A method for loading operator configuration information, the method being performed by a terminal, the method comprising: obtaining network identification information of the terminal, wherein the network identification information comprises a mobile country code MCC and a mobile network code MNC; obtaining secondary network identification information of the terminal when it is determined, according to the network identification information, that the terminal corresponds to at least two groups of operator configuration information, wherein the secondary network identification information comprises a group identifier GID; and obtaining and loading the operator configuration information corresponding to the terminal according to the secondary network identification information the step of obtaining network identification information of a terminal specifically comprises: reading SIM card information of the terminal, and obtaining the network identification information comprising the MCC and the MNC; and the step of obtaining secondary network identification information of the terminal specifically comprises: obtaining a group identifier GID in the SIM card information of the terminal; characterized in that, before the step of obtaining secondary network identification information of the terminal, when it is determined, according to the network identification information, that the terminal corresponds to at least two groups of operator configuration information, further comprising: querying a preset configuration library to determine the number of groups of operator configuration information corresponding to the MCC and the MNC. obtaining network identification information of the terminal, wherein the network identification information comprises a mobile country code MCC and a mobile network code MNC; obtaining secondary network identification information of the terminal when it is determined, according to the network identification information, that the terminal corresponds to at least two groups of operator configuration information, wherein the secondary network identification information comprises a group identifier GID; and obtaining and loading the operator configuration information corresponding to the terminal according to the secondary network identification information the step of obtaining network identification information of a terminal specifically comprises: reading SIM card information of the terminal, and obtaining the network identification information comprising the MCC and the MNC; and the step of obtaining secondary network identification information of the terminal specifically comprises: obtaining a group identifier GID in the SIM card information of the terminal; characterized in that, before the step of obtaining secondary network identification information of the terminal, when it is determined, according to the network identification information, that the terminal corresponds to at least two groups of operator configuration information, further comprising: querying a preset configuration library to determine the number of groups of operator configuration information corresponding to the MCC and the MNC. reading SIM card information of the terminal, and obtaining the network identification information comprising the MCC and the MNC; and the step of obtaining secondary network identification information of the terminal specifically comprises: obtaining a group identifier GID in the SIM card information of the terminal; characterized in that, before the step of obtaining secondary network identification information of the terminal, when it is determined, according to the network identification information, that the terminal corresponds to at least two groups of operator configuration information, further comprising: querying a preset configuration library to determine the number of groups of operator configuration information corresponding to the MCC and the MNC.