michelcarroll/llama2-earnings-stock-prediction-fine-tune huggingface dataset:
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Just wanted to clarify one thing. In my prepared commentary, I said when talking about productivity, I said materials were down 1%. What I meant to say was our cost of goods sold, excluding our materials were down 1%. So just to clear up that one little thing there. All right. With that, we will close. We appreciate everyone's interest in AAON and calling in. We are looking forward to talking to you again in November for our third quarter results. Have a nice day.

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Hey, thank you.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Well, I think, Andy, like we said, I mean, we certainly have some really good momentum in our businesses in Q3 and Q4, if you kind of set the auto situation aside, those businesses are up 10% organically. And like you said, there's some really positive momentum, particularly in the more capex-oriented businesses. So welding, test and measurement, food equipment, and then I think like we said, once the automotive production challenges get resolved, I think we're set up really well for a strong recovery down the road. We think potentially in 2022, we'll see some positive momentum as well in automotive OEM. So we've not rolled up the plans yet fully embedded the plans fully for 2022 yet. But -- and until we've done that, I don't really want to go comment too much. We'll give you a full update in February, like we always do when we provide guidance. But certainly, in terms of demand the volume leverage that goes with that, the momentum on still on enterprise initiatives nine years in. Our ability to deal with whatever cost and supply chain issues come our way. I think we're really well set up for 2022 and beyond.

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Hi. Thanks for taking my question. I know we're coming quite long -- long into the call. I was wondering if we could just go back to OIS margins in the quarter. And John, I believe you talked about mix issues or the mix impact on margins there. I was wondering if you could help us think about how to think about the incremental margins, excluding the tech transition costs as we go forward through 2021 and specifically, if we're modeling mortgage revenue declines or headwinds in the second half, does that mean you should expect higher incremental margins and vice versa?

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
I think in, obviously, we have the short-term issues with COVID that we have to work through, but beyond that, we need some top-line growth. You can't pass 50% utilization in your commercial facilities and which are volume oriented facilities and get there. We've talked about the need to get our revenue levels up to an approximate run rate on an annual basis of about $2.3 billion. We're roughly at $2 billion now. So we need to see some growth there to be able to adequately utilize the facility, given our current footprint. And that's what we're driving for. Now we see that opportunity. You look at our revenue growth targets of mid-single digit organically. You can get there in the timeframe that we're looking at. Obviously, other things can happen to make that quicker or slower depending on macro levels or acquisitions or other things. But that's what we're looking at. We certainly believe it's attainable for the footprint and the capabilities that we have today.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
I mean, if you're -- I think your math is correct. As we continue to make good progress next year and pay down debt that would drive us being a bit below 3 times and as we've said all along 3 times or lower. So I think our priority in 2021 will be to get that debt level down to 3 times or lower and that speaks pretty well to the excess cash flow we have next year.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Thanks, Terence. Dan?

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Hi, good morning. Thanks for taking my question.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
I think some module maker POs has a very small portion, for to -- as a contribution for revenue. The major visibilities are OEMs because they also worry, they cannot get a supply. That's why they give us visibility much better because normally they only give us three months, PO and the six-month forecast, now they give the full year, PO that's why we can see through 2021 demand for our major OEM customer.

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Thank you very much, and good afternoon, everyone. So, Steve and Dean, you both kind of alluded to this topic, but I wanted to dive into it a little more. We know that the same-store NOI growth guidance on a GAAP basis is 2% for the year but you've done nearly $6.3 billion of acquisitions over the last 25 months, and I assume most of those, if not all of them, are not in the same-store pool. So how should we think about NOI growth in 2021 from the lease-up and mark-to-market on these non-same-store assets?

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
OK, Mike. It's been to hear from you. I'm going to let Christine take the Hulu SVOD question, and then I'll ask Bob to address the MegaCast question.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Hey, Kieran, you want to --?

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Sequentially quarter-over-quarter.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Well, I would say we continue -- and even through 2020, in the middle of COVID, we continue to actively manage our portfolio. And we focus on three priorities when we think about that. One is prioritizing where we invest organically. So the 5.5 to 6% on R&D is not everywhere the same.
We are prioritizing where we're making investments. You'll see that in capital investments as well. So we use portfolio to drive that, first and foremost. That's our priority in our capital allocation.
Then we look at complementary acquisitions. And Acelity, as Monish talked earlier, that's a great example of that strategy. And we're focused on Acelity. We continue to be active in looking at M&A.
We're focused on Acelity as we come into 2021. And then we do have a, I would say, a rigorous approach to optimizing value in each of our businesses. And this includes what we might do to change the model. Or if there's a better owner or more value to be created, we would -- this would include divestitures, as we've done, as we did with our drug delivery business in 2020.
So it's an ongoing process. We continue to assess it. When we see an opportunity to increase value, we'll take action as we have.

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yeah. Your quality wasn't that clear. Are you asking about the loyalty cost trends?

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Good morning guys.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yeah, no, there is no deferred expenses with that. No. So all of that 5.3% will be coming in. Now, we are initially amortizing or accreting I guess those fees in over the 5-year maturity period and then obviously as they get forgiven, we'll bring those in.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yeah, I'd be guessing Laurence and I probably don't have a good guess. But I would agree with the assumptions there is pent-up demand.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
This is Steve on for Brian. On 518 and building off an earlier question, I'm curious, can you speak a bit more on what you might have to show for safety there? How long you might have to follow patients for potential accelerated approval? And if you looked at differences in transcriptome or protium, caused by 518 in preclinical models or clinical tissue comparing healthy and Huntington samples? And does that hinted any possible differences in safety?

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
No. And I'd say in particular to Southern Power, it was more that we had earmarked capital in 2020 that was committed but not yet in place. We'll actually deploy that capital in 2021, which increases the expenditure. But if you look at it over a longer period of time, a three year, five year average, very close to the $500 million that you're marking that business.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
I think we need to continue to accelerate the vaccine delivery. The faster we can get campuses to normalize, hospitals to normalize, that pent-up demand of discretionary projects bodes back, I think it puts confidence into our channel, which is restocking and people will get back thinking about the management of their facilities long-term. So, it's -- we can see that. Actually, feel better about state and local budgets than I did a few months ago and we have done a lot of looking into the drivers of our business coming out of the last downturn, the financial crisis, overall macro economies are in better shape. The commercial will go through certainly a churn. What do we do with the retail space, not necessarily our sweet spot, but there will be opportunities as those spaces are reconfigured.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yeah, I think that's, that's a reasonable understanding. But again, I want to make sure that the line is not very distinct, it could be blurred, because some of the retail customers when they continue to grow up, it becomes more, first of all, demanding. They have a lot of the customization needs. They can easily grow from the 5,000 racks to 10,000 racks, so it could basically grow from retail to wholesale, so that's possible. So it's not black and white. These two -- first of all, the way we define the wholesale versus retail, there are fundamental differences. The cost structure differences, the skillsets differences, the niches are different. So that's the reason, we have two sets of sales force to look after the two segments. So it's not purely either/or, it could be grow up from a retail to become the wholesale customers. And we're starting to see more, I would say, support or synergy between the two segments, just in case.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
I don't see us -- we've not found any life science space to my knowledge that we bought since we bought the tech center, I think that's what its called, Oyster Point Tech Center, next to our Oyster Point development project, which we bought, had some life science in it. And it was right next to our property, and we bought it with the idea we'd convert it to a higher and better use as a Phase 5. And other than that, correct me, Tyler or Elliot, I don't think we bought anything that we -- that was life science or to convert to life science in the past five, six years. Have we?

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Hey good morning everybody.

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
My pleasure.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Operator, let's take one last question.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Good. Thanks, Erinn. Yes, we're still on track for a spring '22 launch. And just as a reminder and consistent with how we've shared it, it's a test and learn for us.
We're excited about it, excited about the opportunity and our unique position. But it's not required in the Power of Three growth commitments that we've shared and therefore, are taking a growth approach to this new initiative.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Right. So on the -- if you just -- you really need to look at each of the underlying channels that make up our estimate, which you can see on Slide -- I think it's on Slide 11 -- no, on Slide 10. So on the retail business and the JV business, there's no overlap. So in our view, that's 100% accretive.
On the DTC business, it's the same. They are managing their servicing portfolio, and we are managing our service portfolio. And then you look at the third-party channels, based upon our analysis, there is very limited overlap. And actually, that was a -- significant pleasant surprises.
We looked at both of those third-party channels about the accretive nature of the business. So for example, Caliber is in direct-to-broker and NewRez is not. And then the overlap between both of the channels has been very limited. And also, on top of that, their focus and our focus, meaning NewRez is focused on the type of customers, in our view, is accretive.
So our view is from -- our current projection is really based upon our view of interest rate markets for the remaining five months of the year and our view of our pro forma of the overlap between the two companies, as I just described.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
I'll just give you my layman's perspective. And then I'll turn it over to Cam or Scott, who have a much deeper knowledge, but you know, if you look at the Kinder, I'll give you a real life example. I mean, the bid ask spread with Kinder, after it was close to a year of negotiating was really conquered by the seller taking our equity, that was I think $100 million give or take at that point. And that was the bid ask spread. So those are important dollars to retain between the buyer and the seller. And if you look back at all of our large acquisitions, they've been funded with Pembina equity. And if you look back, things went well for the people who took our equity. They generally got $0.100 on the dollar or maybe at a point of leakage, but often they actually held a little while and made money. Some of the happiest shareholders, I have the privilege of meeting are came in at providence, and they've really, really rung the bell and they have really low ACBs. And I would hazard to say, if we had a close enterprise, bunch of those shareholders would have been very happy as well as synergies unfolded. So it's an important part of value sharing between buyers and sellers. Cam or Scott, do you have anything to add to that?

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
It's OK, Paretosh. Next question?

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yeah, Scott. This is Jim Sandgren. There is no question that really everyone's back in the market now, so competitive pressures are certainly heating up. Again, we're staying very disciplined as we think about credit structure, but we're still getting a lot of at-bats. Our pipeline I think remains robust as we pointed out. So still feel good about the back half and there'll be deals that we're going to walk away from because there is certainly some structures out there that are getting stretched and that's OK. But overall, I think clients feel really good about their opportunities to be successful in the back half of the year and into '22. So it's always going to be competitive out there and I think we like our chances given our relationship banking model, so.

    Prediction (one of UP, DOWN, SAME): SAME