Hello how may I help you? Do you offer auto insurance? Yes we offer a variety of auto policies. How much is the deductible for a cheap to mid level plans? Our cheapest plans offer a $5000 deductible. The mid range plans are $1500. Would my defensive driving lesson help me with insurance fee? Yes that gets you a reduction of the monthly rate by $5 a month If I get 3 penalty points, how much would it increase my payment? That will double your payment if you get that many points. What is the age limit to not be considered as teenagers for expensive insurance? 19 years old is the last year we consider someone a teenager. Is that all? Yes thanks