michelcarroll/llama2-earnings-stock-prediction-fine-tune huggingface dataset:
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
So, I'll answer this SolarWinds question about the Sunburst Attack. And -- So, we don't directly -- our products didn't directly detect threat attack, but once the attack was detected, once this threat vector was known, our product was used to provide visibility into how vulnerable people were. Like, it helped in the cleanup attempt. But I think the biggest part was that while it didn't drive any new revenue, I think our approach, which is less vulnerable to attacks because not only security products have to be able to do that -- detect the attack and do forensic analysis, but they themselves cannot be vulnerable. So, it's not just our product, but our approach; the way that's a stand-alone appliance or a software appliance versus being installed on the server is less prone to hacker. And that approach is getting validated for the security guys and there's much more appreciation of what we do. And this will help us indirectly as we launch our new security product, and we don't need to defend our approach too much because of what's happening in the marketplace.
So, it didn't really contribute to any revenue in this, but it solidified our position in the market and people will look at more favorably at our approach and product as we launch our cybersecurity solutions. And maybe Jean can mend, anything about the contribution?

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yeah, that's a great question, Cai. We -- you know, we're a little more successful with that project, obviously, than we thought we were going to be coming out of the gates. That was very, very well received by the marketplace, and so we're currently investigating increases in capacity there. That product I mentioned earlier that we are strategic in the launch of that because it is -- it does take a lot of capacity to produce that product, so we're investigating increasing that production right now.
Our capacity on it is fairly limited at this point. So, we are seeing --

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yeah, thank you for your question. Both new acquisition and retention is very strong both in U.S. and Canada. And we're seeing -- continuing to see an acceleration in both areas. And the businesses that suspended, typically common to QuickBooks, they are a little bit more matures, so it's not directly tied to new business formation. This goes back to what I've been talking about for the last, frankly, two years before the pandemic, which is we're seeing a shift of virtual solution, a shift to online and omnichannel, and a shift to digital money offerings. And I think what we're just seeing here is the pandemic accelerated that five-plus years and so both new acquisition and retention continues to be strong. And based on a lot of our innovation and just the economic recovery, we are seeing that same strength in payroll and payments, in time tracking, which is why, as Michelle mentioned earlier, we actually expect some time in our fiscal year '22 to be at or above our 30% Online Ecosystem growth.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Sure, Ed. The biggest factor in '21 was the supply chain and digital pressure, about 110 basis points of pressure on the year from that, but I think that's actually a good place to illustrate some of how we think about rate because to me, it's all about the dollar impact, not the rate impact. Digital is a perfect example. If you would have told us we could double the digital business and only see 110 basis points of pressure last year, I think we all would have taken that outcome.
But more important than that, when we're growing digital, we're deepening our relationship with guests, and great things happen in aggregate to us when that occurs, so sign me up for more digital growth going forward. We know that's a behavior that'll be sticky because what comes with that, in addition to a little bit of rate pressure on the margin line, is hugely accretive sales benefits in total. So biggest driver in 2021 for sure, and I would welcome more digital growth going forward and we expect that's a place where we'll continue to excel.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yes. So Seth, good question. I would say, certainly as we indicated we're kind of back to kind of, let's call it pre-pandemic levels. There is some work to be done. There is still -- even though the elective surgeries and other procedures are rebounding, they are still below what we would have forecasted, let's call it a year ago, right? Just given there is still some reluctance for people to visit their physicians, COVID is still very much a factor. When we bought Bal Seal and we certainly continue to view it this way. Over the long-term, we expect that business to deliver, let's call it, high single-digit growth year-over-year. And so, to me, that is really the long-term perspective. We have the right BD efforts, product development efforts and so we feel very confident with that business on long-term, where it's going. Yes. And Seth just talking with the teams recently in looking, we've actually got a cycle of strategic business reviews coming up which is going to be exciting for us this month, but the market in the US seems to be recovering a lot faster. The Pacific Rim, Asia-Pacific actually is also a very strong growing market. The addressable market for Bal Seal is massive. So we're excited to see them really amp up their top line over the next couple of years.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
I would tell you on the business itself, the impact was really to the associates. It did an impact on what we could do, but they always felt like there's a few people out. And so we're relying on the other people to pick up for them, and they did that. So just kind of what Mike said as well, our associates did an unbelievable job carrying that water for each other, but no real impact of the business other than that.

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yes. I can start. We expect significant variability as you said in PPP and in accretion of purchase discounts that will affect NII. We do expect the margin to continue to decline if we remain in this rate curve. But as a reminder, we also have very low deposit costs and if we do see the curve expand later in the year that would be beneficial to the margin. The economic recovery is supporting loan growth in the second half of the year will also be beneficial to NII.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Thanks, Tobey

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Well, Jamie, I don't know what papers you're referring to. But we've been buying urban land in terms of covered land place for at least seven or eight years in a pretty steady basis. So we've been at this business for a long time and we're broadening it in certain markets, but no, we've been after it for quite some time and it's not just in the U.S., its also in Europe, we're buying those covered land place and those can be either leased as staging areas you can get very good returns on those while you wait for the market or rents or entitlements to convert them into industrial land. We don't have a multi-storey strategy specifically, we have an infill strategy and that infill strategy drives you to multi-storey in certain locations with certain land economics, but there is nothing in our business plan that thou shall build three multi-storey building this year. I mean if we were very opportunistic in that sense.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yeah, George. So if you look at it, one of the things Anthony mentioned was the flip side of COVID was certainly the impact on the employees, and that's been a different, I would say, situation throughout different countries, right? One of the places that we certainly see opportunity, and we've talked about it is geographic dispersion, right, from where we're doing different functions from. We already have presences in Ireland, we have some nice presences in the southern markets of Europe. Certainly, India is a place that we've leveraged from that perspective.
And unfortunately, with the impact that they've seen, that's been an area where we've had to kind of, I would say, scale back in the short term, to make sure, one, that employee safety and well-being is first and foremost. And then second, as we do make that evolution, that there is that ability to recruit and ramp from that side. So there's still some, I think, right-shoring from that perspective. And then certainly, as we continue to automate functions in the back office, whether that's some of the things we're doing on the finance side, some of the things that we're doing on our operations side from a delivery perspective, those will continue to generate, I would say, ongoing efficiencies.
But I think to Anthony's comment is post two years, we originally had a $200 million target, we're at $246 million, right? It doesn't mean we'll stop. It just means that that big kind of chunky step function change in the recurring base, that work has been completed.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Hi.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yeah, thanks, Olivia. So your second question first, we won't really get into the magnitude of change, right? We'll be very clear next quarter after its end market and we'll disclose similar to what we did for laundry. You know, laundry was high-single digits, and so we'll do the same thing for litter and some of the other items in three months, we'll go through hat detail. On your first question...

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yeah. I think we look at this market as a market opportunity that could be approaching $1 billion market for us. When you look at the the broad range of applications we can provide as far as with Lidco, you're dealing with more of the patient population that has existing A lines or using arterial lines with PVi, that's combining with our PVi technology that can reach those, who are on mechanically ventilated patients as well. So it gives us a broad -- much broader solution for things like food responsiveness and goal-directed therapy as well.
So we look at it as a market approaching about $1 billion.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yeah. You're welcome.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yeah. I would give you two aspects of that answer. One is on contracts that we have. In quite a lot of them we have elements of indexing so that they do protect us, maybe not a 100% but quite significantly material protection against inflation.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Well, Angie, it stems from the generation side because when you actually -- if we actually, in a normal circumstance, if our coal generation was able to flex up, we always plan to use that additional megawatts to cover our month-to-month customers. We don't have it, and the market indicates that we should. But because we have these constraints, we cannot flex that up. We have to buy it as we pay in the cost.
So I wouldn't characterize it as a retail thing. I mean I think that's the -- I am trying to connect the two, so you understand the reason why this is happening. It stems from the generation side, but if I actually had a heat [Indecipherable] on gas, I wouldn't be having this conversation, right? I mean we would be able to flex up those megawatts and serve our month-to-month customers.
So I just want to be careful that I wouldn't -- I actually wouldn't characterize it as a retail concern. This is basically starts with an issue on coal supply that impacts our coal generation economics, which then impacts how we were thinking about managing those month-to-month customers that you're pricing every month on a continuous basis.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Thank you, Alisa. Thank you all for joining us on today's conference call. We look forward to speaking with many of you during our investor calls in the coming weeks. And happy new year and stay safe.
Thank you.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Sure, so let me just say that what's really working for us is our set strategy of delivering an integrated business spend management platform. What we're seeing from customers of any size that we interact with is they do not have visibility to their spend whether it pertains to direct or indirect, whether it pertains to the cash that they are utilizing properly to manage the expenditures that they're making, whether it has to do with their expense processes, their invoice processes, their contracts management, their sourcing. They are looking for across the board visibility, control, and optimization of business spend management and because of that, they realize the synergy of partnering with a value as a service player like ourselves who offers a business spend management platform for that.
So, of course, they are uptaking supply chain design and planning, treasury, and many of the modules and capabilities I just listed, but the secret sauce to it is the alignment between ourselves and our customers around the vision of business spend management and how to get to an optimized success with it.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Sure. The large projects we had finished up were in Northern Virginia, really in the D.C. area. And its just a little bit of a lull in our backlog as we move into 2022 I think the underlying piece of concrete improvement was the nonres piece. We see non-grid growing in 2022. Thats very important for ready-mix. The other thing I was encouraged with in the quarter on the same-store basis and also with U.S. Concrete, youre starting to see unit margin expansion. And earlier in the year, both our concrete business and U.S. Concrete business got dinged from diesel, and a combination of diesel and what Id call traffic inefficiencies. Last year, you just didnt have any traffic on the road. So you were able to deliver concrete very effectively and efficiently. This year, not so much. And so it added some cost. While those were headwinds for 21, pricing at this point has jumped past that, has jumped past raw materials, and were seeing margin growth. So as we move into 22 with the combined businesses, I would predict you will see volume growth really driven by nonresidential construction growth, but also unit margin growth because prices have caught up and bypassed cost changes from 20 to 21. So Im very encouraged for our outlook in 2022 in this product line.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yes -- no.

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Sure. So, LG has been a customer of ours for quite some time. And you're correct, there is two different areas where we can have conversations with LG and do have conversations with them. One is on mobile, where they have been a customer for us. The new one is on the CE, particularly around their televisions. Yeah, on their mobile side, these are people that we've developed relationships with, and they're very straightforward. And as I mentioned I think also Eric or somebody else earlier in the call, sometimes there are just practical situations confronting someone. That you need to respect doesn't mean there's not an opportunity to license, there absolutely is, because as the business gets sold it needs -- we would want the buyer to have a license. If the business gets shut down, there's going to be sales during the stub period that we would want to cover.
So there's a lot of really good reasons to continue to engage with them and secure renewal on the correct terms. But I think you just have to also respect where people are at in their life, and if they are very focused on trying to figure out what to do with the business, you need to give them a little space to do that.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Thanks, Dan.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yeah. Absolutely, I mean, we believe, we would hire as many people as we find right now. The market tight labor markets are absolutely a part of the construction of our ability to deliver the kind of customer services and we're hoping to deliver. We have high operational standards and I think our operation has done a great job throughout the pandemic, and through the tight labor markets. But I think if the labor markets open up, it will afford all of these delivery companies, the ability to deliver better customer service and therefore, even increase the throughput and contribute to our growth ongoing.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yeah. Go ahead. Go ahead.

    Prediction (one of UP, DOWN, SAME): DOWN