The context of the following conversation is Jesse just got a credit card, but then Jesse spent too much money online.:
Jesse says So you know how I got a credit card? Well... I got too excited and spent way too much money online..
The friend responds Oh no! Like how much is too much?.
Jesse responds I maxed my credit limit... And I just got my pay check and don't know how I'm going to have enough to pay it all off!.
The friend responds What is your interest rate? It might not be too bad if you can pay it off soon.
Jesse responds It's high but that's the thing, my pay checks usually barely cover my bills and I don't have much leftover. How will I ever pay it off?.
The friend responds You could sell stuff online to try and get some extra cash? And throw that card away so you don't do this to yourself again!.