The context of the following conversation is Kai waited for one of the other shoe to drop because he was just done with it all.:
Kai says It's been such a hard summer with this coronavirus happening..
The friend responds Yeah, it has been a very hard year indeed..
Kai responds I was just waiting for the other shoe to drop and now my job is laying me off..
The friend responds Oh, that really sucks!..
Kai responds Okay, I need to look at my finances again..
The friend responds This is a hard time for everyone so don't feel too bad..