Hello how may I help you? tell me about my policy Which policy/ *Which policy? my home owners policy What would you like to know regarding your home owner's insurance policy? i want to know what it covers, especially concerning water damage Your policy covers fire, water, and acts of god. does it cover busted pipes? If the busted pipes led to water damage to your home, then yes. good, because if the pipes freeze i might need to use it Do you have anything else you would like to know?