Home / Career

Insurance Agent Salary in Malaysia Per Month

An insurance agent in Malaysia is a licensed professional who sells insurance policies to individuals and businesses. They work for insurance companies and are responsible for explaining the benefits and coverage of various insurance policies to potential clients. Insurance agents in Malaysia must be knowledgeable about the different types of insurance policies available, including life, health, property, and casualty insurance.
They must also be able to assess the needs of their clients and recommend the most appropriate insurance policies to meet those needs. In addition to selling insurance policies, insurance agents in Malaysia also provide ongoing support to their clients, including answering questions, processing claims, and making policy changes as needed.
How much does a Insurance Agent make in Malaysia per month?
The salary of an insurance agent in Malaysia can vary greatly depending on factors such as experience, location, and the company they work for.
On average, an insurance agent in Malaysia can earn between RM 2,000 to RM 6,000 per month.
This includes commissions and bonuses, which can make up a significant portion of their income.
 Keep in mind that insurance agents often work on a commission basis, so their earnings can fluctuate depending on their sales performance.
Is Insurance Agent in high demand in Malaysia?
Yes, insurance agents are in relatively high demand in Malaysia. The insurance industry in Malaysia has been growing steadily over the years, with an increasing awareness of the importance of insurance among the population.
This growth has led to a higher demand for insurance agents to cater to the needs of the market.

Additionally, Malaysia’s expanding middle class and the government’s efforts to promote insurance penetration contribute to the demand for insurance agents in the country.
However, it is essential to note that the demand for insurance agents may vary depending on Malaysia’s specific location and economic conditions.
Is Insurance Agent a good career in Malaysia?
Being an insurance agent can be a good career in Malaysia if you have the necessary skills and qualities.
The insurance industry in Malaysia is growing, and there is a high demand for insurance products and services.

As an insurance agent, you can earn a good income through commissions and bonuses.it requires hard work, dedication, and the ability to build relationships with clients.
You also need to be knowledgeable about insurance products and regulations. If you have these qualities, Being an insurance agent can be a rewarding career in Malaysia.
What kind of companies hire Insurance Agent in Malaysia?
If you’re wondering what kind of top companies hire Insurance Agent, here are some examples to consider:

Insurance companies
Financial services firms
Real estate agencies
Health care providers
Automotive dealerships
Travel agencies
Retail stores
Non-profit organizations
10. Education institutions

What other jobs can Insurance Agent do?
There are often many transferable skills as Insurance Agent that can be utilised in other industries.

If you’re wondering what other jobs you can do with experience as a Insurance Agent, consider exploring the following alternatives:

Financial Advisor
Investment Advisor
Underwriter
Claims Adjuster
Risk Manager
Actuary
Insurance Broker
Sales Representative
Customer Service Representative
Account Manager

What are the skills required for Insurance Agent?
To be a successful Insurance Agent, you need to possess a variety of skills.
Here are some of the most important skills for a Insurance Agent:
1. Sales skills: Insurance agents need to be able to sell policies to potential clients and convince them of the benefits of the coverage.

2. Communication skills: Insurance agents must be able to communicate effectively with clients, explaining complex policies and answering questions.
3. Customer service skills: Insurance agents must be able to provide excellent customer service to clients, handling complaints and resolving issues.
4. Analytical skills: Insurance agents need to be able to analyze client needs and recommend appropriate policies.
5. Time management skills: Insurance agents must be able to manage their time effectively, balancing client meetings, paperwork, and other tasks.

6. Attention to detail: Insurance agents must be detail-oriented, ensuring that policies are accurate and complete.
7. Networking skills: Insurance agents need to be able to build relationships with potential clients and referral sources.
8. Computer skills: Insurance agents must be proficient in using computer software to manage client information and policies.
9. Knowledge of insurance products: Insurance agents must have a deep understanding of the insurance products they sell, including coverage options and policy terms.
10. Adaptability: Insurance agents must be able to adapt to changes in the industry and market, staying up-to-date on new products and regulations.
By developing these skills, you can position yourself for success as Insurance Agent and make valuable contributions to your organization.
How can I become a Insurance Agent in Malaysia?
Becoming a Insurance Agent requires a combination of education, experience, and skills.
To become an insurance agent in Malaysia, you need to follow these steps:
1. Meet the eligibility criteria: You must be at least 21 years old, have a minimum of SPM or equivalent qualification, and be a Malaysian citizen or permanent resident.
2. Choose an insurance company: Select an insurance company that you want to work with and apply to become an agent.
3. Attend training: Once your application is accepted, you will need to attend training provided by the insurance company. The training will cover the basics of insurance, sales techniques, and product knowledge.
4. Pass the licensing exam: After completing the training, you will need to pass the licensing exam conducted by the Malaysian Insurance Institute (MII).
5. Register with the Central Bank of Malaysia: Once you have passed the licensing exam, you will need to register with the Central Bank of Malaysia as an insurance agent.
6. Start selling insurance: After completing all the above steps, you can start selling insurance products to clients.
Note: It is important to note that being an insurance agent requires a lot of hard work, dedication, and commitment. You will need to constantly update your knowledge and skills to stay competitive in the industry.
By following these steps and continually honing your skills, you can become a successful Insurance Agent and make a meaningful impact in the field.

Disclaimer:
This guide is provided as-is and may not represent the most up-to-date information or requirements to become Insurance Agent.
It’s always recommended to seek advice from experts in the field and refer to reputable sources for the latest information.
We do not take any responsibility for any damages or decisions made based on the information provided in this guide.


Home / Finance

How to Use Setel?

Once you’ve downloaded and register Setel, you can start using it. Let us share with you on how to use Setel.
How to use Setel to pump petrol?
Setel is an e-wallet and mobile application designed to allow users to pay for their petrol at participating petrol stations in Malaysia. Here’s how to use Setel for petrol:

Download and install the Setel app: Go to the Google Play Store or the Apple App Store, search for Setel, and install the app on your smartphone.
Register for a Setel account: Open the app, click on “Sign Up”and enter the necessary details like your name, email address, and mobile number. Set a password and agree to the terms and conditions to complete the registration process.
Add a payment method: To start using Setel, you need to link a payment method like a credit or debit card. Click on “Payment”on the app’s main menu, then select “Add Card.”Enter your card details and follow the prompts to complete the process.
Find a participating petrol station: Use the app’s built-in map to find a Setel-enabled petrol station near you. Participating stations will be marked with the Setel logo.
Refuel your vehicle: Once you’ve arrived at the petrol station, park your vehicle near the pump and open the Setel app.
Start a refueling session: On the app’s home screen, tap “Refuel”and select the pump number you’re using. Enter the amount you want to refuel (either in liters or Ringgit Malaysia) and confirm your payment method.
Authorize the transaction: Follow the prompts to authorize the transaction using your payment method.
Refuel your vehicle: Once the transaction is authorized, the fuel pump will be activated, and you can start refueling. Be sure to follow the petrol station’s safety guidelines while refueling, such as not using your phone near the pump.
End the session: After refueling, the Setel app will automatically end the session, and you’ll receive a receipt in the app and via email.

That’s it! You’ve successfully used Setel to pay and now you can pump the petrol.
The app also offers additional features like tracking fuel expenses, finding nearby petrol stations, and earning rewards through the Mesra loyalty program.
How to transfer money from Setel?
As of now, Setel does not have a direct feature to transfer money to another person or bank account.
Setel is primarily an e-wallet and fuel payment app that allows users to pay for fuel at Petronas stations in Malaysia.
However, you can follow these steps to use your Setel wallet balance for other purposes:

Open the Setel app on your mobile device.
If you have not registered, sign up for an account using your email, mobile number, and a secure password.
Once registered and logged in, top up your Setel wallet using your preferred payment method (credit/debit card, online banking, or in-app top-up).
To use your Setel wallet balance, you can pay for fuel at supported Petronas stations, purchase items at participating Kedai Mesra outlets, or pay for car wash services at Petronas stations.
You can also use Setel to purchase prepaid mobile top-ups, pay bills, and buy vouchers using your Setel wallet balance. However, these transactions are subject to availability and may not be applicable to all users.

Please note that Setel is currently only available in Malaysia and at selected Petronas stations.

How to withdraw money from Setel?
Setel is an e-wallet app designed for fuel payments in Malaysia, and it doesn’t have a direct withdrawal feature to transfer money back to your bank account.
However, you can still utilize your Setel balance for fuel purchases at Petronas stations, purchasing items from Kedai Mesra, or paying for Setel Postpaid or Setel Deliveries.
If you need to transfer money to your bank account, you will need to use other e-wallets that support withdrawal features.
How to submit receipt in Setel?
To submit a receipt in Setel, follow these steps:

Open the Setel app on your smartphone. If you don’t have the app, you can download it from the Google Play Store or the Apple App Store.
Log in to your Setel account using your registered email and password or through your preferred login method (Google, Apple, or Facebook).
Tap the “History”icon at the bottom of the screen to view your transaction history.
Find the transaction you want to submit the receipt for and tap on it to view the transaction details.
At the bottom of the transaction details screen, you will see a “Submit Receipt”button. Tap on it.
You will be prompted to take a photo of your receipt. Make sure the receipt is clear and legible, then tap the camera icon to capture the image.
After taking the photo, you will be asked to confirm if the image is clear and legible. If it is, tap “Yes, Submit”to submit the receipt.
You will receive a confirmation message that your receipt has been submitted successfully. The receipt will now be stored in the app under the specific transaction, and you can access it anytime by tapping on the transaction.

Please note that submitting a receipt in Setel may only be necessary for specific transactions, promotions, or events where a physical receipt is required for validation or reimbursement purposes.
How to use redeem Setel points?
To redeem Setel points, follow these steps:

Open the Setel app on your smartphone. Make sure you have already registered and logged in to your account.
On the app’s main screen, tap on “Rewards”at the bottom.
You will see your available Setel points at the top of the screen. Browse through the available rewards and choose the one you want to redeem.
Tap on the reward you want to redeem. You will see the reward details, including the points required for redemption.
If you have enough points, tap the “Redeem” button at the bottom of the screen.
A confirmation pop-up will appear. Tap “Yes”to confirm the redemption.
The app will generate a voucher code for your redeemed reward. You can use the voucher immediately at participating outlets (if applicable), or save it for later use. To view your saved vouchers, tap the “Vouchers” tab in the “Rewards” section.
To use the voucher, present the in-app voucher code to the cashier at the participating outlet, or enter the code during the online checkout process (if applicable).

Please note that Setel points and rewards are subject to terms and conditions, and might be available only in Malaysia.


Home / Finance

Is Setel Owned by Petronas?

You may have seen Setel ads everywhere and mostly at Petronas petrol station. But the question that may spark in your head perhaps; is Setel owned by Petronas?
Is Setel owned by Petronas?
Setel is an e-payment platform and mobile application that allows users to pay for fuel at Petronas stations in Malaysia.
While it is not directly owned by Petronas, Setel was developed by a subsidiary of Petronas called Petronas Dagangan Berhad (PDB).
So, indirectly, Setel is associated with and backed by Petronas.
Who are Setel competitors?
Setel’s competitors include:

GrabPay: A mobile payment platform that allows users to pay for goods and services through the Grab app.
Touch ‘n Go eWallet: A Malaysian digital wallet that enables users to make payments, transfer funds, and perform other financial transactions through their smartphones.
Boost: A mobile wallet app that allows users to pay for various goods and services, top-up mobile credit, and earn cashback and rewards.
Razer Pay: A digital wallet platform that enables users to make payments, transfer funds, and perform other financial transactions through their smartphones.
FavePay: A mobile payment platform that offers cashless payment solutions and rewards to users, enabling them to pay for goods and services through the Fave app.
BigPay: A digital banking platform that offers users a prepaid Mastercard and mobile wallet for making payments, transferring funds, and managing their finances.
Maybank QRPay: A QR code-based payment platform that allows users to make payments by scanning a QR code at participating merchants.

These competitors offer similar digital payment and wallet services as Setel, targeting consumers and businesses in the same market.
How to use Setel for petrol?
Here are the steps to use Setel for petrol:

Download the Setel app: First, download the Setel app from the Google Play Store (for Android users) or the App Store (for iOS users).
Create an account: Once you have downloaded the app, create an account by entering your email address, phone number, and password.
Verify your account: You will receive a verification code via SMS to the phone number you provided. Enter this code in the app to verify your account.
Add a payment method: To make payments, you must link a valid credit or debit card to your Setel account. To do this, tap on the “Wallet” tab in the app, then tap on “Add Payment Method.” Enter your card details and save it in the app.
Top up your Setel wallet: You can choose to top up your Setel wallet using your linked card. Tap on the “Top Up” button in the Wallet tab and enter the desired amount. Confirm the transaction, and the amount will be added to your Setel wallet.
Locate a participating petrol station: Use the app’s built-in map to find a petrol station that accepts Setel payments.
Refuel using Setel: When you arrive at the petrol station, park your car near the pump and open the Setel app. Tap on the “Pay” button at the bottom of the screen.
Select the pump number: Choose the pump number from the app that corresponds to the pump you’re parked next to.
Choose your fuel type and amount: Select the type of fuel you want to purchase and enter the amount you want to spend on petrol. You can also choose to fill up your tank completely by selecting the “Full Tank” option.
Confirm your payment: Review the details of your transaction, and then tap on “Confirm” to initiate the payment process. The app will prompt you when it’s safe to start refueling your vehicle.
Refuel your vehicle: After receiving the prompt, remove the fuel nozzle and start refueling your vehicle. Once you’re done, return the nozzle to its holder.
Check your receipt: After completing the transaction, the app will display a digital receipt detailing your purchase. You can also view your transaction history in the “History” tab of the app.

Remember to follow all safety guidelines provided by the petrol station and the Setel app when refueling your vehicle.

Get more how-tos on how to use Setel.
What is Setel app?
Setel is a mobile application developed in Malaysia that allows users to make seamless and secure cashless payments at petrol stations.
The app enables users to locate nearby petrol stations, link their credit or debit cards, and pay for petrol directly from their smartphones without having to leave their vehicles.
Additionally, Setel offers features such as loyalty rewards, e-wallet top-ups, and in-app purchase options for convenience stores at petrol stations.

Is Setel only for PETRONAS?
Yes, Setel is primarily designed for Petronas stations.
It is a mobile application developed by Petronas that allows users to pay for fuel, earn rewards, and locate nearby Petronas stations in Malaysia.
What is the benefit of Setel apps?
Setel is a mobile app that primarily focuses on providing a seamless and convenient experience for users at petrol stations in Malaysia. The benefits of Setel apps include:

Contactless payment: Setel allows users to make payments for fuel purchases directly through the app, reducing the need for physical contact, which is especially crucial during the COVID-19 pandemic.
Faster refueling process: The app enables users to pay for fuel from the comfort of their vehicle, reducing the time spent at petrol stations and making the refueling process more efficient.
Rewards and loyalty programs: Users can earn Mesra points for every transaction made through the app, which can be redeemed for various rewards and discounts.
Automated expense tracking: Setel provides users with an overview of their fuel expenses, helping them manage their budgets more effectively.
e-Receipts: Users receive electronic receipts for every transaction, making it easier to track and manage expenses.
Fuel price updates: The app provides real-time updates on fuel prices, helping users stay informed and make better decisions on when to refuel.
Personalized promotions: Setel offers personalized promotions and deals based on users’ preferences and fuel consumption habits.
Payment security: Setel uses secure payment methods and complies with data protection regulations to ensure users’ financial information is protected.

The Setel app enhances the fueling experience for its users by offering convenience, speed, and efficiency, as well as additional features such as rewards programs and expense tracking.


Home / Career

Accountant Salary in Malaysia Per Month

An accountant in Malaysia is a professional who is responsible for managing financial records, preparing financial statements, and ensuring compliance with tax laws and regulations. They work in various industries, including government agencies, private companies, and non-profit organizations.
Accountants in Malaysia are required to have a degree in accounting or a related field and must be registered with the Malaysian Institute of Accountants (MIA) to practice. They are also expected to stay up-to-date with the latest accounting standards and regulations to provide accurate financial advice and support to their clients.
How much does a Accountant make in Malaysia per month?
The salary of an accountant in Malaysia can vary depending on factors such as experience, qualifications, and the size of the company they work for.
On average, an accountant in Malaysia can expect to earn around RM 3,000 to RM 6,000 per month.
Entry-level accountants may earn around RM 2,500 to RM 3,500 per month, while experienced accountants can earn upwards of RM 6,000 to RM 10,000 per month.
If the accountant is an ACCA holder, the salary may get even higher.
Is Accountant in high demand in Malaysia?
Yes, accountants are generally in high demand in Malaysia. The country has a growing economy, and businesses require qualified accountants to manage their financial operations, taxation, and auditing.
Malaysia is working towards becoming a regional hub for financial services, which further increases the demand for accounting professionals.

However, the level of demand may vary depending on the specific area of accounting and the current economic climate.
Is Accountant a good career in Malaysia?
According to the Malaysian government’s official job portal, accounting is a high-demand profession in Malaysia, and the demand for accountants is expected to increase in the future. Accountants are essential in various industries, including finance, banking, and business, making it a stable and lucrative career option.
The Malaysian Institute of Accountants (MIA) regulates the accounting profession in Malaysia, ensuring that accountants meet the necessary standards and qualifications.
Therefore, becoming an accountant in Malaysia can be a good career choice.

What kind of companies hire Accountant in Malaysia?
If you’re wondering what kind of top companies hire Accountant, here are some examples to consider:

Accounting firms
Financial institutions
Government agencies
Non-profit organizations
Healthcare organizations
Retail companies
Manufacturing companies
Technology companies
Hospitality industry
Education institutions

What other jobs can Accountant do?
There are often many transferable skills as Accountant that can be utilised in other industries.
If you’re wondering what other jobs you can do with experience as a Accountant, consider exploring the following alternatives:
1. Financial Analyst2. Auditor3. Tax Consultant4. Bookkeeper5. Budget Analyst6. Payroll Specialist7. Financial Manager8. Investment Analyst9. Cost Accountant10. Treasury Analyst

What are the skills required for Accountant?
To be a successful Accountant, you need to possess a variety of skills.
Here are some of the most important skills for a Accountant:
1. Financial analysis and reporting2. Knowledge of accounting principles and standards3. Attention to detail and accuracy4. Proficiency in accounting software and technology5. Communication and interpersonal skills6. Time management and organization7. Problem-solving and critical thinking8. Ability to work independently and as part of a team9. Understanding of tax laws and regulations10. Ethics and integrity in financial reporting and decision-making.
By developing these skills, you can position yourself for success as Accountant and make valuable contributions to your organization.

How can I become a Accountant in Malaysia?
Becoming a Accountant requires a combination of education, experience, and skills.
To become an accountant in Malaysia, you need to follow these steps:
1. Obtain a degree in accounting or a related field from a recognized university or college.
2. Complete a professional accounting qualification such as ACCA, CIMA, or CPA.

3. Gain relevant work experience in accounting or finance.
4. Register with the Malaysian Institute of Accountants (MIA) as a member.
5. Pass the MIA Professional Examination.
6. Complete the MIA Practical Experience Requirement.
7. Maintain your membership with MIA by fulfilling the Continuing Professional Development (CPD) requirements.
8. Consider obtaining additional certifications or specializations to enhance your skills and career prospects.
It is important to note that the requirements and process may vary depending on the specific accounting profession or specialization you wish to pursue.
By following these steps and continually honing your skills, you can become a successful Accountant and make a meaningful impact in the field.

Disclaimer:
This guide is provided as-is and may not represent the most up-to-date information or requirements to become Accountant.
It’s always recommended to seek advice from experts in the field and refer to reputable sources for the latest information.
We do not take any responsibility for any damages or decisions made based on the information provided in this guide.


Home / Data Driven Analysis

Employment to Population Ratio by Gender in Malaysia

The employment to population ratio is a crucial indicator of the labour market’s health and the level of economic activity within a country.
By examining the data obtained from data.gov.my, we can gain insights into the trends and patterns of employment among the Malaysian population from 2001 to 2021. This analysis will focus on the employment-to-population ratio broken down by sex, providing a comprehensive view of gender disparities in the workforce.
Gender Disparities in Employment
The data reveals significant disparities between male and female employment rates in Malaysia. In 2011, the employment-to-population ratio for males was 77.4%, while females lagged behind at 46.4%.
This gap continued to persist throughout the years, although both genders experienced slight increases in employment rates. By 2021, the male employment-to-population ratio reached 77.3%, whereas the female ratio stood at 52.8%.
While progress has been made, a substantial disparity remains, emphasizing the need for gender equality in the labor market.
Trends and Patterns
From 2001 to 2021, the total employment-to-population ratio fluctuated within a relatively narrow range of 60.6% to 66.4%.
However, when examining the male and female ratios separately, notable differences emerge.
Male employment rates consistently outperformed their female counterparts, with a consistent gap between the two.

The data demonstrates that despite improvements in female employment rates over the years, they have yet to catch up to male employment levels.
Possible Factors
Several factors contribute to the observed gender disparities in employment. Traditional gender roles, societal expectations, and cultural norms may influence the participation of women in the workforce.
In some cases, women face barriers such as limited access to education and training, childcare responsibilities, and workplace discrimination. Addressing these issues requires comprehensive policies that promote gender equality, encourage female empowerment, and create a supportive environment for women in the workforce.
Importance of Gender Equality
Achieving gender equality in employment is not just a matter of fairness but has substantial economic implications. Studies have shown that gender diversity in the workforce enhances productivity, innovation, and overall economic growth.

When women have equal access to employment opportunities, they contribute to increased household incomes, reduced poverty rates, and improved social well-being.
By narrowing the gender gap in the labor market, Malaysia can unlock the full potential of its workforce and drive sustainable development.
Conclusion
The analysis of the employment-to-population ratio by gender in Malaysia highlights persistent gender disparities in the labor market.
Despite incremental progress, women continue to face lower employment rates compared to men.

Achieving gender equality in employment requires a multi-faceted approach encompassing policy interventions, social awareness, and supportive workplaces.
By fostering an inclusive and equitable labor market, Malaysia can harness the talents and skills of its entire population, driving economic growth and societal progress.


Home / Data Driven Analysis

Total Supply and Tourism Consumption by Type of Products In Malaysia

What is “Total Supply and Tourism Consumption by Type of Products”?
“Total Supply and Tourism Consumption by Type of Products” refers to the overall amount of goods and services available and the amount of those goods and services that tourists use or consume.
Let’s break it down further:
Total Supply: This refers to the total amount of goods and services that are available in a particular area or country.
It includes everything that tourists can offer, such as hotel rooms, food and beverages, transportation services, souvenirs, and any other products or services that tourists might purchase or use during their visit.
Tourism Consumption: This refers to the amount of goods and services that tourists actually use or consume during their trip.
It includes things like the money spent on accommodation, meals, transportation, attractions, and shopping.
By Type of Products: This means that the total supply and tourism consumption are categorized or divided into different types of products.
For example, products can be grouped into categories like accommodation, food and beverages, transportation, entertainment, and shopping. By analyzing the data based on product types, we can understand how much tourists are spending on different categories of goods and services.

“Total Supply and Tourism Consumption by Type of Products” is a way of examining the overall availability of goods and services for tourists and understanding how tourists spend their money on different types of products during their visit.
Analysis of Total Supply and Tourism Consumption by Type of Products In Malaysia
Based on the provided dataset from data.gov.my, we can observe trends and patterns in the tourism industry in Malaysia from 2005 to 2021.
The dataset includes information about various sectors within the tourism industry, such as accommodation services, country-specific tourism characteristic goods and services, cultural, sports, and recreational services, food and beverage serving services, passenger transport services, retail sale of automotive fuel, retail trade, and travel agencies and other reservation services.
Let’s analyse the dataset:

Accommodation services:

The total supply of accommodation services increased gradually from 16,154.1 in 2005 to a peak of 31,824.3 in 2019. However, it dropped significantly to 14,729.7 in 2020 and further decreased to 5,284.2 in 2021.
Total consumption of accommodation services also showed an increasing trend, reaching a peak of 30,633 in 2019. However, it dropped sharply to 5,231.9 in 2020 and further decreased to 1,160.6 in 2021.
The tourism ratio, which represents the ratio of total consumption to total supply, fluctuated between 0.9 and 0.98 during most years, indicating a relatively stable relationship between supply and consumption. However, in 2020 and 2021, the tourism ratio dropped significantly to 0.36 and 0.22, respectively, suggesting a decrease in tourism demand compared to supply.

Country-specific tourism characteristic goods and services:

Total consumption of country-specific tourism characteristic goods and services showed an increasing trend from 10,129.1 in 2005 to a peak of 68,957.8 in 2019. However, it dropped to 25,985.2 in 2020 and further declined to 9,309.9 in 2021.
The tourism ratio for these goods and services fluctuated between 0.29 and 0.44 during most years, indicating a relatively stable relationship between supply and consumption. However, in 2020 and 2021, the tourism ratio dropped significantly to 0.17 and 0.06, respectively, suggesting a decline in demand compared to supply.

Cultural, sports, and recreational services:

Total supply and consumption of cultural, sports, and recreational services showed an increasing trend from 2005 to 2019, with some fluctuations.
The tourism ratio ranged from 0.12 to 0.19, indicating a relatively stable relationship between supply and consumption. However, the ratio dropped to 0.07 in 2020 and further decreased to 0.05 in 2021.

Food and beverage serving services:

Total supply and consumption of food and beverage serving services increased steadily from 2005 to 2019, with some fluctuations.
The tourism ratio ranged from 0.28 to 0.61 during most years, indicating a relatively stable relationship between supply and consumption. However, the ratio dropped to 0.13 in 2020 and further decreased to 0.12 in 2021.

Passenger transport services:

Total supply and consumption of passenger transport services increased steadily from 2005 to 2019, with some fluctuations.
The tourism ratio ranged from 0.53 to 0.91 during most years, indicating a relatively stable relationship between supply and consumption. However, the ratio dropped to 0.17 in 2020 and further decreased to 0.04 in 2021.

Retail sale of automotive fuel and retail trade:

The dataset indicates that there was no data available for retail sale of automotive


Home / Data Driven Analysis

Bayaran Kos Rawatan IJN

Kami membuat analisis berkenaan jumlah bayaran kepada Institut Jantung Negara (IJN) untuk pesakit tanggungan kerajaan dari tahun 2013 hingga 2018.
Data yang didapati daripada Dataset Malaysia yang rasmi merangkumi bilangan pesakit tanggungan kerajaan, bilangan lawatan pesakit ke IJN, serta jumlah perbelanjaan dalam kategori kakitangan kerajaan, kategori pesara kerajaan, dan kategori pesakit tidak mampu.
Tahun 2013
Pada tahun 2013, terdapat 46,835 pesakit tanggungan kerajaan yang telah membuat 170,310 lawatan ke IJN.
Jumlah perbelanjaan bagi kategori kakitangan kerajaan adalah RM 155,601,430.25, kategori pesara kerajaan adalah RM 132,278,135.85, dan kategori pesakit tidak mampu adalah RM 73,912,997.80.
Jumlah keseluruhan bayaran kepada IJN bagi tahun tersebut ialah RM 361,792,563.90.
Pada tahun-tahun berikutnya, terdapat peningkatan jumlah pesakit tanggungan kerajaan dan lawatan pesakit ke IJN. Perbelanjaan juga meningkat dalam semua kategori.
Tahun 2014 & 2015
Bagi tahun 2014, jumlah keseluruhan bayaran adalah RM 381,343,868.45, manakala bagi tahun 2015, jumlahnya adalah RM 418,451,797.52.
Tahun 2016 & 2017
Pada tahun 2016, jumlah bayaran meningkat kepada RM 435,649,639.65, manakala pada tahun 2017, ia mencapai RM 465,076,528.43.

Tahun 2018
Bagi tahun terakhir, iaitu 2018, jumlah bayaran mencapai RM 469,803,377.95. Jumlah keseluruhan bayaran kepada IJN bagi tempoh tahun 2013 hingga 2018 adalah RM 2,532,117,775.90.
Analisis ini menunjukkan peningkatan jumlah pesakit yang memerlukan penjagaan di IJN dan juga perbelanjaan yang diperlukan untuk memberi rawatan kepada pesakit tersebut.
Peningkatan ini mungkin disebabkan oleh peningkatan kesedaran tentang penyakit jantung, peningkatan pesakit yang memerlukan rawatan, serta peningkatan kos perkhidmatan perubatan.
Bayaran yang besar kepada IJN menunjukkan kepentingan institusi ini dalam menyediakan penjagaan kesihatan berkualiti kepada pesakit tanggungan kerajaan.

Ada data tahun 2019 – 2023?
Buat masa ini, tiada data terbaru yang dikeluarkan oleh kerajaan. Kami akan terus mengemaskini laman ini seandainya maklumat yang baru dikeluarkan.


Home / Career

3D Visualizer Salary in Malaysia Per Month

A 3D visualizer in Malaysia is a professional who specializes in creating realistic and detailed 3D visualizations of architectural designs, interior designs, product designs, and other visual content. They use advanced software and tools to create 3D models, textures, lighting, and animations that accurately represent the design concept.
3D visualizers work closely with architects, interior designers, product designers, and other professionals to ensure that the final product meets the client’s expectations. They are in high demand in Malaysia’s construction and design industries, as they help clients visualize their designs before they are built, saving time and money in the process. 3D visualizers in Malaysia typically have a degree in architecture, interior design, or a related field, and possess strong technical skills, creativity, and attention to detail.
How much does a 3D Visualizer make in Malaysia per month?
The salary of a 3D Visualizer in Malaysia can vary depending on factors such as experience, skills, and the company they work for.
On average, a 3D Visualizer in Malaysia can expect to earn around RM 2,500 to RM 4,500 per month. This translates to approximately $600 to $1,080 in USD.
Keep in mind that this is just an average, and actual salaries may be higher or lower depending on the individual’s qualifications and the specific job market.
Is 3D Visualizer in high demand in Malaysia?
There is a growing demand for professionals with 3D visualization skills in various industries such as architecture, interior design, gaming, animation, and advertising.
As Malaysia continues to develop its digital economy and creative industries, the demand for 3D visualizers will likely continue to grow.
Is 3D Visualizer a good career in Malaysia?
The demand for 3D visualizers in Malaysia is increasing due to the growth of the construction and real estate industries.

3D visualizers are responsible for creating realistic 3D models and animations of buildings, interiors, and products. They work closely with architects, engineers, and designers to bring their ideas to life.
The salary for 3D visualizers in Malaysia varies depending on their experience and skills.
According to Payscale, the average salary for a 3D visualizer in Malaysia is RM 42,000 per year.experienced 3D visualizers can earn up to RM 100,000 per year.
3D visualizer can be a good career in Malaysia if you have a passion for 3D modeling and animation, and are willing to continuously improve your skills and knowledge.

What kind of companies hire 3D Visualizer in Malaysia?
If you’re wondering what kind of top companies hire 3D Visualizer, here are some examples to consider:
1. Architecture firms2. Interior design companies3. Advertising agencies4. Film and animation studios5. Video game development companies6. Product design firms7. Engineering companies8. Real estate developers9. Event management companies10. Virtual reality companies
What other jobs can 3D Visualizer do?
There are often many transferable skills as 3D Visualizer that can be utilised in other industries.
If you’re wondering what other jobs you can do with experience as a 3D Visualizer, consider exploring the following alternatives:

1. 3D Animator2. 3D Modeler3. Game Designer4. Graphic Designer5. Industrial Designer6. Interior Designer7. Multimedia Artist8. Product Designer9. Virtual Reality Developer10. Web Designer
What are the skills required for 3D Visualizer?
To be a successful 3D Visualizer, you need to possess a variety of skills.
Here are some of the most important skills for a 3D Visualizer:
1. Proficiency in 3D modeling software such as Autodesk 3ds Max, Maya, or Blender.2. Knowledge of lighting and shading techniques to create realistic 3D visualizations.3. Understanding of composition and design principles to create visually appealing scenes.4. Ability to work with textures and materials to create realistic surfaces.5. Knowledge of camera angles and perspectives to create dynamic and engaging visualizations.6. Attention to detail and ability to work with precision to create accurate representations.7. Ability to work collaboratively with other designers, architects, and clients to achieve project goals.8. Strong problem-solving skills to troubleshoot technical issues and find creative solutions.9. Time management skills to meet project deadlines and work efficiently.10. Continuous learning and staying up-to-date with the latest software and techniques in the field.

By developing these skills, you can position yourself for success as 3D Visualizer and make valuable contributions to your organization.
How can I become a 3D Visualizer in Malaysia?
Becoming a 3D Visualizer requires a combination of education, experience, and skills.
To become a 3D Visualizer in Malaysia, you can follow these steps:
1. Obtain a degree or diploma in a related field such as graphic design, multimedia, or animation.

2. Gain experience in 3D modeling and rendering software such as Autodesk 3ds Max, Maya, or Cinema 4D.
3. Build a portfolio of your work that showcases your skills and creativity.
4. Attend workshops, seminars, and conferences to stay up-to-date with the latest trends and techniques in 3D visualization.
5. Apply for internships or entry-level positions in companies that specialize in 3D visualization.
6. Network with professionals in the industry and join relevant associations or organizations.
7. Continuously improve your skills and knowledge through self-learning and training programs.
8. Consider obtaining certifications such as Autodesk Certified Professional or Certified 3D Artist to enhance your credentials and marketability.
By following these steps and continually honing your skills, you can become a successful 3D Visualizer and make a meaningful impact in the field.

Disclaimer:
This guide is provided as-is and may not represent the most up-to-date information or requirements to become 3D Visualizer.
It’s always recommended to seek advice from experts in the field and refer to reputable sources for the latest information.
We do not take any responsibility for any damages or decisions made based on the information provided in this guide.


Home / Career

SEO Content Writer Salary in Malaysia Per Month

An SEO content writer in Malaysia is a professional who specializes in creating content that is optimized for search engines. They are responsible for producing high-quality, engaging, and informative content that is designed to rank well in search engine results pages (SERPs). Their primary goal is to increase website traffic and improve the online visibility of their clients’ websites.
They use various techniques such as keyword research, on-page optimization, and link building to ensure that their content is optimized for search engines. They also stay up-to-date with the latest trends and best practices in SEO to ensure that their content remains relevant and effective.
How much does a SEO Content Writer make in Malaysia per month?
The salary of an SEO Content Writer in Malaysia can vary depending on factors such as experience, skills, and the company they work for.
On average, an SEO Content Writer in Malaysia can expect to earn around RM 2,500 to RM 4,000 per month. This translates to approximately $600 to $960 in USD.
However, more experienced writers or those working for larger companies may earn higher salaries.
Is SEO Content Writer in high demand in Malaysia?
Yes, SEO content writers are in high demand in Malaysia. As businesses and organizations continue to recognize the importance of having a strong online presence, the need for skilled SEO content writers has grown significantly.
These professionals help create high-quality, engaging, and keyword-optimized content that can improve a website’s search engine ranking, drive organic traffic, and ultimately increase sales and conversions.
Is SEO Content Writer a good career in Malaysia?
SEO content writing is a growing field in Malaysia as more businesses are moving online and require quality content to improve their search engine rankings.

With the increasing demand for digital marketing, there is a good potential for a career in SEO content writing in Malaysia.
Like any other career, success in this field depends on one’s skills, experience, and ability to adapt to changing trends and technologies.
What kind of companies hire SEO Content Writer in Malaysia?
If you’re wondering what kind of top companies hire SEO Content Writer, here are some examples to consider:

Digital marketing agencies
E-commerce companies
Content marketing agencies
SEO agencies
Social media marketing agencies
Web development companies
Online publishing companies
Advertising agencies
Public relations firms
Freelance writing platforms

What other jobs can SEO Content Writer do?
There are often many transferable skills as SEO Content Writer that can be utilised in other industries.

If you’re wondering what other jobs you can do with experience as a SEO Content Writer, consider exploring the following alternatives:

Digital Content Writer
Copywriter
Content Marketing Specialist
Social Media Manager
Content Strategist
Content Editor
Content Creator
Content Developer
Content Producer
Content Analyst

What are the skills required for SEO Content Writer?
To be a successful SEO Content Writer, you need to possess a variety of skills.
Here are some of the most important skills for a SEO Content Writer:
1. Excellent writing skills2. Knowledge of SEO best practices3. Understanding of keyword research and analysis4. Ability to write compelling headlines and meta descriptions5. Familiarity with content management systems (CMS)6. Understanding of HTML and CSS7. Ability to write for different audiences and industries8. Knowledge of social media and its impact on SEO9. Ability to analyze and interpret data from analytics tools10. Strong research skills.

By developing these skills, you can position yourself for success as SEO Content Writer and make valuable contributions to your organization.
How can I become a SEO Content Writer in Malaysia?
Becoming a SEO Content Writer requires a combination of education, experience, and skills.
To become an SEO content writer in Malaysia, you can follow these steps:
1. Learn the basics of SEO: Start by learning the basics of search engine optimization (SEO) and how it works. You can find many online resources and courses that can help you understand the fundamentals of SEO.

2. Develop your writing skills: As an SEO content writer, you need to have excellent writing skills. Practice writing regularly and focus on improving your grammar, vocabulary, and style.
3. Build your portfolio: Create a portfolio of your writing samples that showcase your skills as an SEO content writer. You can start by writing for your own blog or website, or you can offer your services to local businesses or non-profit organizations.
4. Network with other writers and professionals: Attend industry events, join online communities, and connect with other writers and professionals in the field. This can help you stay up-to-date with the latest trends and best practices in SEO content writing.
5. Look for job opportunities: Look for job opportunities on job boards, freelance platforms, or by reaching out to companies directly. Be prepared to showcase your portfolio and demonstrate your skills during the interview process.

6. Keep learning and improving: SEO is constantly evolving, so it’s important to stay up-to-date with the latest trends and best practices. Continuously learn and improve your skills to stay competitive in the industry.
By following these steps and continually honing your skills, you can become a successful SEO Content Writer and make a meaningful impact in the field.

Disclaimer:
This guide is provided as-is and may not represent the most up-to-date information or requirements to become SEO Content Writer.
It’s always recommended to seek advice from experts in the field and refer to reputable sources for the latest information.
We do not take any responsibility for any damages or decisions made based on the information provided in this guide.


Home / Career

ACCA Holder Salary in Malaysia Per Month

An ACCA holder in Malaysia is an individual who has completed the Association of Chartered Certified Accountants (ACCA) qualification and is a member of the ACCA professional body. ACCA is a globally recognised accounting qualification that provides individuals with the skills and knowledge required to become successful accountants.
They are known for their expertise in financial reporting, taxation, and audit, and are often employed in senior management positions. ACCA holders in Malaysia must adhere to the ACCA’s code of ethics and professional conduct, ensuring that they maintain the highest standards of professionalism and integrity in their work.
How much does a ACCA Holder make in Malaysia per month?
The salary of an ACCA (Association of Chartered Certified Accountants) holder in Malaysia can vary depending on factors such as experience, job position, and location.
On average, an ACCA holder can expect to earn around RM 4,000 to RM 6,000 per month for entry-level positions.
For those with more experience or in higher-level positions, the salary can range from RM 7,000 to RM 15,000 per month or even higher.
Is ACCA Holder in high demand in Malaysia?
ACCA (Association of Chartered Certified Accountants) is a globally recognised professional accounting qualification highly valued in Malaysia.
Many employers in Malaysia prefer ACCA-qualified professionals due to their expertise in accounting, finance, and business management.
Therefore, ACCA holders are likely to be in high demand in Malaysia.

Is ACCA Holder a good career in Malaysia?
ACCA (Association of Chartered Certified Accountants) is a globally recognized professional accounting qualification that can lead to a successful career in Malaysia.
ACCA holders are highly sought after by employers in various industries, including finance, accounting, and auditing.
The qualification provides a strong foundation in accounting principles, financial management, and business strategy, making it a valuable asset for those seeking a career in the field.
Additionally, ACCA holders have the opportunity to work in multinational companies and gain international exposure, which can further enhance their career prospects.

What kind of companies hire ACCA Holder in Malaysia?
If you’re wondering what kind of top companies hire ACCA Holder, here are some examples to consider:

Accounting firms
Financial institutions
Consulting firms
Multinational corporations
Government agencies
]Non-profit organizations
Insurance companies
Investment banks
Real estate companies
Technology companies

What other jobs can ACCA Holder do?
There are often many transferable skills as ACCA Holder that can be utilised in other industries.
If you’re wondering what other jobs you can do with experience as a ACCA Holder, consider exploring the following alternatives:

Chartered Accountant
Financial Analyst
Tax Consultant
Audit Manager
Corporate Treasurer
Financial Controller
Investment Banker
Management Accountant
Risk Manager
Financial Planner

What are the skills required for ACCA Holder?
To be a successful ACCA Holder, you need to possess a variety of skills.

Here are some of the most important skills for a ACCA Holder:
1. Financial analysis and reporting2. Taxation and compliance3. Audit and assurance4. Risk management5. Strategic planning and decision-making6. Budgeting and forecasting7. Corporate governance and ethics8. Project management9. Communication and interpersonal skills10. IT proficiency and data analysis.
By developing these skills, you can position yourself for success as ACCA Holder and make valuable contributions to your organization.
How can I become a ACCA Holder in Malaysia?
Becoming a ACCA Holder requires a combination of education, experience, and skills.

To become an ACCA holder in Malaysia, you need to follow these steps:
1. Register with ACCA: You need to register with ACCA and become a student member. You can do this online by visiting the ACCA website.
2. Complete the ACCA Qualification: You need to complete the ACCA Qualification, which consists of 13 exams. You can take these exams at any ACCA-approved exam center in Malaysia.
3. Gain Practical Experience: You need to gain practical experience in accounting and finance. You can do this by working in an accounting firm or a finance department of a company.

4. Complete the Professional Ethics Module: You need to complete the Professional Ethics Module, which is a self-study course that covers ethical and professional issues faced by accountants.
5. Apply for ACCA Membership: Once you have completed the ACCA Qualification and gained practical experience, you can apply for ACCA membership. You will need to provide evidence of your qualifications and experience.
6. Maintain Your ACCA Membership: To maintain your ACCA membership, you need to complete continuing professional development (CPD) courses and pay an annual subscription fee.
By following these steps, you can become an ACCA holder in Malaysia and enjoy a rewarding career in accounting and finance.
By following these steps and continually honing your skills, you can become a successful ACCA Holder and make a meaningful impact in the field.

Disclaimer:
This guide is provided as-is and may not represent the most up-to-date information or requirements to become ACCA Holder.
It’s always recommended to seek advice from experts in the field and refer to reputable sources for the latest information.
We do not take any responsibility for any damages or decisions made based on the information provided in this guide.


Home / Career

Wintel Engineer Salary in Malaysia Per Month

A Wintel Engineer in Malaysia is a professional who specializes in the design, implementation, and maintenance of Windows-based systems and infrastructure. They are responsible for ensuring the smooth operation of Windows servers, desktops, and laptops, as well as managing Active Directory, Group Policy, and other related technologies.
Wintel Engineers in Malaysia also work closely with other IT teams to troubleshoot and resolve issues related to Windows-based systems and may be involved in the planning and execution of IT projects. They typically hold a degree in computer science or a related field and have experience working with Windows Server, Exchange, and other Microsoft technologies. Strong analytical and problem-solving skills and excellent communication and teamwork abilities are essential for success in this role.
How much does a Wintel Engineer make in Malaysia per month?
The salary of a Wintel Engineer in Malaysia can vary depending on factors such as experience, location, and company size.
 On average, a Wintel Engineer can expect to earn around MYR 4,000 to MYR 7,000 per month.
However, this range can be higher or lower depending on the specific circumstances.
Is Wintel Engineer in high demand in Malaysia?
It is difficult to determine the exact demand for Wintel Engineers in Malaysia without specific data.
However, Wintel Engineers are generally in demand in many countries, including Malaysia, as they possess skills in managing and maintaining Windows and Intel-based systems, which are widely used in various industries.
It is recommended to research job postings and market trends in Malaysia to better understand the current demand for Wintel Engineers.

Is Wintel Engineer a good career in Malaysia?
Being a Wintel Engineer in Malaysia can be a good career choice as there is a high demand for IT professionals in the country.
The IT industry in Malaysia is growing rapidly, and there are many opportunities for Wintel Engineers to work in various industries such as finance, healthcare, and telecommunications.
Additionally, the salary for Wintel Engineers in Malaysia is competitive, and there are opportunities for career growth and advancement.it ultimately depends on individual preferences, skills, and interests.
What kind of companies hire Wintel Engineer in Malaysia?
If you’re wondering what kind of top companies hire Wintel Engineer, here are some examples to consider:

IT consulting firms
Technology companies
Financial institutions
Healthcare organizations
Government agencies
Education institutions
Retail companies
Manufacturing companies
Telecommunications companies
Energy companies

What other jobs can Wintel Engineer do?
There are often many transferable skills as Wintel Engineer that can be utilised in other industries.
If you’re wondering what other jobs you can do with experience as a Wintel Engineer, consider exploring the following alternatives:

Systems Engineer
Network Engineer
Infrastructure Engineer
Cloud Engineer
DevOps Engineer
Virtualization Engineer
Security Engineer
Database Administrator
Technical Support Engineer
IT Operations Manager

What are the skills required for Wintel Engineer?
To be a successful Wintel Engineer, you need to possess a variety of skills.
Here are some of the most important skills for a Wintel Engineer:

1. Knowledge of Windows Server operating systems2. Familiarity with Active Directory and Group Policy3. Understanding of virtualization technologies such as Hyper-V and VMware4. Proficiency in PowerShell scripting5. Experience with server hardware and storage systems6. Knowledge of networking protocols and technologies7. Ability to troubleshoot and resolve technical issues8. Familiarity with backup and disaster recovery solutions9. Understanding of security best practices and compliance requirements10. Strong communication and collaboration skills for working with cross-functional teams.
By developing these skills, you can position yourself for success as Wintel Engineer and make valuable contributions to your organization.
How can I become a Wintel Engineer in Malaysia?
Becoming a Wintel Engineer requires a combination of education, experience, and skills.
To become a Wintel Engineer in Malaysia, you can follow these steps:

1. Obtain a degree in computer science, information technology, or a related field.
2. Gain experience in Windows Server administration, Active Directory, and virtualization technologies such as VMware or Hyper-V.
3. Obtain relevant certifications such as Microsoft Certified Solutions Expert (MCSE) or VMware Certified Professional (VCP).
4. Develop strong problem-solving and analytical skills.

5. Stay up-to-date with the latest technologies and trends in the industry.
6. Build a strong network of contacts in the industry.
7. Apply for Wintel Engineer positions at companies in Malaysia.
8. Attend job interviews and demonstrate your skills and knowledge to potential employers.
9. Once hired, continue to develop your skills and knowledge through training and professional development opportunities.
By following these steps and continually honing your skills, you can become a successful Wintel Engineer and make a meaningful impact in the field.

Disclaimer:
This guide is provided as-is and may not represent the most up-to-date information or requirements to become Wintel Engineer.
It’s always recommended to seek advice from experts in the field and refer to reputable sources for the latest information.
We do not take any responsibility for any damages or decisions made based on the information provided in this guide.


Home / Banking

IBG Transfer Affin Bank

IBG transfer is a popular method of transferring funds between bank accounts in Malaysia. It stands for Interbank Giro Transfer and is a secure and convenient way to transfer money electronically.
Affin Bank is one of the leading banks in Malaysia that offers IBG transfer services to its customers. With IBG transfer, customers can transfer funds to any bank account in Malaysia, regardless of the bank they hold their account with.
Affin Bank IBG transferHow long does IBG transfer take for Affin Bank?Affin Bank IBG Fees and Charges per TransactionAffin Bank IBG Daily Transaction LimitAffin Bank IBG Payment Reference AvailabilityCan I Make IBG Future-Dated Payments with Affin Bank?What is the Operating Hours of IBG via Affin Bank?Why does Affin Bank IBG transfer take so long?How do I check my Affin Bank IBG transfer status?How do I know if Affin Bank my IBG transfer is successful?Can Affin Bank IBG transfer be cancelled?What are the best practices in transferring money from Affin Bank to other banks?
How long does IBG transfer take for Affin Bank?
You can refer to the IBG (Interbank GIRO) transfer time for Affin Bank here:

Monday-Friday Transactions: For transactions made before 5.00 am, funds will be received on the same business day, and refunds for unsuccessful transactions will be made by 5.00 pm.
Early Morning Transactions: For transactions made between 5.01 am and 8.00 am, funds will be received by 2.00 pm, and refunds for unsuccessful transactions will be made by 8.20 pm.
Mid-Morning Transactions: For transactions made between 8.01 am and 11.00 am, funds will be received by 5.00 pm, and refunds for unsuccessful transactions will be made by 11.00 pm.
Early Afternoon Transactions: For transactions made between 11.01 am and 2.00 pm, funds will be received by 8.20 pm, and refunds for unsuccessful transactions will be made by 11.00 am the next business day.
Late Afternoon Transactions: For transactions made between 2.01 pm and 5.00 pm, funds will be received by 11.00 pm.
After Hours Transactions: For transactions made after 5.00 pm, funds will be received on the next business day, and refunds for unsuccessful transactions will be made by 5.00 pm.
Non-Business Days Transactions: For transactions made on non-business days (Saturday, Sunday, and Federal Territory Public Holidays), funds will be received by 11.00 am on the next business day, and refunds for unsuccessful transactions will be made by 5.00 pm.

Crediting Time: The time at which the funds are received by the beneficiaries.
Refund for Unsuccessful Transactions: The time by which you can expect a refund in case of an unsuccessful transaction.
Normal Circumstances: The above-listed times are applicable under normal circumstances. Delays may occur due to unforeseen events or technical issues.

Affin Bank IBG Fees and Charges per Transaction

Internet banking: RM0.10 per transaction
Mobile banking: Not applicable
ATM: RM0.10 per transaction
Over-the-counter (OTC): RM 2.00 per transaction

Affin Bank IBG Daily Transaction Limit

Internet banking: RM 50,000 combined limit with IBFT
Mobile banking: Not applicable
ATM: RM 50,000 combined limit with IBFT
OTC: RM 1,000,000

Affin Bank IBG Payment Reference Availability
(i) Payers’ names and payment references in beneficiaries’ bank statement

Internet banking: Yes
Mobile banking: Yes
ATM: Yes
OTC: Yes

(ii) Beneficiaries’ names and payment references in payers’ bank statement

Internet banking: Yes
Mobile banking: Not applicable
ATM: Not applicable
OTC: Yes

Can I Make IBG Future-Dated Payments with Affin Bank?

Internet banking: Yes
Mobile banking: Not applicable
ATM: Not applicable
OTC: No

What is the Operating Hours of IBG via Affin Bank?

Internet banking: 24/7
Mobile banking: Not applicable
ATM: 24/7
OTC: Banking hours

Why does Affin Bank IBG transfer take so long?
Generally, IBG transfers may take longer than other types of transfers because they are processed in batches and may require additional verification and clearance processes.
Additionally, the time it takes for the transfer to be completed may depend on factors such as the amount being transferred, the recipient bank’s processing times, and any potential delays or errors in the transfer process.
It is best to contact Affin Bank directly for more information on their specific processes and timelines for IBG transfers.

How do I check my Affin Bank IBG transfer status?
You can check the status of your Affin Bank IBG transfer by logging into your Affin Bank online banking account or by contacting Affin Bank customer service.
How do I know if Affin Bank my IBG transfer is successful?
You can check the status of your IBG transfer by logging into your Affin Bank online banking account or by contacting their customer service hotline.
You should receive a confirmation message or email from Affin Bank once the transfer is successful.
Can Affin Bank IBG transfer be cancelled?
In general, IBG transfers can be cancelled if the recipient has not yet received the funds.

The cancellation process may vary depending on the bank’s policies and the specific circumstances of the transfer.
It is best to contact Affin Bank directly to inquire about their cancellation policies and procedures.
What are the best practices in transferring money from Affin Bank to other banks?
I don’t have personal experience or preferences. However, here are some general best practices for transferring money from Affin Bank to other banks:
1. Ensure that you have sufficient funds in your Affin Bank account to cover the transfer amount and any associated fees.

2. Verify the recipient’s bank account details, including the account number, bank name, and branch code, to avoid any errors or delays in the transfer.
3. Choose a secure and reliable transfer method, such as online banking or mobile banking, that offers encryption and authentication features to protect your transaction.
4. Set up a strong password and two-factor authentication for your online banking account to prevent unauthorized access.
5. Double-check the transfer details before submitting the transaction to ensure accuracy and completeness.

6. Keep a record of the transaction, including the transfer amount, date, and reference number, for future reference and tracking.
7. Monitor your account balance and transaction history regularly to detect any unauthorized or fraudulent activity.
8. Contact Affin Bank’s customer service or support team immediately if you encounter any issues or concerns with your transfer.


Home / Banking

How Many Digits Is Bank Account Number In Malaysia?

In Malaysia, the banking industry follows a standardized system for managing bank account numbers. If you are planning to make transactions via IBG transfer or any other method in Malaysia, it is important to understand the structure and length of these account numbers.
Let’s check out the full list of number of digits found in Malaysian bank account.
Bank’s account numberList of account no length for banks in Malaysia1. AFFINBANK2. Alliance Bank3. AmBank4. CIMB5. Bank Mualamat6. Bank Islam7. Bank Rakyat8. Hong Leong Bank9. Maybank Bank10. Public Bank11. RHB12. Citibank13. OCBC14. HSBC15. Standard Chartered Bank16. BSN17. UOB18. Deutsche Bank19. Royal Bank of Scotland20. Bank of America21. Kuwait Finance House (Malaysia) BerhadWhy is it important to know the account number length before making any bank transfer?
List of account no length for banks in Malaysia
1. AFFINBANK

Current Account: 12 digits
Saving Account: 12 digits
Credit Card: 16 digits
Loan Account: 12 digits
HP Account: 12 digits
Delivery Channel: OTC, Internet, Desktop Banking

2. Alliance Bank

Current Account: 15 digits
Saving Account: 15 digits
Credit Card: 16 digits
Loan Account: 15 digits
HP Account: 15 digits
Delivery Channel: OTC, Internet

3. AmBank

Current Account: 13 digits
Saving Account: 13 digits
Credit Card: 16 digits (MBF & Ambank)
Loan Account: 14 digits
HP Account: 14 digits
Delivery Channel: OTC, Internet

4. CIMB

Current Account: 14 digits
Saving Account: 14 digits
Credit Card: 16 digits
Delivery Channel: OTC, Internet

5. Bank Mualamat

Current Account: 14 digits
Saving Account: 14 digits
Delivery Channel: Desktop Banking, OTC

6. Bank Islam

Current Account: 14 digits
Saving Account: 14 digits
Credit Card: 16 digits
Loan Account: 14 digits
HP Account: 14 digits
Delivery Channel: OTC, Internet, Desktop Banking

7. Bank Rakyat

Current Account: 12 digits
Credit Card: 16 digits (Master)
Loan Account: 12 digits
Delivery Channel: OTC

8. Hong Leong Bank

Current Account: 11 digits
Saving Account: 11 digits
Credit Card: 16 digits (Visa/Master), 15 digits (Amex)
Loan Account: 11 digits
HP Account: 11 digits
Delivery Channel: OTC, Internet

9. Maybank Bank

Current Account: 12 digits
Saving Account: 12 digits
Credit Card: 16 digits (Visa/Master), 15 digits (Amex)
Loan Account: 12 digits
HP Account: 12 digits
Delivery Channel: OTC, Internet

10. Public Bank

Current Account: 10 digits
Saving Account: 10 digits
Credit Card: 16 digits
Loan Account: 15 digits
HP Account: 15 digits
Delivery Channel: OTC, Internet

11. RHB

Current Account: 14 digits
Saving Account: 14 digits
Credit Card: 16 digits
Loan Account: 14 digits
HP Account: 12 digits
Delivery Channel: OTC, Internet

12. Citibank

Current Account: 10 digits
Saving Account: 10 digits
Credit Card: 16 digits
Loan Account: 14 digits
Delivery Channel: OTC, Internet

13. OCBC

Current Account: 10 digits
Saving Account: 10 digits
Credit Card: 16 digits
Loan Account: 10 digits
Delivery Channel: OTC, Internet, Phone Banking

14. HSBC

Current Account: 12 digits
Saving Account: 12 digits
Credit Card: 16 digits
Loan Account: 14 digits
Delivery Channel: OTC, Internet

15. Standard Chartered Bank

Current Account: 12 digits
Saving Account: 12 digits
Credit Card: 16 digits
Loan Account: 8 digits
Delivery Channel: OTC, ATM, Phone Banking

16. BSN

Current Account: 16 digits
Credit Card: 16 digits
Loan Account: 15 digits
Delivery Channel: OTC

17. UOB

Current Account: 11 digits
Saving Account: 11 digits
Credit Card: 16 digits
Loan Account: 11 digits
Delivery Channel: OTC, Internet

18. Deutsche Bank

Current Account: 10 digits
Saving Account: 10 digits
Loan Account: 10 digits
Delivery Channel: OTC, Internet

19. Royal Bank of Scotland

Current Account: 7 digits & 9 digits (Personal), 7 digits, 9 digits & 10 digits (Corporate)
Saving Account: 7 digits & 9 digits (Personal)
Delivery Channel: OTC, Internet, Desktop Banking

20. Bank of America

Current Account: 12 digits
Saving Account: 12 digits
Delivery Channel: OTC, Internet

21. Kuwait Finance House (Malaysia) Berhad

Current Account: 12 digits
Saving Account: 12 digits
Delivery Channel: OTC, Internet

Why is it important to know the account number length before making any bank transfer?
It is important to know for the length of the account number before making any bank transfer for several reasons:

Ensuring accuracy: Account numbers are unique identifiers for bank accounts. If the account number length is incorrect, there is a high chance that you may input an incorrect account number, which may lead to transferring funds to the wrong account.
Avoiding failed transactions: Banks use a specific account number length to validate transactions. If the account number you enter does not meet the required length, the transaction may be rejected, causing delays and potentially resulting in late payment fees or other penalties.
Reducing fraud: Verifying the account number length can help to reduce the risk of fraud. Fraudsters may use variations of account numbers to trick people into sending funds to the wrong account. By ensuring the account number’s length is accurate, you can minimize the risk of falling victim to such scams.
International transfers: Different countries may have different account number lengths. Verifying the account number length when making an international bank transfer is crucial to ensure the funds reach the correct recipient.
Complying with bank policies: Banks have their own policies and requirements when it comes to account numbers. Ensuring that the account number length is correct helps you stay compliant with their policies and avoid any issues with your transactions.

Confirming the account number and its length before making a bank transfer is essential to ensure a smooth, accurate, and secure transaction process.
It helps avoid errors, delays, and potential fraud, ensuring your funds reach the intended recipient.


Home / Education

Islamic School In Malaysia

If you are a Muslim living in Malaysia, you have likely heard of Islamic schools or ‘madrasah’. These schools offer an alternative to the traditional public education system and focus on Islamic teachings.
Islamic education has been present in Malaysia for centuries, with the earliest forms being taught by Arab traders who came to the country. Over time, these teachings evolved into a more organized system that included formal schooling.
Today, Islamic schools can be found throughout Malaysia and cater to students at all levels – from primary school up to university level. As a Muslim student or parent considering an Islamic school as an option for your education, it is important to understand the benefits and challenges that come with this choice.
Islamic School In MalaysiaHistory of Islamic Education in MalaysiaImportance of Islamic Education for Malaysian MuslimsTypes of Islamic Schools in MalaysiaCurriculum of Islamic Schools in MalaysiaTeaching Methods in Islamic SchoolsAdmission Process and RequirementsRole of Government in Regulating Islamic SchoolsChallenges Faced by Islamic Schools in MalaysiaBenefits of Attending an Islamic SchoolFuture of Islamic Education in Malaysia
History of Islamic Education in Malaysia
Let’s get into the fascinating history of Islamic education in Malaysia! The roots of Islamic education in Malaysia can be traced back to the 15th century, with the arrival of Arab and Indian Muslim traders. These traders established relationships with local rulers and were instrumental in spreading Islam throughout the Malay archipelago.
The formalization of Islamic education began in the 19th century, with the establishment of religious schools known as pondok.
These schools provided basic religious instruction and were typically located near mosques. Over time, pondok evolved to become more structured institutions offering a wider range of subjects including Arabic language, Quranic studies, and Islamic jurisprudence.
Today, these traditional Islamic schools continue to play an important role in Malaysian society alongside modern secular institutions.
Importance of Islamic Education for Malaysian Muslims
The significance of learning about Islam cannot be overstated for Malaysian Muslims. As a Malaysian Muslim, you’re expected to have a deep understanding and appreciation of your religion.

This is because Islam is not just a way of life, but it also shapes the cultural identity and moral values of the Malay community.
Here are three reasons why Islamic education is important for Malaysian Muslims:

Firstly, by studying the Quran and Hadiths, you’ll develop a better understanding of Allah’s teachings and gain insight into how to live an ethical life.
Secondly, Islamic knowledge equips you with wisdom that can help you navigate through various challenges in life, including personal struggles and societal issues.
Finally, Islamic education fosters unity among fellow Muslims as it promotes cooperation and mutual support within the community.

By investing time in learning about Islam, you can truly appreciate its beauty and significance in shaping our lives as Malaysian Muslims.
Types of Islamic Schools in Malaysia
You’ll be pleased to discover the various options available for your children’s religious education in Malaysia, from full-time madrasahs to weekend Quranic classes.

The most common type of Islamic school in Malaysia is the Sekolah Agama Rakyat (SAR), which provides basic Islamic education alongside secular subjects.
SARs are usually managed by the state and cater to primary and secondary-level students.
For those seeking a more intensive religious education, there are also private Islamic schools known as pondok or pesantren.
These schools follow a traditional curriculum that emphasizes memorization of the Quran and Hadiths, and often require students to live on campus away from their families.

While pondok schools have been criticized for being outdated and lacking in modern knowledge, they remain popular among some segments of the Muslim community in Malaysia.
Curriculum of Islamic Schools in Malaysia
Parents can expect their children to receive a well-rounded education that includes Islamic studies and secular subjects in the curriculum of these educational institutions.
The Ministry of Education in Malaysia sets the guidelines for what is taught in Islamic schools, known as madrasahs.
The curriculum typically includes Quranic recitation, Arabic language, Islamic history and law, as well as science, mathematics, social studies, and English language classes. Islamic schools in Malaysia also offer extracurricular activities such as sports clubs, debate teams, and community service projects.

Many schools have partnerships with local businesses for vocational training programs or internships for older students.
The curriculum of Islamic schools in Malaysia aims to provide students with a strong foundation in both religious knowledge and practical skills that will prepare them for success in all aspects of life.
Teaching Methods in Islamic Schools
Get ready to experience a dynamic and interactive learning environment as teaching methods in Islamic schools incorporate various innovative techniques.
Islamic schools in Malaysia use a combination of traditional and modern approaches to enhance students’ understanding of Islamic values, principles, and practices.

The teachers use multimedia tools such as videos, audios, animations, and presentations to make the lessons engaging and captivating.
In addition, the teachers employ experiential learning strategies. Students participate in activities that allow them to apply what they have learned. For example, students may engage in role-playing exercises or community service projects that enable them to understand how Islam can be applied in real-life situations.
These teaching methods not only provide a deeper understanding of Islam but also develop critical thinking skills that are essential for success in today’s world.
Admission Process and Requirements
The admission process for these institutions may require certain qualifications and documents to be submitted, ensuring that admitted students meet the academic and ethical standards set by the school.
The process may vary, mainly due to the emergence of private Islamic school in Malaysia.
Generally, students must first fill out an application form and submit it along with their transcripts from previous schools attended.
Some schools may also require a recommendation letter from a former teacher or community leader.
In addition to academic requirements, Islamic schools in Malaysia often have religious prerequisites as well.
For example, students may need to pass an entrance exam on Quranic studies or demonstrate proficiency in Arabic language.
The admission process is competitive, so it’s important to thoroughly research each school’s specific requirements before applying.
Role of Government in Regulating Islamic Schools
Regulation of Islamic education in Malaysia is overseen by the government, ensuring that schools meet certain standards and provide a balanced curriculum.
The Ministry of Education has set guidelines for all private Islamic schools to follow, including requirements for teacher qualifications, teaching materials, and student assessments.
In addition to these guidelines, the government also conducts regular inspections of Islamic schools to ensure compliance with regulations.
This ensures that students receive a high-quality education while also promoting religious harmony and preventing extremist views from being taught in schools.
Therefore, parents can feel confident that their children are receiving an education that meets both religious and academic standards when enrolling them in an Islamic school in Malaysia.
Challenges Faced by Islamic Schools in Malaysia
Now that you understand the role of the Malaysian government in regulating Islamic schools, let’s talk about the challenges faced by these schools.
As a student or parent interested in attending an Islamic school in Malaysia, it’s important to be aware of these obstacles so that you can make informed decisions.
Here are some common challenges faced by Islamic schools in Malaysia:

Funding: Many Islamic schools struggle with limited funding and lack of resources.
Curriculum: Balancing religious education with secular subjects can be challenging for some schools.
Accreditation: Some Islamic schools may not be accredited by the Malaysian Ministry of Education, which can affect students’ ability to continue their education at higher levels.
Perception: There is often negative perception and stereotypes surrounding Islamic schools, which can impact enrollment and support from the larger community.

Despite these challenges, many Islamic schools in Malaysia continue to provide quality education and serve as important institutions within their communities.
By understanding these obstacles, you can better navigate your options and make informed decisions regarding your education or your child’s education.
Benefits of Attending an Islamic School
You’ll be amazed at how attending an Islamic school can positively transform your educational experience and personal growth.
One of the greatest benefits is that you’ll have the opportunity to deepen your knowledge and understanding of Islam.
Islamic schools often offer a comprehensive curriculum that includes not only academic subjects, but also Islamic studies, Qur’an memorization, and Arabic language classes.
In addition to gaining a stronger foundation in Islam, attending an Islamic school can also provide a supportive and nurturing environment for personal growth.
Many students find that their faith is strengthened through interactions with like-minded peers and teachers who serve as role models.
Furthermore, the emphasis on character development and moral values in Islamic schools can help students become more responsible, compassionate individuals who are better equipped to navigate the challenges of life.
Future of Islamic Education in Malaysia
The future looks bright for the growth and development of Islamic education in Malaysia. Advancements in technology and innovative teaching methods are paving the way for a more dynamic learning experience.
The government has also been investing heavily in Islamic education, recognizing its importance in preserving Malaysia’s cultural heritage and promoting religious values.
As the world becomes increasingly interconnected, there is also a growing demand for individuals who are knowledgeable about Islam and able to engage with people from diverse backgrounds.
Islamic schools in Malaysia are well-positioned to meet this demand by providing students with a strong foundation in Islamic knowledge combined with critical thinking skills and exposure to modern perspectives.
With all these factors working together, the future of Islamic education in Malaysia is set to be vibrant and promising.


Home / Banking

IBG Transfer Bank Rakyat

IBG transfer is a popular method of transferring funds between bank accounts in Malaysia. Bank Rakyat, one of the leading Islamic banks in the country, offers IBG transfer services to its customers.
IBG transfer is a convenient and secure way to transfer funds, and it is widely used by individuals and businesses alike.
How long does IBG transfer take for Bank Rakyat?
Here’s is the crediting time of IBG transfer using Bank Rakyat:

If customers initiate a payment before 5:00 am on a business day (Monday to Friday), the funds will be received by the beneficiaries on the same business day by 11:00 am.
If customers initiate a payment between 5:01 am and 8:00 am, the funds will be received by the beneficiaries by 2:00 pm on the same business day.
If customers initiate a payment between 8:01 am and 11:00 am, the funds will be received by the beneficiaries by 5:00 pm on the same business day.
If customers initiate a payment between 11:01 am and 2:00 pm, the funds will be received by the beneficiaries by 8:20 pm on the same business day. If this time range extends to the next business day, the funds will be received by 11:00 am.
If customers initiate a payment between 2:01 pm and 5:00 pm, the funds will be received by the beneficiaries by 11:00 pm on the same business day.
If customers initiate a payment after 5:00 pm, the funds will be received by the beneficiaries on the next business day by 11:00 am.
If it’s a non-business day (Saturday, Sunday, or Federal Territory Public Holidays), the funds will be received by the beneficiaries on the next business day by 11:00 am.
Refunds for unsuccessful transactions are typically processed within the same timeframes mentioned above, under normal circumstances.

What are the fees and charges for an individual using Bank Rakyat IBG transfer?
Channels:

iRakyat Mobile Banking
ATM
Over the Counter

Daily transaction limit (RM per day):

iRakyat Mobile Banking: RM50,000 (combined limit with IBFT)
ATM: RM50,000 (combined limit)
Over the Counter: RM1 Million

Payment reference:

iRakyat Mobile Banking: Availability of payee’s name and transaction in beneficiaries’ bank statement
ATM: Yes
Over the Counter: Yes

Availability of beneficiaries’ names and payment references in payers’ bank statement:

iRakyat Mobile Banking: No
ATM: No
Over the Counter: No

Future-dated payment:

iRakyat Mobile Banking: Yes
ATM: No
Over the Counter: No

Operating hours:

iRakyat Mobile Banking: 24 hours
ATM: 24 hours
Over the Counter: Bank business hours

Transfer Fee:

iRakyat Mobile Banking: RM0.10
ATM: –
Over the Counter: RM2

Transfer Fee (Senior Citizen & Disabled):

iRakyat Mobile Banking: Free of Charge

What are the fees and charges for a non-individual using Bank Rakyat IBG transfer?

Why does Bank Rakyat IBG transfer take so long?
Generally, the time taken for IBG transfers can depend on various factors such as the processing time of the sending and receiving banks, the accuracy of the recipient’s account details, and any delays caused by public holidays or weekends.
It is best to check with Bank Rakyat directly for more information on their specific IBG transfer process and any potential delays.
How do I check my Bank Rakyat IBG transfer status?
You can check the status of your Bank Rakyat IBG transfer by logging into your online banking account or contacting Bank Rakyat customer service.
How do I know if Bank Rakyat my IBG transfer is successful?
You can check the status of your IBG transfer by logging into your Bank Rakyat online banking account or by contacting their customer service hotline.

You should receive a confirmation message or email once the transfer is successful.
Can Bank Rakyat IBG transfer be cancelled?
Yes, Bank Rakyat IBG transfer can be cancelled if the transaction has not been processed yet.
However, if the transaction has already been processed, it cannot be cancelled and the recipient will receive the funds.
It is important to double-check all details before initiating a transfer to avoid any errors or mistakes.

What are the best practices in transferring money from Bank Rakyat to other banks?
Here are some general best practices for transferring money from Bank Rakyat to other banks:
1. Ensure that you have sufficient funds in your Bank Rakyat account to cover the transfer amount and any associated fees.
2. Verify the recipient’s bank account details, including the account number and bank routing number, to avoid any errors or delays in the transfer.
3. Choose a secure and reliable transfer method, such as online banking or mobile banking, that offers encryption and authentication to protect your personal and financial information.

4. Check the transfer limits and processing times for your chosen transfer method to ensure that your transfer will be completed within your desired timeframe.
5. Keep a record of your transfer confirmation and any reference numbers provided by Bank Rakyat or the recipient’s bank for future reference or dispute resolution.
6. Monitor your Bank Rakyat account and the recipient’s account to ensure that the transfer is completed successfully and without any unauthorized transactions.


Home / Banking

IBG Transfer Bank Islam

IBG transfer is a popular method of transferring funds between Bank Islam accounts and other banks in Malaysia. It is a convenient and secure way to transfer money and is widely used by individuals and businesses alike.
IBG transfer is a cost-effective option for those who need to transfer funds quickly and efficiently. Bank Islam offers IBG transfer services to its customers, making it easy for them to send and receive money anywhere in the country.
How long does IBG transfer take for Bank Islam?
Here is the Bank Islam IBG fund’s availability schedule:
Business Days (Monday – Friday):

Window 1: Transactions before 5:00 am will have funds available by 11:00 am the same day. Refunds for unsuccessful transactions will be processed by 5:00 pm the same day.
Window 2: Transactions between 5:01 am and 8:00 am will have funds available by 2:00 pm the same day. Refunds for unsuccessful transactions will be processed by 8:00 pm the same day.
Window 3: Transactions between 8:01 am and 11:00 am will have funds available by 5:00 pm the same day. Refunds for unsuccessful transactions will be processed by 11:00 pm the same day.
Window 4: Transactions between 11:01 am and 2:00 pm will have funds available by 8:00 pm the same day. Refunds for unsuccessful transactions will be processed by 11:00 am the next business day.
Window 5: Transactions between 2:01 pm and 5:00 pm will have funds available by 11:00 pm the same day. Refunds for unsuccessful transactions will be processed by 11:00 am the next business day.
After 5:00 pm: Funds will be credited on the next business day by 11:00 am. Refunds for unsuccessful transactions will be processed by 5:00 pm the next business day.

Non-Business Days (Saturday, Sunday, and Federal Territory Public Holidays):

Funds will be available by 11:00 am on the next business day. Refunds for unsuccessful transactions will be processed by 5:00 pm the next business day.

Please note that the exact timing of funds availability may vary depending on the receiving Financial Institution.
What are the fees and charges for IBG Transfer via Bank Islam?
Here are the fees and charges for different banking services:

GO Mobile Banking: RM0.10 per transaction
Internet Banking: RM0.10 per transaction
TAP Mobile Banking-i: RM0.10 per transaction
ATM: RM0.30 per transaction
Branch: RM0.30 per transaction

For basic current and savings accounts, the fees are as follows:

First 2 transactions of the month: RM0.50 each
Subsequent transactions: RM2.00 each

For other current, savings, and transactional investment accounts, the fee is RM2.00 per transaction.
What is the daily transaction limit for IBG transfer using Bank Islam?
Channels:

GO Mobile Banking
Internet Banking
TAP Mobile Banking-i
ATM
Branch

Daily Transaction Limit:

GO Mobile Banking: RM50,000 (shared limit)
Internet Banking: RM50,000 (shared limit)
TAP Mobile Banking-i: RM30,000 (shared limit)
ATM: RM30,000 (shared limit)
Branch: RM500,000

Payment Reference:

Availability of payers’ names and payment references in beneficiaries’ bank statement:

GO Mobile Banking: Yes
Internet Banking: Yes
TAP Mobile Banking-i: Yes
ATM: Yes
Branch (Hardcopy statement): Yes

Availability of beneficiaries’ names and payment references in payers’ bank statement:

GO Mobile Banking: Yes
Internet Banking: Yes
TAP Mobile Banking-i: Yes
ATM: Yes
Branch (Hardcopy statement): Yes

Recurring Payment:

GO Mobile Banking: No
Internet Banking: Yes
TAP Mobile Banking-i: No
ATM: No
Branch: Yes

Future-Dated Payment:

Note: All future-dated payments will be processed in Window 1 of the set date by the payer, subject to “Funds Availability.”
GO Mobile Banking: No
Internet Banking: Yes
TAP Mobile Banking-i: No
ATM: No
Branch: Yes

Operating Hours:

GO Mobile Banking: 24 hours
Internet Banking: 24 hours
TAP Mobile Banking-i: 6am – 12 midnight
ATM: 24 hours
Branch: Banking hours

Why does Bank Islam IBG transfer take so long?
In general, the time taken for a transfer to be completed can depend on various factors such as the amount being transferred, the destination bank, the time of day the transfer was initiated, and any technical issues that may arise during the process.

It is best to contact Bank Islam directly for more information on their IBG transfer process and any specific delays that may be occurring.
How do I check my Bank Islam IBG transfer status?
You can check the status of your Bank Islam IBG transfer by logging into your Bank Islam online banking account or by contacting Bank Islam customer service.
How do I know if Bank Islam my IBG transfer is successful?
You can check the status of your IBG transfer by logging into your Bank Islam online banking account or by contacting Bank Islam customer service.
They will be able to provide you with the status of your transfer and any other relevant information.

Can Bank Islam IBG transfer be cancelled?
Yes, Bank Islam IBG transfer can be cancelled if it has not been processed yet. However, once the transfer has been processed, it cannot be cancelled.
It is important to double-check the details of the transfer before submitting it to avoid any errors or mistakes. If you need to cancel a Bank Islam IBG transfer, you should contact the bank as soon as possible to request the cancellation.
What are the best practices in transferring money from Bank Islam to other banks?
Here are some general best practices for transferring money from Bank Islam to other banks:
1. Ensure that you have sufficient funds in your Bank Islam account to cover the transfer amount and any associated fees.

2. Verify the recipient’s bank account details, including the account number and routing number, to avoid any errors or delays in the transfer.
3. Choose a secure and reliable transfer method, such as online banking or mobile banking, that offers encryption and authentication to protect your personal and financial information.
4. Check the transfer limits and processing times for your chosen transfer method to ensure that your transfer will be completed within your desired timeframe.
5. Keep a record of your transfer confirmation and any reference numbers provided by Bank Islam or the recipient’s bank for future reference and tracking.
6. Monitor your Bank Islam account and the recipient’s account to ensure that the transfer has been completed successfully and without any issues.