michelcarroll/llama2-earnings-stock-prediction-fine-tune huggingface dataset:
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yes. Thanks, Blaine. I'll start and then Steve can give you a little color. We've been dealing with land prices escalating for a number of years now. So that's not anything out of the ordinary. Steel is the latest one, and a lot of people are talking about that. One of the advantages of being a national developer is, a, the number of relationships that we have, the leverage that we have and our team's ability to go out and accelerate some of the design and procurement. So sitting here today, we can comfortably tell you that we have the steel we need to finish everything that's in the development pipeline for the balance of the year. And I think Steve can give a little more color on what some of the local teams are doing.

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Thank you, operator. There are no further questions today so I'll turn the call back to John.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Well, I mean, yes, I mean, we're not looking to go out and buy raw land. So that's got a kind of saying for that, that I can't say on the phone right now I'll get you that one. One-on-one, I'll give you that one. But I will tell you that, look, we're well positioned to do what's on our balance sheet. When I look forward to the combined company after the merger, we're well positioned to handle that. And that's just good incremental upside. That's all that is.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yeah, I mean we haven't, John. We haven't disclosed the EBITDA of any of these acquisitions publicly, but if you look at our cash flow statement for the first 6 months, there is a line item that says purchase of imaging facilities and other acquisitions. It's about $65 million of enterprise value. So if you assume, let's say, that's done at a 5 times EBITDA, that can approximate give or take what the contribution of these acquired operations may look like next year. Or I would say on an annual basis.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
I think it's the going-run rate at least for the near term. Steve. We've kind of moved away from swaps because of our interest rate risk position. We are asset sensitive. The steepness of the curve has made the swapping to the variable rate products less attractive for us. So we're taking the current -- the spread income rather than the fee income at this point and holding on the higher yielding assets.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Good afternoon. Thanks for taking my question. I just wanted to first follow up on the Permian gas takeaway item will likely need more takeaway in premium next year after the -- the -- with [Inaudible] and some other smaller projects come online. And I wanted to follow up on where the discussions on adding third gas pipe in the Permian stand, the Permian past, and what is the competitive environment like for that?

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Umer, thanks for your questions. Next caller, please.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yeah, Tyler, thanks a lot for the question. Yeah, for sure, I think, friction is our enemy in technology these days. And I think, more and more customers are doing much of the research and even beginning sales cycles without interacting with a human being. So I think, that was one of my big drivers in bringing Suresh Vittal on board to run product management and engineering for us because his experience at Adobe, having walked the mile in his shoes, was unrivaled, frankly.
So what we've seen as proof point so far, Tyler, checked out our website, a significant improvement over kind of where we were late last year. Also our time to download of our trial version has come down substantially. And then, and I think also, as I think about close to 300,000 zealots that are members of our community, take a look at the community site and you've seen how we skinned that just in the last few months, and it's much more interactive, much better quality, I would say, time. And we're seeing the attention span and the growth of our community expand as a result of that. 

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Thanks a lot. I appreciate you joined us.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Thank you, Jack.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
It is. It varies by state, but that is a fair way to think about it.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
That's right. I wouldn't read too much into that FT chart in terms of growth, that doesn't mean it doesn't hamper our growth at AR.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Well, good morning, Steve, this is Sandeep. I think that's a great question because we did covered it in the prepared remarks, but I think there's a nuance to what actually happened in the quarter. So for instance, during the quarter, 64% of our attendance came from the Active Pass Base compared to 61% in 2019. And on the face of it, that looks like a reduction of single-day ticket, but it's not when you adjust for pre booked sales that we talked about in the prepared remarks. And the shift in prebook sales alone had an eight percentage point impact versus 2019.
So we continue to see strength in single-day tickets in the quarter. But what we're really pleased about was we actually saw strong growth in the Active Pass Base, and we saw strong attendance there, too. So we've said continuously, it's an and, not an or. And so it's very, very reassuring for us to see the strong rebound that we saw in the Active Pass Base in addition to the single-day ticket momentum that we've been seeing for the last few quarters as well. So really pleased, I think, from a transformation standpoint, as Mike talked about. Guest experience is one side of it, but I think driving unique attendance is another key focus area for us. And we feel we're already showing proof points on progress on that front.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yeah, the projects have a long gestation. They take some time to develop as developers get their own approval, they get bids, they go back, it kind of goes back and forth. There is some supply chain disruptions overall around microchips and the PV panels and how that fits in. And then you had the whole change in the tax credit situation. So there are some delays in some projects that we would expect more toward the back end of the year to move forward. But you're talking a six to nine months and the sales cycle really to secure a backlog in that area.
Now once it ships, it tends to ship pretty steadily because of the construction angle. It doesn't go through the kind of the same permitting changes that you may see on a traditional utility line. So once we have confidence in the project moving forward, they tend to just go and ship complete. So, maybe a long-winded answer, but again six to nine months and very much impacted by changes in tax credits and some of the supply chain issues, at least in the early part of this year and that's what we've seen and heard from others in the space as well.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
I think it's the -- it's not just SPARC brands, but it could be ABG brands. Remember, ABG owns a lot of -- they have the IP for a lot of different brands. So the answer is, without question, the -- it takes time, obviously, design it, manufacture it and get it in there. But I would think in '22, maybe even late '21, we'll start to see a lot of the ABG brands end up in JCPenney.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
It was seasonally low, about 0.6. Yeah, between 0.5 and 0.6.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Thanks. Matt. I believe you might have mentioned, you're saying higher average checks. Can you expand on what customer behavior changes, you're observing as restaurants reopen? But it makes more premium items, alcohol consumption, higher intrinsic, appetizer and dessert?

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
And obviously, as we get bigger, that's a much lower percentage -- dwindling percentage of the overall size of the company.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yeah, Eric, it's Steve Clark. The pipeline is fairly consistent with what it has been over the past a quarter or so. So our 90-day weighted average pipeline for commercial is around $235 million. That remains strong and as high as it's been since the fourth quarter of 2019. So, despite the headwinds, we are getting opportunities across our C&I and CRE businesses and feel good about it. Regarding yields, new loans booked greater than $250,000 for the second quarter. The weighted average yield was 3.52%. So we target that mid-3s, feel good about that. That compares to 3.67% in the first quarter, but fairly consistent.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Well, I mean, labor hours, it's really interesting. I was looking at this and I'm not answering your question directly right now, but it was interesting, I was looking at the National Fire Sprinkler Association tracks labor hours for the industry. And I was looking at some of that data yesterday and how hours continue to, so to speak, climb and to climb back but haven't achieved, say, where they were at in 2019. And our hours are really tracking in a very similar fashion to that, probably a little bit in front of that.
We have aspects of our business that were more impacted by COVID than others. So like if you look at SK in Europe and Scandinavia, including the U.K. They're just starting to come out of really complete lockdown modes. And so they've been further dampened by COVID than, say, the U.S., Canada, specifically, Ontario and Manitoba, not far behind, just four weeks ago went into complete lockdown.
And as part of that lockdown, I mean they -- even if you were deemed essential, there was even more restrictions from that standpoint. And I felt like our hours held up. Don't take this wrong way, but like surprisingly -- they were surprisingly solid even with the increased lockdowns that we saw in our Canadian business. So our hours are ticking up.
We're not back to where we are in 2019 but we continue to show really good progress.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yeah, they're kind of related. I mean the growth in our secured lending areas sort of stood out and they traditionally have higher utilization. So in some ways, it was an increase in the overall average because we grew the book with the highest individual average rate. But even in the straight middle-market corporate book it finally stabilized and I guess went up a couple of basis points there is.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Hey, good morning guys.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
I've been asking him, if he give me Super Bowl recommendation, but we haven't gone.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Thank you very much. Have a good evening.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yes. I'll let Mike weigh in on this because it's good to have him. He's also the lawyer in the room with me. Yes, we're looking at those types of things, but all those have to be managed under the guys of -- a path of investment and the lack of federal legalization.
But certainly, if you look at the announcement we made, there's tremendous opportunity once federal legalization comes. But that doesn't mean we're thinking about what happens if prior to federal legalization, a bunch of things happen. I just can't commit to anything because we have that restriction of ensuring that we can do this and do this in a way that is sensible for us and the guys of the regulatory environment. Mike, I don't know if you want to add anything to that.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yeah. Thank you, Max. Yeah, definitely, across the lung cancer continuum of care, we have seen broader adoption and interest. The one thing that we're aware of is cancer can't wait even when you're in the midst of a pandemic.
And so we saw really good interest as pulmonologists and thoracic surgeons and medical oncologists were collaborating to highlight those patients that they needed to pull into the clinic. What they really did was start collaborating and highlighting what are the best means by which we can find these patients without bringing them into the clinic. And so, for us, building off of Andrew's question earlier too, we've expanded our utilization in our network of mobile phlebotomists, and we've integrated and collaborated on the telehealth and telemedicine front. And so we really have been able to partner with new, different and a broader group of physicians to highlight those patients that are diagnosed, hopefully, early with cancer so that they could begin treatment as soon as possible.
We're pleased with that, and then you add in conjunction, the expansion of footprint. And yes, we do expect that to continue throughout the year. And then again, as vaccines take hold and we get closer to herd immunity in the United States, we fully expect that patient comfort in returning back into clinics and visiting with physicians will increase and that physicians will begin to catch up this latent pool of patients that potentially were foregoing treatment. And again, with cancer, we need to catch up as quick as possible.
Is that helpful, Max?

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
At the end of December? No. We obviously picked up some of the...

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
I think generally speaking, there is wage inflation throughout the country, and there's likely to be more of that for at least the short-term. We'll have to see what it means over time.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
We -- we like -- we like all of the markets that we're in. I mean, what's interesting is we're performing almost equally well in all of our markets, our industrial is performing. Now, that's probably because 80% of our product is on the coast. But I don't see us having a heavy bias toward leaning into one or leaning out of any of them. They're really, it's really more opportunity driven. But I do echo your observation just out that we are continuing to to lighten up our office and reinvest in industrial. I think that theme makes sense for us in and when it's opportunistic, we'll continue to do that. And certainly the pricing is a little bit better in Texas. Texas is sort of an interesting take compared to the coast, a little better yield going into it. And you might say well markets in Texas, for example, may be more susceptible to new supply than the coast. That's a -- it's conventional wisdom. But I will say the multi-tenant product almost no matter where you are, just generally isn't being built and even with vacant land and even with more lax entitlements, it's just not being built and so supply really isn't increasing as opposed to bulk warehouse. So we're not as concerned about that. So we're -- we like all of our markets and really one additional set that we haven't really got to you yet is, all right -- green lighting new markets, and so nothing to reveal here today. But I will tell you our markets, we're very bullish on all of them right now. They're all performing very well.

    Prediction (one of UP, DOWN, SAME): SAME