Hello how may I help you? I need help with my policy I can help you with that. I will need your name and policy number Jack Tedsom 20817531 Okay I have your account. What can i do for you? what does my current policy cover? Your current homeowners policy covers damage caused by water, fire, and acts of god does that include tornadoes? tornadoes are included as acts of god, yes okay thanks for that! Have a great day