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Prepare Your Car for the Rainy Season with a Car Rain-Repellent Coating

By

Devan S

The rainy season brings a whole list of problems for road users that make commuting a challenge. Besides increasing the possibility of
floods
, regular downpours reduce visibility on the road and cause your car to be caked with dirt or mud.

One thing you can do to make it easier to drive and care for your car in the rainy season is to use a car rain-repellent coating. This hydrophobic coating ranges in price and performance and is supposed to keep water from sticking to your car.

So should you use car rain-repellent coatings? Let’s find out.

How Does a Rain-Repellent Car Coating Work?

A rain-repellent coating is a solution that you apply to your car windows or body panels to protect the surface from rain and dirt. Once applied properly, it will adhere to the surface and create a hydrophobic or water-resistant barrier on the surface which prevents water and other residues from sticking to your car’s surface.

If you’ve seen water droplets forming beads on a windshield and just rolling off, that is the work of a rain-repellent coating.

This microscopic layer can be made of different materials such as silicone polymers, ceramic, and glass. And while they all function in a similar way, each material has different functions, cost, and durability. A rain-repellent coating can last anywhere from a few weeks up to over a year depending on its formula and how often you subject your car to the rain.

Read More:
Five DIY Tips to Increase Your Car’s Value

Advantages of Using Rain-Repellent Coatings

Using a rain-repellent coating can give you multiple benefits, especially in the rainy season. Here are some of them.

1. Improves Visibility in the Rain

Having a water-repellent coating on your windshield will prevent water from pooling and obscuring your vision in the rain, ultimately preventing an accident while driving. Any decent coating should work both in slow traffic and at highway speeds so you should be able to drive with good visibility in all conditions except the heaviest of downpours.

2. Keeps Surfaces Looking Cleaner for Longer

As it adds a hydrophobic layer of protection to your car, a coating can keep dirt and water stains from sticking to your car, which we can often see during rainy seasons. And if there are water stains on your windshield, you can often easily rinse them off thanks to the hydrophobic layer underneath. There are rain-repellent coatings available for both glass and body panels so make sure you use the correct one to provide the proper protection to your car.

Read More:

CARSOME Certified 101

3. Prolongs the Life of Your Wipers

Since you will need to use your windshield wipers less if you have a coating on your windshield, your wipers will be subjected to less wear and tear. And when you do use them, they’ll face less friction on the windshield leading to
longer-lasting wipers
.

4. Protects Surfaces from Damage

While most rain-repellent coatings aren’t designed to protect your car’s surfaces from scratches and other damages, they can still protect your car. The thin layer that the coatings form can prevent dirt and dust from sticking to your car and also give some protection against chemicals and oils on the road.

The dirty water from the road splashing onto your car when you drive in the rain can contain mud, oils, and chemicals that can stick to your paint and windows. Most coatings can prevent these impurities from sticking to your car, including to your windshields.

Read More:

How to Choose the Right Car Window Tint

Types of Hydrophobic Car Coatings

Basic Coatings for Windows

There’s no shortage of water-repellent coatings for car windows on the market. These products are mostly designed to protect glass windows and your side mirrors against water, dirt, oil, and some chemicals, and function to keep your windows clean. However, you can find professionally applied window coatings at car detailing shops that are more durable and scratch-resistant.

Since rain-repellent window coatings come at various price points, you should note that their performance can vary widely according to the brand and price of the product. Most off-the-shelf window coatings generally last up to two months but you can find products such as the Gtechniq G1 that claims to last up to two years.

Popular brands of window coatings in Malaysia include Rain-X, Waxco, Glaco, and Gtechniq. Applying these coatings on your windows usually only takes a few minutes, and it’s as easy as following the instructions on the bottle.

Glass Coating

A glass coating is made of silicon dioxide. It’s usually applied to the whole car to protect the paint from damage. A glass coating has excellent durability as well as UV (ultraviolet) and chemical resistance. It’s also more resistant to water spots so you’re less likely to have a patchy paint job on your car.

Glass coatings contain a resin that glues the coating to your car paint. While it gives durability and extra thickness to the coating, this resin is less resistant against extremely acidic or alkaline cleaners, so keep that in mind if you decide to choose a glass coating. It also has a slightly matte finish.

Read More:

Five Easy Steps to Protect Your Car’s Windshield

Ceramic Coating

A ceramic coating contains silicon carbide and offers similar protection to a glass coating. Ceramic has better hydrophobic properties and a shinier finish, though it’s slightly less resistant to UV rays and chemicals. Compared to glass, a ceramic coating doesn’t need a resin to adhere  to the paint, and is, therefore, more resistant to acidic and alkaline cleaners. Ceramic coatings are often slightly cheaper than glass coatings.

Is Professional Car Detailing Better than Off-The-Shelf Products?

The short answer is, yes – the professional coating you get at a car detailing shop provides better overall protection for your car. Not only does it repel water but it also provides additional physical, chemical, and UV protection.

That’s not to say that off-the-shelf DIY rain-repellent coatings are not good. They’re mostly designed to be water-repellent and do a good job for the price. As long as you apply the coating regularly, you’ll be able to keep your windows and paint job clean from blemishes.

Coatings may keep your windshield and paint job clean but a good refurbishment can really make a car sparkle,  and that’s what you get with a
CARSOME
 pre-owned car. With our professional refurbishment, you can rest assured that every CARSOME Certified car has excellent aesthetics besides being safe and comfortable.

Visit
CARSOME
 to find your dream car or download our app from the
Google Play Store
 or
Apple App Store
 today!

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Range Rover Drives Up Heaven’s Gate

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Range Rover Drives Up Heaven’s Gate

Range Rover Drives Up Heaven’s Gate

By

carsomeadministrator

Impressive is an understatement when it comes to showcasing a new vehicle. That is what Land Rover did recently with their brand’s new Range Rover Sport PHEV as it made history to become the first vehicle to climb the stairs to the natural rock arch of Heaven’s Gate in Hunan Province, China.

Driving up Heaven’s Gate:

A combination of on-road dynamics and off-road capability made a perfect stage for Land Rover’s latest stunt. As part of the brand’s series of adventures called The Dragon Challenge, this drive comprised a high speed run on China’s Dragon Road, followed by a climb up the steps to the beautiful and legendary Heaven’s Gate. A count of 99 turns, followed by 999 steps driven at a dauntingly 45-degree staircase.

Beginning at the bottom of the legendary 11.3 km Tianmen Mountain Road (also known as the Dragon Road). The headlining event saw the Range Rover Sport P400e with Panasonic Jaguar Racing’s Ho-Pin Tung behind the wheel, and the Terrain Response 2 system in Dynamic mode.

“I’ve experienced Formula E, Formula 1 and won at the 24 Hours of Le Mans but this was without doubt one of the most demanding driving challenges I’ve ever faced,” Ho said.

The new PHEV powertrain gives the Range Rover Sport a zero-emission EV range of up to 50 km when fully charged. During the challenge, Ho-Pin Tung fully utilized its advanced 296 hp Ingenium petrol and 114 hp electric motor to hike up the road section of the challenge. The performance SUV then showed its all-terrain credentials by climbing the steep staircase to the natural rock arch.

Previously, the PHEV model made its debut racing against two-time open-water swimming world champion Keri-anne Payne and endurance athlete Ross Edgley in Devon, UK. Among those impressive exploits include a 2,170m descent of the legendary Inferno downhill course in Műrren, Switzerland, a record-setting hill-climb at Pikes Peak, USA and even crossing the ‘Empty Quarter’ desert in the Arabian Peninsula.

Just weeks ago, the BMW M5 drifted hours and hours into the record books! Read more by
clicking here
!

Sell your car today with Carsome! It is 100% free with no hidden charges!

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3 Important Tips When Buying a Car & How You Can Enjoy 0% Interest Rate

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Buying A Car
3 Important Tips When Buying a Car & How You Can Enjoy...

By

Ahmad Azwadie Azman

If you are looking to upgrade your ride, purchasing a car during this festive season could be a great financial decision. This is because there are various ongoing Raya deals, including our
Carsome Berkat Aidilfitri
 campaign where you can enjoy 0% interest from Public Bank Berhad or Hong Leong Bank for up to a year when you buy a car with Carsome.

On top of that, book a Carsome Certified car and get RM50 TnG eWallet credit for free when you review our Carsome Experience Center on Google Maps, it’s that easy. However, bear in mind that these promotions will end on 30 April 2022 – so you better hurry!

Still not sure how to go about upgrading your car? To clear your doubts and help you make your decision for a better drive
balik kampung
, here are some pointers.

List Down Your Lifestyle Needs

Choosing a car should not be done on a whim as you’ll probably end up driving the same car for several years. So, take into account your current lifestyle and future goals. To make it easier for you, jot down your answers to the following questions.

How long do you intend to drive this car?

Do you often go on long-distance drives?

What is your monthly average mileage and what kind of traffic condition do you usually drive in?

What is the maximum number of people that you need to fit in your car?

Are you planning to have a family in the next few years? If so, how many kids?

What are the safety features that your car must have?

What is the maximum amount of items that you need to fit in your car’s boot?

By doing this, you can narrow down your search by understanding your exact needs for a car. For example, if you are planning to have kids in three years and intend to drive this car for six years, you may want a larger car from the get-go such as a multi-purpose vehicle (MPV)  or a sports utility vehicle (SUV) to fit your family journeys.

Let’s Budget It Out

Let’s talk money – cars can take up a huge chunk of finances so you’ll need to break down your budget. Here are some quick pointers when setting your budget.

Add it into your monthly budget:
 A majority of car buyers will opt for a car loan because of the hefty price tag, which means the loan repayment amount will be added to your monthly financial commitments. So, list down your monthly commitments including your utility bills, general necessities or fees, as well as other loans you may have, and outline if you can sustain the cost.

The 50/30/20 budget method:
When it comes to your personal finances, the 50/30/20 budget method is a good rule to follow. This method basically rounds up your needs (which include car payments, utilities, loans) as 50 percent of your monthly income, while 30 percent should be your wants (shopping, dining) and 20 percent goes into your savings.

Affording the down payment:
 Another factor is the 10 percent down payment you need to pay upfront for the car. If you are trading in your car for a new one, you can offset the overall car costs and also use that cash to pay for the down payment.

Your car loan term:
 When it comes to car loans, you can stretch it up to nine years in Malaysia. However, a longer car loan term means higher interest and your car will depreciate over time so you may be paying more than your car’s worth. So, if you can sustain a shorter loan term, go for it.

Find a Car Type That Suits You

Now that you have your lifestyle needs listed out and your budget, it’s time to choose a car type before you look into car brands. These are the common four types to choose from.

MPV
: MPVs are an extremely popular choice for families in Malaysia because of their larger build and spacious interiors. It allows for plenty of storage space, whether in the boot or even under the seats. But with space comes a larger and boxy car build that you’ll need to think about when you take on those corners. Popular MPVs in Malaysia include the
Nissan Grand Livina
 and
Perodua Alza
.

Sport Utility Vehicle (SUV)
: An SUV is also known for its space and there are seven-seater models. However, the main differentiator between an SUV and an MPV is that SUVs are built better for outdoor terrains such as rocky routes or off-road adventures because of their four-wheel drive capabilities. Popular SUVs in Malaysia include the
Honda BR-V
 and
Proton X70
.

Sedan
: Also known as a saloon car, a sedan is one of the most common car models that you’ll see on the road. It is popular for its compact build which typically features two rows of seats that can fit up to five people (including the driver). Sedans also have great fuel economy, as well as relatively good driving performance, safety, and handling features. Additionally, sedans are compact vehicles that can maneuver corners, turns, and parking spaces better than larger car models. However, the boot space is something to consider as it is usually a small space in between the wheelbase – this, of course, depends on the car model. Some sedans may carry great boot space for small families. Popular sedans in Malaysia include
Honda City
 and
Perodua Bezza
.

Hatchback
: A hatchback can vary depending on what you’re comparing it to. At times, it can be larger than a sedan. The key difference is that the body build slopes downwards in the front and the back area is lifted for storage space. However, the passenger seats in some models may be relatively small, especially for families with more than two children. Nevertheless, hatchbacks are great as first cars, city cars, and even executive cars. Popular hatchbacks in Malaysia include the
Honda Jazz
 and
Perodua MyVi
.

Buy a Carsome Certified Car & Enjoy More Savings with Carsome Berkat Aidilfitri

If you have been contemplating upgrading your current car, or buying a car in general, consider buying Carsome Certified cars. Our cars have passed a stringent 175-point check to guarantee their quality and they are also professionally refurbished through our Carsome Certified Refurbishment Process at
Carsome Certified Lab
 to ensure safety beyond standard, complete comfort, and like-new aesthetics.

However, we understand that you might be on the fence about buying a used car which is why Carsome has prioritized giving Malaysians a truly transparent solution when it comes to buying a car with our
Carsome Berkat Aidilfitri
 campaign.

With this campaign, Carsome wants to make car ownership much more affordable for you so you can enjoy a quality drive home when you
balik kampung
. Here are the two Hari Raya promotions from Carsome.

0% interest for up to a year*:
 Buy a Carsome Certified car and you can enjoy 0% interest rate for up to one year from Public Bank Berhad, Maybank or Hong Leong Bank.

Free RM50 TnG eWallet Credit*:
 Book a Carsome Certified car, leave your review on your booking process at the Carsome Experience Center that you went to on Google Maps, and you’ll receive RM50 TnG eWallet Credit.

Remember, these promotions end on 30 April 2022 and our quality used cars are getting snagged up fast! So, get that car you’ve been eyeing now and head over to
Carsome
 to browse our largest selection of quality used cars today.

*The Carsome Berkat Aidilfitri offers are subject to terms & conditions.

Read:

Carsome Berkat Aidilfitri: 0% Interest Rate & More Exciting Promotions This April

Ahmad Azwadie Azman


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Reasons Why The Volvo V90 Should Be Your Everyday Family Car

By

carsomeadministrator

While Audi, BMW and Mercedes-Benz commonly share the continental vehicle buzz on new cars, Volvo has since worked behind the scenes to become the dark horse that off-late, are the attention of everyone else in the industry.

The brand’s new range of cars in the 60 and 90 Series is built on the brand’s new Scalable Product Architecture (SPA), a modular platform that enables them to scale production up from a sedan, estate and SUV. Thankfully this has worked, and it is seen in the company’s current
XC90
,
S90
,
XC60
 and upcoming
S60
 – all of which feature new class-leading technologies that highlight Volvo’s commitment to safety.

With this we have a host of connectivity, powertrain as well as safety and semi-autonomous drive features that puts Volvo’s new cars at the forefront. But is this the car for you? We recognise the stigma behind Estate and Wagon body vehicles in Malaysia, but with strong points that come with the V90, we will attempt to squash that mindset that surround vehicles like these.

It’s An Estate With Heritage

Most carmakers provide an Estate option for their vehicles in Europe because it is rather popular within the region. But few companies can claim the same heritage as Volvo Cars when it comes to the design and manufacture of family estates. From the first loved Volvo
Duett
 in the 1950s, to the
Amazon
 that followed and the
145
 that solidified the Volvo estate characteristics, the brand has over 60 years of estate heritage the world over.

It Looks Better Than The Sedan

We know this one is subjective. And trust us when we say that we’ve accounted for the stigma and mindset that comes with driving an Estate that is commonly regarded as “hearse vehicles” – which has to stop. With such beautiful lines and perfect proportions, we had such a great time admiring the sheer shape of the V90. We dare say that the V90 is the best looking Estate on sale in Malaysia, period.

Scandinavian Minimalist

There is a difference between Scandinavian design and Minimalist design. While the former is one that refers to the use of natural material and minimalist shapes that is usually the purposeful use in Scandinavian countries, Minimalist design refers very much to the use of industrial materials in forms that flow and emphasis on simplicity and function by design. Here Volvo has merged both for their new range of vehicles.

Having spoken to
Volvo Cars’ VP of Design Jonathan Disley on the S90
, he mentions that it boils down to the way materials are used that stays honest to its nature. The material itself has to look correct and have a balance. “If you make a material too flat, it doesn’t look strong. If you make it look big, it looks too heavy.” A look into the new V90’s interior and you have an idea what Volvo has produced.

It Is Ridiculously Practical

The reason why Estates are popular in Europe is because they’re convenient. How so? Estates are essentially sedans with a hatchback for easy unloading. The rear end is usually flat that makes it easier for storage. Cars with boot lids require lifting the cargo into the boot. What else is convenient? Integrated booster seats for children at the rear passenger seats, intuitive smartphone-like infotainment system with a vast list of options as well as voice and steering wheel controls to match the digital driving display.

The T5 Variant Has More Than Enough Power

Locally, variant options for the V90 are the T5 Momentum or T6 R-Design. What are the differences between the T5 and T6? Apart from the looks and accessories, there’s the addition of a supercharger in the T6. However, the standard T5’s output is still plenty powerful at 254 hp and 350 Nm of torque from 1,500 to 4,800 rpm. How powerful? Let’s just say that there’s more than enough power on this thing to run the Autobahn in time for dinner. On paper, the T5 produces even more than on the Mercedes E 300, albeit acceleration times of course. Imagine what the T8 could do.

Verdict

We like the V90. After just spending a few days with it, it has grown on us so much with its practicality, good looks (how it looks different) and Swede style that we think there’s a great alternative to the German three. With a pledge that in 2020, no one will be killed or seriously injured in a new Volvo as well as a commitment to electrify all-vehicles from 2019, you know they’re looking forward into the future.

The all-new XC60 is finally here.
Click here
 to keep up to speed on the launch.

Carsome Je-lah! Fill in the form below to start selling your car fast, fair and free!

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Reviews

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Nikmati Diskaun Sehingga RM1,500 Untuk Kereta CARSOME Certified Apabila Anda Trade In Kereta Lama Anda

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BM
Nikmati Diskaun Sehingga RM1,500 Untuk Kereta CARSOME Certified Apabila Anda Trade In...

By

Haziq Asyraf

Di CARSOME, kami menyediakan proses pembelian dan
menjual kereta
 yang mudah dan pantas. Ia termasuk memudahkan proses trade in kereta anda untuk
membeli kereta
 yang baharu.

Untuk membantu anda mendapatkan kereta idaman, kami menawarkan rebat sehingga RM1,500* apabila anda trade in kereta untuk membeli kereta CARSOME Certified. Berminat dengan tawaran ini? Baca lebih lanjut untuk ketahui macam mana nak dapatkannya.

Cara Trade In Kereta Anda Untuk Menikmati Rebat Sehingga RM1,500

Ada dua cara untuk anda
trade in kereta anda
 dan nikmati rebat yang kami tawarkan. Berikut adalah butirannya:

1. Jual Kereta Anda Dahulu & Beli Kereta CARSOME Certified Kemudian

Langkah 1
: Tempah janji temu pemeriksaan percuma di
laman web
 kami dan isikan butiran kereta yang anda nak jual.

Langkah 2:
Bawa kereta ke janji temu pemeriksaan dan
 bawa sekali dokumen asal yang diperlukan
. Berikut adalah senarai dokumen yang perlu dibawa:

Kad Pendaftaran (RC)/Sijil Pemilikan Kenderaan (VOC)

Kad Pengenalan (bagi warganegara Malaysia) atau pasport (bagi bukan warganegara Malaysia)

Kunci pendua (jika ada)

Permit Diluluskan (AP) (syarikat atau individu untuk pengesahan, jika berkenaan)

Surat Penyelesaian Sewa Beli (untuk kereta dengan jumlah pinjaman tertunggak)

Invois Belian (untuk kereta yang dibeli secara tunai)

Surat kebenaran pihak ketiga (untuk kereta di bawah nama yang berbeza)

Langkah 3:
 Terima tawaran harga untuk jual kereta anda terus kepada kami.

Langkah 4:
Pemindahan Hak Milik, Penyerahan Kenderaan, dan Pembayaran.

Semua kertas kerja berkaitan pemindahan hak milik akan diuruskan oleh CARSOME pada tarikh penyerahan kenderaan yang dipersetujui. Baki penyelesaian pinjaman dengan bank dan pembayaran akhir akan dibuat terus ke akaun bank pemilik melalui pemindahan dalam talian.

Langkah 5:
 Pilih kereta yang anda mahu beli di laman web atau aplikasi mudah alih kami.

Langkah 6:
 Tempah janji temu pandu uji percuma atau bayar yuran tempahan yang boleh dipulangkan semula untuk memastikan kereta tersebut tidak ditempah oleh orang lain.

Langkah 7:
Maklumkan kepada Konsultan CARSOME kami yang anda adalah pelanggan trade in dan tunjukkan Bil Pembelian (BOP) anda untuk mengesahkan trade in anda. Kami akan mengurangkan harga kereta pilihan anda berdasarkan nilai kereta yang anda jual supaya anda boleh menikmati harga pembelian yang lebih rendah.

Langkah 8:
 Serahkan dokumen yang diperlukan untuk permohonan pinjaman. Setelah diluluskan, anda perlu menandatangani dokumen penerimaan.

Langkah 9:
 Pemindahan hak milik, penyerahan kenderaan, dan bayaran pendahuluan. Kami akan mengenakan rebat RM1,000/RM1,500 ke atas pembelian anda pada peringkat ini.

Langkah 10:
Ambil kereta baharu anda di Pusat Pengalaman CARSOME yang berhampiran atau pilih penghantaran terus ke rumah!

* Ada sebarang tarikh tamat tempoh untuk buat penebusan rebat?

Tiada sebarang tarikh luput untuk menebus rebat. Anda boleh menebusnya pada bila-bila masa.

2. Beli Kereta CARSOME Certified & Jual Kereta Anda Kemudian

Langkah 1:
 Pilih kereta idaman anda di
laman web
 atau
aplikasi mudah alih
 kami.

Langkah 2:
 Tempah janji temu pandu uji percuma atau bayar yuran tempahan yang boleh dipulangkan semula untuk menyimpan kereta anda.

Langkah 3:
Serahkan dokumen yang diperlukan untuk permohonan pinjaman. Setelah diluluskan, anda perlu menandatangani dokumen penerimaan.

Langkah 4:
 Pemindahan hak milik, penyerahan kenderaan, dan bayaran pendahuluan.

Langkah 5:
 Ambil kereta baharu anda di Pusat Pengalaman CARSOME yang berhampiran atau pilih penghantaran terus ke rumah!

Langkah 6:
Tempah janji temu pemeriksaan percuma di laman web kami dan isikan butiran kereta yang anda nak jual.

Langkah 7:
Bawa kereta ke janji temu pemeriksaan dan bawa sekali dokumen asal yang diperlukan bersama Vehicle Delivery Order (VDO) agar Inspektor Pemeriksaan kami boleh mengesahkan yang anda adalah pelanggan trade in. Berikut adalah senarai dokumen asal yang perlu dibawa:

Kad Pendaftaran (RC)/Sijil Pemilikan Kenderaan (VOC)

Kad Pengenalan (bagi warganegara Malaysia) atau pasport (bagi bukan warganegara Malaysia)

Kunci pendua (jika ada)

Permit Diluluskan (AP) (syarikat atau individu untuk pengesahan, jika berkenaan)

Surat Penyelesaian Sewa Beli (untuk kereta dengan jumlah pinjaman tertunggak)

Invois Belian (untuk kereta yang dibeli secara tunai)

Surat kebenaran pihak ketiga (untuk kereta di bawah nama yang berbeza)

Langkah 8:
 Terima tawaran harga untuk jual kereta anda terus kepada kami.

Langkah 9:
Pemindahan Hak Milik, Penyerahan Kenderaan, dan Pembayaran.

Semua kertas kerja berkaitan pemindahan hak milik akan diuruskan oleh kami pada tarikh penyerahan kenderaan yang dipersetujui. Baki penyelesaian pinjaman dengan bank dan
pembayaran akhir termasuk rebat trade in sebanyak RM1,000 atau RM1,500 akan dibuat terus ke akaun bank pemilik
 melalui pemindahan dalam talian.

*Ada sebarang tarikh tamat tempoh untuk buat penebusan rebat?

Tiada sebarang tarikh luput untuk menebus rebat. Anda boleh menebusnya pada bila-bila masa.

Kenapa Anda Perlu Trade In Kereta Anda Dengan CARSOME?

Selain daripada diskaun yang menarik, anda juga boleh dapatkan faedah yang berikut apabila anda trade in kereta anda dengan kami.

1. Anda Boleh Terus Menjual Kereta Anda

Kalau anda nak jual kereta sendiri, anda yang perlu lakukan pembaikan dan juga penyelenggaraan seperti menukar brek, tayar, dan minyak jika diperlukan. Di CARSOME, kami akan menerima kenderaan anda “seadanya” dan kami yang akan melakukan pembaikan yang diperlukan sebelum menjualnya.

Kami tidak pernah memberi pelanggan kami kereta yang tidak selamat, dan kami akan bekerjasama dengan anda jika keadaan semasa kereta anda perlu diperbaiki.

2. Menjimatkan Masa Anda

Di samping itu, menjual kereta anda sendiri akan mengambil masa yang lama kerana anda perlu hantar kereta anda untuk dibaiki selain perlu dibersihkan. Malah anda juga perlu mengiklankan kereta anda sendiri. Selain itu anda juga perlu menyelesaikan sendiri kertas kerja yang diperlukan dalam proses menjual kereta anda.

Bukan sahaja banyak masa akan terbazir di sini, anda juga mungkin perlu mengeluarkan belanja lebih untuk jual kereta anda. Dengan CARSOME, selain daripada menawarkan harga yang berpatutan untuk kereta anda, kami juga akan menguruskan semua kertas kerja yang diperlukan untuk anda.

3. Trade In Dengan CARSOME Lebih Selamat

Bila anda jual kereta sendiri, ada risiko untuk ditipu dan anda mungkin terpaksa berurusan dengan orang yang berbahaya. Dengan menjual melalui platform yang dipercayai seperti CARSOME, anda tak perlu risau ditipu dan anda juga boleh terus cari kereta baharu kalau nak naik taraf daripada kereta lama anda. Kami juga akan bantu anda dalam setiap langkah untuk pastikan semuanya berjalan lancar.

4. Ini Adalah Cara Jimat Kos Untuk Naik Taraf Kereta Anda

Trade in boleh membantu menurunkan harga pembelian kereta baharu anda dengan membolehkan anda membayar bayaran pendahuluan menggunakan wang hasil jualan kereta lama anda. Dengan ini, anda boleh menikmati harga pembelian kereta yang lebih rendah. Ditambah pula dengan rebat RM1,500 kami, anda boleh menikmati lebih banyak penjimatan apabila anda membeli kereta CARSOME Certified.

Trade in kereta anda dengan CARSOME hari ini!

*Tertakluk pada
terma dan syarat
.

Kami Jawab Soalan Lazim Mengenai Trade In Kereta

Anda berminat naik taraf kereta dan nak tahu lebih lanjut mengenai proses trade in kami? Berikut adalah jawapan yang kami ada untuk soalan yang sering ditanyakan kepada kami.

1. Macam mana saya nak dapatkan kod diskaun trade in saya?

Tiada kod diskaun disediakan. Setelah anda menjual kereta anda kepada kami, sila maklumkan kepada Konsultan CARSOME yang anda adalah pelanggan trade in. Setelah disahkan, kami akan menggunakan rebat terus untuk pembayaran kereta anda mengikut harga pembelian kereta.

2. Ada sebarang tarikh luput untuk membuat penebusan?

Tiada sebarang tarikh luput dikenakan,bermakna anda boleh menebus rebat ini pada bila-bila masa.

3. Macam mana saya nak tahu nilai rebat yang saya layak dapat?

Anda layak mendapat rebat bernilai RM1,000 apabila anda membeli kereta yang berharga kurang daripada RM50,000 dan anda layak mendapat rebat bernilai RM1,500 apabila anda membeli kereta yang bernilai lebih daripada RM50,000.

4. Apa jenis kereta lain/kereta istimewa yang CARSOME beli?

Pada ketika ini, kami hanya membeli kereta yang didaftarkan di Malaysia, kecuali kereta yang didaftarkan di Labuan dan Langkawi. Kami juga tidak menerima kereta yang didaftarkan di luar Malaysia.

Kereta dengan enjin melebihi 3,000cc:

Pada masa ini, kami hanya menerima jenama dan model kereta yang berikut:

Ford: Ranger, Trader

Honda: Accord, Elysion, LaGreat

Isuzu: Citation, D-Max

Mazda: BT-50, CX-9, MPV

Mitsubishi: Pajero, Storm, Triton

Nissan: Cefiro, Elgrand, Infiniti, Murano, Skyline, Urvan

Toyota: Alphard, Estima, Harrier, Hiace, Hilux, Land Cruiser

Kami juga menerima kereta berprestasi tinggi seperti Mercedes Benz (AMG, Brabus series), BMW (M series), Audi (S, RS series), Volkswagen (R series), dan Porsche.

5. Boleh saya gabungkan rebat trade in saya dengan promosi CARSOME yang sedia ada?

Tidak, buat masa ini anda tak boleh gunakan rebat ini dengan baucar diskaun lain.

Trade In Kereta Anda dengan CARSOME Hari Ini

Jika anda dah sedia nak
trade in kereta anda
, kami bersedia untuk membantu anda. Tempah pemeriksaan percuma di laman web CARSOME hari ini dan kami akan uruskan semuanya untuk anda.

Kereta CARSOME Certified dijamin berkualiti kerana ia telah diperiksa dengan teliti, dibaik pulih secara profesional, dan disertakan dengan janji CARSOME berikut untuk ketenangan fikiran anda:

Pemeriksaan profesional:
 Semua kereta CARSOME Certified telah melalui pemeriksaan 175-titik yang ketat untuk memastikan ia bebas daripada kemalangan teruk atau kerosakan banjir. Kami juga membaik pulih kereta untuk memastikan anda mendapat kereta dengan keselamatan melebihi taraf, keselesaan sepenuhnya, dan estetik yang dibaik pulih.

Harga tetap:
Harga yang anda lihat adalah harga kereta yang perlu anda bayar tanpa sebarang bayaran tersembunyi.

Jaminan pulangan wang dalam lima hari:
Kalau anda beli kereta dengan CARSOME dan anda berubah fikiran, anda boleh pulangkan kereta kepada kami dalam lima hari untuk dapatkan pulangan wang, tanpa sebarang soalan.

Waranti satu tahun:
 Kami juga akan memberi perlindungan tambahan untuk kereta anda dengan waranti lanjutan satu tahun.

Jadi apa yang anda tunggu lagi? Layari
carsome.my
 atau
muat turun aplikasi mudah alih kami
 dan
trade in
 kereta anda dengan CARSOME hari ini!

Haziq Asyraf
A self-proclaimed foodie and gamer whose passion for food and games has recently extended to cars.


Want to Buy Recon Cars in Malaysia? Here’s What You Need to Know

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Car Tips
Want to Buy Recon Cars in Malaysia? Here’s What You Need to...

By

Devan S

When it comes to buying a car in Malaysia, especially luxury cars, you’ll hear the term recon cars or reconditioned cars fairly often. In fact, recon cars such as the Toyota Alphard,
Toyota Harrier
, and
Mercedes-Benz GLA250
 are well sought after by Malaysian buyers as they can be over RM50,000 cheaper than an official brand-new unit sold by local authorized dealers.

If you’ve been considering buying a recon car in Malaysia but aren’t sure if it’s right for you, we’ve got the details you need.

What Is a Recon Car

However you spell it, a recond or recon car is a used car imported from countries such as Japan and the United Kingdom and sold by recon or used car dealers. These are often luxury or performance cars as they tend to be harder to find in Malaysia. Dealers usually acquire these cars from overseas suppliers or in auctions in the original country and refurbish them to fix any issues they have and ensure they comply with local laws.

Being used cars, recon cars are significantly cheaper than their brand-new counterparts. And while choosing a recon car allows you to save a good amount of money, do note that its mechanical components, user interface, and features are designed for its original market. That means if you buy a reconditioned
Toyota Harrier
 from Japan, expect the infotainment system’s interface to be in Japanese instead of English.

How to Check a Recon Car’s Condition

Any recon car imported into Malaysia would have gone through an inspection in its home country and another inspection by the recon car dealer that you purchase it from. If possible, request an inspection report to find out its mileage and if there is significant damage to the car. Otherwise, you can purchase a report from providers such as
scrut.my
 or
recond.my
 by providing them with the VIN (vehicle identification number) of the car.

While a reputable dealer would only sell you a car that’s of good quality, some unscrupulous dealers could roll back the odometer or pass off a car that’s been damaged in an accident as an undamaged car.

What to Inspect on a Recon Car

It’s hard to determine if the mileage displayed on a recon car is accurate. However, seeing as the overall condition of a car often correlates to its mileage, you can check if the mileage has been tampered with by inspecting other components. Pay more attention to the thickness of the brake disc and the condition of the tires. If the
brake discs
 aren’t as thick as you expect them to be or if the
tires
 are more worn down than the displayed mileage would suggest, then the mileage could have been rolled back.

Also, inspect the overall condition of the exterior and interior of the vehicle. If the condition is not as you expect, especially on a low-mileage car, then it’s worth looking at the car in more detail.

What’s the Loan Interest Rate for Recon Cars in Malaysia?

Recon cars in Malaysia are sold either as unregistered or registered cars. An unregistered car is imported into Malaysia and is listed by a dealer without registering it at JPJ. Therefore, it’s considered brand-new, so the purchasing process and loan interest rates for it is the same as a new car. This also means it would have a lower interest rate than a loan for used cars.

A registered car, however, is usually a used recon car that has had a Malaysian owner and has been registered, so it’s considered a used car. That means you’d need to pay a slightly higher interest rate which is typically more than three percent.

More Recon Car Tips

Buying a recon car poses certain risks compared to buying a used car that was officially sold in Malaysia. Here are more things you should know about recon cars.

Do Recon Cars Come with a Warranty?

Recon cars typically don’t come with a warranty as opposed to some used cars sold here that still carry a principal warranty from the manufacturer. That said, some recon car dealers do provide their own warranty on the cars. Otherwise, you’ll have to purchase a warranty package from third-party warranty providers.

On the other hand, reputable used car platforms like CARSOME provide a one-year comprehensive warranty on all
CARSOME Certified cars
 for extra peace of mind.

Is There an After-Sales Service for Recon Cars?

The after-sales service for a recon car really depends on the dealer selling the car. Some dealers may only provide you support for up to a week or a month, while others may provide longer-term support such as servicing or warranty claims. That’s why whether you buy an imported recon car or a local used car, choosing the right dealer is essential.

How to Choose the Right Recon Car

Other than having an interface in Japanese, a recon car can carry more risk especially if you buy from unscrupulous dealers. Here are tips to ensure you buy a quality recon car:

First, find the right dealer. The best way to do this is by reading reviews and finding out about a certain dealer through word-of-mouth.

Don’t be enticed by recon cars that are supposedly accident-free and low mileage, but sold for very cheap. If you think the car is a steal, it’s probably too good to be true.

While an inspection report is helpful in telling you about the initial condition of the car, you should still thoroughly inspect the car yourself. If possible, bring along someone who knows what to look for, such as a mechanic. However, if you don’t have a mechanic friend, check out these
car inspection tips shared by our CARSOME inspectors
.

A recon car can help you save money over buying a new car and gives you the opportunity to own exotic and luxury cars that you just can’t otherwise. However, choosing the wrong recon car could mean major headaches and a big blow to your wallet. That’s why you should be as thorough as possible in researching and inspecting a car before putting down your hard-earned money on it.

This article is adapted from the video “Recon Car 101: Everything You Need To Know About Recon Cars” published by Carlist.my.

Devan S
Devan believes written content is here to stay despite our depleting attention span and the rise of short videos. He loves four and two-wheeled vehicles, and movies of all makes and models.


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Refinance Kereta, Cara Terbaik Kurangkan Ansuran Bulanan Kenderaan?

By

Ahmad Azwadie Azman

Pembiayaan semula pinjaman kenderaan atau
refinancing
 biasanya melibatkan dua jenis bentuk pinjaman iaitu pinjaman kenderaan atau pinjaman perumahan. Kebiasaannya, pembiayaan semula pinjaman seperti
refinance
 kereta dilakukan bertujuan untuk mengurangkan beban kewangan sedia ada dan memanfaatkan tawaran kadar faedah yang lebih rendah berbanding
pinjaman
 sebelum ini lebih-lebih lagi jika aliran kewangan individu terganggu disebabkan oleh situasi ekonomi semasa seperti hilang punca pendapatan, pemotongan gaji dan sebagainya.

Apa Itu Pembiayaan Semula Pinjaman Kenderaan atau
Refinance
 Kereta?

Pembiayaan semula pinjaman atau
refinance loan
 kereta merujuk kepada urusan permohonan pinjaman baharu daripada pihak bank atau institusi kewangan untuk menjelaskan baki pinjaman kereta sedia ada. Secara amnya, pembiayaan semula dilakukan bertujuan untuk mengurangkan amaun bayaran ansuran setiap bulan, menjimatkan perbelanjaan dan memperbaiki aliran tunai semasa. Ini kerana, pembiayaan semula biasanya menawarkan kadar faedah yang lebih rendah dengan tempoh masa pembayaran yang lebih lama.

Mengapa
Refinance
 Kereta Perlu Dilakukan?

Keputusan untuk melakukan pembiayaan atau penstrukturan semula pinjaman semestinya bergantung pada keperluan individu dengan menilai aspek-aspek lain seperti kedudukan kewangan semasa, tujuan pembiayaan dilakukan dan faktor-faktor lain yang dirasakan perlu. Anda mungkin boleh mempertimbangkan perkara-perkara berikut sebelum mengambil keputusan untuk melakukan pembiayaan semula pinjaman kereta anda:

1. Kadar Faedah Pinjaman Menurun

Lazimnya, turun naik kadar faedah pinjaman bergantung sepenuhnya pada situasi ekonomi semasa. Perubahan atau penurunan kadar faedah pinjaman meskipun hanya sekitar 2 hingga 3 peratus memberi kesan penjimatan yang lebih besar terhadap pinjaman anda. Contohnya, jika jumlah pinjaman asal anda adalah sebanyak RM103,337.50, dengan mengambil kira kadar faedah sebanyak 7 peratus dengan jangka masa pinjaman 60 bulan – anda perlu membayar jumlah keseluruhan pinjaman kira-kira RM122,773.22.

Selepas setahun, baki pinjaman semasa anda adalah sekitar RM86,803.50. Namun begitu, jika anda mengambil keputusan untuk melakukan pembiayaan semula atau
refinancing
, anda boleh mendapatkan pinjaman baharu (berdasarkan baki semasa) dengan kadar faedah yang lebih rendah dan kompetitif dengan tempoh pembayaran yang lebih pendek. Ini bermaksud, anda akan membayar hutang pembiayaan semula baharu dengan harga bulanan yang lebih rendah sekali gus lebih menjimatkan berbanding kadar pinjaman asal.

2. Situasi Kewangan Semasa Bertambah Baik

Pihak institusi kewangan biasanya mengambil kira beberapa faktor lain sebelum menentukan kelayakan anda untuk mendapatkan pinjaman. Biasanya, kadar pinjaman ditentukan oleh faktor-faktor seperti skor kredit bagi tempoh 12 bulan terkini dan nisbah debt-to-income (DTI). Nisbah DTI biasanya dikira dengan membahagikan jumlah pendapatan bulanan dengan komitmen bulanan sedia ada anda.

Dalam erti kata lain, situasi kewangan semasa yang baik boleh membantu anda mendapatkan pembiayaan semula pada kadar yang lebih kompetitif berbanding sebelum ini. Tahap kesihatan kredit yang baik serta nisbah DTI yang rendah boleh melayakkan anda mendapatkan pembiayaan semula dengan lebih mudah.

3. Terima Tawaran Pinjaman yang Lebih Baik

Jika anda menerima tawaran pembiayaan yang lebih baik berbanding pinjaman sedia ada, anda mungkin boleh mempertimbangkan untuk melakukan pembiayaan semula pinjaman kenderaan ini. Walaupun turun naik kadar faedah atau keadaan kewangan semasa tidak meningkat dengan ketara, tawaran pinjaman dengan kadar faedah yang lebih rendah dapat menjimatkan dan mengurangkan komitmen bulanan anda.

4. Hadapi Masalah Kewangan, Pembayaran Balik Bermasalah

Sekiranya anda menghadapi masalah kewangan yang mengganggu jadual pembayaran balik anda, anda mungkin boleh pertimbangkan untuk mendapatkan pembiayaan semula pinjaman dengan kadar faedah yang lebih rendah. Jika tidak, anda juga boleh mempertimbangkan pinjaman dengan tempoh masa pembayaran yang lebih lama untuk mengurangkan amaun pembayaran bulanan anda.

Selain itu, anda juga mungkin boleh berunding dengan pihak institusi kewangan untuk melanjutkan tempoh pembayaran anda. Namun begitu, tempoh pembayaran yang lebih lama bermaksud anda terikat dengan kadar faedah yang lebih tinggi.

Artikel Berkaitan:

Wajarkah Anda Keluarkan i-Sinar KWSP? – Kebaikan dan Keburukan

Cara
Refinance
 Pinjaman Kereta Anda

Pembiayaan semula pinjaman biasanya boleh dilakukan dalam beberapa senario tertentu. Selain dapat menurunkan kadar faedah dan mengurangkan amaun pembayaran ansuran bulanan, anda juga boleh memilih sama ada ingin memendekkan atau memanjangkan tempoh masa pembayaran balik pinjaman. Carsome menyediakan cara untuk
refinance
 pinjaman kereta anda seperti berikut untuk memudahkan anda:

1. Sediakan Dokumen Diperlukan

Sekiranya anda memutuskan bahawa membiayai semula pinjaman anda adalah pilihan yang tepat untuk anda, sediakan dokumen yang diperlukan oleh pihak institusi kewangan seperti berikut untuk melancarkan urusan permohonan anda:

Maklumat peribadi seperti kad pengenalan dan lesen memandu anda;

Perakuan pendapatan seperti slip gaji, surat pengesahan pekerjaan (
proof of employment
) atau borang penyata cukai pendapatan;

Maklumat pendaftaran kereta seperti geran, insurans, nombor VIN, dan jarak perbatuan (
mileage
);

Butiran pinjaman sedia ada – jumlah bayaran bulanan dan baki semasa, tempoh bayaran, kadar faedah pinjaman sedia ada.

2. Periksa Skor Kredit

Antara salah satu syarat untuk mendapatkan kadar faedah yang terbaik ialah anda perlu memiliki skor kredit yang baik. Periksa laporan kredit anda sebelum melakukan permohonan pembiayaan semula anda. Anda boleh memeriksa skor kredit anda dengan merujuk Bank Negara Malaysia, Agensi Kaunseling dan Pengurusan Kredit serta agensi-agensi lain yang berkaitan secara percuma.

Sekiranya anda mempunyai rekod pembayaran balik yang baik dan telah membuat semua pembayaran pinjaman sedia ada mengikut jadual selama satu tahun atau lebih, skor kredit anda mungkin berada dalam keadaan baik sekali gus memudahkan urusan pembiayaan semula diluluskan.

Artikel Berkaitan:

Cara Daftar, Semak Status Laporan CCRIS dan CTOS Secara Online Percuma

3. Lakukan Permohonan

Selain itu, anda juga disarankan untuk memohon pembiayaan semula daripada beberapa institusi kewangan supaya anda boleh membandingkan kadar faedah dan kelebihan yang ditawarkan sekali gus membantu anda mendapatkan pembiayaan baharu dengan kadar faedah yang lebih rendah dan kompetitif. Namun begitu, anda disarankan untuk mengemukakan kesemua permohonan pembiayaan semula pinjaman anda dalam tempoh yang sama (14 hari). Ini kerana, pertanyaan serupa dalam tempoh masa yang sama biasanya dikelompokkan dan dianggap sebagai satu permohonan sekali gus mengurangkan impak pada skor kredit anda.

4. Anggarkan Nilai Semasa Kenderaan

Secara amnya, susut nilai kereta turut memainkan peranan dalam menentukan status permohonan anda sama ada diluluskan atau tidak berjaya. Kebiasaannya, ramai dalam kalangan pemilik kenderaan mendapati nilai semasa kereta adalah lebih rendah berbanding baki semasa hutang pinjaman. Jika situasi sebegini berlaku, besar kemungkinan permohonan pembiayaan semula anda akan ditolak.

Untuk memudahkan urusan, anda boleh menganggarkan kedudukan semasa atau nilai pasaran wajar kereta anda dengan menggunakan kalukalator pembiayaan semula yang tersedia secara
online
. Jika nilai semasa kereta lebih tinggi daripada baki hutang sedia ada, pembiayaan semula pinjaman mungkin keputusan yang sesuai untuk anda.

Artikel Berkaitan:
Susut Nilai Kereta – Berapa Anggaran Nilai Semasa Kereta Anda?

5. Mengenal Pasti Tempoh Pinjaman

Selain perkara-perkara yang dinyatakan di atas, anda juga boleh mempertimbangkan aspek-aspek berikut sekiranya anda mengambil keputusan untuk melakukan
refinance
 pinjaman kereta anda:

Tempoh pinjaman lebih singkat – Jika anda sudah terbiasa dengan amaun bayaran tertentu, anda boleh mengekalkan amaun yang sama untuk menjelaskan baki hutang anda sekali gus menjadikan tempoh bayaran balik pinjaman yang lebih pendek. Selain itu, cara ini juga boleh menjimatkan wang anda kerana anda terikat dengan kadar faedah bank yang lebih rendah.

Tempoh pinjaman yang lebih lama – Jika anda mempunyai bajet yang terhad, dan pembiayaan semula ini dilakukan untuk memberi ruang untuk anda ‘bernafas’, anda boleh memanjangkan tempoh pinjaman untuk mengurangkan bayaran ansuran bulanan anda. Meskipun cara ini akan menyebabkan anda terikat dengan kadar faedah yang lebih tinggi untuk jangka masa panjang, cara ini adalah lebih baik daripada merosakkan sejarah pembayaran dan skor kredit anda.

6. Lengkapkan Proses

Isi segala dokumen yang diperlukan dan lengkapkan permohonan dengan institusi kewangan yang dipilih, kemudian serahkan segala dokumen untuk proses selanjutnya. Setelah permohonan
refinance
 kereta selesai, anda secara amnya terikat dengan dokumen pinjaman dan kadar faedah baharu dengan tempoh masa tertentu berdasarkan pilihan anda. Institusi kewangan yang dipilih akan menjelaskan baki pinjaman lama bagi pihak anda dan anda akan melakukan pembayaran pinjaman baharu dengan kadar yang lebih rendah.

Pembiayaan semula kereta memang tidak dinafikan dapat menjimatkan wang anda. Namun begitu, penjimatan wang tidak semestinya bermaksud ia merupakan pilihan yang terbaik untuk dilakukan. Anda disarankan untuk menangguh permohonan pembiayaan semula jika senario sebegini berlaku kepada anda:

Anda telah melunaskan sebahagian besar jumlah pinjaman kereta anda. Ini bermaksud, pinjaman baharu akan menyebabkan anda terikat dengan kadar faedah baharu yang mungkin merugikan anda. Buat pertimbangan sewajarnya.

Kereta anda sudah usang atau mempunyai jarak perbatuan/
mileage
 yang tinggi. Lazimnya, kereta susut nilai dengan lebih cepat berbanding aset-aset lain. Oleh itu, kebanyakan penyedia perkhidmatan kewangan tidak menawarkan pembiayaan semula sekiranya kereta telah melepasi had perbatuan tertentu atau berusia lebih daripada tujuh tahun.

Dalam sesetengah kes, pembiayaan semula ini boleh menyebabkan anda perlu membayar faedah tambahan selain prinsipal sedia ada. Selain itu, anda juga mungkin dikenakan yuran pembiayaan semula. Lakukan pengiraan sebelum melakukan permohonan pembiayaan semula untuk mengelakkan kerugian di pihak anda.

Selain itu, anda juga perlu menangguhkan permohonan pembiayaan semula sekiranya anda berhasrat untuk memohon lebih banyak permohonan kredit pada masa akan datang. Pembiayaan semula boleh memberi kesan negatif kepada kedudukan kredit anda dan menjejaskan skor kredit semasa anda.

Kebaikan dan Keburukan
Refinancing

Pembiayaan semula secara amnya membantu menjimatkan wang anda bergantung pada situasi kewangan semasa anda. Jika kadar faedah yang ditawarkan lebih rendah atau situasi kewangan semasa anda telah bertambah baik, anda disarankan untuk mendapatkan pinjaman dengan kadar faedah yang lebih baik. Carsome menyenaraikan kebaikan dan keburukan
refinance
 pinjaman kereta untuk panduan anda seperti berikut:

Kelebihan Pembiayaan Semula

1. Mengurangkan faedah pinjaman

Kadar tetap dan kadar boleh ubah
pinjaman sewa beli
 merupakan antara istilah biasa yang ditemui sekiranya anda ingin membeli kenderaan melalui pinjaman bank. Kedua-dua perubahan dalam kadar ini secara tidak langsung mempengaruhi kadar faedah pinjaman sekali gus memberi kesan kepada amaun bayaran ansuran bulanan yang perlu dibayar.

Kebiasaannya, kadar faedah adalah berbeza bergantung pada jenis bank yang dipilih. Carsome menyediakan jadual kadar tetap dan kadar boleh ubah pinjaman dengan merujuk salah satu

institusi kewangan

di Malaysia seperti berikut:

Jenis Kenderaan

Segmen

Kadar Pinjaman Tetap

Kadar Pinjaman Boleh Ubah

Kenderaan Baharu

Kereta Tempatan

2.85% rata setahun

KPA (Kadar Pinjaman Asas/
Base Lending Rate
) tolak 1.35%

Kereta Bukan Model Tempatan

2.65% rata setahun

KPA (Kadar Pinjaman Asas/
Base Lending Rate
) tolak 1.75%

Kereta Import Baharu/Terpakai

3.00% rata setahun

KPA (Kadar Pinjaman Asas/
Base Lending Rate
)  tolak 1.10%

Kenderaan Terpakai

Kereta Tempatan

4.45% rata setahun

KPA (Kadar Pinjaman Asas/
Base Lending Rate
)  tambah 1.70%

Kereta Bukan Model Tempatan

4.00% rata setahun

KPA (Kadar Pinjaman Asas/
Base Lending Rate
) tambah 0.95%

Kenderaan Komersial Baharu

BDM sehingga 7,500kg

4.25% rata setahun

Tiada

BDM lebih daripada 7,500kg

4.70% rata setahun

Tiada

Kenderaan Komersial Terpakai

BDM sehingga 7,500kg

7.10% rata setahun

Tiada

BDM lebih daripada 7,500kg

8.05% rata setahun

Tiada

2. Mengurangkan komitmen kewangan bulanan

Pelan pembiayaan semula pinjaman ini memberi manfaat tambahan terutamanya kepada individu dengan komitmen kewangan bulanan yang tinggi. Pembiayaan semula kewangan akan menyebabkan tempoh pembayaran menjadi lebih panjang dengan amaun ansuran bulanan yang lebih kecil.

3. Pakej pembiayaan yang sesuai mengikut kemampuan

Secara amnya, pembiayaan semula memberikan pilihan kepada peminjam untuk memilih pakej pembiayaan yang sesuai mengikut kedudukan kewangan individu dan keadaan pasaran ekonomi semasa. Peminjam biasanya tertakluk pada kadar faedah yang tetap sepanjang tempoh pinjaman sekiranya memilih kadar faedah tetap. Namun begitu, jika peminjam memilih kadar faedah boleh ubah, kadar faedah yang dikenakan adalah tertakluk pada perubahan ekonomi semasa.

Keburukan Pembiayaan Semula

1. Meningkatkan bebanan hutang

Pilihan pembiayaan semula pinjaman ini merupakan satu alternatif yang tepat untuk menambah baik aliran tunai terutamanya buat individu yang berhadapan dengan masalah kewangan. Tempoh pembiayaan yang dipanjangkan secara tidak langsung menjadikan amaun ansuran bulanan yang lebih rendah. Namun begitu, sekiranya lebihan wang tidak digunakan dengan bijak, ia hanya akan menambah bebanan hutang sedia ada kerana peminjam perlu membayar jumlah keseluruhan faedah jangka masa panjang yang lebih tinggi.

2. Menanggung kos liabiliti tambahan

Selain itu, pembiayaan semula pinjaman terutamanya untuk kenderaan juga boleh dikatakan sangat berisiko. Selain perlu menanggung peningkatan kos
harga petrol

dan
kadar tol
, peminjam juga perlu berhadapan dengan liabiliti tambahan seperti kos penyelenggaraan kenderaan terutamanya selepas 3 hingga 5 tahun pemilikan. Ini kerana, kenderaan biasanya akan mula mengalami masalah selepas tempoh 4 hingga 5 tahun yang secara tidak langsung akan mempengaruhi aliran tunai pengguna.

Artikel Berkaitan:
Bilakah Masa Terbaik Untuk Beli Atau Jual Kereta Terpakai?

Secara kesimpulannya, pembiayaan semula pinjaman kenderaan atau
refinance
 kereta mempunyai kelebihan dan kelemahan yang tersendiri. Namun begitu, ia merupakan suatu alternatif yang sesuai untuk pengguna jika aspek-aspek lain seperti kedudukan kewangan semasa, tujuan pembiayaan dipertimbangkan. Selain itu, lakukan tinjauan, perbandingan dan kaji keberkesanan pembiayaan semula ini kepada pengguna untuk tempoh jangka panjang.

Selain itu, jika anda sedang mempertimbangkan untuk
menjual kereta lama
 dan berminat untuk mendapatkan
kereta terpakai baharu
, layari laman web Carsome untuk info lanjut. Carsome merupakan
 platform jual beli kereta terpakai

yang menawarkan tawaran harga terbaik dengan perkhidmatan yang mudah, cekap dan pantas.

Ahmad Azwadie Azman


Refinancing A Car Loan – Should You Do It?

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Refinancing A Car Loan - Should You Do It?

By

Haziq Asyraf

Car refinancing is a tricky term because there are multiple reasons why people do it – some may opt for refinancing options simply because they intend to settle their car loans early, while others want to reduce their financial burden – both of these reasons lead to one main purpose, which is a lowered interest rate.

Essentially, when you buy your car with a loan, you are borrowing money from the bank and the interest rate is the additional cash you have to fork out on top of the actual car price. Hence, a lowered interest rate means you pay the bank less.

Refinancing a car loan usually involves two types of loans, namely vehicle loans or housing loans. Now, before you decide on whether this is for you, you will need to understand the minor details.

What does Car Loan Refinancing Mean?

Car loan refinancing refers to the process of applying for a new loan from a bank or financial institution to settle the balance of an existing car loan. What this basically means is that you’ll be applying for a new loan to pay off your remaining balance but with a lower interest rate, which means reduced monthly installments and less money out of your pockets. Refinancing also has longer repayment periods.

Is There a Need to Refinance Your Car?

The decision to refinance a car solely depends on your needs. You should consider financial factors such as your current financial status, the purpose of the refinance, your monthly cash flow, among others.

You may also want to consider the following before deciding to refinance your car loan.

Decreasing Loan Interest Rates

Typically, fluctuations of interest rates depend entirely on the current economic situation. Even if the interest rate decreases between two and three percent, you would definitely save a lot on your loan. For example, if your original loan is RM103,337.50 with an interest rate of seven percent and a loan term of 60 months, the total loan amount you would be paying is RM122,773.22.

After a year, your loan balance should be around RM86,803.50. If you decide to refinance, you can get a new loan (based on the current balance) with a lower interest rate and a shorter repayment period. This means you will pay off the new refinancing debt at a lower monthly amount, which saves you much more in the long run.

Current Financial Status

Financial institutions usually consider a number of other factors including your credit score for the past 12 months, and your debt-to-income ratio (DTI). The DTI ratio is usually calculated by dividing your total monthly income by your existing monthly commitment.

In other words, if you are currently financially stable, this can help you refinance your loan at a more competitive rate.  Good credit health and a low DTI ratio, will allow you to secure a better refinancing loan as banks are much more confident in your repayment ability.

Delay in Repayment

If you are undergoing financial problems that are interfering with your loan repayment schedule, you may want to consider getting a loan refinancing with a lower interest rate. If not, you can also consider refinancing your car loan with a longer repayment period to help you cope with your monthly installments. But do keep in mind that with a longer repayment period, comes higher interest rates.

How to Refinance Your Car Loan

If you are thinking about refinancing your car loan, here is what you will need to do.

1.Required Documents

Personal information such as your identity card and driver’s license.

Proof of income such as payslips, proof of employment, or income tax return forms.

Car registration information such as a grant, insurance, VIN number, and mileage.

Details of the existing loan – monthly installment, current balance, payment period, and interest rate of an existing loan.

2.Check Your Credit Score

Check your credit score report before applying for loan refinancing you can check your credit score by getting it from Bank Negara Malaysia, Credit Counseling and Management Agency, or other relevant agencies for free.

If you have a good monthly repayment record and are diligent with making your payments on time for more than a year, you probably have great credit health. Hence, with that,  your loan refinancing can be easily approved.

3.Make an Application

You are also advised to apply for a refinancing loan from multiple banks or financial institutions so that you can compare their interest rates and advantages. However, make sure to submit all your loan refinancing applications within the 14-day period.

4.Estimate the Current Value of the Car

In general, car depreciation also plays a role in determining the status of your application. Many car owners find that the current value of the car is lower than the current balance of the loan. If this happens, it may affect your refinancing application negatively as there is a possibility of rejection.

To make things easier, you can estimate the current value or the market value of your car by using a refinancing calculator available online. If the current value of the car is higher than the existing loan balance, you may then go ahead and apply for a refinance for your car loan.

5.Identify the Loan Period

Shorter loan period
– For a shorter loan repayment period, you can choose to keep paying that same amount as your previous loan to clear off your debt faster,

Longer loan period
 – If you are cash-strapped with a limited budget, and your main reason for refinancing is done to reduce your financial burden, you can opt for a longer repayment period as this will lower your monthly installment. Of course, as we have mentioned, a longer repayment period means you’ll be paying a higher interest rate.

6.Submit Your Documents

Fill in all the required documents and complete the application from your chosen banks or financial institution and submit it. . When you have all your bank loan offers, choose one that matches your needs such as a lower interest rate or a longer repayment period – this all depends on you.

 Once a car loan refinancing application is complete, you will be required to start paying your monthly installments according to the new refinance terms while the bank will settle the balance of your old loan.

Advantages and Disadvantages of Refinancing Your Car Loan

Advantages

Reduced interest rates –
Lower interest rates can decrease your monthly payment and the total interest you pay during your loan period. If your current loan’s interest rate is higher than the rates you might qualify for, consider a refinance. Lowering your payment by even one or two percent can make a difference and save you money in the long run.

Reduce the weight of your financial commitments
 – This loan refinancing plan provides additional benefits especially to individuals with high monthly financial commitments. Since refinancing your car loan will help you clear off your existing loan with a lower interest, you can use the extra money for your other commitments.

A financial commitment that fits you
– In general, refinancing gives you the option to select the appropriate financing package according to your financial needs. You will be given a fixed interest rate throughout the term of the loan if you choose a fixed interest rate. However, if you choose a variable interest rate, the interest rate charged is subject to the country’s current economic changes.

Disadvantages

It could increase your overall debt
 – This loan refinancing option is a great alternative to improve cash flow especially for individuals facing financial difficulties. The extended financing period indirectly results in a lower monthly installment amount. However, a longer repayment period causes higher interest rates and that will result in you paying much more than you should.

Incur additional liability costs –
 Loan refinancing especially for cars is very risky. Apart from having to bear the rising cost of
petrol prices
 and toll rates, you also have to face additional liabilities such as maintenance costs especially after three to five years of ownership. This is because vehicles will usually start to experience problems after a period of four to five years which will indirectly affect your cash flow.

So, Should You Refinance Your Car Loan?

Refinancing your car loan has both advantages and disadvantages. Nevertheless, it is an alternative that could resolve your financial burden or lessen your financial commitment.

However, whether you should be doing it, is up to you. Make sure you take into consideration your current financial status and the purpose of the refinance. Make sure to do your own research, compare the various bank loans, and study the refinancing terms before you make your final decision.

Read also
:
What is Your Car Market Value & its Depreciation Rate in Malaysia?

For any other used car services and news, do check Carsome out! You can
sell your used car

at Carsome for the best price, fast payment, and no paperwork hassle. Check the website today to know more.


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Remembering Ferdinand Piëch – A Life In Pictures

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Written by Carsome Editorial

Ferdinand Piëch, Volkswagen AG’s former chief executive and chairman has passed away at age 82. He was known to be instrumental in transforming the German carmaker during financial troubles to acquiring brands such as Bentley, Bugatti and Lamborghini amongst others. In a brief career history, Prof. Dr. Piëch started at Audi in 1972. By 1988, he was CEO of Audi, before taking over the position of CEO of Volkswagen AG in 1993. In 2002, Piëch was elected Chairman of the Supervisory Board of Volkswagen AG. In 2015, he resigned from his mandates in the Volkswagen Group.

In this tribute, the Volkswagen Group has put together milestones in Dr Piëch’s life in pictures.

Already as a young boy Ferdinand Piëch (right) was a car fan – here with his cousin Alexander and his grandfather Ferdinand Porsche.

In 1965 Piëch (white shirt) became head of the development department at Porsche in Stuttgart-Zuffenhausen, where he further developed the Porsche 911.

At the legendary “Targa Florio” race in Sicily in 1970 Ferdinand Piëch (with a dark tie) was a guest motorsport boss with several Porsche 908s.

In 1994 Ferdinand Piëch celebrated the anniversary of 15 million Golf in Wolfsburg – he had been Chairman of the Board of Management of Volkswagen AG since 1993.

In 1999 Ferdinand Piëch presented the Lupo 3L TDI in Gothenburg, Sweden. The car made a mark as the world’s first production car with a fuel consumption of less than three litres.

Piëch laid the foundation stone of the Transparent Factory in Dresden in 1999 together with the then Federal Chancellor Gerhard Schröder and Saxony’s Prime Minister Kurt Biedenkopf.

The opening of the Autostadt Wolfsburg in 2000 also took place during Piëch’s tenure as CEO.

In 2004, Ferdinand Piëch – here with his wife Ursula at the 2009 Annual General Meeting – took over as Chairman of the Supervisory Board of Volkswagen AG.

Piëch was able to announce the best year in the company’s history at the 2011 Annual General Meeting – with new record figures for deliveries and operating profit.

Ferdinand and Ursula Piëch were regular guests at the Wörthersee meeting – here in 2013.

Click here
 for the record breaking Bugatti Chiron top speed run at over 490 km/h!

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Written by Carsome Editorial


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Kenapa Anda Patut Beli Perodua Axia Terpakai Generasi Pertama Sebagai Kereta Pertama?

By

Ahmad Azwadie Azman

Setelah hampir sedekad berada dalam pasaran, Perodua Axia generasi pertama menjadi kereta pilihan rakyat Malaysia sama ada sebagai kereta pertama yang dibeli ataupun kereta kedua. Dengan lebih daripada setengah juta unit terjual di seluruh negara, Perodua Axia generasi pertama merupakan antara kereta yang popular di Malaysia dan bagi Perodua juga.

Walaupun
Axia D74A (Axia 2023)
 baharu jauh lebih baik berbanding model lama, ramai yang  tak berpuas hati kerana harga jualannya yang agak mahal. Oleh itu, bagi mereka yang inginkan kereta terpakai dengan bajet yang kecil, anda mungkin boleh pertimbangkan Perodua Axia terpakai.

Artikel berkaitan:

Ulasan Perodua Axia 1.0 AV 2023 Daripada Geng WapCar

Ketika artikel ini ditulis, CARSOME kini memiliki lebih 100 unit Axia generasi pertama untuk dijual dengan harga bermula daripada RM27,000.

Axia – Kecil-Kecil Cili Api

Dibuat untuk menggantikan Perodua Viva pada 2014, Perodua Axia generasi pertama merupakan kereta tahap permulaan yang begitu cepat menarik perhatian warga Malaysia. Berbanding model sebelum ini, Axia menawarkan ciri-ciri wajib ada bagi kebanyakan pembeli muda tetapi pada masa yang sama mampu dimiliki oleh rakyat Malaysia.

Ada enam varian yang ditawarkan dengan hanya satu pilihan enjin iaitu 1.0 liter 1KR-DE 3 silinder yang menghasilkan 67 PS/90 Nm. Unit bukan DVVT digandingkan bersama transmisi manual lima kelajuan atau empat kelajuan bagi varian automatik.

Kemudiannya pada tahun 2017, Perodua Axia ini dinaik taraf dengan penampilan yang lebih
sporty
 seiring dengan pelancaran Perodua Bezza yang baharu. Axia versi
facelift
juga diperkenalkan dengan enjin 1.0 liter yang diperbaharui dengan DVVT. Kuasa kereta ini meningkat kepada 68 Ps dan 91 Nm.

Artikel berkaitan:

Dengan Bajet RM50K, Mana Lagi Berbaloi Untuk Anda Beli? – Perodua Axia AV 2023 Atau Myvi 1.3 G Dengan PSDA?

Pada tahun 2019, Perodua Axia ini mengalami naik taraf kedua dengan dilengkapi ciri keselamatan yang terkini iaitu ASA (
Advance Safety Assist
) 2.0 pada varian tertinggi AV dan juga Kawalan Keseimbangan Kenderaan (VSC) pada kebanyakan varian.

Bercakap tentang varian, naik taraf pada 2019 juga menyaksikan pengenalan varian terbaharu dalam barisan model Axia iaitu Axia Style. Varian dengan penampilan seperti
crossover
.

Nak Beli Varian Yang Mana?

Jika anda nak memiliki Axia generasi pertama terpakai, kami cadangkan untuk dapatkan model pasca-2017 yang telah dinaik taraf berbanding model sebelum varian
facelift
 diperkenalkan. Selain daripada enjin DVVT yang lebih jimat minyak, model pasca-2017 juga dilengkapi dengan pelbagai ciri keselamatan dan ciri lain untuk kemudahan pengguna.

Untuk itu, yang terbaik bagi varian pasca-2017 ialah Axia AV dengan AEB yang diperkenalkan pada 2019. Varian ini menawarkan ciri keselamatan terkini dengan ADAS sebagai standard. Varian kedua terbaik ialah Axia SE 2017 yang menawarkan dua beg udara, ABS, dan juga VSC.

Model facelift 2017 telah membetulkan masalah yang ada pada kumpulan pertama Axia termasuklah butang untuk mematikan pengesan parkir,
smart entry
, dan juga pemegang pembuka pada pintu but berbanding keperluan untuk membuka but dari dalam kereta.

Masalah Yang Ada Pada Axia

Perodua Axia tak banyak ragam sama seperti kebanyakan model Perodua yang lain. Model baharunya dijual dengan harga berpatutan dan kos penyelenggaraan juga tak mahal.

Walau bagaimanapun, masalah yang sering terjadi ialah pendakap enjin yang perlu ditukar selepas kira-kira 100,000km pemanduan. Ia berharga kira-kira RM900 bagi tiga pendakap beserta kos upah.

Disebabkan Malaysia ini negara beriklim panas, penting untuk kereta memiliki pendingin hawa yang bagus dan anda kena ingat, apabila dah tiba masa untuk menukar pemampat dan gegelung penyejuk, ia boleh menelan kos lebih kurang RM1,200.

Akhir sekali macam biasa, penukaran tayar dan memandangkan Axia menggunakan tayar nipis sebagai standard, menukar tayar Axia tak mahal. Kosnya kira-kira RM150 bagi sebuah tayar berjenama terkenal.

Kesimpulan

Perodua Axia generasi pertama lebih daripada sekadar kereta walaupun ditambah dengan beberapa ciri tambahan. Tetapi ia dah lebih daripada cukup untuk bawa kita daripada titik A ke titik B beserta dengan penggunaan minyak yang bagus.

Dengan harga kurang RM30,000, anda boleh dapatkan kereta yang boleh diharapkan dan ada ruang yang cukup untuk penumpang. Jika anda berminat untuk mendapatkan model Axia pramilik, CARSOME kini mempunyai banyak stok model yang ada dapatkan diskaun sehingga RM8,000 beserta baucar servis PERCUMA bersempena promosi Hari Raya CARSOME. Dapatkannya sekarang di CARSOME!

Tags
Axia 2023
Axia 2nd hand
Axia baru
Axia lama
Axia terpakai
Perodua Axia

Ahmad Azwadie Azman


Renault Captur 1.2 Tce review – Can this revamp widen its market presence?

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Renault Captur 1.2 Tce review – Can this revamp widen its market...

By

Written by Carsome Editorial

The number of new B-segment continental crossovers for sale in Malaysia is just a handful, three to be exact. Of the three, Renault’s Captur is undoubtedly the most popular. Officially launched in Malaysia late 2015, the Captur had been locally-assembled in Segambut, Kuala Lumpur, since April 2017 and received a
facelift in 2018
. Renault recently announced its latest version of Captur that builds on the original’s success – striking body colours, straightforward interior and up to date technologies.

As crossovers go, we think the upgraded Renault Captur certainly looks better than before. Renault updated the style to bring the Captur in line with its next-generation design.

The front now looks more streamlined with the C-shaped Daytime Running Lights (DRLs) at the bumper sides and a redesigned centre grille.

The rear tail lamps now come with LED light guides to give them a little more character especially when lit.

In the cabin, the Captur strikes a unique yet straightforward appeal. Hard plastics and trims are in monotones of black, grey and silver which join the black combination leather seats. The driver instrument cluster design merges both digital and analogue displays for that sportiness while the elevated seating position allows for a good view ahead for drivers.

For those unfamiliar with Renault interiors, the Captur would be a unique experience as several button positions go beyond the standard convention. Renault repositioned the placement and operation of the Speed Limiter/ Cruise Control, which is usually operable from the steering stalk or through the steering wheel. In Captur, the Speed Limiter/ Cruise Control is activated from the lower console, while the speed setting, resume and off buttons are on the left and right sides of the steering wheel.

What about the audio and phone controls you might ask? It is a separate stalk located behind the steering with push and pull buttons.

Similarly, the menu cycle for the driver instrument cluster is placed at the right stalk.

The infotainment unit that comes with the Captur is a 7-inch touchscreen system with online and offline navigation as well as connectivity options. The unit comes with several apps included and a straightforward layout optimized for Android users.

Driver assistance systems and features include auto headlights with auto wipers, reverse camera, walkaway door lock and, front and rear fog lamps. Safety-wise, there are four airbags, Electronic Stability Control, Anti-Slip Regulation, ABS, Emergency Brake Assist, Electronic Brakeforce Distribution, Hill Start Assist, and Isofix points for your child seats.

Underneath the hood lies the same powertrain as the pre-facelift. It is a 1.2-liter four-cylinder turbocharged unit that produces 118 hp and 190 Nm of torque at 2,000 rpm. The engine is mated to an EDC 6-speed dual-clutch transmission that transmits power to the front wheels. Renault states the Captur can achieve a 5.4-litre fuel economy per 100 km.

The driving experience for us is mostly positive. Standard motorway cruising is thoroughly pleasant, with ride quality and damping taking in the cracks without being very harsh. However, because the Captur is still relatively a basic Renault, you will get the occasional rattle from the idling and hearing it in the cabin. That said, it is easy to drive and place on the road, and when you want that extra boost, the Captur picks up some speed you would not expect. The only thing we felt needed some work is the occasional jerks from the transmission from the get-go, but if you move with speed, it is quite a smooth operator.

How do we conclude? After a weekend with the Captur, we feel that this compact crossover deserves a little more attention than it is getting. With the global announcement of the new generation already made, it is timely then that
Renault’s new subscription service
 will provide drivers just what they need with the outgoing model – some freedom from long-term loans.

The only qualms we have is in the feature department. We think the addition of front parking sensors and a center armrest in the cabin would help drastically. The latter is available with the Captur Plus model. The Plus also adds other additional creature comforts and conveniences for RM5,320 on top of the RM107,980 retail price.

Renault sweetens the deal by offering subscription service, which is available from RM1,299 per month. The subscription service provides better flexibility in owning a car and protects consumers from car depreciation. Consumers can choose from a choice of either 1-year or 2-year subscription. The subscription fee includes insurance, road tax and maintenance.

Read below for more stories!

Are you looking to sell your E-Hailing Vehicle?
Here’s what to do first
.

If SUVs are your thing,
Subaru’s fifth generation Forester is now available in Malaysia
.

Are you looking for a practical sedan?
Toyota’s all-new Corolla
 looks excellent and deserves a closer look.

It’s the new year! Sell your car to Carsome and upgrade to a smoother journey ahead!

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Car Review

Written by Carsome Editorial


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Renault & EMEL Come Together For A Special Captur EMEL Edition

By

carsomeadministrator

Looking for a Renault that really stands out from the rest? TC Euro Cars (TCEC), has that solution, but it isn’t a Renault you could buy though. The Renault in focus here is the Captur and TCEC has come together with fashion label EMEL to give away an exclusive EMEL edition Renault Captur. The collaboration is in line with the ColourfulRaya Contest 2018 in anticipation for this year’s Raya.

The winning Grand Prize vehicle is the stylish two-tone Ivory unit with the Diamond Black roof in a one of a kind lace print livery that reflects the EMEL Raya 2018 Collection theme of Chantilly lace. In addition to the that, 300 other prizes from Panasonic Beauty and another 100 prizes in the form of
baju raya
 from EMEL. Participants stand to win over RM 200,000 worth in prizes.

Winners will be determined through a weekly draw. There will be a total of six draws, with 66 prizes to be won each week. Thereafter, the final draw will take place on 16
th
 May with the prize giving ceremony on 25
th
 May 2018. To enter the contest, participants can go to
C
olourfulraya.com
 or visit participating retail partners Avenue K, Melawati Mall and Parkson (Pavilion, KLCC, Bangi) and scan the relevant QR code to fill out the contest form online. No purchase is necessary for participation.

The Renault Captur is a certified EEV and is priced at RM 109,000 on-the-road inclusive of GST, without insurance, for Peninsular Malaysia and private registration. The chic and versatile Renault Captur is powered by a turbocharged TCe 120 engine, which delivers 120 hp and 190 Nm of torque. It has a top speed of 192 km/h, inside, seats come with attractive zippable covers that are freely removable for easy washing, also it has a reversible boot floor with carpeting on one side and plastic on the other. The Renault Captur has sold over 700,000 units globally and has been the best-selling crossover model in its class in Europe.

We also did an interview with Christophe Dupont of Renault Design Asia.
Click here
 to find out their inspiration of their bold and amazing designs!

Are you selling your car? Fill up the form below to get started!

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Signs of a Faulty Car Fuel Pump: Here’s When You Should Replace It

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Signs of a Faulty Car Fuel Pump: Here’s When You Should Replace...

By

Devan S

The fuel pump in your car plays an important role in the fuel combustion process as it functions to supply fuel to the engine to ensure proper combustion. A faulty fuel pump could cause your car to lose power and accelerate erratically which could lead to an accident. If left unsolved, it could even cause severe damage to other parts of your engine. By knowing what to look out for when diagnosing a faulty fuel pump, you can know when to replace your fuel pump and prevent costly engine damage.

What Does a Fuel Pump Do?

In most vehicles, the fuel pump is located in the fuel tank, and it’s a vital component that delivers a steady amount of fuel from the tank to the
engine
. With the help of sensors, fuel pumps in modern vehicles are able to adjust the amount of fuel that is sent to the engine. This ensures that your engine produces enough power when you need it while also being more efficient.

Modern vehicles are equipped with electric fuel pumps while older vehicles have mechanical pumps. In your car, the fuel is pumped from the tank, through the fuel filter, and into the fuel rail, before the injectors spray it into the engine cylinders. Here are the different types of fuel pumps used in cars.

1. Mechanical Fuel Pump

Mechanical fuel pumps are found in older cars and have a simpler construction. This type of pump utilizes the energy produced by the engine to move a diaphragm on the exterior of the pump which creates a pressure difference (also called a positive displacement) that pushes the fuel out of the tank. Since most issues with a mechanical fuel pump are related to the diaphragm, they tend to be easier to identify and fix.

2. Electric Fuel Pump

An electric fuel pump is located in the fuel tank and uses an electromagnetic motor to push the fuel to the engine. Compared to a mechanical pump, an electrical one has more components making it more difficult to diagnose and fix. Below are the types of electric fuel pumps commonly used in vehicles.

In-tank pump:
 Most modern vehicles use in-tank pumps. Since the pump is located in the fuel tank, it has better protection against shock and extreme temperatures.

Inline pump:
 This type of pump is located between the fuel tank and engine, either below the car or on the fuel rail in the engine. Since it’s not located in the fuel tank, an inline pump is easier to replace than an in-tank one.

Rotary vane pump:
 A rotary vane pump works in the same way as a mechanical pump in that it uses positive displacement to deliver the fuel. The pump has a rotor, which is mounted eccentrically (off-center) inside the pump. When the blades rotate in the rotor, fuel is pushed out of the pump.

How a rotary vane pump works [Source: Giphy]

Gerotor pump:
 A gerotor pump also uses positive displacement principle but has different components. It has two interlocking gears – an internal drive gear and an external driven gear. As the two gears rotate, they produce a positive displacement at the discharge port which pushes the fuel out.

How a gerotor pump works [Source: pumpschool.com]

Read More:

Top Family Cars in Malaysia
.

Signs of a Faulty Fuel Pump

Although mechanical and electrical fuel pumps have different components, they both produce similar symptoms when they are faulty. If you notice the signs below while driving, it’s time to check your fuel pump as it’s highly likely that your pump may be malfunctioning.

Loss of Power during Acceleration

Accelerating, especially from a standstill state, requires a lot of power and generally forces a car’s fuel pump to work harder to deliver more fuel to the engine. If you notice that your car is sluggish when accelerating, it could be a sign that your fuel pump is unable to keep up with the engine’s demand.

Car Jerking at High Speeds

When your fuel pump is unable to supply enough fuel to the engine while driving at high speeds, it causes an imbalance in the fuel-to-air ratio in the engine. This can cause the engine to skip several power strokes, which is when the engine pistons are pushed down in the cylinder as a result of fuel combustion. The power stroke rotates the crankshaft and wheels which then propel the vehicle forward. As a result of the skipped power strokes,
your car might jerk
 at high speeds.

Car Struggling when Climbing up Hills or Carrying Cargo

Driving up a hill or carrying heavy loads will cause your engine to burn more fuel but if your fuel pump is unable to supply enough fuel, the engine won’t be able to produce enough power. If left unchecked, this could cause your car to stall putting you in a dangerous situation.

Read More:

Signs of a Faulty Gearbox

Your Car Is Unable to Start

Your engine requires fuel even during start-up, so if you can’t start your car, it could have a faulty fuel pump. To confirm if this problem is caused by the fuel pump, you can check the pressure in the fuel line with a fuel pressure gauge.

If the reading is zero, your fuel pump is most likely not working. Other than a faulty fuel pump, issues with the spark plugs,
battery
,
alternator
, or fuse box could also prevent your car from starting up, so it’s worth getting a professional mechanic to do a proper inspection.

Sudden Increase or Decrease in Engine Speed (Surging)

Surging happens when your engine speed suddenly goes up or down even when you hold the pedal down steadily. A faulty fuel pump can cause an engine surge when it doesn’t maintain consistent pressure in the fuel line. If you notice surging in your engine, it’s a sign that the fuel pump is unable to produce enough pressure consistently.

Signs of a Faulty Fuel Pump Relay

A fuel pump relay is usually located in the fuse box in the engine bay. It functions as the switch that controls the power supplied to the fuel pump. If the relay is faulty, your fuel pump might not be getting the power it needs and therefore will not function as it should.

Difficulty Starting Your Engine

A faulty fuel pump relay can cause the pump to stop sending fuel to the engine. When that happens, you may not be able to start your engine. However, as mentioned above, issues with starting your car can be caused by other problems, so it’s best to have a professional check your car.

Engine Performance Issues

The fuel pump relay may stop functioning all at once or gradually. If the relay fails slowly, you might notice your engine performance drop gradually or occasionally. This can cause your engine to stall on occasion.

Read More:

Car Upgrades You Can Get to Improve Your Ride

Useful Things to Know About Your Car Fuel Pump

Besides knowing the signs of a faulty fuel pump, you should also understand how to maintain it and when to replace it. These tips can help you prolong the life of your fuel pump and help you be prepared for unexpected issues with your pump.

When Should You Replace Your Fuel Pump?

Like other vehicle components, a fuel pump goes through regular wear and tear. That being said, it can generally last over 150,000 kilometers before showing signs of wear.

How to Maintain Your Car Fuel Pump?

There are a couple of things you can do to prolong the life of your fuel pump, including:

Replacing the fuel filter according to the manufacturer’s recommendations:
 A dirty or clogged fuel filter creates extra pressure in the fuel line. This increased pressure can strain the pump and speed up wear and tear.

Fill up your tank with enough fuel:
 Since most fuel pumps are in-tank pumps, they rely on the fuel to keep them cool. If you leave your fuel on low for too long, it could cause your fuel pump to heat up and become damaged.

How Much Does It Cost to Replace a Fuel Pump?

A fuel pump is a relatively affordable component to replace ranging in price from RM50 to well above RM300. For instance, a fuel pump for older cars such as a
Proton
 Wira or Waja could start from RM50, while a
Perodua Myvi
 fuel pump typically costs RM150 and above. However, the price varies depending on the model and year of the car, as well as the brand of the pump.

Choose CARSOME Certified for Complete Peace of Mind

If you’re looking for a quality pre-owned car, look no further than
CARSOME
. We put all our cars through a stringent 175-point inspection and professional refurbishment process to ensure they have safety beyond standards, complete comfort, and refurbished aesthetics.

Additionally, each
CARSOME Certified
 car offers excellent value with the following promises.

Fixed price:
 The listing price you see on CARSOME is the actual full price of the car with no hidden fees, so you know exactly how much you’re paying.

Five-day money-back guarantee:
 If you buy a car from CARSOME and are not happy with it, You can return it within five days and get a full refund. No questions asked!

One-year warranty:
 All CARSOME Certified cars also have a one-year extended warranty for your peace of mind.

Check out
CARSOME
 to find your dream car today!

Devan S
Devan believes written content is here to stay despite our depleting attention span and the rise of short videos. He loves four and two-wheeled vehicles, and movies of all makes and models.


Have Timing Belt Problems? Here are Signs to Replace Your Timing Belt or Chain

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Have Timing Belt Problems? Here are Signs to Replace Your Timing Belt...

By

Devan S

The timing belt or chain of a vehicle is part of the engine timing system – a system that synchronizes the movement of the crankshaft and camshaft to ensure proper combustion. Manufacturers that most commonly use timing chains in their vehicles include
BMW
,
Nissan
, and
Perodua
. On the other hand, most
Proton
,
Honda
, and
Hyundai
 vehicles tend to have timing belts.

Both the timing belt and chain are essential engine components that ensure your car can run optimally. That’s why it’s important to keep an eye on them if you don’t want to incur expensive repairs. Here’s everything you need to know about timing belts and chains from the lifespan to signs you need a new timing belt.

What Does a Timing Belt or Timing Chain Do?

A car’s timing belt or chain has the same function, which is to synchronize the motion of the camshaft and crankshaft. In turn, these two components control the movement of the engine valves and pistons during combustion, ensuring precise timing. Since the engine components move at thousands of revolutions per minute (rpm), this is important to ensure efficient combustion so the engine can produce enough power without being damaged.

Timing Belt vs Timing Chain

Although they both work the same way, many vehicle owners are of the opinion that timing chains are better as they typically last the vehicle’s lifetime. On the other hand, some prefer timing belts as they cost less to replace. If the timing system is an important consideration for you, here are the main differences between a timing belt and chain.

1. How They Work

Generally, a timing belt is made of rubber and doesn’t require lubricating to enhance its performance because it is already compact and streamlined. However, the timing belt is equipped with teeth that grip the gears during operation. If these teeth become detached or worn out, the belt can slip off the gears, thereby affecting its performance. A slipped timing belt can cause the engine to lose power, and the engine operation becomes rougher compared to normal situations.

Unlike a timing belt, a timing chain looks and works similarly to a bicycle chain and requires lubrication to reduce friction and vibrations. Therefore, proper maintenance of
engine oil
 is crucial if your vehicle uses a timing chain. Regular maintenance and timely oil changes can extend the lifespan of the timing chain. Other factors that can cause a car’s timing chain to become damaged or worn out more quickly are:

Using oil with the wrong viscosity

Using low-quality engine oil

Read More:
From Engine Oil to Coolant: Here’s How to Check the 6 Essential Car Oils & Fluids

2. Lifespan

The lifespan of a timing chain is typically longer than that of a timing belt. It doesn’t need to be replaced as long as it doesn’t exhibit any signs of damage such as loud noises. Additionally, the lifespan of a timing chain is said to be at least 400,000km. However, this depends on how you use, maintain, and care for your vehicle.

A timing belt’s lifespan is generally around 100,000km. However, this can vary depending on the type and model of the car. For example, the timing belt of a
Proton Saga
 or Proton Waja needs to be replaced every 90,000km to 100,000km. The timing belt of a
Honda CRV
 is said to last up to 160,000 km, subject to usage and maintenance.

3. Operation Noise Level

Since a timing belt is coated with a rubber or polymer layer that absorbs vibrations, it operates more quietly than a timing chain. This makes it a highly popular choice among car manufacturers. However, advancements in modern timing chain designs have also made it fairly quiet, turning it into the preferred choice for many car manufacturers, especially luxury automakers.

Modern timing chain designs are said to be more robust. They produce less friction and vibrations, resulting in a quieter operation compared to previous designs. Additionally, the engine compartment design with the latest technology also plays a role in reducing noise issues in most modern car models that use a timing chain.

4. Replacement Cost

Timing belts are usually significantly cheaper than timing chains as they’re made of rubber or a polymer material, whereas timing chains are made of metal. That said, the price of a timing belt or chain depends on the type and model of the car it’s made for. The labor cost to change a timing chain is typically more than it is to change a timing belt.

Cars with bigger or more complicated engines will also incur a higher replacement cost. On average, replacing your timing belt or chain should cost between RM200 to RM500. As an example, replacing the timing belt on a
Proton Persona
 costs around RM310 including the labor charge.

5. Maintenance

Both timing belts and chains are disposable parts that should be replaced at the end of their lifespan. Timing belts have a fixed lifespan, and since they’re made of rubber, they can crack or have wear and tear on their teeth. If you use a timing belt past its maximum lifespan, it could snap, causing severe damage to your engine.

On the other hand, a timing chain tends to last throughout your vehicle’s lifetime, so you probably won’t need to fix or replace it unless there are unexpected problems. To maintain a timing chain, just ensure you replace your engine oil regularly. This keeps the chain lubricated to slow down wear and tear.

Signs to Replace Your Timing Belt or Chain

Problems with your car’s timing belt or chain shouldn’t be ignored as they can lead to more serious problems. If the belt or chain breaks while the engine is running, it could cause severe damage to your engine, which could be costly to repair. Therefore, pay attention to the way your engine sounds while driving and do check on your engine components every time you service your car. Here are possible signs that you need a new timing belt or chain.

1. Rough Engine Sound

A timing belt can break on its own without any sign. However, one common symptom of a timing belt problem is
abnormal noises
 coming from the engine, most notably squealing or ticking noises. To confirm a damaged timing belt, sprinkle water on it while the engine is running. If the noise disappears after it gets wet, it’s a sign that the car’s timing belt is damaged and needs to be replaced.

In contrast, a timing chain will produce specific sounds when damaged. It will generate a loud rattling noise after starting the engine. The sound tends to be more audible when the engine is heating up and will disappear after some time. However, this sound is also commonly associated with low engine oil pressure. If you hear strange noises, check the engine oil level first. If it’s normal, it’s highly likely that your car’s timing chain has an issue.

2. Abnormal Engine Combustion

A worn or damaged chain or belt can cause the engine pistons and valves to not move in sync leading to abnormal or incomplete combustion. Since the air and fuel mixture doesn’t ignite at the right time, you get less power and fuel efficiency out of the engine. It could also cause carbon buildup in the engine, and in certain cases, cause engine damage. If you notice odd sounds from the engine accompanied by a drop in power, you should get your engine checked immediately.

3. Check Engine Light Turns On

The check engine
warning light
 illuminates when the car’s engine sensor detects a potential issue with the engine or exhaust system. This light usually comes on when you turn on your car and goes off after a few seconds. If it stays on even after your engine is running, you could have a problem with the engine. However, if there are odd sounds from the engine as well, there’s a higher likelihood that you have a worn or damaged belt or chain.

We hope this guide can help you familiarize yourself with the differences between a timing belt and chain, as well as know when and if you need to replace them.

Service or Repair Your Car at a CARSOME Service Center

If you’re looking to service or repair your car, check out our
CARSOME Service Centers
, located in Ampang and Petaling Jaya. Our certified mechanics are skilled and experienced in handling a variety of cars so you can rest assured that your car will be in the best hands. Furthermore, we only use quality spare parts and are transparent with our billing.

Not sure what your car needs? We’ll conduct a free 20-point inspection checking everything from the battery health to the undercarriage and even the interior before recommending a suitable service for your car. And with service packages starting from RM98, servicing your car at a CARSOME Service Center doesn’t have to be expensive.

Need a repair or service? Book an appointment on our
website
 or
download our app
.