michelcarroll/llama2-earnings-stock-prediction-fine-tune huggingface dataset:
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Sure, Paul. Happy to. First of all, I would not describe this is a multi-line. And I wouldn't use as a context for people. We're a portfolio of specialty businesses, I realize we have multiple lines. So it may dramatically be correct. But these are businesses where we look for each one of them to have a systematic sustainable competitive advantage and to be able to organically grow and produce appropriate returns on their own. And then to be part of the portfolio, either they need to enhance the portfolio, the rest of the companies in the portfolio or be enhanced by being part of the portfolio. And as an example, if you just take our life insurance business and our specialty auto business, they are great examples of that. The capital diversification benefits that we get from having the two businesses inside of the same portfolio are significant. If we were to break them apart, we would require incremental capital. It should be deployed in those now two separate businesses. There is a plus for having them.
I can't speak completely to other folks and why they wouldn't have done it, but I would assume that if somebody had a sale and had a multi-billion-dollar write-off on it, it wasn't because they had a systematic sustainable competitive advantage. It was because of decades of errors or problems and they were cauterizing the wound. That's a different spot than where we are now. It actually adds value to us and makes us better as a place, which is why we're doing it. And we have a competitive advantage. So I think it's our focus.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yes, look, I'm not going to go beyond sort of what Wade went on his script to say that, we're going to run hard the rest of the year in the neighborhood of probably a couple $100 million a quarter in maintenance expense. And then starting in 2022, those numbers are going to, we believe will start trailing off and find a new normal level as we get through some of this backlog as Wade mentioned.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
So overall, we would continue to characterize the pipeline in the way that we have been, that it behaves a lot like pre-pandemic levels. And that is the result of headwinds and tailwinds that we've described previously. We continue to experience those headwinds and those tailwinds. That affects specifically the new client, the new DOS subscription client pipeline as well.
We do anticipate and look forward to getting through the pandemic. And then we do believe that those tailwinds associated with a sense that every health system needs a commercial-grade data platform like DOS rather than a homegrown patchwork infrastructure will persist beyond the pandemic, but we still observe long sales cycles of approximately one year. And so the results of that longer-term tailwind will take time. Much of that will take beyond 2021 to really show up in terms of pipeline performance.
Anything, Bryan, you would add?

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
We haven't broken it out in the past but it's been more than 50% of the business has been non-Road Zipper. Last year...

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
That's correct.

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Our current calculation is between $2 million and $2.5 million.

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Good afternoon. Great job on the quarterly execution and strong results. In 2019, in Semiconductor Process Control, you guys gained about 300 basis points of share on the Systems side. Revenue-wise, you're about five times larger than your nearest competitor.
It looks like your process control systems business grew about 17% in 2020. Do you guys think you sustained or gained overall process control market share in 2020? And in what areas do you think you drove the most share gains? And on your view of double-digit percentage revenue growth in 2021, what are going to be the fastest-growing segments within process control?

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Sure, Matt. Our forecast for membership in the Marketplace, starting the year with 500,000, ending the year with just under 400,000, didn't contemplate the Special Enrollment Period. We're certainly aware of it, we certainly have forecast of what it could provide. And for those 90 days, it could provide anywhere from 20,000 to 30,000 additional members. We're forecasting that potentially it could provide an extra $100 million to $150 million of revenue for the year.
Now in the context of our margin recovery process, it's unaffected by that. We're very comfortable with the pricing we put into the Marketplace, we're very comfortable with our product designs and our benefit designs and our product positioning, and we're very comfortable in achieving our mid-single-digit pre-tax margins for the year, irrespective of any additional revenue attained through the Special Enrollment Period.

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yes. Eco-friendly sales approximated 17 million in Q2 of 2021 or roughly 18% of total revenue. An increase from about 14 million in Q1 of 2021 and 8 million in Q2 of 2020. The company continues to see strong demand for paper food containers, hot cups, cold paper cups, and food-to-go containers. In terms of Karat Earth, as a percentage of sales, we continue to see it at steady at about 5% of total revenue for Q2 of 2021.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
That's a great question and certainly an item that is getting more and more discussion internally here. And the one -- one of the reasons that we've articulated to hold significant amounts of excess capital as we have the last couple of years is to be ready for a situation where economic turbulence created opportunities. We've certainly had the economic turbulence that has resulted in some opportunities. We had a very short window of time to make some very, capitalize on some very opportunistic purchases of securities. But the Fed's very aggressive action closed that window shortly.
And we've had the opportunity to improve pricing which was reflected in our improving margin and core spread margin in the most recent quarter of core spread in the last couple of quarters, and gain market share in RESG. But you know the big time opportunities that would allow us to utilize a lot of our surplus capital have not yet materialized and may not materialize, because of the extremely rapid and aggressive monetary and fiscal policy responses to the economic downturn resulting from the pandemic.
I'm not sure yet, that we won't find some good opportunities to capitalize on but the prospects for those seem to be less than one would have expected, have been very outset of the pandemic and player of those capital uses to materialize certainly will suggest that we need to look at better ways to use some of that capital.

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yes. The first half margins in Headwater are about 7.5%. Last year's second half margins in Headwater Mike, were about 3.9%, so just at the very low end of our expected range. So we expect that to be meaningfully better in the second half this year. I think something in the high end of our expected range, 4% to 6% for the second half. So -- yes, we're -- volume adjusted, we're going to lose some leverage as we go into lower volume periods here. But the business has done a nice job on price. They've done a really nice job as Gregg said on managing their costs. So, we definitely see margin expansion second half to second half. But I don't think that getting back to that first half margin of 7.5%. I think we'll be just short of that.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Sure. So I'll just highlight a couple of things. I -- it's very hard to give specifics. But what I would say to you, and we've talked about this a bit in the past is, as you look at our MRM business, that business has historically been on a quarterly run rate that's been in the low $30 million, $35 million range. And we're still working through some of the challenges around the pandemic in that space. But I think it's a combination of not only the impact of the pandemic, but also some of the supply chain challenges. So that's why we felt it was really important to highlight our backlog. And if you look at the current backlog, as we presented in our 10-K from a hardware perspective, we're right now at about $65 million to $66 million in the quarter, which I think from a historical perspective, is at a near, or if not, a record level.

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yeah, thanks for taking my question. Steve, you'd mentioned in, I guess your opening remarks that you had a couple of projects that it sounded like you were close to closing on the carbon capture side, I guess, can you help us to understand if with all the green talk, we've actually reached a tipping point when it comes to carbon capture? And if so, I guess how you are thinking about sizing the opportunity as you look out say over the next three to five years?

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yeah, thanks for taking my question. Just first one around price for Jason. Probably, I think the last update, talking about 2% to 3% effective price increase through the top line and North America in FY '22. Just wondering if you can provide an update on that, if that's still an appropriate target for us? And I have a follow-up as well.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Hi. Thanks. I want to start just to clarify the inflation, at the risk of being the fourth comment on it. You said that there are items that are higher, right? But the 2% to 4% comment, Richard, was that saying what you actually think it is now in your average ticket? Or is that just saying some items? Or in other words, would you estimate the whole benefits is like 1% or 2% right now?

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Well there's two groups of individuals and those that are looking to buy and those that are looking to rent. And we are in markets where people are moving to where they're migrating to. We hear about some of our multifamily peers, repositioning to where the migration patterns are. We're already there. And the other piece here is, is that when you think about 17 million single-family rentals and you think about us owning between 50,000 and 60,000 and our peers institutional peers also owning thousands but not millions, and we have a better product we are going to continue to see very very strong demand. And we are in the markets where the demand is extremely strong. All of our markets, I think other than one are the employment growth and the population growth exceed the national average. And so that's going to provide strong demand for us for a long time going forward.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Hi. Congrats on the progress in 2020 and thanks for taking the question. I guess, first I would...

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Good afternoon.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Thanks, Vincent.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Thanks very much. I wanted to follow up on the long-term margin question. Adam, for a while, you've kind of pegged incrementals at 25%. Obviously, it's been much better than that, just given how much shipment growth has outpaced expense growth. But obviously, that's reversing a little bit, and incrementals seem to kind of be coming down settling maybe in the low 30% level. And those types of incrementals obviously imply kind of about 70 OR, that's really sort of the plateau for the company versus kind of the very low 70s you're doing now. Is there anything, Adam, in that kind of framework that you would disagree with? Do you think structural incrementals have moved up relative to where you saw them a few years ago? Just talk about kind of how you see that framework evolving.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Hey, Eric, Kelly, Tom. Thanks so much for taking my questions. It's great to see continued strong momentum and heading into next year. I wanted to ask about maybe potential areas for expansion.
You've obviously had some really great success with Zoom Phone, and I appreciate the disclosures here. As you think about becoming a broader enterprise collaboration and communication platform, where are some other adjacencies that you think you can get into? I know you've hinted at these in the past. And philosophically, how do you think about the build versus buy, especially just given the amount of capital you have available on the balance sheet? Thanks.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yeah. Good question. Saum?

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yes. Pablo, good morning, this is Mike. I would say, there's absolutely an element of conservatism in those loss picks. And I think they're highly likely to develop down over the years, as those losses come in and they're adjusted and settled out. And we're a relatively young company. It's our -- I think our 12th accident year in business. But if you look back every accident year but one of the very early ones have developed favorably on an inception-to-date basis. And so that's a really important goal for us as a management team. We want people to have a lot of confidence in our balance sheet. And so yes, absolutely, conservative reserves we're getting really good rate increases. And you match that up with a high-quality very disciplined underwriting operation, and we expect the margin expansion to continue incrementally.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Well, I think the supply security applies somehow into that scenario. In other words, if a supplier that has a longer working relationship who can cooperate not only the assembly complexity for you the quality, who can also secure better component molding compound as well as the lead frame and substrate supply. I believe that plays into the fact why people tend to place more order even though it's on the allocation mode just to prefer to work with the ASE or our peers in Taiwan.
I can't really comment on the China OSAT because I'm sure you know their scenario better than I do. But I think the product complexity, the product security and the geopolitical sentiment might play, might not play into their decision. That you have to talk to the customers.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
No. I think is the easy answer. We saw a couple of really large companies get refinanced as exits in this quarter, right, which is sort of the rationale for the next quarter. But, no, I don't expect any changes.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
No one else has demonstrated anything.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
It is directly related to the residential units, not against the balance sheet.

    Prediction (one of UP, DOWN, SAME): UP