michelcarroll/llama2-earnings-stock-prediction-fine-tune huggingface dataset:
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Hey, good morning. Thanks for taking the question. Just wanted to ask, if I could, on the 10% ID sales decline and then 16.5% two-year. If you all could share what the traffic and ticket split was? It did sound like traffic is positive.
So I thought that's an important point to tease up and then just a follow-up.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yes, hey Cecilia. Thanks for the question. You know, I've had an opportunity and I think when we last spoke, I was out in 30 of the top cardiac centers in the last six months. And I can tell you, to a person at every institution and I probably talked to more than a 100 surgeons, to a person they all believe in the On-X, kind of, it's the anticoagulation, lower coagulation story. We're the only valve that can have less Coumadin today and we're the only valve that is looking at and studying the use of Eliquis. So it's just kind of a ground swell around it and literally every center I go to, were either bringing on new users in those centers or actually bringing on brand new accounts. So it's just a continued kind of momentum and I think it's the combination of the story. It's in the guidelines, having the only ones with the low INR and I think a lot of people are paying attention to this trial, which we've now enrolled 360 patients in. So, I think it's hard to pin down exactly what it is, but it's obviously been very strong growth over the last several quarters.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yes, Koji. Iron Bank addresses the highly regulated industry, those that require certification first, adoption later. And even if you are an excited developer or a DevOps engineers that want to adopt JFrog tool, if you don't have the certification, it will not scale within the organization. I'm not even sure that you will give it the try.
So therefore, what we have invested in is to get the certification of Iron Bank first, this is for the on-prem solution. So everyone that uses platform one, Department of Defense platform will be able to freely adopt Artifactory and Xray. The second challenge for us would be approving the FedRAMP. So everything that comes from JFrog, and remember that part of our philosophy is having a hybrid solution.
So also the cloud will be certified by the FedRAMP certification. And this is something that we are currently working on, and we are very positive that we will increase our footprint in the federal sector. There is a lot of DevOps adoption happening there, and it's just the beginning of the journey.

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
I'm sorry, did you say organic or inorganic?

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
So those are -- the new starts this year are -- so if you look in our supplemental package, actually under the development pipeline, we always put them in order. So the first one we have, which is Camden Durham, which is the site that we just purchased in the fourth quarter and it was shovel ready. That's $120 million. And then preceding that is -- or following that is Arts District or Cameron Village. So, some subset of that, but Durham is the one that we expect to get started pretty soon.
Yeah. And Durham is classic. It's an urban project, but it's -- more urban in Durham is not urban in LA. And those yields are going to be in California, going to be in the low 5% and the sort of middle of the countries are going to push on 6%.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Mike?

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Incremental from the third quarter, you mean?

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Very good. Last question.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Sure. Hi Emily, this is Jim. No, it feels good. Most of the markets we're selling into are doing quite well. As far as double booking, I'm not sure if we would ever know that. I don't think we have that. I mean, metal is so hard to get right now. My guess is that, our customers are busy, and they're glad to get it.
And they're glad to pay us for it. And they're really happy to ask us to do more and more value added. So I'm not -- this -- I don't think that's one of the -- this is one of those markets where people are just double booking thinking that the price is going to continue to go higher-and-higher-and higher.
I think people are -- have come to the realization that this is what we need to deal with right now. And they're busy. So they're relying on Reliance to do more. Karla, you may have some additional insight to what you're seeing out there?

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yes. Each business, we try to use the primary metric that's the most accurate. Some of our businesses sell widgets. Some of them sell on tonnage weight, some of them sell on surface area, so square meters, for example. So in each business, we use the best metric for that business based on how we sell the product, whether or not, again, it's widgets, weight or surface area. So each is going to be a little different. Like most of our consumer businesses, for example, are widget based.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Great.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
On behalf of Margherita and myself, thank you very much for taking the time to join us. Hopefully you've seen in the H1 results that we are very much demonstrating sustained growth and driving shareholder value in the structure that Vodafone has. We look forward to seeing everyone on the road show or at the next event. Take care.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Great. Thanks for the question. I guess maybe just one on the headwinds and tailwinds, and I appreciate the qualitative commentary around utilization and COVID testing and treatment. Just wanted to see if those ranges you had laid out last quarter around those headwinds are still kind of how you're seeing the world one quarter in. And then on the tailwinds side, I know you were looking at sequestration relief of, I think, just one quarter last quarter and now with it being pushed out to the end of the year. Just wanted to get your latest thoughts on how that's being contemplated within the updated guidance.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yeah. We don't comment on quarters in progress, but we see -- I think I'm OK saying to you. We see no diminution of the trend we have previously seen.

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Well, it can vary. I mean we've talked about how evals typically run one year, some run a little bit larger. Some run a little bit shorter. But in general, it's about a year where we become process to of record and then get repeat orders. Now there are systems where we are able to get repeat orders even prior to closing the valuation. What's happened is we work very closely with the customer. The results have been very good, and the customer has requirements to add capacity. And so we have gotten repeat orders again in less than 12 months. So it really varies by customer, but I think in general, 12 months is a good benchmark.

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Thanks for getting my question and congrats on a good quarter here. Maybe if I could turn to your M&A comment, Worthing and Mary Anne, it sounds like another outsized year. And I'm just wondering, incrementally, just given all the tax noise in the United States and the potential increase in the corporate tax rate specifically, just given your tax structure and you've being domiciled in Canada, does that -- do you think that gives you an incremental advantage on M&A versus maybe some of your U.S. peers who might bear the full burden of that potential tax increase?

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yeah, so we have not seen significant increases in claims. Now that's partly due to how we've handled certain things. Obviously, you can't control the weather, but some of our claims come from things like broken pipes that various things in tenant reinsurance. So, we have tried to be proactive in terms of more video monitoring at our stores, more proactive in terms of pest control, more proactive in terms of doing things so that our pipes don't freeze. So while claims may be higher due to natural disasters, we're able to offset some of that by being proactive on managing our claims.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
I will -- good question. Kevin, you're going to answer that?

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Thanks, Liana. Nice to hear your voice this morning. Again another business question, I'd like to forward that to Mike Benkowitz.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yes, the latter. Yes. It's actually better deal economics.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
That's true. Go ahead.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
So, cost of deposits. I believe we're within about 2 to 3 basis points from the average for the previous quarter. So, we'll continue to see the benefit of the time deposits repricing lower, but that rate of change has become very, very small quarter-over-quarter down, like if you measure first with second [Indecipherable] third.

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yeah. I mean, firstly on NIM, two things were going on I think to sort of push it down 5 basis point in the quarter. Firstly, it was high-ball drifted down by a couple of basis points over the quarter. We do hope we're now at the trough of that and there is a mix shift with both a higher propensity of mortgage looking on lower spread mortgage lending and the fact that we're continuing to increase our liquidity reserves at the moment. The unsecured was probably up about $1 billion underlying in the quarter for both across Hong Kong and UK and about half and half across the two markets. What we are seeing is credit card spending come back up closer to pre-pandemic levels, but what we're not seeing yet are the balances go up in line with that. I think that will help.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
It's going to be a little bit tough to get there just because of the compression on the supply chain side or on the logistics side. By way of context, as we talked about it, we saw a nice favorable mix when it comes to product and channel in Q4. We even were able to eliminate some of the value leakages associated with DM and discounting and then also, FX is a tailwind, but Q4 as an example, some of those challenges had a negative impact of close to about 200 basis points. And I would anticipate that we'll continue to bring some of that. I believe that we've been able to work through a good portion of that, but considering that it's still where we are today. I'd prefer to keep it a little bit more tempered on the gross margin side of things for Q1.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Hey, Poe.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yeah, a little bit of my forecast. That's not far off from our budget what we anticipate for '21. We're a little more aggressive than the 25%. But what I think is going to happen is the spreads are going to come in and the lenders are going to deploy this capacity, right? So I think it may last a little longer than people think. It's my call right now.

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
That's a good question, Eric. I'm not sure I have that specific number at my disposal. But I can certainly follow-up with you on that. I don't know that it really has been identified.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Great. Thanks for taking the question, guys. Just on the tech transfer issues impacting InteliSwab manufacturing. I think you guys already manufacturing at risk. So can you just talk to, I guess, when the problem arise? And also, I guess, the path to resolving it? Are you already through it? It sounds like, obviously, with 4Q being bigger, and we have a little bit to go here. But just talk through, I guess, the steps necessary to get us to that 55 million of manufacturing capacity or just in general higher capacity. What you guys are doing internally there?

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Look, I think that's just part of our normal business, right? We're constantly evaluating what's core, what's noncore, looking at our markets, looking at what customers want. We look at demand and we're trying to meet demand and make sure we have that portfolio that we can do -- we can meet the demand with. So it's a constant process for us. We're all about capital recycling and upgrading the portfolio. So it's something I think you're going to see us continue to do over time.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yes. Listen, I don't want to make it sound like it's easy because it is not. And every company in the space is going through the same things. We face similar disruptions. It may be in different parts of the portfolio for different people, but I think we all have inherently the same fundamental issues that we're dealing with. Now we do have a pretty good network around the world. Our reliance on China has dropped dramatically over the last five to seven years. I think today, we're at about 45% reliant on all intermediates, fine chemicals and active ingredients. That's way, way lower than it used to be for the traditional FMC Ag business when I joined way back in 2012. So I think that's one aspect. We have lost sales over the last six months in terms of looking at the portfolio and where we couldn't deliver. But I think with a strong portfolio, we did correct our inventories as we went through this year. We have built inventories and Andrew can talk about the impact on working capital there. But I think we've tended to weather it rather well, but make no mistake, I think we've left revenue out there that somebody else has probably picked up. It's not significant. It's in the tens of millions of dollars, but it's still a business that we could have had that we've missed. So we're not immune to this by any means. And I expect that to continue as we go into next year. Do you want to talk about, sorry.

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yeah, Nick, we're feeling more and more opportunistic seeing where we're at and seeing how the business has done as well as it had in 2020. So I think we're going to be in a position sometime over the next few quarters to more formally engage, where I would have said maybe it would have been a year and a half to two years out, maybe a quarter or two ago. It feels like we need to do a little bit better than that Nick, so I think 2021 will be a time for us to really figure out what's the right timing to engage with the agencies and see if we can get there, because if the business is doing well and the metros continue to improve. So we're optimistic that we're on the right path and hopefully have you know better news about that in the next many quarters here.

    Prediction (one of UP, DOWN, SAME): DOWN