michelcarroll/llama2-earnings-stock-prediction-fine-tune huggingface dataset:
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
It's really both. And we if you look back at the 8-K that we released in early April, that'll be the last month in, which we're reporting our default activity on a monthly basis. We'll just be reporting that quarterly going forward. But we saw an uptick in both the cure activity as well as reduction in the number of new defaults reported. So continue to see favorable trends in that area. I would point out also, though, that April tends to be a reasonably good month in terms of kind of cure and default activity, but we did see a nice decline in default and pickup and cure activity in April.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yeah. We went into New Jersey this year and that's been one that's been hard to chase because the prices have gone up so many times there. So, I think as Northern New Jersey spreads into Southern New Jersey, you'll get a lot of changes. They also have something going on in New Jersey that's put a great pressure on farmland, and that is, the state will pay a farmer a good deal of money if they will just set up arrays of solar catching sunset. And they are so hell-bent in New Jersey that they had to pass a law that prevents much more of that happening there. If they got rid of that law -- but the good news is, if the farmer keeps farming it, they'll be fine, they don't have any kind of thing against them and other kinds of developments.
But there have been people that have been upset that so much is being converted from regular farmland into solar arrays to help raise more energy for the state. I don't know, Rob, you could spend a lot of time analyzing that. We do it from the ground up. If a farm comes in that we think is good, we put together a package -- they go forward or don't. We really haven't gone out and said, "Gee, I think New Jersey is going to be the best place in the world, let's put all of our money there." So I can't really identify that for you, but if you know of some farms for sale, just send them our way.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Well, I'll start with our capacity. Obviously we're sitting here in Fort Myers, looking over at our brand new laboratory. We actually even processed our first test there this week. So as Mark said, our teams are moving over there in stages in the coming weeks. But it's significantly larger than the laboratory we had, and it probably over triples our capacity, if not even more, in terms of what we could do. We also mentioned that we're adding laboratories. Again, we're sort of going where the techs are for some of our dry lab and analysis techs.
We've opened up in Phoenix, Arizona, and we're also expanding in Atlanta, Georgia, to again add those capabilities and to be able to recruit talent wherever we need it. So we are growing. We're substantially increasing our capacity. And even in California, which is the one place where it was probably the tightest right now, we are looking to expand there as well and certainly expand our capabilities in NGS testing, which is the fastest growing modality that we have. Our RaDaR assay is actually going to be processed in RTP. And we have a beautiful new facility there to make sure that we have a dedicated facility so that we can have great turnaround times and really, again, follow the demand that we're expecting for that test.

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Thanks, Michael. I appreciate the question and thanks for joining us this morning. This is Simon. Very good question. We make very selective business development deals with very high-quality technology partners. We want to be very selective, as I said, because there is such a wealth of new technologies coming into the market and we think Cytovia is one of the best partners in the iPSC-derived NK cell space. So that's obviously a space that catches a lot of momentum currently. And we can make a significant difference here by adding our TALEN gene edit and this collaboration is also positioned more as an investment for Cellectis due to the fact that we actually have an equity stake in the company rather than an upfront cash payment. So, we are very encouraged by the progress of the company so far, and we are continuing to be very excited about the growth that can come out of this collaboration.
As we said, we have obviously over $700 million in development milestones, regulatory milestones, some sales milestones. But for us, it's much more interesting to actually make a significant change to improve with gene editing what is a very wonderful scientific platform on the iPSC-derived NK cell front. So for us, it's a foray into this space. This will include some solid tumor targets as well, but without taking the focus and resources away from us to focus on our off-the-shelf CAR T-cell treatments, which we think have the best shots on goal for the targets that we're pursuing.
And Andre, feel free to add anything.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Andrew, this is Rick, I'll take that one. The outlook includes the small contribution that we expect from TreasuryXpress, remember that we're subject to purchase accounting in the early days. And this is a market in which acquiring a strategic asset even at a very favorable and attractive valuation, which we did means that there is not a material contribution in the year.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Thank you for taking my follow-up. I would like to ask the COVID question Jen. And also just the implication of that in cancer as obviously these cell types, the source has to be also very scalable, like how are you sort of making choices what go into as COVID versus your cancer study and also in terms of the communities that are [averaging zero] point, are you considering doing trials in those territories where the pain is greater.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yeah, Mike, I could touch on that. Not giving guidance for '22, but I think it also goes back to the same story as 2020 and what happens in 2021 and how strong sales are and then just that lead time in buying land. So we just approved six new deals at acquisitions committee here in the month of February, and one is going to open in '22 and five are going to open in 2023. So any deal that we're closing on and underwriting right now is really impacting '23 community count.
But over the last six months, and Charles mentioned in his prepared remarks, owned and controlled lots overall were up 28%. So the deals we've been buying over the last six months are really going to be impacting community count. I would just model that's more heavily weighted in the back half of '22 and then accelerating into 2023.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Hi. Good morning. Maybe start with the question for -- for Jamie who I guess by now, we'll call the chief cook and bottle washer at Fifth Third. So, a question for Jamie.
You know, pretty clear on kind of the securities purchases and your thoughts there on -- on holding cash. I guess my question, are there opportunities to purchase loans, like the government-guaranteed loans that you had in the fourth quarter, as well as the decision to just hold more mortgages on the balance sheet as you -- as you think about the -- the next 12 months?

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Well, I mean, we are very pleased to announce the asset sale today. As I said, I think you need to look at our portfolio through the person of the integrated platform and moving closer to the customer. Whatever helps us better serve our customers, that's going to be the guidepost for us in terms of executing. Right now, we're focused on these. But as I said, I mean the portfolio optimization is a continuous process, and we're going to continue to evaluate the rest of our portfolio and will provide you an update when we're ready to do that.

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yeah. Thanks, George. So yeah, research had very a tremendous quarter. So I think we continue to see strength with sell-side analysts in Q1. It wasn't the primary driver of ASV by any means, but it certainly helped. And I think it just really speaks to all of the great work the research and advisory team has put in over the last few years, just to get more content into the platform and to build out just fantastic reports for all of you that use our products.
So I am optimistic about this part of the market. I think when we started talking a few years ago, right, we talked about having that great balance between enterprise and analytics solutions in the desktop. But it's really nice to see the core FactSet workstation really coming back strongly, and there's just a ton of opportunity out there for us in terms of desk [Phonetic] that we feel we can go capture now.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Hi. Thank you. One in near term and then I had a longer term, Steve, and really just wanted to make sure I understood that part. On the near term, the Preferred Supplier Program, you started just this morning.
But does the guide for March, does it include the change in cancellation from 45 to 90? Is that part of -- has that been implemented long enough to reflect in the March guide?

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
I wanted to ask about capital. And could -- if you change -- if you could just go over the -- the capacity, what's left in the existing share buyback, how much you have left. And then secondarily, if -- if the Fed were to lift the restrictions on share buybacks, just how you're thinking about capital returns?

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Brian, as I commented before, in Q3 or in the last three quarters, we didn't see yet the impact of P3 and SAF. We do -- we had some impact, definitely a very nice impact of RPS. We're very encouraged by the reception of this product in our market, in our customers. It's open for us in new markets, new applications. We are not providing specifics on each of the -- on the specific numbers on this opportunity. But definitely, it was a growth driver as well as a, like I said, a door opening. So the majority of this...

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Catie, one other thing I'd like to add to the point. People probably don't appreciate the fact that for the last couple of quarters, Delta has actually been flying the most scheduled service of anyone out there. So when people worry whether we're going to have the capacity and the seats in the market to fill it. We're flying more scheduled service because we are blocking so many of the seats on the individual airplanes.
As we open that inventory up, we're going to be rate with anybody in terms of being able to provide service and strength into some of our key hubs and markets domestically. So we're not concerned in the short term that we're going to be short of aircraft or short of staff.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Well, this is Drew. I think that we are early in our assessment, is probably the best way to think about that. So we got the news that we got the recognition last week. And so we hadn't completed our assessment about what this might mean for us going forward. And I think what we wanted to get you the early out there that we at least see ourselves in the top half of the range. We have more work to do around that. We have a couple of things that need to factor into the analysis. Like you just discussed with Leo around the growth potential that's out there. There are a couple of risk items out there that we want to make sure that we have had to manage. And if we can manage through them without using that capacity, that's incremental capacity that's available for us. But I think you're looking at the right thing. There is a good opportunity for us out there going forward.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Thank you very much. I think the big item on everyone's minds right now is interest rates and I forgot to ask that. So how do you think that changes the commercial real estate outlook? It sounds like you're seeing an uptick in transaction volumes and you said select property types, which I assume means industrial and single-family rental, the invoke property types and maybe multi-family as well due to rates, but overall rates are up quite meaningfully. And it seems like there is the potential for rates rising further, especially if the stock market is signaling a strong economy. How does that change the way you're looking at the outlook for commercial real estate?

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
As you noticed, the software grew by 15% in our medical segment. So that is not pent-up demand that is actually just a continuation of the solid growth that the segment in general, and that particular subsegment of our medical segment has been showing over the last, I would say, four to eight quarters. And in our devices activity, I think the growth was between 8% and 9%. And there, I think it's more and more structural growth rather than recovering pent-up demand. I mean, the hard quarter was the second quarter of last year. Now we're reporting already on the third quarter of 2021. So there's still some pent-up demand, but I mean, these numbers basically also show a continued structural strength and growth within that segment.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yes. No, I appreciate you asking because we didn't get to that point. So beyond just an increasing current year collection rate, we have also included an increase in the collection of 2020 reserve rent. So we had 125 basis points in our original guidance. We now have 425 basis points positive impact in our guidance range. So that's an incremental 300 basis points. So let's think about that in dollars. That's roughly $30 million at the midpoint in our new range. And as you can see in the results, we've already collected $20 million of that. In fact, through April, we collected another $4 million. So we're 80% through our guidance range on 2020 reserve collections.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
So in general, if you look, I think the proposal out there have been about a 400 basis point increase. So effectively if those were approved, we'll see about that through our tax rate. We try to find ways to mitigate it, but as you know today, we're pretty effective, if you look at our rate and state taxes, it's got a whole lot more room there so.

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Right now we believe it's going to happen in the second quarter. Could some of it fall into the third quarter? Maybe. It just depends on how quickly they can get up and running and right now there's a shortage of plumbers in the area. So all the bigger things are being done quickly but our assumption is it will be pretty much complete in the second quarter.

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Thanks, John.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yeah, I'd say most of our per diem increases go into place July 1 in connection with the fiscal year of our state government customers. So this was a good year for per diem increases. Those are reflected in the third quarter results. Our Federal per diem increases are usually on the contract anniversary, so they can be throughout the year. But, so as you look at where we would be seeing increases in populations; if they're at the federal level, they're probably going to be, most of that would be for under existing contracts.
So I wouldn't anticipate per diem increases in advance of new populations coming in, it's typically at the end of the contract year. For any new contracts, like the one we're describing at West Tennessee, we're negotiating the per diem upfront. So you know, going into the new contract, what the per diem is going to be and you build in inflators into the contract as well. So I'm not sure if that answered your question.

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
I'm probably not going to answer it that way. But what I will tell you, again, these are long-term buildings. We want to extract from all those data assets we have been building a long-term competitive advantage. Let's put it that way.

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Sure, Dan. So the -- we -- back in the acquisition of Genosity as Ken had mentioned, we were able to kind of integrate that quickly and get the Archer PCM technology up and running as an LDT, albeit most of the organizational energy was spent on doing that. The commercializing of it, we wanted to get it as early as possible, but given the hands of a few key clients put it through its paces as it were and get ready to scale it up between now and the end of the year. We've got some more scaling of that process to do, want to put in some more cost containment and really get it ready for full-blown commercial launch, at least by early next year.
So that's going to -- that's where we are. Much of it is spent on the operating and development side of it and more and more commercial execution as the year wears on.

    Prediction (one of UP, DOWN, SAME): SAME