michelcarroll/llama2-earnings-stock-prediction-fine-tune huggingface dataset:
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yes, Steve, this is Phil. Good morning. We talked about -- this has certainly been a topic that people have been interested in as well as the project and the company. So we feel like we're in a very good position in terms of our contracts -- contracting for what substations or turbines or foundations, what we have in place for strategy, for vessels, etc. So our supply chain exposure, I'd say there is some supply chain exposure, but we've done a very good job in solidifying most of that sort of not make it an issue for us. So as I've talked about before, there are puts and takes for all these projects. So some costs maybe move in one direction and other things are moving in a different direction. So taking all that, if there are price changes or if there are schedule impacts, all of that allows us to be confident in the schedules that we've put out to date and in our estimate and our expectations that these projects will earn in the mid-teens in terms of ROE. So there are a number of factors that come at you every day on these projects, and we still feel good about the schedules and the return estimates.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yeah, thank you. Mark, I just wanted to clarify some of the comments about the Red Chris production levels you were talking about. So, the first seven years is more or less what you have now. Then it would be 18 years following that, the 200,000 ounces of gold and 107 million pounds of copper.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
We're not deployed, they support our business in markets in which we are facing the most pressure in terms of towing vehicles. So you're right that even when there are not active storms we make good use of those assets. Medium long-term, I think there is -- there may well be an opportunity to invest further still here. Historically, we have done very well with a third-party contractor model. They tend to be very resourceful and productive and it's a good alignment of interest as they want to grow and support their own businesses and to work productively for us. But that's always -- it's an evolving mix in one we continue to evaluate overtime, during the catastrophic events and certainly even afterwards as well. We are certainly happy that we have those trucks and those drivers employed in-house, they have been very productive members of our team.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yes.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
OK. Thank you.

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
We're seeing a gradual increase in the Output from upstream across the supply base and I would say it's gradual. We're not off allocation, we're still not -- we're certainly able to source all of the resin that we would like to source. We know that our customers, when they total resin or buy directly, we know that they also cannot get all the resins that they would like. And that's continued, but It does seem to be easing. And because we can point to the underlying drivers of the constraints, you can get some clarity on when that will start to come back on as these plants get fixed up, and come back to a 100%.

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Sure. So it's not a one quarter of progress. It's a multi-quarter activity that we've had. The processes that need to be put in place have been there.
New processes are going in. It is reflected in how we see the design activity taking place, some of which we've shared anecdotally in some of the conferences. We will share some more this coming quarter as well. But I think the power of the whole coming together, putting all the different parts of Microchip on a customer's board, is very much strong and alive and a key part of our growth strategy.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Hi. Hi Mikael and Fredrik, just on the order intake, I was wondering, you highlighted EVs, do you see any difference in content between ICE and EV, anything structurally there or kind of similar?

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yes. And again, the destocking that we saw in the drug channel for a couple of years was driven by their focus to improve the performance of their business. And as their businesses have stabilized, we think that initiative is behind them and behind us at this point.

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
So Tom, this is Alan. I mean, we are really very excited about all that. The interest in the industry by investors and providing greater and much stronger balance sheets for our public related tenants. But in the end, we are still the best and most cost-effective nondiluted capital for this industry.
The cost of capital that the companies are incurring when they sell a piece of their business is significantly higher and more dilutive than what we are providing. So we're seeing a very strong and continued interest in what -- in our program. We believe that the industry overall is growing much larger, creating greater opportunities for us to provide more capital -- more of our capital and to be able to place it very accretively.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Alex, any other question?

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yes. I mean that's -- if you have a couple of hours later, Jeff, we're have to talk to you, but we're very -- let me just try to summarize, we're very excited about the digital opportunity. The growth rates are not really reflective of what the business is because we're growing off of a much larger base, whether you're talking about customers or revenue from last year and the 14% growth in MAUs is still very good on a much larger base, if you will. So very pleased with that. We do think that the digital business in total has a lot of great growth opportunities ahead of it. Obviously, we're doing a lot of things in wu.com, improving features and functionality, which drives better retention. We're also continuing to acquire more customers, and then we have a heavy focus on distribution. So more mobile funding, more mobile payout, more account funding, account payout in more geographies. We expanded Chile and Peru in the quarter. So that's on the wu.com.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
No. That's just -- we provided the information previously that ever 25,000 barrels a day of volume coming out of the Rockies is worth about $100 million of EBITDA. So that's just doing the math there of 100,000 barrels a day of ethane, if it all came online at full rates, would be worth $400 million of EBITDA a year.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Hey guys, nice quarter. Andreas, just curious, you sounded pretty positive on the sales synergy momentum that the teams are putting together. Any thoughts on -- or any changes in the contribution potential in '22 and maybe even the second half of this year?

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
First of all, I don't want to get too technical. They're all Medicare patients when they come in. We have very few operators that take Medicaid only patients. So they're dual eligible for Medicare, Medicaid. So they come in under as a Medicare patient. And with changes over time is, let's say for some Medicare rehab patients, they maybe home after 20 days, OK. But if it's a patient has come in under Medicare initially, that has a lot of complex nursing issues, which is what PDPM was set up to service. Then once they stabilize, they still had too many other health issues to get through the skilled nursing facility. They're going to be there for the long-term and they will convert at that point for Medicare and Medicaid. And they'll be in a facility for you no longer in the facility. So that's kind of how that works.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Good morning, guys. This is Scott on for Darren. Thanks for taking my questions. Just had one question here. So in terms of credit sales, looking at online sales being over 40% of total during the fourth quarter, do you guys have any sort of expectation for sort of a normalized run rate of e-comm and digital sales as we head into 2021? Thanks.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Hi. Good morning, Lee and team. Thanks for taking my questions.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Sure. Assuming constant sales going forward, you'll naturally see a tick down of percentage rent as we convert that into fixed rent as leases roll. Again, we can only access a certain portion of leases in any given year. But assuming constant sales, you would see that tick down.
In terms of what's driving it, just -- look, the elevated sales are causing just a larger swath of tenants to ultimately break. Yes, there's a little bit of this associated with some of the COVID modifications that we did. But really, as we look at it, it's really just there's a lot more to tenants breaking. I mean you have some tenants that are really, really outperforming at a level that we wouldn't have anticipated and are now paying percentage rent.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yes. We don't disclose that, John.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Interestingly enough, when you look at the other nine states, some of them outsource it, like handed out to an outsourced provider, others actually do the service internally. And in fact, Connecticut was originally looking to administer internally and then move to an outside provider for greater efficiencies, quality, specialization, etc. And so some states do it in-house. Some states outsource it. So there's a mix of providers. One thing that's important is you're not taking a risk on this.
And so some would consider this an extensive PPA platform or administrative-only platform. So you're not really competing on what you would call traditional insurance parameters. You're competing on your ability to administer the technology and service level that you drive to the consumer. So one of the reasons why we like this contract is it really sends a strong statement to the marketplace that if you're an employer, you don't get this kind of contract unless you have premier service capabilities, strong technology and great customer service. Without that, you'd never qualify for these programs. And so that's what we're pleased about.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Do you have that handy?

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yeah, sure. So we did say that the WFE required per, to achieve the same percentage of bit growth would be higher in the next five years and it's a number of things. One is as the layer counts continue to increase, certain processes scale, as we've said, non-linearly. So it takes longer to etch a stack that's twice as high, it takes more than 2 times longer. And that's why we need to introduce new technologies like the Kiyo etch and other processes to keep that escalation of process times to a reasonable level.
The same thing can happen with deposition as you're trying to control uniformities and defects as stacks become much higher and taller. And so in addition to that, I mentioned several steps that get added. So as you start to stack higher, the wafer stress and bow becomes a much bigger challenge. And so now you have to add extra steps like Lam's stress management deposition tool. Those additional steps add to the WFE required to add a bit of NAND. And so that is the -- it's the combination of both new steps to deal with complexity as well as new processes required to deal with nonlinear scaling process times.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Government. Bureaucracy. The reason -- the timeline really was impacted by a number of different things, but there is no set timeline, so it's a process that needs to be run through. And best estimate is really what we look at.
COVID-19 played a factor. Response is back on the treatment plan for the historic properties that are on-site that we have to deal with, were slow in coming back from the consulting parties and a number of things like that impacted us. But the process continues to advance, just not as fast as we originally thought.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
No, I think if you go back to the original guidance back in February, and for the most part reiterated in April, it was COVID impact in Q1, less COVID impact in Q2, and then a more of -- return to more normalized procedure of volumes in Q3 and Q4. I think we got a little bit of that early as our results would point to versus our guidance ranges for Q2. And then if you take what we were saying about the back half, which we say is the same type of COVID impact and pretty much the same type of results in Q3 and Q4 as in Q2. It's a broad base story of Q2, Q3, Q4. It's not just Q2.

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yeah, I mean I would say, Steve alluded to it in his remarks, we kind of budgeted $330,000 a quarter and that number is pretty -- pretty significant standard deviation, right. Some quarters it's $100,000 and some quarters like first quarter it was $670,000. But that number probably will end up doing better than that this year, just because of how strong the first quarter was, but prepayment income isn't the kind of thing where if you have a good first quarter in prepayment income and good might be the wrong word there, but if you have a lot of prepayment income in the first quarter, that doesn't mean you'll have a lot in the second and third. The chances are it probably means it will be down in the second and third quarter. But over the course of the year, I don't see any reason why the average of $330,000 wouldn't still be the number we will be looking at this point.

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
It could be. As I say, one of the units, one of the facilities, it's going to be a kind of a medical focus. So that often that'll drive some unique, kind of, requirements for that physical plan. So it's a different way, there's three facilities anticipated, two of the three are going to be what I call general population, kind of normal facilities. And those are very consistent with Kansas, but one of the three will have a very specific medical focus. And again, those will probably have some pretty unique requirements from a physical plant perspective.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
There could be. The price is important. Jim likes to remind me, and I know all of you that -- we've looked at now 50 things to do five. So we're pretty picky, and we want to make sure that it's financially sound, and it's also very strategic, and makes us a better company. And it's also strategic or accretive not just to our earnings per share but the profitability of the bank, overall profitability.
But there is increased activity and there's opportunities in front of us. But we've looked at a lot of things over the years. Hopefully, that's helpful. We're excited about M&A, I think, and perhaps the opportunity to do deals, but they need to be right.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Thanks, thanks. When we look at the C2C side of the business, though, just the transactions on a stack growth rate basis did actually accelerate, which was nice to see from our asset base. When we're trying to figure out the dynamics, especially as you -- the spread narrowing now as well, I mean was it as simple as saying like, digital obviously continues to grow well. And do you see that being sustainable from here, if we do get into more reopening? And then, just give us a reminder of where we are on the retail correction. I guess the retail reopening element where we are versus where you think you can get to by the end of the year?

    Prediction (one of UP, DOWN, SAME): SAME