michelcarroll/llama2-earnings-stock-prediction-fine-tune huggingface dataset:
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yes, thank you for taking my question. One on Mozambique. Back in 2019, you won a substantial contract, $1.1 billion, for the subsidies of Mozambique LNG. Can you give us an update, obviously, following the force majeure? Do you see any direct impact? And if you can share any color or especially what is left in the backlog from this contract? Thank you.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Julian, good morning. So on the tax side, I mean, in general, the comment is, I mean, it's obviously positive for the renewables industry, in terms of everything that's proposed, both on the Biden and some of the other proposals that are out there, as well. On the tax rate side, that we've talked about that in the past, I mean, basically on the tax rate is a flow through for utilities, such as basically neutral and probably a little bit of -- maybe a slight negative from the -- on the renewable side of the business. But in general, it's basically neutral from a tax rate perspective. Some of the other proposals that are floating out there, but that's way too early to tell what we're monitoring. And we'll see what, which one of them actually prevails.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yeah. Rob, I would say, it's a combination of the two. On the A&D side, we are needing to take cost actions to align to the demand outlook. And so, we've already taken a number of actions and we'll be prepared to continue to take some if we need to. But in the areas of HealthTech and Capital Equipment, we're seeing good revenue growth -- very strong revenue growth frankly in 2021, which is giving us the benefit of scale.
And then on the Industrial side, we are starting to see some sequential improvement and again, because we've already taken cost productivity actions, a lot of that growth does help come to the bottom line.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Correct, correct.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Thank you, operator. Thanks for joining today's call and we look forward to talking with you again soon. Take care.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Great. Good morning guys. First question is actually on the -- on kind of more near term in the automotive space. Appreciate that the largest deal in the quarter came from an auto OEM. But if we just think about maybe any potential for delays or spending patterns changing from the automotive sector, just with the chip shortage that's just right here in front of us the next few quarters?

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yeah. No. I'll just -- I'll comment and then, Will, you should add a little bit of detail. It's a great comment of -- obviously, we've been happy to have low churn and renewed some of our important customers.
I would also say that we still do have the majority of renewals in the second half. And certainly, we feel that given the health of book of business and given the smaller size, that we're in a good position. But absolutely, we're focused on those renewals, which are happening in the second half. Will, did you want to add details to that?

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Hey, good afternoon, guys. When you look at the reduction in dealer partner productivity, is it -- would you categorize it more as lower foot traffic in CACC dealer partners, or is it stable foot traffic, or even higher foot traffic but more loans going to other lenders that might also you have relationships with those dealers?

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Well, it's both. I think you probably noted that in the infrastructure bill, there's a rather large allocation of stimulus funding to Amtrak. That will certainly help. But yes, ridership levels have to go up. And I think as I kind of span many of our peer companies and talk to others, it seems as though many are pointing toward after the Labor Day holiday for return to office, which certainly should stimulate ridership improvements. So it's -- there's really nothing baked into our second half forecast around a recovery in transit. That would be more of a 2022 phenomenon. But at a macro level, some of the shifts are taking place that would suggest that, that will happen.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Sure. Thanks, Mike, for your question. On opex, we're transitioning into a period now where we're comparing to more controlled cost levels from the prior year. I think you saw that in the second quarter where the comparable opex was up 20%. And we are starting to see some costs come back, things like healthcare accruals were up in the second quarter. We expect that to continue. And as the pandemic conditions hopefully continue to get eased, we expect to see some T&E come back.
As well, we're advancing investments. We've talked about the commercial investments, particularly in areas like international and our R&D organization. We're leaning into the positive growth. And overall, we think that will create an environment where we've got sustained higher opex growth year-on-year and it will be above the revenue growth, which is now up against tougher compares. So that's really the dynamic that we're working through. I think it's all very healthy. We think we're on track for a very good full year performance in terms of margin improvement and look forward to building off that going forward. But second half, we'll be working through those dynamics.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yes, yes, yes, yes.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Good afternoon, Kyle.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yes George, this is Sam. I think that more forward planning began late last year. Obviously, in 2020, everyone's plan was significantly disrupted on both sides of the table. And as the recovery began late last year, I believe the theme of capital discipline and just operational discipline in general, started to show as we started to go back to work with many of our customers, they began that more long-term planning probably late last year, and that has persisted into the first part of this year. I think it's a healthy sign for not only us, but the entire space to be able to think a little bit more in advance.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yes. Ricky, it's a very important question. We have that discussion often among ourselves. I believe that because people are not going to their doctor as often as they have or they may have missed their wellness programs, that when the doctors are seeing the patients, they're just trying to get as many tests on as they can to make sure that they can treat that patient appropriately.
I do not personally believe it's going to be a long-term, sustainable number of tests per requisition. I think we'll get back to closer to where it was. But we're also trying to understand the difference between telemedicine and doctor visits. And if there's a difference there, we don't think there is, but we're still trying to understand that.
So our base case assumes that as the business comes back and starts to grow again, that it's not based upon increasing numbers of tests per requisition. It's based upon more people going to their physicians.

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yes. The fact is most people in the market is supporting that, the product market is strongly doing that with the refinery turn. That's why product market has done better, let's say, in the crude. The crude will come, I'm actually very constructive about the crude.
I think we've seen a wonderful game being played. I support Euronav and DHT. I have no problem in those two companies. They've been playing a good game, has a strong balance sheet.
They've been conservative about the outlook, while buying ships and buying back stock. The crude market will turn too at some point.

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
And just to add, Dirk, the -- John, the $130 million you're referring to was in terms of fixed cost, no change to that, as Dirk said. The productivity initiatives that Dirk was just referring to in his answer, on the variable side of things where, as he said, the focus on customers and the onboarding of a large number of new associates has slowed down the productivity that we typically see on the variable side.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
We're starting to see some pressures. We've been able to hold them pretty much to bay right down. But I think if we look at the second half of the year, we've talked about this. I think you can see and I wouldn't be surprised to see a 5% to 8% increase over time.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
That, it fits quite nicely. We are developing every day and we get better at it, at insurance product precisely for those segments of the population. We've been very successful with our oncological insurance and we think that there are more than the oncological insurance that we can take to those segments of the population, of course recognizes that in insurance, there is still a lot more room to grow, but it's much more difficult than in banking. The penetration of insurance in Peru continues to be very low even at some of the higher-end levels of the consumer population. So insurance complements quite nicely there.

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
George, we continue to look at opportunities. Obviously, there's a lot of verticals we're not in, in kind of specialty finance lending side of things. We're chatting with a group in California at the current time about potentially another vertical. So we're actively looking and tell all you guys, have you got somebody out there, send them our direction, particularly anything that can be done on a national footprint basis like we've done with SBA and the other verticals that healthcare services that we've gotten into.
I know there's a lot of forecasts in the industry about the stepped up M&A activity here in 2021. For us to go, as we discussed in the past, pick up a traditional bank doesn't make a lot of sense, but there are a lot of banks that have a particular franchise and a given vertical of lending and/or specialty finance companies out here, we're continually -- we probably signed one to two NDAs a month of opportunities we're taking a look at. Some of them have some very inflated pricing, but we're constantly looking at opportunities. I would tell you that the current time there's nothing close to being finalized. But Ken and I spend a lot of time looking at new space and new opportunities for us.

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yeah. Thank you. Thank you, Michelle. I think I started saying a little while ago that we're -- we will have an AdCom, we're preparing for an AdCom and so, yes. We don't have any special topics for the AdCom. So all I can say is that we -- we are prepared for a wide-ranging -- potential wide-ranging set of discussions and the ability to make the patients' view known as well in such AdCom.
So I believe that that will happen, and we are preparing very carefully for it.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Thank you. Thank you for your comments. Thanks.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Good morning, Travis.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Well, I think as we've talked in prior calls, I think we're fortunate in terms of the markets that we're at, and most of the tenant base had already pivoted to being able to offer either curbside or dining outside of the rest. So the demand has been there leading up to the lifting of the restrictions, and really, once those restrictions were lifted, it was just sort of an overwhelming demand from the customers' perspective.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Creating more of a single optical engine. I mean there's other active components that you would maybe think about as well.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Hi, Anne. Happy Holidays.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yeah, I mean again as you know there is mix within mix, so within intermodal you have both international and domestic and there are differences there. And then as part of that premium group overall automotive is in there. And automotive obviously is a big part of that when you see those volumes down year-over-year and Intermodal growing.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Rick, thank you for your question. Yes, from a leverage perspective, after we close the deals, we expect leverage to be in the high 3s. From a capital deployment perspective, just allocation in the future, we will be in a deleveraging mode in '22 and '23, just to bring that leverage back down to our three times target. But we can also take the cash flow from a deleveraging perspective and either pay back debt or if we found some acquisitions that provided EBITDA, that then would provide additional leverage, that would also provide some deleveraging ability as well.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
You know, I don't know that we're -- we want to put out. So, what's a little bit crazy with Q1 is the comp because we're comping over six weeks of store closure is, you know, not really a meaningful comp increase. I don't know that we want to put out specific guidance. I can say that we, even with fewer store closures, expect to be from a total sales at least in line with the -- the first quarter of 2019, if that helps.

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Well, we thank you all for participating in this quarter's call. We look forward to seeing many of you in the upcoming conferences and reconvening next quarter. Thank you all.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
It is possible Don that we decided to prioritize North Block or 1080 compared to West Zone but again this year we also have a drilling program in the West Zone and we'll see once we get there. Depending on the results we'll get from the West Zone and what we get from North Block and 1080 we'll have to make decisions, we won't be able to go everywhere at the same time. But, I wouldn't discount the West Zone just yet. There is interesting things in the West Zone. If you go back to the old 43-101 there is the R8 structure that develops us very high gold grade at depth and so again that as Patrick said more to come with drilling results. We have a very exciting year of drilling -- a very, very exciting year of drilling, very good targets. As I said stay tuned because there might be some very interesting news coming out in the future.

    Prediction (one of UP, DOWN, SAME): SAME