michelcarroll/llama2-earnings-stock-prediction-fine-tune huggingface dataset:
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
No, those are space rates that we're talking about on NFL really if the TI package is not going to be downtime to reposition space. So that's going to be immediate on Qualcomm. There is some level of work, we will still need to do to clean up the space, but not very much.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
It's a metric that we watch very closely just given the consumption trends. And as we talked about the last few quarters, looking at kind of these new cohorts and how they're consuming and how they're expanding, and then existing customers and kind of the more historical cohorts. So we're watching that closely. I wouldn't anticipate guiding to a net retention range.
But as I said, we would expect for the remainder of the year for it to remain above the historical range, which the top end was when 119. Just given the consumption trends we're seeing, we would expect it to be above that high end of the range.

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Well, you'll see -- or maybe you don't -- I think it's looped into the other. It's not a massive contributor. I don't have the number offhand. Fred, I don't know if you do. But it was -- it's a nice little kicker to the business, but I wouldn't have said it's not a material asset. So we've just converted it into a different instrument at similar value.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
That's fine. First of all, I'd like to add another item in your list. We have grown our premiums dramatically. So we have an increase in sale, we have a very good controlling claims and we have finally some sort of balance between IGPM and IPCA. You know that IGPM takes care of our liabilities and IPCA represents our assets. And the difference that we have seen was something -- I mean that we have never seen before, and it's totally abnormal. That's the reason why we see this from now on having a very good behavior. IGPM and IPCA shall be together. And so in this sense, we shall benefit. The insurance company is always comprised of the operational feature as well as the financial one. So they are part of the equation, and we believe that they are good on this matter.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Hi, it's Andrew. I heard you say new wins are at a record pace year-to-date. And I also appreciate the client retention number of 96% is a high number for you. So I just wanted to make sure I'm putting these two things together correctly. So, when I put them together, I think you're saying net new sales year-to-date is notably higher than the year-to-date number in recent years. I think that's what you said, I'm not expecting a number, but I just want to make sure that's what you're saying.
And then on the other part of that equation, the 96% client retention that you shared with us today, which is obviously an awesome number. My question is, do you feel like that rate might be benefiting right now from renewal decision deferrals during COVID? And that number could inch down as we get into a post-COVID environment?

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Thanks, Manav.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Shneur -- this is Tom, Shneur. Let me just -- just to clarify just a little bit. The date that were put out for the West Virginia and Virginia 401s were not done in a vacuum. The Corps was in consultation and communication with Virginia and West Virginia, and those dates were a result of that consultation, so that there's agreement among the parties that those are the dates.

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Great. Thanks for taking the question. Can you -- I know in the prepared comments you talked about the strength of your sales improving throughout the quarter, do you care to give any more quantification in terms of how it ended or any color into the quarter-to-date? And also, what are you seeing from the consumers and regionality? Have you seen any changes in just how the consumer is using and the make-up of them? Thanks.

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
And Wally, the PPP loans in the 12/31 was $95 million on our balance sheet. And that's been running down as they're forgiven.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Thanks, Larry.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Thanks, Suji.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Sure. You're welcome.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
SG&A, no, we are not also giving outlook on SG&A. The only outlook that we are giving our EBITDA, the 10% to 12%.

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yes. Let me start with a little background. We acquired this from Ultratech and they actually had success at the 28 nanometer node with laser annealing and they weren't able to continue their position at the next node. And so when we got in there, we put a pretty concerted effort into understanding why they lost their position. And we listened to the customer and we put a lot of effort into supporting and servicing the customers. And so I think the technology has some real legs and value, and what's happening at the -- as the nodes continue to shrink to five and three and two and beyond, the thermal budgets, as I mentioned, become a real challenge and the ability of the wavelength of our laser to have that energy be absorbed uniformly over all kinds of different materials on the surface of a semiconductor device is really important as well as the ability for us to scan the wafer very quickly and heated to very high temperatures and then cool it very rapidly with each consecutive node, customers are pushing us from 200 microseconds to 150 microseconds to 100 microseconds. And so there's a real roadmap in terms of thermal budget that we're working very closely with our customers to execute. And I think we're seeing the fact that flash just can't heat and cool fast enough at these more advanced than annealing steps. As now we're also seeing a memory customers have the same set of challenges that the logic guys were facing a number of years ago, if you will.

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
So in terms of your first question, there is no current enforcement proceedings from FINMA. As we've already said, though, we can't judge what they might likely do in the future. In terms of your second question, overall, clearly, the key lessons learned from this particular event is all around concentration and specific overall exposure, synthetic concentration, combined with the lack of transparency. So the changes overall and the learnings and what we will incorporate into and already are incorporating into some changes overall in our reg processes is specifically to address those topics. In terms of our RWA and LRD guidance, the 1/3 of group doesn't change. And purposely, I won't indicate exactly where I would expect the Investment Bank to deploy that because they are very dynamic. They will continue to deploy that in terms of where they see the opportunities in the market and where they can generate the best returns overall and, importantly, where they can best support our Wealth Management business.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Thanks for taking my questions. Just to stick with that theme there. Is there any way you guys can help us quantify the impact of both delta and weather to revenues in 3Q? And then just to confirm, did you pick up or catch up any of this at any point in September? Or are you expecting to pick up or catch up that here in 4Q?

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yeah, Cristina, that's an important factor. Of course, as Corey mentioned, we did reduce our overall advertising spend last quarter. A lot of it was due to the fact that we had tremendous amount of people coming in, we didn't have to spend. That was one it. Other factors, we changed the means of where we advertise now. We are using a lot more digital advertising compared to print and even to some degree television. So our cost is lower, but our reach is greater. Having said this, 2% is somewhat on the lower side. We will just for budgeting purposes, we'll take it within 3 to 4, but I'll try to continue to keep and monitoring it so that we use less money but more effectively. So our advertising mediums are changing, which is very important. We are reaching more people actually buy spending 2% on advertising than we did -- when we did spent 4%. So I -- but for budgeting purposes, I think anyway around 3%, 4% would be a good thing to use.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yes, Eric. Yes, we saw the same increase in November that the industry did, and as I said Olive Garden was ahead of the industry. And so with Longhorn. What I would say is it's too early to tell if it was a pull up -- pull forward from shopping. We do know that we do know that retail sales were a little bit more online this year than the normal -- than a normal kind of after Thanksgiving and some of the retailers were closed on Thanksgiving Day, but it's too early to tell about that. We do have a shift as we've said before that Thanksgiving shifted back into our second quarter from our third quarter two years ago and we're seeing that kind of impact this quarter.
So still too early to tell, but the holidays do line up pretty well for us. I will caveat all that by saying weather is the biggest fluctuation in this quarter and we'll see what happens. If weather hits during a holiday period then that could be a little bit of a challenge on account.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yeah. We're not going to talk about next year at all. But for this year, the guidance is around 27% growth rate, and then you can back into what Q4 is. But we're really focused on closing out the year, and then looking out to next year as we get closer to the end of the fiscal year.

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Thanks Ron

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Good morning, Brandt. This is Mike Hug. When we looked at the second quarter, you're right about the first quarter where Travel and Membership made up a larger percentage of the EBITDA and that's not unusual in the first quarter when you think about that being the largest quarter for Travel and Membership and historically the smallest quarter for Vacation Ownership. When we look at Q2, we think it'll move back to historical trends where Vacation Ownership represents about two-thirds of the EBITDA and Travel and Membership represents about one-third.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Well, look, in terms of investment, I would say that we always are investing, Devin, always. If you're looking for specific areas, we do invest in our people. But we all -- we're busting in technology. That's probably the table stakes in the business today and our digital technology to help our advisors deliver their advice proposition. So that's an ongoing investment. The market's ever evolving, certainly, technology is always evolving. I think we have a very good foundation that we've built that allows us to continue to invest in technology, helping our clients get organized and communicating with them. That's an ongoing thing. It's never -- we did it a lot, and we're going to do it in the future, and it's not a percentage of our ongoing operating expenses.
On the acquisition front, it again is a market where asset values are high, yet we're always -- and as we always have, we're always looking for anything that can help improve our relevance in any market that we serve or any clients that we serve. As I will take this moment to say what I said in the press release, which is that when I look back, and I look at our revenue in the business that we did -- highlighted this quarter and we not made some of the investments via acquisition that we've made in the previous five years. We've been nowhere near the level of revenue that we are today, so that pass is prolonged. So we're going to continue to do that, but there's no need to absolutely have to do something.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
We really have not seen that trend diminish at this point. So, we continue to have very strong demand in our Residential segment. The stay at home was certainly part of it, but the things that we've done over the last several years to reboot that business are fundamental drivers that will continue on beyond the pandemic situation. And remember the comparisons that we're looking at are off of high base from last year at this time, and really through the entire -- the entirety of fiscal '20. So, we continue to build on top of what seemed like a very high base, and the effects of stay at home continues. Also field inventory is in -- it's actually lower than we would like to see. And in terms of your question, like the willingness to take inventory is very high, the field is hungry for inventory impact at this point.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Thanks, Brad.

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
So I will probably take this one, and see whether Tim has additional comments. So Arthur your question is about the Jiangsu Campus 02, right? For that specific one the Jiangsu Campus 01, that for our hyperscalar customers totally taken on that and for Jiangsu Campus 02 make no mistake, it is a great data center location and also because it is very close to Shanghai. So from a network latency point of view and also from a bandwidth supplying point of view, it's a high quality. And then -- so at this current moment, we do have both wholesale customer and also retail customers are showing the great interest about that specific data center. And so we're in the, I would say, in the middle of the discussion to see which one will plays out longer term.
I think these are related to the previous question about the price, competition, and so on, so forth. I think, because, data center location, that's one key element. The second thing is, [Indecipherable] Campus 02 that we have great expansion possibilities and plus that we have additional services that can offer to the Internet companies. So from the management team point of view, we're not worried at all about the price negotiation, things like that. We remain to be very healthy, I would say IRR gauge from the wholesale perspective still maintained to be 10% to 15%, kind of range discussion. So I will say we're pretty cautiously optimistic on that one, and hopefully that we can provide additional information in the quarters to come.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yeah. So today, we announced the share repurchase program, $150 million. We certainly think this is the first move to -- because we see the stock being undervalued on a relative basis to the entire sector. So there is -- the good thing is our -- if you see our free cash flow projections, they are very strong for the year. We will have to make any of that repayments we have -- we're seeing well with our high yield transaction that we did earlier in the year, very low leverage. So we have a lot of opportunities available to us, and we'll continue to assess how the stock performs. And then we will think about what comes next. But right now, we felt this was the right first move on the share repurchase program and we have several other options that could go from eventually paying a dividend to doing -- investing in the business and putting more money into our wells and a number of other options as well. So we feel we have -- we've built out the cash between the contractual aspects of our restrictions. And as we continue to perform, we will look at other ways to return capital to shareholders and move the stock price.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Correct, that's right.

    Prediction (one of UP, DOWN, SAME): SAME