michelcarroll/llama2-earnings-stock-prediction-fine-tune huggingface dataset:
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Hard to say. I think it's certainly not improving. I think we've done a good job, I think positioning ourselves for success, making sure we factored in and take into account the constrained environment when we set our guidance, but also when we make our commitments to our customers. So, it's a very challenging environment, but it's like a lot of -- it's another new normal, I think it seems to be the phrase for the last year or so. And we just have to make sure we manage our way through it as best we can.

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yeah. And you got read it pretty well, one thing I would say is that list is all in and around our geography OK. It's not taking us into significantly into new geographies. It's all in and around our geography and we would call Northern Georgia in our geography today, we call anything Birmingham in North in our geography today. We don't have any physical presence in the western part of the Carolinas, but that wouldn't be a reach for us [Indecipherable] as we say down here in the Southeast, we're really close to North Carolina at this point anyway just got a few mountains or barrier to travel, but we're really close to that Western part of the Carolinas.
And so we don't really consider that to be out of geography that's kind of in our targeted zone, and those are the types of areas. But all of our targets would be within those types of areas would be within those areas -- would be outside of those. Is that helpful Kevin?

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
At this point, it's really individual, it's individual account underwriting. And there are so many variables. It's really hard to comment on that.

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Luke, can you answer that, please?

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yeah. Sure. Not only is it smaller in terms of gross assets, it's about, call it, $2.5 billion of assets versus CPA 17 that was around $6 billion of assets. You're right, as a percentage of our total asset base, it's even much smaller because we're clearly bigger compared to what we were prior to CPA 17. So I think those are all good points.
In terms of what's in CPA team, it's about 60% net lease, which is obviously a fit for us. It's a portfolio we constructed in know well and have managed since inception. So that's clear. The bulk of the remainder, I would say, probably half or more than half of the remaining value isn't self-storage. These are operating assets that are primarily managed by, I think, Extra Space and Huge Mart [Phonetic]. We obviously have a history of investing in that space for a long, long time, really since the early 2000s. And so, we would have a home for that, especially given the transaction that we structured with Extra Space and converting operating storage assets to a net lease structure. We'll see if that's an interesting for us to the extent we're able to buy CPA 18.
And then the remainder of student housing and there's some disclosure around a leasing deal with purchase options in CPA 18's filings that will effectively put that in a structure that makes it easier for us to handle as well, because we're not really interested in owning operating assets on a long-term basis.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Well, I don't have the numbers exactly in the projection of originations. But I can tell you that it's -- when we look at the States we've said before, we're looking for niche businesses that can complement our existing businesses. And this is a healthcare equipment leasing company, which we think really will fit well and strategically complements our national healthcare lending business. So we think that we really like the people behind K2. We think they have a good business, but we think that the synergies that we can create with our healthcare business are important. And we hope to try to make it into a national platform the same way we've done with PAB in our healthcare vertical.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
No, it's a good part of the business. Good hi-tech products that go in there and good aftermarket associated with the cruise ships. And that, as you know, has been dead in the water. So...

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
No, I think that's right. I mean, look, we're -- not that many years ago, we would have said there was a large advantage to building in China, just from a speed of build and a cost of build. As China has developed, as they've developed a stronger working class, I would say that, that advantage doesn't exist anymore, not in the same way.
Now look, we're still bullish on China. We still are bullish about our operations there. But you know, that advantage of being in China just from -- just as a place to be because of lower cost materials doesn't really exist anymore. Now, there are other reasons to be in China, like we are which is making things in China for the China market, which continues to be a great market. But making things in China for export, not so attractive anymore.
And I think that's true for other commodities as well, and for other regions of the world as well. And I think also with the supply chain issues that we've all experienced this year I think our strategy of making locally for local demand has proven to be a good one and probably one we'll see others start to follow as well.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
That's another one I should wait till after we close William Hill. You're talking about the access agreement sales that we're doing?

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yes. So from a second-half perspective, clearly, kind of as one of the key drivers I outlined earlier was flagship launches that happen starting in the September time frame. And so we do expect to see seasonality as those launches happen. And it'd be across the board across all OEMs, across Snapdragon 800 as well.
So looking forward to those launches materializing. And especially, as Cristiano said, as supply gets addressed to a large extent into that quarter, it will allow us to benefit from those launches.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Thanks, Jeff.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Hi, thanks everyone. I appreciate the detail that you provided on the call so far. My first question is on the -- I guess, cures in the quarter. It seems like there was a pretty measurable slowdown in both cures on an absolute basis and then the cure rate as well in one Q compared to the fourth quarter. And wondering if you could -- I guess just explore what you think what was happening in the first quarter and then how cures are trending so far in the second quarter, specifically in April.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yeah. I mean look, as you probably know or maybe you don't, California shut down its economy mid-December. And so that had a bit of an impact in terms of collections in January. The good news is that our governor reopened up California. It's really coming from California more than the Pacific Northwest. And that's what really had an impact. But the good news is that as we move through the balance of this month and into the last month of the quarter, we're seeing that accelerate.
And as we've seen throughout the year because deferrals and sitting down with tenants takes time, those dollars typically flow in a bit later than usual. So I'm expecting and we're expecting that collection rate will continue to build as we go through the quarter. And I'm hopeful that by the time we get to our next earnings call that number certainly should be in line with where we left off in the fourth quarter.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Well, so, if a -- if a customer comes to you to open a checking account, you start a lifetime relationship. You'd never turn that down, whether it's a commercial customer or a consumer customer for core depo -- deposits. And so, if you look at the growth, we're not bidding for CDs or -- and money markets on the consumer side. You can see that $108 billion of $160 billion was checking account balance growth.
And by the way, when rates rose before, we continued our checking account growth, you know, and we expect that to continue as these are core customer relationships. So, if you go back and look as rates rose '16, '17, '18, we continued to grow checking in -- in double-digit, you know, type of numbers quarter after quarter after quarter, which means you're just taking market share.And so on a commercial side, the same thing, the GTS business. We are not out in the market, taking -- you know, you have short-term deposits from people who haven't been. And that if so, this is all real core stuff that we're getting paid to take and albeit get sandwiched a little bit as the zero floors are hit in the commercial side.
Frankly, those services overcome the zero floor, but you'd be hard-pressed to turn it down. So, it's not like we have a lot of -- here is a few billion dollars, can you put it on your balance sheet and give us yield, that just doesn't happen. We don't do that. We turned that down already.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
No, we are subject to US GAAP, not to IFRS.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
The go -- yes. So actually, we're actually rolling that product out now. We'll continue throughout the second half. And so this will be something that as we end the year going to '22, we'll be rolling that, Pain Block Pro, it's called.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yes. So, obviously, I don't want to get into too much detail there. I think again you answered it, as, sort of, right at the beginning. It is a confidential process, but I can say that we do have credible interest. And it is a competitive process.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
And we honestly didn't do much of this much of this pre COVID. And, you know, pre pdgm or pre COVID, they will happen at the same time. But But now, you know, we we monitor all encounters with patients. So, in the past, if, if a patient at some, you know, had some issue, and spent 30 minutes on the phone with a nurse during the course of the day, let's just say five years ago, that wasn't something we would have practice. And today we track all of that. All of that, as part of a encounter time with with patients is just to learn how the models work. It doesn't have any financial impact or so that we can bill for anything.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yeah. No, we're not seeing any decreased demand in anything in the strength category. And it continues to just do everything we can to meet that. We did work through hundreds of thousands of leads like we talked about on those 552s.
Our approach was we created kind of a queue so that people didn't get frustrated that they didn't get on the website exactly the right day and the right moment. And rather, we had a kind of a line there. And so we've worked through most of those things -- those and you can now order them on our website, but there's still a three- to four-month period waiting. I'm sorry about your own personal situation.
We can talk off-line about what we could do for you there. But we continue to see that demand is the answer.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yes, the -- our teams are very active now. And we certainly -- we'd like to get a deal done between the end of the -- between now and the end of the year, but there's no guarantee on that. There's a lot of properties in the market. There's a lot of activity going on right now for sure. But finding those gems that we acquire and end up becoming the part of the AMETEK portfolio is a different story. As we told you before many times, our acquisition strategy is not capital limited. It's finding the right acquisitions to acquire. And we're very active now, and our teams are doing a great job. In terms of the capacity to do deals, I'll maybe have Bill comment on that.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yeah. That's definitely a reasonable conclusion. We did see upside -- significant upside in the March quarter, which is reflected in our results. But as we go from March to June, what we are forecasting is really a normalized market within the handset market consistent with the historical framework we've set up, and that's a reasonable way to model the business going forward.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
So it's really -- this is really a beautiful business in so many different ways. The combined network with our Tacoma operation and the Flyers Group together, it's over 500 locations that we're marketing to within our network. So there is certainly tuck-ins and we're intending to focus on that consistent with our focus on the US C&I business. But beyond that it is a fuel card and there is nothing stopping us really from marketing the service to local fleets, small and medium sized local fleets throughout the country. And the fact that we now have a bigger footprint, and it fits like a glove within our existing footprint. It gives us great capability to grow organically, which we've been doing from the North West as well as through acquisitions.
We also pick up four locations in Florida. So we're excited about it. Then I think before I'm going to just skip over if you don't mind to our retail business, I touched on it from our retail, some 100 sites, certainly the tank wagon and full truck, and the wholesale and the lubricants business, now, all of these are core businesses. So that is the beauty of this addition to our Company is that it is a perfect fit into our core activities. It gives us locations in various parts of the market. It has scale, we have density, hub-and-spoke, so the positive attributes to this really significant. It's really, really a perfect fit. But that card lock business as Ira has commented on is a great retail, it's an end user model, a lot of convenience there, low cost. So a lot of positive attributes to it.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Hi, Pam, thank you so much for sharing all the updates a couple questions for you. Maybe the first one would be, Can you shed light into what to expect to, you know, continuing to enroll and have patience on? Have you been able to collect event rates, event rates, meaning, you know, coming off of confrontation with or late events? Is there a potential that regulators could ask for those types of data points, and it may even require a separate, you know, study to be conducted. So I would love to hear your thoughts on that. And then maybe the second one is on the prv. So, you know, what is in your view, the likelihood of being granted the prv at the approval, and then I have a follow up.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Thank you for your question. There are some reviews that have been completed and there are ongoing reviews and there are reviews to be started. What lessons we can learn from these reviews, such as from the event this time around. It will, of course, be reflected in the business strategy, management strategy going forward.
Regarding the management strategy, as Otsuka mentioned, on Investor Day on May 12, we would like to provide presentations on the strategy.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yes, Matt. And it is a unique dynamic with our annuity model. And so it definitely makes sense to spend a little more time on that. And you're referencing the U.S., first of all, I would say, just at the high level, we do think that we're through the majority of the pandemic impact in the U.S. We turned the corner at the end of 2020. And we're now, as you said, in more of an acceleration mode. We had record new customer starts in Q4.
Again, here a record for Q1 in the U.S. And so what that positions us for is the strong 23% growth in Q1 with a very tough comp in Q2, still in the high-teens, 20% range. But what that does specific to your question, Matt, is it positions us for that 24% to 28% growth rate in the second half and starts to get us into the high-20% growth rates. And we haven't been in the 30% growth rate since before the pandemic. A couple of quarters before the pandemic, we were 30%. As the annuity continues to build here, we're confident that we'll get into the mid- to high-20s. And then just to touch on international because it is a different dynamic. I mentioned earlier, pandemic persisting longer. And so we will take a little longer to build the momentum back up again internationally. But we've got confidence that we'll do that and we expect international to be high-teens, low-20s nearing the end of this year and after we get on the other side of the pandemic next year.

    Prediction (one of UP, DOWN, SAME): DOWN