Hello how may I help you? Greetings. I need to pay somw late fees Sure, I can help with late fees. How much do I owe? You currently owe $501.25 Wow - that is a ton! Can I pay for it in all cash? Yes, we're well aware of the status of your account. Would you like to pay for this today? We only accept credit, not cash. I don't have a credit card I'm sorry. We only accept credit cards. I guess I can't pay my fees then Nope. Good luck. Call me back when you get a credit card.