Hello how may I help you? i'd like to pay my late fees ok, what is your account number? my account number is 1234567890 Our records show you owe: $5 i'd like to pay that in cash I'm sorry we only accept credit. why? cash is just as good as a credit card I'm sorry, your late fees have been increased to $5.25. We will be more than happy to charge that to a credit card. why did you just raise it 25 cents? Our library does not condone arguments about paying late fees. Every time you argue your fee is raised. We only accept credit cards. that's ridiculous. send a collection agency to try and get this $5 then $5.50