michelcarroll/llama2-earnings-stock-prediction-fine-tune huggingface dataset:
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Thank you. Sorry to ask kind of a more detailed financial question on the guidance. And maybe if you could just dodge me. And when I look at it, the 1Q sequential revenue growth looks, I think, consistent with last year, which looked pretty strong to me relative to the cadence of 2020 bookings, which seem to be weaker in the first half and picked up in the back half of the year.
And then, on the other hand, the sequential growth thereafter for the balance of the year is probably a little more modest than I would have expected with again that cadence of bookings growth. So I guess, first, am I missing something obvious here? And if not, is it just you've got pretty good visibility on the first quarter unless so as the year goes on. So you're being a little more conservative? Or is there something else going on here that I may not be seeing?

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Hey, Jade, it's Matt. And I appreciate you joining the call, and thank you for the question. I'd say right now, we're focused on just the current dividend. Obviously, we'll readjust that after we -- future quarters meeting with the board. But from everything we see now, especially given the low interest rate environment, I think our target is still trying to meet the current dividend.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yeah, I mean, we -- as I've said in the past, I mean, we actually have had two very strong years in a row of loan production. Last year was a record year for us. This year, our loan production is up over last year's production. We look to continue to have a strong fourth quarter here. Our pipelines remain strong. So we want to bank the best businesses. We bank the top 25% of clients in the respective industries and build long-term relationships. So that pie -- that amount of opportunity there is somewhat limited, as evidenced by the credit quality we have. So I think in that range where we've been and where we ended the third quarter are probably fair. So the mid range of single digits is probably where we are going to perform going forward. If we can get the best customers and grow faster, great, but we're not going to sacrifice credit quality to grow loans.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
And that's going to wrap up the analyst portion of the call. I'll now turn it over to Tim Mapes, our chief marketing and communications officer to start the media questions.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yes. We have not closed the books on July yet, Reuben. But yes, I would tell you, the July gross margins were certainly constrained given commodity products pricing.

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yes.

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Good morning, Jon.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Sure.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yeah. I think, specifically, you're talking about removal of Generic PEG from the prescription market. Is that...

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yeah. Most of the $200 million or I must say all of the $200 million there were kind of an LOI or close are acquisitions. We have additional development financings that we're still underwriting and competing for, if you will. So that would be in addition to the $200 million.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Thanks a lot. Liam, the acquisition -- I think SLAB was a great acquisition. But if I look at this, it's very different than some of the others you've done. And I think one of the best -- probably the best you ever did, one of the best in the industries was SiGe back in 2011.
But that was a screamer primarily because the technology they had was excellent and was coveted by some of your largest customers -- your largest customer, but they couldn't buy for them because they're too small, so when Skyworks got a hold of it off to the races, you win, and it's been a huge success, I'm sure. This looks to be more like a TI-National acquisitions where it's kind of plug-and-play diversification role. I'm not clear -- I know you plan on growing it. I know they've got a lot of great technologies and excellent profile in terms of margins.
But can you give us some examples of where you think you can grow this into your customer base? And most of it, I imagine, is going to be in broad markets. So there's probably a little chance that you'd see anything close to the growth in this revenue line that you saw with SiGe because it's not going to go into your mobile customers, right? So maybe you can help us flash that out a little bit more on what the growth rate could be like and where you're going to see that growth specifically, if you could.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
In multiple myeloma, we will not include consolidation that started later, and then that will report next year. We will share data with about a few additional patients or some more patients that have been accumulated since the cutoff that was in June, as well as longer follow-up both in terms of responses to our ability and MRD data -- type of data.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
I see.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yeah, let me just make the comment first; we re really pleased with this acquisition that we were able to complete in Q2. It does a couple things for us. Number one, it expands the range of frequencies when we can offer RF solutions, gives us more of a one-stop shop with our defense and aerospace customers. And I mentioned this in the pre-prepared remarks, but there s also a cross selling opportunity here. We have our customers we can walk into now with a new offering of product. So it s pretty positive.
And this we re-our expectation for this acquisition it does tend to be above 50% gross margin. And so I think there are other opportunities for us like this, Bob. And I think it s a matter of the timing of when they happen but as I kind of looked through in the past, it feels like in these markets, the PD markets, there is, at least, I would say bolt-on size acquisitions. It s a pretty target rich environment. It s a matter of finding the stuff that s right for us and that fits with what we re trying to do. But I would anticipate we re going to continue to do these things in the future.

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yeah, I would tell you, I'm really proud of the UFP Industrial team. They've done a terrific job. They've really embraced working together across the company since we restructured and they have really done a great job of sharing customers and expanding our reach there. So, I know what they would tell you is, they are not even close to being finished yet. They got a long way to go, but we continue to see very positive results from that.

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
No, again, Doug, you and I talked about this before. I think these hubs, all hubs frankly, will have a long plateau and longer than would be typical in the deepwater environment. And that's simply because of the resource density of how much is in the Guyana spaces in and around these existing hubs. So not only is there additional tieback opportunity in the Campanian i.e., Liza class reservoirs, but as we go deeper in the Santonian, let's say that works out is a technical commercial success, then you could see where you could tie back Santonian into some existing Campanian hubs. So if you step back and look at all the prospectivity in the Campanian, all the prospectivity in the Santonian, it's pretty easy to see that these hubs will be full for a long time.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Good morning, Chris.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yes, in some of the offerings you'll see the Bread logo. I think the Bread logo has some equity to it, and you'll see that Bread logo as you've seen it in the past.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Well, I think our results, particularly on the financial side reflect a pretty healthy balance between volume, tier mix and price. I don't know if that directly answers your question, but I think basically what we're doing is we're getting a nice balance between new to Bell customer additions and existing Bell customers you're migrating from legacy technology to new technology and customers migrating up to higher speeds.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
I think on a percentage increase basis, you should think about fairly significant increases in operating expenses because we are increasing our staffing materially to keep up with this growth. But as a percent of revenue, I think you should envision that coming down, which is actually the more important metric. I think we will be growing revenues faster than we're growing expenses, despite expenses growing on a percentage basis at a somewhat significant clip.Our next question comes from Ben Kallo with Baird.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
The answer there is, I don't actually -- not -- if I've been told, I don't remember what seems to have simulated that. I think we've discussed it. I am aware of my last discussion with them that, in their business, on the institutional side, a lot of the times the state approves technology for adoption by all of the schools.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yes. I mean it's probably more fourth quarter and first quarter of next year. To be honest, just -- there might be some slight impact in Q3, but it's really a Q4 on taco sauce. And the shell line won't come on for another six months. I think you could count on -- and then on the supply constraints on Green Giant, that's really about the pack -- the seasonal pack, as Bruce talked about.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
We are taking pricing for 2022. And we had -- if you just look at our order intake has been very strong. And so, we're seeing how that's progressing through the market and working on raw materials pricing into those models. And just moving forward thoughtfully into 2022 as we take those orders. And we do expect the new trucks to be a bigger percentage of our build in the second end of next year. And that will be good for everyone.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Pito, it's Charlie. We look at -- when we're looking at payer mix, and as you know, we'll always look year-over-year on a similar basis and look at it by volume to see how it's trended. As you saw in the release, our nongovernment volume was up about 35 basis points as a percent of the total for the quarter. So that's how we view it, and that's somewhat additive to our net pricing when mix moves away from government. So that's how I would classify it in terms of where that's impacting and how it impacted the quarter. It's really in the aggregate, having somewhat lower government reimbursement in the mix.

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Well, I don't think that we're going to have that opportunity to restock inventory in the channel. I mean, we think that our own inventory levels will be pretty similar at the end of this quarter as the r beginning of the quarter. And like I said before, we're running at a rate of about 90% to 2019 level. So we work it that way.
And so we're tight on capacity as we move into if you look at where we are now in April, plus the supply time it takes to produce goods in the quarter is going pretty quick, right? So we have pretty good visibility to where we are. And we're going to continue to ramp up as through the year. And I think that's some more important thing is that we're very comfortable with the way we're seeing the market evolving.
We're pretty much tracking in line with the with the market in terms of where our capacity currently is and where the market POS is. So that's a good thing. And as we move into Q3, we should be able to continue to take opportunities as a market that recovers and our capacity continues increase. So that's where we're in that as we move through the year.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Thanks for taking my follow-up. Could you provide more details on Crestwood's current commodity price exposure? Specifically, are the POP and the percentage of index contracts strictly tied to volumes that are going through your processing plants or is there some commodity price exposure on the gathering side, too?

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yeah. For sure. That's fine the 3% to 5%. I think that fits squarely within the labor component that Daniel mentioned very much within our -- very much within our planning. And then on a line item basis, we may see higher than 3% to 5%. But when you look at the aggregate of all of our work, it's going to come out more of that 3% to 5% range per.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yes. We have a number of originating partners that are there in the market that we've been [Inaudible]. We think we could do more with those partners that we've been working with and have strategies with them to increase our portfolio pipeline, which is really starting to show it off in the fourth quarter here. But there are scenarios we're looking at to lock up pipelines in the space and to reduce the variability with respect to our pipelines in this market.
A market is a great market. You're right to point out that it is a shorter duration and kind of reinvestment of that cash that comes back on annual basis becomes challenging. We believe the market will end up kind of pushing into a longer duration type of market for these types of loans. In previous years, the fix-and-flip market was a contractor that sold the home and, therefore, paid off the loan.
From some of the pipelines, we're seeing 40%, if not more, of the loans are now going into a rated -- sorry, going into a 30-year term refinance of their fix-and-flip loan versus selling the home and in paying off, that we think there's ways to take advantage of that, but particularly with our own portfolio and recapture that borrowed back for a longer duration loan. So those are types of things we're going to be looking at and have been looking at for the last six months, if not longer. And we think we could be close to executing something in that space shortly, which would add duration to our portfolio and reduce the investment timelines that we currently are facing. 

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Let me start with that one Nikolay. When we first talked about that back in May, retail was completely shut, quite frankly, and we saw on our website and we -- I believe we were over 40% in Q2 of 2020. And it also wasn't clear how retail is going to come back quite frankly, and when the pandemic was going to end, so we can have visibility on our own business which on our side, we doubled it on a year-over-year basis. And so since then we've seen retail come back. It's an important channel. So we have two strong channels that we get product to consumers, GoPro.com plus the retail channel globally. That's actually a real advantage I think from a distribution perspective for the company. We have that reach, whether it be GoPro.com or retail. Gopro.com is obviously more profitable for us and we'll continue to drive that in subscriptions, but we're very happy with the fact that we were able to -- throughout 2020 raise our numbers and part of that was due to retail coming back and a good chunk of it was GoPro.com driving a quite a lot of business.

    Prediction (one of UP, DOWN, SAME): DOWN