The context of the following conversation is Kai needed to move back home to save up money so they could get a new place.:
Kai says I really want to get a new place..
The friend responds Do you have money saved?.
Kai responds No, I need to save money..
The friend responds Do you have a plan on how you will save money?.
Kai responds Yes, I'm moving back home in order to save money..
The friend responds Great plan, good luck..