michelcarroll/llama2-earnings-stock-prediction-fine-tune huggingface dataset:
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
That's a great -- here's the way that I would phrase this. As we expect the clinician growth momentum to carry forward into next year, so too will the infrastructure needed to support that higher base. So that said, we fully expect this expense level at this higher rate. We didn't expect to be at this level of clinician growth till sometime next year, which, yes, that expense is being pulled forward to some extent.
But that also means that we're going to be at a higher clinician base next year, and we're going to have to invest to support that base. So it's kind of hard to say was it baked in next year and not going to materialize. I think we're just on a different ramp of clinician growth, and therefore, we need to catch up with our investments to support that growth. So I would expect these investments to carry forward into next year.
But what I'd also say is that we're not just investing in variable expenses. Yes, we are investing in intake, and clinician credentialing, and in billing. But we're also investing in business operations, operational excellence activities, and digital tools which will help us be much more efficient and drive leverage out of these investments over time. So that's also a purposeful investment in our base to ensure that we've got a very strong foundation as we enter into this new vector of growth.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Thanks, Nik.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
I think a different answer by business unit there. And so if you think about the consumables business, by and large, I think weve gotten pretty good at installing with as efficient means as possible, whether thats video, online, etc., with limited disruption at the customer site only when they really need it and request it. Still have to do some of it, much more invasive on the hardware side. As we talked about in the last call in March, we had a really good calendar set up for Q2. It mostly stuck together. That said, with whats going on right now, again, disruptions are starting a bit. I think we still feel good relative to the size of our backlog. But that does have a little bit of volatility in -- you know the spots in the country where things are not moving in the right direction, and some of those schedules are getting pushed at that.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Sure. From a data perspective, just a constant stream of work going on there as part of our transformation. I know we don't spend enough time kind of talking about each of these things. But we've covered another 21 million businesses in the quarter, so now at 421 businesses covered.
Our contact data, like I said, is around 23 million high-quality customer contacts. We've onboarded, we talked with Project Ascent, that we're going to bring on additional alternative data sources. We have already 16 of them that are fueling new analytics for our clients. And also, particularly working with them in our Analytics Studio and co-collaborating with them has been a very positive, I'll say, as far as a relationship, and building on our business development.
And then the other one I'd probably highlight on the data side is expanding our global universe of beneficial owners. And so there, we had significant increases as well. So we've got a lot of great work that's going on in the space where it's -- like I said, every time we check back on where we're at, we're seeing meaningful progress, which gives us confidence that all the actions that we're taking, the work that we're putting in is paying off.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yeah, I think that's fair. We've reached a plateau in the recovery. I feel like now seasonally every year August is a bigger month than September, but other than normal seasonal things, yeah, I'd say a plateau outlook in the chart volume is appropriate.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Michael, it's Marc. So let me try to answer this one. First of all, as you know, we're not giving quarterly guides on price and mix, we gave a full-year number, which is a positive. So -- and we're confident this one. As you point out, there are several elements which come here into play. One is, you have carryover versus certain carryover element which will give us quite a good momentum. Two, we have innovation, which I alluded to. Three, and that's a really important part is, coming back to the demand trends, the mix on the current demand is rich. Okay. So, we have mixed opportunities.
And then four, yes, we had already some price increase in certain markets as we alluded Russia, India, Brazil, and we're not commenting on any planned future price increases. The only thing I want to repeat again in the past we've demonstrated our ability to pass on necessary price -- the cost base price increases to the market. Okay. But that doesn't mean we have any precise plans now, we will announce any precise plans.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Good morning, Simon.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Good morning, Eric. Good to hear from you too, and thanks for joining us. I'll take the first question, then I'll let Matt talk about the repo question. Subservicing costs have been stable.
When we enter into our subservicing agreements, we have a pre-determined cost to service schedule that sets out what the costs are for performing loans and nonperforming loans and so forth. And so that really hasn't changed at all in recent months. Our cost of service for performing loans is still in the -- in, call it, the $6 to $7 per loan per month area. And there was some activity around the cost in terms of the CARES Act and the forbearances as that came online.
But as we discussed before, that's been very benign and lower than expected. And I'll let Matt talk about the term structure of repo rates now.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yes. So I think it's important to understand that we have built now a strong geographical base in multiple places. You heard me speak about centers of excellence that we've built. Now, we've got centers of excellence in multiple locations.
And now with the addition of the SecurityAdvisor team, we are now building a footprint now in India, especially for our R&D teams. I think by diversifying our workforce, and that makes sense given the strength of our -- and the growth of our international business, we have actually started to really put a lot of emphasis on international hiring. Now especially in the support teams, we built a shared service center just outside Amsterdam. And Amsterdam has got a very, very strong attraction because multi-language capabilities, great strength in terms of G&A talent.
And we are using bases like that to help cushion some of the price increases from a comp perspective that every company in the US is facing. So I think that's been our core strategy. And the great thing is we have actually -- coming into this year, those centers are up and running and at full steam, which helps really from a margin perspective. But at the same time, I can tell you, we are all of us, in software or any industry, are going to feel some of the wage inflation pressures.

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Hi. Good morning, guys. Can you talk a little bit about, to any extent, the issue surrounding the shipping container capacity issues have impacted your tenants and/or the demand for increased expansion space in port markets like Southern Cal?

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yes. Well, I think we've also talked about this, and we talked about it quite a bit on the last call, so obviously, as the new capacity comes on, they are more efficient, especially on a fuel standpoint, and they also generate a much higher yield profile because of the inventory mix and the onboard revenue opportunities that come along with our new capacity. But during this time, we have looked at our cost structure. We have taken action on our cost structure to ensure that as we come out of this, I think I used the term in our wedding week.
And so we've identified and we've implemented, and we are implementing several cost actions in order to improve our margins. And then also, I would just add, at the same time, we want to make sure that the guest experience is protected. The employee experience is protected. And so a lot of this comes through with automation and us just coordinating better enterprisewide to make better margin decisions.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yeah. I know you Rick you're thinking of it right. I mean this is really about us first and foremost in our strategy identifying the secular growth trends that we're focused on to deliver these higher level capabilities and then it really is where can we utilize the existing partnerships or even new partnerships and really build out. When we talk about these strategic ones that I highlighted, it is a coordinated sort of development and go-to-market up some specific technology around systems that serve those areas of focus. So it is a way to accelerate delivery of those systems and solutions into the areas where we're focused, exactly what it is.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yes, Matt. So we experienced about $5 million of material labor costs in Q1. That doubled in Q2. And what we anticipate for the second half is $20 million or more for that combined third and fourth quarter. How that lays out by quarter? It's anyone's guess at this point in time. You read a lot in the papers about supply chain is potentially alleviating. Although we have not seen that yet, obviously, it's impacting us more than we had just thought one quarter ago when we revised guidance. So we wanted to make sure that we -- you guys understood exactly what we're anticipating to be the impact as we move forward for the rest of the fiscal year.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
No, we've got a 17 millimeter valve that's been in clinical trials for a while. It's just hard to enroll because it's such a -- it's either pediatrics or just a rare patient here and there, just from a trial standpoint, there's a good chunk of patients, but we're pretty close to finishing that. I don't have the -- I can get back to you offline with the data on that. We're pretty close to finishing that.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
I mean maintenance in Domtar is -- I mean the Pulp and Paper business should be between $100 million, $120 million per year. We've spent significantly less in 2020. I mean because of the pandemic and the unknown impact, we've made the decision to postpone some capex and to, I mean, actually work very hard to maximize cash flow in the business to be ready and to be able to go through the entire storm. So I mean, normally, $100 million, $120 million. I think, next year, in the number of shareholder throughout the year, there's about $120 million of maintenance capex.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Hi, guys. Brian, I want to direct this to you, if I could. I want to understand how you're thinking about growth. You've obviously given guidance for the year, but I wanted to see if you could put some context of maybe even some philosophical views on longer term.
You're guiding to basically 3% to 4% organic constant-currency growth, maybe a little bit closer to the 4% if we take out or normalize for the Facebook business. And how should investors be thinking about that growth potential longer term? And A, if you could talk a little bit about how the pipeline growth looks now, what are some metrics that you could provide us? Also in terms of, B, the capacity that you see for incremental M&A from here, whether it's the ability to -- the financial resources and/or the management resources to keep driving M&A. And then finally, C, I was hoping you could touch on financial. It's still candidly serving as an anchor to your growth rate, not in a positive way, but limiting your consolidated growth.
And so if you could just again touch on how you're thinking about growth, pipeline, M&A capacity and then financial. Thank you.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Thanks Dan.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
That's right. And look, I mean precisely to help you all think about how to model this is kind of why we put some of those thoughts around what we expect the total revenue to be doing for this whole year and near the 25% range that we had prior communicated, as well as the analytics business. So hopefully when you go back into the math, you'll see that we are saying that for one quarter left, the numbers will support at similar levels of analytics revenue or slightly up.

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Sure, Randy. And I think the key takeaway is your last point there and that it is what a good position this business is and how additive it can be. So we're expecting nice growth, and we're seeing great trends in the Jack Wolfskin business. The Jack Wolfskin business has been recovering nicely, but you've got to keep it in context that, that Europe market was heavily impacted by COVID throughout much of 2021.
So it is going to be an area of nice growth for us next year. They have done a wonderful job with the brand. Their sell-throughs have been excellent. They're bookings for next year, as I mentioned, are quite strong.
They are trending now in the right directions throughout almost all segments of their business. It is below where it was in 2019. But unlike the golf equipment business, it hasn't recovered and had the same surge but you're seeing some really positive trends in that business, Randy. So we're looking forward to some strong future there.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
They were higher. I mean, they had higher volumes obviously -- and a lot of what we talk about relative to last Q4, the comparisons are not as relevant as you'd like them to be because last year was the depths of the COVID shutdowns. And so, this year was significantly better. But relatively speaking, we're looking at things as much sequentially right now as we are year-over-year and sequentially things continue to improve in commercial construction, not just relative to last year but relative to earlier this year.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
We said David, we said more than 100 million tons and we haven't really broken it out. We obviously the, the 70 that we've committed for 2022, only a small portion of that was actually committed this year. So there is a lot of volume in the out years. So if you assume that we were sitting at whatever 50 million tonnes or so, and we've done additional 20 for 2022, that would mean there is another 80 million tons or so for the out years. And just to reiterate what John said, it's a substantial book for 2023. So we are in a very solid position really strong foundation for 2023. So at least into 2003 and even into 2024 you're looking at meaningful continuing cash flows from the thermal assets that are already at this point, locked in.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Okay. Sure, George.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yeah. Thanks Bhavan. So as you say, relatively early days for us and the focus right now has been putting that foundation layer in place, making sure that we have the processes and systems in place to support the acquisition, the on boarding of partners and growing and scaling that. And to that point, actually, we've gone into agreements with four new partners in Latin America over the last few months, which is really pleasing to see. In terms of the effect on the business and material contribution to growth, I don't think you'll see that until sort of mid-way through next year. We've got to get them on board, we've got to get them trained up, help them with lead generation in building their pipelines, but we've got that baked in our plans, and as I say, sort of 18 months out or so we should start to see that flow through.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yeah. It's a great question. We don't believe that there's going to be any ongoing underlying impacts. We've been working very collaboratively with the customer group. We feel really confident that there won't be any loss.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Vance, do you want to take a crack at that one?

    Prediction (one of UP, DOWN, SAME): DOWN