michelcarroll/llama2-earnings-stock-prediction-fine-tune huggingface dataset:
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
In the other income and expense line.

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Hi, good morning. Just a question on the disposition to Savanna and Charlotte, just maybe cap rates there and I guess, why selling those properties? And what's your disposition to guess outlook for the next couple of years?

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yeah. We have not factored in share repurchase into the EPS, that's upside opportunity as we go into market over the course of the year. We think we'll be in market over the entire span of 2021 and we'll continue to pay back debt as well to meet year-end leverage below three turns, but anticipate absolutely driving share repurchase over the course of the year and if not in the EPS guide right now, Jason.
Along with the segment guide, you're looking at capital markets having a difficult comp in Q1 and then seeing significant growth over the remainder of the year. We anticipate merchant revenue to be roughly flat for Q1 this year, with accelerating growth, heavy acceleration in Q2 and ongoing acceleration as we lap COVID pandemic comps.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yes. Thank you. When we --

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
That's after the -- our spending on litigation.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yeah. It's mostly for industrial, but I suppose it could apply to EVs where there are explosive gases around. So, a lot of the applications are in chemical plants and sometimes even food plants. We don't always think of food plants as being an explosive environment.
But things like wheat dust can be explosive. So, there's actually a fairly large market that is concerned about what's typically called intrinsically safe. And you mentioned -- you're very well informed. You mentioned some of the acronyms that are used in the industry.
So, that's an area where we have a very strong benefit proposition. It's a bit of a niche but our parts are excellent in that environment. And we actually are -- our engineers had a little bit of fun with this. We took some competitive parts and exposed them to the same conditions as our parts, and there was smoke involved, and our parts survived the extreme conditions extremely well.
So, in those explosive environments, what you don't want is smoke or arcs or things that could ignite an explosion. And it highlights one more advantage of our parts, their reliability. And they are ideal for some of these really demanding applications.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yeah. I think we are seeing some signs of that. Of course, if you're speaking of Canada and that will continue. I also look at the U.S.
and Israel are the markets which are farther down the line. So you see the impacts, a big impact of the vaccine, so I think that's a critical piece too. As you see the vaccines rollout in the U.S., the Northeast, for example, in California have been hit harder, had been more restrictive, more like Canada situation. But we're seeing the bricks and mortars open up, once the bricks and mortar's open up, people start coming back out.
The weather is additive to that because obviously, the cold weather has an influence. All those factors coming together, probably the most important one as we move forward is vaccination, that is a key. And when the vaccination starts penetrating the market like it is in the Northeast now, where everyone can be vaccinated regardless of age now, there is no restrictions. And you're seeing that, you start to see sporting events open up, bricks and mortars open up, and you're starting to see things getting relatively back to normal and progressing.
So still going to take a while but I am confident. Again, we track the vaccine rate is an important statistic for us and I think that's an important one as we go forward, particularly with Canada.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Well, I'll tell you, the thing I'm really pleased about is how the teams have worked together. Everyone understands the mission. It's a common mission, and I'll tell you, during diligence and Kirk went and visited them, I think my -- I was on the job two months and three years ago -- I just passed my three -year anniversary. And I think two months in, I went and visited with him prior to their -- to this being actionable and both Kirk and I walked away really impressed with Scott and the team and what they had going on, the culture that they had, it felt very similar to what we have at Black Knight and we commented on that.
And so I'm not surprised, but I'm pleased that it's exactly what we thought it would be, and the team is obviously off to a great start as part of Black Knight. They know they're equal members of the Black Knight family, like those who have been here like Joe, our President, who has been here over 33 years. We're all equals here, we're a family here and we're just excited with the amount of cross-sells that we've got going on between the OB teams and the legacy Black Knight team. And so, again, not a surprise, but just more about how pleased I am with how it's all coming together and working.

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yeah. No, absolutely. I think that kind of goes into everything is on the table. We're going to look to different ways to deploy that capital. Obviously, the reference that I made of the Board, approving the dividend from the bank up to the holding company is to give us that kind of optionality and make sure that we have plenty of liquidity there to be able to execute a few things. I think at this stage, doing deals, if we could find something that made sense for us in the specialty finance area, add to our -- I'll call it, our arsenal, our capabilities, we're absolutely actively looking at those right now.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yes. OK. Starting with China. No, we don't see any issue on China, potential in our industry, on luxury what you're saying.
Actually, we see a lot of support to the trend and a lot of interest in our products as the middle class evolves. And we see also given, for example, all the government actions have been taken to support the development of Hainan and the duty-free in Hainan, there is obviously an interest in supporting internal consumption. And somehow, our industry is benefiting from the interest in being -- creation of internal consumption and also bringing the consumption in the past was outside more internally. So it's all of a positive trend.
The other thing, when you speak about luxury, I just want to say we are really affordable luxury, in the sense that our products are luxury within the beauty category, but they are very affordable purchases in the context of total luxury. So we don't see any negative at this point in time on this front. On the contrary, a very strong support for the long term. Going to the internal online development in the U.S., I'll turn this to Tracey for your specific question on the percentages.

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yes, good morning Bob, that's a great question and I think you know in theory, yes, but in practice probably not given the fact that the catastrophes that we're facing and everyone is facing are up. And I think when you just look at the costs of rebuilding and things like that that are coming into the overall exposures, while we're reducing exposure, the cat profile and what we're facing doesn't seem to be abating at the moment.
So in order to counter that and except the fact that we are getting rate, but we do need some other things. We'll probably keep it in the range, it's been this year, it's actually because of exposures down, it's actually up in over what it was. So I think we'll continue to assess that and again how much we reposition the book will drive what that number ultimately is and will continue to talk about it, but --

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Thank you [Speech Overlap]

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
So that will not amortize back into AFFO in the future. This is just the case where the accounting for the revenue is just different than the expense portion, so they don't naturally net out. So what you'll see is, just here there is -- the one-time back out of that amount and you won't see that back out or any reference to it in future periods.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
So I think there's a lot of things we do there, Tim, day in and day out with our dealer partners. The first one, I think, really is the demand and leads, right? Proving to them that we can give them more leads they can currently handle and get pools in the ground is really the first part of what we do there and just showing them we can deliver. The second one then is the training that we provide with our business excellence coaches and specifically in the fiberglass world, getting them to train their crews up, spend time in the field. We will be in the backyard of the consumer for the first, second and third install with those new dealers and new crews help them through that scenario.
And then I think there's -- the rebate program that we also offer and the rewards and incentive programs where as they grow, they can earn more rebates, they earn their way to our dealer conference where they can sit in on all the classroom training we provide. So it's kind of the whole package we provide. I don't think there's any incremental incentives we need to give on a dollar basis for doing that. It's more the coaching and just how we partner with all of our dealers as we move forward.
And look, we have offered from time to time to buy a truck, a trailer, an incremental excavator because the ROI and some of those smaller investments are phenomenal. If a dealer was strapped from a working capital standpoint. So we just -- we bring everything to the arsenal we can.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Hey, Phil. This is Lane. So really, if you look at our guidance, it's somewhat consistent with where we're kind of running today. But there is -- we have turnarounds in some of the refineries.
But the current track, there's a call on refining to run at reasonably high rates. It's just a matter of how you're going to posture yourself and look at your supply chain. And so we're sort of inching up as an industry, but certainly, where margins are today and our margins going forward are that you'll see increasing utilization in the industry.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Hey, John.

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
I think that's a pretty fair assumption.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yes. From a metrics perspective, not anything that we've shared or made available externally. But what I will say directionally is that one consistent theme that we're seeing, and we talked about this dating back to what we started to see at the tail end of Q2 last year, which was this realization by organizations that social is the future. This is an investment that they cannot kick the can on. And what that means is that we're starting to see more and more -- it's taken them some time to maybe figure out how to operationalize that internally, but more and more where additional use cases, additional departments, additional seats are being involved. And so when we think about the number of people involved in the organization, the amount of spend per customer, all of those are kind of apparent within the metrics that we do share. And those are the ones that I would point to is we're just seeing greater involvement across the organization, additional departments, additional use cases and more and more need for the premium offerings that we brought to market.

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yes, Jack. Well, part of our participation in the CARES program and the -- receiving funds to support the passenger airlines, there's some limitations on what we can do with our capital in terms of buybacks and in terms of other things. And so we're -- right now, for the proceeds from the bond and the Amazon purchase of shares, we're looking to pay down our revolver and reduce our debt -- our cost of debt short term. And we're always looking for alternative things that we could invest in. But right now, we've got a full plate of investment in aircraft going forward, for which we have customers waiting.
And so when looking at that and the growth that we've produced over the years and the returns that we've produced over the years in terms of acquiring, converting and leasing assets, we believe that's the strongest return that we could provide to our shareholders for the next year and a half, if you will, until we're able to have a little bit more flexibility with our capital plan. I don't know, Quint, if you have a comment or...

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yes. Thank you. Just to be clear, on getting back to the S3 eligibility, you're required to pay -- make current on the preferreds, which I think you said was about $20 million, $30 million for Oaktree that brings you current, but you're not required to pay off Oaktree to the S3. Is that correct?

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
We are, Kartik. We are already starting to see some of the benefits of it as I said in my prepared remarks. We saw a 35% growth sequentially in the connection times and so we now have over 90,000 devices connected. Recall though that we have a small contract base that's north of 500,000 machines, so we're still relatively early in that journey. Yeah, that being said, for every device that we immediately start to see the benefits. So what you start to see is the improvements happened somewhat slowly just given that machine by machine but absolutely have starting to happen as well. We're seeing reduction in calls for each device connected and that's what gives us the confidence behind our earlier comments around longer-term expansion of our services margins is seeing that already.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
We ended the quarter at $330. So that's a --

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Both. So I think that we will start to see a onesie, twosie type of more meaningful carbon capture project into the order book in 2022. But it's more about that 2023, 2024, 2025, where I think it has meaningful impact to us. My commercial guys tell me that are working on this particular facet of Specialty, there's an enormous amount of activity happening and quoting happening. It's kind of staggered and maybe the best way to describe it is it's staggered on there's pre-FEED work, then there's engineering work and then there's the decision point that we're going to pull the trigger to full construction on a carbon capture project. Most of what we're in right now is bucket one or two. And so I think in 2022, you'll see a couple few of these go to bucket three in that -- in the order book, but more midterm.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
So your comment I'd say, strategically, we have made an effort to change the profile of the company. As Bob talked about, we've increased operating leverage, we've increased capital leverage and we've diversified the sources of income that we have. I have, in my mind, not de-emphasize anything that we do, but simply added emphasis to doing more things well and doing more things at the same level that our cat reputation holds. So when I look at the portfolio that we have and I look at the quality of the underwriters and the books that we've built, I couldn't be happier with the portfolio.
And for sure, it's been a strategic change to who we are and what we're doing. It's been driven by what our customers want. Going back five, six, seven years ago, our customers were saying, they really enjoyed trading with us from a property cat perspective, but they want to do more with quality companies, so we worked hard to build the capabilities and the platforms to be able to best meet their risk needs. I hope more of it's to come in the future.
You mentioned acquisitions from that perspective, again, we feel great about who we are and what we're doing and nothing has changed. And then what we've historically said and still believe that, we see something that furthers our strategy and is economically viable, we'll take a look at it, but again, we feel great about who we are and what we're doing.

    Prediction (one of UP, DOWN, SAME): DOWN