The context of the following conversation is Taylor got some money from graduation. Taylor wanted to put the money away for now.:
Taylor says I got a bunch of money for my graduation, but I think I'm gonna save it..
The friend responds That's a really good idea..
Taylor responds Yeah, I thought about putting it towards a car, but I think I'd rather save it..
The friend responds You do have a car, so I think it's better to save it for something else..
Taylor responds That's what I was thinking. I'd like a nicer car, but I don't need a car right now..
The friend responds Exactly. Plenty of time to get a new car down the road..