The context of the following conversation is Ash knew that Jan was low on funds, so she lent her the money to pay for groceries.:
Jan says I borrowed money for groceries from Ash. I was low on funds..
The friend responds He always looks out for his friends..
Jan responds I would do the same for him if I had money..
The friend responds Yes, you would.  Jan, you are a nice person..
Jan responds I wish I didn't have such a hard time now only because they cut my hours at work..
The friend responds That's tough..