Hello how may I help you? Hi. Why do I have to deal with this mess?! What mess? Well, I have a piped that burst and now my basement is flooded. I know I do not have the cash to pay for it outright. Please, bring me some good news today. Does my policy cover water damage? What is your name? I'll have to check the system. Yes, Sam Houston. Well Sam, unfortunately your policy does not cover water damage. What?! That cannot be right. Why am I paying so much?1 I can add water damage protection to your current policy for an additional $30 a month. What?! Will it cover this current damage? No the policy would've had to already be in effect, but it will cover any future water damage. Well, thx!