michelcarroll/llama2-earnings-stock-prediction-fine-tune huggingface dataset:
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
I would -- I can answer that two ways. If you say, what do we need to see to start planning some of those projects? We've already seen that. We've already started planning them again. If you say to actually start them, I need more visibility on this economy opening up again.
But we know it's coming, and therefore, we are starting to plan again for some of that stuff.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yes. The pricing that we have put in place was kind of calculated and designed to deal with the inflation that we had seen basically through maybe, call it, the midpoint of the second quarter, which is when we kind of announced our last big price increase. And the major inflationary factors, as a reminder to everyone, again, is the cost of aluminum and then also our wage rates. For the most part, those have remained relatively steady since that point. And when we do our analysis of our pricing, we are still confident that our pricing can cover those inflationary pressures. And the demand, obviously, is such that the pricing has been accepted and not really an issue.
So when you think about Q4, we're going to be in a position where we'll start getting past the backlog that we created pre-price increase and start seeing those margins. And then at that point, what will be kind of left to get us to the margins we've historically have seen will be just getting on the efficiency side, making the final steps in that regard once our six months and our team members are trained.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
No. I mean that's -- this business may well raise some debt as joint ventures and entities like that would do. And any debt that is raised is cash that is available to the partners.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
No, so what we did is as we looked at all the loans that were modified either formerly modified or currently modified under the CARES Act. So, if you recall, I think as Bonnie mentioned and we started off at about $1.4 billion were down to about $156 million. So we looked at where we were in the collection of all of that interest, recognizing that some of those borrowers may be downgraded further or moved to non-accrual. And so we did an assessment to determine what are the potential losses for that pool. So it's not related to a specific loan, is related to that pool of loans that were at one-time modified or currently modified. So think of it as a general allowance not a specific allowance to a specific credit.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yeah. Mark, I mean, I think I've talked about the cyber before in a previous call, and we don't really -- I mean, we write a little bit of it. I think the biggest exposure was in our larger account under our management liability business, we've since really downsized that substantially because of what you're saying, I think the worry about how do you manage the aggregation of exposures. And we just can't get our arms around and a lot of people like that business. I just -- it's very difficult to figure out what your aggregate exposure is and how you protect your balance sheet, we believe from that kind of mass event.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
I think deconsolidation is a, I don't know if I would say deconsolidation is the end goal. The end goal is to make sure there's read through value or the Oasis shareholder on the value we've got within OMP. And so we think one of the steps toward that is likely deconsolidation where we don't sort of confuse the issue with those holdings for our share base. So I think that's part of it, but not necessarily the end goal, this end goal is really about getting the value seen by the Oasis shareholder.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Nelson.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yes. So if you look at FY -- I'm going to give you a first half, second half of FY '21, and then I'll try to do the same thing for you for '22. OK so for FY '21, I think if you look at the $3 billion of EBITDA, we generated, I think, about 43% or 44% in the first half and then the rest of it in the second half. What I would say is, although our Q1 will be lower relative to the Q1 last year versus the total year, I think over the course of the first half, I think we're going to be at about the 43% if you look at the midpoint for the full year.
So the seasonal pattern first half, second half, the ramp-up, the full ramp-up of Porto Feliz and Tres Barras. And then you'll start to see -- I mentioned it's not material, but you'll start to see some of the -- some sequential declines in some of the recycled fiber cost. I think that's what gives us comfort. And then you've got also -- You've got the flow-through of the price increases that, as you know, on the Consumer side of the business, they take a little bit longer than the flow-through in Corrugated.
So we'll have the full benefit of the implementation of the price increases as well.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Okay. Thank you so much. So Glenn, I think in the past we've talked about your payments product helping to expand your TAM by onboarding those users who may not necessarily be using credit cards and instead online payment services. Given the overall, I guess, depressed state of travel in Asia, maybe much of that value of luck is still in front of us, but are you seeing evidence in other regions of the world that this is helping to bring in that incremental user? And also just a rising ability for you guys to merchandise as you do more of the Connected Trip, it opens up a greater opportunity for you guys to run promos and change prices and hence flex your gross margins up and down to drive growth on top of what has always been a more of a performance marketing driven growth. So is there still a pretty material gap in ROI from doing one versus the other at this point in terms of what you perceive?

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Good, Devin. How are you?

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Thanks, Henry.

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
This is Bob, I'll take the first question there. So as we came out of turnaround and started up the Rodeo hydrotreater and renewable service, actually came up that ran really well. We had almost a full quarter running at low rates. We still have a project to get the rail infrastructure to finish, so that we can supply 9,000 barrels a day to make to 8,000 barrels a day of renewable diesel. So we're learning how the catalyst reacts and what the actual kinetics are around running bean oil. It's a little bit of a learning for the ultimate project of converting the refinery. And these are really -- these projects really are two very separate things in that there was no real work to do to convert 250 to bean oil, it was a matter of changing the catalyst that a regular scheduled turnaround and then being able to run it.
So it's helpful. I think the bigger picture there is it's very helpful to our commercial organization to learn how to source renewable feedstocks, so logistics are getting them there, some of the peculiar areas around transporting it. Those sorts of things all set us up to be a lot more nimble and ready for when we go from 8,000 barrels a day to 50,000 barrels a day with the renewable conversion. I think probably the best thing to come out of it is we did not see anything that made us stop and think about the project to convert the rest of the refinery that we needed to go back and think about our design, pretty much operating as expected.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
I think there is a one-time uplift issues. Look at last year, we had a real increase in our sales percentages in Q2, Q3 and Q4. Q1 is fairly easy comparable, because we were flat in the first quarter of last year and that was pre-COVID. So while we had a 22% increase in sales in the first quarter, we guess those comparables in Q2, Q3 and Q4, we think our guidance of negative 5% to plus 5% is reasonable for 2021.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Thanks, Haendel.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
I mean, the markets that have just been incredibly strong for us and continue to be, are -- particularly Phoenix and Tampa, I would point to. Orlando had a dip there that we never would have expected, in October of 2019. Orlando is a market that dipped more than we would have expected. And that was a lot of impact surrounding COVID and the shutdown of the entertainment and theme park businesses in that market, in Houston has been a bit of a laggard as well, more so than we would have expected. But I think that, broadly speaking, the portfolio did, what we hoped it would do. And then some of our more-secondary markets, markets like Greenville and Charleston and Savannah, Nashville, Jacksonville have continued to produce the kind of the more steady results that we count on, during times of volatility. And Atlanta has been -- it was a little weaker earlier last year, but it's come back really strong. So I wouldn't point to anything really surprising, other than just those few I mentioned there.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yes. I think you're starting to see that already with the hiring of [Indecipherable] as our CMO, and as you mentioned, a lot of the developer time. So we've already started to make those investments. Really, I mean going to the SEO route, things like that, trying to compete with those $1 billion ad budgets is not our plan. Our plan is to be strategic in our investments and to invest in our terms. So we'll have some more detail about that when we release the product.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Sure, sure, Sterling. So yes, I mean, it is -- it should be total ARR divided by four because that translates into subscription revenue. Now there are two or three elements of this, where we do take into account next quarter, so revenue lags ARR for at least two reasons. One is the linearity in the quarter.
As we are getting to larger customers, we do bake in a bit of a back-end loaded linearity in the quarter in our guidance. So we keep it prudent there. And second element is contact center. There is a lag in revenue recognition on contact center because of the implementation cycle.
So those are the two reasons why you may see the math being the way it is, and this math is not as divergent if you look at previous quarters. So it's very similar. And so call it our prudence or conservatism in the way we guide to keep the good news ahead of us.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Ok. Thank you so much. Strauss, over the last few years, I think the industry has gone from needing to acquire customers with massive advertising campaigns every time there was a new iteration of a game to. Now, a setup where you are in front of your user base all the time and you just called out, I didn't get a prior answer of captivation and engagement with what is now basically a perpetual service model.
So, do you anticipate going forward potentially further operating margin benefits due to what might be a decreased need for marketing spend. And I guess building on one of the M&A questions earlier and this is definitely not an either-or question, but do you think your time and Take-Two's capital are probably better served, adding to the teams you already have at Rockstar 2K where there are already seems to be a pretty good culture of excellence there. Thanks.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Titrate individuals learn a little bit and then standardize it in the next group.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
If you recall from the first quarter and the second quarter, we had one in the first quarter, easy comps since our growth was quite high. In the second quarter, we had pulled in some revenue actually, and that was related to the AI healthcare testing business. And so given that unexpected revenue and again, well in excess of our original guidance from the first quarter, it's kind of inevitable that we would eventually decelerate because we've pulled in some of that healthcare-related revenue. Relative to the second quarter, as I said, healthcare testing was approximately the same, but obviously, a bigger base of revenue, all right? And so that's really the dynamics that are in play in terms of the deceleration coming off of the second quarter into the third.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
No, that's not. That's actually our legacy product. Cash and receipt, yeah.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yeah, Amit, I would say there's a couple of things. Number one, the performance of the Silicon One architecture is pretty incredible. And in a world where sustainability is a massive issue for everyone, when you look at the performance to power consumption ratio, it is -- it leads the world. And so when you look at the speed and the number of ports and the performance that we're able to deliver at the lower power consumption, it is super meaningful.
And so not only is it a great technology, but it comes at a significantly lower power consumption. And I think those are a couple of the big reasons.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yeah. I think in the state of Massachusetts, listen, the -- we think the right answer is our IC+ model, right, which is independent contractor with benefits. Our drivers love it. Prop 22 has proven to be incredibly popular with California drivers.
The vast majority of drivers prefer IC+ over employment, full-time employment. And with Massachusetts, we're -- I think that voters in California voted for it because they had driver support. I see no reason why voters in Massachusetts are going to be any different. We absolutely prefer a legislative outcome in Massachusetts.
But if we can't get there, we'll take it to the vote. And based on what happened in California, we're quite confident.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Thanks, Todd.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yeah. So just on the automotive side, really since analyst day, we feel like our position has really strengthened. And then this is not just kind of in telematics and infotainment or digital cockpit. We're seeing an expansion of our product portfolio within the market.
So while we are not updating the guidance at this point, we feel very comfortable with our position, and we see it as expanding versus where we were 18 months ago.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
So there are big discussions at the moment on the future of Formula One, and we are very much present in that conversation with the ambition and aspiration of being absolutely carbon neutral as a sport and as our activity is linked to that sport. So that is exactly the direction of travel. It will be hybrid technologies, and those hybrid technologies are very important within the V6 because that is the same capabilities that we will be using for our other motor sports activities. As you know, we announced that we will be entering the Endurance arena and also in terms of our road cars, which will have V6 hybrids. So no doubt that the thread from a technical and technological standpoint is there.
Our customers' expectations are that we are continuously able to innovate and to be at the pinnacle of technology, and that is why we are looking ahead in a very excited era where we can achieve more with the new technologies that electrifications are providing us, and the SF90 is a perfect example of that. In terms of how will '23 look like, I think that we have answered most of the questions, and it's probably a better topic to touch in 2022 when we meet for the Capital Market Day.

    Prediction (one of UP, DOWN, SAME): DOWN