michelcarroll/llama2-earnings-stock-prediction-fine-tune huggingface dataset:
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Well, listen, obviously, the supply chain congestion is causing all kinds of receipt delays right now, and we expect those actually to worsen as the year goes on. So at some point in time, those goods will back up and we will see those as potentially an opportunity either for packaway or to flow depending upon business or what the types of products are. So, at this moment, you would think that, that would happen probably either late in the year or at the beginning of next year, if I had to pick a timeframe.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yes. I mean I think the next couple of years could be somewhat reflective of today as well. So just thinking of geographic's first because you mentioned that the Sunbelt, out of the 141 leases this quarter, over 52 percent came from Sunbelt markets. And then within that, the substantial majority, we're actually coastal some belt. So I think you will continue to see that trend progress over the next couple of years. That is where population growth is continuing to rise greater than the rest of the country. Second of that, though, on the coastal market, for that remaining, say, 48 percent of leases signed, it was heavily weighted toward the coastal markets. So I think you still see that high demand there. So between that, the coastal and Sunbelt that's where we have seen the majority of activity. Beyond that, too, like Southern California, as I mentioned earlier, is extremely aggressive. It's a very, very tight market to penetrate. So the scope of inventory created opportunities, multiple demand factors that helped push rents further north. In the Northeast, it's typically been a fairly mature portfolio, usually having higher occupancy levels. And so it's just there are natural constraints there to actually add any new supply as well. And people wanting to penetrate Long Island, for example, I think will continue to be difficult. So when there is an opportunity, you do see multiple bidders at the table wanting to enter the market. And then -- so I think that's what you continue to see play out over the next couple of years.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Right. We believe that in the long term, bookings is going to come closer to revenue just because of the shift that we see in the subscription versus non-subscription business.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
I'm sorry, I wasn't sure -- what's the $50 million to $80 million?

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
That's -- yeah, we expect that. We've had that for a long time and we just point that out. So yes, we expect that to be the case.

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
I'm going to let -- Chris is going to take the first part of that, for sure, Mark.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Don, do you have that?

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yes. So Bill, thanks for your question. So just as you step back and you look at our mortgage business broadly, right now, about 20% of our volume is to doctors. So it's not an inconsequential piece across all of Key.
Additionally, our purchase volume right now is about 50%. We're up 60% year over year. I think the MBA would say those are relatively flat. So I would expect that we'll continue to grow fairly aggressively on the purchase side as it relates to Laurel Road.
And obviously, as interest rates go up, the refinance piece of it will obviously be impacted by that.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Hey, good afternoon, Steve and team. My congratulations on the quarter and thanks for taking my question. Steve, just to follow up on the regulatory update that -- that's expected and as you proceed with engaging the FDA, I know you -- in the past, you have characterized that the stance as more of an agree to disagree position with respect to the totality of DRP versus the subgroups, and I'm just curious, if you can comment quickly on how that's evolved if that changes you're going into the subgroup meeting or the meeting on the subgroup with respect to starting with Alzheimer's disease, and just your level of enthusiasm that that's the right way to proceed with the DRP indication going forward? Thank you very much.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
So we do expect the mix to improve based on the demand going in the second quarter by market. I will tell you that quarter-over-quarter the major influence was from a mixed price standpoint -- was more carbon versus alloy grade and also we had a strong defense ship sales level in the fourth quarter that didn't repeat itself in the first quarter. However, we do expect that defense volume to increase, particularly in the second half.

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Let's talk first about CHEETAH. It's two days away. As you know, being -- I want to be very respectful to the physicians who are presenting the data and the appropriate rules around that. I obviously -- I'm going to be there and look forward to talking about it with anyone after the presentation, and we can address that in a couple of days. But needless to say, there's a lot of data to go through, and we look forward to doing that.
As it relates to Thunderbolt, I think you guys know me well enough to know last time I mentioned the name sort of publicly. We like to let our actions and the products speak for themselves. So it seemed appropriate this quarter not to continue to have that conversation, but there is nothing, and I mean nothing about that you should take as anything on the negative side by the fact that I didn't mention the name. And I think you guys can interpret the fact that I didn't mention it in the public comments the way I meant it to be.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Hi, John.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yes. Look on the long-term targets in terms of what I said before being impacted, it really goes back to the macro environment that we're in right now passing first, right? And obviously that's difficult to predict when that's going to be, but fundamentally nothing has changed in the business. And we believe the market environment that we're in is transitory. And so I think as that does pass, there's no changes to the targets that we've outlined being top-line 20% or 30% growth per year and no change to the unit economics that we we've outlined for 25% to 30% adjusted EBITDA.
If anything, I think we've gotten there from a gross margin perspective ahead of plan being sort of right on top of that right now, with normalized volume that was more of a five-year target and were made very good progress against that in the short period of time. So obviously it's difficult to predict when this macro environment does pass in particular from an inflation perspective. But as that does pass, we see no changes to the long-term targets that we've outlined.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yes. So why don't I take that one, Paul? On the SG&A and the increases, there's a couple of dynamics during the quarter that we discussed in the press release. The first one was that we had the reopening of many of our fresh departments, deli, bakery, prepared foods, that creates a mix difference within our stores and the labor hours that, of course, go along with that. So that was one of the big drivers and one of the largest drivers.
The second area that we saw increases is in the market wage rate. While we do have union contracts across majority of our employee base, we still have annual increases that come along into those contracts. And then, of course, I don't have to describe for you the wage pressure that you would see in any role, and we can start with stores, and we can work our way all the way through the corporate headquarters. We have wage pressure in virtually every area in the company, like, every other retailer.
We also had a higher stock-based compensation this quarter, based on a credit that flowed through the P&L last year. But in the order of magnitude -- they are in the press release of the order of magnitude.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
As a reminder, we talk about, call it $0.07 of annual promotes if you -- the net promote income if you go back and you look at our historic performance. Clearly given where valuations have gone, I would expect 2022 promotes to be substantially above our historic run rate. Now clearly, we'll talk more about it in January, but directionally that's what you should expect.

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
It's an interesting question. Trying to do year-over-year comparisons gets pretty challenging in the years like this. So we know is that we're continuing to win new business and implement those wins. And we can see the results of that flowing through from a revenue and earnings perspective.
We know the same-store sales have come back. If you look at total volume compared to Q2 of 2019, we're down 2% to 3%. And so we've largely rebounded from the pre-pandemic arena. And I'd say a lot of that has been -- it's been a combination of the rebound in volume from existing customers.
And you look across categories like construction, which looks like it's really fully rebounded and then other parts of the North American fleet business, like some of our larger fleets, which still looks like it's lagging. But in aggregate, you can see that we've really largely come back to where we were before the pandemic, and then we're benefiting from the increased sales that we've had across the portfolio and really the strength we've had in the over-the-road business. And so while they're still lagging a little bit in the North American fleet same-store sales, we've gotten the benefit of all of those things that you just talked about. Some of it is new sales, some of it is rebound in existing volume.
And the rebound isn't equal depending on the customer categories.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Let me start with the macro. And then Jim, please jump in. As we think about Nucor as a growth company, we're going to continue to grow. Our mission statement I've shared several times, the same words, it's grow the core, expand beyond and live our culture. And so we're going to look for those organic growth projects, like our announcement of building a sheet mill in the Midwest. We're going to look to continue the things in completing Brandenburg.
And we're so excited about both those projects, and Brandenburg coming online late next year. So we're going to continue to look at those as well as continue to look at what are the one standard deviation removed and that expand beyond that give us a differentiated position. So the acquisitions of the insulated metal panel building business instantly gave us a market leadership position at nearly half or over half of the insulated panel market today, and that's a growth market.
As we think about Hannibal in the racking industries, the digital economy and green economy will be built with steel. Those are growing. Those are not under the steel type of cyclicality. The focus on data storage and warehousing cold storage is significant growth as we move forward.
So you're going to see Nucor continue to focus on those areas. And I can't get into detail, but I would tell you that there are many irons still in the fires for Nucor to continue to grow based on a very deliberate market-driven approach where we believe our culture can bring significantly above our cost of capital returns.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yeah. So 9.4% for the new annuities in the quarter and the average reserve for DQ was a little bit over 5,000 pretty much in line with the third quarter Geoff, because the risk that came in was a little bit less coverage in this quarter. So that would explain the average being a bit lower or bit more in line.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yes. As the increase of the GP&T is really because of the rise in commodity prices and fuel costs and that alarm taxes and severance taxes. So if there is no backwardation in the strip and these continued the high prices continue, then you'd see a similar level to Q2 and Q3 and Q4, where we guided in the future. So, and it's probably flat unless that backwardated does occur and it would come up a little bit. What we have out in our guidance page, kind of long term assumptions is for total cash production and net marketing expense. This year, it's $2.29 to $236 million. But then in the out years for the five year period, it averages $2.10 to $2.15. So some of that GP&T comes down. And then the net marketing expenses we know comes down as well, so, assuming the backwardation that GP&T should come off as the backwardation occurs.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Hey, good morning, everyone. Thanks for taking the question. First, I wanted to ask on Delphi. You've had Delphi result, I believe the margin they just posted in the quarter was the best quarterly operating margin for Delphi since 2018. Maybe you could just walk us through some of the moving pieces that drove the recovered margin in Delphi, was it restructuring paying off, was it the mix, any color would be helpful on the Delphi piece which obviously came in much better, not only versus what you were talking about in your guidance, but versus what we've seen in some recent years?

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Well, we can't quantify that. I think as Patrick earlier mentioned, we are trying to address all our customer demands. And we have done that in all the quarters, and especially Q4 as we are raising the guidance further to what we said earlier, three months ago, which itself was a raise as well. I think we are marching on the past to address all of our customer demands.

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yeah, hi, how are you all? Congratulations on a solid quarter. In just listening both to the remarks you made to Kevin and the comments on the call, obviously, we're off to a good start, but it seems like there's a lot of good things to look forward to in the second half, if servicing costs start to come down, if the rise in rates actually does create some slump in speeds in the second half. Are there other sorts of inputs that we should think about as rates rise, and we start looking at the second half of this year?

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Good afternoon, everyone. How are you? Hello? Hello?

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Good morning and thank you for the question. I do know we took several pricing actions over the course of the past few months and we are actively assessing their impact as we go forward. That is certainly part of what we are looking at in 2022 and we remain committed to managing the profitability and the desirability of a motorcycle. So certainly, that is part of the efforts across all our product lines that we look to 2022.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Hey, guys. Thanks for the question. I just had a couple of the main one. You guys have talked in the past about PKU clinics still not fully reopened just on the commercial business. Just wanted to maybe get an update on that? Have you started to see a recovery in PALYNZIQ new starts that would be kind of helpful and maybe how you think that's going to play out in 2022. And then bigger picture for J.J., I mean, on the BD side of things, how are you thinking about new opportunities in light of what could potentially be a little bit more scrutiny on AAV technology. Is it is there something that you're looking for in terms of asset diversity by indication or technology diversity? Or how are you thinking about that going forward? Thank you.

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Not for the crunch generational products, but going back to the rough estimate earlier to our next-generation silicon that opens up new kinds of opportunities because of its scalability. And I think a combination of factors would want to converge on that opportunity. Again, greater scalability with our national silicon and a trend toward higher power levels as Phil pointed out earlier with those CPU's.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
2.33%.

    Prediction (one of UP, DOWN, SAME): SAME