Hello how may I help you? Do you have information about my insurance policy? Yes I do. What would you like to know? I need to know if the policy covers water damage. Your policy does not cover water damage. Even if it was caused by a flood? Especially if caused by a flood. You would need to get a separate flood rider How much does that cost? You would need to contact your insurance agent to discuss changes and costs. OK I will do that. Thanks for your help. You're welcome. Can I help with anything else? No that's it.