michelcarroll/llama2-earnings-stock-prediction-fine-tune huggingface dataset:
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yeah. So, both the -- we saw over the course of last year about an 8% decline in the average coming out of COVID, and we've seen about half of that come back and it's been interesting to watch how, it's pretty consistent between the average size of the customer base and the prospect base. So, I would say we're half to maybe 60% back on average size both in the base and it seems to be flowing through also in the prospect base. That means to me there is still some more to be gained there before we're back at that level. So, there may be some more room there, but also, you often have to consider that businesses may have just kind of tighten their belt a little bit and found other efficiencies, so may not get back to that level. It would take new growth for new -- growth within their company to go beyond that.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Good morning and thank you for taking the questions. I have two. The first one is, it seems like there were a couple of ebbs and flows from COVID-19 in the quarter. If you could just pull this apart a little bit more. And then also, similarly, there looks like there are a number of drivers to the increased guidance for the year. If you could just sort of highlight what those may or may not be.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Thanks, Kevin.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yeah. I mean, we are looking forward to and both are contributing again. It's been, as you know, a pretty challenging period. In oxyfuels [Technical Issues] trouble moving the volume. It's just the margins have been essentially zero. So, part of what I think -- you should think about LyondellBasell is that that recovery and the related earnings are still in front of us. So as driving recovers, we don't even need air travel to recover back to the original or pre-COVID levels. If driving recovers, with vaccinations and more domestic travel, we could really see both Refining and Oxyfuels contribute in the second half, and I think that's part of the earnings growth story as vaccinations become more common.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Well, I don't think -- from a year-over-year perspective, if you look at the compare, we've restated our year-over-year performance. So this would be strong demand driving our growth.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yes, or selling it. Yes, we're open minded on that one. What we like about it is it was a troll in, in the fiscal deal in 2014. And we bought the other half for $12.5 million. So we've had a lot more value than what we paid for and so the only question now is, how do we realize on that value? So we're open minded with respect to Hammond Reef.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
This is a hard question today, because we have...

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Correct. Some of those shipments can be exports. I mean, if you say shipment from Ternium Mexico, not to the Mexican market exactly.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
I think the x factor all of that is going to be what M&A opportunities that are currently percolating bubble up to the surface. And I think that will determine capital allocation, which is something that the three of us talk about literally almost every day.

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yes, that's our expectation now, that there won't be anything there next year.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Thank you. I was just wondering if you could provide any update on the current status of signing the Mauritania agreement that was announced last year.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
I think you're right. To put it in context, PIK income is relatively small at Golub Capital by industry standards. It has increased some. And I think the two areas that we've seen, where it's grown. One relates to our activities in late stage lending. So this is with companies that are in the software-as-a-service business, where they in some cases prefer to have PIK as a portion of the way in which they compensate us and our portfolio of LSL loans has grown over the last number of years.
The second is a point that you alluded to, which is in negotiations on amendments to existing credit facilities through COVID. We have in some circumstances used incremental interest in the form of PIK, as part of the mix of different components of amendments. And so, there is some increase in PIK income associated with that. I don't think this is going to be a continuing trend. I think you're going to see PIK income stabilize and perhaps even go down in coming quarters. And I don't think that you're going to see what I suspect you're afraid of, which is a repetition of a pattern that we've seen with other BDCs, where PIK income is -- has never been received. That's -- I'm not terribly concerned about credit risk associated with our PIK accruals at this point.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Correct. We are not selling any new perpetual licenses.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Hello, everyone. Good afternoon. Thanks for squeezing me in here. I just have one question on the dividend.
As we think about how you guys are going to deleverage naturally in '22 and '23 and the free cash flow associated with the business, what -- how is the board thinking about reimplementing the dividend under -- from the context of what do you think you might need to pay over those two years versus what you might want to pay from a REIT perspective versus just a corporate finance perspective?

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yeah, John. I would think of it as, it was an exceptional year, exactly as you spoke about, with some really, really interesting market dynamics throughout the US and primarily through the West US between the Mid-Columbia, California and Southwest Power Pool. So it was really being positioned to take advantage of a market disconnect and make some good opportunities to make some EBITDA in those periods.
We'll be thinking about that as we set our 2022 guidance as to what the right level is. But I think the floor of the trade group is set up to deliver that base amount and then opportunistically be able to exceed that when the opportunity presents. But it's not -- it's not like we can predict a number of opportunities. And in fact, over the last couple of months, we've seen some of that, the market pricing disconnects and flatten. And so we've seen a lot more flat price through the Western US over the last month or so.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yes. I would say you probably wouldn't do things in 3D that you could do in 2D because it's easier and less expensive, less processor required, less optics required, right? So 3D, I think, is additive. And we're going to see lots of 3D and 2D together, right, in applications, and we certainly have those capabilities and more and more of our customers, they're using them. So perhaps the way to think about it is it's going to grow the market and it's going to lead to higher spend per customer to do more and more sophisticated things with their application. And I think we're near the top of the hour. So I think we'll -- Dr. Bob, I think we'll turn it over to you.

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yes. I think our gross margins are going to -- they'll continue to improve a bit as we go. We've got some continued savings from the site consolidations that we're doing. So the EPS guidance that we've given is based on high 50s to around 60% gross margin. So just over 60% or just below 60% is kind of the range that we have to get to that EPS guidance.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Sure, Paul. I'll grab that one. So, yes, the gross margin for Q4 will see a little bit accelerated pressure versus what we saw in Q3. Number one, it's just a larger quarter, so we have more units flowing through and we'll also see more of that Vietnam reopening pressure where we're putting a lot of that product on air to get it here by the holiday peak. So in the outlook for Q4, we're calling it flat to 2019. Q3 was up about 360 basis points to 2019.
And getting back to the AUR question. We believe that we can get the AUR on lower markdowns and promotions to offset that $75 million headwind in Q4. Products has resonated well coming into the quarter from October and we're seeing that here in the November time period. So feel confident that we can offset that headwind here in Q4.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Hey, thanks for taking my questions. Just maybe in the category its too early, but just look at the growth rate that you guys have been showing in Cell Analysis. I'm just wondering if you can kind of give us an idea of contribution from that, just given it's been integrated and growing at a pretty good clip. And then also just sort of what you're seeing in terms of customer is largely new customers deepening relationships with existing customers. Just more color on Cell Analysis? Thanks.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Sure. Next question.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
No problem.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yeah, no, I think that's fair. Each and every segment should show better results in 2022 relative to 2021.

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yeah. Paretosh, it's John. I can't say we can put our finger on anything specific with respect to the published shortages in automotive chips. I think we certainly saw a lot of service and spare parts to the older fabs that are the ones building a lot of those kinds of automotive chips. So, I don't think we can really tell if a lot of that's going to the automotive manufacturers.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yes. Thanks very much. Anil, I was wondering if you could just talk a little bit more about some of the strength you're seeing in the enterprise side, on the Experience Cloud front. Obviously RPO was really strong. I assume a lot of that strength came from the Experience Cloud side and what continues in the next year, because when you look at the fiscal '22 guide, obviously DDOM, that I assume some of that's just Workfront being anniversary. But can you just kind of tell us what you're sort of assuming continues in -- in the strength of business this year going into next year. What has momentum in that business that you feel good about and where are some of the potential points of leverage in terms of upside next year? Thanks.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Peter, I think in the second quarter to see that all of a sudden happen, I don't know. We've talked to our customers one-on-one. We believe over time that they are going to probably maintain more liquidity today than they did pre-pandemic. We'll see when we get there, but that's what we're hearing. I think the consumer growth you saw, again, it was based on the stimulus that hit during the quarter. So I don't expect it to have that kind of growth every quarter. Although, we're growing customer accounts too, and we're very pleased about new customer acquisition. On the business front, in terms of second quarter growth though, I think it's more pushed to the second half of the year, as these balances get worked through -- their liquidity gets worked through. And as John mentioned, we're -- we're in very good market. We're excited about the growth potential here. So it's just a matter of time before we see the loan growth. I just don't think you're going to -- if that break through the second quarter.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Thank you, Karsten. Thank you, Sachin. Next question please.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
I think we think securitization is an important tool. We think that this extreme weather event, it's something that we're all going to -- the whole industry is going to step back and think about what it means. But we still think that this is an important tool, it may reflect it for some of our units is a seasonal operation option or a more limited option going to be important, especially as we think about winter peaks in the winter season. We have to think about how might that even fold into some of our legislative efforts over time. And so I actually think that this event if anything helps to spur interest in the overall topic, so we found good engagement on securitization and the different pros and cons of it as part of the greater awareness of the whole issue as a result of the event. So I don't mean to imply it all that we're backing away from securitization efforts. We think it's an important legislative effort. We're just trying to highlight that as with -- we don't develop a plan that's dependent on new legislation, it is a tool that can help and we actually think the dialog is even more constructive as a result of the difficult events that we've seen this month.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yeah, I mean our goal as we kind of touched on in the last question is really to make sure that we are continuing to move the dial up into the right, that's the plan. And there's nothing that we're going to embark upon that is going to inhibit our ability to do that. This year has been a great year. The teams executed very well. We're going to continue to focus on driving that improved execution. And so, while we haven't -- we are not prepared at this juncture to kind of give firm guidance, I would tell you that the intent is to improve as we move forward. Each year in that quarter to kind of drive improvement up vis-a-vis the prior year's similar quarter, and that's kind of how we think about it.
I don't want to get out over our skies, because we are going to have some blocking and tackling and some tactical things that we're going to be doing that we just need to factor that in, that there can be slight headwinds or disruptions to the business. But we don't want them to be such that they keep us from being able to continue to drive those year-over-year improvements.
So I think as we think about it, given the likely supply demand challenges that will continue to be there in 2022, given everything we talked about, we think that the market sets up well for us to be able to undertake these exercises and continue to provide the right level of service to customers and returns to shareholders as we think about '22.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yeah, absolutely. And absolutely increasing growth industrial capacity, combined with what we've done in Tennessee where we've essentially balanced facility across three markets, it just gives us that much more flexibility. If we saw that, for instance packaging opportunities starting to become more exciting for us than industrial, we can pivot some volume from Tennessee up to Lancaster, fly some across to Davenport. So as we continue to expand our footprint, we can continue to improve our optionality.

    Prediction (one of UP, DOWN, SAME): SAME