michelcarroll/llama2-earnings-stock-prediction-fine-tune huggingface dataset:
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yes. You can count on that because we don't want to have to do it over the phone or wearing a mask. So let's hope for in-person, and things have moved along in the pandemic, for sure. Sorry, go ahead with your first question.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Thanks for squeezing me back in. I just wanted to talk about M&A for a second. So if we step back and look at the full year of 2020, can you talk about -- how many acquisitions did you complete in total? I'm just curious if the pace was greater or lower relative to prior years given disruption from the pandemic or if that was pretty similar?

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Well, we believe that as a result of the pandemic, 2020 was a pretty extraordinary year for our industry and the outlook is still very good. I mean, if you follow Zillow at all and what they say about the housing market still being strong for 2021, we started the year out strong, refinance is expect -- that activity is expected to drop some. So we remain very optimistic about 2021 and we'll just hold on and really see what happens. It's just so hard to predict, but all indications are this will be a strong year for us.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yes. Yes. So what I can tell you is the drivers that impacted this quarter will remain an impact next quarter because of what were lapping. So its not really whats happening today. Its more what were lapping from last year. So relatively speaking, its somewhat similar, a gain on sale and the mark to market, those are the big drivers.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Great. Hi, Terence, thanks for the questions. First of all, with regard to enrollment, of course, we're seeing across the country a lot of great trends with vaccination and improving numbers across the board, and that's great. We're looking to open up a bit more. I would say that with regards to clinical execution, still predominantly remote monitoring and remote activities, but we are seeing things steadily continue to improve. And we remain on track with our guidance for initial data for these studies by the end of this year.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Sure. Thanks, Arun. Yes, so how we're thinking about the capital allocation. We're certainly looking forward to getting to more details before the end of the year. But I'd say the priority is going to be on buybacks and dividends, less so on M&A. Obviously, that's going to be dependent on where our stock is trading, the value we see on the consolidation framework.
But right now, where we're sitting, the priority will be to be on buybacks. I do think dividends will be a part of the program. I think having a base dividend is sort of going to be the ticket to play in sustainable shale eras. So you will see something that is modest but meaningful. And looking forward to laying all that in more detail by the end of the year.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Sure. So going back to the first part of your question, the first thing I'd say is price realization, I think, as Erik touched on, is solid. We're pleased with what we're seeing around realization. And then the second metric that you mentioned, which is what we see in the growth decomposition -- composition of the op stats, that has about 0.1% of growth assigned to both price and mix.
So to your point, it's a combination of things that are in that metric. Normally, that's a pretty good indicator for how you could think about price growth in the business. But what's happening in the second half of this year in Q3 and Q4 is if you look at the large amount of PPE volume that we had in the base, so in the second half of '20, it's really making it not a very meaningful metric to think about how price is impacting the business. So that's kind of what you see near term.
I think if you zoom out and you look at what's happening, sequentially, we did grow margins from Q2 to Q3. So that's an indicator that we're seeing, the price benefits that we had expected to see coming into the numbers. And then beyond that, like Erik touched on, we're seeing about flat margins, 20 to 21, which is not something we typically see in the business. That means we're offsetting the cost coming down to the P&L and that traditional mix headwind that we see in the business, and we're expecting to do the same thing again in 2022.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Hey, Smedes.

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yeah, Ken. Certainly, to be clear, we do expect to be flat in the second quarter, but I did mention that, even though we hope to self-fund some of our technology expenses, we will expect to see the typical seasonal increases, modest increases in the second half of the year. Also, we do think the economy is going to be in pretty good shape in the second half of the year. And so, we want to make sure we're in a position to support that. So there will be some modest expense increase in the second half of the year as we support that growth. Certainly, as an example, as card starts to take off throughout the year with additional stimulus that's just coming to the system, we expect outside processing to step in or step up and we do want to make sure we're there for the customer. So, there will be some modest expense growth as we move through the latter two quarters of the year.
Beyond that, we'll have to assess 2022 as we move through this year. As always, we've done a pretty good job on expenses, they're always very front of mind and that's something that we have a bit of a maniacal emphasis on in terms of making sure we're challenging every -- we challenge every expense. We don't think there are any big wholesale changes that we're going to make to our expense structure at this point, but we do challenge expenses as we move through the year and we expect to maintain that very modest to -- flat to modest expense growth as we move from year-to-year.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Thank you, Brenda. I appreciate everyone joining us today. Thanks for your questions. Thanks for listening, and as always if you have any questions over the course of the coming quarter, please feel free to reach out. We look forward to talking to you again next quarter.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
We were seeing the trends across the board. I mean there is a need for more can sheet in both Europe and North America, and that is by creating a very favorable environment for pricing on both sides of the ocean. Maybe America started it earlier and Europe is catching up to North America.

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yeah. So the $1.5 billion is the deleveraging numbers. That's an estimate. That's after paying dividends. So for next year, yeah, you're right, we don't guide free cash flow. We always have a very strong conversion. As you know, we expect that very high conversion to continue. As I mentioned, those working capital trends are very sustainable, right. It's the culture. It's type of businesses we buy. As the software businesses grow, their working capital continues to go down. So that all should continue. In terms of the tax attributes, yes, there are some tax attributes related Vertafore, which we disclosed a little over $100 million. So there'll be some benefit from that coming in '21. There is also like many other multi-industry and really all companies, right, we benefited some from deferral of payroll taxes. So that'll go back the other way next year as you're -- as you're starting to pay those payroll taxes again. So those are sort of -- those are sort of counter each other a little bit. But we feel great about cash flow next year, but we don't guide as you know.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Good afternoon. Thank you for taking my question. Peter, I'll start with you, and I'll follow up with Venkat. Peter, I wanted to talk about the Amazon opportunity.
Any early trends you can speak to with respect to adoption? Any impacts to the business? And frankly, what has engagement been looking like from that relatively net new channel for you on the consumer side?

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Thank you very much, Giulia. On costs, and look, we will-I will continue to be disciplined on costs. We do reinvest part of the savings that we got from the actions that we have taken, but the discipline will continue. And therefore, we also continue to monitor the right direction of our cost trajectory.
We still intend to bring the cost down. And in the past, we have been able also this year to absorb inflation also in the Netherlands, but also in other jurisdictions. And we are -- we'll take that on the chin and we'll continue to see in how we will be able to compensate that. On capital, there, you ask whether that is probably means of dividend or by a share buyback or capital distribution, we don't know it yet.
We will give you more information about the specials at the first quarter results 2022.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
So the first contingent payment, it starts in 2024 actually.

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Hey. Good morning, guys. Thanks for taking the questions here. Nice result. Maybe just sticking on aero what Pete was asking. Was there any -- I mean, the step down, I guess, on a sequential basis for the aero OEM was pretty significant. It seems like a 14% step down maybe, you mentioned the working days. Any other changes on some of the wide-body platforms? I mean, I know you got a lot of content on the 787 or any way to parse that out? Was it more engine? Was it more airframe content? And yeah, because it seems like that definitely snuck up on you, there were supposed to be kind of sequential improvements in growth. I mean, it just seems like a big move down.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yeah. It's -- I don't think that the capital expenditures are really tied particularly to the extensions that we're looking at doing. And we've landed one extension, and we're working hard to wrap up the remaining three there in fairly short order. It's more just from a time and operations perspective, we're at a point in time where we need to do an appropriate number of inspections for the plant, and it just so happens to be triangulating to 2022. I think there will be a little bit of capex potentially even in 2023 as we setup the plant to really run from a time perspective over the course of the ensuing kind of 10-year period. The maintenance is more driven kind of where we are in terms of the historical performance of the plant and where we need it to be to kind of run forward as opposed to it being specifically tied to any of the recontracting that we've done, if that makes sense.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
George, I'll start, but I'd say two significant drivers of growth for us have been new business. It's still quite robust. Our value proposition is resonating very much and many companies are still struggling with staffing as we cited earlier 10.9 million jobs -- job openings. When you struggled with staffing and you can find a company like Cintas, you can outsource certain functions too, it makes it very attractive. So they look at and say what you can take care of these items and maybe they were a do-it-yourself in the past. So that resonates with them, so that's been quite nice.
Most of -- moving on to another driver -- most of our customers were I'd say are open and probably were open going into the first quarter, but we are providing more products and services to them. We are again anxious for them to get back to their pre-employment levels and we think that will be even better. But new business and then I'd say again adds within our current customers are two significant drivers for us that we think will continue to help us throughout the year.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Great. Thank you. John, I guess, in your judgments, as you think out beyond COVID-19 and once we -- say, more than a year has gone by once we end this darn pandemic, in your judgment, what do you think is a reasonable expectation for your revenue growth long term? And obviously, there's a lot of debate out there. Is it positive 3%, 4%? Is it negative? I'm trying to get to, in your mind, do you think there's any permanent damage to your business going through this pandemic? Does this put you in a worse position on the back end of this or the opposite? The first question. Thank you.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
So, by all means, Bryan and I are not the most scientific individuals to answer this, but I think I can get you at least on the path Steven and if not, we'll get the right people to take it further. I'd start first of all by saying, our team in London has really built a strong expertise in how do you use excipients and how do you dry down what reagents to make them air dryable and ultimately enabling high performance and the great benefits of shipping.
So we kind of figured that out over the last couple of years and built some strong expertise. After we figured that out, we really started to then work on these different sample types because every sample type has a different type of inhibitors that basically can impact the performance of that sample type. Stool is completely different than saliva which is different than blood, than urine etc and so I would describe the expertise we have in the dry down capabilities and the excipients along with the expertise because we have been working with sample types and we know what inhibits them.
So we brought those two capabilities together and it's really kind of working our way through these. So we don't have any that we have discomfort that we can get to build a great mix on, it's really kind of like the next one up and working your way through the pipeline. And so we have really high confidence, all the mixes that we have, have been working very, very well and in many cases the customers were happy and we were great. In a few cases, we do a couple of extra tweaks as we work with those customers to really optimize that performance, but we feel very, very, very good about that.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
With that, we want to thank everyone in attendance, more importantly, to the Sumo employees, our customers and our partners for their strong will, their dedication and hard work to be able to achieve the great results in Q4 and fiscal '21, and we're excited about the opportunity in fiscal '22. And we look forward to connecting with you guys again soon.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Pete, I do. I think when I think about the MoneyGuide solution, I think about some of the new capabilities that we're rolling out. We think about some of the Harvest capabilities that we'll be offering inside of the bank accounts. We've got lots of kind of capabilities now that are more license-based than AUM-based. But those license-based tools, what do they do? They drive ultimately -- drive advisors to utility of the AUM solutions, whether that's investments, insurance, credit, etc.
So no, I continue to be very bullish on subs growth in the wealth space. I think what -- as we articulate this strategy around the digitized engagement platform, you're going to see more and more uptick.
As we -- also, the other dynamic, which I will point to, which I think is important, is that I believe we'll see more head count growth in the AUM/A category. As we use the data recommendation engine across the $4.8 trillion, some of those advisors and some of those accounts are sitting in subscription-based environments, reporting only, reps APM, some of the Tamarac assets.
Now we're going to pull them over into solutions, tax overlay, impact direct indexing that sit within the solutions team here at Envestnet. So my expectation is the advisors, accounts and assets will grow and be a primary initial contributor to the incremental revenue growth that we'll be driving.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
And Scott, like we mentioned, I mean, we think -- the round one fees -- we've obviously amortized quite a bit of those at this point. So it's skewed more toward that round two tranche, but the timing of that is a little bit of a wild card, but we think that that comes in here in the back half of the year in the -- obviously, in the third and fourth quarter.

    Prediction (one of UP, DOWN, SAME): SAME