An apparatus for financial education, entrepreneurship education, and life management, comprising: a housing ; at least two storage compartments received within the housing , each of the at least two storage compartments corresponding to a separate user account for each of two or more different users, and including an interior cavity ; a coin acceptor assembly adapted to receive a coin, determine the denomination of the coin, and deposit the coin into a desired compartment of the at least two compartments ; electronic circuitry communicatively coupled to the coin acceptor assembly ; a display device communicatively coupled to the electronic circuitry; at least one input device communicatively coupled to the electronic circuitry; and a camera operationally linked to a processor and a memory , the memory storing instructions comprising facial recognition software and a processor adapted to execute the instructions; wherein the electronic circuitry includes at least one non-transitory computer-readable medium storing executable instructions and the processor adapted to execute the instructions; wherein the instructions are adapted to display a graphic interface on the display device , and to receive input from a user via the at least one input device , so as to allow the user to manage a user account , the user account including a monetary balance; characterised in that the instructions are further adapted to cause the coin acceptor assembly to direct coins to the compartment corresponding to a user account of a user engaging the apparatus , wherein the coins are directed to the compartment independently of the size and/or denomination of the coins, and wherein a user from the two or more users selects a user account by exposing the user's face to the camera and causing the facial recognition software to be run. a housing ; at least two storage compartments received within the housing , each of the at least two storage compartments corresponding to a separate user account for each of two or more different users, and including an interior cavity ; a coin acceptor assembly adapted to receive a coin, determine the denomination of the coin, and deposit the coin into a desired compartment of the at least two compartments ; electronic circuitry communicatively coupled to the coin acceptor assembly ; a display device communicatively coupled to the electronic circuitry; at least one input device communicatively coupled to the electronic circuitry; and a camera operationally linked to a processor and a memory , the memory storing instructions comprising facial recognition software and a processor adapted to execute the instructions; wherein the electronic circuitry includes at least one non-transitory computer-readable medium storing executable instructions and the processor adapted to execute the instructions; wherein the instructions are adapted to display a graphic interface on the display device , and to receive input from a user via the at least one input device , so as to allow the user to manage a user account , the user account including a monetary balance; characterised in that the instructions are further adapted to cause the coin acceptor assembly to direct coins to the compartment corresponding to a user account of a user engaging the apparatus , wherein the coins are directed to the compartment independently of the size and/or denomination of the coins, and wherein a user from the two or more users selects a user account by exposing the user's face to the camera and causing the facial recognition software to be run. <EOS>