Hello, how may I help you? Still there? Yes. What cities do you want to sort? Australia. What is the order you want them sorted in I just want to know if the policies covers water damage? Yes, water damage is covered except for flood. Flood is purchased separately. Okay does my insurance cover it? All but flood. Would you like me to get flood insurance quotes for you? Yes pls. How much should I pay? Allstate quotes $150.00 annually. Compared to other quotes, that is a very good price. Okay I'll take it.