michelcarroll/llama2-earnings-stock-prediction-fine-tune huggingface dataset:
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Thanks, Pinjalim.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
No. We love ICE!. The problem is with all of the travel restrictions from China to this country, we spent two months to three months with applications into Beijing to try and get visas for these artisans from Harbin. And unfortunately, because of the travel restrictions, it just -- this was dragging on and we couldn't get it. So we had to make an orderable [Phonetic] here. And that's why we've gone with Elf, which we're very excited about. But I think, Patrick, we will bring ICE! back as soon as we can get those folks from China.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yes. Well, I don't know. I really don't know what it is. It's probably around the $75 million to $100 million range.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Okay. For A320, the 45 rate that Airbus has called out seems to be the right number. In terms of Boeing, I've seen so many numbers that it's really hard for us to know exactly what's the correct one, So I'm going to go with the published skyline at 14 aircraft per month, even though I've seen reports of -- last July on the 16 number, which I didn't recognize then and the 19 number. So I don't know, Seth. I'm going to stick with my 14 with the expectation uplift in the first quarter next year.

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Okay. Joanne, maybe I'll have Sean answer those questions.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Thank you. Thank you all for participating in our calls today. Certainly would be remiss if I didn't express my continued gratitude to all of our associates around the world for their support of execution and certainly for living our corporate values each and every day. Our team is resolute and steadfast in the support of our customers. And this is certainly important and critical element of our mission and our overall success. I'm excited about Avantor's future, and I look forward to updating you, when we get an opportunity to meet again next, and tell them take care and be well, everyone. Thank you.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yeah, let me start with the confidence. I'm confident that I think you're asking, are these things fixable? And we believe that all those deficiencies and the items can be remediated. There is no question. I'm confident they can be remediated. But I obviously want to gain additional clarity with the agency. I got to keep going back to that until we do meet. And normally that meeting, once you submit it takes within 30 days, the agency will meet with you.
So I am confident that we can fix these remediations. They asked about meeting with Hanmi. Of course, we've already met with Hanmi. And it's ongoing. We're working together very closely. I can even tell you, as I said earlier, a remediation process has already started. So we're already willing to work with Hanmi on the remediation, but we want to clarify everything and give you those timelines you're looking for.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Hey, Rich.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yes. Thanks. Good afternoon, guys. Is it fair -- I was trying to read through your comments earlier, Marcel, about kind of the upcoming calendar.
And if you think about historical leisure trends and where we are in business transient. Is it fair to consider kind of January, February are going to be pretty weak as we stand today? Is that kind of the way you're thinking about them as we roll through the next few quarters?

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yes. I think the way to think about it would be -- I'll start on the One-Way side, right? We want to stabilize that, and we've seen signs of stabilization. It's a very tight driver market out there. I think everybody is well aware of that. We are making moves as appropriate to build jobs that drivers want in that One-Way group and really package and engineer freight through the first half of the bid season that we feel can both retain drivers at a higher level as well as attract drivers into the mix. It would be my expectation that from now until the end of the year that we would see some growth on the
One-Way side, but the predominance of the growth is still expected to be in Dedicated. Frankly, that's driven as much as anything by just how strong that pipeline is and what that return profile is of Dedicated through the cycle. So we'll still see growth on Dedicated. That will be the majority that will get us across the threshold of 1% to 3% fleet growth, but some of it, sequentially, will come in One-Way is the expectation as we go forward.

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Hi, good morning. Thanks for taking my question. You recently announced another capital investment into the wipes and mask base, which I think should come in early 2023. What are you seeing in terms of customer conversations that gives you confidence for additional investments in this space with a fairly long time horizon?

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yes. So Jason, good morning. We did have some pipeline on the men's side in particular. In the quarter as we launched the Stubble Eraser and the new hydro skin comfort ranges with that. There was some pipe fill in the quarter on the men's side, less so on women's. It was a good quarter for us overall, as you call out in the U.S. Schick share was flat in the face of very heavy, competitive launch activity as you know. And so it was a little bit down on men's, but then we had the pipe fill on top and then women's grew nicely for the second quarter in a row. So overall a good to decent quarter for us on shave, particularly in the US.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yeah, exactly.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yes. The challenge is going to be -- I think, as I mentioned prepared remarks, that I think dynamic pricing will continue to be working very well for us, and all the process improvements were making will flow through. But Im concerned about inflation like every other CFO, that youve probably heard in the past few weeks. We just dont know whats going to happen. We see parts and equipment availability is improving each month and not to pre-pandemic levels. But the inflation on labor, raw materials, transportation, I think, are going to drive prices higher, the parts and equipment heading into next year. So thats a concern. And I really dont have a good feel for global commodities, Mike, whether its steel or copper, resins, what have you. And it just feels like those will be challenged, at least until the back half of next year, which will keep the inflation pressure on. So based on that, thats what were factoring into our gross margin calculus for next year; the benefits of dynamic pricing and process improvements offset by potentially higher inflation.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
I mean, I think the only way to answer that is to just kind of remind folks that we have a very diversified business. We don't have any substantial concentrated equipment types that we have to buy on a regular basis that have a substantial impact on our overall project execution. And for that reason, we're not really running into substantial issues as it relates to the shortages/delays are things that we can anticipate through our -- some of our centralized procurement. And we ensure that the project managers and execution teams out in the field are equipped to communicate timing with their customers so that expectations are met.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yes, sure. So Just to remind ourselves, we started that site demolition in November. That's continuing. It will end soon on the demolition side. And then we're preparing for the construction of a large old corrugated container warehouse, which again is sort of what a lot of that demolition work was about. We have submitted the site environmental permit applications. So that should happen fairly soon, and then construction can really begin. We've ordered all our major pieces of equipment, including the OCC processing equipment and the repurpose linerboard machine. So our detailed engineering is under way and the leadership team is in place. So we're I guess, I would say, pretty much completely committed to that project.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Hi, Dan.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Sure. So we priced the product, it's a similar order of magnitude price to our base mortgage platform in terms of the added price per unit that you would expect to see as we get it rolled out. And it applies to pretty much everyone. I think almost every consumer who gets a loan, a mortgage, car loan, personal loan, some of them don't need proof of verified income, but almost every mortgage does.
And so that's a good example of a natural add-on where we create more platform value and our customers want that platform value. Actually, it's over 50 customers. And I think that helps explain how our growth in our nonmortgage businesses are growing, expanding so quickly. And so yes, so I think we'll continue to see that grow and expand over time and probably -- I would say it's probably our fastest-growing product that we launched here at Blend.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Hey guys. Thank you very much. So, two questions, Yamini, for you, obviously, everyone is very excited about the payments. Can you talk about how you're thinking longer term about e-commerce more broadly? And then, I've got for Kate.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yeah, historically we haven't -- we've kind of done things differently than the electric. Electric easily would try to get public advocates or turn involve in the initial request of a deferral. We, in the water space, haven't historically done that.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Well, Dave, what we've done is we have seen an increase in product constraints. And we factored that into our outlook. So it is having an impact. We're seeing higher than normal.
But what I would say is our teams have done an excellent job aggressively managing through this compared to other vendors that are out there. We've nurtured and developed a very strategic relationship with Broadcom. And they have been working with us to support the business. And so I think the level of product constraints that may be prevalent out there in the industry are probably a little less for us, given that -- given the relationship that we have on that key component, i.e., the Broadcom chips as well as our teams working very aggressively to manage around the constraints that we're seeing.
So we've got growth built into Q4. We're still showing solid double-digit year-over-year growth in that Q4 quarter. We think that product constraints will ease for us going into our fiscal first quarter. And I would say, Q4, we built it into our forecast and we would expect the product's constraints to be tightest in that quarter relative to quarters beyond that.

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
And George, I would add to that. We started off back in September providing our guidance. It obviously was wide with given the uncertainty. And so what we wanted to see and what's come through, which gives us a better perspective for the back half of the year, is the fact that our retention has remained stable. New business, which one didn't know how that was going to come through in FY '21, has also been in line with the past quarters. And what's really been the driver is the expansion. So we are selling more to existing clients. I think that just helps us feel better, certainly on the lower half of that range, and that's why we moved it up. So it's not attributable to a deal, but rather the momentum we're seeing across the way we're executing.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yeah. You know, just maybe on REx, maybe I'll just maybe let Pat talk a little bit about where we are on REx, both near term and as we look a little bit out toward the future.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
I think a lot of that depends on the volumes of sales we'll be doing, too, right? Because we look at -- the reason we like pre-tax margin, pre-tax ROEs because I think it factors in all the important components of the business, the buy, the sell, the lease, the management fees, the SG&A load. Clearly, we -- we're going to be pushing as hard as possible to get it back to where it was. But a lot of it depends on where the interest rates are, our sales volumes and the like. So short of giving you guidance as to where we're going to be, I can -- I probably can just leave it there.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
So I'm going to steer clear of giving any guidance on 2022 quite yet, Vince. We've given you the 5% to 7% increase that we expect for the full-year of 2021. Keep in mind that is coming-off of a year where we shrunk our expenses by 3%. This quarter's comp in the first quarter when you compare it to 2020, it's against a pre-COVID period. So that's going to be prior to any of the cost actions we took. So we're still seeing the benefit in this quarter year-over-year of those actions. But given the difference in originations activity, last year's cost cutting, I would point you more toward sequential comparisons through 2021 with like moderate increase of $5 million to $10 million per quarter as we ramp-up some of our spending initiatives. But all within the constraints of that 5% to 7% year-over-year guidance we gave you.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Well, given the [Inaudible] we have, it's hard to give you a price target. I'd say that there's still uncertainties there. The prices are continued to be strong. We are booking some at very attractive prices relative to what the this year's prices are.
At the same time, there was quite a bit of tonnage that we booked that was earlier in the cycle, so we didn't -- we haven't been able to time everything at the top of the market. But it's safe to say that we expect revenues, you know, to be higher next year. I can't give you a precise number right now. But you know, we feel like next year of 2022 is going to be a very attractive year relative to what we've seen in the last two or three years.

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Hey, thanks. Good morning. One follow-up on the 17.5 billion in bulk since quarter end. Was that a single package? Or was it multiple packages? And can you talk about how you expect to finance it? Like how much of the excess capacity for refinancing lines are being used to acquire those -- that package or packages?

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Great question. Weekends have been stronger than weekday. [Indecipherable] over there in all likelihood ahead of the weekday.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Thanks. Good morning guys, everybody. I just want to ask a little bit more about where Raven fits in as, obviously, doing some work on it now. It seems geared toward autonomy. Is that the technology that you think that CNH needs to own for the future? Or does this propel you further to this machine learning infield adjustment business that, obviously, gears is moving forward with? Or do you expect -- in other words, have that internally with Raven or still relying, let's say, RVO or some outside solution for that kind of technology? Thanks

    Prediction (one of UP, DOWN, SAME): SAME