A system for provisioning and utilizing an aggregated soft card on a mobile device, the system comprising: a plurality of soft card issuing system servers configured to store component soft card data; and a trusted service manager server configured to receive a request for an aggregated soft card from a mobile device, to access a mapping database to identify a primary component soft card and at least one secondary component soft card that constitutes the aggregated soft card using an aggregated soft card identifier contained in the request from the mobile device and to identify addresses of the soft card issuing system servers hosting the component soft card data associated with each of the primary component soft card and at least one secondary component soft card, to request the component soft card data associated with each of the primary component soft card and the at least one secondary component soft card from the plurality of soft card issuing system servers, to generate aggregated soft card data by establishing a link among the component soft card data received from the plurality of issuing system servers, and to send the aggregated soft card data to the mobile device, wherein the link includes an application identifier list that contains application identifiers that identify the primary component soft card and the at least one secondary component soft card and are loaded into a proximity payment system environment (PPSE) application of the mobile device in accordance with a predefined preference order in which the primary component soft card and the at least one secondary component soft card are attempted to be used in a wireless transaction between the mobile device and a wireless device reader upon selection of the aggregated soft card to conduct the wireless transaction with the wireless device reader, wherein each of the application identifiers for the primary component soft card and the at least one secondary soft card includes a field that includes an indicator that respectively designates each of the primary component soft card and the at least one secondary component soft card as a component of the aggregated soft card. a plurality of soft card issuing system servers configured to store component soft card data; and a trusted service manager server configured to receive a request for an aggregated soft card from a mobile device, to access a mapping database to identify a primary component soft card and at least one secondary component soft card that constitutes the aggregated soft card using an aggregated soft card identifier contained in the request from the mobile device and to identify addresses of the soft card issuing system servers hosting the component soft card data associated with each of the primary component soft card and at least one secondary component soft card, to request the component soft card data associated with each of the primary component soft card and the at least one secondary component soft card from the plurality of soft card issuing system servers, to generate aggregated soft card data by establishing a link among the component soft card data received from the plurality of issuing system servers, and to send the aggregated soft card data to the mobile device, wherein the link includes an application identifier list that contains application identifiers that identify the primary component soft card and the at least one secondary component soft card and are loaded into a proximity payment system environment (PPSE) application of the mobile device in accordance with a predefined preference order in which the primary component soft card and the at least one secondary component soft card are attempted to be used in a wireless transaction between the mobile device and a wireless device reader upon selection of the aggregated soft card to conduct the wireless transaction with the wireless device reader, wherein each of the application identifiers for the primary component soft card and the at least one secondary soft card includes a field that includes an indicator that respectively designates each of the primary component soft card and the at least one secondary component soft card as a component of the aggregated soft card.