The context of the following conversation is Riley found a job soon after looking, and was able to start paying off their bills.:
Riley says It's not too soon to land this job. My bills are pilling up..
The friend responds You got the timing right then..
Riley responds I'll be putting at least my next three pay checks in paying off debt..
The friend responds That's it, I have a lot of debt too..
Riley responds You have your students loans, just like me..
The friend responds That'll take me at least a decade to pay off..