michelcarroll/llama2-earnings-stock-prediction-fine-tune huggingface dataset:
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
So we have about 1.5 years remaining to go, and we are confident that we will deploy the full amount. And for what Ken just said, it will certainly be a lot of our higher-yielding assets, but we are starting to see some value-add opportunities. That's where we have capabilities, and I'd expect us to explore those as well.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
We haven't set a specific number, John, just for some obvious reasons but listen, the -- what I would say is when we put out 10-Q, the med-mal numbers are in -- will be in there, but we don't want to project at least publicly for some obvious reasons what med-mal cost could be. But I would just say and reiterate the trends have been improving in terms of claims.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yes. At the core of the combination of a strong demand environment and strong execution environment. So I want to mean about that is that our new adds are healthy because there's lots of demand in the environment, and we see that across the products with the growth rates that Jeff has talked about. And then I mentioned earlier, it's clear that security transformation is doing quite well. But also, we are on [Indecipherable] keep our momentum and vulnerability management, and we're quite happy with the sustainability and the health of that business. But the second thing is good execution by our teams of our product teams and our customer engagement teams because another core driver of that is we're doing a really, really good job of retaining more customers. And so our ability to actually retain more customers and pay more revenue from customers, that's continuing to improve year-on-year, and that also drives the net customer adds.

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
At this point, the 5% is what we projected for the end of the year. In 2022, obviously, we'll provide additional guidance.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yes. No comments on that at this point. I think it's a little too close and I don't have that data. I don't think we're typically giving specific data on out-of-state one particular region or another.
But there's no doubt that any relaxing of the restrictions no matter where they are, I think, certainly gives people more confidence to come and -- which is good. And obviously, and I would say that our Eastern resorts have had a solid year, despite some of the challenges that have been out there, which has been good. And I think as mentioned earlier, the Peak acquisition will be an important contributor, I think, to our results for this season.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
The first part I'd say in that is on digital marketing. 70% of the buying process happens before human interaction and we have a phenomenal marketing team and so we continue to add and invest to that. The sales team is of course, critical and important and that's what brings things across the finish line, but how our customer engagement, how our new prospect engagement, how we're building pipeline, that's all driven by digital marketing, quality of content, how we're tracking all of those things. We've also picked up in COVID in doing events. They aren't expensive, but we're making an investment in that so that we have digital events, so we're continuing to use this environment, which actually drove a change in behavior.
Rather than ask customers, can you make a hotel in Tennessee, Dallas, or Chicago for a conference, we can now have an afternoon and evening event, all WebEx and remote. So we're making an investment in those capabilities. Yes, we're adding the sales teams and we're also adding the partnerships. How we can drive revenue opportunities through partnerships is as a opportunity that Bottomline does well through banks, but there are other channels. So those would be all the areas it's probably an across the board answer, but starting with digital marketing.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
OK. Thanks. Yeah, just a quick question on the mobile strategy. Is this a good run rate in terms of the growth you're seeing there? And then could you give us an update on your expectations for profitability in that segment? Thanks.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Great, thank you. Good morning, guys. Sudhakar, I was wondering if you could just share a little bit about your philosophy around the product evolution of the platform. You had mentioned that you did plan it to call the portfolio a little bit.
I know you guys have also been opportunistic and the database seems to be an area where you could continue to do so. But just wondering if you could talk a little bit about your philosophy on how you think about calling that portfolio.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
So we believe from our preclinical models that we do not, but that's one of the things that we'll be exploring more intensely in the human studies with the collaboration that we just announced with the Second Genome.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yeah, so really quickly, Paul. So, what we're saying is that we should be reset in 2022. 2021 is a transition year and then from the 2022 year, there would be the 4% to 5% growth, part of Julien's question, I think you implied well. Just can't you guys do better given that PIMs may be coming in and that is a possibility, but there is a lot of work that has to be done with the commission, with the stakeholder groups to actually determine PIMs that will be, as I mentioned, the whole framework is intended to balance various stakeholder interests. And so, there's a lot of work to be done on those additional PIMS going forward. So, I don't know if that helps.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Doing some quick math here, Joe.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Thanks. Good morning, everyone. Hey, can you guys hear me?

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Brett, it's Mark. So two things there. Will it be accretive in 2022? Yes, it will. And in terms of metrics, in terms of gross to net, it's in the same range of the metrics that ePlus is going on.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Thanks. So I think now all of your peers are giving quarterly streaming subscriber numbers. Just wondering with the new reporting segmentation if that's something that we might expect going forward? And just kind of thinking about the net ads or the streaming sub-sorry, commentary, I think you were just said over $6 million at year-end. It sounds like you're pretty confident being above $9 million by the end of this year. But the slate is pretty kind of weighted to the second-half of the year. So, is that how we should kind of think about the case of the streaming subscriber growth?
And then just the last one, it sounds like you're leaning into subscriber acquisition this year? So any just updates on profitability of the streaming business for the medium term? Thank you.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Okay. First of all, as we continue this kind of a level of earnings, hopefully, there may be slight improvement in -- sometime in 2021. We obviously will be thinking about increase the dividend. That's almost a thing that we have dedicated that we will recommend to the Board. Okay? Now, the next thing is, obviously, as we always weigh is the, again in loan growth. Okay? If we have organic loans, let's say, were lucky enough to return to two years ago, getting in the teens, OK, then the redeployment capital basically will be largely through the using of the loan growth in the area. If we cannot have original loan growth then we will be looking at situation like the buyback. Okay? But all this is, is studying. I'm right now studying what if we have a buyback immediately. Okay? What effect would do to us in our current capital level. You see our primary capital level is slightly over 10%. Okay? So that is one area that we are studying and to see how comfortable we are doing things.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
We have -- we're at -- we have 7% -- seven cases, 6%, sorry. And I expect that's going to be the number. We have a lot of patients now, and I think that's going to be the number of GBS cases. It could be a little lower when we go into clinical practice, it could be a little bit higher, but that is the number that we expect to see.
And as I mentioned, we've been able to mitigate the more serious cases. So we think that given the benefit here, which is a complete response rate in the 28% range, patients who have a median of six prior treatments that have repeatedly failed, this is an addressable side effect. And that's our -- and that we have the data to be able to demonstrate that and explain it to physicians.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yeah. Thank you. On this topic, I'll talk more about 2022 and our Q4 earnings call, but we'll share a few comments today. We are absolutely encouraged by our Q3 2021 performance, and our progress as we finish out the year and move into 2022.
Whether it's recent wins like Uber Freight or Bill.com or strengthen our verticals like BNPL or emerging verticals like crypto, along with our partnerships that will take some time to ramp and then accelerate our go-to-market motion. As you know, 2021 was stronger than we anticipated, benefiting from both stimulus and the macro COVID environment. We will be starting 2022 with a larger revenue base than we anticipated. And I would not expect growth rates in 2022 to be as high as 2021.
Business inputs remain strong, and our view of the long-term growth rates has not changed. Our focus is on building this business for the long term, same strategy, same expectations.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Thanks, Rajat.

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yes. I've -- it would be a little premature to talk. I've got a Board meeting next week, and we're going -- we just -- we're going to present our strategy to the Board, and that will be one of our discussion topics.

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yeah. Good question. Good question, Julian. I -- so year-over-year, backlog in automation is up 14%, I believe, is the number. Obviously, we went through a significant -- through the first two quarters that suggest in terms of shipping, KOB1 activity we had, particularly in our Final Control and Systems businesses and the fuel of the revenue growth going forward becomes more mid-cycle measurement solutions systems and discrete business.
So consequently, that's more what we'd call book-to-ship within quarter or within quarter-and-a-half. And I wouldn't necessarily expect a significant growth in the backlog, but within the parameters that we're in today. So in that, that suggests 10% to 15% backlog growth. But without the vast KOB1 activity, I don't expect that to grow beyond the rate we're in today.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Good morning John.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yeah. Thank you. Good morning, everyone. I had two questions. First is on just shelf space. So clearly, Hershey has done a phenomenal job on execution, gains in 2020, gains in early 2021. I'm just curious given how your momentum continues, if you would expect to see or have discussions with retailers, regarding more space later this year, but also in 2022? That's the first question. And then the second question is just on -- given the online momentum that you've been seeing and the clear stickiness that we've seen, how are you thinking about the supply chain and kind of reorienting the supply chain to make sure that you can continue to effectively execute as the online business continues to grow?

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Right, of course, that that is the educated guess, assuming that the vaccination and also the pandemic situation, is the largely under control. The question now is, we will see the current demand curve to continue? My belief is the answer is, yes, mainly for the following reason. Now, once you are adjusted to -- once you're accustomed to, using a Wi-Fi, using the smart device, using multiple computer -- that there is no turning back.
And also, I think for you, myself, as well as many of the semiconductor veterans, we're used to travel, flying around. I think 18 months to 24 month of time, is enough to change a lot of the human behavior. For example, all of my customers who have not been travelling since the last 12 months, in future, there will be increasing percentage of people working from home, having conference at home, to replace some of the travel, face-to-face meeting.
In that regard, I think the IT equipment, the bandwidth, and the quality, and also the number of units, people are willing to spend by as well as the age group, which covers the older age group, as well as the younger age group, I think that effect is there. Of course, we actually do not know how much that slope is going to change. But I believe the slope will be better than pre-pandemic days.

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yeah. I'd be happy to give you an answer to that, John. So, first of all, with regard to how much prices have increased during the first quarter, we increased prices by about 10% from the start of the first quarter to the end of the first quarter. For the fourth quarter, it was about 5%. With regard to affordability, certainly we are managing our business. With that in mind, we are making adjustments based upon the demand that's out there. And we've continued to see pretty strong demand even in spite of the recent price increases.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yes. I mean, we've always viewed interconnection as an enabler of our colocation business. And really what we're seeing now is what we've seen historically. It's a growth in cross-connects, as we're building these ecosystems within data centers and then customers -- enterprise customers particularly taking advantage of the SDN offerings with Megaport in particular. And that's what we expect to see going forward. The revenue this quarter was impacted. We had a prior period credit for a customer that impacted revenue. We had a little bit of churn. But again we're viewing interconnection as we always have as an enabler of our colocation business.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Hey, good morning everyone. Hey Charles, I just wanted to follow up on the loan portfolio. Could you just give us a reminder what percent of loans are floating rate and what percent of the floating rate bucket is currently at floor levels?

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yes, I think you can definitely expect to see more of it. That's where I would expect the most to come in. I think the other place is even the acquisition expense is a lot steadier, right, harder to maneuver as we go into the fronting that can actually have an influence on the acquisition expense side of it. So there is the potential for some, call it, reduction on that side as well. But if I was to pick it, I would expect more of it to come from the other underwriting expenses. We do have still strong growth in other lines of business that do have higher acquisition expense, but I do expect the fronting over the next, call it, one year or two to help the acquisition expense ratio as that business grows.

    Prediction (one of UP, DOWN, SAME): SAME