Hello how may I help you? What does my current car insurance policy cover? What is your policy number? A10001001233 Great thank you, checking now. Awesome, thanks! Your policy cover water damage, fire damage, and acts of god. Can you please define "act of god" for me? Act of god means anything not caused by man. For instance, a tornado. Gotcha. When is my bill due? Your bill is due on the 28th of June. Awesome thanks!