Hello how may I help you? I have an insurance question. Okay. What can i help you with? i was wondering what my home insurance covers? It covers damage by water, fire and acts of god Would animal attacks be considered an act of god issue? It depends. if it is a wild animal then yes. What about volcano damage? That is an act of god Great. I think that answers my question. Alright you are pretty well covered Thank you for checking.