Hello, how may I help you? It's very mild and dry. Can you take my question about insurance? I can do that. What's your insurance question? Do you have my account pulled up? Yes, I've pulled up your account based on your phone number. Does it cover water damage? Your policy does not cover water damage at this time. can you upgrade it to do so? If you'd like to make a change, please log on to the website and go to Policy, you can make the changes there. OK Thank you You're welcome. I'm glad to assist you.