The context of the following conversation is Jesse just got a credit card, but then Jesse spent too much money online.:
Jesse says I got my first credit card last week!.
The friend responds That's exciting, but you've got to be careful with those things!.
Jesse responds Yeah, I think I went a little overboard on Amazon..
The friend responds That's sure easy to do!.
Jesse responds Yeah, it's so easy just to point and click! I got some cool stuff, but I'm going to hate to see the bill!.
The friend responds That's the downside to credit cards, they make it too easy to pile up debt!.