michelcarroll/llama2-earnings-stock-prediction-fine-tune huggingface dataset:
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
I'll turn part of that certainly the last part over to Tom. The portfolio of construct was created back in 2015 with metrics around the portfolio of percentages of properties, percentage of credit, percentage of industries, retail industries. So we've been very disciplined in how we have built or more importantly we created the portfolio. We have sold over $5.4 billion over the last five years.
Going forward, we consistently look at those metrics. And right now in terms of what we would not be interested in buying, we're very cautious on casual dining. It may be a very good property type. And it is a good property type. But as we speak about it now it is part of our list of dispositions just because we like our metrics where we are and we don't want to increase those percentages. In terms of industry groups that we could be interested in -- Tom why don't I turn it over to you and some of the interesting opportunities you've been seeing.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
I think if you take a look at where we are today in comparison to where we were August 1st, I can tell you there's -- that in terms of calendar, it was only three months. In terms of effort, energy and blood, sweat and tears, it felt like it could have been three years. We've grown, and we continue to grow. I think we fully expect to see that continual improvement. And then, Jeff, I think the other thing that comes when you can say are you through it is how well are you now adapting to the new data, to the new world and to the things that you're learning, so that you can improve the customer experience, that you can figure out how to get the next customer that much better. So for us, we're looking at everything from improved demand generation, how we're capturing demand, greater accountability toward and visibility in toward into the pipeline and into how we continue to drive business. So, I can't say exactly when it's going to be over, but I can tell you that we march steadily toward normalcy. And let's be fair; we're talking about Secure Information Destruction, a 3.4% decline here in North America. And we've paid close attention to many other companies and what they may have experienced, looking at the massive type of deployment that we've had, and we're very pleased with where we are, well positioned to continue to grow in the future.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yes. Well, I think what it really comes down to is does a customer want SaaS or not. If they want SaaS, then the win rates exceptionally high, but they might decide they don't want SaaS for whatever reason. And it might be that other people in their company already use SolidWorks or what have you. But think of Onshape as a really good CAD system on a completely different deployment and business model. And the deployment and business model is even more differentiated -- is more differentiated in the product itself is. So I think, smaller companies, say, I really like the idea of being able to get to this data without having a server, without having a system administrator, without having -- I'd like to be able to pick up my work at home on my Macintosh if I worked on at all day on a Windows workstations. I mean, that's great. I like the real-time collaboration. Onshape is a multi-user system were multiple users work together on the same designs at the same time as opposed to multiple users working independently and pass the data back and forth, which is how most other CAD systems work. So I think again, I often say, think of it like electric vehicles versus internal combustion engines, it's religion at some level. And very few people get down to a shortlist that has three of each. Somewhere in the decision making process they either say, I want to electric and no I'm down to a shortlist of electric vehicles or I don't want electric, I'm going to stay with internal combustion and they end up with that shortlist. But I'm saying that those customers who say, I think I want SaaS. This is a good chance, we're going to win that deal.

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yes. To me, the differentiation is having diagnostic capabilities, including companion diagnostics, with drug development. The ability to do virtual and hybrid clinical trials, I think everybody is going to have to do that, and you have to do it extraordinarily well. But the difference that we have versus others is our companion diagnostics and our diagnostic capabilities. And you've seen it with COVID. I believe you're going to see it with oncology and then in other therapeutic areas as well.

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
It's a developer. Jeff, anything you want to add on this? Is it an existing?

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Hi, thanks. I appreciate the high-level expectations for 2021. I wanted to ask about the expectations for PM/FM to grow low- to mid-single-digits. It seems to assume that the business growth is pretty consistent in 2021, as we saw the past few quarters. Is there anything notable that you're assuming that would keep that from accelerating more, including your ability to implement new mandates, and have there been any notable changes that you've seen in the competitive environment as you've pursued new contracts there?

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yeah. So slide 18, we indicate that included in the 2021 guidance that about 1.2 points from acquisitions, right? So if you think about Kount. Kount revenue, we don't have Kount revenue for the entire year, it just closed. And because of that, it's about 1.2 points. So the inorganic revenue is 1.2%. Is that covered?

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Thanks, Lauren.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Good morning. I wanted to follow up on the pricing dynamic for onboard activities. Have you started to take pricing on some of those excursions or the bar or the spa? And how are you seeing customer elasticity of demand there?

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Thanks so much for taking the question. I'll just ask one, international that came in stronger than we had forecasted. You have this interesting array of countries that are in sort of various states of recovery or it's still in the midst of the pandemic. Any sense of consumer behavior across your array of international assets, what do you think that might tell you about how the business might operate as we go through 2021 and 2022? Appreciate the color. Thanks guys.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Right now we've been working on this, obviously, for well over a year. And important, this quarter, we completed the qualification testing on our MPD riser integration joint, which is allowing us to actively market this equipment to various customers, which we have been doing and ongoing. We're also looking at some one-off opportunities to expand our equipment suite, if you will, to be able to offer the complete riser integration package to our customers. So I would just generally say that we're fairly far advanced with this effort with various customers.
And I'd like to say we are expecting an order within the next six months but, obviously, that's subject to the ultimate award but fairly far progressed at this stage. At this point, I'd say this is more of a sale model. Obviously, it could turn into rental but at this point it's a model.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
But, obviously, with what you saw with the increase in vehicle sales, if you consider that -- if you think about -- obviously revenue per unit has gotten higher as we talked about. So, if you're looking at quarter-over-quarter comparison, the fourth quarter of 2020 versus the fourth quarter of 2019, that clearly would have been a factor, but also you would have had good performance on volume as we talk about kind of service revenues, obviously, the primary factors that we alluded to in our prepared remarks is that really, really strong revenue per unit has been the primary factor in that offset volume declines.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Thank you, Michelle, and thanks to everyone for participating this morning. Our quarterly report on Form 10-Q is due to the SEC on May 10, and provides more details and disclosures about our financial statements. Events that occur prior to the date of our 10-Q filing that provide additional evidence of conditions that existed at the date of the balance sheet would be reflected in our financial statements in accordance with generally accepted accounting principles. Also as a reminder, we maintain a web page as part of Entergy's Investor Relations website called Regulatory and Other Information, which provides key updates of regulatory proceedings and important milestones on our strategic execution. While some of this information may be considered material information, you should not rely exclusively on this page for all relevant company information. And this concludes our call. Thank you very much.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Guys, congrats on the great results in the. Thanks for taking my call. Just a question about M&A. You've been pretty active in the last 12 months with BrightTALK and ESG in December of 2020 and then Xtelligent which you mentioned July '21. Are you still looking to add pieces -- what -- can you provide any update on your current plans? Or...

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Thanks, good morning. I wanted to circle back to the discussion on the core margin, and Paul, you mentioned the liquidity aspect is going to be challenging as some of these PPP loans are paid down, and that's definitely something we're hearing from other banks. But if we try to put liquidity aside and the PPP impact aside, I'm curious if you think that the improvements of lower and-or sparing deposit cost will be comparable to the pressure on the core loan yields. Thanks.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
The last quarter we said that substantial normalization had occurred in Q2. But we knew that it will continue in Q3. Perhaps it was a little bit more than we thought, but it was more than made up for by the consumer being a little bit stronger than we thought. So overall, it didn't make much of a difference. We think to a large extent it is done because our expectation for Q4, is that the communications will be flattish. And then Q1, we expect to have an uptick in communications because by that time, they would have to start ordering because next year should be quite a nice here with all of the design wins we have.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Thank you. Let's take next question, please.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
When you say normal, it's always hard to compare what normal is. But if you look at our 2019 revenue numbers for the EFT segment, and using your assumption or your stated assumption of, if we get back to travel at the same levels. Well, I would tell you that if we were at same travel levels as 2019, no restrictions, full movement of people, that we would with our current set of assets, it's quite likely that our revenue numbers would exceed 2019 numbers for EFT, because we have taken some, let's call them, some of these outsourced ATMs that were brought back in-house because of some acquisition, those went out and we continue to replace them with our own ATMs and opening up in new countries that we have seen spectacular results out of. So, my sense is that, if we had no travel restrictions as you said, and it was back to business as normal, our number for revenue on that EFT segment would exceed '19s number.
Okay. All right. My last quick follow-up. I'm a little more pointed on the Money Transfer segment given the volatility its had in the last couple of days on competition concerns and pricing. So, to be clear, I mean you have Wise out there lowering price and you have Facebook and others trying new things with lower price alternatives potentially. And so, you guys are already generally lower, do you consider yourself already generally lower priced than others in the industry and lower margin and higher commission payout? I'm curious how do you think you would stack up in a world where some competitors have to lower?

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Jeff, the senior managing directors reflecting a bunch of changes that we've disclosed. So, really as of today as opposed to as of year-end is 107. And the total headcount for the firm is about 1,800.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yeah. Thanks for taking my questions. So in the prepared remarks, the large deals, you talked about some success in the white spaces when customers transition to the cloud from on-premise. And then you also mentioned with your surveys that customers were about 25% penetrated in the cloud.
Just curious if there are some common adjacencies or products that maybe are really standing out for you and driving success in that white space.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Thanks, Jonathan.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Hey, Laurent, it's Jon Nudi. Hope you're well. So the yogurt category in the U.S. is really starting to accelerate. So it was up 5% in April and May, up 2.5% in June. And really, what's driving that is this simply better health segment, so that was up 31%. So that's products like Ratio Keto, which is one of our products, Pillsbury and Triple Zero, and we put plant-based in there as well. So we're definitely seeing growth in that segment.
In terms of the Yoplait, we launched a plant-based product several years ago that has continued to do quite well. We're actually looking at launching a Yoplait plant-based product in the coming year as well. So it's still relatively small in yogurt in the U.S., growing quickly. Really, that's simply better health segment with the dairy-based products there, Ratio Keto, and Triple Zero and the Bulk. So plant-based remains an area of focus for us. I would tell you it's not the biggest segment and probably not with the bulk of the growth come in the coming year.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Thanks, Stephanie.

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yes. I don't -- we haven't seen -- I mean it's actually Texas that's had some clubs closed down there because of the weather, less or no power or perhaps frozen, but we haven't seen any big number changes that's drastic at this point from Jones.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Absolutely. We're very pleased to say that March has gotten off to an excellent start, and March was certainly ahead of what our trend line was coming in. So we're very pleased for the start of the new year. April, obviously, is a little early to judge.
Relative to Modelo, there's really no end in sight for its double-digit growth profile. It continues to grow with the Hispanic community. And obviously, there's a nice tailwind because of the growth in the Hispanic community. But we still have great distribution opportunities.
We continue to grow our velocities on that brand. And when you think about the penetration increasing in the non-Hispanic community, 25% over the last couple of years, we're barely scratching the surface. As you probably know, we really only started to advertise outside the Hispanic community over the last few years. So the upside within that community, we think, is tremendous.
And as you also know, we've really never done any innovation in that other than launching the Chelada line, which, of course, has quickly become the No. 1 Chelada. So we think there's just a tremendous opportunity for Modelo to continue to grow for a long time to come. It's only No.
3 at this point. There's plenty of room still to go up.

    Prediction (one of UP, DOWN, SAME): DOWN