The context of the following conversation is Casey needed to get out of debt, she decided to spend is minimally as possible.:
Casey says I really need to clamp down on my spending..
The friend responds Yeah me too. I'm not saving any money for a rainy day..
Casey responds Me either. And I have so much credit card debt. I really want to pay it off by the end of the year..
The friend responds It's all those expensive shoes and bags you've been buying..
Casey responds I know. So if I don't want to go out to lunch with you as much please don't take it personally..
The friend responds Okay I won't. I'll do my best to keep you on track..