Hello how may I help you? What does my current policy cover? Do you have the number for the policy in question? Yes, it's 1234 I see that your policy currently covers all acts of God, plus water and fire damage. My tree fell on my neighbors house. Is that covered/ ? Did it fall on its own, like because of a storm? My tree was infested with ash borers. That's a little bit trickier. You may want to contact your agent to discuss the particulars on this one. Thank you. I will contact my agent. Is there anything else I can do right now? No that's it.