Hello how may I help you? I need to know what my current policy covers. Your current policy covers damage caused by water, fire, and acts of god. I see. Do I have any p rotection against burglary? No. Can I add that to my homeowners insurance? Yes. It will be an extra $400. Per year? Yes. Shall I add this to your policy? Yes please. It has been added. Do you need anything else? That's all, thank you!