The context of the following conversation is Casey got into a small accident with Jan's car. Casey cost Jan many dollars in repair.:
Casey says I still can't believe that I hit that other car..
The friend responds What are you doing to do it is going to cost Jan a lot..
Casey responds I plan on paying for it, it was my fault..
The friend responds I know but still her cost will still raise because of this..
Casey responds I am scared to see how much this will cost Jan..