A mobile computing device configured to personalize settings comprising: a user credential management module configured to determine user credentials associated with a personalization server; a communication module configured to: send the user credentials from the mobile computing device to the personalization server; and receive personalization data from the personalization server in response to authentication of the user credentials by the personalization server, wherein the personalization data including personalization data originated from a different mobile computing device during backup of the personalization data from the different mobile computing device to the personalization server and wherein the user credentials were previously registered on the personalization server; wherein the receiving personalization data from the personalization server comprises: the mobile computing device configured to prompt a user for the user credentials or to retrieve the user credentials from a physical security device separate from the mobile computing device; the mobile computing device configured to send the user credentials to the personalization server, wherein the personalization server authenticates the user credentials received by the mobile computing device with respect to the user credentials previously registered on the personalization server, wherein the user credentials are configured to securely authenticate the user of the mobile computing device, wherein the personalization data is stored together with associations between the personalization data and the user credentials; and if authentication is successful by the mobile computing device is configured to receive the personalization data from the personalization server over a network, wherein the personalization data comprises a decryption key; and the communication module configured to decrypt, using the decryption key, encrypted personalization data received from the physical security device communicatively coupled to the mobile communication device via one of near-field communication circuit or a universal serial bus and wherein the mobile comuting device further comprises a personalization management module configured to: install the decrypted personalization data on the mobile computing device to establish a configuration of the mobile computing device corresponding to a previous configuration of the different mobile computing device; monitor user activity in one or more applications for changes to configuration settings, the one or more applications executable by the mobile computing device, and determine updated personalization data based on the user activity; and the communication module is further configured to send the updated personalization data to the physical security device. a user credential management module configured to determine user credentials associated with a personalization server; a communication module configured to: send the user credentials from the mobile computing device to the personalization server; and receive personalization data from the personalization server in response to authentication of the user credentials by the personalization server, wherein the personalization data including personalization data originated from a different mobile computing device during backup of the personalization data from the different mobile computing device to the personalization server and wherein the user credentials were previously registered on the personalization server; wherein the receiving personalization data from the personalization server comprises: the mobile computing device configured to prompt a user for the user credentials or to retrieve the user credentials from a physical security device separate from the mobile computing device; the mobile computing device configured to send the user credentials to the personalization server, wherein the personalization server authenticates the user credentials received by the mobile computing device with respect to the user credentials previously registered on the personalization server, wherein the user credentials are configured to securely authenticate the user of the mobile computing device, wherein the personalization data is stored together with associations between the personalization data and the user credentials; and if authentication is successful by the mobile computing device is configured to receive the personalization data from the personalization server over a network, wherein the personalization data comprises a decryption key; and the communication module configured to decrypt, using the decryption key, encrypted personalization data received from the physical security device communicatively coupled to the mobile communication device via one of near-field communication circuit or a universal serial bus and wherein the mobile comuting device further comprises a personalization management module configured to: install the decrypted personalization data on the mobile computing device to establish a configuration of the mobile computing device corresponding to a previous configuration of the different mobile computing device; monitor user activity in one or more applications for changes to configuration settings, the one or more applications executable by the mobile computing device, and determine updated personalization data based on the user activity; and the communication module is further configured to send the updated personalization data to the physical security device.