Hello how may I help you? I'd like to renew some books. Okay but there is an extra fee of 5 cents per online renewal Can I pay in credit? Yes, you can. Okay. Please renew "how to learn klingon in 7 days" for me. Can I have you information so that I can check if you have pending fees Sure, my account number is 5551234. Upon checking, you already owe $175 for late fees Okay I will pay that with credit. so you will pay $175+ 5 cents