The context of the following conversation is Riley found a job soon after looking, and was able to start paying off their bills.:
Riley says I got my first pay check today. I'm sitting here trying to figure out what bills to pay first..
The friend responds Congratulations on your first check. Hopefully, things will start looking up for you now..
Riley responds Thanks. I hope so, too. It's been a bad six months and every creditor in the world is screaming at me..
The friend responds I know the feeling. I had some of that myself before. Just take your time and keep in contact with them..
Riley responds I learned that the hard way. I ignored some phone calls and had my utilities cut off. If I had talked to them they would have extended me..
The friend responds Same thing happened to me, except it was with my phone bill. Always talk to them whether you want to or not..