah, Craig. Similarly facing the end dynamics around the increase with the change in the tax law will be further refining that as we move to our continuing operations model, but a similar type of increase based on current law and I will add that. Obviously a lot's happening in DC right now. We're watching that carefully and the landscape could change depending on what happens with legislation.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yeah, sure. So, every marketplace has a different approach of how they're solving tax. The tailwinds that are coming from the legislation in July that started in the U.K. in January around the marketplace, requirements are going to be significant.
And I think that's where we see immediate opportunity. The Taxamo has well-positioned themselves with a true end-to-end solution. They handle registration, filing, all the qualified tax payments, really the whole end-to-end process through seller validation, liability, invoicing, and payments. So that comprehensiveness of suite allows for acceleration.
It also allows us to now bring those capabilities to our -- as you noted, to our install marketplaces where we already have a presence. So we now have a larger opportunity -- a portfolio of solutions to bring to that market. So we definitely see it as an opportunity to bring to both new marketplaces that Taxamo is well-positioned with, as well as our stable of marketplaces we're already working with.

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
So I'll let Uneek take the SG&A split question and then we'll cover Pfizer.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
So in terms of the capex, the increase is because, we are increasing the speed of our pipeline of capital expenditure, not for additional capital expenditure that we want to perform. And regarding the RYC Alimentos, we are still waiting for the antitrust authorities authorization. But we already know it that the -- the concern that they have is regarding the anti -- the non-compete provision that we include in the SPA. So we don't know if the authorities will ask us to change that provision or not, but we are in that point of the review. Probably in the next month, we will have a resolution and we will let you know, as soon as we know.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Hey, good morning guys, and congrats on the quarter. James, just to follow up on your last few comments there. As I think about the guidance that you gave, I mean it implies something for Q4, you know, under $1, comp is about $0.91 from last year when you still had some pretty big COVID headwinds there. So I know you called out vaccination, fewer vaccinations in Q4 on a sequential basis, but how should we be thinking about this? If I'm thinking about it on a year-over-year basis? And is this just conservatism? Or is there anything else that we should be considering as we look at your guidance?

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
I think that's a very complicated question, which goes to both law and ethics. And I think each company is going to have to -- I mean, basically, the extension of that is if you're not vaccinated, you're fired. Now that's a very interesting situation. I don't -- I really don't want to get into what our policy will be with respect to our important employees whom we cherish or what the market is going to do. I don't think that's a question for me.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
You know, potentially, there -- again, what is important to -- first of all, it's a conversation between the patient and the physician. What is important to the many patients is durability. And they -- that's what we are talking, no compromise between safety and efficacy. But that's more important.
And once that conversation happen -- because today, there are small prostates that are happening with AquaBeam work. So, potentially, the answer is yes. But the most important is that conversations between the physician and the patient about the durability and safety of the product.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yeah. As we earn the premium increases that we put through in 2020, and then as we -- 2021 planned increases are earned. We expect to get a lot closer to having an underwriting profit. We're targeting like a 96% combined ratio, but we know it's going to take us probably at least two years to get there. So I would say by the end of 2022, we would expect to be at least to a breakeven if not starting to see some modest profitability in the line, assuming that loss cost continue on the current rate.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yeah, sure, I will start with that and then let Steve jump in on the actual inquiry. So yeah, we are very comfortable with Walden's practices. They use mega track [Phonetic] to facilitate, but very deep faculty and hospital relationships. And we know because some of those are similar or the same to the relationships with hospitals that Chamberlain has, some are different, which is why we're excited about the complementary nature of that. But they do have a very hands-on student support for that preceptor selection and journey. They have extensive guides and they have faculty much like Chamberlain does that will help guide the students through that process to find a preceptor and find clinical placement.
As you know, 20% to 25% of the total students there are in those MSN tracks. It's imperative, right, that they find clinicals, and you -- and are able to get their clinical experience. And we see it through both the enrollment growth, as well as the overall cohort default rate that these folks are getting placed as they graduate many with hospital providers and preceptors and clinicals that they worked with during their education. So we are comfortable with Walden, HLC, CCNE are all comfortable with Walden's placement on the clinical side.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Well, I think, I'll let Olivier comment on the gross profit, but the amount of, I'll call it pent-up demand for a talent is significant and the number of our customers that are relying on permanent placement or attempt to hire to satisfy their now significant demand for talent, is likely to have a decent runway into 2022, especially if you consider the GDP projections that suggests that we're not nearly at the end of the recovery.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Good afternoo, Dave and Lev. Congrats on the transformation of the business, Q4 results and the trends here to start the year.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yeah. We don't give out the exact numbers for each area. But what you would see, if you look at -- if you recall that a while ago, we showed a kind of a spectrum of all the high-value products from, as you rightly said in Westar, all the way up to NovaPure, what you're seeing is, the higher growth and now it's higher delta on revenue is in the upper right-hand side versus the lower left side. So to your point, we are seeing that adoption.
We're starting to see the volume. And as you know with our business, it takes a while to get that adoption and then build it into the platform of our customers. So the higher growth is in the upper hand side of that spectrum.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Thank you, Spiro.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yes, the general profile, I think, makes sense. We've said single digit in OEMs next year from our initial two customers, we just updated that 2x, which we put it somewhere between $15 million and $20 million in that range. So, when you think about a $10 million operating expense investment or something even more significant than that, the EV business is going to generate losses in the 2022 time frame. But you get a very significant expansion of revenue potential in 2023 and leading into 2024 and 2025.
So, definitely, we will see losses coming from the EV business in 2022, but then sharp increases in profit contribution from that business and resulting ultimately in profitability beginning in 2023 and clearly into 2024. So that's the general profile. We'll be much more specific though when we talk about the sizing of the plant, when we give 2022 guidance, we'll also try to give you a really good sense for the revenue ramp and the path to profitability at that time as well.

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yeah. So what's within our control is really looking at kind of our future launches and making a determination on what we may need to air freight in versus kind of shipping. As you know with many other retailers, ultimately, there is a lot of congestion at the ports, there's a lot of container shortages. So we're looking at our future launches in determining what is the appropriate level to air in, versus what's the appropriate level to allow to just ship in and look through that basis.

    Prediction (one of UP, DOWN, SAME): DOWN