Hello how may I help you? i need info about my policy Sure, what would you like to know about your policy? does it cover water damage? Your policy does not cover water damage. does it cover either rain or flood damage? It does not cover rain or flood damage. can i add water damage coverage to my existing policy Yes you can, you can do that on the website, or I can add it for you if you'd like. how much does it cost? It will add $200 a month to your existing policy. ok, that's all i need for now, thanks