michelcarroll/llama2-earnings-stock-prediction-fine-tune huggingface dataset:
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Thanks and good morning. First question I wanted to ask was just on pipeline. Specifically within FLC, I realize you only have so much visibility there over the medium term. But just kind of thinking about the next couple of quarters, is there any way to really characterize that pipeline relative to last quarter or even in the second half of last year?

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
No. I think OneWeb, we don't do any R&D specifically for OneWeb. OneWeb though work -- the development work that we are doing for OneWeb is being funded by the project itself. And so it doesn't represent -- will require no investment from us in terms of R&D. -- new R&D.

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
It's more of a linear. These are fixed fees terminal contracts. So, they are not linked to any sort of arbitrage or product pricing. Now, any spot opportunity will have a different rate and potentially have a higher rate and the terminal can earn more.
But as you recall, 94% of the terminal capacity -- nameplate terminal capacity of 1 million tons is contracted at various rates. So, if the -- if what we can produce in addition to, which is potentially icing on the cake and you can derive more value depending on what the arbitrage is.

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yeah, if we take, yeah, travel and leisure for PeopleScout, that's right. About 28% of the business there, and it's, if we take the mix where it was four quarter a year ago, at 28%, and you know, we're seeing about a 50% decline there. So you could do some math and say, approximately 15 percentage points of the revenue decline for PeopleScout is related to those industries.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Day one.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
It is, Jayson. We don't want to focus a lot on that, but that's exactly right. So, we monitor our landscape very carefully and discuss every day with our customer-facing people, watching the shifts. So, we have seen during the month of September, a little bit of improvement, and we've seen some healthcare systems just recently started to do elective procedures again that were challenged during the last kind of part of the summer. So we're seeing slow tick back. It's not normal yet, but we're monitoring it closely.

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Hi, good morning. Thank you. I wanted to dig in a little bit on the Emerging segment. So can you provide some color on the underlying businesses that you saw there in 2Q and the outlook for that going forward. And aside from travel, I'm curious of you're largely past prior issues in some of those areas. And if so, does that allow you to grow Ops Management potentially at a higher pace going forward? And I'm really trying to understand in the context of that 6% to 8% Ops Management growth target given the first half performance on the second half comps.

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
We're seeing overall check continue to be roughly the same as what we saw during the initial parts of the COVID pandemic, so certainly a little bit higher than expected or than what we had historically. Secondly, what we're super excited about is the fact that those digital sales continue to break records even as we recover 60% of the dine-in sales. So I think it will still be a while before we understand what the long-term check dynamics will be from the consumer, but what is encouraging is that we're seeing that that digital occasion has been very sticky.

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
All right. Good morning. Thank you for that question. You're right. Our core business was -- did continue to be very solid into the quarter and I tried to call out a little bit for you in my remarks, what our growth was excluding COVID tests and PPE so that gives you some sense that we did continue to see solid momentum into our quarter. I talked about a few of the items and certainly Brian can elaborate on as well.
But if you think about our business it is across all settings of alternate site. And as we've talked about in prior calls, our product breadth is very large, private brand, lab solutions certainly the depth of capabilities that we have in extended care, patient home delivery. It's a very broad set of solutions, capabilities and customer set that we address and we've seen that really continue to grow at a very stable way over the last several quarters now.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yes. Thank you.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Thanks, Tim.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Well, if we, if we sell what we have an inventory, right, which was produced, you know, at prior levels, right, our levels of people working in everything, so those cash calls from a turn, until after you bleed off all that inventory, then after that, you would start to see the lower cash costs, right on lower volumes. Again, like I say, codal will have some offsetting incremental costs associated with strike that we wouldn't normally have.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
I didn't say that.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
I think that any transition associated with expansion of the world economy will require, let's say, substantial investments in the fossil, oil and gas, especially in the coming years. So this is not a transition that could be done without substantial investment. There are companies that bet on this. There are companies that bet on reducing their exposure. We have to follow this. But in the end, in an aggregate view, I think that there will be recovery in 2022 and beyond. And if the growth in the emerging markets continues, this will need to be substantial.

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Sure. Thanks, Oliver. In terms of, you know, I mean, the quarter today, I mean, it's early in the quarter but we are seeing strengthened. You know, the stores are amazing, traffic is still under where it was in '19. And that just shows you how much more room there is as traffic really comes back.
I think that people feel even more comfortable shopping in our stores and, you know, e-commerce continues to be a strong driver. And you know, we are running a really regular price business. That said, we are running -- we will run markdowns where we have seasonal issues. But there's substantial upside with a margin throughout the back half of the yea,r as I said earlier, and it's an important change for us, it allows us to do a lot of other things that create that virtuous cycle where you can invest in other things that drive topline like the ad costs, which is very effective. So in terms of the guidance, Julie, do you want to talk a little bit about that?

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yeah, thanks, Danielle. And we've talked pretty consistently about the three growth drivers for the MACI-b business being the number of biopsying surgeons and the growth of those surgeons taking biopsies, the average number of biopsies per surgeon and then, the conversion rate. And certainly, as we talked about earlier for this year and probably over the next couple of years, the primary growth drivers are going to be adding the new biopsying surgeons and then, getting more biopsies per surgeon. And the first driver being the breadth of penetration into our target customer base; and then, the second being the depth of penetration into their practices.
And we expect the conversion rate to remain stable as that dynamic is unfolding. And that has a lot to do with the fact when we're adding a large number of new surgeons. They tend to convert at a lower rate as they first engage with the brand and then over time, work up toward the average. And so, once we saturate our target surgeon base of 5,000 surgeons over the next few years, then the number of biopsies per surgeon and the conversion rate will take the predominant role in terms of driving growth in the out-years.
So for this year, we expect the conversion rate to be stable and then increase over time.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yeah, sure. And I'll add to that list some of the other COVID-related costs such as some of the policy -- leave policy dispensation we've given to our employees, obviously some of the security protocols and adjustments we've made in the early days. And I expect a good portion of those costs, as we work into a more normal environment, to sort of get back in line with normal trend. So I wouldn't build off of a base of this cost on a full go-forward basis, as you think about F22, and demand potentially for at-home consumption being lower than this year but even still elevated above pre-COVID levels. I'm not going to quantify at this point, but we'll talk more about that as we work our way into F22.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
OK. I will take the cost question and then thank you, Benjamin and Tanate will take the capital question. I think on costs, when you take out the special, this is actually the first quarter, it went down. The amount still being small.
We have made a number of announcements of actions that we're taking including branch reductions, restructuring of private banking in the Netherlands, branch increases in various other countries including Poland and Belgium. We announced last year already a curtailing of our footprint in wholesale banking in South America and Asia. We have come to an agreement with Bank99 or actually is -- it's actually passed on transferring Austria retail activities to Bank99. We have transferred already 50% of our clients and 60% of our activities to Raiffeisen in the Czech Republic.
And -- but what you will see is that these benefits will come in over time. As soon as you announce them, it still means that you do-you go through a period of restructuring, you have a discussion with the worst councils and unions. You have potential M&A discussions with buyers as we have now seen and then only gradually will -- we will see the benefits come in. So yes, I mean, with that VAT decision on one of our peer banks of course sometimes you have some headwinds, but I remain focused and confident on the target of bringing the cost further down.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
And the core cluster market.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
OK. Well, we'll conclude the call then. Thank you very much for the questions you've asked, and we appreciate your attendance. And have a good evening.
Goodbye.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
That's completely within our control.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yeah, if we take K-12 for example, we go to market with what we call customer centric solutions, so we are focused on those areas that are more strategic and important to our customer. K-12 for example this is classroom transformation think of school safety, think of networking augmentation.
So certainly stack starting with a consultative role in a design role and then bringing to bear implementation integration and management capabilities. But we -- K-12 really turns to CDW and state and local healthcare who are going to be beneficiaries of the stimulus for the holistic capabilities that we bring to bear. And at the end of the day, that actually helps them maximize the dollars they can use through stimulus because we know how to work those dollars through the needle.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yes, thanks. Most of them have been asked. Just curious, wildfires are kind of kicking up here in the West Coast. Maybe you can talk a little bit about what you've kind of been doing over the last couple of years to kind of manage your exposure to wildfires.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Just on the upcoming readouts from your academic collaborators working in sickle cell disease. I'm wondering if the NIH readout will include results from the extension study or will it more likely focus on the core study period? And also, what can we reasonably expect in terms of the number of efficacy evaluable patients from the Utrecht study? And could you remind us of the main differences between the Utrecht and NIH trials in terms of study design? Thanks for taking the question.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yes. So just a little context and I'll answer your question specifically, Ryan. Look, we're excited about Molina. It's a great team.
We've had it -- been there for now over 6 months in terms of doing work with them and have had a chance to prove out the value proposition that we have. And so we're really excited about it. We're excited about now being in three states, but probably most excited about kind of the proof case of going from the Tech Services Suite with our relationship into the full Performance Suite. And so that is a big deal.
We think given that we have 9 million tech services lives and that conversion is very interesting to us, and we think it's very attractive for our partners as well. So that's playing out like we hoped. The $75 million is a specific number that we'd be at on a run-rate basis next year, and we gave a little bit of timing guidance around that. So it's not a pie in the sky.
We hope we get there, but it's something we see direct line of sight too, based on the things that we're doing right now.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Thank you. Good morning everyone.

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
I know, and that's what worry about.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Well, thank you for your questions.

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Sorry, could you repeat that last part?

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Thanks and good afternoon. Jim, I wanted to clarify the comment you made earlier on the progression of carload trip plan compliance going forward. Were you saying that getting back to the mid to high 80%s was possible by year-end? And then from a resource perspective, we've talked a lot about headcount, but can you talk about your plans for redeploying locomotives in the back half of the year as well?

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yes. I mean, that's a fair question, Tracy, I think what I would tell you is we don't have not factored in a cat load. What I would direct you to is just with the experience that we just came out of it kind of on a steady-state basis. The losses from Ida and Nicholas equated to four points on an annualized or premium basis. So that might be something directionally you could look at. But our approach has been not to try to ratably spread a cat losses across the year.

    Prediction (one of UP, DOWN, SAME): SAME