michelcarroll/llama2-earnings-stock-prediction-fine-tune huggingface dataset:
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yeah, Matt, this is Peter. I guess I'll take it to start and then have Mike follow up and elaborate. The quick answer is it is not burning a hole in our pocket. It is not even in our pocket right now, because we have allocated that to the pension -- to the pension take-down unless we don't need it for that because of the legislation. That said, as you look at our cash balance for the year even without that $200 million, we're in a significantly better cash balance than we were before and that money is not burning a hole in our pocket. I know you are familiar, Matt, as is most of the people on this call, this is a hot market right now for mergers and acquisitions.
The price of acquisitions is high and you have to really, really believe in your acquisition models in order to justify some of the pricing. That said, we have an active M&A team. We -- but the goal of the team is modest. We're not looking for scale acquisitions. We're looking for some very specific capability acquisitions in our DWS business unit and in our cloud business unit. So we think we'll be able to do that, but we don't -- as I said, we're not in any particular rush to, and the size of those acquisitions are expected to be modest. So I think that we will be in good shape with or without the $200 million. Mike?

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yes. I mean there is a final LCD for CRC. And I think the one that is still in draft is the one that extends that-and extend that to application of the molecular response as well. And so yes, that is obviously going to happen later this year in terms of the finalization. But that's obviously up to them in terms of their time lines.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
It's -- first of all, the direct answer is yes. However, I think that we talked about it in the past, to talk about industrial is one umbrella of margin. It's a little bit different because different application and different geographies and different products are coming with different market. It's right for both programmable laser versus non-programmable lasers, it is right for where additive manufacturing versus cutting or welding and it's definitely right for product that we are selling in China or outside of China. So what I'm trying to say is that even with the industrial end market itself, there is some differences in the application that we are selling in terms of the margin, but definitely that gap is closing and definitely again as we move to application and geographies where we have a better margin, we will continue to see that margin improvement.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yes. That's a good question, and that's why we're comfortable staying leverage-neutral over the next few years as we go through the investment cycle. So to your point, if you were to look at the ILEC assets that we're selling, on a stand-alone basis, you could argue that that business would have a much lower leverage and without an investment commitment or profile. So we could have argued to pay down a lot less debt as we -- with that transaction.
But we're staying where we are and comfortable with that as we go through the investment cycle.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yeah. It's a good --. Hey, it's Cort. First of all, our transactions and traffic is down over the last year over 30%. So, to your last question, do they not care or are they just retrain themselves, not the care, we're not seeing the traffic. So, with the consolidations that we've had this year, I would say, not as much noise. There is always going to be noise. Our normal run-off has been negligible to actually zero run-off and we take one store and combine it with another one and do the outreach that we do that we're so good at. We've actually seen aggregate combined balances go up.
We may lose some customers, Steve, and let's just be honest, we're not going to make everybody happy but because of what we do in kind of pre-positioning these consolidations by reach out, the customers have been fairly, I'll use the word satisfied. I don't know that anybody is always completely thrilled with closing your retail store operations. But yes, we can clearly see now that the store experience in which we're famous for is not as important as robust digital. Hence, the reason is we've made the investments we have over the last three years and we'll continue to consolidate and we are looking to be more aggressive on the announced 30 to 50 between now and the end of the year. We see there's opportunity that we didn't even see two quarters ago.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Hi. Thanks for taking the question. I might ask -- I'm going to ask a little bit of a pointed question, but I think it's fair for you guys to kind of defend this here. The consumables -- North America consumables did miss me. I think historically you've said you don't look at this as kind of a market share kind of number.
Now we all have access to things like that success data, IDEXX's PIMS data and we are seeing trends of both veterinary volume and veterinary revenue that look like it's above market. It look like there was a decel there and so it's probably tough to use one quarter as example, but traditionally we think of you guys as being a little bit more of a market share gainer. Is there anything we can read into that one quarter number in terms of where you think you are in market share position? I apologize I realize that's a pretty pointed question, but I think it would be -- give you the opportunity to defend.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Well, good question. Ultimately, really the only material slowdown we're seeing so far is mostly in our rail portion of our Specialty Civil segment. And we directly attribute that to our freight rail business and the car counts being lower during the COVID pandemic. We believe that's a couple of quarter type of situation.
In fact, we think that is starting to recover right now with the recovery and the opening up of the nation. As far as kind of the other areas of Specialty Civil both either our environmental or transportation offerings, we're -- believe it or not, we're seeing the opportunities kind of maintaining par with -- prior to the pandemic. I know we've talked in past calls -- quarterly calls about our concerns about the revenue shortfall, particularly in the transportation funding side. But right now, at least in the end markets that IEA participates, the bidding activity seems to be at pre-pandemic levels.
So we're hoping for a post-infrastructure build just to see further upside in those areas.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
No, when we have long lead materials in the mix, it tends to be a good margin for us, and so that's a slightly better mix for us with long-lead materials.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Hi guys. Can you just talk a little bit about how your conversation with national advertisers involved now that you have News Nation, The Hill as sort of a suite of digital and national news products? And the secondly, as we think about heading into the '22 political cycle, should we expect a big marketing push over the next couple of quarters to build even more awareness for News Nation to drive incremental ad spend on those platforms next year? And then on top of that, better position News Nation ahead of, obviously, a bunch of distribution deals you have coming up at the end of '22? Thank you.

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Appreciate it. Thanks.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Thanks, Dori.

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
As a percentage, they're still -- out-of-state buyers are still not that significant in most states, so I would say pricing is more driven by local market supply and demand conditions and certainly, we still see a very healthy order pace in California as well.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
We think that we are better suited to engage that than almost anybody else out there. And I think that one of the things you have to be very careful about and we always are and we've done this in a very measured basis this year, is to do it at a pace that you can accommodate it, that you can hire the people, that you can train the people, because I can tell you what's going on out there right now is there are lot of people that are rushing to get boats out there and their quality is horrible. And so, we've worked very hard to bring production up in a measured basis with people that are very well trained and we can keep our quality, while also accelerating the increase in the number of boats.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Morning, Aileen.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Manav, Baer here. So look, no, in fact, I think the path that we're on now is one that is much more likely to lead to stronger results across MSCI as a whole and in analytics. So if you look back in time, before Jigar joined as CTO, we developed applications in a very product-specific environment and in a rather siloed way from a technology point of view. So subsequent to his joining and bringing in various new leadership, we were basically in a position where we were ready to launch Beon.
But in parallel, we had created or are in the process of creating a much more industry standard, MSCI standard common architecture and infrastructure that will be used, for example, in launching our index builder and that will be used for our new ESG manager. So we're going to use that common infrastructure for analytics. It's less idiosyncratic. It is much more industry standard.
And it's much more one MSCI. And we're very confident that in doing so, we can create a great user experience for our clients going forward, and that the opportunities for analytics will be the same or greater than we had previously assumed.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Hi. Good morning. I was wondering if you could talk a little bit about -- a little bit more about the incentive compensation changes you made, how much that impacted the quarter. What was the thought process behind that? I know it's always hard to talk about on a call, but just curious if you can help us understand the motivation and the changes that you're expecting from that.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yes. It's a great question. So two of our top five plans renewed for five years. And so that's just two data points. I think in general, what we're seeing is more of a spirit of less from vendor and more kind of partner. And so it's like, hey, maybe if we go into a longer arrangement, we can invest more together, we can do more together over time. And so I don't know if it's every four or if it's 20% or 25% every year, but it's definitely going to come down a little bit from the kind of 1/3, 1/3, 1/3 because we're seeing longer contract terms with many of our larger clients, too. So we go into these conversations, trying to figure out how to get a win-win best for the health plan and for us. And the longer term those contracts are, I think the more stability there is. We still have to perform. We have to do everything that we say we're going to do for our health plan, of course, and that's our commitment. But the longer terms, I think, are a demonstration of the value that those health plans find with Tivity Health.

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
I mean, I would say again very encompassing review. So everything's on the table, being thoughtful working with our bank partners and thinking through all the options that just will solidify the foundation of the company. So, again, there is quite a kind of range as you can imagine than of things that we will consider and look at and see if it fits into the part of the solution.

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Sure. So some of this is related just to the seasonality, this is our -- our annual meeting is in July. So we incurred some audit costs and 10-K. So that's a few hundred -- that's about $200,000.
And you'll see that on -- every year in the 6/30 quarter. We also noted we had $100,000 one-time costs for a headhunter for a new principle that we hired, which obviously is one-time in nature. And then, we did increase -- we had one new board member and that's increased professional expenses by $100,000. And so that will be recurring going forward.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Thank you. This is Kitamura speaking. Regarding the family offices, we cannot say that all family offices are to blame. We cannot generalize family offices and make a singular comment. Family -- many of our family office clients have huge assets, and in terms of the asset management and the financing and then there are various needs on their end, and the numerous global platform and numerous capabilities of making proposals and products. Those services of ours, we believe, are appropriate in satisfying the needs of those clients. On the other hand, compared with the regular investors or institutional investors, there is only so much information that we can obtain from family office clients. So, we will do what we can to obtain information from them, family office clients, and we will do the best we can in managing risks. This time they were weaknesses exposed in our risk management. So regarding that, by strengthening risk management frameworks, we would like to continue providing certain services. Regarding the regulatory tightening being discussed, I'm aware of that, but what is going to be the end result? Honestly speaking, it's something we cannot control directly, but due to the -- if the regulatory tightening urges family offices to open up and disclose more then market will become more favorable. Then regarding the regulatory trend, we will keep monitoring the regulatory trend.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yes. This is Anthony. I'll take that. Obviously, as part of our strategy, we know the opportunities that are present for us on the web. But equally, we still see tremendous upside on our brick-and-mortar locations as well to not only serve that omnichannel experience for the customer, but also to be the final mile for the growing e-comm business as well. And when we just go forward for 2021, our forecast is at least net neutral on store locations, flat where we're at and potentially some upside opportunities as well.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
We don't provide any guidance on our cash run, what we say the cash runway is in 2023 on Cellectis. And we don't disclose milestone payments, we have a partnership with [Indecipherable] where we can get up to-- from $10 million from 19 programs, and also the partnership with the Allogene where we can get up to 3 billion on 15 target.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
You know, I think it's a temporary situation, so by nature of that, we probably see a catch-up, whether that's a catch-up in the year and in people, there is also part of this is people reevaluating budgets a little bit. So we sort of classify all of that as a delay, but I think we're practical in sense that maybe some of that is customers reassessing how many seats they want, how many licenses they want on the licensed software side, but we've seen a little bit of that compression. So I would expect to be a little bit of that, but to the broader question, Deane, I would expect there will be a catch-up at some point in the year, maybe as things get back, what I would call back to normal.

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Well, we called out that we would at closure of Euro be just -- I think just under the four times level. Again, each acquisition that we are considering has its own different parameters. And we're currently kind of BB rated with our current bond. Those are the types of things that we will keep in mind. And each acquisition we will look at and consider how that fits into those principles.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Well, LifeDojo was more than -- like, well, yes, it was a small acquisition. It was a platform that we can build upon and enhance to transform it from a -- what was then a wellness app to the full suite of behavioral health modules, which, again, substance use dependence, depression and anxiety. So -- and it's also a significant productivity enhancer for our care community. So we view that as a tool to get to where we want to go.
Not the end in of itself. Yeah, it gets us into a player market, but it was really more of a stepping stone to our digital platform. As far as -- I'm not sure what the other part of your question is asking.

    Prediction (one of UP, DOWN, SAME): UP