michelcarroll/llama2-earnings-stock-prediction-fine-tune huggingface dataset:
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
OK. Thanks, Ryan. OK, I'll take your question. On the bad debt, yes, we'll not go into specific of particular debtors.
But in overall, those are the debtors pertaining to the legacy targeted marketing business that we are winding down. So those are the ones that has been lingering with us for a couple of orders that we are thinking that is no longer able to recover the debt. So those are the ones that we have made provision, 100% provision. So meaning that going forward, in Q1 2021, we have a fresh list of the accounts receivable going forward.
And secondly, the question you asked about the impairment. Yes, that was in relation to the going cloud project that we had. So based on the current projection, we are expecting to complete this going cloud project by sometime in second quarter of 2021. And the reason why we do this is throughout the years, we have managed to see, besides the fact that we are able to build our own infrastructure, we are taking advantage of the technical advancement of this cloud service provider because they have the ability to help us to leverage on their infrastructure.
I'm trying to say is it will only help us to improve our service delivery and stability going forward for all our developers.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yes, sir. Thank you. This is Damon again. Appreciate those question. So for the first part, I would say I'm going through my mind of all the facilities that we've converted from safety to properties like the one, you just mentioned with New Mexico. And I would say generally that the return in earnings performance has been consistent with it, with [Indecipherable] previously safety if not maybe improved.
We've got a couple of situations come to mind where you may be had a year or two where maybe the earnings was a little stronger on the safety side versus what we did on the lease agreement on the property side. But there may be some times where it was well below.
So one nice thing about these agreements and this is probably an obvious point, is that it creates a lot of stability and durability and consistency from a returns perspective and that's a big part of the allure when we're in discussions with these jurisdictions about potential movement of facility from the safety segment over to the property segment.
And then to your last question, I would say, yeah, we actually just did a review of a proposal for another existing safety operation that we're going to propose to a state for at a lease. So yeah, there is really good conversation and interest by jurisdictions for existing properties in the safety segment and that may be the case where you're flipping one from a state to a federal or federal to a state, but I'd say the conversations are good and pretty robust at the moment.
So, anything you'd add to that, Dave?

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Thanks, Bob.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
So we're -- that's a great question, Kashy. We're hopeful that things will stabilize a bit that having a resolution on AD/CVD, having the legislation passed. We're hopeful that, that will cause a little bit more stability. Obviously, as we discussed, there's been a lot of chaos and uncertainty with all these factors that have caused projects to push forward into '22.
And I guess you could say there is some risk that it would have the reverse effect and because of the ITC push some projects. But I think on balance, just having some decisions made on some of these open issues will lend itself to having some more stability in the outlook for projects. And so that's our hope is that things stabilize a bit that we see a decision on some of these topics, and that will help us moving forward with our customer base.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yes, I can take that, and then Vikash can give you some color. Yes, that is we have always seen the phenomena of our company is like a camel hump. I mean, you start with the Quarter 1, and then it dips a little bit in Quarter 2; and then Quarter 3, Quarter 4, it goes up and then again dips. So that's the wave in this ocean and it goes up, but I think Q2 -- and Q2 is generally softer than Q1.
So that has been the trend that we have seen, so far, but however, I can only say that we have put together a lot of growth momentum in the organization. And I can only say that there's a lot of will. There's a lot of hard work that has gone behind, so the company is now on a momentum. The how soft or how big or how less it will be, we will not be able to give any guidance at this point in time, but we are feeling very comfortable as we see the next year ahead of us.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yes, Eric. This is more content per vehicle. These are additional parts per vehicle. So same number of vehicles forecast, if you will, but just more content per vehicle.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Good morning, Brian.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Do you want to cover that, Dave?

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Good morning, guys. We're just looking at the EBITDA guidance for next year to be at least up year-over-year. Can you talk about the different business units? What you're expecting there? I imagine epoxy is probably moving higher with the margins. But anything that you can kind of break down by the different business units would be helpful.

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Well, the EU has indicated previously that they would like the Pacifica Phase 3 trial for completion -- to be complete before we submit. We're continuing to review our position on that. And obviously, with the U.K. breaking away from Europe, the U.K.
is now a separate entity. The focus -- to be honest with you, given the size of our company, the focus over the last six months has been the NDA. But once the NDA is in place, myself and my regulatory colleagues, we will take some time and look at -- reassess our regulatory strategies in other territories.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
So with smart implants, I mean, like we've said in the past, we think that there's a role that smart implants are going to play with regards to orthopedics going forward. But there's still a lot of work to be done in terms of understanding how that's going to be integrated from an implant and then understanding how that's going to play out from a monitoring standpoint going forward. So I would say it's still early in the process. We're happy to have OrthoSensor under the Stryker name and certainly the expertise that they bring in the sensor technology. And so looking forward to updating you as we develop more around that product in the future.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yeah. I don't think we've -- we haven't ruled out any options at this point in time. And it's going to be a redevelopment of some sort. And the question is, who's going to be a part of that? So, that's a possibility for us. I don't think we would partner up with other capital within KKR from a conflicts perspective. But I think there's a lot of interest from developers -- large [indecipherable] developers in the market that -- for that particular site that particular location. So, we'll see how it plays forward. But at this point in time, we're trying to keep our options available.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
You -- Orest, you know that in negotiation, you're sort of different point -- you were giving all points, you go further, you come back, I cannot comment until it's finished.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Great. Thanks, Tawanda. As Mike mentioned, we appreciate your time and interest in Winnebago Industries. Thank you for joining us today, and we hope everyone is enjoying their summer, in the outdoors, of course.
Have a great day.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Look, I mean, propylene has been volatile, as you mentioned. Things got very tight in Q1 with the winter storm and we saw propylene prices really spike up in Q1 and then sequentially as we got into Q2 they moderate and actually had gone down, one of the few raw materials that constantly went down in the second quarter versus the first quarter. But the way we protect ourselves is through our formula based contracts. And as we've talked about in the past half of our business is on formula contracts. And so we pass that through and for the remaining portion that's not on formula, we do a great job getting out there getting those price increases in if raw materials go up and make sure we recover any exposures. And that, as you can see has been demonstrated quarter after quarter here. Given the inflation that we've seen across a lot of the raw materials that we buy, we've been successful in doing that, so hard to control the price appropriately and overall, obviously, we track it and we keep close eyes on the supply and demand and how things are progressing, but feel very good about how we respond and how we recover and really, again, a testament to our business model and the fact that we protect our variable margin.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Good morning, Dan.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Hi, great, thank you. I appreciate with the Verizon MLA that there is not a use case. I'm curious in deals like that, if you put in place some type of an incentive to potentially go on to X amount of their sites faster than otherwise and if, for example, they do that they get pricing lower than they might otherwise. I'm just curious if there is those types of structures and deals...

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yes. That's -- quite honestly, that's how we think about it internally. I mean it's -- you're going to provide linehaul coverage to support our service offering, and you're either going to use your own internal assets. And in the instances where it's more optimal or you need the capacity, you would go outside. So yes, we can think about it in those contexts.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Hey, Mark. It's Calvin. Just quickly on the Power of Three initiatives, doubling men's, doubling digital, quadrupling international, and then I'll quickly jump into certain markets. We're on pace on men's, on pace on international and arriving early ahead on our digital, as we said.
So as Meghan alluded to, we're in a very good position at this point in our commitments and excited about the momentum in the business and opportunities to keep investing in innovation, investing in growth. MIRROR is one of those areas that because the business is doing well, we're choosing to invest in a business that we know will add value through further guest relationships, building out that community and the value of the subscription model. So excited about those. And China is equal to those opportunities for us to invest in.
We are very happy with our business and growth. We've shared multiple times last year, the growth in both our store-based business and international. As well, I mentioned that heading into '21, our plan is to open more stores in the market than we've ever opened in the 15 to 20 range. That would put us well over 50 stores at this point in time.
And we're very pleased with both the top-line, bottom-line performance in that market, and we keep investing in that market local head office to empower the teams to drive relevancy. So I'm excited about our international business in all markets.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
So I think it doesn't solve the sustainability issue with PET. It doesn't solve the fact that that the oceans are cluttered and streams are cluttered and fish are choking and there's trash everywhere from PET. It doesn't solve that problem for PET. I think what it does do is it it reinforces the need given the potentially higher cost of aluminum, it reinforces the need to increase recycling efforts in the United States. And today, we estimate that only about 40% of all households in the United States have access or 40% of households in the United States do not have access to curbside recycling. And if the United States and local jurisdictions are serious about sustainability and recycling, then we need to get as many people or as many people have to have access to curbside recycling as possible. So we like others, we're working with the CMI and recycling partnership to try to improve these numbers. Potentially, that that comes about through smart deposit schemes, whether it's at the state or federal level, where each material pays its own way, but it does not diminish the imports as of aluminum as it relates true closed loop recycling. It doesn't diminish aluminum in terms of its importance in the recycling scheme where it essentially pays for all materials to be recycled, and it more than ever makes the recycling of aluminum more important as the cost of the aluminum going in as higher to start with. So we'll see -- we'll see where Texas, where we like others are working collectively to try to improve those numbers and I think it just becomes more important than ever.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Well, thank you. Thank you for the question. No, it was because we -- the board discussed the strategic position of the company. And it was the view of the board that it was a good time and the right opportunity to undertake this process.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yes. So I would say in Q1, our three strongest verticals, healthcare and financial services were very good advisory quarters. But our consumer business, as an example, we said, had a record advisory quarter. And those were the three strongest in Q1, but we've got lots of momentum in our diversified industrials business.
Valence has a really good backlog of transactions. So we'll see that mix shift as we move forward. And then obviously, we haven't seen all the revenue from financial services and M&A roll through. A lot of those announced deals take a while to close. But we did mention in the release we've been on seven of the 10 largest bank depository M&A deals announced this year. So lots of momentum in financials as well.

    Prediction (one of UP, DOWN, SAME): SAME
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Mark, do you want to take that one?

    Prediction (one of UP, DOWN, SAME): UP
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Thanks, Justin.

    Prediction (one of UP, DOWN, SAME): DOWN
You are a financial analyst, determining what effect an earnings call will have on the company's stock price, based on a summary of one. Be as critical and skeptical as possible, and remember that the market may disproportionally react to small unexpected details. Respond with one of: UP, DOWN, SAME
 
Yeah, Brody, this is an important piece of the story. And John talked about it before about our capital deployment, repurchasing our shares when interest rates are low, because our asset sensitivity and combined with Atlantic Capital is just off the charts. And that's what we wanted to show you relative to these graphs. So, let me kind of take you through Page 17. What we did is we took a static balance sheet and just said rates were up 100 across all of the entire curve. Our net income would go up in year one about 16%, and year two would go up 24% based on our asset liability modeling. So, the earnings potential of our franchise because of, one, the excess cash, but two, really comes down to our core deposits. We have 57% of our deposits are in checking accounts. And when rates go up, they don't do anything. And so that's the real power of the franchise, the relationship piece of that. And that's illustrated in that model on the left. On the right, what it's describing is our floating loan portfolio, which is really a subset of what happens on the left. But basically, we have 30% of our loans that are floating daily. We have about 20%, 21% of them have some variable component in the future, and then about 49% of it is fixed, and most of that fixed is five years we are in. So hopefully, that kind of gives you a good understanding of what we are trying to communicate there.

    Prediction (one of UP, DOWN, SAME): SAME