Hello how may I help you? help me with insurance info Sure I'd be glad to help you with your insurance. does my home insurance cover water damage? Your home insurance policy currently does not cover water damage. can i sign up for it? You can upgrade your coverage to include water and fire damage for an additional $100 per month that sounds good. do it Consider it done. Your plan now covers both water and fire damage in addition to all of the other basic coverage. great. thanks Glad to help.