michelcarroll/llama2-earnings-stock-prediction-fine-tune huggingface dataset:
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yeah, I mean it was a significant weather event, and it was blended into a month where, as you know we were just coming off peak cases and peak hospitalizations in the US. It's hard to forget that now that where we're at now. So I think it added to some of the challenge of February, no doubt. It was, I think roughly 1,000 stores of ours were closed and many others were impacted by the weather, even if they weren't closed. And they weren't closed for just one day. They were closed for multiple days. So it was a significant impact. I don't know if it's better or worse than most other winters, but it was concentrated in February.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yes. From a consolidation perspective, I don't think anything really changes here. I mean we sort of take everything on a deal-by-deal basis. Certainly, the focus is going to be realizing the full value from the Alta assets, and that's going to be our focus. We've also said we've been pretty -- we felt the stand-alone story for EQT was compelling. That's even more true now with -- the pro forma organization is something we're really excited about. When we think about where consolidation happens, I think you just look at the risk nature of it. Basis risk is something that is not a new risk. We have controls in place to manage basis. Getting more exposure within basin is something that we're going to be able to manage.
And I think it's -- we look at the asset, and this Alta asset is really unique. It's derisked, there's thousands of wells drilled in the area, it's high-margin with the midstream asset and the mineral structure. So low-risk, high-margin business, spinning out a ton of free cash flows, driving really strong accretion on free cash flow per share and allowing us to deleverage the business. I think it's really compelling. And that's what will attract us, is the most attractive opportunities for our stakeholders.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
For sure, the strategy of pairing a card, which is a daily ongoing transaction product with a loan, which is a large periodic transaction, we think lengthens the customer relationship and because people need a card long after they paid-off the loan. But if you step back our overall strategy Trim to give people ongoing bill monitoring services, a card with an app connected to it, which allows them to pay on a regular basis and potentially get a loan, as an extension of their card.
All of these things lead toward to more customer engagement, a longer relationship with the customer, more value-add to the customer. And again, we think more customers, and more likely for all of those products that they'll come to us. I think the trick for us, which I've talked about a little bit about really helping customers move to a better future. I mean, I think one of the things that's not articulated enough around the near prime customer is well some of our customers let paycheck to paycheck, they also aspire to and have the capacity to not let paycheck to paycheck forever.
And so we're trying to create an ecosystem and a set of products that meets their needs when they have a mismatch between their savings and their income and their expenses, but also is creating tools that help them move to a better financial future, we think. The way we're designing our card has reciprocity. And as people pay, we give them more value, similar with Trim. And so that's -- that's how we see this. And all of that, Kevin as you said, should lead to longer and deeper relationships with our customers.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Hi. Thanks for the questions. Could you address any of the supply constraints that you're seeing across Europe or any of your markets more broadly? Is it impacting your cost of goods more, or are you seeing any topline impact from supply constraints on the can side or the logistics side?

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Hi, thank you so much for taking my questions. So my first question is around eOne. I think media -- you mentioned eOne could generate revenues in the -- in -- in the 2019 range it saw before COVID happened. So I think -- correct me if I'm wrong, but I think at the time in 2019, media, TV-related revenues from eOne were about $1 billion, excluding the family brands.
So is -- is sort of that -- is that the right benchmark to think about in terms of revenues for eOne in 2021?

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
All right. Thank you, Mark.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Hey, guys. Good morning. So the first question, it's interesting that Italy, and I think you just said the U.K. are ahead of 2019, a few markets. It looks like in Other, America is clearly ahead. But yet, a lot of markets are well behind. Is that just market factors? And sort of what are the key variables determining how quickly the business has come back versus 2019? And what are the gating factors, if any, to some of those trending more like the ones that are already ahead?

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Sure. You're correct on the Home Loan Bank advances, we're pretty close to where everything is swapped. We do have one swap for, I think, $20 million that rolls off in June, but likely, we won't replace on the time deposits. Most of the time deposit roll off has been related to public fund, customers and also in the brokered CD arena. And I don't know, if we are at zero on brokered CDs, but we're getting -- we're down to $45 million on those, so those, we anticipate, may continue to run off with the excess funding that we have. And on the public fund side, we're getting down pretty close to, what I'd call, a core level, where we are the depository for the institution. So I would anticipate that, that's going to slow quite a bit over the next several quarters.

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Thank you. Very impressive results guys. Congratulations. I think a headline number clearly is the ARR and the 38% sequential growth, which is good for any filed company. But I wondered if you could talk a little bit more about the composition of what's driving that? And also the strong ARR guide?

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yeah. So this is really an investment in analyzing growth opportunities for the corporation, and making sure that we're taking full advantage of the opportunities that are out there and making sure that we're applying our resources appropriately.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
So in regards to gyms, movie theaters, our collections have increased since the beginning of the pandemic from about 40% to nearly 90% today. However, we see tailwinds in that 90% in the second half of this year, as the deferrals end for our operators. Product is actually scheduled to be rolled out in the second half of this year. And they've actually seen some early success as -- with the current product that's rolled out over the last month or so.
And the consumer confidence with the vaccine rollout. We also see some tailwinds in our collections on movie theaters, just due to the additional liquidity, their balance sheets are in better shape. The shuttered venue grant program has bridged these operators to get them to the second half. But again, our theater exposure is not material.
It's about 3.6% of our annual rent and interest. So we definitely see some tailwinds in our movie theater collections.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yeah, thanks for the question Eric. Vivek, can I defer this one to you again?

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
When you say mix, Ken, are you talking about our restructuring business and the debtor and creditor mix or...

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yeah. It's a great question, and I wish I had a great answer for it. It's -- we know that the share gains are a contributor for the quarter. But we also know that stimulus is a contributor for the quarter, and weather is a contributor for the quarter. So it's hard to differentiate how much of the benefit in the quarter was from share gain. And I'll tell you, if you talk to our stores up and down the streets, they'll tell you that we are, without a doubt, taking share. They're seeing repeat customers. We're focused on making sure we're providing a high level of service to all those customers. And we still feel like we're hanging on to some of that share gain, both from big box and from some of the smaller two-steppers. I just don't really have a good way to quantify how much of the sales improvement was from -- specifically from share gain.

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yes. We're putting houses on the price list for our sales team to sell when we're comfortable that we understand all the costs, and we're comfortable with the schedule when that house is going to be complete. And that's a little bit different than every market. But essentially, a lot of times it is when the slab gets done or when the frame drops, and you're into construction at some point, where you're comfortable that you're going to have the appliances, you're going to have the windows, you're going to have the break, and we can provide a date to a customer that both of us can feel good about that we can deliver.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
It's not materially different. It's not materially different. And I would say 12 months would be really early and 24 months might be more realistic in terms of timing.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yes. Well, I mean, as we reported, we had collections of 96.8% this quarter. It was a little higher in the first quarter, a little over 7%. That is not abnormal to see collections a little lower in the second quarter because you're moving into those summer months, and you have kids that leave for the summer. And as you can imagine, that sometimes results in their rent being late. And so not anything out of the ordinary, but ultimately, we still believe that those collections will -- that 96.8% in collections will drive ultimately about 130 bps of ultimate bad debt for the year.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yeah. So if you look at today, British Columbia was the first province to enact it. We currently manage that program for producers and for the province. I mean we have a lot of experience, firstly.
And I just think -- and this is dealing with municipal curbside volume. So we're not talking about the IC&I sector here. And today, the producers pay 50% of the cost for the recycling of those materials. That is moving to 100%, and they are responsible for the actual collection processing and the municipalities actually have to opt out.
So I think the value we bring is, I think our asset base, given the amount of collection contracts where we have in Ontario, layering on together the processing facilities we already own, and then coupled together with the experience we have in BC, and then buying the DC facility, which actually has the regulatory reporting and compliance tool. So we put that all together, I think it's a very compelling offer for producers. And at the end of the day, Ontario is moving away from a single model to a multiple pro model, and all the pros are going to have to work together. So we think us working together, it will give us the right feed at the table to structure all these contracts properly and utilizing our assets to the best of our abilities.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Thank you very much for participating in the call. And, of course, as always, we're here to answer any other question you may have. So thank you very much.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Correct. All single tenant stand alone outlots, which is fairly unique for us.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
No. The XP transaction that we are doing right now, there is minimal impact on capital ratios. The part of the deal that had more impact for us, the -- the -- the selling of the stock that we made in the last quarter, it brought around 20, 25 basis points in terms of capital. This was the main gain that we had, and this was the reason why we sold part of the investment we had.
But on this spin-off that we are making right now, there is no impact -- relevant impact in terms of capital because we lose net worth and we lose, also, revenues here.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yes. Dan, it's Jonathan. So just sort of give a couple of points on this. So I think generally speaking, we would expect our rules of thumb to still be applicable as vaccinations programs are rolled out. So as general population mortality declines, our insurance population will decline. And that's not going to be a perfect match. But at a macro level, I think it will sort of track reasonably well. And as we see data emerge, obviously, we'll update those rules of thumbs. As required. I think to your point about kind of will it be more mortality in different age groups. I kind of think of it as we're essentially eliminating mortality in some age groups. So sort of by definition, that means it will be more proportionate in the groups that have not had the full vaccination.
So it's not really a shift in my mind. It's more just -- we're getting rid of some excess mortality for those age groups and people that have been vaccinated, which -- and the residual mortality will still be there for the other age group. So yes, we might see something that looks a little different by population components. But again, overall, I think it's because aggregate mortality is going down and our rules of thumb would suggest that we'll see the same results on our books.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yeah. It was actually a large license -- existing customers who had a large license expansion as well as, of course, the maintenance contract that goes along with that. We anticipated -- we originally anticipated closing in early Q2, it actually swapped into Q1. So that was part of our exceed in the quarter.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Hi, thank you very much. Ari, if you don't mind, I'm going to try and slip in a few. First, I want to ask you, if you could talk a little bit about the real world evidence trends and update us, and how that's going, that's been a very strong grow in the past. Number two, just want to ask you for a little bit more detail on how you accelerate the growth in that Q2 business by owning all of it? And then finally, I mean how do you do an encore for a quarter like this? I mean, can you talk about the discussion about the business momentum continuing, it's such a strong quarter. It's hard to believe that you'll be able to improve upon this, and I know I've asked a lot, but going to kind of put them out there.

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
We do. As you correctly point out, China, in particular, Q1 last year essentially was shut down. So the first quarter numbers we're very, very high. But having said that, not only in the market but also in our businesses, we see sustained, very strong growth in the high-growth markets, China being the best example of that with growth over 20% for the full year.

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Hi, Good morning. Thanks for the question. So you noted some encouraging sequential trends in Wingstop prices recently. So curious as to what you're hearing from your suppliers as to what's driving that easing in pricing? Is it improving labor trends on the supplier side, or is there seasonality or some other dynamic on the demand side that's impacting spot prices?

    Prediction (one of UP, DOWN, SAME): SAME