michelcarroll/llama2-earnings-stock-prediction-fine-tune huggingface dataset:
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yeah, I think that's a great -- a great question and you're right that we see the Harry partner -- partnership is more than just a once or twice. We do have another launch that will be coming out with Harry Potter, so we do see that as a partnership and we will evaluate that and we're looking at other character licensing opportunities as we go forward, because as I mentioned earlier, the customers really responding to novelty, really responding to character license, responding to novelty in our core Vera Bradley brands. But you will see that some of these do go on for a little while. Our collaborations with Crocs has been, if you season now, our collaboration with Venus has been a couple of years now, and we see Harry Potter more similar to that.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
So on the pricing question first, Mark, we have not gone to market yet with our price increase strategy for next year. I'll just remind the audience that we typically and are planning this year to time our price increase for January one. And so we'll be communicating that later in November and December to the market. So we haven't gotten feedback on that. But we feel confident about our ability to get some pricing next year given the demand situation for the product. And then as we look into next year and the margin profile, we're still guiding to 25%, and I think that's a good margin to -- for us to focus on next year. And we have a lot going on next year on the cost side with the completion and start-up of the Houlton mill and then we'll begin the Sagola process later in the years, and we've got some raw material headwinds, especially compared to where we were at the beginning of this year. But I think given our pricing strategy, given our consistently improving mix around pricing, I feel good about that 25% margin guidance for next year.

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Thank you very much. Liam, we heard conflicting commentary yesterday from two of your peers. Just wanted your perspective on constraints. And if -- clearly, it seems like it's not impacted your business.
But how has that trended? And more importantly, given the very well-publicized shortfall in one of your large customers, what does that mean for the March quarter seasonality? And then I had a follow-up for you, Kris.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yeah, I think the slide that's happened -- I was just actually -- before we came into this call, there was -- Sal Khan from Khan Academy was on CNBC mentioning that 15% to 20%, I think was the number of the extent that he gave. 15% or so of kids have gotten lost in the public school systems. And so not just -- they're not just a slide of the kids who have been in the system, you see a large number of students who have gone missing in a way, right? And so we do think and we do see that there is a very large opportunity and good demand for not just our programs, our full-time online programs and kids coming into those programs, but just in school districts more broadly looking for a way to meet that demand or to meet that gap.
And so I think you should remember that we're not just running full-time programs. We offer a suite of solutions that also helps districts with their problems. And I think that in some way, that's going to be an ongoing opportunity for us because I really empathize with these school districts. They really need to make sure that they can reach a lot of these kids who have somehow gone missing in their systems and they need to provide some alternatives for them as well. And I'm hopeful that they are looking at alternatives like online alternatives for those kids as well and we can certainly help there.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Jeremy, you answer that.

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Hey, Mitch.

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yeah. So, this year, we are expecting NCOs -- or we've modeled NCOs to increase above that level. Our reserve is at 3.95%. As I mentioned earlier, we're expecting NCOs to really start accelerating more reflective of frequency versus severity here in the first half, and really peaking in Q3 and Q4. And Betsy, with the 3.95% reserve level that those NCOs are higher than that 1.3% number. Now as we exit '21, we would absolutely expect NCOs to migrate back into that more normalized range of kind of 1.3% to 1.6% that you've seen historically. But we do have those pandemic-related NCOs accelerating here in '21 and potentially have room to outperform that.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
So Rob, I hope that Mike paid you enough and you made enough on the Pan-Am stock that you can ride your bike with a police escort, so some motorist doesn't wipe you out. Good luck. 

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Great. Thank you and good morning. Apologies if you had covered this earlier, but CTNBio is meeting, I think, today and tomorrow and echo wheat is on the agenda. Can you talk about what we should expect if they approve your application, when we would see an announcement? Or is there anything left with regard -- are there any other steps in the approval process between a vote at this meeting and then final approval?

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Good morning, John.

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Hey guys, hey Amit, thanks for hosting the call and taking our questions. May be on atopic derm again, we'd just love to get your ever evolving trends and sort of how this landscape is shaking out as it relates to orals and some of the recent JAK inhibitor approvals and maybe how that's setting the stage for the S1P cost and attractive margin? Thank you.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yeah thank you.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
That's correct, Mike.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Matt, it's Peter. I'll jump in quickly on that. So I think you summarized it very well. And from a full-year perspective when we look at 2020, you're right, full-year ARPC did grow.
When we look at it broadly, it's really a business decision, and it's sort of one of those classic trade-off decisions, which we'll continue to make. This is a decision that we're happy to make. And when we're adding that volume of new subscribers, it is going to be somewhat dilutive to ARPC over a shorter period of time. That could be a quarter, a few quarters.
Over the course of time, and this is just the economics, ARPC is going to improve. But we like the fact that we're improving ARPC through a level of growth over time rather than having an ARPC target that we hit with such haste that it's at the cessation of growth. So I just want to make sure we make that clear. We have every intention to improve ARPC over time, but we don't want to do it in such a hasty fashion that we get there prior to any opportunity to continue on the terrific trajectory of 13 quarters that we've been on to add substantive numbers of new subscribers.

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Okay. Do you want to go on that Mariano? [Speech Overlap]

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Hey, Michael. Go ahead.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Have been -- yeah. That's right.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
I wish it was the case, A.J. But I would tell you that we don't really see that.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yeah. I believe and I just heard this today internally that we've now gotten our third contract for a true mobile edge computing site. So, that would give us two data centers and three or four mobile edge facilities. So, moving forward, but quite a bit of ways away from reaching that materiality point you referred to.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Morning, Dave.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Well, what we're seeing is that before by-products, we're expecting a relatively lower total cash cost than what we had in mind at the beginning of the year. We are currently expecting $1.61 per pound and a cash cost of about $0.65 for the year. And the reason for the better outlook that -- for what we -- at the beginning of the year, we mentioned about $0.85 per pound and the reason mainly it's related to the much better prices that we're seeing for our by-products. Cost, as you have seen, has increased, but we managed to contain it due to favorable [Indecipherable] related to a purchase of copper purchases, inventory movements and capitalized leachable material.
So we believe that we will have cash cost in that range. Obviously, as we move on into a much inflationary environment, we may see an increase in the cash cost before by-product credits, but we will also believe that that will be reflected somehow in the prices of our by-products as well.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Well, on the cost side for the EBITDA, I mean everything is driven off growth, and we've given to the growth in terms of mid- to upper teens growth for next year. The operating leverage that we have on the business is the fixed cost really does drive that. So you can see in this quarter, we were at 39% EBITDA margin, we continue to grow. You're not going to see the dollar-for-dollar in terms of cost. So we have -- the way we've had this model set up for 22 years with a lot of operating leverage, we're going to continue to expand our margins, and we expect to see our EBITDA margin to be over 40%. In terms of sales efficiencies, we're going to continue to hire salespeople because we believe in driving demand, and the demand is there and it's there for our taking. We feel that we're well equipped across our sales development rep, which is the entry level to our field account executives to our enterprise and our global reps all regions, and we'll continue to beef up and invest in those across the board as well as our customer success team and our customer success account director team. So we're going to ramp that up because we believe that the growth is there. The demand is there, and we're well positioned for the next several years to capture this. So we don't see really a challenge in that.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Sure, it really has to do with at the outset from the plug and play ability to integrate with their data sources, our ability to leverage our cloud-based architecture to do the analytics on that, that their team does not have to build and maintain. Now, we absolutely provide the ability for customers to customize alerts or suppression rules to that kind of thing, specific to their environment or to help them with that. But to do that of behalf of them, the NIM having to staff and maintain a team to maintain the things that a security expert like us can do on their behalf, really saves them time and effort, let's their team focus on things specific to their organization and really the efficacy and the time to that efficacy is much faster as we deploy across the entire customer base.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yeah, it's a good question, David. Obviously, with the large installed base and the growing change in existing that has an outsized impact on the all-time high WSE count. I don't want to take anything away from new sales because I now have two quarters in a row where they're up year-over-year. So I think it's just a phenomenal customer base. And the other thing which I said in the opening remarks, which I think is kind of cool is Main Street has recovered completely from the pandemic lows. So the WSE count in those customers is back to where it was pre-pandemic. So this is a much broader recovery at this point through TriNet's lens across all of our verticals and now I can tell you that every vertical is either flat or up from the beginning starting point of 2019 before the pandemic.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Sure. Good question. We certainly talk about in electronics what our book-to-bills look like and what are our bookings track to. And we are not quoting a particular book-to-bill ratio because quite frankly with extended lead times now order patterns are going and orders that are extending out further than normal, it's not a real meaningful number. Very strong bookings that we have in the business particularly in electronics but across the board. And yes, if anything, they're stronger today slightly than what they were a quarter ago, but that's really related to how far out people are booking rather than near-term necessarily. So, bookings continue to be quite robust for us.

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yeah. I would say that the strong streak of customer adoption, precision timing, end customer markets, strong growth, very strong growth. I mean just to -- we could not have imagined the growth in EVs, ADAS, connectivity, in automotive, for example. A year ago, I would not have given those kinds of numbers at all.
So the end customer market growth is the big tide on which this one factor of supply tightness has brought customers to us. But once they come to us, the fact that we are programmable, the fact that they qualified in the shortage time, they qualified one part and they get potentially hundreds of different part numbers out of it, and the quality, the reliability and our focus on delivering these products, has got them to stay with us. So we don't think that this is a flash in the pan adoption that goes away when shortages evaporate. This is a customer discovery or a mutual discovery of SiTime and by them of the suppliers, us, which we think is going to continue to stay.
That's why we call it an acceleration by a year of growth.

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yeah. Listen, as I've said, we always point to that trailing indicator -- that trailing eight-quarter indicator average as an indicator of what to expect. And I would [Indecipherable] set an expectation that we're going to transact $800 million a year that is elevated. We certainly have said that we're leaning into acquisitions given the current market. But I'd stop short of setting that as the go-forward expectation. The increasing competition, it doesn't really create -- necessarily create deal flow for us in that it really just -- deal flows created by the overall economic environment and the M&A environment and how our relationships are growing. But it does manifest itself in terms of cap rate and I think you've seen our cap rates kind of drift down over the last couple of years. And we're fighting hard to stop that drift. But I would say, our cost of capital unfortunately has improved along with that such that the spreads were [Indecipherable] remain pretty attractive.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Thank you, Bruce.

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
All right, thanks, Brock. [Operator Instructions] And next question is from Ammar Samma of Raymond James. Please go ahead.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Hey Good morning gentleman.

    Prediction (one of UP, DOWN, SAME): SAME