A display information transmitting and receiving system comprising a server apparatus and a terminal apparatus connected to said server apparatus via a network, wherein said server apparatus comprising screen display request receiving means for receiving a screen display request from said terminal apparatus; and said terminal apparatus comprising screen display request transmitting means for transmitting a screen display request to said server apparatus via said network; wherein said system being adapted to sequentially display, on a display device of said terminal apparatus, a plurality of predetermined screens (400A, 400B), each of said plurality of predetermined screens (400A, 400B) comprising a subset of screen elements out of a plurality of predetermined screen elements, and said screen display request corresponding to a next one of the plurality of predetermined screens (400A, 400B) to be displayed next when a current screen (400A, 400B) displayed on the display device will be changed; and characterized in that said server apparatus further comprising storage means for storing a plurality of display information files for each of the plurality of predetermined screens (400A, 400B), each of the plurality of display information files including information about all screen elements constituting the corresponding one of the predetermined screens (400A, 400B) and not including information about screen elements that are unnecessary for generating the corresponding one of the predetermined screens (400A, 400B), and display information file reading means for reading and display information file transmitting means for transmitting a display information file corresponding to the screen display request, without generating any of the next screen from the screen elements included in the display information file, said terminal apparatus further comprising: display information file receiving means for receiving the display information file transmitted from the display information file transmitting means in response to the screen display request; display information file storing means for storing the received display information file; screen display controlling means for causing the display device to display the next screen (400A, 400B) corresponding to the stored display information file, and screen generating means for generating the next screen (400A, 400B) to be displayed on the display device based on the information about the screen elements (401 to 425) included in the stored display information file. display information file receiving means for receiving the display information file transmitted from the display information file transmitting means in response to the screen display request; display information file storing means for storing the received display information file; screen display controlling means for causing the display device to display the next screen (400A, 400B) corresponding to the stored display information file, and screen generating means for generating the next screen (400A, 400B) to be displayed on the display device based on the information about the screen elements (401 to 425) included in the stored display information file.