michelcarroll/llama2-earnings-stock-prediction-fine-tune huggingface dataset:
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yes. Hi, Carter. It's Frank. Yes, China grew very strong this quarter.
I think it was 42%, if you exclude foreign exchange. It was really driven by GARDASIL, very strong growth as we've mentioned and we anticipate that will continue as we move forward because of the significant number of patients and still a relatively small penetration that we have for GARDASIL in China. So clearly, we see opportunities there. I'd also like to highlight that we did see very strong growth.
Again, within oncology, LENVIMA, Lynparza, KEYTRUDA grew very strong this quarter. So a number of our growth drivers. And in addition, to that, we also are still seeing strong growth for JANUVIA/JANUMET, diabetes in China as well. So we anticipate that we'll continue to see growth.
I think this ties very well through our strategy where we pivoted and focused more on our innovative portfolio of products for China and that's why we're very confident in the future growth within China.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Good morning Chris, good morning Kevin. Good morning Jill.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Sure. Look, I think the outlook is still high single digits. We are a little bit inefficient on the balance sheet in terms of liquidity and our liabilities. Our portfolio on a run rate basis continues to generate low-double digit growth returns. We continue to make loans and then low double digit gross returns levered. So I think we have enough of our capital base to grow our earnings once we deploy our liquidity and do some more work on the liability structure to get to those high single-digit net ROEs, which are kind of part for, for the peer group generally. I just think we just have a little bit more work to do on the balance sheet.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yes, yes. So I think from a margin outlook, when I -- I think we've guided to the 2 80 last quarter, and we just haven't seen much change. And so my guidance is until we see some of this liquidity move out, because no matter how much we continue to build the investment portfolio, the cash just seems to replenish itself. And so I think the NIM bottom, which we thought was maybe going to be Q2, is probably now modestly later than anticipated in maybe the 3Q, 4Q.
In regards to loan growth, I think we'll continue to be challenged in the second quarter. We saw little uptick in line utilization. But at this point, we think mid-single-digit growth starts to come in that third and fourth quarter.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
No. I think there will be – you have a different control functions because there are turns that you could do in a regular car that you cannot do in a Semi, like you do want to try to parallel park this thing on the street in a city. It needs to know its limitations being a giant truck.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Are you talking about acquisition pipeline?

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Thanks, Alex.

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
We will get some -- we expect that we will get some less from PPP in the first quarter given how we think the forgiveness is going to go on those loans. That's correct.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Hi, guys, good morning. Thanks for taking my question. A couple here, just firstly on The Body Shop. You mentioned I think 20 stores have been renovated into the new format during the quarter. So just wanted to hear a little bit about kind of the performance there and the plan to continue rolling out that new concept to other stores across the Body Shop portfolio? And then the second question, I think for Guilherme, just on debt, just wondering if you've got any additional potential renegotiations on the horizon, and what are, kind of, let's say, the next steps for debt over the next six months to 12 months to 18 months? Thanks.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
We appreciate it. We love the fact that Prabu is here, thrilled to have as part of the team, but that was not a change in our policy and any form or fashion. It really just had to do with the size of the bookings, the awards that we received this year having been our biggest award year since we spun out in 2013.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Thank you, Robbie.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yes. I think -- so without getting into sort of a lot of details, and happy to take you offline in terms of where our head is at, we're probably looking at around between $66 million to $68 million of NII fourth quarter.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
All right, Thank you.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Well, we've had some big wins this past quarter with Humio, even outside security. Certainly, security is a use case, but observability and telemetry, it really is a telemetry platform. And if you think about today's environment, all the various technologies out there, all the information they're gathering, you have to have a telemetry platform like Humio to make sense of it all at scale. So it's been an amazing opportunity for us since acquiring the company.
I think we underappreciated what a huge opportunity is out there, particularly a lot of dissatisfaction with current vendors, and how open people are to wanting to switch into a technology like Humio. We've got a lot of customers that we're working with right now. And I see that, as I said before, really as a shining star, as a massive business opportunity and revenue driver for us in the future. 

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Good morning, Michael.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Humphrey. Sorry. It's Anna. If I can -- I want to step back for a minute. And I want to make sure that when we talk about our performance over the last 12 months, adjusted for COVID, and it's been in line that we appreciate what that includes. So in the last 12 months in the U.S. There have been approximately 550,000 deaths reported, COVID deaths reported. But in addition to those deaths, there's been roughly 150,000 excess deaths, not specifically identified as COVID.
Now we believe those access are likely COVID-related, directly or indirectly and likely temporary in nature as we come out of the pandemic. When we say, we adjust our business. We're only adjusting for the impact of the 550,000 specific deaths. That means our business is wearing the other 150,000 deaths. I just want to make sure that, that's clear. So to me, that's a signal of good performance over the course of the last 12 months.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Sanjay, I'd say, we always try to stay opportunistic and open. I think the position we find ourselves in today, though, is we've got dominant franchises in auto, in the bank. And we're seeing all these new businesses really start to grow and scale on top of what auto continues to do. So we're in this fortunate position where we don't feel forced to have to do anything. And I think that's probably different than some of our banking competitors.
And so we'll always stay open. The Ally Lending business is obviously new. We're impressed with leadership there, the way they've integrated into Ally and the scalability of that business. But -- and that's an entree into this universe of unsecured consumer lending. I think there's still a broader question, is there something bigger? Should we accelerate what we're doing there that we have a broader opportunity. But we're just -- we find ourselves in a really great position today. The business is -- the business model has been validated. So we're not in a rush or a race to do anything.

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Right now, what we're doing is trying to understand, as we said, each patient's experience. And I think that, that will help inform thoughts along that line. But I think what we really needed to do with this trial was to actually establish a level of understanding of durability up to three months of a single dose. That will help inform a tremendous amount of analytics moving forward.
And then I think we'll step back and look at what's required. I do know that I think if we have in the 21st century the ability to predict relapse and to pre-empt it, that's really the goal for us. And so we're hard at work, looking at those kinds of things and aren't rolling anything in around at this point. Obviously, lots to do and lots to discuss with regulators.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
So your ballpark for the revenue is right. The second one is like what I said, I mean, it's a long-term game. So once we fix the ease of doing business for the installers, we expect to ramp. As you see, we are making significant progress with both the long-tail installers as well as the tier one and two installers.
You saw all of the press releases, you will see a lot more going forward. So we'll continue to grow at a nice clip. You can do the math. If we continue to grow at this 30%, soon we will need a third supplier.
That might happen in 2022, and we are already talking to those people.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Hey, guys. Thanks for taking my question. One or two easy ones. First of all, in the G&P segment in the quarter, I didn't see you all call out any volumetric impact due to Winter Storm Uri.
Was there any? That's kind of the first question. The second question, a lot of your peers or several of your peers that benefited in February from what happened with gas are now tied up or caught up in efforts to try and actually recover the cash from their customers, some of which has sparked litigation already. Just curious, do you have the cash in the door for all of it? I didn't see a big accounts receivable balance buildup. So just wanted to see and maybe check on those two items.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
It's a great question. We aren't really able to give any specifics on that contract. But what we will say is that we do not expect any adverse effect to our long-term gross margin projections based on the pricing that we receive. So I think you can kind of read between the lines based on that.
But due to confidentiality, we're not able to disclose any details of the contract. 

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Okay. Thanks.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Hey, thanks. Good morning, David. I don't think you've actually disclosed the mix of hardware and software on app delivery and security, but in your letter, you noted that you expected the software mix increase. I'm wondering if you could just sort of give us general terms on maybe where that sits today and where that might go in the future?

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Good morning, Louie.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yes. I guess one thing that strikes us because having done it for four years and after creating a lot of this from scratch. What we've seen is once a market actually can see a tangible transaction get done, you just go into a different phase. I think lots of people probably have heard of Safehold and sort of this new ground lease thing they're trying to create. But that doesn't really get us very far. What we need to do is be able to sit down with somebody, show him side by side the benefits of the modern ground lease, the differences between the old ground leases that most people in real estate have a horror story they can talk about. So, in terms of breaking into the ecosystem, the numbers are definitely lower than what we'd like. But the general awareness that there is a new tool out there that others are using is starting to seep into the market, but that doesn't do a lot for us. We actually have to get transactions done in property types with customers in markets. And then you would see a different dialogue. And that's, again, part of the exercise we've been going through, and we'll see that dialogue continue to grow. But that's still why we feel like we're in the beginning -- we're still in the beginning of creating a mainstream product. But it's nice that at least from an awareness standpoint, people are kind of going. I hear about this new tool -- I should probably at least understand what they're doing.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Great. Thank you. Good afternoon. My first question, I wanted to ask about the 20% restaurant margin target.
And I apologize if I'm parsing your words too closely, but I think you said either getting there sooner or meeting or beating that level now. So it sounds like you're getting a little bit more optimistic about the pathway and the potential of the margins there. So I'm just curious what about kind of the margin math it is that you're getting more optimistic on maybe which line item, what it is specifically that you're seeing that's driving that increased optimism?

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Thanks, good morning everybody. A couple more on acquisitions. So obviously, the guidance went up a lot to the $1.7 billion to $1.8 billion. I'm curious if that was just the large number of opportunities that you were sort of unexpectedly seeing this year, or if you think that, that's something that's sustainable. And how should we think about the Pulte homes next year being complementary to that?

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yes. Perfect. Thank you, Ernesto.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
I think -- Your overall shape is about right, Noah. Let's say that. Low-single-digit is below five. Yeah, I agree with that.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Well, it is in a life sciences corridor for the city and we are in the process of applying for a ULURP on the site, which would be a significant increase to the potential square footage of that asset. And at the same time, we had a sale process that was ongoing and continues and we're evaluating offers for the asset through that sale process. So it's a small asset for us, but one that is getting a lot of focus just because it's in an area of the city that's very hard and we're working on a couple of different options to try to maximize value there.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Rob, if you're OK, I'll grab that one.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Sure. So where would you like to start, Dan, in the particular segment, do you want to jump on or just -- I mean.

    Prediction (one of UP, DOWN, SAME): DOWN