A NFC, Near Field Communication, mobile payment terminal, comprising a processor and at least two secure element interfaces, wherein the processor is connected to the at least two secure element interfaces; and the processor is configured to: when a first secure element is connected to the secure element interfaces, acquire identification information of the connected first secure element; acquire preset identification information, wherein the preset identification information is used to identify an exclusive secure element; match the identification information of the first secure element with the preset identification information; and when the identification information of the first secure element matches the preset identification information, set the first secure element to a normal working state, and set connected other secure elements on the terminal to a non-normal working state, wherein the other secure elements are secure elements, except the first secure element, connected to the secure element interfaces, characterised in that the terminal further comprises an NFC controller, and the NFC controller is connected to the processor, and the NFC controller is connected to the secure element interfaces, and for setting the first secure element to the normal working state the processor is further configured to send an instruction to the NFC controller, and set the first secure element to an enabled state; create a logical channel between the processor and the NFC controller, wherein the logical channel is used for communication between the processor and the first secure element; and configure routing information of an application installed on the first secure element into a routing table of the NFC controller. when a first secure element is connected to the secure element interfaces, acquire identification information of the connected first secure element; acquire preset identification information, wherein the preset identification information is used to identify an exclusive secure element; match the identification information of the first secure element with the preset identification information; and when the identification information of the first secure element matches the preset identification information, set the first secure element to a normal working state, and set connected other secure elements on the terminal to a non-normal working state, wherein the other secure elements are secure elements, except the first secure element, connected to the secure element interfaces, characterised in that the terminal further comprises an NFC controller, and the NFC controller is connected to the processor, and the NFC controller is connected to the secure element interfaces, and for setting the first secure element to the normal working state the processor is further configured to send an instruction to the NFC controller, and set the first secure element to an enabled state; create a logical channel between the processor and the NFC controller, wherein the logical channel is used for communication between the processor and the first secure element; and configure routing information of an application installed on the first secure element into a routing table of the NFC controller.