The context of the following conversation is Riley fell down and smacked his head on the tile and was pretty sure he had suffered a concussion as a result.:
Riley says I don't need to go to the hospital..
The friend responds I have already called 911 and they are on the way, you head is bleeding and you were knocked out for 10 minutes..
Riley responds I just fell off the ladder and hit the tile, it's not a big deal. Go and get a bandage..
The friend responds You hit the tile pretty hard, and I am sure you have some kind of concussion..
Riley responds I don't have any insurance..
The friend responds It happened on the job, it will be covered..