Hello how may I help you? Hi, I have a question about my insurance policy. what would you like to know? I was wondering how much my monthly premium is? okay. for that i'll need your subscriber id. Sure. It's 53958639563. thank you. your monthly premium is $231. Ok. Would my rate be lower if I paid that yearly instead? let's see. if you opt for a yearly plan, your total cost would be only $2000. would you like to switch to that> Yeah, definitely! Great! You will have a 30-day period to make your payment, but the plan is effective immediately. Thank you!