Hello how may I help you? I wanted to know if my policy covers water damage? Sure, can you tell me your name? January Dennis Hill Thank you, and may I get your policy number? It's 515007324JDH Great. I am sorry, but it appears your policy does not cover water damages. Do you have any additional questions? Yes, I'd like to add water damage coverage if you offer it. You will have to contact one of our agents for that service, they can be reached at 888-345-3453 Monday through Friday, 8am to 5pm pacific time. ok, thanks. No problem, have a great day.