Hello how may I help you? I have a Q about my policy Okay how can I help you? Does it cover water damage? Your policy does not cover water damage. It only covers fire. Can I get it added on? Sure. It will cost an extra $2.59 per month to add water damage coverage Ok sign me up Okay I signed you up. Do you also want to add acts of god for another $5 per month? Sure Okay I have added acts of god as well. The new policy will be emailed to you today thanks