Hello how may I help you? Hello. Can you help me with an insurance question? Yes, I can help you with your insurance. What would you like to know? Does the policy I own cover water damage? Which insurance are you specifying about? My house insurance. We just got hit by a monsoon. Unfortunately, you are not covered by water damage. I apologize for the inconvenience and for the situation you are in. But...but...all my stuff is ruined. I don't have the money to repair all that. I thought that water damage was included. I apologize for this situation. However, your insurance policy doesn't cover any damages due to water. You may need to contact your agent or broker in order to arrange for an insurance plan that helps for this situation in the future. Do you want a bunch of ruined stuff? I will send it to you. You may contact your agent or broker about your damaged items. I cannot do any more than inform you about your coverage. I apologize.