Hello how may I help you? I have a question about my insurance policy What would you like to know? Does my policy cover water damage? What is your policy number? My policy number is 1043984 It looks like your policy does NOT cover water damage Really? I live in a flood zone! Can I add water damage coverage to the policy? You can, however we would have to inspect your pipes to be sure they are copper or pvc That's fine. Thanks! You're welcome.