michelcarroll/llama2-earnings-stock-prediction-fine-tune huggingface dataset:
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yeah, there is -- it's a legacy agreement, long-dated agreement that was sunset here just recently, and it's just a change to -- there's an enhancement we made. We got priced for it at the time, years ago. It was a time-bound agreement, and the agreement expired.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Minimal. First of all, it is a very small acquisition. It's a little over $30 million in purchase price but it obviously gives us the opportunity to accelerate our initiative around expert advisory services. So that acquisition, I would say, was less about the immediate contribution and more about the longer term impact.
And so I wouldn't look at that as having any meaningful difference in terms of our -- certainly not our guidance for the last couple months of the year.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yeah, I'll reverse through those questions, second one first. We're definitely seeing more and more discussions coming up and projects getting initiated that are transformational in nature, and that's exciting news. At -- the close rates -- so on the first question, Matt, the close rates are in line with what we've seen over many years around these kind of projects. You know, one of the challenges that have -- that exist today that maybe didn't exist before is just the ability to schedule people to get together where you could get a huddle in the hallway to do the -- some of the, you know -- get consensus.
But a project of this nature has always had a high level of scrutiny. And so, what we're seeing is the predictable nature of those is a little tricky. You know, they have good intentions. We have good intentions.
Everybody's worked hard to get a project kicked off on a particular time period, and then they hit a little extra due diligence process from time to time. And that just takes one more cycle and might cost us, you know, weeks or a month or something like that. But not six months, not a year. But it's, you know -- but a week or a month makes a difference if you're talking at the end of the quarter.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yeah. I agree with Billy and I would point out that we have taken a very balanced approach to capital allocation when you look at 2021, including we did execute an opportunistic liability management transaction earlier in the year that allowed us to extend maturities on low-interest debt while managing our maturity towers.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yes. So, on the Black Diamond side, we saw a shift of revenue from Q2 to Q3 of at least $6 million to $8 million.

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yeah, sure, Durgesh. And so, as you know, both Moody's and S&P and Fitch, sorry, not both but all three rating agencies have tailored computations as it pertains to FFO to debt. So, for example, Moody's ascribed to different level of equity credit for hybrids we've been issuing those. S&P adds PPAs as parts of debt, Moody's include securitization. So, they all have their sort of bespoke ways in which they calculate FFO to debt. And so what we're trying to highlight in our current guidance is that we're trying to show those tailored computations, so that we can maintain the solid investment grade credit ratings that we've historically targeted, and so that kind of takes you to a mid-teens level.
I think, historically, just to keep it simple, we've shown it on an unadjusted basis, which kept you close to the high teens. But we wanted to reflect the reality of what those tailored computations will lead you to. And so that's what we're effectively doing.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Well, let -- let -- let -- let me add, John, but we -- we need to move on. That -- it -- scale has a lot of benefits and we will have exact targets for both the cost of sales and for our overall expenses. And we will -- we will achieve it.

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
We believe by the end of the year, we'll achieve the $25 million that we talked about. There were a number of different initiatives, part of which we've deployed, others still extend within '22, which is why we talked about a longer term run rate of $40 million to $70 million. Most of what we had anticipated rolling out in 2021 has already occurred, but we are expecting some of those benefits to show through within the fourth quarter. So like I mentioned earlier, we're on track with achieving those synergies. There's been some offset with the timing of the normalization, but we still feel very confident that integrating the preferred lease business with Acima, bringing those two companies together, will make us a better company, will get us to mid-teens EBITDA margins over the next year or two.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yeah. Thanks for the question.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Well, I think the main one we highlighted on Glass has been in North America, it's been logistics and freight, which in common with a number of other people

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yeah. Thanks, Phil. We didn't change our guidance because it's just early. I think you're right.
I think you're inferring that the guidance, particularly for Tengiz, will get better. We gave a co-lending guidance of 1 to 2 billion. Right now, we'd be at the low end of the range. And frankly, we could be at zero depending on if prices stay where there are right now.
So you should expect us to update that guidance at mid-year when we see a little more time with commodity prices. But clearly, at Tengiz, when we have prices over $60, that reduces the need for co-lending and might not require any. And again, you could see a dividend out of Tengiz. That's a decision for the TCO shareholders to make, but we have not had a dividend now for, I think, two or three years.
And so, that would also be positive. In terms of affiliates, I mean that cash flow line again is the difference between earnings from affiliates and the dividends. The dividends were about flat between fourth quarter and this quarter. So that's not a variance on the cash flow.
But you're right that there's some timing in that, some of the winter storm Uri effects kind of factor into CPChem. Again, we'll update that guidance when we get to midyear.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
I think this year, in totality, yes. I think next year, because we'll be in full bore with three Tier 1s buying fiber access equipment, I think next year will be more difficult for -- to keep up, but I don't know. RDOF may have an impact on that as well.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
This is Mike. I certainly can speak to some of that. Certainly, you can expect us to continue to make active outreach to clients and the markets and to build on what we've established here across the marketplace and continue to reinforce all the positives that come along the costs -- or excuse me, the transaction as we've described, and strategically it's a great opportunity. So, we spent a lot of time and energy, but that's really largely embedded in our run rate as we go forward. So I wouldn't think that you would see anything different than what Pat had guided to today.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Great. Thank you, Lee.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Are you referring to kind of our industrial products business?

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Sure. We have for the most quarter our costs for the equipment going into this next year. Equipment costs have been going up 2% to 3% per year over last 10 years. Right now, more so than cost, I think we're just concerned about the availability of and when they're going to be able to deliver. So I think versus our competition, we are uniquely qualified to deal with hiccups in the fleet supply chain. We have the repair organization established where you saw this year, if we don't get as much new equipment in as we wanted to, we're able to deal with the equipment as it ages, I think, better than most. So we are planning -- our fleet plan for this coming year is to grow the fleet a few thousand trucks, if they're are available. And right now, it's a little early on. I would say that we're looking at somewhere so far maybe 5,000 to 7,000 cancellations maybe on the low end so far of current model year trucks. And we'll see how that flushes itself out over the rest of the year.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
So far, so good. It's a battle, but we have a very large sourcing and recruiting team. And we've been hiring at a very good clip, and I think you'll see that in our quarterly numbers as we roll forward. So far, so good.
Obviously, we've had to maintain more geographic flexibility than we might have a year ago, but that's a thing for every tech company we know.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Sure, Ross. Let me give you kind of how the approach has been because we started doing that work. At a high level, you can think about it as self-funding, meaning I don't like to dabble. Whether we say we're working on it or not, if we are creating products in low-margin businesses or markets that are not our strategic markets, those investments are going to stop. That's going to release capital for us to reinvest and that's where the doubling down.
So, and -- don't think about it as we're going to double down and opex is going to click up beyond the level. We're going to actually reallocate opex. And with the simplicity and removing complexity on the way we run our operations here, that's going to relieve a lot of more capital for us to reinvest.
So, I'm not worried about having enough investments that we can reallocate while maintaining at or below our opex, which obviously will drive our operating margin favorably.

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
You know that we don't disclose the precise figures in different geographies, but you can have a flavor because you know that U.S. is a very strong market for us.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Pretty much. Again, the only caveat to that is, like I said, cap rates have really compressed particularly on high quality -- anything of high quality, whether it's retail, office or multifamily. So, we're not going to turn our noses up if it looks like we can reap some benefit on a non-core asset, but that's not slated right now. It's not what we're thinking. We actively wanted to sell those nine centers for a number of different reasons. They're aging, what we believe was peak value. Unfortunately, the pandemic caught us and so we didn't get as much money as we'd have liked. But in our long-term plan of turning over the portfolio, it still made sense. And we didn't mind picking up $100 million worth of liquidity.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Hey, just before we go on, I think there was a question on nabiximols too and Rob, if you want to address that that would be great.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
All right. Listen, I think this God awful unbelievable pandemic that no one in this or mankind would ever wish for, there are learnings for the industry that have been taken to heart. I really believe that the production, push, liquidation, instant gratification business model that has been corrosive for the year -- for the auto industry is in the dust bin of history. And not that I believe the situation as we have it now where they can't even produce at let's say trend to supply both the fleet business and the retail business at reasonable run rate.
No, I'm not saying we're going to run here at this where we are today, but I think going back to the data, production, push and liquidation and all the destructive behavior that comes with that including damage to the consumer and the value of their automobile and value in the portfolio of the manufacturers in their finance company, I think there is a symphony like why would we ever want to go back to that, we have an historic opportunity that they deeply learned lessons here and find a new way forward.
That's what's in discussion with every manufacturer. And I think that paints a brighter future for our industry at every level. Manufacturer, supplier, retailer and everybody. It's better for the consumer. You're protecting what they've invested and are behaving in a much more rational way. And I think that's the future of the auto industry. So out of every horrific thing you go through, there should be indelible lessons that you don't forget. And I think that's where the auto industry has concluded.

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
It would be pretty atypical for us. In some cases, there are very minor restrictions, but we've generally been able to execute these extensions, Alex, from one to three years with no change to rates and with very little to no remargin at closing. It'd be pretty atypical to have those situations.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yes. I mean, Eric, I don't think we are doing it. We made a policy during the pandemic not to do that because it is so unpredictable and it is so territory-to-territory. But as you saw last year, we were surprisingly active in installations, even though the world wasn't opened up, and I think there will be activity at the second half of the year. And as you know, we are usually back-end loaded in these things, but I'm just not going to be specific until we know where it is safe and what the course of the virus is.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Good morning, Derek.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Thank you, Jack.

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
I think, again, I think it'll be in the intermediate point because of our product, and risk mix. So, we're -- the yield will improve. But our, our loss rate one two carrier rate as the yield improves. I think you'll see a nice balance between yield improvement and loss rate, which is exactly what we're looking for.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yes, Jeff, it's a really interesting question. I will say that we see a lot of retrofitting driver because in many instances -- and we have said some of this before, when you look at a blower that goes into a wastewater treatment facility, the energy consumed by a blower is close to like 60% of the energy consumer at that total facility. So these are devices that are highly mission-critical, low cost to the overall process when you put in perspective when a purchase -- when you buy the product.
But they can be high energy users. Same thing with compressors. And a lot of our compressor -- new compressor technology is just massively much better from an efficiency perspective than the old compression technology. So in many cases, we have trained our sales teams, our commercial teams to really sell on that value proposition.
And this is what we see as one of the main drivers when customers want to replace product, they say, might as well help the environment in terms of having a much more energy efficient. And with energy continue to increase in countries like -- or areas like Europe and even Asia, there's a larger propensity for customers to go after products that can reduce that energy consumption.

    Prediction (one of UP, DOWN, SAME): SAME