A tool (110, 210, 310) for use with a power tool, the tool comprising: an input shaft having a front portion and a rear portion with a shank configured to be removably coupled to an output of a power tool; an output shaft (120, 220, 320) having a front portion (133, 333) and a rear portion; a spring-biased clutch coupling the front portion of the input shaft to the rear portion of the output shaft; wherein the spring biased clutch comprises: (i) a generally cylindrical shaft formed on one of a front portion of the input shaft and a rear portion of the output shaft (120, 220, 320), the cylindrical shaft defining at least one recess; (ii) a generally cylindrical sleeve formed on the other of the front portion of the input shaft and the rear portion of the output shaft (120, 220, 320), the sleeve being received over the cylindrical shaft, and defining at least one aperture; (iii) at least one roller received in the at least one aperture; and (iv) at least one spring band (142, 143) received over the generally cylindrical sleeve, wherein the spring band (142, 143) biases the at least one roller into the at least one recess such that torque is transmitted from the input shaft to the output shaft (120, 220, 320) when a predetermined torque threshold is not exceeded, and that expands to enable release of the at least one roller from the at least one recess such that torque is not transmitted from the input shaft to the output shaft when the predetermined torque threshold is exceeded; characterized in that: the tool (110,210,310) comprises a clutch lock-out assembly moveable between a first position and a second position; and the clutch lock-out assembly comprises a longitudinally moveable bushing received over the spring band (142, 143), the bushing having an internal shoulder, such that when the bushing is in the first position, the bushing enables expansion of the spring band, and when the bushing is in the second position, the shoulder abuts the spring band to prevent expansion of the spring band. an input shaft having a front portion and a rear portion with a shank configured to be removably coupled to an output of a power tool; an output shaft (120, 220, 320) having a front portion (133, 333) and a rear portion; a spring-biased clutch coupling the front portion of the input shaft to the rear portion of the output shaft; wherein the spring biased clutch comprises: (i) a generally cylindrical shaft formed on one of a front portion of the input shaft and a rear portion of the output shaft (120, 220, 320), the cylindrical shaft defining at least one recess; (ii) a generally cylindrical sleeve formed on the other of the front portion of the input shaft and the rear portion of the output shaft (120, 220, 320), the sleeve being received over the cylindrical shaft, and defining at least one aperture; (iii) at least one roller received in the at least one aperture; and (iv) at least one spring band (142, 143) received over the generally cylindrical sleeve, wherein the spring band (142, 143) biases the at least one roller into the at least one recess such that torque is transmitted from the input shaft to the output shaft (120, 220, 320) when a predetermined torque threshold is not exceeded, and that expands to enable release of the at least one roller from the at least one recess such that torque is not transmitted from the input shaft to the output shaft when the predetermined torque threshold is exceeded; (i) a generally cylindrical shaft formed on one of a front portion of the input shaft and a rear portion of the output shaft (120, 220, 320), the cylindrical shaft defining at least one recess; (ii) a generally cylindrical sleeve formed on the other of the front portion of the input shaft and the rear portion of the output shaft (120, 220, 320), the sleeve being received over the cylindrical shaft, and defining at least one aperture; (iii) at least one roller received in the at least one aperture; and (iv) at least one spring band (142, 143) received over the generally cylindrical sleeve, wherein the spring band (142, 143) biases the at least one roller into the at least one recess such that torque is transmitted from the input shaft to the output shaft (120, 220, 320) when a predetermined torque threshold is not exceeded, and that expands to enable release of the at least one roller from the at least one recess such that torque is not transmitted from the input shaft to the output shaft when the predetermined torque threshold is exceeded; characterized in that: the tool (110,210,310) comprises a clutch lock-out assembly moveable between a first position and a second position; and the clutch lock-out assembly comprises a longitudinally moveable bushing received over the spring band (142, 143), the bushing having an internal shoulder, such that when the bushing is in the first position, the bushing enables expansion of the spring band, and when the bushing is in the second position, the shoulder abuts the spring band to prevent expansion of the spring band. the tool (110,210,310) comprises a clutch lock-out assembly moveable between a first position and a second position; and the clutch lock-out assembly comprises a longitudinally moveable bushing received over the spring band (142, 143), the bushing having an internal shoulder, such that when the bushing is in the first position, the bushing enables expansion of the spring band, and when the bushing is in the second position, the shoulder abuts the spring band to prevent expansion of the spring band.