The context of the following conversation is sasha had just bought a new house with her husband so she invited her mom over to the house.:
Sasha says I invited my mom over for dinner..
The friend responds I'm sure she's excited to see the new house..
Sasha responds I'm glad my husband and I decided to finally buy a house instead of renting..
The friend responds It's definitely an investment. Once it's paid off you can retire. Not have to worry about a place to live..
Sasha responds I know. My mom is picky though so I hope she likes it..
The friend responds I'm sure she will and it's not like she has to live in it..