michelcarroll/llama2-earnings-stock-prediction-fine-tune huggingface dataset:
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
That's really going to play out more toward the back end of this fiscal year. So -- but with clearly a confidence level that we chose to take this moment to increase our guidance for the year.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yeah. So, a couple of things. One is, clearly, customers are tasting the recovery. So, when it comes to customer projects, customer discussions, pipeline, planning, there's a lot of optimism in the industry. We have an overexposure to luxury fragrances, which is kind of trailing. Mass fragrance is doing better in places like Brazil are already growing. But luxury fragrances are still trailing. We see still also good growth in skincare. But again, our overexposure to luxury fragrances is coloring our comments. Sorry, I forgot the second part of your question.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Hi, everyone. Thanks for taking my questions. Ofer, just in terms of engagements, PC sounds strong. Can you remind me maybe relative to a year ago what your PC business looked like in terms of number of products there and how that's maybe changed over the last year? And how do you feel about that business as we look to the back half of the year and potentially beyond? Do you think we're sort of seeing a new normal in PCs demanding advanced audio, anything like that? And then I have a follow-up.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Excellent. Thank you, guys, for taking the question. I think this one is for Mike. But -- when I'm looking at your guys' results, I mean, you guys have been doing really well for an extended period of time.
And this quarter was pretty remarkable. But it seems like in the last two quarters, you've seen, if anything, like an upward inflection in terms of the dollar-based net expansion rate improving. And Mike, your willingness to kind of bring up the sort of out-quarter guide and sort of like it's more of beat-end big raise cadence now than it was than the initial quarters out of the gate. Is there something that changed two quarters ago that gave you guys more visibility or more confidence in the business or that inflected in the business that explains what we're kind of seeing the numbers here?

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
And remember, there's -- yeah. Remember, there's -- some of that is done by design, too, right? We haven't seen a program. So, some of that is us.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Thanks for taking my question and congrats on solid quarter. Congrats on a solid quarter. I had two questions on ESG. I'll ask them both upfront.
First one is just on the competitive environment on ESG. Obviously, you have S&P with acquisition of IHS Markit increasing their presence there, but also there's just a lot more consolidation happening in the space. So how do you expect that competitive environment to evolve, going forward? So that's one. And second is the global regulator, IOSCO, is looking to regulate the ESG rating providers, And do you expect that to have any influence on the market going forward? And how does that help MSCI acquisition much better? Thanks.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
So the tenure of the date is around 80% of the remaining life of PPA. So it raises around 12, 13 years to 16, 17 years, depends on at what stage of PPA are we refinancing these projects. And -- so the loan that we take from bank, Puneet, that is floating. That is linked to their MCLR, which is typically linked to one-year MCLR.
But we have also taken debt from [Inaudible] project funds, ideas. And then I talked about 8%, 8.5%, 8.25%. These are the rates which are fixed for five years.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Well, Jason kind of his financial analysts set the return I would tell them to keep a low breadth. They're steady, so I have not been successful in getting them to back down. So it puts us in a jam. And of course, it's always in retrospect, did you miss a good one? And I could say I've missed more good ones than made mistakes. So that might be a good thing from somebody's point of view, you see. But I don't want to miss out on too many deals. You see we continually get outbid on all these big deals. People bringing it down, and they're always bidding more money than we are comfortable bidding. And -- but still, we're -- as Jason said, we did 6.5 million square feet, 2.5 years ago. We can do that much and the snowball is getting bigger. So absorbing it becomes easier than it was two years or three years ago to absorb that much square footage is this -- as a portion of the whole to a smaller amount.

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
It's a highly fragmented market. And I'm separating here on purpose between capabilities and the data and domain expertise. You might find players there that might have the capabilities, but do not have either the distribution capability or the connectivity to something like CXone or they don't have the data which as I've mentioned it's something that we have. Thanks to being actually three decades in the customer engagement business. And it's a very significant differentiation that we believe that will serve as well as we can continue to progress into digital CX.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
I'm going to let Bill speak to that because he's been doing a lot of internal communications of our three-year strategy. We're very excited about it. But Bill, why don't you answer that question.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Well, unfortunately, I guess, we put out a deck that showed how we think about it in terms of value because everything comes back to what is this going to contribute to our cash flow to be able to pay the dividend. But the industry does the whole 6 to 1 because that's the British thermal unit break down. I guess, we're still thinking about that. We're about to launch into a -- reworking the investor deck and probably go out on the road to just start telling our story pretty aggressively this summer. We think our current shareholders like it quite a bit and we're pretty happy and have a good relationship with them. But we need to be able to expand out and get out there. So it's going to be important thing. Do you have some thoughts on that, Rich?

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Good afternoon. Thanks for taking my question. I wanted to ask you -- if I could ask you a couple of questions on Safe Haven, I guess, could you talk about how you see the market opportunity of Safe Haven? Is this largely greenfield, or are you running into other potential competitors like Snowflake in this market? And then -- and just a related question is, could you maybe frame for us what percentage of your customer base could potentially consume Safe Haven or set another way? Are you seeing maybe Safe Haven lead to net new customers for LiveRamp overall that you have been able to appeal to historically?

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Great. Good morning guys. Thanks for the question. I just wanted to start at a high level. Chris, so you kind of alluded in the fact that you've seen several of this industrial cycle at this point. And I guess I just wanted to ask you another returning to an environment of year-over-year growth next year. How would you describe the breadth of kind of the recovery across your end market mix in this cycle versus the other ones? And I guess I am just looking at some of your comments in terms of energy being a bit weaker, construction that kind of saw a bit of a tone shift quarter-over-quarter. So, just wondering if you can talk about kind of how broad based the recovery is that you're expecting in 2021?

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yes. So it typically reflects kind of the car parts. So about 2% to 4% of the vehicles today on the road are EVs and hybrids. And so 2% to 4% of our sales are for EVs and hybrids.
So it tends to mirror kind of what's out there on the road.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Ken, thanks for the question and for your optimism. We were -- as I said before, we were happy with the 9,900 net adds in the quarter. I think what we like is that we feel good about the fact that we have put that 3,000 to 4,000 new customer adds the quarter behind us, and it really feels like we can sustain something that is higher than that, probably in more in that 7,000 to 9,000 range than what you're indicating.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yes. Look, I feel good about our business in 2022, most certainly for the reasons I've described. Not going to try to give an outlook today on 2022. But what I can say from an operating -- from an earnings power standpoint, been very effective at maintaining the earnings power reset that really happened a year ago, but that's well in place.
And all of the things -- there were a lot of things that we did when we were reducing cost a year ago that really they were going to be savings as we saw activity pick up. But they were sort of the things that improved margins with activity. We didn't have much activity, so we didn't see the benefit of that. But a lot of the digital work that we've done in North America and the reduction of roofline and changing of maintenance and all of those things become more valuable as we get into an environment where we see more activity.
And so I'm really encouraged about the outlook. And I think not only activity, but our technology offering, particularly around frac in North America, is very unique. And I think we'll see the power of that also.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
OK, Peter.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yes. Commercial vehicle, we talked specifically about passenger car organic growth at 22%. And the other piece of that within the segment is commercial vehicle, where we also saw double-digit organic growth in the commercial vehicle portion of our business there. So healthy growth there. From a margin perspective, both of those businesses are going to tend to operate in the mid-teens range. So really, the difference is the split between CVP or auto doesn't drive so much on the bottom line performance. We kind of get similar kind of flow through from both of them. But CVP is certainly gaining strength and healthy. But by the way, the commercial vehicle space has the same shortage challenges that you have in the pass car world as well that are getting impacted, whether it's semiconductors or resins and things like that.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Great. Good morning. Thank you for taking my questions. So I was curious if -- I guess, Veeva reported last night kind of talked about wage pressures and kind of being aggressive, kind of raising comp. And I've seen -- I guess software developers are in demand. Software people are in demand. We've seen other sort of software companies. And I'm looking at your numbers here for the quarter, and I'm wondering if you're seeing kind of wage pressures on some of the software talent and how you're thinking about that going forward?

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
When you talk about margin initiatives, it's been both organic and inorganic. One of the things we're extremely proud of around our Critical Mission Solutions line of business is all the acquisitions that recent acquisitions, KeyW, Wood Nuclear, Buffalo Group, they're all performing very well, strong first half versus last first half pro forma and they're all margin accretive to our CMS line of business. And so from that standpoint, I think that's a key addition to our margin enhancement. But then it really goes back to what we were talking about earlier to our whole global integrated delivery profile to not only bring the best resources but be more efficient in certain aspects of the whole delivery model and much more around the whole business acumen, commercial acumen side now versus several years ago and really identifying where the margin opportunities are, not just going after any business for the sake of growth. Bob, what else on that front?

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yeah, good question. So as you know, we introduced this probably about 20 months ago. It was at the summer of our customer conference back in -- it was June of '19. And we have gotten a lot of traction, mostly in retail.
That's where we're seeing most of the requests for that type of structure. Right now, we've got over half of our customers in the commerce vertical are adopting that structure, and it makes a lot of sense. It's actually a good strategy when you're faced with a customer base that's got some macroeconomic challenges when they're looking at ways of getting -- saving money or getting more predictable spend. So it's been well received by the customer base.
I would imagine that would continue to tick up. It's not for everyone. And like I said, we've seen the primary adopter of that is in the retail space.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Thank you for the questions and your interest in Huntington. Certainly proud of our colleagues in the 2020 performance in light of the most challenging operating environment I faced in my career. But I hope we've conveyed to you how excited we are about the opportunities we see ahead in '21 and beyond. So we're entering
'21 from a position of strength. We have momentum, the disciplined execution of our strategies coupled with the pending acquisition set us up to capitalize on emerging opportunities to innovate, to gain share and to position the company for growth for years to come, all while continuing to deliver top quartile financial performance. We approach this with a strong foundation of enterprise risk management as you know, including the deeply embedded stock ownership mentality, which aligns our Board, management and colleagues.
So again, thank you for your support and interest. Have a great day.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Great, thanks!

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yeah. I mean, again, BPLs we're looking at securitization and from a technical standpoint, it may initially lower our equity interest in the strategy, simply because we're availing ourselves to that term securitization financing. We are continuing to see strong pipelines there as well as scratch dent, which is really had it's kind of an inflection point this year, as I described earlier for various reasons related to the originators' profitability. So that strategy was a slower growth strategy in the third and fourth quarter that is scratch and dent, which we're now seeing picking up quite a bit.
But our flows and business purpose loans are still elevated and we're going to continue funding strategy with the short-duration type of loans until the fundamentals and technicals and markets to continue to play out, which they are in the south and southeast with the migration trends. So you should expect us to continue -- we expect us to continue seeing a decent allocation of the retail strategy as we had in recent quarters.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Peter and Jojo, you want to add some color there?

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Sure. David, do you want to take that?

    Prediction (one of UP, DOWN, SAME): SAME