Hello how may I help you? Hi I have a question about my policy Alright, I can answer your question. What is your question? Does my current policy cover duck infestations? What is your policy ID number? It's RD12345 Your policy covers only duck infestations if they are an act of god. It also covers water and fire damage. I think God put them there. It should be covered, right? Yes. We also cover ark damage. Awesome. Thanks! You're welcome!