A method comprising: receiving , by a vehicle control computer , vehicle property data corresponding to a vehicle ; receiving , by the vehicle control computer , ancillary data associated with surroundings of the vehicle; receiving , by the vehicle control computer , historical data corresponding to the received vehicle property data and the received ancillary data; calculating , based on the received historical data, a risk score for the received vehicle property data and the received ancillary data, wherein the received historical data includes at least historical vehicle operations data and historical ancillary data associated with insurance claims data and accident reports data, and wherein the historical ancillary data includes data associated with surroundings of a vehicle corresponding to the insurance claims data and the accident reports data; performing , based on the calculated risk score for the received vehicle property data and the received ancillary data, a close call detection alert, wherein the close call detection alert is performed to reduce the calculated risk score for one of the received vehicle property data and the received ancillary data; responsive to performing the close call detection alert, reporting the close call detection alert by providing data corresponding to the close call detection alert to one or more remote computing devices; and characterized in that said method further comprises: receiving through a backend access channel by the vehicle control computer, responsive to an indication that the close call detection alert was performed, instructions from a person to prevent the vehicle from surpassing a certain velocity receiving , by a vehicle control computer , vehicle property data corresponding to a vehicle ; receiving , by the vehicle control computer , ancillary data associated with surroundings of the vehicle; receiving , by the vehicle control computer , historical data corresponding to the received vehicle property data and the received ancillary data; calculating , based on the received historical data, a risk score for the received vehicle property data and the received ancillary data, wherein the received historical data includes at least historical vehicle operations data and historical ancillary data associated with insurance claims data and accident reports data, and wherein the historical ancillary data includes data associated with surroundings of a vehicle corresponding to the insurance claims data and the accident reports data; performing , based on the calculated risk score for the received vehicle property data and the received ancillary data, a close call detection alert, wherein the close call detection alert is performed to reduce the calculated risk score for one of the received vehicle property data and the received ancillary data; responsive to performing the close call detection alert, reporting the close call detection alert by providing data corresponding to the close call detection alert to one or more remote computing devices; and characterized in that said method further comprises: receiving through a backend access channel by the vehicle control computer, responsive to an indication that the close call detection alert was performed, instructions from a person to prevent the vehicle from surpassing a certain velocity <EOS>