Hello how may I help you? I have concerns Yes. What concerns do you have this evening? I have concerns with my insurance Okay, what are your concerns? Can you check if it covers water damage? What is your policy number? I dont have it on me right now.. Okay. Each policy is specific so I am unable to tell you if your policy has water damage. Thats fine ill just contact my insurance provider. They will likely need your policy number as well. Thanks