I am a librarian bot, how can I help? Hello, I have $800 in late fees and I want that debt erased That is a huge run-up, I am afraid we cannot erase that big amount. But, I can't afford to pay it. Is there a way to erase the debt? There is a payment plan we can agree Talk me about this plan Say 25$ per month can be doable? Can it be $20 a month instead? Ok, we can do 20$ per month, should I get it started? yes please Ok, you are all set.