The context of the following conversation is Remy resisted the urge to go on that shopping spree and left the money in their account.:
Remy says I totally wanted to go on a shopping spree yesterday, but stayed home instead..
The friend responds Why? If you wanted to go shopping, why would you stay home?.
Remy responds Well, I wanted to put the money aside..
The friend responds Oh, I get it. In case of emergency..
Remy responds Exactly. I wanted to leave the money in my account instead..
The friend responds I think that's good. Responsible decision..