michelcarroll/llama2-earnings-stock-prediction-fine-tune huggingface dataset:
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Hey. Good morning, guys and thank you for taking the questions. Just first, how should we be thinking about the returns on the $200 million of investments you guys made from the bolus [Phonetic] of COVID testing? And when do you would expect to see something like that?
And then just one of those really one-time costs are successful programs, maybe just folding into more traditional M&A at this point. And I'm sorry, more traditional R&D at this point. Sorry.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Hey, there. Thanks. Good afternoon. Certainly appreciate the initial outlook for fiscal '22. Always helpful -- Jeff, can you maybe just remind us how much visibility you have in the next year at this point in time? The ARR guide throughout the course of this year has held fairly steady throughout the course of the year, which is actually pretty remarkable given the moving pieces that you're dealing with. So maybe just any commentary just around visibility as a starting point here is helpful.

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
So with both of those customers we've had fairly advanced negotiations to extend and contract before the pandemic shutdowns occurred. And since that time, the active discussions have withhold. We expect them to heat up this year. And we're -- since we are negotiating contraction before the pandemic, we continued to expect them to contract, and they're both in Downtown Baltimore.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Well, I think most of the heavy lifting is behind us, Anthony, as I mentioned. And our focus is less SWIFT to continually to simplify. And we got a lot of things to look at in terms of how we work with inside the business, we made big improvements in our processes, big improvements in our forecasting. We have things that we're working on in the harvest area that I'm very excited about that we're not ready to talk about today, but how can we improve our forecasting and our time to harvest? How do we continually grow our green bean business by diversifying or planting, as well as where we plant and how we plant to get ready for seasonality upticks in the business?
So, it's really about getting it to work for us now much harder and much more efficiently than we had before. But I do believe that, from a footprint standpoint, we're down to two manufacturing facilities. We're leveraging castaways. So we're able to take down our Rock Hill facility. We shut down Vero Beach, which only had one line in it that made green beans. Now, we're able to make all those green beans in Bowling Green with the investments that we made there. So, we'll continue to focus on the big opportunities. But for the most part, the heavy lifting is behind us. It's really about getting it to work for us now as we move forward.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yeah, yeah, we can't -- we can't comment on that Glenn, sorry.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
I'll let Tim give you the details on that. We'll get pretty close to the end.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Okay. Thank you everybody for participating in our call and we look forward to talking to you again next quarter.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
With regard to delivery, we are seeing an increase of delivery as a proportion of our Click and Go business, which offers the alternative of curbside pickup versus delivery. At this time, we do not charge separately for delivery. We do outsource significantly the delivery services that are directly charged and paid for by the member, by the third-party. But we have huge variability among our different markets in terms of consumer demand and expectation.
So as you said, for example, in Colombia, that is a market that behaves in a manner that expects delivery, that uses delivery, that's willing to pay for delivery, and whatever the delivery charge is passed on directly to the member. We don't independently charge for delivery but we are also looking for ways to be able to see if we can provide delivery in a manner that's even more efficient than what's currently offered by third parties. But we're looking at that on a case-by-case, country-by-country basis depending on what we see the demand of the members are.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Hi. Good morning. Thanks for taking my question. So David, if I go back to your growth construct and think about a $20.20 minus the onetimers and grow that by 13%, it would seem that the dollar recovery for next year represents maybe 40% of that growth next year. Can you talk about the factors that you see at this point that would be limiting on your core business apart from the dollar. So it looks like that would be mid- to high single-digit growth including capital deployment. And so that would obviously be below your trend line? What are the factors limiting the core business apart from the dollar? Thank you.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yeah. To wrap up, I would like to thank our employees and partners for our exceptional Q4 results and a strong start to 2021. As we continue to navigate the pandemic, our top priority continues to be protecting the health and well-being of our employees, partners and customers. So stay safe everyone.

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Hi, guys. Thanks for taking my question. On -- in your prepared remarks you called out that you're investing in production to alleviate some constraints. Can you just dive a little bit more into these initiatives such as the outsourcing? How quickly they'll ramp up and the margin impact in the near-term and over the long-term?

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yeah. Yeah, good, great question. MuleSoft is actually building what we refer to as the integration layer. And then will work with us to build the APIs to allow that connectivity to be much more effective than what it is today, but they're actually the integration layer company for us.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Just -- just for you, John. Just for you.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Thanks for the question, Kevin. I would say just from a quantitative standpoint, the growth has come in commercial real estate loans and primarily owner occupied. We've also seen some growth in residential mortgage loans. We put some products out there for -- such as home improvement loans, and this has fueled some of that growth. I think that we're very pleased with the seven percent annualized growth during the quarter, and we really attribute that to those new products, number one. But number two, we were very proactive during the pandemic in reaching out to our customers. And we think this has paid dividends with new opportunities for loans as the economy has improved. And the headwinds that we would anticipate in the future may be related to if there are further outbreaks or things of that nature. But we see opportunities to grow our loans at similar rates as we go forward, assuming the economy continues to open up and expand.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Well, the basics of this product lines, which are several of those, are coming from the acquired subsidiary IMI that we did in 2018. Now there is a big variety of products that are in that category that means airborne launched precision-guided munition. When we bought IMI, we had about 20% or less of international business at IMI, which includes a very low level of revenues from this kind of product lines. With our geographic spread of our marketing and contacts with the various customers, we were able to promote significantly the interest of customers in this kind of precision-guided munition, and we do see a significant growth over the years for this kind of family of products.
We -- our estimate is that this growth will continue into the future as well, particularly because we also introduced some significant upgrades in this kind of munition for improvement of launching capabilities on one side, an improvement of precision guidance on the other side. By the way, the acquisition that we did -- the smaller acquisition that we did this quarter, company by name of Rokar, we bought them from BAE, they do have the capability and the technology to improve the precision guidance of this kind of munitions. Therefore, looking forward, we do see we are very optimistic of continuous growth in this area.

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Sure. Sure. Brian, yes. So the enrollment form is the prescription. So what we see is we know from our field teams as prescriptions are getting written, but the prescription or the enrollment form comes right into AlbireoAssist, and that is a prescription form that we can then start working with the payers and to understand the insurance benefits of that particular patient, while also triaging that form right over to the specialty pharmacies. And so it's a well-coordinated activity where we have eyes on every step of the way.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
We have actually --

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Sure. Thanks, Gary. From a site-of-care standpoint, I believe we have over 1,000 site-of-care institutions within the network that are currently involved in infusing TEPEZZA. So there is not -- there has not been a bottleneck there at all, and we dont see that as a rate limiter. Home infusion is generally driven by payors and something that we dont have a lot of control around at this point in time. So we are seeing it here and there. But thats going to evolve over time as different payor dynamics evolve. Relative to reimbursement on UPLIZNA, were not seeing that as a rate limiter. The biggest aspect is getting our promotional activities and our broad field-based organization in place. So whats going to drive that is us getting the type of organization in place that we believe is needed to drive the uptake in NMOSD. I have not heard of any use outside of NMOSD, and we dont see that as a near-term driver. Its really about getting the expansion and our field-based organization done by the end of the third quarter and getting back to just executing and driving that differentiation that our -- a lot of our recent clinical data has continued to show as a positive for UPLIZNA.

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Go ahead. Jack. Go ahead. Go ahead.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
You might talk about the reservoir and oil quality there.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Hey, Adam.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yeah. Hi, Josh. Yes, I mean, as we think about gross margin, I think of it in really three components. One is obviously the bill and pay ratio and the second one is exactly what you said, which is the mix of our revenues, search conversion revenue, which is 100% gross margin versus the client reimbursement and revenue. And the third one is really what I consider to be the fixed cost -- consultant fixed benefit costs as revenue increases in fiscal '22 and that leverage is really going to -- it's going to increase.
So from a bill/pay standpoint, we do expect that we have some kind of room to increase our bill rate, particularly in the areas of digital, as well as healthcare solution. And so, yeah, I mean we expect the bill/pay to get better. And remember too this year because of COVID we did have to make some concessions on pricing where it's appropriate to our clients -- and clients in order to balance our top line and our gross margin. So we do expect to get some of that back as we head into mid fiscal '22.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Well, we're very excited to have closed in that transaction. It's a great firm, great strategy, great legacy, good culture, and they've done an incredible job. As a smaller boutique, they've raised assets -- really just to the strength and the quality of their investment process, and while they certainly have a great support in terms of their own marketing and distribution, I think we really are going to bring another element to the table for them to allow a product that I would describe as speaking for itself to have a lot more voice in telling that story.
So, I think we look forward to not only sort of amplifying their availability throughout the retail channel, I think there's a lot of other opportunities to leverage their strategy, possibly in other product structures. So, we closed on October 1. I think the integration went -- so far has gone incredibly well. A lot of thought and planning was put into that. So, we're really now focused on the next step, which is: how do we maximize their opportunity set and how do we grow them. And as I noted in the comments, they were positive even pre-close and we continue to see organic growth since the close, even though it's only been a couple of weeks.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
We really aren't. I mean the beverage number picked up really nice year over year. There's obviously -- the mix within that is you see challenges and CSD being offset by energy drinks, teas, waters, other products. So the continued innovation has been a big win.
They continue largely in the Murphy case to be a attached item to the fuel or tobacco or other destination to the store. And in the QuickChek side, part of the basket is part of the food destination there. And so consumers have to wash down their food with something. And so we're seeing continued growth in the beverages.
And frankly, as we get into the synergy work with QuickChek, see opportunities to make some improvements on that side.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Okay, Peter. Thank you. Thomas, over to you.

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yes. If your Q4, excuse me, the $4 billion is going to be pure variance year over year. That's what we've identified, $2 billion roughly of labor inflation and $2 billion of operational disruption mostly through higher transportation costs. There are a couple of other items year over year.
If you remember, last year, we were running at nearly 100% capacity. That's not the ideal for us, but it has the benefit of being highly leveraged and can have other costs, but it's highly leveraged mathematically on a cost per unit shipped. As we get more into a normal buffer so that we can handle swings in volumes, especially as we get closer to holiday cutoffs, we generally run with more slack in the system. And we're in a good fortune of returning to maybe a more normal profile in space, this Q4 issues again on labor.
So there's that. There's the increased cost in digital content combination of video games, music, audible. So some rather large items year over year. I haven't given you a complete bridge, but that's what we're seeing.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Sure. So we don't disclose dropouts and so forth. So we haven't disclosed that, but the study has been proceeding, as well as we would ever imagine. So I'll just leave it at that.
We're very happy with the progress that we've made and hold to our end of year reporting timeout. I think that one of the -- for the data of the top line data, I think what we have seen for SUSARs in this trial, as we have disclosed. When we look at this population, saving those things are to be expected. And we are within our expectation.
There's never been any requirement by our DSMB or regulators to make any changes to our protocol from them. It's just of why we're doing this work is to address the huge unmet need here of the suffering. So we have had nothing unexpected for this population emerge in our reviews of any safety going forward. Did that answer your first question, Ritu?

    Prediction (one of UP, DOWN, SAME): SAME