michelcarroll/llama2-earnings-stock-prediction-fine-tune huggingface dataset:
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
So, what I will say is certainly some of the favorable thing you've talked about have underpinned some of the recovery in lease rates, but it's very difficult to project out to long-term. And as we've seen in this industry, you've had quite a bit of cyclicality over time with various investors entering in various kinds of boom and bust cycles within railcar manufacturing. What I will say, right now we are seeing recovery for all the reasons we've talked about in lease rates; higher scrap prices, higher car costs, some recovery in carload demand. So, certainly, we're seeing a positive trend in lease rates right now, but obviously it all depends on how those factors play out over the next few years to see whether that trend continues and to what degree.

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
So let me -- I think that there's a two-parter there, Mark -- sorry, George, let me take the first one and then maybe I'll pass it to Nate on the second one. So the first one, in terms of kind of EWP pricing relative to two times 10s, for example, and do we see some sort of a shift, if you will, away from EWP in that sort of environment. We really don't. We -- the demand environment, the order file for EWP is still solid. And as you referenced, labor is a challenge. And so the national homebuilders for them, EWP on the job side is a much more efficient product to install. And so we just really don't see we really don't see them transitioning back. Might there be some small things on the frames that might change that might shift a little bit now and again, I suppose, but on a broad scale, we really don't see it.

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
I would still say in the guidance range. I mean, I think at some point here right, we'll see more people return to the workplace, we'll start to see less residential usage, more commercial usage, but we may not be the beneficiaries of that commercial usage, right, if we're serving the suburbs and people go back in the city. So I think we kind of come back to what we call normal usage on COVID basis on the water side. And then on the gas side, right, it's so weather dependent. I think the best you can do is sort of kind of normal weather through the remainder of the year. And of course, there's always variability around that. But I would say as I made -- as I said earlier, and then I think Chris reiterated it I think that $1.64 to $1.69 guidance range for 2023 that remains intact. And continue to focus on that.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Well, in the-thanks for your question. In the last call, we did indicate that we believe that on an annual basis, retail would likely be up, I would-several more points without retail constraints. It is very clear that people are buying what we can produce at this point in the year. Now we are-as we begin to get through the prime selling season over the next couple of months, we will be planning to build inventory again, assuming that the market develops as we expect.
So from nine weeks now, we'd expect to be kind of low to mid-teens by the end of the year. But right now and probably through most of the year, it certainly is a constrained marketplace. I don't know if I could identify exactly what the points are. But I would say there's several points under the free demand-under the free supply.

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Great. Thanks. Thanks very much, operator. So, as we wrap up today, clearly we've had a very good quarter. The business is on very solid ground as we go into our fourth quarter and get prepared for 2022. I'm very proud of the team. I think that we've done a lot to improve the margins in the business to realize our goal to 20%. We've been able to unlock the margin value of this company.
And most importantly for me as CEO, we're now at a level where we can start executing our strategy to the fullest extent that we had planned pre-pandemic. We now have the margin capability, the cash flow and the liquidity. As Rick mentioned, this company is in one of the best positions liquidity-wise that we've seen in a long, long time. So our capital allocation strategies are very well within our grasp, and we're able to start moving hard on that.
So I can't say enough for the effort from the team. It has been a great time watching us come through this and successfully navigate probably one of the most difficult times any company has seen in their history and we've done it successfully. So, I just want to thank all our team worldwide and look forward to the next quarter and continuing on.
So, operator, thank you and thank you, everybody, for joining us today.

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yes. So activity in Europe was better than we expected in the first quarter, and it does continue to improve. But I would say it's behind what we see in the Americas and the Americas is behind what we see in Asia, right? So Europe certainly is the laggard there. So -- but I would say investment plans for automation in Europe are gathering speed and the three big economies of Europe are improving, Germany, Italy, the U.K. for us in our industry and even in terms of automation. And then growth in logistics in Europe is also leading the way. We're seeing that's a great industry for us globally, and that applies to Europe, too.
And then automotive is growing, again, in Europe due to both general expansion and investment in electric vehicles. So -- and I would say, manufacturers are adopting machine vision and deep learning to improve throughputs and quality and reduce human interactions, and we see that in Europe. One thing I'd also just point out is that over a number of years, we've seen some purchases of product for Cognex move from Europe to Asia. It's the same business that is being purchased in a different location. So that sometimes can mean that revenue that you -- when associated with Europe is now largely recognized in China.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Okay, so two parts to that. So our decision to exit the standard stainless sheet is obviously a lower margin stuff. And the stuff we're moving into is definitely on the higher margin nickel alloy type products. They're harder to make different dimensions and specifications. So we think it's a positive from a product mix standpoint. And it's a positive from fit with our material science technology. And it's part of the fundamentals of why exiting stainless was the right thing for us to do. So it's a positive margin shift for us.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Okay. Operator, thank you so much. This concludes the earnings call for this season. Thank you so much for everyone joining. Have a good day.

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
So on a stable environment. We actually focus on immediate liquidity of which cash could be a third or half of that and that's somewhere in the $400 million range of cash really only has to be a couple of $100 million or $200 million.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yeah, this is Andy. Let me just clarify that. It is PTPP that we believe will cover that as opposed to PPP. We clearly are seeing an increase in net interest income. And so that increase in net interest income, we believe, gets void even additionally by margin increases that we expect in the third quarter. So, right now we're finalizing our growth initiatives. We do anticipate making investment in our company and recognizing the current environment that we're in, as we come through the pandemic. But even after any new investments that are made in the third quarter or the fourth quarter, we do expect to exceed the Q2 PTPP, in each of, individually, the third quarter and the fourth quarter.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yeah. Yeah, I mean, I think so. Stripping out inflation, because I really think that we're going to start seeing some inflation here, especially in the second quarter. Like I said, we've enjoyed the deflation year-over-year, given the strength in our to-go, that's going to start rolling over here in the second, third and fourth quarter, as we roll over those numbers. So we're going to start seeing some inflation in those numbers.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
It does.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
With that I thank -- yeah, thank you, Rayna. And with that operator, I'd like to end the call and thank everybody for their time on the call today. Look forward to seeing you in about 90 days.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
I think we -- there's lots of options at Flanagan to move crude to various markets. Capline is an option. We do have quite a bit of expandability that's available on Flanagan South as well, and the Southern Access extension, obviously, could be expanded as well. So I think we have some good optionality, and we'll probably be focused on our own projects first.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yeah. It's a good question and it doesn't change our long-term desire to build out stores, but we're just going to be kind of data-driven on timing which is, in large part, informed by what we believe how -- how COVID vaccines distribution plays out for the year. So this year, we're going to be pretty slow to add new doors, but long-term, we believe that's a core part of our strategy. And, you know, capex, obviously, is needed to stand up stores, but it's not needed to drive growth through our e-commerce channel and it's not needed in a big way to drive growth in our retail partnership channel.
So it's really just a question of how retail evolves and how we come out of the pandemic and how we get the vaccines distributed. Our view is that that will drive increases in retail store sales and foot traffic, and when we see that happen, we'll get back to opening up doors down the road.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Okay. So the way I'd categorize it was that we didn't really see -- we had -- let me take you back and maybe provide some context, if you recall at the beginning of 2020, Josh, what we did because of various casualty lines like the aging services, medical. Now we had referenced, we had also referenced umbrella. And at that time, we increased our long run loss cost trends about 100 basis points to 4 points, and I think throughout the pandemic, the social inflation or these trends remained at the elevated levels.
Since then though, we also experienced some higher loss cost trends in 2020 due to elevated losses in cyber both sort of frequency and severity. And also during the year, you have to contemplate mix changes during the last several quarters because as we indicated on -- in the prepared remarks, we grew our casualty lines such as management liability and they're going to hold substantially higher long run loss cost trends in our first-party or our big bulk of affinity program. So what we did at the beginning of this year, Josh, to your question specifically, we increased our long run loss cost trends roughly another 50 basis points, and now it sits at about 4.5 points. Hope that helps.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Thank you. I want to come back to the margin commentary and your comment on, you know, we're going to see a decline over time for services. I think you've always said you're not a visit company and keep that at that that's long-term. But the markets clearly concerned about competition and I think that's both volume and margin impact.
So we have to really expect that technology is going to fuel growth. Well, then the question becomes, what can you feel over the next year or two? When we look at subscriptions, how much comes from functionality that you have today versus the open auditions that you seem to be inviting with Converge? So can you get a feel for within the base current functionality, what can that drive enough to drive growth?

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Great, Jeff, that's actually a great question. So it's mainly two factors, Thiago here speaking. One is experience and learnings from the first wave of lockdown last year. So last year, when COVID hit and lockdowns happens, we decided to resize our operation and the operation was smaller.
So once the client base came back, we were short in terms of our ability to serve and expand the client base. And we learned that lockdowns are effects that happens. It's very, very tough. But it's fast, and we want to be the fastest player when the economy bounced back, and we are learning from other countries that once you scale vaccination, then the economic recovery is fast.
So I think that we are in the right direction of investing more in the operation. I think that the growth of April and May show that it makes sense. So we will continue to invest in our operation. We have balance, as we always said, always say margin and growth.
But based on the experience of last year and the data that we are seeing from our clients, and this year, the impact was much less than last year. So our base were reducing volumes around 20%. We decided to keep investing to be the fastest player when the economy bounce back. And we're keeping in this plan.
And it looks like by the clients' data that this is the direction that we should continue to follow.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
No, absolutely not, Jason, I think the way we thought about, it was just complexity of modeling, right, because the repurchase algorithm is always going to be subject to market conditions and our ability to go out and buy. We do intend to put a 10b5 [Phonetic] in the market somewhere in the quarter. So we are -- we are committed to the program. We just didn't want it to become a distraction, if you will, from the modeling of the core business.

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Thanks, Chad.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
So, again, Matt, I think it does vary. They have different models, they're in different geographies. I would -- it's tough to say $2 million to $4 million by partner because I think some will be a lot higher than that, and some may take a little bit longer to rent. It wouldn't surprise me if we did 75 systems next year between the partners.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Great. Thanks, Mickey.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Hey, thanks for taking my question. And Justin, best wishes for your next journey. And Steve congrats, again. So all my questions regarding the mutation on the acquisition [Inaudible] let me go back to some of your legacy business and ongoing opportunities there.
So, my first question is about federal certification. You guys received at the end of March, you guys are over 55% penetrated in the federal market exposure across over 100 hospitals, and some of these federal contract -- contracts start to come up for renewal from 2016 when they were first signed or when they were signed. Can you provide some color on the upselling opportunities here in the federal market from your legacy standard badge to the Smartbadge?

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yes. I think what you're missing there is the improvement in utilization, right? So utilization is up from the low 70s to the low 80s. So that's obviously given us higher revenue per unit beyond just the pricing.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
No, it's bottom line. We already have our plans. Everything that we're talking about, stimulus, the -- I don't know if you heard the comments with Frank, but the stimulus, the reopening of the economy, FDIC insurance, the payments to unemployment, none of that -- all those are really not built into the base case. We really are running at a $0.41 a share already run rate. If you -- obviously, if you combine that times 4, you are at a $1.64 a share. So we've got -- is the bias up? Yes, there is no doubt. But those tailwinds, we don't know what's going to happen with the COVID. We were very careful last year. When everybody else took off their guidance, you know we kept ours on and really looked at it on a run rate basis and we're doing the same now. It's not -- we're not totally out of the woods. The bias is probably up on good events could happen, but we don't -- we just don't know obviously because of this current situation.

    Prediction (one of UP, DOWN, SAME): SAME