Hello how may I help you? Can you help with my insurance policy please? What policy can I help you with today? My policy number is 879538163 Okay I see that you have home coverage that covers fire and loss due to volcanos Does it also cover water damage? There is no water damage listed on this policy. I can add it for you Oh yes please. That could come in handy It will cost $13 more dollars a month. Is that okay That will be fine. Thank you for checking You are now covered for water, fire, and volcano. Have a good day!