Hello how may I help you? Hi I need to know what my current policy covers. Your policy covers damage caused by water, fire and acts of god If my home is damaged by a flood, my policy covers it? Yes it does. You purchase separate flood insurance What if my home gets damaged by an accidental fire? You are covered. Great thank you. Do you need to make a claim at this time? How expensive is my current policy? No I do not. Well we are here when you need us Thank you