michelcarroll/llama2-earnings-stock-prediction-fine-tune huggingface dataset:
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
I would say by geography, they're all within our franchise and by defining that as Maine, New Hampshire and selective transactions in, call it, Northeast Massachusetts including the Greater Boston area. And they are spread out, call it from asset class to various asset classes, industrial, multifamily, if it's retail, it tends to be small retail, not big box. So it's a pretty diverse exposure that we are probably -- diverse pipeline that we have built there.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Hey, thanks so much for the questions. I have two pertaining to the advertising side of the business. First, Ger or Frank, whoever wants to take it. I was hoping you could expand a little bit on a comment you made about why you don't expect IDFA to have a significant impact on your business? Not presuming it should necessarily, but you did mention yield optimization strategies.
Would you consider these workarounds to what Apple has in mind for implementation? Or are they separate and apart sort of organic strategies that you've developed with your partners? If you could dive into that just a little bit. And then secondly, on the ad network side, I'm curious what portion of your total ad inventory do you envision being sold. I'll just use the term organically, for lack of a better word, through your own network? And what type of savings do you envision on that portion of the inventory? Thanks.

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
I'll take the first swing at that and Linn can fill in the blanks. As Linn said in his comments, we fully expect to spend at least $600 million a year. So, you should think of $3 billion as -- even though our materials detail the $2.7 billion base, you should think more in terms of $3 billion, and for the incremental amount in terms of what's rider and what's growth that incremental spend, you can kind of put it in the same ratios that we have for our $2.7 billion base in terms of the details that are in the appendix. But we fully expect to spend at least $3 billion over the next five years. So that's really our plan.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yes. So that's been -- Ryan, that's been under way over the last couple of weeks. And what I will -- what I can share with you is that what I took a look at is unifying all of those. So when you talk about international, you talk about North America, you talk about CBU, they have come together now under this idea of one Yext in terms of really having as many common things as we can to scale the business.
I have every Friday -- I have all the leaders every Friday on the call with me. And what we are looking at is development of playbook, that's the best of the best. There are nuances in the different theaters. There's nuances in the different lines of business.
But there's a lot of things that I want our teams to do collectively, to scale the best practices across the universe. And it's something that I personally have been extremely focused on because that's the way we scale this thing.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yes, so we're still seeing face-to-face business down anywhere from like 12 percent to 15 percent over where we were before. But probably 95 percent to 97 percent of our interaction is face-to-face, very little virtual detailing going on our part right now.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Thank you, Arturo for your question. As to the first one, we understand that there are basically two proposals in terms of of modifying or new laws before Congress and have to do with the local content. We don't know whether the Senate has started the formal deliberations as to those laws. Of course as Televisa, we would like to see more local content being produced in our country as a result of the merger, of the combination of Televisa and Univision, we expect considering that we have the content engine in Mexico and we can produce high-quality content very attractively in terms of costs and efficiencies, we believe that we will be producing more in Mexico as well as in other parts, but more in Mexico specifically. So we're not aware, as I mentioned before, about the discussions in the Senate. So we want to wait and see how the outcome of that ends up being, but of course we love to see more production in Mexico.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yes. So when I think about gross margin, what you've typically seen from us the past few years, Q4 to Q1 sequentially, is we tend to have a bump up -- Q4, Q1 sequentially, I would not expect that this year. And as Erik articulated, we have really different timing happening right now related to the price increases. It's definitely going to look more even throughout the year than our margin patterns typically look.
There kind of tends to be like a little bit of an arc in Q2, Q3 and then comes back down in Q4 with our seasonal decline. You'll still see that in the fourth quarter, just not to the same extent that we would typically see. So everything is basically going to look a little more even than it would if you look at sort of our historical sequential trending in margin. And again, it's, of course, based on what we know today about the pricing environment, costs coming online.
And as Erik articulated, everything there is pretty dynamic right now. But I think that's how I'd tell you to think about the year shaping up at the moment.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
[Inaudible] And the metaphor. The game is going into extra innings. Technology is going to be around for a long time.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Just to say in my years with Penn you get the question. You look at X or you're looking at Y. And I would say always, always, if it's alive and breathing, you can assume we're looking at it. Now we've been a little more forthright in this case, you know we're looking at it and beyond that. So consistent with what we said just didn't pencil. So we're moving on to what's next.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yeah. One of the reasons we're investing in all these digital capabilities is because we want to be the very best in terms of digital and have great capabilities to serve our customers. And that combined with the human element, finance is complicated and having people in addition to digital, I think, is critically important. So that's how we think we're going to effectively compete in the long run. And that's what we're focused on.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
I think that the structure of the arrangements that we are retaining is roughly similar before, so not a significant difference there. But just being -- having a stronger view toward profitability, it just gives me more confidence that we don't need to have quite as much quota share.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Hey, guys, I want to follow-up on the DFI and it looks like your CV and DFI revenue was down, as you said, like, I think it was $4.6 million year-over-year. Can you put that in context of how big that is today, and it also sounds like the DFI and the eProbes businesses moving positively. So, kind of explain those two issues and give a little bit more color on where you are on the DFI equipment that you were talking about a minute ago.

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yeah. That crystal ball answer is going to be really hard to give in terms of what percent, long term. But, I think it's pretty clear that the whole therapeutic vaccine part of COVID is going to be with us for a number of years and definitely into 2022, and more likely beyond that.
I read the same reports you do on booster shots. So, if booster shots happen later this year, early next year, that's going to add increased demand, annual vaccines. If that's a reality, obviously, you can see how that adds to the overall demand cycle.
And then, on top of all of that, there's still a large percent of the global population that's not vaccinated and we don't really know what way the variants are going to go, so lot of unknowns. I think as we get into the second half of this year, it will become a little clearer on 2022 and even on 2023 as well. But, we expect that COVID is here for a number of years, it's going to be a driver of growth and it's driver of growth for our whole industry.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Hi good morning, thanks for taking the question. I want to ask about the Capital Markets business. I appreciate, the outlook looks like it's very strong, on track to meet or exceed the financial contribution objectives. Just wondering in the semi-early days, if there were any qualitative takeaways from how that business is going. Obviously, the backdrop is strong. Any evolution in terms of how you see the purpose of it and the size and function three to five years out for Carlyle? Thank you.

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
So Mark can provide you some more details on that. But as a reminder, the product is being manufactured at a commercial blue-chip CMO that regularly gets inspected.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
James, I'm told we have one more person in the queue. We can go ahead and finish with our last question, please.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Hi, Laurie, sure. So look at this point based on where we think our portfolio is looking at sort of the improved economic forecast, where it's going, that's basically what we saw as our zero provision expenses. As we highlighted in the first quarter, we feel really good in terms of the direction, the strategic direction from a credit quality perspective our portfolio is going and we believe that momentum is going to continue. So as that momentum continues, you're going to see similar trends in provision expenses for the rest of the year and going forward. And I want to emphasize that with sub trends continue, we expect to return to pre-pandemic levels of ACL to loan loss reserves.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Let me turn it over to Calvin Butler.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Hi. This is Thomas for Matthew. For TYK2, do you think this year's data can demonstrate any difference over the profile of the leading TYK2? Thank you.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Well our mattress business has been challenged with just capacity and suppliers. It is improved recently and we commented on that. The steel was an issue, I think there is still a drag there, but it's improved over what it was last quarter. So we feel -- we feel better about it, it's improving, but it is still a challenge to get the product in the right mix at the right time.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Well, we don't expect the panel, but the work is -- we're responding and Pfizer is responding on a real-time basis to various inquiries. There are inspections going on, some of them, including down here in Miami. So that's pretty ordinary course at this point as we go through the process.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Okay. Yes, good question. I think it's a little bit of a combination of both. But really, it's -- our bankers being back into the market and our borrowers seeing now visibility on opportunities that they can see how they play out more than anything else.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
So, this is Jim. If we look at the wholesale flows in EMEA, they've actually were positive and been maintaining a bit more positive over the course of the year. The U.K. was the area that even though it has improved, still in a bit of an outflow it did improve over the last 2 quarters, and as you would imagine the U.K. went through a bit more of a lockdown inhe summer months, they are still working through some of their issues regarding Brexit etc, just completing how that looks and how people should think about investing, but we actually see that with the economy starting to bounce back pandemic starting to get a bit less impactful that we should start to see a bit more pickup there, but that was the weak spot in EMEA but overall it did improve over the course of the year. Now on the institutional side, we've seen good inflows in EMEA and in certain of the mandates as well as in the U.K. we've gotten a big mandate there as well. So we see the institutional being a little firmer in that regard versus the wholesale or intermediate at this point.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
So, John, in terms of the CAPEX, we do believe that's a sustainable number going forward. It likely has some room to come down a little bit in various periods. In terms of the incremental SG&A, as we talked about in the conference call and in the MD&A, a big chunk of that number is tied to share-based compensation, which is being -- which was driven by the increase in our share price in the quarter. A big chunk of that increase was driven by introducing SweetWater's SG&A into our income statement for 89 days as opposed to 5 days in the previous quarter.
And including a big part of that number is just the amortization required on some of the intangibles that we purchased as part of the transaction.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Thanks, Shahr.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
So we started the year with a $0.15 range and what we did this quarter is we moved it to $0.10 range and basically took off the bottom $0.05 of the range. I think the way to read that is and we're at the end of the first quarter, we feel very confident about where the business is headed. We had a very good quarter. And I think it's really just an expression of the confidence we have in the year and the trajectory of the business and more to come as we get further into the year.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Under the agreement we had a short period of time afterwards, so that work is basically -- I can't remember if it's actually been done yet or it's coming in the near future, but it was just part of the transaction to get those registered after closing. I just can't remember if that's done already or it will be early next week.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Hey, sorry about that. Can you guys hear me now?

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Hey. Good morning, guys. Congrats on a nice wrap to a challenging year. First question for me, I know you kind of touched on the impact of higher rates on GMFS there. And in your disclosures you talk about, obviously, the impact from higher short-term rates on NIM and it seems like that would actually -- higher one month LIBOR would benefit you there. But just thinking about the higher long-term rate impact, like I said, you mentioned GMFS, but maybe if you could talk about the impact on the broader SBC ecosystem and what that could mean for kind of transaction activity and for your pipeline? And I know the magnitude and linearity of a move makes a big difference, but any comments around that would be helpful.

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
We can hear you.

    Prediction (one of UP, DOWN, SAME): SAME