michelcarroll/llama2-earnings-stock-prediction-fine-tune huggingface dataset:
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yes, Juan maybe I'll just say that we're going to learn a lot more about vaccine requirements and effectiveness in the coming months. These learnings are going to aid our thinking as we formulate our guidance for fiscal year 2022 later this year. That said, I'd say that we do anticipate manufacturing vaccines into our fiscal year 2022, which begins on July 1 and likely for calendar year 2020 also.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yeah, we're pretty razor-focused on M&A. This is -- there is some really attractive candidates out there that would substantially add to our market positions. And so we're really focused on those candidates.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Good morning, Chase.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Say that again?

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yes hi good evening everyone.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Sure. John, do you want to take that?

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
I think [Speech Overlap] -- sure. The underlying question comes back to, as Brian broke out the portions of it. We essentially are looking at an environment in the second half of the year where the medical cost environment will be slightly above baseline. And the pieces of that are that the non-COVID or the, call it, traditional parts of medical costs, approximate baseline in the commercial portfolio. And above and beyond that, there's some additional load for COVID.
So one would have to believe that either, a, the non-COVID costs are going to run above baseline for some reason that they haven't to date, when we look at the way we built up the proxy for baseline and/or that the additional COVID costs that we're saying are additive to that, will be materially greater, right?
So we acknowledge it's the fluid environment beyond shadow of a doubt. But we believe that the estimate we've made for the step up in aggregate for the rest of the year to run slightly above baseline is an appropriate assessment based upon the pattern we saw in the end of the first quarter and the way in which the second quarter has evolved and developed. And as I noted, we have about two-thirds of the risk business yet to be priced for 2022.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
This is Aaron [Phonetic] on for Jeff. Just one quick one for me. Rod, you mentioned churn and the efforts you guys are taking there as far as retention goes, curious a little more color around what you're seeing right now as far as churn is concerned, what's working as far as retention is going? And kind of how does that compare over the last couple of quarters to a year?

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
You know, with Pura Vida, right, with the launch of apparel and backpacks, we're seeing some really nice early results, obviously those collections are limited. But we're learning a lot about the customer, what she's responding to sizing and we definitely think that really building out Pura Vida from a lifestyle brand over multi-years just provides some real significant opportunity because I think that Pura Vida could become much more balanced instead of just so heavy on the jewelry category. So I think there is significant opportunity long term as we build out those categories.
In terms of thredUP, there are really a few reasons why we did the thredUP partnership. One is really continuing as the customer continues to be more and more focused on environmental, right. It gives us an opportunity for -- to lead into this up cycle environment to the ability for customers to kind of clean out their closet as we definitely know a lot of our loyalist have a lot of Vera Bradley product.
So hopefully they can open up some space, kind of use those gift cards to repurchase again, and buy into the newer Vera Bradley product. We think that provides another opportunity for simulation of future revenue. But it's a new program for us, we just launched it. We've been pleased with the early results, and we'll just see how it scales over time.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
I was teasing you, Jamie. We'll get it. We'll sort it out.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Waqar, this is Mark. We're still in -- it depends on the customer, the rig, the region, but we're still in between 1,000 and 2,000, yes. And that same ZIP code, if you will, on the incremental uplift for the performance contracts.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Thank you. So I guess the question for me is with regards to the underlying sort of economic and operating assumptions for the lower and upper part of both the revenue and margin outlook. And given the confidence implied in post 1Q acceleration, I guess the follow-on to that is the supply side question because when I look at high utilization and sequentially higher attrition, can you provide some comfort on the ability to meet delivery objectives of that implied acceleration of demand?

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Well, I think what we -- what you're seeing here is that the -- the momentum we had going into the pandemic, the acceleration that we've got from the pandemic, decisions we've made, you know, to -- to jettison the retail of Harry & David and double down and focus on e-commerce, you know, the customer file that we've built. We're just -- it's been a pivotal -- pivotable -- pivotable -- pivotal moment for us and for our company to really seize the opportunities that have been presented. So, I think you're right, Dan. I think that we're -- we're in a much better position than we were a year ago.
We're bigger, stronger, better company, better assets, the additional acquisitions that we've done put us in place, and we're -- we're looking at a good -- good growth rates going forward.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Thanks, Jim. I think that -- when we look at it and the fact that we -- our guidance is exactly what it was in February. I think overall, things are in line with what we thought they would be. And quarter-to-quarter, things do change, just like here we said, the one customer in China in the first quarter brought a lot more, which the percentage went up. But overall, for the year, I think we're pretty much are in the ballpark with all the customers.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yes. Look so I think that obviously the wireline is right now is a hot market. I think it's going to continue to grow very sustainably throughout 2021. I think the wireless market growth will be more back-end loaded just based on the spectrum auctions right? So today our business is -- it's probably just a little bit bigger on the wireline side than it is on the wireless side. I think we've done a good job at really following the market and changing that mix.
I think we're going to benefit from both. I think shorter term over the next couple of years, fiber will probably be a really big growth opportunity for us. And the wireless will be right behind it. So I think over time our wireless exposure is fantastic because I think that that business is going to grow tremendously in the coming years both from a deployment perspective and then ultimately from a maintenance perspective. So again, we think we're really well positioned on both sides of that market and are going to benefit from both.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
I think --

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Thanks, Joe.

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Sure, Ryan. Thank you.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
I would say the renters are not terribly different than first time homebuyers. People moving into areas, they're looking for housing. They're looking for a better lifestyle, things if probably have surprised us, level of demand and the lack not only from a rental standpoint but from what I consider institutional type investor base that is -- that has bought the three that we've sold. It may not be a white hot for sale business this year compared to last year, but it is a white hot meet build rent business especially the way we're positioning these projects as kind of on the affordable and self-contained not intermixed with [Indecipherable] housing.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yes. No, you're exactly right. The same trends that we're talking about, again, are the drivers of the tail revenue adjustment. And again, we update and do that every quarter.
And so all those findings make its way not just in our new LTVs we recognize, but we're also on our look back on a quarterly basis as well.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Hi, guys. Thanks for taking my question. Do you guys hear me?

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
So Steve, to confirm if the FDA ends up saying, OK, you need another study, you're willing to do another study in one of these subgroups? Is that confirmed?

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Well, thank you for the questions, Daniel. And when it comes to these floating loads at the end of the third quarter and the impact of the price evolution on the results of the fourth quarter, you're right. The important part of the quarter has gone through and the average prices are very similar to those of the end of the third quarter. At present day prices, we have lower volumes of these open volumes; so the impact will be lower. Now, if the prices remain as they are, the impact will be less than $50 million. It's a fraction of what it was in the third quarter. And we hope to show you that this impact was non-recurrent in terms of Cement.
I would like to ask, Edvaldo, to help me with the answer.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yes. I certainly think that the revenue run rate will kind of play out over the course of the next couple of quarters. But we have given guidance, if we'd call it guidance, around our personnel expense and our SG&A that we've provided in past quarters of personnel around 0.5 billion -- or personnel around $1.4 billion and SG&A around $500 million. We still think that holds together as we look at our forecast through the balance of the year. And that's obviously an enterprise number. Yes. And maybe just one other point that I'd make. We've talked a lot about flat head count, but I really want to go back again to the thesis that it's about growing volume ahead of head count. We're not afraid to add head count. We're not holding back on adding head count. It's just a matter of making that commitment that we believe that we can deliver volume growth in excess of whatever that head count add is.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yes. I mean what we're -- we had a couple of large deals that were slated for the third quarter that pushed into the fourth -- And then we had some seasonal -- expected seasonal headwinds with Gainshare that will reverse course into tailwinds in the fourth quarter.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Great. Thanks very much Amy. The cash flow in the quarter ex the audit settlement was far ahead of everyone's expectations, and I know you talked about strong billings in the quarter. But as we look forward, are there any puts and takes that we should be aware of? Or should we just focus on cash flow growing pretty much in line with net income?

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yeah. I mean, Arun, good morning. What I would say is, look, our target, which has been our target since before spin is really a long-term rating agency adjusted net debt-to-EBITDA target of between 2.5 and 3. And so, you know, we're -- we're above that today by about 150 basis points.
Really mainly because of the lower EBITDA as well as the lower interest rates which really drove, you know, another $1 billion increase on the -- on the pension side of the house. So we still have some work to do, and that is why we are going to do about $1 billion roughly of deleveraging. It is our target for 2021, on top of all the other things that I said. But you know, we -- we understand your point, and we agree with it.
And certainly, as earnings continue to improve, we -- we will take another hard look at share buyback at a minimum to cover dilution. And then we'll see how the back half of the year goes. We will all see how some of those best owner projects that we are working on goes. And if we have excess cash, you know, we'll -- we'll be -- we'll use that excess cash aligned with Jim's capital allocation priorities that he -- that he walked through earlier.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Sure. Maybe I'll start, Jean, or do you want to -- 

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Hey, Brian, good morning. I think that there's a couple of points. We talk about pricing actions that we would expect to benefit the fruit business. We would also expect to continue to the next benefit is obviously the -- that the growth profiles of the two segments are different.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yes. I think we have opportunity to do that, but our first and sort of primary objective is finding the customers that really value what we're doing for them. So we're -- we can handle the incremental opportunities where they become available. And as you know, there are different categories of sort of capacity in an LTL, right, could be drivers, could be doors. Those are all things that could influence this. And I would tell you that different terminals, just like back in April, we're probably not have much in a way of spare capacity. We're trying to address those. But one of the ways you first address those, as you say, let's make sure we understand what the mix of business that's going through these assets.
And the service levels we're providing, we focus on that. So this is -- at this stage, we have spare capacity in the network, but we have more capacity to change freight where we think there is a better opportunity to provide that service that we can be reimbursed for. And I think right now, for us, that is ultimately the biggest value driver. I think that positions us for future growth. I think as we see opportunities, certainly, we can take on additional business.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yeah, I think there is a couple of different dynamics and clearly volume has a big component there and we've all been faced with a variety of different commodity related aspects that have impacted us. We've worked through those. We've got not only primary channels, but we have secondary channels to take care of the supply constraints that sometimes ends up having some impact on the business. But we've navigated those and I think we've got good line of sight as Rod had noted in relationship to the outlook that's been provided.

    Prediction (one of UP, DOWN, SAME): SAME