The context of the following conversation is Austin got the furniture anyway, despite needing a loan to do so.:
Austin says Hey, so I finally went out to the furniture store to get new furniture for my new house yesterday. I spent lot of time in the store sitting on all the different displays trying to find the most comfortable living room set for me..
The friend responds That's awesome and I'm happy for you but how did you afford that? It must have cost you an entire pay check..
Austin responds Yeah, it was quite expensive and there was no way I could have paid out of pocket the entire cost, but luckily for me they had several loan options for me to choose from..
The friend responds Well that's informative, maybe I'll try that soon. I need new furniture too. Was the interest rate on the loan high?.
Austin responds No, it wasn't too bad. I applied for two different loan options they had and qualified for them both but the second one had a much better interest rate..
The friend responds I know you didn't want to take a loan out for your furniture but at least now people will have somewhere to sit when they come visit you in your new home!.