Hello how may I help you? Hi, can you get me some info on my policy? sure, what is your policy number? 333994573 great. what do you need to know? What kind of damage does my policy cover? everything but water damage. water damage is not covered. I thought we had flood coverage. Is that different from water damage? yes. flood damage is specific to damage caused by flood. water damage would be for all water damage not caused by a flood such as a leaking roof. How much per month to add water damage coverage? $10 Great. Please add it. done