Hello how may I help you? i would like to pay my late fees Certainly. What credit card do you want to use i would like to pay in cash I'm sorry, we cannot accept cash for late fees You currently owe %5.25 i do not have a credit card Can you get a prepaid card? no thats too much work for library fines most people dont pay them anyway Now you owe $5.50 what do you mean Nuisance factor