A processing method, the method comprising: receiving, by a picture server and from a service server, an instruction to deliver a resource file package for generating a picture at a client, wherein the instruction is received after receiving a request for the picture from a user via the client at the service server, and wherein the requested picture is for a certain service type, wherein services of the certain service type have at least one common image, and wherein the service type is applied for generating the picture, and the instruction comprises the service type of a service of the resource file package and an address of the client for delivery; generating, on the picture server, a common image by using a first set of original materials, wherein the common image corresponds to the service type, and wherein the original materials are for generating a dedicated image of the requested picture; packaging, on the picture server, the common image corresponding to the service type, the original materials for generating the dedicated image applied to the service type and a configuration file into the resource file package; delivering, by the picture server to the client, the resource file package for the client to generate the picture by using the received original materials and the common image according to the configuration file, and for the client to present the picture to the user; receiving, by the client and from the service server, text information corresponding to the user and generated by the service server according to the request of the client, wherein the text information indicates original materials to be used to generate the dedicated image of the picture for the user, wherein the text information is used by the client to generate the dedicated image by using the original materials corresponding to the text information and the common image corresponding to the text information according to the configuration file, and wherein the text information comprises amount and password information; finding, by the client, a second set of original materials from the original materials received for generating the dedicated image of the picture, wherein each of the second set of original materials is determined to correspond to each character, number or symbol in the configuration file according to the text information received from the service server, wherein the client draws the second set of original materials according to designated positions and sizes in the configuration file on the common image; and generating, by the client, the requested picture using the text information, the received original materials, and the common image to generate the picture according to the configuration file. receiving, by a picture server and from a service server, an instruction to deliver a resource file package for generating a picture at a client, wherein the instruction is received after receiving a request for the picture from a user via the client at the service server, and wherein the requested picture is for a certain service type, wherein services of the certain service type have at least one common image, and wherein the service type is applied for generating the picture, and the instruction comprises the service type of a service of the resource file package and an address of the client for delivery; generating, on the picture server, a common image by using a first set of original materials, wherein the common image corresponds to the service type, and wherein the original materials are for generating a dedicated image of the requested picture; packaging, on the picture server, the common image corresponding to the service type, the original materials for generating the dedicated image applied to the service type and a configuration file into the resource file package; delivering, by the picture server to the client, the resource file package for the client to generate the picture by using the received original materials and the common image according to the configuration file, and for the client to present the picture to the user; receiving, by the client and from the service server, text information corresponding to the user and generated by the service server according to the request of the client, wherein the text information indicates original materials to be used to generate the dedicated image of the picture for the user, wherein the text information is used by the client to generate the dedicated image by using the original materials corresponding to the text information and the common image corresponding to the text information according to the configuration file, and wherein the text information comprises amount and password information; finding, by the client, a second set of original materials from the original materials received for generating the dedicated image of the picture, wherein each of the second set of original materials is determined to correspond to each character, number or symbol in the configuration file according to the text information received from the service server, wherein the client draws the second set of original materials according to designated positions and sizes in the configuration file on the common image; and generating, by the client, the requested picture using the text information, the received original materials, and the common image to generate the picture according to the configuration file.