A cold-rolled steel sheet, comprising: a chemical composition expressed by, in mass%: Si: 0.01% to 0.50%; Mn or Cr, or both thereof: 0.70% to 1.50% in total; C: 0.030% to 0.060% when Cr: "0" (zero)% or more and less than 0.30%, 0.030% to 0.080% when Cr: 0.30% or more and 1.50% or less; Al: 0.800% to 2.000%; P: 0.030% or less; S: 0.0100% or less; Mo: 0.10% to 0.50%; O: 0.0070% or less; N: 0.0070% or less; B: "0" (zero)% to 0.0020%; Ti: "0" (zero)% to 0.050%; Nb: "0" (zero)% to 0.050%; V: "0" (zero)% to 0.050%; Ni: "0" (zero)% to 1.00%; Cu: "0" (zero)% to 1.00%; Ca or REM, or both thereof: "0" (zero)% to 0.0300% in total; W: "0" (zero)% to 1.000%; Mg: "0" (zero)% to 0.010%; Zr: "0" (zero)% to 0.200%; As: "0" (zero)% to 0.500%; Co: "0" (zero)% to 1.000%; Sn: "0" (zero)% to 0.200%; Pb: "0" (zero)% to 0.200%; Y: "0" (zero)% to 0.200%; Hf: "0" (zero)% to 0.2000%; and the balance: Fe and impurities; and a structure expressed by: an area fraction of ferrite: 95% or more; an area fraction of retained austenite and an area fraction of martensite: 1% to 3% in total; a product of the area fraction of retained austenite and a carbon concentration in retained austenite: 1 or more; a value of I /{I + I} at a region where a depth from a surface is 1/4 of a thickness of the cold-rolled steel sheet when intensity of a (hkl) plane is expressed by I(hkl): 2 or less; a quotient (V B /V γR) where an area fraction of bainite (V B) is divided by the area fraction of retained austenite (V γR): is 0.6 or less. a chemical composition expressed by, in mass%: Si: 0.01% to 0.50%; Mn or Cr, or both thereof: 0.70% to 1.50% in total; C: 0.030% to 0.060% when Cr: "0" (zero)% or more and less than 0.30%, 0.030% to 0.080% when Cr: 0.30% or more and 1.50% or less; Al: 0.800% to 2.000%; P: 0.030% or less; S: 0.0100% or less; Mo: 0.10% to 0.50%; O: 0.0070% or less; N: 0.0070% or less; B: "0" (zero)% to 0.0020%; Ti: "0" (zero)% to 0.050%; Nb: "0" (zero)% to 0.050%; V: "0" (zero)% to 0.050%; Ni: "0" (zero)% to 1.00%; Cu: "0" (zero)% to 1.00%; Ca or REM, or both thereof: "0" (zero)% to 0.0300% in total; W: "0" (zero)% to 1.000%; Mg: "0" (zero)% to 0.010%; Zr: "0" (zero)% to 0.200%; As: "0" (zero)% to 0.500%; Co: "0" (zero)% to 1.000%; Sn: "0" (zero)% to 0.200%; Pb: "0" (zero)% to 0.200%; Y: "0" (zero)% to 0.200%; Hf: "0" (zero)% to 0.2000%; and the balance: Fe and impurities; and Si: 0.01% to 0.50%; Mn or Cr, or both thereof: 0.70% to 1.50% in total; C: 0.030% to 0.060% when Cr: "0" (zero)% or more and less than 0.30%, 0.030% to 0.080% when Cr: 0.30% or more and 1.50% or less; Al: 0.800% to 2.000%; P: 0.030% or less; S: 0.0100% or less; Mo: 0.10% to 0.50%; O: 0.0070% or less; N: 0.0070% or less; B: "0" (zero)% to 0.0020%; Ti: "0" (zero)% to 0.050%; Nb: "0" (zero)% to 0.050%; V: "0" (zero)% to 0.050%; Ni: "0" (zero)% to 1.00%; Cu: "0" (zero)% to 1.00%; Ca or REM, or both thereof: "0" (zero)% to 0.0300% in total; W: "0" (zero)% to 1.000%; Mg: "0" (zero)% to 0.010%; Zr: "0" (zero)% to 0.200%; As: "0" (zero)% to 0.500%; Co: "0" (zero)% to 1.000%; Sn: "0" (zero)% to 0.200%; Pb: "0" (zero)% to 0.200%; Y: "0" (zero)% to 0.200%; Hf: "0" (zero)% to 0.2000%; and the balance: Fe and impurities; and a structure expressed by: an area fraction of ferrite: 95% or more; an area fraction of retained austenite and an area fraction of martensite: 1% to 3% in total; a product of the area fraction of retained austenite and a carbon concentration in retained austenite: 1 or more; a value of I /{I + I} at a region where a depth from a surface is 1/4 of a thickness of the cold-rolled steel sheet when intensity of a (hkl) plane is expressed by I(hkl): 2 or less; a quotient (V B /V γR) where an area fraction of bainite (V B) is divided by the area fraction of retained austenite (V γR): is 0.6 or less. an area fraction of ferrite: 95% or more; an area fraction of retained austenite and an area fraction of martensite: 1% to 3% in total; a product of the area fraction of retained austenite and a carbon concentration in retained austenite: 1 or more; a value of I /{I + I} at a region where a depth from a surface is 1/4 of a thickness of the cold-rolled steel sheet when intensity of a (hkl) plane is expressed by I(hkl): 2 or less; a quotient (V B /V γR) where an area fraction of bainite (V B) is divided by the area fraction of retained austenite (V γR): is 0.6 or less.