An apparatus for financial education, entrepreneurship education, and life management, comprising: a housing; at least two storage compartments received within the housing, each of the at least two storage compartments corresponding to a separate user account for each of two or more different users, and including an interior cavity; a coin acceptor assembly adapted to receive a coin, determine the denomination of the coin, and deposit the coin into a desired compartment of the at least two compartments; electronic circuitry communicatively coupled to the coin acceptor assembly; a display device communicatively coupled to the electronic circuitry; at least one input device (156, 157) communicatively coupled to the electronic circuitry; and a camera operationally linked to a processor and a memory, the memory storing instructions comprising facial recognition software and a processor adapted to execute the instructions; wherein the electronic circuitry includes at least one non-transitory computer-readable medium storing executable instructions and the processor adapted to execute the instructions; wherein the instructions are adapted to display a graphic interface on the display device, and to receive input from a user via the at least one input device (156, 157), so as to allow the user to manage a user account, the user account including a monetary balance; characterised in that the instructions are further adapted to cause the coin acceptor assembly to direct coins to the compartment corresponding to a user account of a user engaging the apparatus, wherein the coins are directed to the compartment independently of the size and/or denomination of the coins, and wherein a user from the two or more users selects a user account by exposing the user's face to the camera and causing the facial recognition software to be run. a housing; at least two storage compartments received within the housing, each of the at least two storage compartments corresponding to a separate user account for each of two or more different users, and including an interior cavity; a coin acceptor assembly adapted to receive a coin, determine the denomination of the coin, and deposit the coin into a desired compartment of the at least two compartments; electronic circuitry communicatively coupled to the coin acceptor assembly; a display device communicatively coupled to the electronic circuitry; at least one input device (156, 157) communicatively coupled to the electronic circuitry; and a camera operationally linked to a processor and a memory, the memory storing instructions comprising facial recognition software and a processor adapted to execute the instructions; wherein the electronic circuitry includes at least one non-transitory computer-readable medium storing executable instructions and the processor adapted to execute the instructions; wherein the instructions are adapted to display a graphic interface on the display device, and to receive input from a user via the at least one input device (156, 157), so as to allow the user to manage a user account, the user account including a monetary balance; characterised in that the instructions are further adapted to cause the coin acceptor assembly to direct coins to the compartment corresponding to a user account of a user engaging the apparatus, wherein the coins are directed to the compartment independently of the size and/or denomination of the coins, and wherein a user from the two or more users selects a user account by exposing the user's face to the camera and causing the facial recognition software to be run.