michelcarroll/llama2-earnings-stock-prediction-fine-tune huggingface dataset:
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
From a balance sheet perspective, we have full capacity available on our line of credit. So in the near term, we can utilize that as we're closing on the assets. As we look forward and think about our debt profile long term, we want to maintain the relative -- or the relative strength of our balance sheet. And so we'll look at various opportunities from a capital perspective as we look to continue to grow, but also fund these acquisitions and future acquisitions.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
And that is factored into when we then look at our full year benefit ratio, as we sit here today, and we look out for our benefit ratio we obviously incorporate a whole host of different factors when we look at the full year, including the possibility of some pent-up demand in terms of claims being filed as well. I touched earlier on that, including a potential increase in cancer claims. That's factored into our revised guidance of being toward the low end or slightly below the 48% to 51% for the benefit ratio for the full year in the US.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
On recovery of volume from the low levels that we're operating at now, absolutely. And then as you get into a more normalized outgrowth relative to normalized market expectations, then you would expect to return to more normalized incremental margins. But when we get a snap back from production drops like we would anticipate at some point here, we would expect to be able to increment at the rate at which we decremented. No different than what we saw coming out of COVID. When COVID started -- when we started the snap back at the end of last year, we had obviously decremented at a pretty healthy rate earlier in the year, and it came back very quickly, and we incremented at the rates in which we decremented. So I think that's the right way to think about it as we come out of hopefully, the production challenges that we're seeing in the market today sometime during 2022.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
So, I'll start but then I'll let Eran. I'll just say that in general, you were looking from the indications perspective. But in general, from our perspective, the triplet study is the ultimate way for us to test our hypothesis. But now being in the situation that we're the first to move ahead with the PVRIG and now with the data that we have and some initial data supporting the hypothesis for us now is the time to move ahead and broaden the clinical strategy and test all the different combinations that are relevant out of these three pathways story.
So we think, based on our data and Eran will relate it to it, that different patient populations, with different dominance of these pathways may respond differently, but it is also important for us to have some overlapping indications. And this is in order to be able to do some biomarker work and better understand the biology of the PVRIG access, the contribution of the components, how the different patient subsets are responding. So, I think that when you think about the strategy and you think about the different combinations, an array of combinations that we're going to execute and about the different indications, we're also rationally designing how we're going to collect the information out of this patient population and make eventually decisions about specific subsets that would fit different combinations.
So with that, I'll let Eran discuss specifically the doublet versus triplet translational data.

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yes, hi. Good morning, everyone and nice quarter.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yeah. I think it's sort of just -- I think what's happening -- short answer is in fourth quarter, right? So there's sort of a bubble that moves through the system. And so the things we couldn't ship in fourth -- third quarter, we ship in fourth quarter. I think we will see in AHRI data when it comes out that third and fourth quarter will sort of be muted quarters industrywide in units, i.e., it will be flat to down. And I think what that will mean is, we've all had trouble producing, as I suggested, and we're sort of at the end of the season. And while some of the demand is being picked up by Watsco and people have some things, but I think broadly what's happening is the lead times from local dealers to install HVAC or air conditioners is long enough that people are deferring the replacement until the summer season in many parts of the country. Not in Phoenix, not in Miami, but in many parts of the country I think people are deferring. So I think there will be a bow wave when we enter or when we get into 2022 and production picks up and we start to enter the summer selling season next year.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
All right, thanks.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Hi Mike.

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yes. This is John, Felix. I'll talk about that because we're pretty focused on our capital plan. We do have a lot of cash on our balance sheet and we've generated a lot of cash. We're always going to be returning cash to shareholders. I talked a little bit about share buybacks and increasing our dividend. But we're also making investments organically in terms of technologies and new product developments and how we grow the business over time. And we've got a constant pipeline of inorganic moves that we're always looking at. But we're very, very prudent about how we look at those moves.
We know exactly where we think we should be making moves, and you've seen us do some smaller moves. Boise Mobile was a great move but a smaller move. We did the acquisition of Pratt Miller, which is a fantastic acquisition a few quarters ago that's leading to a lot of really positive growth opportunities for our company. So you'll continue to see us active. But as you know, the M&A environment today is very frothy. And so we're pretty prudent about -- we want to look at where we can make moves that are going to make meaningful differences to how we grow the company over time. And we're careful but focused on it. So I think you'll see us continue to make a few moves inorganically.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
So that, yes, that's GAAP net income. So, I'm sorry. So what's your question? What whether it's include --

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Philip, I mean, we are very happy with our Midstream investment and GIP is too. So the Midstream continues to add what we believe is differentiated value to our E&P assets. Like you said, being able to get it up to 200,000 barrels a day. Also with that maintaining the operational and marketing control, it provides takeaway optionality for us to high value markets and as John mentioned earlier, we're very focused on minimizing our mission, so gives us the ability to increase our gas capture and drive down flaring. So both GIP and Hess remain committed to maximizing the long-term value of Hess Midstream. So the offerings we did, we had the secondary in Q1 and earlier this month, they were designed to increase the float of Hess Midstream get their liquidity up there and the Q3 buyback actually helps Hess Midstream optimize its capital structure, getting to that 3 times leverage position. So, pro forma for these transactions Hess Midstream, it maintains a strong credit position and it has continuing free cash flow after distributions. So it will continue to have that low leverage and ample balance sheet capacity. Thanks guys. With the free cash flow will continue to drive that leverage down so that can support future growth there on the Midstream side or incremental return of capital to its shareholders, including Hess. So basically what we're talking about is continuing what we've been doing here with Hess Midstream.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
This business, where we have floors that are operative today in the warehouse business so it's not going to be that big, I think.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Hey, Eric.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yeah. Absolutely, Kevin. On the staffing side, all of the steps that I mentioned are designed to increase our ability to capture more of that demand. And in the outcome-based business, it's around generating additional customers for that solution. As we said, we think that easing of demand is temporal and we expect that business to recover. And we'll be prepared for it when it does.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
No, they can change. Your mix -- the mix has a lot to do with it in terms of which putting on versus what's rolling off. We have different portfolios we've invested in. We see growth in our small business through our newly acquired Ascentium Capital. Those have the tendency to higher -- have higher yields that could be helpful. But we're seeing some of our customers access the capital markets and that puts little pressure on loan growth. And -- and when those clients leave, it's tough to get that replaced at the yield that we had them on. So as the economy opens, we think we see more activity. And we think the rate environment will -- will improve a bit commensurate with that increased economic activity.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Michael, this is Ed. I'll take that one and then Andy can add some color afterwards if necessary. So we have seen pockets of it. So in Florida, we've seen some pockets of that, where we have seen a drastic increase in demand for PPE from us even from levels that were already elevated. In addition, to that we have seen some tightening on the electric procedures there. But here's the other thing we saw. So during the pandemic, we worked with our customers for some unique solutions. And we have subscription-based models, where customers have access to product as they need it. So we can -- since we're producing it ourselves, we're producing stuff like N95s in Texas as well as in Lexington, North Carolina. They've called in on their subscription model and said "We need a triple of what our use is" for example and we've been able to fulfill that. So you're absolutely right. Delta variant does increase and actual hospitalizations increase, which is what we're seeing. We are seeing that increase in demand for that PPE. But again, what makes us unique Michael, versus others is we're making the fabric in the United States. We're finishing PPE all relatively speaking close where it can be delivered by a truck all of the fabric-based stuff. So we have been able to flex very quickly as this delta variant has hit and at certain locations in the United States have needed the product.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Well, you know, I think that's something that you'll be talking about maybe down the road. Right now, our board has spent a lot of time just focusing on what we've talked about today and that is positioning the company to be the leader that we are in the dividend framework that we have. And so --

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
So we're doing both now. We've just talked a lot about the CRT, which we call the carbon renewal technology, and basically, we're changing our technology, if you will from gasification to reforming when you go from sort of coal to waste plastic and replacing that coal with the waste plastic with our carbon footprint that's sort of 20% to 50% lower. So it's a very compelling technology, that goes into our textiles, our Naia fabrics that we're growing quite strongly, as well as into some thermoplastics in the specialty plastics business, and a new growth opportunity we see in AFP around formed insulation, that would be cellulosic-based and a very sustainable offering versus EPS. So a lot of different applications and CRT going on at the same level, that's part of that $500 million to $1 billion platform combined with the PRT, so a lot going on.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
So across the board, there are different margin rates within the businesses. So on the space and satellite size, those are on the higher end of the range. On some of our -- we still have some legacy services business and right now our engine businesses, most of that's in development, those are on the lower end of the margin rate range. So it's a blend right now. And what we're expecting for the second half is that, that space and satellite business is going to be more software focused, which would lift those margins in the second half and more specifically in the fourth quarter. So that's what we see driving some of that margin uptick for the second half.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
We get that question either on calls or in meetings, and our answer is we like the structure we have right now. We think, all things considered, so all things considered, the way the business is running, geopolitics, the whole risk profile of the company, the other things we had going on in the last couple of years to streamline IP, we believe the 50-50 joint venture is the right structure.
What we are working on is improving Ilim, and the Ilim team is doing a great job investing in their business and growing their business. It's the number one competitive position to serve softwood fiber products to China. And we want to try to find ways to get as much of that value reflected for that 50% ownership position into the shares of IP that we can.
So the strong dividend we get, the equity earnings, the exposure to a fast-growing Chinese market in an innovative way, we hope will resonate over time. Ownership changes are always under consideration, but obviously, I wouldn't talk about something we haven't done. We are very comfortable with the structure we have right now. We have very good partners and we have a great management team that's running the business very, very well.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Sure. I'll make some comments and then give David a chance as well. By '23, again, if things continue to trend the way they're going, we should have the full fleet out. We'll have, as you mentioned, additional capacity with these exciting new ships, more efficient. We've got some cost infrastructure improvements. We're coming out leaner and with better cost structure. We're more efficient on the ships, both from a fuel standpoint as well as an operating standpoint. In addition to that, we expect to be back at occupancy levels more comparable to historical or potentially even better, given the fact that while there will be some capacity growth at that point in the industry, is going to be well below the capacity growth that would have occurred absent the pandemic.
Go ahead, David, any additional comments?

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yeah. I think we're very early days of businesses optimizing their experience for customers and integrating that experience between online and offline. And what they're really looking for are integrations with their point-of-sale software as well as functionality enabled through the platform, like buy online, pick up in-store or buy online local delivery, that sort of integrates that search functionality of what products are in which stores, how do I look up the stores relative to where I am, how do I see my delivery options, all of that's advanced level functionality. And if you rush online because you got caught flat-footed when you replatformed, maybe in Phase I, you haven't gone full bright on all those capabilities or the best ones available and you keep upgrading that experience to try to please the rapidly changing consumer expectations.
So I think there's a lot of opportunity ahead as businesses keep perfecting that and wanting to work with platforms like BigCommerce that are really good at the full point-of-sale integration side of things and the customer experience for offline shopping via online.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
I think COVID, from our perspective, is sort of a neutral point for us today. I think that we have -- in the United States where most of our customers lie today, we're not seeing a significant amount of impact. However, as we've expanded internationally, primarily into the European markets, obviously, they have, I think, a little bit more challenging situation on hand there. And so yes, I think from a global standpoint, we're definitely seeing a slowdown in international expansion just due to focus.
But with the majority of our business domestic today, we're not seeing really an impact of COVID on our operations or growth cycle.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Thank you very much. We're really grateful for the support among our investors and our analysts. We are working hard to bring this to patients as soon as possible. It's very clear that post COVID, these issues are becoming in mental health and mental health suffering even more pronounced.
And you retain our commitment to accelerate patient access, evidence-based innovation in order to help people live happier and healthier lives. Thank you.

    Prediction (one of UP, DOWN, SAME): SAME