Hello how may I help you? I need some info on my current policy Sure, what can I tell you? Does it cover fender benders? It depends how extensive the damage was, since you have a $1000 deductible. Oh snap. Are there any plans with smaller deductables? Yes, but the premium is higher each month by $50. hmmm. Can you email me information on that plan, please/ Sure, anything else? That was it. thanks! You're welcome!