The context of the following conversation is Sasha and Taylor booked a holiday, Sasha paid initially on their card then required Taylor's payment amount.:
Taylor says I have the money that you wanted for the payment.
The friend responds Thank you very much I really needed to pay off my credit card bill.
Taylor responds You wouldn't want to get in debt again.
The friend responds I had such a hard time paying off my card last time that I never want to do it again.
Taylor responds I hear you on that.