Hello how may I help you? I have a question about my car insurance. Sure. Can you tell me what my current policy will cover? Your current policy covers damage caused by water, fire, and acts of god Do I have a liability only or full-coverage policy? You currently have liability only coverage. Okay. How much more would it cost me per month for full-coverage? $85 per month. Hmm. I will have to figure out if I can afford that. Thanks for the info. Thanks for using auto insurance.