michelcarroll/llama2-earnings-stock-prediction-fine-tune huggingface dataset:
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yeah. So it was basically zero in the quarter, John. The company has worked incredibly hard through multiple disciplines to try to drive that down, really starting back about four years ago. And so over the last four years, we've been averaging just over $17.5 million of bad debt. This year, the first half was, as I said, basically zero. And in the second half of this year, we have roughly a $9 million half the average run rate, and we're not experiencing the types of bankruptcies in reserves necessary. And so there's some upside to it, but one doesn't know because COVID is causing such unusual patterns to our customers.

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Thanks, Shar. I think it's really early to comment on the rate case. We've just filed -- I think, you've heard us comment a couple of times that these are U-Haul trucks worth of filing requirements that we produce and supply to staff in the interveners and the Commission itself to start the process. So we're very early. And no doubt, they -- all of the key stakeholders are trying to review that information and then we'll see the process unfold really over quite a number of months, accomodating with the hearings in August.
We are very proud, as I highlighted in the comments, both here and in other venues. We're really proud of the case that the FPL team has put together, not just the case itself, but it's built on a foundation of execution, not just over the last five years during which we've operated under the settlement agreement, but of course, years and years before that. So we look forward to the opportunity to articulating that through this process.
As it relates to settlements, as you know, here in Florida there is a great history of settlement agreements, not just with Florida Power & Light Company, but other utilities in the state. We do think that opportunities to have a negotiated outcome that meets the needs of all stakeholders, and historically, that has produced consistent rates for many years in the future that provides tremendous value for customers. There is a great history of that. We of course will be open to it, but it's very early in this process, and again, we look forward to being able to put forward our case.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yeah, hi, Tim, this is Ian. It never -- we called it -- I mean, in our prepared remarks, we largely called from that weather element. It was probably about $2 million of revenue that was impacted in May, but -- I mean, the catch-up was almost all recovered through June and July. It was maybe about $500,000 of revenue that was left behind.
So, not a substantial amount will get through. So, our team did a remarkable job catching up in that volume in June and July.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Hey Mike, it's Brian. Look, clearly, the chip shortage is creating inventory challenges for local dealers. The good news is that local dealers in many of our markets are still advertising, whether it's used car or just keeping their brand out there or pushing the models they have. They were not far off from flat in the third quarter, the individual dealers. The primary decline is coming from the dealer groups and the manufacturers. And I think that will be consistent through the first half of next year. I expect that the individual dealers will remain active. But I think until product starts rolling out. And it does vary a little bit by brand. We are seeing some brands starting to get some cars back. We've seen some of the farm brands that have done better, managing or having access to chips. So it really depends brand to brand. But if I had to handicap it, I think that the first half of the year will probably still be soft from the manufacturers and the dealer groups. And I think individual dealers will continue to be active.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
The question on the timing of the social securitycontract. That is starting on the technical work in the first quarter and revenue will start to -- as we get into second, it will continue to ramp through the year. And I think we talk about the run rate when fully deployed, which will be in 2022, full run rate is $40 million to $50 million a

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Because every one of the business is now -- I think we've laid that out -- we've got some of that information previously, but semiconductor has the least amount of the under $20K business. Transportation and ADG have similar amounts kind of in I think like 40% or so and then portfolio was the higher percent and 50-ish percent or so of the under $20K business. I'd have to go back and get the exact numbers for you on that, Rick.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Good evening, everyone.

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
The -- Nick, I think your question is capacity to satisfy that demand? Is that the question?

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yes. I mean, generally, we would say basically one to stay below 2 times in terms of total leverage. And we do, of course, we have compared, for example, the -- excluding the seasonal need, we have shy of $400 million on our bonds. And our cash already is $450 million, and then we would have another $630 million coming from sale of Landmark. So we have essentially pretty low leverage on a net basis, but even in terms of EBIT to EBITDA multiple, we would generally want to stay below 2 times, if not lower.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yeah, as with any administration, there going to be some puts and takes and we're watching that closely, tax regulatory policy, those are things that we look for really in any administration to see how that's going to impact our business. But I do think, as you noted, there are some real opportunities for us with the Biden administration. You mentioned a couple of them, a more normalized trade environment where we can avoid tariffs into China will help us continue to accelerate our export programs into that market, which should be a positive. I think, on the immigration side, a little bit different policy perhaps could allow some additional labor both into the homebuilder market which is downstream for us, but also even in the forestry side, and I think that could be a benefit.
The infrastructure plan, we'll see how that progresses. But to the extent that we got a significant infrastructure plan through Congress, that's something that could spur some additional demand for our products. And then I think the big thing is really just around the environmental policies that come out of the administration around global warming and climate change and that's certainly something that I think will find its way into every aspect of policy under the new administration. And I think that's something that could have some incrementally positive benefits for us. Since that falls squarely within Russell's new responsibilities, maybe I'll ask Russell, anything you want to mention specifically on the carbon side?

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Good morning, Rich.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Well, thank you, everybody. It was a pleasure to be here with you today. We look forward to joining you again in November when we share with you our first quarter results. But until then, have a great rest of the day, and take care of yourselves.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yeah. And the first question on the mesothelin CAR T and what to expect at the end of the year. Jakob?

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Absolutely. First of all, the average NRR for the year was 119% and we've been a subscription company for only a year, so there is timing kind of involved in this metric. And with that fluctuation of timing, we kind of discussed this in the past that we will provide the metric on an annual basis. So we, like I said before, we have a tremendous long-term opportunity, and one of that growth drivers is expansion within the base. So overall, we're pleased with an average NRR for the year of 119%.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
I think that if I look at the priority today, Nathan -- I think that we are already winning market share because of the performance we have, because of the differentiation we have in terms of our product. and because of the quality we are delivering. Those are the key criteria that have helping us to win market share. As of today, we are not envisioning really using price to win market share. Today, I think the effort would be really to use price to compensate some of the headwinds that we have because of the raw material cost; that would be the priority.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yes. I mean, we are seeing some places where it started to stabilize, if not plateau, in some cases, it's coming down. And again, we have to do a very, very strong job of seeing that, where it's at today and where it's going to be in the future and manage pricing accordingly. But again, as you can see through our results, we've been able to manage our margins very well. And that full expectation is that, that will be the case as we move forward as well.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Thanks, Kathy. Yes, Seresto you know continues to grow every year. And I think part of this is the unique offering that this provides. So eight months of coverage, a strong price point, great efficacy, great safety have all been contributions to this. And then as we've globalized it, this continues to hit a demographic from the standpoint of both price, convenience, and safety, and efficacy. It provides something unique when you look at eight months of coverage. And then again, I believe that what Bayer has done and now what we're doing together is building the brand with this and the loyalty that the pet owner has with the brand. Look for us to continue to expand and build on this as we go forward with lifecycle management as well. We won't note any specifics here on the pairing. But what I would say, Kathy. Let me one last thing and Seresto too is -- again April revenue in the U.S. is ahead of our original expectations. And I want to just solidify with all these questions on Seresto that as we collaborate with the EPA and the legislative bodies, we feel strongly that the product is on track for our full year expectations as a total brand globally. As we look at the broader parasiticide market, if you want full coverage out there today, you're going to need two products, no matter which product you're using either new innovation or others. Credelio Plus -- excuse me, Credelio and Interceptor Plus provide that broadest coverage and we continue to see that pairing is something that's occurring in the marketplace and we saw again very strong growth, especially with Credelio as we go forward. So that's the strategy we'll continue to execute against that.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
So yes, you are correct. We did prioritize margins and make sure that we were very careful as we entered and weathered this pandemic period. We do expect there will be a return of some but not all of those expenses and we're actively working to make sure that doesn't occur as we exit the pandemic, but certain things you want to return like some of the hiring expenses, some of the training expenses and even some of the working from the office in proximity to our clients.
Some of those expenses will return, but there's plenty of margin expansion opportunities to counter that from the mix of managed services and IP, specifically opportunities in certain geographies to bring them back to the CGI historical models and then integration of some of these new mergers and you heard that some of -- our uptick this quarter was through some of those successful. And as we continue to merge operations in, we get the benefit of scale and the benefits of the CGI model. So there's plenty of margin expansion opportunities, but yes, there will be a return of some of those expenses as we continue to grow and hopefully soon exit the pandemic period we're in.

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
You'll see incentive compensation is one of the big pieces in there and as we turn the page to next year that will be one item that resets. Otherwise there's not as much change we talked about this year, we had some planned investments in ERP and digital, will have some of those kinds of investment I expects next year. We also had a little bit heavier medical claims and benefits impacts this year coming off of COVID, so that may or may not continue next year, incentive reset will be the biggest year-over-year change that we start the next year.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Greg?

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Thanks. So I wanted to just probe maybe a little bit more on the PKU commercial dynamic. I heard your comments, Jeff, around how KUVAN and PALYNZIQ are somewhat disconnected. But, I guess, it sounds to me like as you described the KUVAN erosion dynamic, it might be more price-driven than share driven. So you guys would seem to maybe have a little bit more control over that conversion dynamic than otherwise. But maybe more importantly, I guess, I'm -- as I see it, it seems like you'd have a pretty decent sense of any kind of patient warehousing effect that might happen as the effects of the pandemic wane in sort of that timing. Can you maybe give a little bit more color around that, Jeff, in terms of what you're seeing in terms of warehousing? Is this even something we should be asking about, I guess, as we think about the infection rate and all the other measures and metrics of the pandemic change over time?

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Thanks Mick.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Well, our Russian plant has been doing a really good job taking Titan branded tires into the local CIS market there. We've expanded on just the local brand that had been in the marketplace for a number of years and really have added the Titan brand into the market. We are exporting some Titan branded products out of there. To be honest with you though right now, I mean, the market is really good over there, and we have not needed or have the necessarily the capabilities right now to expand beyond the local market. We're doing everything we can to meet the needs there. So what we're doing to meet the needs in Europe is bringing up products from other suppliers. Some of it is off take out of other countries. Some of it is coming from North America. Some of it comes from Brazil. So we are working on expanding the Goodyear brand in Europe to answer your question. It's coming from multiple outlets. Again, some Titan manufactured, some non-Titan manufacturer. We have some really good partners that we're working with on that. But when we look at the Russian plant these days, it's doing a great job servicing the markets we need in the service in that region.

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Good morning, David.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yeah. I mean, this is Jeff. Mike, I think that there is definitely some of that going on out in the marketplace today. But I think without fail, customers are finding out what we know to be broadly true that this is a broad-based supply chain shortage that's affecting a number of different suppliers including us. So to me, my view of it, there is no easy answers. If there were easy answers, those would have been solved months and months ago when this whole thing started.
Nathan, give your perspective, please.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Thanks for taking the question. Can you shed some more light on the change that the Chief Revenue Officer level, what drove this? And then maybe secondarily to that, what was the impetus for creating the chief customer officer role and what do you hope to achieve from that in your position? Thanks.

    Prediction (one of UP, DOWN, SAME): SAME