michelcarroll/llama2-earnings-stock-prediction-fine-tune huggingface dataset:
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Thank you. I got two questions. Number one is about your service income. Is that linked to your low-end version of the Gova series, which means that Gova series naturally have less revenue income that's why revenue growth has been lower compared to the scooter growth. Just wanted to know the different products, the rate if we see any difference. That's number one question.
Number two is about, can you elaborate a little bit about your market dynamic also in U category because we've got very familiar with kick scooter on your upcoming hybrid products. You mentioned about cc hybrids, which means we have a engine in electronic scooter, [Indecipherable]. Thank you.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Joe, do you want to take that one?

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
This is John Demeritt. We don't have a -- necessarily have a leverage ratio that we're targeting, but the net debt-to-EBITDA ratio has been running a little high. And so, we're looking to get that ratio down and got a little tight on our covenants with some of the rent write-offs that we've had. So, we're just looking to get that down a little bit.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Hi great thanks for getting me in the end. So I think, Kevin, in your prepared remarks, you made a comment about independent restaurants or local accounts that were actually outperforming chains in the markets that had reopened 2021 versus 2019. I guess, did I hear that correctly? And then I'll go from there.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yes, absolutely, Rich. It's Conor. So included in the first quarter, if you think about dollars that relate to prior periods, it's $5 million. And that's all flowing through the uncollectible revenue item. Now the pieces of that, to your point, some of that are cash-based tenants coming up or catching up on prior rent. Some are cash-based deferrals, but if you're looking for a kind of a ramp from the first quarter to the second quarter, the way to adjust for that is just to remove $5 million in your uncollectible revenue item, and that will give you a good run rate for the second quarter.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
So yeah, good question. So what we're seeing, we've underwritten several dozen deals over the last few months. The deals that we see going down primarily, cap rates have definitely compressed. So on the development side, we're seeing on trended grants return on cost of about 4 to 4.25 basically. So it's still a gap between where existing deals are trading, which are on 3.25 to 3.5, we're going to look at numbers higher than that. We have not -- we wouldn't transact at call to development yield, but we're going to -- we would be looking at the 4.5 to high fours.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yes. Look, I mean, we kind of follow along with the general backlog and pipeline deal flow, right, particularly that of private equity firms, which still represents the majority of our financing opportunities. I would tell you that because of the attractive growth elements in the software and services space, there's just a lot of activity there. Right? Tremendously high valuations on the equity side and just a lot of what we think is really high-quality credits and good deal flow in the software and services space.
So we've continued to build out that effort. It's been a growing effort for us, and we think it's very attractive. I'd add on top of that, we're seeing the same thing in healthcare. We're seeing the same thing generally in business services with downs but representing a really significant portion of our backlog and pipeline in terms of industry mix.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Thanks, Ian.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
I think the way we're approaching technology is we have a goal of where we want to be in two or three years in terms of eliminating certain redundancy functions as well as personnel functions. And that's piece by piece. We think there's going to be a lot of advancement on the servicing side, on the origination side and the way we use data. We have a three year plan, and we're doing it piece by piece by piece, making continual improvements.
As technology improves, it facilitates our ability to implement the different processes and smooth out our workflow processes. But I believe we can continue to grow our business and maintain a very small and incremental build to our personnel taking advantage of those different technologies across the spectrum. But it's not an overnight thing. It's progress made in each segment of the business and then running them all in tandem and having that benefit the whole process.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Thanks, Sterling.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
There is, there is a major contract up there where we compete in August, which is held now by an incumbent and we've been replacing a lot of equipment the prior vendor had with respect to lanes covered by them, and we're also working with the other vendors as well, so we'll see. We think we are pretty well-positioned for whoever bids it and wins it. But we've -- our stuff has been used quite extensively there in the last quarter.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Oh, sure. As far as the returns, I think that was the first part of your question here, how do they compete, and really, they compete quite well with our existing inventory. And as said, we haven't had a chance to get in here and start applying our efficiencies and our operational technology to -- as we expect to improve performance and also the -- just the economics of the play. So, anyways, we're looking forward to that.
Now, as far as infrastructure is concerned, yeah, there's infrastructure out there, that's actually underutilized. And so, we have a plenty of running room there from an infrastructure standpoint. And so we're not -- no issues there.
And there was a third part to your question.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yeah, I think my balance sheet will come up some over the next two quarters. We've got some opportunities to get some more wholesale funding off our balance sheet, so that will be -- that will come into it. But we're not looking to do another big investment securities kind of transaction here in the second half. We'll just try to maintain what we have.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yes, I would say we feel comfortable with the 10 times to 11 times range because of the strategic fit and the growth, as well as a value profile that Peter and I were describing today. I can say that, I mean, we use a pretty high hurdle rate. You know that we use internal rate of return as a critical filter to make sure that we put the right price. We use hurdle rate for internal rate of return of 25%. And I've said several time, I mean that's a pretty high hurdle rate to make sure that we already always consider basically the type of acquisition pricing we put on the table.
On Education, I believe talking about the type of adjacencies and efficiencies we are looking at, is going to be probably yes, double-digit, probably low double-digit, but certainly crossing the 10% multiple.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Hi. Thanks for the question and congrats on a really strong year. You provided some helpful color on your cocoa buying and cocoa liqueur and butter. But it sounds like these hedges are protecting you this year. Is there an extensive step-up in 2022 and it is possible that more pricing will be needed when the full effect of the LID comes into play, not just for you but maybe for the overall industry?

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
So, we did quite a bit of automation during the second half of 2020. And we have more automation taking place in the first quarter of '21. So, it's a guess as to how much of that margin improvement was from that. But a good chunk of that, at least a third of the margin improvement was related to that.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yeah. I'll comment on the pipeline. We typically do not project bed additions, either on the rehab hospitals or on the critical illness recovery hospitals. We will probably institute a practice of announcing new hospitals when they open.
And we also often announce significant joint ventures when signed, and we will do that. I will say that our pipeline is, I think, as good as it's ever been. We have a strong pipeline of deals, and we expect to add some new partners. And when we do sign those and add them, we will announce them at that time.
But I feel very good about the pipeline and feel good about growing on the inpatient segment, both critical illness and rehab, as well as doing some fold-in acquisitions on the outpatient side and some de novo.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Well Ryan, we did take advantage of the market earlier in 2020 and we did put in some additional hedges, so we continuously watch the market. Right now we're comfortable with what we have and we do continue to just watch it. And if the time is right and market condition is in line, we may do a little more hedging.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
The idle fees were pretty immaterial in the second quarter. I think that it's going to be dependent on what happens in the second half, but not significant this quarter.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yes. I don't think it's too soon for that, Chris. I'm hesitant to try to get much more on cigarette volume guidance. I think you're exactly right, though.
The success of those categories and our success in them will certainly impact the cigarette category. It's in line with our vision. But when you step back, Chris, that's exactly why we really went with this portfolio approach of products. It's about meeting the consumer where they're at.
Each consumer is going to make different decisions. And that's that objective we have of balancing strong growth in the associated cash for our investors and investing in these categories. As we progress through the year and we see a consumer following of one of these categories, we want to make sure we're not starting it for investments. So it provides us the flexibility we need to -- we feel to make the right decisions as we progress through the year.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Right. To David's point, we have very little over trend. And then on top of that, only about 30% of our tenants report sales, right? So it's just not a big part of our business. Now if we do get sales, does it muddy the water, whether you have a click and collect included in that or returns included? Absolutely. So to David's point, it's a focus of ours, but it's not necessarily impacting our day-to-day business.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yes. Excuse me, that's right. But I apologize, John. I know who you are. I know you live in Staten Island. My apologies for the name slip. Independent new customer wins that we have, are you saying what is our share of them? And how does it compare to our normal book of business?

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yes. So we have recently adjusted some price -- list price changes for our products. We do that periodically. We did a pretty significant uplift on many of our products in the Q2 timeframe. That will take some time to play through as we do have a fair amount of backlog that was on previous pricing levels that still need to kind of ship. But as we continue to increase our bookings going forward, we should see a positive impact from our recent pricing changes. It wasn't across the board for all products, but it was a good percentage of our products in an attempt to offset some of the pressures we're seeing.
But it will play out over a fair period of time. Something we do periodically, making sure we have the right price for the right value that we deliver to our customers, it's something we're very focused on and something that we expect to play out in the form of improved profitability over time. It didn't have an impact on Q2 results. The price change came toward the end of the second quarter, and it really will play out over the next several quarters rather than have any impact on Q2.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
I would say -- we said. I'm not sure I'd cut to number, but it's -- right now it's [Technical Issues]

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Thank you for taking my question and congrats on your inaugural set of results as a public company. So I guess I've got a two-part question. I mean, I think we just touched some of these just now, but I just want to just clarify. So the delta between RPO and billings, just help me understand that because if I look at billings in the quarter, I think it was off about 5%, whereas the adjusted RPO was up 16%.
So just help me understand why that might be?

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yeah. There was a version of that, Matt, but that's fine. Yeah, we really do have confidence that it's going to come back. We think it's going to be ramped during the course of the year. Q1, we're just based on what we're seeing so far, it's going to be a tough quarter and so we acknowledge that, but we always thought it would be tough, it might be a little tougher than we thought, but we really believe that there is a lot of pent-up demand of patients and they are very much going to seek treatment and once the fear of COVID and once hospitals get themselves squared away and we think they really will, they'll be in much better shape by the time we get into second half of the year, but we are going to realize those kind of growth rates.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
So Eric I'll take that. I think and we're actually extremely encouraged that membership is pretty much flat as we go from Q4 to Q1 and I'll tell you why. We had close to 20% of our members on pause and our closed parks and that was until we actually got reopen then as we've been reopening we've been taking members off of pause. So now I think we're down at 5% in terms of paused members and and as we open up on our parks good really go to almost nil. So it's really a testament to the fact that as we've taken our pause and effectively payments have been restarting for those paused members we haven't seen an attrition rate on the membership and I think as we actually move into the peak of the operating season, you'll actually see that headwind go away and new membership sales to basically take off and grow. Whereas in the case of traditional season passes as parks were reopening and the season was beginning to get more traction we saw the natural demand come through and we sold traditional season passes in the first quarter. So it's encouraging. I think, is this more of the dynamic of how we're coming out of COVID and that that you saw in terms of the balance between membership and season pass but we're pleased with the direction of both numbers.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Thanks. Good morning. Bill, you mentioned it at an industry event last month that California was an underperforming franchise. I believe it is legacy BBVA US.
What are your thoughts on turning that around? Is it build, is it buy, or is it just internally work to improve the franchise?

    Prediction (one of UP, DOWN, SAME): SAME