michelcarroll/llama2-earnings-stock-prediction-fine-tune huggingface dataset:
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Thank you. This is Niwa from Citi. I would like to ask about the asset management business and the risk issue. First of all, on Page 8, the recurring type products have increased and the asset building type products. Is that true? And what is behind this? And what is the condition for this trend to continue? Then, my second point is while considering your bottom profits, when there is a risk, your risks -- your profit tends to shrink quite dramatically in relation to the past issues. And you say you will control your costs, but I'm sure you will be growing your top-line revenue. And how do you think about the risks you are taking versus the revenues? And how will you proceed with your reforms? What will the balance between risk and revenue? Thank you.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Hi. Congrats on all the progress this quarter and thanks for taking my questions here. So I had a few. First question I had for you is, how do you plan to differentiate yourselves in the US market as you roll out your business there, especially compared to other oncology and biotech companies here in the States.
And then second question is, how should we think about the peak sales, the global peak sales potential, for savolitinib in non-small cell lung cancer, kidney cancer and other important indications.
And then last question is, what are your thoughts on the new draft guidance for oncology drug development in China? Do you see this as a tailwind or a headwind and why? Thank you.

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
I don't have that. But just in general when we looked at our profitability management, we looked at it two ways. We looked at it is what were we not making money on from an insurance perspective and then what were we not making money on from a margin to WSE perspective. So a lot of what we saw in Q4 was, we were raising pricing on smaller accounts, which are the more price sensitive. But if you look at the -- for the stat I gave for what we added versus what we lost, we still had our worksite employees grow in the quarter. And that's because of loosened -- loosing a fair amount of smalls.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Hi, good morning. Can you hear me?

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Well, I mean, we can't really comment about our peers, and we don't know what their plans are. We do monitor the market landscape and adjust ourselves. The focus here is about our capacity growth and are those new capacity vulnerable or the existing capacity vulnerable or not. So given our newly deployed capacity will be 28 nanometers, the majority of our 28-nanometer capacity has been reserved by the LTA or single-source customer. Therefore, we believe that capacity will be maintained at high utilization rates for a very long time.
In addition, our mission to differentiate ourselves with our technology as well as the manufacturing excellence will enhance that stickiness. We kind of touched that earlier as well. So I think we will minimize the 28-nanometer vulnerability given our -- by the customer portfolio, along with our continuous reduction in the breakeven utilization rate. I think as far as for the UMC relevance, I think we feel comfortable about that. And so as far as the landscape, the market capacity -- worldwide foundry capacity landscape goes, we will continue monitoring that.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yeah. I think the other thing I would just add to this is one of the things we described when we announced the Rasmussen acquisition in October was the importance of diversification. We are known as the number one provider of active-duty and veterans education. We also want to make sure while preserving those number one positions that we -- on behalf of the shareholders offer diversification and that's why we believe the momentum that we're seeing in nursing and the acquisition of Rasmussen will help us have a diminished reliance on any branch in the military in the period of time after we have completed the acquisition of Rasmussen.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yeah. Look, on the restructuring charges, we're not changing our full year guidance we gave at the full year results. You're right, Q1 was unusually low, so yes, you should expect those to pick up as the year progresses. On capital, yes, a few things. There were deductions for fair value reserve movements on cash flow and negative FX movements. There was a high deduction for BoCom as its profits increased. And again, note that we talked about a 10 basis point deduction for the foreseeable dividend, which is new for us, but would represent a change in policy, because we've shifted to a payout ratio policy.

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yes. Very briefly, yes, we think so. But based on some of the earlier guidances from the FDA regarding the variance for the vaccine developers and also based on our overall safety profile of our platform and our COVID INO-4800. Thus far, we think we can move quite rapidly in the development of that program, but more information will be given.
We just started that process. So we'll share with the street as we make progress.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yeah. That's a good question. Thanks, Matt. Okay. So I think what we disclosed was -- in the initial statement was that five or so customers had been targeted by this and we put out subsequent statements. I'd encourage you to go and look at our blog and the things that we said publicly. We don't have anything additional material to share beyond that. But we did, as you know, go out more broadly to our customer base with some precautionary actions for them to take, and those are ongoing and continue to be successful.
I think, broadly speaking, when we look at what this represents, clearly, there is a significantly elevated threat level in the world, a particularly elevated threat level around public sector and government as a result of this threat actor. What I think it has shown us is that cybersecurity really requires transparency and teamwork among vendors and we continue to be very committed to that, and email remains a very significant threat vector for organizations. So I think it really underlines and underscores the importance of the work that we're doing to help customers, in particular protect their very significant investments in collaboration environments like Office 365.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
I think banks were impacted in the credit product, but I don't see many other acquiring players offering credit in the way that we do in Brazil. Our prepayment product is running smoothly. We have disclosed the numbers of the prepayment product for everybody to understand that the prepayment was not impacted. The only impact we had was in the credit product.
So, yes, I see that banks were impacted for this, too. But when you compare to acquirers, I think that the outstanding balance we had and the operation we build is different than what other players did. That's why we were more impacted than others.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yes. I mean I'm pretty clear that the fact I'd rather have 2,000 palaces out there than 4,000 pieces of junk. So we're pretty set on that. And the franchisees are great. We don't want to be out-newed and we want to protect our home turf before we go find new turf. But you think about the other side of it, too, is these area development agreements that they had that they have to build under, eventually, they will have to build out. So they do have to do that. They don't want to lose their area development agreements. So it will all shake out, and they'll all grow together. And they're happy with the way the business performs. They share our excitement with how this March and April went. So I think we're in a good spot.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yeah. It's a good question, Chuck. Highlight there is, we remain steadfast at offering the same value that we've always been known for. So in a broad sort of macro context, we are not aggressively raising prices. I think what we discovered a little bit in our business over the last six months is, if we add more value and quality and it's not like-for-like goods, we're able to command some higher retails in specific cities, and I think that bodes well. Our customer has shown us that she and he will definitely pay for high quality trend-right goods that aren't available anywhere else.
So it's less about raising prices in most of the cases. It's actually more about bringing in assortments that are improved and enhanced versus prior years, that have better fabrications, a better hand, better fits, and we're finding that our customer will pay a fair value for those goods. So like-for-like product. We're not raising prices. But we're definitely continually punching down right trends in the right of that -- that right sort of trend value portion that enables us to charge of a fair price and it's helping our AUR inch upwards, which is a good thing contributing toward our higher basket and the higher sales.

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yeah. That's correct. And just this -- just to point of this, couple of things I just want to make sure everybody understands about our cost structure. The gathering rate reductions that we're going to see, those are already baked, that's going to happen. And then from a capex side of things, the natural shouting of our PDP decline -- our corporate decline is going to be increasing from the upper 20s today to the low to mid 20s years from now. And in all that is going to allow us to spend $50 million to $100 million less capex year-over-year to lower our capex numbers to the $800 million to $900 million that you mentioned.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
It's certainly something that we're studying, and we're studying jointly with our partner. It's obviously a very good extension, giving us 12 years of visibility. We recently signed it. And we had two years to go into the old contract before moving into the new contract.
So, those things need our attention, needs us to analyze the market, analyze what is possible, whether it's a refinancing, whether it's a buyout of our partner, whether it's a partner buying us out, or whether it's a sale. All of that is being analyzed at the moment. And I do not believe that there's an imminent answer to it because we want to be careful into what we're doing. And I guess that every option has its pros and cons, and that's what we need to make sure we have analyzed in depth and there will be some arbitrage in the market as well between the different type of instrument, certainly for the financing side.
So, we will report in due course, but we're not in a hurry to take the wrong decision. We're certainly patient to make sure that we take the right decision.

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yes, in the consumer domain, let's say more broadly System-in-Package is driven by two market segments, I mean, one is consumer, the other one is communication. In the consumer domain we see change over one -- from one product generation and to other product generation meaning one is ramping down the other this ramping up.
We also see our customer base expanding and that shows let's say dynamic environment in the second quarter, but also going into the second half of the year. Keep in mind that this product category is also to some extent impacted by the substrate and wafer supply. If you look to the wafer supply, it's all the node and that heavily impacts power management products. So actually all areas in the industry are impacted by that. On the communication side for the second half of the year, we see strong ramp that multiple products in line with the second half ramp for in the mobile market.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Hi Ken.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Sure, Susan. Thanks. Our team did a tremendous job in the third quarter to actually get our inventory ahead of last year's. We ended the second quarter down, I think 7%, 7.5% or slightly more than that. And our target really during the third quarter was to get well positioned going into the holidays. So working with our vendor partner, working with our supply chain team and the logistics team, we were actually able to get ahead on the inventory. So as we ended the quarter with our inventory up, I feel good about where we're at.
Now the content of the inventory will be moving throughout the quarter as some launch date shift and some things move around. But again, we've got good relationships with all of our vendor partners. And I think our preferred source of destination for the product that does get into the country. So again, I feel good about how we're positioned for the fourth quarter, and clearly, consumer demand remains strong.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
For the coming year, so we've talked -- I think in general, we still see ourselves in that kind of mid-80s. Both brands have pretty attractive gross margins, and I would expect that to be able to continue.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yes. If we see the growth -- as we see growth, yes, I think you'll see some. The business operates to a certain level of the business, where all of your costs get based upon your mix. And if you're down in one area, your costs are a little higher, you feel that. Once the corporation gets to a certain breakeven size, everything becomes kind of a fixed cost after that. And I can have Chris detail that for you a little more when I finish. But when you have that fixed cost coupled with a little bit of margin improvement, that's exactly what you're seeing in the leverage, and we expect that to continue. Chris, do you want to add to that?

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
No. It's beyond 2021. At Analyst Day, I think we indicated that it's still -- it's about $700 million of equity in the five years, and it's still roughly in sort of the middle of that 5-year time frame. So no. No, I would not anticipate anything in 2021.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
I think the furniture and home category has been a big one for us. We recently executed two deals with Mitchell Gold who've taken two very big footprints in our portfolio, one in Riverhead and one in San Marcos. We just signed a lease with Crate and Barrel also in Riverhead. So the furniture and home categories seems to be -- it's a great growth vehicle for us and it's great for our portfolio. And then other businesses are food and beverage business. We've seen our shopper base increase during the week and that's always been a big -- burdens some of the food retailers in our centers where a lot of the customers had historically shopped primarily on weekends and now we see that weekday traffic is supporting better food business and the food operators are responding and their business seems to be improving as well. So that's going to be a big opportunity for us going forward. The customers appreciate the amenity of food and it keeps the customers coming back more frequently, staying longer on site when they do shop with us and obviously both of those result in bigger spends from our shoppers.

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Thank you, Neal, for that question about our program. That's one of our key tenets and a differentiator for us. We see that well here pretty soon, Neal. I'd really like to leave the comment at that.
But we're hopeful to spud the well this month. As far as next year's program, we're looking today finalizing our budget. It's typical to be the case at drilling a nice well in Mexico and another well in the Gulf of Mexico, which we would both service operator. And those will be nice wells, the Gulf well especially, Mexico being a larger well on size of mean resources naturally and happy about those and have a lot of opportunities, both places to drill and that's in our plans at this time, Neal.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Great, thanks, Kannan. Brad, we've got time for one more question, let's go to one last question, please.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
There's a little bit of seasonality, but I don't think anything you need to make adjustments for in your model.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Sorry, Tanya.

    Prediction (one of UP, DOWN, SAME): SAME