michelcarroll/llama2-earnings-stock-prediction-fine-tune huggingface dataset:
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Hey. Thank you very much. Great quarter. I was wondering if we can get an update on the one supply chain rollout, I guess, where you are in the development of that, when we should expect to see better inventory availability and also some efficiencies on the distribution side?

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yeah. So that's absolutely -- as a company, we are very committed to translation medicine. We are actually looking at all of those, including H3K36, study of overexpression and mutation. So we are looking at all those things in our study. The goal is to first find the dose and then eventually when we do the expansion, we'll be looking at PK biomarkers. We also have option of biopsy there as well, so collect that data and understand.
In terms of companion diagnostic, I think we'll have to see how it goes. Our goal is to be able to study this in both t(4;14) and non-t(4;14). And depending on how we see the activity, we'll think about whether we need a diagnostic or not. Right now, we'll be studying in all the patient population.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Hi. Chuck, you've emphasized how your catalog is the very best in a long time for any threat to it. Is it the annotation now that you have around it along with the content? How would you describe the barriers to your catalog now?

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Hey, good afternoon, everyone.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Great. So this is what I would say on the whole, we're buying assets in the 5.5 cap range. On the non-stabilized assets that we've acquired are below that in the mid-3 cap range. and that's your one yield. Stabilized yield on those assets is still in the 6 cap range. The thing that we like about the assets that we acquired that are sourced by our PROs either through their captive pipeline or through their relationships, and I think, I mentioned in my prepared comments about two-thirds of our deals have been sourced off market this year.
And I think that gives us an advantage from a cap rate standpoint. Having said all that, I -- there is still some cap rate compression. We're still pretty comfortable in that mid-5 range, we like 6 better, but I -- we're -- I think we'll just remain active and continue to go after those deals. And then we'll see where it goes, but we have seen cap rate compression that we've never seen before portfolio premiums, if they were 15 basis points to 20 basis points a couple of years ago they are -- upwards of 25 basis points to 40 basis points now, so it's challenging, but there is no shortage of transactions to look at.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
It's the former. It is in a cash loss position. So the fewer units we deliver for Spirit, that means our cash is better.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Great. Great question. And yes, I've said for a couple of years now that we've been consistent with our new customer count. It's staying 2,000-ish new customers per year, which is great, but not expanding at an expanding rate like we'd like to see.
Two interesting trends this year. One, one-third of the cloud customers are net new. So we're seeing that happening the way we had thought, which is if it's easier to find, try and buy, which I think cloud is really the driver for, that should expand the net new rate for us. And then two, Q4 was the first big uptick in net new logos in, I don't know, probably seven or eight quarters.
So we have two trends that at least are early indicators that as we continue to focus on cloud breadth and depth, and I think most importantly, in FY '22, ease of use on all aspects, including online purchasing, that we'll see that number finally start to get the uptick that we've been targeting and talking about for too many years now.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
I appreciate your view, Andy. I would tell you this we've had great success with ATM in the past. And in fact, we have quite a bit of build, as you know, both from the generation side in South Dakota and our current plan in terms of capital needs. I would tell you this that the ATM, like I said, served us well. We're bullish on our share price that it's going to be going up over this time period. There's another reason we like what we're doing here. But I'd also tell you nothing precludes us from doing anything else. If something better comes along, it makes sense for us to issue shares. We could possibly do that as well. But right now, the plan is to -- over a three year period is to raise that $200 million to meet our current needs.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
All right. Thanks, Julien.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
David, is your question about the company overall?

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
I think that's a good question. I think what we've said also in the release is that we've asked for a six-month extension. And that is not in place, but that is our main objective right now. And assuming that is approved by the current lending group, then we believe we will have enough time to find a resolution to the refinancing of the Lampung facility.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Just over 8,300 associates currently on staff.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Right. Thanks, Robyn. I'll let Andy start here and turn it over.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
The smaller deals are still very, very competitive in the Permian. Almost a nice size to get the smaller deals. I'd say we have probably a little bit of an advantage on Diamondback on permitted properties, but the permitted small deals are still very competitive throughout the basin. What was unique is that Swallowtail, outside of probably the drop-down that we did from Diamondback, is probably the largest mineral deal I've seen in a long time. And that just highlights the size and scale we have that we can put that much cash into a deal and that Blackstone was willing to own a good amount of stock in Viper.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Hi. Good morning. So you guys made $300 million of new investments in the quarter across six ground leases, which is another significant quarter of activity. I was wondering if you could give some detail just on the depth and mix of your current pipeline and if you think that run rate is sustainable?

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
No, thank you.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Well, if you think about what we've done historically, Robin, as you may recall, we've sold 25 assets for about $1.2 billion. In every case, they -- 14 of those were international. So clearly, we made that appropriate decision at the right time but as you think about the other assets, the other 11 plus-or-minus, they were lower RevPAR, they were in slower growth markets, they either were functionally obsolete or require excessive capex and we'll really go through the same sort of analysis here as well. It could be smaller properties that don't really fit our strategy over the intermediate and long term.
Could be some markets where we just have a little bit more concentration than we want. I would use this as an opportunity to rightsize and recalibrate from that standpoint. And candidly, there are some assets that there could be a better play for an owner-operator as part of our ability to sell and be unencumbered by flag into our management. So all of that will fit into the calculus as to how we can maximize value for shareholders.
We wanted to be really thoughtful. While we had discussions last year, we weren't comfortable with where the pricing is coming, obviously, in the middle of the pandemic, but as we get improved visibility, we're optimistic here that we will be able to sell it at reasonably attractive pricing, again, using those proceeds primarily to reduce leverage. And we think that's the right capital allocation decision right now.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Hi. Good morning. Maybe just the first question, trying to understand in the Infrastructure business, what happened with the margins, just trying to understand, sequentially, those were down despite modest revenue increase. So just wonder if you could help us understand sort of what the main headwinds were there sequentially? And then when we're thinking about the second half operating leverage in that business, off the higher revenues, what kind of place holder should we have for that?

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yes. So, Andrew, on resi production for Q3, we're looking at a $250 million to $260 million range. We feel pretty confident on resi production for the second half of the year. We have several projects -- big projects that are completing in the early fourth quarter, where that's been a super-sized resi production. And then, to your question with regard to the mix between portfoling and selling, we're at the near term, we're portfoling more of the loans just because we are -- as you know, we are doing really well with our PPP forgiveness process, and we're getting a lot of resolving acceleration of fee income there. So we think that near-term is opportunistic for us to just go ahead and put more in the portfolio.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yeah. I'll maybe start on that one, Bob, and then Julien, feel free to jump in. As we look at this year, we've -- as you know, we came into the inventory end of the year with good levels of inventory, and we've talked about that as a way to defer some of the higher costs that we were seeing is rates of -- freight rates, in particular been increasing during the year. So I think there has been an impact on the first half of the year, but it's going to be more impact us as the second -- in the second half of the year. We talked about the fact that we've put in price increases and those price increases are largely in place now, Tom, and will help offset that as we move through the second half of the year. But you had a high level, I mean, I'm expecting that gross profit will be on favor down compared to last year in the second half of the year because we won't be able to offset everything that's coming with price increases. So we'll see a little bit of a gross profit erosion, I think, due to it. But as we said, we're doing a lot of other things to try and offset the total impact for the year, but it will impact our margins in the second half.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Well, generally we like the idea of more fan participation in wagering on horse racing. Generally, we think that's a good thing for our game, for our company overall and for TwinSpires. It's a great gambling game but it's different than other forms of sports wagering from a couple of respects. First, from a legal perspective, that has a separate legal regime. It has a federal law, that sort of governs how horse racing, wagering is going to happen across state lines and it gives the content producer clear intellectual property rights with respect to any wagering activity on the content provider's content. So, deals are required with the horse racing providers, the tracks and their horseman in order to ever take wagers on their content. So it's a different legal construct and that is an important difference or mode to the rolling out of this product more broadly.
Secondly, wagering on horse racing is paramutually based. It's not fixed-odds based. So, the technology is different, generally the platforms you see out there across sports wagering providers, they're not quite set up at this time to take paramutual wagering, that's a technology challenge that certainly surmountable but it hasn't been undertaken yet. So there are some tweaks and differences about paramutual wagering on horse racing that are out there that over time might be surmounted by some who are willing to do the work and cut the necessary deals in order to do so and we're never afraid of that, we'll look to find opportunities within that. Better monetize our content and further the economics of TwinSpires as well.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yeah. So related to the pandemic for the fourth quarter, so we reported in total, it's going to be $13.4 million, which is 0.9 points on the estimated combined ratio. So related to that, so $8 million was related to legal expenses to defend ourselves on the CIC policies that do not cover there. And then there was three -- just a little over $3 million for Cincinnati Re and then a little over $2 million for CGU, and those are the ones that have the affirmative coverage.
So when you add all that up, the $8 million, $3 million, $2 million, it's about $13 million. So it's about 0.9 on the combined ratio. If you want, on a year-to-date basis, in total now for the legal defense, that was $30 million that we had reported. And then for Cinci Re, it was $19 million.
For CGU, it was just under $12 million.

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Thanks. Maybe just a margin question again for a second. Mike, I think you mentioned the divestiture still in the '21 guidance that you'd be anniversarying in '22. It looks like that alone is, I don't know, 70 basis points of assistance on EBITDA margin.
So I mean not to beat a dead horse here, but it sounds like there's a healthy amount of conservatism in the 47%. Unless you want to --

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Absolutely a fair statement. Yes.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yeah, Paul, it's a great point you raised. The history of Palomar in the specialty property focus has led us to have a rather short duration in the investment portfolio, and frankly rather conservative investment portfolio. Ultimately, we drive the majority, if not the totality of our income through underwriting. But as the complexion of the book changes, I think it will allow us to potentially extend our duration, change the complexion of the investment portfolio some illustratively, we hold no equities. So that will develop over time, especially also as we have the ability with longer-tail business to extend how long we might go out on the yield curve. So that really is a longer-term phenomenon. I don't expect a material bump-up in investment income over the next two quarters. But you are absolutely right. It will afford us the luxury of potentially taking on a bit more. I don't want to say risk in the investment portfolio, but just make it more commensurate with the exposure pattern.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Well, I'd like to thank everyone for joining the call this morning, and we look forward to updating you in July on our continued progress here at Shentel with Glo and Beam. Thanks, everyone, and have a good day.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Great, Thanks for taking my question. So Steve, just following up on the migration topic. And the conversations that you're having right now and the pipeline you see right now, I guess we started last year extremely fast in terms of converting that base and migrating that base to the cloud and got off to a good start. Pretty good start, first half of this year also. I guess, are the migration conversations or sales cycles or migration cycles, are they more challenging today? Or just because you've done so many, it's honestly getting more -- it's an easier conversation and a more kind of predictable sales cycle or conversion cycle.

    Prediction (one of UP, DOWN, SAME): DOWN