michelcarroll/llama2-earnings-stock-prediction-fine-tune huggingface dataset:
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yeah. Great question. Historically, for many, many years, and it still exists today, where if you look at a trend over time, roughly 50% of our contract business comes from both, from the new customers and from the existing customers. The newer projects tend to be, in general, tend to be a little larger, because you're starting from scratch, and you're adding a handful of components into the mix there.
Whereas, in general, the existing customer community, maybe adding a couple of things or one thing or expanding a division or something like that. But with that said, some of those larger transactions can be existing customers as well. In fact, the one that we've closed this quarter already is from an existing customer that was a holdover from last period. So, it's a mix.
But in general, you can say that the new customer projects are a little bigger. But overall revenue is -- or revenue that's driven by those contracts is about split on the long trend. Does that answer the question, Zach?

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Good morning, guys. Thank you for the time. Kathy, maybe to follow up on an earlier question, just thinking about the 2022 revenue framework. You noted Aeronautics is down, but GBSD is growing $500 million, which is less than what we thought.
What are any other major headwinds? And if we roll it up, is it fair to think about 3% to 4% revenue growth for 2022? And maybe as a follow-up to that, you gave some Space color. Maybe if you could just talk about how you think about the rest of the portfolio outside GBSD.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Our pleasure.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Hey, guys. Good afternoon. Two questions. Greg, I think if I look at your NGL business, this quarter, your EBITDA around $135 million. In 2019, the average quarterly EBITDA is about $170 million. But we have the fractionator two and fractionator three come on stream and actually at the full operation, which probably should least contribute $30 million, $40 million a quarter in the EBITDA, if not more. So trying to reconcile that if the market conditions really change that much or will that get that much worse because NGL price is actually very good in the second quarter? So maybe that someone can help us on that.
The second question would be just a real quick one. On the renewable, the full plant conversion, just want to see if there's a permit status that you can provide? And also that the last couple of years, you guys have been trying to rebrand the work process and go for digitization. And so just wanted to see if you can give an update on where we are on that? Is that pretty much done with what you guys aim a couple of years ago? I think at the time that the cost savings target was pretty high, but with the pandemic, I mean everything gets can all get messed up. So it's very difficult to reconcile. So maybe you can give us some update.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Sure. So, probably one of the bigger trends, there was a real collapse in balance transfer demand during the pandemic.Clearly, a lot of issuers were pulling back on credit line increases. But I think consumers were much more focused on paying down their debt versus moving it around. So you saw softening in demand for personal loans and balance transfers, that starting to come back. For us, a lot of our acquisition offers are at 0%. The portfolio offers tend to either be above zero or have a fee that provides a pretty effective yield, and as John pointed out, for most of those, we see a very high return from the balance transfer itself given this funding environment, as well as a good percent sticking. And that's something we model very carefully.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Thank you. To kind of continue on this topic of trying to understand the step down here. So, in 3Q some of your Texas competitors like Scott Baylor, Texas Medical shut down their elective procedures, you guys did not. Was that a contributing factor to the strength in 3Q? And is there, I guess any assumption that it doesn't continue in 4Q, is that part of the step down?

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yeah. We haven't had a lot of time to study it. Anything that Washington does to promote, stimulate homeownership, even if it's a bit below our typical price point, is good for the industry, it's good for Toll Brothers. We're, as you know, coming down in price to affordable luxury. There have been tax credits in the past that have been effective in stimulating demand. There is a significant housing shortage in this country, and in certain states, the obvious one in California, there is an affordability issue that has to be addressed. So we are -- we and the industry would be fully supportive of Washington's continued focus on this housing crisis, on promoting homeownership. And so as this develops, and of course, we don't know where it's going to go, it's impossible to predict right now, we'll -- we, as Toll Brothers and of course as an industry and working through our lobbying group, leading builders of America, will be all over it and I'm sure will be supportive.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Good morning, Jeff.

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Hi, thanks. Good morning. Good quarter. I wanted to ask about just some of the recent trends in automation. As we turn the calendar some capital budgets could be picking up and I wonder what the orders for automation looks like early in the year?

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Thanks David.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Sure. I mean, put it this way, we're going to have $3 billion of DCF per year. And now with how the markets have improved and the curves have improved, around $13 billion of available cash through 2025. And the equity check for something like Stage three which, let's say, it's around the mid-$3 billion range for the whole thing is only about $800 million per year once funded 50-50 with debt and equity pro rata over time. So as you can see in the results, we're pretty much at a point in our life cycle where we can undertake a project of the scale of Stage three and not be limited whatsoever from also meeting all of our balance sheet and shareholder capital return goals over the coming years. So nothing's really holding us back at this point.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
And let me, if I can expand a little bit here because I think it will help think. So if you think about our guidance, so $130 million to $140 million, I'm going to make math easy and put it right in the middle and take $135 million. And you talk about Barber-Nichols which is $45 million to $48 million. So I picked that midpoint at $46.5 million, back that out and you look at the historic Graham business and I talked -- already talked about the growth we expect to see in Barber-Nichols. That would back into about $88.5 million for the historic Graham business. The first quarter was 16.5% or so which means there's about $72 million left for the rest of the year. So that sees a revenue number on average in the next three quarters for the historic Graham business of something around $24 million a year. So that's an increase of about 50% from what we saw in the first quarter. That growth, I don't expect it to be $24 million, $24 million, $24 million and rather I actually expect it will grow as the year goes on. So the second quarter may be lower than that. Certainly, it will be lower than that. But the third and fourth quarter, we would expect to be at or above that number. So I think part of that ramp to get you more comfortable with the ramp in profitability is a pretty significant ramp in the historic Graham business along with a ramp in the Barber-Nichols business. So I hope that a little extra color was helpful.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
So George, what was the first question, I'm sorry. How did we compare to -- how does our second quarter in USIS compare to 2019?

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yeah. I mean here's what I can share with you, PJ. And so we're always looking to optimize the portfolio, whether it's pruning, like we're doing with the refinery. And clearly, there is a better owner of that asset versus LYB, but we're also continuing to look on the acquisition front as well. I think we've proven on the deal that we got done with Sasol. We are value-minded and we're very, very disciplined in carrying out acquisition activity. At the end of the day, we're looking for businesses where we can be a better owner and capture synergies to make it accretive to shareholder value.
I think from a more material perspective, it would be kind of in and around our existing portfolio, so no big step outs. Further consolidation makes an awful lot of sense. Clearly, by the second half of the Sasol joint venture when we can contractually do it and in the right environment makes a ton of sense. And then we're also looking at smaller bolt-on acquisitions within our APS business as well. But again, we are -- we will be -- we will continue to be disciplined allocators of capital and disciplined in how we approach M&A. And buybacks are back in the mix, I think, in a meaningful way as we move into 2022.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Well, it's more of the cap rate than the material cost. The structure of the deals is a yield on cost. So when costs go up the rent will go up with them. It's more pressure on the negotiated yield given that the cap rates have continued to compress.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yes. I mean, I think -- first of all, it's been stable now for several quarters. It's now building. And it's building because we're able to provide clarity on ships and deployments that are coming back up into service.
And so I think the consumer is gaining confidence. But I think they're looking for us for clarity on exactly which ships are going to be coming up and when so that they can plan and count on their vacation experience. And I think as, obviously, a lot of this is beginning to -- in terms of some of the barriers are beginning to evaporate, that confidence is building, and hopefully soon, we move back to those levels on a customer deposit standpoint.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Sure. I think during fiscal '21 the uncertainty of the COVID pandemic really made it -- us want to ensure that we had sufficient capital with the uncertainty of the business. So now that we're feeling more confident in terms of future direction, we thought it was appropriate to put our repurchase back in place. And again, continue to look for opportunities to deploy capital to grow the business as well.

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yeah, yeah. And we go through, Caitlin, you may already know this, a very rigorous review on our receivables positioning. And it's cross-functional. It involves finance, it involves legal, our asset management group and research.
and so, in terms of the actions that we've taken, we feel very solid about the reserve position. And as we look forward, our collections have been consistent and steady. Where we are right now in the fourth quarter, we've got close to 94% of collections. And really, when you take a look at the uncollected rent in our company, it's really a story about theaters.
80% of the uncollected rent is focused on the theater business, which is 5.6%, as you know, of our contractual rent base. And the remaining of the story is really around health and fitness, which is primarily the remaining 16% of uncollected rent. And we did incur some collections on the health and fitness business. As Sumit said and we've talked about, we still have theaters in front of us.
But there've been really positive momentum, and we view that potentially could be an upside for our business going forward.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yeah. Hey. Good morning, guys. I guess, question for Mark. And it's kind of bolt on to that last question, but maybe take it in a slightly different direction, which is, Mark, you're seeing the public REITs get a little bit more active, I think, overall buying hotels and you just talked about private equity pricing and how much capital they're raising and disconnect between public and private pricing. So, the question is, from a high-level industry standpoint, do you think this makes public M&A more -- is there more of a -- more compelling reason to do that? And again just thinking at very high-level.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
First off, Jamie, welcome and thank you for the question. This is Kevin, and I will respond to that and Jeff, if you have any additional comments on it. It is going to vary by region. As we all know, the impact of COVID and it was handled by a state-by-state method. And so it varies by region. And so it is hard for me to pinpoint and say overall in all of our operations, this is what we expect.
Do we think it is tied to the overall, obviously, economic recovery, most certainly. That was one of the reasons why we put that in our comments that we do see that the economy is starting to recover. We think that we are going to benefit from that.
And all indications right now, when we look at the businesses that we insure and we look at how they have been able to sustain this past year, we are optimistic that we are going to be able to see the benefits of that recovery.
So I do think that it's aligned, but it is going to vary greatly between a state like New Mexico that was very, very conservative in their abilities to open up economically versus states in the Mid-Atlantic, which were different versus Michigan.
They all have different places where they are at in the curve in terms of their recovery. But overall, we do think that we will see an economic rebound and based on the accounts that we have, that we write the market segment I think that we will benefit from that as well.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Well, I think what we talked about last quarter is it was a different supply chain route. So we normally sell into the contract manufacturer directly, with the camera controllers we sell into a module maker who then sells that module in. So for us, it was an adjustment period of understanding what those -- what that process looks like. We would recognize revenue as we sold it into the module maker and -- but that timing didn't always match up nor did the flow or the orders that we're seeing and the backlog that you were seeing.
And that's all that we've said. We're getting more -- we've gotten more comfortable with it. We understand this much better as we're working through the process. And so I wouldn't write anything into that. We think that that's not really going to change a lot of what you see from our results this year.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Well, again, the two factors driving the severity up are more serious accidents and so greater bodily injury expenses and healthcare costs associated with that. And then number two, is the supply chain and labor shortages. Now, when the carriers address those issues they -- it can be addressed in one of two ways. One is a sort of resolve themselves as I think you're sort of inquiring about. Number two is they just update pricing to reflect what is now a new normal. And I think it is that the latter tack that they're taking there. They're assuming that this is a new normal, and they are revising pricing to reflect that. Over time, one could certainly see at least the supply chain shortage and labor shortages resolving and who knows that could lead to a period of time where the carriers experience higher levels of profitability. But right now as far as we can tell they're really just focused on correcting pricing and response in what has emerged as a new norm.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Sure. I guess the main thing, Bryan, is to point out that we still have some flexibility. We do have two six-month extension options. So we have enough -- over a month to decide on whether to exercise those options or not. But as you can imagine, we have started talking to our banks about the facility, and we'll likely make a decision in the next few weeks.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Well, we said Magdalena then, of course, organically, is that what we are focusing on day by day. But we have also said that in particular, in the Asset Management, if there is the right opportunity with the maturity Asoka and his team have achieved. If there is the right target, where we maintain, obviously, the majority and consolidate it because Asset Management is a key business and will always be a core ingredient of Deutsche Bank, we would also look into those alternatives. But that must be carefully reviewed, but we are not shy of doing something.

    Prediction (one of UP, DOWN, SAME): SAME