The context of the following conversation is Alex played a role in the economy by investing and saving in a high yield account.:
Alex says I try to stay ahead of my finance.  I invest my money in the stock market and save some in a high yield savings account..
The friend responds You are wise..
Alex responds You never know what's the future holds..
The friend responds That's so true.  I just lost my job and I have no savings..
Alex responds That's not good..
The friend responds I am hoping unemployment kicks in quickly so that I can pay my rent this month..