Hello how may I help you? Do I hate any late fees? yes you have $20 in late fees Can I pay that is cash the next time I'm at the library? No, sorry, the library doesn't accept cash payments for late fees What? Why? Library policies How am I supposed to pay my late fee if you won't let me? You can pay with a credit card. We accept Visa and American Express I don't have a credit card You can also pay via Paypal