An apparatus for cutting a material web (20; 20a; 20b) having patterns quilted therein into panels (24, 26; 24a; 24c), each of the panels (24, 26; 24a; 24c) having a width and length with a respective pattern located therein, the apparatus comprising: a quilting machine having a plurality of sewing heads for producing the patterns in the material web (20; 20a; 20b); a mark applicator mounted on the quilting machine for applying marks associated with the panels (24, 26; 24a; 24c), such that each of the panels (24, 26; 24a; 24c) has a single mark within a width and length of a respective panel (24, 26; 24a; 24c); a panel cutting machine positioned downstream of the quilting machine, the panel cutting machine receiving from the quilting machine the material web (20; 20a; 20b) having the patterns and marks, the panel cutting machine comprising a first detector (180, 182) providing a first output signal in response to detecting a single mark associated with a respective panel (24, 26; 24a; 24c), the single mark being used to locate first positions determining a width of the respective panel (24, 26; 24a; 24c), a second detector (196, 198) providing a second output signal in response to detecting an edge of the material web (20; 20a; 20b), trimming blades (156, 158) being positionable in a transverse direction substantially perpendicular to the longitudinal direction and adapted to cut the material web (20; 20a; 20b) in the longitudinal direction, a cross cutting blade movable in the transverse direction and adapted to cut the material web (20; 20a; 20b) in the transverse direction, and a programmable controller (210, 319) operable in response to the first and second output signals to cause the trimming blades to cut the respective panel (24, 26; 24a; 24c) to the width in relationship to the single mark and the cross cutting blade to cut the respective panel (24, 26; 24a; 24c) to the length in relationship to the single mark, characterised in that, the mark applicator comprises a mask located between the mark applicator and a back side of the material web (20; 20a; 20b). a quilting machine having a plurality of sewing heads for producing the patterns in the material web (20; 20a; 20b); a mark applicator mounted on the quilting machine for applying marks associated with the panels (24, 26; 24a; 24c), such that each of the panels (24, 26; 24a; 24c) has a single mark within a width and length of a respective panel (24, 26; 24a; 24c); a panel cutting machine positioned downstream of the quilting machine, the panel cutting machine receiving from the quilting machine the material web (20; 20a; 20b) having the patterns and marks, the panel cutting machine comprising a first detector (180, 182) providing a first output signal in response to detecting a single mark associated with a respective panel (24, 26; 24a; 24c), the single mark being used to locate first positions determining a width of the respective panel (24, 26; 24a; 24c), a second detector (196, 198) providing a second output signal in response to detecting an edge of the material web (20; 20a; 20b), trimming blades (156, 158) being positionable in a transverse direction substantially perpendicular to the longitudinal direction and adapted to cut the material web (20; 20a; 20b) in the longitudinal direction, a cross cutting blade movable in the transverse direction and adapted to cut the material web (20; 20a; 20b) in the transverse direction, and a programmable controller (210, 319) operable in response to the first and second output signals to cause the trimming blades to cut the respective panel (24, 26; 24a; 24c) to the width in relationship to the single mark and the cross cutting blade to cut the respective panel (24, 26; 24a; 24c) to the length in relationship to the single mark, characterised in that, the mark applicator comprises a mask located between the mark applicator and a back side of the material web (20; 20a; 20b). a first detector (180, 182) providing a first output signal in response to detecting a single mark associated with a respective panel (24, 26; 24a; 24c), the single mark being used to locate first positions determining a width of the respective panel (24, 26; 24a; 24c), a second detector (196, 198) providing a second output signal in response to detecting an edge of the material web (20; 20a; 20b), trimming blades (156, 158) being positionable in a transverse direction substantially perpendicular to the longitudinal direction and adapted to cut the material web (20; 20a; 20b) in the longitudinal direction, a cross cutting blade movable in the transverse direction and adapted to cut the material web (20; 20a; 20b) in the transverse direction, and a programmable controller (210, 319) operable in response to the first and second output signals to cause the trimming blades to cut the respective panel (24, 26; 24a; 24c) to the width in relationship to the single mark and the cross cutting blade to cut the respective panel (24, 26; 24a; 24c) to the length in relationship to the single mark, characterised in that, the mark applicator comprises a mask located between the mark applicator and a back side of the material web (20; 20a; 20b).