Hello how may I help you? Can you help me pay my late fee? Sure. I just want to let you know that the library can only accept credit or debit cards to pay fines. But what if I want to pay in cash? Then you are out of luck. Why do they have this policy? If there is a lot of cash at the library there is a worry of theft. Credit transactions are quicker and safer than paying with cash Ok, fine. You can pay at the library or pay now Ok, I'll pay at the library, thanks. Have a good day!