Hello how may I help you? what is my health insurance premium per month currently? You currently have no plan. uh oh. Thats not good Would you like one? I'm a young, 25 year old male, pretty healthy, how much would a basic plan cost? Do you have and pre-existing conditions? no, but i do smoke cigarrettes i know its bad, but i havent quit yet We have one for 300 a month. and what would be the annual deductible with that? And is preventative care covered? $3000 is the deductible.