michelcarroll/llama2-earnings-stock-prediction-fine-tune huggingface dataset:
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Good morning. So in EM, do you have a sense for how the rate of new projects and the duration of projects is affected in via the inflationary or more volatile raw material environment?

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Good morning. I guess, just one quick one here from me, a lot of ground has been covered. When you think about your guidance that you're maintaining here, relative to kind of where you were on the senior housing side. Can you still make your numbers if you don't get improvement from here? Is it is it predicated on some level of improvement in the senior housing portfolio over the balance of the year? Or can you ramp up and -- or is there enough opportunity on the home health, hospice side of the business to offset some of the near term headwinds here? And that's it. Thank you.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Hi, William, this is Emily. Let me answer the question. So we've definitely seen the overall market constraint, right? We have very, very strong book-to-bill ratio. We have extremely strong backlog across all the regions. And just like I reported, we have very, very strong POS result as well. So definitely, we've seen a little bit of the imbalance of supply and demand in the market. So I want to make sure we're seeing that as well. What we've been doing is actually we are overcoming different bottlenecks by working very closely with the customers to understand their true demand, right? So definitely we are seeing longer, I'll say bookings, right? People -- the lead time is stretching a little bit longer. But I've been emphasizing, it's not really about the lead time, it's really true demand understanding from the customer by working closely with them. So we're definitely seeing longer visibility for the backlog point of view. So, yes.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Good afternoon. And thanks for taking my questions.

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yes, absolutely. So with the lower mine infrastructure in place, we did start drilling in 2020 with a limited program and really starting to test opportunities down plunge of the deposit, both at YD West and the main part of Young-Davidson. But also, I can't emphasize enough the exploration potential in the hanging wall, footwall of the deposit. It's really seen limited testing. We're sitting along the Cadillac water lake salt system. There's significant opportunities there. And as I alluded to at the end of my exploration update, we did intersect some higher grade mineralization in both the hanging wall and footwall.
And this is going to require, obviously, a lot more work to define the geometry of these structures and any potential continuity of mineralization, but it just points to the upside. So not only do I see upside in expanding the existing reserve and resource within the cyanide, but also other opportunities in different settings, geological setting. And then we will be ramping up, as I mentioned, to a second drill, underground drill within the next few months and start evaluating some of those opportunities.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
I think that should be a good rule of thumb for the year. But it will probably be less pronounced in Q4 because that's when we started to nonrenew but -- so the majority of the policies will be coming off into the October time frame. But I think that is a good rule of thumb. Now the one thing that we have going for us is that the national account all-risk business, the layered and shared all-risk business that we're doing in concert with Amwins is growing. It's growing nicely. It's getting great returns. It's hitting our metrics, if not exceeding them, from an average annual loss and a PML premium standpoint. So we're encouraged with that. So that mitigates that decline and will continue to drive growth beyond 2021. But I do think that there's that seven points of headwind associated with the wind-down of the admitted book that we'll see over the course of the next -- certainly Q2 and Q3, it might be a little bit less in Q4.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yes. Maybe two things on that. On Attachment nine, that current pipeline, just in terms of costs being locked in, we've already bought out all the lumber that we need for the next 18 months for these projects. So we do not have the risk associated with these. So in terms of cost estimates, cost overrun risk, we see that as de minimis for the existing pipeline. So the bubble in lumber prices that we see today, it really factors into the forward underwriting and future starts, which, as I mentioned, we probably not start another project for another two, three or four quarters here at this point.
As it relates to the yields that we're underwriting, we have not adjusted from what we've talked about historically, which is in high fives, low sixes type of stabilized yield. Most of the projects that we look at are somewhere in the 5.5 range on an untrended basis. And when we say untrended, we're talking about current market rents as we look at the current NOI stream off of that asset relative to a trended cost. So we look at the forward cost at which point in time, we would start and deliver that asset. So the untrendeds we look at are 5.5%. Over time, of course, we expect rents to grow and catch up to that cost and grow to a 6% stabilized.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
If we --

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yes, well there are few uses of cash in '22 we'll pay back $125 million of debt on the convert and there is more in 2025. We split that out and actually paid them off early in Q4, which is good. And I think from an opex perspective, we said we will continue to be hawkish. We will continue to invest in innovation and technology and improving the website experience for GoPro.com. So those are key initiatives for the company to take investment and there is other areas that we'll be able to be more prudent and cut back. So we want to stay in $305 million to $350 million range for opex in 2021 and its upside because, our revenues are up too. So that's also contributing to go up, but we're definitely going to make those investments and be prudent about our cash balances and actually to your point, we were at $328 million ending the year of 2020. We haven't had a $300 million number in cash for a number of the years. So the cash generation in the second half is well above $200 million, which is -- those are record for the company. Two quarters in a row where we have $100 million in operating cash flow.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yes. It's not -- I mean, the revenue that we provided was really a floor because we haven't provided any guidance for 2022, and we understand it's quite difficult for one to get their arms around that. It doesn't include anything incremental related to the multiplex ABC test. It's all COVID-19 organic revenue.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yes. Good question, David. I -- the bigger source of variability with respect to completions and deliveries is on the inventoried airplanes that we are bringing back -- that we're bringing into service as opposed to ones coming fresh off the production line. So there's -- of course, as you know, there's a lot of warming up.
There's a lot of things that you have to do. And depending on what you find, you've got to do the work to make sure the readiness is what it needs to be. And we've said to the team, take all the time you need to get that exactly right. We're going to do this one airplane at a time.
So we still have more variability in that than I'd like to have. We are getting a little more stable. I think as we move into next year, we're going to be quite stable on that front. But at any rate, that has been the source of most of our delivery variation on the MAX.
We got to keep -- we do have to keep that discipline. That is why we're at the reliability rates we're at, which is extremely high.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Hi. Thank you. Can you talk about your expectations for 2022 free cash flow and what you have assumed in your guidance for share repurchases?

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Good morning, Nick. Good morning, Margherita. Thanks very much. Kind of you have great set of results and encouraging commentary about returning to growth. So with that in mind, just love to hear an update on your thoughts about potential cash return to shareholders. I think in the past you've talked about considering incremental returns when you got down to 2.5 times net debt to EBITDA. I mean, is that still your thinking at this stage or are you willing to show more flexibility around that especially with the upcoming Vantage Towers IPO? And if I could ask a very quick extra one you flag in Italy the postpay and VG MVNO. Could you quantify what the revenue run rate of those will be when they're fully integrated onto your Italian business? Thank you.

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Hi, good afternoon. Thanks for taking my questions. I have a few. The first one on several, one, seven, or you said that you're going to move through the combination trial in a prostate cancer? What kind of combinations? Are you thinking to potentially move to, to treat the perfect prospect groups there as the first one?

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yeah, we can hear you?

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Hey. This is Brian. As we've mentioned earlier, being in over 20 countries, now we're getting quite a panoramic view of what's going on internationally and we're truly just now getting kicked off in many of these major markets. We launched Control-IQ in Canada in March of 2021 here. We're getting ready to launch Control-IQ in Germany and France. I think those are the ones to really look at just due to the size of the markets that we are competing in there. And really, 2021 the rest of the year is about execution and getting those pumps out the door for us. Control-IQ is just hitting its stride and some of the markets it will be due in are some of the major markets for us. So, I think those are the ones to look at and pump adoption at those markets, there's plenty of opportunity to still be had there. So very balanced growth, very encouraged, and our partners are super happy with the product they're representing right now.
And as far as attrition is concerned, both domestically, international is a very small number, probably early to say but we really don't hear much of that right now. I think again Control-IQ has a strong factor in that.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yes. Thanks for the question. So just to remind everyone, we had growth in the pipeline when COVID hit. So some of this is seeing that -- those units through but to your point, we spent some time looking at the marketplace where these units were and working with the landlords, and we have confidence that these locations are valid moving forward. And what we've -- what's been indicated, as we mentioned, as markets have reopened, is that the demand for the experience that Ruth's is -- expertly has provided for 55 years is in high demand. And so we have a great level of confidence of bringing this pipeline to fruition. What was -- I'm sorry, James. What's the second piece of your question?

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Great. Thanks for taking my follow-up. I wanted to ask about your inventory balance. If I look at the last five years or so, what we've typically seen in the third quarter is a sequential decline of between three percent and eight percent. And what happened this time was a sequential increase of seven percent. So my question is, is that just simply the effect of inflation flowing through, Nick? Or were you able to rebuild inventory levels at all on a unit basis to help ease some of the supply constraints that everyone's been talking about?

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Sure. So I think the C&I is about $0.02. The delays in FERC approval is $0.01 to $0.02. And then the lower MISO revenues would kind of be the rest.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Jim, I think we're definitely better at how we're running the plants compared to 2018, three years ago. I think our manufacturing excellence strategic imperative has a number of focuses on inventory management and efficiency and the optimization of our supply chain. And I think we -- the team has done a really good job of that. I also think some of our second quarter inventory balance was, we had product ready that we thought was going to probably go in the third quarter that our customers decided to take a little bit early. Again, I attribute that to just the normal ebb and flow and maybe this quarter, the customer said, I'll take it in case there is a spike in demand or to make sure that they had their hands on the product, if there were any supply chain constraints they felt other places.
But by and large, we are definitely much more efficient at how we're managing not just inventory, but all working capital, but I think our manufacturing excellence strategic imperative is definitely having a positive impact on cash flow, and you're seeing it in the working capital numbers.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yeah. So I'll take it and Eric can add color. Basically, we saw, as I mentioned, a good step function improvement in the second quarter, particularly into June. And we're feeling quite good about that.
July started out a little down, and as Delta had -- relative to June, and as Delta has reared its head, we've seen some more volatility and July is sort of in line with the earlier part of the quarter -- of the second quarter. So hard to tell how the rest of Q3 will shake out. It's been very responsive to the new cycles. But we're obviously optimistic that more openings, talk of the U.S.
opening to international vaccinated travel, etc., will create more opportunities, particularly, as I mentioned, in the international business, which has been a relative strength of ours. So June was a high point, July is looking a lot like April and May.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
First of all, we went from more than $2.5 billion to more than $3 billion, and that more than $3 billion subtracts the approximately $800 million that we closed on in Q4. So we will never double count, if that's an aspect of your question. No, we think, as we said on the, I think, the third slide, climate solutions investing is growing, and our pipeline is growing. So this is just a fundamental good news that there's more business out there.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
So, Dennis, I'll take the first part and you can close out for Leland. So, yes. So, Leland, yes, I mean, you should expect that we're going to follow the business, right? So in the commercial channel that we see in IQVIA and Symphony, that really are the commercial books of business. And there are other books of business out there.
There's closed systems around the country. There are very big systems that we just landed this one. So if that's where women go, we're going to follow them. When it's kind of a state level, the Medicaid can be important to us, depending on the price.
And so we're looking at some of the Medicaid volume down the road. I mean, we look at other places like student health centers. And so if that's where her journey takes us, we'll follow her. So I guess the answer is yes, you should expect us to keep trying to win strategic books of business that we can bring Twirla to.
So I hope that makes sense, but more to come. But we've got one in the boat, so we're going to keep trying, Leland. But we were excited to get such a big one early. Dennis, do you want to take a shot at the gross-to-net?

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Hey, John, it's Marion. I think you've covered a lot of it. We do see used vehicle prices being stronger throughout this supply shock. And so they're going to remain strong for quite some time, just as John said earlier.
And I think that's going to provide a lot of support for new vehicle pricing as well. The 100 billion you mentioned is about size of the U.S. balance sheet. The Ford Credit in total is bearing that 130 billion this year.
So, you know, we're down quite a bit. But it's all dealer floor plan, and so that's affecting -- that's a downside to our profitability, but on the other side of it, it's a strong used car prices.

    Prediction (one of UP, DOWN, SAME): DOWN