michelcarroll/llama2-earnings-stock-prediction-fine-tune huggingface dataset:
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
So we we combined both parent role sales as well as away from home converted product sales There are so if, if any one of the were misleading fingers where you get a mixed shift, where more parent roles were sold in the current period than in the previous comparison periods.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Thanks, Bill.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
We could pretty much pursue any option that we wanted, Mike. But the special thing about the portfolio we put together is it has great existing cash flow and it has one million square feet plus of potential development that could be out of the ground pretty quickly. And so when you put the whole portfolio together, that becomes a very attractive package. And so as we went through our process, that was the direction we decided to head.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
We have always had a vision that identity needs to be intelligent, informed by risk and fraud signals to make better authentication and authorization decisions. So SecuredTouch is consistent with that. We had introduced PingOne Risk, which was a risk service for our workforce use case earlier in the year. SecuredTouch completes that by offering risk and fraud signals now for the customer and consumer use case. So the entire notion that we are building a virtuous cycle, where risk and fraud signals inform the identity control plane how to behave. It's also instrumental toward our password list vision, there is no way to achieve a password list experience without leveraging the implicit signals that are available to us, such that if risk is low and trust is high, we just let the user in, so to speak. So that acquisition was part of our strategy around an intelligent identity control plane.
The Singular or this -- yes, the Singular Key acquisition is a little bit different. If you step back identity is an integration game. We are trying to connect everyone to everything, speed of integration, time to value and the flexibility with which companies can actually integrate, not just the basic, but the more advanced identity technologies is critical to all of these large enterprises. Singular Key allows us to achieve a 10x on the time to value and the speed to integration. And it does so because much of the historical coding, as we say, the point-to-point hard coding has all been done in now Singular Key. So it allows the business to design user experiences without coding. So identity is an integration game, time to value, speed to integrate really matters, Singular Key allows us to orchestrate all of these identity experiences without coding.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
I appreciate the question. I think we'll get in more detail on 2022 growth. I can give us some sense of where it's coming from in June, which is our practice. We still see ourselves very much as a growth company. We see balanced growth across all the product lines. We demonstrated growth in Medicare. We've talked about that being a growth engine for us.
We think marketplace will continue to be a growth engine as well as Medicaid. I mean we have a government in place now that believes that people should be insured. And so, while what we're working on now is, we come up with the numbers for you that are reasonable, that we'll give you in June, but we see us growing across all our products. And growing responsibly with expanding margins and containing cost and improving quality. So it's a balance that we're trying to strike. And we have a couple of new products that we're working on that I'm not going to talk about for confidentiality reasons.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Thanks, Russell.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Amit, no -- listen, I think you benchmark Saia -- I'd encourage you to do two things. If you benchmark Saia service versus sort of the rest of the national carriers, and you see we do really well. And our claims ratio is better than just about everybody. That's a great differentiator. Providing incremental service to a customer in new markets and enhanced market penetration, that's incremental value to the customer. And as we look at that broader picture, that our sales force has got more bats now, more customers they can touch. And we're going to get paid for that, replicating that great quality and service. So I don't think that there is a slowdown on the revenue per bill side. I think, in fact, maybe it steps up over time. But most importantly, the more we get to a national basis like that, there's really no reason for Saia to be a discount.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
I would say that we are not seeing an improvement in third party bank demand. And so we would -- I would say see more pressure on the capacity than the rate, because I think we're going to try to manage the rate based on shifting the lack of capacity at this type of rate to either our balance sheet and investing in other assets essentially. And that gets helped with an acquisition like the TriState acquisition, for example, bringing more balances on the balance sheet. The bank growth is anticipated to be strong. Our bank, Raymond James Bank, growth is anticipated to be strong this year as well and we can also accelerate purchases of agency mortgage-backed securities, if that demand from third-party banks doesn't pick up. And that all is really expected with the contract maturities in the second half of the fiscal year. So as we get closer to that I think we'll be able to provide you more clarity on what the demand looks -- the demand profile looks like at that time.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yeah. So, we are still looking at methanol and what we want to do around something like methanol. As you know, we already have a JV there with our partner, Mitsui. So, we are really looking at, do we want to expand. We have the capability for a very low cost expansion to get about another 25% capacity there. We're also looking at, are there opportunities to do things with recycled streams and others. So, the good news is the US has a very strong commodity methanol market. So, we always have the opportunity to buy methanol as well. And quite frankly, we like having the exposure to the market. We like having our own. If you look at it right now, we produce about 35% to 40% of the methanol that we need in our own system. And going forward, after the expansion, certainly, after the initial phases, we still will have about that amount. But quite frankly, we're still in the process of deciding what we want to do in Clear Lake in terms of methanol expansion or whether we just want to continue on the market.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Thank you, Kevin. Yes, I'd say a large part of it, and we've talked about this on previous calls, certainly, is that doing all the right things by a client is going to translate to improved retention. And we've, like I said, transformed every part of our business, and we're constantly transforming it more and more, leveraging AI with our client services in terms of improving the quality of it and lowering the cost. We talked about improvements in our data, improvements in our technology, our uptime has improved, our latency has improved, all the things that you'd look operationally across a business that you would see.
I mean, nobody runs, obviously, perfectly. And so as we look at everything, we've tracked it. We've got a really rigid process in terms of coming back and continuing to measure the progress that we're making. But I see the improvements in our data quality, the amounts of data that we're bringing into different types of data, the new launches with our products, right? I think all these things contribute to retention because everyone out there is looking for who can they partner with? Who can help them transform their business? And I think all these things really led to a confidence that our clients are getting and seeing from us, and we're excited about that and want to continue to build on that, Kevin.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yes, we're always looking at M&A. The one thing I would say is Texas is riddled with banks everywhere. And frankly, I hope that there are some opportunities out there. I've already started talking to investment bankers to see kind of what the landscape looks like. But one thing I can say is, I think if you've been looking at the press, many companies of all different kinds have moved to the Dallas Metroplex area and continue to announce. So I think it's a great expansion for us. Frankly, I've already purchased a home, it's under construction and it probably won't be done until April. I'm hoping that we can complete this by the March-April timeframe. And I think we'll be holding our Annual Shareholder Meeting, which I think is in May in Dallas.
So, we're really optimistic about it. I think there is a great opportunity just to enhance geographically, our expansion in loans, deposits. One of the things I want to do, David, is also get our trust Texas trust powers, and you can't really do that till you have a branch out there, at least one branch. So we're already sending our facilities person, Mark Gordon, out there to try to look around and see if we can find some place to start the expansion. So initially, it's going to be de novo, but I would hope that there is an opportunity to do some type of acquisition.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
I just want to thank everybody for joining us today. Obviously 2020 was an outstanding year for the company. Clearly, we have set some high expectations for ourselves for 2021, and look forward to jumping back on a call in May and bringing you guys up to speed on where we're at. So thanks for joining.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Hi, good evening. Thanks for walking me in. I wanted to go back to the online question first, if I may and just speak high level and strategically as you're permitted to do, but is it a business where you believe you need to be in all of the available states, obviously some of the larger ones, it's obvious where you have access and others where you may not. Do you need to be in all the states to be successful, is that part of your definition?

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yeah. I think, Troy, I think composites have a really nice role to play. And we're looking at it from a number of angles, both the material systems themselves and obviously the combination of matrix and fiber and what you do there as well as the printing technology, just the printing hardware. How do you print? How do you best print composite structures? There's a lot of exciting work going on. And so, we can progress some of it internally, some of what we're looking out through partnerships and acquisitions, but I think you put your finger on it. There is a really nice evolving niche between classical polymer technology and metals technology for lightweight strong stiff materials of composite. So, it won't be a factor and we're excited about it.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Hi, morning. And thanks for taking my question. I have two questions, one is on fees and deposit pricing. So when you apply the new negative rate at the negative rates to new thresholds of clients and fees also on certain products, I just wanted to understand if we go into a rising rate environment, such as the ones that you've seen in some of your growth and challengers market, how sticky do you think these new fees and deposit pricing you can keep if the environment which pushed you to introduce them in the first place that of negative rate changes in the future? And the second thing I wanted to ask was with regards to your comment on the time to yes in the -- in your introductory remarks, is very interesting, how much you've been able to reduce it.
Just wanted to understand where you think you stand versus your competitors? And whether you've seen any tangible benefit outside of simple plan satisfaction. Do you -- does that make you gain share or be able to have a better pricing just because you're faster? And related to this is, is there anything in terms of risk parameters that you have to kind of simplify or maybe overlook as you do that, just to check? Thank you.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
So I'll start and then maybe Abhi can jump in here. The supply chain issues and the delays to revenue are very broad-based. They're global and they're across both aerospace and defense as well as the Industrial business. So if you look at the $15 million in Q3 of deferred revenue, roughly $4 million of it was in aerospace and -- I'm sorry, the $10 million in Q3, sorry, correct myself there.
The $10 million of deferred revenue in Q3, $4 million of it was aerospace and defense and $6 million of it was Industrial and linked to supply chain. And it's logistics, it's supplier input, in some cases, it's customers asking us not to ship. It's a fairly broad-based challenge that we've got around supply chain issues in the business. So I don't know if that answers your question, John.
There were some delays on shipments in aerospace and defense. It was in one facility and it was linked to a couple of programs. The Joint Strike Fighter, for example, was one of them. But that's not the major concern that we have here going forward.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
I mean I think it was not all that different than what we've seen in prior quarters. Because like you said, there are some things that are different in Q1 as we started the New Year. We don't always experience a ton of seasonality. But I think as the quarter progressed, we certainly have seen customers come in and start to talk about increase in demand, not necessarily all of it in quarter. We talked a little bit in the commentary that we see indications that second half looks to be stronger than first half. But I think things played out pretty in line with our expectations. We did have some demand that we weren't able to fulfill in the quarter given some of the tightness in supply, and we can talk more about that. But all-in-all, I think the order was pretty consistent.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yeah, Ryan. So let's kind of frame this first. First with Distech and I mentioned this in my comments, we have an attractive asset that's uniquely positioned in the market. From a technology perspective, it's built on open protocols and from a distribution perspective, it's distributed with independent systems integrators. That gives Distech the opportunity to really have -- present building owners with the opportunity to adapt to a number of different scenarios going forward.
With Atrius, we've pivoted the focus then to really be about the applications, largely in the cloud, which deliver real business value to around buildings, around people, and around independent use cases which are different than really we can't see anybody in the marketplace doing right now. For a long time, IoT has been a solution in search of a problem in my opinion. And what we're really focused on are what are these applications that can deliver demonstrable value for our customers. So, we're in the course of building that out. And so, over time what you will see with this group is, you will see a high quality product business in Distech and a high-quality technology application solutions business with Atrius which should deliver continuous continuous recurring revenue and growth. But as I said, Atrius is still an option at this point. We are obviously recruiting very impressive talent to take this where we are pivoting it to go, but it's still early. So that will -- so but -- when you summarize that, Distech will continue to grow and you'll see that more later in the year as we provide more transparency and Atrius, we believe, can grow to be a meaningful recurring revenue business.

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yes, So I would think about it very much. I would say -- when I say that I'm not trying to predict forward-look, I'm talking about what's occurred in the history, and how that is realized in our P&L. So, I think you can expect that I'll use copper as an example. Copper hit $4.80 I think in the May timeframe. So I would expect that to come flowing through the P&L in the third quarter. So when I make that statement we haven't seen that peak, I'm primarily speaking to copper and resins and that's more of a third quarter event.

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
That's a good question. I don't know if we know the answer to that yet. And so, we know that these patients at baseline has diminished NO production, their baseline FeNO's are lower than the normal population. And so you know, we are clearly seeing a trend in FeNO going up and FeNO has a wide dynamic range. And it's also highly variable readout. So I don't think we know the answer to that. But again, I think we could get more data on that, as we continued successfully.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Hey, good morning. Hope everyone is doing well. Thanks for taking the questions. I wanted to focus a bit on Pharma. First, just kind of a broader top question. We're seeing the rise of telemedicine, which makes prescription jobs looks to be more accessible and widespread to everyone. Is this an opportunity for you, or are your products not really exposed to the prescriptions drugs that would be prescribed over telehealth?

    Prediction (one of UP, DOWN, SAME): DOWN