Hello how may I help you? I have a question about my insurance policy. What is your question regarding your insurance policy? Am I covered for water damage? Your current policy does not cover water damage. I thought I paid extra so I had coverage against water damage? Our records show that your premium increased, but the increase did not add water coverage to you policy. No I'm thinking of a special plan I believe they called it "water damage plus plan" and it was for people who thought their vehicle may be in a flooded area. Your policy does not cover water damage. I think I'm going to call my agent and get things straightened out. Do you need help with anything else?