michelcarroll/llama2-earnings-stock-prediction-fine-tune huggingface dataset:
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Thank you all for joining us. We look forward to speaking with you on our next earnings call. Have a great day.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Appreciate it. Thanks.

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Erik, the -- let me handle that one. The guidance that I provided in the past and we'll stay with is that there are meaningful savings for Life and Retirement within AIG 200. That will be tailwinds to them. We had said around the $125 million.
Life and Retirement achieved some of that. But there's a big number left for us in terms of earning through over the next 18 months, so think about roughly $100 million of AIG 200 benefits. Then there is allocations and the parent service fees that goes over to Life and Retirement today that will either dissipate or -- and we'll still have those services as we transition for Life and Retirement to become a public company. And so I think that's in the range of $75-plus million.
So Kevin has a decent amount to invest toward building out the public company. And we think with other initiatives for expense savings through separation office that it should largely be neutral to Life and Retirement. And when we think of the synergies that exist within the remaining company, AIG, that it's neutral to beneficial. And we'll give more guidance as we get closer to the end of the year, when we've done more work in the separation office.

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Thanks, Geoff. We'll go to Dan for the donanemab questions and then Mike Mason on tirzepatide.

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
I don't think anyone in this world can answer that question accurately.

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yeah. So this is Doug Chambers. So they did a transition quite a bit in 2020. There is still more to go. Sprint comprises currently about 20% of the roaming traffic. We don't expect all that to go away. Some transitioning over to T-Mobile's network, other will be subject to roaming agreements we have with them as a carrier. So, we are projecting roaming revenue in total to go down from 2020 to 2021, and that is one of the larger components of that.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Sure. Brendan, do you want to jump in on that one?

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Sure. Certainly, weather was a pretty significant factor in general this year, because of, I think, you all are aware of the significant weather pattern down in the southern part of the country, especially in Texas. So it occurred in the early part of February and it did affect us in the sense that we had to literally close all of our clinics in Texas, pretty much for the full week. It also affected our distribution center down in Dallas. In the same manner, we had to keep it shut for a whole week. But really hats off to our employees within the distribution centers, our clinics and our sales reps within SPS, that they were able to rally after the weather pattern did pass. And so, when it affected us pretty significantly in February, we don't believe there was a material impact for the quarter.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yes. We've previously mentioned iridium pricing and increase in development and material affects our gross margins. So -- and in terms of supply chain, we haven't seen any material issues with our supply chain.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yes. And, Bill, the biggest piece on this change is the labor -- second wage increase that we're taking in, in our labor -- in our facilities here in Bethlehem, which will be effective on 9/1. We did one in May. We're doing a second one here.
That's the big cost increase that we're seeing.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Thank you. Was hoping to ask about kind of what you're seeing on the enterprise side of the business. I guess, leasing looks like it was down a little bit quarter-on-quarter. Just give us a little color kind of what you're seeing on the pricing front. And any verticals that are coming out better or worse and maybe a little bit on pipeline as we get to reentry that you expect to the office? Do you expect to see more new logos in that business? Thank you.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Thank you. Mark, on the '21 guidance, could you walk through the earnings bridge from '20 to '21, that would be helpful? Thank you.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Catherine, this is Wib. You're looking in the consumer direct space somewhere in the $175 million to $190 million range and on the retail for front you're looking, probably $320 million to $340 million.

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yes. We're not -- obviously, with the incoming order rates, we're seeing very strong demand, John. So we're not seeing delays there. But what we are seeing is we are seeing delays in job sites being ready to receive equipment. So we have seen that. It started to pick up in the second quarter. I think the construction industry is certainly struggling getting skilled labor. And we have seen several job sites push out, which is causing our backlog again to be very strong in our commercial space. Obviously, we're not going to ship a product to a job site if the customer is not ready to receive it, not on the incoming side, but certainly on the outgoing side, we've seen some delays.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Is that a legal name change, Simon? Or you know, is it Simon 2.0?

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Well, it's always easy to look back, Bill. I mean as you think about when we close in September of '19, then, of course, getting hit by the asteroid or all of us got hit by the asteroid called COVID, look, I would put Chicago in the same bucket of New York and San Francisco. Clearly challenged right now for all the reasons you understand as well as anybody because you've written about it. But I would also say, I would not write-off Chicago, another one of the great cities, it will come back.
The issue related to that asset is really unique, and that is we'd like to have a discussion with the special servicer. You can't have a discussion and -- while you're paying. So we have significant liquidity and more than 2.5 years, we have tremendous optionality. As you know, you know the moves that we've made, and I wouldn't read anything more than that.
And that's just to have a dialogue to look we're also working with Marriott to combine operations at the two Ws. And we think in both cases, excellent realistic, and there's a lot of optionality there.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Martijn, good to hear your voice. I'll let Murray take both questions, they're not at the margin I think, but, Murray, over to you.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
It's a -- Stephen, that's a really good question. But remember, we have to be competitive. So, I mean, in the markets that we play in today, we're not the cheapest in the market, but we have to be competitive. So, our service is better. We get a premium for that. We believe already as evidenced by we -- everything we do an acquisition, we need to look at what everybody else is doing. So, I think there is a premium, but at the end of the day, we have to be competitive.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
We've narrowed it down pretty quickly. They've not been engaged yet. So you're right, there is a start-up time still to come.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yes. On mix. Again, remember you're getting what has been traditionally more home improvement skewed businesses. They do better in after Q1, the seasonal trough. They're in the low-double digits margin, and then you're layering on some increased Restoration activity levels, which are more in the 10%-ish range. So it averages down the margins.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yeah, I don't know that we necessarily have good insight to what our competitors' inventory positions are. Certainly, our non-public ones we don't. So I would say, we're well positioned. We do have some shortages in some areas that I mentioned, such as panel goods, where it's a little bit more challenged, but I do know even though we haven't been perfect in terms of filling every order completely, we are -- our customer satisfaction levels are very high right now relative to others. So I think, that's a big plus for us.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yes. Thanks for this great question. Everyone is eagerly waiting for the final dates which is November 30. Yes, so FDA has been communicating with us very, very -- infrequent manner and they are supportive of our submission, because we did have KOL [Phonetic] meeting before the document has been successfully received by FDA. We also had mid-cycle review and we haven't got to the label discussion yet, because it is usually is one to two months before the PDUFA date and there will be a label discussion.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yes. Thanks for the question, Brian. Relating to our operating margins, I think, at our Investor update last year we talked about for '21 and '22, we thought operating margins would be pretty much in the mid to low-40s. I think that's still our thinking right now. There will be some near-term moderation potentially in restaurant margins as some of the labor costs and commodity cost kick in, but we also expect to get leverage as sales are improving. We're currently in the midst of working through our 2022 plan, so I don't have exactly specifics, but I think generally that mid to low-40s is the way we've been thinking about it, both for this year and for next year.

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Let me start, we'll have Alejandro come in. I can tell you that our folks are working hard with customers to turn those into PPAs. They are in a lot of different stages. But I think that one of the things that we're seeing because of the very public publicity that we're getting on our offshore wind, people are paying a lot more attention to us. I mean, we are the third largest operator and developer of Renewables, but I think with what we're doing in Vineyard Wind and the publicity we're getting in Park City, we've got some new players, customers are paying attention to us. So we're urging our origination people to be out there as much as they can to start turning these opportunities into PPAs. But Alejandro?

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
I would just say we gave guidance for next year and you're going to continue to see growth next year, and we feel very good about what we're seeing right now. And we're not really seeing any impact on the macro in our business at all.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
I mean if you look in the rearview mirror, I mean, we've always said our -- to keep eight mines well maintained around the world, we've been sort of plus or minus the 400-ish sustaining the capital number. I think, again, generally, as we look forward, that's a good base. Anything over that, we've generally characterized as discretion or growth capital. Again, the further we look out, the more things are moving around here and there's less certainty but I do think that sort of rule of thumb is a good guideline.
Paul?

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
So, I think the filings will remain probably 6 to 12 months after we have the approvals here in the US.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Sure. I think the answer to the first part of the question about how big we wanted to get -- that always depends on the quality of the people that we can find. So to the extent, we can continue to find proven producers who have been in that market for a long time. It's similar to the people we just brought on board who have spent their entire careers down there 20-plus years, that will really drive that number. So we're actively continuing to look to add to that group as we are -- our other lending groups. And I would say today, if we just look at it from a pipeline standpoint, pipeline is about 25% skewed down to the DC market.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Hi. Good morning. I appreciate that there's a wide range of potential COVID volumes built into your guidance. But could you maybe comment on whether this is sort of your perspective on how the COVID testing market is going to evolve over time? So in other words, is it going to evolve into more of a point-of-care market like flu where reference labs aren't really playing much of a role unless it's a reflex? Or maybe do you think it's going to go away entirely? Just an update on how you think the broader market is going to evolve.

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Sorry, Melissa, we've lost you.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Sure. So in SAS in particular, we expect, in their case, R&D to tick up in the back half of the year. And so that's one. And then as well as just programs growth on some of these new wins, it's going to drive margins down just on the lower initial margins, I mentioned in my prepared remarks. So for us, Dan, is just two factors, a tick up in R&D, and then a tick up in the lower margin new programs.

    Prediction (one of UP, DOWN, SAME): SAME