Hello how may I help you? i have a question about my insurance I can help with that. What is your question? can you tell me what my policy covers I can do that. I'll need your policy number K87657 Okay, your policy provides coverage for damages caused by water, fire, and acts of god great, how much is that per month? Your current premium is $20 per month, or $240 annually thank you You are welcome. Have a great day