The context of the following conversation is The landlord sent another bill even though Alex already paid their rent. Alex called their landlord.:
Alex says Wow, why did I get another rent bill. I've already paid my rent for this month..
The friend responds Maybe its for the late fees? Check your lease agreement..
Alex responds You're right. But 30% is predatory..
The friend responds Well, you need to work on getting it in on time. They get away with it..
Alex responds No, you don't understand, its a 30% late fee for next months rent..
The friend responds You know there is nothing wrong with planning ahead..