michelcarroll/llama2-earnings-stock-prediction-fine-tune huggingface dataset:
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yeah, part of the capital that we deferred in 2020 was related to the smelter. So, that's something as we've been talking about on this call is still uncertain, but there was significant capital that we did cut in 2020 and we cut mining rates, we deferred some projects and we're still operating under those conditions. We did bring forward, as I mentioned, we brought back in $100 million of mine equipment really allowing us to do some rebuilds more quickly than what was in the April plan and those would have been in the original plan. So, some of it is timing related and some of it really is just trying to be as efficient as possible with our equipment fleets and that's one of the benefits that we have by operating all these mines is planning the equipment fleets where they bring the highest value moving -- we can move equipment from different sites to benefit from just being able to operate them together.
And we also -- we are also just really trying to work the assets, use this technology that we have and the organizational improvement initiatives to work the assets harder. And we started that program, what we call the Americas concentrator, but it is -- it applies not just to milling operations but mining operations and really looking to improve the lives of our equipment, improved tire lives, all those things really add up.
And so, yes, there is always tension and pressure of people wanting to invest more in our mining equipment, in our mining business, but we're really taking a very disciplined approach and using the learnings that we gained in 2020 and even prior to that to try to drive better capital efficiency in the business.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Well. From a debt pay down perspective, we really have mortgage debt that we have that's variable that we can pay some of that down, which we would. And I think we've got dividends, which we continue to grow the dividend base and from a share repurchase perspective, that's going to be something that we have 70 million. Right now we've authorization from the Board and we just really moved that to 250 back in July. So we'll sit with our Board in December and we'll look at that allocation going forward. So we've got a share buyback, we certainly got M&A, which we've talked about strategically maybe from a commercial truck perspective opportunistically, when we look at into retail automotive side, and then we're going to absolutely develop and invest in the CarShop part of our business. So I think there's plenty of areas to use our capital, but again, we're going to keep our leverage where it is. And then if there is a big deal, we can step up. We don't need to go to the market for extra capital. We have a 1.2 billion to 1.3 billion right now available from the standpoint in our credit lines and that's without any other -- leverage of any other assets. We only got about 24% of the book value of our real estate being green mortgages at the moment.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
All right, Justin. Thank you so much. Nora?

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Thank you, guys. I was wondering if you were looking at any different neuroinflammation biomarkers for TRD versus what you're doing now for AD?

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
We have a silver technological partnership with Microsoft; strong relationship. They have very good security products, but they are very different from what we are doing. At this point, Microsoft is just an enabler for us. So we are very complementary -- they are an enabler. So far what they are doing is mainly pushing the business.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yes. I think there's still some idle -- a few idle facilities out there that we believe will probably come online. We can't -- some of them we can't disclose what's going on, but we do believe that there's some idle capacity will come online. And we also believe there's the potential for actually some -- for some new mills to come online. On the lumber side -- dimensional lumber side, there's a fair amount of capacity that's been ordered over the last few years, and that is coming online and will continue to come online.
On the OSB side, there hasn't been as many new sites planned or brought online in the last couple of years, but OSB is at record levels right now. And so I think whatever idle capacity is left out there, we would -- we think is a good chance you'll see that start to come back online. And even possibly some new facilities if demand kind of continues at the current level. So we do expect to see that some additional capacity coming online.

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yep.

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yeah, thanks, Duffy. Yeah. So we do still expect that to hit. It's not start started up yet, it hasn't hit the market yet. It's about 500,000 tons in China from [Indecipherable]. So we do expect it to hit. I would say, it may contribute to moderation as we go forward in third quarter and into fourth quarter. But if you think about it, 500,00 tons, it's just really a little bit over a year's growth. So it probably won't have a significant impact in the market we're in today.

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Thanks, Paul.

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Well, we have to, Andrew, because we just, we don't know. And we do know that when Americans want to travel abroad, it takes a lot more thought preparation and kind of umph to do that, then if you're just flying within Europe. And it's a lot easier for us to go to New York than it is for us to go to Rome. So, we baked that in there. We don't know. It could be better. All of us are going to watch the tracker on how many cross ocean reservations are being made, but that will change things markedly. And if you look at the average revenue per transaction of anything that isn't a cross-currency, we probably make -- we make about a little over a dollar on an international interchange transaction. We might make $2 or $3 on a surcharge transaction. But when we get to make a spread on foreign currency, I mean those transactions could be $5 to $10. So, you can see, it doesn't take too many of those transactions to really pop the top off.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yes. Bryan, we've already been doing that across a number of our businesses, and top line remains strong. We'll continue to do that. Because if you look over time at the IRRs we get on numerous broad-based capital investments, the best IRRs are typically those associated with increasing capacity on our growing businesses, like Slim Jim and others.
So that's a great return all the time, and we'll continue to look for opportunities to do that. And we spread it out based on how we need it. But we've already been making those investments and added capacity, both internally and with co-packers. Interestingly, the way, as you all know, works with some of these co-packer investments is those can be a headwind to margins in the short term.
But if you believe that the demand on the other end of the consumer there is sustainable, typically, when you repatriate that capacity back in house, that's expansive to margin at that point in time. So that concept remains intact as well, and we'll look for opportunities to do that going forward.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Good evening, Austin. In general, as I said, based on what we could see in the market, the tight labor markets and supply chain constraints that are affecting both delivery of our systems and services as well as the ability to manufacture and make products and delay the orders, I think that those two are going to be a little more sustained. But there is really this hype, the situation is so dynamic that on a weekly basis things do change quite significantly and we've been -- from the beginning of this pandemic, we were very fortunate because our team proactively worked on a lot of these issues in advance. We diligently worked all these things proactively by buying parts in advance, by getting our suppliers even carry inventory for us in advance and plan and build in advance.
And so most if not all of those what I call contingency plans were exhausted in terms of the duration of this pandemic and the duration of this global disruption. And so essentially what's happening now, there is lots of different factors that are impacting it. What we're doing though, we are absolutely doing everything to control things that we can. Things that is out of our controls, we really can't control, that's external, but there's a lot of things that we can control and we've impacted that. So, I would say, in some ways the beginning of next -- at the middle of next calendar year, summer sounds reasonable, but I don't have a very clear picture there to provide you that.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Right. So we get the question, Cai. I think as I walked through in the math, we're always seeking to offer a balanced sort of transparent view in the way we talked about the risks of the business. And we know what we have to go through in the next six months, and I wouldn't quarrel with the math around what the implied run rate might be. But with COVID still being a dynamic out there in the second half of the year, there's still a fair amount left in the year. And again, as I said, we hope to come back and have another conversation in December here after Q3, but we've got some ways to go here, but the trend lines are positive, and I want to acknowledge that because we're really pleased with the performance of the team, but we've got some work to do in the remainder of six months.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yeah, OK. So we're excited. I think, first of all, we've got 12 connected solutions out there in the market today, and we're starting to see the ramping up of the downloads of our applications and use of those products. They cross all of our residential streams from also including R&I Flow, our small pump lines and as well as our water treatment and our pool applications. So I think one of the bright spots I've seen this year is that we continue to see the automation penetration pool in addition to the upgrades that we saw across the pad, both for new pool builds and in the aftermarket side. Sometimes in the busy seasons, you don't see people also upgrading to those solutions. And so that was very positive. And we're starting to make progress on our IoT-related valves for water treatment and also our pressure treatment in our small pumps, so really good progress. And I think we're getting good feedback on that capability and the usage from our channel. And we're excited about the momentum we're really building. And not to mention that we've also got the brew assist, and on the large F&B side within IFT, we're making great momentum as well as building out a services model for our partners regarding the filtration of the year.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
I'll let Brandon talk a little bit about sort of the specific numbers relative to the pool in the forecast. But some of the macro factors, if you will, have to do with the continued mix shift with regard to commercial customers and government programs that's occurring in our pipeline and the outreach pool that ultimately find their way to the individuals that are in a gold status. I think in terms of some of the utilization, as you probably have heard throughout the industry, and we definitely see this through the claims files that we take in regularly from the customers, the commercial populations look different than the government program. So, commercial utilization seems to have restored a little bit more quickly and maybe even sort of over-indexed on what the carriers would have thought trend was going to look like coming into the second quarter.
And the government programs, Medicare and Medicaid specifically, are still looking below what they would have expected from a utilization standpoint. And we see that as we increasingly get more exposed to the government lines of business in our outreach pools. So, Brad, I don't know if you want to comment specifically on the increase in the pool size? 

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Thank you all for joining our conference call today. If you have further questions, feel free to contact [email protected] and we look forward to speaking with you in the next quarter. Thank you.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Hi there. Maybe one for Vince first. If we just sold the one million sub business in the US which helped cover the overhead cost of the network, why isn't that running 50 different countries for 400,000 subs is a good business idea versus doing what you did in Canada, which is just selling the rights to Rogers or syndicating out the rights. How do you think about those two P&L offshoring for the Network?

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Thanks, Noel.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
So on track. I don't want to say too much because it's -- obviously deal is not closed and that's for them to comment on but I would just signal that we're very happy with where things are in the process and continue to be very pleased obviously with the strategic value that they're going to bring to us, but just as we get to know the team better and their operating philosophy and culture, we're very excited about them joining the team.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Thanks, Julien. I think there is always a preference for PPAs versus hedge. Don't get me wrong, but sometimes the market has certain constraints on it in terms of what's available. I think from our view, what we want to do is really look from a risk management and plant design perspective to, a, make sure that we have increased winterization and the like for ice shearing [Phonetic] technology at some of those ERCOT assets, where you actually have a fixed physical delivery versus a PPA take or pay type of our obligation, and then also establish weather outage predictors and train equipment procedures to mitigate those type events. So, I think, that's from an operational side.
From a risk management, I think we want to incorporate liability tracking around these obligations to make sure we understand them. But I think, for all that's said and done, it was, as everyone's aware, a pretty unprecedented effect in ERCOT, but I don't think people would see happening on a regular basis. But those are some of the mitigating factors we look to do going forward.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yeah. Absolutely, Bret. So, less than 10% of the cars that we acquired in Q2 were acquired at the auction. The rest of it -- like I said, the vast majority of it comes from trades, lease turn-ins, loaner cars and also acquisitions at the store level through consumers.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yes. Brad, this is Barb. So you can see we report our delinquencies. For the quarter, we were at 1.4% on a cash basis. And keep in mind, we did report July last quarter, and that was at 2.2%. So that implies August, September had come down. That was around 1% on a cash basis. And then October, it's about 1%. And that's really being driven by the reimbursement. As I mentioned during the call, we got $9.5 million in the third quarter. Most of that hit in August and September. And we've seen -- in October, we've seen a commensurate amount. So that's kind of where we've been at. We've been stable, I would think, the last three months. It's been pretty stable in terms of our net delinquencies.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Well, I think from a brand standpoint, it's -- all of them will benefit by the investments we're making on replatforming technology, data collection, data mining. Certainly, Saucony right now is top of mind for us with their growth and some of the catch up there. They're doing a fantastic job on their e-commerce growth and really prioritizing saucony.com and both performance and originals. So -- so there, for sure, Sperry, a lot of their rebound is coming by being able to tell their story directly through sperry.com and then have that cascade through through their other partners. So I would -- and then in the workout group, we're seeing huge growth there as well. So that's becoming a very viable channel. So I would really say, Erinn, it's pretty wide based, which is exciting. And we'll continue to make investments to fuel that, both customer-facing and kind of behind the scenes with some of the technology.

    Prediction (one of UP, DOWN, SAME): SAME