michelcarroll/llama2-earnings-stock-prediction-fine-tune huggingface dataset:
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yeah. And I'd be careful about thinking headwind. In terms of year-over-year, there is less audit premium than there was last year. We haven't yet reached the point where in aggregate audit premiums have turned negative, they're just lower positive, so it impacts the growth rate year-over-year. And to your point, it will continue for a while because in many cases, you're doing audits 15 months after the policy terms were set in the first place. And so there is still a while to work through the COVID impact on policies that haven't yet reached that maturity level.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yeah, I think our perspective right now is pretty acute to us. We're very focused on the platforms that we're supplying in the segments that we focus in on the heavy-vehicle market. So I would say that's our view. We haven't really reconciled it to the latest broader market view for HIS, but I would say our perspective is we're likely to be a bit lighter on the light vehicle side and maybe just a touch softer on the heavy vehicle side from Q3 to Q4. So it may be very specific way for us looking at it in the short term and the build patterns that we're seeing from the customers on our platforms.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Mike, certainly it's smaller than the gross number, but I don't want certainly smaller than the gross number. But like I said, I don't have that handy. We could follow up with you, but I think that's.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yes. Hang on one second, I will tell you if that is -- and by the way, Eric, the answer to Eric's earlier question of remaining deferred fees is about a little less than $27 million. Let me see if I can find for you the average here real quick. Hang on a second. Yes. Average PPP balance this quarter was about $1.17 billion [Phonetic].

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Now thank you everybody for joining us today. And, I appreciate you taking the time to be with us. I hope everybody stays healthy and safe as we continue to see improvements in all this pandemic environment. Thank you.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
We'll have a kickoff with lots of excitement and communications, so that all our customers and everyone knows what we stand for and who we are. And then we've got to get out and deliver on that brand promise every day. And certainly that's -- there's awareness around what we need to do and -- but great excitement around it also.

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
I'm not sure I'd go there. Historically, we had been spending in the excess of $300 million as we were working on our whole recliner conversions. Don't anticipate being anywhere near that in the near-term here as we're working on rebuilding our balance sheet. I'd say the $100 or so million level that we're currently at is a bit depressed. Probably somewhere in between the two of those is more likely as we get going again over the coming years. There will be -- there still are some prior commitments on new builds that we'll be moving forward on. There will be opportunities. There ultimately will be some maintenance that's been on hold that we'll have to do, which will increase that, but a big chunk of what drove our levels in the past were opportunistic revenue-generating and ROI generating types of projects.
And we'll do some of those, but those are more selective. Those are more things that we can choose. So I expect it will start to go up, but I don't believe that we're going to have like a massive catch up coming in '22 or '23. And a lot of that comes back to comments I made in the kind of opening remarks that we've been very proactive about preventative maintenance and things like that in the past. And now we're getting to reap the benefits of that in that we -- our circuit is in really good shape. So it just comes back to how much cash flow -- our cash flow is recovering and how opportunistic we're going to be in the future versus a big catch-up we have to do on any kind of maintenance or anything like that.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Okay. So first, I do view this as a competitive advantage for us. I think there's a lot of misinformation out there of what of the emissions profile for U.S. LNG. And I think as we begin to discuss in international workshops what our methodology, and we try to make it more transparent, so we put everybody else on the same level playing field. I think we're going to find out that U.S. LNG can be very competitive and Cheniere's LNG extremely competitive worldwide in helping with some of these countries environmental aspirations.
In regards to President Biden, we're -- we have a very strong relationship, Cheniere does in China already and in all of Asia, we have a great office. There we've sold quite a few cargoes, here recently on the spot market to China and we're hopeful that that relationship between the two countries can continue to improve and hopefully we will be back at the table for more long-term contracting capabilities. Do you have anything to add?

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Steven, we're working on fine-tuning that right now, but the vast majority of our planned purchases for next year are already slated for not only quarters, but specific months. We're asking the manufacturers to verify their ability to make deliveries to our requirements. And they're telling us they're going to get us the equipment when we want it. We'll certainly be able to talk in more detail.
As I just mentioned, we're going to move to give quarterly guidance on capex starting next quarter because we're going to have significant fleet growth next year, and we think it's important that we communicate that. We'll try to make sure when we give that guidance, we try to context the cadence. But today, as we sit here, our manufacturers have supplied us delivery dates that absolutely fit into what our planning calls for.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Thanks and good afternoon. Two questions, if I could. First, just in terms of the guidance for adjusted EBITDA growth versus revenue growth. Is there a spread that you would suggest that EBITDA growth could grow faster than revenue in 2021? And then secondly, just curious how you're approaching the video business with respect to the pricing strategy and what impact that can have on subscriber and video revenue performance as you think about 2021.
Thanks.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yes. So we're at the very, very -- I would say no growth is attributed to RDOF at this point, right? The awards have just been made operators are thinking about how they're going to deploy their RDOF spending. So we're really just at the cusp of that level of investment.
What's driving the growth in network cable and connectivity, as I think Chuck mentioned in his remarks, is really the push of fiber going deeper. So you're seeing an increase in spending for fiber all the way to the home. As the node business, as we're driving increased node splitting, that's pushing fiber and connectivity deeper. So that's really what's driving the current growth trends.
And then we see accelerating growth trends from the RDOF spending. And by the way, it's probably worth mentioning the increased the infrastructure build that's being negotiated in Congress right now has about three times the level of investment in broadband spending that the original RDOF proposition has. So we see an additional surge in investment, which is behind the increased capital and capacity investments that Chuck described when he was pointing to the wins on CommScope NEXT.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
So I'd say first off, it can't be strategic if it just shows you a doorstep in the form of a book. The BD process starts with me. It starts with our business team, and what do we need to do to continue to expand our solution to differentiate it, to offer more value to customers. Who's out there then that might be additive to our story? None of these things fall into our lap.
And obviously in the case of Sizewise, for example, we were in discussions with them for the better part of three years, getting to know them, assessing the fit, making sure they would be the right company for us. In a similar vein, I knew the CEO and I followed the Northfield team for the better part of the last 5-plus, maybe six years. So it isn't about a BD team getting books and processing them. It's about this executive team having a strategy for the business, looking for things that will continue to augment the value that we have.
Building those relationships, vetting them, and building a funnel because we'll easily look at more than 20 opportunities before we bring one as far along as it gets visible or gets closed. And we do have a good, healthy funnel as we sit here today. Again, that's part of my job to help ensure that that remains the case.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yeah. I can't necessarily point Walt that we're seeing it yet. I think there's still a lot of disruption in the supply chain. There could be pockets of it, but I can't say broadly that necessarily that has started to occur. But we made a strategic decision back in March of 2020 as we were starting to get more visibility into the challenges of COVID-19 and the pandemic. And globally back in March we told our teams to ensure that they made product, if we had individuals and the components there to be able to make our products and increase our inventory levels. And I continue to support that strategy. I think that helped us minimize issues for our customers. As Gabe said, yes, we're entering 2021 with a higher inventory per day level than what we have historically, but I think that's a good utilization of our balance sheet in the market right now. And as this demand moves back into the marketplace and if there are challenges with the supply chains, Lincoln Electric will be in a better position to be able to execute on our strategy and service to our customers.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Hi. Good evening. Great quarter. I'll jump to the question for the sake of time.
Mitesh, if I look at the channel partner ARR, it actually, on a percentage of net added dollars, was the smallest contribution that it's had in several quarters, even looking back the last couple of years. I'm just curious, how should we think about maybe the percentage of channel ARR dollars as a percentage of total ARR added going forward? And just was there anything in the fourth quarter where Direct was particularly strong that might have driven that mix shift lower for the contribution from the channel?

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yeah. Yeah, it's a good question, Jim. So I would say the hotel and travel is probably stabilizing a little bit. I wouldn't say we're in the growth phase yet.
You're starting to see some early signs. It's probably still a few quarters before we start to see that business return to a growth engine for us. On retail, it's still a mixed bag. You've got some that are doing well, some that aren't doing well.
And just keep in mind that that's 20% of our -- your total business, 40% of your old legacy web business. But it's -- I'd say we're optimistic but still a ways to go before we declare victory there.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yeah Brett, this is Michael. So, really, as we look through the quarter, it doesn't include some of the recent Red Valley [Phonetic] asset the last couple of days. The $2 million to $4 million really framed before that -- obviously tenure has been pretty volatile here so we think that maybe there is some tailwinds behind this lower rate environment and so would not include that, but it's really just too early to tell how long that sticks and really if mortgages follow and then from a margin perspective -- on slide 6 if you look at Canada, of $2.4% [Phonetic] range, which is where our pipeline is that's really where margins have been coming down on a kind of a weighted average, if you look at the mix in our consumer direct and retail businesses.
And so, it's been pretty consistent over the last couple of weeks, which is a nice thing, as we've seen them contracting for quarter over quarter here. So, seeing same some stabilization we'll see how that plays out among competition here in the next couple of weeks. But for now, we're pretty comfortable in that space.

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Wonderful. Thank you, and congrats on the strong quarter. I heard in the prepared remarks that you established a new client and agency partnership team. I would just love to hear a little bit more about that.
How they're going to be working with your largest accounts and maybe how that might change the revenue growth that's coming from your existing customers versus perhaps new accounts that are coming onboard.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Thanks very much. It looks like base oil prices went up $0.40 a gallon this week, not at Motiva, but at everybody else. Is that incorporated in your guidance? Or how do you read the current movement in base of oil prices?

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yeah, I'd sort of say, first, as core Truist, I think the biggest opportunity is with Truist. I see the biggest opportunity to actualize and optimize the opportunity that came from this fantastic merger of equals. So let me sort of say that as it's primary where we're going. But then the bolt-on clearly on the insurance side, I mean, we've had a fantastic track record on the insurance side. It is a really good toggle between organic and inorganic growth and managed well and I would expect that -- I would expect that to continue. Maybe other things that look around and sort of bolt-on that are important to us strategically and add some scale. We've been adding a lot of talent. I view that as the equivalent of an acquisition. So we've been adding talent and you see the benefits of that, for example, in the investment banking side. But I think if you sort of think bolt-on and the places where we've -- where we are experienced or where we have opportunity and then primary emphasis on Truist and maximizing and optimizing this merger.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Mark?

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yes. I would think that generally, we're going to -- we feel comfortable investing in drivers of growth and kind of drivers of an improved business. And so we're really looking at it over a longer-term period what's the right thing for the overall business. We're not going to be the type of company that burn significant amounts of money in any way where there's concern over our financing position.
But as you see, over the last year, we've been flat. We've had no burn rate now essentially for four quarters in a row. That's why we've been both growing the business and increasing our investments in operations. And so I think kind of we'll try to do something similar.
I don't want kind of anyone to hold us to any specific quarter that we're always going to maintain exact breakeven because we're not managing the business in that way. If we find opportunities to invest more in something that's a positive ROI for the business, we'll do that. And if that leads to a quarter where we have a small burn, so be it. We'll keep managing things from a macro perspective, where Stereotaxis is in a very stable financial position and where all of these investments are prudent investments that actually have a meaningful impact on long-term growth.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
OK. Thank you. E-commerce questions. So regarding the global expansion, I think as we mentioned, we may test waters from time to time.
And I think it's still too early to focus on those markets, and there's not much for us to report on. If we open a new market, I'm sure people will hear about it in the market otherwise. So I think there's not much to report on at this point. Now If I understand correctly, you're asking whether we have been employing social media tools like Instagram to promote our e-commerce platform.
Is that the question?

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Hi. What's the mix of debt reduction versus other investments, in other words, Jordan?

    Prediction (one of UP, DOWN, SAME): UP