The context of the following conversation is Alex wasn't paying attention while driving, and happened to hit their car.:
Alex says Dang! Where did this car come from? How am I going to explain this to the insurance..
The friend responds Slow down. It's going to be okay. Were you on the phone while driving? You need to be honest..
Alex responds Yes, I was on the phone but I swear I was looking..
The friend responds Were you also texting? I could swear you had your head down when you hit that car..
Alex responds Okay. Maybe you're right..
The friend responds You've got to be more careful. Next time it could cause more than a fender bender..