Hello how may I help you? I have some questions about my insurance Sure, what would you like to find out about? I need to know if my policy covers accidental death of my mother? Your life insurance currently only covers the owner of that policy, being yourself. So no one else? Would you like to add your mother as a dependent? I thought I had a policy on her? Does your mother own life insurance with us? No, I have the policy. I'm sorry, but the insurance only applies to the policy holder. Can I assist you with anything else for today? No that is it