michelcarroll/llama2-earnings-stock-prediction-fine-tune huggingface dataset:
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
First, welcome, Finn. Good morning. So the pandemic really obviously still really affects American commerce and it affects everybody, including the older demographic in terms of their willingness to take trips. So I think a real driver for all our properties, whether they be mature properties or newly opened properties, is going to be when are people vaccinated and comfortable and otherwise willing to return to their normal patterns of behavior. And I think that's something that we'll see develop over 2021, and that's why I used [Phonetic] the year that this is a transition year. We can't go full throttle and won't go full throttle at all our properties because we're still in a bridge time period where things are getting better, it appears, with respect to the pandemic, but we're not out of it, and it is something that affected all avenues of American commerce, including our brick and mortar facilities, and that's the big driver. But -- and I think that's the most important driver. And it's so important, it sort of overwhelms other things. But I guess if I had to do another one, I'd say, clearly, the last few weeks have been weather impacted.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Thanks, Nick.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yes. I'll start there Andy and then go back to the order outlook. It obviously informs our overall outlook for the year. But in terms of return activity that year-over-year decline moderated pretty significantly in Q4. We were return activity was down call it mid-single digits across the business so normalizing a bit I think as we head into 2021. Obviously those big return declines in Q2 Q3 really did help mitigate some of the unit on rent impact that we could have seen from the delivery shock in Q2. So that is one of the ways that the portfolio is almost self-insulating in a way. In terms of order activity we didn't put it in the deck. We probably won't going forward just because there is more noise there than there is in deliveries. When a delivery goes out you know it's going to be a unit on rent right? So it's very difficult to argue with that. But we're seeing strong year-over-year increases right starting the year. And that is what is kind of informing our 3% to 5% delivery growth assumption across the business for 2021. We always try to ground our forecast as well as our capital allocation in the new demand leading indicators that we see. So sitting here today it's call it low mid-single digits year-over-year order growth heading into the year. We're using that data to inform our outlook for the year.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yes. And I don't know if I have the numbers completely in front of me, but I would say that it's kind of across the board. Our specialty encompasses a whole lot of commercial development, wherever is the subcontractor, oftentimes the vertical builders. Obviously, the data center work that we talked about in the renewables. And we think the renewables has actually been a highlight.
We've seen a whole bunch of renewable activities from battery stores to solar fields that we've been working on across the country. And so that's been actually very exciting for us. And we do believe moving forward, there's tremendous opportunities in renewables market for us. I would say, in general, the revenues for those specifically for the data centers and renewables are under 5% for the company today.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Higher rates tend [Phonetic] -- would have a detrimental effect on the fees to the extent that ECA goes up. So I don't necessarily see that as an opportunity. Of course, we're going to more than make that up on the net interest income side. But it's -- right now it's not a real material number just because rates are so low. But you would get a little bit of pressure on the non-interest income line item to the extent rates go up and that earnings credit goes up.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
It's pretty much complete. I mean we have -- by end of this quarter, beginning of Q1, everything will be installed. We've already started to utilize those assets because we're producing over 2019 levels as we speak today. That will continue to ramp up as we move forward and build on our yarn availability basically, which we have a plan to ramp up. So I think we're moving forward. We will have more capacity as we move into '22. And our objective would be to try and have as much as that $500 million available for sale in '23.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yeah, correct.

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yes, the, Sean. The reason we met with them was because they homogenized our interventions across 305,000 people, which are the people we were signed and received all their AB&D data every month. But our strategy was to risk stratify them and find out who had a risk score of 15 are higher and it came up to about 42,000 people that we intervened on in the first few years. And we saved $128 million on those folks in the first three years. So, when you took that over the three or five it doesn't hit the 2% mark, but when you look at it as it was presented in a business plan to them, that we will not be, meaning overall these people will be intervening on the ones that are at risk. So that's kind of the disconnect there. The study was basically the way their actuaries looked at, everybody was modernized over the total denominator and our analytics were really just over the people we intervened on, what were the results. So that was the big disconnect there.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Sure, Peter. So, overall, as I mentioned, we're experiencing those primarily three headwinds, the three categories. And I would say the supply chain and supply chain related constraints are a significant contributor to that headwind. And so we've been able to address that for the last 12 to 18 months very effectively so far. However, what's happened is that the length and duration of this pandemic and the restrictions that has gone along with it, no one really expected it to go this long. And so, therefore, as a result, all of the preliminary and proactive measures that we have taken for the last 12 to 18 months essentially were exhausted, where the supply chain as a whole -- even suppliers and distributors and manufacturers were not able to help us anymore, because we've proactively planned so much of it. And so we adjusted our plans accordingly.
And then the other two issues will be related to order delays as some of that related to the pandemic and travel, some of it related to good supply chain and some of it related to obviously the CR as well. And then, lastly, but also tight labor market, especially for highly, highly technically qualified engineering talent, which we have a strong desire and demand for, because our business continues to grow, has been another contributor. We haven't really broken it down specifically to dollar amount per but those are the top three areas that contribute to overall headwinds for us, Peter.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Sure, John, and thanks for the question. Yeah, I really think it depends on the customers, the bill of material. I think that there are supply constraints that are widely reported across different components. And as we mentioned in our prepared remarks, the behavior that we're seeing that's different. Our customers are showing up and requesting, we have meetings with them. Rather than showing up with long list of devices, they're asking us to expedite. They're really just short list. So they are looking for particular parts that complete those matched sets so that they can complete those builds for them. So it is a different behavior that we're seeing this quarter versus the prior quarters. So you have a follow on?

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Sure. Thanks, Ken. So yes, as I said on the call, there was a -- as I said earlier, there was a 35%, 36% increase in average prices in the first quarter. And we managed through that very well. Part of it is mix of business currently. And part of it was our ability to sell some more receivables during the quarter under our receivables program. So you put all together, we had a really significant increase, and we had some recovery as well, and our net working capital barely moved. I'm not sure we can continue to replicate that every single quarter, but we're doing our best to manage working capital in our net trade cycle as effectively as possible.
So depending upon the rate of recovery in volumes, depending on what happens in price, that could have meaningful impacts on what our cash flow would be over the next several quarters. In terms of the cash, $735 million, I believe, Glenn, is a record for us for a given quarter. As we've repeatedly said, the first priority for us is investing in our business both organically and inorganically as there are a lot of opportunities in the pipeline today, most specifically in our land -- in many parts of our land business. But we'll also always include a portion of our capital to repurchase shares, again, principally to offset the dilutive impact of equity awards and also look at our dividend as well, which, as I mentioned, we increased in January.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yes. Thanks for the question, Pam. Yes, we're very happy with the Q1 results. As I mentioned a minute ago, I mean, there was a slight shift in some sales that we expected to occur in the beginning of April that shifted into Q1 and to the end of March.
But the delivery in Q1 really gives us a much higher level of confidence that delivery of the net sales range that we provided for the year is very achievable.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yes. So thanks for the question. We're still in the planning phase of that, and we'll have a lot more detail around that on our fourth quarter call as we come into 2022. But the key areas for us are really around, as I talked about earlier, accelerating our view of market profitability and regional profitability, how we ultimately go to market, what's our infrastructure in a lot of our smaller markets and just making sure that investments are, in fact, aligned to growth and opportunity.
So I would say that's one. The second area is we looked across our organization. We looked at how we're structured relative to benchmark. And where we had outliers, where we had higher costs, we're looking to take actions to make ourselves more efficient, either through just restructuring and delayering and/or accelerating moving resources through highly capable global business services that we have in lower-cost countries. So those are probably the two key areas.
I think the third structural area we're looking at is consolidate -- continued consolidation of our ERP systems, which is going to give us a better global process orientation, which could yield savings over time. And then, of course, we're always actively looking at site rationalization with the help of gross margin. And I'm really excited about where the team is moving with pricing improvements going forward. So again, we're going to provide more detail as those become more refined, both on the contribution, but also the relative cost to those when we give our fourth quarter earnings.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Hey, good morning, Frank. Curious if you're seeing any demand destruction or substitution in polystyrene just given the high price environment?

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Thanks, Peter. So, I think, as always, and as we learn through our Alcon review as well, we consider a number of factors. One, of course, is the synergies between our Innovative Medicines business and Sandoz business, as well as the dyssynergies between holding both of these businesses. We also consider, I think, capital allocation and capital allocation measures to ensure we're optimally allocating capital to maximize shareholder returns.
We, of course, want to consider what would enable us to build the best generics company at the aspiration to be a leading generics company in the world and which setup would best enable that. So, I mean, those are all in broad strokes, the factors. And I think you saw with the Alcon spin that we're adaptive at understanding these factors, hopefully, making the best decision for our shareholders and the relevant businesses and then taking the relevant actions. Harry, anything you want to add?

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Hey, thanks, Alan. Look, at $191 million, we feel very comfortable that we have sufficient capital and liquidity to continue implementing on our strategy at Valencia, and we anticipate distributions from the Great Park Venture as well to augment that. And so we're not planning on San Francisco contributing in the next year or two. And so we don't have any plans to raise additional equity or additional debt because we feel very comfortable with the liquidity position that we have right now and looking at our cash coming in from land sales and cash going out toward inventory expenditures to further develop land.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
As we said, the ramp of anything meaningful that we think you want to pay attention to will be in the second half.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Great. Thank you, and thanks everyone for joining us this morning and for your interest in BRP. We look forward to speaking with you again for our first quarter conference call in June. Thanks again, everyone, and have a good day.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
I think that as you bifurcate the market into new business versus those that are already -- clients of ours that are already hosted in one of our data centers versus the third option of people that are on-premise. I think the on-premise folks are going to be very interested in this especially when they think about the things I talked about earlier around fiber, around continuous operations, and around some of the capabilities that come native in the cloud, around texting, voice recognition, the ambient technologies that you read about Microsoft doing, not only with their acquisition of Nuance but even before that, the capabilities that come native inside the cloud are pretty interesting to people especially as these folks are trying to get to more of a keyboard-less experience for the physicians, when you think about the broader topic of physician fatigue. So those are all things that help drive us and toward that. But when we do new business, our new business is almost exclusively cloud based. So that's number one. The people that are in on-prem are going to move over a period of time. I'd say, next 18 months to 24 months. Some people are already moving and then other folks that are already hosted depending upon what their contract looks like with us, we'll host over the course of the next, I would say, three to five years.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
So, there could be others, it will vary state by state. But, as I said, if it's actuarially sound, that's one thing, that's fine. And if utilization is down, it will be offset. So, and that's what CMS is looking at. And so, there could be others, but it's -- while it's a headwind, I think there's some offsetting factors that it's not as problematic it can be.

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Sure. So on the pricing actions, Matt, we did -- to your point, we did start putting pricing actions in the first quarter. And as I mentioned on the previous question, yes, definitely on the distribution side across our segments. We'll definitely see a better impact of that coming through in the second quarter, which is why I had made the comment that the flow-through will improve a little bit there.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Michael, you're asking a lot of questions there, and I think you're essentially asking for the cap rate to figure those out. So we do provide the amount of debt and the interest rate there. So what I'd say, if you go through our supplement, you can see what our rents are. You can see the occupancy in these assets. So it's still too early. These assets haven't closed. We're not going to comment on the cap rate.
You are right that when cash comes in, we do have a balance on our line. We would look just to manage our float and pay down the line. And then as Mahbod mentioned, we'll look at our capital allocation in which we have a number of different avenues we can go down, including recycling, returning capital and further repayment of debt. So we'll look at all of those. But at this point, we're not going to relinquish cap rates on these assets.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
On an annualized basis, yeah, it was around 48% in -- for payoffs, and the CPR in the model that we're using for the year as of December is 18%.

    Prediction (one of UP, DOWN, SAME): SAME