Hello how may I help you? What kind of home insurance do I have? you have a basic home insurance Dwelling coverage I have a pool on my roof and I want to know if the policy covers water damage No, this policy doesn't cover water damage Do you have one that does? Yes we do have a Full coverage policy How much does it cpst? cost It depends on many factors. For more information call one of our toll free numbers Can you give me the number plese? 1-800 12345 Okay thanks you are welcome