Hello how may I help you? I need help paying my late fees Certainly. You currently owe $12 in late fees Wow that's a lot You had 10 books that were overdue. What credit card would you like to use. I will be paying in cash I'm sorry the library does not accept cash, only credit I do not have a credit card Perhaps you can use a friends card. I don't have any friends Now I'll have to charge you $12.25