A mobile device for accessing secure data, comprising: a biometric or passcode scanner , adapted to scan a biometric or passcode of a user who is currently using the mobile device; a biometric or passcode validator , adapted to validate the biometric data or passcode scanned by said biometric or passcode scanner; a location identifier , adapted to dynamically identify a current location of the mobile device; a connection controller adapted to log in to and out of a secure network; and an access requestor , adapted to submit to a server computer via a connection over the secure network, both (i) an access request for secure data, access to which is controlled by the server, and (ii) the current location of the mobile device , wherein the server enables access to the secure data only when the current location of the mobile device is within an authorized area of authentication (AAA), wherein the mobile device is adapted to receive from the server, an enablement to access the secure data when the current location of the mobile device is within an authorized area of authentication (AAA) for the server and when the current location of the mobile device is not within an existing AAA for the server : the mobile device is adapted to receive from the server a denial to access the server computer , said biometric or passcode scanner is adapted to scan the biometric or the passcode of the user, said biometric or passcode validator is adapted to validate the scanned biometric or passcode, and contingent upon said validating being affirmative, said access requestor is adapted to submit to the server over the secure network a request that the server generates a temporary AAA that includes the current location of the mobile device .. a biometric or passcode scanner , adapted to scan a biometric or passcode of a user who is currently using the mobile device; a biometric or passcode validator , adapted to validate the biometric data or passcode scanned by said biometric or passcode scanner; a location identifier , adapted to dynamically identify a current location of the mobile device; a connection controller adapted to log in to and out of a secure network; and an access requestor , adapted to submit to a server computer via a connection over the secure network, both (i) an access request for secure data, access to which is controlled by the server, and (ii) the current location of the mobile device , wherein the server enables access to the secure data only when the current location of the mobile device is within an authorized area of authentication (AAA), wherein the mobile device is adapted to receive from the server, an enablement to access the secure data when the current location of the mobile device is within an authorized area of authentication (AAA) for the server and when the current location of the mobile device is not within an existing AAA for the server : the mobile device is adapted to receive from the server a denial to access the server computer , said biometric or passcode scanner is adapted to scan the biometric or the passcode of the user, said biometric or passcode validator is adapted to validate the scanned biometric or passcode, and contingent upon said validating being affirmative, said access requestor is adapted to submit to the server over the secure network a request that the server generates a temporary AAA that includes the current location of the mobile device .. <EOS>