Hello how may I help you? help me with my insurance yes, I can help you with insurance problems. what does my insurance cover? may i have your insurance policy number? yes 4894042 let me pull out your account information. the current policy covers damage caused by water, fire, and acts of god. can i add bird strike coverage too? yes. you need upgrade to premium for total protecttion. ok i can pay for that sure, this is the phone number 1-800-345-4444 . you will need to contact field insurance broker for more detail about our total protection.