Hello how may I help you? I need some information on my insurance policy What is it you need to know? What my liability coverage is? You have coverage for fire and water damage, as well as acts of God. I just crashed into a Lamborghini and I hope I'm covered. We don't do your car insurance. Hopefully you have that with another company. I was praying before I crashed so it that an act of god . I'm afraid that's not how it works. How does it work? You take my money and then don't pay out? Cya later You don't have car insurance with us, only water, fire, and acts of God.