The context of the following conversation is Quinn needed quick cash and had to go get a loan.:
Quinn says I needed a payday loan for the first time..
The friend responds Make sure those sharks don't cheat you..
Quinn responds I really needed the cash quick..
The friend responds Why didn't you just use your credit card?.
Quinn responds I needed more than my cash advance limit..
The friend responds Be very careful and pay them back exactly and promptly..