michelcarroll/llama2-earnings-stock-prediction-fine-tune huggingface dataset:
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Hey, David, this is Joe. Thanks for the question. I'll take the Xtampza question and then Scott will take Nucynta. So look, when you look at Xtampza gross to net, let's take a step back and I want to emphasize, we believe the situation that we're seeing is driven primarily by COVID dynamics and we expect it to be temporary and transient. As we said in our prepared remarks, the way that we're going to focus on addressing it is focusing in on improving the mix of business in particular deriving more prescriptions from contracted non-exclusive and even plans in which were non-contracted and then over time optimizing contracts when we have the opportunity to do so. The 2022 as an aside as a year, where many contracts will be up for renegotiation and we'll have opportunity to optimize, those contracts of the final comment I would make on Xtampza that we expect and we're committed to managing gross-to-net to less than 65% and we expect to be under 65% no later than 2023. I'll let Scott take the Nucynta question.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yes. So we haven't given guidance beyond this year. And we want to give a guidance on the ARR related to Taegis, which we're very excited about. And you can see in the growth percentages as we grow up to greater than $150 million in ARR. So we discussed some of this when we had the Investor Day, and you can go back to look at the growth that we talked about during the Investor Day but look out beyond FY '22 for that occurrence. And '23 wouldn't be outside the norm for some expectation.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
My guess is that theirs a bias on everything we do in terms of how we invest in short-term and long-term performance.Pat?

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
So we don't have significant working capital requirements inside the organization, Greg. But we normally say, keeping a 100 -- couple of hundred million dollars of real Brown & Brown cash is sufficient for the organization based upon how much we deliver on a quarterly basis. And we are looking at cash flow projections every month, every quarter for the business. We know what capital allocations that are out there. So we can work our way through all those actually pretty easily. And then if we ever have a situation where we need capital in the quarter, that's why we have a revolver. So that we can draw on that in the past, and then we can pay it back down. But we're very, very in tune with our cash.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yes, I wouldn't comment on '22. But for '21, I think the reasonable basis as a starting point would be that 26%, that's we're kind of resetting to here in the back half. It's where we were in 2019 and it should be a nice jumping off point for 2022. Yes, I would agree with you there, Travis.

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Good morning. Thanks for taking the question. I was wondering if you could just describe how your view of the -- what the opportunity is for your Cloud Automation Module and whether you think this is largely a greenfield or a displacement opportunity? And how should we be thinking about the potential uplift or contribution of this module relative to some of the others in your portfolio?

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yeah. Hi, Kimberly. This is Travis. Let me just kind of do a little bit of a reset remind folks kind of how we talk about COVID costs. We report COVID costs as net, which is to say that they include pandemic-related increases in cost for things like personal protective equipment, extra cleaning, but there are offsets within that number as well for cost savings that we took for things like travel and when we closed our fitting rooms. As the pandemic subsides, apparels becoming more important, we think it's important to take some actions, including reopening our fitting rooms, which is going to eliminate some of the cost savings that we had before and it drives up the overall COVID cost number.
For Q1, as we reported, the COVID costs were about 35 basis points on the quarter. For Q2 and going forward, we're estimating those -- they will be around 100 basis points for the balance of the year. Again, that assumes, where we are today that we have not removed and we not built into the plan to remove any of the additional cleaning activities and protocols that we've put into place. Having said that, we will continue to monitor guidance from the CDC and other health experts. We'll continue to prioritize the health and safety of our associates and our customers. But to the extent that that guidance changes, then we could reevaluate some of those protocols and adjust those plans.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yes, Brian, I would really tie my answer to your question, all of those pieces together. Traditionally, we've done a very good job as a company in our asset-centric services to include Intermodal on the large shipper community across the wide swath of the economy. What we've done really well on the brokerage and Logistics side is getting after the longer tail, smaller shipper.
And what I'm excited about with what we're seeing on FreightPower is how we can do that and find ways to grow with a smaller shipper across all of our services by making it easier for them via FreightPower to connect with us and easier for us to reach them because can't do that all with the salespeople on the street. And so that's where we're starting to see value.
Obviously, we started first with our brokerage offering. And now we've expanded into all the rest of our offerings, both on the carrier support side and now on the shipper side. So we're in the early innings of that. But early returns, and we're more mature on the carrier -- third-party carrier side of FreightPower and ramping up on the shipper side.
And so to us, it's just an extended reach into a market segment, particularly for our assets that traditionally has been a bit more challenging for us to reach economically. And that's what this whole blending, in our view, does. It just allows us to hit more of the addressable market more effectively.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
I don't have that handy. We tend to look at it in the aggregate but...

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
No. So down the way, the way I think about it is, we have started to make refinements in our credit underwriting. If you remember when we started back in the pandemic, we did attaining more on proactive type of credit extension, so we shifted the cut-off down on our private label and dual card product mix. We were reduced a number of proactive credit line increases. We reduced the number of invitation to apply and pre-screen type offers on new accounts. As we move through into 2021, when we started to do in places where we actually have known customers, we begun to unwind a lot of those credit refinements. So we are shifting the cut-offs to more people to get a dual card, which would be a slightly higher line, but it most certainly stimulate some spend in the world.
We have begun a number of credit line increase type programs, which are customers that we've known and seen credit behavior and payment behavior patterns. And then we've also begun to upgrade accounts from private label to dual card that would have qualified for dual card a year ago. So we're doing a number of things proactively. We just have not touched at the point of acquisition, changed any cut offs, things like that. But again, we didn't do a lot of that last year. So, I don't really expect us to do a lot of it changes now, but we have begun proactive increases. And the good news is, given our portfolio, we're able to do that with customers we know and we're not taking incremental risk in our eyes.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
That platform is profitable. We break out the revenue. It is grouped in the supplement on a separate line item in the back. The expenses are grouped with Warehouse Anywhere and some other items, but that's profitable. There's about a 40% margin on that business. So it is relatively profitable, and we'll continue to grow that platform. And it becomes more profitable as you do grow. And obviously, there's economies of scale there. But a lot of what you do with management is in your G and A, right? So we don't break our G and A out and allocate some of it to the managed stores. It would be arbitrary. Some do that. But it's not simple to take your G and A and split it between a managed store and a wholly owned store.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
I think we are -- OK. Next question, please.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yeah Jason, Mark here. So looking back a year ago we initially put out capex guidance of $24 million to $26 million and then adjusted it early in 2020 during the onset of COVID-19 and $19 million was the midpoint of our revised guidance, so we came in right in line with our guidance there, and we did that really to prioritize the projects and safety of the team and there were a few supply delays in projects like elevators that we delayed into 2021, so a little bit of that is a catch up from 2020, but our capex investment has been 8% of NOI kind of on average well below our peers and our 2021 guidance also includes some additional TI capital as leasing activity picks up. So a little bit rolling over into 2021, but 2022 probably going to be in line with that with at $6 million a quarter or so.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yes. Thanks for that question, Jared. I think our focus right now is on getting through the pandemic in 2021. And we do continue to see those puts and takes playing out certainly in the first half of 2021.
And we want to remain nimble and keep our ear to the ground as we understand more and as we gather more data. We don't feel like we're in a good position to provide anything beyond our 2021 guidance that we shared other than just to reiterate that long-term view that we continue to feel confident in, in that 20-plus percent growth cadence on an annual basis. And we are certainly working every day to find ways to accelerate the adoption of data and analytics in the healthcare ecosystem, but that's probably where we feel comfortable stopping at this point.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Great question. We are -- we're very focused on scaling up our operations; doubling our fiber -- the number of constructed fibre patients over last year, I think definitely says that the organization is scaling up. And last year we more than doubled the prior year, so we are very much focused on how can we go, how can we accelerate things we build. And it's a real partnership, quite frankly, with the city -- the cities that we're building, the support that we need from the city officials, the partnership with our suppliers and our construction contractors. And then our own teams, and we're learning, and we take those learnings and we put them into the next goal. And of course, there is always going to be challenges as we run into different opticals throughout the way but we're learning and pushing our way through those.
In terms of -- good question around the ILEC competitors. We're very confident in our fiber strategy and we feel we've got a significant headstart over the other telcos that are just starting to now focus on the point fiber. We've been doing this for a long time, we've fibered up a one-third of our own footprint, overbuilt our own markets and we learned from that and I think we're just continuing to accelerate our program and we've got a headstart.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
So we don't know, but I would argue it's somewhere between 35 and low 40s.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Stephen, I think it's early, and there are lot of things being discussed, as you know, infrastructure, clean energy policies, tax policy. And so I do think we are encouraged by the conversations around clean tech R&D, electric vehicles, some discussion around permitting reform. Tax policy, we expect to have some incentives around clean energy investment, which will be to the benefit of our customers. So we remain engaged, and we'll know more about how these things take shape over the course of the summer and continue to be encouraged that there might be a bipartisan way to approach infrastructure. I think there's an upcoming bipartisan infrastructure week in early June, because I think that could be needed investment in the economy and certainly great for Duke if that were to move forward.

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yes, we can, if there's any significant changes in retention rates. But I will say on that metric, it's really a sub-component of what was previously our new bookings, but it's just focused on the recurring revenue. And so, if you look out and say, when would this annual recurring revenue expect to, when would we expect it to start to show up in the P&L? Our products can go from anywhere to, six month implementation to an 18 month, depending on whether it's, cloud deployed, on premise. So you could probably look at, on average, us start to see a run rate of that into our recurring revenue in probably 12 months or so depending again on the mix.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Matt or Kyle, you want to talk about the MTPC financials first?

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Well, again, 1/3 of the portfolio, I'd say, is unitranche. It's -- so yes, I'd be comfortable taking -- having all of our first lien to unitranche. We think unitranche is really ideal for BDC. And the reason is because you get a higher spread, but you attach a $1, so there's great downside protection. But again, with a high credit bar, we just -- we find -- we wind up having a mix. And by the way, some of our first lien is -- it's a first lien from a credit standpoint, from a leverage standpoint, from a loan to value standpoint. But it's more -- we're able to get higher yield because the credit might be trickier to underwrite. And so it's more of a stretched first lien, if you will. These are all terms of art, but we -- unitranche is a core to what we do. It's a core offering for direct lending. And particularly in the tech sector, we're seeing some really attractive, very large unitranches that we continue to be very active in.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
I think the way a lot of the developments occurring nowadays is it will be a little lumpy, I mean, as they bring on pads. But yes, you're not going to see some massive step change the day the plant comes up because, again, producers, we all are extremely concerned and want to reduce flaring as much as possible. And so the coordination among us and our customers is very tight on the timing of when the capacity will be available.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yes. Yes, a little early, but the radar's up. I'd say nothing as of today in today's call has been momentum-wise changed, but obviously, we're very anxious for any data that comes in, but nothing as of today.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yes. It could just sit for a while until the commission as another member or one of the members changes their mind. I am hopeful that, that's not the case, Jonathan, but we'll see in the next couple of weeks.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
I just want to thank everybody and we're very happy with what we did in the quarter. We look forward to talking to many of you over the next few days and over the coming months. So thank you and feel free to reach out at any time.

    Prediction (one of UP, DOWN, SAME): UP