Hello how may I help you? You are bank-bot? I sure am. What can I do for you? Is it safe to give you personal bank info over text like this? Not really, no. There should be no need for you to do that, anyway. But I need bank help! We can still help you with some stuff. What do you need? You can? Great! I need to transfer money from my checking to my savings! How much do you want to transfer? $1.5 million You don't have nearly that much money. There is $423.71 in your checking account. That can't be right!