The context of the following conversation is Jesse was going to buy them lunch but left his wallet with all his money at home.:
Jesse says I had an embarrassing moment at lunch today..
The friend responds What happened?.
Jesse responds I was going to buy my pizza lunch and when I was about to pay, I did not have my wallet..
The friend responds Oh no that stinks! So what happened afterwards?.
Jesse responds Well Rick was nice enough to pay for it, and I told him I would pay him back..
The friend responds Yeah, Rick is a quality dude..