michelcarroll/llama2-earnings-stock-prediction-fine-tune huggingface dataset:
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Right? So just from a macro level obviously would strengthen the balance sheet paid down another 150 million a debt here in October. Continuing to -- capital we are investing organically in our business and we still believe we have the opportunity to invest via M&A activities. So we're deemphasizing share purchases over the last five six years will significantly reduce the amount of float outstanding. So from a share repurchase standpoint would deemphasize that looking more to the M&A but let me be clear we're going to be very disciplined in the M&A environment that we're in right now and valuations are to some extent elevated. And so what we disciplined there share repurchase we'll look to offset any incentive comp dilution with that and take advantage of market dislocations that occur through time. But again the good news is that a strong balancing strong cash flow it gives us optionality now on capital allocation and we reinstituted the dividend which for our investors is also important.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
It is my gut feeling, we have a president operating company presidents meeting as soon as we finish up with your question. And that's the one of the things that we're digging into, but based on what we're seeing in our own operations and the guidance that we're giving our own operations of if you're seeing constraints out there, you better get on the front foot and start buying components to the detriment of working capital, which we know we can bleed off of the balance of the year. Let's not miss out on deliveries and production performance. So, if we are doing it and my expectation is that everybody is doing it. Do I think it's, to the detriment of order rates through the balance of the year? No I don't, because I think what's baked look. There's always going to be volatility quarter by quarter. But what's baked into our revenue forecast is shipments for lack of better word, if there is some amount of it and look at the end of the day, you get a backlog that's in excess of your first quarter production probably not going to get it out, anyway. So the good news. I think when I answered Sprague before is, you know what the blogger, the bigger the backlog that we have, the more efficiently we should be able to run our factories and that's margin accretive.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Sure. So I'll maybe break it into local and our larger national contract customers. And so, on the local side, so with the inflation, to your point, the combination, normally, in an inflationary environments, you can see some compression when net inflation happens for the -- immediately, and then it gets passed through. In this environment, you have the combination of the inflation with some supply challenges in different categories across the industry and not just us.
So our teams, our commercial teams, our pricing teams have worked very, very closely and have done a really nice job through here of really taking, sort of managing that very well to be able to pass through that inflation and gain a little bit of pricing as we've gone through there, but again, trying to price very fairly to our customers. On the national side, we've continued this journey over the last few years where our national sales team has done a really nice job of really -- of all the new business that we're bringing in is higher margin than typical in those and continue to take advantage of the tighter pricing environment that we remain in. So it definitely is, on those customers, a much stronger pricing environment than it was a few years ago. And depending on how certain things play out in the environment today, that may continue even to a greater extent.
But I think that's where Pietro made the comment earlier is. So we try to be priced fairly to our customers. But at the same time, there are things that are different, and we work with our customers on things like our service model, our technology, etc., that we don't necessarily have to be the cheapest. It's adding the most value to them in the environment we're in it's that balance that really helps both of us win.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
We're assuming 65% debt, so if it's $980 million, that's like $340 million or something like that line there. Lynn are you there. I got that right. Right, Lynn?

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
If you see the payments business in the U.K., we've made a significant investment in the technology, which runs the merchant acquiring business and are starting to see that have an impact, particularly, as I said through Internet sales and what not. We're also connecting all of our applications that run our small business banking group with our merchant acquiring group and that will also have, I think an impact on the growth of our merchant acquiring business, particularly in the small business space where it's -- which is where the profitability really lies.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Good morning, thanks for taking my question and thanks for all the color. You guys mentioned a couple of interesting trends that I'd love to hear you guys explore a little bit more both the dynamic that you're seeing customers return to stores and still shopping online. And you also mentioned that pandemic categories and the recovery categories are both showing signs of strength here. So maybe if you look through the customer data and the profiles you're seeing and this activity maybe could talk about. Is this the same customers returning the stores? The younger customers that you attracted online? Are you seeing them shift to stores or is this the old existing customers kind of reactivating and coming back in the stores and same thing on the categories? Does the same customers buying across both pandemic and recovery categories or is it different customers? Thanks.

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Second question first, no purchase loans. The closest we get to purchase loans are some indications or participations in the C&I book but it's quite small. This is all our originations. Large borrowers didn't really impact this quarter.
We did a few loans for larger borrowers but I wouldn't say it was beyond the average per quarter. The decision to consider securitizing going forward a portion of the loans has some benefit to larger borrowers. And I think I mentioned in my comments that we have borrowing relationships that we would very much like to do more with but we have house limits on loans to one borrower plus we have legal limits as well, right? And securitization is a way to go beyond those limits.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
No, we are focusing on and capturing the value then from the tax incentives that are there. So the effect on the tax package in itself is around $2 billion in improved taxes for 2021, which is then benefiting, and then taking down to breakeven in the portfolio, with around $10 there. So it's then focusing on the NCS activity, which gives the benefits to us, and has an impact on around $2 billion.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yes. Like I just shared with everyone, we start to focus on large data center and OEMs since about 3 months ago. And we already achieved a couple of them. And they start to move. And we believe that volume we will ramp up very soon in this year and next year, I believe. As to 5G telco, again, we already engaged a handful customers, kind of the world-class telco company. So relationship has been created very solidly, and they start to move, some in small volume, and we also expect some high volume will follow very soon, and it will be long-term partnership. So overall, we are very optimistic for our long-term growth.

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Good morning. Maybe, Ralph, you noted at the beginning of your comments that you feel like we're in the early stages of the next M&A cycle, but at the same time we've had three quarters in a row of record levels. It's a little unusual for a cycle to start off so strong. So how do we think about that start to a cycle? How do you feel confident about the growth continuing? And I guess where do you see that growth coming from current levels?

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yes, Simeon, that's a great question. I wish I had a great crystal ball answer for you. I mean, I think that first of all, this year, when we started the year, we projected flat to negative comps. We certainly didn't expect for our comp growth to continue to be as strong as they have been in 2022.
Considering that a lot of the stimulus and benefits have subsided and our sales have remained strong. Our expectation would be for the aftermarket as a whole to continue to perform well going forward. And we'll certainly continue to be a consolidator and continue to try to grow our market share going forward as well.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yes. Yes. And unfortunately, we were out this week with safety week and we got to me a lot of our teams on some of these tough jobs. And I mean credit to them, they're working really hard to focus and bringing these jobs to completion. I think through all of our work over the last year; bidding processes and controls and ultimately getting our forecast right, I think that's a contributor as well. And we're at a point now where we did have a couple of fades in terms of our forecast margin. And we had some -- the gain margin that kind of offset each other to the point we are. I do -- obviously, it's the old risk portfolio. I think that we have to recognize and respect the risks associated with that portfolio, but I do believe our teams are asking at a high level on those projects. And as I said, they are focused on bringing those things to completion.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yes, this is Mehdi Hosseini from SIG. Just to follow-up, Riyadh, did you say that any wafer price increase is already dialed into your gross margin guide for 2021?

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Hi, Helen. Hi, Rice. Thanks for taking my questions, please. I have two. One, just following on, on the labor conversation, I guess. Helen, would love to understand at this point in time is the sort of pressure you're seeing primarily driving pressure in the P&L on a cost perspective? Or are you seeing any detrimental impact on revenue growth as well? And I guess, as you think about 2022 and the wage compression that you're observing between the rates you're paying and some of the other healthcare providers, how much more room do you have before your salaries kind of get to parity, and it becomes harder for you to recruit? So that's my first question.
And then, my second question is just very briefly on the weakness that you saw in the Products business in the third quarter, I would love to understand whether there is anything structural there or just some timing impacts? And related to that, I'm going to sneak in a quick follow-on on which is any thoughts the incremental reimbursement for the Tableau [Phonetic] and whether that changes how you're thinking about home through 2022 and beyond in the next stage competitive positioning? Thanks, guys.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yeah. Well, maybe I'll start, Bob, and you can join in.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yes. So it's been dependent upon government budgets, which start and stop. It looks like they're starting again and so I expect that that will be completed next year, I mean I guess will be finally completed. I thought it would be this year. It hasn't stopped the government from buying services because they just buy it through the commercial gateway, but they would prefer to buy it through the government gateway. So, I know it will eventually be an additive to that. But we kind of wait for them to free up the money they need to sort of buy and contract for the work that needs to be done, but I believe that that's sort of on track to be done now I think next year. Not necessarily at the end of next year, sometime in next year.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yeah. Yeah, we don't -- I'm sorry, I didn't totally follow the question, but we were well situated to benefit not only our revenues but also the customers and the people of Texas in Uri. But -- as I mentioned, we're also set up this year. If there's any types of cold spells or any type of significant volatility in pricing, we're well-positioned to be able to provide what will be necessary for customers in this state and throughout the country.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yeah. We actually have -- I think we get better visibility now than we ever have. And it's a result of a couple of things. Obviously, we have always had access to permit data just like you all do. So that's one of the things that we track, but given the tightness of supply of the major components in pool construction, whereas in the past there was plenty of inventory in the pipeline, builders didn't put a lot of orders in advance saying, hey, I'm going to need this product and this day. So we have in order to make sure that we can accommodate their needs and that we have the equipment set on the day that they needed in the future or that we have the plaster there to deliver on the day that they're are going to deliver, the builders are sharing more information with us now about, hey, here, these are the jobs I have in the pipeline, so oftentimes, when they go sell a job, get a contract, they're coming into us saying, OK, here's the job that I sold, I'm going to need equipment, I'm going to need the plumbing kit here, the steel kit here and I'm going to need the equipment and finished kit on these date. So one of the benefits of the situation that we're in, as we do have better visibility to what the backlog is in the industry.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Hey, guys. Tom is the $0.42 dividend is the new base dividend going forward.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Thank you, Rodrigo. Our next question comes from Juan Recalde at Scotiabank. Good morning, Juan. Go ahead.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
So, OK. So, that comment reference, you know, kind of the first quarter to look forward. But there's a definite mix issue or a positive benefit of mix, what it takes to make certain products versus other products. You can mix in products faster.
The other thing is that you might notice a little bit of inventory change. We were gearing up for the Shield Plus launch at the end of January. We had already made the product in January and had put it into inventory so that we could stock our distributors and dealers ahead of time. So, you would see more sales in the beginning part of March.
You know, Mark noted that, you know, we sold, you know, an awful lot of those Shield Pluses during the quarter. And so, those -- what we would have been starting to stock those up in Q1. So, -- or sorry, in Q3. So, Q4 ended up taking advantage of that.

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
I think -- and I think we've been saying that, Chris. I think that's probably fair to say for next year and then growing from there after we get back to kind of our baseline, if you will.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
I think the comment that was made was likely due to transportation issues. Obviously, I don't -- again, I think I mentioned this earlier, no one saw this great uptick. I mean, I think many predicted $4 gas, not so sure -- many predicted $5 and probably not $6. And when that hit, obviously, coal, there was a lot of gas to coal switching. And the transportation network just couldn't respond quick enough to be able to get all this coal to the utility. So my assumption here is the comment on inventory levels can't get built up in a very short time is mainly due to logistics. But again, over time, I think you'll continue to see that improve. But so long as these gas prices remain in this, call it, $5 range. I mean, every ton that gets delivered to a power plant is going to get burned. So it will need to be replaced, and that's, again, another reason why we're very bullish on 2022 and for that matter, 2023.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Got it.

    Prediction (one of UP, DOWN, SAME): UP