Hello how may I help you? I'd like to apply for a library card. I will be happy to help you get a library card. Where do you live? I live in New York. I'm sorry, but you do not live in the same town as the library. If you would like to purchase a membership card, the cost will be $75.00 per month. Can the cost be waived? I'm sorry, I cannot waive the cost. Okay I will pay it. Do you accept credit? Yes, we accept credit cards. Okay thank you. You're welcome.