Hello how may I help you? i'd like to apply for membership What town do you live in? i live in a nearby town If you are not in the same town, then it will cost 75 dollars monthly that's quite expensive, is there any way it can be lowered? I'm afraid not. Taxes are used to fund the library ok i'll pay the 75 per month then How would you like to pay can i use my credit card Yes you can. ok perfect, thanks