michelcarroll/llama2-earnings-stock-prediction-fine-tune huggingface dataset:
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Hi. Thanks for taking my questions and great quarter. So just a follow-up on operating margin guidance. If you could get more granular by segment, auto OEM you mentioned increasing investments there. But on fitness, do you kind of return to that low-20s or high-teens on tax expansion? Outdoor and marine, maybe come down after a strong 2020. And on Aviation, do we stay in this low-20s range or does that begin to normalize maybe in 2Q and then some longer-term R&D investments kind of weighing a bit? Any thoughts would be helpful. And I have a follow-up. Thanks.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
So, we haven't provided any metrics here. What I'd tell you is that, you know, when we survey our customers after, you know, using the phone support, the satisfaction rates are significantly higher than other methods of contacting us. And, you know, we've been very pleased to set aggressive internal SLAs and we're doing very well against those SLAs. You know, as you know, it's over 22 million funded accounts.
It's not just, you know, a manpower or, you know, a people-power kind of challenge, it's also a technology challenge. And so, you know, together with phone support, it's, you know, providing workflows within the product itself to help customers answer their own questions. It's, you know, proactively finding reasons why customers need to contact us in the, you know, in the first place, and rolling out improvements to the product. And so, you know, I think the combination of all of these things are adding to, you know, just improved sentiment about the product experience.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Thanks, Balaji. Yeah, so on Sparsentan, we gave some guidance on sparsentan on last couple of calls and nothing has really changed from our guidance post an approval. We've surveyed the research community's views of the program and it does look like they still have in that $10 million to $20 million of potential royalty in 2023, 2025 or so number of closer to $400 million or $500 million of end user sales which translate to $35 million to $45 million of royalty to us.
Ultimately, I think folks see the product peaking somewhere between $500 million and $1 billion on the one indication, and then if both indications are approved, that's FSGS and IgA nephropathy, then potentially exceeding $1 billion over time. And then a 9% royalty that's upwards of $100 million of royalty for Ligand.
So obviously a very important product and we're excited to see the continued progress there.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yes. I don't think we anticipated that this year. It will be in the next year for the incentive base piece of it, but we do anticipate going into service here in June. The transformation will happen will take over in June. So from that standpoint that will move on. As far as, we're coming through the fame of phones that will be into next year in my mind before you see any of it. And that's also an opportunity next year in Puerto Rico. But all in all it's moving along like it should and we're pleased with where we sit.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
The clients that have stable coin with us, their reserves, and they keep them in DDA, but not every stable coin reserve is an interest-bearing account.

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Hi, guys, thanks for taking my question. I wanted to drill down a little bit on the operating margin line. I guess you had a really impressive improvement both year over year and quarter over quarter. I just wanted to see how much of that is just benefit from not having some of the COVID-related issues at the warehouse? And how much of that is sustainable from the investments and the consolidation and the automation across the distribution network?

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Thank you. Good morning, everyone. Scott, you mentioned at the renegotiations in the slides, can you provide any details what percent of your merchant business is up for renegotiation, could also maybe size up the merchant EPI business as a percent of revenue or percent of your capacity?

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yes, it would. Now keep in mind that this is based on the assumptions we have for the cost inputs. And as you know, that's been difficult to predict. Our assumptions are resin is one of the assumptions. We continue to assume we're going to see resin prices moderate in the back half of the year. When we talked back in August, we assume we'd see resin peak in this calendar year and then start to moderate. We still hold that same expectation. All we've done is push out that peak a couple of months this calendar year. And so that's an important assumption for us that resin prices start to go down in the back half of the year. But assuming it plays out like we expect, yes, we expect to see some material margin improvements in the back half of the year.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Hey, good morning. Thanks for taking my question. Congrats on all the progress. So I'm curious what some of the key metrics that you guys are going to be looking for in order to assess earlier line uptake, I guess, beyond new patient starts. Is this primarily duration? Is there anything that you might be able to tell from dose levels, just given the spread on that already? And I understand you're not looking for -- or not expecting a major inflection until closer to the back half of the year, but how quickly might you expect some of these potentially -- potential leading indicating signals to manifest themselves? Are you starting to see any initial trends here since December now that we're close to mid-February?

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yeah, there it is open for noper [Phonetic] right now. So, and obviously our comments will be very direct and very focused, and I'm sure there'll be others in the industry with that as well, but it just seems like a direct polar opposite to where the administration is trying to go with movement to a clean energy economy and really it is directly opposite to years of precedents of encouraging the development of transmission. So I'm certainly hopeful as we get through the dialog of what this all means and actually with RTO participation, when we originally joined the RTO years ago, we were making a lot of money off of through an outrates of transmission. We traded that in for generation benefits, because we were selling a lot of generation. We're not selling generation, so to any real extent and certainly when you look at the value proposition of an RTO, it is centered on the ability to optimize across a larger jurisdiction. But from an AEP perspective, you got the cost of the RTO and certainly, our customers need to be able to benefit from that. So if you disrupt that net cost benefit opportunity, you will have people making different decisions about RTO participation. So I think it's just sort of a policy move in the wrong direction, but certainly and hopeful that the commission comes together on that.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yes, to answer kind of the second part of your question, Michael. If you look at the acquisitions we got done in the second quarter, one of the common threads across those deals was the owner, for whatever reason, was unwilling or unable to invest capital in the property going forward. And those are perfect, well-located shopping centers where that's the owner's mentality. Those are perfect acquisitions for us. We like those because we will come in and put in the capital in a great location and show virtually immediate results, and leasing are very strong results in the short term in leasing. So yes, to the extent the pandemic causes more of that to happen, that will put more properties on our radar screen, for sure.

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Thank you Sheila.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Good morning, guys. Thanks for taking my questions. Congrats on the quarter. I just want to touch on your credit investment portfolio.
You guys set a 13% return there, pretty good. But can you comment on how you see the credit market evolving in cannabis? There's some talk about cost of capital gradually declining in this space and also the potential listing of U.S. MSOs and easier access to capital. So how should we think about the impact that could have in your opportunity set there and your ability to generate alpha? Thanks.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yeah, I'll talk broader about the retail media, and then let Gary talk about the sourcing benefits since sourcing reports up through Gary's organization. If you look at retail media, and I mentioned it briefly a few minutes ago, it is the fastest-growing media channel. And we do not force our CPGs to advertise with us versus somewhere else. And we want to be held accountable for delivering results the same way anyone else would be.
And, you know, we shared it at our Investor Day, but, you know, independently, CPGs and others rate our retail media incredibly strong and better than pretty much anybody in the market in terms of the ability to target customers, to getting their ROI on that retail spend, and being able to adjust and make -- and eliminate wasted money because we are totally transparent with our CPG partners in terms of how they invest their media money. And for us, we think that's incredibly important because we want to make sure we've earned the right and earn the right in terms of gaining share. When you look at the amount of money that's spent in digital is well north of $100 billion and getting our fair share of that is important, and it's important for the business model as well. On sourcing benefit, Gary, I'll let you go into the detail there.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Hey, thank you. Hey, Scott DeAngelo, as you studied other loyalty programs in the airline industry, what are some of the biggest features, obviously not of your own of competitor programs that you find people really strongly dislike the most?

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Adam, it's Eddie Lazarus, the chief legal officer, to respond to that. Hi, everybody. So in terms of dates, we have two very active cases against Google right now. The first up is in the International Trade Commission and that will go to trial on February 22, so coming right up.
And we would expect a preliminary decision out of the ITC in early May. And then in addition to that that case involves five patents. And then we have a second case in the Western District of Texas that involves five completely different patents. And that case is expected to go to what's called the Markman hearing in July of this year.
That's a hearing where the patent -- certain patent terms are defined. And then that is scheduled for trial in June of 2022, so that's on a quite healthy schedule as well. I wouldn't draw any direct connection between the Legrand agreement and the Google litigation. We'll just say that we have started entering into license agreements with a number of companies.
That process is ongoing. And yeah, I'd say it reflects the strength and vitality of our IP portfolio, which has been ranked among the most valuable consistently by outside experts.

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
It's inclusive of it, but there's very little spillover from the activity that we saw in Q3 and Q4 in terms of storm and large loss claims work relating to those storms.

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Well, I mean, look, we're contractually restricted from disclosing the identity of those buyers for assets, which is why you saw them lumped together. No, those buyers had an interest specifically in those assets, not beyond them. And we didn't partly explore that.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yes. It's a really good question, Tom. We've been analyzing the legislation and going to work and setting up internal functions to handle many of the new aspects of it. And as we indicated, we're cautiously optimistic. I think it would be presumptive of me or anyone to really start estimating the net effects of that at this point. The first month is in -- roughly in July. There's a whole lot of issues and questions on the plaintiff side relative to what they can file, when they can file, and how they can file. So we're trying to educate them as best we can in the process. So I think it's early to tell, again, cautiously optimistic is probably the best you'll get from me as we sit here today.

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yes, it would be -- it's the collateral on the hedges is the biggest driver on that working capital.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Well, Mike is actually probably the best person to answer that, but they have gone out and built out by far the base infrastructure of the big buildings and now it's a trench warfare of getting them more last touch type locations and filling in behind it. In terms of square footage, it won't add up to the same impressive numbers, but those are much higher dollar per foot investments and that's where the focus is going to be. I would tell you, they're pretty much ahead of everybody else in terms of the backbone infrastructure and now it's a race for the last touch. Mike, anything?

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yeah. It's split generally evenly across both industrial and aerospace.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Thank you, operator. And thanks to everyone for participating on the call today. As always, feel free to reach out to me, Scott or Art with any follow-up questions. We look forward to connecting with many of you virtually and hopefully in person in 2021. Thank you and have a great day.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
I know, I'm expecting it to be a more significant contributor to loan growth, Steven. So we think this is a great business for us. We feel like we are a leader in this. We've talked about dealer, mortgage, energy, the TLS. There's a number of businesses that we stand out and ESD is another one where we are really encouraged by the opportunities we're seeing. We're adding talent to this space. We are exploring lots of different avenues that we can do in ESD, including renewables, solar opportunities. So we're encouraged. It's why we have a slide in here this quarter. And so we believe it's an opportunity for us to continue to grow this business.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Hey. Good morning, everybody. Thanks for taking my question. My first question was actually similar to Fin.
I'll just ask it a different way. I'm curious, is it your goal to, over time, increase earnings above the 8% hurdle? Or do you sort of consider -- or I guess is the goal to generate sort of earnings around that 8% hurdle and just a very stable fashion?

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
No. The capacity after the start-up of Peace and Chambord be 1.6 million, 1.7 million, probably. So we're looking at the -- so yes. Well, you think about it this way, Mark, in 2007, 2006, the industry was serving the two million start housing market. And we shut down and didn't start back up two or three facilities to -- and converted three or so to Siding. And then if you look at all the permanently shuttered plans since then, there hasn't been an offset in greenfields to get us back to that level. So the industry is more of a 1.5 million, 1.6 million, 1.7 million, with creep taking advantage creep in there. So it could be tight for a while.

    Prediction (one of UP, DOWN, SAME): SAME