michelcarroll/llama2-earnings-stock-prediction-fine-tune huggingface dataset:
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Thank you, Faiza, and it looks like that's all of our questions. We really appreciate all of you, and I think it's truly been my honor to be the CEO of Nu Skin and lead such an amazing team focused on really improving lives all around the world. I truly appreciate our global Nu Skin family, our talented sales leaders, our faithful and dedicated employees. And many of you who I've worked with for a lot of years, thank you for your great support to our company. Just in closing, I'll let you know that I'm really confident that we'll continue to build on our 37-year history of developing innovative beauty and wellness products and helping people look and feel their best, providing opportunities for affiliates to succeed. I would repeat to you the message I continue to share with our Nu Skin family, and that is the world needs what we have to offer, and I truly believe the best is yet to come for Nu Skin. Thank you again for your time today.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yes. It'd be a gradual ramp up throughout the year, for sure. Yes.

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yeah, that's a tough question to answer, given that, I mean, we certainly know what we see. I can't speak for what others see and what other speak into their underwriting. We're focused in, as we always are, on all-in returns on a risk-adjusted basis. So, unfortunately, your question is multi-multi-layered and many of those layers have to do with what others are doing and what others are thinking, and I can't really speak to that. You'd have to ask them. What we have done and what we have under contract are the result of all of our efforts in where we've landed on things that hit our strategy and makes sense to us on a risk-adjusted basis.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yeah. I mean, I think as we look forward, we'll continue to see improvement as EMEA and Americas come out of COVID, as Mike said. I think the other thing you'll see obviously is operating leverage. And we have talked in the past about continued growth in our value-added services and offerings that we can bring customers that ultimately help GP. And I think you'll see them in that work [Phonetic]. So, in terms of kind of predicting that over the course of the year, tough to do. But I fully expect that, as we exit 2021, you're going to see stronger margins than we exited 2020 with, as a result of all of those things. So, that's high level how I think about it. And in the near-term, we're focused on driving the operating leverage as mix improves.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Jared, I'll just follow up on one point on that quickly. I think if you go back to the start of the PPP program, we specifically told our sales force to target our own clients and not use PPP so much as a business development tool. So we did give Atlanta kind of an exception to that because it was a new market and I think the retention there has been strong relative to PPP, but we did not necessarily put PPP in a slot of being a business development kind of strategy. We felt like it was a limited resource, we felt like that the government -- that the money would fill up quickly and we want to take care of individual clients first and foremost. I just wanted to add that point.

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
I think in some areas, we are still capacity constrained, right? It really depends on the product. We have multiple factories with different dynamics around the world. But in large, at these levels of operation, we are still capacity constrained and that's why we are putting this capacity expansion in place to answer the growing demand.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
There will be -- that is part of the mix that I called out, which is -- these are very highly rated from a spread point of view, they have a thin spread, right. Because if you think about AAA, AA type of spread, even in the market that you see at two year, three year, has come down over a period of last 12 months, 18 months. All through this time period, there has been a tightening of spreads across all of those. Yes, there will be -- that is part of the mix that we talked about.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Thanks for your thought.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Great question. Yes. We feel very good about the capital structure and the foundation that the teams have been able to put into place. And so you've seen us be we think very active in the buyback -- with the buyback program in the second quarter with very similar activity in the third quarter. I think one should expect to see us continue to have a very steady pace unless we were to come up onto a timeframe where we believed that there might be a better use for those funds through strategic growth of either organic or inorganic opportunities. So at this point in time, we believe we will be very active in the buyback program.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yeah, we have the question right on, Suraj. Well, now it's more complicate, because we have more and more stuff to sell. We're still working to get much better visibility on how many customers in any given quarter by one, two, three, four or all five of the solutions. We had some modest increases sequentially from Q4 to Q1, not ready to start to publish it yet, because we're still refining the database and how we're going to present that or illustrate it, index or speak to it on conference calls, but it is working. And I think the thing I'm most pleased about, Suraj, is that we have that sequential increase, even in the Q1 in our COVID related travel restriction environment where we weren't seeing customers face to face. So we're obviously much more optimistic that now we can get on the road and visit customers that will accelerate the cross selling leverage and will capitalize on this core media customer base and be able to transact with them for the other parts of the portfolio.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Adam, this is Mac. Just to clarify, you're asking about the sales support and our production plan and the like? Or are you talking...

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Oh, great. Thanks for taking my questions. Just wanted to follow up on the magnesium and aluminum question. I guess, one, I mean, how much visibility do you have? I mean, like coming from the semi-issue, there hasn't been much visibility.
I mean, do you -- is aluminum, because it's such a big bulky item, that you actually have pretty good line of sight to where your suppliers are getting there, aluminum and sourcing the magnesium, which makes it, I think, a little more complicated. And then, what about international? Is there risk there for those operations? It seems like just magnesium is such a large part of global supply.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yeah, I mean, yeah, that's right. Everything is SONIA-based now, obviously, given the demise of sterling LIBOR by the end of the year, we're fully SONIA.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yeah. Truman, this is David. Were very comfortable with our footprint today, but we really saw these four new markets that were going into, very similar in nature to the ones were in. We think our products are going to be great. Weve been able to get a decent land supply to start. And our start-up costs are fairly minimal. So weve done start-ups in the last couple of years that have ended up being very successful. We expanded in Riverside County three years ago. Now were one of the leading builders in Riverside County. So we just think its very natural for us to do organic growth versus going out and trying to buy another homebuilder.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Well I think you've called that out properly. Again 7% in October is an exceptional performance given the two-year rollover. But there's nothing other than the price that we expect to come in throughout the quarter associated with franchisees decisions to raise their prices. And then we do have a strong media plan in place for this quarter focused on driving the top line. And as I mentioned before premiumly placed media even compared to where we were a year ago or even early in the year. So all of those are strong indicators toward our confidence in the top line in the fourth quarter.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Good morning. Thanks for taking the question. Just maybe on the capex. I mean, it seems like a pretty big increase for 2021.
But I'm just kind of curious how you think about it maybe going forward. I mean, is this something kind of where you're building out facilities that can be used longer-term and then capex drops back? Or is capex kind of a step function change?

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Absolutely John.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Thanks. Hi, everybody. So congrats on the progress ramping up your platforms. Just wondering, I guess, agency, 30-year agencies is about 2.80. [Phonetic] What's kind of the range, the tight range for your coupon on your select product as we sit here today?

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Not just that, but also the planer films and some of the new market opportunities we're seeing for the aspect or the IRCD metrology for 3D NAND, high aspect ratio metrology. I think we're opening up the doors to some markets we didn't participate in an advanced nodes in the past. So I think that's going to drive some outsized growth for us in advanced nodes as well at the same time, we have the growth on the advanced packaging and specialty.

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Good morning.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
And quite frankly, if you follow New Mexico Policy, the State Land Office Policy, if you follow what's going on in the legislature as we speak today, there are several bills. So, we've been very adaptive to not only the ESG requirements of several companies. But we've been adaptive to what's going on with the State Land Office, the administration changes federally, as well as what's going on in the New Mexico State Legislature.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Hey, this is William. As it relates to the turn of the DCP, we're obviously in constant communication with Disney as it relates to that. It is not our current expectation that that program will return in 2021, but it really, as Bill said in his opening remarks. It really is tied to the expanded capacity of the parks, which obviously Disney is monitoring very closely, and once those parts expand capacity, there is the ability for the DCP program to come on board and come on board at much larger volumes in the traditional cast member housing leasing velocity. So, that's still influx, as Bill mentioned in the opening remarks, but something we're constantly in contact with them and optimistic to hopefully see that program return in '22 and then build up quickly thereafter.
The second part of your question on the Disney leasing velocity, we are 88 leases to date, we've got an additional 11 applications in the process. We've kind of seen a trend of about right in line of that 50 leases on our trailing 30-day, and so when we talk about that range of 25 to 100 leases volume, we certainly -- we saw that here earlier in the year and expect that accelerate and that also is directly tied to, as you see the additional capacity at the park's brings on more cast members working at the park.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yeah. I think that's still what we're thinking, Sheila, and that's what we have laid out in terms of our assumptions in the guide that we gave you, guys. We're expecting to get about halfway back in terms of both new aircraft, as well as, our aftermarket volumes. So you know, again, the flight activity has picked up and we've been seeing steady improvement in the amount of activity that's going on the aftermarket.
So it won't get all the way back to '19 in one year, but we're assuming that's also about a -- about a -- halfway there sort of a step.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Good morning, Kartik.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Thanks a lot. For this upcoming fall, do you have a sense yet with your conversations with the universities on how many of your beds could be potentially just offline due to do densification efforts on the on-campus assets?

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yes. Stacy, I would tell you that there's a revenue level component to the leverage. There's also a time element to it. The time element is dictated by some things like ramping a new factory in Malaysia. That's got a better cost structure. It's also driven by ramping a new etch platform like Sense.i that we think will have a better profitability profile than the one before it because it delivers incremental benefit to it. So when I look at the leverage that we had in that model, I still feel quite good about it when I think through and look at the time aspects of how we deliver the benefit. And it's still the right way to think about it. The financial model we put out in March of last year is rightly to think about the profitability opportunity for Lam.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yeah. Certainly with the increased sales prices and the amount financed, we have seen an increase in the average payment. We're probably up, I don't know, $30, $35 for the year on the average payment overall and -- but we keep a close eye on the quality of the applicant, the affordability of the transaction and with our increase in the quality of the car we're offering. We are seeing higher quality customer. So, affordability is still strong, but certainly with these price increases, we are seeing some increases in the monthly payments.

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yeah, there's discounting on the core. Your thesis is fundamentally right. There's discounting on the core offer but what you find in these enterprises is that they buy the full portfolio. So especially the strategics, they have a real need to drive efficiency in their labor spend, and so that's where you see the IVA add-ons and the rest of the additional portfolio add-ons that we've added are actually maintaining that $200, $205 ARPU. And frankly, there's an upward bias there where it's starting to go up. It's actually being driven by the larger customer. So there's a lot more that we can do for these companies. Digitization is not driven -- this spend is not a cost savings activity primarily for businesses. When we talk to customers, it's not about grinding us on price because they're just looking to get a lower sort of pursy [Phonetic] price. Actually, the conversation is all about how can you help us improve our customer service and our outbound sales efficiency and all the different things that we do for customers. And so the price pressure hasn't really been exceedingly evident in our base, even up into the larger enterprise.

    Prediction (one of UP, DOWN, SAME): UP