michelcarroll/llama2-earnings-stock-prediction-fine-tune huggingface dataset:
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Well, mentioned this in opening remarks, and we highlighted it in the earnings release as well. But very exciting relationship that has been developing really a long-standing [Indecipherable] HP, but a new initiative around HP work path which is so consistent with the vision that we had for a document workflow to create this integrated hybrid deploying the cloud, deploy on-prem is needed capability that can ingest and mine and distribute content across multiple channels. So we're very excited. I'm going to let Rod chime in on this because he's been directly involved in building out the relationship. And so let me let Rod give his views on that.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Carla, do you want to take that?

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yes. The ScoreCard Gold program actually is one of the reasons why I think you're noticing it for the first time. It isn't -- it's only a year or two old. We don't have a comp versus 2019. We started -- I want to say it was 18 months ago or so that we started the program, and it's obviously our best customers. You have to spend $500 to get into the program or be a credit card member, and they definitely buy a broad range of products. So they are the best of the best.

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yes. Walt, fair question. Yes, look, rising tide lifts all ships. And right now, I think distribution generally, not only Franklin, but other distributors that are publicly traded, where we've got information. We're all seeing some lift in our numbers because of strong demand and margins are holding. We're getting some operating leverage. We had a couple of charges in the quarter that reduced sequentially from Q2. But I'd say generally, right now, the distribution business is robust, and we've got -- and so therefore, we're getting good financial performance. You may recall that our original goal was to get this business in the 4% to 6% range. There is some seasonality. So we're doing better in the second, third quarters than that. But we are performing a step function better than where we were in prior years.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Craig, you want to take that one.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yes. So it just really depends on the amount of volume going through. So obviously, it is a lower-cost region for us, and that will obviously help us from a labor perspective. The volume is really the key thing there in terms of how much goes through, but yes, it could be helpful to get us continue to have us be at the higher end of our gross margin model and possible expansion. We will be looking at our model, as mentioned before, once the Hamlet acquisition comes into play and we will be taking a look holistically across all of our product lines to provide a updated model based upon that.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Going back to that 3% tying to the underlying embedded growth in the escalators.

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Thank you.

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yes, Arun. With our current emphasis on tunning cash for having sufficient cash to retire those 2024 notes, that's our first priority, as we discussed. And second priority has been going to increasing our regular dividend on a sustainable basis. So we're checking the sustainable dividend growth this year. And we'll see how prices really do stay, and we're very optimistic that $55 could come true, but we've seen enough volatility in commodity prices. We're not going to make any decisions around that at this point. We'll make sure we see the cash flow come through and our cash came in on our balance sheet, and then we'll make further decisions then. But definitely, our Board has been open to discussions on certainly a sustainable regular dividend growth, very supportive of that and further open to discussions on a variable dividend.

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Well, let me start by saying that we have reported growth in all three of them. And CMS is, of course, the bulk of our devices business in medical, and it's definitely the growth engine of the medical devices business, where we anticipate to continue the growth into next year. And yes, the same is true for our footwear and eyewear initiatives. Our Materialise motion business in footwear has a very heavy investment schedule in front of it that will enable the release of several new products and even product categories next year that should ensure serious long-term growth. In eyewear, we want to be open that we closed the Ditto investment on favorable financial terms, but it's a drawback for the digital side of the eyewear developments we had in mind. So we are, at this moment, a little bit more cautious with the growth expectations of our eyewear at this very moment.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Thanks Vivek.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
That will kick back in once the ASR is complete, which, as I mentioned, matures in the first quarter. And so then that would be along the lines of opportunistic sort of buys at that point. That's right.

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
It's definitely incremental. But you're right, Brad, we can't give guidance. What I'd tell you, it depends on what the opportunity set is for all of our channels because we're location-specific channel agnostic. So it's a little bit hard to predict today what things may look like next year with regards buying off the MLS, buying from the iBuyers and things like that. But this really is an incremental source for us. It's not going to replace other things that are available to us.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Frank, you're right, because we are very focused and we don't want to get our eye off the fact that we want to improve and have best-in-class TCE ratios and overall capital ratios. And unlike majority in the banking industry who are really struggling to see any kind of revenue growth we are not struggling to see revenue growth. We are sort of a very unique very few banks like us who are seeing such opportunities. So that's why from a capital allocation process we want to make sure that we allocate the capital in a manner that is most effective from a safety and soundness point of view. That's most effective from the shareholder value creation point of view, and that we use all types of capital to support our growth. We are not backing away from our targets for TCE ratios to be dramatically higher than where they have been. And we want to maintain those. We are conservative and we've been building our reserves like we shared with you, and you want to have a fortress balance sheet that is much more related to shareholder value creation, then constant regular buybacks, do support earnings-per-share growth. Revenues, in our opinion, must support earnings-per-share growth with buybacks whenever there is an opportunity, that's our philosophy.

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Hi. Thank you. I just wanted to ask about the increased sales guidance, which I think is $46 million at the midpoint, if my math is correct, and then $8 million for EBITDA. I think that implies an incremental revenue versus your prior guidance carrying only about a 16% EBITDA margin, which is obviously much lower than the corporate average.
So I know you have higher costs. I know but you had higher costs in the first half as well. It just feels a little conservative to me on the EBITDA line, even if you are investing more, as you said. So I'm just curious if there is an element of sort of, hey, let's wait and see where our costs and pricing elasticity really come in or whether, no, you're actually going to invest that much more in the business beyond what you initially thought?

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Absolutely. Yes, sir.

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yes. Thank you very much, and thanks to all of you for joining our earnings call today. I just wanted to leave you with some closing thoughts. Very pleased with the second quarter results. We generated another quarter of strong free cash flow and saw good levels of performance across a number of our product companies.
We also see a multiyear growth opportunity developing in our TPS business driven by the LNG and new energy initiative.
As we continue to execute on our strategy of becoming an energy technology company, we'll maintain our discipline and prioritize free cash flow and return. We'll also continue to evaluate our portfolio in order to drive the best financial results and create the most value for our shareholders as the energy markets evolve.
So, thanks for taking the time. Look forward to speaking to you again soon. And operator, you may close the call.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yeah, I think, we've always said that we wanted to be in the low teens and perhaps get to mid-teens. Obviously, we had a little bit of a tail wind last year with the market ramping up faster than we could possibly expand the business. Right now, we're at a fairly hefty expansion mode in terms of R&D and marketing because the business has got so much bigger. So we're not -- we're nowhere near sort of a mature business that I'll tell you that we've got an exact target in mind, but somewhere in that range is how we try to manage the business.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Well, what I will say, I don't want to talk about the specific cases involved. But there were multiple legal items that were all netted to the number you saw in the financial statements. It wasn't just one issue, and we expect those to be onetime deals. These are not recurring items. These are onetime resolution of lawsuits or other legal disputes that were resolved in the second quarter.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yes, it's Tim. Again, we don't like to talk too specific on pricing. I think I look back over the last 12 to 18 months and I think we've talked about it before is onto the pandemic higher risk associated -- perceived risk associated with the loans that we are insuring from our perspective at least. Again I assume others in the industry. So, we saw price increases. I think that's normalized come down over the period of time as the economies continue to be I guess robust and housing in particular has been not only resilient but actually been really strong. And so I think you saw sort of pricing normalize. And as we talked I think last quarter I think maybe from a competitive standpoint, we see what we see as far as we're collecting our pricing we don't necessarily know exactly how other people are viewing it. But I think it's safe to assume based upon I think what you can observe and what we've heard other people say that people feel really good with this current market -- current housing market current economy and pricing is reflective of that, but still generating strong returns and we still feel really good about the risk/return equation.

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Did you resell any electricity or ethane or anything else to help offset the storm impact?

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Are you referring to Page S-17, I'm guessing?

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Forward buying. I'm sorry. Yeah. Listen, we do -- we, obviously, do some of that with the cheese commodity.
We occasionally will do that with some of the other commodities. We de facto, you know, by locking in supply agreements with a lot of the grocery providers on the CPG and DSD side of the business, right? We have locked in our cost of goods for the calendar year for -- beyond the calendar year for several of those. So I think we have essentially done that on the grocery side. And where it makes sense for us, we'll do it on the prepared foods side, but it's probably there's less forward certainty on that side of the business today than there is on the grocery side, just by the nature of the contracts that we have.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yeah. Devin, I think that's a great question, and I guess I would start with advisory. I think you're dead on. Obviously, throughout the year, Q2 and Q3 were really weak for us in advisory, after an OK start in Q1, and a very strong finish. But I would still characterize sort of the total advisory results as suboptimal for sort of the platform we built by combining Sandler, adding Valence, the restructuring capability with TRS. Frankly, many of our team is being down somewhat for advisory. So I think we're very optimistic that we could see some significant growth in the total advisory number as the year growth. And I'm really excited about the platform.
The pipeline, many of the good thing is going on there. I do think per your question, some of that will be offset with some very difficult comparables for ECM, the DCM business, and both brokerage businesses and even public finance. All of that being said, the capital markets have started this year very strong in January. But I think to see some of those results -- I mean you'd have to have a crystal ball looking out this year, to say, hey, is the most of the year is going to be strong, and that's just hard to predict. So I think you're looking at this the right way. We absolutely feel we've got a significant upside on the advisory business this year.

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Okay. So I think general semi is strong in all from Q1 to Q4 continuously. I think auto will start to be stronger this quarter. I think our conventional auto is also coming back, LED is helpful. So we do believe from Q1 we start to see auto will be quite strong and that will help our wedge bonder a lot.
And for the memory, at this moment, we don't see full recovery yet, but actually we see -- actually start to see recovery come in. So we do believe our next few quarter memory will start to pick up. So memory probably is last second one other than money AV [Phonetic] segment, I think we see very strong demand, but we already see initial investment of memory coming in. Also from a past few years, actually the industry utilization rates started going up and also the big growth per year, I think compound annual growth rate CAGR is consistently close to 30% every year. So we do believe our memory is on the way to come back.

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yes. That's exactly the plan that the folks over in BC are working on, is trying to figure out the cost curve of these investments. And there is, as we've mentioned, I think, hopefully like three or four times already, it's balancing the costs with the transition to renewable resources. And that's something that they've got right in the center of their playbook. And they're looking for the opportunities for additional, whether it's RNG or hydrogen, and making sure that the blend of what we do and how we put it in and at what pace is suitable to the regulators, and of course, eventually our customers. So that is part of the calculus, for sure.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Thank you, Brady.

    Prediction (one of UP, DOWN, SAME): SAME