michelcarroll/llama2-earnings-stock-prediction-fine-tune huggingface dataset:
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yes, obviously in the normal course of business, as we've shown, we always looked to optimize our portfolio where we see value opportunities, where there opportunities to sell assets that meet our value expectations. Obviously, that was the case in Shenzi and there are may be a few cases where there are some assets -- other assets, as you mentioned, that may meet that criteria as well. So if they meet our criteria for value expectations, we'll move forward. But more -- commenting more than that would be inappropriate.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yeah. The absolute level of pricing, we feel good, we feel is adequate in the seasoned states, for sure. That being said, right now, we have UBI 4.0 in the hopper, and it's going to be shipped out sometime in the first half of this year. It is -- has a material improvement, showing roughly a 30% improvement in predictive power over our current -- of our prior model, so that's substantial.
We're also continuing to find other segmentation benefits. And so we're going to keep rolling those out into those states. Now when we're comfortable with the target loss ratio that the state is running at which like I said, most of those seasoned states, we are, what we do is we actually float those benefits to conversion and allows us to grow faster and reduce customer acquisition costs even further. And so that's really the plan there.
But we -- in those seasoned states, we feel very good about rate levels.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
I mean I'll answer very simply. And the simple answer is that the predominant impact to our patient volumes through 2020 related to COVID was negative. And as we look where we are today, it looks like that has largely passed. And look, we see across the board in each of our lines, improvements. We also, at the same time, we've changed so many facets of our operating protocols in the company that it's hard to tease out where the gains are from. I think as we've discussed, the strong drive for increased patient access.
Our focus, our managerial focus, I think, has made everything much more cohesive. Coordination amounts of specialties that I referred to earlier, is greatly improved over where it was. So that, along with an improving environment, I think all contribute to what we've seen, which is why we don't -- we're not going to break out because we think it's impossible what the sole driver is..

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Well, first, let's all hope that once we are getting through this, that America does, in fact, want to get out on the road. And while they're out, we are going to be ready to feed them. Our operators, I can tell you are extremely focused on ensuring that we are both staffed and trained as we head into that. And one of the benefits that we had through the actions that we took from the very beginning of the pandemic is that we've really focused on employee retention. And I think our operating teams have done a phenomenal job of retention of our employees through whether it's a keep in touch plan or the kind of benefits that we provided over the course of this thing and the kind of flexibility that we've been able to provide. We are -- have focused on what is the right level of staffing and how do we get there in connection with our HR team so that we are ready.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yeah, it was about a half a dozen locations that were shut down because of the road conditions and the impact of the ice storms. And typically we'll deliver through that if our customers are open, but in those Southwest markets in particular that are not equipped to handle the snow and ice, so the Southern Tennessee markets, the Texas market, we saw some closures there, Arkansas. But again, a small impact in relation to our overall business.

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yes. I mean, Deane, it is fair to say that with our orders were up 43%. So there is really strong demand. And so yes, we believe that there were some sales that we couldn't execute on. So while our numbers are very strong, and we're very proud of that, the day-to-day of our supply chain team, working shortages, it is a tremendous amount of effort. So we do believe that there were some sales and opportunities that we missed in the quarter that will carry into Q4.

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Okay, great. Thanks for taking the question. I had a couple. Chuck, I just wanted to ask you one more on the strategic direction here. I think if we rewind to the time of the ARRIS acquisition, there was an argument made for a broader portfolio and more end-to-end solutions, particularly for cable and broadband customers. How are you thinking about the value in terms of that strategic direction. Do you see value in having all end-to-end solution for certain customers that was really the argument behind the ARRIS acquisition and I have a follow up.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Thank you. Good evening. Andrew, you mentioned --

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
I think this business would kind of be a bit of both -- go ahead, Rajesh.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
So far it has predominantly been radars, but also vision inside the vehicle. It could of course be done with the thermal sensing as well. As of right now, I think the cost efficiency of the other technologies has been superior.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yes. Sorry, my questions were all been asked. That just I could not get a queue. Sorry about that.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Good news. So it's so exciting to be talking about Phase three design because we are very pleased with the results. But we need to see the the results of the third cohort to really be able to understand which dose we're taking forward. And we design the study. But I can reassure you that planning and the full energy behind the Phase three has already started on these programs. Let me then pass the hemophilia question to Rob and the Peter tomorrow.

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yes. I think the troubled markets, which are really the hotels and restaurant side of the business, I think their occupancy is 10% in some of the hotels, etc. So I think they're continuing to defer as much maintenance as they can. Certainly, the break/fix side of that is happening, but overall, they're cash constrained, and I think that continued in the quarter. Overall, we saw positive residential side. And everybody is trying to complete their existing projects that they started because builders want to get paid and get going. So I think we're seeing that continuing as expected. And our biggest concern is really in the -- primarily in the second half of the year given the starts, the lack of starts in the multifamily and nonresidential part of our business.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Sure..o.e.old.ll.f.hose.f.ast.emaining.ive.uildings,.et's.all.t.90.illion.o.100.illion,.o.hat.f.e.old.ll.hat,.hat.et.s.lose.o.he.ottom.nd.f.he.ange..o.idpoint.f.ur.ange.oes.nclude..ew.ssets.hat.re.utside.f.hose..ut.epending.n.-.gain,.t.epends.n.ricing.nd.ll.f.hat.s.ith.espect.o.hether.e.ell.ll.f.he.emaining.reensboro.nd.emphis.ssets.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Is there happening with legacy SSLP? No.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Absolutely Mike. You hit it right on the button.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Hey, Manuel, I'll hit on it briefly and turn it to Peter. But I think, the loan yields have been pretty consistent so far this year. There certainly is competition. But in our markets, that's nothing new. There is always a healthy level of competition for quality loans. And obviously we're competing as relationship driven, not price driven lenders. And so, we try to use that to make sure we're earning good yields. But, I think we've been at a pretty consistent level. Peter, anything you'd add there?

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
It was all a reduction in the -- due to the term increase.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Thank you Kristine.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yes. Look, so we're very positive on all those fronts. So first of all, the client response has been extremely positive both from MSCI and RCA clients and shows our commitment to investing in real estate. From -- I would say from an operational point of view, we -- there have been no surprises in a positive sense.
So we've -- I think we're going to be on a pretty strong path of integration. There's a lot of common understanding related to the data and across both the MSCI Real Estate and RCA. So that is making progress. And then for sure, we have a lot of interesting opportunities to create new products.
I mean, clearly, it's early days. But our new Head of Real Estate Research was a former IPD person who then went to RCA and now has come back to MSCI via this route. So we're really excited by the common capabilities that we can build. And I'm sure we will be showing new things of that in the coming year.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
I would anticipate probably a growth in inventory. Listen, right now, if we can get raw materials, we're going to get them. That's kind of the mode we're in right now. Us and probably every other business, if there are critical components, you buy what you can get.
So ultimately, what we want to get to is to a point where we can start building some levels of finished goods to improve our fill rates and start getting the backlog down. But that's going to take some time. But long answer to -- yes, I think that will be part of our cash usage in 2022 and probably into 2023.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
I think we still report that segment through to the queue and anticipate in the 10-K. It's as we close the year, it is one of those things that we're looking at as to whether we continue that segment breakdown after this fiscal year, but that queue will be reported here soon. Will, when does that go? Is that Wednesday?

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yeah and absolutely. And hey, Laura, good to hear from you. The -- the suspension those, right, that we tested before, just to recall, they did not show any differentiation in terms of the -- the effect we're seeing. But there was, as we escalated the dose, more prevalence of AE's monotherapy severity on that.
And what we are looking at is to stay above that 1.4, 1.5 in the beta power in general as we are guiding dose, right, since we're using quantitative Ag. The tablets' profile, what we see was a number of things, right? So, the general profile were very similar which was good. We learned a little bit more about the time-of-day dosing as Bernard mentioned. But one thing that was quite important is the variability is reduced.
So we drive exposures that are at or higher than the 45 on the previous suspension trial or the -- and that's where the overlap for your question is. But because the variability is smaller on the exposure, we end up getting more patient. Our prediction is that we're going to get basically all patients to -- to the beta power we are expecting and, therefore, on the efficacious range there. So you could looking to between the two lower dose that we did part of phase 2a.
So bet -- between 45 and 60. I would say the surrogates in terms of the exposure there, but we are cons -- consistently seeing on the 40 in the tablets at -- at or higher than 45 for the previous one.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yeah. We've always done employee gifting throughout our history of BAMKO. We've always done at-home gifting or in-office gifting, acquisition programs for customers. It just wasn't a core focus, and it was something we did when customers would ask, hey, make us an employee retention program that speaks to our employee base.
We do it but this makes us substantially stronger on the employee and customer engagement side of the business. Gift by Design works with a huge customer base of blue-chip companies that we didn't have access to before and the ability to sell into these customers and kind of know the speak and be able to walk the walk and talk to talk about employee gifting and customer engagement programs. And we don't expect this to go away quickly, right? None of us really know what happens with the work-at-home model going forward. But what we do know is that a substantial portion of employees are going to continue to work at home post pandemic.
And we want to be there to capitalize on that. And we have shipped more at-home or direct-to-home gifts probably in the month of December than we did in all of 2019 combined. It's phenomenal, the need and desire for us to connect with employees. And as Michael said, coming out of pandemic, coming out of a recession, they're going to want to do that more and more.
They got to keep employees. They want to connect to them. They want to keep their people engaged.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Hi. Thanks for taking my question. Just one on Acadian, you talked about seeing some client reallocation activities in the quarter, wondering what your expectations are for the near term, what are you seeing in terms of positioning and which products and strategies you think garnered some potential growth in this environment? Thanks.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Hi. Good morning guys.

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yeah. This is Jason. Let me start it off. Yeah, like you said, we're really pleased with our first half performance. Certainly two good quarters here now as well as on top of last year's double-digit growth as well. And then still guiding to low-to-mid 20s for the year, we feel very good about. To the point about the trends, first half versus second half, as we stated in the remarks, we did see some Q2 favorability as it relates to our cost mitigation efforts on certain PPE products. So that's an element that was a component in addition to the volume strength that we saw in lab and the volume strength that we saw in PPE that drove Medical to actually have a net tailwind associated with COVID in the quarter. And so that's just one thing that will continue to vary quarter-to -quarter as we go forward.
The other item that we talked about last quarter as well is that we continue to be very aggressive with our cost control over the first half of the year here, a lot of uncertainty in the underlying volumes. And so we wanted to make certain that we had a lot of flexibility going into the second half of the year. And then the third point I'd make is just that we do continue to make long-term investments in our business. As we've highlighted as our number one capital deployment priority is to invest in our strong pipeline of organic growth opportunities. And so we always trade off our level of spend in that regard as well.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Thanks, Richard. Appreciate the questions.

    Prediction (one of UP, DOWN, SAME): SAME