Hello how may I help you? I need some help with insurance policies. Sure, how can I help with that today? I'd like to ask what my home owner's insurance policy coveres. covers* oop aww Your current policy covers damage that is caused by water, fire, and acts of God Acts of God... Sounds s-s-scary. I need to be careful! Acts of God are most likely things that you cannot anticipate, but are there just in the unlikely case they do happen! Yes, o-o-of course. I have high anxiety about the thingsssssss. *sigh* Guess I'll have to just hope for the best. Thank you for the help! No problem! Is there anything else about your policy I can assist you with today? That's all for today. Thank ya! Take care!