A server apparatus comprising: one or more processors; and a memory including instructions that, when executed by the one or more processors, cause the server apparatus to: receive a request from a computing device to conduct an action with respect to a user; identify an electronic identifier associated with the user, the electronic identifier having been generated from information specific to the user; identify, within a verification network , an electronic record comprising a number of interaction records associated with the electronic identifier, each of the interaction records signed by an originating entity; verify the authenticity of at least one interaction record of the plurality of interaction records using a public key associated with the originating entity , wherein the at least one interaction record includes a location of additional information associated with the user; access the additional information associated with the user from the location at the originating entity ; determine a risk assessment based on the accessed additional information associated with the user; and determine whether to execute the action based upon whether the risk assessment is within an acceptable range. one or more processors; and a memory including instructions that, when executed by the one or more processors, cause the server apparatus to: receive a request from a computing device to conduct an action with respect to a user; identify an electronic identifier associated with the user, the electronic identifier having been generated from information specific to the user; identify, within a verification network , an electronic record comprising a number of interaction records associated with the electronic identifier, each of the interaction records signed by an originating entity; verify the authenticity of at least one interaction record of the plurality of interaction records using a public key associated with the originating entity , wherein the at least one interaction record includes a location of additional information associated with the user; access the additional information associated with the user from the location at the originating entity ; determine a risk assessment based on the accessed additional information associated with the user; and determine whether to execute the action based upon whether the risk assessment is within an acceptable range. receive a request from a computing device to conduct an action with respect to a user; identify an electronic identifier associated with the user, the electronic identifier having been generated from information specific to the user; identify, within a verification network , an electronic record comprising a number of interaction records associated with the electronic identifier, each of the interaction records signed by an originating entity; verify the authenticity of at least one interaction record of the plurality of interaction records using a public key associated with the originating entity , wherein the at least one interaction record includes a location of additional information associated with the user; access the additional information associated with the user from the location at the originating entity ; determine a risk assessment based on the accessed additional information associated with the user; and determine whether to execute the action based upon whether the risk assessment is within an acceptable range. <EOS>