michelcarroll/llama2-earnings-stock-prediction-fine-tune huggingface dataset:
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
That's a great question. To a certain degree, that's what you saw us do. Our decision to sell our Coinbase stake was really about us being able to delever so that we can get back to a position where we can buy back shares, return capital to shareholders, which, as you know, has been our historical trend. And so, yes is the answer. We're always looking at our portfolio. I think in our industry, there's a lot of mergers and acquisitions that happened, but very few of our peers really think about dispositions and we do. As you know, we've, at one time on the French, Dutch, Belgian, Portuguese Stock Exchange. We've owned various analytics businesses. Obviously, we own some minority stakes in businesses. And so we're constantly thinking about our return on invested capital. and how to best deploy it. And as I think you are aware, we always look at our own view of the value of our shares and then to the extent that the best place for us to deploy capital is in returning it to shareholders via share buybacks, we aggressively do that.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Got it. Stephanie, yes thank you for the question. I think, Karsten, I'll hand this one to you.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Good afternoon gentlemen. I have a question, I guess, regarding the orders that you saw this quarter. Most builders have said that they're still seeing good demand and that they're holding back sales, so just wanted to confirm that's what you guys are seeing. And how do you see the orders playing out over the next couple of quarters if you guys are indeed holding back sales?

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yes, it's hard to tell you what to expect for next year or in future years because we didn't expect to be at this level of revenue this year. We're going to be comfortably above $1 billion for this year. So we'll just have to see where we exit. But again, there are a lot of factors. So if we think about wu.com, the things that we can drive include improving the features and functionality on our platforms to drive better retention levels of our customers. We're also continuing to invest in marketing, which is the main customer acquisition vehicle we have and that's been going quite well. And then lastly, we have a very heavy focus on distribution. So more account funding, more account payout, more mobile capabilities. So those things will help to drive the wu.com business. And then for a digital white label business, it's all about signing more digital partners around the world, and we'll have more that will go live in the next few months that we haven't announced yet, but we have signed. And so all of those will come into play on total digital, but look, the $1 billion base we have gives us a good platform for future growth.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
I think you're right on target. It does take about six to nine months for everybody to get up to speed. The one thing we are saying if I can just give you one trend, though, as we try and expand our coverage into the PCP offices where we haven't been before. It's a lot of work. We haven't been there.
And as we knock on doors, it's taken these guys a while to get appointments. Once they get in, we're finding the physicians do not know a whole lot about DexCom. And if anything, we've totally validated our assumptions in this expansion. We had to get out there. We had to get more feet on the street and more faces to be as competitive as we wanted to and to achieve our goals.

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Thanks, Vince. Thank you.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
You.re welcome.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yeah. So, Fitz, unfortunately we don't provide cash flow guidance, but some of the moving parts I think that you should definitely keep in mind is, obviously we are guiding to a higher production level and higher sales level. Our pricing, given the comments from Bob here could potentially be higher as well. The offset to that would be we might not have the same kind of transactional opportunities that we had in the past. But we are optimistic about our free cash flow generation capabilities. And as I mentioned earlier, we are looking forward to make sure that we continue to strengthen our balance sheet.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Right. I -- I think we get back primarily to feedstock and -- and what is going to happen with feedstock volatility. And, of course, we saw such huge volatility in oil last year. Most of our feedstock is natural gas liquids.
And gas production has been very resilient. And I think gas production is going to continue to be strong next year. You know, we didn't see much of a decrease last year, maybe 10%, and we are already getting back to the levels that we had prior to the COVID pandemic. The other thing that people aren't forecasting in some of the natural gas outlooks is the fact that there are so many drilled and uncompleted wells out there, and companies are moving up the learning curve on being able to get those wells completed.
And so I think that is going to bring back a lot of supply in the back half of the year. Even with that ethylene tightness I talked about, even with propane going up because of wintertime, and even with naphtha going up because you didn't have as much refining capacity, the reality was ethane was still in supply, even at 75%, one million Btu crack spread. And I think it is going to continue to stay that way, that natural gas production is going to bring back more ethane to get split out here. So, I feel good about our position.
We have the capability to capture that better than anybody in the industry. And I think, we are in for a year ahead where our view, natural gas is kind of range bound, and $3 -- $3 a million Btu is probably the high end.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
There'll be some, yes.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Thanks for asking that one. We've improved our digital and direct capabilities massively over the last year, and we're going to continue to maintain our momentum in that regard. So that kind of accept that. And then as stores have fully reopened for Q3, I think our natural distribution advantage in that regard is going to swing back our way, and it's going to allow us to scale loadings. So -- and then you've got other factors to play that we can take advantage of like back to school, back to office, pent-up demand, and we're also expecting some prepaid improvement. So I think things bode well for Q3.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Sure. So as we've always said, the business model we have is robust in its ability to generate first of all, healthy earnings, but then convert over time, earnings to cash roughly on par. And starting this year, we did expect that to be a stronger year. And if you recall, we started the year and then we raised the numbers twice. It started with a very strong first quarter where part of the story there was the signing of a multiyear strategic deal with T-Mobile that also contributed to monetization and some upfront payments as part of this signed deal. And then during the year, we continue to see a record high from quarter-to-quarter and definitely for the year as whole in terms of the number of deployments we achieved our customers that translates into achieving many invoicing milestones and, in turn, of course, turning that invoices into collection in the bank. So I'm pleased to say that it's a result of a lot of focus that we have over many years on the cycle we call deal to cash. That has to do with many things we do as a company and very strong execution and deliverables to our customers.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yes. You must have been a high math to take score. Yes.

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Thank you [Indecipherable]. I have a question from [Indecipherable]. Are translators. The go -- can you say something about the development of European gas prices this winter? Cold weather has given the higher prices. How do you see the price development going forward? Connected to that, the last couple of years, there has been talk about a LNG glut, is this situation now more normalized, and could that contribute to upwards pressure on prices?

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Okay. Larry, you want to take that?

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yeah. I can hear you, yes.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
No, I think that's -- I still think that's good. It definitely puts us in a position for that Brad and that what you're -- that mid to high single -- absolutely puts us in where we will get our fair share and and the stage is set for that, as Paul mentioned, we're in a three-point stance, I'm ready for that.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yes. I think we've got -- we feel very comfortable about our ability to execute wings in the restaurant at high volumes. Again, I mean, gone through our first Super Bowl. We know there's a lot of capacity and capabilities in our restaurants to execute this brand at a high level of sales.
And when you say aggressive, I think we're going to be very targeted and very -- and we will address -- but you're not going to see a national ad campaign -- you're not going to see a TV ad with It's Just Wings on it on national television. We're going to be very targeted in our approach to knowing how to connect and talk to these consumers.

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Thank you Justin and thank you all for your questions. While 2021 has already been a unique year in and of itself, I am confident we have the right team and the right strategy to embrace the future and all of its possibilities. Thank you for your interest in PerkinElmer and have a good evening.

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Sure. So I think PD-1 is a good example -- PD-(L)1 is a good example of where a biomarker made a huge difference. It's really what catapulted pembrolizumab or KEYTRUDA forward. If the data is strong enough without a biomarker, that's fine. I mean if a large percentage of your patients respond, and do well, then you don't need a biomarker. We just think it's really important to incorporate it early on, in case you really do need it to find the patients that benefit, and obviously you don't want to treat people with something that's not going to provide benefit to them. So you want to find the right patients, the right therapy for the right patients.
Rich, did you want to add to that?

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Great. Thanks for the question. Maybe the first one, just on the PRA deal. Steve, maybe you could talk a little bit about the opportunity on revenues. I know you haven't formally baked in any synergies. But from the prepared remarks, it sounds like you're starting to get a sense there could be some real traction there. So just kind of give us a sense of what the opportunity is on maybe additional revenue capture.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
It depends on where the 10-year will rest. So we certainly got some of that back. And as a result of it, mortgage volume kind of increased because of lower volumes. But we've had some challenges on purchase market because of a lack of inventory.
So we like the fact that there is pressure. So selling dollar bills for $0.90 is a good thing for these companies that have the proper strategy. We don't like giving away earnings. Certainly, that is something that no one likes.
However, the value that we create in amassing market share is substantial. So as we provide guidance, which, by the way, I'm against it, but my team very much wants to provide guidance to all of you. And the margin is a reflection of how competitive we want to be. And I know my competitors think exactly the same way.
And that is, it is a tool that we can use, I think to -- then temporarily put additional pressure on some of the lenders that cannot withstand that sort of pressure. And ultimately, the total addressable market is massive. The barrier to entry is significant, and we are and on our way to amass more market share over our long-term strategy. So this is very, very temporary.
This is a nine-inning game, and we are in the bottom of the first inning, and there's a long, long ways to go.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
$57 million.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Hey, Steve, it's Peter. I think the short answer to that is yes. I think that deposits need to come down some before we start to see that utilization. I didn't feel strongly about that maybe a quarter or two ago, but it certainly feels like the amount of liquidity in the system is just excessive and sort of restricting the need to borrow money. Now that said, I think that there will be a time where companies are going to be -- they're going to want more cushion. So they're going to borrow money, but they're going to maintain deposit. So, I think there is a nice level that we will get to, we hope it's -- as we've mentioned in the second half of the year, as we maybe see some liquidity kind of move through the system. So, I think it's a little bit to be determined on that, but it certainly feels like some utilization of those deposits is going to be needed to really see the borrowing pickup.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
You are correct, Paul, it is a mix shift. There is actually a wide range of price points that are reflected in our Chenal development that range from a lower end, kind of, an entry-level portion of the project that sells at a much lower price point, all the way up to premium golf course lots. So, that's nothing more or less than just a shift in mix.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Al, you want to cover that?

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
I think to repeat what I said before, a very important part of this transaction was the creation of a significant and powerful industrial company. There are lots of industrial companies. There's a couple that are very large and very powerful, and then the size drops off significantly. We felt that the opportunity to create that kind of an entity was going to translate into better results going forward and provide our investors with a much better option than just an all-cash deal.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yes. Look, it's a legitimate space. It's, by definition, a different risk-adjusted return, different risk reward you should get for lending to a nonsponsor because if things don't go well, the lender becomes the sponsor as opposed to where there is a sponsor, if things don't go well, the sponsor will generally put more money. And if you looked at our COVID experience, I think we had 15 times or 15 situations where across the platform where they need more equity and 14 times [inaudible] to put more money in one time the sponsor didn't.
So it's a different risk-adjusted return and should be viewed that way. I think potentially as we look at PNNT, in particular versus, let's say, PFLT, we might be doing more nonsponsor thoughtfully and carefully. I mean, you can argue our gaming portfolio, we've had a very nice track record financing casinos. That's essentially a nonsponsor business for us and has had very attractive returns and continues to have attractive returns.
So it's something we look at on a case-by-case basis. You may see us carefully and thoughtfully, particularly in industries where we have real domain expertise. Our five key industries, we may do a little bit more in those areas when we really think it's a strong risk-adjusted return.

    Prediction (one of UP, DOWN, SAME): UP