michelcarroll/llama2-earnings-stock-prediction-fine-tune huggingface dataset:
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
And your guess is as good as mine on that. You know 1% on those loans instead of 10 bips to the Fed, so I'm not completely unhappy about it. I like it. It suits me fine. So at least I know, our customers want forgiveness and they won't get it out off their plate now, blame them a bit. But you know, in the meantime it's OK.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yes, I would say a good portion -- I'll have that number right in front of me today that -- what our variable rate portfolio is, the majority of them do have floors.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
No. We're a lot more dynamics than that, Mig. We've done five price increases year-to-date. And so -- and I think when you look at the price increases and how we manage pricing from Infrastructure Solutions to Materials Solutions, there is a little bit of a different twist there in regards to the Materials Solutions is all through a dealer. In a dealer situation, obviously, they're looking at building out their fleets and their inventories on their yards and also having retail. So anything that doesn't have a customer name on it, we've been pretty adamant that we've taken prices up on those types of orders, even some that did have customer's names we've done as well.
So I think we're pretty dynamic, Mig, in regards to what we're able to pass through. And on the Infrastructure Solutions side, a big component of that would be more of our direct sales. And we've been pretty successful there as well as of passing through pricing and also managing our discount structures at the same time. But I will say that we are dynamic. We're going to continue to be dynamic. And everything we've done is really price list changes, no surcharges if that helps with color as well.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yes. I mean that's also a good question. So yes, we did our kind of nice three to 10 T Box [Phonetic] review halfway through the year review and the sales forecasts are in absolute numbers always higher in the back half. So we have forecast that are up in-up even more against the 2019 baseline. And I did try to -- I know there's a lot of chitchat in these opening scripts, but I didn't want to just double down on the comment around this digital thing. I tried to call it out, but I'd say it's the most hopeful like for me that I've done. I've taken this question, 100 times, 'Hey, Ron, can you just spend more? Why don't you just invest more in sales and marketing, sell more and all that kind of stuff?'
And I've always said that, 'Hey, we want good returns. We don't waste money.' And practically, it's hard to hire 50% more people and you have turnover. So at this time, Tien-Tsin, it's a bit different with the digital because you can kind of turn the crank right in a way and generating more visitors. On the call, I said we did that and generated 50% more visitors in Q2 than we had in the trailing baseline quarters. So that's the one place I'd say there's a ray of light there of us being able maybe to really step up the digital sales even more.

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Over time, the vast majority of the excess cash will be returned to shareholders in the form of higher dividends and the buyback. We did a one-time pension supplement last quarter. It was really tied to the very low interest rates from a year ago. It sounds like a long time ago but under the Pension Benefit Guaranty Corporation rules, the funding requirement is fixed by -- on the year-end interest rates.
And so we were a little bit underfunded, and therefore, would have paid a little higher was called a variable interest rate essentially higher than our cost of borrowing and so that's why we supplemented it. Obviously, we're in a much different place in terms of interest rates now and you'd expect our pension contributions to be as they have been and we provide guidance on pension in our 10-Q filings, so you would not expect anything on that end. So again, if you go to our financial priorities, Paul, you know them well, sustain and grow the dividend. It's up 12% since pre-COVID, the biggest increase in the sector.
Our capital guidance is going to be up but it's no change from the guidance range and it's in a very tight guidance range and very capital efficient and lower where it was pre-COVID. We're going to pay down a little more debt. As I said, we're fast approaching a level where we can increase our buyback range. And so then the balance is excess cash.
And over time, it goes to shareholders. We're not going to swoop it out each quarter because investors are very clear that they want us to maintain a buyback through the cycle.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
So we're actually taking a step today, because two things, as I look at succession, as we previously announced in 2019, we will split the role of Chairman and CEO with my departure and we've taken the step of going ahead and doing that, because we have a long-serving Director, Rick Burdick, who's 30 years plus with the company, two years as Lead Director, very successful. So the Board met yesterday and selected and elected Rick Burdick as the Chairman of the company. So this gives a lot, should give everyone a lot of confidence and trust that we have the right way forward, we have someone from within the company assuming this responsibility. Rick will also lead to search for the new CEO, which will kick-off in the spring and -- but half the equation is already answered with Rick becoming Chairman.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
It's -- I think likely after Q2, you won't -- you would not see meaningful contribution from round two PPP in our fee income.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
And I think it's now time to wrap up. So let me close the call by saying that we really feel strong about the quarter that we have. It's a great proof point of the ability that we have to deliver value to our shareholders and shows the strong momentum that we have entered in fiscal year '22. And this is why we provided the guide that we provided for Q1 that shows the things that we see in our business. So thank you everybody for the call today and we wish all of you a great Thanksgiving with your families. Thank you.

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yes. No, it's great that we have the buying volume that we have, and we're focusing in a few markets. These are markets for the majority that we have great teams on the ground who are ready to take this -- take on the challenge. The volume is real, and we're paying attention to it, but we're able to keep up and we're pushing them through. A lot of these homes are, like Dallas said, really in good shape, and we know what we need to do on the rehab side. And it sets us up nicely. A lot of these homes will be ready early next year, and we'll -- what we've seen and what we've been able to bring through have been really healthy in terms of what we've been able to gain on rent. So we feel like we're in good shape to be able to manage it.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yes, I look at -- the way, Kevin, we look at it is that, because we are incumbent and bulk of our business come from about top 20 Teir one providers across the world, and they will continue to invest with us in 5G. U.S. is ahead of that two of the people who have seriously announced 5G, they are all using our product, but our revenue in this area is sort of blended 4G and 5G. So we should not look at 5G opportunity as incremental to 4G last year. Lot of the subscribers are moving from 4G to 5G. And so instead of some of the 4G revenue from Tier one will be replaced by 5G.
Net effect hopefully should be slightly positive effect. But that new areas which we can count on on 5G, which we are not there yet, we are there in the calibration area, which we talked about last year. Now we are moving into the core and replacing some of the 4G revenue with 5G, but the new areas will be then a 5G security, which will be held by mobile security, and hopefully later in the year, we'll have something about it, and second is private 5G. So we have created a small sales group in NETSCOUT to look into private 5G opportunity with the enterprise, given that we also have enterprise sales person. So that's how I look at the 5G traction, I think it's much better -- more demand now than we had this time last year.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yes. I mean, good question, Christian. Absolutely. We're doing -- we're very excited about sustainability because it's good for the planet, but also because it makes more money for us and our shareholders. That's a very important factor. So yes, that lowers for us, the cost of aluminum, and that's how we make money, and we justify investing in more recycled capacity.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yes, what's great about Lakeside is that H-E-B is opening their flagship store in Dallas and it literally is -- it's a private -- it's a not a main street, but it's a street that goes into the center at bifurcates and H-E-B is under construction now. Lakeside is part and parcel to that whole parcel. Lakeside we had under contract when COVID came around back on March 20th. We peeled back our contract on that and we put it on pause. The seller worked with us very closely. It came back around, we knew about H-E-B and what their intention was. And so we were able to reactivate that and make the acquisition. Wonderful property. I think we already have two or three leases signed through it. So our team was already focusing on that and that was going -- that's been going very well so far.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
I'd say, our engineering group is regularly reviewing ways that we can build cars differently. And sometimes to those of us who sit at desks and look at computers all day, they may seem fairly minor. But when it comes to the railcar itself, it can have an extraordinary impact, whether it's on the carrying capacity, or the heaviness of the railcar allowing it to carry more products or the trains that have more cars in the train. So I would say that's the area where we're focused mostly on technology and improvements for the industry is around how we're doing, looking at the design of railcars and refining that.
Bill had mentioned our management services group and we manage, again, over 400,000 cars. That's an area where we're regularly updating the systems that we use within that group, where we manage maintenance, and car hire and logistics and regulatory services. So we're regularly doing things like that around.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Good morning, Mark.

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Well, let me, Justin. Thanks for the question. And let me start off, and perhaps Josh can provide some color. I think we are rich in pipeline assets at this point as I mentioned in my prepared comments, we are very excited about the potential for RASP inhibition broadly which is reflected not only in reproxalap, our lead asset that I hope is close to the goal line in terms of submission of a marketing application but also in terms of retinal disease and systemic disease, both of which are likely to relate to RASP inhibition.
So I think, as Josh mentioned, a lot of the proceeds that have been raised this year are earmarked for continued development of RASP inhibition broadly as well as our retinal program with ADX-2191 which as you know, is currently in phase 3 testing for proliferative vitreoretinopathy. We are always opportunistic in terms of assessment and licensing of new assets. I think we've proven to investors over the years that we're capable of evaluating in-licensing and developing novel assets but with that, perhaps, I will turn it over to Josh for further color.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yeah. So to clarify Dave, we're talking when we say record, record outlook for this year, it is relative to the post spin financials, so it would-we're not comparing against financials prior to the spin. Clearly those were carved out financials under Honeywell different structure at that time, so just want to clarify that going forward. And then in terms of the wreck, I mean, I think Erin pointed out very well and very clearly that a lot of the things that we're driving across the business since 2017 are creating a very strong foundation for us to perform, execute in a very favorable environment, but also setting ourselves up for long-term value creation. We've talked about the differentiated products, the type of growth and returns we're seeing there. We talked about the capex investments, the 100 million and the 20% internal rate of return that we're achieving as well as some of the other operational improvements around a granular conversion improvements etc. So we feel very good about the underlying foundation of this company, and how we've improved it since it's been and setting ourselves up for record earnings since the spin and strength and good tailwinds as we go forward.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Well, thank you everyone. We're looking forward to continuing into an impressive 2021. And I want to thank you for joining our call today.

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Specifically, to the first quarter, there's a lot of things that reset the behaviors and the disciplines in the hierarchy in the market. There was some upgrading. It also should not go unsaid that we're getting paid on time, which is a fantastic testament to the value that our customers and the quality of our customers out there are providing also. I mean, selling it and shipping it and going through what you go through and getting paid on time is clearly the recipe for us or the menu for us to be successful and push those earnings.
But as far as going forward, very optimistic, very happy with the way things are going. Our team here, again, from sales, manufacturing, purchasing, shipping, maintenance, everybody has stepped up and done the job that they should do. Our vendors have been fantastic. We've had some -- even through the weather challenges that we had in February, our construction projects continue to be moving along at a great pace. The vendors -- it's been a fantastic -- folks pulling together and seeing what they're capable of doing. We're not the only industry struggling with finding qualified labor, the construction side and the Hill Wilkinson guys and the Potter Concretes of the world. The folks that are doing the job for us on the construction, machinery vendors, it's a team effort, and it's working out pretty well for us.

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Great. Thanks. Good evening. Thanks for taking my questions First, just like to start off with more big picture.
Doug, one of the strategies you put in place with coronary was that the hospitals had to stock the product, which is going to -- ends up becoming a lever point in the future for distribution because you can just -- the reps don't have to be in every case. My question is -- first question is, one, how is that playing out now that we're this deep into the launch? And then, two, is this having any impact on the peripheral business in the way hospitals think about the peripheral product?

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Philip, I think I'm very optimistic about the China, even though the -- I think, throughout didn't say any target for national level, but I think it's encouraging -- I think its provincial to develop, I think their own targets. And today in the two conferences in Beijing, today, the head of the NEA basically sets the target there, I think around -- I think 1,200 gigawatts in the next 10 years. So as you can see that, I'm pretty sure, especially the distributed -- the rooftop and the distributed, I think, solar power plants in China, continue to develop. I think this year definitely should be above 60 gigawatts, even above 80 gigawatts.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
It's quite all right. No problem. I don't mind a bit. That's certainly the environment we're operating in.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yeah. So first of all, let me hit on the virtual products that we have. I've talked about it before, we're sort of getting into from version one to version two. The second version is really not telehealth as a stand-alone service but really effectively integrated into physical delivery and total courses of care.
And so as I think about how we might -- how we're organizing our products, what we would have is a virtual PCP available to some people and many people across the country don't have relationships with PCPs. So a product based on having virtual PCP, having that PCP managed like a brick-and-mortar PCP, and then manage the downstream expenses. Being able to refer to digital properties, be able to, as I said, bring in a behavioral specialist where needed. And as we sit and we look at some of the products that we have and we're designing, we're expecting probably about a 15% price advantage to other sort of similar products in the market.
So we're kind of excited about the efficiency of virtual in that context. Yes. So give me your second question again, Lisa, I was focused on virtual.

    Prediction (one of UP, DOWN, SAME): UP