Method for carrying out a disbursement transaction between a user of a mobile telephone with the aid of the mobile telephone, an identification module and a terminal of a cash machine, having the following steps: a) transmission of an action authorization request for the disbursement transaction together with an identification code from the mobile telephone and an identification number of the relevant cash machine to the identification module, wherein the action authorization request indicates the nature and at least one parameter of the requested action authorization, b) checking by the identification module, of whether an action authorization with the at least one parameter is permissible for the identification code, and in the event that it is permissible: c) generation of a transaction code for the requested action authorization by the identification module, wherein the transaction code documents an approval of the action with the at least one parameter by the identification module vis-à-vis at least one third party having the terminal, and wherein the transaction code is valid for a limited period of time, d) transmission (7, 77) of the transaction code from the identification module to the mobile telephone, e) sending and/or input of a message, having the transaction code, by the user of the mobile telephone to the terminal, wherein the action to which step a) refers is terminated by step e), characterized in that in step d) additionally the transaction code is transmitted (7, 77) from the identification module to the terminal, wherein the transaction code indicates vis-à-vis the terminal that the identified user is permitted to perform the disbursement transaction specified by the parameter and the terminal in step e) makes it possible to access the cash machine. a) transmission of an action authorization request for the disbursement transaction together with an identification code from the mobile telephone and an identification number of the relevant cash machine to the identification module, wherein the action authorization request indicates the nature and at least one parameter of the requested action authorization, b) checking by the identification module, of whether an action authorization with the at least one parameter is permissible for the identification code, and in the event that it is permissible: c) generation of a transaction code for the requested action authorization by the identification module, wherein the transaction code documents an approval of the action with the at least one parameter by the identification module vis-à-vis at least one third party having the terminal, and wherein the transaction code is valid for a limited period of time, d) transmission (7, 77) of the transaction code from the identification module to the mobile telephone, e) sending and/or input of a message, having the transaction code, by the user of the mobile telephone to the terminal, wherein the action to which step a) refers is terminated by step e), characterized in that in step d) additionally the transaction code is transmitted (7, 77) from the identification module to the terminal, wherein the transaction code indicates vis-à-vis the terminal that the identified user is permitted to perform the disbursement transaction specified by the parameter and the terminal in step e) makes it possible to access the cash machine.