The context of the following conversation is Sydney decided to take this business job because it would get her a better home loan.:
Sydney says I start my new job tomorrow, at that new business..
The friend responds Wow, congratulations. I didn't know you were looking for job..
Sydney responds Yes, it's time to go back to work. Plus, we're going to take out a home loan and it helps if I'm working, too..
The friend responds I see, it'll definitely help with the loan. What are you planning to do with it?.
Sydney responds No, we want to consolidate our bills into one payment. The interest will be much less, too..
The friend responds Good idea. Hope it works out for you with the loan. Let me know how it goes..