Hello how may I help you? What does my policy cover What policy are you referring to? My State Farm policy Is this your home insurance policy? Yes Your home insurance policy covers damage caused by fire, water, and acts of god. What's an act of God and how do we know he caused it? Interesting question. Anything that is supernatural that could cause damage to your house. So is blood coming out of my walls considered an act of God Yes, that would be considered an act of god, I hope blood is not coming out of your walls though. That is quite terrifying.