Hello how may I help you? Hey does my insurance cover water damage No, I am sorry, your policy does not cover water damage. That's too bad cause my house is like bikini bottom I am sorry to hear, you can add water damage to your policy. Okay let's do that Sure, it is an extra 100 dollars per month. No big deal I'm a high roller Great to hear, you can call our office if you would like to add water damage to your policy. ok calling now Have a nice day.